AAAAnnnnnnnnual Reportual Reportual Reportual Report

A review of

the past year by

President & CEO

Ron Laughter

Ou

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Our 2015

r 2015

r 2015

r 2015

FOR 26 YEARS

Lists of donors,

volunteers, contributors, and o�cers

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By RON LAUGHTERBy RON LAUGHTERBy RON LAUGHTERBy RON LAUGHTER Pres ident & CEOPresident & CEOPresident & CEOPresident & CEO

O nce when Albert Einstein was presiding over a physics "nal exam, a puzzled student asked him, “Dr. Einstein, aren’t these the same questions as last year’s exam?” Einstein replied, “Yes, but this

year the answers are di1erent.” Einstein’s sagacious observation actually is true in just

about every area of endeavor — from science to home building to mortgage lending — the “answers” change from year to year and decade to decade.

5is is essentially the environment we found ourselves in over the past "scal year. It seemed like every time we turned around, someone was changing the rules of the game. We learned that what quali"ed as an energy-e9cient home last year has been changed this year. We also learned that the hoops we have regularly had to jump through to originate and service our mortgage loans to our partner families have become increasingly more numerous. Howev-er, despite these new challenges, our a9liate has been able to accomplish a great deal during Fiscal Year 2014-2015.

First o1, our construction program achieved many long-held ambitions despite having to endure a number of hindrances. We were able to bring the infrastructure devel-opment in Dodd Meadow Phase 1 to a successful conclu-sion despite a series of setbacks causing it to run over dead-line and over budget. While dealing with these setbacks, we continued to construct homes for our partner families and began construction on the "nal home in Phase 1 before the end of the "scal year.

Completion of this home in August 2015 brought our a9liate’s total number of a1ordable homes to 176 since our

beginnings in 1989 and to 26 in Dodd Meadows. With Phase 1 coming to an end, we began the search for infra-structure development contractors for Phase 2. 5e opening of Phase 2 will provide us with 19 new home sites.

To support our construction e1orts and to better manage our construction program, we acquired two new computer programs that are being used in “real time” in the "eld by our construction sta1 and our construction ven-dors. 5ese new resources help us to be more e9cient in our work and more cost e1ective in constructing homes.

In an e1ort to improve our service to the dedicated construction volunteers who make our a1ordable housing program possible, we hired a site supervisor for Dodd Meadows. Joe Skridulis assumed this new position in Janu-ary. We are now able to provide onsite, all-day support to our construction crews, partner families doing sweat equity, and our outside vendors.

5e reality is families are interested in our East Flat Rock location and in partnering with Habitat. 5erefore, we expanded the footprint of Dodd Meadows with the acquisi-tion of an additional 11.5 acres of land adjacent to our exist-ing property. Dodd Meadows is now a 33.5± acre tract which will eventually provide a1ordable homes for 110 partner families, an increase of 28 from our original plan.

All of these construction-themed achievements are important, but nothing is more important than placing partner families in quality Habitat homes. 5is year we were delighted to close on nine homes and welcome these families into our Habitat community.

A current fact of life is that both federal and state funding for our mission is shrinking. Each of these sources of funding is providing less and less support for our home-building program. In recognition of this unavoidable fact,

we created a new sta1 position to expand our funding from private sources. Angie Hunter joined our team in January as the a9liate’s "rst Director of Development. Her task is to help replace the funding lost from government sources and to expand our philanthropic support overall to allow for the growth desired by the board of directors.

A key part of our a9liate’s "nancial underpinnings has always been the ReStore operation. With two stores, one focusing on building materials and supplies and one focusing on furniture and home furnishings, the ReStore has long been an important contributor to our mission.

5is past year the ReStore team generated more sales than we have seen since the 2008-09 "scal year. We are very proud of ReStore Manager Cindy Young and her team of retail professionals and volunteers and the job they are doing.

An architectural "rm to design and oversee the construction of the soon-to-be-"nished Dodd Meadows Community Center was selected, and the design of the cen-ter was completed and "nalized this year. 5e community center will be a wonderful addition to the Dodd Meadows community as well as to the East Flat Rock community.

