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We are helping to solve their problem. Bosque With a population now exceeding 200 million, Brazil needs more houses! Lower-income families are facing a housing deficit of 8 million homes, set to grow to over 12 million by 2020. Residencial LONDON SAO PAULO NATAL TORONTO SINGAPORE DUBAI ~

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Page 1: Bosque brochure

We are helping to solve their problem.

Bosque

With a population now exceeding 200 million, Brazil needs more houses! Lower-income families are facing a housing deficit of 8 million homes, set to grow to over 12 million by 2020.

Residencial

LONDON • SAO PAULO • NATAL • TORONTO • SINGAPORE • DUBAI~

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Contents

p3. Company Historyp4. OurOfficesp5. WhyInvestinBrazilp6. InvestmentInBrazilp7. WhatisSocialHousingp8 Brazil:TheFactsp9. ArcoIrisp10. Casa Novap11. Bosquep12. Exit&Returnsp13 InvestmentSecurityp14. ClientFAQ’s

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EcoHouseDevelopmentsisnowaninternationallyoperatingorganisationwhichhasitsprincipalofficesinNatal,Brazil.OurcompanyisalsoestablishedinLondon(UK),Toronto(Canada),Singapore(SEAsia)andmostrecently,inDubai(UAE)

Wehaveanexpandingworkforceofoverthreehundredfulltimeemployees.WearecurrentlytheonlyUKauthorisedcompanyactuallybuildinglegallyinBrazilundertheMinhaCasa,MinhaVidasocialhousingscheme.

OurcompanyhasbeendevelopingstronglyinnortheastBrazilforanumberofyearsandduringthistimewe’veestablishedasolidpresenceandreputationwithboththeadministrationandthepeopleofthearea.

WehaveawellestablishedorganisationinthecityofNatalandsurroundingareasandareincidentallyoneofthefewEuropeanconstructionfirmsofficiallydevelopinginthispartofthecountry.

EcoHouseDevelopmentsisaproviderofthegovernment-backedsocialhousingprogrammeMinhaCasa,MinhaVida.Weowntheland,wearefullyregisteredwiththeBraziliangovernment,haveallbuildingpermitsinplaceandourinvestors’moneyisfullybackedbyBrazil’slargestbankCAIXAandLloyds(London).

Ourinvestorsaremakingalucrativereturnontheirmoneyandmanyofthemarerepeatedlyre-investinginsubsequentphases.

Anthony Armstrong Emery is the CEO of EcoHouse Developments and he has a long standing love affair with international property and development.

Previously he tripled the turnover of one of Europe’s largest real estate investment organisations following his appointment as Chief Executive Officer.

As a result he has a wide ranging background and tremendous experience of development on every level.

With Mr. Armstrong Emery driving the company forward, we are going from strength to strength as each day passes.

Company HistoryEcoHouse Developments Ltd, CEO Mr. Anthony Armstrong Emery has a long standing love affair with international property.

The Project Creator

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Our Offices

Richmond, London, United KingdomEcoHouseDevelopments2AOnslowHall,LittleGreen,Richmond,LondonSurrey,TW91QS

telephone:+44(0)2034686910email:[email protected]

Toronto, Ontario, Canada500St.ClairAvenueWestToronto,OntarioCanada,M6E-1C8 telephone:+1(416)656-4774email:[email protected]

Natal, Rio Grande do Norte, BrazilEcoHouseBrazilRuaOtávioLamartine,n°521.Petrópolis,NatalRioGrandedoNorte,Brasil,CEP:59020-050

telephone:+55(84)20107770email:[email protected]

Mississauga, Ontario, CanadaMississaugaExcecutiveCentre1530-4RobertSpeckParkway,MississaugaToronto,Ontario,Canada,L4Z-1S1 telephone:+1(905)3667297email:[email protected]

