April Good Times

8/7/2019 April Good Times

1/12

GOOD TIMES

FREE

APRIL 2011

BOOMERMEMORIESTRIVIA

FINANCIAL ADVICE

AND MUCH MORE

150Years

Ohio Statehouse begins

a year of commemoration

1861-2011Civil War

Sesquicentennialmarked withOhio Events


2/12

3 .....THOSE WERE THE DAYS... 007

The faces behind James Bond

4 .....I DIDNT KNOW THAT

Why we say the things we say

5 .....CROSSWORD FUN...AT THE MOVIES

6. ... 1861-2011 SHARING HISTORY

Ohio Statehouse and Civil Warcommemorate 150 year anniversary

8 .... SCREEN DOORS FOR SUBMARINES

and other unique inventions

9 .... PEREGRINE FALCON WATCH

10 .. A SMART APPROACH

TO MUNICIPAL BONDS

GOODTIMES

Vol. 5 No. 7

Don Hemple, PublisherNancy Spencer, Editor

A monthly publication forAllen, Auglaize, Putnam,

Logan, Mercer and Van Wert Counties.

For editorial information:Nancy Spencer: 1-800-589-6950 Ext. 134

Email - [email protected]

For advertising information:

1-800-589-6950

Marilyn Hoffman Ext. 131

Stacy Prine Ext. 129

Stephanie Hoersten Ext. 128

A DELPHOS HERALDPUBLICATION405 N. Main St.,

Delphos, Ohio 45833

Contents Birthday Trivia

2 GOOD TIMES April 2011

Birthday trivia answers

1. Eddie Murphy2. Peter Frampton

3. Bobby Rydell4. Talia Shire

1. I was born April 3, 1961 in Brooklyn, NewYork. This Saturday Night Live alum receiveda Golden Globe award in 2007 for his role inDream Girls. I am a distinguished actor andhave starred in several Nutty Professor films,as well as voiced Donkey in the Shrek mov-

ies. Who am I?

2. I was born April 22, 1950. I am an Englishmusician and singer. My live album sold over6 million copies in the U.S. My hits includeShow Me the Way. and Baby, I Love YourWay. Who am I?

3. I was born April 26, 1942 in Philadelphia,Pennsylvania. I am a singer and was consid-ered a teen idol during the 1960s. I also am well

known for my hit Volare and my part in Bye,Bye Birdie. Who am I?

4. I was born on April 25, 1946. I was bornin Lake Success, New York. I am an actressknown for portraying Adrian Balboa in theRocky series and Connie Corleone in TheGodfather films. Who am I?

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April 2011 GOOD TIMES 3

Those Were The DaysThe faces may change...

but the name is still BondThe James Bond lm series remains one

f the longest continually running lm series

n history. Bond lms have been in ongoingroduction from 1962 to 2010. In that timeON Productions has produced 22 lms.

James Bond 23 is currently in production,cheduled for release on the 50th anniver-ary of the rst James Bond lm in 2012.

James Bond rst came to life on the smallcreen. The James Bond novels resulted in a

1954 television episode of Climax!, basedn the rst novel, Casino Royale, and star-ing Barry Nelson as Jimmy Bond. Au-hor Ian Fleming desired to push one step

urther toward movies and nally in 1961ON (Everything or Nothing) Productionsegan lming Dr. No.

Finding the perfect actor to play Jamesond proved difcult. A contest was set up

o nd Bond. The winner was a 28 yearld model named Peter Anthony. However,r. Anthony proved unable to cope with the

ole. The role of James Bond was offered toary Grant, but he would commit to onelm only and then the role was offered to theuave, James Mason, who would commit tonly two movies.

So the producers turned to Sean Connery,ho the had caught their attention in his lm

Darby OGill and the Little People.Connery was arguably the best James

ond and he accepted a license to killrom 1962 to 1971, plus a nal unofcialond lm in 1983.

Ian Fleming didnt originally like theasting of Sean Connery as James Bond.ond was English and Connery was Scot-

ish, Bond was upper-class and Conneryas working-class, Bond was rened and

ducated and Connery was too rugged. Aftereeing the lm, Fleming softened and decid-d that Connery was perfectly cast.

