Your Benefits Professional & Scientific, Institutional Officials, Academic Administrators, Merit Supervisory & Confidential Staff

Welcome to the University of Northern Iowa! UNI employees are among the Universitys most valued resources; we recognize their worth by providing them with the best benefits and customer service possible.

Human Resource Services UNI Benefits Department The Benefits Department is located in Human Resource Services 027 Gilchrist Benefits Staff Therese Callaghan Employee Health and Well-being Coordinator Miranda Cornish Secretary III Jesse Lahmann Benefits Specialist Cindy Webb Benefits Administrator More Information is available on the Human Resources websiteHuman Resources

Human Resource Services Disability and Leave Services ADA Concerns Disability Accommodations Family Leaves Medical Leaves Catastrophic Leave Program Work Related Injuries Long-Term Disability Campus Accessibility Return-to-Work

Human Resource Services How do I request an accommodation? http://www.uni.edu/hrs/mybenefits/ac commodations http://www.uni.edu/hrs/mybenefits/ac commodations Employee Returns Completed Accommodation Request Form Documentation of Disability

Human Resource Services Accommodations Interactive Process Accommodation examples Response to employee of agreed accommodation

Human Resource Services What do I do if Im injured at work? Workers Compensation Website: http://www.uni.edu/hrs/mybenefits/workerscomp Let your supervisor know of your injury Complete First Report of Injury Go to Occupational Health Provider if necessary Go to Occupational Health Provider if necessary E-mail: [email protected]

Human Resource Services What if I need to take Leave? www.uni.edu/hrs/mybenefits/fmla Eligibility 1250 hours worked in the last year 12 months of service

Human Resource Services Reasons & types of Leave Qualifying Reasons for FMLA Own Serious Health Condition What is a Serious Health Condition? To provide care for a Parent, Child (under 18 or disabled), or Spouse with a Serious Health Condition

Human Resource Services Reasons Continued Incapacity due to pregnancy, prenatal medical care, or child birth Care for an employees child after birth, or placement for adoption or foster care Military Leave Entitlements Military Leave Entitlements

Human Resource Services How do I apply for FMLA? Forms Needed: Leave Request Form Certification of Health Care provider Return-to-Work Release FMLA pamphlet

Human Resource Services Family Caregiving Leave Recorded Presentation Questions on use of this leave?

Human Resource Services Use of Sick Leave Employees may use accrued sick leave for personal illness (both physical and mental), bodily injuries, medically related disabilities resulting from pregnancy and childbirth, or exposure to contagious disease Subject to supervisor approval

Human Resource Services Drug- Free Workplace Drug Free Workplace Brochure Employee Assistance Program

Human Resource Services Employee Wellness The employee wellness program includes: Free flu vaccines Free biometric health screenings Free smoking cessation services Employee wellness resource center Health and wellness challenges Educational learning opportunities

Human Resource Services HEALTH INSURANCE

Human Resource Services Who May Be Covered? Yourself Your Spouse Common law spouse or domestic partner Children Under age 26 Unmarried fulltime student Qualified children over age 26 who are totally and permanently disabled

Human Resource Services Health Insurance Wellmark Blue Cross Blue Shield Eligibility Requirements: 20 or more hours a week with an appointment for 9 months or longer Date Coverage Begins: First day of the month following the date of employment Pre-Existing Conditions: No waiting periods Submit health/dental enrollment form within 30 days after your date of employment

Human Resource Services UNI PPO HEALTH INSURANCE PLAN

Human Resource Services UNI PPO Insurance Plan Preferred Provider Organization (Alliance Select PPO) Selecting an in-network health care provider may mean you will pay less for out-of-pocket expenses In Iowa: 100% of the hospitals participate in Alliance Select 99% of the providers participate in Alliance Select View Coverage Manual

Human Resource Services UNI PPO Insurance Plan Health Care Across the Country and Around the World 90% of Hospitals 80% of Physicians 90% of Hospitals 80% of Physicians In 200 countries

Human Resource Services Find a Doctor or Hospital Iowa Provider Search www.wellmark.com

Human Resource Services UNI PPO Coverage

Human Resource Services UNI BLUE ADVANTAGE HEALTH INSURANCE PLAN

Human Resource Services UNI Blue Advantage Managed Care Organization Iowa/South Dakota Network Designate an in-network provider Generally, benefits available only when received from PCP or network providers 100% of hospitals and 98% of physicians in Iowa participate in the Blue Advantage Network In-network referrals are covered View Coverage Manual

Human Resource Services UNI Blue Advantage Network Emergency Care When Traveling No coverage outside of the Iowa/South Dakota network, unless: Accidental Injury Emergency Case Management Referral

