A NEW YEAR, NEW SMILES

COVER PHOTO BY MAXX & ME PHOTOGRAPHY

JANUARY 2017

Exclusively serving the residents and neighborhoods South of the Boulevard to Mulholland Drive

A NEW YEAR, NEW SMILESDR. CORY RABONZA page 6

Maximize Your Social Security Benefits... pg. 45 Ways to Keep Your Student Stong This Semester... pg. 10A Super Bowl of Sensible Edibles... pg. 12

PUBLICATION TEAMPublisher: Daniel LewinContent Coordinator: Elyse GlickmanDesigner: Brittany JoossContributing Photographer: Maxx & Me Photography

ADVERTISINGContact: Daniel LewinEmail: [email protected]: 310-279-6287

FEEDBACK/IDEAS/SUBMISSIONS: Have feedback, ideas or submissions? We are always happy to hear from you! Deadlines for submissions are the 20th of each month. Go to www.bestversionmedia.com and click “Submit Content.” You may also email your thoughts, ideas and photos to: [email protected].

SUBMISSION DEADLINES: Content Due: Edition Date: December 20.....................................February 2017 January 20......................................................MarchFebruary 20 ......................................................AprilMarch 20............................................................MayApril 20..............................................................JuneMay 20................................................................JulyJune 20..........................................................AugustJuly 20.....................................................September August 20.....................................................OctoberSeptember 20...........................................November October 20................................................DecemberNovember 20.......................................January 2018

Any content, resident submissions, guest columns, advertisements and advertorials are not necessarily endorsed by or represent the views of Best Version Media (BVM) or any municipality, homeowners associations, businesses or organizations that this publication serves. BVM is not responsible for the reliability, suitability or timeliness of any content submitted. All content submitted is done so at the sole discretion of the submitting party. © 2017 Best Version Media. All rights reserved.

January • 2017

Susanna Nagy, Realtor Keller Williams Reality [email protected] 818-481-1602

Dennis F. Rose, CPA/PFS Dennis F. Rose & Associates [email protected] 818-501-7788

Dr. Cory Rabonza, Dentist Healthy Smiles Dental Office [email protected] 818-788-3168

Tama Holve, Travel Agent Willett Travel, A FROSCH Company [email protected] 800-994-5538

Nicole Weinstein, Center Director Mathnasium of Studio City [email protected] 818-985-6284

2 3JANUARY 2017 STUDIO CITY NEIGHBORS

EXPERT CONTRIBUTORS

7651 Sepulveda Blvd.Van Nuys, CA 91405

www.AldikHome.com(818) 988-5970

Floralize Beautify your home with realistic silk fl owers, hand-crafted silk fl oral arrangements, or a custom-made silk tree!

Daniel Lewin | Publisher

FROM THE PUBLISHERJanuary 2017: Once again it’s time to look back at the past year, decide what went well, what didn’t, and what you would like to change. Me? I want a world where we can send our kids to school without fear, for certain politicians to go away for a while, and the ability to run a marathon.

We’re faced again with a brand new year, a clean slate of sorts, offering the opportunity to set new goals, to rededicate yourself to your family, your business, your career.

There are obviously lessons to be learned from the past 12 months. If successes far outweighed frustrations, let’s learn from those as well. What were the actions, decisions, attitudes that made it all happen?

On a personal note, the experience of launching Sherman Oaks Living (14 issues!), and the priviledge of bringing family, neighbors and local businesses together in our community has been a pure joy from day one. I am truly grateful for the support and encouragement of all our readers. Thank you!

Here’s to you – and to the next 12 months,

To learn more about becoming an expert contributor, contact Daniel Lewin at [email protected] or 310-279-6287.

Best Version Media does not guarantee the accuracy of the statistical data on this page. Any real estate agent’s ad appearing in this magazine is separate from any statistical data provided which is in no way a part of their advertisement.

C M Y CM MY CY CMY K

nwrugs.comSherman Oaks 14564 Ventura Blvd (818) 386-7847Agoura Hills 28610 Canwood St (818) 706-3333

3 location in Portland, OR, - (503) 682-7847 • Las Vegas, NV - (702) 737-7847

Monday - Saturday: 10AM to 7PM - Sunday: 11AM to 6PM

Grand OpeningRugs & Furniture - Now In Sherman Oaks

LIVING ROOM • BEDROOM • DINING ROOM

New Store!


