HELPING YOU REACH YOUR WELLBEING POTENTIAL. Welcome …sunrun.gobenefits.net/wp-content/uploads/2017/07/2017-Sunrun-Guide-rev... · HELPING YOU REACH YOUR WELLBEING POTENTIAL. SEE

Welcome to Your 2017 Benefits Guide

HELPING YOU REACH YOUR WELLBEING POTENTIAL.

SEE INSIDE FOR IMPORTANT INFORMATION ABOUT YOUR BENEFITS.

the details where to gothe perks

Sunrun wants you and your family to be happy, healthy and secure. That’s why we offer a benefits program that is designed to help you achieve your health, financial and work-life balance potential. We are committed to providing you with tools and resources to help you maximize your benefits, including this Benefits Guide. Please review it carefully for highlights of our benefits and discuss your options with your family.

Welcome

Contents WELCOME3 Your Complete Benefits

Program

4 Getting Started

HEALTH5 Medical

8 Dental

9 Vision

9 Wellness Program

FINANCIAL 10 HSA

12 FSA & Commuter Benefit

13 Sunrun 401(k) Plan

14 Life and AD&D

14 Disability

WORK-LIFE15 Voluntary Benefits

15 EAP

CONTENTS 2CONTACT LIST NOTICES

WELCOME HEALTH FINANCIAL WORK-LIFE RATES CONTACTS NOTICES

BENEFITS SUPPORT

Have questions about our benefits? Reach out to the Benefits Advocate Center at (844) 632-2197 Monday–Friday, 7:00 a.m. to 5:30 p.m. PT or email [email protected].

Or, for more information, log on to www.sunrunbenefits.com.

Your Sunrun benefits program provides a wide array of benefits to help you achieve your physical, financial and work-life wellbeing potential. Sunrun pays the full cost of some benefits, you and Sunrun share the cost of some benefits and you pay the full cost of some benefits. Some benefits are paid for on a pre-tax basis, while others are paid for after tax.

Your Complete Sunrun Benefits Program

HealthMEDICAL• Cigna Preferred Provider Organization

(PPO) Plan • Cigna Health Maintenance Organization

(HMO) Plan• Cigna Consumer Directed Health Plan

(CDHP) Option 1 with Health Savings Account (HSA)

• Cigna Consumer Directed Health Plan (CDHP) Option 2 with Health Savings Account (HSA)

• Kaiser HMO Plan (California Only)

DENTAL• PPO Plan • EPO Plan (California Only)

VISION

LIVE HEALTHY AMERICA WELLNESS PROGRAM

FinancialHEALTH SAVINGS ACCOUNTS (HSAs)

FLEXIBLE SPENDING ACCOUNTS (FSAs)• Healthcare FSA• Limited Healthcare FSA (Cigna CDHP members only)• Dependent Care FSA

PARKING AND TRANSIT PROGRAM

SUNRUN 401(k) PLAN

BASIC AND SUPPLEMENTAL LIFE AND ACCIDENTAL DEATH AND DISMEMBERMENT (AD&D)

SHORT-TERM DISABILITY (STD)

LONG-TERM DISABILITY (LTD)

Work-LifeEMPLOYEE ASSISTANCE PROGRAM (EAP)

GROUP PET INSURANCE

EMPLOYEE DISCOUNTS



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Eligibility• Full-time employees working 30 hours

or more per week are eligible for medical coverage.

• Benefits are effective on the first of the month following date of hire.

Our Benefits WebsiteSunrunbenefits.com is your go-to resource for coverage information, carrier contact information, including phone numbers and links to member websites, and important documents. Simply log on to www.sunrunbenefits.com.

EnrollmentYou must enroll within 31 days from your eligibility date (the first day of the month following date of hire). Elections you make when first becoming eligible or during Open Enrollment will remain in effect until our next Open Enrollment period. In addition, if you decline coverage for yourself and/or your dependent(s) when first becoming eligible, you must wait until the next Open Enrollment period to enroll. However, if you experience a qualified life event (see right) during the year, you may make changes to your elections at that time.