Actor George Lazenby was the secondames Bond and starred in only one lm,

On Her Majestys Secret Service in 1969.azenby couldnt live up to the larger-than-

ife Connery version of Bond and backedut of a seven-year Bond contract. Conneryas asked to return to the role and was paid

$1.25 million plus 12.5 percent of the lmsrots.Sean Connery eventually passed the torch

o Roger Moore, for the lm, Live and Letie in 1973. Roger Moore became theuintessential James Bond for a new genera-ion, playing 007 for 12 years. Regrettably,ccording to some critics, Moore overstayedis welcome - playing the role well into his

50s.Actor Timothy Dalton replaced an aging

Roger Moore in the release of 1987s TheLiving Daylights. Daltons James Bond wasoriginally supposed to be played by PierceBrosnan, but NBC renewed Brosnans con-tract for a fth season of Remington Steeleand he was out, at least for a while.

Pierce Brosnan got a second chance at

Bond-dom in 1995 when he starred as Agent007 in Golden Eye. Brosnan was a hit, andmany feel that he was the best Bond sinceConnery. Brosnan played Bond three moretimes: Tomorrow Never Dies (1997), TheWorld Is Not Enough (1999), and Die An-other Day (2002). Brosnan was reportedlyred from the role prior to his fth lm asBond, because of his age.

This brings us to the sixth, and most cur-rent Bond, Daniel Craig. On Oct. 14, 2005,Craig was named the new Agent 007. He

starred as Bond in 2006s Casino Royale,and returned in 2008s Quantum of Sol-ace. Craig is the rst blond actor to playBond and only the second Englishman (be-hind Moore) to star in the role.

So in 2012 look for Mr. Craig in the latestversion of James Bond, as he leads us intothe next 50 years of Bond.

From top left: Sean Connery, George Lazenby, Roger Moore.Bottom row from left: Timothy Dalton, Pierce Brosnan, and Daniel Craig.

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BOND TRIVIA1). What secret service agency does

007 work for?MI5, MI6, MI7, or MI8?

2). What rank doesJames Bond hold?Naval CommanderNaval SealLt. in the Royal ArmyRoyal Air Force Fighter

3) What does the double 0of 007 mean?Member of her majestys secret serviceHas license to killNothing, just a ranking systemfrom 1 to 100

Answers: MI6 (Military Intelligence Section 6),

Naval Commander, Has license to kill


4/12

4 GOOD TIMES April 2011

A CHICKEN IN

EVERY POTA little extra chicken history never hurtnyone, and for those who love both theishes we make with this all-Americanird, AND political trivia (if not sheer his-ory) well, heres one weve long heard, buteldom attribute to the its proper source.

The expression: A Chicken in Everyot.

Its meaning? Well, it signies prosper-ty, more specically, it was the hopeful vi-ion that every man, woman and child in the

ountry would be well fed. But which coun-ry? And who said it really? Its one of theost mis-attributed quotes in history, and

et we still quote it today.No doubt, most credit Herbert Hoover,

1st president of these United States, withhese words of hope, back in the deepest,arkest pits of what we now call the Greatepression.

But in truth, it wasnt Hoover who saidt. Matter of fact, the original phrase wasntven American. It was King Henry the IVf France who rst uttered the expression,

s he wished his subjects a chicken in ev-

ery pot on Sunday. Henry rst uttered thephrase in 1588 while being crowned king.

So why do we keep crediting Her-bert Hoover with this expression regard-ing chickens and pots? Well, it was tied toHoovers campaign, as Hoover did havethe unenviable task of trying to inspire anation that was depressed overwell, theDepression. But to be quite frank (and tohelp you should this question befall you inyour next round of Trivial Pursuit). Hoovernever said it. The Republican Party did ina 1928 campaign ad, suggesting that a votefor Hoover would be a vote for prosperity.

The precise wording on the campaign slo-gan was a chicken in every pot and a car inevery garage.

As far as political ads go, this oneworked; after all, most still credit Hooverfor originating it, even after all this time!

CHICKENCORDON BLEU

While compiling old recipes for mynext Southern cookbook, I enthusiasticallypulled out a few I would personally test this

week as an exercise in cooking simplica-tion.

Give me cheese whiz and Campbellssoup and I can whip up a casserole withthe best of em, but what happens when thename of a dish alone intimidates you to thepoint of never trying to make it?

Such was the case when I stumbled overa rather lengthy rendition of Chicken Cor-don Bleu (handwritten and taking up twoentire recipe cards). But once I began read-ing, something in me said, Hey, these in-gredients sound familiar. How hard couldthis be?

