ELSS

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  1. 1. Saving Taxes With High Returns Complete Guide
  2. 2. Asset Class Twin Benefits Choice of Investing Misc. Features Mutual Fund Investing more than 65% of its corpus in Equities and equity related products Tax saving u/s 80C upto investment of Rs 2 Lacs Wealth creation Growth - Profits added back to the basic Value of investment Dividend - Profits paid out to investor Minimum Investment amount is Rs 5,000 Lock-in Period of 3 years Features of ELSS
  3. 3. Deduction u/s 80C upto Rs 2 Lacs Returns are Tax Free Tax Saving Higher Returns of Stock Market Long Term Investing Approach Wealth Creation Benefits of investing in ELSS
  4. 4. Return of ELSS- Comparison Return calculated as on 30 April 2015 Source- AdviseSure.com Research Rs 160 Rs 294 Rs 168 0 50 100 150 200 250 300 350 Oct-09 Jan-10 Apr-10 Jul-10 Oct-10 Jan-11 Apr-11 Jul-11 Oct-11 Jan-12 Apr-12 Jul-12 Oct-12 Jan-13 Apr-13 Jul-13 Oct-13 Jan-14 Apr-14 Jul-14 Oct-14 Jan-15 Apr-15 Rs. 100 Invested, Since October 2009 PPF Reliance Tax Saver (ELSS) BSE 100
  5. 5. 5 Critical Things to Look before Investing in ELSS Credit Rating- ELSS schemes are rated by rating agencies on the basis of the risk and return factors associated with a particular scheme. It is recommended to opt for schemes with high ratings Fund size- Consider the fund size i.e. the asset under management (AUM) before finalizing your scheme. Schemes with more than Rs.75-100cr AUM indicate considerate investor confidence Risk associated- Also keep in mind the element of risk, depending on the sectors (equity stocks) in which the scheme is investing. Look out for ratios like Sharpe ratio, Sortino ratio etc to ascertain risk adjusted performance Historical performance- We need to assess the historical performance / track record of the scheme to ascertain its future returns Transaction costs - Transaction cost and asset management fees of a scheme should be compared with other schemes
  6. 6. ELSS- Suggested Schemes Age 25-30 Age 30-40 Age 40-55 Age 55 and Above HDFC Long Term Advantage Fund HDFC Taxsaver Fund Sundaram Taxsaver Birla Sun Life Tax Relief 96 Kotak Tax Saver SBI Magnum Taxgain Scheme Axis Long Term Equity Fund Canara Robeco Equity Tax Saver Fund DSP BlackRock Tax Saver Fund Franklin India Taxshield Fund Reliance Tax Saver Fund For More personalized Recommendation Visit www.advisesure.com Portfolio Suggestion as on 1st May 2015 Any Two out of Three Any Two out of Three Any Two out of Three
  7. 7. Advisory Fees Rs. 365 Per Annum Customized advise only for you Unlimited Long Term Investment Advise Tax efficient portfolio design No Minimum investment Regular Review and Rebalancing Substantial Savings in Commission ( Optional) We Offer Customized , unbiased Wealth Management @Rs. 1 per day
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