HOW TO ENROLL• Go to www.sunrunbenefits.com.• If you are a first-time user, click on

“Register” to set up your user name, password and security questions (you will need your and your dependents’ Social Security numbers, full name, date of birth and address).

• Once logged in, click on “Start Here” and follow the step-by-step instructions.

• Click on “Approve” and “I Agree” to confirm your elections and print out your election information and confirmation number for your records.

DEPENDENT ELIGIBILITY VERIFICATIONIf you want to add/change dependents or beneficiaries on any of your benefits, be sure to gather the necessary information to verify their relationship to you.

QUALIFIED LIFE EVENTS

If you experience a qualified life event during the year, such as marriage, divorce or the birth or adoption of a child, you may make changes to your elections at that time.

It is your responsibility to make changes to your benefit elections by logging in to sunrunbenefits.com within 31 days of the event. If you fail to do so, you will not be able to enroll or make changes until the next Open Enrollment period.

Getting Started



http://sunrunbenefits.com

HealthMedical Coverage: CignaWe’re proud to offer medical coverage that not only provides coverage for illness and injury, but also enables you and your family to focus on staying well. Following is a high-level overview of the coverage available. For complete coverage details, please refer to the Summary Plan Description (SPD).

Plan FeatureCigna PPO Plan Cigna HMO Plan

In-Network Out-of-Network In-Network OnlyAnnual Deductible

�� Employee only $500 $1,000 $100

�� Family $1,000 $2,000 $200

Annual Out-of-Pocket Maximum

�� Employee only $3,000 $6,000 $2,500

�� Family $6,000 $12,000 $5,000

Services

�� Preventive Care Plan pays 100%, no deductible Plan pays 60% after deductible Plan pays 100%, no deductible

�� Primary Care Physician Office Visit $25 copay Plan pays 60% after deductible $25 copay

�� Specialist Office Visit $40 copay Plan pays 60% after deductible $40 copay

�� Emergency Room Visit (copay waived if admitted) $100 copay and plan pays 80% after deductible$100 copay and plan pays 80% after

deductible

�� Inpatient Hospital Stay$250 copay and plan pays

80% after deductible$500 copay and plan pays

60% after deductible$500 copay

Prescription Drugs (Tier 1/Tier 2/Tier 3/Tier 4)

�� Retail (up to a 30-day supply)$15/$25/$40/30% with

a maximum of $75Plan pays 60% after deductible

$15/$25/$40/30% with a maximum of $75

�� Mail Order (up to a 90-day supply)$30/$50/$80/30% with

a maximum of $150Plan pays 60% after deductible

$30/$50/$80/30% with a maximum of $150



HealthMedical Coverage: Cigna

Plan FeatureCigna CDHP Option 1 with HSA* Cigna CDHP Option 2 with HSA

In-NetworkOut-of-

NetworkIn-Network

Out-of-Network

Annual Deductible

�� Employee only $2,000 $4,000 $3,000 $4,000

�� Family $4,000 $8,000 $6,000 $8,000


�� Employee only $3,500 $7,000 $5,000 $8,000

�� Family $7,000** $14,000** $10,000** $16,000**

Services

�� Preventive CarePlan pays 100%,

no deductiblePlan pays 70% after deductible

Plan pays 100%, no deductible

Plan pays 60% after deductible

�� Primary Care Physician Office VisitPlan pays 90% after deductible




�� Specialist Office VisitPlan pays 90% after deductible




�� Emergency Room Visit (copay waived if admitted) Plan pays 90% after deductiblePlan pays 80% after deductible


�� Inpatient Hospital StayPlan pays 90%after deductible




Prescription Drugs (Tier 1/Tier 2/Tier 3/Tier 4)

