7/27/2019 Twenty4ever June2013
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Interested in getting the inside scoop about a career
or company youre interested in? Want to connect
with people who are already working in your field
of interest? Then consider the information interview.
Its a way to job hunt actually asking
people for a job. Instead, you ask for insight,advice and referrals.
Bottom line though, information interviewing is
an effective job hunting tool. While one out of
200 resumes some put the number as high as
1,500 resumes results in a job offer, one of 12
informational interviews results in a job offer,
according to Katharine Hansen, author of A
Foot in the Door: Networking Your Way into
the Hidden Job Market.
Do you feel
anxious or shyabout asking
for an
interview?
Relax.
Keep
in mind
that many
people love
to feel like an
expert, enjoy talking
about their work and
welcome the chanceto help young people start a career.
Here are the basics:
1.Select a person in a career or company that
interests you. Do an Internet search on
LinkedIn and other sites to learn about the
person and company.
2.Ask for a 20-minute information interview.
Ask to take the person out for coffee. Better
still, ask to have your discussion take place at
the persons office so you can scope out the
work environment.
3.Write down questions youd like to ask, such
as:
How did you get into this profession?
Whats a typical day like at work? Whats th
company culture?
What do you like best and what do you
dislike the most about the work?
What skills or training are important for
people to thrive here?
What advice do you have for me in terms
of getting into this line of work?
Will you suggest other people I might see for
additional information interviews? And mayI use your name as a contact?
4.Act and dress professionally. Smile, be
personable and enjoy the conversation.
5. Bring your resume in case youre asked for
it. Remember, its an information interview
so its a no-no to ask about job vacancies a
the company. But be open to discuss them
your interviewee brings up the topic.
6. Send a thank-you note the next day and
periodically keep the interviewee in the loo
on your job hunting progress.
To develop your pitch for an information interview
consider a basic format suggested by Katharine
Hansen: Hi, my name is ___________. I will be
graduating/I just graduated from _________ with
a degree in __________. Im looking to ________.
I recently _______. Can I take you out for a coffee
sometime to elicit your advice?
contents
Information interviewing 101
What makes credit unionsbetter for youthan banks?
Alliant answers the call forcommunity service
Information interviewing 101
ww.alliantcreditunion.org a newsletter for Alliant Credit Union young adult members June 20
twenty4ever
Sources: nwmissouri.edu, forbes.com, travisafrc.com and lardbucket.org
DIVIDEND
June Savings Dividend
DECLARED MAY 23, 2013
The June 2013 Savingsand IRA dividend, declared05/23/13, provides a Compounded
Annual Percentage Yield of
0.70%APY
Dividends are paid on the
ast day of the month to
accountholders who have
maintained an average daily
balance of $100 or more.
Savings dividend is subject to
change monthly.
June Checking Dividend
DECLARED MAY 23, 2013
The June 2013 High RateChecking dividend, declared05/23/13, provides a Compounded
Annual Percentage Yield of
0.65%APYChecking dividends are paid on
the last day of each month to
accountholders who meet the
requirements of the account.
Checking dividend is subject to
change monthly.
7/27/2019 Twenty4ever June2013
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What makes credit unionsbetter for than banks?You and 96 million Americans (including 277,000 Alliant members) can enjoygreat rates on savings and loans because you belong to a credit union, a not-for-profit financial institution organized to help members achieve and maintaintheir financial well-being.
People sometimes wonder how credit unions like ours can offer such greatrates and they think, There must be a catch! But theres no financial sleightof hand involved. Whats involved is the basic difference in mission andoperation between a bank and a credit union.
A bank is a for-profit business owned by shareholder investors. A measure of abanks success is how much profit it makes from its customers and distributesto its shareholders. To maximize profits, banks pay lower rates on deposits,charge higher rates on loans and assess more and higher fees. Credit unionsoperate on a totally different principle. For one thing, when you join a creditunion, youre not a customer youre a member and an owner. Credit unionsare not-for-profit cooperatives owned and operated for the benefit of members,
such as you. In a credit union, all incomeafter expenses is distributed to its mem-bers (with a portion maintained in capitalreserves to preserve the institutions safety
and soundness). In fact, a credit unionsmission is to maximize the returns to itsmembers through high savings dividends,low loan rates and low fees. In short,while banks make money theircustomers, credit unions (such as Alliant)make money their members.