Our focus this year has been on building our internal capacity and positioning the a9liate for future growth so we can serve even more quali"ed families. All of what has been accomplished could not have taken place without the support of our volunteers and contributors.

I thank everyone for their support, be it in time and e1ort or in contributions. FY 2014-2015 has been another successful year.

Ron Laughter

Cover photos / RRRRiiiicccchhhhaaaarrrrdddd DDDDeeeeSSSSiiiimmmmoooonnnneeee

From From From From

PresidentPresidentPresidentPresident & CEO& CEO& CEO& CEO

Ron LaughterRon LaughterRon LaughterRon Laughter

Past year brought the challenge of change and many successes

Henderson County HabitatHenderson County HabitatHenderson County HabitatHenderson County Habitat

for Humanity, a Christian for Humanity, a Christian for Humanity, a Christian for Humanity, a Christian

organization, builds quality organization, builds quality organization, builds quality organization, builds quality

affordable homes, createsaffordable homes, createsaffordable homes, createsaffordable homes, creates

strong communities andstrong communities andstrong communities andstrong communities and

changes lives by partneringchanges lives by partneringchanges lives by partneringchanges lives by partnering

with committed volunteers,with committed volunteers,with committed volunteers,with committed volunteers,

professional staff, and eligibleprofessional staff, and eligibleprofessional staff, and eligibleprofessional staff, and eligible

families living in inadequatefamilies living in inadequatefamilies living in inadequatefamilies living in inadequate

housing. Henderson Countyhousing. Henderson Countyhousing. Henderson Countyhousing. Henderson County

Habitat for Humanity is anHabitat for Humanity is anHabitat for Humanity is anHabitat for Humanity is an

affiliate in the internationalaffiliate in the internationalaffiliate in the internationalaffiliate in the international

effort to eliminateeffort to eliminateeffort to eliminateeffort to eliminate

substandard housing.substandard housing.substandard housing.substandard housing.

How to contact us

Habitat Business Office: Habitat Business Office: Habitat Business Office: Habitat Business Office:

1111 Keith Street

Hendersonville, NC 28792

(828) 694-0340

Hours: Hours: Hours: Hours: 8:30 - 5, Mon-Fri

Fax:Fax:Fax:Fax: (828) 696-9657

Email: Email: Email: Email: hendhabitat@habitat-hvl.org

Website: Website: Website: Website: www.habitat-hvl.org

Habitat ReStore: Habitat ReStore: Habitat ReStore: Habitat ReStore:

230 S. Washington Street

Hendersonville, NC 28739

(828) 696-9524 Hours: Hours: Hours: Hours: 9:30 - 5, Mon-Sat

�

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BOARD OF DIRECTORS

O cers

Glenn Richardson — Board Chair Sheila Grapes — 1st Vice Chair Harvey Fichtelberg — 2nd Vice Chair Patti Baker — Treasurer Eleanor Spies — Secretary Board Members Warner Behley — Grants Coordinator Lionel Bloom — Family Selection Chair Don Holder — Advisory Board Chair Ben Kish — Marketing Advisor Helen Owen — Family Liaison Chair PRESIDENT & CEO

Ron D. Laughter

KEY STAFF

Taqunia Collins — Director of Family Services* Susan Everhart — Administrative Services* Bruce Gordon — Construction Superintendent* Angie Hunter — Director of Development* Adam McCraw — Construction* Elizabeth Shepherd — Finance Coordinator* Nada Shook — Sr. Business Manager* Alan Stissel — Director of Construction Services* Joe Skridulis — Site Supervisor* Cindy Young — ReStores Manager * Freddy Zamudio — Construction* *paid sta0

AUXILIARY SUPPORT

ASG Strategies and

Peppermint Media — Website Coordinator Steve & Carol DeWolf — Newsletter Publishers Gary Knock — Media Consultant

