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TOP 1OOO WORLD BANKS 2OO7 SPONSORED BY FOR THE MOST COMPREHENSIVE LISTING OF THE WORLD’S LEADING BANKS

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Page 1: TOP 1OOO WORLD BAN KS 2O O7 - Tinglebr's Weblog> Top 1000 World Bank Winners – -Tier One-Total Assets-Return on Capital > Best Profit on Capital % (Top 25) > Best Profit on Assets

TOP 1OOOWORLD BANKS2OO7

SPONSORED BY

FOR THE MOST COMPREHENSIVE LISTINGOF THE WORLD’S LEADING BANKS

Page 2: TOP 1OOO WORLD BAN KS 2O O7 - Tinglebr's Weblog> Top 1000 World Bank Winners – -Tier One-Total Assets-Return on Capital > Best Profit on Capital % (Top 25) > Best Profit on Assets

TOP 1OOOWORLD BANKSSTATISTICSTOP 1OOOWORLD BANKRANKINGS> 1-100

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Page 3: TOP 1OOO WORLD BAN KS 2O O7 - Tinglebr's Weblog> Top 1000 World Bank Winners – -Tier One-Total Assets-Return on Capital > Best Profit on Capital % (Top 25) > Best Profit on Assets

JULY 2007 The Banker TOP 1OOO WORLD BANKS Ranking Strength Size Soundness Profits Performance BIS NPL

Tier One Capital assets ratio Real profits growth Profits on Av. capital Return Cost/Inc. Capital To total

TOP 1000 WORLD BANKS 000-000Ranking Strength Size Soundness Profits Performance BIS NPL

Tier One Capital assets ratio Real profits growth Profits on Av. capital Return Cost/Inc. Capital To totalLatest Capital Assets % % rank rank1 Pre-tax profit % % rank % % rank on assets ratio Ratio loans

Previous 1 $m %ch.2 $m rank %ch.2 latest prev. latest prev $m %ch.2 latest prev. latest latest prev. latest % rank % % %3

TOP 1000 WORLD BANKS 1-30

1 3 Bank of America Corp 91,065 23.0 1,459,737 10 13.0 6.24 5.73 547 613 31,973 27.1 23.1 14.7 308 38.7 36.4 69 2.19 188 48.75 11.88 0.69Charlotte, NC, USA (12/31/06)

2 1 Citigroup 90,899 14.5 1,882,556 4 26.0 4.83 5.32 748 666 29,639 0.7 -2.5 17.7 652 34.8 38.3 108 1.57 351 58.05 11.65 1.20New York, NY, USA (12/31/06)

3 2 HSBC Holdings 87,842 18.1 1,860,758 5 23.9 4.72 4.95 767 720 22,086 5.3 2.1 15.8 580 27.2 29.6 241 1.19 494 51.33 13.54 1.60London, United Kingdom (12/31/06)

4 6 Crédit Agricole Group 84,937 25.5 1,818,341 6 18.0 4.67 4.39 780 807 14,060 21.6 19.7 12.6 348 18.4 17.9 510 0.77 679 61.10 10.00 2.60Paris, France (12/31/06)

5 4 JP Morgan Chase & Co 81,055 11.8 1,351,520 11 12.7 6.00 6.04 581 564 19,886 62.8 57.7 89.9 124 25.9 17.3 275 1.47 391 62.31 12.32 0.99New York, NY, USA (12/31/06)

6 5 Mitsubishi UFJ Financial Group 68,464 7.4 1,579,390 8 4.9 4.33 4.24 833 829 12,824 0.5 na 129.3 na 19.4 25.5 468 0.81 667 66.18 12.58 1.46Tokyo, Japan (03/31/07)

7 16 ICBC 59,166 80.8 961,576 20 16.3 6.15 3.96 556 864 9,229 21.4 19.7 1,892.0 350 20.1 28.1 452 0.96 599 36.30 14.05 3.79Beijing, People’s Republic of China (12/31/06)

8 7 Royal Bank of Scotland 58,973 6.5 1,710,703 7 12.2 3.45 3.63 926 897 18,033 15.8 12.2 11.6 447 31.5 31.2 156 1.05 547 53.01 11.73 1.35Edinburgh, United Kingdom (12/31/06)

9 17 Bank of China 52,518 62.1 682,262 30 12.4 7.70 5.34 381 663 8,700 26.3 24.4 52.9 293 20.5 22.4 435 1.28 458 46.32 13.59 4.04Beijing, People’s Republic of China (12/31/06)

10 10 Santander Central Hispano 46,805 9.2 1,098,213 17 3.1 4.26 4.02 843 860 11,558 14.6 10.7 67.0 467 25.8 26.9 278 1.05 549 49.57 12.49 0.78Santander, Spain (12/31/06)

11 24 BNP Paribas 45,305 19.4 1,896,935 3 14.5 2.39 2.29 979 995 13,921 25.5 23.5 9.1 306 33.4 30.6 126 0.73 690 61.07 10.50 3.12Paris, France (12/31/06)

12 14 Barclays Bank 45,161 21.8 1,956,786 2 7.8 2.31 2.04 982 986 14,009 35.2 31.0 11.6 243 34.1 29.7 116 0.72 701 58.69 11.70 1.80London, United Kingdom (12/31/06)

13 12 HBOS 44,030 8.5 1,160,245 16 9.3 3.79 3.82 897 879 11,201 18.7 15.0 1.8 404 26.5 24.3 258 0.97 596 47.56 12.00 2.18Edinburgh, United Kingdom (12/31/06)

14 11 China Construction Bank Corporation 42,286 16.2 697,740 28 18.8 6.06 6.20 570 537 8,416 18.7 17.0 8.3 381 21.4 23.1 405 1.21 485 na 12.11 3.29Beijing, People’s Republic of China (12/31/06)

15 9 Mizuho Financial Group 41,934 8.3 1,235,443 14 0.9 3.39 3.16 933 931 8,286 -0.5 na 4.1 na 20.5 22.5 431 0.67 723 68.29 12.48 1.80Tokyo, Japan (03/31/07)

16 21 Wachovia Corporation 39,428 37.6 707,121 27 35.8 5.58 5.50 632 640 11,470 21.2 17.4 19.9 376 33.7 33.1 122 1.62 329 58.66 11.40 0.43Winston-Salem, NC, USA (12/31/06)

17 13 UniCredit 38,700 1.9 1,084,267 18 4.6 3.57 3.67 918 892 10,813 101.8 97.7 19.6 58 28.2 20.0 220 1.00 577 56.50 10.50 naMilan, Italy (12/31/06)

18 19 Wells Fargo & Co 36,808 23.2 481,996 39 0.1 7.64 6.20 391 549 12,745 10.4 6.9 3.7 526 38.2 39.2 73 2.64 129 58.12 12.50 1.90San Francisco, CA, USA (12/31/06)

19 20 Rabobank Group 34,757 6.2 732,708 25 9.9 4.74 4.91 762 727 3,572 1.1 -0.0 -6.1 622 10.6 11.3 766 0.49 824 68.53 11.00 naUtrecht, Netherlands (12/31/06)

20 22 ING Bank 33,958 10.2 1,178,697 15 7.3 2.88 2.81 958 950 6,617 3.0 1.9 51.9 588 20.4 21.9 438 0.56 773 63.76 11.02 naAmsterdam, Netherlands (12/31/06)

21 18 UBS 33,212 1.5 1,963,870 1 16.3 1.69 1.94 995 992 12,019 12.4 11.2 20.9 463 36.5 36.8 83 0.61 747 69.77 14.70 0.60Zürich, Switzerland (12/31/06)

22 8 Sumitomo Mitsui Financial Group 33,177 -16.0 826,599 22 -6.0 4.01 4.49 874 788 6,858 -22.7 na na na 18.9 26.4 491 0.83 659 45.78 11.28 1.82Tokyo, Japan (03/31/07)

23 23 Deutsche Bank 32,264 11.9 1,483,248 9 13.5 2.18 2.21 987 980 10,701 32.9 30.7 48.8 245 35.0 30.1 101 0.72 695 70.16 12.801,192.00Frankfurt, Germany (12/31/06)

24 15 ABN AMRO Bank 31,239 -13.4 1,299,966 12 12.1 2.40 3.11 978 933 6,681 -10.7 -11.8 2.6 727 19.9 24.1 457 0.51 810 74.94 11.14 naAmsterdam, Netherlands (12/31/06)

25 25 Crédit Mutuel 29,792 15.4 635,685 33 10.3 4.69 4.48 776 791 5,638 35.8 33.7 18.0 223 20.3 16.7 446 0.89 638 58.50 12.00 2.90Paris, France (12/31/06)

26 26 Société Générale 29,405 15.8 1,260,162 13 12.8 2.33 2.27 981 977 10,639 20.2 18.3 30.3 363 38.8 35.7 68 0.84 652 77.07 11.11 naParis, France (12/31/06)

27 28 Credit Suisse Group 28,802 33.4 1,029,219 19 -6.2 2.80 1.97 961 989 11,718 54.6 53.0 10.1 132 46.5 36.3 34 1.14 510 63.24 18.40 1.02Zürich, Switzerland (12/31/06)

28 31 Banco Bilbao Vizcaya Argentaria 25,779 20.2 542,494 36 5.0 4.75 4.15 760 844 9,259 25.7 21.4 30.4 328 39.2 36.1 64 1.71 293 43.89 12.00 0.83Bilbao, Spain (12/31/06)

29 29 Lloyds TSB Group 25,183 11.8 674,515 31 10.9 3.73 3.71 906 886 8,339 11.2 7.8 6.4 510 35.0 32.9 105 1.24 471 47.74 10.70 2.10London, United Kingdom (12/31/06)

30 27 Groupe Caisse d’Epargne 24,159 -3.4 710,801 26 -9.2 3.40 3.20 932 928 6,891 82.7 79.8 16.7 84 28.0 15.3 224 0.97 594 76.82 10.40 naParis, France (12/31/06)

Page 4: TOP 1OOO WORLD BAN KS 2O O7 - Tinglebr's Weblog> Top 1000 World Bank Winners – -Tier One-Total Assets-Return on Capital > Best Profit on Capital % (Top 25) > Best Profit on Assets

JULY 2007 The Banker

TOP 1OOO WORLD BANKS

Ranking Strength Size Soundness Profits Performance BIS NPLTier One Capital assets ratio Real profits growth Profits on Av. capital Return Cost/Inc. Capital To total

Latest Capital Assets % % rank rank1 Pre-tax profit % % rank % % rank on assets ratio Ratio loansPrevious 1 $m %ch.2 $m rank %ch.2 latest prev. latest prev $m %ch.2 latest prev. latest latest prev. latest % rank % % %3

TOP 1000 WORLD BANKS 31-60

31 36 Groupe Banques Populaires 22,257 15.5 402,090 44 5.7 5.54 5.07 638 702 3,414 1.6 -0.0 19.5 621 16.4 18.2 572 0.85 650 74.27 12.70 naParis, France (12/31/06)

32 33 Fortis Bank 22,255 7.7 888,570 21 5.6 2.50 2.46 975 970 7,153 70.8 67.8 16.2 102 33.3 21.2 127 0.81 670 61.20 11.10 2.00Brussels, Belgium (12/31/06)

33 32 Norinchukin Bank 21,194 22.0 536,948 37 9.4 3.95 3.54 882 902 3,119 88.1 88.3 3.7 72 16.2 9.8 584 0.58 765 38.62 12.14 2.55Tokyo, Japan (03/31/06)

34 40 Commerzbank 20,410 27.4 801,184 23 36.7 2.55 2.73 970 958 3,128 41.4 39.0 99.0 193 17.2 14.8 541 0.39 865 59.75 11.10 naFrankfurt am Main, Germany (12/31/06)

35 37 Royal Bank of Canada 19,131 13.6 478,115 40 16.1 4.00 4.09 875 848 5,526 31.9 29.2 8.9 254 30.7 26.7 171 1.16 508 63.41 11.92 0.40Montreal, Canada (10/31/06)

36 30 Washington Mutual 17,919 -8.9 346,288 48 0.7 5.17 5.72 700 614 4,770 -12.3 -15.0 13.6 750 25.4 30.2 290 1.38 425 60.75 11.77 1.24Seattle, WA, USA (12/31/06)

37 38 Scotiabank 17,911 10.9 337,584 49 23.7 5.31 5.92 671 583 4,052 10.2 8.0 2.6 504 23.8 23.3 330 1.20 487 57.48 11.70 0.91Toronto, Canada (10/31/06)

38 35 National Australia Bank 17,506 2.7 331,408 50 13.0 5.28 5.81 679 601 5,442 11.3 7.6 34.4 513 31.5 29.8 157 1.64 318 53.73 10.80 0.37Melbourne, Australia (09/30/06)

39 43 Nordea Group 17,315 14.9 456,855 41 6.6 3.79 3.51 898 905 5,031 25.3 23.6 17.4 302 31.1 27.7 164 1.10 527 51.81 9.80 0.87Stockholm, Sweden (12/31/06)

40 41 Dexia 17,158 9.5 746,402 24 11.4 2.30 2.34 983 975 4,487 26.4 24.2 18.9 296 27.3 23.5 239 0.60 753 49.60 10.30 0.61Brussels, Belgium (12/31/06)

41 39 U.S. Bancorp 17,036 12.5 219,232 70 4.7 7.77 7.23 374 422 6,921 5.3 2.0 2.9 585 43.0 44.0 49 3.16 80 45.48 12.60 0.57Minneapolis, MN, USA (12/31/06)

42 56 Danske Bank 16,988 39.1 483,901 38 12.6 3.51 2.84 921 946 3,267 4.0 2.1 20.0 583 22.4 27.0 366 0.68 722 53.17 11.44 naCopenhagen, Denmark (12/31/06)

43 34 Banca Intesa 16,736 -15.8 384,276 45 6.7 4.36 5.52 831 635 5,498 -0.2 -2.2 55.8 649 30.0 27.3 181 1.43 406 na 9.50 2.60Milano, Italy (12/31/06)

44 44 Dresdner Bank 16,422 12.1 654,928 32 7.7 2.51 2.41 974 973 1,586 -44.3 -45.3 na 822 10.2 24.0 782 0.24 928 79.79 15.60 0.90Frankfurt am Main, Germany (12/31/06)

45 68 Caja de Ahorros y Pen. de Barcelona - la Caixa 15,797 69.2 275,416 57 16.0 5.74 3.93 613 872 5,285 124.0 116.4 50.9 50 42.1 23.0 53 1.92 238 47.20 11.50 0.33Barcelona, Spain (12/31/06)

46 46 SanPaolo IMI 15,589 8.2 380,022 46 9.6 4.10 4.15 862 842 4,051 1.8 -0.3 41.1 626 27.0 27.7 246 1.07 542 53.80 9.20 naTurin, Italy (12/31/06)

47 47 Countrywide Financial Corporation 15,363 22.3 199,946 75 14.2 7.68 7.18 385 426 4,375 4.9 1.6 11.7 595 31.3 36.4 159 2.19 189 61.99 12.80 2.60Calabasas, CA, USA (12/31/06)

48 54 Toronto-Dominion Bank 15,212 30.3 349,972 47 9.4 4.35 3.65 832 894 4,923 80.6 76.9 -6.6 90 36.6 23.8 82 1.41 415 66.60 13.10 0.25Toronto, Canada (10/31/06)

49 49 Bank of Montreal 14,822 15.1 278,574 56 5.1 5.32 4.86 668 731 3,078 3.7 1.6 -4.7 597 22.2 23.9 374 1.11 525 63.43 11.76 0.36Montreal, Canada (10/31/06)

50 45 KBC Group 14,820 1.7 428,553 43 -0.1 3.46 3.40 924 917 6,052 36.4 34.0 35.4 222 41.2 32.3 56 1.41 412 62.01 11.74 naBrussels, Belgium (12/31/06)

51 48 Landesbank Baden-Württemberg 14,181 2.4 564,010 35 5.8 2.51 2.60 972 962 1,440 12.1 10.2 -1.8 470 10.3 10.5 777 0.26 920 49.30 11.00 naStuttgart, Germany (12/31/06)

52 53 Bayerische Landesbank 14,085 10.3 455,389 42 3.8 3.09 2.91 946 941 1,279 0.5 -1.2 58.9 635 9.5 10.1 802 0.28 910 55.70 10.70 naMunich, Germany (12/31/06)

53 66 Allied Irish Banks 13,323 39.1 208,779 74 19.0 6.38 5.46 529 644 3,444 53.3 47.5 17.5 151 30.1 25.3 179 1.65 310 53.50 11.10 0.90Dublin, Ireland (12/31/06)

54 90 Banco Itaú Holding Financeira (Itaú Holding) 13,200 72.0 98,124 121 38.6 13.45 10.84 88 150 3,023 -21.2 -24.4 4.1 782 29.0 50.9 200 3.08 88 60.83 18.10 naSão Paulo, Brazil (12/31/06)

55 50 Resona Holdings 13,189 8.8 330,639 51 -3.7 3.99 3.53 878 904 3,622 5.8 na 3.5 na 28.6 30.7 207 1.10 533 53.19 10.56 naOsaka, Japan (03/31/07)

56 61 Standard Chartered 12,833 32.0 266,047 60 23.7 4.82 4.52 750 782 3,178 18.5 14.9 20.8 408 28.2 30.3 221 1.19 491 55.64 14.30 1.93London, United Kingdom (12/31/06)

57 55 SunTrust Banks 12,515 13.0 182,162 81 917.6 6.87 61.90 478 3 2,986 4.2 0.9 22.8 608 25.3 27.5 292 1.64 319 59.66 11.11 0.64Atlanta, GA, USA (12/31/06)

58 59 Capital One Financial Corporation 12,238 22.7 149,739 92 68.8 8.17 11.24 327 139 3,653 29.1 25.1 15.9 286 32.9 31.2 136 2.44 161 57.28 13.27 0.62McLean, VA, USA (12/31/06)

59 52 ANZ Banking Group 12,235 7.9 241,107 64 15.2 5.07 5.42 710 650 3,900 22.5 18.5 4.0 360 33.1 29.6 130 1.62 332 44.63 11.00 0.27Melbourne, Australia (09/30/06)

60 57 Commonwealth Bank Group 12,159 15.6 260,813 61 12.3 4.66 4.53 783 778 4,356 3.9 0.7 43.2 613 38.4 42.2 72 1.67 303 49.07 9.66 0.12Sydney, Australia (06/30/06)

Page 5: TOP 1OOO WORLD BAN KS 2O O7 - Tinglebr's Weblog> Top 1000 World Bank Winners – -Tier One-Total Assets-Return on Capital > Best Profit on Capital % (Top 25) > Best Profit on Assets

JULY 2007 The Banker TOP 1OOO WORLD BANKS Ranking Strength Size Soundness Profits Performance BIS NPL

Tier One Capital assets ratio Real profits growth Profits on Av. capital Return Cost/Inc. Capital To totalLatest Capital Assets % % rank rank1 Pre-tax profit % % rank % % rank on assets ratio Ratio loans

Previous 1 $m %ch.2 $m rank %ch.2 latest prev. latest prev $m %ch.2 latest prev. latest latest prev. latest % rank % % %3

TOP 1000 WORLD BANKS 61-91

61 58 DZ BANK Deutsche Zentral-Genossenschaftsbank 11,721 1.3 574,750 34 8.7 2.04 2.19 990 983 1,850 13.2 11.3 7.5 460 15.9 14.4 592 0.32 897 72.87 12.60 naFrankfurt am Main, Germany (12/31/06)

62 51 Kookmin Bank 11,573 45.0 180,805 82 0.1 6.40 4.42 527 525 3,222 265.4 255.7 na 16 32.9 11.2 135 1.78 279 48.16 12.95 1.70Seoul, Korea (South) (12/31/05)

63 62 National City Corp 11,535 21.2 140,203 95 -1.5 8.23 6.68 320 493 3,432 15.2 11.6 -29.6 457 32.6 30.8 142 2.45 158 54.53 12.16 1.55Cleveland, OH, USA (12/31/06)

64 69 Banco Bradesco 11,527 27.2 124,262 105 27.2 9.28 9.28 235 223 2,979 -17.8 -21.1 99.8 772 28.9 44.8 201 2.40 168 46.64 16.48 4.45São Paulo, Brazil (12/31/06)

65 60 Agricultural Bank of China 11,425 12.1 684,349 29 12.0 1.67 1.67 996 996 1,561 54.7 52.5 -8.3 134 14.4 10.0 636 0.23 934 na -17.56 23.43Beijing, People’s Republic of China (12/31/06)

66 82 Sberbank- Savings Bank of the Russian Fed. 11,134 36.2 131,657 100 37.9 8.46 8.56 301 292 4,140 24.4 13.5 216.5 425 42.9 47.9 51 3.14 81 54.15 11.20 1.10Moscow, Russia (12/31/06)

67 87 Woori Bank 10,708 37.3 228,003 66 63.8 4.70 5.60 772 630 2,354 32.8 29.9 0.1 251 25.4 25.0 287 1.03 557 43.90 11.56 1.10Seoul, Korea (South) (12/31/06)

68 65 Bank of Communications 10,647 15.1 220,198 69 20.8 4.84 5.07 747 700 2,229 35.5 33.6 62.8 224 22.4 21.5 364 1.01 567 47.66 10.83 2.53Shanghai, People’s Republic of China (12/31/06)

69 67 Canadian Imperial Bank of Commerce 10,631 20.7 270,762 58 10.4 3.93 3.59 887 900 2,953 257.6 250.3 -69.8 18 30.4 8.4 175 1.09 534 65.91 14.45 0.43Toronto, Canada (10/31/06)

70 107 State Bank of India 9,981 16.9 186,988 80 17.0 5.34 5.34 663 841 2,414 18.3 11.2 3.6 462 26.1 28.1 270 1.29 455 58.15 12.36 2.61Mumbai, India (03/31/07)

71 63 Westpac Banking Corporation 9,962 8.9 224,084 68 17.5 4.45 4.80 813 740 3,401 9.6 5.9 15.8 531 35.6 35.9 92 1.52 377 54.95 9.60 0.43Sydney, Australia (09/30/06)

72 71 HSH Nordbank 9,760 9.0 244,587 63 0.4 3.99 3.68 877 890 1,125 48.5 46.0 -19.8 153 12.0 8.9 717 0.46 835 37.43 9.90 naKiel, Germany (12/31/06)

73 86 Banco do Brasil 9,700 23.2 138,679 97 17.1 6.99 6.65 468 500 2,956 -12.8 -16.3 43.0 756 33.6 47.0 123 2.13 198 58.41 17.29 naBrasilia, Brazil (12/31/06)

74 74 DBS Bank 9,623 12.5 128,698 102 9.5 7.48 7.28 411 416 1,959 124.5 122.4 -47.0 45 21.6 10.8 400 1.52 373 43.56 14.50 naSingapore (12/31/06)

75 80 Caja de Ahorros y Monte de Piedad de Madrid 9,563 11.6 180,367 84 23.1 5.30 5.85 673 596 1,901 27.4 23.0 22.8 310 21.0 19.2 417 1.05 548 45.32 12.81 naMadrid, Spain (12/31/06)

76 88 Shinhan Bank 9,539 22.4 190,336 79 10.0 5.01 4.50 723 786 2,090 -3.4 -5.5 46.8 683 24.1 32.4 320 1.10 531 49.73 12.01 0.62Seoul, Korea (South) (12/31/06)

77 76 DnB NOR Group 9,434 12.4 210,901 72 22.1 4.47 4.86 809 732 2,346 310.5 301.2 -64.0 14 26.3 7.3 263 1.11 524 50.63 10.00 0.70Oslo, Norway (12/31/06)

78 108 Regions Financial Corp 9,375 58.3 143,370 93 69.1 6.54 6.99 511 454 1,985 37.5 33.2 17.4 229 26.0 24.5 273 1.38 423 59.68 11.54 0.62Birmingham, AL, USA (12/31/06)

79 98 PNC Financial Service Group 8,924 40.2 101,854 117 10.7 8.76 6.92 272 458 4,005 102.5 96.2 9.6 61 52.4 32.5 18 3.93 43 50.87 13.51 0.41Pittsburgh, PA, USA (12/31/06)

80 81 Bank of Ireland 8,877 27.8 196,507 78 37.7 4.52 4.87 800 730 1,935 20.0 17.6 11.3 374 24.5 25.9 311 0.98 583 37.81 11.40 naDublin, Ireland (03/31/06)

81 93 Skandinaviska Enskilda Banken 8,837 14.3 281,808 55 2.4 3.14 2.81 945 949 2,267 38.7 36.8 20.5 207 27.4 23.1 237 0.80 671 58.16 11.47 0.90Stockholm, Sweden (12/31/06)

82 85 Norddeutsche Landesbank Girozentrale 8,720 6.6 267,474 59 5.4 3.26 3.22 938 927 800 29.7 27.5 52.5 270 9.5 8.9 805 0.30 902 52.70 11.30 naHannover, Germany (12/31/06)

83 77 Sumitomo Trust & Banking 8,719 12.8 178,522 86 4.6 4.88 4.53 743 779 1,426 -2.1 na 8.7 na 17.3 19.3 537 0.80 672 50.84 11.40 1.28Osaka-shi, Japan (03/31/07)

84 75 Eurohypo 8,628 -0.7 295,446 53 -4.3 2.92 2.82 955 947 860 3.8 2.1 1.0 581 9.9 10.1 787 0.29 905 36.27 na 3.10Eschborn, Germany (12/31/06)

85 89 Banca Monte dei Paschi di Siena 8,626 8.9 208,818 73 3.1 4.13 3.91 858 875 1,697 17.7 15.3 47.2 397 20.5 18.2 433 0.81 666 60.90 9.48 1.80Siena, Italy (12/31/06)

86 70 Fifth Third Bancorp 8,625 5.1 100,669 120 -4.3 8.57 7.80 285 356 1,627 -26.4 -28.7 -4.5 796 19.3 26.4 470 1.62 334 56.87 11.07 0.76Cincinnati, OH, USA (12/31/06)

87 130 Unione di Banche Italiane 8,346 72.0 153,968 89 69.8 5.42 5.35 649 658 2,236 51.3 48.2 99.1 148 33.9 31.3 118 1.45 397 56.25 10.00 1.58Bergamo, Italy (12/31/06)

88 79 KeyCorp 8,338 8.5 92,061 126 -0.8 9.06 8.28 251 308 1,743 8.3 4.9 10.4 547 21.8 22.0 391 1.89 246 61.68 12.43 0.50Cleveland, OH, USA (12/31/06)

89 94 Capitalia Gruppo Bancario 8,251 11.2 180,602 83 2.3 4.57 4.20 796 835 2,401 22.1 19.6 68.6 351 30.6 24.9 172 1.33 443 61.40 9.20 naRoma, Italy (12/31/06)

90 83 BB & T Corp 8,226 10.4 121,351 106 11.2 6.78 6.83 487 474 2,478 0.3 -2.9 2.9 655 31.6 34.9 152 2.04 216 55.64 14.31 0.43Winston-Salem, NC, USA (12/31/06)

91 102 Hana Financial Group 8,216 22.6 124,864 104 21.1 6.58 6.50 508 519 1,567 17.1 14.5 17.3 413 21.0 23.8 416 1.25 462 47.80 12.52 0.69Seoul, Korea (South) (12/31/06)

Page 6: TOP 1OOO WORLD BAN KS 2O O7 - Tinglebr's Weblog> Top 1000 World Bank Winners – -Tier One-Total Assets-Return on Capital > Best Profit on Capital % (Top 25) > Best Profit on Assets

Ranking Strength Size Soundness Profits Performance BIS NPLTier One Capital assets ratio Real profits growth Profits on Av. capital Return Cost/Inc. Capital To total

Latest Capital Assets % % rank rank1 Pre-tax profit % % rank % % rank on assets ratio Ratio loansPrevious 1 $m %ch.2 $m rank %ch.2 latest prev. latest prev $m %ch.2 latest prev. latest latest prev. latest % rank % % %3

TOP 1000 WORLD BANKS 92-121

92 91 Banco Popular Español 8,152 8.7 120,704 107 17.7 6.75 7.31 491 411 2,270 21.8 17.7 5.9 370 29.0 27.5 199 1.88 252 38.20 9.87 0.72Madrid, Spain (12/31/06)

