Building Homes. Building Hope.

2015 Annual General Meeting

Building Homes. Building Hope.

ABOUT US

Habitat for Humanity Camrose builds decent, simple and affordable homes in partnership with families

and the community. Habitat Camrose was founded in 1996, and has built 26 homes to date.

Habitat sells homes at fair market value to hardworking families with low income at a payment they can

afford. We offer a zero interest mortgage which allows families to make the leap from renting to owning.

Families break the cycle of poverty by building equity in their home and build hope for a brighter future.

Habitat Camrose operates a ReStore, a retail outlet selling new and used home building materials,

furniture, and appliances to the public. Revenue generated from these donated products covers our

administrative costs, and ensures that 100% of every dollar donated to Habitat Camrose goes toward

building homes. All profits from ReStore also fund our home construction program.

HABITAT FOR HUMANITY PHILOSOPHY

Vision

A world where everyone has a safe and decent place to live.

Mission

To mobilize volunteers and community partners in building affordable housing and promoting

homeownership as a means to breaking the cycle of poverty.

Values

Housing for All: We believe that access to safe, decent and affordable housing is a basic human right

that should be available to all.

Human Dignity: We believe in the worth and dignity of every human being. We respect the people we

serve and those that help us in this effort and recognize them as our greatest resource.

Partnership: We believe we can best achieve our mission through meaningful and mutually-beneficial

partnerships with others.

Faith in Action: We believe that faith is lived through action. Building on our Christian foundation, we

serve and work with people of all faith and beliefs in a spirit of justice and compassion.

Diversity & Inclusiveness: We believe there is a role for everyone committed to our vision, mission and

values and we seek to enrich our organization through diversity.

Habitat for Humanity Camrose Board of Directors

2014-2015

Director Position Term

Mark Schneider President 2012 - 2014

Tamara Saby Vice President 2014 - 2016

Margaret Falk Secretary 2014 - 2016

Derek Radchenko Treasurer 2013 – 2015

Charlotte Nesbitt Member 2012 - 2014

Les Hanberg Member 2013 – 2015

Paul Grue Member 2012 - 2014

Alix Baker-Aziz Member 2014 - 2016

John Howard Member 2014 - 2016

Janet Hatch Member 2014 - 2016

Greg Genest Member 2014 - 2016

Lee Foreman Member 2015 - 2017

2014 Donors and Community Partners

Major Donors

National Partners

Local Partners

Osram Sylvania Ltd. Schneider Electric Torlys Inc. Whirlpool Canada Inc.

All Weather Windows Canadian Institute of Plumbing and Heating CGC Inc. Hunter Douglas

A-1 Rentals A-1 Septic Altario Appraisals Anna A. Harder, CGA Awareness Academy Bank of Montreal Bardo Lutheran Church Battle River Community Foundation Big Lake Sod Farm Boden Sand and Gravel Border Paving Ltd. Bra Necessities Brager Excavating Brent Little Plumbing Business IQ Training Camrose Composite High School Camrose Concrete Camrose Rental Shoppe Cargill City of Camrose Cloud 9 Day Spas Curves DW French Engineering Edberg Crop Management EMCO Corporation Farm Credit Canada (FCC) Fielding and Company LLP From Kicks to Kids Grant Thornton LLP

Fossen Excavating Hagen Surveys Hauser Home Hardware Building Centre Imagine Vintage Wear Interiors on Main JTB Electric Ken's Concrete Knights of Columbus Mark’s Work Wearhouse McSLiquors One Tooth Active Wear OPT Inc. RBC Royal Bank Randy Olson Construction Raymond Olson Drywall Rona Rotary Club of Camrose Daybreak Sandcrest Drywall and Painting Starbucks T&L Insulation Timberline Roofing The Bethany Group University of Alberta Augustana Campus Wideman Carpet One Wideman Paint and Décor Windwood Signs and Graphics Wiseman’s Way Zetsen Master Builders Inc.