FAMILY SUPPORT COMMITTEE VOLUNTEERS

Gladys de Francisco

Carol Gillespie

Jean Kosturko

Joe Kosturko

LaVonne McKay

Beth Miller

Peggy Richardson

Mary Scott

Mary Weller

FAMILY SELECTION COMMITTEE VOLUNTEERS

Lionel Bloom, Chair

Dick Armstrong

Robert Behmer

Jane DeMartini

Andrew Gyuro

Victor Moore

Gary Nordstrom

Jeanne Reno

Mary Ann Stewart

Zvi Weinman

ADVISORY BOARD

Don Holder, Chair

Laura Cline

Sharon Conoley

Stan Duncan

Graham Fields

Cathey Bell Johnson

5omas Kasischke

Jay Kirby

Joy Kish

John Lampley

Hunter Marks

5eron Mullinax, Jr.

William Reese

CLUB CONTRIBUTORS

Sub-Contractor's Club $5,000 - $9,999

Anonymous - multiple Mrs. Joan Shafer

Master Builder's Club

$1,000 - $4,999 Mr. & Mrs. James E. Brittain Mr. & Mrs. Steven Dodd Mr. Jeronimo Hernandez Mr. & Mrs. Andra Herriott Mr. & Mrs. Joe Kosturko Mr. & Mrs. Ron D. Laughter Mr. & Mrs. David J. Marquardt Mr. & Mrs. Albert Nesmith Ms. Nancy G. Snowden

Builder's Club $400 - $999

Mr. & Mrs. H. Harry Emmerich, Jr. Mr. & Mrs. Lee Fears Mr. Robert Fearheiley & Ms. Kathy Courtney Mr. & Mrs. Harvey Fichtelberg Mr. Steven L. Glover Mr. & Mrs. James Heidebrecht Mr. & Mrs. 5omas V. Hinkle Mr. & Mrs. Miles H. Hudson Mr. & Mrs. Burton Richards Mr. & Mrs. Herbert Spies Mr. & Mrs. Dirk Williams

Carpenter's Club $200 - $399

Mr. & Mrs. John Adamson Mr. Don Holder Mr. & Mrs. James W. Hurd Mr. & Mrs. Don Johnson Mr. 5eron E. Mullinax, Jr. Ms. Betty Murtfeldt Mr. & Mrs. Robert F. Ogden Mr. William Reese Mrs. Nada Shook Mr. & Mrs. Robert A. 5omas

Mrs. Ruth C. Wodock Carpenter's Helper Club

$100 - $199 Mr. & Mrs. Robert E. Adams Ms. Patti J. Baker Ms. Cathey L. Bell Mr. & Mrs. Lionel Bloom Mr. & Mrs. Robert C. Brackett Mr. & Mrs. Russell Bush Mr. & Mrs. 5omas E. Clyde Dr. Richard E. DeSimone Mr. & Mrs. Edward Destremps Rev. & Mrs. Edwin L. Ehlers Dr. & Mrs. William T. Garrison Mrs. Sheila Grapes Mr. & Mrs. Andrew S. Gyuro Mrs. Mary Jamieson Mr. & Mrs. Ben Kish Mr. & Mrs. Eric H. Koopmann Mr. & Mrs. James Liebzeit Mr. & Mrs. Carter H. Lunt Mr. Alton W. Mountjoy Mr. & Mrs. 5omas Pickens Ms. Susan D. Sanford Mrs. Anne B. Stormont Mr. & Mrs. J. Robert Wells Mr. & Mrs. Jerry L. Zink

CONTRIBUTORS

Habitat Friends Ms. Sarah L. Alexander Mr. & Mrs. Don Bailey Ms. Lauryn Behley Mr. & Mrs. Dennis P. Berman Mr. & Mrs. Richard Bush Ms. Laura Cline Mr. & Mrs. William H. Cole Ms. Shelah Combs Ms. Beth Fleming Mr. & Mrs. Warren Halper Ms. Bonnie Hanson Mr. David Hoskinson Mr. Spencer A. Hutchins Ms. Karen Johnson

