Ibm b2 b integration gateway banking deck v7 121114

Integration for multi-enterprise banking operations

1© 2014 IBM Corporation


© 2014 IBM Corporation

IBM’s Integration Gateway For the Banking IndustryEnabling a banking services gateway withIBM Sterling B2B Integrator

December 2014



Agenda


How IBM’s integration gateway can help

Why IBM



Banking communities and operational processes are rapidly changing

Industry mandates, local and government regulations• EMIR (European Market

Infrastructure Regulation)• Fatca• MIFID II, MIFIR• Basel III and CRD IV• Corporate Action Joint Working

Group• Payment Service Directive• LEI (Legal Entity Identifier)• T2S (Target2 for Securities)

Business as a service• Systems are becoming de-

centralized• Business processes are

spanning on-premise and service based transactions

• Connectivity as a service, directly connected or hybrid

Increasingly complex and diverse global business communities• Supporting multiple financial

networks (NACHA, SWIFT)• Integration with large global

corporates• Growth in customers and

transactions

Competing demands for cost reduction and marketplace expansion• Mergers and acquisitions• The flexibility to respond

to Payment Services Directives

• Multiple gateways results in redundant costs



And the lines of business are facing pressure from their banking community, customers, regulators to improve multi-enterprise operations

Lower operational costs by automating processes and eliminating redundancies

Provide an operational status on exceptions to those processes to all the institutions involved

Improve the responsiveness of operational processes for faster time-to-revenue

Leverage a single banking operations platform to provide unified service offerings to customers

Enable compliance with security best practices and Governance, Risk and Compliance mandates

Accommodate the on-boarding requirements of a complex banking and corporate community



While I.T. faces some major challenges in enabling multi-enterprise banking operations

External and Internal needs to be very strictly separated.

Supporting multiple platforms to communicate with multiple networks

Networks come down for maintenance or unplanned outages

Reliance on an antiquated architecture to support requests for new services

Local protocols, changing standards and security requirements are difficult to stay current with

Rapid growth in corporate customers and the volume of data being exchanged stress the scalability of multiple networks



Global complexity is driving greater integration challenges for bankers

6

The banking community face regional challenges including standards, security, visibility and communications

Germany • Heavier reliance on

standards like EBICS

UK• Nearly 75% use FTP

for integration traffic (accounting for almost 40% total volume)

France• Heavier reliance on

standards like EBICS• Visibility into

integration processes #1 challenge (vs. App integration – globally)

Australia• Ahead in adoption

of new protocols (AS4)

Source: 2013 Vanson Bourne B2B Integration and MFT Global Study for IBM



Agenda

Integration for multi-enterprise process collaboration


Why IBM



IBM Sterling B2B Integrator is part of the IBM B2B Intégration suite

Integration services

Flexible cloud technologies and expert services host business

communities

Integration gateways

Orchestration and automation for key partner processes

Transformation engines

Governance

Security Common perimeter services, proxy and authentication

Actionable visibility for business, operations and compliance

Single, universal engine for internal and external file and

message transformation needs

Managed file transfer

Security-enhanced, reliable data transfers connecting systems,

communities and people

A proven, enterprise-grade suite of offerings• Seamless movement of data inside and outside an organization• Centralized command and control• Secure and highly scalable for expansion• Deployment options for cloud, on premises and hybrid• Support for multiple use cases across departments, systems and applications



. This solution is designed to:

Connect and manage diverse banking communities

Automate the execution of multi-enterprise processes

Use visibility to improve decision making

Enable any-to-any data exchanges

Transform and comply with banking data and communication standards

Enable “Always on” networks

IBM Sterling B2B Integrator can help your bank synchronize critical information flows with your banking community and corporate customers



Comprehensive integration capabilities can help you enable multi-enterprise banking operations

Leverage a single solution to address basic to enterprise class integration requirements

Business services tier

Enablement and governance tier

Integration tier

Ma

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me

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Files Messages

OrchestrationConnectivityStandards and transformation

Application programming interface (API)

Corporate onboardingVisibility

Multienterprise orchestration

Comprehensive process orchestration

Service 1 Service 2 Service N



Corporates

LocalBanks

Customers

ClearingHouses

GovernmentAgencies

GlobalBanks

FTM

Databases

Custom Apps

Messaging

Your Bank

IBM® Sterling B2B Integrator

Multi-enterprise banking gateway Robust & highly scalable Strategic foundation of Sterling File

Gateway, e-invoicing, Integration Services

Holistic B2B integration foundation Accelerates growth & productivity Allows for better & faster decision

making Makes it easier for customers to do

business with you Increases customer satisfaction Reduces TCO

Enables multi-enterprise banking operations through orchestration, transformation and secure routing between internal systems and diverse banking communities