EXPERT CONTRIBUTOR

By Dennis F. Rose, CPA/PFS

Years ago, retirees exploited loopholes in Social Security’s framework to dramatically increase their lifetime benefits. However, many of the tactics they

used are no longer permitted. But there’s hope in that there are still a couple of ways to restart those retirement benefits in pursuit of higher monthly income.

Once, retirees could hit “reset” on their benefits, years after first receiving them: They could repay the federal government an amount equal to the benefits they had already received, and then reapply for benefits at their current, older age. Basically, they were boosting their monthly incomes after repaying an interest-free loan from Uncle Sam. The Social Security Administration closed this loophole in late 2010.wOnly a limited form of this loophole is still around (see below), according to an article in Time Magazine.1

Until 2016, many married couples could employ two other, savvy strategies: Through the “file and suspend” and “file and restrict” methods, they could try to arrange greater lifetime Social Security income. Under the “file and suspend” method, a higher-earning spouse could apply for benefits, suspend them, and let the lower-earning spouse file for spousal benefits only. This let retiree households receive some spousal benefits, while both spouses waited to receive (what would, eventually, be) larger, individual benefits.2

“File and restrict” (also called “deemed filing”) was a variation on this: a retiree could claim only spousal benefits, while his or her own benefits grew larger with time. Individuals (who were age 62 on or after January 2, 2016) can no longer get one kind of retirement benefit from Social Security while accumulating credits for delaying another.2,3

Today, individuals can still “file and suspend” their benefits – but now, this choice suspends spousal benefits as well. (This does not apply to Social Security recipients who voluntarily suspended their individual benefits before April 30, 2016.)2,3

There are still two ways to possibly realize larger monthly benefits: An individual who has received Social Security benefits for 12 months or less may be eligible to withdraw his or her application and apply for benefits again at a later date. Social Security lets a person do this only once. Form SSA-521 is the document to use. The reason for withdrawing the application must be clearly stated, and others who get benefits based on the individual’s work history must also give their consent to the decision. The person who withdraws their application must pay back any retirement benefits already received.4

At Full Retirement Age (FRA), which is 66 or 67 in the case of baby boomers, a Social Security recipient can choose to suspend his or her monthly retirement benefit until as late as age 70. (Benefits will automatically restart at that age.) No payback of benefits already received is necessary; the benefits are just suspended until the individual decides to restart them, or turns 70, whichever comes first. The decision, however, has a couple of downsides, however. Any linked, spousal retirement benefits will also be suspended, and

the individual will have to pay his or her own Medicare Part B premiums during this time.4

Knowing when to apply for Social Security is crucial: This may be one of the most important financial decisions you make for retirement, and it cannot be made casually. Be sure to consult the financial professional you know and trust before you apply for retirement benefits.Securities and advisory services offered through NATIONAL PLANNING CORPORATION (NPC). Member FINRA/SIPC. A Registered Investment Adviser. Premier Financial Consultants and NPC are separate and unrelated companies. NPC is not responsible for and may not be held liable for the adequacy of the information available on the link(s) provided. The listing of a vendor or product on this/these site(s) does not constitute an endorsement or warranty of the vendor or product by NPC. The opinions voiced in this article are for general information only.Citations. 1 - time.com/money/3592414/social-security-rule-change-benefit-withdrawals [12/2/14]2 – thestreet.com/story/13426147/1/social-security-loopholes-are-closing-here-are-new-strategies-for-maximizing-benefits [1/17/16]3 - ssa.gov/planners/retire/claiming [10/12/16]4 - fool.com/retirement/2016/06/13/how-do-i-withdraw-my-social-security-application [6/13/16]

Dennis F. Rose, Dennis F. Rose & Associates4312 Woodman Ave., Ste. 200Sherman Oaks, CA 91423(818) 501-7788 FAX: (818) 501-7799

Can You Get More Income by Reapplying for Social Security?


Dr. Cory C. Rabonza’s life and career is filled with vignettes showcasing her in her best elements: working towards her dreams, standing her ground, and touching

many lives.