Mrs. Norma Kushigian Mr. & Mrs. Charles Leaverton Mrs. Bettie Liebzeit Mr. & Mrs. Hunter Marks Ms. Gracie Millender Mr. & Mrs. William J. Neuenschwander III Dr. Helen Owen Dr. & Mrs. Jack Presseau Ms. Dena Rashover Mr. & Mrs. Wayne Schult Mr. & Mrs. James Vancleve Mr. & Mrs. Robert B. Wilson

Endowments, Foundations &

Organizations Bank of America Charitable Foundation, Inc. Community Foundation of Henderson County Estate of Lorraine B. Finley First Citizens Bank & Trust Henderson County United Way Leever Foundation Saddlebrook HOA 5e 5omas and Jane Dupont Charitable Fund 5e Vanderberg Foundation

Businesses & Corporations Amazon Smile Foundation Brookwood Village Condominiums, Inc. Carolina Ace Hardware Eaton Electrical Inc. Exxon Mobil Matching Gi<s Program GE Foundation, Matching Gi<s Program Habitat for Humanity International Mast General Store- Corporate O=ce Miller's Fine Dry Cleaning Park Ridge Health P?zer Foundation Matching Gi<s Program 5e Dennis and Ada Gough Family Fund United Way of Henderson County

Gi7s in Kind ABLE Rent-A-John Chick-?l-A Flat Rock Pizza Hajoca Harper Appraisal Leland Carter Electrical Lowe's Mountain High Plumbing PROBuild Speedway Super America Stew's Heating and Cooling 5e Home Depot Turf Mountain Sod Usher Carpet

Churches Balfour Baptist Church Covenant Presbyterian Church, PCA Etowah United Methodist Church, Men's Club First Baptist Church First Presbyterian Church First United Methodist Church Grace Lutheran Church Reformation Presbyterian Church Shaw’s Creek Baptist Church St. John in the Wilderness Trinity Presbyterian Church

CONSTRUCTION

Daily Crew Leaders Monday - Ralph Grosvenor Tuesday - Lee Fears Wednesday - Larry Stewart 5ursday General - Robert Engstrom 5ursday HVAC - George Reynolds Friday General - Richard House Friday Electrical - Rhoades Kreutter Saturday Shed - James Krause Saturday Site - Joe Kosturko Eaton Crew - Bill Hudson

(Continued on page 5)

