Real Living CO Properties

Helping You FindThe Perfect Home

My Company – Real Living

20022002 Launched as the 7th largest real estate brokerage in America.

20062006 Named the Most Productive Agents In The Nation – REALTOR® MAGAZINE

20082008 Named The Most Promising New Brand – the Swanepoel TRENDS Report.

20092009 Merged with GMAC Real Estate to create one of America’s leading residential real estate firms with the right agents, marketing and technology to provide you with outstanding service.

More than 400 offices and nearly 10,000 agents

2006 - earned the Inman Innovator Award as the Most Innovative Real Estate Franchise

2008 - named the “Most Promising National Brand” by Swanepoel TRENDS Report

2009 - named one of the “Top Ten Newsmakers” by Swanepoel TRENDS Report

2010 - our President, Harley E. Rouda, Jr., was recognized as one of the Top 100 Most Influential Leaders in Real Estate by Inman

My Company – Real Living

Premier Service Promise

• Listen to your needs. I will deliver a service experience based on your needs and desires.

• Establish clear expectations.I will explain the roles I play and how we will work together.

• Commit to a plan. I will design a plan to deliver on those expectations.

• Perform the service.I will deliver on my commitment.

• Solicit your feedback. You will be asked to complete a survey, which will be used to measure and evaluate my performance.

Premier Service® Delivers Satisfaction

Our National Satisfaction Rating for 2010

All above, 2010 GMAC Real Estate survey results. The GMAC Real Estate brand was retired and rebranded to Real Living, January 1, 2011.

Our buyer and seller clients awarded us with a 96% Customer Satisfaction Rating for 2010.

Through the annual National Association of Realtors Profile of Buyers and Sellers, we can compare ourselves against a national average.

Our rating is far above the industry satisfaction rating of 81%.

The Premier Service® Survey

Your Opinion is Important! At the end of your transaction, you will be asked to complete a survey from an independent research company.

Survey Purpose • Enables me to document and track my performance• Ensures a continued record of superior service that no other company can match.

My Roles in Providing Premier Service®

As your Trusted Advisor, I will listen to your goals, recommend the right resources to help you reach them and share with you my experience and expertise.

As your Skilled Negotiator, I will help you explore all options, respect your confidentiality and steadfastly represent your interests.

As your Expert Facilitator, I will handle all the details and work to ensure that the sale I put together, stays together.

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If your needs are outside of our local market, I can connect you to another equally qualified and dedicated Real Living Professional with local expertise and a proven record of success and customer satisfaction.

Network of Agents from Coast to Coast

Premier Service®

Real Living Real Estate Agents acting on your behalf as your Trusted AdvisorSM, Skilled NegotiatorSM and Expert FacilitatorSM.

Consider me your connection to a rewarding real estate experience.

The Real Deal – Getting Started

1. What are your housing needs and wants?

2. What is your buying power?

3. Do you know your loan options that are available?

4. Are you interested in a foreclosure or investment property?

What Kind of Home are You Looking for?

Complete a Housing Needs Analysis• Location• Lot Size• Price Range• Style/Architecture• Age of Home• Number of Bedrooms• Number of Baths• Special Features• Considerations for Children or Pets

How Much Home Can You Afford?

Your Credit Score• Determines the type and terms of mortgage • Find FREE report at AnnualCreditReport.com

Pre-Approval• Gives you negotiation power • Requires a completed application to the lender • Clears you for a loan of a determined amount

Which Loan Program is Right for You?

Conventional Loans• 20% down payment minimum • 15-, 30-, and 40-year, fixed rate versions • ARMS – adjustable rate mortgages • JUMBO loans

Government Program Loans• FHA – usually lower down payment/

may provide rehab money• VA and USDA programs – for veterans

and rural residents

Sub-Prime Loans • For individuals with damaged credit

I can help you find a lender to meet your needs.

Home Buying Programs

There are many local, regional and federal home buying assistance programs available.

I can help you qualify.

Is a Foreclosed Property an Option?