Dubai, United Arab EmiratesEmiratesTowersLevel42.SheikhZayedRoad.DubaiUnitedArabEmirates,POBox31303

telephone:+971(0)43199090email:[email protected]

Singapore, Asia PacificEcoHouseSingapore#42-01SuntecTower2,9TemasekBoulevardSingapore,038989

telephone:+6591054304email:[email protected]

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Why Invest In Brazil ?Brazilisbooming.Thecountryhasastrongeconomyandstablefinancialandpoliticalsystems.Asaresult,Brazilhasattractedagreatdealofattentionfrominternationalinvestors.Thisisbecauseinthisareaofsuchobviousgrowthandpotential,propertyinvestorsareconfidenttheywillexperiencesubstantialfinancialgains.

ResidentialtouristpropertyinBrazilisstillpopularwithinvestors.However,thoseseekingabeautifulholidayhomewithrentalincomepotentialknowthattheinternationaldownturnhashadanimpactonthismarket.Investorsbuyingbeach-stylecondoresortsthereforeneedtoviewthisasamediumtolongterminvestment.Tosucceedinthismarket,potentialbuyersneedtosecuregoodvalueplotsoflandwithinprimelocations,withaviewtobuildingholidayvillasorsellingthelandon,ataprofit,whenglobaldemandrecovers.

Ontheotherhand,actualdomesticdemandisdominantandhasapositiveoutlookfortheforeseeablefuture.

Investingin‘firsthome’residentialhousingdevelopmentsinBrazilisasafeandveryprofitablestrategy.Ithashighreturnsandofcourselocaldemandisalsoveryhigh!

Localrealestatepricesofthistypearecurrentlyincreasingbyaround20%peryear.Investingthereforeprovidesagoodprospectofprovidingsolidreturnswithaclear‘exitstrategy’.

Brazilian property is highly recommended to be held as part of a diverse property portfolio.

GrowthWithapopulationofmorethan200millionpeople,Brazil’slowincomefamiliesarefacingahousingdeficitof8millionhomesin2013.Theshortfallisexpectedtoexceed20millionby2020.

184.1 million

186.11 million

188.08 million

190.1 million

196.34 million

198.74 million

201.01 million

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Brazil’s Population

“ The general consensus amongst experts and investors alike is that within the next few years Brazil will become one of the world’s leading tourist destinations ”

203.43 million2011

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Withnearlytwentymillionpeopleinitsmetropolitanarea,SaoPauloisBrazil’slargestcityandalsothelargestinthewholesouthernhemisphere.Itisamassivelythrivingandexcitingcitywithahugeamountofrepresentationfrominternationalcompaniesaswellasdomesticones.

Oneexampleisthatworld-famousjewellerTiffanyandCo.boastsmorestoresinSaoPaolothananywhereelseintheworld.AnotheristhatfashiondesignerLouisVuittonearnssomeofthehighestprofitspersquaremetreinBrazil.ConsultancyPriceWaterhouseCooperexpectstheCity’srapidgrowthtocontinueandthatitwillpropelSaoPaulofromforty-sixthspotonthe‘world’swealthiestcity’listtofifthplaceinalittleoveradecade.

Brazil is the world’s most exciting investment market today.

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Investment In BrazilDirect foreign Investment in Brazil grew 84% from 18.8 billion in 2006 to 34.6 billon in 2007; more than India and Japan. Brazil is the world’s 6th largest economy by GDP.

Even in the current global economic climate, the Gross Domestic Product of Brazil is predicted to achieve approximately 4% growth in 2014. The United States ecomony has not seen growth equal to that since 1984 and the U.K. economy since 1988.

Covering an area of eight and a half million square kilometres. Brazil is the fifth largest country in the world after the Russian Federation, Canada, China and the United States. Brazil covers 50% of the surface area of South America.

Brazil is the sixth most populous country in the world. It’s population is approximately 200 million with a young average age of 29 years.