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4444

Volunteers — Groups

Eaton Corporation

Henry Behrens

James Brannen

Edgar Carpenter

Maggie Connor

Michael Davis

Donald Elliott

Ken Floyd

Steven Glover

Ronald Grant

Barry Graves

Mitch Henson

Walt Kozacki

Jamie Lan

Chad Ledbetter

Jim Lillard

Marilyn Lillard

Don McGlone

Mark Miller

Taylor Nations

Stacey Reich

Kelly Schramm

Tom Smith

Diana Williams

5omas Williams

Cross;t

TJ Ballard

Chase Harris

Corey Jones

Joe Kosturko

Adam McCraw

Brian McDonald

Kelly Pace

Kyle Pace

Tom Patrick

Nathan Pittman

Alan Rogers

Meredith Wilson

Fiona Winn

Grace Lutheran Church

Dale Beardsley

David Beaty

Roger Christensen

Robert Engstrom

5omas W. Kasischke

Phil Kispert

James Krause

5eo Mees

Richard E. Miley

Richard Mummert

Barry N. Pierce

Aaron Solano-MiraAores

Larry Van Der Vliet

Tony Yannuzzi

Southern Lights Dance Club

Mr. & Mrs. CliC Price

Mr. & Mrs. Fred HoCstadt

Mr. & Mrs. Paul R. Kashuk

Mrs. Eva House

Mrs. Peggy Kashuk

Ms. Robin W. Hodgson

Women Build

Mimi CoCman

Julie Christianson

Dorothy Donelson

Barbara Guice

Sandra Denekamp

Eddie Jobling

Gerri Slayton

Bettie Liebzeit

Diana Williams

Karen Carter

Linda Stocker

Margaret Stadtler

Mindy Schult

Nada Shook

Nancy Barber

Sheila Grapes

Barbara Brinkman

Carol Cox

Cathe Coerver

Cathyann Burgess

Connie Allen

Diane Molnar

Donna Sheline

Elisa Muench

Hulene Breland

Jamie Martina

Joan Kaminski

Nancy Jensen

Pamela Pazoles

Priscilla Wilson

Sally Gauntlett

Sheila Gerick

Taqunia Collins

Waltraud Dalrymple

TD Bank

Arthur Morris

Kristine McCoul

Mary Craig

Shalon Pierce

Sophie Chen

Tracy Rose

Volunteers — Individuals

Mike Abel

John Adamson

Philip Anderson

Robert L. Anderson

Arden R. Avery

Warren Baker

Sam Baldwin

Daniel Bannister

Monica Barajas

JeCrey T. Barkley

Ronald D. Barratt

Chuck Bartholomew

Rachelle Bartholomew

Chris Baughman

Warner W. Behley

Henry Behrens

Patrick Belser

Michael J. Biviano

Marianne Bjork

Doreen S. Blue

David Bogin

Edith Bond

Schuler Bowman

James Brannen

James Brewer

5omas Brinkman

Wesley Brittan

Erik G. Brodin

George T. Brown

Grant Brown

Stephens Brown

William A. Brown

John Van Bruggen

Joseph Carpenter

Edgar C. Carpenter, Jr.

Richard Cass

Nelson Chandler

Alvin Chason

5omas E. Clyde

Kim CoCman

Charles Colhoun

Maggie Connor

Colin L. Corbett

Braydon Cox

Gregory S. Crawford

Michael Crisp

Gregory Davis

John Lee Davis

Michael J. Davis

Dennis C. Delahunty

5omas J. DeMartini

Ben DeRidder

Richard E. DeSimone

Brian D. Dillon

Joe Dixon

Tony Doty

Nichole Dubs

William S. Durant

Harry Emmerich, Jr.

Robert Engstrom

Charlie H. Fairbank, Jr.

Lee Fears

Harvey Fichtelberg

Ken Floyd

Mark Forbes

Frank Forrester

Ed Frenier

Louis R. Ganser

Samantha Garris

Mark R. Gibbs

Steven L. Glover

Mark Graeser

Mary Grant

Ronald Grant

Barry H. Graves

James Graves

Kathleen Graves

Suzanne Graves

Ralph C. Grosvenor

Robert Gruber

Bruce E. Gullifer

Monica Gurtu

Andrew S. Gyuro

Bud Haas

Joseph Hall

Carlton Hammond

Dana Harrelson

Roy Hatch

Henry Haynes

James E. Hendrix

Andra Herriott

Jack Heuer

Richard House

William R. Hudson

(Continued from page 4)

(Continued on page 6)

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5555

Marin Huscher

Patty Hutson

Nicholas Iosue

Edgar Irving

David Johnson

Malcolm Johnson

Wesley Johnson

Will Johnson

Hoon Kim

Liz Kimberly

Joe Kosturko

Alexander Kovalenko

Walt Kozacki

Gordon Kraus

James Krause

Rhoades Kreutter

Gene R. Lazarus

Cater Leland

Jim Lillard

Marilyn Lillard

Cody Lucore

Ronald Macklem

Norman J. Makowski

Bryce A. Malsbary

David J. Marquardt

Carolyn Maxwell

James R. Maxwell III

Joe McCanless

Shelby McCord

Debbie McDu=e

Charles W. McFarland

Don R. McGlone

Tara McInerney

Ben McKay

W.J. McNeill

Gabriel Mease

George H. Meeker

Darrell V. Menscer

Matthew Mickles

Mark Miller

Arley E. Mills

Chas Morris

Paul Morse

Alton W. Mountjoy

Taylor Nations

William J. Neuenschwander III

Christopher O'Leary

Lisa Parham

Molly Parkhill

Diana Pavlick

Christopher Peavy

Kenneth Peterson

Chris Phillips

Rebecca Pressley

Leslie Pruitt

Linda Quach

John A. Rachow, Jr.