93 105 Erste Bank 8,146 21.0 239,304 65 19.0 3.40 3.35 930 920 2,005 25.3 23.5 11.9 305 26.9 25.6 250 0.84 653 60.00 10.30 4.88Vienna, Austria (12/31/06)

94 72 WestLB 7,905 70.4 312,013 52 4.4 2.53 1.55 971 967 603 na na na na 9.6 -27.6 796 0.19 943 94.46 14.20 naDüsseldorf, Germany (12/31/05)

95 78 Nykredit Realkredit Group 7,697 9.4 140,736 94 -5.2 5.47 4.74 647 643 686 -1.2 -2.9 -1.8 656 9.3 10.6 812 0.49 823 38.62 12.40 naCopenhagen, Denmark (12/31/05)

96 73 Shinkin Central Bank 7,589 5.3 227,752 67 0.3 3.33 3.17 935 930 566 -0.9 -0.8 29.3 630 7.6 8.1 860 0.25 926 52.83 14.34 0.36Tokyo, Japan (03/31/06)

97 126 Raiffeisen Zentralbank Österreich 7,443 41.9 152,283 90 23.2 4.89 4.24 741 827 2,479 102.4 99.5 28.7 56 39.1 26.2 66 1.63 328 55.25 10.80 2.24Vienna, Austria (12/31/06)

98 92 Desjardins Group 7,218 8.3 115,958 109 14.4 6.22 6.58 549 510 1,205 -7.1 -8.9 -1.9 708 17.4 20.4 536 1.04 554 83.58 14.33 0.39Levis, Canada (12/31/06)

99 128 National Bank of Greece 7,083 39.5 100,842 118 26.7 7.02 6.38 463 529 1,670 34.5 30.3 37.5 247 27.5 26.5 234 1.66 308 52.23 15.60 3.80Athens, Greece (12/31/06)

100 121 Swedbank 6,919 18.9 197,102 77 13.0 3.51 3.34 922 922 2,078 -5.0 -6.2 25.4 692 32.6 36.2 141 1.05 546 52.00 9.80 0.07Stockholm, Sweden (12/31/06)

101 173 China Merchants Bank 6,803 123.3 119,622 108 27.3 5.69 3.24 620 926 1,291 52.0 49.8 30.0 144 26.2 30.2 266 1.08 537 38.28 11.40 2.12Shenzen, People’s Republic of China (12/31/06)

102 101 Türkiye Is Bankasi 6,756 13.5 58,926 171 19.1 11.46 12.02 133 111 1,423 0.7 -8.0 34.1 703 22.4 25.2 363 2.42 166 43.60 24.82 3.63Istanbul, Turkey (12/31/06)

103 111 OP Bank Group 6,748 7.7 78,408 148 12.7 8.61 9.00 280 250 1,054 38.2 36.0 13.9 210 16.2 13.7 583 1.34 436 55.40 14.30 0.30Helsinki, Finland (12/31/06)

104 84 Svenska Handelsbanken 6,722 -21.0 260,767 62 13.2 2.58 3.70 965 887 2,500 9.6 8.1 19.4 499 32.8 28.9 137 0.96 601 42.12 8.00 0.26Stockholm, Sweden (12/31/06)

105 239 Merrill Lynch International Bank 6,626 96.1 150,317 91 -15.5 4.41 1.90 819 819 549 -25.5 -28.3 na 793 11.0 na 752 0.37 872 58.73 11.30 naDublin, Ireland (12/29/06)

106 118 Standard Bank Group (Stanbank) 6,516 35.4 139,023 96 28.2 4.69 4.44 775 798 2,634 27.6 22.0 36.1 324 46.5 43.9 35 1.90 245 53.50 14.60 1.20Johannesburg, South Africa (12/31/06)

107 97 Mitsui Trust Holdings 6,491 2.1 113,699 110 4.7 5.71 5.85 615 595 1,527 28.4 na -6.7 na 23.8 20.2 331 1.34 437 51.17 12.12 naTokyo, Japan (03/31/07)

108 114 State Street Corp 6,473 17.5 107,385 113 9.6 6.03 5.62 573 629 1,771 23.6 19.8 16.2 345 29.5 26.7 191 1.65 312 72.12 15.90 0.04Boston, MA, USA (12/31/06)

109 96 National Agricultural Cooperative Federation 6,421 21.6 131,004 101 9.7 4.90 4.42 737 729 1,020 -1.0 -3.6 72.0 663 17.4 20.8 531 0.78 677 49.25 11.81 0.86Seoul, Korea (South) (12/31/05)

110 109 National Commercial Bank 6,408 10.9 41,577 215 6.8 15.41 14.84 62 65 1,675 25.2 22.5 40.9 317 27.5 28.3 232 4.03 38 26.79 26.80 2.07Jeddah, Saudi Arabia (12/31/06)

111 113 EFG Bank European Financial Group 6,393 7.5 83,453 137 26.8 7.66 9.04 389 247 1,269 40.2 38.7 118.0 194 20.6 19.6 430 1.52 375 49.64 12.64 naGenève, Switzerland (12/31/06)

112 117 Helaba-Landesbank Hessen-Thüringen Girozentrale 6,364 6.6 217,010 71 1.1 2.93 2.78 954 955 451 60.2 57.5 42.6 125 7.3 5.2 868 0.21 939 68.10 11.10 naFrankfurt am Main, Germany (12/31/06)

113 95 Bank of New York 6,351 -4.4 103,455 116 1.5 6.14 6.52 559 517 2,183 -7.9 -10.8 4.0 723 33.6 37.2 125 2.11 202 61.11 12.49 0.14New York, NY, USA (12/31/06)

114 99 United Overseas Bank 6,297 11.0 87,173 135 7.6 7.22 7.00 442 424 1,324 15.0 14.4 17.2 416 22.1 19.9 378 1.52 376 39.45 16.10 5.60Singapore (12/31/05)

115 100 Shinsei Bank 6,287 59.4 69,296 157 13.8 9.07 6.48 248 244 628 12.4 12.5 -4.8 442 12.3 11.1 709 0.91 620 78.97 15.53 2.10Tokyo, Japan (03/31/06)

116 122 VTB Bank 6,203 25.9 52,403 189 42.7 11.84 13.42 120 86 1,404 99.7 82.1 66.4 81 25.2 18.8 293 2.68 121 74.91 14.00 1.34Moscow, Russia (12/31/06)

117 137 Anglo Irish Bank Corporation 6,124 42.3 92,784 125 51.9 6.60 7.04 506 443 1,076 24.1 19.8 32.7 343 20.6 23.8 425 1.16 506 27.00 12.13 0.54Dublin, Ireland (09/30/06)

118 103 Aozora Bank 6,116 18.8 50,854 193 25.5 12.03 12.71 114 109 929 21.1 21.3 189.2 329 16.5 16.0 568 1.83 262 40.26 19.47 0.84Tokyo, Japan (03/31/06)

119 104 Deutsche Postbank 6,092 22.1 165,483 88 9.4 3.68 3.30 911 889 848 15.2 13.0 23.5 433 15.3 15.5 610 0.51 811 70.03 10.70 3.48Bonn, Germany (12/31/05)

120 116 Comerica 5,650 4.4 58,723 172 9.5 9.62 10.09 217 179 1,127 -12.1 -14.9 11.7 749 20.4 24.0 441 1.92 237 59.00 11.63 0.48Detroit, MI, USA (12/31/06)

121 106 Shoko Chukin Bank 5,590 1.9 97,226 122 -0.7 5.75 5.61 611 632 167 29.9 30.1 102.0 249 3.0 2.4 939 0.17 948 56.15 8.01 4.70Tokyo, Japan (03/31/06)

JULY 2007 The Banker

TOP 1OOO WORLD BANKS

Page 7: TOP 1OOO WORLD BAN KS 2O O7 - Tinglebr's Weblog> Top 1000 World Bank Winners – -Tier One-Total Assets-Return on Capital > Best Profit on Capital % (Top 25) > Best Profit on Assets

JULY 2007 The Banker TOP 1OOO WORLD BANKS Ranking Strength Size Soundness Profits Performance BIS NPL

Tier One Capital assets ratio Real profits growth Profits on Av. capital Return Cost/Inc. Capital To totalLatest Capital Assets % % rank rank1 Pre-tax profit % % rank % % rank on assets ratio Ratio loans

Previous 1 $m %ch.2 $m rank %ch.2 latest prev. latest prev $m %ch.2 latest prev. latest latest prev. latest % rank % % %3

TOP 1000 WORLD BANKS 122-152

122 112 Oversea-Chinese Banking Corporation 5,589 7.6 78,896 146 9.5 7.08 7.21 458 436 1,025 9.7 9.2 25.2 481 19.0 18.8 485 1.30 450 39.60 17.30 4.10Singapore (12/31/05)

123 110 Merrill Lynch Bank USA 5,524 -3.6 67,212 160 11.6 8.22 9.52 321 215 2,448 50.2 45.5 26.6 157 43.5 29.9 47 3.64 48 22.88 10.25 0.40Salt Lake City, UT, USA (12/29/06)

124 119 Bank of Taiwan 5,448 2.9 82,932 138 4.7 6.57 6.68 509 494 344 -13.5 na -18.4 na 6.4 7.8 889 0.42 855 72.13 12.85 1.36Taipei, Taiwan (12/31/06)

125 227 Millennium bcp 5,365 1.6 104,384 115 3.1 5.14 5.22 705 974 1,296 4.9 2.1 38.7 578 24.3 22.7 314 1.24 468 57.10 11.90 1.10Porto, Portugal (12/31/06)

126 123 Bank of Yokohama 5,247 -1.3 93,168 124 5.3 5.63 6.01 629 695 953 4.6 na 7.5 na 18.0 18.6 518 1.02 565 42.83 11.19 2.50Yokohama-shi, Japan (03/31/07)

127 120 Hypo Real Estate Holding 5,191 4.5 179,851 85 2.9 2.89 2.84 957 942 481 84.6 81.1 39.3 82 9.5 5.3 804 0.27 917 32.38 11.20 1.22Munich, Germany (12/31/05)

128 124 Fubon Financial Holding 5,149 5.1 52,916 188 4.3 9.73 9.65 207 205 295 -19.7 na -40.6 na 5.9 7.5 897 0.56 777 45.00 11.94 1.94Taipei, Taiwan (12/31/06)

129 142 Gruppo Banco Popolare di Verona e Novara 5,146 18.7 90,471 128 15.0 5.69 5.51 619 637 2,052 58.8 55.5 38.5 129 43.3 30.6 48 2.27 178 46.83 9.92 2.31Verona, Italy (12/31/06)

130 158 Northern Rock 5,123 28.4 198,293 76 22.1 2.58 2.46 964 969 1,230 26.8 22.9 11.5 312 27.0 24.4 247 0.62 743 30.38 11.64 0.42Newcastle-upon-Tyne, United Kingdom (12/31/06)

131 140 Caixa Geral de Depositos 5,108 10.6 126,756 103 11.3 4.03 4.06 871 836 1,299 46.4 42.5 39.9 175 26.7 20.9 253 1.03 562 54.60 10.50 2.15Lisbon, Portugal (12/31/06)

132 127 Akbank 5,077 16.6 42,811 212 9.3 11.86 11.12 119 143 1,372 -9.8 -17.6 32.6 762 29.1 34.7 198 3.21 76 41.07 19.82 2.10Istanbul, Turkey (12/31/06)

133 145 Alliance & Leicester 4,982 15.6 134,584 99 16.2 3.70 3.72 909 884 1,117 4.0 0.8 -12.5 611 24.0 25.6 322 0.83 658 na 10.20 naLeicester, United Kingdom (12/31/06)

134 182 Banco Espirito Santo Group 4,940 61.1 77,886 149 17.8 6.34 4.64 532 764 753 60.6 56.3 -2.7 127 18.8 14.1 499 0.97 595 49.97 13.10 1.11Lisbon, Portugal (12/31/06)

135 125 Shizuoka Bank 4,913 3.5 73,412 152 0.9 6.69 6.52 500 515 612 25.4 na -7.0 na 12.7 10.5 696 0.83 656 na 14.48 3.04Shizuoka-shi, Japan (03/31/07)

136 149 Franklin Resources 4,708 27.2 9,500 576 6.8 49.56 41.60 4 7 1,836 29.2 24.6 38.4 291 43.7 41.5 46 19.32 4 49.18 92.00 0.13San Mateo, CA, USA (09/30/06)

137 135 Hudson City Bancorp 4,601 11.4 35,507 236 26.5 12.96 14.71 99 67 461 4.1 0.9 11.9 609 10.6 16.3 768 1.30 451 25.66 30.99 0.16Paramus, NJ, USA (12/31/06)

138 129 Schweizer Verband der Raiffeisenbanken 4,530 23.3 82,315 139 2.0 5.50 4.55 642 639 591 17.8 16.5 10.4 384 14.4 14.4 638 0.72 699 62.43 15.50 0.39St Gallen, Switzerland (12/31/05)

139 143 Banco Sabadell 4,505 4.8 95,851 123 39.1 4.70 6.24 771 542 938 10.6 6.8 23.5 527 21.3 20.3 407 0.98 588 46.87 11.42 0.39Sabadell, Spain (12/31/06)

140 160 Alpha Bank 4,494 15.8 65,586 163 13.2 6.85 6.70 481 490 1,055 24.7 20.8 7.8 332 25.2 24.2 294 1.61 337 45.68 12.90 naAthens, Greece (12/31/06)

141 177 Kaupthing Bank 4,486 76.6 56,592 177 59.6 7.93 7.16 354 427 1,411 62.3 52.1 193.9 135 40.2 39.0 60 2.49 149 35.89 15.00 1.00Reykjavík, Iceland (12/31/06)

142 148 Bank Hapoalim 4,485 11.2 66,950 161 3.5 6.70 6.23 499 543 1,025 9.9 7.6 23.9 511 24.1 23.4 321 1.53 368 58.90 10.53 2.62Tel Aviv, Israel (12/31/06)

143 153 FCE Bank 4,480 9.4 33,298 248 -3.1 13.45 11.92 87 118 646 -7.6 -10.4 7.2 719 15.1 18.3 616 1.94 234 63.43 na naBrentwood, United Kingdom (12/31/06)

144 203 Mega International Commercial Bank 4,414 79.7 55,611 182 47.6 7.94 6.52 352 516 404 0.5 na 7.7 na 11.7 17.1 730 0.73 694 75.21 10.34 0.88Taipei, Taiwan (12/31/06)

145 131 Korea Exchange Bank 4,325 88.9 64,206 165 5.9 6.74 3.78 495 486 1,616 213.2 204.9 na 22 48.9 24.4 28 2.52 146 44.20 13.68 0.90Seoul, Korea (South) (12/31/05)

146 132 ICICI Bank 4,293 87.2 56,258 179 49.9 7.63 6.11 393 373 693 27.9 22.6 21.6 314 21.0 30.7 413 1.23 476 na 13.35 naMumbai, India (03/31/06)

147 133 Industrial Bank of Korea 4,249 20.3 86,443 136 15.1 4.92 4.70 736 725 1,050 100.9 95.6 62.1 63 27.0 15.5 248 1.22 481 51.00 11.11 1.17Seoul, Korea (South) (12/31/05)

148 134 Bankgesellschaft Berlin 4,195 5.1 170,485 87 9.1 2.46 2.55 976 968 288 99.8 95.9 na 62 7.0 4.4 875 0.17 949 68.77 11.60 naBerlin, Germany (12/31/05)

149 150 TC Ziraat Bankasi 4,190 13.9 48,349 198 14.0 8.67 8.67 276 276 2,042 -9.7 -16.6 na 759 51.9 na 20 4.22 32 33.53 48.00 2.30Ankara, Turkey (12/31/05)

150 146 National Bank of Canada 4,163 5.9 100,793 119 8.4 4.13 4.23 859 831 1,051 0.8 -1.3 6.9 637 26.0 28.1 271 1.04 552 67.31 13.97 0.50Montreal, Canada (10/31/06)

151 157 DEPFA Bank 4,156 6.0 293,619 54 -2.5 1.42 1.30 998 998 851 8.2 4.1 -11.8 553 21.1 24.3 411 0.29 906 26.09 13.50 naDublin, Ireland (12/31/06)

152 136 Maybank 4,102 28.1 50,499 194 8.5 8.12 6.88 333 329 920 4.0 1.7 26.9 592 25.2 28.8 295 1.82 265 39.42 14.15 4.90Kuala Lumpur, Malaysia (06/30/05)

Page 8: TOP 1OOO WORLD BAN KS 2O O7 - Tinglebr's Weblog> Top 1000 World Bank Winners – -Tier One-Total Assets-Return on Capital > Best Profit on Capital % (Top 25) > Best Profit on Assets

JULY 2007 The Banker

TOP 1OOO WORLD BANKS

Ranking Strength Size Soundness Profits Performance BIS NPLTier One Capital assets ratio Real profits growth Profits on Av. capital Return Cost/Inc. Capital To total

Latest Capital Assets % % rank rank1 Pre-tax profit % % rank % % rank on assets ratio Ratio loansPrevious 1 $m %ch.2 $m rank %ch.2 latest prev. latest prev $m %ch.2 latest prev. latest latest prev. latest % rank % % %3

TOP 1000 WORLD BANKS 153-182

153 162 Samba Financial Group 4,085 18.5 33,115 250 14.5 12.34 11.92 107 117 1,391 29.7 26.9 59.2 277 36.9 35.9 80 4.20 33 24.73 17.66 naRiyadh, Saudi Arabia (12/31/06)

154 163 Caja Mediterráneo 4,066 na 81,975 141 na 4.96 na 731 574 683 na na na na na na na 0.83 655 39.99 12.56 0.81Alicante, Spain (12/31/06)

155 139 Zürcher Kantonalbank 4,054 10.4 65,369 164 6.9 6.20 6.00 553 548 617 16.7 15.4 14.8 395 16.0 14.5 589 0.94 605 49.89 11.90 naZürich, Switzerland (12/31/05)

156 155 Chiba Bank 4,023 24.4 82,291 140 12.5 4.89 4.42 740 801 734 28.7 28.9 39.1 259 20.2 18.4 448 0.89 634 60.00 11.19 3.66Chiba City, Japan (03/31/06)

157 141 Unibanco-União de Bancos Brasileiros 3,994 15.7 39,244 223 15.7 10.18 10.18 181 176 1,252 46.6 37.1 -2.2 204 33.6 26.3 124 3.19 79 61.87 17.30 naSão Paulo, Brazil (12/31/05)

158 156 Bank Leumi le-Israel 3,991 3.6 68,483 158 6.1 5.83 5.97 599 578 616 -8.7 -10.6 1.9 721 15.7 18.1 599 0.90 626 73.60 11.56 1.35Tel Aviv, Israel (12/31/06)

159 188 China CITIC Bank 3,984 45.8 90,503 127 15.5 4.40 3.49 821 909 897 30.5 28.7 470.4 261 26.7 26.2 254 0.99 580 39.67 2.84 2.50Beijing, People’s Republic of China (12/31/06)

160 170 Marshall & Ilsley Corp 3,873 27.1 56,269 178 30.0 6.88 7.04 477 447 1,196 9.7 6.2 11.6 529 34.6 39.2 111 2.12 200 63.45 11.17 1.16Milwaukee, WI, USA (12/31/06)

161 151 M&T Bank Corporation 3,844 6.8 57,065 175 3.5 6.74 6.53 494 514 1,232 5.2 1.9 6.2 587 33.1 33.7 129 2.16 191 53.39 11.78 0.75Buffalo, NY, USA (12/31/06)

162 166 Northern Trust Corporation 3,829 14.7 60,712 169 13.7 6.31 6.25 540 539 1,024 15.4 11.8 13.8 454 28.6 26.6 211 1.69 301 65.34 11.92 0.27Chicago, IL, USA (12/31/06)

163 144 Grupo Bancaja 3,804 19.9 73,451 151 43.5 5.18 6.20 699 688 639 28.3 24.1 6.2 298 18.3 16.8 512 0.87 643 52.06 12.85 naValencia, Spain (12/31/05)

164 138 Sovereign Bancorp 3,796 -7.2 89,642 130 40.8 4.23 6.42 845 522 19 -97.9 -97.9 48.5 853 0.5 22.9 954 0.02 971 76.10 10.08 0.35Philadelphia, PA, USA (12/31/06)

165 154 Popular 3,728 5.3 47,404 202 -2.5 7.86 7.28 363 415 465 -32.3 -34.4 4.5 811 12.8 20.0 692 0.98 587 66.38 11.86 2.50San Juan, PR, USA (12/31/06)

166 147 Bank Nederlandse Gemeenten 3,710 22.5 108,141 112 3.5 3.43 2.90 927 915 367 3.3 1.6 -2.2 594 10.9 12.1 758 0.34 890 14.30 33.00 naThe Hague, Netherlands (12/31/05)

167 194 Banca Popolare dell’Emilia Romagna 3,700 29.4 59,604 170 4.4 6.21 5.01 551 712 898 19.7 17.3 47.1 379 27.4 25.8 236 1.51 380 55.47 10.79 3.82Modena, Italy (12/31/06)

168 152 Al Rajhi Banking & Investment Corporation 3,597 57.8 25,377 298 22.1 14.17 10.96 76 72 1,504 91.9 90.5 43.5 67 51.2 37.2 22 5.93 18 22.72 19.50 2.00Riyadh, Saudi Arabia (12/31/05)

169 168 Volkswagen Bank 3,556 1.1 27,687 282 16.2 12.84 14.77 103 66 466 14.3 12.4 3.2 443 13.2 12.8 678 1.68 302 na na naBraunschweig, Germany (12/31/06)

170 210 Österreichische Volksbanken 3,508 35.1 88,805 133 23.0 3.95 3.60 881 898 408 40.7 38.7 43.7 195 13.3 12.9 670 0.46 836 59.30 12.14 0.39Vienna, Austria (12/31/06)

171 172 Mellon Financial Corp 3,485 17.6 41,585 214 7.3 8.38 7.64 311 369 1,246 -7.4 -10.3 13.1 718 38.6 48.2 70 3.00 92 77.29 18.54 0.12Pittsburgh, PA, USA (12/31/06)

172 179 Zions Bancorporation 3,437 21.4 46,970 204 9.9 7.32 6.62 432 504 913 23.1 19.2 14.9 352 29.1 27.5 196 1.94 232 57.56 12.29 0.32Salt Lake City, UT, USA (12/31/06)

173 171 Bank für Arbeit und Wirtschaft - PSK- Group 3,390 15.6 66,912 162 -12.2 5.07 3.84 712 877 25 na na -105.1 na 0.8 -0.4 950 0.04 967 82.20 12.50 naVienna, Austria (12/31/06)

174 190 Bank of Fukuoka 3,387 29.5 67,412 159 3.6 5.02 4.02 721 861 477 9.2 na 10.8 na 15.9 17.9 591 0.71 706 68.30 11.29 2.53Fukuoka-shi, Japan (03/31/07)

175 165 Nedbank 3,344 22.4 55,693 181 8.1 6.00 5.30 580 571 860 189.7 180.1 na 28 28.3 13.5 219 1.54 366 66.40 12.90 1.70Johannesburg, South Africa (12/31/05)

176 474 Bank Saderat Iran 3,328 na 27,887 281 na 11.93 na 115 852 528 na na na na na na na 1.89 247 59.23 na 16.40Tehran, Iran (03/20/06)

177 290 VakifBank (Türkiye Vakiflar Bankasi) 3,288 13.5 27,622 283 14.5 11.90 12.00 117 306 733 4.5 -4.6 -17.6 674 23.7 31.9 335 2.65 126 66.44 21.16 naAnkara, Turkey (12/31/06)

178 186 Synovus Financial Corp 3,255 22.3 31,885 256 15.4 10.21 9.63 180 207 1,022 18.6 14.9 16.0 407 34.5 34.3 112 3.20 77 66.39 14.43 0.53Columbus, GA, USA (12/31/06)

179 446 Ahli United Bank 3,224 48.1 55,316 183 49.9 5.83 5.90 600 585 694 33.5 na 87.3 na 25.7 21.4 281 1.26 461 39.82 14.83 1.21Manama, Bahrain (12/31/06)

180 164 Joyo Bank 3,206 3.5 62,169 166 0.1 5.16 4.99 703 721 374 -3.6 -3.5 13.6 662 11.9 12.9 725 0.60 752 67.68 12.01 4.43Mito-shi, Japan (03/31/06)

181 176 Riyad Bank 3,202 10.1 25,104 301 17.4 12.76 13.60 105 84 777 2.5 0.3 40.5 617 25.4 29.4 289 3.09 87 32.85 17.56 naRiyadh, Saudi Arabia (12/31/06)

182 212 Caixa Economica Federal 3,199 22.1 80,631 143 27.7 3.97 4.15 880 843 1,304 75.1 63.9 -27.2 110 44.8 30.3 42 1.62 333 79.23 na naBrasilia, Brazil (12/31/05)

Page 9: TOP 1OOO WORLD BAN KS 2O O7 - Tinglebr's Weblog> Top 1000 World Bank Winners – -Tier One-Total Assets-Return on Capital > Best Profit on Capital % (Top 25) > Best Profit on Assets

JULY 2007 The Banker TOP 1OOO WORLD BANKS Ranking Strength Size Soundness Profits Performance BIS NPL

Tier One Capital assets ratio Real profits growth Profits on Av. capital Return Cost/Inc. Capital To totalLatest Capital Assets % % rank rank1 Pre-tax profit % % rank % % rank on assets ratio Ratio loans

Previous 1 $m %ch.2 $m rank %ch.2 latest prev. latest prev $m %ch.2 latest prev. latest latest prev. latest % rank % % %3

TOP 1000 WORLD BANKS 183-212

183 204 Bangkok Bank 3,178 15.2 41,437 216 6.8 7.67 7.11 387 434 643 2.4 -2.2 21.6 647 21.7 23.2 396 1.55 360 na 14.48 9.20Bangkok, Thailand (12/31/06)

184 189 Investec 3,175 18.0 46,813 205 39.6 6.78 8.03 486 334 835 6.4 2.6 168.1 571 28.5 35.6 213 1.78 275 59.00 14.70 1.20Sandton, South Africa (03/31/07)

185 178 Türkiye Garanti Bankasi 3,174 16.6 40,666 219 39.1 7.80 9.31 368 221 1,040 54.6 41.3 65.1 180 35.3 27.1 97 2.56 142 49.97 12.76 0.64Istanbul, Turkey (12/31/06)

186 231 National Bank of Kuwait 3,108 45.9 27,320 287 27.4 11.37 9.93 138 190 918 23.6 19.9 31.0 341 35.1 37.2 100 3.36 58 25.02 19.20 1.20Safat, Kuwait (12/31/06)

187 175 Hachijuni Bank 3,105 5.2 51,534 191 2.0 6.03 5.85 574 649 338 -19.0 na 5.7 na 11.2 14.9 745 0.66 725 65.56 13.55 4.99Nagano-shi, Japan (03/31/07)

188 192 Bradford & Bingley 3,033 3.2 89,035 131 11.1 3.41 3.67 929 891 484 -6.4 -9.3 143.4 715 16.2 18.4 581 0.54 785 59.24 13.20 1.30Bingley, United Kingdom (12/31/06)

189 167 Bilbao Bizkaia Kutxa 3,021 -17.0 32,891 251 24.6 9.18 13.78 238 81 339 26.6 22.3 -23.2 318 10.2 8.8 783 1.03 558 46.65 20.33 0.44Bilbao, Spain (12/31/06)

190 251 Shanghai Pudong Development Bank 3,002 58.6 88,277 134 20.2 3.40 2.58 931 964 773 39.1 37.1 10.2 206 31.6 30.7 153 0.88 641 na 9.30 1.80Shanghai, People’s Republic of China (12/31/06)

191 209 Banca Popolare di Milano 2,991 14.3 52,919 187 6.0 5.65 5.24 625 679 839 53.3 50.1 130.1 142 29.9 21.8 184 1.59 344 60.60 10.44 3.38Milan, Italy (12/31/06)

192 195 FirstRand Banking Group 2,928 24.6 61,700 167 27.2 4.75 4.84 761 735 1,522 13.3 9.2 31.6 483 57.7 58.3 16 2.47 155 58.11 12.50 1.41Sandton, South Africa (06/30/06)

193 335 Abu Dhabi Commercial Bank 2,920 25.5 22,080 324 41.1 13.23 14.86 90 107 585 11.9 na na na 22.3 29.2 368 2.65 127 24.34 16.28 1.81Abu Dhabi, United Arab Emirates (12/31/06)