Brazil is a beautiful country with fantastic scenery and beaches. It is considered low risk in respect of war, terrorism and extreme weather

The sun shines all year round with average temperatures of 23-35°C (73-91°F)

Flights operate daily between Europe and Brazil

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Whilst credit is tightening worldwide, Brazil is unique in the sense that only 10% of real estate is currently mortgaged. This is the first time low income Brazilians have been able to obtain mortgages (previously only available to the wealthiest Brazilians). In the middle of one of the worst global economic recessions in almost a century, Brazil continues to finance the construction and purchasing of residential property.

The demographic targeted by the “Minha Casa, Minha Vida” plan are Brazilian families earning up to a maximum of 10 times the minimum national wage; approximately R$500 per month.

With part of the purchase subsidized by the government, house insurance included on the purchase price, nurmerous taxes and other purchase costs reduced, the plan also ensures mortgages at very competitive rates for buyers; up to 100% LTV for properties of R$80,000

What is Social Housing ?‘Socialhousing’isatermusedforhomesprovidedbyagovernmentforfamilieswithmodestincomes.TheeconomyofBrazilhasnowgrowntobecomethe6thbiggestintheworld(overtakingtheUKattheendof2011)andiscontinuingtorise.Thismeansthatthedemandforhousinghasofcourseincreased.

Propertysupplysimplycan’tkeepupwithdemandandaddedtothismillionsoffamiliesinBrazilalreadyliveinsubstandardhousing.In2009thegovernmentdecidedtoactdecisivelytotacklethisproblem.SotheMinhaCasa,MinhaVidasocialhousingschemewaslaunched!

The‘MCMV’schemeaimstobuildthreemillionhomesoverafive-yearperiod.ThisbiginvestmenthasagovernmentbudgetofaroundR$100billion(approx£40billion/US$65billion/€45billion).ThefirstphaseofMinhaCasa,MinhaVidaBrazilwaslaunchedinearly2009andaimedinitiallytobuildamillionhousesthroughoutBrazil.InJune2011the

governmentannouncedthestartofasecondphasecomprisingafurthertwomillionproperties.

MinhaCasa,MinhaVidaisaimedatlower-wagedfamiliesandpropertiesareallocateddependingonconditionsrelatingtothreelevelsofincome.

SimilartoothersocialhousingprogrammesMCMVhasstricteligibilitycriteria.OnlyBraziliannationalsorforeignerswithpermanentresidencymayownaMCMVpropertyandfamiliesmustprovideproofofincome.

OnceCaixahascertifiedeligibilityforamortgage,thefamilymayregisterontheMCMVwaitinglistsintheirregion.Giventhehugenumberofapplicants,waitinglistsareconsiderablylongerthanMCMVallocationwhichresultsinfamiliesthataredesperatetofindMCMVhousing.

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Brazil : The Facts

Inflation in Brazil is at an all time low, as are interest rates and foreign investment is actively encouraged

114 million people represent Brazil’s middle class, an increase of 34% in 2 years

A housing deficit exists of approximately 8 million homes

Since 2007 domestic mortgages have been available for the first time in 25 years

Mortgage lending expected to grow 600% by 2014

The economy is growing at an average of 4% per annum

Protected against global recession with over R$200 billion in reserves

Best performing of the 4 BRIC emerging economies with Russia, India and China

Worlds 6th largest economy, predicted to reach number 5 by 2020

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Invest in the fastest growing economy in the world

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Project 1 : Arco IrisArcoIris(“Rainbow”)wasthefirstinaseriesofsocialhousingprojectsthathasnowbeensuccessfullydeliveredinNatal,NorthEasternBrazil.

Thisprojectofferedprivatebuyersthechancetopurchaseindividualunitsoff-planwhichweresoldatafixedpricetofamiliesontheMinhaCasa,MinhaVidawaitinglistviaamortgageprovidedbytheFederalGovernment.

