OUTLOOK ON CASHLESS CASHLITE SOCIETY

MOBILE MONEY, BANKING & ePAY

Short Intro

• DreamOval Limited was started in 2007

• The average age of the team is 25years

• Developed the first online payment gateway in Ghana (iWallet Slydepay)

• Developing Enterprise software (Enterprise Nurs) for the past 5 years

• Enterprise software currently affects about 80% of bank accounts in Ghana

• We continue to innovate daily

Henry Sampson, Lead, DO Labs / DO Enterprise

Mobile Money is Growing

Year 1 Year 2 Year 30

2,000,000

4,000,000

6,000,000

8,000,000

10,000,000

12,000,000

14,000,000

0

200

400

600

800

1000

1200

1400

Transaction Value ('000) Growth

Source: B&FT Banking Survey 2015, Monday 18th May 2015

Impressive Value….But Growth

Value GrowthG

HS

9.2b

illio

n920%

What does this value represent?Money Transfers; Cashouts; Payments

Money Transfer

Cashouts

Bill PaymentsDStv; Postpaid ECG; Water

Payments (C2B): Lagging behindThe necessary next step towards realizing the cashlite dream

Merchant / Agents

MTN 3,514

REST ???

>3514

Then why is C2B payments still lagging

CASH

The Reasons

Accepted By All

Perfect Connectivity

No Dumsor

Competing with CashOur In-store Experience @ Slydepay

Any Merchant Can Accept

Easy Setup / Integration For Merchants

Same-Day Settlement

Right Partnerships; Banking and Technology are crucial

Most Importantly: Integrate once; Accept Any Wallet

Perfect Connectivity

QoS on Mobile Data Going up

Get Merchants Great Internet connectivity

• Possibly use Bitcoin offline technology for exchange

Offline is the ultimate

DUMSOR

Although transferring money to loved ones and paying recurring bills are important the real problem

with going CASHLITE is C2B Payments. Companies that will succeed at this are those that find the right

technology / banking balance that delivers MORE VALUE to businesses than CASH

scan to downloadwww.slydepay.com.ghThank you