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pend o

Presentation MBA 2016 - April

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pendosocial marketplaces made simple

Commercial Economy

National Currency (Competitive and Scarce)

Individual Agent/Consumer

Commercial transaction

Social Economy

Complementary Currencies (Cooperative and Sufficient)

Friend/Family/Kind-ship group

Community exchanges

IdeaMoney : Commercial Economy = Pendo : Social Economy

Idea that by consciously designing an exchange mechanism one can stimulate a particular kind

of human attitude or relationship.

Effects are always a function of the design

Schemata

GultureGulture Gulture

Pendo

Member Member

Member

Public Gultures Private Gultures

Member Member MemberMember Member

Member

Proof of concept

Business Barter NetworkService:

- facilitates the exchange of goods and services without the use of cash

- an online marketplace for companies to barter their products and services with other companies

- Interest free credit lines to participating membersValue proposition:

- Improve profits and reduce expenses through the barter-trade of excess goods or filling idle capacity

- Get more customers as promotion platform

- Free up cash flow Focus groups in Maastricht, April/May 2016

P R O D U C T D E V E L O P M E N T

• PAYMENT PLATFORM API INTEGRATION WITH PROPRIETARY BANKING SOFTWARE

• MOBILE APP/WEB

• CLEARING MECHANISM

• POS - DUAL PAYMENT INFRASTRUCTURE

Licensing

Subscription/Deposit model

Business Model