IBM ® Sterling B2B Integrator can…

Manage Multiple Networks

Automate Multi-Enterprise Processes

Provide Unimpeded Visibility

Help Ensure Secure Data Exchanges

Support complex communication requirements



Ease complexity with automated community management

The features: On-boarding Wizard – Profile Development Registration and Activation Change Management Web-based Tracking

The benefits: Onboarding time can decrease by 75

percent Quickly standardize the on-boarding set-up

procedure Ease of integration for faster onboarding Scalability to support international expansion



Deliver documents in the formats required

The features: Map any data format including flat files,

database and industry standards (ISO20022, FpML, FIPS-Mode)

Build custom rules Plus Banking industry data standards and

transformation using WebSphere Transformation Extender (WTX)

The benefits: Enables STP integration despite disparate

standards Any-to-any data transformation Provide customers flexibility they require

without having to change internal processes



Provide multi-enterprise process workflow definition and creation

The features: Visual workflow modeler Faster prototyping of business processes Accelerate delivery of simple or complex

business processes Reliable and repeatable business processes

The benefits: Allows you to win business by providing

consistent end-to-end business processes Improved customer service by quickening all

processes Enabled seamless and secure integration of

key business processes Interfaces with and extends ERP and

“payables” systems



Provide multi-enterprise process visibility & control

The features: Tracking – Messages, files, documents,

processes

Reporting – Standard, customized, scheduled, on-demand, integration with other reporting tools

Archiving – long term storage

Additional visibility available with IBM Sterling Control Center

The benefits: Real-time global visibility and actionable

insights allows for better & faster decision making

Near real-time access to decision-critical information ensures timely monitoring of performance against key SLAs

Enables Governance, Risk and Compliance



FTM

Databases

Custom Apps

Messaging

Trusted Network

Corporates

LocalBanks

Customers

ClearingHouses

Government Agencies

GlobalBanks

The features: Role-based access

Custom Password Policy

Encryption of documents both in- transit and at-rest

Perimeter security services

Additional protection available with IBM Sterling Secure Proxy

The benefits: Flexible, secure connectivity,

integration, and process automation capable of spanning systems and applications

Comply with regulatory policies

Pass tougher security audits

Help ensure secure external network exchanges

DMZ

Perimeter / Secure Proxy

(Optional)

External Partners



Accommodate complex banking community and corporate customers communication requirements

18

FTM

Custom Apps

Databases

Messages

Customers

B2B Integration Communications

Gov’tAgencies

Corporates

Local Banks

FTP/S

Connect:Direct

EBICS / local standards

AS4

Your Institution

The features: Extensive protocol support

Web Services to enable real-time process integration

Additional AS4 support plus high availability with IBM B2B Advanced Communications

The benefits: Never saying “No” to

communication protocol requirement

Out-of-box protocol capabilities

Highly available “always on” trading partner network

Global Banks

SWIFT

Gov’tAgencies

EBICS / local standards



• Gateway consolidation and lower troubleshooting and support costsReduced costs to

support multi networks

• Generate revenue from new, differentiating, value-added servicesEnabling new services

• Deploying a best practices approach for “edge” based securityImproved security

• SLA management and alerting and passing auditsGovernance, risk and

compliance

• Never say “No” to an on-boarding request Improved Customer

Service

• Reducing the time and cost to maintain compliance with the latest industry data and protocol standardsStandards adherence



Agenda

Integration for multi-enterprise process collaboration


Why IBM



IBM Business Solutions are being proven every single day in the most demanding industry – Financial Services

Experience with more than 30,000 clients in addressing GRC for key data transfers and exchanges• 13 of the top 15 banks worldwide1

• 17 of the top 18 U.S. banks1

• More than 93 percent of the Fortune 500’s largest financial institutions1

Our global network provides access to 300,000 preconnected trading entities • 5.5 million transactions are exchanged daily through our B2B cloud

Client flexibility enables the right solution, the right way• Deployment choice: on premises, cloud or managed service

• Modular architecture: buy for one project or enterprise wide

• Platform choice: mobile, desktop, midrange or mainframe

Connect:Direct protocol has never been breached2

IBM large strategic investments in MFT and B2B Integration products and services

30,000 clients

1 Fortune 500 2013 list, verified as clients by IBM Customer Support 2 Based on support case logged in IBM Customer Support for 20+ years

04/15/2023



Why IBM?

Breadth of capability to help meetyour requirements

Managed file transfer, integration gateways, integration services and transformation engines

Analyst rankings as an integration leaderIDC, MarketScape WW B2B Integration Gateway Software

2014 Vendor Assessment, September 2014

Gartner, Magic Quadrant for On-Premises Application Integration Suites, June 27, 2013

Customer flexibility—right solution, right awayDeployment choice: on premises, cloud

or managed service

Modular architecture: buy for specific project or enterprisewide

Platform choice: desktop, midrange or mainframe

Superior consulting and professional services expertise

Experienced in building integration centers of excellence

Provides guidance in B2B best practices from assessment to implementation

Global deployment experience across industries



Thank you.