Annual General Meeting Agenda Habitat for Humanity Camrose ReStore

May 5, 2015, 7:00 pm

1. Welcome from President: Mark Schneider

2. Devotion: Signi Bruner, Faith Relations Committee

3. Approval of Agenda

4. Approval of Minutes of 2014 Annual General Meeting

5. Reports

a. President

b. Treasurer

c. Executive Director

d. Construction Manager

e. Family Services Committee Chair

f. ReStore Manager

6. Review of 2014 Financial Statement

a. Grant Burgess - Grant Thornton LLP

7. Appointing of Auditor for 2015

8. Election of Board Members

a. Retiring from the Board

i. Alix Baker-Aziz

ii. John Howard

iii. Les Hanberg

iv. Mark Schneider

v. Leona Calhoun

vi. Charlotte Nesbitt

b. Board Members Continuing to 2015

i. Derek Radchenko

c. Board Members Continuing to 2016

i. Tamara Saby

ii. Margaret Falk

iii. Janet Hatch

iv. Greg Genest

d. Board Members Continuing to 2017

i. Paul Grue

ii. Shay Barker

e. Board Appointed Members to be Elected to 2017

i. Lee Foreman

ii. Jadene Mah

9. Election of President from Among Board Members

10. Recognition of Volunteer of the Year

11. Adjournment

2014 AGM Minutes Habitat for Humanity Camrose

April 28 2014, 5:30pm

ReStore, 5007 – 46 St., Camrose, AB

In Attendance: Ray Leduc, Daisy Leduc, Ed Turner, Dwayne Wohlgemuth, Cheryll Findlay,

Larry Schultz, Les Hanberg, Mary Broen, Tyson Carroll, Mackenzie Carroll, Dallas Johnston,

John Howard, Shirley Connelly, Janet Hatch, Cody McCarroll, Mike Dunnigan, Barry Stotts,

Bill Sears, Tamara Saby, Charlotte Nesbitt, Ron Grue, Paul Grue, Doug Tien, Grant Burgess,

Derek Radchenko, Kenneth Dzus, Courtenay Dzus. (14 members: quorum reached)

1. Paul Grue called the meeting to order at 5:35pm

2. Cody delivered the devotion.

3. Adoption of the Agenda –

a. Motion to adopt the agenda as circulated. - Les, Tamara, carried

4. Minutes from last year’s AGM –

a. Motion to adopt the minutes of the 2013 AGM as presented and circulated. -

Charlotte, Les, carried

5. New Business

a. Board Recommendation to Repeal Existing Bylaws and Approve Revised

Bylaws.

i. Motion to bring to the floor – John, Larry

ii. Special Resolution: Motion - That the existing bylaws of Habitat for

Humanity - Camrose Society be repealed and be replaced with the revised

Bylaws attached to this notice of meeting – John, Tamara, carried.

6. Reports

a. Cody moved to accept the reports as presented, seconded by Ron – carried.

7. Review of 2013 Financial Statement

a. Motion to accept the 2013 Financial Statements as presented. – Ron, Less –

carried

8. Motion to appoint Grant Thorton LLP as accountants for the 2014 year – Larry, Daisy –

carried

9. Election of Board Members

a. Board Members continuing to 2015

i. Les Hanberg

b. Board Members continuing to 2014

i. Charlotte Nesbitt

ii. Mark Schneider

iii. Leona Calhoun

iv. Derek Radchenko

c. Board Retirements

i. Olaf Clausen

ii. Ron Grue

d. Board Members to be elected to 2016

i. Tamara Saby

ii. John Howard

iii. Alix Baker-Aziz

iv. Janet Hatch

v. Motion to adopt the appointment of the new board members recommended

by the board – Charlotte, Ron - carried

10. Election of President from Among Board Members

a. Call for nominations:

i. Paul Grue nominates Mark Schneider

ii. John Howard moves that nominations cease

iii. Motion to elect Mark Schneider as Board President. John, Tamara, carried.

11. Recognition of Volunteer of the Year – Ron Grue

12. Adjournment

a. Motion to adjourn – Cody, Charlotte, carried

b. Meeting ended at 7:05 pm

President’s Report – Mark Schneider

As we approach our 2015 AGM we reflect on what the past year has brought and especially look forward

to the future.