�� Retail (up to a 30-day supply)After deductible,

$15/$25/$40/80%Plan pays 70% after deductible



�� Mail Order (up to a 90-day supply)After deductible,

$30/$50/$80/80%Plan pays 70%after deductible



*Sunrun contributes $600 for employee-only coverage and $1,200 for family coverage annually to the health savings account (HSA).**This out-of-pocket maximum is embedded. With an embedded out-of-pocket maximum, the annual out-of-pocket maximum can be met on an individual basis. This means that once a family member meets his/her individual out-of-pocket maximum, the plan will begin to pay coinsurance for that family member. The individual embedded out-of-pocket maximum is $3,500 for the CDHP Option 1 and $6,850 for the CDHP Option 2.

ONE MEDICAL

If you are a Sunrun employee in Arizona or San Francisco, CA, and enrolled in a Cigna medical plan, One Medical can connect you to board-certified doctors and healthcare professionals 24/7. Membership includes:

• Preventive services• Primary care (subject

to applicable copay, coinsurance and deductible)

• 24/7 virtual care at no cost to you

• On-site lab services• Dedicated support team

For contact information, see page 16.



HealthMedical Coverage: Kaiser Permanente TELEHEALTH

All employees enrolled in a Sunrun medical plan have access to licensed, board-certified U.S.-based doctors via phone, online or video chat 24/7/365. Costs for these “virtual visits” vary depending on your medical plan.

For contact information, see page 16.

Plan FeatureKaiser HMO Plan (California

Only)

In-Network OnlyAnnual Deductible

�� Employee only $0

�� Family $0


�� Employee only $1,500

�� Family $3,000

Services

�� Preventive Care Plan pays 100%

�� Primary Care Physician Office Visit $20 copay

�� Specialist Office Visit $20 copay

�� Emergency Room Visit $100 copay per visit

�� Inpatient Hospital Stay $500 copay

Prescription Drugs (Tier 1/Tier 2)

�� Retail (up to a 30-day supply) $10/$25

�� Mail Order (up to a 90-day supply) $20/$50



Dental Coverage: Principal Regular dental checkups can do more than keep your smile attractive—they can also tell dentists a lot about your overall health, including whether or not you may be at risk for chronic diseases. Following is a high-level overview of your dental coverage. For complete coverage details, please refer to the Summary Plan Description (SPD). Note: If you are an employee in California, you also have a Point of Service dental plan with three levels of coverage. You can choose an EPO provider with the highest level of coverage, a PPO provider with a high level of coverage in a large national network or opt out altogether and use an out-of-network provider for a greater out-of-pocket cost.

Plan Feature

PPO Plan EPO Plan (California Only)

In-Network Out-of-Network In-Network Only

Annual Deductible (single/family)

$50/150 $0/$0

Annual Maximum Benefit $1,500 $1,500

Preventive Plan pays 100% Plan pays 100%

Basic Plan pays 90% after deductible Plan pays 80% after deductible Plan pays 90%

Major Plan pays 60% after deductible Plan pays 50% after deductible Plan pays 60%

Orthodontia Plan pays 50% Plan pays 50%

Orthodontia Lifetime Maximum

$1,500 $1,500

Great news! You may roll over up to $375 of your unused annual maximum benefit and increase your annual maximum benefit for the following year.

Health



Live Healthy America You have access to a personalized wellness program, Live Healthy America. You can participate in challenges to earn prizes, access health tips and articles, track activities and steps, set wellness goals, track your progress and connect with your peers.

HealthVision Coverage: VSPNot only can yearly eye exams protect your eyes, they can help detect signs of serious health conditions like diabetes, brain tumors, high blood pressure and high cholesterol. Following is a high-level overview of your vision coverage.

