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Washington Area FCU
The Chalkboard
INCLUDED IN
THIS ISSUE:
Holiday Visa Credit Card
—Pg. 1
Member Appreciation Event
—Pg. 1
Love My Credit Union
Rewards
—Pg. 2
Mobile Check Deposit & Bill
Payment System
— Pg. 2
Contact Information
—Pg. 2
Small Talk with CEO Joe
Marzullo
—Pg. 3
Special Promotions
—Pg. 3
2016 Quarterly Charities
—Pg. 4
Mark Your Calendar
—Pg. 4
Special Newsflash
—Pg. 4
Apply for a WAFCU Credit Card AND get a
little help with your holiday shopping…
Plus earn reward points.
-Enjoy a 2.99% *APR for 6 billing cycles on
all purchases starting NOV 1, 2016 - JAN
31, 2016.
Introductory balance transfer APR of
2.99%* for 6 billing cycles
Fixed APR of 7.99%** after 6 billing
cycles
No annual, cash advance, or balance
transfer fees
CURRENT CARDHOLDERS ARE ALSO
ELIGIBLE FOR THIS PROMOTION!
*Daily Periodic Rate .008192- for qualified applicants. **Daily periodic rate.021890- for qualified applicants. This is
a product advertisement by Washington Area FCU. We are an equal opportunity lender. Federally chartered as
Washington Area Teachers Federal Credit Union.
FALL 2016
1
Holiday Member Appreciation Event
Activities for ALL Ages!
Snacks, Crafts, Santa and Mrs. Claus for the kids.
Wine Tasting & a Bake Sale for the Adults!
Saturday, December 3rd, 2016
9am - 1pm STOP BY!
2
Washington Area FCU
How to Reach Us
Washington Area
Federal Credit Union
724.222.8064
Hours of Operation
Meadows Landing:
Mon-Wed 9-4:30
Thurs 9-5
Fri 9-6
Sat 9-1
Park Ave.:
Mon-Wed 9-4:30
Thurs 9-6
Fri 9-5
Mobile Check Deposit is here! At Washington Area FCU, we try to provide our members
with the best products and services available. We understand that it is not always convenient
to stop by the Credit Union. Now, thanks to our Mobile Check Deposit, your nearest branch is
never further away than your smartphone or tablet. Just snap a picture of the front and back of
your endorsed check with the new WAFCU Mobile Banking App! It’s fast, easy and secure.
You even get rapid confirmation that your images have successfully uploaded and your check
is being processed.
How should Mobile Deposits be endorsed? You agree to properly endorse the check on the
back as it appears on the Payable to line and the words: FOR MOBILE DEPOSIT ONLY are
required. For a check payable to you AND any joint owner, both must endorse. If a check is
payable to you OR joint owner, either can endorse it. Please make sure that you have the
most updated version of our WAFCU App!
Please click here for more information…Mobile Deposit FAQ’s
Bill Payment System
WAFCU’s bill pay system was recently updated. If you use this option on your mobile app,
please go into your app store and update our WAFCU Mobile App. The bill pay feature will
not show up until the app has been updated. If you use the bill pay feature in home banking,
you will have to agree to the new terms and answer some security questions. If you have any
questions, please do not hesitate to call us: 724.222.8064; or you can call Bill Pay Customer
Service directly at: 844.574.2110.
Mobile Check Deposit
Love your Savings. Everyone is looking for ways to save money, and that's just what Love My Credit Union Rewards is all about. WAFCU is excited to offer you exclusive discounts and benefits on products and services you use every day. Credit union members have already saved over $1.6 billion with Love My Credit Union Rewards discounts. So along with lower loan rates and fewer fees, here’s another way you can save even more. Receive a 10% discount (business members a 15% discount) on select regularly priced
Sprint monthly data service. Valid in conjunction with other credit union and most Sprint National handset offers and promotions
Get safety and security of roadside assistance and more for less than $1 per week* with CU Road Pal.