194 174 Hokuhoku Financial Group 2,899 8.3 78,695 147 1.3 3.68 3.44 910 913 397 88.6 88.9 491.7 70 14.2 10.0 644 0.50 816 58.50 9.00 5.98Toyama City, Japan (03/31/06)

195 219 Caixa Catalunya 2,890 na 88,965 132 na 3.25 na 939 888 631 na na na na na na na 0.71 705 42.60 11.18 0.78Barcelona, Spain (12/31/06)

196 169 IKB Deutsche Industriebank 2,888 0.7 54,209 185 16.9 5.33 6.19 666 550 281 15.4 13.1 9.9 430 9.8 9.1 790 0.52 803 32.80 13.30 8.29Düsseldorf, Germany (03/31/06)

197 362 Yapi ve Kredi Bankasi 2,853 164.2 37,986 227 104.6 7.51 5.82 407 598 642 na na na na 32.6 -83.6 140 1.69 300 68.30 13.30 naIstanbul, Turkey (12/31/06)

198 181 Chugoku Bank 2,795 3.5 48,826 197 1.4 5.72 5.61 614 625 227 -13.8 -13.6 13.6 738 8.3 10.0 842 0.47 833 67.18 12.40 4.04Okayama-shi, Japan (03/31/06)

199 184 Huntington Bancshares 2,784 3.0 35,331 238 7.9 7.88 8.25 362 311 518 -5.6 -8.6 -4.5 705 18.9 20.4 488 1.47 394 60.43 12.79 0.79Columbus, OH, USA (12/31/06)

200 183 Hua Nan Financial Holdings 2,782 1.3 51,383 192 0.2 5.41 5.36 650 656 287 -16.3 na 741.1 na 10.4 14.5 774 0.56 775 47.95 112.67 1.99Taipei, Taiwan (12/31/06)

201 198 DekaBank Deutsche Girozentrale 2,779 -0.5 138,191 98 -8.7 2.01 1.84 991 993 581 4.2 2.5 10.4 572 20.9 20.4 421 0.42 850 60.30 11.20 naFrankfurt am Main, Germany (12/31/06)

202 236 Landsbanki Islands 2,756 55.9 30,323 264 54.6 9.09 9.01 246 249 624 45.2 36.1 100.5 209 27.6 35.9 230 2.06 210 43.15 14.80 naReykjavik, Iceland (12/31/06)

203 253 Taiwan Cooperative Bank 2,750 na 72,826 153 na 3.78 na 901 936 319 na na na na na na na 0.44 844 28.25 11.71 2.16Taipei City, Taiwan (12/31/06)

204 187 St George Bank 2,744 5.2 71,130 156 34.9 3.86 4.95 893 722 1,138 17.1 13.2 11.6 429 42.5 39.4 52 1.60 338 44.60 10.80 0.33Kogarah, Australia (09/30/06)

205 206 WGZ Bank 2,741 4.1 106,908 114 10.4 2.56 2.72 968 959 232 3.4 1.7 42.1 593 8.6 9.7 827 0.22 936 48.00 9.80 naDüsseldorf, Germany (12/31/06)

206 214 Commerce Bancorp 2,725 20.5 45,307 207 17.7 6.01 5.87 577 588 476 10.5 7.1 0.5 521 19.1 21.0 477 1.05 550 72.76 12.44 0.33Cherry Hill, NJ, USA (12/31/06)

207 199 First Horizon National Corp 2,696 8.3 37,920 228 3.7 7.11 6.81 452 477 338 -47.6 -49.2 -6.4 828 13.0 28.2 682 0.89 635 77.97 13.21 1.05Memphis, TN, USA (12/31/06)

208 202 Arab Bank 2,630 7.4 27,484 285 0.4 9.57 8.94 220 489 637 49.5 44.4 35.9 163 25.1 18.1 298 2.32 173 43.96 19.01 4.88Amman, Jordan (12/31/05)

209 207 Bank of East Asia 2,617 11.6 37,840 229 23.2 6.91 7.63 475 372 548 32.6 29.9 12.6 250 22.1 18.2 380 1.45 400 45.81 14.20 0.78Hong Kong (12/31/06)

210 250 Kuwait Finance House 2,600 39.8 21,839 327 34.9 11.91 11.49 116 135 687 67.3 62.3 53.2 113 30.8 28.1 169 3.14 82 26.50 na 4.04Safat, Kuwait (12/31/06)

211 191 Chinatrust Financial Holding 2,600 12.8 44,772 209 17.8 5.81 6.06 604 602 628 120.4 116.9 -41.6 49 25.6 12.1 282 1.40 419 49.76 119.72 1.07Taipei, Taiwan (12/31/04)

212 193 Macquarie Bank 2,571 26.2 75,865 150 115.4 3.39 5.79 934 918 919 10.9 7.8 65.5 509 39.9 46.3 61 1.21 483 71.00 14.10 naSydney, Australia (03/31/06)

Page 10: TOP 1OOO WORLD BAN KS 2O O7 - Tinglebr's Weblog> Top 1000 World Bank Winners – -Tier One-Total Assets-Return on Capital > Best Profit on Capital % (Top 25) > Best Profit on Assets

JULY 2007 The Banker

TOP 1OOO WORLD BANKS

Ranking Strength Size Soundness Profits Performance BIS NPLTier One Capital assets ratio Real profits growth Profits on Av. capital Return Cost/Inc. Capital To total

Latest Capital Assets % % rank rank1 Pre-tax profit % % rank % % rank on assets ratio Ratio loansPrevious 1 $m %ch.2 $m rank %ch.2 latest prev. latest prev $m %ch.2 latest prev. latest latest prev. latest % rank % % %3

TOP 1000 WORLD BANKS 213-242

213 211 Compass Bancshares 2,543 9.9 34,249 242 11.0 7.43 7.50 417 385 687 13.1 9.5 5.9 480 28.3 27.6 218 2.01 224 56.72 1.73 0.29Birmingham, AL, USA (12/31/06)

214 196 Land Bank of Taiwan 2,522 4.5 54,530 184 0.5 4.63 4.45 788 767 186 54.1 50.6 21.3 141 7.5 5.0 861 0.34 889 53.30 12.06 3.12Taipei, Taiwan (12/31/05)

215 201 77 Bank 2,521 2.8 47,281 203 1.9 5.33 5.29 665 670 155 3.5 na 6.5 na 6.2 6.2 892 0.33 894 77.18 13.14 4.85Sendai City, Japan (03/31/07)

216 197 Cathay United Bank 2,518 17.2 32,095 255 16.1 7.84 7.77 366 350 554 574.3 563.6 na 6 23.7 4.7 333 1.72 289 39.25 13.72 0.76Taipei, Taiwan (12/31/04)

217 305 Banque Saudi Fransi 2,511 35.7 21,250 337 17.9 11.82 10.27 121 225 803 35.7 32.8 43.2 234 36.8 35.6 81 3.78 45 21.36 14.38 1.24Riyadh, Saudi Arabia (12/31/06)

218 237 Saudi British Bank 2,511 25.5 20,611 348 17.1 12.18 11.37 112 138 812 21.4 18.8 52.0 356 36.0 38.9 88 3.94 41 30.41 18.20 0.62Riyadh, Saudi Arabia (12/31/06)

219 246 National Bank of Abu Dhabi 2,509 31.0 27,492 284 20.7 9.13 8.41 242 302 587 -18.1 na na na 26.5 44.4 255 2.14 197 28.67 15.48 1.52Abu Dhabi, United Arab Emirates (12/31/06)

220 222 Caja Gipuzkoa San Sebastian (Kutxa) 2,482 3.2 24,974 304 21.9 9.94 11.74 194 123 251 -11.7 -14.8 9.0 747 10.3 12.9 778 1.00 570 48.44 16.96 0.50San Sebastian, Spain (12/31/06)

221 200 Sapporo Hokuyo Holdings 2,462 9.9 60,770 168 6.3 4.05 3.92 869 865 443 59.8 60.0 90.1 119 18.8 13.4 495 0.73 693 71.38 10.18 3.60Sapporo, Japan (03/31/06)

222 230 Emirates Bank International 2,417 25.0 25,829 296 59.7 9.36 11.96 231 92 514 9.2 na na na 23.6 27.1 338 1.99 227 39.42 15.60 0.83Dubai, United Arab Emirates (12/31/06)

223 479 Dubai Islamic Bank 2,403 175.9 17,545 388 49.9 13.69 7.44 83 265 431 49.0 na na na 26.4 36.1 262 2.46 156 41.10 na 2.20Dubai, United Arab Emirates (12/31/06)

224 216 Gunma Bank 2,388 6.7 49,603 196 0.2 4.81 4.52 752 783 323 9.1 na 250.1 na 14.0 13.6 651 0.65 726 na 12.13 naMaebashi, Japan (03/31/07)

225 205 Banque Cantonale Vaudoise 2,385 21.4 26,535 292 8.0 8.99 8.00 257 252 288 39.0 37.4 55.3 202 13.2 10.9 676 1.09 536 62.00 18.50 naLausanne, Switzerland (12/31/05)

226 234 Public Bank (PBB) 2,382 8.3 41,849 213 32.4 5.69 6.96 618 455 684 17.9 13.8 7.6 422 29.9 26.2 185 1.64 325 34.78 15.80 1.87Kuala Lumpur, Malaysia (12/31/06)

227 240 Landwirtschaftliche Rentenbank 2,369 7.3 108,516 111 7.2 2.18 2.18 986 984 54 1.1 -0.6 4.2 628 2.4 2.6 946 0.05 964 17.75 16.10 naFrankfurt am Main, Germany (12/31/06)

228 300 Glitnir 2,366 81.3 31,347 258 52.6 7.55 6.35 401 531 645 98.0 85.6 63.9 76 35.2 32.5 98 2.06 209 34.86 15.00 naReykjavik, Iceland (12/31/06)

229 247 China Minsheng Banking Corp. 2,363 20.7 89,700 129 25.7 2.63 2.74 963 956 682 25.6 23.8 48.5 300 31.6 30.5 154 0.76 685 58.74 8.12 1.23Beijing, People’s Republic of China (12/31/06)

230 252 Unicaja 2,351 15.2 37,229 233 25.3 6.32 6.87 536 467 525 35.6 31.0 7.4 242 23.9 20.1 327 1.41 414 46.38 13.03 0.46Málaga, Spain (12/31/06)

231 208 SNS Bank 2,348 8.0 57,260 174 9.2 4.10 4.14 863 847 309 19.5 18.0 12.8 367 13.7 12.4 661 0.54 788 59.80 11.70 naUtrect, Netherlands (12/31/04)

232 215 Türkiye Halk Bankasi 2,329 4.1 20,112 354 5.2 11.58 11.70 129 124 565 7.3 -0.8 na 631 24.8 na 304 2.81 108 44.79 49.64 16.24Ankara, Turkey (12/31/05)

233 224 First Commercial Bank 2,308 6.4 48,298 199 4.9 4.78 4.71 759 754 420 0.7 na 10.8 na 18.8 20.0 500 0.87 644 42.43 11.00 1.57Taipei, Taiwan (12/31/06)

234 316 Taishin FHC 2,298 63.1 71,547 155 173.9 3.21 5.39 943 653 -332 na na -145.3 na -17.9 -12.3 968 -0.46 980 60.53 98.32 2.18Taipei, Taiwan (12/31/06)

235 213 Schroders 2,270 18.3 5,753 736 30.7 39.45 43.59 7 10 432 31.3 27.6 25.3 269 20.6 15.5 428 7.50 12 65.89 na naLondon, United Kingdom (12/31/05)

236 220 Yamaguchi Bank 2,263 3.6 39,959 221 1.4 5.66 5.54 623 648 252 3.9 na 44.8 na 11.3 11.5 742 0.63 737 67.12 10.80 3.63Shimonoseki-shi, Japan (03/31/07)

237 273 American Express Centurion Bank 2,262 36.7 21,097 339 32.2 10.72 10.37 157 171 2,129 37.6 33.3 -9.4 227 108.8 101.0 3 10.09 10 42.95 10.95 1.43Salt Lake City, UT, USA (12/31/06)

238 271 Piraeus Bank 2,230 20.5 40,736 218 31.4 5.47 5.97 645 577 733 82.7 77.0 35.6 89 35.9 21.9 89 1.80 272 49.39 11.00 2.37Athens, Greece (12/31/06)

239 217 Irish Life & Permanent 2,224 -7.5 72,245 154 28.2 3.08 4.27 947 934 497 -13.3 -15.4 53.5 752 21.5 25.5 402 0.69 719 57.37 12.60 naDublin, Ireland (12/31/05)

240 218 National Savings and Commercial Bank 2,223 22.1 24,421 308 25.3 9.10 9.35 245 239 899 15.2 11.3 51.4 461 44.5 56.0 43 3.68 47 57.20 na 3.60Budapest, Hungary (12/31/05)

241 256 Siam Commercial Bank 2,189 9.5 28,620 274 26.6 7.65 8.85 390 260 491 -10.9 -14.8 0.5 748 23.4 29.3 344 1.72 291 51.40 14.40 7.50Bangkok, Thailand (12/31/06)

242 185 Banca Popolare Italiana (Gruppo Bipielle) 2,185 -6.2 55,825 180 9.3 3.91 4.56 888 775 -1,040 -322.6 -318.3 148.8 859 -46.1 21.2 975 -1.86 988 84.24 9.63 naLodi, Italy (12/31/05)

Page 11: TOP 1OOO WORLD BAN KS 2O O7 - Tinglebr's Weblog> Top 1000 World Bank Winners – -Tier One-Total Assets-Return on Capital > Best Profit on Capital % (Top 25) > Best Profit on Assets

JULY 2007 The Banker TOP 1OOO WORLD BANKS Ranking Strength Size Soundness Profits Performance BIS NPL

Tier One Capital assets ratio Real profits growth Profits on Av. capital Return Cost/Inc. Capital To totalLatest Capital Assets % % rank rank1 Pre-tax profit % % rank % % rank on assets ratio Ratio loans

Previous 1 $m %ch.2 $m rank %ch.2 latest prev. latest prev $m %ch.2 latest prev. latest latest prev. latest % rank % % %3

TOP 1000 WORLD BANKS 243-272

243 232 First Gulf Bank 2,183 4.7 13,005 479 81.7 16.79 29.14 49 17 418 45.5 na na na 19.6 22.5 462 3.22 72 19.35 21.86 1.43Abu Dhabi, United Arab Emirates (12/31/06)

244 235 Iyo Bank 2,174 6.3 40,964 217 2.5 5.31 5.12 670 694 244 -14.6 na 9.0 na 11.6 14.5 735 0.60 756 62.72 12.54 2.52Matsuyama-shi, Japan (03/31/07)

245 242 New York Community Bancorp 2,147 10.5 28,514 276 8.5 7.53 7.39 404 403 349 -21.6 -24.0 -19.1 781 17.1 23.9 546 1.22 479 46.58 12.31 0.11Westbury, NY, USA (12/31/06)

246 333 Arab National Bank 2,131 25.9 20,837 346 15.6 10.23 9.39 179 382 669 37.0 34.1 55.5 220 35.0 32.8 104 3.21 74 32.88 17.10 0.73Riyadh, Saudi Arabia (12/31/06)

247 652 Kazkommertsbank 2,129 163.9 19,246 367 104.6 11.06 8.57 145 269 326 80.7 66.4 10.1 107 22.2 27.9 376 1.69 299 19.30 15.10 4.30Almaty, Kazakhstan (12/31/06)

248 259 Hiroshima Bank 2,126 22.8 52,374 190 1.9 4.06 3.37 868 919 292 11.6 na 20.8 na 15.1 15.7 613 0.56 776 56.98 10.39 2.67Hiroshima-shi, Japan (03/31/07)

249 225 Banco Inbursa 2,124 5.4 7,185 656 -11.2 29.56 24.91 16 16 71 -51.5 -53.3 255.9 830 3.4 7.5 934 0.98 586 48.59 23.30 naMéxico, Mexico (12/31/05)

250 226 Bank Mandiri 2,122 3.2 26,794 289 6.1 7.92 8.15 356 343 125 -83.6 -85.2 0.7 848 6.0 42.7 894 0.47 830 59.55 23.21 25.28Jakarta, Indonesia (12/31/05)

251 255 Banca Popolare di Vicenza 2,118 6.3 31,328 259 12.6 6.76 7.16 490 428 319 18.0 15.6 69.4 393 15.5 16.3 606 1.02 566 61.86 10.34 2.69Vicenza, Italy (12/31/06)

252 229 PKO Bank Polski 2,112 23.5 28,091 280 4.2 7.52 6.34 405 384 664 20.2 17.7 6.6 368 34.8 34.5 109 2.37 170 75.74 13.90 naWarsaw, Poland (12/31/05)

253 262 Mashreqbank 2,103 22.4 15,136 431 21.5 13.90 13.79 80 79 449 -18.3 na na na 23.5 37.1 342 2.97 95 36.48 17.52 1.25Dubai, United Arab Emirates (12/31/06)

254 248 Punjab National Bank 2,098 14.9 32,509 253 15.1 6.45 6.46 522 520 455 6.7 2.3 -5.6 574 23.2 29.7 349 1.40 420 51.26 11.95 4.10New Delhi, India (03/31/06)

255 233 Nishi-Nippon City Bank 2,063 9.7 57,396 173 2.1 3.60 3.35 917 899 218 37.1 37.3 32.3 203 11.1 10.7 748 0.38 867 69.83 8.79 6.55Fukuoka-shi, Japan (03/31/06)

256 272 American Express Bank FSB 2,046 23.7 19,817 356 27.5 10.33 10.64 173 161 1,266 64.9 59.7 16.8 120 68.4 51.2 10 6.39 16 62.37 12.20 2.83Salt Lake City, UT, USA (12/31/06)

257 293 Israel Discount Bank 2,044 21.8 38,471 225 2.4 5.31 4.47 669 766 132 -18.2 -19.8 -15.3 767 7.1 10.0 872 0.34 884 81.64 10.50 naTel Aviv, Israel (12/31/06)

258 416 Bank of Baroda 2,044 9.5 33,690 245 25.9 6.07 6.97 567 840 409 46.7 37.9 34.9 200 20.9 20.1 419 1.21 482 51.00 12.47 2.47Mumbai, India (03/31/07)

259 297 Industrial Bank 2,032 31.0 79,104 145 30.3 2.57 2.56 967 966 646 43.0 41.0 53.7 182 36.1 31.3 86 0.82 664 na 8.71 1.53Fuzhou, People’s Republic of China (12/31/06)

260 419 Marfin Popular Bank 2,027 104.3 29,756 267 83.5 6.81 6.12 482 555 241 72.7 68.5 80.3 101 15.9 15.7 590 0.81 669 51.89 14.39 7.50Lefkosia, Cyprus (12/31/06)

261 228 Suncorp-Metway 2,019 -2.0 25,404 297 6.7 7.95 8.65 351 279 376 10.5 7.1 20.5 522 18.5 18.7 508 1.48 388 46.14 12.31 0.60Brisbane, Australia (06/30/06)

262 294 Kasikornbank 1,996 15.5 25,954 295 11.7 7.69 7.44 382 394 494 -1.2 -5.5 11.0 684 26.5 32.4 257 1.90 242 52.42 14.74 6.84Bangkok, Thailand (12/31/06)

263 238 NIB Capital Bank 1,992 6.5 37,760 231 28.3 5.28 6.36 681 673 423 -32.5 -33.6 192.7 808 21.9 32.7 386 1.12 518 22.86 13.90 naThe Hague, Netherlands (12/31/05)

264 279 Basler Kantonalbank 1,985 19.8 21,035 341 4.1 9.44 8.20 230 366 260 13.2 12.0 -6.6 450 14.3 14.6 642 1.23 474 41.95 na naBasle, Switzerland (12/31/06)

265 308 Caja Laboral 1,979 21.5 23,406 313 24.3 8.46 8.64 302 280 233 14.5 10.6 7.5 469 12.9 13.1 689 1.00 578 45.81 12.02 0.67Mondragon,, Spain (12/31/06)

266 221 Wüstenrot & Württemburgische 1,959 2.8 43,936 210 -1.3 4.46 4.28 811 940 104 125.9 121.6 na 46 5.4 na 912 0.24 931 74.70 na naStuttgart, Germany (12/31/05)

267 244 Bank of Kyoto 1,939 17.4 47,570 201 5.1 4.08 3.65 866 850 339 8.2 8.4 94.4 494 18.9 20.0 490 0.71 703 69.56 14.88 2.98Kyoto-shi, Japan (03/31/06)

268 245 Banca Lombarda 1,937 0.5 45,237 208 14.5 4.28 4.88 841 822 566 37.0 34.3 11.5 218 29.3 23.3 195 1.25 465 60.70 9.71 2.09Brescia, Italy (12/31/05)

269 329 Arab Banking Corporation 1,901 3.2 22,402 321 27.4 8.49 10.47 296 278 222 43.2 na 30.2 na 11.9 9.9 726 0.99 579 54.13 15.80 2.03Manama, Bahrain (12/31/06)

270 276 Banque et Caisse d’Epargne de l’Etat Luxembourg 1,892 4.2 53,843 186 4.0 3.51 3.51 920 906 175 11.7 8.8 19.9 487 9.4 9.0 807 0.33 895 60.67 12.15 naLuxembourg (12/31/06)

271 243 San-In Godo Bank 1,875 5.6 30,620 262 2.2 6.12 5.92 561 582 156 -2.6 -2.5 28.7 653 8.6 9.3 830 0.51 812 69.21 13.27 3.97Matsue-shi, Japan (03/31/06)

272 326 EFG International 1,870 33.6 13,020 478 46.8 14.36 15.79 73 60 213 88.3 86.3 136.4 74 13.0 11.5 683 1.64 324 55.60 33.30 naZurich, Switzerland (12/31/06)

Page 12: TOP 1OOO WORLD BAN KS 2O O7 - Tinglebr's Weblog> Top 1000 World Bank Winners – -Tier One-Total Assets-Return on Capital > Best Profit on Capital % (Top 25) > Best Profit on Assets

JULY 2007 The Banker

TOP 1OOO WORLD BANKS

Ranking Strength Size Soundness Profits Performance BIS NPLTier One Capital assets ratio Real profits growth Profits on Av. capital Return Cost/Inc. Capital To total

Latest Capital Assets % % rank rank1 Pre-tax profit % % rank % % rank on assets ratio Ratio loansPrevious 1 $m %ch.2 $m rank %ch.2 latest prev. latest prev $m %ch.2 latest prev. latest latest prev. latest % rank % % %3

TOP 1000 WORLD BANKS 273-303

273 360 IndyMac Bancorp 1,852 61.7 29,495 269 37.5 6.28 5.34 541 662 557 11.6 8.1 71.0 498 37.1 46.2 76 1.89 249 57.81 11.72 1.60Pasadena, CA, USA (12/31/06)

274 282 Aareal Bank 1,852 3.2 50,414 195 -2.3 3.67 3.48 912 911 211 na na na na 11.6 -6.5 738 0.42 854 42.31 12.10 2.75Wiesbaden, Germany (12/31/06)

275 361 Banca CR Firenze 1,841 44.8 31,362 257 7.4 5.87 4.36 590 814 545 53.0 49.8 16.7 143 35.0 27.6 102 1.74 287 59.14 9.34 2.15Florence, Italy (12/31/06)

276 266 Krung Thai Bank 1,837 14.4 28,159 279 0.9 6.52 5.75 516 611 422 55.6 48.8 23.2 146 24.5 17.9 309 1.50 385 48.68 12.10 naBangkok, Thailand (12/31/05)

277 263 Bankinter 1,806 21.5 48,114 200 38.7 3.75 4.28 904 821 313 -0.4 -3.7 21.0 665 19.0 22.5 483 0.65 728 52.56 10.25 naMadrid, Spain (12/31/05)

278 223 Banca March 1,806 -24.9 13,927 457 16.2 12.97 20.07 98 37 1,232 87.4 81.0 51.4 83 58.5 31.5 15 8.85 11 15.57 18.55 0.34Palma de Mallorca, Spain (12/31/06)

279 304 Qatar National Bank 1,803 22.0 19,688 360 43.2 9.16 10.75 239 155 553 30.4 na 72.0 na 33.7 31.3 121 2.81 109 26.80 16.70 1.20Doha, Qatar (12/31/06)

280 296 Canara Bank 1,801 16.5 38,069 226 25.0 4.73 5.07 765 701 383 8.3 1.8 15.6 589 22.9 27.5 355 1.01 568 46.83 13.50 1.51Bangalore, India (03/31/07)

281 367 Julius Baer Group 1,791 51.1 29,495 270 25.6 6.07 5.05 564 705 927 499.5 493.2 -31.9 8 62.3 12.7 12 3.14 83 59.50 na naZürich, Switzerland (12/31/06)

282 298 Bank of Cyprus 1,784 7.7 33,173 249 13.8 5.38 5.68 655 620 511 147.9 141.9 76.9 40 29.7 14.7 189 1.54 367 46.70 12.00 5.60Nicosia, Cyprus (12/31/06)

283 340 Banco Votorantim 1,771 26.2 19,675 361 25.9 9.00 8.98 255 253 554 12.9 5.6 23.7 536 34.9 40.5 107 2.82 107 40.43 15.90 naSão Paulo, Brazil (12/31/05)

284 280 Gulf International Bank 1,767 9.5 24,787 306 8.4 7.13 7.06 450 439 264 27.3 na 36.2 na 15.6 13.6 600 1.06 543 35.52 11.60 0.23Manama, Bahrain (12/31/06)

285 392 Banca Carige 1,761 54.1 33,303 247 9.6 5.29 3.76 678 883 315 10.3 8.1 40.4 500 21.7 24.3 395 0.95 603 56.59 10.67 3.70Genova, Italy (12/31/06)

286 258 Landesbank Sachsen Girozentrale 1,746 26.8 80,712 142 13.0 2.16 1.93 988 985 21 -70.3 -70.8 -6.2 840 1.4 5.3 948 0.03 969 49.70 na naLeipzig, Germany (12/31/05)

287 260 Ibercaja (Caja de Zaragoza, Aragon & Rioja) 1,742 16.4 36,113 234 43.9 4.82 5.96 749 580 326 18.2 14.4 2.3 418 20.1 19.5 451 0.90 624 56.01 na 0.54Zaragoza, Spain (12/31/05)

288 289 Colonial BancGroup 1,724 8.3 22,788 317 6.3 7.57 7.43 398 397 403 17.5 13.8 24.9 423 24.3 23.7 316 1.77 280 55.09 11.77 0.13Montgomery, AL, USA (12/31/06)

289 331 F. van Lanschot Bankiers 1,714 19.4 24,680 307 4.3 6.95 6.07 471 558 295 17.6 16.3 39.0 386 18.7 18.5 502 1.20 489 57.53 12.50 0.48‘s-Hertogenbosch, Netherlands (12/31/06)

290 306 Shanghai Commercial & Savings Bank 1,705 15.4 15,844 413 8.2 10.76 10.09 153 180 303 30.0 na 18.2 na 19.1 16.5 479 1.92 239 29.38 10.26 1.15Taipei, Taiwan (12/31/06)

291 264 Commerce Asset-Holding 1,695 1.8 29,466 271 14.3 5.75 6.46 610 610 287 -12.1 -13.4 62.7 736 17.1 20.2 544 0.97 591 46.76 13.62 10.19Kuala Lumpur, Malaysia (12/31/04)

292 265 Hamburger Sparkasse (Haspa) 1,693 2.1 37,492 232 1.6 4.52 4.49 801 785 432 78.0 74.6 12.4 96 25.8 14.8 277 1.15 509 59.71 9.80 naHamburg, Germany (12/31/05)

293 269 Migrosbank 1,688 11.0 23,674 311 3.2 7.13 6.63 449 457 131 -2.0 -3.0 20.1 657 8.2 8.7 846 0.55 782 47.19 12.70 naZürich, Switzerland (12/31/06)

294 804 Bank TuranAlem 1,688 151.1 16,340 409 108.0 10.33 8.56 172 479 344 168.1 146.9 84.4 35 29.1 25.6 197 2.10 204 28.70 16.76 0.60Almaty, Kazakhstan (12/31/06)