Plan Feature Frequency In-Network Out-of-NetworkExamination Every 12 months $10 Up to $50

Basic Lenses (single/bifocal/trifocal) Every 12 months Included in prescription glasses $50–$100

Frames Every 24 months $150–$170 allowance plus 20% discount on amounts over $160

allowance

Up to $70

Retail Affiliate Frames Every 24 months $80 Costco frame allowance; $140 allowance, plus 20%

discount on any amounts in excess at retailers other than

Costco

Not covered

Contact Lenses (in lieu of glasses) Every 12 months $140 allowance Up to $105

LASIK Surgery Savings of up to 15% off regular price at VSP contracted laser centers, or an additional 5% off center’s promotional price

FOR COMPLETE COVERAGE DETAILS, PLEASE REFER TO THE SUMMARY PLAN DESCRIPTION (SPD).

FOR MORE INFORMATION, VISIT:

livehealthysunrun.com or call (888) 282-0822.



http://livehealthysunrun.com

SUNRUN CONTRIBUTIONS

If you enroll in the CDHP Option 1, Sunrun will contribute $600 for employee-only coverage and $1,200 for family coverage annually. Note: Sunrun contribution amounts will be prorated per paycheck for all employees.

How the Consumer Directed Health Plans (CDHPs) WorkThe Cigna CDHP Option 1 and CDHP Option 2 offer comprehensive healthcare coverage at lower premiums and higher deductibles than traditional healthcare plans. With lower premiums to pay for coverage, you choose how to spend your healthcare dollars. You can either pay for eligible services by using funds in your HSA, or you can pay for them out of your own pocket. Note: You can only use HSA funds as they are deposited in your account. You can always reimburse yourself later once you have accumulated funds in your account.

Financial

Health Savings Accounts (HSAs): HSA BankBoth CDHPs feature a health savings account (HSA) that enables you to pay for current, qualified healthcare expenses and save for future expenses on a tax-free basis. You have the opportunity to set aside funds in your HSA before taxes through convenient payroll deductions (see “How Your HSA Is Funded”).

How Your HSA Is FundedYOUR CONTRIBUTIONSThere are several ways to contribute money to your HSA:• Pre-tax contributions through payroll deductions• After-tax cash contributions that are deductible when you

file your taxes• Catch-up contributions up to $1,000 per year if you are

over age 55 (until you enroll in Medicare)

TOTAL ANNUAL CONTRIBUTION LIMITIt is important to note that your contributions, when combined with any contributions from the company, may not exceed the IRS annual maximum of $3,400 for individual coverage and $6,750 for family coverage in 2017. Note: Individuals 55 and older may make additional “catch-up” contributions up to $1,000 each year until they enroll in Medicare.

Qualified Healthcare ExpensesHSAs enable you to pay for the following qualified healthcare expenses on a tax-free basis:• Qualified medical, dental and vision expenses not covered by

the plans, as defined by the IRS in Publication 502, available online at http://www.irs.gov/pub/irs-pdf/p502.pdf

• COBRA premiums• Qualified long-term care insurance and expenses• Health insurance premiums when receiving unemployment

compensation• Medicare and retiree health insurance premiums (not Medicare

Supplement premiums)• Medigap insurance premiums



http://www.irs.gov/pub/irs-pdf/p502.pdf

HEALTH SAVINGS ACCOUNTS (HSAs) CONTINUED

Advantages of an HSA

Financial

Triple-Tax Advantage• You contribute pre-tax funds through

payroll deductions, meaning the money comes out of your paycheck before federal income tax is calculated. This, in turn, reduces the amount of taxable income, so less tax is withheld from your paycheck.

• Funds grow tax-free, and unused funds roll over year to year.

• You can withdraw funds tax-free to pay for qualified healthcare expenses now and in the future—even in retirement.

ControlYou own and control the money in your HSA. You decide how or if you want to spend it. You can use it to pay for doctor’s visits, prescriptions, braces, glasses—even laser vision correction surgery.

Investment OpportunitiesOnce you reach and maintain a minimum threshold, you can make investments to help your money grow tax-free.

Savings PotentialThere is no “use it or lose it” rule. Your account grows over time as you continue to roll over unused dollars from year to year.

