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You earn 1%~4% per day of your investment (150%)

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Page 1: You earn 1%~4% per day of your investment  (150%)
Page 2: You earn 1%~4% per day of your investment  (150%)

Do not talk during the presentation

You may ask questions at the end of the presentation

Thank you for turning off you cell phones

Page 3: You earn 1%~4% per day of your investment  (150%)

CompanyMorocco

Head officeOffice 14, 1st floor, residence Alkhansaa, boulevard Mers Sultan

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L&E cosmetic is an entity that belongs to Learn & earn (parent company) created in April 2013 through the ownership of Mr Zakaria Fathani. It has millions of members inscribed, and it has already been proven all over Morocco! Several people has changed their lives thanks to Learn & Earn. Its headquarter is located in , boulevard Mers Sultan Office 14, 1st floor, residence Alkhansaa. It has numerous offices in different cities in Morocco, and it is represented in other countries like: France, Belgium, Switzerland, Algeria, Tunisia, Ivory Coast, Burkina Faso and Benin and it soon intends to develop in different countries …

Page 5: You earn 1%~4% per day of your investment  (150%)

reducing the rate of poverty in Africa

participating in a long lasting development

creating job opportunities helping people to reach a

better life

Our objective

We are here for you!

Every African deserves happiness, health and prosperity!

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Our vision

Participating in the global development of the internet advertising market, cosmetic, and e-learning.

Playing an important role in the national and continental economy development.

Helping millions of people around the world.

Reducing the rate of poverty, ignorance and unemployment.

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Our values

Learn & Earn appreciates the teamwork as well as Excellence and leadership.Good collaboration is the secret to the success of our solutions.An effective teamwork puts on good relationships, mutual respect and an even share of knowledge and experience.

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Administrative team ready to raise the challenge

An administrative staff composed of 18 competent employees (Engineers, professors, coaches…), who are ready to sacrifice themselves for the sake of the company. A family based on good relationships that aims to serve you along your path with Learn & Earn, and for your maximum satisfaction.

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internet advertisement

cosmetic

Our advantages

Market promoters

Innovative tools

internet advertisement

Page 10: You earn 1%~4% per day of your investment  (150%)

E-learning market

Either 4,200 milliard dollar or 3,200 milliard Euro; this is what really matters in the world, education and trainings. A super economic weight in the petroleum global market! and “mammouth” is about acknowledging a fantastic revolution in the contemporary age.

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Online publicity market

More than 119 milliards of expenses in 2013 according to eMarketer.com 104,22 milliard dollar were expended in the world internet publicity during 2013, including 35.6% in the US market. Thus, the growth is of 14,6% in the world and 15,7% environ in United States. And this growth should maintain and attain a little bit more than 163 milliards of dollars in 2016.

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The cosmetic marketThe success of bio-cosmetic has become inevitably undeniable these past years. Product o�er has increased, the ranges have expanded, the distribution has enlarged and the consumers approved their interest to the product. A universe connects agricultural biology where initiators are sometimes judged to be regressive. The sector has evolved and the growth is now an image of progress. Nobody would deny the evolutions of the market, in which we assist the rapidity of that metamorphosis state. The time for sole forerunners has revolted. The vision is clear, and we consider these last years as an actual boilling. With all these diversities in front, new questions will rise:What product to choose? Towards what concept shall we seek? Where to purchase the products?

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You have what it takes to succeed!

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OUR JEWELRY

Used by Berber women for several centuries ago to regenerate their skin, fortify their hair and be protected from the sun the wind e�ect. Argan oil is categorized among western beauty products. Argan trees grow only in Morocco.Exceptionally rich in omega 6 fat acid substances, vitamin E and in polyphenols, Argan oil is replete with high moisturizing properties, antioxidants and regenerative. Studies conducted in Morocco and in Europe had been confirmed the reason behind dryness and physiological aging of the skin (anti-rides) by repairing the hydrolipidic film and augmenting the nutritious inputs of the cells.