Born and raised in the Philippines, Cory was exposed to the values of hard work and maximizing one’s gifts early in life. Her parents believed education was the best gift they could give her. She was a conscientious student and carried this persistence to and through dental school. She came to the United States with dreams of practicing her dental profession here. It was not an easy road, but she hurdled all the obstacles thrown her way. She worked her way from the bottom, never giving up or compromised her ideals. Her long-established practice, Healthy Smiles Dental Office – a testament to her determination, now stands at the heart of Ventura Boulevard’s La Reina Plaza in Sherman Oaks.

The years have seen Cory evolve into a self-assured woman who knows her life’s mission and vision and strives to do her best work. “I see myself as an instrument in improving people’s smiles,” she insists. “It is important to have a keen eye for details, commit yourself to going the extra mile, and leave no stone unturned to ensure every patient gets the best care possible.”

Cory also places a high value on continuing education for her and her personnel. Top ratings and favorable reviews from her patients affirm the quality care and excellent service her dental office provides the residents of Studio City, Sherman Oaks, and neighboring communities. This determination and emphasis on service has made Cory an inspiring presence in the lives of her family, friends, and employees. She radiates a positive aura and is not one who would dwell on the negative.

Beyond the office, Cory is a loving daughter and mother. She also is described by those closest to her as a supportive sister, a loyal friend, and a nurturing employer all rolled into one! She always finds the time to take an active role in ensuring the well-being of her elderly parents. However, if you think that it’s all serious stuff for this hardworking dentist, think again. She does know how to let her hair down and have fun. Her daughter, Barbara, a 7th grader at Buckley School, is her accomplice in exploring fun places and experiencing new things. It is a common sight to see the two of them trying out the latest “in” dining places in the area. They also love watching movies at the ArcLight Cinemas and, on weekends, binge watch a Netflix series or two. (The Crown is a current favorite). The two of them sometimes just enjoy lounging in the house in their pajamas and playing with Betty, their puppy.

“Barb’s dad and I met at a party 24 years ago,” Cory shares. “We were introduced by a mutual friend, and there was no looking back. Our personalities complement each other well, and we have this unbreakable bond through our daughter, Barb.

By Rocella De Guzman / Photos by Maxx and Me photography

NEW YEAR, NEW OUTLOOKDR. CORY RABONZA

Though he travels on business for the most part of the year, we do spend quality time together, especially in our holiday travels abroad and on local weekend trips. Barb adores her dad and hopes to follow in his footsteps to become a business CEO. However, I secretly hope she will change her mind and choose to be a dentist instead,” Cory jokes.

The family has traveled throughout the US, Asia, and parts of Europe. Last summer they traveled to the Philippines, Singapore, and Hawaii. When planning a trip, Cory makes it a point to balance purpose and fun to ensure Barb gets more out of the trips than great photos and memories.

Cory believes in giving back to the community. “I always bring Barb with me when I do community service in the Philippines, including giving talks about proper oral hygiene, brushing and flossing, nutrition, and regular visits to the dentist,” says Cory. “In fact, this summer we did just that! We were even joined by Barb’s grandparents, aunts, and cousins.”

Cory credits The Buckley School for providing a grounding anchor for Barbara’s upbringing. “Buckley has been such a positive, encouraging environment for Barb to thrive in,” says Cory. “Since kindergarten, we’ve watched her bloom socially and academically within this close-knit community.”

“I love my mom to pieces, because she’s always there for me,” adds Barb. “I am into a lot of things such as basketball,

STUDIO CITY NEIGHBORS8 9JANUARY 2017

Mon. & Tues. Jan 2-3Tournament of Roses Post Parade Float Showcase @ Sierra Madre Boulevard and Washington Street, PasadenaRather than camp out in the cold to watch the 128th annual Rose Parade firsthand this New Year’s Day with thousands of your closest friends, watch the LA tradition from home and mosey on over to Pasadena to view the floats post-parade and close up. The stunning float showcase is a unique opportunity to see the intricate floral handiwork in person, from just a few feet away.Time: Mon, 1pm, /Tues, 9am Sun. Cost: $13 tournamentofroses.com Fri., Jan 13An Evening With Burt Bacharach@Royce Hall at UCLA, Los AngelesTake a musical journey through six decades of one of songwriting’s most successful and honored careers – marked by 48 Top 10 hits, nine #1 songs, more than 500 compositions and a landmark 50+year run on the charts. Burt Bacharach’s music continues to set industry records and creative standards.Time: 8pm Cost: $39-89cap.ucla.edu Thurs. Jan. 19Land Use Committee Meeting@Sherman Oaks Library, 14245 Moorpark StreetThe Sherman Oaks Neighborhood Counsel will discuss ways different areas within the city will potentially be used for the community’s benefit. Time: 6:30-8pm Cost: free

