HUB International Risk Services

Reducing Your Total Cost of Risk

HUBRisk Services Division is committed to providing a wide range of services that enable your organization to identify risks, reduce exposure to loss, and address claims issues.

Our regional “hub” structure, supported by corporate leadership, gives us the flexibility to connect you with the HUB Risk Services team member who can best support your goals and objectives. Located across the US and Canada, our local teams have a wide array of expertise in specialty areas and are available to supplement your internal risk services resources or target specific issues. Results are achieved through a reduction in your Total Cost of Risk (TCOR).

Put our knowledge and experience to work for you.

Team CapabilitiesThe HUB Risk Services Division includes board-certified and degreed claims, safety,

security, property, and environmental professionals with an average of more than 20 years

experience in a variety of industries.

Our clients enjoy access to:

�� Attorneys

�� Certified Industrial Hygienists

�� Certified Safety Professionals

�� Certified and Associate Business Continuity Planning Professionals

�� Certified Hazardous Materials Managers

�� Certified Occupational Health Nurses

�� Certified Property Casualty Underwriters

�� Certified Risk Managers

�� Environmental Experts

�� Fire Protection and Professional Engineers

�� Fleet Safety Professionals

�� General Liability Professionals

�� Product Liability Professionals

�� Tribometrists (Slip and Fall Experts)

You’ll enjoy the work experience of team members with career positions as:

�� Corporate Safety Directors

�� Emergency Medical Technicians

�� Environmental Directors

�� Firefighters

�� Hazardous Material Responders

�� Human Resources Managers

�� Insurance Carrier Claims Managers

�� Risk Managers

�� Security Directors

Why Choose the HUB Risk Services Division?We have the knowledge and experience to deliver

solutions that are properly scaled to meet your needs

regardless of company size, location, or industry. Our

goal is to assist you in identifying current and potential

risk issues and implement controls to reduce those risks.

And, if you do experience a loss, you can count on HUB

to be your advocate in the claims management process.

Specialty AreasThe HUB Risk Services Division operates a number of specialty areas that can be

leveraged to complement your internal capabilities and provide niche expertise for specific

issues. This variety of disciplines enables HUB to respond to your specific needs and

objectives, and you’ll achieve results through reduction in your Total Cost of Risk (TCOR).

Risk Control:

� Regulatory Compliance (US & Canada)

� Behavior-based Safety

� Best Practices and World Class Safety

� Business Continuity Planning

� Construction Safety Management

� Crisis Management

� Disaster Recovery Planning

� Emergency Response Planning

� Enterprise Risk Management

� Environmental Compliance

� Ergonomics Improvement

� Fleet Safety Management

� Global Safety and Environmental Management

� Industrial Hygiene

� Property Protection Engineering

� Safety and Environmental Management

� Security Assessments and Planning

� Training (Management and Employee)

Claims Management:

� Claim Data Analysis

� Claim Management Best Practices

� Claim Reporting Guidance

� Disability Management

� Litigation Management

� Medical Case Management

� Reserve Analysis

� Return-to-Work Planning

� Second Injury Fund Recoveries

� Settlement Evaluation

� Subrogation

� Third Party Administrator (TPA) Selection

Industry ExpertiseThe HUB Risk Services Division offers

customized services to many industries

including manufacturing, construction,

distribution, forestry, mining, healthcare,

transportation, real estate, retail, energy,

biotechnology, educational institutions, oil,

gas, municipalities, and public entities.

The HUB Risk Services Division partners

with you to work toward a common goal. Our

consulting approach is designed

to be timely, results-oriented,

and focused where it counts

most—minimizing hazardous

exposures and claims.

Our 5-step Approach:

1. Identify exposures, hazards, and losses

2. Evaluate the effectiveness of current controls

3. Develop solutions to mitigate and eliminate

risks and improve processes

4. Implement solutions

5. Measure and evaluate the solutions, adjusting

to ensure the desired outcome

This partnership approach builds the framework

to implement effective, long-range solutions and

creates the best results for our clients.

Consulting Methodology and Approach

STEP

APPROACH

Risk Services Available to Our ClientsWe offer a wide range of services to target risk issues, minimize exposures, and address

losses as they occur. These include (but are not limited to) the following:

Casualty Risk Control Services � Behavior-based Safety

� Best Practice Assessments (“Gap Analysis”)

� Client Advocacy and Carrier Oversight

� Compliance Assistance (US, Canada, International)

� Development and Implementation of Audit and Inspection Processes

� Employee Perception Surveys

� Ergonomics Improvement

� Fleet Safety Management Program Development

� General Liability Assessments and Controls

� Life Safety Evaluations

� Loss Analysis and Trending

� Owner Controlled Insurance Program (OCIP) and Contractor Controlled Insurance Plan (CCIP) Safety Management

� OSHA 10- and 30-hour Courses (Construction and General Industry)

� Outsourced Safety and Risk Management

� Product Liability Assessments

� Safety Committee and Steering Committee Development

� Safety Program Development

� Safety Project Review and Engineering Services

� Slip and Fall Prevention

� Training Development and Implementation (Conventional and Web-based)

Property Risk Control Services � Client Advocacy and Carrier

Oversight

� Equipment Breakdown Analysis

� Facility Hazard Evaluations

� Fire Protection Engineering

� Human-element Program Development

� Impairment Program Design and Monitoring

� Loss Investigations and Analysis

� Natural Hazard Assessments

� New Facility Construction Reviews

� Real Property Replacement Cost Appraisals

� Property Audits and Inspections

� Protection System Evaluations

�Warning System Evaluations

Claims Management Services � Claim Audits

� Claim Data Analysis

� Claim Reviews

� Client Advocacy and Carrier Oversight

� Coverage Disputes

� Disability Management Program Design

� Employer Claim Management Practices

� Litigation Management

�Medical Case Management Program Design

� Reserve Analysis

� Settlement Evaluation

� Subrogation and Second Injury Fund Recoveries

� Third Party Administrator (TPA) Selection

Specialty Risk Services � Business Continuity Planning

and Disaster Recovery Planning � Crisis Management Planning � Emergency Response Planning � Enterprise Risk Management � Industrial Hygiene and

Environmental Compliance � Security Consulting

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www.hubinternational.com

The information provided herein has been prepared by HUB International Limited for general information purposes only and does not constitute professional advice, whether legal, insurance or otherwise. This information is presented without any representation or warranty whatsoever, including as to the accuracy or completeness of the information. You are urged to consult your own professional advisor about your insurance needs.

About HUB International LimitedHUB International is a global insurance brokerage providing property and casualty, life and health, employee benefits, investment and risk management products and services through over 300 offices across the United States and Canada.