295 268 Grupo Financiero Banorte 1,683 36.6 16,943 403 7.5 9.93 7.81 195 189 675 163.2 153.1 39.1 33 46.3 22.1 36 3.98 39 56.02 16.10 1.58Monterrey, Mexico (12/31/05)

296 278 Banco de la Nación Argentina 1,680 5.4 16,633 407 11.9 10.10 10.73 185 156 172 521.1 466.5 na 9 10.5 2.1 771 1.03 556 73.04 na naBuenos Aires, Argentina (12/31/05)

297 295 Mercantile Bankshares Corp 1,676 10.4 17,716 386 7.9 9.46 9.25 228 224 453 3.5 0.3 17.5 618 28.4 30.3 217 2.56 141 50.25 15.31 0.24Baltimore, MD, USA (12/31/06)

298 312 Nederlandse Waterschapsbank 1,671 4.8 46,322 206 6.1 3.61 3.65 915 893 188 5.1 4.0 29.9 555 11.5 11.9 740 0.41 858 9.70 114.73 naThe Hague, Netherlands (12/31/06)

299 270 Sal Oppenheim Jr. & Cie. Komm. auf Aktien 1,659 9.7 37,783 230 181.2 4.39 11.26 823 806 333 80.0 76.6 59.9 92 21.0 15.3 414 0.88 639 71.13 13.40 naCologne, Germany (12/31/05)

300 283 Jyske Bank 1,649 18.6 22,348 322 13.0 7.38 7.03 424 448 348 9.9 7.9 9.5 505 22.9 24.2 353 1.56 359 72.34 11.40 naSilkeborg, Denmark (12/31/05)

301 281 Agricultural Bank of Greece 1,625 -9.7 28,203 278 6.0 5.76 6.76 609 482 381 99.8 93.6 56.2 65 22.3 13.3 372 1.35 435 60.65 12.03 10.76Athens, Greece (12/31/06)

302 302 Kreissparkasse Köln 1,605 6.0 30,097 265 5.0 5.33 5.28 664 710 77 -38.0 -39.0 -1.5 817 4.9 8.4 922 0.25 921 62.80 12.63 naCologne, Germany (12/31/06)

303 327 Raiffeisenlandesbank Oberösterreich 1,604 10.8 28,267 277 11.1 5.68 5.69 622 616 195 15.6 13.9 38.8 421 12.8 12.2 691 0.69 717 48.94 13.88 naLinz, Austria (12/31/06)

Page 13: TOP 1OOO WORLD BAN KS 2O O7 - Tinglebr's Weblog> Top 1000 World Bank Winners – -Tier One-Total Assets-Return on Capital > Best Profit on Capital % (Top 25) > Best Profit on Assets

JULY 2007 The Banker TOP 1OOO WORLD BANKS Ranking Strength Size Soundness Profits Performance BIS NPL

Tier One Capital assets ratio Real profits growth Profits on Av. capital Return Cost/Inc. Capital To totalLatest Capital Assets % % rank rank1 Pre-tax profit % % rank % % rank on assets ratio Ratio loans

Previous 1 $m %ch.2 $m rank %ch.2 latest prev. latest prev $m %ch.2 latest prev. latest latest prev. latest % rank % % %3

TOP 1000 WORLD BANKS 304-333

304 314 Saudi Investment Bank 1,602 13.1 10,906 526 3.2 14.69 13.41 68 87 536 88.5 84.4 80.0 78 35.5 23.9 93 4.91 23 17.74 24.71 1.01Riyadh, Saudi Arabia (12/31/06)

305 287 Euroclear Bank 1,602 17.1 16,524 408 27.4 9.70 10.55 212 97 404 17.3 15.2 10.8 399 27.2 23.7 243 2.44 159 39.25 na naBrussels, Belgium (12/31/06)

306 315 FBOP Corporation 1,593 12.7 13,954 456 1.7 11.42 10.30 136 174 228 -13.7 -16.4 -0.2 757 15.1 21.9 614 1.63 326 65.53 12.94 0.32Oak Park, IL, USA (12/31/06)

307 320 Banca Popolare di Sondrio 1,588 5.6 21,128 338 12.5 7.52 8.01 406 338 264 28.6 26.0 18.5 281 17.1 14.0 545 1.25 466 53.77 9.59 3.91Sondrio, Italy (12/31/06)

308 301 Juroku Bank 1,586 7.2 35,233 239 2.9 4.50 4.32 804 818 214 -7.2 na 18.6 na 14.0 16.3 653 0.61 748 61.84 10.55 3.20Gifu-shi, Japan (03/31/07)

309 277 Kagoshima Bank 1,586 6.8 26,063 293 -0.1 6.08 5.69 562 617 151 27.1 27.3 -5.3 274 9.8 8.2 788 0.58 766 76.84 13.91 3.12Kagoshima-shi, Japan (03/31/06)

310 310 Shanghai Commercial Bank 1,571 8.7 12,059 497 16.2 13.02 13.92 94 75 259 12.2 9.9 15.0 477 17.1 16.8 542 2.14 195 29.47 22.00 0.55Hong Kong (12/31/06)

311 291 Shiga Bank 1,569 5.5 34,327 241 1.9 4.57 4.41 795 774 188 13.3 13.5 76.0 424 12.3 11.5 708 0.55 783 76.83 11.25 3.14Otsu-shi, Japan (03/31/06)

312 334 Banco Safra 1,565 8.3 18,094 381 7.5 8.65 8.59 278 288 419 8.2 1.2 -3.6 602 27.8 28.1 227 2.31 174 56.93 na naSão Paulo, Brazil (12/31/05)

313 356 Bank of Shanghai 1,555 28.6 34,582 240 12.8 4.50 3.94 806 870 235 29.8 28.0 -23.5 267 17.0 17.2 549 0.68 720 na 11.62 3.48Shanghai, People’s Republic of China (12/31/06)

314 274 Banco BPI 1,553 8.8 35,577 235 25.6 4.37 5.04 829 707 350 20.1 17.5 22.2 375 23.5 20.2 343 0.98 584 58.57 11.50 naPorto, Portugal (12/31/05)

315 285 Higo Bank 1,549 5.9 29,701 268 0.9 5.22 4.97 693 717 170 37.9 38.1 10.3 198 11.3 8.5 743 0.57 770 71.45 na 2.09Kumamoto-shi, Japan (03/31/06)

316 286 Associated Banc Corp 1,546 -3.2 20,862 345 -5.7 7.41 7.22 420 423 450 -4.3 -7.3 22.7 698 28.6 31.1 208 2.16 192 51.67 11.92 1.03Green Bay, WI, USA (12/31/06)

317 292 Daishi Bank 1,544 5.4 35,395 237 5.1 4.36 4.35 830 813 156 -12.8 -12.7 55.6 733 10.4 12.6 773 0.44 841 68.80 10.79 4.31Niigata-shi, Japan (03/31/06)

318 425 Audi Saradar Group 1,536 108.0 14,156 450 23.3 10.85 6.43 151 381 198 55.8 na 48.1 na 17.4 20.4 532 1.40 421 45.18 26.65 5.80Beirut, Lebanon (12/31/06)

319 321 BOK Financial Corporation 1,533 15.2 18,103 380 11.5 8.47 8.20 299 316 328 -75.1 -75.9 370.2 843 22.9 106.4 357 1.81 267 59.32 11.65 0.30Tulsa, OK, USA (12/31/06)

320 275 Hokkoku Bank 1,523 1.3 25,318 299 1.4 6.01 6.02 576 567 109 20.4 20.6 -2.5 335 7.2 6.1 870 0.43 846 76.38 12.50 5.65Kanazawashi-shi, Japan (03/31/06)

321 341 The Co-operative Bank 1,522 8.9 25,087 303 7.8 6.07 6.01 566 569 362 91.0 85.1 -28.9 77 24.8 13.6 303 1.44 401 65.18 15.30 1.45Manchester, United Kingdom (01/13/07)

322 257 Caixa Galicia 1,520 0.9 43,055 211 32.6 3.53 4.64 919 903 297 16.7 12.9 -2.6 435 19.6 18.0 461 0.69 718 58.91 12.30 0.27La Coruña, Spain (12/31/05)

323 744 Bank Uralsib 1,507 7.3 11,606 505 27.3 12.98 15.41 96 108 217 -60.4 -63.9 891.5 836 14.9 60.9 625 1.87 257 56.03 13.20 naMoscow, Russia (12/31/06)

324 319 National Bank of Dubai 1,504 11.0 18,863 373 34.8 7.98 9.69 346 203 301 0.3 na na na 21.1 23.3 412 1.60 340 36.54 16.78 1.11Dubai, United Arab Emirates (12/31/06)

325 288 Nanto Bank 1,501 3.1 39,173 224 10.9 3.83 4.12 895 858 114 -12.7 -12.6 6.5 732 7.7 9.1 857 0.29 904 78.82 10.02 4.45Nara-City, Japan (03/31/06)

326 343 Bank BNI 1,499 na 18,782 375 na 7.98 na 344 315 na na na na na na na na na na 61.18 17.08 10.47Jakarta, Indonesia (12/31/06)

327 317 Hyakujushi Bank 1,498 8.8 30,712 261 2.6 4.88 4.60 744 815 214 -15.4 na 162.5 na 14.9 19.1 624 0.70 714 77.87 10.58 3.96Takamatsu-shi, Japan (03/31/07)

328 267 IDBI 1,490 -9.6 20,209 353 11.0 7.37 9.06 425 245 130 67.0 60.1 na 117 8.3 na 841 0.64 730 53.20 14.80 naMumbai, India (03/31/06)

329 303 Sampo bank Group 1,480 25.5 27,361 286 17.5 5.41 5.07 652 651 373 2.6 1.7 31.9 591 28.0 21.4 223 1.36 429 57.29 10.60 naHelsinki, Finland (12/31/05)

330 424 AMMB Holdings 1,476 64.3 19,604 363 16.8 7.53 5.35 403 657 193 45.0 40.2 34.2 185 16.2 13.7 579 0.98 585 50.60 13.94 12.40Kuala Lumpur, Malaysia (03/31/06)

331 307 LGT Bank in Liechtenstein 1,462 9.1 10,736 531 17.4 13.62 14.65 85 83 152 19.0 17.6 68.4 373 10.9 9.5 760 1.42 411 50.54 15.50 naVaduz, Liechtenstein (12/31/05)

332 470 Veneto Banca 1,458 72.3 14,324 444 22.1 10.18 7.21 182 425 162 30.0 27.4 16.7 271 14.1 16.2 646 1.13 513 58.20 13.79 naMontebelluna, Italy (12/31/06)

333 322 First Citizens BancShares 1,457 10.4 15,730 415 7.4 9.26 9.02 236 248 196 9.7 6.2 39.1 528 14.1 14.1 645 1.25 467 71.06 15.37 0.20Raleigh, NC, USA (12/31/06)

Page 14: TOP 1OOO WORLD BAN KS 2O O7 - Tinglebr's Weblog> Top 1000 World Bank Winners – -Tier One-Total Assets-Return on Capital > Best Profit on Capital % (Top 25) > Best Profit on Assets

JULY 2007 The Banker

TOP 1OOO WORLD BANKS

Ranking Strength Size Soundness Profits Performance BIS NPLTier One Capital assets ratio Real profits growth Profits on Av. capital Return Cost/Inc. Capital To total

Latest Capital Assets % % rank rank1 Pre-tax profit % % rank % % rank on assets ratio Ratio loansPrevious 1 $m %ch.2 $m rank %ch.2 latest prev. latest prev $m %ch.2 latest prev. latest latest prev. latest % rank % % %3

TOP 1000 WORLD BANKS 334-363

334 359 HDFC Bank 1,451 22.8 20,945 342 24.1 6.93 7.00 472 452 377 30.4 22.6 23.6 316 28.7 27.7 205 1.80 270 46.30 13.08 1.32Mumbai, India (03/31/07)

335 339 Huaxia Bank 1,432 11.9 56,994 176 25.0 2.51 2.81 973 951 309 20.4 18.6 20.0 359 22.8 20.9 358 0.54 786 na 8.28 2.73Beijing, People’s Republic of China (12/31/06)

336 350 Sky Financial Group 1,430 21.1 17,726 385 13.0 8.07 7.53 339 383 286 4.4 1.2 1.6 604 21.9 24.0 388 1.61 335 56.10 12.07 1.25Bowling Green, OH, USA (12/31/06)

337 641 Union National Bank 1,425 196.8 9,512 574 44.9 14.98 7.31 64 412 314 154.6 na na na 33.0 26.8 134 3.30 62 18.00 24.30 2.53Abu Dhabi, United Arab Emirates (12/31/05)

338 313 Hyakugo Bank 1,425 6.7 32,292 254 3.8 4.41 4.29 818 803 172 28.8 29.0 34.3 258 12.4 10.2 702 0.53 794 72.26 10.03 4.07Tsu-shi, Japan (03/31/06)

339 325 Downey Financial Corp. 1,422 9.3 16,209 411 -5.2 8.77 7.61 270 375 342 -7.7 -10.6 102.6 722 25.1 30.8 297 2.11 203 39.75 17.89 0.45Newport Beach, CA, USA (12/31/06)

340 357 Astoria Financial Corp 1,415 21.5 21,555 331 -3.7 6.57 5.21 510 682 260 -26.2 -28.5 4.6 795 20.1 27.7 450 1.21 486 46.04 12.25 0.40Lake Success, NY, USA (12/31/06)

341 388 Caja de Ahorros de Murcia 1,391 19.7 22,020 325 26.6 6.32 6.68 537 495 285 24.4 20.1 19.0 339 22.3 21.2 367 1.30 453 44.45 13.05 0.50Murcia, Spain (12/31/06)

342 330 Banco Pastor 1,371 22.7 23,031 316 42.4 5.95 6.91 587 461 217 47.3 42.5 35.6 177 17.5 16.8 530 0.94 606 52.29 13.28 naLa Coruña, Spain (12/31/05)

343 318 First BanCorp 1,357 0.1 17,437 389 -12.3 7.78 6.82 371 475 126 -36.5 -38.5 -13.3 815 9.3 14.7 814 0.72 696 57.91 12.40 2.45San Juan, PR, USA (12/31/06)

344 369 International Industrial Bank 1,350 12.5 3,752 860 29.8 35.98 41.49 11 8 160 23.5 12.7 -12.3 440 12.6 11.5 701 4.28 30 16.08 38.86 0.02Moscow, Russia (12/31/06)

345 328 Commerce Bancshares 1,345 3.8 15,241 427 9.7 8.83 9.32 268 220 327 2.6 -0.6 -1.0 627 24.7 24.1 305 2.14 194 60.19 12.56 0.37Kansas City, MO, USA (12/31/06)

346 299 Johnan Shinkin Bank 1,335 -2.4 29,015 272 5.2 4.60 4.96 792 718 73 12.1 12.3 32.5 445 5.4 4.9 911 0.25 923 79.70 na naTokyo, Japan (03/31/06)

347 348 Sparkasse KölnBonn 1,305 26.9 33,738 244 28.7 3.87 3.92 892 874 93 150.2 145.4 23.0 36 7.9 3.6 852 0.27 914 74.82 10.70 naCologne, Germany (12/31/05)

348 324 Bank Central Asia 1,304 15.9 15,278 425 0.7 8.53 7.42 288 294 521 13.1 2.4 35.8 573 42.9 43.8 50 3.41 57 43.41 21.53 1.71Jakarta, Indonesia (12/31/05)

349 381 Pusan Bank 1,301 11.7 23,350 314 14.0 5.57 5.69 634 618 0 -99.9 -99.9 28.0 854 0.0 24.4 957 0.00 973 43.06 11.06 naPusan, Korea (South) (12/31/06)

350 309 Okazaki Shinkin Bank 1,288 -3.1 21,251 336 -0.1 6.06 6.25 569 540 108 54.8 55.0 33.1 130 8.3 5.6 840 0.51 813 68.14 na naOkazaki, Japan (03/31/06)

351 332 Suruga Bank 1,286 9.8 24,057 310 -4.0 5.35 4.68 659 759 215 33.2 33.4 11.7 226 17.5 14.3 528 0.89 630 63.22 10.73 5.11Numazu-shi, Japan (03/31/06)

352 437 Alfa Bank 1,284 50.7 15,210 429 54.6 8.44 8.66 304 277 272 -7.3 -15.4 40.8 753 25.4 37.7 288 1.79 274 57.80 11.40 1.17Moscow, Russia (12/31/06)

353 372 Berner Kantonalbank 1,282 9.7 17,272 395 1.7 7.42 6.88 418 466 104 4.3 3.2 15.4 564 8.5 8.5 833 0.60 754 51.11 na 0.30Berne, Switzerland (12/31/06)

354 877 Intercontinental Bank 1,277 188.0 5,735 740 90.9 22.26 14.75 31 51 184 120.6 na 9.8 na 21.4 22.6 403 3.21 73 59.54 35.86 4.65Lagos, Nigeria (02/28/07)

355 351 Webster Financial Corp 1,267 7.4 17,104 399 -4.1 7.41 6.61 422 506 193 -29.3 -31.5 18.7 805 15.8 24.4 596 1.13 515 65.52 11.45 0.45Waterbury, CT, USA (12/31/06)

356 337 City National Corporation 1,266 1.2 14,893 436 2.1 8.50 8.58 292 289 373 -2.5 -5.5 10.4 682 29.6 32.8 190 2.50 147 55.83 13.60 0.20Beverly Hills, CA, USA (12/31/06)

357 354 Keiyo Bank 1,263 -11.4 25,094 302 1.9 5.04 5.79 718 794 199 7.1 na 11.8 na 14.8 14.9 627 0.79 673 65.54 na 3.37Chiba-shi, Japan (03/31/07)

358 380 Valiant Holding, Berne 1,250 8.1 14,083 452 0.3 8.87 8.23 263 313 145 13.1 11.9 10.7 452 12.1 11.5 716 1.03 559 46.88 15.63 naBerne, Switzerland (12/31/06)

359 336 Credito Emiliano 1,246 14.4 24,926 305 8.5 5.00 4.74 726 750 375 63.2 60.0 36.0 118 32.1 22.2 146 1.50 383 61.65 9.94 0.77Reggio Emilia, Italy (12/31/05)

360 441 Sydbank Group 1,246 32.4 20,272 352 16.0 6.15 5.38 558 654 362 56.2 53.3 28.3 131 33.1 26.9 128 1.79 273 na 11.80 naAabenraa, Denmark (12/31/06)

361 537 Commercial Bank of Qatar 1,229 -5.2 8,341 605 36.9 14.73 21.26 67 46 245 25.9 na 99.1 na 19.4 20.0 467 2.94 99 30.91 15.27 0.81Doha, Qatar (12/31/06)

362 347 W Holding Company 1,225 2.9 17,162 397 6.3 7.14 7.37 448 404 166 -20.1 -22.6 3.8 778 13.8 18.4 656 0.97 593 34.43 12.50 1.89Mayaguez, PR, USA (12/31/06)

363 420 Finansbank 1,218 36.5 13,175 475 33.6 9.24 9.05 237 246 539 54.6 42.9 na 169 51.1 na 24 4.09 37 47.00 14.84 2.42Istanbul, Turkey (12/31/05)

Page 15: TOP 1OOO WORLD BAN KS 2O O7 - Tinglebr's Weblog> Top 1000 World Bank Winners – -Tier One-Total Assets-Return on Capital > Best Profit on Capital % (Top 25) > Best Profit on Assets

JULY 2007 The Banker TOP 1OOO WORLD BANKS Ranking Strength Size Soundness Profits Performance BIS NPL

Tier One Capital assets ratio Real profits growth Profits on Av. capital Return Cost/Inc. Capital To totalLatest Capital Assets % % rank rank1 Pre-tax profit % % rank % % rank on assets ratio Ratio loans

Previous 1 $m %ch.2 $m rank %ch.2 latest prev. latest prev $m %ch.2 latest prev. latest latest prev. latest % rank % % %3

TOP 1000 WORLD BANKS 364-393

364 365 Washington Federal 1,208 7.6 9,069 588 10.1 13.32 13.64 89 82 219 -1.6 -5.1 5.7 678 18.8 20.6 501 2.41 167 19.65 24.87 1.22Seattle, WA, USA (09/30/06)

365 363 Taiwan Business Bank 1,204 41.1 32,533 252 1.4 3.70 2.66 908 907 25 na na na na 2.4 -45.0 945 0.08 962 52.31 10.66 2.55Taipei, Taiwan (12/31/06)

366 344 People’s Mutual Holdings 1,201 8.9 10,954 522 2.0 10.97 10.26 148 145 189 na na -117.7 na 16.4 -1.5 574 1.72 290 63.49 16.40 0.25Bridgeport, CT, USA (12/31/05)

367 373 Union Bancaire Privée 1,199 2.8 14,350 443 10.1 8.36 8.95 313 255 384 21.1 19.8 12.1 344 32.4 27.5 144 2.67 122 50.60 17.20 0.91Geneva, Switzerland (12/31/06)

368 482 Dah Sing Financial Holdings 1,193 63.1 12,059 496 25.9 9.90 7.64 197 371 184 -38.1 -38.8 105.8 816 19.1 42.6 478 1.52 372 34.67 16.60 0.70Hong Kong (12/31/05)

369 342 Bank of Nagoya 1,191 7.4 26,562 291 10.4 4.48 4.61 807 771 149 0.6 0.7 149.3 612 12.9 13.8 688 0.56 774 77.55 na 2.88Nagoya-shi, Japan (03/31/06)

370 516 Bank of Moscow 1,187 na 14,517 440 na 8.18 na 325 116 290 na na na na na na na 2.00 225 49.20 13.30 0.60Moscow, Russia (12/31/06)

371 573 International Banking Corporation 1,179 101.6 3,075 906 28.0 38.34 24.34 9 23 -100 -120.2 na 189.4 na -11.3 109.4 965 -3.25 992 -5.46 26.97 naManama, Bahrain (12/31/06)

372 352 RHB Bank Berhad 1,179 3.8 22,422 320 9.9 5.26 5.57 686 677 165 8.2 5.0 36.4 546 14.3 13.3 641 0.74 689 47.20 12.80 8.25Kuala Lumpur, Malaysia (12/31/05)

373 377 National Bank of Egypt 1,179 -1.3 34,107 243 15.6 3.46 4.05 925 749 89 29.1 23.9 65.0 299 7.5 5.8 863 0.26 919 33.00 13.32 naCairo, Egypt (06/30/06)

374 453 Commercial Bank of Kuwait 1,177 45.0 10,091 555 24.5 11.67 10.02 125 183 359 23.4 19.7 25.0 347 36.1 39.6 87 3.56 49 18.48 19.96 6.98Safat, Kuwait (12/31/06)

375 395 Mizrahi Tefahot Bank 1,176 7.9 21,470 334 5.1 5.48 5.33 643 664 185 -12.1 -13.9 34.7 741 16.3 20.4 578 0.86 646 66.11 10.75 1.43Ramat Gan, Israel (12/31/06)

376 447 BLOM Bank 1,157 41.7 14,220 447 19.3 8.14 6.85 332 472 213 32.8 na 46.9 na 21.6 22.0 398 1.50 384 39.78 36.35 10.25Beirut, Lebanon (12/31/06)

377 562 Oriental Bank of Commerce 1,157 97.3 13,190 474 9.0 8.77 4.85 271 734 186 -0.1 -4.2 -30.0 671 21.4 36.1 406 1.41 413 44.76 12.46 6.30New Delhi, India (03/31/06)

378 411 Banco de Chile 1,156 13.9 20,795 347 10.8 5.56 5.41 635 652 393 18.2 14.7 17.1 410 36.2 31.5 85 1.89 248 55.05 11.23 0.87Santiago, Chile (12/31/05)

379 401 Musashino Bank 1,153 29.0 26,690 290 3.9 4.32 3.48 836 910 164 24.0 24.2 26.3 295 16.0 15.2 588 0.61 746 70.04 na 3.42Omiya-shi, Japan (03/31/06)

380 525 Bank Melli Iran 1,148 na 39,431 222 na 2.91 na 956 972 439 na na na na na na na 1.11 523 61.08 9.76 3.66Tehran, Iran (03/20/06)

381 379 Ogaki Kyoritsu Bank 1,147 16.8 30,555 263 2.2 3.75 3.28 903 925 196 51.7 51.9 -49.8 136 18.4 13.5 511 0.64 731 79.05 9.25 4.60Ogaki-shi, Japan (03/31/06)

382 464 Saudi Hollandi Bank 1,137 16.0 12,481 486 17.0 9.11 9.19 244 281 254 -9.4 -11.4 40.6 724 24.0 32.1 323 2.04 219 33.14 15.00 2.95Riyadh, Saudi Arabia (12/31/06)

383 364 Hong Leong Bank 1,128 14.4 15,164 430 17.5 7.44 7.63 414 396 190 36.6 33.5 -34.8 225 18.0 15.1 520 1.25 463 39.32 17.38 7.14Kuala Lumpur, Malaysia (06/30/05)

384 394 South Financial Group 1,123 12.1 14,208 448 -0.8 7.91 7.00 358 453 161 66.2 61.0 -47.0 115 15.1 9.8 615 1.13 514 64.24 11.33 0.41Greenville, SC, USA (12/31/06)

385 387 Cullen/Frost Bankers 1,117 7.0 13,319 469 12.6 8.38 8.82 310 261 285 16.8 13.1 13.1 431 26.4 24.9 259 2.14 196 57.66 13.43 0.87San Antonio, TX, USA (12/31/06)

386 284 Emporiki Bank 1,115 -37.7 30,022 266 13.9 3.71 6.79 907 478 -300 -299.1 -293.0 na 858 -20.7 7.8 969 -1.00 98367,815.00 9.00 naAthens, Greece (12/31/06)

387 345 Graubünder Kantonalbank 1,111 8.0 10,063 556 3.6 11.04 10.59 147 164 58 24.3 22.9 14.5 313 5.4 4.7 910 0.57 769 44.57 16.00 naChur, Switzerland (12/31/05)

388 370 Bank of Beijing 1,090 23.5 28,817 273 11.4 3.78 3.41 900 881 127 44.6 42.0 -5.9 179 12.8 10.8 690 0.44 843 39.15 10.83 4.22Beijing, People’s Republic of China (12/31/05)

389 405 Gulf Bank 1,082 12.2 14,043 453 55.7 7.70 10.69 379 160 380 24.3 20.6 10.2 334 37.1 34.5 77 2.70 120 18.79 20.60 1.65Safat, Kuwait (12/31/06)

390 366 Yamanashi Chuo Bank 1,081 5.8 21,691 329 1.5 4.98 4.78 727 746 137 9.7 9.9 10.9 478 13.0 12.4 686 0.63 738 65.57 11.84 6.46Kofu-shi, Japan (03/31/06)

391 374 International Bank of Taipei 1,081 0.3 13,231 473 5.5 8.17 8.59 328 319 93 -26.4 -28.1 34.7 792 8.6 12.2 826 0.70 710 47.84 12.51 1.90Taipei, Taiwan (12/31/05)

392 415 Fulton Financial Corp 1,080 18.7 14,919 435 20.2 7.24 7.33 439 407 266 12.0 8.5 5.3 492 26.7 26.4 252 1.78 278 58.28 11.70 0.58Lancaster, PA, USA (12/31/06)

393 368 Awa Bank 1,079 7.3 20,461 351 0.1 5.27 4.92 682 724 149 44.7 44.9 -10.5 159 14.3 10.5 640 0.73 691 71.19 na 2.86Tokushima-shi, Japan (03/31/06)

Page 16: TOP 1OOO WORLD BAN KS 2O O7 - Tinglebr's Weblog> Top 1000 World Bank Winners – -Tier One-Total Assets-Return on Capital > Best Profit on Capital % (Top 25) > Best Profit on Assets

JULY 2007 The Banker

TOP 1OOO WORLD BANKS

Ranking Strength Size Soundness Profits Performance BIS NPLTier One Capital assets ratio Real profits growth Profits on Av. capital Return Cost/Inc. Capital To total

Latest Capital Assets % % rank rank1 Pre-tax profit % % rank % % rank on assets ratio Ratio loansPrevious 1 $m %ch.2 $m rank %ch.2 latest prev. latest prev $m %ch.2 latest prev. latest latest prev. latest % rank % % %3