Sat. Jan 21A Faery Hunt’s “The Missing Fairy Light” @19130 Ventura Blvd., Tarzana “Faery Hunt” shows are interactive performances designed for young audiences and their families to inspire creativity, imaginations and fun. The show takes the audience searching through the forest for faeries, and when they’re spotted, and they’ll send the them on a lovely, musical adventure! Many children come in costume. Wings, garlands, wands and wizard hats and CD’s of Faery Music from the shows for purchase.Time: 10:30am Cost: $15 [email protected] Sun, Jan 22Hansel & Gretel@Valley Performing Arts Center at Cal State NorthridgeThe classic cautionary Grimm’s fairy tale about the consequences of taking candy from strangers is brought vividly

to life in a new production.Time: 3pm Cost: $25 • valleyperformingartscenter.org Through Apr. 9The Science Behind Pixar Exhibition@ California Science Center, 700 Exposition Park Dr. Los AngelesThe exhibit exploring the fascinating (and award season-honored) world of Pixar animation features more than 40 interactive components. Hear stories from Pixar’s production team members, encounter recreations of favorite Pixar characters and see Pixar’s animation work is in line with what your kids are learning at school. This is a time-entry exhibit and it is recommended to buy your tickets in advance online to secure your entry day and timeTime: 11am-6pm Cost: Adults, $14.95; Teens 13-17, $11.95; Kids under 12, $9.95californiasciencecenter.org Saturdays OngoingSleeping Beauty@Theatre West,3333 Cahuenga Bl. West, Los AngelesIn association with Storybook Theatre, this live, interactive musical is perfect for children ages 3 to 9 years. Great for birthday parties, school get-togethers and special occasions. Free parking across the street.Time: 1 pm Cost: adults, $12; kids $10Contact: 818-761-2203 • theaterwest.org Saturdays OngoingThe Antidote for Holidays Stress@ALG Aviation (Van Nuys Airport)After all the joy of the holidays, the visiting family and friends, shopping, cooking, wrapping and unwrapping gifts, we know that you might want time to relax and escape—even if it’s for day. A reservation specialist at ALG is ready to help you reserve a one-of-a-kind experience, from a beautiful scenic sunset over the coastline to a getaway to a wine county with over 20 wineries to sample.Call us for a quick getaway to relax, de-stress and recharge your energy!Cost: Starting at $299.00Time: 12:00pm - 4:00pm, 7 days a week Contact: (818) 570- 0810, [email protected]

Calendar of Events

Do you know a neighbor who has a story to share? Nominate your neighbor to be featured in one of our upcoming issues! Contact us at [email protected].

swimming, volleyball, and mixed martial arts. I think it’s amazing that she always keeps up with me---picking me up, dropping me off, and making sure I have everything I need for everything I do. She’s very busy, but never fails to give me a hug and ask me how my day was.”

What more can Cory ask for? She has a profession that transforms lives (think of those smile makeovers!) and she basks in the love of family and friends. She just has this hope in her heart that she can continue to make a difference and will be a positive light illuminating the lives of others. Of course, she wishes for her daughter Barb to achieve all her dreams, and make her mark in this world. With the guidance of a mom like her, that one is in the bag!


EXPERT CONTRIBUTOR

By Nicole Weinstein, Studio City Mathnasium

During this Super Bowl season, most people are focused on which team will score first, which quarterback will outshine the other, and ultimately who will take the title.

However, with only a few months left in the school year, we can’t forget another game that is going on with our students, as the finish line is approaching in May or June of this year.

Now with the holidays over, students need to get back into the study groove and focus on finishing this school year strong. We have provided 5 ways a student can stay strong during this second semester, especially those in math.

• Practice, Practice, Practice. We like to refer to our students as Mathletes due to the significance of practice in learning, especially with math. Whenever I talk with my students

about this important habit, I like to ask them if they ever see LeBron James or Cam Newton just sitting on the sidelines, waiting to get better. Of course these professional players don’t because they want to be the best that they can be. Similar to these athletes’ goals of physical agility and development, intellectual development takes time and consistent studying; thus, it is important that students practice their math skills at least every day or every other day in order to strengthen their foundations and be able to demonstrate their mastery at the most necessary times.

