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C
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C
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C ompass
o m p a s
JUNE 2015
Motor Industry Pension FundProviding reliable direction to true
financial freedom
JUNIE 2015
Co n t e n t :1. Welcome page 1
2. Photographic Competition page 2
3. Spouse's pension explained page 3
4. Exercise and your health page 4
Motornywerheid PensioenfondsJou betroubare rigting aanwyser na ware
finansiële vryheid
�Die wonder van
�n nuwe seisoen
is dat dit ons die
geleentheid gee om
voor te begin!�
WELCOME
We have reached the second quarter of the year and as the days go
rushing by so is the change of seasons catching up with us. The
early morning chill in the air confirms that autumn arrived early
this year. We trust that you will enjoy this edition of Compass with
a delicious warm drink.
Die tweede kwartaal het aangebreek en soos die dae een vir een
vinniger verby gaan as die vorige een, so kom ons ook nader aan
die winter maande. Die vroeëe oggend briesie bevestig dat herfs
reeds aan ons deure klop. Ons vertrou dat hierdie uitgawe van
Kompas saam met �n heerlike warm drankie geniet sal word.
WELKOM
PHOTOGRAPHIC COMPETITIONEvery year we receive entries of the highest quality. Thank
you to all of you who take the time to participate in the
annual photo competition and share your special
moments with us. During the past few years we have
received so many spectacular photos that this enabled us
to produce a compilation calendar last year, for the
calendar year 2015.
This special edition featured the most beautiful pictures
and places as seen through your camera lenses.
The competition will be running again this year and we
invite you to get those cameras ready and start clicking
away. The categories are:
� A point in time
� Nature at its best
� Creatively South African
� Hobbies
A winner will be selected for each category. The closing
date for entries is on Tuesday the 15th of September 2015.
Please e-mail your photos to [email protected]
(please compress to smaller size for e-mailing) or post them
to MIFA at MIFA Photo Competition, Private Bag x 10095,
Randburg, 2125. Please remember to include your name,
telephone number, address and pension number as well as
the category that you are entering in.
The winners as well as selected finalists' photos will once
again be included in the calendar for 2016. We look forward
to receiving you photographs.
FOTO KOMPETISIE
Elke jaar ontvang ons inskryings van die hoogste gehalte.
Dankie aan almal wat die tyd neem om deel te neem en hul
spesiale oomblikke met ons te deel. Die laaste paar jaar het
ons soveel pragtige fotos ontvang dat dit moontlik was om
verlede jaar 'n saamgestelde kalender te maak vir 2015.
Hiedie spesiale uitgawe bevat al die mooiste fotos van
gebeurtenisse en plekke soos deur julle kamera lense
vasgevang.
Stof dus jul kameras af en neem deel aan hierdie
opwindende kompetisie.
'n �Wenfoto sal in elke kategorie aangewys word.
Die sluitingsdatum vir inskrywings is Dinsdag
15 September 2015. Stuur asseblief jul fotos na
[email protected] of pos dit aan MIFA Foto
Kompetisie, Privaatsak x 10095, Randburg, 2125.
Die wenfotos asook sekere finaliste se fotos sal gebruik
word vir volgende jaar se almenak. Ons sien uit daarna om
jou fotos te ontvang.
SPOUSE�S PENSION EXPLAINEDThe member�s pension is guaranteed for the first 10 years
after retirement. In the event of the member�s death within
the first 10 years the pension will continue to be payable at
full value for the remainder of the 10 year period. Thereafter
the surviving spouse will receive a pension at 50% of the
guaranteed value.
GADE PENSIOEN VERDUIDELIK
Die pensioen van die hooflid word gewaarborg vir die
eerste 10 jaar na aftrede. Sou dit gebeur dat die hooflid
afsterf binne hierdie 10 jaar periode sal die volle pensioen
waarde aanhou betaal word vir die oorblywende tydperk.