Robert Rehrer

Stacey Reich

George W. Reynolds

Burton Richards

Glenn Richardson

Richard N. Richter

Dan Ritter

Alton Roberts

Floyd R. Rohde

Mark Rosaucn

Justin Roseborough

Kenneth Ruebush

Hans Rueschmann

J.W. Rylands

Joshua Sanabria

George Sarros

Emery E. Schneider

Wayne Schult

Andrew Scott

Brad Searcy

Danny W. Sherrill

Milton Simpson

Allen C. Smith

Tom Smith

Nancy G. Snowden

JeCrey Snyder

Leonard E. Snyder

Eugene C. Southworth

Marissa Spencer

Daniel Sprinkle

Bob Stenger

Tim Stinnett

Paige Stout

Richard Tatum

Christina Tucker

Brandon L. Underwood

Bruce Valentine

William A. Vall

Don Walker

Douglas N. Watson

Wayne A. Wesson

Robert Westgate

Jack Wiesenthal

William Wilkes

Donna Wilkie

Diana Williams

Gregory B. Williams

Steven G. Williams

5omas Williams

Robert B. Wilson

Anthony A. Wright

Jeanne M. Young

Richard T. Young, Jr.

ReSTORES

Employees

Cindy Young - Manager

Kelly Culver

Jeremy Duncan

Joe Holbert

Houston McGraw

Angel Orr

Logan Peters

Dillon 5ompson

Barbara Walker

Volunteers

Kris Crimi

Allan Hellman

Jeanne Newkirk

Geneva Smith

Martha Smith

Donors

Mr. & Mrs. Dick Adams

Ms. Pat Alden

Ms. Ellen Anderson

Ms. Merrit Anderson

Ms. Kathy Armstrong

Ms. Mary Auton

Ms. Carole Avallone

Mr. & Mrs. Fred Baer

Mr. & Mrs. Sam Baldwin

Mr. & Mrs. James Ballard

Ms. Janel Barberito

Ms. Nancy Barron

Mr. Bautz

Mr. Emerson Beat

Mr. Ted Beck

Mr. Steven Bell

Ms. Janice Beltz

Ms. Trish Benes

Mr. Binkowski

Ms. Pam Blaine

Mr. & Mrs. Victor Bogu

Ms. Margaret Bost

Mr. Richard Bradshaw

Mr. Edward Brann

Mr. Michael Brannon

Ms. Marlene Brewer

Ms. Laura Brown

Ms. Sally Buchholz

Ms. Bunting

Ms. Barbara Burke

Ms. Claudia Campana

Mr. Richard Carr

Ms. Francis L. Carroll

Ms. Julia Cart

Mr. & Mrs. Dave Carter

Ms. Tammy Carter

Mr. Roger Cawthorn

Ms. June Chambliss

Mr. JeC Chandler

Ms. Sharon Cheney

Mr. Wes Cleary

Ms. Hester CliCord

Mr. & Mrs. 5omas E. Clyde

Ms. Geri Conley

Ms. Hilda Conner

Ms. Marjorie Cooper

Mr. & Mrs. James Corrigan

Ms. Janet Corrigon

Ms. Faye Costner

Ms. Nicole Coston

Ms. Linda Cramer

Ms. Cindy Crawford

Mr. Kent Crawford

Ms. Mary Cribbs

Mr. Guy Crowther

Ms. Elisabeth Cunningham

Mr. Bill Daleure

Ms. Susan DanoC

Mr. & Mrs. Robert Daubert

Mr. & Mrs. John Day

Ms. Karen Del?no

Mr. & Mrs. Rudolph DePaepe

Ms. Robyn Dixon

Mr. Jeremy Duncan

Ms. Susan Duncan

Mr. & Mrs. William S. Durant

Ms. Jana Edington

Mr. Alan Elrich

Mr. Shawn Emuet

Ms. Linda Erwin

Ms. Vickie Ewing

Mr. & Mrs. David Fargo

Mr. Marty Feinberg

Mr. Dennis Felker

(Continued from page 5)

