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Offices Across America Invite us in. We’ll bring results. ® Your Key to New Homeownership Weichert, Realtors ®

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Offices AcrossAmerica

Invite us in. We’ll bring results.®

Your Key to New Homeownership

Weichert, Realtors®

You Should Know

I will work to get you into

your next home – at the best

price and terms – as smoothly

as possible.

Preparation leads to success.

Weichert, Realtors®

• Your wants and needs

• What’s happening in the market

• The home buying process

– What to expect

– How I will work with you

• Additional helpful Weichert® services

• Select homes to buy and start looking

What we will discuss today:

Each WEICHERT® franchised office is independently owned and operated. Weichert® is a federally registered trademark owned by WeichertCo. All other trademarks are the property of their respective owners. REALTOR® is a federally registered collective membership mark which identifies a real estate professional who is a Member of the NATIONAL ASSOCIATION OF REALTORS® and subscribes to its strict Code of Ethics.

Invite us in. We’ll bring results.®

You Should Know

The better I understand your

criteria, the more accurately

I can select the right homes

for you to preview.

Getting to know you and your wants and needs.

• Your most important needs

• Your requirements

• Location

• House style

• Amenities

• Price range

• Others

As a Weichert agent, I am committed to getting to know you personally so

that I may be of greatest value to you. At this meeting, I’d like to take

the time to find out more about you, and what you need and desire in your new home.

Your Wants and Needs

Invite us in. We’ll bring results.®

You Should Know

Because I monitor local

market conditions, you can

rely on me to interpret and

elaborate on news reports.

What have you heard aboutthe real estate market?

What’s Happening in the Market

Invite us in. We’ll bring results.®

You Should Know

There has never been a

better opportunity to get your

dream home at a price you

can afford.

Let’s review the market.

What’s Happening in the Market

Invite us in. We’ll bring results.®

• Inventory levels

• Home prices

• Historically low interest rates

You Should Know

With interest rates near

all-time lows, you can buy

more house with the same

monthly payment. *Interest rates quoted are as of November, 2012

Interest rates are at or near all-time lows.

What’s Happening in the Market

Average Annual Rate (30-year fixed-rate mortgage)*

Invite us in. We’ll bring results.®

Real Estate continues to be a smart investment.

What’s Happening in the Market

*NATIONAL ASSOCIATION OF REALTORS® existing home sales historic series 2008.

You Should Know

Nationally, over the last 35

years, home values have

increased by an

average of more than

6% per year*.

Invite us in. We’ll bring results.®

You Should Know

Recent sales in the area

indicate that buying your

dream home may still require

you to act promptly.

Houses priced right are still selling fast.

What’s Happening in the Market

Invite us in. We’ll bring results.®

You Should Know

Our exclusive Price TrendAnalysis* is a unique method

for helping you determinehow much to offer. It will also help you set a price if

you’re selling.*The Price Trend Analysis is not an appraisal and should not be considered the equivalent to an appraisal.

We know the best way to evaluate pricing.

What’s Happening in the Market

Invite us in. We’ll bring results.®

You Should Know

Our brochure is filled with

helpful information and

suggestions for home buyers.

Your guide for the home buying process.

The Home Buying Process

Invite us in. We’ll bring results.®

You Should Know

I’ll do everything I can to

help you every step of the

way throughout the home

buying process.

An overview of the home buying process.

The Home Buying Process

Invite us in. We’ll bring results.®

You Should Know

When I present your offer,

I will make your case in

person to increase the

likelihood it will be accepted.

I’ll negotiate on your behalf.

The Home Buying Process

• Knowledgeable about neighborhood sales and market conditions

• Expert in presenting your case to the seller

• Negotiating in person to

strengthen your offer

Invite us in. We’ll bring results.®

You Should Know

Calling me will save you time

and effort, because I have

access to all available

properties on the market.

The Home Buying Process

Draw on my knowledge of the local market

for information on any property that is for sale – no matter

which company is selling it.

I am your one-stop source.

Invite us in. We’ll bring results.®

You Should Know

You have my personal

commitment to do everything

I can to facilitate the process

of finding your dream home.

My Pledge of Service to you.

The Home Buying Process

Invite us in. We’ll bring results.®

You Should Know

This agency disclosure

document is created to inform

and protect you as

the customer.

As your agent, I can represent you in more than one way.

The Home Buying Process

Invite us in. We’ll bring results.®

You Should Know

Unlike many of our

competitors, Weichert

provides the entire suite of

real estate services.

A Seamless, One-Stop Solution

One-stop shopping is the best wayto buy a home.

An independent survey commissioned by the National Association of Realtors® proves:

• The number of buyers choosing one-stop shopping real estate service has increased steadily since 2002*.

• Compared to those who use multiple sources, one-stop shoppers are more likely to be completely satisfied with their experience*.

*2010 NATIONAL ASSOCIATION OF REALTORS®/Harris Interactive Survey on One-Stop Shopping.

• Approximately three-quarters of all buyers appreciate the advantages of one-stop shopping:convenience, savings, manageability and increased efficiency*.

Invite us in. We’ll bring results.®

You Should Know

At Weichert, our teamwork

can make the entire buying

experience seamless for you.

I work with a team of professionals to handle all aspects

of your home purchase.

A Seamless, One-Stop Solution

Invite us in. We’ll bring results.®

You Should Know

The Gold Services* Manager

on my team offers expert

help with mortgage,

insurance, title and

moving-related services.

Weichert Gold® Services

A Seamless, One-Stop Solution

*Not available in all areas.

Invite us in. We’ll bring results.®

• Financing options

• Quick pre-approval for a mortgage

• Insurance

• Title

You Should Know

From all the available listings

in your price range and

area, it’s time to decide which

ones to see.

Let’s review properties and go find your home!

Select Homes to Buy

Invite us in. We’ll bring results.®

Invite us in. We’ll bring results.®

Company NMLS # 2731. Mortgage Access Corp. d/b/a Weichert Financial Services, Executive Offices, 225 Littleton Road, Morris Plains, NJ 07950. 1-800-829-CASH. Licensed by the NJ Dept of Banking and Insurance. Licensed Mortgage Banker with the State Dept of Banking in NY and CT. Licensed by thePennsylvania Department of Banking, Mortgage Lender 21042. Licensed Lender in AK, AR, DE, MD, D.C., GA, ME, MN, WI, IA, IN, LA, VT, FL, WV, KY,NC, ID, NE, WY, OK, TN, MI. Licensed by the Virginia State Corporation Commission, License #MC297. Licensed Mortgage Lender in the Commonwealth ofMassachusetts. License #ML1713, Certificate #43155. Certificate of Authority to transact business in CO. To check the license status of your mortgage loan origina-tor, visit http://www.dora.state.co.us/real-estate/index.htm. Licensed Lender in SC. Licensed Mortgage Lender in TX. Licensed with the Financial InstitutionsDivision in New Mexico, License # 01297. Licensed by the Department of Corporations under the California Residential Mortgage Lending Act. Licensed MortgageBroker and Lender Ohio. Licensed Loan Broker and Lender Rhode Island. Kansas Licensed Mortgage Company, License #MC.0001229. Licensed by the NewHampshire Banking Department, License # 8714-MB. Licensed Oregon Mortgage Lender License #ML2528. Illinois Residential Mortgage Licensee, License#MB.0006377. Mississippi Licensed Mortgage Company, License #357/2008. Washington Consumer Loan License # CL-2731. Alabama Consumer Credit License#21213. Weichert Financial Services arranges loans with third-party providers. Equal Housing Lender.