Women Entrepremeurship

8/4/2019 Women Entrepremeurship

1/63


2/63


3/63


4/63


5/63


6/63

RAKIB AHMED 115


7/63


8/63

Economic participation was marginalized

Women are not provided complete control over production

Women are not being to play controlling role

Women are pushed into problematic situation

Women have to do both domestic & income earning work

A steady upward of women economic participation


9/63

The economic participation has been increased

The potential of women's economic contribution is now well

recognized

Improvement of their living condition

Bargaining positions in the households and wider community

women's labor in economic activities saves expenditure for thehousehold


10/63


11/63


12/63

10%

90%

Contd..


13/63

42%

58%

Contd..


14/63

Native

Place

(42%)

Others

(28%)

Contd..

Near

Market

(30%)


15/63

60%40%


16/63


17/63

Male middlemen supplier

Physical stature

Cheating of male partner

Poor condition

Lack of knowledge & selfconfidence

Debt taken from money lenders

Sexual harassment

Lack of legal knowledge

Inadequacy of capital

Price of product is low

Lack of management & production skill


18/63

Society cannot afford to waste half of its human

resources

Women can increase income of the family

There are a vast of women are unemployed

There are a lot of resource yet unusable

Women can be a part of economic development


19/63

SelfEmployed

Enterprise Ownership

Manufacturing

Family Trade

Agricultural Activities

SubContracting

Partner in business / Share holders / Director in family business

Traders, Contractors, Order suppliers & Business executives

Medium & Large industry owners

Women as exporters

Nonfirm activities

Innovative product & new areas

Entrepreneurial Activities Of Women Entrepreneur


20/63

Due to poverty

Economic solvency

Raise the living standard

Establish rights in the family & society

Contribute towards the progress of the society and

the nation


21/63

Traditional

Non-tradition

Household or Family Trade

Labor intensive

Export oriented

Industries with modem technology


22/63


23/63


24/63

10.018.915.5Production

78.854.663.8Agriculture

5.42.43.5Services

2.216.811.3Sales

0.63.22.2Clerical

000.60.4%Administrative

3.03.53.3%Technical

100100100Total

Share of Female employment at

total employment (%)

Share of Male employment at

total employment (%)

National occupation al

employment (%)

Occupation

According to sex based..

Contd


25/63

According to locality..

5.628.419.16.214.712.55.725.517.9

83.214.442.542.95.815.478.312.737.7

3.79.27.035.434.334.67.614.611.9

0.10.20.20.11.00.80.10.40.3

7.447.631.215.442.236.78.346.832.2

Day Laborer

Unpaid Family

Helper

Employee

Employer

Self-employed

Femal

e

MaleBoth

Sex

Femal

e

MaleBoth

Sex

FemaleMaleBoth

Sex

Rural (%)Urban (%)Bangladesh (%)Employment

Status


26/63

Graph: Employment status based on locality


27/63


28/63

A set of credit agreements guided by Bangladesh Bank

No policy prescription in the Industrial Policy 1999


29/63

Most of the organization gives very small loan that is not

adequate

There is a limited number of banks that gives loan

There are no loan program for small & medium size women

entrepreneur

Medium and long term credit is entirely collateral based

The rate of interest is relatively high


30/63

Tax policy

Gift tax

Value added tax (VAT)


31/63

BANK WISE NUMBER OF LADIES BRANCHES

-Pubali Bank Ltd.

IUttara Bank Ltd.

9Rupali Bank Ltd.

-Agrani Bank

5Janata Bank

22Sonali Bank

37Total7.

6.

5.

4.

3.

2.

1.

Countries Total Branches of BanksName of BanksSl. No.

Contd.


32/63

Bank Financing to Women Borrowers by Year

30087,70026,751 180,10016,376

15272,66481,725 33375,21481,625

-3,0601629 76,6201634

386305,53646451,123 1,117262,36823410,741

217840,5196416,773 57480,7654347,312

-27,52111,925 -12,353-292

NBL

ABBL

BSB

AB

JB

SB***

Female**Total*Female**Total*Female**Total*Female**Total*

1994199319941993

Amount DisbursedNo of LooniesSame of the bank


33/63

Graphic : Bank Financing to Women Borrowers by Year


34/63


35/63


36/63

First to the fifth five year plan.

The first plan (1973-78)

The two year plan (1978-80)

The Second Plan (1980-85)

The Third Five Year Plan (1985-1990)

The Fourth Five Year Plan (1990-95)

The Fifth Five Year Plan (1997-2002)

Contd


37/63

Adoption of a comprehensive sustainable industrial policy

Increase the number of women entrepreneurs

Ensure womens easy access to markets

Develop entrepreneurial skills of the women

Provide infrastructure facilities for women entrepreneurs

Upgrade technical "know-how" of women

Support research, evaluation and action oriented programs

develop technology suitable for women

Governments strategies.