Thesuccessofthisprojectwaslargelydowntotheefficiencyofthebuildingprocessandthespeedyidentificationofpre-approvedlocalbuyers.Duetothehugedemand,assoonasunitswerecompletedwewereabletoallocatethemtofamiliesinamatterofdays.

Past Projects in which our CEO and Partners have been involved:Numerous developments and large town house refurbishments in central Lon-don (Bayswater, South Kensington, Mayfair and Westminster.

A selection of large detached top level villas within the Santa Maria Golf and Country Club, Spain.

Real De Miraflores, Townhouses and Villas, Spain.

13.5 million square metres of civic development infrastructure in Panama in conjunction with the Panamanian Secretary of Tourism Ruben Blades.

La Quinta Golf and Country Club, Spain. 15 detached villas.

Ponta Negra, Natal, Brazil. Armstrong Medeiros &Asoc. - 248 apartments con-structed in association with one of Natal’s largest construction firms.

Uphaven Court. 120 residential apartments in Manchester UK.

100 detached villas within a private gated community in New Mexico, USA.

Numerous other land and property developments in areas such as Lebanon, Paraguay, Argentina and the US.

Among buildings previously constructed in the premier homes market, are 14 striking, high-rise condo developments in Natal, Brazil..

Featured Photos : Arco Iris, Natal, All units 100% sold and delivered by April 2012

completed

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WiththesuccessofourfirstprojectArcoIris,welaunchedour2ndSocialHousingdevelopmentcalledCasaNovainmid2012.TheCasaNovaprojectisJustNorthoftheCityofNatal,intheStateofRioGrandeDoNorteandjust5kmfromthenewGreaterNatalInternationalAirportopening2014.

The1stphasecomprisedofthreerowsof20semi-detached2storytownhouses(60housesintotal)eachwithitsowngarden,parkingspaceandservicearea.Thesecondphase(currentlyunderway)willconsistof161units,constructiononphases3and4iscommencedinearly2013whichwillseetheconstructionofafurther308Units.

TheCasaNovadevelopmenthascontrolledaccessviaagatehouseandallhousesarefittedwithporcelainflooring,granitecountertopsinthekitchensandbathroomandhardwoodwindowframes.Thereisalsoacommunalareawhichincludesaswimmingpool,children’splayground,barbequeareaandtoilets.

TheinterestfromtheBrazilianpublichasbeenoverwhelmingwithmostunitsbeingpre-soldduringtheearlyconstructionstages.

We have 4 phases planned for 2012-2013 (with phase 2 currently under way) delivering a total of 529 units over the next 18 months. Investment in Casa Nova has now been closed off with all units in all phases fully invested, making Casa Nova a huge success.

In early 2012 we delivered our Arco Iris development ahead of schedule in under 12 months giving our investors a nice healthy profit. A large number of these investors quickly re-invested in Casa Nova allowing us to close off investment the entire project early and turn our attention to other projects.

Project Success

fully invested

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Project 2 : Casa Nova

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BosqueResidencialisaluxuriousandsecuregatedcommunitywiththeconvenienceofanonsiteshoppingcentreandofficesforcompletepeaceofmindbutatanaffordableprice,thedevelopmentalsoincludesaleisureclubwithtennis/basketballcourtsandcyclepaths.

BosqueResidencialisthelargestUrbanDevelopmentofit’skindinNorthEastBrazil,andwith2trees(1fullsizeand1sapling)beingplantedtoreplaceeachtreeremovedduringconstruction,Bosqueisoneofthemosteco-friendlydevelopments.

BosqueResidencialisconvenientlylocatedinSãoGonçalodoAmarante-RN.

At the beginning of 2011 our first Social Housing development Arco Iris was met with an amazing response from both investors and the Brazilian public, resulting in every unit being pre-sold before completion and investors funds being returned within 12 months, Our next project Casa Nova launched shortly after and saw all four phases sold out within the first few months of its release. We are now proud to launch our latest and biggest project to date, Bosque Residencial

Investment Opportunity

For InvestorsLow entry level product.