H i e r n a s a l d i e o o r l e we n d e g a d e 5 0 % v a n d i e
gewaarborgde pension bedrag ontvang.
EXERCISE AND YOUR HEATLH
Exercise and physical activity are good for just about
everyone, including older adults. No matter your health
and physical abilities, you can gain a lot by staying active.
Research shows that exercise and physical activity can help:
� Maintain and even improve your physical strength and
fitness
� Improve your ability to do the everyday things you want
to do
� Improve your balance
� Manage and improve diseases like diabetes, heart
disease, and osteoporosis
� Reduce feelings of depression and improve overall well-
being
The key to all of these benefits is you�how fit and active
you are now and how much effort you put into being
physically active. You'll get the most out of being physically
active if you enjoy all 4 types of exercise, stay safe while
exercising, and be sure to eat a healthy diet, too!
page 2
The 4 types of exercise include:
� Strength exercise
� Flexibility exercise
� Balance exercise
� Endurance exercise
To help you be more physically active, the National Institute
on Aging at NIH created Go4Life®, an evidence-based
exercise and physical activity campaign that offers sample
exercises, success stories, and free materials so you can get
ready, start exercising, and keep going to improve your
health and achieve a better quality of life. The interactive
Go4Life website provides free information for individuals,
families and friends, organizations, and health care
professionals.
Older people are especially vulnerable to loneliness and
social isolation � and it can have a serious effect on health.
But there are ways to overcome loneliness, even if you live
alone and find it hard to get out.
Here are ways for you to connect with others and to
become more active again
Smile, even if it feels hard
Grab every chance to smile at others or begin a
conversation � for instance with the cashier at the shop or
the person next to you in the GP waiting room. If you�re shy
or not sure what to say, try asking people about
themselves.
Invite friends for tea
If you�re feeling down and alone, it�s tempting to think that
no-one wants to visit you. But often, friends, family and
neighbours will appreciate receiving an invitation to come
and spend some time with you.
Keep in touch by phone
Having a chat with a friend or relative over the phone can
be the next best thing to being with them. Ask one of your
children or grandchildren to activate WhatsApp as this is a
very cost effective way to stay in touch with loved ones and
share photos and stories.
page 3
page 4
Help others
Use the knowledge and experience you�ve gained over a
lifetime to give something back to your community. You�ll
get lots back in return, such as new skills and confidence
and, hopefully, new friends too.
DID YOU KNOW?� The Motor Industry Pension Fund has 6 400 retired
members with assets of more than R7 billion. The Fund is
valued annually and is fully funded (able to meet its
liabilities as determined by the Actuary).
� Almost R22.5 million is paid as pensions to pensioners
every month.
� The Motor Industry Pension Fund often receives
enquiries from pensioners regarding their medical aid
benefits and deductions. As the medical aid, Moto
Health Care, is administered separately from the
Pension Fund we cannot assist with medical aid
enquiries. Their contact telephone number is:
086 1329 800.
Learn to love computers
If your friends and family live far away, a good way to keep
in touch, especially with grandchildren, is by using a
personal computer or tablet (hand held computer). You can
share emails and photos with family and friends, have free
video chats using services such as Skype or Face Time and
make new online �friends� or reconnect with old friends with
social media sites such as Facebook or Twitter, and website
forums.
A tablet computer can be especially useful if you can�t get
around very easily as you can sit with it on your knee or
close to hand and the screen is clear and bright. A sponge
tip stylus pen or speech recognition may help if the touch
screen is difficult for arthritic hands or fingers with poor
circulation.
Get involved in local community activitiesThese will vary according to where you live, but the chances
are you�ll have access to a singing or walking group, book
clubs, bridge, bingo, quiz nights and faith groups.
Fill your diary
It helps if you plan the week ahead and put things in your
diary to look forward to each day, such as a walk in the park,
going to a local coffee shop, library, sports centre, cinema
or museum.