PortabilityYour HSA is yours for life. The money is yours to spend or save, regardless of whether you change health plans,* retire or leave the company.

*You must be enrolled in a qualified high-deductible health plan to contribute to an HSA.

FOR MORE INFORMATION, VISIT:






Flexible Spending Program: Discovery BenefitsFlexible spending accounts (FSAs) allow you to pay for eligible health and/or dependent care expenses on a pre-tax basis, meaning your FSA contributions are deducted from your pay before your federal and Social Security taxes are calculated. The result is that your taxable income is reduced and you get to keep a greater portion of your paycheck.

Commuter Benefit Account: Discovery BenefitsYou can also use pre-tax dollars to pay for parking and transit expenses and can enroll in the program at any point during the year.

FinancialHealthcare FSAEligible Expenses Qualified medical, dental and vision expenses not

covered by insurance

Maximum Annual Contribution $2,600

Limited-Purpose Healthcare FSA (for CDHP participants)Eligible Expenses Qualified dental and vision expenses not covered by

insurance

Maximum Annual Contribution $2,600

Dependent Care FSAEligible Expenses Qualified dependent care, such as child or eldercare

Maximum Annual Contribution $5,000 (or $2,500 if married and filing separately)

Commuter Benefit AccountEligible Expenses Commuting expenses (e.g., bus, commuter train, van

pool, trolley, subway, ferry, parking, etc.)

Monthly Maximum Parking: $255Transit: $255

For a complete list of qualified healthcare expenses, visit http://www.irs.gov/pub/irs-pdf/p502.pdf. For a complete list of qualified dependent care expenses, visit http://www.irs.gov/pub/irs-pdf/p503.pdf. For a complete list of parking and transit expenses, visit www.discoverybenefits.com.

MORE ON FSAs

• You are required to enroll in the FSA each year to participate.

• The IRS requires that any unused funds you have set aside for eligible expenses that are still in your account on March 15, 2018 be claimed by submitting your eligible expenses no later than March 31, 2018. All claims submitted must be from claims incurred before March 15, 2018. Any unused funds will be forfeited.






Sunrun 401(k) Plan: Empower Retirement To help you save for the retirement of your dreams, we offer the Sunrun 401(k) Plan. The Sunrun 401(k) Plan helps you save for retirement on a tax-deferred basis. Full-time employees hired on or after July 1 are automatically enrolled in the plan at a four percent contribution rate on the first of the month following 60 days of service. To change your contribution level or opt out of the Sunrun 401(k) Plan, log into https://participant.empower-retirement.com. Your contributions are made via convenient, pre-tax payroll deductions, and your funds are tax-deferred until you withdraw them in retirement. There are several important advantages to the Sunrun 401(k) Plan: • Rollover assistance: You may roll over funds from a pre-existing 401(k) to the Sunrun 401(k) Plan. Contact your former employer’s

401(k) plan administrator to determine the proper rollover process.• Deferred taxes: Contributions are made before you pay income taxes. Taxes are deferred on your savings and any earnings until

you begin making withdrawals.• Compounded growth potential: Earnings on your savings are automatically invested, where they will continue to grow. As many

retirement savers have discovered, the effects of long-term compounding can be remarkable.• Investment choices: A variety of investment options are available, ranging from conservative to aggressive, so you can choose the

investments that best match your goals and time frame.

We also offer a Roth 401(k) option if you wish to make after-tax contributions now and not pay taxes on your account once you withdraw funds in retirement.

FinancialFor more information and helpful financial tools, visit www.empower-retirement.com/participant.

$6,000

$18,000

You can defer up to $18,000 in pre-tax contributions to the Sunrun 401(k) Plan per year.

If you are age 50 and over, you may make additional catch-up contributions of up to $6,000 per year.



http://www.empower-retirement.com/participant


FinancialLife and Accidental Death and Dismemberment (AD&D) Coverage: PrincipalWe help our eligible employees maintain financial security by providing a group life and accidental death and dismemberment (AD&D) benefit. This benefit is paid by Sunrun.

