October Good Times

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    POODLE SKIRTS

    AND COONSKIN CAPS

    Discover the Orr Mansion

    GOOD TIMES

    FREE

    OCTOBER 2010

    BOOMER

    MEMORIESTRIVIA

    FINANCIAL ADVICE

    AND MUCH MORE

    RIDIN THE RAILSTHROUGH FALL

    Leaf peepers and ghostbusters

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    4....THOSE WERE THE DAYS...

    FASHION FADS...

    Poodle Skirts to Coonskin Caps

    5....REMEMBER WHEN...1976

    6....RIDE THE RAILS THROUGH FALL

    7....LEAF PEEPERS & GHOSTBUSTERS

    8....THE ORR MANSION

    - Restoring History9....FINANCIAL ADVICE

    The Challenges o Defation

    10...IN THE SAME BOAT...

    Floral Fatigue Syndrome

    GOOD

    TIMESVol. 5 No. 1

    Don Hemple, PublisherNancy Spencer, Editor

    A monthly publication forAllen, Auglaize, Putnam,

    Logan, Mercer and Van Wert Counties.

    For editorial information:Nancy Spencer: 1-800-589-6950 Ext. 134

    Email - [email protected]

    For advertising information:

    1-800-589-6950

    Marilyn Hoffman Ext. 131

    Stacy Prine Ext. 129

    A DELPHOS HERALD

    PUBLICATION405 N. Main St.,Delphos, Ohio 45833

    Contents

    Birthday TriviaGuess whos turning another year older?

    1. I was born on Oct. 31, 1942 in Peoria, Illinois.I am an American actor best known for my role asMaj. Charles Emerson Winchester on the TV seriesMash. Who am I?

    2. I was born Oct. 31, 1950 in Ontario, Canada. Iam a comedian/actor. I have starred in such filmsas Uncle Buck, Cool Runnings, Home Alone,Planes, Trains & Automobiles. Who am I?

    3. I was born Oct. 29, 1947 in Brooklyn, NY. I aman academy award winning actor best known for myfilms: Mr. Hollands Opus, Close Encounters ofthe Third Kind, The Goodbye Girl and Jaws.Who am I?

    4. I was born on Oct. 28, 1944 in Chicago, Illinois.Iplayed Andy Sipowicz, a gritty police detective inthe television series NYPD Blue. Who Am I?

    5. I was born October 3, 1941 in Philadelphia,Pennsylvania. I am an American singer-songwriterbest known for popularizing the dance style Twistwith his 1960 hit cover of Hank Ballards R&B hitThe Twist. Who am I?

    2 GOOD TIMES October 2010

    Birthday trivia answers

    1. David Ogden Stiers2. John Candy3. Richard Dreyfus

    4. Dennis Franz5. Chubby Checker

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    October 2010 GOOD TIMES 3

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    health to the level it was before the effects of illness, injury

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    A therapist or physician may recommend therapeutic exercise foryou or your loved ones condition. This may include the use of a specialexercise system call the OMNICYCLE .

    The Omnicycle can be powered by the arms or legs, which sensesthe amount of help needed to exercise. This allows those with physical

    limitations to participate in therapeutic exercise activities sooner afterillness or injury.

    Who should consider the OmnicycleTherapeutic Exercise System?

    The Omnicycle is ideal for many people who have not been ableto participate in a therapeutic exercise program due to these problems:Poor Balance Reduced endurance Loss of exibility or range ofmotion.

    The Omnicycle is very easy to use even for those in wheelchairsor those with weakness or loss of active movement.

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    4 GOOD TIMES October 2010

    Those Were The DaysFashion Fads

    Poodle Skirts to Coonskin Caps

    Did you ever say I cant believe I worehat? Many strange styles have come andone (thank goodness). In the next few is-ues of Good Times we will take a closerook at just a few of our more infamousttire.

    POODLE SKIRTSIn 1955, many of the fashionable young

    irls in the United States wore full skirtsade of felt with an attached patch in the

    orm of a poodle. These skirts were calledpoodle skirts. The interesting thing abouthe decorated circle skirt is that it was actu-lly designed in 1947 by a young actress-urned-designer named Juli Lynne Charlot.