Page 15: You earn 1%~4% per day of your investment  (150%)

OUR JEWELRY

The Shea butter, or the vegetal butter, is an edible substance extracted from Shea fruits, a tree that grows in the west of African savanna, which name signifies <life> in Mandinka. Shea butter is consumed in traditional kitchens or used in chocolate industries as an alternative of cocoa butter. It is particularly known for its cosmetic properties like skin motorization and so�ness. These properties are included nowadays in the composition of numerous cosmetics.The gathering and the extraction of Shea tree are mostly carried out by countryside women.

Page 16: You earn 1%~4% per day of your investment  (150%)

The Prickly pear oilCollected in morocco, the prickly pear is a precious fruit that takes nearly one ton of pears to obtain only one liter of oil of that cactus. It is obtained by pressuring cold grains, and it is 100% biological. The richness of its components reflects its success. It is replete with vitamin E antioxidants and essential acid gases which nourish profoundly and effectively our skin.The cactus oil is also wonderful restorative.It alleviates scars, acne pimples and reduces stretch marks.Speaking of its perfume, the odor of the prickly pears resembles this of the Argan oil, which possesses the power of repelling certain odors. It is best applied at nights before bedtime rather than at mornings, so that you can avoid annoying your friends. In touching, the cactus oil is less greasy than other oils such as almond, and it quickly penetrates the epidermis. Above all, it fits all skin types, oily, dry or mixed, and it is even useful at any age and for every member in the family.

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Argan is also an income source for barbarian women who collect and transform it. Agadir triangle, Taroudant and Essaouira have become a treasure for laboratories that distributes this product in all continents. L&E intends to play a very important role in the process of all cosmetic production based on Argan oil across the Moroccan kingdom by signing partnership with all the women included in this process. And this is exclusively thanks to the generous investments of our members. Monopolizing the Argan production is our objective, in order to be an intermediate between the cooperatives and the laboratories.

Page 18: You earn 1%~4% per day of your investment  (150%)

UNDA ?

UNDA is a clean electronic currency in the company!

1 UNDA = 1 $

The VIP members can sell and purchase the UNDA, and

they also have the possibility to transfer their UNDA ba-

lance to other members internally.

Page 19: You earn 1%~4% per day of your investment  (150%)

Investing YES … But in what exactly?

Step 01 Step 02

Step 03

Step 04Step 05

This is where you can actually invest, 25$ : 300ml pure Argan oil

The oil is, then, transported to laboratories in order to be

used in our cosmetic products

A wide range of cosmetic production based on

Argan oil

A portion is exported to the Arab Gulf (UAE, Qatar,

Kuwait …)

Another portion is distributed via network

thanks to our earning plan

When the product is therefore sold, the member who generates a benefit of 15$ on each 300ml, will earn 10$ and the company will earn 5$.

Page 20: You earn 1%~4% per day of your investment  (150%)

FormulaThe Positions?

One position: 25$ 300ML of Argan

One position: 35$ sold products 10% of earnings

purchase in 300ml

expired position, sold product, revenues

Each part will report a percentage of daily earnings to you by reference to turnover of the company. The maximum earnings in each

part is 140%

The company pays 75% of daily sales to all its members who generate a varied earning percentage.

today’s earning

Each part reaches a fixed mature stage of 140%.The duration for attaining a mature stage is undetermined. It all depends on the daily turnovers

Page 21: You earn 1%~4% per day of your investment  (150%)

Take part in the biggest cosmetic marketParticipate in the development of the national economy.

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The formula 2 en 1 : You are simultaneously an investor and a player!

You contribute in the company’s everyday earnings!

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Sponsorship

By inviting your friends to join this wonderful business opportunity, you earn money!

10% of the amounts invested in your first generation, and 5% in you second generation.

L & E has the power to change a multitude of lives, you will be able to have it, share it with the people you love! Millions of people around the world will really need you!

Page 24: You earn 1%~4% per day of your investment  (150%)

Contrat d’investissement

Contrat d’investissement

Intervenu entre

L’entreprise L&E COSMETIQUE SARL AU avec les identifiants suivants : RC : 308283, Patente : 354991343, IF : 15182878

ET,

Mr/Mme ……………………………………………………………………………… demeurant à ……………………………………………… …………………………………………………………………titulaire d’une CIN sous le numéro

…………………………………

Objet du contrat : Engagement d’investissement entre deux parties

Mr/Mme ………………………………………………………………………. à verser une somme de ………………………………………. A la société l&e cosmétique le …………………… par le biais d’un………………………………………………………

et a bien effectuer l’achat de ……………..….. Parts depuis son espace membre.

