8/2/2019 Twenty4ever, December 2011 Newsletter

1/2

Are you one o the 800 million active Facebookusers? I so, youve probably encountered variousdos and donts provided by the experts abouthow to use Facebook.

For starters, be aware that when you post onFacebook, youre in the public eye. On the plus

side, Facebook is a great place to generate positivePR about yoursel and develop a winning personalbrand that can help pave the way to your careeradvancement. But, user beware! Even i you setyour site with the strictest privacy settings available,be cautious about posting anything that youwouldnt want your mother or worst enemy to see.Heres a quick review o our rules o thumb.

1) Its OK to give out your birth date so your riendscan help you celebrate. But, rerain rom includingyour birth year and place o birth. With just thosetwo acts, cunning identity thieves have enough togo on to predict your social security number and

start destroying your credit, according to a 2009study by Carnegie Mellon University.

2) Dont publicize the dates or your upcomingvacations, even i you plan to have a roommateor dog-sitter stay at your place while youre gone.Broadcasting when youre not home is like issuingan invitation to burglars to loot your place.Better to tell your vacation stories and post yourvacation photos ater youve returned home.

3) Avoid conessions. Although you may dislikeyour boss, co-workers and some acquaintances,keep negative inormation about them and your-sel o Facebook and other social media. Nearly8% o companies red somebody or misusingsocial media, according to a study last year con-

ducted by Proopoint, an Internet security rm.

4) Steer clear rom writing about any risky behaviorsyou have, such as street racing, cheating on taxesor drinking too much. Insurance companies areturning to the web to nd out more about theirapplicants and customers. And they use thisinormation to determine whether to approveor cancel policies, or raise rates.

contents

Put your best ace orward onFacebook

Introducing GreenPath DebtSolutions

Two college students who agedout o oster care awardedAlliant scholarships

Announcing the winners oour Make it Count charity

campaign

Put your best ace orward on Facebook

DIVIDEND

anuary Savings Dividend

ECLARED DECEMBER 8, 2011

he January 2012 Savingsnd IRA dividend, declared2/08/11, provides a Compounded

Annual Percentage Yield o

1.00%APY

ividends are paid on the

ast day o the month to

ccountholders who have

maintained an average daily

alance o $100 or more.

avings dividend is subject to

hange monthly.

January Checking Dividend

DECLARED DECEMBER 13, 2011

The January 2012 High RateChecking dividend, declared2/13/11, provides a Compounded

Annual Percentage Yield o

0.95%APYChecking dividends are paid on

he last day o each month to

accountholders who meet the

equirements o the account.

Checking dividend is subject to

change monthly.

Sources: moneywatch.bnet.com, time.com, pcworld.com, entrepreneur.com,hufngtonpost.com and acebook.com

Alliant Credit Union is pleased to

announce our newest member beneft

GreenPath, which provides you with

freeaccess to money management and

fnancial education services.

Through comprehensive education and

exceptional service, GreenPath Debt

Solutions has been assisting individuals

or more than 50 years. And through

GreenPath, you will enjoy unlimited

access to fnancial counselors or ree!

As an Alliant member, you can receive

help with:

Budgetingandmoneymanagement

Understandingyourpersonalcredit

report

Howtobuildorimproveyourcredit

(so you can qualiy or loans with

better rates)

Howtostretchyourdollarsifyou

are in college or transitioning out

o college into the real world

Studentloanandotherdebtrepayment

GreenPath gives personalized answers

to your individual needs. Expert advice

is only a ree phone call away.

GreenPath counselors are available:

Mon Thu, 7am to 9pm CT

Fri, 7am to 6pm CT

Sat, 8am to 5pm CT

To use this new service, simply call877-337-3399 or visit GreenPath on theweb at www.greenpathref.com.

Introducing

ww.alliantcreditunion.org a newsletter or Alliant Credit Union young adult members December 20

twenty4ever

8/2/2019 Twenty4ever, December 2011 Newsletter

2/2

fce closings

iant will be closed in observance

the ollowing holidays:

artin Luther King Jr. DayMonday, January 16, 2012

esidents DayMonday, February 20, 2012

onvenient 24/7/365 accountccessOnlinebankingat www.alliantcreditunion.org

Mobilebankingappfor

Android and iPhone

MemberContactCenterat 800-328-1935

SelfServiceTelephoneat 800-482-5328

Over80,000surcharge-free

ATMs nationwide

liant Headquarters545 W. Touhy Avenue

hicago, IL 60666

Alliant Member Contact Center800-328-1935

24/7 personal assistancetdd/tty 773-462-2300

Self Service Telephone (SST)800-482-532824/7 automated account access

VISA Debit Card800-328-1935

VISA Credit Cards24/7 Member Service/Account Ino/Lost or Stolen:866-444-8529

VISA Gift CardPurchase: 800-328-1935Support Center: 866-466-2362

Mortgage Hotline800-365-7003

MonFri, 6am7pm CTSat, 8am12pm CT

Auto/Home Insurance888-380-9287MonFri, 6am10pm CTSat, 6am 8pm CT

GreenPath Debt Solutions877-337-3399MonThu, 7am9pm CTFri, 7am6pm CTSat, 8am5pm CT

Alliant Retirement andInvestment ServicesFinancial Advisors are available to

servemembersinAZ,CA,CO,FL,HI,IL,NJ,NY,TX,VA,WA,WI.Call 800-328-1935, option 9.