(Continued on page 7)

Page 3

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Ms. Nancy Ferrel

Mr. Joe Fielder

Mr. Jason Fife

Ms. Ann Fitzsimons

Mr. & Mrs. Kohlan J. Flynn

Mr. & Mrs. Bruce Foster

Ms. Fowler

Ms. Linda Frioud

Ms. Annie Fritschner

Ms. Diane Gallagen

Mr. & Mrs. John Gallenberger

Ms. Sharon Gambill

Mrs. Pat Garland

Mr. & Mrs. Chet Garrison

Mr. Alvin Gass

Mr. & Mrs. Robert German

Mr. Terry Good?eld

Mr. Randy Goodnight

Ms. Joyce Goodwin

Ms. Lisa Grant

Mrs. Sheila Grapes

Mr. David Green

Mr. Donald Green & Pam Green

Ms. Dorothy Greenauer

Mr. & Mrs. Larry Grosser

Ms. Evelyn Hall

Mr. & Mrs. Ed Ham

Ms. Barbara Hamilton

Ms. Shelia Harper

Ms. Jamie Hartzog

Ms. Sue Hathaway

Mr. Tom Havard

Ms. Andree Haxby

Mr. 5omas Hayes

Mr. & Mrs. James Heidebrecht

Mr. Rick Heiser

Mr. Joe Henderson

Ms. Patty Henry

Mr. & Mrs. Joe Hildebrand

Mr. JeC Hill

Mr. & Mrs. Harold E. Hoerich

Mr. James Holditch

Ms. Catherine Holland

Mr. & Mrs. Wendell Holland

Mr. Bill Holmes

Ms. Deanna Horsewood

Mr. Ronald Howard

Mr. Ken Howey

Ms. Sarah Hoyle

Ms. Joanne Hudson

Mr. & Mrs. James Hurley

Mr. David Hutto

Ms. Ingersoll

Ms. Jackson

Ms. Suzanne Jackson

Mr. Steve Johnson

Ms. Susan Johnson

Mr. Ed Jokiel

Mr. Ben Jones

Mr. & Mrs. Ivan Kaldor

Mr. Robert Kalin

Mr. & Mrs. Anthony Kalinowski

Mr. & Mrs. George Kambourelis

Ms. Rae Kamuch

Mr. Tony Kaniasky

Ms. Donna Keith

Mr. Al Kennedy

Ms. Ileen Keppler

Ms. Virginia Kielser

Mr. & Mrs. Michael Kiernan

Ms. Margaret Klaypel

Ms. Connie Kleckner

Mr. Klose

Ms. Carolyn Klusmire

Mr. & Mrs. Lloyd Kusler

Ms. Pat Lance

Ms. Peggy Landers

Ms. Patricia Leary

Ms. Nancy Leonard

Mr. Jack Levi

Mr. Glenn Levitt

Mr. David Lewkowitz

Ms. Jeannie Lewter

Ms. Sandy Lindsey

Mr. David Love

Ms. Betsy Lutz

Ms. Marcia MacMichael

Ms. Diane Magie

Ms. Joanne Magle

Ms. Dorothy Marquis

Ms. Martin

Mr. Charles Mason

Ms. Maxwell

Ms. Linda McElrath

Ms. Lynn McFarland

Ms. Debbie McKinna

Ms. Renee McPhail

Ms. Susan Mehial

Mr. & Mrs. Robert A. Mennella

Ms. Maxine Meurisse

Mr. Randy Miller

Mr. John Moore

Mr. Robert Moore

Mr. John Morgan

Ms. Kathleen Morrissey

Mr. & Mrs. William Murphy

Mr. Steve Murray

Ms. Jan Nair

Ms. Beverly Nash

Ms. Laverne Nelson

Ms. Nicholson

Ms. Bonnie NiehoC

Ms. Karen Normington

Ms. Robin Nuckolls

Ms. Bettie Orr

Ms. Vivian Orr

Ms. Martha S. Osteen

Ms. Kim Owens

Ms. Palmer

Ms. Rebecca Palmer

Mr. Fred Parks

Mr. Pearson

Mr. & Mrs. Ken Perkins

Ms. Karen Pfotzer

Mr. Jim Phillis

Ms. Nancy Plankey

Ms. Janet Powell

Ms. Ann Pyles

Mr. Larry Quires