I had heard of this dish all my life (mostoften in catered lunch circles) and had rel-egated it to stufer courses than Ill evermake but given the ingredients, I decidedto do a little investigating to see just whatexactly constituted cordon bleu (...aFrench name if ever Id heard one, and one Icould only assume meant ham and swiss.

Imagine my delight when I learned thatcordon was not cheese at all; nor did bleuhave anything whatsoever to do with ham.Instead, cordon bleu (a phrase I rather en-joy saying, even now...especially now) isnothing more than blue ribbon! (i.e. Thisnovel chicken dish won rst place in somefancy - smancy cooking contest eons ago inFrance.)

With my my inner Julia now cheeringme on, I now embraced this snobby title of a

recipe, armed with the knowledge that Heythere sports fans, this dish is nothing but aham and cheese roll up stuck inside a chick-en! With that, I headed straight to the storeand within the hour, was back home pound-ing like a pro and wrapping each chickenbreast around the ham and cheese combo itwas destined to share a plate with!

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April 2011 GOOD TIMES 5

Johnston

TravelEXPECT THE MOST WHEN

YOU TRAVEL WITH THE BEST

Wed., Apr. 20 - INTERNATIONALTOUR OF CLEVELAND - A local step-on guide will lead us onthis special international & historic tour of Cleveland that will combineculture, food, history to give everyone a unique view of the rich tapestryof culture & heritage that makes Cleveland.

Tues.-Wed., April 26-27 - MYSTERY TRIP - Everyonewill enjoy this special trip. Not a casino. Includes one night lodging & 3

meals.

Sat., April 30 - THE OLD ROAD

DINNER TRAIN - Blissfield, MI - Thistrain offers entertainment & fine dining onMichigans only 5-star rated dinner train.During the 3 hour round trip diners are serveda 5-course meal while the train becomes arolling crime scene.

Wed., May 4 - BEHIND THE

SCENES- Zanesville, OH - Take a manu-facturing tour at 5 Bs the largest contract embroidery company east ofthe Mississippi. See computer driven machines at work with over 700sewing heads. Also enjoy a pottery stop, shopping time and lunch.$84.00

Thu.-Sat. May 12-14 - TULIP FESTIVAL-Holland, MI - With festival guide visit acres of tulipfields, windmills and other Dutch attractions. SeeKlompen Dancers and a parade. Also visit GeraldR. Ford Museum & Meijer Gardens. Six meals.

$489.00 DBL PPWed. May 18 - DAYS OF WINE AND

ROSES - Sugarcreek, OH - Local step-onguide will lead us on a tour of Warthers gardens& button house plus museum. Shopping time atBaltic Mill, Broad Run cheesehouse and learn how to make Sangria.Lunch included. $79.00.

Tues. May 24 - SHIPSHEWANA - Shop all day at this largeoutdoor flea market. Dinner at the Blue Gate Restaurant included.$79.00.

2011 Schedule

Call 419-423-9160For a detailed itinerary on any of these tours or a complete schedule.

JOHNSTON TRAVEL12657 C.R. 8, Findlay, OH 45840-9268

ACROSS1. A street of small shops6. *Part of Rockys arsenal9. *Object of Frodos obsession13. Apart14. *Ice ___15. Its plucked to foretell love16. Move very quickly17. *Apocalypse Now takes placeduring the Vietnam one

18. City in Belgium19. *The ______, starring PeterFalk and Alan Arkin1. *It starred Hoffman and Cruise3. To and ___4. Ancient Greeks harp5. Munchhausens story8. *The frst Bond movie

30. *He went against Kramer35. At the top37. Male children39. Richard Nixons VP40. Level or dismantle41. One of 10 on humans

43. Layla performer44. *It starred Denzel Washingtonand is set during Civil War46. Generic name for dog47. *____ the Halls, starringDeVito and Broderick48. The world is your ______50. Salamander52. Timid or unsure53. Slang for heroin55. Long time

57. *Cult flm involving repossess-ing cars61. Type of wool64. AKA dropsy65. ___ and feather67. Used for breathing, but not byhumans69. *17 _____, starring Efron andPerry70. Egyptian god of air

71. Relating to uvea of the eye72. Go from solid to liquid73. Type of sweet potato74. Chatty or full of news

DOWN1. As opposed to Bachelor of Sci-ence degrees2. Reproductive structures3. Land of Israel4. WWII villain5. Slow the growth of6. *It featured the line, Youregonna need a bigger boat.