Although credit unions pay payroll taxes, sales taxes and property taxes, theyhave been exempted from federal incomes taxes since 1937. This exemption isa result of our cooperative, not-for-profit model and enables credit unions tomaintain the economic wherewithal they need to providefinancial advantages for members. But will this exemptionsurvive given todays tax-reform-minded Congress and allthat has been going on in the financial services industry
in the last several years? If you want to learn more aboutthe credit union tax exemption and help preserve it, thenvisit DontTaxMyCreditUnion.org. Its a website createdby the Credit Union National Association, where you canwatch an educational video and take action to email yourmembers of Congress.
Meanwhile, at Alliant, members like you are our first priority, and yourinterests serve as our North Star in guiding our decisions.
2 dont let them tax Alliant
ffice closings
iant will be closed in observance
the following holidays:
dependence DayThursday, July 4, 2013
bor DayMonday, September 2, 2013
onvenient 24/7/365 accountccessOnline banking at
www.alliantcreditunion.org
Mobile banking app for
Android, iPhone and iPad
Member Contact Center at
800-328-1935
Self Service Telephone at
800-482-5328
Over 80,000 surcharge-free
ATMs nationwide
liant Headquarters545 W. Touhy Avenue
hicago, IL 60666
Alliant Member Contact Center800-328-1935
24/7 personal assistancetdd/tty 773-462-2300
Self Service Telephone (SST)800-482-532824/7 automated account access
VISA Debit Card800-328-1935
VISA Credit Cards24/7 Member Service/Account Info/Lost or Stolen:866-444-8529
VISA Gift CardPurchase: 800-328-1935Support Center: 866-466-2362
Mortgage Hotline800-328-1935, option 5, option 1
MonFri, 8am5pm CT
Auto/Home Insurance888-380-9287MonFri, 6am10pm CTSat, 6am8pm CT
GreenPath Debt Solutions877-337-3399MonThu, 7am9pm CTFri, 7am6pm CTSat, 8am5pm CT
Alliant Retirement andInvestment ServicesFinancial consultants are availableto serve members in all states.
Call 800-328-1935, option 9.
Deposits/PaymentsPO Box 2387
Des Plaines, IL 60017-2387
Credit Card PaymentsPO Box 1666Des Plaines, IL 60017-1666
All Other Correspondenceincluding IRA and HSA depositsAttn: IRA/HSA Dept.PO Box 66945Chicago, IL 60666-0945
This newsletter is for members personal use only.Reproducing and/or selling the contents of thisnewsletter without prior written permission fromAlliant Credit Union is prohibited. Copyright Alliant.Articles are prepared as an educational service forAlliant members. They should not be relied on as asubstitute for individual financial or legal research.Articles in this newsletter are not intended to be used(and may not be relied on) for penalty avoidance.
For Alliant Branch locations,
Alliant Online Banking, and
product and service information,
visit our web site:
www.alliantcreditunion.org
dial direct: Alliant is there when you need us
PO Box 66945, Chicago, IL 60666-0945
www.alliantcreditunion.o
NEW2
Alliant answers the call forcommunity serviceIn 2004, Alliant formalized its commitment to community service and charitablecauses by establishing its Civic Affairs Committee, consisting of more than 20employees. Active year-round, Civic Affairs recently sponsored Alliants 6thAnnual Spring Fling Clothing Drive and the ongoing coordination of financialliterary courses taught in Chicago area schools by Alliant volunteer teachers.
Helping students make the grade in financialliteracy. Jill Okolita, Alliants human capitalinformation systems manager, teaches 8th grad-ers about how to manage checking and savingsaccounts. Jill is one of 40 Alliant employeeswho volunteer to teach a series of four one-hourclasses to middle school students. The curriculumis called Banking on our Future and was developedby Operation HOPE, a national organization thathelps people succeed through financial literacyand economic empowerment. The class picturedhere took place on May 1, 2013, at AlgonquinMiddle School in Des Plaines, IL. A special guest,Congresswoman Jan Schakowsky (D-IL), alsovisited to share her support for the program.
How many bags do you think it takes to hold all the thousands of gentused clothing that Alliant employees contributed to this years SpringFling Clothing Drive?One hundred and fifty bags, according to Store ManageMichael Pierce, who accepted the donation at the Goodwill Store and DonaCenter in Des Plaines, IL, on May 1, 2013. The sales of donations to Goodwihelp fund job training programs, employment placement services and othercommunity-based programs for people who have disabilities, lack educationor job experience, or face employment challenges. (Left to right) AlliantTechnical Implementation Manager Terry Hagio, Alliant President and CEODavid Mooney, Alliant Member Benefits Team Leader Danielle Snowden anGoodwill Store Manager Michael Pierce. (Terry and Danielle are Alliant CiviAffairs Committee members who coordinated the clothing drive.)
Sources: creditunionmagazine.com, donttaxmycreditunion.org and time.com
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