    Miss Charlot made a skirt to wear to a

    os Angeles holiday party by cutting a bigircle of felt with a hole in the middle to ter own waist. Then she appliqued whim-

    sical felt Christmas tress

    on it.For her next project, it

    was suggested that Char-lot create a line featur-ing dogs. Among the dogskirts was the poodle, andthe rest is fashion history.The skirt was a huge hit,and was copied widely.

    The poodle skirt waseasy for young girls tomake at home, and deco-

    rate with symbols of theRock n Roll era includ-ing 45 rpm records anddecks of cards.

    It was perfect forswinging to the sounds ofBill Haley and the Com-ets, Chuck Berry and El-vis. What better outt towear while dancing the

    Lindy Hop and Jitter Bug.When young girls grew into young wom-

    en, they also grew out of their poodle skirts.

    The fad thus faded away as young womenmoved towards a more casual, sophisticatedlook.

    SADDLE SHOESSaddle shoes rst surged to popularity

    in the 1950s. They are a at white leathertie shoe with appealing patches of coloredleather sewn across the instep. Saddle shoeswere considered to be a rather sporty shoeand were worn like loafers in the years be-fore sneakers were fashionable. They were

    commonly worn by boys and girls from thattime through the 1960s and were acceptablefor teenagers up to around 1968 or 1969.

    COONSKIN CAP

    The coonskin cap was made popular inlate 1954 with the debut of Fess Parker inthe role of Walt Disneys Davy Crockett,Indian Fighter.

    The popular coonskin cap headgearworn by Parker in the movie became themost popular item among the Davy Crock-ett products which pulled in $100 million.

    At the peak of the fad, coonskin caps sold ata rate of 5,000 caps a day. By the end of the1950s, Crocketts popularity waned and thefad slowly died out.

    Look for morefashion fads

    next month!

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    October 2010 GOOD TIMES 5

    Remember When... 1976

    The rst commercial Con-corde ight takes off.

    In Guatemala and Hondu-ras an earthquake kills more than22,000.

    Patty Hearst is found guilty ofarmed robbery of a San Franciscobank.

    Apple Computer Company isformed by Steve Jobs and Steve

    Wozniak.Businessman Howard Hughes,

    Jr. dies aboard a private jet en routeto Houston, Texas from Acapulco,

    Mexico. He was 70 years old.United States Bicentennial:

    From coast to coast, the UnitedStates celebrates the 200th anni-versary of the Declaration of Inde-pendence.

    Entebbe Raid: Israeli airbornecommandos free 103 hostages be-ing held by Palestinian hijackersof an Air France plane at UgandasEntebbe Airport.

    The rst class of women is in-

    ducted at the United States NavalAcademy in Annapolis, MD.In New York City, the Son

    of Sam begins a series of attacksthat terrorize the city for the next

    year.The rst recognized outbreak

    of Legionnaires disease kills 29 atthe American Legion convention

    in Philadelphia.The rst laser printer is intro-

    duced by IBM (the IBM 3800).The New Jersey Supreme

    Court rules that coma patientKaren Ann Quinlan can be discon-nected from her ventilator. She re-mains comatose and dies in 1985.

    FILMTop movies: Rocky, A Star is

    Born, All the Presidents Men, theOmen, King Kong

    Academy Awards: Best Pic-ture: Rocky; Best Actor: PeterFinch - Network; Best Actress:Faye Dunaway - Network

    TELEVISION US television game show

    Match Game was the #1 ratedgame show on television for thefourth consecutive year.

    Matsushita introduces theVHS home video cassette recorderto compete with Sonys Betamaxsystem.

    Jane Pauley began her co-anchor responsibities on the theToday show.

    WTCG-TV of Atlanta begansatellite transmission of its regularprogramming to four cable sys-tems, thus becoming the rst su-perstation.

    Debuts: The Bionic Woman,Laverne & Shirley, Charlies An-gels, Family Feud.

    MUSIC

    Peter Frampton releases

    Frampton Comes Alive!Tops in the charts: ABBA

    Dancing Queen, Queen Bohe-mian Rahpsody, Chicago If YouLeave Me Now, ABBA Fernan-

    doCountry Music: C.W. Mc-

    Call Convoy, Waylon Jenningsand Willie Nelson Good Heart-ed Woman, Red Sovine TeddyBear.

    SPORTSAs part of the ABA-NBA merg-

    er agreement, a dispersal draft wasconducted to assign teams for theplayers on the two ABA franchiseswhich had folded.