• Have a Planner & Complete Assignments. While it is important to do homework to practice specific math skills, it is also important for students to complete their assignments in order to keep their grades up. Time and time again, I unfortunately see students who are improving in their math skills yet do not complete all of their homework assignments, forcing them to lose easy points that can help them boost their grade. Students should hopefully receive a grade that reflects their hard work and improvement, and unfortunately with incomplete assignments, their hard work can go unrecognized with a lower grade.

5 Ways to Keep Your Student Strong This Semester • Encourage No Calculators. While technology has helped society evolve in ways unimaginable, negative consequences have also emerged as a result. Some students have become so reliant on their calculators that they have lost their basic computational skills that could help them avoid making careless mistakes on tests or could have them complete their homework in a faster, more accurate manner. Encourage your student to try their assignments without a calculator and to strengthen their foundations.

• Have Neat and Organized Work. I find it humorous when I ask a student if they can read their own answer to a problem and they find it impossible to read. I ask them, if you can’t read it, how could I even understand what you wrote! Make sure your student completes their math problems in a neat and organized way. It truly helps them understand the mathematical concept more and strengthens their problem solving abilities. Having neat and organized work will be an important skill as they go into high school and college.

• Master Test-Taking Strategies & Positive Thinking. Before a student goes into a test, it is perfectly natural for them to feel nervous. However, some students go too far in setting expectations for themselves that they will fail, ultimately meeting their self-fulfilling prophecy. Encourage your student to have a positive mindset going into the exam and reinforce how hard they have worked to prepare for this test. Also, have students remember that it is not a race when taking a test. Have them slow down, read all directions carefully, check their answers, and encourage them to be the last one to turn in their test.

In the end, what matters the most on a test is who knew the material the most, not who finished first!

VALLEY APPLIANCESHome Appliances Sales and Repairs

We service all makes and models • Same day appointments

Qualified Technicians Licensed and Insured

[email protected] B Baird AveReseda Ca 91335

(818) 705-2240 Ask for Natalie

SPECIAL OFFER 15% discount on your next service call job when you mention Studio City Neighbors.

6/30/1601/31/17

Contact FROSCH to access limited time offers on Regent Seven Seas Cruises including:Free business class airfare, early booking savings, and free land programs on select 2016 Asia and South America sailings

800.994.5538 | [email protected]

Enjoy the World’s Most All Inclusive Cruise Experience

CST #2118750-50

For more information on tutoring services, contact Nicole Weinstein, Center Director of Mathnasium of Studio City, at 818-985-6284 or [email protected]


A Super Bowl of Sensible Edibles

Email: [email protected] • [email protected]: www.farmersagent.com/ecrowther • Fax: 818-558-3657

If you’re paying too much for insurance we need to talk

For Free Quotes Please Call:1-818-558-7912

Auto, Home, Life, Business Health & Investments

Vangie CrowtherCA Lic. 0C61432NV Lic. 188796

By Elyse Glickman (originally published in the Jewish Exponent)

By Tori S. Bevens

When we think about Super Bowl party food, what comes to mind? Pizza, chicken wings, chips, dip and snacks. All popular choices, and mighty tasty, too.

However, they’re not what a coach would want his players to fuel up with. Come to think of it, isn’t this the time of year when we repent for all of the comfort food and sweets we took in during the holidays?

There’s a better way to entertain on game day, with foods that pack in flavor and color but not the fat and calories—which should reflect the healthier eating habits that are part of many a New Year’s resolution. According to nationally prominent nutrition coach Alyse Levine, once you get into the habit of benching heavy, fat-saturated foods, your personal eating habits will steadily improve throughout the year, and it will take you less time to work out what you built up back over the holidays.

Levine points out hummus and edamame are great examples of satisfying healthy fare, as are mini soft tacos with grilled meats; sushi; bean/lentil-based chips; and babaganoush. “Whether or not you are an athlete, you would benefit from eating as a healthy athlete does,” says the nutritionist.

Here are some of Levine’s favorite picks:Game Call: Pistachios for a healthy crunchBenching: Potato chipsWhy: For the same amount of calories and that same satisfyingly salty crunch, but a lot less guilt, pistachios offer many other important nutrients, she points out.