Substantial Returns within just 12 months.

Lloyds TSB provide an Escrow facility to protect Investors funds which is managed by UK Solicitors.

Clear and defined Government backed exit strategy.

Award Winning Developer with offices worldwide with proven track record and identical projects delivered.

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Project 3 : Bosque

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Fully secure and protected by UK Legislation, UK Escrow Account and UK Regulated Legal Facilities

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The Bosque Development is being constructed and delivered as part of the Minha Casa, Minha Vida Government backed housing programme.

Properties will be constructed using investor funds and sold to the local market. Currently there is a huge demand for property and an on-going deficit of supply.

High Return on investment.

Repayment will be made 12 months from the date your first payment is received into escrow.

In the unlikely event the project does not go ahead your funds will be returned by the Escrow Lawyer from your Escrow Account.

The capital and interest are repaid in full and investors will be offered early options on the next phase of the Bosque project.

Investments start from £23,000

Exit & Returns

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UndertheEscrowAccount,ArrangementsandtheEscrowAgreementwhichyouwillbeaskedtoenterinto,youwillbeenteringintoaseparatecontractwithSanders&Co.Solicitorstomanageandmaintainthecredibilityoftheaccountprocess.

This“EscrowAccount”givesfullprotectionforbothparties.

TheuseofthisAccountenablesboththeBuyerandSellertoagreethattheBuyerwilldepositfundswiththesuitablyqualifiedEscrowAgent(inthiscaseSanders&CO.Solicitors).

Bychoosingtoprotectthe

transactionwithanEscrowAccountPaymentSystem,boththeBuyerandSelleragreethatmoniesarereleasedtotheSelleronlyundercertainconditions.

TheseconditionsarefullysetoutintheEscrowAgreementandbroadlyspeaking(pleaseseethedetailedtermscontainedwithintheAgreementitself)meanthatEcoHouseDevelopmentsreceivespaymentagainstcertificationofauthorisedexpenditurefortheProject.

ThisenablesEcoHouseDevelopmentstoreceivethefundstoconstructthevariouselementsoftheProjectwhichtheBuyerand

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SellerhaveenteredintoaContractforandtheEcoHouseDevelopmentmanagementteam willprovideinternationallyrecognisedcertificationviasuitablyqualifiedindividualsinthecountriesconcernedasproofoftheworkshavingbeencarriedout.UponsuchpaymentsandsuchproofbeingprovidedthenfundswillbereleasedbytheEscrowAgentundertheTermsoftheEscrowAgreementtotheDeveloper.

OnceagainanyfurtherquestionsorqueriesinrelationtotheEscrowAccountshouldbedirectedtoMissKatieFraser-Macnamaraasabove.

Escrow Account Protection for your Payments

We(EcoHouseDevelopmentsLtd)ProtectclientsfundsbyusingaLloydsTSBEscrowfacilitythatoffersourclients100%security.ThisensuresthatyourinvestmentfundscanonlybereleasedunderthetermsoftheEscrowwhicharedetailedinthecontract.TheEscrowfacilityiscontrolledbyaU.K.lawyerwhoisaccountabletotheU.K.regulatoryauthority(SRA)andholdsrelevantinsuranceindemnities.Thisprovidesaregulatedframeworkforlegalrecoursetoinvestmentclients.

TheworstcasescenarioforourclientsinthisprojectisallmoniesarereturneddirectlyfromtheEscrowfacilityiftheprojectdoesnotgoaheadforwhateverreason.Thisisanextremelyunlikelyscenariogiventhatweareworkingfullywithinagovernmentbackedsocialhousingprogramwithinoneofthemostdynamiceconomiesintheworld.