In the past year our community, supported by our own affiliate staff, constructed beautiful homes for two

families. The key presentation ceremony, in which the families are welcomed to their new homes and

their homes are blessed for their use, was very touching and reminded us again that our work together is

about families – providing parents and children with a chance to begin new experiences and memories in

their own homes. Our organization is so very fortunate to have many volunteers that understand this

feeling and who help us make these dreams a reality. We are also very blessed to have great partners that

share our vision and are willing to work with us to ensure that we are providing affordable home

ownership in Camrose.

I cannot say enough about our volunteers!! We are an organization that grows based on the generosity of

this community!! I can honestly say that this community has re-acquainted itself with Habitat for

Humanity and we are excited about our numbers of volunteers!! We can see that all who come are truly

excited about being part of the “hand up” we are providing, as they are tired of just giving a “hand out”!! I

see the passion and hear the stories of the families and in some cases it is heart wrenching and yet here

they are, standing tall telling their stories, sharing the hope that HFH Camrose (which is everyone of you

reading this) has given them and it is very inspiration to all. And this is why people get involved, it is to

bring hope……. to change someone’s life for the better……… to make a difference. We are making a

difference, not only in the lives of the Partner Families; we are making a difference in every volunteer’s

life. Now we must tell those stories as well, people must know how we are blessed because we give of

ourselves to make a difference in someone else’s life.

As I think of what we are doing when we volunteer, I think of 1 Corinthians 13. We get so busy in our

lives that we pass right by people in our effort to get things done and often we are more concerned with

producing results than with caring for people and even the most “spiritual” activities are pointless without

love!! This is where 1 Corinthians 13 comes in, I see people changing their “daily lives” and volunteering

because they want to make a difference, they want to show their love for others!! An article I read

recently challenged the readers to re-write 1 Corinthians 13 in their own words using specific references

to their own situation. For example, a parent may write, “Though my family has all the food they can eat,

if I don’t give them love, they will starve.” With this in mind I want to say Thank You to all our

volunteers for sharing your love with us and I ask that you share your stories of your experiences and how

you have shared your love. How has that benefited the Partner Families, how has it benefited you and

how has it benefited the community? We are told to share our love and I ask that you share yours now!!

Share it by continuing to volunteer or by starting to volunteer

I would like to take this opportunity to thank our Staff. Over the past year our visibility in the community

has been elevated and this is largely due to the continued passion and hard work of our staff. From the top

down, each one works as though they owned the business and the result is where we are today, excelling

in all areas. Thank you for your passion and dedication to ensuring that we can continue to give a hand up

to families in need!!! You, along with all our volunteers and partners are writing our future, with Love,

one family at a time!!

Treasurer’s Report – Derek Radchenko

Highlights Noted From the Calendar Year Ended December 31, 2014:

- The 2014 build of a duplex was completed in July 2014 in which the homes were

dedicated shortly after completion. It was a wonderful occasion to attend to see how

excited the families were to be in a new home.

- ReStore was a huge success in 2014 and was a main part in the growth for the

organization as the net profit is used to finance all operating expenses as well as help with

the build costs

- Volunteer support in the ReStore was amazing in 2014 and we cannot express our

gratitude for all those people who share our passion in the effort to provide low income

families with better options in life and improved support for home ownership

- Cash at December 31, 2014 was $161,000 compared to $92,000 at December 31, 2013.

This improvement in cash position is large in part to a significant grant from the City of

Camrose which has brightened the future of our organization and also gives so much

more financial opportunity such as building up the land bank for future builds.

- Two more new partner families in 2014 means higher mortgage revenue for 2015 and as

time goes on the revenue essentially keeps growing which in part will continue to help

fund Habitat for Humanity builds and keep our organization strong for many years to

come

Executive Director’s Report - Cody McCarroll

Summary

Habitat Camrose constructed two homes in 2014 for hardworking families, and built its capacity in the

areas of governance, fundraising, staffing, marketing and communications, and family services.

Governance

HFH Camrose improved its high-level leadership and its management. The Board approved a budget for

2014 along with HFH Camrose’s first ever operational plan. The operational plan and budget align with

the goals set out in our strategic plan. This level of planning enabled the Board to approve the purchase of

our first land bank, upon which 6 homes can be built. We have clear title to these properties. With a

revised set of bylaws in place, the Board is in the process of approving a 140 page policy manual which

formalizes our governance policies and operational procedures.