TOP 1000 WORLD BANKS 394-423

394 413 First International Bank of Israel - FIBI 1,079 8.1 20,482 350 41.2 5.27 6.88 685 465 211 6.1 3.9 78.3 557 20.3 20.8 445 1.03 560 62.71 10.10 8.17Tel Aviv, Israel (12/31/06)

395 376 Hypo Alpe-Adria-Bank 1,078 15.6 28,583 275 36.2 3.77 4.45 902 796 256 26.5 23.6 28.1 303 25.5 27.1 286 0.90 629 54.48 8.50 naKlagenfurt, Austria (12/31/05)

396 378 Luzerner Kantonalbank 1,076 7.0 14,365 441 2.5 7.49 7.17 410 388 138 14.0 12.7 21.9 439 13.2 12.4 675 0.96 600 53.81 14.00 naLucerne, Switzerland (12/31/05)

397 391 E. Sun Bank 1,071 7.5 19,346 366 27.6 5.54 6.58 637 511 174 -4.6 -6.8 12.2 695 16.8 21.7 559 0.90 627 54.08 10.01 naTaipei, Taiwan (12/31/05)

398 382 Bank Rakyat Indonesia 1,070 7.1 12,490 485 14.7 8.57 9.18 284 291 570 -2.2 -11.5 48.5 725 55.1 66.1 17 4.57 25 66.68 15.29 4.68Jakarta, Indonesia (12/31/05)

399 417 New York Private Bank & Trust Corporation 1,066 18.1 17,379 392 18.7 6.13 6.16 560 552 138 19.2 15.5 -64.4 394 14.0 13.1 650 0.79 675 63.43 12.56 1.97New York, NY, USA (12/31/06)

400 na Awal Bank 1,065 na 4,367 813 na 24.38 na 24 26 130 na na na na na na na 2.99 93 5.10 24.50 naManama Center, Bahrain (12/31/06)

401 338 Liechtensteinische Landesbank 1,064 -0.4 10,011 561 15.0 10.63 12.27 161 102 176 46.6 44.9 6.1 160 16.5 11.3 566 1.76 283 41.05 na naVaduz, Liechtenstein (12/31/05)

402 358 St. Galler Kantonalbank 1,061 6.7 14,546 439 3.0 7.29 7.04 434 444 160 39.9 38.3 8.7 197 15.6 12.1 604 1.10 528 45.85 14.50 0.50St Gallen, Switzerland (12/31/05)

403 409 First National of Nebraska 1,056 12.3 13,717 462 9.0 7.70 7.47 380 391 186 100.8 94.5 -42.7 64 18.6 10.0 503 1.36 433 78.22 10.89 0.97Omaha, NE, USA (12/31/06)

404 386 Caixanova 1,055 16.4 21,077 340 22.0 5.01 5.25 724 678 175 9.3 5.7 -8.3 535 17.8 18.2 523 0.83 660 61.48 12.30 naVigo, Spain (12/31/05)

405 371 Bank of Iwate 1,052 6.0 19,755 359 -0.8 5.32 4.98 667 716 139 17.3 17.4 40.9 377 13.6 12.3 665 0.70 711 70.77 12.09 3.75Morioka-shi, Japan (03/31/06)

406 434 Corus Bankshares 1,047 22.5 10,058 558 18.9 10.41 10.11 168 178 288 36.8 32.5 38.7 236 30.3 26.8 177 2.86 102 18.53 16.33 2.58Chicago, IL, USA (12/31/06)

407 389 Caja Duero 1,036 11.0 18,317 378 18.7 5.66 6.05 624 623 115 -9.8 -12.7 25.8 734 11.7 14.4 732 0.63 741 59.02 11.84 naSalamanca, Spain (12/31/05)

408 383 Aichi Bank 1,031 5.5 21,484 332 3.6 4.80 4.72 755 753 139 38.5 38.7 70.4 196 13.8 10.6 655 0.65 729 65.48 9.70 3.82Nagoya-shi, Japan (03/31/06)

409 450 Close Brothers Group 1,030 19.8 8,973 590 6.0 11.48 10.16 131 177 293 44.8 41.1 3.9 181 31.0 24.9 165 3.27 65 67.19 na 1.10London, United Kingdom (07/31/06)

410 432 Bank of India 1,024 21.8 25,126 300 18.2 4.08 3.96 865 866 205 98.6 90.4 -69.5 68 22.0 13.8 383 0.82 665 55.41 10.75 naMumbai, India (03/31/06)

411 404 BancorpSouth 1,022 6.1 12,056 498 2.3 8.48 8.18 298 317 190 13.5 10.0 3.1 476 19.2 17.8 474 1.58 348 66.43 13.55 0.29Tupelo, MS, USA (12/31/06)

412 452 Stadtsparkasse München 1,001 11.0 18,969 371 8.0 5.28 5.14 680 692 112 9.2 7.4 32.5 517 11.8 11.8 727 0.59 760 67.40 na naMunich, Germany (12/31/06)

413 484 Indian Overseas Bank 998 33.7 18,868 372 38.6 5.29 5.48 677 642 238 5.2 -1.1 -2.8 632 27.3 38.7 240 1.26 459 47.07 13.27 2.34Chennai, India (03/31/07)

414 397 CajAstur 995 27.0 10,948 523 23.0 9.09 8.80 247 243 178 -4.0 -7.1 7.2 697 20.1 25.0 453 1.63 327 52.78 16.16 naOviedo, Spain (12/31/05)

415 406 Valley National Bancorp 982 2.9 12,395 490 -0.2 7.92 7.68 355 364 204 -11.6 -14.3 -2.6 745 21.0 25.1 415 1.64 317 53.42 12.44 0.38Wayne, NJ, USA (12/31/06)

416 418 Nova Ljubljanska Banka 979 11.1 18,979 370 16.4 5.16 5.41 702 496 203 46.3 na 11.8 na 21.8 15.8 390 1.07 540 63.10 12.70 2.52Ljubljana, Slovenia (12/31/06)

417 403 Bank of the Philippine Islands 975 3.3 8,365 604 12.3 11.65 12.68 126 126 159 21.3 14.6 8.1 412 16.6 14.1 565 1.90 243 53.53 na naMakati City, Metro Manila, Philippines (12/31/04)

418 393 Tochigi Bank 971 4.2 18,848 374 0.9 5.15 4.99 704 714 64 96.2 96.4 -26.6 60 6.8 3.6 880 0.34 885 79.42 10.62 4.85Utsunomiya-shi, Japan (03/31/06)

419 398 Caixa Penedès 971 13.6 19,149 368 35.9 5.07 6.06 711 559 121 -25.4 -27.8 1.2 790 13.3 20.2 674 0.63 736 62.84 na naVilafranca del Penedes, Spain (12/31/05)

420 448 Thurgauer Kantonalbank 967 10.2 12,229 495 3.8 7.91 7.45 357 393 53 13.3 12.1 8.1 448 5.8 5.6 901 0.43 845 45.50 13.40 0.60Weinfelden, Switzerland (12/31/06)

421 496 Findomestic Banca 966 10.7 12,473 487 14.7 7.74 8.03 377 376 259 4.3 2.2 9.2 577 28.1 31.9 222 2.07 207 48.30 na naFirenze, Italy (12/31/06)

422 951 Libyan Arab Foreign Bank 966 -0.4 11,242 513 18.1 8.59 10.19 282 961 168 42.7 na na na 17.4 na 533 1.50 386 na na naTripoli, Libya (12/31/04)

423 400 Oita Bank 965 7.2 21,826 328 2.5 4.42 4.23 817 832 115 -31.7 -31.6 106.2 806 12.3 19.7 706 0.53 797 76.72 10.64 3.83Oita-shi, Japan (03/31/06)

Page 17: TOP 1OOO WORLD BAN KS 2O O7 - Tinglebr's Weblog> Top 1000 World Bank Winners – -Tier One-Total Assets-Return on Capital > Best Profit on Capital % (Top 25) > Best Profit on Assets

JULY 2007 The Banker TOP 1OOO WORLD BANKS Ranking Strength Size Soundness Profits Performance BIS NPL

Tier One Capital assets ratio Real profits growth Profits on Av. capital Return Cost/Inc. Capital To totalLatest Capital Assets % % rank rank1 Pre-tax profit % % rank % % rank on assets ratio Ratio loans

Previous 1 $m %ch.2 $m rank %ch.2 latest prev. latest prev $m %ch.2 latest prev. latest latest prev. latest % rank % % %3

TOP 1000 WORLD BANKS 424-454

424 390 Toho Bank 965 2.6 24,141 309 1.0 4.00 3.94 876 871 89 19.6 19.7 18.9 346 9.3 8.1 811 0.37 870 72.45 10.74 5.37Fukushima-shi, Japan (03/31/06)

425 513 MDM Bank 964 10.3 9,233 585 51.4 10.44 14.33 167 163 173 -9.9 -17.8 2,101.2 763 18.9 42.7 493 1.88 254 51.42 13.70 1.26Moscow, Russia (12/31/06)

426 346 Caja Espana de Inversiones, C.A. & M.P. 961 3.5 21,296 335 21.1 4.51 5.28 802 590 173 26.7 22.6 33.0 315 18.3 14.9 515 0.81 668 51.98 11.74 0.83León, Spain (12/31/05)

427 454 Nossa Caixa 958 5.3 14,274 446 6.9 6.71 6.81 498 476 99 -66.1 -68.3 -28.2 839 10.6 34.8 767 0.69 716 59.94 24.30 naSão Paolo, Brazil (12/31/05)

428 487 Denizbank 954 38.6 10,459 541 23.7 9.12 8.14 243 327 278 31.9 20.5 88.5 336 33.8 34.6 119 2.66 125 52.70 13.80 1.90Istanbul, Turkey (12/31/06)

429 553 Citizens Banking Corp 952 55.1 14,018 454 80.8 6.79 7.92 485 344 82 -26.6 -28.9 13.5 797 10.5 18.6 770 0.59 762 72.13 11.90 0.87Flint, MI, USA (12/31/06)

430 407 Bancolombia 951 92.1 13,496 466 76.2 7.04 6.46 462 442 536 49.8 42.6 45.1 174 74.2 82.2 8 3.97 40 54.94 10.93 1.22Medellin, Colombia (12/31/05)

431 399 Caja de Ahorros y Monte de Piedad de Navarra 946 10.7 13,078 477 18.7 7.23 7.75 440 359 156 31.6 27.3 22.7 273 17.4 14.5 535 1.20 490 56.06 na naPamplona, Spain (12/31/05)

432 469 Caja de Burgos 945 11.5 12,900 482 22.8 7.32 8.07 431 331 171 29.4 25.0 4.7 288 19.1 16.5 480 1.32 446 38.77 13.03 0.61Burgos, Spain (12/31/06)

433 396 Akita Bank 944 3.4 17,605 387 -9.8 5.36 4.68 657 757 86 50.6 50.8 -26.4 139 9.3 6.3 815 0.49 822 75.80 na 6.89Akita-shi, Japan (03/31/06)

434 467 Merrill Lynch Bank & Trust 941 23.2 14,004 455 33.6 6.72 7.29 497 414 233 -56.4 -57.8 6.9 834 27.4 67.7 238 1.67 306 48.57 11.74 0.53Plainsboro, NJ, USA (12/29/06)

435 499 Mercantil Servicios Financieros 940 49.4 11,302 510 41.9 8.32 7.90 315 347 372 91.7 65.4 18.9 108 47.4 34.9 33 3.29 63 58.02 17.16 0.58Caracas, Venezuela (12/31/05)

436 633 Qatar Islamic Bank 933 92.3 4,090 835 55.9 22.81 18.49 28 45 278 98.0 na 62.8 na 39.2 32.9 65 6.80 14 29.08 21.11 4.00Doha, Qatar (12/31/06)

437 410 Chiba Kogyo Bank 932 9.0 17,223 396 1.1 5.41 5.02 651 709 88 74.2 74.4 19.9 97 9.8 6.0 789 0.51 814 77.88 na 5.19Chiba-shi, Japan (03/31/06)

438 430 Vontobel Holding 930 10.9 12,253 493 39.2 7.59 9.53 396 68 247 41.0 39.5 79.5 189 27.9 21.4 226 2.02 221 60.27 na naZurich, Switzerland (12/31/06)

439 439 Kiyo Holdings 929 na 27,247 288 na 3.41 na 928 928 94 na na na na na na na 0.35 883 85.95 9.52 naWakayama, Japan (03/31/06)

440 408 Basellandschaftliche Kantonalbank 922 13.5 11,411 508 4.1 8.08 7.41 338 400 68 11.4 10.1 9.6 472 7.8 7.9 855 0.60 755 47.99 na naLiestal, Switzerland (12/31/05)

441 638 Natsionalnyy Reservnyy Bank 918 97.4 1,546 983 41.2 59.42 42.50 2 6 612 185.8 153.7 99.2 32 88.5 55.9 4 39.61 1 4.15 68.00 naMoscow, Russia (12/31/05)

442 433 Eighteenth Bank 918 17.2 19,671 362 2.1 4.67 4.07 781 854 82 na na -600.9 na 9.6 -23.1 797 0.42 856 65.89 4.52 5.75Nagasaki-shi, Japan (03/31/06)

443 427 TCF Financial Corp 914 5.8 14,769 437 9.5 6.19 6.41 554 524 357 -6.1 -9.1 -4.3 711 40.2 45.6 59 2.42 165 63.39 11.10 0.48Wayzata, MN, USA (12/31/06)

444 421 Investors Bancorp MHC 902 0.8 5,445 756 6.1 16.57 17.44 52 53 28 na na -165.0 na 3.1 -4.7 936 0.52 807 67.99 34.84 0.36Short Hills, NJ, USA (12/31/06)

445 480 Investors Financial Services Corporation 900 23.0 11,558 506 -4.5 7.79 6.05 369 563 224 -4.9 -7.9 6.2 702 27.5 34.5 233 1.94 233 72.32 19.04 0.00Boston, MA, USA (12/31/06)

446 462 Banca delle Marche 898 3.5 21,472 333 14.1 4.18 4.61 851 769 206 17.3 14.9 103.4 409 23.4 19.9 347 0.96 597 36.93 8.25 4.24Ancona, Italy (12/31/06)

447 355 Attijariwafabank 897 6.8 14,994 432 28.1 5.98 7.18 582 257 235 122.4 120.3 65.7 48 27.1 14.6 244 1.57 355 52.05 na naCasablanca, Morocco (12/31/05)

448 412 Yamagata Bank 892 5.8 15,636 417 2.5 5.71 5.53 616 634 94 6.8 7.0 42.7 523 10.9 10.7 759 0.60 750 74.68 na 2.63Yamagata-shi, Japan (03/31/06)

449 511 Rosbank 892 18.4 11,235 514 38.9 7.94 9.31 353 222 230 39.2 26.9 185.8 276 28.0 30.2 225 2.05 211 55.83 15.00 3.22Moscow, Russia (12/31/06)

450 565 Momiji Bank 890 63.7 22,575 318 1.1 3.94 2.44 884 971 88 244.2 244.7 -46.7 19 12.3 5.9 704 0.39 861 71.50 na 8.82Hiroshima-shi, Japan (03/31/06)

451 423 Wing Lung Bank 890 0.3 10,930 524 13.7 8.15 9.24 330 226 247 47.3 44.3 5.3 165 27.8 18.9 228 2.26 179 28.10 16.00 0.47Hong Kong (12/31/06)

452 426 NewAlliance Bancshares 885 2.1 7,248 650 10.3 12.21 13.19 110 90 73 -9.2 -12.1 1,584.5 730 8.3 8.8 839 1.00 575 66.65 23.67 0.33New Haven, CT, USA (12/31/06)

453 517 Oberbank 882 16.2 17,413 391 7.9 5.06 4.70 713 756 123 18.0 16.3 35.8 385 15.0 14.3 619 0.71 707 56.41 12.74 1.65Linz, Austria (12/31/06)

454 428 Crédit Populaire du Maroc 881 15.1 12,966 481 12.7 6.80 6.66 484 470 291 33.5 32.2 54.1 237 35.4 28.3 95 2.25 185 52.96 22.00 naCasablanca, Morocco (12/31/05)

Page 18: TOP 1OOO WORLD BAN KS 2O O7 - Tinglebr's Weblog> Top 1000 World Bank Winners – -Tier One-Total Assets-Return on Capital > Best Profit on Capital % (Top 25) > Best Profit on Assets

Ranking Strength Size Soundness Profits Performance BIS NPLTier One Capital assets ratio Real profits growth Profits on Av. capital Return Cost/Inc. Capital To total

Latest Capital Assets % % rank rank1 Pre-tax profit % % rank % % rank on assets ratio Ratio loansPrevious 1 $m %ch.2 $m rank %ch.2 latest prev. latest prev $m %ch.2 latest prev. latest latest prev. latest % rank % % %3

TOP 1000 WORLD BANKS 455-484

455 na Greek Postal Savings Bank 874 6.4 16,247 410 6.7 5.38 5.39 654 655 244 23.7 19.9 -15.6 342 28.8 19.7 203 1.50 382 48.54 11.23 naAthens, Greece (12/31/06)

456 472 Nassauische Sparkasse 874 20.1 21,607 330 -3.2 4.05 3.26 870 929 28 -24.5 -25.8 na 783 3.5 5.1 933 0.13 958 72.56 na naWiesbaden, Germany (12/31/06)

457 457 Beijing Rural Commercial Bank 873 6.3 19,816 357 20.7 4.41 5.00 820 820 107 13.7 12.1 na 449 12.6 na 698 0.54 787 54.34 8.72 naBeijing, People’s Republic of China (12/31/06)

458 536 East West Bancorp 869 33.8 10,824 529 30.9 8.03 7.85 342 349 234 37.2 32.9 35.8 232 30.8 29.2 170 2.16 190 40.90 11.22 0.21Pasadena, CA, USA (12/31/06)

459 444 FirstCaribbean International Bank Group 869 5.5 12,412 488 29.7 7.00 8.60 466 286 197 -29.0 -34.0 142.4 810 23.3 33.9 348 1.58 345 58.93 18.00 4.88St Michael, Barbados (10/31/06)

460 429 Daegu Bank 861 12.0 17,955 382 9.9 4.79 4.71 756 741 167 50.1 44.9 -15.1 161 20.5 15.4 434 0.93 612 78.70 10.66 1.46Daegu, Korea (South) (12/31/04)

461 439 Sparkasse Nürnberg 857 3.7 11,149 516 1.7 7.69 7.54 383 365 45 6.5 4.7 -19.6 548 5.3 5.1 917 0.40 860 69.73 15.50 naNuremberg, Germany (12/31/06)

462 436 Friesland Bank 854 6.7 10,728 532 3.3 7.96 7.71 348 341 113 26.5 24.5 38.1 292 13.7 12.5 658 1.06 545 54.00 13.40 0.70Leeuwarden, Netherlands (12/31/05)

463 475 Tokyo Star Bank 854 14.8 14,300 445 11.7 5.97 5.81 584 600 228 -7.4 na 24.0 na 28.6 35.9 209 1.60 339 65.18 9.52 3.03Tokyo, Japan (03/31/07)

464 465 Whitney Holding Corp 854 11.5 10,189 549 0.8 8.38 7.58 312 379 214 47.1 42.5 0.2 176 26.4 19.0 260 2.10 205 61.11 11.17 0.90New Orleans, LA, USA (12/31/06)

465 414 Aargauische Kantonalbank 854 8.8 11,828 504 3.8 7.22 6.89 444 464 70 21.6 20.2 10.0 338 8.6 7.8 828 0.60 757 45.32 na naAarau, Switzerland (12/31/05)

466 554 Siam City Bank 853 13.2 11,498 507 -8.8 7.42 5.98 419 703 156 -11.2 -15.2 -6.2 751 19.4 24.8 469 1.35 434 60.85 12.47 naBangkok, Thailand (12/31/06)

467 440 Electro Banque 844 -8.1 950 999 -10.5 88.88 86.58 1 1 26 -57.0 -57.7 156.1 833 3.0 6.6 940 2.75 116 28.54 na naParis, France (12/31/05)

468 460 Higashi-Nippon Bank 843 7.4 15,391 422 1.6 5.48 5.18 644 686 109 11.5 na 11.9 na 13.4 12.9 669 0.71 708 65.54 10.68 naTokyo, Japan (03/31/07)

469 422 Bank SinoPac 841 -3.1 17,855 383 13.5 4.71 5.52 770 636 86 -45.4 -46.6 69.6 825 10.1 19.7 786 0.48 826 60.71 10.94 naTaipei, Taiwan (12/31/05)

470 581 Vnesheconombank 838 46.2 6,373 697 19.9 13.15 10.78 92 154 337 461.7 398.5 -73.2 11 47.8 10.8 32 5.29 21 32.97 na naMoscow, Russia (12/31/05)

471 729 Rosselkhozbank 833 98.8 7,010 665 223.6 11.88 19.34 118 42 45 707.1 636.1 0.4 5 7.1 1.8 871 0.64 732 58.99 na 0.75Moscow, Russia (12/31/06)

472 594 National Bank of Pakistan 827 54.5 10,472 539 10.4 7.90 5.64 361 626 436 39.4 29.2 45.3 256 64.0 70.6 11 4.16 34 0.32 16.99 10.40Karachi, Pakistan (12/31/06)

473 473 Raiffeisenlandesbank Niederösterreich-Wien 818 26.5 17,020 401 18.0 4.80 4.48 754 790 256 463.6 451.0 24.8 10 35.0 7.1 103 1.51 381 36.85 12.63 naVienna, Austria (12/31/05)

474 548 Shenzhen Development Bank 817 26.5 33,370 246 13.7 2.45 2.20 977 981 255 212.2 207.7 10.7 21 34.9 15.2 106 0.77 683 na 3.71 7.98Shenzhen, People’s Republic of China (12/31/06)

475 477 Banco de Crédito del Perú 814 15.4 9,181 586 34.4 8.86 10.32 264 173 307 129.2 125.5 43.9 44 40.4 19.8 57 3.34 60 50.30 8.10 naLima, Peru (12/31/05)

476 445 Yachiyo Bank 813 8.5 16,808 405 -0.6 4.84 4.43 746 800 117 72.0 72.3 49.5 98 14.9 9.3 623 0.69 715 69.05 na 7.77Tokyo, Japan (03/31/06)

477 683 Shanghai Rural Commercial Bank 812 81.7 17,435 390 6.9 4.65 2.74 784 957 61 30.1 28.3 na 264 9.7 na 793 0.35 880 na 7.32 2.91Shanghai, People’s Republic of China (12/31/06)

478 477 Gifu Shinkin Bank 810 12.4 19,601 364 0.9 4.13 3.71 857 857 59 31.8 31.9 na 238 7.7 6.4 859 0.30 901 87.13 9.25 8.84Gifu City, Japan (03/31/05)

479 451 Wing Hang Bank 808 9.5 13,456 467 9.3 6.01 6.00 579 570 208 14.4 13.3 40.1 428 27.0 26.1 249 1.55 362 37.23 14.90 1.03Hong Kong (12/31/05)

480 na Bank Albilad 807 4.3 3,012 911 58.7 26.80 40.78 20 22 48 na na na na 6.0 na 893 1.58 347 71.73 na naRiyadh, Saudi Arabia (12/31/06)

481 512 Bank Danamon Indonesia 807 24.0 6,898 673 15.3 11.70 10.88 124 149 305 -11.3 -19.7 102.2 766 41.8 57.4 54 4.42 28 na 23.50 2.60Jakarta 12930, Indonesia (12/31/05)

482 549 Bank of Ikeda 806 43.6 31,309 260 47.6 2.57 2.65 966 960 71 35.6 35.8 -27.1 211 10.3 9.5 776 0.23 935 82.69 na 3.26Osaka, Japan (03/31/06)

483 449 Industrial Bank of Taiwan 806 na 4,167 827 na 19.33 na 39 38 37 na na na na na na na 0.90 628 64.91 18.98 0.33Taipei, Taiwan (12/31/06)

484 438 El Monte - Caja de Ahorros de Huelva & Sevilla 805 9.4 14,989 433 20.3 5.37 5.91 656 584 200 76.4 70.6 5.3 99 26.0 17.4 272 1.33 442 59.68 11.92 naSeville, Spain (12/31/05)

JULY 2007 The Banker

TOP 1OOO WORLD BANKS

Page 19: TOP 1OOO WORLD BAN KS 2O O7 - Tinglebr's Weblog> Top 1000 World Bank Winners – -Tier One-Total Assets-Return on Capital > Best Profit on Capital % (Top 25) > Best Profit on Assets

JULY 2007 The Banker TOP 1OOO WORLD BANKS Ranking Strength Size Soundness Profits Performance BIS NPL

Tier One Capital assets ratio Real profits growth Profits on Av. capital Return Cost/Inc. Capital To totalLatest Capital Assets % % rank rank1 Pre-tax profit % % rank % % rank on assets ratio Ratio loans

Previous 1 $m %ch.2 $m rank %ch.2 latest prev. latest prev $m %ch.2 latest prev. latest latest prev. latest % rank % % %3

TOP 1000 WORLD BANKS 485-515

485 431 FirstMerit Corporation 805 -6.3 10,259 547 0.9 7.85 8.45 365 298 131 -27.9 -30.2 26.5 799 15.8 21.1 597 1.28 457 61.27 12.44 1.04Akron, OH, USA (12/31/06)

486 457 Crédito Agrícola 804 16.6 11,047 519 7.7 7.27 6.72 436 488 129 -0.1 -2.4 1.1 651 17.3 19.7 538 1.17 501 54.43 na naLisbon, Portugal (12/31/05)

487 385 R&G Financial Corporation 803 -23.6 12,405 489 5.9 6.47 8.97 520 254 -31 -133.8 -132.8 -57.8 856 -3.4 8.3 959 -0.25 977 107.80 11.88 2.81Hato Rey, PR, USA (12/31/06)

488 455 Thai Military Bank 802 43.8 17,156 398 77.1 4.68 5.76 777 758 26 na na na na 3.8 -62.9 932 0.15 954 56.41 8.79 13.37Bangkok, Thailand (12/31/04)

489 526 Raiffeisen-Landesbank Steiermark 802 7.9 15,388 423 4.4 5.21 5.04 694 706 50 -33.7 -34.6 -4.9 812 6.5 11.9 888 0.32 896 66.14 11.88 2.50Graz, Austria (12/31/06)

490 442 Tokyo Tomin Bank 797 3.6 20,926 344 5.6 3.81 3.89 896 876 104 5.4 5.6 -0.3 537 13.2 13.1 677 0.50 819 63.15 10.29 5.36Tokyo, Japan (03/31/06)

491 471 CITIC Ka Wah Bank 797 5.0 10,548 538 1.8 7.55 7.33 399 410 148 18.9 17.7 28.2 369 19.1 18.0 481 1.40 418 55.24 16.40 naHong Kong (12/31/05)

492 478 Laurentian Bank of Canada 795 3.1 15,406 421 5.7 5.16 5.29 701 667 79 11.0 8.7 21.9 488 10.1 9.4 785 0.51 809 75.09 12.40 1.06Montreal, Canada (10/31/06)

493 402 Caja de Ahorros y Monte de Piedad de Cordoba 793 4.1 16,972 402 19.6 4.67 5.37 779 581 147 2.7 -0.7 13.6 629 18.9 18.6 492 0.86 645 57.12 na 2.50Cordoba, Spain (12/31/05)

494 435 Union Bank of India 792 -5.4 19,945 355 23.1 3.97 5.16 879 691 200 8.3 3.8 -3.0 558 24.6 26.4 307 1.00 573 46.76 11.41 3.80Mumbai, India (03/31/06)

495 529 Banco del Estado de Chile 791 9.9 20,558 349 22.5 3.85 4.29 894 819 193 18.0 14.5 23.5 414 25.5 23.4 283 0.94 611 64.74 10.66 0.71Santiago, Chile (12/31/05)

496 485 First Banks 790 9.0 10,146 552 10.7 7.79 7.91 370 346 166 12.2 8.7 11.7 490 21.9 22.0 385 1.64 322 64.32 10.25 0.71Hazelwood, MO, USA (12/31/06)

497 534 Wilmington Trust Corp 790 20.9 11,321 509 10.2 6.98 6.36 469 530 216 -19.0 -21.5 16.6 774 30.0 45.1 182 1.91 240 66.52 12.10 0.49Wilmington, DE, USA (12/31/06)

