Accidental Loss

Theft

Accidental Damage

Fire or Earthquake

Typical Jewelry Rider to

a Homeowners Policy

Typical Homeowners /

Renters Insurance

Mysterious Disappearance

An unexplained loss

Preventive Repair

Types of repair to prevent a larger loss

CHOOSE YOUR JEWELRY PROTECTION WITH CONFIDENCE

What’s Covered Covered Maybe Covered Not Covered

Jewelry Expertise

Claims Process

Effects of Claims

Deductible Options

Exclusively insuring

jewelry for more than

100 years, with

graduate and certified

gemologists on staff

Unlikely Unlikely

Repair or replacement

with same kind and

quality (up to the value

on your policy) from

jeweler of your choice;

no need for multiple

estimates.

May require you to use

an authorized jeweler

or repair/replacement

company; may instead

pay cash; may require

multiple estimates

May require you to use

an authorized jeweler

or repair/replacement

company; may instead

pay cash; may require

multiple estimates

No increase to your

Jewelers Mutual

policy premium

Claims may affect

status of entire policy,

including coverage

for your home

Claims may affect

status of entire policy,

including coverage

for your home

Flexible, as low as $0 Same as overall policy Flexible, as low as $0

This is a brief overview for informational purposes only. Coverage and pricing are subject to underwriting review and approval, and to policy terms and conditions.

©2016 Jewelers Mutual Insurance Company

Typical Jewelry Rider to

a Homeowners Policy

Typical Homeowners /

Renters Insurance

Coverage Features

*Preventive repair is defined by Jewelers Mutual as: prong retipping; repair of broken, worn or bent prongs; clasp replacement; restringing of broken or stretched pearl strands; stone

tightening; and repair of broken earring posts.

Round

Princess

Emerald

Asscher

Marquise

Oval

Radiant

Pear

Heart

Cushion

CHOOSE YOUR JEWELRY PROTECTION WITH CONFIDENCE

Covered

*Preventive repair is defined by Jewelers Mutual as: prong retipping; repair of broken, worn or bent prongs; clasp replacement; restringing of broken or stretched pearl strands; stone

tightening; and repair of broken earring posts.

RoundPrincessEmeraldCushionAsscherRadiantPearMarquiseOvalHeart

Round 4.1 mm 5.1 mm 5.8 mm 6.4 mm 7.4 mm 8.1 mm 9.3 mm 10.2 mm 11 mm

Princess 3.5 mm 4.4 mm 5 mm 5.5 mm 6.4 mm 7 mm 8 mm 9 mm 9.5 mm

Emerald 4.1 mm 5.1 mm 5.8 mm 6.4 mm 7.4 mm 8.1 mm 9.3 mm 10.2 mm 11 mm

Cushion 4x3.5 mm 5x4.5 mm 6x5 mm 6.5x5.5 mm 7.5x6.5 mm 8x7 mm 9x8 mm 10x8.5 mm 10.5x9 mm

Asscher 3.7 mm 4.4 mm 5 mm 5.5 mm 6.4 mm 7 mm 8.1 mm 9 mm 9.6 mm

Radiant 3.5x3 mm 5x4.5 mm 5.5x5 mm 6x5.5 mm 7x6 mm 7.5x7 mm 8.5x7.5 mm 9.5x8.5 mm 10x9 mm

Pear 5.5x3.5 mm 7x4.5 mm 8x5 mm 8.5x5.5 mm 10x6.5 mm 10.5x7 mm 12.5x8 mm 13.5x9 mm 15x10 mm

Marquise 6.5x3 mm 8.5x4 mm 9.5x4.5 mm 10.5x5 mm 12x6 mm 13x6.5 mm 14x7 mm 16x8 mm 17x8.5 mm

Oval 5x3 mm 6.4 mm 7.5x5 mm 8x5.5 mm 9x6 mm 10.5x7 mm 11.5x7.5 mm 13x8.5 mm 14x9.5 mm

