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FAQs
Frequently Asked Questions
Critical illness
Accidents
Lifestyle diseases
Mediclaim
What if I make a claim?
When can me and my family
members avail health checkup?
Health Insurance
Religare Health insurance company
Our prime concern is to see you in
good health, so You can claim health check ups every year, even if you
make a claim.
You and your adult family (members covered by the policy) can avail health check ups from the very first year of purchasing Religare Health Insurance Plan.
Can you give me an example?
How does the Auto-Recharge
work?
Religare Health insurance company
Let’s say, Rs.5 lakh is used on a particular illness by one member. An Auto-Recharge of Rs.5 lakh is made available for another family member or for this member for any other ailment.
In case the sum insured and any no claim bonus accumulated is
exhausted during the policy year, Religare Health Insurance will automatically recharge the sum insured. One recharge is built into the product in one
year!
Health Insurance
Can you give me an example?
What is Co-payment?
Health Insurance
Religare Health insurance company
If co-pay is 20% and claim is of
Rs. 10,000, we will pay you Rs. 8,000 (80% of 10K) and you will bear 20%
(Rs. 2,000).
Co-pay is that part of your claim which you have to bear after
certain age. In Religare Health Insurance, there is
No Co-payment ever in policy Sum Insured 2/3/4 Lacs. For
Sum Insured >4, no co-payment if insured with us before 61.
Does it add on year after year?
What is No-Claim Bonus?
Religare Health insurance company
Yes, your No-claim bonus keeps
building up, upto 50% of your sum
insured!
In a particular policy year, if you had no occasion to make a claim
for your Religare Health Insurance policy, you get an increase of 10% in your sum insured during the next year.
Health Insurance
What if I’m a Senior Citizen?
How do I Save Tax with Health Insurance?
Religare Health insurance company
You can get a deduction and save upto Rs.15,000/- under Section 80D of Income Tax act if you’ve
paid for a Health Insurance in the current year in any payment
mode other than cash!
Health InsuranceIf you are senior citizen then you can get a deduction of upto Rs.20,000/- under section 80D.
For more answers please visit:
Contact
KAPIL KUMAR :- 9717440118 / 9136189547
E-Mail ID:- [email protected]
http://www.religarehealthinsurance.com