Human Resource Services Primary Care Providers (PCP) Designate an in-network PCP when you enroll PCPs Include: General & family practitioners Doctors of internal medicine (internists) Pediatricians Advanced Registered Nurse Practitioners (ARNP) Physicians Assistants

Human Resource Services Primary Care Providers (PCP) Females may also choose a secondary in- network PCP (OB/GYN) to coordinate care Routine physical must be completed by a PCP or OB/GYN PCPs can be changed at any time. Effective date of change is the first of the next month Contact Wellmark customer service to update your PCP

Human Resource Services Guest Membership Outside the Wellmark Blue Advantage network for at least 90 days: Traveling long-term Covered dependents attending college out-of- state Covered family members living apart Not all services are covered Must designate a PCP for out-of area location

Human Resource Services UNI Blue Advantage Coverage

Human Resource Services Mail Order Prescription Drugs Employees enrolled in UNI PPO or UNI Blue Advantage are eligible Receive three months of a prescription for two monthly co-payments Convenient and safe prescription mail order service through Immediate Pharmaceutical Services

Human Resource Services Health Insurance Premiums December 31, 2014 November 30, 2015 *Both spouses work in positions that make them eligible for benefits at UNI. **Must met certain criteria and complete and sign an Affidavit of Domestic Partnership. Rates are based on 1/12

Human Resource Services DENTAL INSURANCE

Human Resource Services UNI Dental Plan 2 Coverage Preventive Maintenance Care Delta Dental pays 100% Routine Restorative Care and Surgical Care Delta Dental pays 80% Major Restorative Care and Dental Prostheses Delta Dental pays 50% Maximum Annual Benefit $1,500 per person per calendar year for all services combined Orthodontic Care 50% up to a $1,500 lifetime maximum per member View Coverage Manual

Human Resource Services Dental Insurance Premiums December 31, 2014 November 30, 2015 *Both spouses work in positions that make them eligible for benefits at UNI. **Must met certain criteria and complete and sign an Affidavit of Domestic Partnership. Rates are based on 1/12

Human Resource Services Pre-Tax Premium Plan Allows employees to pay family health and/or dental insurance premiums with pre-tax dollars Premium is deducted before federal and state income tax, and FICA taxes are calculated Participation limits the changes that can be made to plans during the plan year

Human Resource Services Adding/Dropping Dependents Life Events Birth, adoption, or placement for adoption Marriage Spouse loses and/or gains coverage Death Divorce To change your benefits, you must notify UNI within 31 days of the life event In the case of birth, adoption, or placement for adoption, you must notify UNI within 60 days of the event.

Human Resource Services Open Enrollment Periods Changes and new enrollments are effective on January 1st for: Health Insurance Dental Insurance Vision Insurance Flexible Spending

Human Resource Services VISION INSURANCE

Human Resource Services Avesis Vision Plan Nationwide network of providers Pre-tax payroll deduction Covers materials only Includes glasses or contacts Reminder: an eye exam is covered under your health insurance plan Monthly Premium: Employee Only - $8.56/month Employee + Family - $19.70/month

Human Resource Services Avesis Vision Plan

Human Resource Services EyeMed Vision Discount If you are enrolled in Delta Dental of Iowa, you are eligible for a vision discount program through EyeMed Vision Care at no extra cost Visit Delta Dental for more details on the discounts offered and a list of participating providersDelta Dental Youre automatically enrolled This discount program does not work in conjunction with Avesis; you must use one or the other

Human Resource Services LIFE INSURANCE

Human Resource Services Life Insurance Eligibility: 20 or more hours a week with an appointment for 9 months or longer Date Coverage Begins: Automatic enrollment on the date eligibility requirements are met Cost: Full premium is paid by UNI View Coverage Manual

Human Resource Services Life Insurance Coverage is 1.5 times the employees annual budgeted salary up to a maximum benefit of $250,000 Life insurance benefit reduces by 35% at age 65 Beneficiary: Complete a Beneficiary Designation Form and update your beneficiary as necessary

Human Resource Services Voluntary Term Life Insurance and AD&D Voluntary term life insurance (VTL) and accidental death & dismemberment (AD&D) coverage is available to employees, spouses, and children Through Principal Life Insurance Company Monthly payroll deduction withheld after-tax View Coverage Manual

Human Resource Services AD&D AD&D coverage is automatically included for those covered under the voluntary term life insurance Benefits will equal the voluntary life insurance coverage elected

Human Resource Services Voluntary Life Employee Employee Coverage Amounts: Minimum amount: $10,000 Maximum amount: $300,000 Purchase benefits in $10,000 increments Guaranteed coverage under age 70 is $300,000 Guaranteed coverage age 70 and over is $10,000