BASIC LIFE AND AD&D COVERAGE

Basic Life and AD&DAmount 1x annual base salary up to $250,000

SUPPLEMENTAL LIFE COVERAGEYou also have the opportunity to purchase additional life and AD&D coverage for yourself and your dependents at group rates. The chart below shows the coverage available. Note: Spouse and child coverage is only available when the employee elects voluntary coverage for him or herself.

Amount Guaranteed IssueEmployee $500,000 $140,000

Spouse 100% of employee coverage up to $100,000 $30,000

Child(ren) $4,000, $10,000 or $20,000 $20,000

Employees and dependents who elect coverage when first eligible can elect up to the Guaranteed Issue amounts without being required to submit Evidence of Insurability (EOI). If you wish for more than the Guaranteed Issue amount or to waive coverage now and elect at a later date, you will be required to submit EOI.

Disability Coverage: PrincipalWe offer eligible employees short-term disability (STD) and long-term disability (LTD) coverage for your financial needs should you need to take a leave from work due to a serious illness or non-work-related injury. Following is a brief summary of our STD and LTD coverage. These benefits are Sunrun paid.

SHORT-TERM DISABILITY (STD) COVERAGE

STD Coverage FeaturesIncome Replacement 66.67%

Weekly Maximum Benefit $2,309

When Benefit Begins After 15 days

Maximum Benefit Period 11 weeks

LONG-TERM DISABILITY (LTD) COVERAGE

LTD Coverage FeaturesIncome Replacement 60%

Monthly Maximum Benefit $10,000

When Benefit Begins 90 days

Maximum Benefit Period Until age 65



Employee Assistance Program (EAP): ComPsychWe understand that it can be difficult to manage family, work-related and personal issues. That’s why we offer an EAP at no cost to you. To help guide you through difficult situations or simply assist you with day-to-day tasks like finding a last-minute dog sitter, trained professionals work with you as you search for solutions. The program is completely confidential and can help you work through issues related (but not limited) to:• Emotional well-being• Family life• Healthy living• Legal/financial matters

Voluntary Pet Insurance: NationwideYou have the option of purchasing voluntary pet insurance at discounted group rates to help cover the costs associated with veterinary care.

Employee Discounts: FondAll employees have access to discounts on automotive, electronic, consumer, educational assistance, home security, travel, home and work-life products and services through Fond. You can even use the “Request a Perk” function to receive discounts on some of your favorite products and services.

Work-LifeFor more information about these benefits, contact the carriers directly (see page 16 for contact information).



Rates

Medical Coverage

Cigna PPO Plan Cigna HMO Plan Cigna CDHP Option 1 with HSA

Cigna CDHP Option 2 with HSA

Kaiser HMO Plan (California Only)

Employee OnlyEmployee + SpouseEmployee + Child(ren)Family

$58.00$142.50$129.00$203.50

$74.50$154.50$140.00$221.00

$47.50$124.00$112.50$177.50

$26.50$80.50$73.00$115.00

$42.50$125.50$102.50$170.50

2017 Employee Contributions Per Pay Period

Dental Coverage


$6.34$16.38$18.25$27.52

Vision Coverage


$1.55$3.77$3.77$6.22



Benefits Contact DirectoryTopic Contact Phone & Email Website & Network

General Benefits and/or EnrollmentBenefits Advocate Center

(844) 632-2197 Monday–Friday, 7 a.m. to 5:30 p.m. [email protected]

sunrun.gobenefits.netwww.sunrunbenefits.com

Medical CoverageCignaKaiser Permanente

(800) CIGNA24 (800-244-6224)(800) 464-4000

www.mycigna.com www.kp.org

Prescription Drug CoverageCigna Kaiser Permanente

(800) CIGNA24 (800-244-6224)(888) 218-6245

www.mycigna.com www.kp.org

Health Savings Accounts (HSAs) HSA Bank (800) CIGNA24 (800-244-6224) www.mycigna.com