Morethan25,000familiesintheareahavebeenpre-approvedbythelendinginstitutionsandarecurrentlyawaitingMinhaCasa,MinhaVidaproperty.Inaddition,the

Company’sCEOhasbeeninthepropertysectorforover20yearsandfurthermoreheandhisfamilyliveandworkinNatalwheretheprojectsaretobeconstructedforthelocalpeoplethatdesperatelyneedhousing.

Theprojecthasbeencarefullyputtogethertoofferaconsistentlevelofprotectioninallareas,notjustcontractuallyandviathesecurepaymentprocess,butalsointermsofthewaythatthecompanyisstructuredtoensuredelivery.

Investment Security

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Q: If the developer goes bust part way through the project, what safeguards are in place to protect the investors’ money?

A:Thisisusuallyavalidquestionwithmostdevelopmentsbuttheriskofthistoourclientsiszero.YourfundsareplacedintheEscrowaccountwithLloydsTSBintheUKandareusedsolelyforthebuildofyourproperty.EcoHousecannotrequestyourfundsuntilTheUKEscrowlawyerreceivespaymentagainstcertificationofauthorisedexpenditureforyourunit,sotheonlytwopossibilitiesyouwillbefacedwithare;1)yourfundswillstillbeintheEscrowiftheprojectdoesnotgoahead.2)YouwillhaveapropertyinBrazilworthmorethanwhatyouhaveinvested&EcoHousewillcontinuetotryandsellyourunit.

Q: If the project duration is lengthened, what happens to the investors’ money?

A:Seeingaswebuildwithclientsfundsonanindividualbasis,assoonaswereceiveyourfundswecanstarttobuildyourunit.The12monthinvestmentperiodisampletimetoconstructanddelivertheunittotheendbuyer.Atalltimesinvestorfundsaresecured.Intheeventofanextendedprojectdurationinvestorswillstillreceivethefixedrateofreturn.Project1ArcoIrishasgonewithoutahitchandhasseen128unitscompletedandsoldwitheveryinvestorreceivingtheircapitalandinterest.Project2soldoutwithin3daysandalreadyhadover100endBrazilianbuyersallocatedwithinthefirst90daysoftheprojectlaunching,andour3rdProjectBosquealreadyhad107endBrazilianbuyersallocatedbeforeweevensoldasingleunittoinvestorsandwesoldover450unitsinthefirstmonthofitslaunch.

Q: If a buyer cannot be found at the end of the defined period, what happens to the inves-tors’ money?

A:Ifforanyreasonyourunitisnotsold,whichishighlyunlikelyduetothehugedemandofsocialhousing,youwillbefacedwithtwooptions.1)YoucanopttoallowEcoHouseadditionaltimetosellyourunitandstillreceiveyourfixedrateofreturnassoonasitissold,or;2)YoucanopttohavethetitleoftheunittransferredtoyouandEcoHousewillpayforallthecostsofdoingso.Ofcoursethisisanabsoluteworstcasescenario.Ourfirstprojectsawfamily’ssnappinguptheunitsassoonasconstructionstartedandbuyerscompletedontheunitsbymonth10-11.Thedemandforsocialhousingisgrowingbythedayandthesupplyofsocialhousingisnowherenearenoughtocaterforthedemand.

Q: If there is a collapse of government, what safeguards the investors’ money? Could the “Minha Casa, Minha Vida” Government backed housing programme be discontinued during the investment term? If this happens, what safeguards the investment and return?

A:SincethenewpresidentofBrazilwaselectedlastyear,itishighlyunlikelythiswouldhappen.Brazil’sgovernmenthasalwaysbeenveryconservativewhenitcomestoloans,whichiswhythecountryhassuchhugecapitalreserves.TheGovernmentbudgeted£40billiontotheMCMVprogrammeprojectonitslaunchin2009,andin2011theyconfirmedasecondphaseoffunding.Thegovernment’sstrongpositionintermsofcapitalavailablemeanstheyaremorethanabletocontinuehelpingtheirowncitizensowntheirownhome.ThenewpresidentDilmaRousseffhasalwaysbeeninfullsupportofsocialprograms.Withthisinmind,webelieveourexitmarketislargerthananyotherintheworldwhichgivesusthebestpossiblechancetosellourunitsquicklyandefficiently.