7. Turkish military leader8. Rocker Chuck9. Seabiscuit control10. One on a list11. Indian ethnic group12. Mountain valley15. Tool used for gripping20. *Its a Mad, Mad, Mad, Mad_____22. *Indiana Jones saved it fromraiders

24. *Gas Food _______25. *It featured the line, And Iguess that was your accomplice inthe wood chipper.26. *Eat Pray Love locale27. Goofballs29. Another spelling for #56 Down31. Imitated32. Bogs down or gets stuck33. Another spelling for Eric

34. *He famously called out toAdrian36. ____ Plus shampoo38. *Boys on the ____ with Gold-berg, Barrymore and Parker42. Thrown to give up45. Stooge49. Consumer electronics maker51. *It featured the line, I feel theneed....the need for speed!54. Antonym of calm56. Showing lack of guile or experi-ence57. Paper unit

58. *The Razors ____59. Loud ringing of bells or laughter60. Leave out61. Starch from cuckoopint root62. Ball of yarn63. Exclamation for unfortunately66. American Heart Association68. *Stallones nickname

THEME: AT THE MOVIES

Answer on page 9

1861 2011


6/126 GOOD TIMES April 2011

To pay honor to both the civilwar and Ohio Statehouse sesqui-centennial anniversaries, there willbe many activities at the Statehouseand throughout the entire state ofOhio in 2011. These events hold atremendous opportunity to learn

more about our rich Ohio heritage.The rst of these events will bethe statewide kickoff for the anni-versaries on April 10 at 2:00 p.m. onthe Ohio Statehouse West Plaza. TheOhio National Guard in partnershipwith the Ohio Statehouse and OhioHistorical Society will mark the150th anniversary of the beginningof the Civil War with a 1861-mod-ern day encampment. (The groundsof the Statehouse once was a Civil

ar Union soldiers camp.) Meet

Abraham Lincoln, as well as see avariety of homeland defense ve-hicles.

Take this opportunity to learnmore about our capital building witha tour. The capitol serves as botha place of learning and the statesworking seat of government. Visi-tors to the capitol are welcomed andencouraged to study the rich historyof this seat of government.

The statehouse is one of theoldest working statehouses in the

United States.The building was completed in

1861 after 22 years of construction.There is a sweeping grand staircaseof the Senate Building modeled afterthe Paris Opera House. There arepriceless historic art pieces in the

Statehouse including a marble bustof Abraham Lincoln. It is the onlyone the President posed for duringhis lifetime.

The capitol building cost 1.3million dollars when it was built,that would be the equivalent of near-ly 100 million dollars today.

The building is constructed oflimestone that came from a localquarry. The limestone containsmany fossils, including examples ofOhios state fossil, the trilobite.

The marble in the capitol build-

ing was all imported since thereisnt any marble naturally found inOhio. The oor of the StatehouseRotunda is made up of nearly 5,000individual pieces of marble.

Many of the interior spaces ofthe Statehouse are very large, andit takes large pieces of art work todecorate them. The biggest paint-

ing in the Statehouse depicts theSigning of the Treaty of Greenville.Twenty three feet across from sideto side, the painting and its frameweigh 1800 pounds. The picture isso large that during renovation workat the Statehouse in the mid-1990s,

it could not be removed from thebuilding, and so was protected fromthe dirt and disturbance in its ownair conditioned wooden house onthe oor of the Rotunda.

The Statehouse is open Mondaythrough Friday, 7 a.m. to 6 p.m.;Saturday & Sunday, 11 a.m. to 5p.m. Free guided tours are offered

Monday through Friday on the hourfrom 10 a.m. until 3 p.m., and onSaturdays and Sundays from noonuntil 3 p.m.

Visitors may also wander ontheir own anytime during State-house hours with a self-guided tour

brochure or borrow a tour wand withpre-recorded information to followat your own pace.

Statehouse and the Civil WarAbraham Lincoln visited the

Ohio Statehouse three differenttimes during his political career.First, in 1859 he spoke from the east

1861-2011Sharing history for 150 years

2011 is the 150 anniversary of the beginning of the Civil War

and the completion of the Ohio Statehouse.This year will be marked with many events commemorating both historic occasions.