Chaque part coûte 225dh, ce qui représente des ingrédients et actifs naturels servant dans la production cosmétique de la société, et qui génèrent un gain journalier selon les ventes et le chiffre d’affaire.

La société l&e cosmétique s’engage à garantir la sécurité de cet investissement et de rembourser ce montant en cas de violation de l’un de ces articles suivants :

Article 1  : Cet investissement est l’objet d’un accord entre Mr/Mme ………………………………………………. Et la société l&e cosmétique, L’investisseur est conscient que le montant versé sera utilisé dans la fabrication de

produits cosmétiques.

Article 2  : La société l&e cosmétique opère dans une plateforme électronique (site web : lae-cosm.com), toutes les opérations financières ainsi que les gains journaliers sont visibles sur l’espace membre de l’investisseur

en question.

Article 3 : La société l&e cosmétique garde la trace de chaque opération.

Article 4 : La société l&e cosmétique assure un gain journalier à l’investisseur selon son chiffre d’affaire journalier et ses ventes.

Article 5 : La société l&e cosmétique s’engage à partager 75% de ses revenus quotidiens à tous ses membres, ainsi le gain journalier peut varier d’un jour à l’autre selon le chiffre d’affaire réalisé.

La formule utilisée : 75% du Chiffre d’affaire du jour * 100 / le total des investissements

La société l&e cosmétique enregistre l’historique de chaque versement journalier.

Article 6 : La société l&e cosmétique s’engage à assurer un plan d’investissement « Hallal ».

Article 7 : La société assure un gain de 140 % sur chaque part achetée.

Article 8 : La durée pour atteindre les 140 % peut varier selon les ventes de la société.

Article 9 : L’investisseur peut retirer ses gains journaliers chaque vendredi à condition de demander le retrait sur son espace membre pendant la semaine.

L’investisseur à le droit de demander un seul retrait chaque vendredi.

L’investisseur doit mentionner un RIB bancaire complet de 24 chiffres en cas de retrait bancaire ou un numéro de carte Floussy qui est composé de 16 chiffres en cas de retrait par Wafacash.

L&E cosmétique n’est pas responsable en cas de manque d’informations bancaires.

Article 10 : L’investisseur peut à tout moment réinvestir ses gains.

Article 11 : L’investisseur sera amené à créer une entité (entreprise) afin de faciliter les retraits d’argent dépassant les 20000 DH, la société l&e cosmétique s’engage à lui faciliter toutes les procédures administratives

relatives à ce sujet, ainsi que le suivi fiscale.

En raison d’absence totale d’un contrat légale de ce genre reliant un particulier (investisseur) à une société opérant principalement sur une plateforme électronique, on déclare que ce contrat est une preuve légale en cas

de violation, et peut être objet d’une déclaration réelle des deux parties.

Signature de l’investisseur

Signature L&E COSMETIQUE

Learn & Earn Cosmétique

Learn & Earn Cosmétique

Contrat d’investissement

Contrat d’investissement

Intervenu entre

L’entreprise L&E COSMETIQUE SARL AU avec les identifiants suivants : RC : 308283, Patente : 354991343, IF : 15182878

ET,

Mr/Mme ……………………………………………………………………………… demeurant à ……………………………………………… …………………………………………………………………titulaire d’une CIN sous le numéro

…………………………………

Objet du contrat : Engagement d’investissement entre deux parties

Mr/Mme ………………………………………………………………………. à verser une somme de ………………………………………. A la société l&e cosmétique le …………………… par le biais d’un………………………………………………………

et a bien effectuer l’achat de ……………..….. Parts depuis son espace membre.

Chaque part coûte 225dh, ce qui représente des ingrédients et actifs naturels servant dans la production cosmétique de la société, et qui génèrent un gain journalier selon les ventes et le chiffre d’affaire.