498 497 Sterling Financial Corporation 788 na 9,842 563 na 8.00 na 343 344 108 na na na na na na na 1.10 529 62.23 11.09 0.10Spokane, WA, USA (12/31/06)

499 539 UCBH Holdings 785 21.2 10,346 545 30.3 7.59 8.16 397 322 152 5.3 2.0 2.4 586 21.2 24.1 409 1.47 393 51.09 10.72 0.26San Francisco, CA, USA (12/31/06)

500 466 Capitol Federal Financial 784 2.4 8,199 613 -2.5 9.56 9.09 221 242 79 -25.3 -28.0 na 791 10.2 13.9 784 0.96 598 47.96 22.50 0.16Topeka, KS, USA (09/30/06)

501 797 Union Bank of Nigeria 783 139.0 5,248 764 21.2 14.93 7.57 65 348 106 9.2 -4.5 -15.8 673 19.1 31.7 475 2.03 220 63.61 na 18.96Lagos, Nigeria (03/31/06)

502 869 International Moscow Bank 781 69.0 9,377 580 69.6 8.33 8.37 314 368 273 96.0 78.7 9.7 86 44.0 37.7 44 2.92 101 37.90 12.50 naMoscow, Russia (12/31/06)

503 510 Münchener Hypothekenbank 777 30.0 40,126 220 3.4 1.94 1.54 994 997 29 46.2 43.4 -65.9 167 4.2 3.5 927 0.07 963 54.70 na naMunich, Germany (12/31/05)

504 463 Bank of the Ryukyus 776 -0.3 12,779 483 -1.9 6.07 5.97 563 556 24 -72.9 -72.9 19.7 841 3.1 11.5 938 0.19 945 61.53 11.05 8.39Naha-shi, Japan (03/31/06)

505 476 International Bancshares Corp 776 4.5 10,917 525 5.1 7.11 7.14 453 431 174 -18.0 -20.6 16.0 769 22.9 30.7 354 1.59 341 61.87 13.61 0.54Laredo, TX, USA (12/31/06)

506 489 Corporation Bank 773 9.8 9,079 587 17.7 8.51 9.12 290 237 150 26.7 21.5 -33.8 327 20.4 19.8 442 1.66 307 41.61 14.66 2.74Mangalore, India (03/31/06)

507 506 Bank of Ayudhya 771 16.3 15,739 414 12.5 4.90 4.74 739 751 149 27.6 22.1 48.4 322 20.8 15.0 422 0.95 602 51.09 11.01 naBangkok, Thailand (12/31/05)

508 384 Doral Financial Corp 770 -27.9 11,855 503 -32.7 6.49 6.06 519 561 -146 -429.7 -419.4 -91.5 861 -15.9 3.2 967 -1.23 984 157.84 15.82 7.14San Juan, PR, USA (12/31/06)

509 557 Banco de Crédito & Inversiones 769 17.2 15,240 428 14.2 5.04 4.91 717 726 243 16.8 13.4 19.8 427 34.1 34.2 117 1.59 342 51.98 10.33 naSantiago, Chile (12/31/05)

510 468 Bank of Industry and Mine 761 -6.1 2,719 926 36.0 27.99 40.55 18 19 161 22.5 8.1 -4.8 501 20.5 21.8 437 5.91 19 39.44 25.00 6.03Tehran, Iran (03/20/06)

511 509 Al-Ahli Bank of Kuwait 760 10.1 8,386 603 20.8 9.06 9.93 252 112 216 29.9 26.0 64.8 280 29.8 25.4 187 2.58 138 20.12 15.32 3.62Safat, Kuwait (12/31/06)

512 519 Central Bancompany 759 11.8 7,232 653 4.4 10.49 9.80 166 197 142 6.2 2.9 2.4 568 19.7 20.3 458 1.96 231 58.68 16.61 0.66Jefferson City, MO, USA (12/31/06)

513 494 Greater Bay Bancorp 756 6.7 7,377 644 3.5 10.25 9.94 176 188 139 -11.0 -13.8 -0.8 740 19.0 21.8 486 1.89 250 72.87 13.47 0.80Palo Alto, CA, USA (12/31/06)

514 459 Shikoku Bank 754 4.3 20,933 343 1.0 3.60 3.49 916 908 57 -30.5 -30.5 6.8 802 7.7 11.9 858 0.27 916 60.48 na 5.90Kochi-shi, Japan (03/31/06)

515 458 UMB Financial Corp 753 -4.8 8,916 591 8.1 8.44 9.59 303 210 82 7.5 4.1 42.7 554 10.6 9.8 763 0.92 616 80.87 14.65 0.28Kansas City, MO, USA (12/31/06)

Page 20: TOP 1OOO WORLD BAN KS 2O O7 - Tinglebr's Weblog> Top 1000 World Bank Winners – -Tier One-Total Assets-Return on Capital > Best Profit on Capital % (Top 25) > Best Profit on Assets

Ranking Strength Size Soundness Profits Performance BIS NPLTier One Capital assets ratio Real profits growth Profits on Av. capital Return Cost/Inc. Capital To total

Latest Capital Assets % % rank rank1 Pre-tax profit % % rank % % rank on assets ratio Ratio loansPrevious 1 $m %ch.2 $m rank %ch.2 latest prev. latest prev $m %ch.2 latest prev. latest latest prev. latest % rank % % %3

TOP 1000 WORLD BANKS 516-545

516 551 Stadtsparkasse Düsseldorf 753 39.6 14,351 442 7.6 5.24 4.04 688 857 201 125.7 121.3 22.2 47 31.1 17.0 163 1.40 422 64.53 12.10 naDüsseldorf, Germany (12/31/05)

517 598 United National Corporation 751 39.7 1,445 986 25.3 52.00 46.64 3 4 312 15.4 11.8 41.4 453 48.5 54.7 29 21.62 3 44.62 77.16 2.18Sioux Falls, SD, USA (12/31/06)

518 527 Bank of Okinawa 751 23.5 11,294 512 1.4 6.65 5.46 503 645 113 32.8 32.9 209.9 231 16.6 14.4 564 1.00 576 76.86 11.95 4.02Naha-shi, Japan (03/31/06)

519 535 Wintrust Financial Corp 750 14.9 9,572 573 17.1 7.84 7.98 367 340 1,104 934.3 902.0 27.7 4 157.4 18.3 1 11.54 6 67.28 11.34 0.56Lake Forest, IL, USA (12/31/06)

520 490 EON Bank 749 3.8 9,470 577 6.9 7.91 8.14 359 326 107 -0.9 -3.9 -12.2 668 14.6 18.1 631 1.13 511 48.82 13.16 naKuala Lumpur, Malaysia (12/31/05)

521 500 Banque Marocaine du Commerce Extérieur 748 -2.9 10,060 557 12.5 7.43 8.62 415 285 158 16.7 13.0 53.4 434 20.9 18.9 420 1.57 350 58.94 na 7.04Casablanca, Morocco (12/31/06)

522 543 Schwyzer Kantonalbank 747 8.3 8,327 607 7.5 8.97 8.90 258 256 48 21.5 20.2 20.6 337 6.7 5.8 881 0.58 764 39.30 16.25 naSchwyz, Switzerland (12/31/06)

523 523 Banco Hipotecario 747 13.0 2,709 927 -10.7 27.56 21.79 19 31 84 -11.8 -19.6 7.4 765 12.0 15.5 719 3.11 86 51.77 na naBuenos Aires, Argentina (12/31/05)

524 608 Caja General de Ahorros de Granada 746 16.2 16,846 404 22.7 4.43 4.67 816 765 181 47.9 42.9 2.7 170 26.1 21.4 269 1.08 538 58.14 11.82 naGranada, Spain (12/31/06)

525 486 Fukui Bank 738 11.5 17,732 384 -0.5 4.16 3.72 853 885 138 144.0 144.3 27.0 38 19.6 8.6 459 0.78 678 68.75 9.48 4.31Fukui-shi, Japan (03/31/06)

526 857 Zenith International Bank 738 148.2 4,785 786 84.6 15.41 11.46 61 137 119 65.4 45.3 26.8 158 23.0 34.3 351 2.49 150 65.53 na 1.13Lagos, Nigeria (06/30/06)

527 773 Bank Tejarat 737 75.0 22,490 319 22.3 3.28 2.29 936 965 278 52.5 34.6 76.4 216 48.0 49.1 30 1.24 472 48.20 na 7.30Tehran, Iran (03/20/06)

528 521 Miyazaki Bank 736 9.2 15,629 419 6.8 4.71 4.61 769 770 68 73.7 na 7.1 na 9.6 5.7 798 0.43 847 na na 2.93Miyazaki-shi, Japan (03/31/07)

529 501 Credito Valtellinese 734 20.3 15,314 424 13.7 4.79 4.53 757 780 138 53.7 50.7 16.8 140 20.6 16.0 427 0.90 622 68.09 9.13 8.68Sondrio, Italy (12/31/05)

530 491 Bank of Hawaii Corporation 731 2.0 10,572 536 3.8 6.92 7.04 473 445 287 1.0 -2.2 1.3 646 39.6 37.3 63 2.72 118 67.19 11.92 0.13Honolulu, HI, USA (12/31/06)

531 567 Banque Cantonale de Fribourg 724 13.5 7,618 633 3.6 9.50 8.68 226 275 na na na 13.7 na na 8.5 na na na 37.10 na naFribourg, Switzerland (12/31/06)

532 544 Andhra Bank 721 10.3 10,905 527 16.9 6.61 7.00 504 450 180 38.7 30.4 -27.1 246 26.2 24.3 267 1.65 309 50.05 11.33 1.41Hyderabad, India (03/31/07)

533 488 Oyak Bank 721 68.1 6,269 703 35.8 11.49 9.28 130 134 152 54.8 43.1 na 168 26.5 na 256 2.43 164 56.34 17.50 0.71Istanbul, Turkey (12/31/05)

534 518 Caja General de Ahorros de Canarias 718 22.2 9,693 567 22.3 7.41 7.42 421 399 101 8.0 4.5 0.7 550 15.4 16.7 607 1.04 553 57.88 14.21 naSanta Cruz de Tenerife, Spain (12/31/05)

535 759 Habib Bank 713 32.2 9,690 568 11.6 7.36 6.22 426 812 309 36.2 26.2 77.4 279 49.4 51.1 27 3.19 78 43.94 12.47 9.81Karachi, Pakistan (12/31/06)

536 740 Irwin Financial Corporation 712 5.5 6,238 706 -6.3 11.42 10.15 135 627 56 98.2 92.0 -76.7 66 8.1 4.3 848 0.90 625 69.78 11.39 0.73Columbus, IN, USA (12/31/06)

537 546 Zuger Kantonalbank 708 3.6 7,500 639 0.3 9.44 9.15 229 232 42 16.9 15.7 9.9 392 6.0 5.3 895 0.56 779 41.65 na 0.18Zug, Switzerland (12/31/06)

538 461 Badische Beamtenbank 706 4.5 7,276 648 4.4 9.70 9.69 210 202 111 109.5 105.5 -12.9 54 16.1 8.2 586 1.52 371 72.78 16.20 naKarlsruhe, Germany (12/31/05)

539 498 Metropolitan Bank & Trust Company 704 -5.6 11,033 520 9.9 6.39 7.43 528 528 118 17.4 9.1 5.7 484 16.2 14.2 580 1.07 541 63.73 17.11 9.64Makati City, Philippines (12/31/05)

540 483 Caja Inmaculada 704 11.5 9,321 583 18.1 7.55 8.00 400 339 110 37.4 32.9 1.2 233 16.5 13.0 570 1.18 497 56.07 13.94 0.43Zaragoza, Spain (12/31/05)

541 547 Bank for Foreign Trade of Vietnam 699 33.4 10,450 542 18.8 6.69 5.96 501 433 236 108.8 na 13.2 na 38.6 24.3 71 2.26 181 25.62 10.63 1.22Hanoi, Vietnam (12/31/06)

542 504 Southern Bank Berhad 697 39.6 8,281 609 5.6 8.42 6.37 305 301 128 -1.9 -3.3 16.8 658 21.4 27.2 404 1.55 363 39.82 16.68 9.00Kuala Lumpur, Malaysia (12/31/04)

543 505 Farmers Bank of China 697 10.9 18,407 377 4.4 3.78 3.56 899 880 5 -88.4 -88.7 196.1 850 0.8 8.7 951 0.03 968 52.60 8.41 3.65Taipei, Taiwan (12/31/05)

544 575 Sa Nostra—Caixa de Baleares 696 4.7 13,301 470 18.0 5.24 5.90 689 502 125 25.0 20.7 5.4 333 18.4 16.3 509 0.94 607 51.92 10.65 0.38Palma de Mallorca, Spain (12/31/06)

545 563 SpareBank 1 SR-Bank 696 7.5 13,584 465 26.6 5.12 6.03 706 565 185 5.9 3.5 37.0 562 27.6 29.2 229 1.37 427 52.43 10.56 0.14Stavanger, Norway (12/31/06)

546 497 American Express Bank 684 -3.1 15,273 426 10.4 4.48 5.10 808

JULY 2007 The Banker

TOP 1OOO WORLD BANKS

Page 21: TOP 1OOO WORLD BAN KS 2O O7 - Tinglebr's Weblog> Top 1000 World Bank Winners – -Tier One-Total Assets-Return on Capital > Best Profit on Capital % (Top 25) > Best Profit on Assets

JULY 2007 The Banker TOP 1OOO WORLD BANKS Ranking Strength Size Soundness Profits Performance BIS NPL

Tier One Capital assets ratio Real profits growth Profits on Av. capital Return Cost/Inc. Capital To totalLatest Capital Assets % % rank rank1 Pre-tax profit % % rank % % rank on assets ratio Ratio loans

Previous 1 $m %ch.2 $m rank %ch.2 latest prev. latest prev $m %ch.2 latest prev. latest latest prev. latest % rank % % %3

TOP 1000 WORLD BANKS 546-575

698 110 -28.6 -30.8 41.9 803 15.8 21.1 594 0.72 697 88.44 11.30 0.95New York, NY, USA (12/31/06)

547 703 Allahabad Bank 683 66.9 12,374 491 22.4 5.52 4.04 640 856 169 23.2 18.1 18.3 365 31.0 38.9 166 1.37 428 53.11 13.37 3.94Calcutta, India (03/31/06)

548 611 Doha Bank 681 32.0 5,961 723 42.5 11.43 12.33 134 101 205 -5.8 na 98.5 na 34.2 52.4 114 3.43 56 27.80 18.40 4.25Doha, Qatar (12/31/06)

549 644 Shinwa Bank 680 55.6 22,319 323 3.9 3.05 2.03 950 987 100 na na na na 17.9 -28.9 521 0.45 839 42.94 na 11.00Sasebo-shi, Japan (03/31/06)

550 522 Berliner Volksbank 679 2.0 13,719 461 -9.9 4.95 4.37 732 793 19 -17.4 -18.8 2.6 764 2.8 3.4 942 0.14 956 76.62 10.00 naBerlin, Germany (12/31/06)

551 528 Corp Banca 678 -6.3 6,721 682 10.8 10.08 11.93 188 114 123 10.6 7.3 8.6 518 17.6 17.3 526 1.83 261 37.24 13.47 0.89Santiago, Chile (12/31/05)

552 493 Aomori Bank 676 3.9 17,348 394 -5.4 3.90 3.55 890 901 68 63.8 64.0 -41.0 109 10.2 6.4 780 0.39 863 77.94 9.98 5.68Aomori-shi, Japan (03/31/06)

553 626 Kwangju Bank 675 25.3 14,978 434 19.2 4.50 4.29 803 820 133 25.9 23.1 -4.4 309 21.9 21.5 387 0.89 637 76.60 11.44 0.82Kwangju, Korea (South) (12/31/06)

554 586 Susquehanna Bancshares 674 19.4 8,225 611 10.5 8.19 7.58 324 378 122 8.1 4.7 9.2 549 19.6 20.6 460 1.48 389 66.80 12.48 0.71Lititz, PA, USA (12/31/06)

555 574 Cathay General Bancorp 674 15.3 8,031 620 25.9 8.39 9.16 308 231 185 11.0 7.5 14.7 515 29.4 30.6 194 2.30 175 38.07 11.00 0.53Los Angeles, CA, USA (12/31/06)

556 631 Umpqua Holdings Corporation 672 37.6 7,350 645 36.9 9.14 9.10 240 241 131 21.9 18.1 30.9 366 22.6 23.4 360 1.78 277 57.73 11.63 0.17Portland, OR, USA (12/31/06)

557 561 SVB Financial Group 670 11.8 5,887 728 8.9 11.38 11.08 137 144 155 1.1 -2.1 41.1 643 24.4 26.9 312 2.63 132 66.96 13.95 0.31Santa Clara, CA, USA (12/31/06)

558 508 Bank Sarasin 669 12.3 6,461 694 13.2 10.35 10.44 171 169 110 23.6 22.2 80.2 320 17.4 15.4 534 1.70 297 70.86 na naBasle, Switzerland (12/31/05)

559 635 BankMuscat 668 38.2 5,185 767 7.6 12.87 10.03 102 182 137 33.2 31.6 28.5 240 23.9 24.3 328 2.65 128 43.00 17.82 naRuwi, Oman (12/31/05)

560 670 Central Bank of India 657 49.9 16,713 406 8.9 3.93 2.85 885 945 84 -40.1 -42.6 -30.9 820 15.4 33.0 608 0.50 817 58.55 11.03 6.85Mumbai, India (03/31/06)

561 531 Achmea Bank 656 -7.1 23,575 312 -6.0 2.78 2.82 962 954 36 na na-1,602.0 na 5.3 -2.9 916 0.15 953 73.24 na naThe Hague, Netherlands (12/31/04)

562 577 Mie Bank 655 12.7 12,974 480 6.6 5.05 4.78 716 747 86 -0.7 na 56.0 na 13.9 16.0 654 0.66 724 69.96 10.06 2.55Yokkaichi-shi, Japan (03/31/07)

563 550 Burgan Bank 654 3.8 7,645 632 17.0 8.56 9.65 286 206 200 31.8 27.8 37.5 268 31.1 24.1 162 2.61 134 27.08 16.48 3.57Sharq, Kuwait (12/31/06)

564 533 Egg 654 -22.3 23,229 315 2.9 2.82 3.73 959 948 -206 na na na na -27.6 -7.7 971 -0.89 982 63.54 na naLondon, United Kingdom (12/31/04)

565 566 Farmers and Merchants Bank of Long Beach 650 9.7 3,073 907 -0.4 21.15 19.21 34 43 90 -2.0 -5.1 6.9 677 14.5 15.8 633 2.94 98 39.29 39.22 1.43Long Beach, CA, USA (12/31/06)

566 580 Trustmark Corporation 650 12.1 8,841 595 5.4 7.35 6.91 428 459 181 15.6 12.0 -14.5 451 29.5 27.1 192 2.05 212 60.04 11.40 0.72Jackson, MS, USA (12/31/06)

567 569 Hsinchu International Bank 649 13.2 12,240 494 2.3 5.30 4.79 674 745 102 10.9 8.5 17.2 493 16.7 17.4 562 0.83 657 48.89 11.98 naHsinchu, Taiwan (12/31/05)

568 538 Liu Chong Hing Bank 648 1.2 6,446 696 18.7 10.06 11.80 189 181 60 11.8 10.7 14.5 466 9.4 8.5 810 0.94 610 50.84 15.20 2.65Hong Kong (12/31/05)

569 584 Eastern Bank Corporation 648 13.5 6,583 686 5.1 9.84 9.12 199 238 107 53.6 48.8 3.1 147 17.5 14.4 529 1.62 330 67.32 14.73 0.23Boston, MA, USA (12/31/06)

570 541 Sparkasse Aachen 644 5.4 11,209 515 2.2 5.75 5.57 612 612 96 7.4 5.3 -5.4 541 15.3 15.3 609 0.86 648 na na naAachen, Germany (12/31/05)

571 502 Caja San Fernando de Sevilla y Jerez 643 5.9 11,032 521 22.7 5.82 6.75 601 484 129 41.2 36.6 74.6 208 20.6 15.3 429 1.17 503 65.07 11.64 1.73Seville, Spain (12/31/05)

572 613 Confederación Española de Caja de Ahorros 637 11.7 18,309 379 11.5 3.48 3.47 923 912 102 28.6 24.2 39.6 297 16.9 14.5 555 0.56 778 66.73 30.49 0.15Madrid, Spain (12/31/06)

573 515 RBTT Financial Holdings 636 -6.9 6,489 692 4.1 9.80 10.96 201 146 181 0.6 na 10.9 na 27.5 30.7 235 2.79 113 57.98 na 2.70Port of Spain, Trinidad & Tobago (03/31/06)

574 599 Ocean Bankshares 634 18.0 5,912 727 4.2 10.73 9.47 154 216 154 3.2 -0.0 10.8 623 26.3 30.4 264 2.61 136 43.66 16.45 0.64Miami, FL, USA (12/31/06)

575 825 Parsian Bank 633 140.7 8,853 593 158.9 7.16 7.70 446 361 227 63.1 43.9 475.3 166 50.6 89.1 25 2.56 140 13.39 11.30 naTehran, Iran (03/20/06)

Page 22: TOP 1OOO WORLD BAN KS 2O O7 - Tinglebr's Weblog> Top 1000 World Bank Winners – -Tier One-Total Assets-Return on Capital > Best Profit on Capital % (Top 25) > Best Profit on Assets

JULY 2007 The Banker

TOP 1OOO WORLD BANKS

Ranking Strength Size Soundness Profits Performance BIS NPLTier One Capital assets ratio Real profits growth Profits on Av. capital Return Cost/Inc. Capital To total

Latest Capital Assets % % rank rank1 Pre-tax profit % % rank % % rank on assets ratio Ratio loansPrevious 1 $m %ch.2 $m rank %ch.2 latest prev. latest prev $m %ch.2 latest prev. latest latest prev. latest % rank % % %3

TOP 1000 WORLD BANKS 576-605

576 545 Old National Bancorp 633 -0.3 8,150 615 -4.0 7.77 7.48 375 389 95 1.2 -2.0 21.6 642 15.0 14.3 622 1.16 504 72.48 14.45 0.93Evansville, IN, USA (12/31/06)

577 622 MB Financial 631 26.2 7,978 622 39.6 7.90 8.74 360 268 97 0.5 -2.6 0.1 654 17.1 20.7 543 1.21 484 64.64 11.80 0.45Chicago, IL, USA (12/31/06)

578 456 Michinoku Bank 629 3.3 15,656 416 -2.1 4.02 3.81 872 805 32 na na na na 5.1 -25.6 918 0.20 941 87.03 12.67 6.94Aomori-shi,, Japan (03/31/07)

579 578 UTI Bank 627 32.7 11,129 518 31.8 5.63 5.59 628 629 164 45.2 39.2 12.9 192 29.8 33.3 188 1.47 392 49.60 11.08 naAhmedabad, India (03/31/06)

580 540 Caja de Ahorros de Vitoria & Alava 626 12.1 7,593 634 18.5 8.24 8.71 319 270 83 8.8 5.3 5.7 542 14.1 14.2 647 1.10 532 54.12 na naVitoria-Gasteiz, Spain (12/31/05)

581 556 Firstbank Holding Company 625 3.4 7,843 626 8.3 7.97 8.35 347 305 134 -13.2 -15.9 -1.4 755 21.7 26.9 393 1.70 295 56.49 18.30 0.14Lakewood, CO, USA (12/31/06)

582 663 Vorarlberger Landes-und Hypothekenbank 624 4.3 13,232 472 17.0 4.72 5.29 768 776 67 16.8 15.1 8.2 402 11.0 11.0 754 0.51 815 48.29 12.26 naBregenz, Austria (12/31/06)

583 507 Kagawa Bank 624 -1.4 10,355 544 -0.8 6.03 6.06 572 560 17 -61.5 -61.4 24.5 835 2.7 7.1 943 0.16 952 68.94 na 7.47Takamatsu-shi, Japan (03/31/06)

584 524 Banca del Gottardo 624 -13.7 9,644 570 -22.8 6.47 5.79 521 605 101 16.4 15.2 21.5 400 15.0 11.9 620 1.05 551 72.69 13.07 5.81Lugano, Switzerland (12/31/06)

585 552 Far Eastern International Bank 622 25.9 8,091 616 14.8 7.69 7.01 384 363 107 -7.6 -9.1 na 713 19.3 25.7 471 1.33 444 44.00 na naTaipei, Taiwan (12/31/04)

586 718 Bank Al-Jazira 621 56.3 3,783 858 32.1 16.41 13.88 53 76 234 367.4 364.0 100.1 12 46.0 15.8 37 6.19 17 na na naJeddah, Saudi Arabia (12/31/05)

587 672 Tianjin City Commercial Bank 620 36.3 10,394 543 17.4 5.96 5.14 586 693 66 18.6 16.9 na 382 12.3 na 705 0.64 733 na 11.70 3.89Tianjin, People’s Republic of China (12/31/06)

588 839 Shenzhen Commercial Bank 616 100.2 10,466 540 13.6 5.88 3.34 589 921 39 -12.5 -13.8 55.8 739 8.3 24.1 837 0.37 869 na 10.68 6.51Shenzhen, People’s Republic of China (12/31/06)

589 na Bohai Bank 610 na 1,964 962 na 31.07 na 13 15 -31 na na na na na na na -1.57 987 na 62.62 0.01Tianjin, People’s Republic of China (12/31/06)

590 503 Cassa di Risparmio di Bolzano-Südtiroler Sparkasse 608 0.7 7,153 657 11.4 8.50 9.41 291 217 67 20.6 18.2 1.1 364 11.1 9.3 746 0.94 609 na na naBolzano, Italy (12/31/05)

591 542 Bank Keshavarzi 607 -2.8 13,130 476 34.9 4.62 6.41 789 523 55 -73.5 -76.7 76.1 844 8.9 40.4 822 0.42 852 95.30 9.95 17.48Tehran, Iran (03/21/06)

592 559 Ta Chong Bank 600 33.3 10,565 537 21.3 5.68 5.16 621 621 43 530.2 516.2 -91.5 7 8.1 1.4 847 0.40 859 59.90 8.95 naKaohsiung, Taiwan (12/31/05)

593 560 Kyongnam Bank 599 13.2 13,859 458 16.4 4.33 4.45 835 817 142 28.4 25.0 97.4 289 25.1 22.6 296 1.02 563 72.07 10.59 1.06Masan, Korea (South) (12/31/05)

594 578 First Midwest Bancorp 599 3.0 8,446 602 100.5 7.09 13.80 455 77 152 12.1 8.6 -0.5 491 25.8 24.0 276 1.80 269 54.81 12.16 0.58Itasca, IL, USA (12/31/06)

595 520 Provident Financial Services 597 -11.7 5,746 739 -5.1 10.39 11.17 169 142 77 -10.5 -13.3 21.2 735 12.1 12.3 715 1.34 438 60.53 15.79 0.20Jersey City, NJ, USA (12/31/06)

596 595 Muslim Commercial Bank 597 99.5 5,633 743 14.5 10.60 6.08 162 164 311 41.9 31.5 187.3 241 69.3 96.4 9 5.52 20 25.06 19.13 4.14Karachi, Pakistan (12/31/06)

597 607 Arvest Bank Group 595 13.6 8,817 596 7.7 6.75 6.40 492 526 147 21.4 17.6 26.6 371 26.3 24.8 265 1.67 305 72.14 10.69 0.98Bentonville, AR, USA (12/31/06)

598 629 Banco Guipuzcoano 591 8.2 11,872 501 25.1 4.98 5.76 728 609 85 4.6 1.0 24.5 606 15.0 17.0 621 0.72 700 55.07 11.09 0.53San Sebastian, Spain (12/31/06)

599 676 Belarusbank 591 34.5 5,536 752 50.3 10.68 11.94 160 113 66 -14.9 -20.5 50.9 768 12.7 22.9 694 1.18 495 69.85 12.97 naMinsk, Belarus (12/31/06)

600 664 Syndicate Bank 590 31.9 13,668 464 17.2 4.32 3.84 838 878 123 27.3 22.0 -40.8 323 23.8 23.1 329 0.90 623 58.03 11.73 naManipal, India (03/31/06)

601 601 Banque Misr 584 1.9 18,490 376 17.3 3.16 3.64 944 896 38 16.8 7.2 3.1 519 6.6 6.0 883 0.21 940 26.94 na naCairo, Egypt (06/30/05)