    1976 Rose Bowl - UCLAbeats Ohio St. 23-10.

    Super Bowl X- PittsburghSteelers won 21-17 over the Dal-las Cowboys

    Tony Dorsett is awarded theHeisman Trophy (November 30).

    World Series The CincinnatiReds (aka the Big Red Machine)sweep the New York Yankees, 4games to 0, to win their secondstraight championship.

    NCAA Mens Division I Bas-ketball Championship Indianawins 86-68 over Michigan

    NBA Finals Boston Celticswin 4 games to 2 overthe PhoenixSuns

    1976 ABA Playoffs New

    York Nets defeat Denver Nuggets4 games to 2

    NBCs Today show host Tom Brokaw and newswoman JanePauley share a moment prior to Pauleys rst appearance on thenetwork morning news program.

    What things cost in 1976:Dozen Eggs: 84Stamp: 13 centsAverage income: $16,000Gal. of Gas: 59Dow Jones High: 1004Eight track tapes:

    4.97-9.97/eachChocolate bars .10/each

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    Day Tripper...wonderful places to visit just

    a short drive away!

    By Chris LooserLast fall my husband and I

    were looking to get away for justa few days for a fall break. Af-ter scouring the internet we cameacross the Cuyahoga Valley Na-tional Park and all that the areahas to offer.

    One highlight of our trip was aride on the Cuyahoga Valley Na-tional Scenic Railway.

    Cuyahoga Valley Scenic Rail-

    road operates regular excursionsthroughout the year. Excursionsdepart from Akron Northside Sta-tion, Peninsula Depot, and Rock-side Station in Independence.

    We chose to board the train at

    the beginning of the route at Rock-side Station. We elected to sit inthe dome seated area, which waselevated above the other cars witha panoramic view of the area thetrain was traveling through.

    Passengers can climb aboardwith an all day boarding pass forjust $15 for adults (rst class anddome seating is an additional cost)and $10 for children 3-12. Excur-sion choices include a round trip

    through the 33,000-acre CuyahogaValley National Park or exploreroptions where passengers can getoff at Canal Visitor Center, theVillage of Peninsula, or Akron tovisit a separate attraction before

    returning by rail to their originat-ing station.

    Easy-to-use-headphones anda receiver are provided by CVSRand are activated by state-of-the-art GPS technology. Different sto-ries are presented as the train trav-els north and south. A captionedversion of the tour is available forpassengers with hearing impair-ments.

    As you ride along you can lis-

    ten to the stories and sounds ofthe Cuyahoga Valley through thisaudio tour, Voices of the Valley.Hear a young Emily Nash describethe challenges her parents facedon the Western Reserve frontier.Listen to African American ca-nal boat captain John Malvin tellabout his interactions with pas-sengers. Learn how people havetransformed the Cuyahoga Riverand its surrounding valley from anenvironment suffering from gen-erations of neglect to one worthyof its national park designation.Collectively, thestories reveal thepeople, events,and natural pro-cesses that haveshaped the land-scape outside thetrain window.

    The tripthrough the park

    is both relaxingand educational.

    The view as the leaves are turningfrom green to gold and orange isbreathtaking. From river ood-plain and steep cut valley walls to

    ancient stands of evergreen, youlljourney through a world of histor-ic sites and timeless natural pro-cesses. A world that still enchants,even after 12,000 years.

    Take a seat and watch it unfold.Meadowland, pinery, marsh, river,ravine and wood. Beaver, fox, deerand owl. Amble through smalltowns, a working 19th centuryfarm, miles of smooth towpath trailto bike and hike and a fascinating

    canal museum. Theres a wealth ofnatural and human history in theValley. A world where time slows,

    and the Cuyahoga Valley ScenicRailroad is your ticket in.

    You can hop on and off thetrain at any of its scheduled stops,

    but we chose to stay on board forthe entire round trip (3 hours). Wethen returned to our car and droveback through the park at our ownpace, stopping at Bridal Falls,the canal lock in Peninsula, someunique restaurants (The WinkingLizard in Pensinsula was great!),fall craft shows and even pickedup a few pumpkins to bring home.