La société l&e cosmétique s’engage à garantir la sécurité de cet investissement et de rembourser ce montant en cas de violation de l’un de ces articles suivants :

Article 1  : Cet investissement est l’objet d’un accord entre Mr/Mme ………………………………………………. Et la société l&e cosmétique, L’investisseur est conscient que le montant versé sera utilisé dans la fabrication de

produits cosmétiques.

Article 2  : La société l&e cosmétique opère dans une plateforme électronique (site web : lae-cosm.com), toutes les opérations financières ainsi que les gains journaliers sont visibles sur l’espace membre de l’investisseur

en question.

Article 3 : La société l&e cosmétique garde la trace de chaque opération.

Article 4 : La société l&e cosmétique assure un gain journalier à l’investisseur selon son chiffre d’affaire journalier et ses ventes.

Article 5 : La société l&e cosmétique s’engage à partager 75% de ses revenus quotidiens à tous ses membres, ainsi le gain journalier peut varier d’un jour à l’autre selon le chiffre d’affaire réalisé.

La formule utilisée : 75% du Chiffre d’affaire du jour * 100 / le total des investissements

La société l&e cosmétique enregistre l’historique de chaque versement journalier.

Article 6 : La société l&e cosmétique s’engage à assurer un plan d’investissement « Hallal ».

Article 7 : La société assure un gain de 140 % sur chaque part achetée.

Article 8 : La durée pour atteindre les 140 % peut varier selon les ventes de la société.

Article 9 : L’investisseur peut retirer ses gains journaliers chaque vendredi à condition de demander le retrait sur son espace membre pendant la semaine.

L’investisseur à le droit de demander un seul retrait chaque vendredi.

L’investisseur doit mentionner un RIB bancaire complet de 24 chiffres en cas de retrait bancaire ou un numéro de carte Floussy qui est composé de 16 chiffres en cas de retrait par Wafacash.

L&E cosmétique n’est pas responsable en cas de manque d’informations bancaires.

Article 10 : L’investisseur peut à tout moment réinvestir ses gains.

Article 11 : L’investisseur sera amené à créer une entité (entreprise) afin de faciliter les retraits d’argent dépassant les 20000 DH, la société l&e cosmétique s’engage à lui faciliter toutes les procédures administratives

relatives à ce sujet, ainsi que le suivi fiscale.

En raison d’absence totale d’un contrat légale de ce genre reliant un particulier (investisseur) à une société opérant principalement sur une plateforme électronique, on déclare que ce contrat est une preuve légale en cas

de violation, et peut être objet d’une déclaration réelle des deux parties.

Signature de l’investisseur

Signature L&E COSMETIQUE

Learn & Earn Cosmétique

Learn & Earn Cosmétique

L&E cosmetic offers contracts for VIPs who wish to invest 10000$ and more.

Page 25: You earn 1%~4% per day of your investment  (150%)

Daily earning

How much can we gain?

Think about it … it’s too simply huge, and it’s not yet finished!

We launch a challenge of one million dollars to those who could bring us a complete gaining system in the internet that matches ours!

Page 26: You earn 1%~4% per day of your investment  (150%)

Super active packageValid only in deliverable countriesCustoms duty: 306$Activation 3 months100% cosmetic productsProduct cataloguePoints of pub

Active packageCustoms duty: 95$Activation 3 months6 cosmetic productsProduct cataloguePoints of pubEarning plan activation fee

MLM party

Page 27: You earn 1%~4% per day of your investment  (150%)

1 direct sale bonus

2 board of earnings bonus

3 Residual bonus

5 bonus travel

4 customized sell bonus

6 bonus dream car

7 bonus home

Earning plan

Page 28: You earn 1%~4% per day of your investment  (150%)

direct sell

board of earnings

residual

selling

travel

dream car

home

Bonus dues

Page 29: You earn 1%~4% per day of your investment  (150%)

