Who are we? Gordon Taylor OBE “ The PFA are very pleased to be associated with Pro Sport Wealth...

Who are we?

Gordon Taylor OBE

“ The PFA are very pleased to be associatedwith Pro Sport Wealth Management in the provision of pension and financial advice to our members, and their first hand experience of the football and financial world sits very well with the strategy of our business partnerships.”

Who we are not?

Why are we here?

Pensions!What are your thoughts?

Are they…

Boring?

Complicated?

One thing in football is guaranteedYou can’t play forever!!

Story so farThe pension has evolved

The scheme is in 3 parts1. ‘Pre A Day’ April 20062. ‘Post A Day’ April 20063. 2011 onwards?

• What do they mean to you?• Are you in 1,2 or all 3?

1. ‘Pre A Day’ - FLPRIS Scheme• Retirement age of 35• Two sections - cash and income• Tax free cash benefits are based on earnings and years of service

• Cash benefits are guaranteed• Income section is subject to risk and reward

• Limited retirement options

2. ‘Post A Day’ PFPS Scheme• New retirement age of 55• Members of previous scheme keep retirement age of 35

• Required a player contribution of 3.75%

of basic salary which was matched by PFA

• Cash section is trustee invested• Income section should be invested according to a players risk profile

• Minimum annual benefit paid by PFA

3. 2011 - New FRF (Footballers Retirement Fund)

• Its FREE

3. 2011 - New FRF

• £4,750 per annum PFA contribution• Players can contribute if they wish• Tax relief on contributions• 35/55 retirement dates still apply• The investment decisions are made by the trustees and professional advisers

Do you know your entitlement?• Do you know?• If not, why not• Pro Sport are here to help

Why Pro Sport Wealth Management LLP?

• We are ex-players and an official partner of the PFA

• We are a chartered practice• We are truly independent• We work with existing advisers• We know the score, do you?

Regulatory Information

• Pro Sport Wealth Management LLP are an appointed representative of Independent Financial Advisor Ltd who are authorised and regulated by the Financial Services Authority.

Who are we?