    Before you leave the area,make sure you pick up a map of

    the covered bridges in the county(we photographed over 15 bridges- including the longest one in thestate). We also grabbed a map ofwineries in Ashtabula County andchose the Ferrante winery (nearGeneva) to enjoy a great selectionof wine and a delicious dinner.

    None of our stops were expen-sive or jammed with tourists atthis time of year and that made it avery relaxing getaway for anyoneto enjoy, take it easy and get away

    before the cold of winter sets in.

    Admission is just $1 (all ages) and includes a train ride!Additional $5 charge for pumpkins

    (Visitors may also ride the train without purchasing a pumpkin)

    Quarter-scale train ride to the pumpkin patch

    where you can choose your own pumpkins.Visit our RAILROAD MUSEUM for more great fun.

    GREAT FAMILY EVENT FOR ALL GENERATIONS!

    1:00-4:00 pm

    Saturdays

    & SundaysOct. 2,3,9,10, 16,

    17, 23, & 24

    Or until pumpkins

    are gone!

    Come Ride the

    PUMPKIN TRAIN

    Brought to you by the volunteers of the non-profit

    Northwest Ohio Railroad Preservation, Inc.11600 County Rd. 99-Findlay @1-75 Exit. #161-just west of Reineke Ford

    419-721-1175 www.nworrp.org

    Ride the RailsThis Fall

    Riding the in theDome Caroffers passengersa 360 degreevantage point.

    Beautiful Hale Church sitsin the Valley of CuyahogaNational Park.

    L f P d Gh b

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    Article Courtesy ofhockingvalleytrain.org

    From spectacular fall foliage tohost trains, both scary and fam-ly-friendly, the Hocking Valleycenic Railway is the place to be

    n October.If you love spooky ghost sto-

    ies and are looking to have a per-ectly ghastly experience, comeo the Hocking Hills and ride therain.

    If you are looking for a family-riendly Halloween activity, comeo the Hocking Hills and ride therain.

    If you want to watch the leaveshange, come to the Hocking Hillsnd ride the train.

    The Hocking Valley Scenicailway offers a new opportunity

    to learn about the spirits who hauntthe area on board the HauntedHills Ghost Express. The eveningghost train will depart from theNelsonville depot on October 9and 16.

    As the old-fashioned train rollsdown the track, passengers hear

    hair-raising tales of more than thir-teen local ghosts while the trainpasses near their haunts. From thefamed Moonville Tunnel brake-man to the weeping West State an-gel to the deaf mute whose imprintstill remains on the oor of the in-sane asylum, these are just a few ofthe supernatural stories that will betold. Learn why ghost hunters havelong been attracted to southeastOhio and what nearby town hasreceived international notice for

    its paranormalactivities. Theevent, whichpremiered in2009, has beenexpanded witheven more sto-ries and infor-mation.

    At the endof the spooky90-minute train

    ride, all pas-sengers receivea printed ghostguide that en-able them toembark on theirown spine-tin-

    gling, spirit-hunting adventure inthe Hocking Hills area.

    A not-so-scary option is thenew Boo Train departing at 8 p.m.on Saturday, October 23. Climbaboard this special family-orientedride for tricks and treats. Youllmeet some funny and spooky char-

    acters on the train, ride in deco-rated cars and listen to the spookysounds and music. Riders are en-couraged to come in costume andparticipate in the costume contestwith prizes for all ages. Everyonewill get a bag of treats. Each childmay select a free pumpkin to takehome.

    The beauty of the autumnleaves in the Hocking Hills bringsriders to the area like no other timeof the year. Thats why the Hock-ing Valley Scenic Railway adds a1:30 p.m. Fall Foliage Train everyThursday and Friday in October.This train is in addition to the FallFoliage rides every Saturday andSunday departing at noon and 2:30p.m. All Fall Foliage Trains in-clude a 30-minute stop at historicRobbins Crossing, a 1840s pioneerlog village. The Crossing is openfor self-guidedtours during the

    week and lledwith students,staff and localvolunteers on theweekends. Activi-ties might includea visit to the gen-

    eral store for an old-fashionedtreat, watching the blacksmithwork at his anvil, weaving on anold loom, making corn husk dolls,singing and even cooking on anold wood stove or even grindingapples for fresh cider.

    For more information aboutthe Hocking Valley Scenic Rail-way rides or to purchase tickets,visit www.hockingvalleytrain.org,leave a message at 800-967-7834or call the railway at 740-753-9531 on weekends.

