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Fixed Income Presentation Second Quarter 2015

Fixed Income Presentation - Banco de Crédito del Perú › connect › VIABCP_2015 › Cambios Jimena … · This presentation may contain statements that are forward-looking subject

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Page 1: Fixed Income Presentation - Banco de Crédito del Perú › connect › VIABCP_2015 › Cambios Jimena … · This presentation may contain statements that are forward-looking subject

Fixed Income Presentation

Second Quarter 2015

Page 2: Fixed Income Presentation - Banco de Crédito del Perú › connect › VIABCP_2015 › Cambios Jimena … · This presentation may contain statements that are forward-looking subject

The information contained herein has been prepared by Banco de Crédito del Perú (“BCP”) solely for informational purposes and is not to be construed as a solicitation

or an offer to buy or sell any securities and should not be treated as giving investment or other advice. No representation or warranty, either express or implied, is

provided in relation to the accuracy, completeness or reliability of the information contained herein. Any opinions expressed in this presentation are subject to change

without notice and BCP is under no obligation to update or keep current the information contained herein. The information contained herein does not purport to be

complete and is qualified in its entirety by reference to more detailed information appearing elsewhere, if any. BCP and its respective affiliates, agents, directors,

partners and employees accept no liability whatsoever for any loss or damage of any kind arising out of the use of all or any part of this material.

This presentation may contain statements that are forward-looking subject to risks and uncertainties and factors, which are based on current expectations and

projections about future events and trends that may affect BCP’s business. You are cautioned that any such forward-looking statements are not guarantees of future

performance. Several factors may adversely affect the estimates and assumptions on which these forward-looking statements are based, many of which are beyond

our control.

Disclaimer

2

Page 3: Fixed Income Presentation - Banco de Crédito del Perú › connect › VIABCP_2015 › Cambios Jimena … · This presentation may contain statements that are forward-looking subject

Economic highlights

Page 4: Fixed Income Presentation - Banco de Crédito del Perú › connect › VIABCP_2015 › Cambios Jimena … · This presentation may contain statements that are forward-looking subject

Social Indicators and Banking Penetration

Page 5: Fixed Income Presentation - Banco de Crédito del Perú › connect › VIABCP_2015 › Cambios Jimena … · This presentation may contain statements that are forward-looking subject

Peruvian Financial System

NPL

Page 6: Fixed Income Presentation - Banco de Crédito del Perú › connect › VIABCP_2015 › Cambios Jimena … · This presentation may contain statements that are forward-looking subject

BCP’s Competitive Position in Peru

Page 7: Fixed Income Presentation - Banco de Crédito del Perú › connect › VIABCP_2015 › Cambios Jimena … · This presentation may contain statements that are forward-looking subject

1,506 1,649 1,907

882 1,190

2012 2013 2014 2Q14 2Q15

BCP Highlights

Page 8: Fixed Income Presentation - Banco de Crédito del Perú › connect › VIABCP_2015 › Cambios Jimena … · This presentation may contain statements that are forward-looking subject

Assets and Liabilities Structure

Page 9: Fixed Income Presentation - Banco de Crédito del Perú › connect › VIABCP_2015 › Cambios Jimena … · This presentation may contain statements that are forward-looking subject

Asset Quality

2012 2013 2014 2Q15

NPL

Page 10: Fixed Income Presentation - Banco de Crédito del Perú › connect › VIABCP_2015 › Cambios Jimena … · This presentation may contain statements that are forward-looking subject

Funding Structure & Maturity Profile

Page 11: Fixed Income Presentation - Banco de Crédito del Perú › connect › VIABCP_2015 › Cambios Jimena … · This presentation may contain statements that are forward-looking subject

Capital Management

6.1 7.2

8.6 7.6

8.9

Page 12: Fixed Income Presentation - Banco de Crédito del Perú › connect › VIABCP_2015 › Cambios Jimena … · This presentation may contain statements that are forward-looking subject

P&L Highlights

3,921 4,577 5,921

2,800 3,362

-2.00%

3.00%

8.00%

13.00%

18.00%

23.00%

28.00%

33.00%

38.00%

2012 2013 2014 2Q14 2Q15

Page 13: Fixed Income Presentation - Banco de Crédito del Perú › connect › VIABCP_2015 › Cambios Jimena … · This presentation may contain statements that are forward-looking subject

BCP’s Strategy

Page 14: Fixed Income Presentation - Banco de Crédito del Perú › connect › VIABCP_2015 › Cambios Jimena … · This presentation may contain statements that are forward-looking subject

Anexos

Page 15: Fixed Income Presentation - Banco de Crédito del Perú › connect › VIABCP_2015 › Cambios Jimena … · This presentation may contain statements that are forward-looking subject

BCP’s / Credicorp’s History

Page 16: Fixed Income Presentation - Banco de Crédito del Perú › connect › VIABCP_2015 › Cambios Jimena … · This presentation may contain statements that are forward-looking subject

Credicorp Ltd

Note: The chart shows the main subsidiaries of Credicorp after the establishment of the regional investment banking platform under Credicorp Capital Ltd.

Source: BCP as of June 30, 2015.

Bolivia

Pacífico

EPS

Assets: PEN 143 billion

Net Income attributable to Credicorp: PEN 1,554 million

Employees: 32,828

Assets: PEN 123 billion

NII: PEN 3,362 million

Employees: 28,618

Assets: PEN 8.7 billion

Net Earned Premiums:

PEN 845 million

Employees: 2,406

FuM: PEN 39.0 billion

Collections: PEN 741 million

Employees: 670

Pacífico

Vida

AuM: US$ 6.0 billion

Deposits: US$ 1.6 billion

Employees: 116

AuM: PEN 27.5 billion

Employees: 1,018

Page 17: Fixed Income Presentation - Banco de Crédito del Perú › connect › VIABCP_2015 › Cambios Jimena … · This presentation may contain statements that are forward-looking subject

Selected Financial Information

Page 18: Fixed Income Presentation - Banco de Crédito del Perú › connect › VIABCP_2015 › Cambios Jimena … · This presentation may contain statements that are forward-looking subject

Selected Financial Information

Page 19: Fixed Income Presentation - Banco de Crédito del Perú › connect › VIABCP_2015 › Cambios Jimena … · This presentation may contain statements that are forward-looking subject

BCP’s ratings

Page 20: Fixed Income Presentation - Banco de Crédito del Perú › connect › VIABCP_2015 › Cambios Jimena … · This presentation may contain statements that are forward-looking subject