Inside the building, one of the most popular elements is the MapRoom. Constructed of ve types of marble from around the world,as well as limestone, the large map of Ohio illustrates Ohios 88counties. This true-to-scale map allows for visitors and schoolchil-dren alike to pass through all of Ohios counties during one visit tothe Statehouse.

The Ohio Statehouse will be adorned in Patriotic Bunting to drawattention to the signicance of the Statehouses year-long sesquicen-tennial celebration.

Pete Raymond of Wooster,casts a familiar prole as Abra-ham Lincoln at a previous Ohio

Statehouse Civil War Encamp-ment. Raymond was gettingready to give a speech as Lin-coln on the Statehouse grounds.Check out the web site for the150th anniversary of the CivilWar (www.civilwar.org/150) andfor the Ohio statehouse website(www.ohiostatehouse.org/ for theopportunity to see events such asthis during 2011.

The Rotundaof the Ohio

Statehouse hasa skylight that isabout 120 abovethe oor. At the

center is theoriginal seal

of Ohio.The entire sky-light is 29 wideand the seal is

a hand-paintedversion of the

seal that was inuse in 1861 when

the Statehousewas completed.The seal itself

is 32.

See 150th Anniversary page 7

A B A i t Ci il


7/12April 2011 GOOD TIMES 7

The Hodge Podge Store

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Donations Accepted

211 S. Greenlawn Ave., Elida, OH 45807Thur.-Sat. 9:00 a.m.-5:30pm 419-905-6110

65Consignees

A hand stitched agwhich Company C of the

37th Ohio Volunteer In-fantry Regiment carriedduring the Civil War iscurrently on display at theBicycle Museum in NewBremen, Ohio. CompanyC consisted of many en-listees from the Auglaizecounty area.

Given to the soldiersby the citizens of NewBremen, the ag was car-ried through many furious

battles. Made with prideand love by the women ofthe community, the sym-bol of freedom accompa-

nied the soldiers from theTennessee Valley to Sa-

vannah, Ga., and GeneralWilliam Tecumseh Sher-mans infamous march tothe sea.

The ag was carriedhome after the war byGeorge Wilhelm Wil-liam Schulenberd whoserved as ag bearer forthe company. It remainedin the familys possessionfor nearly a century untilit was donated to the his-

torical association.The ag has gone

through a lengthy restora-tion process, in which the

restorers say they couldstill smell the gunpowder,

Those who have seenthe ag are surprised tosee how large it is. It mea-sures 66 by 138. Thisis truly a piece of our na-tional history and the rolethat New Bremen played.Be sure to take your fam-ily to see the ag.

Hours for the museum:

June-Aug.: M-F 11a-7p.

Sat. 11a-2p; Sept.-May:

M-F 11-5, Sat. 11-2.

Website: www. bicycl-

emuseum.com.

Flag carried by Ohio Civil WarRegiment on display in New Bremen

steps of the building to a crowd of approxi-mately 50 people. His second visit happenedin 1861 when Lincoln sat in the GovernorsOfce with then Governor William Dennison.It was this visit where Lincoln received wordthat the Electoral College had conrmed hispopular-vote victory in the 1860 presidentialelection. Lincolns last visit came four yearslater in 1865, after his assassination whenmore than 50,000 people came to pay theirrespects as his casket lay in state in the State-house Rotunda.

On April 29 from 10 a.m. until 3 p.m. therewill be a reenactment of this solemn occasion

of the Repose of Presidents Lincolns Casketin the statehouse rotunda. There will also bea photo exhibit and presentation about Lin-

colns funeral train.This event is free (as are most of the cele-

bration events.). The 1st Ohio Light Artillery,Battery A will provide an honor guard for areplica of Lincolns casket. A special exhibitof images from the Library of Congress willbe on view in the rotunda.

There will be all types of other civil warprograms and events scheduled throughoutthe year, including encampments and dem-onstrations. Check the statehouse website forfull calendar of events.www.ohiostatehouse.org/

Events for the entire year saluting the CivilWar visit the ofcial sesquicentennial website

at www.civilwar.org/150. Each day there isinsight as to what happened during the war onthat particular date in history.