    Leaf Peepers and Ghostbusters

    LostIN THE

    50S DinerAnd

    Gasoline Alley Museum

    1533 Celina Road, St. Marys, Ohio 419-394-4959

    Enjoy food just like your mom and grandma used to makewhile listening to the sounds of the 50s on the jukebox.

    Great Burgers and Daily

    BLUE PLATE SPECIALS!Friday Night BUFFET...5pm-8pm

    Delicious Sunday Breakfast

    BUFFET ...8am-1pm

    HOURS: SUNDAY OPEN 8-8 - BREAKFAST BUFFET 9-1MONDAY 7-8, TUES-CLOSED; WED, THR., FRI. 7-8PMSAT. 8-8 (BREAKFAST SERVED TILL 1 PM)

    Check out our great collection of memorabilia andtake a trip back in time in our Gasoline Alley Museum.

    See ELVIS PINK CADILLAC& Blue Suede Shoes Banquet Room

    Available!

    Sauder Village:New this year, guests can also enjoy Fall Family Fun Night on Saturday, October 16

    and Saturday, October 23 at 6:00 p.m. or 7:15 p.m. By reservation only, guests can enjoyan early evening train ride to the Sauder Barn in Pioneer Settlement to explore a strawmaze, decorate a pumpkin to take home and then re-board the train to hear some avoritepioneer stories! Ater the train ride the un continues with hot chocolate, do-it-yourselcaramel apple making and tales rom a Black Swamp Storyteller around a campfre! Pro-gram cost is $10.00 or adults, $6.00 or students, and children ages 3 and under are ree.Call 800.590.9755 to make your reservation today!

    Findlays Northwest Ohio Railroad

    Preservation Train Rides:October 2 - 24: Pumpkin Train, Saturdays and Sundays 1:00pm - 4:00pmAdmission: $1.00 train ride ticket, all ages (with or without pumpkin purchase)Additional charges or pumpkinsOctober 1 - 30: Train of Terror & Haunted Engine HouseFridays and Saturdays 8:00pm - 11:00pmAdmission: $7.00 (or train rides and/or engine house)(Note: For teens and adults only!) Call 419-423-2995 or inormation.

    ALL ABOARD....for these upcoming train events:

    THE ORR MANSION

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    Logan County MuseumLogan County MuseumLogan County Museum& Orr Mansion& Orr Mansion& Orr Mansion521 E Columbus Ave, Bellefontaine, OH521 E Columbus Ave, Bellefontaine, OH521 E Columbus Ave, Bellefontaine, OH

    937937937---593593593---7557;7557;7557; [email protected]; [email protected]; [email protected]; www.logancountymuseum.org

    HALLOWEEN KIDFESTHALLOWEEN KIDFESTHALLOWEEN KIDFEST for Kids ages 4for Kids ages 4for Kids ages 4--- 12, $2.00 each MUST BE ACCOMPANIED BY AN ADULT (free) 12, $2.00 each MUST BE ACCOMPANIED BY AN ADULT (free)1 2, $2.00 each MUST BE ACCOMPANIED BY AN ADULT (free)Saturday, October 23 from 1:00Saturday, October 23 from 1:00Saturday, October 23 from 1:00---4:00 at the Logan County Museum, 521 E Columbus Ave. Bellefontaine, OH4:00 at the Logan County Museum, 521 E Columbus Ave. Bellefontaine, OH4:00 at the Logan County Museum, 521 E Columbus Ave. Bellefontaine, OH

    Spooky Museum Trick or Treat, Games & Activities, Refreshments,Spooky Museum Trick or Treat, Games & Activities, Refreshments,Spooky Museum Trick or Treat, Games & Activities, Refreshments, Kids Costume Contest at 3:00Kids Costume Contest at 3:00Kids Costume Contest at 3:00

    H A L L O W E E N S P O O K T A C U L A R H A L L O W E E N S P O O K T A C U L A R H A L L O W E E N S P O O K T A C U L A R Visit the HorrOrr Mansion & Museum...Visit the HorrOrr Mansion & Museum...Visit the HorrOrr Mansion & Museum... IF YOU DARE!!IFYOU DARE!!IF YOU DARE!!