Based on comparing nutritional labels of leading chip brands, pistachios give you 6 grams of protein (versus a mere 2 grams per serving of potato chips) and 3 grams (12 percent) of the daily value for fiber per serving. Pistachios are also packed with copper and manganese (20 percent).

Game Call: Air-popped popcornBenching: Bagged party mixesWhy: A 1-ounce serving of Party Snack Mix yields a cup of snacking and 120 calories, but for a 1-ounce serving of air-popped popcorn, you can munch on 5 cups for only 90 calories and 1.5 grams (3 percent) of fat, compared to the 3 grams (5 percent) of fat in one handful of Party Snack Mix.

Game call: White-bean dipBenching: Spinach and artichoke dipWhy: Don’t let the green stuff fool you, says Levine. Though these veggies are healthy in their pure forms, traditional spinach and artichoke dip is bulked up with high-calorie ingredients, like sour cream, mayonnaise and cheese.

Get the same full flavor with a white-bean dip that uses garlic, lemon juice, scallions, pistachios and coriander seed for its flavoring. These ingredient substitutions can cut the saturated fat from 3 grams (15 percent) to .5 grams (3 percent), and you create a dip that is naturally cholesterol-free (cutting out the 15 mg of cholesterol in the other dip). And, instead of fat-laden chips, serve up whole-wheat crackers or cut veggies for crunch value.

Beyond the chips-and-dip scenario, Super Bowl weekend is still winter, even in Southern California. Cooler weather prompts us to huddle indoors and eat hearty comfort foods with friends. While submarine sandwiches are a game-day crowd-pleaser for bigger parties, they can be prepared with healthier ingredients. For the host-on-the-go, turkey-pesto cucumber rolls can effectively replace deep-fried chicken wings or greasy pizza.

If you prefer to treat your guests to something from your heart and your kitchen, health-and-entertaining expert Mindy Kobrin (mealsonheelsbymindy.com) offers a number of recipes (guacamole, grilled wings) that are heart-smart and will have bowled over fans asking you how you did it.

Besides packing snacks, drinks and your kids’ favorite toys, one of the best ways to survive a long car ride is to play tried-and-true games using just your imagination. Get reacquainted with these classic travel games that the whole family can enjoy for miles and miles!

I’m Going On a Picnic One family member starts the game with, “I’m going on a picnic and I’m going to bring apples.” The next player takes a turn, adding their own item that begins with the next letter of the alphabet while remem-bering all the items brought previously. After a few turns, you might hear, “I’m going on a picnic and I’m going to bring apples, bananas, carrots, donuts and eggs.” Variations: Change the theme from picnic to some other destination, or modify what you can bring. Don’t feel limited to bring only food if you all agree you could bring other items, too.

Don’t Say “Yes” In this game, two people take turns asking questions to which the obvious answer is “yes,” but the trick is that you can’t respond with “yes.” For example, person one could say, “Is your name Tom?” Person two would answer, “Actually, my name is Thomas.” Then Thomas (a.k.a. Tom) asks the next question.

Back to Back This word game requires players to think on their feet. The first player chooses a word, such as “giraffe.” The second player then responds with a word that begins with the ending letter of the previous word spoken. Since “giraffe” ends in “e,” the second player must choose a word that begins with “e,” such as “eggplant.” The game continues for as long as you want to play or until it takes a player too long to come up with a word that begins with the correct letter.

Best Loved Travel Games


NEIGHBORHOOD CLASSIFIEDSEstate/Moving Sale Includes 2013 BMW, grand piano, misc. furniture (including five-drawer dark blue wood vertical dresser), graphite portable basketball set with stand, books for children and adults, and assorted toys, dolls and kids’ DVDs (including Barbie, Judy Moody, Madeline, American Girl, Dr. Seuss, Goosebumps, and more). For more information, call 818-645-8068 or write [email protected].

Do you something to sell or give away? Planning a block sale? Are your teens offering babysitting or yard work services? You may have just what your neighbor is looking for. To place your free classified ad, go to www.bestversionmedia.com and click “Submit Content.” Ads must be 40 words or less, non-business related. You will receive email confirmation.

