Corporate Employee Benefits: Medical Insurance Programme GlobalHealth Provided by Chartis...

Corporate Employee Benefits:Medical Insurance Programme

GlobalHealth Provided by Chartis Insurance Administered by Expat Insurance Pte Ltd

Coverage Highlights

• High Annual Limits of USD 2M

• Global Coverage, excluding North America

• Emergency Treatment for up to 30 days in N. America

• Fully Covered Outpatient Benefits

• Freedom of Choice for Care

• Direct Cashless Billing for Claims

Core Plan Details

Annual Limit $2M

Deductible No

Hospitalization & Outpatient Surgery

Room & Board (includes general nursing care) Fully Covered

X-rays, Lab Tests, Medicine, etc. Fully Covered

Surgeon's Fees (includes pre & post-surgery) Fully Covered

Professional & Specialist Fees Fully Covered

Parental Accommodation (for child below Age 18) Fully Covered

Private Home Nursing 28 weeks/disability

Emergency Benefits

Medical Evacuation & Repatriation Fully Covered

ER or A&E Treatment Fully Covered

Dental Treatment, Accidental Damage Only Fully Covered

Pre- & Post-Hospitalization Benefits

Physician & Specialist Consults Fully Covered

Medicine, x-rays, lab tests, etc. Fully Covered

Outpatient Benefits

General Practice Physician Consultations Fully Covered

Specialist Consultations Fully Covered

Physiotherapist: No Referral Required $500

Chiropractor, Osteo, Homeopath, Podiatrist

Physiotherapist: With a Referral Fully Covered

Medicine & Drugs Fully Covered

Lab Tests, Diagnostic Procedures, X-Rays Fully Covered

Wellness Benefits, Health Screening & Vaccinations Not Offered

For Cancer & Kidney Dialysis (In & Outpatient) Fully Covered

Dental Benefits

Routine Dental Treatment $700

Major Restorative Work $1,500

Claims ProcessInpatient, Hospitalisation & Surgery

Call the 24-Hour Assistance Hotline: +603 2772 5689 or Office Hours: +65 6557 0896

Provide the following details:Policy Number, Name of Patient, Date of Birth

Name of Hospital, Date of Admission, Attending Doctor/Surgeon

Claims ProcessInpatient, Hospitalisation & Surgery

Logon to: expatinsurance.com.sg/nadathurDownload & Complete Medical Claim Form

Upon approval, GlobalHealth will arrange fordirect settlement with the Hospital/Provider.

Two Options:

1. Visit a Cashless Outpatient Provider2. Visit a Doctor of Your Choice

Claims ProcessOutpatient Claims

1. Visit a clinic on the Cashless Directory

2. Present your medical card at time of visit

3. The clinic will bill GlobalHealth directly

Claims ProcessCashless Outpatient Claims

Claims ProcessOutpatient Reimbursement Claims

Logon to: expatinsurance.com.sg/nadathurDownload & Complete Medical Claim Form

Post Claim Form & Original Invoice/Receipts to:GlobalHealth Asia

133 New Bridge Road, #17-03 Chinatown PointSingapore 059413

Claims ProcessOutpatient Reimbursement Claims

GlobalHealth will issue a cheque for reimbursement which will be posted to you.

*Note: All claims must be submitted within 90 days of treatment.

Timeline: Upon receipt of claim form and receipts by post, GlobalHealth will process within two-three weeks time.

Information Portal

Your Personal Portal can be found at:

-Employee Benefit Handbooks-Summary of Benefits, Policy Wording & Definitions

-Claim Forms-Guide to Medical Insurance

-Emergency Contact Numbers

www.expatinsurance.com.sg/nadathur

+65 6401 9201info@expatinsurance.com.sg

www.expatinsurance.com.sg/nadathur

20 Upper Circular RoadThe Riverwalk, #B1-52

Singapore 058416

Questions?