Deposits/PaymentsPOBox2387

Des Plaines, IL 60017-2387

Credit Card PaymentsPOBox1666Des Plaines, IL 60017-1666

All Other Correspondenceincluding IRA and HSA depositsAttn:IRA/HSADept.POBox66945 Chicago, IL 60666-0945

This newsletter is or members personal use only.Reproducing and/or selling the contents o thisnewsletter without prior written permission romAlliant Credit Union is prohibited. Copyright Alliant.Articles are prepared as an educational service orAlliant members. They should not be relied on as asubstitute or individual fnancial or legal research.Articles in this newsletter are not intended to be used(and may not be relied on) or penalty avoidance.

For Alliant Service Center

locations, Alliant Online Banking,

and product and service

information, visit our web site:

www.alliantcreditunion.org

dial direct: Alliant is there when you need us

PO Box 66945, Chicago, IL 6066-0945

www.alliantcreditunion.o

Your savings federally insured to aand backed by the full faith and

United States Governm

National Credit Union Admin

a U.S. Government Age

NEW2

2 dollars or scholars

Two college students who aged out o ostercare awarded Alliant scholarships

Each year, 25,000 young people age out o the Americanoster care system. To help these people become sel-reliant,achieve their educational goals and successully enter the workorce, Alliant entered into a partnership with Foster Care toSuccess (ormerly called the Orphan Foundation o America).

This year, to back up its commitment, Alliant awarded $5,000scholarships to two Foster Care to Success young adults whoattend college. Read on to learn about the recipients.

credit union FOUNDATION

Helping Pe

and Comm

FromSeptember1,2011,toOctober31,2011,Allimembers and Facebook visitors had the opportuvote on how the Alliant Credit Union Foundation wdistribute $40,000 among our pre-selected chariThe oundation selected charities that complemeits own mission: to help people achieve economi

empowermentandself-sufciency.Votingtookpon our Facebook page. And the winners areFirst place: $13,000. Business and Professional

Womens Foundation. The unds will be used to hwomen veterans receive the recognition, beneftand services they deserve as they return to theircivilian lives and workorce. The organization pla

to provide mentorships to 10,000 women vets anmilitary spouses by year-end 2012.Second place: $11,000. Make-A-Wish FoundatioAmericas largest wish-granting organization gra

the wishes o children with lie-threatening medconditions to enrich the human experience with strength and joy. The Make-A-Wish Foundation rea childs wish in the U.S. every 38 minutes, whethhaving a bulldog puppy or a pink playhouse, ridina train to San Diego or meeting a celebrity theoundation is dedicated to making every eligible wish come true. For more inormation about

the oundation, please visit www.wish.org.Third place: $9,000. Scholarship America is anationwide organization providing students withscholarships and other educational support to ginto and graduate rom college. This grant will al

the organization to urther its mission by providinincreasing support and resources or students.Fourth place: $7,000. DoSomething.org. This org

tion harnesses the awesome energy o teens anunleashes it on causes teens care about. Almost

every week, they launch a new national campaigThe call to action is always something that has areal impact and doesnt require money, an adult a car. With a goal o 5 million active members byDoSomething.org is one o the largest organizatiin the U.S. or teens and social change.

Announcing the winners of ourMake it Count charity campaig

Deanna Stepp, 20, is a sophomoremajoring in education at Eastern IllinoisUniversity in Charleston, IL.

The oldest girl in heroriginal amily o sevenbrothers and sisters,she clearly remembersthe day, December, 21,2007, when at age 13,she was driven acrosstown to live with her

oster amily in Romeoville, IL.

Fortunately, her oster mother becameher mentor. She was very supportive andmade sure I became what I want to be,says Deanna.

At college, Deanna is a whiz at chemistrybecause she nds it very easy to under-stand. She also plays intramural volleyball,takes Zumba (a Latin exercise dance class)and has participated in Panther Nation,a cheering section or the schools sportsteams. For relaxation, she draws things,such as fowers, hearts and stick people.

Deanna plans to become an elementary ormiddle school science teacher. I want tobe a riendly teacher who makes learningun, she says. I plan to be always thereor my students and encourage them tocome to talk to me about anything.

Nikki Goncalves, 20, is a junior, majoringin public relations at Bradley University inPeoria, IL.

Born in Angola, Arica,Nikki came to America withher amily when she was 12.A year later she went to livein a group oster care homein Chicago, IL.

At the home, Nikki says,she became a strongerperson and learned lie skills, such as howto take care o money, manage time andinterview or jobs.

Nikki already speaks our languages(English, Spanish, Portuguese, and Lingala,a language rom the Congo). But, thatsnot enough. Now, she is learning Koreanbecause she has a plan: to study abroad inSouth Korea.

Nikki is active in the school student senateand serves as director o undraising or the

schools annual dance marathon to beneta local childrens hospital. (Last year, shedanced 24 hours straight or the marathon.This year, the dancing time has been reducedto a mere 18 hours and her goal is todance all the way through that one, as well.)

Nikkis goals include going to graduateschool to learn international law and thento work or a non-prot organization.

NEW