President AbrahamLincolns 1861 call for anadditional 100,000 troopsto swell the ranks of theUnion Army was met withenthusiastic response andlong lines at local recruit-ing centers. Perhaps itwas all the excitement andcommotion at the Delphos,Ohio, recruiting station thatrst attracted the attentionof Avery Brown, an eight-year-old, fatherless boy. Orperhaps it was the attentionshowered on him by theveteran, Samuel Mott, whoencouraged the 46, blueeyed, red-haired youngster

to play his snare drum asa morale booster at the re-cruitment station.

Twice Avery accompa-nied new recruits to CampChase in Columbus, Ohio.Twice he was denied per-

mission to enlist. On thethird trip, Samuel Mottrefused to allow the pro-cessing of the latest batchof 101 recruits, unless thedrummer boy was also al-lowed to volunteer. Reluc-tant permission was grant-ed, and on August 18, 1861,Avery Brown was musteredinto Company C, 31st OhioVolunteer Infantry, at theage of 8 years, 11 months,and 13 days. Like manyenthusiastic young patriotsof his day, he lied about hisage, claiming to be 12 onhis enlistment papers.

Brown proudly per-

severed on the front for1-1/2 years, so inspiringthe troops with his martialmusic played on a capturedConfederate drum, that hewas dubbed The DrummerBoy of the Cumberland,

until illness forced him totake a disability dischargein 1863.

Information courtesy of Na-

tional Music Museum.

Avery Brown, Americas youngest Civil

War soldier, has roots in Delphos, Ohio

Avery Brown

Did you know...Ohio is the only state without a state fag!

Ohios state fag is really not technically afag its a burgee!

A burgee is a triangular shaped pennant that ismore oten associated with maritime fags.

150th Anniversary(Continued from page 6)

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By Paul Niemann

Included in our list thismonth, see some odd in-ventions that were just notmeant to be. To get the max-imum amount of enjoymentout of this article, try to vi-sualize what each of thesemust-see, must-have inven-tions might have lookedlike.

Can you guess which ofthese inventions were actu-ally patented, and whichones were left on the cut-ting room oor -- sendingthe inventor back to the olddrawing board? The answer

appears at the end of thecolumn.

1.Flying saucer submarine2.A method of growing

unicorns3.A dog watch. I presume

this is for the busy execu-tive dog on a tight schedule?And does every hour equal7 hours in dog hours?

4.An amphibious horsedrawn light vehicle, which

is used by a horse walkingin shallow water. Does itcome with a water bucket incase the horse gets thirsty?

5.A leash for walking animaginary dog, which pro-duces a variety of barks,growls, etc. This one actu-ally made it onto the marketback in the 1970s!

6.Toilet seat landing lights7.A Santa Claus detector,

which signals the arrival ofSanta Claus. If this one re-ally exists, would there be adebate over whether or not

it really exists?8.A method of creating an

anti-gravity illusion9.A drive-thru ATM ma-

chine with instructions writ-

ten in Braille (think aboutit)10.A device for producing

dimples. And you thoughtpeople were just born thatway!

11.A haircut machine thatsucks in your hair like avacuum cleaner, and thengives it a perfect cut. ThinkFlo-Bee , as seen on TV.

12.A motorized ice creamcone. Dont you wish you

would have had that as akid?

13.A drip pan for caskets(in case the dead leak!)

14.A jet-powered surf-board

15.An all-terrain babystroller. For the adventure-some little tykes!

16.A pet petter. This de-vice has a human-like handthat pets Rover when youre

not able to.17.A slingshot golng sys-

tem. This device slings the

little white ball, then con-verts into a putter once youreach the putting green.

18.A human slingshot ma-chine

19.A gas-powered snowski fan. For those who livein the Midwest and othermountainless areas.

Check out these niftylittle inventions from acrossthe pond:

Americans dont have amonopoly on ridiculous pat-ents, so we present you withtwo crazy inventions fromGreat Britain:

20. A horse-poweredminibus, in which the horse

walks along a treadmillin the middle of the bus todrive the wheels via a gear-box.

21. A ladder which en-ables spiders to climb out ofthe bathtub

So which of these 21 in-ventions were actually pat-ented, and which ones wereleft on the cutting roomoor?

ANSWER: All of theabove inventions were pat-ented! And who was it thatcreated # 8: A method ofcreating an anti-gravity illu-sion?