Human Resource Services Voluntary Life - Spouse Employee coverage is required for spouse to elect coverage Spouse Coverage Amounts: Minimum amount: $5,000 Maximum amount: $50,000 Purchase benefits in $5,000 increments Guaranteed coverage under age 70 is $50,000 Guaranteed coverage age 70 and over is $10,000

Human Resource Services Voluntary Life - Children Child Coverage Amount For eligible children age 14 days or older: $10,000 of coverage number of children covered is unlimited $2.00 per family/month For eligible children under 14 days of age: Employees who elect the coverage receive $1,000 of coverage

Human Resource Services VTL and AD&D Rates

Human Resource Services Voluntary Life Portability If an employee leaves UNI, they can continue their voluntary term life coverage Rates will remain the same as the UNI group rates for at least 12 months

Human Resource Services LONG TERM DISABILITY COVERAGE (LTD)

Human Resource Services LTD Insurance Eligibility: 20 or more hours a week with an appointment for 9 months or longer Cost: Full cost is paid by UNI Coverage begins on date of hire

Human Resource Services LTD Insurance Provides salary replacement if an employee is totally disabled If approved, benefits would be 66 2/3% of salary Maximum monthly benefit of $6,666 Benefits begin the later of 90 working days or expiration of all accrued sick leave

Human Resource Services LTD Insurance Retirement Protection Plan Continues retirement contributions and life insurance for employees who qualify for disability benefits and are enrolled in TIAA- CREF Coverage is automatic and the premium is paid in full by UNI

Human Resource Services FLEXIBLE SPENDING ACCOUNT

Human Resource Services Pre-Tax Spending Accounts Allows employees to put pre-tax contributions into a spending account to be reimbursed for dependent care and/or non- covered medical, dental, and vision expenses Eligibility: 20 or more hours a week with an appointment for 9 months or longer Maximum contribution $2,550

Human Resource Services Dependent Care Spending Account Used to reimburse dependent care expenses incurred Maximum contribution is $5,000 per year per family Minimum contribution is $20 a month Expenses are reimbursed as funds accrue in the account All expenses must be incurred by March 15 following the end of the calendar year

Human Resource Services Health Care Spending Account Used to reimburse medical, dental and vision expenses not covered by insurance plans Maximum contribution is $2,550 per year Minimum contribution is $20 a month Expenses are reimbursed when they are incurred up to the annual contribution level All expenses must be incurred by March 15 following the end of the calendar year Debit Card ($12 annual card fee)

Human Resource Services RETIREMENT OPTIONS

Human Resource Services UNI Retirement Programs The State of Iowa requires all state employees to participate in an approved retirement program: Iowa Public Employees Retirement System (IPERS) or Teachers Insurance and Annuity Association/College Retirement Equities Fund (TIAA-CREF) If you do not choose a retirement program, you will default to IPERS

Human Resource Services IPERS Iowa Public Employees Retirement System A defined benefit program administered by the State of Iowa UNI contributes: 8.93% of paid salary Employee contributes: 5.95% of paid salary Employee is vested after seven years of service or age 65

Human Resource Services TIAA-CREF Teachers Insurance and Annuity Association/College Retirement Equities Fund Defined contribution program UNI contributes: 6 2/3% of the first $4,800 of earnings, 10% of all earnings over $4,800 Employee contributes: 3 1/3% of the first $4,800 of earnings, 5% of all earnings over $4,800 Contributions increase to 10% for UNI and 5% for employees after five years of participation Immediate vesting in contributions

Human Resource Services Supplemental Retirement Annuity (SRA) Employees may elect to make additional pre-tax or after-tax monthly contributions to a Supplemental Retirement Annuity SRAs are available through approved vendors After-Tax Roth Option through TIAA-CREF Contribution limit for SRA is $18,000 Over 50 catch-up contributions: $6,000

Human Resource Services UNI EMPLOYEE WELLNESS

Human Resource Services ADDITIONAL INFORMATION

Human Resource Services COBRA Notification Employees and their dependents may be eligible to continue coverage for up to 18 or 36 months if there is a qualifying event

Human Resource Services Long Term Care Insurance Covers expenses for long term care services received at home, in the community, or in a nursing facility Coverage is portable, so it can move with you if you change jobs, retire, or leave UNI Genworth Financial

Human Resource Services Other UNI Benefits Employee Assistance Program Sick Leave & Vacation Holidays

Human Resource Services Enrollment Forms Human Resources must receive the following forms within 30 days after your date of employment: Health/Dental Enrollment Form Retirement Election Life Insurance Beneficiary

Your Benefits Professional & Scientific, Institutional Officials, Academic Administrators, Merit Supervisory & Confidential Staff

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Your Benefits Professional & Scientific, Institutional Officials, Academic Administrators, Merit Supervisory & Confidential Staff