One Medical One Medical(415) [email protected]

www.onemedical.com/mybenefit (Company Code: SUNXOM)

Telehealth ProgramCigna: MDLIVEKaiser Permanente

(888) 726-3171(800) 464-4000

www.MDLIVEforCigna.comwww.kp.org

Dental Coverage Principal (800) 986-3343 www.principal.com

Vision Coverage VSP (800) 877-7195 www.vsp.com

Wellness Program Live Healthy America (888) 282-0822 www.livehealthysunrun.com

Sunrun 401(k) Plan Empower Retirement (800) 338-4015www.empower-retirement.com/participant

Life, Accidental Death and Dismemberment (AD&D) and Disability Coverage

Principal (800) 245-1522 www.principal.com

Flexible Spending Accounts (FSAs) Discovery Benefits (866) 451-3399 www.discoverybenefits.com

Parking and Transit Program Discovery Benefits (866) 451-3399 www.discoverybenefits.com

Group Pet Insurance Nationwide (877) 738-7874www.petinsurance.com/affiliates/Sunrun

Employee Assistance Program (EAP) ComPsych (844) 729-5169www.guidanceresources.com (Web ID: SUNRUN)

Employee Discounts Fond (415) 969-6563 www.fond.co



http://sunrun.gobenefits.net/



http://www.petinsurance.com/affiliates/Sunrun

http://www.petinsurance.com/affiliates/Sunrun

MENTAL HEALTH PARITY ACT

Per the Mental Health Parity Act, benefits for mental health and substance-use disorder must be treated like benefits for regular medical and surgical care. For example, if there is no limitation on the number of days for inpatient and number of visits for outpatient medical care, then there can be no limitation for mental health and substance-use disorder treatments. As always, treatments must be medically necessary to qualify for coverage. Plan participants should review their plan’s certificate of coverage or benefit document for specific information about coverage, limitations and exclusions for mental healthcare and substance-use disorder treatments.

WOMEN’S HEALTH AND CANCER RIGHTS ACT

On January 1, 1999, a federal law, the Women’s Health and Cancer Rights Act of 1998, became effective, which affects our Sunrun plan options. This law requires group health plans that provide coverage for mastectomies (ours does) and to also provide coverage for reconstructive surgery and prostheses following mastectomies. As required under the law, we have included this notice to inform you about it.

The law mandates that a participant or eligible beneficiary who is receiving benefits, on or after the law’s effective date (January 1, 1999, for our Plan), for a covered mastectomy and who elects breast reconstruction in connection with the mastectomy, will also receive coverage for:• All stages of reconstruction of the breast on which the

mastectomy has been performed;

• Surgery and reconstruction of the other breast to produce a symmetrical appearance; and

• Prostheses and treatment of physical complications of all stages of mastectomy, including lymphedemas.

This coverage will be provided in consultation with the patient and the patient’s attending physician and will be subject to the same annual deductible, coinsurance and/or copayment provisions otherwise applicable under the Plan.

If you have any questions about coverage for mastectomies and post-operative reconstructive surgery, contact [email protected].

SUMMARIES OF BENEFITS AND COVERAGE (SBCS) As an employee, the health benefits available to you represent a significant component of your compensation package. They also provide important protection for you and your family in the case of illness or injury. To help you make an informed choice, Sunrun makes available a Summaries of Benefits and Coverage (SBCs), which summarize important information about our health coverage in a standard format, to help you compare across options. The SBCs also include a Glossary of Health Coverage and Medical Terms to help you better understand healthcare terms used in the SBCs. You can obtain a copy of the SBCs at no cost to you by contacting [email protected].

Important NoticesPlease note: This guide is intended to provide you with highlights of our benefits program. It is not intended to address all details. Actual benefit coverage is specified in the Plan Documents. In the event of any differences between this guide and the Plan Documents, the Plan Documents will govern.