Q: Are my funds fully secure and protected by UK legislation?

A:YourfundsareheldinLloydsTSBEscrowFacilitiesbyaUKRegisteredLawyer,whohasprofessionalindemnityinsurance.YouhaveaccesstothisLawyerthroughouttheentiredurationoftheinvestment.WecanonlydrawdownonfundsinyourescrowaccountuponofficialdocumentationbeingsentbacktotheUKEscrowlawyershowinginvoicesonyourindividualunit.

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Client Frequently Asked Questions

Page 15: Bosque brochure

Q: Am I exposed to any currency risk?

A:ThepriceperunittheInvestorpaysis£23,000.YouareinvestinginBrazilviatheUKandarefullyprotectedbyUKLegislation.EcoHousehavestructuredtheinvestmentsothatinternationalinvestorsarenotexposedtothecurrencyfluctuationbetweentheBrazilianRealandthePoundSterling.Thereforeinvestorsarenotpenalizedbycurrencyfluctuationsgivingeveryinvestorthesamerateofreturnon£23,000.ForinvestorsoutsideoftheUKthereissomeelementofcurrencyexposure,howeveritislimitedtotheinvestorslocalcurrencytothePoundSterling.IfinvestinginanyothercurrencythanPoundsSterling,wewouldtakeafixonthecurrencythedayyouinvest,andwewillreturnyourinvestmentonmonth12tothesamerate.

Q: Are there any comparable investments in the market?

A:Socialhousingisnotnewandhasbeenofferedasinvestmentmanytimesinmanycountries,includingtheUKinthe50’s,andUSAinthe40’swhichsawsimilarprogrammeslaunched.Aswithanyrealestateinvestment,thekeyisdemand.Also,theGovernment,specificallyBancoDoBrasilEconomicaFederal,hasfixedthesalepricesofthesocialhousingunitswhichplaceallbuildersonalevelplayingfield,withtheonlyvariablesbeinglocationandbuildquality.EcoHouse’slocationsareamongthebestavailableandourqualityisacutabovethecompetition.

Q: What are the fees associated with purchase, on-going during the term and at exit?

A:Therearenoon-goingfees.Onceyouplaceyourfundsintheescrowwebeginworkandyour12monthcyclebegins.Yourfundsplusaccumulatedinterestarereturnedtoyouinanaccountyounominate.

Q: Is this investment 100% guaranteed?

A:No,itisnot100%Guaranteed,nordowemakeaclaimthatitis.TheinvestmentisSECUREDandprovidesaFIXEDrateofreturn.Thetimelinefortheinvestmentis12monthsafterfundsarereceivedintotheescrowaccount,afterwhichthefullcapitalandreturnisprovidedtotheinvestor.Thereisaninherentelementofriskinourinvestmentbutithasbeenminimizedtothepointwheretheworstcasescenarioisthattheinvestorwillownandcontrolanassetwithavalueexceedingtheamountinvested.Thatisthenatureofthesecurityandtheextentoftheinvestors’risk.Withanypropertyinvestmentitisimportanttobuyapropertywheredemandoutweighssupply.Bybuildinginamarketwheredemandoutweighssupplybymorethan8millionhomeswegiveeachinvestorthebestpossiblechancetosell.Whereelseintheworldarethere8millionhomesneededthatendbuyerscansecurewith100%financedmortgages?Theanswerisnowhere.

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www.ecohousegroup.com

Invest in Brazil Today - The Safe Way

EcoHouse Group

London Office15 Little Green, Richmond, Surrey, TW9 1QH

telephone : +44 (0) 203 468 6910 email : info@ecohousegroupcom

DISCLAIMER : The information presented in the document has been provided for information purposes only and does not form part of any contract.

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