Value-added Health and Lifestyle Programs Addressing Some of Today’s Most Important Issues

The SolutionThe HealthPerx™ Card addresses this challenge by providing users with low-cost access to the healthcare they need while offering businesses an innovative solution that reduces absenteeism, increases productivity, promotes consumerism and decreases overall healthcare costs. Using Telemedicine as the core benefit, studies have shown reductions in doctor office visits, ER visits, absenteeism and overall healthcare costs while promoting wellness, prevention and personal responsibility.

The IssueOne of the most challenging issues of our time is affordable healthcare. More employers have been forced to restructure their benefit plans, often reducing benefits or shifting to consumer-driven health plan options or other high-deductible, high co-pay options. Many offer no benefits at all.

Most Notable Feature – Telemedicine

• Access to board certified physicians 24/7 allows for quick diagnosis and treatment

• Case studies show 45%–64% reduction in overall physician office visits and 15%–35% reduction in ER visits for non-emergency health issues

• Successful diagnosis and treatment for 94% of the calls with a 98% satisfaction level

• Significant ROI

These discounts all use “best in class” provider networks, making this program a valuable and strategic solution to many of your organization’s healthcare challenges.

Lifestyle Needs

In addition to savings on healthcare, consumers are also seeking innovative strategies to save money on everyday products and services without sacrificing quality. Our Lifestyle Savings program targets some of the most popular products and services offering incredible discounts. These include roadside assistance, identity theft protection, legal care, fitness clubs, tax help and pet care.

DiscountsHealth

SavingsLifestyle Savings

Health BenefitsTelemedicine •

Pharmacy •

Dental Care •

Vision Care •

Hearing Care •

Lifestyle BenefitsFitness Club • •

Identity Theft Protection •

Emergency Roadside Assistance •

Legal Care •

Pet Care •

Tax Help •

Monthly Investments $19.99 $21.99Stand-alone Value $71.65 $71.20

Additional Health Benefits Include:

• Pharmacy

• Dental Care

• Vision Care

• Hearing Care

• Fitness Club

• Everyone is accepted

• Good for the whole family

• Immediate availability–unlimited usage

• Easy to use–no paperwork

• Satisfaction guaranteed

HealthPerx can save families thousands of dollars a year!

This plan is NOT insurance. This plan provides discounts at certain healthcare providers for medical services. This plan does not make payments directly to the providers of medical services. The plan member is obligated to pay for all healthcare services but will receive a discount from those healthcare providers who have contracted with the discount plan organization. This discount card program contains a 30 day cancellation period. FL, LA, MD, MS, ND, OK, RI, SC, SD and TX residents: Member shall receive a full refund of membership fees, excluding registration fee, if membership is cancelled within the first 30 days after the effective date. AR and TN residents: A refund of all fees will be issued if membership is cancelled within the first 30 days. MA, Residents: The plan is not insurance coverage and does not meet the minimum creditable coverage requirements under M.G.L. c. 111M and 956 CMR 5.00. The range of discounts for medical or ancillary services provided under the plan will vary depending on the type of provider and medical or ancillary services received. The discount medical card program makes available, before purchased and upon request, a list of program providers, including the name, city, state, and specialty of each program provider located in the cardholder’s service area. Discount Medical Plan Organization: New Benefits, Ltd., Attn: Compliance Department, PO Box 671309 Dallas, TX 75367-1309, 800-800-7616. Website to obtain participating providers: www.locateproviders.comPharmacy Savings Card Disclosures: Pharmacy discounts are Not Insurance, and are Not Intended as a Substitute for insurance. The discount is only available at participating pharmacies. The program administrator may obtain fees from pharmacies based on your prescription drug purchases. These fees may be retained by the program administrator or shared with you and/or your pharmacy. This program is not available in KS, UT, VT and WA. All other disclosures available on www.hperx.com.

For more information visit www.hperx.com

Health Savings

Telemedicine The family has high-deductible health insurance. Last year they had 9 doctor visits but 6 of those were handled on the phone: 2 calls with the flu, 1 with bronchitis, 1 with a stomach ache and 2 ear infections, saving 4 doctor office visits, 1 urgent care and 1 ER visit.

$1,096

Pharmacy One family member’s monthly drug changed to “non-formulary” and the price increased to $62. Using the savings card reduced the price to $26, saving $36/month.

$432

Dental Care 3 family members do not have dental insurance. Using the savings card, they saved on 3 cleanings and oral exams, and saved 38% on a crown.

$523

Vision Care The family needed 2 pairs of glasses. The cost with the card was reduced from $504 to $311.

$193

Total Savings $2,244

Lifestyle Savings

Identity Theft Protection Priceless

Emergency Roadside Assistance Service was provided to retrieve keys locked in the car, and to change a flat tire.

$170

Legal Care Issues were discussed with an attorney regarding veteran’s benefits and Medicare eligibility. A family member talked with an attorney specializing in elder care.

$500

Pet Care The dog needed surgery and the family received a $250 discount.

$250

Tax HelpThe family received advice when filling out their tax returns.

$100

Fitness Club The family received a $50 discount on the enrollment fee and a $5 per month discount.

$110

Total Savings $1,130

A Typical Example of the Kind of Savings a Family of Four Can Expect Using the HealthPerx Card