CLASSIFIEDS

Make This Magazine Your OwnStudio City Neighbors is all about bringing people together and fostering a closer-knit community! Check out the many ways that you can contribute to and take advantage of your monthly neighborhood magazine. Let us know what you hope to see in these monthly pages.

• You can submit nominations of families or individuals whom you would like to see highlighted in future cover stories. They could be new arrivals, or the longest-established residents on the block, and so on. Help us highlight those people who make our community a great place to live, work and raise a family.

• If you’re part of a book club, social group or charity organization in the community, share your experiences and photos, and invite others to join you!

• Showcase the emerging academics, athletes, artists and actors in your life by submitting photos and details on your kids’ accomplishments, as well as information on school events and fundraisers your family is involved in.

• Introduce your precious pet to the community! We recognize the uniqueness of your pet, and are happy to share his/her quirks, habits, favorite activities and more.

• Business owners, the community starts right outside your front door. The family feature story is a great place to introduce your services to those closest to you.

• Volunteers, are you passionate about charity work? Do you organize a fundraiser each year for a nonprofit or walkto fight disease? Your story might motivate others to get involved, too.

• If you are involved in your homeowners’ association, use this magazine to inform neighbors of events, neighborhood activities, yard sales, new officers, meeting minutes, contact info for board members, or other announcements.

The process is easy. You send us your ideas or recommend neighbors, and we will talk with you, write the article and gather photos. Go to www.bestversionmedia.com and click “Submit Content.” Or, simply e-mail your content coordinator at [email protected].

Remember, we want stories featuring you and your neighbors! Together we can bring neighbors together, stay connected and create an informative, family-friendly forum.

We respect your wish for privacy. Resident features are shared only within your neighborhood magazine.

SERVPRO® of Studio City/Valley Village

818-508-7282Independently Owned and Operated

Like it never even happened.®

24 Hour Emergency Service.

FIRE & WATER DAMAGE■ Commercial and Residential

■ Trained, Uniformed Professionals

■ Complete Move-Outs

■ Restoration Vendor for Insurance Companies Nationwide

0232

Jumbo mortgage savings for you.It’s a great time to take advantage of Citibank’s Jumbo mortgage products. From pre-approval to closing, we will guide you through the home buying process.

Citibank Offers:

n Jumbo loan sizes up to $3 million _ Loan sizes up to $8 million available to well-qualified buyers who meet Citi’s High Net Worth 1 requirements

n Lower rates with Citibank Relationship Pricing 2

n SureStart® Pre-approval so you can shop with confidence 3

Terms, conditions and fees of accounts, programs, products and services are subject to change. This is not a commitment to lend. All loans are subject to credit and property approval. Certain restrictions may apply on all programs.1. Available for clients with a minimum of $1million or more in investable post-close assets and at least $100,000 in traditional assets must be on deposit with Citi at least 10 days prior to closing. This amount may be part of the $1,000,000 eligibility requirement. Real estate, loan proceeds, stock options, restricted stock

and personal property will not be counted as part of the $1million or more in investable post-close asset. Investable assets are defined as deposit accounts (checking, savings, money market, Certificates of Deposit), unrestricted stocks, bonds, and retirement accounts held by the individual who is personally liable on the loan. Similar asset types held in revocable trust may be used provided the trust document meets the Trust Policy. The assets held in trust must be of the investable quality stated above. Additional conditions apply.

2. A Citibank deposit account is required to receive Citibank mortgage relationship pricing. Ask a mortgage representative for details on eligible balances and the qualifying closing cost credit or rate discount. Availability of the Citibank mortgage relationship pricing for Citibank account holders is subject to change without notice.3. SureStart® is a registered service mark of Citigroup Inc. Final commitment is subject to verification of information, receipt of a satisfactory sales contract on the home you wish to purchase, appraisal and title report, and meeting our customary closing conditions. There is no charge to receive a SureStart

pre-approval. However, standard application and commitment fees will apply for the mortgage loan application.© 2016 Citibank, N.A. NMLS #412915. Member FDIC and Equal Housing Lender. Citi, Citibank, and Citi with Arc Design are registered service marks of Citigroup Inc

Nelly Melian Home Lending Officer [email protected]/NellyMelianNMLS# 727190

Citibank, 12191 Ventura Blvd, Studio City, CA 91604

To learn more please contact:

Documents

A NEW YEAR, NEW SMILES