Upload
others
View
3
Download
0
Embed Size (px)
Citation preview
CSC Proprietary and Confidential 1April 10, 2014
The Relationship between Financial Institutes and CustomersIs Changing.
yesterday – today - tomorrow
CSC Proprietary and Confidential 2April 10, 2014
Next Gen Companies Are Offering Banking Services
Credit Platformfounded 2013Employees 109
2 Mrd €
Direct Bankfounded 2003Employees 59
-1.9 M€
Credit Platformfounded 2005Employees 52
ca 400 M€
CSC Proprietary and Confidential 3April 10, 2014
Financial Institutes Must React
If you decide to compete, how?
Avoid?
Compete?
Ignore?
CSC Proprietary and Confidential 4April 10, 2014
Next Gen Banking Products are derived from realeconomy businesses.Next Gen Banking Products are derived from realeconomy businesses.
HousingHousing
MortgageLoan
MortgageLoan
Privat PurchaseOf Used ArticlesPrivat PurchaseOf Used Articles
P2P Paymantvia Handy
P2P Paymantvia Handy
POS PurchaseWashing Machine
POS PurchaseWashing Machine
DeferredPayment
Credit
DeferredPayment
Credit
Real Economy BusinesReal Economy Busines
Stock PurchaseStock Purchase
Credit Securedby Securities
Credit Securedby Securities
Car PurchaseCar Purchase
FinancingVia House Bank
FinancingVia House Bank
Overdraft of private accountOverdraft of private account
OverdraftAgreementOverdraft
Agreement
InvestitionInvestition
Crowd FundingCrowd Funding
Complementary Banking ProductComplementary Banking Product
What does a bankneed to offer these
products?
Privat Purchasevia Internet
Privat Purchasevia Internet
Paymentvia PayPalPayment
via PayPal
Competency 1: Creative ThinkingHow can you create financial products which integrate intoreal world business?
CSC Proprietary and Confidential 5April 10, 2014
Competency 2: Managing ComplexityEnabling varying collaborations within and outside yourcompany.
Service provider
Customer
Agent
Bank
CSC Proprietary and Confidential 6April 10, 2014
ConvergedIT
Analytics
CloudPlatforms
Social
Mobile andMachine
Apps Mod
Cyber
As-a-Service
TechnologyTrends
AgileDevelopment
Five Essential Technology Areafor Success in Digital Business
Mobility &Machine
Big & FastAnalytics
CloudPlatforms
NextGenApplications
CyberProtected
Competency 3: Understanding how new technologydisruptions are fueling the shift in digital business
CSC Proprietary and Confidential 7April 10, 2014
Competency 4: Speed
© Strategic Speed, Harvard Business Press 2010
CSC Proprietary and Confidential 8April 10, 2014
Fixpoints in this agile process are the Digital BusinessStrategy and the platform (design) for digital business.
Mobility &Machine
Big & FastAnalytics
CloudPlatforms
NextGenApplications
CyberProtected
Five Essential Technology Areafor Success in Digital Business
Five Essential Technology Areasfor Success in Digital Business
Overall Blueprint &Implementation Roadmap
Used to create
Manage theTransformation
A Bridge from 1st & 2nd Generation IT into the3rd Generation
3rd Generation Business-ITGovernance Model
Recognizing the Shift of IT’s Rolein the Business
Digital Business Strategy
CSC Proprietary and Confidential 9April 10, 2014
Each element of the program has to be aligned to the commonblueprint.
CSCIndustry
ApplicationsConnectedCar
Sales Accelerator
Car Configurator
ConsumerConnecte
d Apps
CSC’s Blueprint for the Service-Enabled Enterprise to Enable Digital Business
CSC Proprietary and Confidential 10April 10, 2014
FuturEdgeSMFuturEdgeSM
FuturEdge is CSC's brand of services that take our clientsto the digital economy. FuturEdge spans CSC’s portfolio ofservices to take our clients to the service-enabledenterprise.
FuturEdge Accelerators is a portfolio of offerings that spanssix key disciplines and is designed to be the starting pointto facilitate a client’s journey to the service-enabledenterprise.
What is FuturEdge?Providing the tools for the Service-Enabled Enterprise
FuturEdgeAcceleratorsFuturEdge
Accelerators
CSC Proprietary and Confidential 11April 10, 2014
Service-Enabled Enterprise
Executing the Journey to the Service-Enabled Enterprise
Strategy &Strategy &ArchitectureArchitectureStrategy &Strategy &
ArchitectureArchitectureOperational Planning &Operational Planning &
RoadmapRoadmapOperational Planning &Operational Planning &
RoadmapRoadmapDelivery &Delivery &
TransformationTransformationDelivery &Delivery &
TransformationTransformationManagement / ContinuousManagement / Continuous
ImprovementImprovementManagement / ContinuousManagement / Continuous
ImprovementImprovementSourcing & ExecutionSourcing & Execution
StrategyStrategySourcing & ExecutionSourcing & Execution
StrategyStrategy
Cloudified EnterpriseSolution
Implementation
SaaSImplementation
FuturEdge forModernization:Rationalization,
Migration,Re-engineering, &
DevelopmentServices
FuturEdge:Management & Broker
Services(a.k.a., AMaaS)
Big Data &Analytics
ConsultingServices
CybersecurityConsulting
Services
CybersecurityaaS Offerings
Big Data &Analytics
aaS Offerings
GIS aaSOfferings
Cloud aaSOfferings
Value Lever Offerings drivelarger transformation and
long-term managed servicesopportunities!
Current IT Landscape• Asset-ownership• Custom solutions & services• Labor-intensive• High costs of Run & Maintain• Long-term, fixed EA contracts
Digital BusinessStrategy &
GovernanceAccelerator
ApplicationTransformation
Accelerator
InfrastructureTransformation
Accelerator
Big Data & AnalyticsTransformation
Accelerator
MobilityTransformation
Accelerator
CybersecurityAssurance
Accelerator
CSC Proprietary and Confidential 12April 10, 2014
Service-Enabled Enterprise
Better concentrate on a few aspects!
Strategy &Strategy &ArchitectureArchitectureStrategy &Strategy &
ArchitectureArchitectureOperational Planning &Operational Planning &
RoadmapRoadmapOperational Planning &Operational Planning &
RoadmapRoadmapDelivery &Delivery &
TransformationTransformationDelivery &Delivery &
TransformationTransformationManagement / ContinuousManagement / Continuous
ImprovementImprovementManagement / ContinuousManagement / Continuous
ImprovementImprovementSourcing & ExecutionSourcing & Execution
StrategyStrategySourcing & ExecutionSourcing & Execution
StrategyStrategy
SaaSImplementation
FuturEdge forModernization:Rationalization,
Migration,Re-engineering, &
DevelopmentServices
FuturEdge:Management & Broker
Services(a.k.a., AMaaS)
Big Data &Analytics
ConsultingServices
Big Data &Analytics
aaS Offerings
Cloud aaSOfferings
Value Lever Offerings drivelarger transformation and
long-term managed servicesopportunities!
Current IT Landscape• Asset-ownership• Custom solutions & services• Labor-intensive• High costs of Run & Maintain• Long-term, fixed EA contracts
Digital BusinessStrategy &
GovernanceAccelerator
ApplicationTransformation
Accelerator
Big Data & AnalyticsTransformation
Accelerator
MobilityTransformation
Accelerator
CSC Proprietary and Confidential
Thank you for your attention
Questions welcome
CSC Proprietary and Confidential 14April 10, 2014