How old are you73.docx

7/29/2019 How old are you73.docx

1/14

1. What is your course of study?a) MBA b) B.Tech c) BBA d) Diploma

Interpretation:- In this survey that 90% students are B.Tech and remaining 10%

students are MBA . BBA and Diploma are nil .

2. What is your annual college fee?a) 25,000-30,000 b) 40,000-50,000b) c) 85,000-90,000 d) 90,000 Above

Course of Study

MBA

B.Tech

BBA

Diploma


2/14

Interpretation:- 90% student are whose annual college fee

are 85,000-90,000 and 10% student are whose annual

college fee are 40,000-50,000. 85.000-90,000 and

90,000 above are nil.

3. Have you taken an education loan from any bank?a) Yes b) No

Annual College Fee

25,000-30,000

40,000-50,000

85,000-90,000

90,000 Above


3/14

Interpretation:- In 100% students are taken an education

loan in different banks.

4. Which bank did you chose for the education loan?a) SBI b) PNB c) HDFC d) Others ..

Taken an Education Loan

Yes

No


4/14

Interpretation:- In 30 students to taken education loan in

different banks such as SBI , PNB, HDFC, and others such

as CBI BOI ALLAHABAD Gramin Bank and IDBI. Most of

student to prefer the SBI. In this survey there are 68%

student are taken loan in SBI and 10% in PNB, 3% CBI

10% in BOI 3% Allahabad Bank 3% Gramin Bank and 3%

in IDBI.

5. What is the occupation of your parents?a) Government Job b) Private Job c) Business Mand) Self Employed e) Unemployed

Chose for the education Loan

SBI

PNB

HDFC

OTHERS

CBI

BOI

ALLAHABAD

Grmin Bank

IDBI


5/14

Interpretation:-

In this Survey 33% students parents occupation are unemployed 23% self

employed 13% government job 13% private job and 17% business man

these are taken education loan in different bank.

6. What is your annual family income?a) 50,000-1,00,000 b) 1,00,000-2,00,000C)2,00,000-3,00,000 d) 3,00,000 Above.

Occupation of your Parents

Government Job

Private Job

Business Man

Self Employed

Unemployed


6/14

Interpretation:-

50% student his parents annual income are 50,000-1,00,000. 20%

students whose family income are 1,00,000-2,00,000 . 10% students

whose family income are 2,00,000-3,00,000 and 20% student whose

parents income are 3,00,000 above.

7. What is your loan sanctioned limit ?a) 2,00,000-5,00,000 b) 5,00,000 -7,00,000c) 7,00,000-10,00,000 d) 10,00,000 Above.

Annual Family Income

50,000-1,00,000

1,00,000-2,00,000

2,00,000-3,00,000

3,00,000 Above


7/14

Interpretation:-

Bank sanctioned education loan to the maximum student to 2,00,000-

5,00,000. In 5,00,000-7,00,000 , 7,00,000-10,00,000 and above

10,00,000 are nil.

8.

What is the interest charged by the bank?a) 7% b)9% c)11% d)13% e)15% Above

Loan Sanctioned Limit

2,00,000-5,00,000

5,00,000-7,00,000

7,00,000-10,00,000

10,00,000 Above


8/14

Interpretation:-

In the different bank may charged to interest to education loan 80% bank

charge to 13% . 10% bank charged to 9% and 10% bank to charge 11%.

And 7% and 15% above are nil.

9.

What is the tenure of the loan?a) 5 years b) 7 years c) 8 years d) 10 years

Interest Charged by Bank

7%

9%

11%

13%

15% Above
http://finance.taaza.com/topic/loan_faq/loan/education-loan-india/faq.html#f53http://finance.taaza.com/topic/loan_faq/loan/education-loan-india/faq.html#f53


9/14

Interpretation:-

The tenure period of loan the 50 % bank may provide 10 years 20% bank

may provided 5 years 20% bank provide 7 years and 10% bank may

provide 8 years.10.What is the prepayment penalty?

a) 4% b) 5% c) 6% d) 7%

Tenure of Loan

5 years

7 years

8 years

10 years
http://finance.taaza.com/topic/loan_faq/loan/education-loan-india/faq.html#f63http://finance.taaza.com/topic/loan_faq/loan/education-loan-india/faq.html#f63http://finance.taaza.com/topic/loan_faq/loan/education-loan-india/faq.html#f63


10/14

Interpretation:-

90% bank may charged prepayment penalty are 4% and 10% bank may

charged 5% . 6% and 7% may be nil.

11.What is the mode of repayment?a) EMI (Equated Monthly Installments).b) ECS (Electronic Clearing Services).c) PDC (Post Dated Cheques).

Prepayment Penalty

4%

5%

6%

7%
http://finance.taaza.com/topic/loan_faq/loan/education-loan-india/faq.html#f52http://finance.taaza.com/topic/loan_faq/loan/education-loan-india/faq.html#f52http://finance.taaza.com/topic/loan_faq/loan/education-loan-india/faq.html#f52


11/14

Interpretation:-

90% bank may charged the repayment through EMI. 5% Bank may

charged ECS and 5% bank may charged PDC.

12.Have you received the loan on time?a) Yes b) No

Mode of Repayment

EMI ( Equated Monthly

Installments)

ECS ( Electronic Clearing

Services)

PDC ( Post Dated Cheques)


12/14

Interpretation:-

90% student are received loan on time and 10% student could not received

loan on time.

13.What type of security pledged for the loan?a) Physical assets (Land, business firm etc.)

b) Financial assets (SDPS, Bonds, Insurance policy etc.)

c) Guarantor A/C.

d) Others. (Please specify)......................................................

Loan on Time

Yes

No


13/14

Interpretation:-

70% student are deposited the security physical assets ( Land, business firm

etc). 5% students are deposited to the security purpose financial assets

(SDPS, Bonds , insurance policy etc). 20% student are deposited to theGuarantor A/C. 5% Students deposited to the others such as original

certificate.

14.Are you satisfied with the present loan scheme?a) Yes b) No

Security Pledged for Loan

Physical assets (Land, business

firm etc.)

Financial assets (SDPS, Bonds,

Insurance policy etc.)

Guarantor A/C.

Others. (My original certificate)


14/14

Interpretation:-

50% students are happy with present schemes and 50% students are un happy

with present loan schemes.

Satisfied with Present Loan Scheme

Yes

No

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How old are you73.docx