INVESTING IN THE USATHE FLORIDA MARKET

ByDaniel Kijner & Laura Kijner

WHO ARE WE?

http://www.kijner.com/

KIJNER & SONS INTERNATIONAL REALTYCosta Rica, France, Thailand, USA

DANIEL KIJNERBroker Owner, Kijner & Sons International Realty

Broker AssociateRe/Max Platinum Realty (Sarasota, Florida, USA)

LAURA KIJNERBroker Owner, Kijner & Sons International Realty

Realtor®Fortune International Realty (Miami, Florida, USA)

http://www.kijner.com/Our-Team

OUR ACTIVITIES

Residential & Commercial Real Estate Transaction- Selling- Buying

Property Management- Lease- Manage

Wealth Management- Assets Enhancement

- Liabilities Mitigation

Promotion and Development- Raw Lands, Platted Lots, Resorts…- Construction- Renovation/Refurbishment

International Consulting- Business Opportunities & EB5- Individual and Corporate Relocation- Due Diligences & Assistance- Conciergerie “Elements” & Lifestyle

http://www.kijner.com/Our-Activities

http://www.kijner.com/Elements

THE MID TO LONG TERM BENEFITS OF INVESTING IN THE USA

THE FLORIDA REAL ESTATE MARKET

WHY INVESTING IN FLORIDA?

The Asian economic growth and the availability of discretionary funds comfort Asian buyers to diversify and securely shield in tangible hard assets

Fighting volatility in your home country, offsetting political and economic incertitude, mitigating fears and perceived risk in volatile stock markets, bonds and commodities

Real Estate mean prices in Florida are relatively low due to numerous short sales and foreclosures currently available on the market. However, because of the hype for this type of properties, prices are increasing and as a consequence, your choice might get more limited with time but you may benefit from important capital gain

http://www.kijner.com/Why-investing-in-Florida

Bank interest rates are lower for now in most Asian countries compared to the USA, but we are already seeing an increase since November 2010

Florida real estate market is one of the most attractive in North America with more than 260 days of sun, a warm subtropical climate and median temperatures averaging 80°F / 27°C

Florida is the second world destination but mostly an international hub thanks to state of the art infrastructures (international airports, modern highways, sea ports for Cruises or shipment of raw and manufactured goods), vibrant cities, leading industries and renowned universities…

Florida has no personal state taxes and low corporate taxes

Miami is the number one city for foreign investors and Asian clients are rapidly taking advantage of the many investment opportunities there

http://www.kijner.com/Why-investing-in-Florida

Real Estate in Florida is an “easier” investment choice:

The amount of quality real estate properties available on the market Buying costs are cheaper Management and resale are easier Mid to long term profits “assured”

Sarasota, Florida (Gulf of Mexico, Tampa Bay)

Size: 102 m2

Year built: 1995 2 Bedrooms, 2 Bathrooms, Kitchen Fully Equipped, A/CCommon Pool, Garden, Gulfs, Tennis Court, ParkingPrice: $162,900Annual Taxes: $2,424 (1,50%) – Monthly: $ 202 (1.50%)Monthly Income Gross: $3,500Insurance: $3,000/yrProperty Management: 15% to 20 % of income

Return (net): 5% Depreciation: 3.39 % per year

Amounts and % may vary depending on use and duration

Real Estate is a safe and secured choice Title Companies guarantee title and ownership Ownership is unrestricted and perpetual in Florida Freedom and unrestricted right to buy, manage, hold, transmit and sell your property. You and your property are protected by a set of laws, rules and regulations that are fair and applicable to all (Americans and foreigners alike) Insurability: you can shield yourself from risks and natural disasters depending on selected insurance packages Political and economic stability of the USA in general and Florida in particular

Business Opportunities for a whole family (EB5 Green Card Program) Immigration (primary home) Retirement Work Studies (undergraduate/graduate/postgraduate) Return on investment (secondary home)

Visas for Special “talents” and abilities (O1 Visas) Researchers, Businessmen, Doctors, Actors, Athletes…

http://www.kijner.com/O-1-Visas

http://www.kijner.com/EB5

Set up a legacy for yourself and your family! Realize your long dream of moving to the US

and becoming a US citizen!

http://www.kijner.com/O-1-Visas

http://www.kijner.com/EB5

SHORT SALE & FORECLOSURE (REO)

WHAT IS A SHORT SALE & FORECLOSURE (REO)?