Michael Jackson. Yes,that Michael Jackson, is list-ed on the patent as a co-in-ventor. The patent explainsthat the invention allowsa person to lean forwardbeyond his center of grav-ity by ... wearing a speciallydesigned pair of shoes.

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Peregrine Falcons Begin Nesting Season in Ohio



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Community Health ProfessionalsCelina: 419-586-1999

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Delphos: 419-695-1999Serving Allen/Putnam Co.

Tri-County: 419-738-7430Serving Wapakoneta & Auglaize Co.

Van Wert: 419-238-9223Inpatient Hospice: 419-623-7125

MAY 18 - HAIRSPRAYat the LaComedia Dinner Theatre,

Springboro, Ohio $70.00

Spt. 18-22-WISconSIn DooR

countY AnD lAke MIcHIgAnfeRRY cRoSSIng

oct. 6 - HolMeS countYAMISH touR

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21&22

ANTIQUE APPRAISAL DAY - Saturday, April 30 - SpencervilleAppraisals-$5 each with a limit of 3 appraisals per person. Registration 11:30 a.m.-Appraisals begin at noon.

Held at the Museum at the corner of Fourth and Pearl Streets, Spencerville. Sponsored by Spencerville Historical Society.(No coins, books, oriental rugs, baskets, stamps, military items. Contact: Judy Beebe (419) 647-4960 or Greta Mulholland (419) 647-4851

COLUMBUS, OH - The 2011 peregrinefalcon nesting season is underway in Ohio,according to the Ohio Department of NaturalResources (ODNR), Division of Wildlife.

There are peregrine pairs at 30 to possi-bly 38 sites and eggs are being incubated atthree sites in the stateCleveland, Irontonand Lakewood. By April, most of Ohiosadult breeding per-egrine falcons will

have paired with amate and selected anesting site.

Internet userscan follow the prog-ress of these andother peregrine nestsat the Division ofWildlifes peregrinefalcon Web page atwildohio.com.

As the nesting sea-

son progresses, key events such as egg lay-ing, hatching and edging will be noted onthe Web page for each nest.

Because of successful restoration activi-ties in Ohio and across the nation, the per-

egrine falcon was removed from the federalendangered species list in 1999, and in Ohioit was down-listed from endangered to state-threatened in 2008.

Along with several other Midwesternstates, Ohio began reintroducing the birds in1989. Several pairs were released in Ohiosmajor cities between 1989 and 1992.

CROSSWORD PUZZLE ANSWER FROM PAGE 5

Peregrine Falcons Begin Nesting Season in Ohio

A t h t ni i l b nd



Investors seeking aax-advantaged sourcef income have longeen attracted to mu-icipal bonds. The ap-eal centers on the facthat municipal bondsffer income that is

enerally not subjecto federal income taxnd sometimes is freef state and local tax li-bilities as well. Sincehe bonds are typicallyssued by state or lo-al government entities

(often supported by theuthority to levy taxeso fulll their debt obli-ations), they have always been consideredrelatively safe haven for income-oriented

nvestors.In recent times, the perception of munic-pal bonds has changed. With governmentscross the country facing serious budgethallenges at many levels, some analystsave suggested there is an increased risk ofotential defaults by numerous municipalond issuers in the coming months. Whethere will see defaults in signicant numbers

emains an open issue, but the threat hasad an impact. Many are taking a more cau-ious approach to investments in municipalonds and in some cases are actually selling

ositions in tax-free bonds and bond funds.A solid historyBonds are, in essence, IOUs from an

ssuer to the investor. The issuer promises toay interest and principal on a timely basis.ailure to do so results in the issuer default-

ng on that promise. Some may make thessumption when this occurs that the bondsnderlying value becomes worthless, buthat is not typically the case.

The municipal bond market has seenome high-prole default cases in the past.n the 1990s, Orange County, California, a

arge bond issuer, defaulted on its bonds.owever, courts ultimately required theounty to fulll its obligations to investorsho held its debt. Municipal bond investorsay benet from the fact that many issuers

ave the authority to generate tax revenueo make good on their IOUs.

In fact, investors should remember thatefault risk is just one factor that comes intolay in municipal bond investing.