602 659 Nomos-Bank (Novaya Moskva) 584 15.6 4,159 828 28.1 14.04 15.55 78 62 116 46.9 34.0 4.8 221 21.2 18.2 408 2.78 114 41.10 20.38 0.72Moscow, Russia (12/31/06)

603 532 Banco Latinoamericano de Exportaciones (BLADEX) 584 8.9 3,978 844 30.5 14.68 17.58 69 24 58 -25.3 na -47.0 na 10.3 14.8 775 1.46 396 39.21 25.70 naPanamá, Panama (12/31/06)

604 637 Affin Bank Berhad 583 12.9 8,332 606 17.7 7.00 7.30 465 413 77 18.7 14.6 27.4 411 14.0 15.1 648 0.93 615 46.82 13.55 11.72Kuala Lumpur, Malaysia (12/31/06)

605 576 Kyoto Shinkin Bank 583 13.8 19,027 369 4.1 3.06 2.80 948 935 69 61.9 61.9 -23.7 114 12.6 8.4 699 0.36 873 81.68 na naKyoto, Japan (03/31/05)

Page 23: TOP 1OOO WORLD BAN KS 2O O7 - Tinglebr's Weblog> Top 1000 World Bank Winners – -Tier One-Total Assets-Return on Capital > Best Profit on Capital % (Top 25) > Best Profit on Assets

JULY 2007 The Banker TOP 1OOO WORLD BANKS Ranking Strength Size Soundness Profits Performance BIS NPL

Tier One Capital assets ratio Real profits growth Profits on Av. capital Return Cost/Inc. Capital To totalLatest Capital Assets % % rank rank1 Pre-tax profit % % rank % % rank on assets ratio Ratio loans

Previous 1 $m %ch.2 $m rank %ch.2 latest prev. latest prev $m %ch.2 latest prev. latest latest prev. latest % rank % % %3

TOP 1000 WORLD BANKS 606-636

606 585 Chittenden Corp 583 2.8 6,545 689 -0.3 8.91 8.64 261 282 126 -1.2 -4.3 7.0 672 21.9 23.8 389 1.92 236 58.39 12.77 0.57Burlington, VT, USA (12/31/06)

607 705 Habib Bank AG Zurich 582 30.4 6,119 709 48.3 9.51 10.82 224 151 57 21.3 20.0 72.7 340 11.1 11.4 749 0.93 614 47.44 13.50 1.30Zürich, Switzerland (12/31/06)

608 649 Cornèr Bank 580 13.6 4,006 841 17.1 14.48 14.92 71 64 75 19.7 18.5 -5.4 361 13.7 11.8 659 1.86 258 60.21 na 0.80Lugano, Switzerland (12/31/06)

609 481 Daisan Bank 580 -13.1 14,163 449 0.4 4.10 4.73 864 752 35 11.5 11.7 27.6 455 5.6 5.2 903 0.25 925 75.45 na 4.98Matsuzaka-shi, Japan (03/31/06)

610 579 Republic Bank 580 22.0 5,053 773 10.6 11.48 10.40 132 136 163 14.5 7.6 25.7 512 30.8 29.2 168 3.22 71 56.07 26.10 3.40Port of Spain, Trinidad & Tobago (09/30/05)

611 647 Alabama National Bancorporation 576 21.2 7,671 631 29.4 7.51 8.02 408 335 122 20.0 16.3 18.5 387 23.2 22.5 350 1.59 343 59.06 10.98 0.20Birmingham, AL, USA (12/31/06)

612 602 Bremer Financial Corp 575 7.4 6,752 679 3.0 8.52 8.17 289 321 109 -1.6 -4.7 8.8 675 19.6 21.6 463 1.61 336 62.60 11.76 0.57St Paul, MN, USA (12/31/06)

613 583 First Niagara Financial Group 574 0.6 7,946 623 -1.5 7.23 7.08 441 437 139 -4.0 -7.0 78.6 696 24.3 25.9 315 1.75 284 59.23 12.44 0.29Lockport, NY, USA (12/31/06)

614 568 Chukyo Bank 569 5.0 13,827 460 3.8 4.11 4.07 860 853 66 -3.5 -3.4 102.0 660 12.0 13.2 720 0.48 827 69.84 na 4.46Nagoya-shi, Japan (03/31/06)

615 558 Verwaltungs & Privat-Bank 567 9.4 6,268 704 4.4 9.05 8.63 254 284 103 33.2 31.6 1.8 239 19.0 15.6 482 1.65 313 45.29 na naVaduz, Liechtenstein (12/31/05)

616 662 Byblos Bank 565 23.4 7,526 636 10.9 7.51 6.75 409 483 84 32.5 32.6 13.8 235 16.5 14.2 569 1.12 519 49.45 25.04 10.52Beirut, Lebanon (12/31/05)

617 588 EnTie Commercial Bank 563 4.2 9,599 571 9.3 5.86 6.15 591 553 4 -87.3 -87.6 44.6 849 0.7 6.6 952 0.04 965 29.25 na naTaipei, Taiwan (12/31/05)

618 571 Kumamoto Family Bank 561 4.5 11,880 500 9.7 4.72 4.96 766 719 31 -26.5 -26.4 na 785 5.7 8.2 902 0.26 918 45.07 na 8.19Kumamoto-shi, Japan (03/31/06)

619 642 SpareBank 1 Midt-Norge 560 8.0 10,092 554 16.3 5.55 5.98 636 575 178 21.4 18.7 57.7 358 33.0 30.5 132 1.77 282 50.56 11.90 0.41Trondheim, Norway (12/31/06)

620 619 Sharjah Islamic Bank 559 193.3 1,443 987 53.4 38.73 20.25 8 10 51 160.9 na na na 13.5 10.4 666 3.51 51 35.00 na naSharjah, United Arab Emirates (12/31/05)

621 630 Banco do Nordeste do Brasil 559 0.7 5,381 759 -4.4 10.38 9.86 170 193 158 -2.0 -8.3 na 704 28.4 29.4 214 2.94 97 71.73 18.60 naFortaleza, Brazil (12/31/05)

622 640 Indian Bank 558 18.3 10,660 533 8.6 5.23 4.80 690 739 113 23.5 18.4 -3.0 362 21.9 21.4 384 1.06 544 56.23 na naChennai, India (03/31/06)

623 591 Central Trust of China 556 4.2 13,339 468 6.9 4.17 4.27 852 823 46 -3.9 -6.1 30.0 689 8.5 9.3 831 0.35 882 na na naTaipei, Taiwan (12/31/05)

624 679 Sparebank 1 Nord Norge 556 18.3 8,780 598 12.2 6.33 6.00 533 572 155 33.9 30.8 33.7 244 30.3 25.2 176 1.77 281 48.59 10.36 1.12Tromsø, Norway (12/31/06)

625 600 Tokushima Bank 555 13.1 9,597 572 -0.0 5.78 5.11 606 696 60 47.1 47.3 -11.6 152 11.5 8.6 739 0.63 739 73.21 na 6.66Tokushima-shi, Japan (03/31/06)

626 627 Banesco Banco Universal 554 25.9 5,023 776 36.0 11.04 11.93 146 115 149 -27.7 -37.6 47.7 813 30.0 56.1 180 2.97 94 66.17 na 0.43Caracas, Venezuela (12/31/05)

627 589 Axa Bank Belgium 553 -0.1 19,773 358 -2.1 2.80 2.74 960 952 36 -18.4 -20.6 -61.3 770 6.6 8.1 885 0.18 946 96.77 na naAntwerp, Belgium (12/31/05)

628 646 Central Pacific Financial Corp 553 15.8 5,487 753 4.7 10.08 9.12 187 236 122 10.4 7.0 93.6 524 23.7 26.6 337 2.22 186 50.68 13.57 0.03Honolulu, HI, USA (12/31/06)

629 530 Shimizu Bank 552 -8.5 10,824 530 -5.2 5.10 5.28 708 672 -45 -235.6 -235.8 23.6 857 -7.9 5.6 961 -0.42 979 80.92 9.74 6.41Shimizu-shi, Japan (03/31/06)

630 592 United Bankshares 552 0.6 6,718 684 -0.2 8.21 8.16 322 323 130 -11.4 -14.1 2.9 744 23.6 27.2 339 1.94 235 51.86 11.15 0.29Charleston, WV, USA (12/31/06)

631 604 Hokuetsu Bank 552 14.4 17,062 400 1.5 3.23 2.87 940 943 59 -7.9 -7.8 -4.7 701 11.5 13.7 741 0.35 881 77.14 na 4.20Nagaoka-shi, Japan (03/31/06)

632 634 Corporación UBC Internacional 550 13.6 5,129 769 15.6 10.73 10.92 155 148 81 -1.1 -4.2 132.2 670 15.6 19.4 603 1.57 354 61.45 na naCiudad de Panamá, Panama (12/31/05)

633 582 Caixa de Sabadell 547 10.5 10,235 548 36.1 5.34 6.58 662 509 81 14.4 10.6 14.5 468 15.6 16.5 602 0.79 674 58.84 11.29 naSabadell, Spain (12/31/05)

634 817 First Community Bancorp 542 75.1 5,572 748 72.6 9.72 9.58 208 212 127 49.0 44.4 36.3 164 29.9 30.8 183 2.29 177 47.16 12.18 0.51Rancho Santa Fe, CA, USA (12/31/06)

635 597 Deutsche Schiffsbank 540 10.3 13,283 471 14.0 4.07 4.20 867 855 111 -1.8 -3.6 5.8 664 21.6 23.7 397 0.84 654 14.10 9.30 naHamburg, Germany (12/31/05)

636 816 Commercial International Bank (Egypt) 538 21.5 6,632 685 24.5 8.12 8.32 335 473 168 56.7 45.5 4.8 156 34.2 27.6 115 2.53 144 36.98 10.92 3.80Giza, Egypt (12/31/06)

Page 24: TOP 1OOO WORLD BAN KS 2O O7 - Tinglebr's Weblog> Top 1000 World Bank Winners – -Tier One-Total Assets-Return on Capital > Best Profit on Capital % (Top 25) > Best Profit on Assets

Ranking Strength Size Soundness Profits Performance BIS NPLTier One Capital assets ratio Real profits growth Profits on Av. capital Return Cost/Inc. Capital To total

Latest Capital Assets % % rank rank1 Pre-tax profit % % rank % % rank on assets ratio Ratio loansPrevious 1 $m %ch.2 $m rank %ch.2 latest prev. latest prev $m %ch.2 latest prev. latest latest prev. latest % rank % % %3

TOP 1000 WORLD BANKS 637-666

637 771 Myanmar Oriental Bank 537 38.1 3,600 865 120.4 14.92 23.81 66 25 103 1,701.3 na -95.0 na 22.2 1.9 377 2.85 105 54.70 na 1.50Yangon, Myanmar (12/31/06)

638 620 Banco Nacional de Panama 533 1.5 3,823 855 4.9 13.95 14.40 79 59 117 26.9 na 700.7 na 22.2 18.1 375 3.07 89 33.78 na naCiudad de Panamá, Panama (12/31/06)

639 657 Bendigo Bank 530 16.4 11,298 511 14.6 4.70 4.62 773 768 123 26.1 22.2 11.2 319 25.0 22.2 299 1.09 535 66.59 10.70 0.73Bendigo, Australia (06/30/06)

640 680 Pacific Capital Bancorp 530 22.4 7,489 640 8.9 7.08 6.30 459 534 147 -6.9 -9.8 9.0 717 30.6 39.4 174 1.97 230 58.99 11.75 0.30Santa Barbara, CA, USA (12/31/06)

641 603 Commercial Bank of Dubai 530 22.6 4,033 839 40.1 13.15 15.04 91 91 150 56.9 na na na 31.1 23.2 160 3.72 46 29.00 18.10 3.18Dubai, United Arab Emirates (12/31/05)

642 788 Fuhwa Commercial Bank 530 13.9 9,416 578 13.4 5.63 5.61 630 736 2 -96.4 -96.5 103.4 852 0.5 15.4 955 0.02 970 56.12 8.14 2.05Taipei, Taiwan (12/31/05)

643 623 Park National Corp. 528 5.9 5,471 754 0.6 9.65 9.17 216 229 133 -1.7 -4.8 1.3 676 25.9 26.9 274 2.43 162 50.74 15.98 0.68Newark, OH, USA (12/31/06)

644 564 Sparkasse Bremen 528 1.9 12,757 484 4.4 4.14 4.24 856 828 25 149.3 144.5 -81.7 37 4.7 1.9 923 0.19 942 64.43 9.50 naBremen, Germany (12/31/05)

645 673 Capitol Bancorp 527 20.3 4,066 836 17.0 12.97 12.61 97 99 45 -8.7 -11.6 13.1 726 9.4 12.9 809 1.12 521 71.83 15.75 0.97Lansing, MI, USA (12/31/06)

646 923 Banking Group Zenit-Devon-Kredit 526 90.3 3,892 850 59.1 13.52 11.30 86 69 95 22.4 11.7 180.3 456 23.7 29.5 336 2.44 160 53.30 15.70 0.80Moscow, Russia (12/31/06)

647 615 Provident Bankshares Corp 521 2.2 6,297 701 -0.9 8.27 8.02 317 336 99 -6.0 -9.0 14.4 709 19.2 20.7 472 1.57 352 66.59 11.85 0.64Baltimore, MD, USA (12/31/06)

648 612 Texas Regional Bancshares 520 1.8 8,574 600 30.1 6.07 7.76 565 358 22 -83.9 -84.4 13.0 847 4.2 27.7 928 0.25 922 50.71 11.43 0.70McAllen, TX, USA (12/31/06)

649 610 BANIF-SPGS 519 0.6 9,855 562 29.4 5.27 6.78 684 675 97 79.9 75.9 52.2 93 18.8 11.4 497 0.99 581 59.70 9.26 1.64Lisbon, Portugal (12/31/05)

650 639 Bank Mellat 518 24.2 25,985 294 13.7 1.99 1.83 992 994 134 -12.0 -22.3 105.5 776 28.7 40.8 204 0.52 806 54.10 7.06 naTehran, Iran (03/20/06)

651 596 Crèdit Andorrà 514 -15.1 5,751 737 10.2 8.93 11.59 259 130 160 19.8 na na na 28.6 20.8 210 2.78 115 41.77 20.94 0.30Andorrà la Vella, Andorra (12/31/06)

652 593 Sparkasse Dortmund 512 8.3 7,829 627 4.0 6.54 6.28 512 536 41 -3.4 -5.3 -34.1 680 8.3 9.3 843 0.52 802 65.81 14.10 naDortmund, Germany (12/31/05)

653 698 Hancock Holding Co 511 21.4 6,006 720 0.7 8.50 7.05 293 441 148 103.5 97.1 -20.1 59 31.9 17.8 149 2.47 154 60.19 13.60 0.19Gulfport, MS, USA (12/31/06)

654 618 Banque du Caire 510 0.3 7,943 624 0.8 6.42 6.46 524 521 22 20.2 15.3 -17.0 396 4.3 3.5 926 0.27 915 na 17.26 naCairo, Egypt (06/30/06)

655 667 N M Rothschild & Sons 510 23.4 9,505 575 15.3 5.36 5.01 658 711 176 149.2 142.8 76.1 39 38.2 17.1 74 1.85 259 33.71 na 0.60London, United Kingdom (03/31/06)

656 617 Northwest Bancorp 509 19.9 6,330 699 9.6 8.03 7.34 341 333 79 11.2 8.0 18.6 503 16.8 19.3 556 1.24 469 59.15 15.53 0.75Warren, PA, USA (06/30/05)

657 625 First Commonwealth Financial Corp 507 1.9 6,045 716 0.3 8.39 8.26 309 310 62 -12.8 -15.5 62.3 754 12.3 14.5 703 1.03 561 65.66 12.48 0.66Indiana, PA, USA (12/31/06)

658 619 Sparebanken Vest 506 16.1 8,077 617 18.2 6.26 6.37 542 538 95 31.5 29.5 23.2 253 20.2 18.6 449 1.18 499 60.63 11.36 0.32Bergen, Norway (12/31/05)

659 632 Bank of Queensland 504 1.5 12,049 499 42.8 4.19 5.89 850 586 94 -3.4 -6.6 31.3 694 18.8 21.8 496 0.78 676 64.70 12.50 0.62Brisbane, Australia (08/31/06)

660 706 United Community Banks 504 22.8 7,101 660 21.1 7.10 7.00 454 451 108 22.7 18.8 19.6 355 23.7 24.2 334 1.53 370 56.62 11.34 0.23Blairsville, GA, USA (12/31/06)

661 666 Groupe Crédit Agricole/Landbouwkrediet 500 45.7 9,355 582 10.7 5.35 4.06 660 646 94 30.6 28.3 59.1 265 22.3 18.5 371 1.00 571 64.47 11.74 0.28Brussels, Belgium (12/31/06)

662 689 Kreissparkasse Ludwigsburg 500 4.5 10,900 528 1.5 4.58 4.45 793 795 41 -37.1 -38.2 50.5 814 8.4 13.5 836 0.38 868 na na naLudwigsburg, Germany (12/31/06)

663 791 BSI 492 38.0 10,043 559 19.1 4.90 4.23 738 830 152 30.1 28.8 26.1 260 35.7 32.7 91 1.51 379 na na naLugano, Switzerland (12/31/06)

664 700 Sparkasse Essen 491 12.1 10,606 534 1.7 4.63 4.20 787 787 25 -44.4 -45.4 -4.8 823 5.5 10.8 906 0.24 930 66.00 11.30 naEssen, Germany (12/31/06)

665 726 Banco do Estado do Rio Grande do Sul (Banrisul) 489 11.4 6,021 718 16.2 8.12 8.47 334 296 237 15.0 7.6 -7.4 514 51.1 52.7 23 3.94 42 72.01 18.22 naPorto Alegre, Brazil (12/31/05)

666 595 Sparkasse Mainfranken Würzburg 488 3.5 7,215 655 1.9 6.77 6.66 489 497 28 -5.5 -7.3 -33.1 699 5.9 6.4 896 0.39 864 70.54 na naWürzburg, Germany (12/31/05)

JULY 2007 The Banker

TOP 1OOO WORLD BANKS

Page 25: TOP 1OOO WORLD BAN KS 2O O7 - Tinglebr's Weblog> Top 1000 World Bank Winners – -Tier One-Total Assets-Return on Capital > Best Profit on Capital % (Top 25) > Best Profit on Assets

JULY 2007 The Banker TOP 1OOO WORLD BANKS Ranking Strength Size Soundness Profits Performance BIS NPL

Tier One Capital assets ratio Real profits growth Profits on Av. capital Return Cost/Inc. Capital To totalLatest Capital Assets % % rank rank1 Pre-tax profit % % rank % % rank on assets ratio Ratio loans

Previous 1 $m %ch.2 $m rank %ch.2 latest prev. latest prev $m %ch.2 latest prev. latest latest prev. latest % rank % % %3

TOP 1000 WORLD BANKS 667-696

667 714 Bank of N.T. Butterfield & Son 488 21.2 11,133 517 21.0 4.38 4.38 824 810 138 24.2 na na na 31.0 30.6 167 1.24 470 67.30 13.50 0.77Hamilton, Bermuda (12/31/06)

668 605 Sparkasse Pforzheim Calw 487 6.6 11,866 502 6.0 4.10 4.08 861 849 41 -27.1 -28.5 -19.4 794 8.6 12.6 829 0.34 886 62.34 na naPforzheim, Germany (12/31/05)

669 609 Bank of Saga 486 2.2 15,929 412 -0.0 3.05 2.98 949 939 79 9.0 9.2 na 482 16.4 16.2 571 0.50 818 69.88 10.39 6.52Saga-shi, Japan (03/31/06)

670 896 Dalian City Commercial Bank 485 77.6 7,821 628 48.8 6.20 5.20 552 683 55 284.8 279.3 na 15 14.6 na 632 0.71 709 na 8.70 4.20Dalian, People’s Republic of China (12/31/06)

671 616 First Bank of Toyama 483 3.8 8,323 608 -1.8 5.81 5.49 603 641 45 24.5 24.7 35.0 290 9.4 7.8 808 0.54 790 67.87 na 3.88Toyama-shi, Japan (03/31/06)

672 636 GMAC Bank 483 0.2 4,937 780 -26.5 9.78 7.18 204 198 111 2.8 0.8 -61.2 610 23.0 22.4 352 2.25 184 82.89 na naRüsselsheim, Germany (12/31/05)

673 590 Banque Cantonale de Genève 480 1.3 9,726 565 -8.0 4.94 4.49 733 789 44 68.8 66.9 272.0 105 9.3 5.6 816 0.45 837 65.93 na naGeneva, Switzerland (12/31/05)

674 693 Dickinson Financial Corporation II 477 12.5 4,712 792 16.9 10.13 10.52 184 166 144 43.8 39.3 19.2 191 32.0 25.2 147 3.06 90 51.47 12.67 0.45Kansas City, MO, USA (12/31/06)

675 570 Union Bank of Taiwan 474 -16.8 10,015 560 33.2 4.73 7.58 764 377 -148 -426.0 -418.8 -0.5 860 -28.3 8.4 972 -1.47 985 102.31 8.87 naTaipei, Taiwan (12/31/05)

676 650 Sparebanken Hedmark 474 11.1 4,480 803 13.3 10.57 10.78 163 165 63 16.7 15.0 19.9 406 14.0 13.3 652 1.40 417 51.12 14.95 1.16Hamar, Norway (12/31/05)

677 651 Spar Nord Bank 473 37.6 7,268 649 25.4 6.51 5.93 517 518 97 53.8 51.1 25.8 137 23.7 19.0 332 1.33 441 64.00 10.50 0.15Aalborg, Denmark (12/31/05)

678 655 Chinese Bank 470 -7.1 6,847 677 3.0 6.87 7.62 479 469 -40 -994.0 -979.8 189.6 864 -8.2 0.9 962 -0.59 981 95.21 na naTaipei, Taiwan (12/31/04)

679 721 Hypo Tirol Bank 470 7.0 15,490 420 17.5 3.04 3.33 951 923 59 -0.4 -1.9 11.3 640 13.0 14.0 687 0.38 866 64.80 11.41 naInnsbruck, Austria (12/31/06)

680 719 CVB Financial Corp 470 19.1 6,094 712 12.4 7.71 7.28 378 418 104 -3.1 -6.1 15.8 690 24.0 28.2 324 1.70 296 50.03 13.05 0.00Ontario, CA, USA (12/31/06)

681 891 National Bank of Oman 469 13.0 2,815 924 24.4 16.67 18.36 50 70 90 44.6 40.1 347.9 186 20.4 18.3 440 3.21 75 44.90 22.93 9.21Ruwi, Oman (12/31/06)

682 865 Bank of Sharjah 469 67.7 1,565 982 68.2 29.95 30.03 15 15 164 339.8 na na na 43.9 14.3 45 10.49 8 10.00 na naSharjah, United Arab Emirates (12/31/05)

683 656 GE Money Bank 469 20.9 2,592 937 0.3 18.09 15.00 44 48 117 41.4 37.5 103.8 201 27.2 22.5 242 4.50 27 55.71 31.19 naPrague, Czech Republic (12/31/04)

684 739 Caixa d’Estalvis de Tarragona 468 11.4 9,305 584 24.8 5.03 5.64 719 628 84 31.4 26.9 4.9 275 19.0 16.2 487 0.91 621 57.99 12.20 0.91Tarragona, Spain (12/31/06)

685 704 Banco Desio 468 29.6 7,501 638 36.5 6.24 6.57 548 512 187 105.9 101.9 16.8 55 45.1 26.8 40 2.49 148 56.00 11.51 naDesio, Italy (12/31/05)

686 658 Halyk Savings Bank of Kazakhstan 467 80.3 4,177 824 42.3 11.19 8.83 142 140 145 91.9 78.4 14.1 87 39.8 36.2 62 3.46 55 37.46 17.14 naAlmaty, Kazakhstan (12/31/05)

687 696 Cassa di Risparmio di Ferrara 465 -1.3 8,788 597 17.1 5.30 6.29 675 535 79 4.9 2.7 37.9 569 16.8 15.4 560 0.89 633 59.09 9.63 3.54Ferrara, Italy (12/31/06)

688 784 First Bank of Nigeria 465 3.7 6,574 687 42.9 7.08 9.75 460 120 184 12.6 na 13.6 na 40.3 41.8 58 2.80 111 63.00 17.87 10.20Lagos, Nigeria (03/31/07)

689 709 Equitable PCI Bank 464 5.0 7,025 663 9.1 6.61 6.86 505 471 102 0.6 -5.3 455.1 681 22.5 21.1 362 1.45 398 61.07 15.54 7.20Makati City, Philippines (12/31/06)

690 660 General Banking and Trust Co 461 10.7 1,141 994 -3.4 40.39 35.26 6 9 119 10.7 6.9 28.8 525 27.1 28.5 245 10.42 9 23.59 na 1.02Budapest, Hungary (12/31/05)

691 671 BankAtlantic Bancorp 460 3.1 6,496 690 0.4 7.09 6.90 456 462 34 -63.3 -64.5 -19.0 837 7.5 21.8 862 0.52 800 87.59 12.08 0.55Fort Lauderdale, FL, USA (12/31/06)

692 628 Sparkasse Bochum 460 8.2 6,104 711 -1.3 7.53 6.87 402 468 52 -10.2 -11.9 14.1 728 11.7 14.1 731 0.85 651 54.13 17.80 naBochum, Germany (12/31/05)

693 645 Arab International Bank 459 -4.0 3,652 863 -1.2 12.57 12.93 106 94 33 34.0 23.0 -51.1 311 6.9 5.2 877 0.89 636 na na naCairo, Egypt (06/30/05)

694 695 National Bank of Bahrain 459 8.4 4,458 806 11.9 10.29 10.62 174 162 98 20.7 na 5.4 na 22.2 19.9 373 2.20 187 35.95 28.70 1.24Manama, Bahrain (12/31/06)

695 720 Andbanc 448 1.8 3,147 903 14.9 14.25 16.08 74 58 131 17.0 na na na 29.4 25.8 193 4.16 35 40.64 na 0.40Escaldes-Engordany, Andorra (12/31/06)

696 694 Ehime Bank 448 15.7 13,686 463 1.5 3.27 2.87 937 944 49 48.0 48.2 13.8 149 11.7 8.6 734 0.36 875 71.91 8.62 3.36Matsuyama-shi,, Japan (03/31/06)

Page 26: TOP 1OOO WORLD BAN KS 2O O7 - Tinglebr's Weblog> Top 1000 World Bank Winners – -Tier One-Total Assets-Return on Capital > Best Profit on Capital % (Top 25) > Best Profit on Assets

JULY 2007 The Banker

TOP 1OOO WORLD BANKS

Ranking Strength Size Soundness Profits Performance BIS NPLTier One Capital assets ratio Real profits growth Profits on Av. capital Return Cost/Inc. Capital To total

Latest Capital Assets % % rank rank1 Pre-tax profit % % rank % % rank on assets ratio Ratio loansPrevious 1 $m %ch.2 $m rank %ch.2 latest prev. latest prev $m %ch.2 latest prev. latest latest prev. latest % rank % % %3

TOP 1000 WORLD BANKS 697-726

697 685 Amcore Financial 445 3.4 5,294 762 -1.0 8.40 8.05 306 332 65 -4.8 -7.8 3.0 700 14.8 16.6 626 1.23 478 68.90 11.62 0.82Rockford, IL, USA (12/31/06)

698 864 UCO Bank 445 62.4 13,839 459 13.3 3.21 2.24 941 979 47 -43.6 -46.0 -23.2 824 13.1 31.7 681 0.34 888 58.01 11.12 naCalcutta, India (03/31/06)

699 761 The Housing Bank for Trade and Finance 442 23.2 4,508 799 28.1 9.82 10.21 200 175 148 135.3 127.3 36.4 43 37.0 17.0 79 3.29 64 34.20 17.31 4.30Amman, Jordan (12/31/05)

700 654 Taiko Bank 442 2.6 10,313 546 1.7 4.29 4.25 840 826 26 -39.8 -39.7 30.9 818 5.9 10.1 898 0.25 927 76.97 na 4.20Nagaoka-shi, Japan (03/31/06)

701 674 Chemical Financial Corp 440 0.4 3,789 857 1.1 11.61 11.69 128 125 69 -11.9 -14.6 -10.5 746 15.7 18.4 598 1.82 264 56.58 17.49 0.96Midland, MI, USA (12/31/06)