In a short sale and a foreclosure, the selling price is below the amount of the mortgage. The property has thus a lesser value than the amount owed to the bank. Note that the selling price won’t probably cover unpaid property taxes, closing costs or any other fees related to the sale of the property.

The main difference between a short sale and a foreclosure is that a short sale is sold by the owner with the bank’s approval while a foreclosure is sold directly by the bank. In a foreclosure, a judge transfers the property deed to the bank so that the property becomes bank owned or REO (Real Estate Owned).

EXAMPLES OF SHORT SALE & FORECLOSUREMIAMI, FLORIDA

$110 000FORECLOSURE DANIA BEACH

Monthly income: $2,400

5 minutes from Hollywood Beach

Duplex, 2 apartmentsTotal of 5 bedrooms and 2

bathrooms

$165 000 SHORT SALE

“WITH TENANTS”MIAMI

Monthly income: $2,600

House + 1 apartmentTotal of 5 bedrooms and 3

bathrooms

$48 000 SHORT SALE“VACANT”

MIAMI BEACHMonthly income: $1,100

Waterfront condominium 2 bedrooms

1 bathroom

LET THE EXPERTS HELP YOU AND AVOID THE COMMON PITFALLS

EASY: Depending on the sales price and location - especially in Miami - properties can span from low shack to Ocean front condominiums to gulf course single homes or luxury Estates for a steal when the purchase is properly timed and structured

DIFFICULT: Is the property a “normal” sale, a short sale or a foreclosure (REO)? Does the bank manage the closing for someone local or who’s out of state? In which processing stage is the selling? In a “Sells As Is”, 95 % of the time the purchase is non negotiable, under specific conditions and with possible restrictions to foreign investors This situation may be “irrational” as Bank Servicers do not know the property’s specifics and environment

HARD: When the buyer is a foreign financial or institutional investor who doesn’t realize the reality of the local market The “response” time is generally quite lengthy even with HAMP and HASFA deals! The average being from a minimum 30 days to over 3 months. Sometimes, 4 to 6 months to get a” No” or no response at all! Do not make several offers on different properties! You would be bond if the offers were to be accepted

BECOME A US PERMANENT RESIDENT

THE EB5 GREEN CARD PROGRAM

http://www.kijner.com/eb5

The EB-5 “Regional Center” Immigrant Investor Program enables you to live anywhere in the USA with a Permanent Residence through a minimum of $500,000 Investment for the whole family*!

Under the EB-5 Immigrant Investor Pilot Program, a $500,000 investment in a "Regional Center" enables foreign investors to qualify for the Green Card without the constraints of having to set-up and manage a U.S. business

This immigration option allows investors to legally live as permanent residents** in any U.S. State and engage in a business, employment, or any activity of their choice such as attending a university, or just retire* Additional costs may apply based on each project** More than 6 months out of the year

http://www.kijner.com/eb5

Our exclusive role is to help you find the best Regional Center and the program that will most likely secure your immigration status. We do consulting, analysis and due diligences based on your individual needs and unique project

http://www.kijner.com/eb5

The definition of the best Regional Center is:

One that suits your unique immigration requirements and gives you a Permanent GREEN CARD

One that secures your $500,000 investment and let you know how and what it is invested in

One that has built in exit strategies such as to know how and when you are getting your money back especially in the event that one or more of the conditions are not met (i.e.: employment…)

One that outlines the risks, a reasonable time line, and the anticipated return on investment with certainty

http://www.kijner.com/eb5

EXAMPLE OF PRISTINE COMMUNITY LIVING IN FLORIDA OCEAN REEF CLUB (KEY LARGO, FLORIDA)

EXAMPLE OF PRISTINE COMMUNITY LIVING IN FLORIDA OCEAN REEF CLUB (KEY LARGO, FLORIDA)

We also assist clients represented by their trusted:

- Professional Real Estate licensed practitioners- Financial Advisors- Wealth Managers- Insurance Brokers - Fiscal Consultants- CPA- Private Family Office Bankers- Attorneys, Esquires and Lawyers

THANK YOU HONG KONG!

FOR MORE INFORMATIONVISIT OUR BOOTH C 09 – C 11

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THANK YOU HONG KONG!

FOR MORE INFORMATION

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info@kijner.com

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