Fundraising

We continue to receive funds from the City of Camrose Municipal Block Funding program. This funding

was instrumental in maintaining our building capacity of two homes per year. Our Adopt-A-Day program

grew from partnerships with businesses and schools; in 2015, there is a waiting list for groups to

volunteer at the building site. The Battle River Community Foundation also provided funding.

We had a successful second annual “Building Hope” fundraiser in partnership with FCC and UFA. We

also successfully partnered with the University of Alberta Augustana campus on a door-to-door

fundraising drive. A direct mail fundraising campaign concluded the year. Growing ReStore profits and

our “Fund for Humanity” provide increasing internal sources of revenue.

Staffing

The part-time Project Coordinator to assist with fundraising, volunteer recruitment, and volunteer support

has been instrumental in exponentially increasing our number of volunteers and raising our fundraising

capacity. Existing ReStore staff admirably handled the increased volume of donations and sales. ReStore

staff and volunteers, as well as the Project Coordinator, continue to be key drivers of growth.

Construction Manager Larry Schultz is to be commended for his expertise for once again bringing the

construction project to completion on time and under budget.

Marketing and Communications

We achieved marked increases in local media coverage and social media exposure. We were in the

newspaper over 30 times, including 3 cover stories. Spinoff effects of our increased profile has been a rise

in unsolicited partner family applications and a rise in the number of volunteers.

Family Services

The committee has done excellent work in selecting and supporting families. The Dzus and Carroll

families moved in to their homes in July 2014. We began our partnership with the Davidson and Garcia

families, whose homes will be completed in July 2015. The Wetzstein family has recently been approved

for a home to be built in 2016. It is a privilege to work with the committee and these families.

Construction Manager’s Report - Larry Schultz

Habitat for Humanity Camrose undertook and completed a duplex project in 2014. The project

was located at 5202 & 5204 41 Street.. The building is a 2 bedroom bi level design with 920

square feet on the main floor. The basements were fully completed for both of the units to

provide the additional bedrooms required for their children.

The excavation for the project was started on March 17, 2014 with the project completed on July

24, 2014. We used both subcontractors for various parts of the project and volunteers to

complete the 2014 build. We were fortunate to have both individuals and some small/mid-size

groups to help with different aspects of the building project. Thanks to the volunteers the

families were able to move into their new homes during the week of Aug 1, 2014.

The construction for the 2015 project is current in construction phase. We were able to start the

excavation for the project on March 10, 2015. The project consists of a duplex unit with the

same floor plan as the 2014 projects. The location for the 2015 build is 7014 & 7016 50 Street

and is adjacent to the 2 previous duplexes built in the Cascades subdivision. The framing for the

building has been completed, shingles installed, insulation installed, electrical, plumbing and

heating rough in completed and the siding is 90% completed. The drywall installation should be

completed by May 5th as well as the exterior siding, soffits and fascia.

Subcontractors were engaged to complete the framing, shingling, electrical, plumbing, concrete

basement floor, heating and drywall installation similar to the 2013 and 2014 projects.

Thanks to Brenda Murdock’s efforts we have many groups of volunteers who have worked on

various aspects of the project and are committed to completing upcoming work at the site. Nearly

70 different people have volunteered on the 2015 build site with another with an further 60 – 70

expected for future aspects of this year’s build. Special thanks to the 7 experienced individuals

who have assisted with the supervision of the groups or have committed to an upcoming group

activity. Groups that have committed to the 2015 build are as follows:

Golden Valley Lutheran Church – Viking Camrose Police

Starbucks OLMP Students

CCHS Students Curves

Superstore Camrose Women’s Shelter

Stockman’s Chophouse Kiwanis

Scotia Bank Augustana Alumni

CIBC Pensioners Alberta Treasury Branches

Farm Credit Corporation Bethany

RBC Cargill

TransCanada Pipelines

Larry Schultz is acting as construction manager for the 2015 build and looks forward to working

with our various volunteers to provide a hand up for 2 more families in Camrose.

Family Services Committee Report – Pat Johnston

This committee has had a busy year. We have seen more turn over in membership this year and

are at this time a committee of seven. We would welcome more members and are actively trying

to recruit at this time.