Other risks with municipal bondsWhile municipal bonds have a strong

rack record over time, there are a number

f risks that must be factored in before in-esting. They include:Interest rate risk if rates in the market

ise, the underlying market value of exist-ng bonds with a lower yield can decline.f the investor decides to sell a bond beforeaturity, this could result in a loss of prin-

ipal value.Revenue risk bonds that are dependent

on revenue streams from specicprojects such as toll roads andbridges may be reliant on theability of the project to meet rev-enue projections (note that manymunicipal bonds are backed bythe taxing authority of the issuer,rather than a revenue source as

outlined here).Infation risk investors typ-ically are locked into the interestrate paid on municipal bonds.If ination should rise dramati-cally, the after-ination return onbonds can be negatively affected.As a result, the bond would likelylose value in the open market.

Liquidity risk the ability tosell a bond in the open market

requires a buyer. Some bonds, from smallerissuers in particular, may not have broad ap-

peal to investors, potentially driving downthe price in the open market.Maintaining proper balance

Regardless of market circumstances,investors are usually well advised to makesure their portfolios are effectively bal-anced to avoid signicant risk in any sector,whether it be stocks, bonds or other types ofinvestments.

While some investors in higher incometax brackets may be inclined to put a largepercentage of their money into municipalbonds to take advantage of tax-free income,

the risks must be considered. Perhaps morethan anything else, an investor who concen-trates too much of a portfolio into bonds issubject to the risks of rising interest rates.This is of particular concern in the currentenvironment, where rates are only modestlyabove historically low levels. In general,bond prices decline when interest rates rise,so current bondholders or bond mutual fundinvestors may face higher-than-normal riskin todays market.

Strategies going forwardEach individual investor needs to as-

sess his or her own objectives and circum-stances to determine the best course of ac-tion. But some general recommendationsmay apply to most investors:

Review your current holdings to deter-mine if bond positions are consistent withyour risk tolerance level and investmentobjectives;

Consider owning well-managed mu-nicipal bond funds where professionalscan assess the credit risk of specic issu-ers, rather than owning individual tax-freebonds where you must conduct your own

research to determine the credit quality ofthe issuer; andProtect yourself against the potential

risks of owning bonds by maintaining abroadly-diversied portfolio. Even inves-tors focused on generating income need tobe careful not to put too much money towork in bonds. If interest rates should riseor credit defaults become more common,

bond positions may be at risk of losingmoney over a short time period.

###There are risks associated with an in-

vestment in bond investments, includingthe impact of interest rates, credit, and in-ation. In general, bond prices rise wheninterest rates fall and vice versa. This effectis usually more pronounced for longer-termsecurities.

Because the fund concentrates its invest-ments in municipal securities issued by asingle state and its municipalities, specic

events or factors affecting a particular statecan cause more volatility in the fund thana fund that is more geographically diversi-ed. A portion of income may be subject tothe federal and/or state alternative minimumtax for certain investors. Federal income taxrules will apply to any capital gains distri-bution.

Ameriprise Financial does not provide tax or legal advice.Consult your tax advisor or attorney.

Brokerage, investment and nancial advisory services aremade available through Ameriprise Financial Services, Inc.Member FINRA and SIPC. Some products and services maynot be available in all jurisdictions or to all clients.

2011 Ameriprise Financial, Inc. All rights reserved.

A smart approach to municipal bonds

By JoAn Smith, CFP

JoAn M. Smith, CFPFinancial AdvisorCERTIFIED FINANCIAL PLANNERTM practitioner227 North Main StreetDelphos, OH 45833(419) [email protected]

A personal approach tofinancial planning

Focusing on:

With a wide range of individually tailored investmentstrategies to meet your specific needs, I can help you planfor your financial future through personal, one-to-onefinancial planning. My approach begins with you and yourdreams. I can help you develop a customized financial planfocused on your unique goals and dreams.

Life insuranceLong-term care planningMutual funds

Retirement planning401(k) rolloversAnnuities

Call 419-695-7010 today.

Brokerage, investment and financial advisory services are made available through AmeripriseFinancial Services, Inc., Member FINRA and SIPC.Some products and ser vices may not be available in all jurisdictions or to all clients. 2009-2010 Ameriprise Financial, Inc. All rights reserved.

JoAn M. Smith

Financial Advisor



718 N. Cable Rd., Suite 101,Lima, Ohio

419-773-4021

419-773-4021,

718 N. Cable Rd., Suite 101,Lima, Ohio

419-773-4021

419-773-4021,



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April Good Times