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SPECIALIST INSURANCE, exclusive to BESA members
Rewarding members with improved insurance coverage, better service levels and lower premiums.
BESA UNIQUE
IN ASSOCIATION WITH
2 BESA UNIQUE ARTHUR J. GALLAGHER AJGINTERNATIONAL.COM
CORE
Employer’s Liability
Public & Products Liability
Contractors All Risks
Professional Indemnity
Director’s & Officer’s
To recognise these high standards, and the operational requirements assessed under the BESA’s Competence Assessment Scheme, Arthur J. Gallagher and BESA have worked together to create BESA Unique: an insurance product built from a detailed understanding of the key risks and insurance requirements of the HVACR industry.
You know that your accreditation is a gold-standard in the Building Engineering Services industry, and dependent on successfully completing your BESA assessments. So here’s the question: does your current broker currently market your accreditation to underwriters, helping to reduce premium spend?
At the heart of BESA Unique is a robust package of core cover plus a wide range of optional bolt-on extras – helping you simplify and rationalise your insurance policies.
We’ve shaped our scheme around your needs. That means responsive, flexible protection specific to your industry. Best of all, you choose the level and detail of cover you need.
Pay for the cover you need
BESA Unique is developed to meet the needs of members. A core product provides liability and indemnity cover; this includes Employers’ Liability, Public Liability, Director’s & Officer’s cover, Professional Indemnity and Contract Works. From there you can add on our competitively priced optional extras – so your business pays for exactly the cover it needs.
BESA Unique insurance highlightsA core product including
• Employers’ Liability
• Public & Products Liability
• Contractors All Risks
• Professional Indemnity
• Directors & Officers
Additional cover/ benefits include:• No working at height or depth
restrictions.
• Any UK location, airport aside (optional airside cover available)
• No overnight theft restrictions on locked vehicles
• 24 hour cover on company owned plant and tools anywhere within the UK
• Replenishment of gases after negligent release of gas in data centre or computer room suppression systems
• Financial Loss cover up to £250,000 and HVAC industry specialist loss adjusters
• Fitness for purpose cover on design and build contracts where contractual liability requires a higher level of liability, over and above reasonable skill and care
• Failure to Warn cover for design and build contracts
Please see full policy terms & conditions. Exclusions may apply, Please refer to your policy documentation
As a member of the Building Engineering Services Association (BESA), you’re part of an association that stands for excellence and high quality.
The BESA Unique Solution
When the time comes to renew, your Arthur. J Gallagher development executive will visit you to make sure your insurance package continues to fit your needs.
Arthur J. Gallagher has nine development executives overseeing the placement of BESA member insurance across the UK. You can rest assured that our brokers are knowledgeable about the HVACR industry, and will provide you with clear advice on your insurance needs.
Save money on your insurance by combining your business insurances
BESA members are attractive to insurers because your high professional standards make you less of a risk than those without BESA membership. The insurers we use are aware of this lower risk and therefore, where possible, will offer lower premiums– with potential savings of over 15% - 20% helping to offset the cost of your BESA membership. Our aim is not to offer you a one off introductory low rate, but rather to work wit the BESA, its members and insurers to deliver long term competitive insurance solutions.
Exclusive to BESA members
We are one of the world’s largest insurance brokers with considerable experience in the HVACR sector. As a result, we’ve been able to select appropriate insurance products for your sector. By combining them, we’ve created a high-quality, flexible and customisable package which is exclusive to BESA members.
Risk management
Our emphasis is on risk management and keeping your business running. Across every area of cover, we’ll help you identify your liabilities, quantify your risk and reduce your losses.
A strong partnership
Since it was launched in 2007, our scheme has been tried and tested by BESA members of every size and specialism.
We have a deep understanding of the HVACR industry and the pressures you face, and we are also ready to go above and beyond to help you meet your contractual obligations.
Peace of mind on claims
If you need to make a claim, it will be handled by highly experienced, specialist construction loss adjusters. So when it comes to things like water damage from burst valves, chillers falling from cranes or thefts from sites, you’re in reliable hands. We’ll work closely with the insurers to try and achieve a fast, satisfactory conclusion to every claim.
BESA/ Refcom is a trading name of Welplan which is an (introducer) appointed representative of Arthur J. Gallagher Insurance Brokers Limited which is authorised and regulated by the Financial Conduct Authority. Registered Office: Spectrum Building, 7th Floor, 55 Blythswood Street, Glasgow, G2 7AT. Registered in Scotland. Company Number: SC108909. FP665-2016 exp 07.10.2016
Our HVACR trained staff advise and provide cover for hundreds of BESA members across the UK. Your regional broker will be happy to provide specialist advice and a detailed insurance policy health check. We are confident that you will improve cover and could save money with BESA Unique
EAST MIDLANDS
Bav PataniD +44 (0)116 264 4659E [email protected]
WEST MIDLANDS
Becky SmallmanD +44 (0)121 222 0798
SOUTH
Steve Nurse – Corporate Account ExecutiveD +44 (0)121 222 0798
SOUTH WEST
Ian PriceD +44 (0)117 300 6161E [email protected]
EAST
Scott Tucker – Account Executive D +44 (0)137 657 4276 E [email protected]
YORKSHIRE
Steven Lunn – Senior Account Director D +44 (0)20 7560 3334E [email protected]
NORTH EAST
Aaron Strange D +44 (0) 191 376 2100E [email protected]
NORTH WEST
Gary Brabander – New Business Development ExecutiveD +44 (0)151 702 7721E [email protected]
SCOTLAND & NORTHERN IRELAND
Mark Kerry – Director, GlasgowD +44 (0)141 242 7815 E [email protected]
YOUR LOCAL BESA UNIQUE SPECIALISTS
TESTIMONIALS
www.ajginternational.com
After 20 years with the same insurance broker, TRS went back to the market and appointed BESA broker Arthur J. Gallagher. This resulted in a 45 % reduction in our premiums with the
added benefit of insurance cover that accurately reflected the work that TRS now deliver to an expanded market sector. We also have a dedicated account manager who provides a timely response to queries.
TRS – Facilities Management, Construction & Rail Testimonial provided Q2 2016
Following a change of ownership at our incumbent brokers, I decided to try the BESA Unique Scheme. At this point we had been with our old brokers for over 10 years, so it was no small
change. I achieved a significant premium saving of over 30%. From my understanding, combining the risk of BESA accredited firms lowers the risk for underwriters; this was definitely reflected in our premium quote. We’ve experienced very good service. Our Account Manager, Scott Tucker, is very proactive. He gives me full confidence that our insurance cover is robust.
Swiftclean Testimonial provided Q2 2016
IN ASSOCIATION WITH