38/63


39/63


40/63

The self sphere system

The socio-sphere system

The resource system

The support system


41/63

Personal problems

Lack of awareness

Excessive burden of work and responsibility

Excessive tension and challenges

Health problem

Poor risk taking ability

Lack of systematic planning and working

Incompetent in heading technical, financial, sale, production & other managerial activities

Inadequate credit orientation

Education &

Lack of knowledge about :

Various schemes runs by government

Institutions working for women entrepreneurs

Different laws/legal aspects

Raw material availability

Various modern technologies

Loading schemes and procedures of financial institutions

Problems


42/63

Lack of motivation from family and society

Lack of confidence in womens ability

Male dominance

Non-favorable attitudeConflict due to dual responsibilities

Non-consistent to traditional norms

Lack of recognition and appreciation in the reality

Non-co-operative attitude of husband

Lack of social contacts, social norms

No appreciation for independent decision

Problems


43/63

Financial problems

Limited working capital

Constant need of finance

Inadequate amount advanced through financing inst.

Economic incredibility of women

Lack of collateral security

Technical problems

Lack of technical know-how about running the org.

Lack of specialized units skill to work on specific units

Non-availability of modern technologies and E-commerce

Marketing problems

Lack of marketing experiences

Competition from large units in the production line

Lack of sufficient finished goods for smooth sales operation and efficient customer service

Lack of supply of raw material for timely production

Variation in raw material price

Problems


44/63

Lack of proper environment for women business

owners

Inadequate incentives provided by the Govt.

Long & complicated procedures to avail institutional

help

Political influences needed to avail institutional help

quickly

Lack of promotion all activities

Lack of effective communication

Lack of coordination between different institutions

Lack of opportunities to acquire to business skillLack of infrastructure facilities

Non-availability of skilled workers

Problems


45/63


46/63

Other Problems.Access to credit

Access to technology

Access to market

Educational problems

Start-up processes and management challenges

Lack of facilities and awareness of E-commerce

Lack of awareness about facilities and support services

Responsiveness of financial institutions

Discrimination faced by women entrepreneurs

Tariff and trade

Tax matters

Infrastructure and utility

Too much burden of household work


47/63

Provide quick, flexible, responsive loans

Make quota that ensures a certain portion of bank loan

Provide training facilities to develop managerial and

business capabilities

Available technologies to improve the productivity are

to be transferred

Women are to be motivated to initiate business in thenon-traditional fields

Technologies are to be developed to reduce the time

spent in household works


48/63

Enough patience to carry on

Posses a long term vision to success

Ambition is regarded as an inspiring fact

Honesty and integrity smooth the way to success

Hardworking ability boosts the confidence

Family inspiration never let them down

Fixed quota of stalls at export fairs

Special market facilities both in the domestic and the

international arena

Separate counters in counters in commercial banks


49/63

The economic solvency and changes in the homestead

Changes has been observed economically

Develop through her own initiative and perseverance

Participation in decision making in family matters

Increased self-confidence through participation in trade

Increase in income is also an increase in the family income


50/63

Set up of Women Entrepreneurship Development Cell

Identification of women entrepreneurs of Bangladesh

Publication of a directory of women entrepreneurs

Organizing entrepreneurship development training

Organizing convention of women entrepreneurs

Presenting awards for successful women entrepreneurs

Arranging market opportunities


51/63


52/63


53/63

CEO of Persona

Renowned makeover artist

Beauty specialist

Contd.


54/63

Journey of Persona.

1990 1998 : Beginning of journey

1998 2002 : Starting of Persona

2002 : Extension of Persona

2002 2004 : Growth of Persona

2005 : Introducing the largest beauty care facility in Asia

Contd.


55/63

More about Persona.

Canvas

Persona Adams

Persona Health

Studio Persona

Persona Spa


56/63

Managing Partner of SadaKalo

Creative fashion designer

Contd.


57/63

Journey of Sadakalo.

October 04, 2002 :

Officially launched

July 19, 2003 :

Opened second branch

June 03, 2005 :

Opened third branch


58/63


59/63

Fashion designer

Former international model

Contd.


60/63

More.

First woman from Bangladesh to study at the London College

of Fashion

Worked as a model for different magazines including Vogue,Cosmopolitan and Harper's Bazaar

Worked as a model of Kodak, Channel, BMW, Toyota, Yves

Saint Laurent, Karl Lagerfeld, Giorgio Armani

Organized European fashion show in Paris in 1996

Contd.
http://photos1.blogger.com/blogger/1155/852/1600/5929-RIMG0553.jpg


61/63

Awards.

Woman of the Year

Honorary Fellowship

Entrepreneur Woman of the Year

UNESCO Special Envoy: Designer for

Development

UNO representative
http://photos1.blogger.com/blogger/1155/852/1600/5929-RIMG0553.jpg


62/63


63/63

Q & A

Session

Documents

Women Entrepremeurship