    Friday & SaturdayFriday & SaturdayFriday & Saturday October 29th & 30thOctober 29th & 30thOctober 29th & 30th8:008:008:00---11:0011:0011:00

    for Teens & Adultsfor Teens & Adultsfor Teens & Adults $5.00 each$5.00 each$5.00 each

    The Orr Mansion was built in1906-1908, using only the nestumber, by lumber baron, Wil-iam Orr in Bellefontaine, Ohio.t has been said that the home cost

    $40,000 when it was built. This

    as a huge sum of money, forhe average factory worker maynly have made $2 per day. Thishowplace would have qualitieshat other homes of that era couldot match.

    The Orr Mansion, currentlyndergoing a careful restoration,s now part of the Logan County

    useum. The residence & the at-ached building were purchased in

    1988 by the Logan County His-orical Society. After much workemodeling and continuing resto-ation, it was opened to the publicn 1989.

    At the rear of the Orr Mansions the museum display area. Thesenclude a Logan County display,ndian room, one-room schoolouse, railroad display, doctorsfce, toy room general store,ilitary room, etc.

    Logan county had a big role inthe early history of the NorthwestTerritory and the State of Ohio.The villages of the Shawnee, Sen-eca, Delaware, Wyandot, Chero-kee and Mingo dotted the countyand served as the stages where his-tory was played out. Among theprominent early gures who made

    the county their home were ChiefBlue Jacket, Simon Kenton, Tar-he-the-Crane, Captain John Lew-is, Isaac Zane and British Indianagent Alexander McKee. Severalof these were signers of the Green-ville Treaty, which set a demarca-tion line that runs through north-ern Logan county and created an

    uneasy peace that signaled the endof major hostilities in the area.

    The arrival of the canal systemin the 1820s and 1830s resultedin the expansion of the Lewis-town Reservoir (the current IndianLake) as a source of water for thesystem.

    Canals were quickly replacedby railroads, and Logan Countywas a major converging point forseveral railroad systems. In the

    1940s, railroads shuttled hundredsof passenger and freight trainsthrough Bellefontaine and LoganCounty.

    In 1945, a group of dedicatedcitizens formed the Logan Coun-ty Historical Society to preserveitems relating to these personagesand events. Starting in a mem-bers home, they outgrew several

    (See Orr Mansion Page 11)

    THE ORR MANSION...

    RESTORING HISTORY

    Entrance to Orr Mansion

    he challenges o defation

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    9/12October 2010 GOOD TIMES 9

    he challenges o defationPaying less for groceries,

    as and other items we buyvery day sounds appealingn the face of it. That is whyost of us look for bargains in

    he stores and online. But overime weve come to expect thatn general, the cost of living in-

    reases. Now there is specula-ion by some economists thate could be entering into aifferent economic environ-entone where deation,

    ather than ination, becomesdominant theme.

    Is this a good thing? Asonsumers, we may believeo, but deation tends to be aign of more signicant economic problemshat may be harmful to workers, consumers

    nd investors.The damage of falling pricesRising prices tend to be driven by in-

    reasing demand for goods and services.any of us have experienced how prices

    an spike when demand is high and suppliesre limited. You might recall, for example,eeling pain at the pump during times of

    tightened oil supplies.During good economic

    times, a modest level ofination, in the 2% to 3%range each year, is consid-ered very acceptable andprobably even benecial.It indicates that an econ-

    omy is achieving a stablelevel of growth.

    In a deationary envi-ronment, prices are fall-ing. This is typically dueto a drop in demand. Con-sumers and businessesbecome cautious aboutspending, putting lessmoney into the economy.

    This results in an over-supply of goods andservices. The problem can feed on itself. If

    lower demand is pushing prices down, buy-ers may be encouraged to wait before mak-ing purchases in hopes that prices will dropeven further. This can send an economy intoa prolonged tailspin.

    Companies that sell goods and serviceshave a difcult time increasing revenue ifprices are falling. Deation can be a serious

    challenge to rms thatare not used to copingwith their prices go-ing backwards. Themost notable excep-tion in our economy isthe technology sector.Prices of computers

    and other new, inno-vative products tendto drop over time asproduction scales upand components usedto create the productbecome more widely available. Despite fall-ing prices, these companies tend to benetbecause sales volume rises dramatically asprices decline.

