Wearables and Contactless Technology—for Payment Processing and Much More

T6 Session  4/16/2015  1:00  PM  

" Wearables and Contactless

Technology—for Payment

Processing and Much More"  

Presented by:

Shadi Saifan

FIS Mobile          

 Brought  to  you  by:  

340  Corporate  Way,  Suite  300,  Orange  Park,  FL  32073  888-­‐268-­‐8770  ·∙  904-­‐278-­‐0524  ·∙  sqeinfo@sqe.com  ·∙  www.sqe.com

Shadi Saifan

FIS Mobile Director of engineering at FIS Mobile, Shadi Saifan is leading solution strategy and solution engineering and QA for all FIS Mobile client initiatives. Shadi is a professional technology leader with fifteen years of experience in delivering distributed, mobile, and enterprise solutions—with a focus on architecture, design, and development. With extensive knowledge in mobile technologies and platforms, he has worked with a large number of clients, cross-functional teams, and a network of service providers to implement highly scalable distributed projects for the mobile channel. Shadi previously worked for Deloitte Consulting, IBM Global Services, and Hewlett-Packard in various design and technical roles.  

4/8/15  

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Next Generation Mobile WEARABLES AND CONTACTLESS TECHNOLOGY

David Meyer Director of Product Development, FIS Mobile

AGENDA: INNOVATION

•  Google Glass

•  Beacon

•  Apple Watch

4/8/15  

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Google Glass

So easy, even a…

4/8/15  

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Glass Interaction Design Paradigms  

Layout: Card-Based Timeline

Navigation and Action: Voice Recognition

Navigation Gestures: Tap and Swipe

Category A Category B Category C

B. Sub-Menu -1 B. Sub-Menu 0 Application 1

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Navigation Gestures: Voice Recognition

“OK Glass, {action} {input}” “OK Glass, show me my accounts.”

Dismiss Timeline

Past Future

Tap: Drill Down

Same as Tap

Navigation Gestures: Tap and Swipe

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Application A Application B Application C

B. Sub-Menu -1 B. Sub-Menu 0 Application 1

“OK Glass, {action} {input}” (tap) Drill Down

Present (swipe forward) Future (swipe back) Past

Account 1 Account 3

(tap) Drill Down

Present (swipe forward) Future (swipe back) Past

“OK Glass, show me my accounts.”

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Google discontinued Google Glass Explorer Program

on January 19, 2015…

with promises that the glass future is coming.

Beacons

4/8/15  

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Three Questions  

1. What are beacons?

2. How do they work?

3. Why do they matter?

What are beacons?  

4/8/15  

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Proximity Advertising Indoor Mapping

Point of Interest and Museums Home Automation

What about GPS??  

Longer mobile battery life

Allows indoor micro-location

Increased precision

4/8/15  

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Apple is in the driver’s seat:

•  All devices 4s and newer

•  Third generation iPad and newer

•  >200MM devices?  

Android is lagging:

•  Requires JellyBean 4.3 or newer ≈13% (receiver only)?  

Beacons!≈ = iBeacon  

iBeacon:

Apple Trademark and part of the MFI Program

•  Beacons and iBeacon use Bluetooth Low Energy (BLE)

- Aka Bluetooth Smart  

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HOW DO BEACONS WORK?

(1) Bluetooth-LE {rssi, time-interval,

battery, temp}

(2) Trigger

Offline Interaction

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Load Campaign

Bluetooth-LE {rssi, time-interval,

battery, temp}

Trigger

“Cloud” CMS/ Interaction Service Pre-load App With: *Content *Interaction Instructions

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rssi

time interval

arrival

sighting

exit

used to determine distance or proximity

used to determine dwell time

triggered first time a mobile device sights beacon

triggered for all subsequent beacon interactions

triggered when beacon is no longer sighted

Registration: beacon owner registers the beacon in order to manage and configure the device

Discoverability: developer/beacon owner can make beacon public or private

The beacon owner determines beacon discoverability and managed application access

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Apple Watch

Watch Kit

Watch Kit Extension

4/8/15  

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Innovation in Progress: Available in April?  

Relevant Financial Functions

Security

Non-repudiation

Other Contactless Payment  

Payment FOB: Magnetic Strip Transmission

QR Code

BLE