Consumers invest & make money.Small businesses grow.Communities thrive.

Invest in Main Street, not Wall Street

Think…

Borrowers set their own rates

Investors bid on the loans

Crowd-funding style

Why

It’s tougher for the average investor to find a good investment.

It’s tough for small business to borrow money.

It’s called peer-to-business lending"There's a zillion banks that do lending to consumers all the time, and they seem to be very profitable.” Roosevelt Robertson III, Prosper investor, average returns of 12%

“These rates are far better than you will get on the high street,” David Black, at Consumer Intelligence

“By offering both borrowers and lenders a better deal, websites that put the two together are challenging retail banks” The Economist, Mar.1, 2014

1.9% average default rate on lending

$1 billion in transactions in 2013

7-20% are typical interest rates

How it works

Individuals loan to multiple businesses while setting

their own rate.

Business accept the lowest interest rate offers.

Businesses directly repay

loans.

Businesses get low cost loans from multiple

investors.

Marketplace Model Our audience

Business

CommunityInvestors

• Small business with 1-499 employees• All business types (e.g. incorporated, proprietorship, LLC)• At least 2 years in business• Locally owned, with one or more location

• Main Street revival• Committed business improvement• Vested community involvement

• Accredited Investors• Unaccredited investors• Ties to community

Benefits for business & investorsInvestors get access to local businesses

needing investment.And receive higher rates.

7% +

7%+

Set their own rates which result in lower cost loans

Investors are committed to business success Access to capital increases

Investors

Businesses

Investors know the businesses that they are investing in.

Executive team and advisorsTabitha Creighton : CEO, Co-Founder• CxO Advisor at Microsoft• IT Strategy at Canadian Tire• Small business advisor for nearly 20 years

Lisa Ohman: COO, Co-Founder• Director of Strategic Initiatives, Active Network• Mergers &Acquisition • Software Consultant to US Cities

Jim Creighton: Chief Investment & Risk Advisor• Global Chief Investment Officer, Barclays

Global Investors, • Chief Investment Officer Deutsche Asset

Management

Les Fabuss: Market and Partnerships Advisor• Senior Managing Director, Evercore• Vice-Chair, Global Investment Banking, Lehman

Brothers

We’ve done great things at…

Contact us• Website: www.InvestNextDoor.com • Email: Sales@InvestNextDoor.com• Phone: 206-453-0048

Thank you!