    The situation is not so favorable for othertypes of businesses that have more stable

    costs. An additional concern is the impact ofholding debt during a time when prices aredeclining. The xed costs of repaying debtbecome, in effect, more expensive if dea-tion lowers the value of the item purchasedwith the borrowed money.

    The history of deationWhile deation is rare, it is not new. The

    most notable period of deation in the U.S.economy in recent times occurred during inthe 1920s and 1930s, the years leading upto and starting the Great Depression. Ac-cording to the Consumer Price Indextheprimary barometer of the nations inationrate (provided by the U.S. Bureau of LaborStatistics)the cost of living declined al-most 27% over a six-year period (1926 to1932). This also marked a time when theeconomy went from a boom to a bust, banksfailed at a rapid rate and the unemploymentrate reached 25%, seriously dampening con-sumer demand for goods and services.

    A more recent example of a major econ-omy suffering through an extended periodof deation is Japan. After stock and real

    estate prices rose dramatically in the 1980s,the economy shifted and prices dropped dra-matically. Since that time, Japans economyhas been mired in a deationary environ-ment.Financial implications for the individual

    It is too early to say whether deationwill become a reality in our modern econo-my, but given that few investors have expe-rienced it before, here are a few points youshould keep in mind as you think about howto manage your money if it occurs:

    #1 Keep debt downEven if interest rates are low, having to

    make xed payments over an extended pe-riod of time at the same time that the itemyou borrowed money to purchase is losingvalue eats away at your wealth. Pay downexisting debts as much as you can and be

    cautious about additional borrowing untilthe economy stabilizes.

    #2 Consider xed income investmentsIf deation persists, companies may be

    challenged to grow earnings. That wouldlikely dampen prospects for stocks in the

    short term. By contrast, xed income invest-ments will look more attractive. Take, forexample, an investment that offers a guaran-teed xed return of 4%. In an environmentwhere the ination rate is 3%, an investmentearning a 4% return would have a real (after-ination) return of just 1%. By contrast, ifthe ination rate is -1% (deation), the realreturn on a 4% yield is 5%. To the extentyou can guarantee your return, you will beprotected in a deationary period.

    #3 Hang onto your cash

    If goods and services are losing value,the cash you hold onto is, in effect, increas-ing in value. You should take your time inmaking large purchases (such as homes andcars) and watch the direction of prices. Theymay move in your favor. Keep in mind thatin U.S. history, deationary periods havetended to be temporary, and that rising pric-es are more common. Also note that delay-ing purchases means you also lose the valueof owning and utilizing the item for an ex-tended period of time. Weigh your options

    carefully.Be prepared

    It isnt clear yet whether actual or sus-tained deation is in the ofng. Unforeseenevents can quickly change things such asanother spike in oil prices or bad weatherthat hurts crop production and drives foodprices higher. As is always the case, inves-tors need to be prepared for the uncertaintyof the economy and markets.

    ###

    Brokerage, investment and nancial advisory ser-vices are made available through Ameriprise FinancialServices, Inc. Member FINRA and SIPC. Some prod-ucts and services may not be available in all jurisdic-tions or to all clients.

    2010 Ameriprise Financial, Inc. All rights re-

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    Put your dreams more within reach.

    Call me today at 419-695-7010.

    Ameriprise Financial Services, Inc. Member FINRA and SIPC. 2010 Ameriprise Financial, Inc. All rights reserved.

    JoAn M. Smith, CFPFinancial AdvisorCERTIFIED FINANCIAL PLANNERTM practitioner227 North Main StreetDelphos, OH 45833(419) 695-7010Fax: (419) [email protected]

    The frst step in reaching your goals isreaching the person who can help youachieve them.

    By JoAn Smith, CFP

    In the Same Boat

  • 8/8/2019 October Good Times

    10/1210 GOOD TIMES October 2010

    Floral Fatigue Syndrome

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    It happens every year at abouthis time. In addition to the annualnslaught of allergies that descendpon me, I come down with anoth-r illness. This sicknessoesnt make my eyestch or make me sneeze

    ncessantly, but it is in-idious and unstoppablend leaves multitudes ofegetation victims in itsake.

    I call it Floral Fatigueyndrome; FFS for short.