The Family Partnering and Selection Manual is now complete and loaded online for access to all

members. This was accomplished with much help from Cody McCarroll and Leona Calhoun.

Our new process for managing applicants has helped to streamline the selection process and we

are meeting our guidelines to respond within 7 days for new short form applicants. A member is

assigned to the applicant and makes contact with them. After a telephone conversation a decision

about meeting to provide the long form application is made. Once the long form is returned the

member reviews it and brings the information to the committee for a decision on acceptance,

deferral or rejection.

2014-15 Stats on Applications:

Total Short Form Applications received Jan 2014 to Dec 2014: 23

Long form applications given out in this period: 10

2015 Year to date short form applicants: 8

Year to date Long form applications given out: 4

Family Davidson was selected as our second 2015 partner family.

We are still seeing significant numbers of applicants with an income too low to qualify, while

some others exceed the CNIT significantly. The committee members are following up with the

applicants with outstanding long forms and also with previous applicants to see if their financial

status, residency or other limiting factors have been resolved. Several of the applicants with long

form applications now are waiting for their income tax to be calculated to complete the

paperwork.

The Family Selection and Partnering Committee has begun a more interactive role with our

Partner Families. We held the first Partner Family Pot Luck Supper at the Restore in March. We

had four partner families participate including one of the earliest Habitat families. We hope to

hold another in the early summer and one of our partner families has generously offered to host

an event at their home during the summer season. Our hope is that we will remain in closer

contact with our families after they have moved into their homes. All who attended the first

event enjoyed themselves and we will try to hold the next event on a weekend day to encourage a

larger participation. We have polled the families to see if they are interested in a presentation

(perhaps a home repair workshop) to be held in conjunction with the pot luck and will work on

changing up the Agendas for future events.

Committee Members are: Leona Calhoun; Vice Chair, Cheryll Findlay; Secretary, Michele Ball;

Treasurer, Ruth Ford, Usha Manaloor and Jeff Trumpour.

ReStore Manager’s Report – Peter Blais

2014 was another successful year for the ReStore with a year over year increase in sales of

19.76%. Sales in 2014 were $429,628 compared to $358,727 in 2013. Profit in 2014 was

$261,203 or 60.77% as compared to $235,289 or 65.45% in 2013.

The sales success is attributable to several factors. Donations from the private individuals

decreased from 2005 donations to 1694 in 2014, a decrease of 16%, however the average value

of donations increased from $179 to $254 or a 41.9% increase. In addition we received a

shipment of windows and doors from All Weather Windows of which half of the shipment sold

immediately. The larger windows are still selling but at a much slower rate due to smaller

demand for these sizes. A truckload of goods from the Brampton was also organized. This GIK

donation which has procurement and shipping costs associated with the order also sold

reasonably well. Finally, a onetime National donation from Home Depot for lighting fixtures was

well received by the ReStore clientele and 80% sold out by year end.

The store continued to raise awareness in the community by participating in several events. A do-

it-yourself event was organized where ReStore clients borrowed materials from the store and

refurbished the product in a creative way. The refurbished products were displayed at the CRE

trade show and sold at a better value than the original material would have sold for. The ReStore

also participated in the Camrose Parade as well as continued to advertise in the local papers. We

feel these efforts have increased awareness of the ReStore which in turn increased our sales

significantly in 2014.

The addition of Dwayne as a full time associate has allowed us to improve our level of customer

service in the store. Dwayne has proved to be a valuable asset in picking up donations as he is

very adept at handling the physical demands of the task and also has a very friendly manner with

the donors. Dwayne has also demonstrated good judgement in what should be accepted or

rejected as a donation which has helped with the quality of the product we are selling.

A pre-Christmas sales event did not fare well and will be re-evaluated in 2015. 10% Tuesdays

seems to have lost its attraction with our clientele in the latter half of 2014 and will also be re-

evaluated in 2015.

Our top selling products are in the categories of furniture, appliances, windows and doors in that

order. Square foot allocation is being evaluated to maximize effectiveness for each of these

categories and adjustments will be made accordingly.

We are looking forward to a successful 2015, building on what was learned in 2014.

Peter Blais

ReStore Manger

In collaboration with

Ed Turner