Ms. Kathy Rabb

Mr. Jack Randles

Mr. Scott Redinger

Ms. Becky Reid

Ms. Debbie Reinelt

Ms. Patty Riddle

Ms. Camille Riley

Mr. Dennis Roberts

Mr. & Mrs. George Roberts

Ms. Patricia Roberts

Ms. Irene Robertson

Mr. Joel Rolustelli

Mr. & Mrs. JeCrey T. Root

Mr. & Mrs. William Rosendale

Ms. Kathy Rosman

Ms. Lisa Ross

Mr. John Rupp

Mr. Joe Ruppe

Mr. & Mrs. J.W. Rylands

Mr. & Mrs. Harrison M. Sandrock

Mr. Greg Saoold

Mr. Paul Schmertan

Mr. & Mrs. Deane Schubert

Ms. Katherine Schultz

Ms. Judy Shank

Ms. Shearer

Ms. Sheridan

Mr. Jim Shields

Ms. Sharon Shields

Mr. Edgar Shoen

Mr. Bob Slebonick

Ms. Jodie Smith

Ms. Maura Smith

Ms. Susan C. Snowden

Dr. & Mrs. Leonard E. Snyder

Ms. Debra Sprague

Ms. Paula Stankovitch

Mr. Chris Stanley

Mr. & Mrs. Larry Stewart

Ms. Barbara Swidler

Ms. Debbie Taylor

Ms. Joan Taylor

Mr. Michael Taylor

Ms. Nancy Taylor

Ms. Fran Templeton

Ms. Alli 5omas

Ms. Terri Tines

Ms. Becky Tortorigi

Ms. Mary Turner

Mr. Jim Vedder

Mr. Rick Vidal

Ms. Cheryl Weeks

Mr. & Mrs. Zvi Weinman

Ms. Nancy Weir

Mr. Bill Werner

Ms. Jennifer Wilkie

Ms. Bertie Williams

Mr. & Mrs. John G. Williams

Ms. Judy Wilson

Ms. Faith Witzel

Ms. Paula Wood

Ms. Shelley Wood

Ms. Wright

Mr. Gale Yancey

Mrs. & Mr. Jacquey Yocum

Mr. & Mrs. Don York

Mr. & Mrs. Jerry Young

Mr. Ronnie Zink

(Continued from page 6)

We thank you and hope We thank you and hope We thank you and hope We thank you and hope that we haven’t omitted, that we haven’t omitted, that we haven’t omitted, that we haven’t omitted, misspelled or listed amisspelled or listed amisspelled or listed amisspelled or listed a

name incorrectly in this name incorrectly in this name incorrectly in this name incorrectly in this Annual Report. If we Annual Report. If we Annual Report. If we Annual Report. If we

have, please accept our have, please accept our have, please accept our have, please accept our apology and contact our apology and contact our apology and contact our apology and contact our office at (828) 694office at (828) 694office at (828) 694office at (828) 694----0340. 0340. 0340. 0340.

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PAGE 8888

Program Services $ 2,154,796 85.17%

Supporting Services $ 375,302 14.83%

$ 2,530,098 100.00%

14.83%

85.17%

Transfers to Homeowners $ 1,044,470 38.56%

Restore Sales $ 588,775 21.74%

Contributions and Grants $ 580,987 21.45%

Mortgage Loan Discount Amortization $ 248,930 9.19%

Sale of Real Estate $ 154,822 5.72%

Other $ 90,834 3.35%

$ 2,708,818 100.00%

38.56%

21.74%

21.45%

9.19%

5.72%

3.35%