Presented by:

M Khairul Shaleh B Eng, MSc, FIMM

EPF Member Investment Scheme for Unit Trust

Introduction

With the rising inflation rate and living standard, it is important that you

• invest to increase your retirement savings and

• to avoid a significant decrease in your future purchasing power.

Consider investing via EPF Members Investment Scheme to help achieve your retirement goal.

What is EPF Member Investment Scheme?

• EPF Member Investment Scheme allows EPF

members to invest 20% of the amount in

excess of the required Basic Savings in

Account 1 through an appointed unit trust

management company by the Ministry of

Finance.

Benefits of Investment through EPF Members Investment Scheme

• No Cash Investment Required – Investment is

transacted from your EPF Account 1.

• Diversification – Opportunity to diversify your

retirement funds with EPF-qualified unit trust funds.

• Overseas Investment Exposure – Diversity abroad

with domestic funds that can invest up to 30% of the

fund’s net asset value in foreign markets.

• Capital Appreciation – Opportunity to reap capital

growth as part of the return on your investment to

boost the total value of your EPF savings.

How to Invest?

• The amount that can be invested is 20% of

the savings in excess of the Basic Savings

required in Account 1.

• Minimum investment is RM1,000.

• Investments can be made once every three

months.

• Sales Charge per unit – up to 3% of net asset

value per unit as regulated by the EPF.

Find Out if You Qualify

• Check your account balance at any EPF Smart

Kiosk* nationwide by using your Mykad or;

• Refer to your latest EPF statement or;

• Log on to EPF website (www.kwsp.gov.my) if you

are an i-Akaun registered user.

Required Basic Savings in Account 1

Example:

Mr A is 35 years old. From his

EPF latest statement, the

amount in his Account 1 is

RM80,000.

According to the above

Basic Savings table, his

basic savings required in

Account 1 is RM46,000.

This means he is qualified to

withdraw the minimum

RM1,000 and maximum

RM6,800 from his EPF savings

to be invested in unit trust.

CALCULATION: (RM80,000 –

RM46,000) X 20% =RM6,800

To Learn More

Contact:

khairulshaleh@gmail.com

FB – MKhairul Shaleh

SMS/Whatapps

019 6661250

“We Give You Idea, You Give Your Commitment”