    In case youre unfa-iliar with FFS, here

    re the symptoms: WithFS, you pull into yourriveway and notice the

    ydrangea bushes droop-ng from the heat, yetontinue callously driv-ng into the garage withary a thought of lling aatering can to rescue the parchedlants. Its in full force when youlance out the windows and seeeeds overtaking your once well-anicured owerbeds but simply

    urn, shrug your shoulders and go

    get yourself another bowl of rockyroad ice cream. And the conditionis at its peak when you consideryour hanging baskets of pale, list-

    less geraniumsand rational-ize that they are

    annualsann-u-als!whichmeans they willbe dead soonanyway, so whybother with ashot of fertilizernow.

    Of courseIm referringto myself here,but dont get the

    wrong impres-sion. I am anavid gardenerwho looks for-ward to Spring

    planting season every year. I mullover the catalogs in February,making notes of the new owervarieties I want to try. I dig, weed,mulch and plant until my knees arecreaking and my ngernails look

    like theyve been through theapocalypse. But I honestly enjoydesigning different color combi-nations of owers. I even have asmall greenhouse where I can ex-periment with seeds. And one ofthe reasons I didnt want to move

    from my old house into a newone was because I had investedso much time and energy makingmy owerbeds look just right.

    Ah, but my love is ckle. Flo-ral Fatigue Syndrome starts tokick in by the time July 4th rollsaround. I begin to have a changeof heart from the enthusiastic at-titude I had just ve months prior.Its now hot. The weeds are win-ning. The Japanese beetles are

    everywhere and are threateningto carry off my little dog. I wantto enjoy my back patio withouthopping up to rearrange mulch ordeadhead spent blooms. Im tiredof hoses, hoes and horseies. Mybeautiful creations are soon left tofend for themselves and by LaborDay I am chucking pots of plantswith no mercy.

    So here I am in mid-fall with

    nothing to show for my spring ef-

    fort. All blooms are gone, no signof summer-y plant life remains.Floral Fatigue Syndrome has com-pletely run its course.

    Theres no known cure for FFS.I just have to wait for the calendarpages to turn and the inspirationalcatalogs to come out again in Feb-ruary. Therell be no planting, dig-ging, or watering until then.

    But thats OK, because in a

    few short weeks Ill be overtakenby OCDDObsessive ChristmasDecorating Disease.

    Mary Beth Weisenburger livesin Putnam County with no livingannuals in her fowerbeds at this point. Check out her website atwww.marybethw.com or email herat [email protected].

    By Mary BethWeisenburger

    ORR MANSION

  • 8/8/2019 October Good Times

    11/12October 2010 GOOD TIMES 11

    We provide compassionate, expert, advanced care, rising above

    and beyond the standard care. We offer hometown services that

    are comparable with The Cleveland Clinic and Mayo Clinic.

    Dr. Kottapalli has managed coloncancer clinics, has advanced

    training and is the only physicianin a 10-county area who is Board

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    Railroad Room: Insidethis room are reproductionphotographs of Logan countydepots. The roundhouse, lo-cal train wrecks, and the can-teen. Read the labels and learnabout the railroads inuencein our county. There are alsoa telegraph operators desk setup, a railroad call board andmuch more.

    (Continued from page 8)locations until they purchased the old Orr Man-sion.

    Thousands of hours of volunteer work havemade it into an extensive museum with approxi-mately 10,000 square feet of exhibit space to dis-play artifacts, documents and other historic itemsfrom all over Logan County. The Society also hasa satellite exhibit at the Logan County Fairgrounds,

    where a restored railroad caboose is on permanentdisplay.

    So plan a visit to Bellefontaine today and lookback at our rich and important history. The OrrMansion and Museum is located at 521 East Co-lumbus Avenue in Bellefontaine. Its hours are May- October, 1 to 4 p.m., Wed., Fri., Sat. and Sun.

    Winter Hours: November -April, 1 to 4 p.m.,Fri. and Sat.

    www.ComHealthPro.org

    Community Health ProfessionalsCelina: 419-586-1999

    Serving Mercer/Auglaize Co.

    Delphos: 419-695-1999Serving Allen/Putnam Co.

    Tri-County: 419-738-7430Serving Wapakoneta & Auglaize Co.

    Van Wert: 419-238-9223Inpatient Hospice: 419-623-7125

    For ANY life-limiting condition.

    At home or inpatient care.

    ORR MANSION

  • 8/8/2019 October Good Times

    12/1212 GOOD TIMES October 2010

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