Heart 4.2 mm 5.4 mm 6 mm 6.7 mm 7.6 mm 8.3 mm 9.5 mm 10.3 mm 11 mm

Carat Weight 0.25 0.5 0.75 1 1.5 2 3 4 5

Diamond Carat Size Chart

Round 4.1 mm 5.1 mm 5.8 mm 6.4 mm 7.4 mm 8.1 mm 9.3 mm 10.2 mm 11 mm

Princess 3.5 mm 4.4 mm 5 mm 5.5 mm 6.4 mm 7 mm 8 mm 9 mm 9.5 mm

Emerald 4.1 mm 5.1 mm 5.8 mm 6.4 mm 7.4 mm 8.1 mm 9.3 mm 10.2 mm 11 mm

Cushion 4x3.5 mm 5x4.5 mm 6x5 mm 6.5x5.5 mm 7.5x6.5 mm 8x7 mm 9x8 mm 10x8.5 mm 10.5x9 mm

Asscher 3.7 mm 4.4 mm 5 mm 5.5 mm 6.4 mm 7 mm 8.1 mm 9 mm 9.6 mm

Radiant 3.5x3 mm 5x4.5 mm 5.5x5 mm 6x5.5 mm 7x6 mm 7.5x7 mm 8.5x7.5 mm 9.5x8.5 mm 10x9 mm

Pear 5.5x3.5 mm 7x4.5 mm 8x5 mm 8.5x5.5 mm 10x6.5 mm 10.5x7 mm 12.5x8 mm 13.5x9 mm 15x10 mm

Marquise 6.5x3 mm 8.5x4 mm 9.5x4.5 mm 10.5x5 mm 12x6 mm 13x6.5 mm 14x7 mm 16x8 mm 17x8.5 mm

Oval 5x3 mm 6.4 mm 7.5x5 mm 8x5.5 mm 9x6 mm 10.5x7 mm 11.5x7.5 mm 13x8.5 mm 14x9.5 mm

Heart 4.2 mm 5.4 mm 6 mm 6.7 mm 7.6 mm 8.3 mm 9.5 mm 10.3 mm 11 mm

Carat Weight 0.25 0.5 0.75 1 1.5 2 3 4 5

Diamond Carat Size Chart

jewelersmutual.com

Carat Weight 0.25 0.5 0.75 1 1.5 2 3 4 5

Round 4.1 mm 5.1 mm 5.8 mm 6.4 mm 7.4 mm 8.1 mm 9.3 mm 10.2 mm 11 mm

Princess 3.5 mm 4.4 mm 5 mm 5.5 mm 6.4 mm 7 mm 8 mm 9 mm 9.5 mm

Emerald 4.5x3 mm 5.5x4 mm 6x4.5 mm 6.5x5 mm 7.5x5.5 mm 8.5x6 mm 9.5x7 mm 10.5x7.5 mm 11.5x8.5 mm

Cushion 4x3.5 mm 5x4.5 mm 6x5 mm 6.5x5.5 mm 7.5x6.5 mm 8x7 mm 9x8 mm 10x8.5 mm 10.5x9 mm

Asscher 3.7 mm 4.4 mm 5 mm 5.5 mm 6.4 mm 7 mm 8.1 mm 9 mm 9.6 mm

Radiant 3.5x3 mm 5x4.5 mm 5.5x5 mm 6x5.5 mm 7x6 mm 7.5x7 mm 8.5x7.5 mm 9.5x8.5 mm 10x9 mm

Pear 5.5x3.5 mm 7x4.5 mm 8x5 mm 8.5x5.5 mm 10x6.5 mm 10.5x7 mm 12.5x8 mm 13.5x9 mm 15x10 mm

Marquise 6.5x3 mm 8.5x4 mm 9.5x4.5 mm 10.5x5 mm 12x6 mm 13x6.5 mm 14x7 mm 16x8 mm 17x8.5 mm

Oval 5x3 mm 6x4 mm 7.5x5 mm 8x5.5 mm 9x6 mm 10.5x7 mm 11.5x7.5 mm 13x8.5 mm 14x9.5 mm

Heart 4.2 mm 5.4 mm 6 mm 6.7 mm 7.6 mm 8.3 mm 9.5 mm 10.3 mm 11 mm

When printing, set Page Scaling to “None” in your print dialog box.

*Measurements are based on diamonds cut to ideal proportions.