ACTIVE PACKAGE 1

Argan oil hand-cream

Facial scrub

Sun cream

Natural Argan oil soap and lavender

Nourishing shampoo

Ghassoul made of Argan oil and lavender

Night cream

Body lotion

Lightening cream

Natural argan oil soap and Mandarin

Shower Gel

Ghassoul made of argan and eucalyptus

Cosmetic argan oil

Natural soap

Nutritious argan oil

Massage oil

Slimming oil

Day cream

ACTIVE PACKAGE 2

ACTIVE PACKAGE 7

ACTIVE PACKAGE 8 ACTIVE PACKAGE 9

ACTIVE PACKAGE 4

ACTIVE PACKAGE 5 ACTIVE PACKAGE 6

ACTIVE PACKAGE 10

ACTIVE PACKAGE 11 ACTIVE PACKAGE 12

ACTIVE PACKAGE 3

Range of Argan

Range of natural plants

Range of prickly pear

Range of Shea butter

VIP subscription

Page 30: You earn 1%~4% per day of your investment  (150%)

Super active package

You could order different products of a total sum of 2600dh (100% products)

Range of Argan Range of natural plants

Range of prickly pear Range of Shea butter

VIP subscription

Page 31: You earn 1%~4% per day of your investment  (150%)

1. Direct sell bonus

You earn 30% of your direct sells

Page 32: You earn 1%~4% per day of your investment  (150%)

10935

19683

19683 39366

6561

59049 59049

LEVEL COMMISSION TOTAL ORDERNUMBER OF PEERS

FOR

CED

MATR

IX 3 * 10

WITH

OVER

FLOW

2. Earning board bonus (new subscriptions)

If we speak of 95$ of activation fees for each 3 months, the commission will be a full potential of 134.202$ for each payment activation in your network

Page 33: You earn 1%~4% per day of your investment  (150%)

FREE M

ATRIX 10 LEVELS

WITH

OU

T OVER

FLOW

You will earn commissions, with the help of your unlimited VIPs network renewal in your

2. Earning board bonus (VIP renewal)

LEVEL COMMISSION TOTAL ORDERNUMBER OF PEERS

Page 34: You earn 1%~4% per day of your investment  (150%)

40 payments in your network / month = 94$/monthCondition: available only for minimal grade amateur

80 payments in your network / month =235$/monthCondition: available only for minimal grade responsible

120 payments in your network / month = 494$ / monthCondition: available only for minimal grade supervisor

300 payments in your network / month = 850$ / monthCondition: available only for minimal grade master

1000 payments in your network / month = 2940$ / monthCondition: available only for minimal grade millionaire

RESIDUAL BONUS

SOON

If we speak of 95$ of activation fees for each 3 months, the commission will be a full potential of 17.000$ for each payment activation in your network

Page 35: You earn 1%~4% per day of your investment  (150%)

You earn 20% in each valid order by one of your direct referrals.

SIMULATION :

300dh is the minimal cost for a customized orderA customized order could be:

Cosmetic productsL&E accessories

your earning = 10000 X 20

100= 2000 $ / month

You have 10 direct referrals who achieve a total sum of 10000$ of sells each month

4. Customized sells bonus

Page 36: You earn 1%~4% per day of your investment  (150%)

1 travel every 3 months for the TOP 16 of the trimester

1 travel each year for the TOP 10 of the year!

Duration : 3 days

Duration : 7 days

Touristic transportation

Touristic transportation

Hotel **** half pension

Destination: all touristic regions of Morocco

Hotel

Destination: turkey, Tunisia, Brazil …

Page 37: You earn 1%~4% per day of your investment  (150%)

1000 members who have been active during 2 years =

the new bright Clio reaches for your hands!

2000 members who have been active during 2 years =

the new bright Astra awaits you!

5000 members who have been active during 2 years =

the new bright Mazerati is definitely your dream car!

Page 38: You earn 1%~4% per day of your investment  (150%)

Apartment with a value of 450.000dh – 500.000dhLocation: it’s up to you! Possible in every place in morocco

Condition: 4000 members who have paid 2 years of subscription!!!!

Page 39: You earn 1%~4% per day of your investment  (150%)

5189

VALID

THRU

MONTH/YEAR

Payment methods

On the national level

On the international level

vendeurs unda