HUB International Risk Services

Reducing Your Total Cost of Risk

HUBRisk Services Division is committed to providing a wide range of services that enable your organization to identify risks, reduce exposure to loss, and address claims issues.

Our regional “hub” structure, supported by corporate leadership, gives us the fl exibility to connect you with the HUB Risk Services team member who can best support your goals and objectives. Located across the US and Canada, our local teams have a wide array of expertise in specialty areas and are available to supplement your internal risk services resources or target specifi c issues. Results are achieved through a reduction in your Total Cost of Risk (TCOR).

Put our knowledge and experience to work for you.

Team CapabilitiesThe HUB Risk Services Division includes board-certifi ed and degreed claims, safety,

security, property, and environmental professionals with an average of more than 20 years

experience in a variety of industries.

Our clients enjoy access to:

Attorneys

Certifi ed Industrial Hygienists

Certifi ed Safety Professionals

Certifi ed and Associate Business Continuity Planning Professionals

Certifi ed Hazardous Materials Managers

Certifi ed Occupational Health Nurses

Certifi ed Property Casualty Underwriters

Certifi ed Risk Managers

Environmental Experts

Fire Protection and Professional Engineers

Fleet Safety Professionals

General Liability Professionals

Product Liability Professionals

Tribometrists (Slip and Fall Experts)

You’ll enjoy the work experience of team members with career positions as:

Corporate Safety Directors

Emergency Medical Technicians

Environmental Directors

Firefi ghters

Hazardous Material Responders

Human Resources Managers

Insurance Carrier Claims Managers

Risk Managers

Security Directors

Why Choose the HUB Risk Services Division?We have the knowledge and experience to deliver

solutions that are properly scaled to meet your needs

regardless of company size, location, or industry. Our

goal is to assist you in identifying current and potential

risk issues and implement controls to reduce those risks.

And, if you do experience a loss, you can count on HUB

to be your advocate in the claims management process.

Specialty AreasThe HUB Risk Services Division operates a number of specialty areas that can be

leveraged to complement your internal capabilities and provide niche expertise for specifi c

issues. This variety of disciplines enables HUB to respond to your specifi c needs and

objectives, and you’ll achieve results through reduction in your Total Cost of Risk (TCOR).

Risk Control:

Regulatory Compliance (US & Canada)

Behavior-based Safety

Best Practices and World Class Safety

Business Continuity Planning

Construction Safety Management

Crisis Management

Disaster Recovery Planning

Emergency Response Planning

Enterprise Risk Management

Environmental Compliance

Ergonomics Improvement

Fleet Safety Management

Global Safety and Environmental Management

Industrial Hygiene

Property Protection Engineering

Safety and Environmental Management

Security Assessments and Planning

Training (Management and Employee)

Claims Management:

Claim Data Analysis

Claim Management Best Practices

Claim Reporting Guidance

Disability Management

Litigation Management

Medical Case Management

Reserve Analysis

Return-to-Work Planning

Second Injury Fund Recoveries

Settlement Evaluation

Subrogation

Third Party Administrator (TPA) Selection

Industry ExpertiseThe HUB Risk Services Division offers

customized services to many industries

including manufacturing, construction,

distribution, forestry, mining, healthcare,

transportation, real estate, retail, energy,

biotechnology, educational institutions, oil,

gas, municipalities, and public entities.

The HUB Risk Services Division partners

with you to work toward a common goal. Our

consulting approach is designed

to be timely, results-oriented,

and focused where it counts

most—minimizing hazardous

exposures and claims.

Our 5-step Approach:

1. Identify exposures, hazards, and losses

2. Evaluate the effectiveness of current controls

3. Develop solutions to mitigate and eliminate

risks and improve processes

4. Implement solutions

5. Measure and evaluate the solutions, adjusting

to ensure the desired outcome

This partnership approach builds the framework

to implement effective, long-range solutions and

creates the best results for our clients.

Consulting Methodology and Approach

STEP

APPROACH

Risk Services Available to Our ClientsWe offer a wide range of services to target risk issues, minimize exposures, and address

losses as they occur. These include (but are not limited to) the following:

Casualty Risk Control Services Behavior-based Safety

Best Practice Assessments (“Gap Analysis”)

Client Advocacy and Carrier Oversight

Compliance Assistance (US, Canada, International)

Development and Implementation of Audit and Inspection Processes

Employee Perception Surveys

Ergonomics Improvement

Fleet Safety Management Program Development

General Liability Assessments and Controls

Life Safety Evaluations

Loss Analysis and Trending

Owner Controlled Insurance Program (OCIP) and Contractor Controlled Insurance Plan (CCIP) Safety Management

OSHA 10- and 30-hour Courses (Construction and General Industry)

Outsourced Safety and Risk Management

Product Liability Assessments

Safety Committee and Steering Committee Development

Safety Program Development

Safety Project Review and Engineering Services

Slip and Fall Prevention

Training Development and Implementation (Conventional and Web-based)

Property Risk Control Services Client Advocacy and Carrier

Oversight

Equipment Breakdown Analysis

Facility Hazard Evaluations

Fire Protection Engineering

Human-element Program Development

Impairment Program Design and Monitoring

Loss Investigations and Analysis

Natural Hazard Assessments

New Facility Construction Reviews

Real Property Replacement Cost Appraisals

Property Audits and Inspections

Protection System Evaluations

Warning System Evaluations

Claims Management Services Claim Audits

Claim Data Analysis

Claim Reviews

Client Advocacy and Carrier Oversight

Coverage Disputes

Disability Management Program Design

Employer Claim Management Practices

Litigation Management

Medical Case Management Program Design

Reserve Analysis

Settlement Evaluation

Subrogation and Second Injury Fund Recoveries

Third Party Administrator (TPA) Selection

Specialty Risk Services Business Continuity Planning

and Disaster Recovery Planning Crisis Management Planning Emergency Response Planning Enterprise Risk Management Industrial Hygiene and

Environmental Compliance Security Consulting

www.hubinternational.com

The information provided herein has been prepared by HUB International Limited for general information purposes only and does not constitute professional advice, whether legal, insurance or otherwise. This information is presented without any representation or warranty whatsoever, including as to the accuracy or completeness of the information. You are urged to consult your own professional advisor about your insurance needs.

About HUB International LimitedHUB International is a global insurance brokerage that provides a broad array of property and casualty, life and health, employee benefi ts, investment, and risk management products and services through over 250 offi ces. HUB is dedicated to helping clients navigate risk, manage the complexities of insurance, and plan for the unforeseen.