• Largest database in nation• Can help navigate through extra requirements

Understanding Pitfalls• Foreclosures, Bank-owned properties (REOs) and Short Sales can be great deals• Prior liens, bank negotiation, poor property condition

I can help you with foreclosures.

Are You Looking for an Income Property?

Current Advantages = Positive Cash Flow • Mortgage rates are at historic lows

• Prices have declined across the nation

• Distressed properties offer real bargains

• The rental market is growing

Many factors come into play in creating and maintaining a positive cash flow from your investment.

I can help you find a solid investment property.

The Real Deal – Finding Your Home

Property Search I will provide information so you can view as many properties as possible.

Property VisitsI will show you the properties that meet your criteria.

Property Evaluation/DisclosureI will give you my expert opinion and disclose any defects known to me so you can make an informed decision.

The Way People Buy Homes Has Changed

• 90% of buyers start online• 24/7 access• The best sites have photos, videos,

information on taxes, features, neighborhoods and more.

Source: National Association of Realtors, Profile of Home Buyers and Sellers 2010

RealLiving.com

Easy to use features• Save favorite listings• Save home searches• Receive e-mail alerts when

similar homes go on the market • Schedule open house visits• Share favorite listings with friends• View neighborhood statistics• Enhanced mapping including

Bird’s Eye View

Sign up for an account today or let me do it for you.

Offering the best online tools in the business

RealLiving.com

Detailed Neighborhood Information

• Easy to read charts and information.• Get an overview of the community• Find the best neighborhood for you

and your family

Sign up for an account today or let me do it for you.

RealLiving.com

Real Living websites attract nearly a million page views each month!

Local Office Website www.LocalRealLiving.com

My Website www.RealEstateAgent.com

What is the Value? How to Make an Offer?

Comparative Market Analysis Report• Nearby homes listed for sale

•Recently sold or recently listed but no longer available for sale

• Helps determine right price to offer

Buying a Home is a Complex Process

I’m with you every step of the way.

Preparing the Offer – the Purchase Agreement

Purchase Agreement • Terms and conditions of the sale • Instructions for the mortgage lender and title company

Skilled Negotiator®

• Protecting your interests • Getting the best deal • Satisfying your requirements• What stays in the home as part of the sale• Move-in date

Professional Home Inspection • Before sale is final • Identifies flaws/defects • Allows for remediation/settlement before purchase

Warranty – One Year Coverage for Large Repairs

Closing on Your New Home

Securing a Clear Title of Ownership

Buying Title Insurance – Protecting Your Home from Future Claims

• Forged deeds or other documents• Claims by previously undisclosed heirs• Inaccurate descriptions of property and boundaries• Mistakes in public records• Fraudulent acts

Becoming the Home OwnerTitle will transfer from the seller to you

Moving InYour closing date is not always your possession date. This date is negotiated in your purchase agreement.

Equal Housing Opportunity

Everyone benefits from an open housing market.

Restrictions limit the pool of homes for sale and hinder those who are hoping to sell.

Federal Law – Right of Every Buyer.

Partner Programs

Atlas Van LinesAtlas Van Lines & Real Living bring you the finest moving services available.

Whether you need a full service option or self-service options from Smart Move, the containerized option from Atlas, Atlas makes it easy to move.

Real Living customers receive up to $75,000 Full Value Protection at no charge.

Over 60 years experience in household goods transportation Ranked by the American Moving and Storage Association as the 2nd largest overall carrier; 2nd largest carrier of

household goods Nearly 400 agents across the United States Atlas, the only van line with Unrestricted Right of “Self-Pack / Self-Haul” , provides customers with a simplified,

well-managed relocation process Quality agents evaluated on 12 critical areas quarterly including customer satisfaction, estimating accuracy, and

claims experience

Lets get to work! Contact us today!

480 South Holly StDenver CO 80246

303.377.8100info@rlcoproperties.com

Our Mission

To help you find the best house that fits your needs in the time

frame important to you!