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1. What is your course of study?a) MBA b) B.Tech c) BBA d) Diploma
Interpretation:- In this survey that 90% students are B.Tech and remaining 10%
students are MBA . BBA and Diploma are nil .
2. What is your annual college fee?a) 25,000-30,000 b) 40,000-50,000b) c) 85,000-90,000 d) 90,000 Above
Course of Study
MBA
B.Tech
BBA
Diploma
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Interpretation:- 90% student are whose annual college fee
are 85,000-90,000 and 10% student are whose annual
college fee are 40,000-50,000. 85.000-90,000 and
90,000 above are nil.
3. Have you taken an education loan from any bank?a) Yes b) No
Annual College Fee
25,000-30,000
40,000-50,000
85,000-90,000
90,000 Above
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Interpretation:- In 100% students are taken an education
loan in different banks.
4. Which bank did you chose for the education loan?a) SBI b) PNB c) HDFC d) Others ..
Taken an Education Loan
Yes
No
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Interpretation:- In 30 students to taken education loan in
different banks such as SBI , PNB, HDFC, and others such
as CBI BOI ALLAHABAD Gramin Bank and IDBI. Most of
student to prefer the SBI. In this survey there are 68%
student are taken loan in SBI and 10% in PNB, 3% CBI
10% in BOI 3% Allahabad Bank 3% Gramin Bank and 3%
in IDBI.
5. What is the occupation of your parents?a) Government Job b) Private Job c) Business Mand) Self Employed e) Unemployed
Chose for the education Loan
SBI
PNB
HDFC
OTHERS
CBI
BOI
ALLAHABAD
Grmin Bank
IDBI
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Interpretation:-
In this Survey 33% students parents occupation are unemployed 23% self
employed 13% government job 13% private job and 17% business man
these are taken education loan in different bank.
6. What is your annual family income?a) 50,000-1,00,000 b) 1,00,000-2,00,000C)2,00,000-3,00,000 d) 3,00,000 Above.
Occupation of your Parents
Government Job
Private Job
Business Man
Self Employed
Unemployed
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Interpretation:-
50% student his parents annual income are 50,000-1,00,000. 20%
students whose family income are 1,00,000-2,00,000 . 10% students
whose family income are 2,00,000-3,00,000 and 20% student whose
parents income are 3,00,000 above.
7. What is your loan sanctioned limit ?a) 2,00,000-5,00,000 b) 5,00,000 -7,00,000c) 7,00,000-10,00,000 d) 10,00,000 Above.
Annual Family Income
50,000-1,00,000
1,00,000-2,00,000
2,00,000-3,00,000
3,00,000 Above
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Interpretation:-
Bank sanctioned education loan to the maximum student to 2,00,000-
5,00,000. In 5,00,000-7,00,000 , 7,00,000-10,00,000 and above
10,00,000 are nil.
8.
What is the interest charged by the bank?a) 7% b)9% c)11% d)13% e)15% Above
Loan Sanctioned Limit
2,00,000-5,00,000
5,00,000-7,00,000
7,00,000-10,00,000
10,00,000 Above
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Interpretation:-
In the different bank may charged to interest to education loan 80% bank
charge to 13% . 10% bank charged to 9% and 10% bank to charge 11%.
And 7% and 15% above are nil.
9.
What is the tenure of the loan?a) 5 years b) 7 years c) 8 years d) 10 years
Interest Charged by Bank
7%
9%
11%
13%
15% Above
http://finance.taaza.com/topic/loan_faq/loan/education-loan-india/faq.html#f53http://finance.taaza.com/topic/loan_faq/loan/education-loan-india/faq.html#f537/29/2019 How old are you73.docx
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Interpretation:-
The tenure period of loan the 50 % bank may provide 10 years 20% bank
may provided 5 years 20% bank provide 7 years and 10% bank may
provide 8 years.10.What is the prepayment penalty?
a) 4% b) 5% c) 6% d) 7%
Tenure of Loan
5 years
7 years
8 years
10 years
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Interpretation:-
90% bank may charged prepayment penalty are 4% and 10% bank may
charged 5% . 6% and 7% may be nil.
11.What is the mode of repayment?a) EMI (Equated Monthly Installments).b) ECS (Electronic Clearing Services).c) PDC (Post Dated Cheques).
Prepayment Penalty
4%
5%
6%
7%
http://finance.taaza.com/topic/loan_faq/loan/education-loan-india/faq.html#f52http://finance.taaza.com/topic/loan_faq/loan/education-loan-india/faq.html#f52http://finance.taaza.com/topic/loan_faq/loan/education-loan-india/faq.html#f527/29/2019 How old are you73.docx
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Interpretation:-
90% bank may charged the repayment through EMI. 5% Bank may
charged ECS and 5% bank may charged PDC.
12.Have you received the loan on time?a) Yes b) No
Mode of Repayment
EMI ( Equated Monthly
Installments)
ECS ( Electronic Clearing
Services)
PDC ( Post Dated Cheques)
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Interpretation:-
90% student are received loan on time and 10% student could not received
loan on time.
13.What type of security pledged for the loan?a) Physical assets (Land, business firm etc.)
b) Financial assets (SDPS, Bonds, Insurance policy etc.)
c) Guarantor A/C.
d) Others. (Please specify)......................................................
Loan on Time
Yes
No
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Interpretation:-
70% student are deposited the security physical assets ( Land, business firm
etc). 5% students are deposited to the security purpose financial assets
(SDPS, Bonds , insurance policy etc). 20% student are deposited to theGuarantor A/C. 5% Students deposited to the others such as original
certificate.
14.Are you satisfied with the present loan scheme?a) Yes b) No
Security Pledged for Loan
Physical assets (Land, business
firm etc.)
Financial assets (SDPS, Bonds,
Insurance policy etc.)
Guarantor A/C.
Others. (My original certificate)
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Interpretation:-
50% students are happy with present schemes and 50% students are un happy
with present loan schemes.
Satisfied with Present Loan Scheme
Yes
No