Welcome to Benefits Enrollment

November 10 - December 1, 2014

AgendaAgenda

• What’s New for 2015• Multiple Medical Plan Options• Health Rewards Enhancements• Medical FSA limit increases to $2,550

• Open Enrollment Process

Medical Plan OptionsMedical Plan Options

Non-Embedded vs. EmbeddedNon-Embedded vs. Embedded

Maximum ExposureMaximum Exposure

Invest premium savings in HSA

Maximize your HSAMaximize your HSA• 2015 IRS Contribution Maximum

• $3,350 Individual Coverage• $6,650 Family Coverage Core Plan Buy Up Plan

Participants age 55 or older whoa re not enrolled in Medicare, are eligible to make a catch up contribution of up to $1,000 over the Maximum Annual Contribution shown above

HSA contributions excluded from taxable income when used for eligible expenses

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Medica Health RewardsMedica Health Rewards

$100 in gift cards available per member

Medica Health RewardsMedica Health Rewards

Healthy Savings ProgramHealthy Savings Program• Members residing within 30 miles of a

participating grocery store enrolled automatically

• All others may request enrollment by contacting Medica member service• After you receive your card you will receive weekly

emails with featured Healthy Savings items automatically loaded on your card.

• Shop for the healthy food items offered at participating grocery stores

• Have the cashier scan your Healthy Savings card at checkout to get your instant savings

Flexible Spending AccountFlexible Spending Account• Medical FSA - $2,550 Limit

• Standard• Medical, Dental, Vision,

• Limited Purpose• Dental & Vision Only

• Dependent Care FSA - $5,000 Limit

Like an HSA, funds set aside in a Flexible Spending Account are excluded from taxable income

Open Enrollment ProcessOpen Enrollment Process• Review the 2014 Benefit Decision Guide• Contact JA Counter for one on one assistance• Complete a Medica enrollment/change form to change your current

medical plan election• Current election will remain in effect if no form received

• If participating in the medical insurance, complete a HSA payroll contribution form

• Complete a 2014 Flex election form • Contract the District office if you wish to change any other plan elections

Open Enrollment Ends Open Enrollment Ends December 1, 2014December 1, 2014

All forms must be returned All forms must be returned to Elaine before the to Elaine before the

end of Open Enrollmentend of Open Enrollment

Moving ForwardMoving Forward• Contact Human Resources within 31 days if you experience

one of the following Family Status Changes during the year• Marriage/Divorce• Birth/Death• Loss of other coverage• Change in employment for you, your spouse or dependent

Changes outside of open enrollment will only be allowed if they are consistent with a Qualifying Family Status change & the District Office is notified within 31 days of the event