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Corporate Employee Benefits: Medical Insurance Programme obalHealth Provided by Chartis InsuranceAdministered by Expat Insurance Pte L

Corporate Employee Benefits: Medical Insurance Programme GlobalHealth Provided by Chartis InsuranceAdministered by Expat Insurance Pte Ltd

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Page 1: Corporate Employee Benefits: Medical Insurance Programme GlobalHealth Provided by Chartis InsuranceAdministered by Expat Insurance Pte Ltd

Corporate Employee Benefits:Medical Insurance Programme

GlobalHealth Provided by Chartis Insurance Administered by Expat Insurance Pte Ltd

Page 2: Corporate Employee Benefits: Medical Insurance Programme GlobalHealth Provided by Chartis InsuranceAdministered by Expat Insurance Pte Ltd

Coverage Highlights

• High Annual Limits of USD 2M

• Global Coverage, excluding North America

• Emergency Treatment for up to 30 days in N. America

• Fully Covered Outpatient Benefits

• Freedom of Choice for Care

• Direct Cashless Billing for Claims

Page 3: Corporate Employee Benefits: Medical Insurance Programme GlobalHealth Provided by Chartis InsuranceAdministered by Expat Insurance Pte Ltd

Core Plan Details

Annual Limit $2M

Deductible No

Hospitalization & Outpatient Surgery

Room & Board (includes general nursing care) Fully Covered

X-rays, Lab Tests, Medicine, etc. Fully Covered

Surgeon's Fees (includes pre & post-surgery) Fully Covered

Professional & Specialist Fees Fully Covered

Parental Accommodation (for child below Age 18) Fully Covered

Private Home Nursing 28 weeks/disability

Emergency Benefits

Medical Evacuation & Repatriation Fully Covered

ER or A&E Treatment Fully Covered

Dental Treatment, Accidental Damage Only Fully Covered

Pre- & Post-Hospitalization Benefits

Physician & Specialist Consults Fully Covered

Medicine, x-rays, lab tests, etc. Fully Covered

Page 4: Corporate Employee Benefits: Medical Insurance Programme GlobalHealth Provided by Chartis InsuranceAdministered by Expat Insurance Pte Ltd

Outpatient Benefits

General Practice Physician Consultations Fully Covered

Specialist Consultations Fully Covered

Physiotherapist: No Referral Required $500

Chiropractor, Osteo, Homeopath, Podiatrist

Physiotherapist: With a Referral Fully Covered

Medicine & Drugs Fully Covered

Lab Tests, Diagnostic Procedures, X-Rays Fully Covered

Wellness Benefits, Health Screening & Vaccinations Not Offered

For Cancer & Kidney Dialysis (In & Outpatient) Fully Covered

Dental Benefits

Routine Dental Treatment $700

Major Restorative Work $1,500

Page 5: Corporate Employee Benefits: Medical Insurance Programme GlobalHealth Provided by Chartis InsuranceAdministered by Expat Insurance Pte Ltd

Claims ProcessInpatient, Hospitalisation & Surgery

Call the 24-Hour Assistance Hotline: +603 2772 5689 or Office Hours: +65 6557 0896

Provide the following details:Policy Number, Name of Patient, Date of Birth

Name of Hospital, Date of Admission, Attending Doctor/Surgeon

Page 6: Corporate Employee Benefits: Medical Insurance Programme GlobalHealth Provided by Chartis InsuranceAdministered by Expat Insurance Pte Ltd

Claims ProcessInpatient, Hospitalisation & Surgery

Logon to: expatinsurance.com.sg/nadathurDownload & Complete Medical Claim Form

Upon approval, GlobalHealth will arrange fordirect settlement with the Hospital/Provider.

Page 7: Corporate Employee Benefits: Medical Insurance Programme GlobalHealth Provided by Chartis InsuranceAdministered by Expat Insurance Pte Ltd

Two Options:

1. Visit a Cashless Outpatient Provider2. Visit a Doctor of Your Choice

Claims ProcessOutpatient Claims

Page 8: Corporate Employee Benefits: Medical Insurance Programme GlobalHealth Provided by Chartis InsuranceAdministered by Expat Insurance Pte Ltd

1. Visit a clinic on the Cashless Directory

2. Present your medical card at time of visit

3. The clinic will bill GlobalHealth directly

Claims ProcessCashless Outpatient Claims

Page 9: Corporate Employee Benefits: Medical Insurance Programme GlobalHealth Provided by Chartis InsuranceAdministered by Expat Insurance Pte Ltd

Claims ProcessOutpatient Reimbursement Claims

Logon to: expatinsurance.com.sg/nadathurDownload & Complete Medical Claim Form

Post Claim Form & Original Invoice/Receipts to:GlobalHealth Asia

133 New Bridge Road, #17-03 Chinatown PointSingapore 059413

Page 10: Corporate Employee Benefits: Medical Insurance Programme GlobalHealth Provided by Chartis InsuranceAdministered by Expat Insurance Pte Ltd

Claims ProcessOutpatient Reimbursement Claims

GlobalHealth will issue a cheque for reimbursement which will be posted to you.

*Note: All claims must be submitted within 90 days of treatment.

Timeline: Upon receipt of claim form and receipts by post, GlobalHealth will process within two-three weeks time.

Page 11: Corporate Employee Benefits: Medical Insurance Programme GlobalHealth Provided by Chartis InsuranceAdministered by Expat Insurance Pte Ltd

Information Portal

Your Personal Portal can be found at:

-Employee Benefit Handbooks-Summary of Benefits, Policy Wording & Definitions

-Claim Forms-Guide to Medical Insurance

-Emergency Contact Numbers

www.expatinsurance.com.sg/nadathur

Page 12: Corporate Employee Benefits: Medical Insurance Programme GlobalHealth Provided by Chartis InsuranceAdministered by Expat Insurance Pte Ltd

+65 6401 [email protected]

www.expatinsurance.com.sg/nadathur

20 Upper Circular RoadThe Riverwalk, #B1-52

Singapore 058416

Questions?