Save up to $15 on TurboTax Federal tax products Save on services for your home from ADT, DIRECTV, Allied, and more Earn cash back when you shop at over 1,500 online retailers with Love to Shop
The more offers you take advantage of, the more you save. Start saving today at
LoveMyCreditUnion.org.
*Based on individual roadside assistance plan
http://www.watfcu.org/wp-content/uploads/2016/08/Mobile-Deposit-FAQs.pdf
3
Sm
all T
alk
with
CE
O, J
oe M
arzu
llo
Each year, the Great Pumpkin rises out of the pumpkin patch that he thinks is the most sincere. He's
gotta pick this one. He's got to. I don't see how a pumpkin patch can be more sincere than this one. You
can look around and there's not a sign of hypocrisy. Nothing but sincerity as far as the eye can see."
- - - Linus van Pelt
I’ve said many times that fall is my favorite season. I love all aspects of autumn, from the
weather, to the sports, to the forthcoming holiday season that it portends. I think it’s normal as
fall blends into winter that many of us wax nostalgic and resurrect memories of our childhood.
One aspect of my childhood that I can still enjoy are the holiday TV offerings, and among the
classics are the Charlie Brown specials. With Halloween soon upon us, I chose my opening
quote from the eminent Peanuts philosopher, Linus van Pelt.
Likening your credit union to a Peanuts cartoon may seem to stretch reality, but under closer
scrutiny, not so much. Financial headlines recently describe the hypocrisy and insincerity of
(at least one) major bank with their culture of sales quotas to be met at all costs. Not so at the
credit union. The staff will recommend products and services, but only those that sincerely
benefit you, our owner/customer. Nothing hypocritical here as the staff regards each member
individually and strives to accommodate individual circumstances in lieu of a corporate model
or ratio.
What other analogy can we draw from our philosopher Linus? How about his omnipresent
security blanket. Credit Union history is founded upon the defense and protection of “the little
guy” with early ads depicting the credit union as an umbrella shielding him from financial
storms. Think of your Credit Union in the same manner. Having a financial relationship with
WAFCU can provide financial security in the form of free checking, identity protection, on-line
and mobile banking, investment counseling, or in a variety of low cost loan products and
services that provide both security and flexibility.
As you enjoy this fall season, do your friends and associates a favor, and refer them to your
Credit Union and allow them to experience firsthand the Credit Union difference. I assure you
they will learn that at this financial institution there is, “Nothing but sincerity as far as the
eye can see."
Have a healthy, safe, and enjoyable fall season.
Come and help WAFCU celebrate our 57th Anniversary! We have some
promotions that cannot be beat!!!
1. Reduced Rate off a Personal Loan
2. Share Certificate 30 Month Special
3. Used Car Special
4. New Car Special
Washington Area FCU
We also have a Teachers and a First Responder Special running that will
knock your socks off...Come in/call to learn more!!!
4 W ashington Area FCU
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Washington Area FCU
75 Landings Drive
Washington, PA 15301
The Chalkboard
Facebook.com/
washingtonarea
federalcreditunion
@Penny_Sense
News, Offers, and
Events
SPECIAL NEWSFLASH!
*Would you be interested in a Retirement Planning Session/Workshop? We’d love to hear from you, and also get it on our WAFCU Calendar! As your Credit Union, we want to be an educational resource to you! Call us at 724.222.8064 or email us at [email protected].
*Washington Area FCU Closing Dates!
Monday, October 10 for Columbus Day Friday, November 11 for Veteran’s Day Thursday, November 24 & Friday, November 25 for Thanksgiving Monday, December 26 for Christmas Day Monday, January 2, 2017 for New Year’s Day
2016 Quarterly Charities
1st Quarter– Greater Washington County Food Bank
2nd Quarter– Legacies Alive
3rd Quarter– Washington Area Humane Society
4th Quarter– City Mission