702 675 National Bank for FEA of Uzbekistan 438 -9.7 2,512 943 -14.0 17.44 16.61 47 52 -51 -492.3 -424.2 na 862 -11.1 2.6 964 -2.03 990 89.71 18.00 3.73Tashkent, Uzbekistan (12/31/05)

703 747 Türk Ekonomi Bankasi 437 23.6 7,309 646 47.9 5.98 7.16 583 429 114 8.3 -1.1 71.4 633 28.9 32.6 202 1.56 357 na 13.00 0.90Istanbul, Turkey (12/31/06)

704 621 Banca dello Stato del Cantone Ticino 435 1.3 5,304 761 1.4 8.21 8.23 323 314 18 9.4 8.2 4.6 496 4.2 3.8 929 0.34 887 66.34 na naBellinzona, Switzerland (12/31/05)

705 749 Bank of Valletta 435 12.5 6,855 675 10.0 6.35 6.21 531 547 113 44.3 39.5 40.5 188 27.5 21.6 231 1.65 311 41.97 14.50 7.40Sliema, Malta (09/30/06)

706 678 Taichung Commercial Bank 435 4.8 7,694 630 2.5 5.65 5.53 627 624 23 36.4 34.2 na 219 5.5 4.2 904 0.30 899 59.89 8.68 4.70Taichung, Taiwan (12/31/04)

707 736 United Bank of India 432 11.2 9,700 566 27.3 4.46 5.10 812 697 69 11.0 4.4 -35.4 551 16.9 15.5 553 0.72 702 51.98 12.02 3.60Calcutta, India (03/31/07)

708 742 First Charter Corporation 432 15.7 4,859 783 14.8 8.88 8.81 262 262 73 112.8 106.1 -48.2 52 18.3 10.3 514 1.51 378 60.25 11.47 0.23Charlotte, NC, USA (12/31/06)

709 767 Boston Private Financial Holdings 429 21.0 5,767 734 12.7 7.45 6.94 413 456 88 15.9 12.3 38.0 444 22.5 25.5 361 1.53 369 72.62 12.24 0.23Boston, MA, USA (12/31/06)

710 687 Caixa d’Estalvis de Terrassa 429 28.1 9,670 569 51.6 4.44 5.25 815 799 83 19.0 15.1 8.9 401 21.7 22.4 394 0.86 647 57.98 11.70 naTerrassa, Spain (12/31/05)

711 702 Brookline Bancorp 429 2.7 2,373 951 7.1 18.08 18.87 45 44 35 -6.2 -9.1 16.6 714 8.2 8.7 845 1.46 395 49.56 24.90 0.11Brookline, MA, USA (12/31/06)

712 690 Cassa di Risparmio di Ravenna 428 11.0 4,318 816 6.9 9.91 9.54 196 191 68 55.9 52.8 20.2 133 16.8 11.5 557 1.58 346 57.94 14.19 2.07Ravenna, Italy (12/31/05)

713 752 VanCity (Vancouver City Savings Credit Union) 427 13.1 10,096 553 12.4 4.23 4.21 846 833 54 -14.7 -16.6 16.8 760 13.5 18.0 667 0.54 791 75.27 13.80 0.17Vancouver,, Canada (12/31/05)

714 691 African Bank 425 3.0 1,142 993 -1.0 37.23 35.81 10 12 250 21.5 17.6 22.1 372 59.7 56.8 13 21.92 2 31.77 37.36 naMidrand, South Africa (09/30/05)

715 606 BankMed 425 -1.2 5,835 731 9.0 7.28 8.04 435 172 19 105.7 105.9 -71.9 53 4.5 2.0 925 0.33 893 65.72 26.70 naBeirut, Lebanon (12/31/05)

716 794 Glacier Bancorp 424 28.9 4,468 805 20.5 9.50 8.88 227 258 92 18.9 15.2 14.5 398 24.5 24.7 308 2.07 208 54.77 13.35 0.27Kalispell, MT, USA (12/31/06)

717 769 Development Bank of the Philippines 424 na 4,787 785 na 8.86 na 265 98 79 na na na na na na na 1.65 314 49.03 28.00 2.06Makati City, Philippines (12/31/06)

718 753 Caja de Ahorros y M.P. del C.C.O. de Burgos 423 3.8 5,989 721 14.6 7.06 7.80 461 357 49 5.0 1.4 10.3 601 11.9 12.3 722 0.82 661 73.39 12.11 0.36Burgos, Spain (12/31/06)

719 648 Union de Banques Arabes et Françaises-U.B.A.F. 423 2.9 2,647 931 1.4 15.96 15.72 56 61 -102 -1,057.4 -1,041.2 -33.4 865 -24.5 2.6 970 -3.86 993 74.11 na naNeuilly Cedex, France (12/31/05)

720 722 Banque Cantonale du Valais 422 7.0 6,739 681 3.5 6.26 6.06 544 566 37 11.2 10.1 8.7 473 9.1 8.8 820 0.55 781 52.58 14.59 naSion, Switzerland (12/31/06)

721 697 United Gulf Bank 422 35.4 1,687 977 21.5 24.99 22.43 23 22 81 87.0 82.3 16.8 80 22.1 14.2 379 4.80 24 27.00 25.80 naManama, Bahrain (12/31/05)

722 681 Kita-Nippon Bank 421 6.6 10,182 550 4.8 4.14 4.07 855 851 42 44.4 44.6 14.4 162 10.2 7.4 781 0.41 857 79.01 na 6.33Morioka-shi, Japan (03/31/06)

723 715 Adelaide Bank 420 7.6 19,488 365 95.7 2.16 3.92 989 873 103 17.6 14.0 20.5 419 25.4 24.4 291 0.53 796 51.83 10.77 0.38Adelaide, Australia (06/30/06)

724 653 Sparkasse Krefeld 420 2.9 8,230 610 1.5 5.11 5.03 707 708 34 66.2 63.0 -23.2 112 8.3 5.2 838 0.42 853 70.40 na naKrefeld, Germany (12/31/05)

725 735 F.N.B. Corp 420 10.7 6,008 719 7.5 7.00 6.79 467 480 97 26.0 22.1 -16.5 321 24.3 21.9 317 1.62 331 60.27 11.35 0.71Hermitage, PA, USA (12/31/06)

726 699 Russian Standard Bank 420 58.8 3,917 847 173.4 10.72 18.46 156 157 269 33.8 18.7 133.1 357 78.7 103.3 6 6.87 13 24.63 16.60 3.50Moscow, Russia (12/31/05)

Page 27: TOP 1OOO WORLD BAN KS 2O O7 - Tinglebr's Weblog> Top 1000 World Bank Winners – -Tier One-Total Assets-Return on Capital > Best Profit on Capital % (Top 25) > Best Profit on Assets

JULY 2007 The Banker TOP 1OOO WORLD BANKS Ranking Strength Size Soundness Profits Performance BIS NPL

Tier One Capital assets ratio Real profits growth Profits on Av. capital Return Cost/Inc. Capital To totalLatest Capital Assets % % rank rank1 Pre-tax profit % % rank % % rank on assets ratio Ratio loans

Previous 1 $m %ch.2 $m rank %ch.2 latest prev. latest prev $m %ch.2 latest prev. latest latest prev. latest % rank % % %3

TOP 1000 WORLD BANKS 727-757

727 765 First Interstate Bancsystem 417 16.9 4,971 778 9.0 8.40 7.83 307 352 117 39.4 35.0 17.2 215 30.2 25.2 178 2.36 171 55.78 11.93 0.50Billings, MT, USA (12/31/06)

728 750 Landessparkasse zu Oldenburg 416 1.6 9,364 581 0.7 4.44 4.41 814 804 48 30.3 28.1 -12.4 266 11.7 9.4 733 0.51 808 64.07 na naOldenburg, Germany (12/31/06)

729 728 Crédit Populaire d’Algérie 414 9.8 5,843 730 4.7 7.09 6.76 457 458 53 101.5 98.2 4.6 57 13.5 7.0 668 0.91 618 27.41 19.79 19.90Algiers, Algeria (12/31/05)

730 729 Boubyan Bank 413 11.8 1,745 971 53.5 23.69 32.55 26 28 36 47.2 42.8 na 171 9.1 na 821 2.05 214 30.18 na naSafat, Kuwait (12/31/06)

731 768 Schaffhauser Kantonalbank 410 8.0 3,198 898 1.7 12.83 12.09 104 106 26 14.3 13.1 20.4 432 6.6 6.3 882 0.82 663 37.50 13.12 naSchaffausen, Switzerland (12/31/06)

732 708 Sparkasse Neuss 409 4.5 6,992 666 -1.1 5.85 5.54 594 593 32 -2.5 -4.1 36.8 669 8.0 8.6 849 0.46 834 67.09 na naNeuss, Germany (12/31/04)

733 937 Ningbo Commercial Bank 409 63.0 7,241 651 34.2 5.65 4.65 626 761 104 88.4 85.7 -16.8 75 31.6 22.3 155 1.44 402 37.59 11.48 0.33Ningbo, People’s Republic of China (12/31/06)

734 701 Belagroprombank 408 20.4 2,172 956 73.6 18.78 27.07 41 5 54 202.5 182.7 -50.0 27 14.4 4.7 637 2.48 151 52.79 22.90 1.10Minsk, Belarus (12/31/06)

735 692 Banco Macro Bansud 407 -2.2 3,150 901 7.8 12.93 14.26 100 71 99 53.2 39.8 -2.9 187 23.9 15.7 325 3.13 84 65.59 31.53 5.34Buenos Aires, Argentina (12/31/05)

736 727 1st Source Corporation 407 5.8 3,807 856 8.4 10.69 10.96 159 147 60 20.6 16.8 40.0 383 15.0 13.3 617 1.56 358 69.08 14.23 0.51South Bend, IN, USA (12/31/06)

737 751 Banco General 407 11.1 3,095 905 17.8 13.15 13.95 93 73 79 3.9 0.6 25.3 614 20.3 21.5 444 2.54 143 41.06 na naPanamá, Panama (12/31/05)

738 763 Fransabank 407 13.5 5,246 765 5.9 7.75 7.24 376 421 65 16.9 na 11.8 na 16.9 16.5 552 1.23 475 51.68 26.24 24.71Beirut, Lebanon (12/31/06)

739 918 Guaranty Trust Bank 406 36.6 3,959 845 57.7 10.25 11.83 177 49 128 89.2 na -0.2 na 36.4 23.7 84 3.23 68 55.90 na 2.02Lagos, Nigeria (02/28/07)

740 688 Caja Cantabria 405 9.2 8,205 612 17.1 4.94 5.29 734 668 62 47.1 42.3 8.2 178 16.1 11.6 585 0.76 684 66.97 na naSantander, Spain (12/31/05)

741 775 Marquette Financial Companies 404 17.5 2,576 939 35.6 15.70 18.13 59 47 63 64.2 59.0 2.9 121 16.7 11.3 561 2.43 163 72.99 18.32 1.19Minneapolis, MN, USA (12/31/06)

742 712 Kreissparkasse Esslingen-Nürtingen 404 3.2 9,747 564 3.0 4.14 4.13 854 845 29 -21.2 -22.7 291.1 779 7.4 9.7 864 0.30 900 na na naEsslingen am Neckar, Germany (12/31/05)

743 835 Jammu & Kashmir Bank 403 37.8 5,919 726 8.0 6.80 5.33 483 665 58 92.1 84.2 -77.3 79 16.8 10.9 558 0.99 582 43.32 12.14 naSrinagar, India (03/31/06)

744 686 Bank für Tirol & Vorarlberg 401 7.7 7,981 621 11.8 5.02 5.21 722 681 47 4.5 2.2 -9.1 576 12.2 12.3 713 0.59 761 56.64 11.63 naInnsbruck, Austria (12/31/05)

745 665 Banco de Galicia y Buenos Aires 401 -9.9 8,452 601 8.5 4.74 5.71 763 615 82 na na na na 19.5 -6.1 466 0.97 590 69.85 20.78 3.50Buenos Aires, Argentina (12/31/05)

746 717 Banca Etruria 398 6.2 7,877 625 4.8 5.06 4.99 714 704 74 18.3 15.7 113.6 391 19.2 17.9 473 0.94 608 67.76 10.10 7.09Arezzo, Italy (12/31/04)

747 668 Sparkasse Münsterland Ost 398 2.5 8,843 594 0.6 4.50 4.42 805 802 21 115.8 111.6 -52.6 51 5.4 2.6 907 0.24 929 67.23 11.00 naMünster, Germany (12/31/05)

748 800 BAC International Bank 396 21.6 3,356 879 26.2 11.80 12.25 122 103 118 3.5 0.2 25.2 619 32.6 37.7 143 3.50 52 63.73 na naPanamá, Panama (12/31/05)

749 757 National Penn Bancshares 395 9.6 5,457 755 18.6 7.25 7.84 438 351 84 6.3 3.0 22.3 567 22.3 23.1 369 1.55 364 60.78 11.08 0.24Boyertown, PA, USA (12/31/06)

750 669 Banca Sella 395 1.9 12,301 492 19.6 3.21 3.77 942 882 86 12.3 10.1 53.9 474 22.0 21.0 382 0.70 713 70.69 9.35 naBiella, Italy (12/31/05)

751 881 Rossiyskiy Kredit Bank 393 33.4 958 998 27.9 41.06 39.37 5 11 107 15.5 5.3 na 540 31.1 36.9 161 11.18 7 42.80 58.70 2.80Moscow, Russia (12/31/06)

752 682 Kreissparkasse Heilbronn 392 4.6 8,193 614 -0.8 4.78 4.53 758 777 42 7.5 5.4 -40.9 539 11.0 10.7 751 0.52 805 62.12 13.10 naHeilbronn, Germany (12/31/05)

753 723 Jih Sun International Bank 392 4.1 8,657 599 24.3 4.52 5.40 799 781 -170 -3,156.9 -3,089.0 na 867 -44.3 1.6 974 -1.97 989 158.30 na 2.73Taipei, Taiwan (12/31/05)

754 783 Raiffeisen-Landesbank Tirol 391 3.5 6,267 705 -2.5 6.24 5.88 545 587 21 11.6 10.0 176.7 475 5.4 5.1 908 0.33 892 69.14 11.74 naInnsbruck, Austria (12/31/06)

755 725 Globexbank 388 5.3 1,784 969 36.7 21.74 28.22 33 32 46 52.8 35.6 163.9 212 12.1 8.2 714 2.57 139 54.47 na naMoscow, Russia (01/01/06)

756 808 Gorenjska Banka d.d. Kranj 388 9.1 1,965 961 7.7 19.72 19.47 38 41 76 -13.2 na -15.2 na 20.5 27.2 436 3.87 44 29.57 46.09 3.05Kranj, Slovenia (12/31/06)

757 737 National Bank of Umm Al-Qaiwain 385 2.0 1,343 990 30.8 28.68 36.77 17 13 24 -65.5 na na na 6.3 26.2 891 1.78 276 38.57 24.38 1.73Umm Al-Qaiwain, United Arab Emirates (12/31/06)

Page 28: TOP 1OOO WORLD BAN KS 2O O7 - Tinglebr's Weblog> Top 1000 World Bank Winners – -Tier One-Total Assets-Return on Capital > Best Profit on Capital % (Top 25) > Best Profit on Assets

JULY 2007 The Banker

TOP 1OOO WORLD BANKS

Ranking Strength Size Soundness Profits Performance BIS NPLTier One Capital assets ratio Real profits growth Profits on Av. capital Return Cost/Inc. Capital To total

Latest Capital Assets % % rank rank1 Pre-tax profit % % rank % % rank on assets ratio Ratio loansPrevious 1 $m %ch.2 $m rank %ch.2 latest prev. latest prev $m %ch.2 latest prev. latest latest prev. latest % rank % % %3

TOP 1000 WORLD BANKS 758-787

758 731 Promsvyazbank 383 43.9 3,854 852 90.7 9.94 13.18 193 187 79 28.9 14.4 41.3 417 24.2 26.3 318 2.04 218 52.93 16.54 0.35Moscow, Russia (12/31/05)

759 733 Arab Bank for Investment & Foreign Trade 382 5.7 1,694 975 18.7 22.52 25.30 30 29 36 77.5 na na na 9.7 5.7 792 2.13 199 29.85 35.00 naAbu Dhabi, United Arab Emirates (12/31/05)

760 677 Oriental Financial Group 381 -12.5 4,374 811 -3.8 8.72 9.59 274 209 -7 -120.1 -119.5 -56.3 855 -1.6 7.7 958 -0.15 974 83.01 22.93 3.13Rio Piedras, PR, USA (12/31/06)

761 764 First Citizens Bancorporation 381 6.3 5,826 732 7.3 6.53 6.59 513 507 80 1.7 -1.5 30.3 638 21.8 20.9 392 1.38 424 66.83 13.72 0.36Columbia, SC, USA (12/31/06)

762 734 Länsförsäkringar Bank 380 16.8 6,491 691 20.1 5.86 6.02 593 592 19 21.6 21.1 94.3 331 5.5 5.3 905 0.30 903 84.41 11.28 0.34Stockholm, Sweden (12/31/05)

763 782 Lauritzen Corporation 378 11.5 1,228 992 0.7 30.76 27.79 14 20 52 47.2 42.6 -14.5 173 14.5 10.7 634 4.23 31 54.33 35.14 0.41Omaha, NE, USA (12/31/06)

764 821 Hangzhou City Commercial Bank 378 19.2 7,280 647 22.8 5.19 5.35 696 660 111 30.5 28.6 na 262 31.9 na 148 1.52 374 na 9.54 1.40Hangzhou, People’s Republic of China (12/31/06)

765 716 Caja de Ahorros & M.P. de Extremadura 377 8.9 5,782 733 6.8 6.53 6.40 514 527 60 16.6 12.8 -0.6 437 16.5 15.5 567 1.03 555 55.32 12.00 naCaceres, Spain (12/31/05)

766 738 Philippine National Bank 377 39.3 3,847 854 8.9 9.80 7.66 202 196 17 56.5 47.8 na 150 5.3 3.3 915 0.45 838 80.95 15.90 51.63Pasay City, Philippines (12/31/04)

767 728 Nomura Bank International 376 6.2 1,605 981 298.0 23.43 87.75 27 2 23 10.9 8.0 -5.8 502 6.3 5.9 890 1.43 405 11.18 na naLondon, United Kingdom (03/31/06)

768 741 Arbejdernes Landsbank 375 28.3 3,190 899 14.3 11.75 10.47 123 122 45 23.9 21.7 -27.2 326 13.6 13.1 663 1.43 409 74.00 12.60 naCopenhagen V, Denmark (12/31/05)

769 814 NBT Bancorp 374 20.4 5,088 771 14.9 7.36 7.03 427 449 80 5.5 2.2 2.0 575 23.4 25.0 345 1.57 349 57.64 11.67 0.42Norwich, NY, USA (12/31/06)

770 777 Invest bank 374 9.1 1,815 966 8.4 20.62 20.49 35 34 48 -45.8 na na na 13.3 29.5 671 2.64 131 23.35 26.60 naSharjah, United Arab Emirates (12/31/06)

771 984 Vijaya Bank 374 71.7 7,057 661 7.5 5.29 3.31 676 924 40 -51.9 -53.9 -13.5 831 13.6 42.0 664 0.57 771 46.47 11.94 naBangalore, India (03/31/06)

772 787 Shonai Bank 373 21.5 6,982 668 4.2 5.34 4.58 661 772 37 66.2 66.4 8.1 106 11.0 7.4 753 0.53 792 71.18 na 3.26Tsuruoka-shi, Japan (03/31/06)

773 743 Hellenic Bank 373 5.0 6,360 698 14.7 5.86 6.40 592 591 18 na na na na 5.0 -9.5 919 0.29 907 72.41 na 16.99Strovolos, Cyprus (12/31/05)

774 711 Caja Insular de Ahorros de Canarias 372 5.8 6,894 674 28.1 5.39 6.53 653 513 43 74.2 68.5 -35.9 100 12.0 7.2 718 0.63 740 63.07 11.07 naLas Palmas, Spain (12/31/05)

775 713 Nagano Bank 371 0.8 7,485 641 1.3 4.96 4.99 729 715 12 21.6 21.8 -34.2 325 3.4 2.8 935 0.17 951 76.28 na 5.44Matsumoto-shi,, Japan (03/31/06)

776 730 Bank of Kochi 369 5.2 8,063 619 3.0 4.57 4.48 794 792 28 -13.7 -13.5 36.9 737 7.9 9.6 854 0.35 878 77.24 8.78 9.73Kochi-shi, Japan (03/31/06)

777 801 Ak Bars Bank 368 17.6 2,561 940 86.5 14.38 22.82 72 26 63 1,410.1 1,240.1 154.5 3 18.6 2.1 505 2.47 153 34.97 na 1.04Kazan, Russia (12/31/05)

778 846 Community Bank System 367 24.0 4,498 802 8.3 8.16 7.13 329 432 50 -26.6 -28.9 -0.8 798 15.2 23.6 612 1.12 520 68.49 15.56 0.47Dewitt, NY, USA (12/31/06)

779 758 Wesbanco 366 1.5 4,098 834 -7.3 8.92 8.15 260 325 48 -11.3 -14.1 11.7 743 13.3 15.2 672 1.18 498 62.10 13.44 0.78Wheeling, WV, USA (12/31/06)

780 813 Shamil Bank of Bahrain 365 15.5 1,526 984 -5.4 23.90 19.56 25 40 41 27.0 23.8 22.0 301 12.2 11.2 711 2.72 117 44.00 na naManama, Bahrain (12/31/05)

781 754 Land Bank Philippines 363 2.2 5,850 729 7.9 6.21 6.55 550 546 59 34.8 25.2 1.2 285 16.3 11.9 577 1.00 574 73.48 na naManila, Philippines (12/31/05)

782 755 Panin Bank 363 7.2 3,638 864 55.7 9.98 14.51 192 184 69 -42.9 -48.3 122.0 827 19.5 38.6 464 1.88 251 56.05 30.58 9.34Jakarta, Indonesia (12/31/05)

783 830 Raiffeisenverband Salzburg 363 8.1 6,238 707 1.1 5.82 5.45 602 647 38 -2.1 -3.5 299.9 661 10.8 11.8 761 0.60 749 73.71 12.16 naSalzburg, Austria (12/31/06)

784 848 Pinnacle Bancorp 363 22.8 4,391 810 10.6 8.26 7.44 318 395 73 -5.7 -8.7 7.6 707 22.3 24.4 370 1.67 304 59.93 12.01 0.71Central City, NE, USA (12/31/06)

785 756 Stadtsparkasse Wuppertal 361 8.5 7,751 629 2.0 4.66 4.39 782 760 45 -4.5 -6.0 120.1 688 13.0 15.0 685 0.58 763 63.07 na naWuppertal, Germany (12/31/04)

786 815 Sparebanken Møre 361 4.5 5,052 774 18.5 7.15 8.11 447 362 60 4.4 2.1 10.8 582 17.0 17.9 547 1.19 493 64.49 11.68 naAalesund, Norway (12/31/06)

787 806 BancFirst Corp 360 12.0 3,419 876 6.1 10.52 9.97 165 185 80 17.1 13.4 7.1 426 23.6 22.3 340 2.35 172 60.64 14.83 0.48Oklahoma City, OK, USA (12/31/06)

Page 29: TOP 1OOO WORLD BAN KS 2O O7 - Tinglebr's Weblog> Top 1000 World Bank Winners – -Tier One-Total Assets-Return on Capital > Best Profit on Capital % (Top 25) > Best Profit on Assets

JULY 2007 The Banker TOP 1OOO WORLD BANKS Ranking Strength Size Soundness Profits Performance BIS NPL

Tier One Capital assets ratio Real profits growth Profits on Av. capital Return Cost/Inc. Capital To totalLatest Capital Assets % % rank rank1 Pre-tax profit % % rank % % rank on assets ratio Ratio loans

Previous 1 $m %ch.2 $m rank %ch.2 latest prev. latest prev $m %ch.2 latest prev. latest latest prev. latest % rank % % %3

TOP 1000 WORLD BANKS 788-817

788 762 Sparkasse Bielefeld 359 4.3 6,212 708 1.4 5.78 5.62 607 607 37 4.7 2.7 -42.6 570 10.5 10.5 772 0.59 759 na na naBielefeld, Germany (12/31/05)

789 927 Shenzhen Rural Commercial Bank 358 39.0 6,754 678 19.9 5.31 4.57 672 773 74 17.6 15.9 na 389 24.2 na 319 1.10 526 na 11.05 7.51Shenzhen, People’s Republic of China (12/31/06)

790 na Bank Eghtesad Novin (EN Bank) 358 190.5 4,420 807 177.7 8.10 7.74 337 338 100 174.9 na 5.2 na 41.6 39.0 55 2.26 180 79.00 9.50 naTehran, Iran (03/20/07)

791 973 United Bank 357 30.4 5,985 722 26.9 5.96 5.80 585 738 162 93.8 77.7 3.1 88 51.5 35.6 21 2.71 119 44.04 na 7.72Karachi, Pakistan (12/31/05)

792 766 Kreissparkasse Biberach 357 21.9 6,482 693 5.8 5.51 4.78 641 638 39 -21.9 -23.2 119.4 780 11.9 18.5 723 0.60 758 48.68 na naBiberach, Germany (12/31/04)

793 837 Banco de Bogotá 356 12.9 6,091 713 28.0 5.85 6.63 597 503 262 29.5 23.3 12.1 307 78.0 63.0 7 4.30 29 55.07 na naSanta Fe de Bogotá, Colombia (12/31/05)

794 724 Kreissparkasse München Starnberg 356 5.3 7,037 662 2.8 5.06 4.94 715 723 39 -0.2 -2.1 -21.5 645 11.3 11.9 744 0.55 780 69.46 na naMunich, Germany (12/31/05)

795 850 Hanmi Financial Corporation 355 21.3 3,725 861 9.4 9.53 8.60 223 287 106 12.2 8.7 53.5 489 32.8 34.4 138 2.85 104 40.05 12.38 0.49Los Angeles, CA, USA (12/31/06)

796 858 Frontier Financial Corporation 353 23.8 3,238 892 22.7 10.89 10.79 150 153 104 33.8 29.7 15.9 252 32.7 29.5 139 3.22 69 37.64 12.85 0.30Everett, WA, USA (12/31/06)

797 796 Valley View Bancshares 353 7.3 2,486 945 0.8 14.18 13.32 75 89 64 6.4 3.1 7.6 565 18.9 19.2 494 2.58 137 46.26 19.69 1.17Overland Park, KS, USA (12/31/06)

798 555 Cosmos Bank Taiwan 352 -42.6 7,508 637 -4.3 4.69 7.81 774 354 -456 -3,018.2 na -68.9 na -94.5 2.6 976 -6.08 994 63.79 9.91 5.98Taipei, Taiwan (12/31/06)

799 770 Kreissparkasse Waiblingen 352 3.8 7,563 635 3.4 4.65 4.63 786 763 33 -7.7 -9.5 -30.3 716 9.5 10.6 806 0.43 848 54.00 15.60 naWaiblingen, Germany (12/31/05)

800 772 Sparkasse im Kreis Herford 350 7.4 5,079 772 0.1 6.89 6.43 476 463 36 -6.9 -8.7 -7.1 706 10.5 12.2 769 0.70 712 74.90 17.20 naHerford, Germany (12/31/05)

801 789 Banque Cantonale Neuchâteloise 348 4.8 4,052 837 2.9 8.59 8.43 281 293 25 1.2 0.1 12.9 620 7.3 7.7 867 0.62 745 59.73 na naNeuchâtel, Switzerland (12/31/06)

802 845 Johnson Financial Group 348 17.3 4,270 818 17.1 8.14 8.13 331 328 46 7.1 3.7 17.1 559 14.2 15.3 643 1.07 539 76.54 11.85 0.56Racine, WI, USA (12/31/06)

803 781 Cassa di Risparmio di Rimini - CARIM 347 7.4 5,417 757 8.5 6.41 6.47 526 267 48 -26.0 -27.5 51.4 789 14.4 19.6 635 0.89 631 54.08 10.17 1.20Rimini, Italy (12/31/06)

804 908 Bank of Maharashtra 347 37.2 6,989 667 -5.0 4.96 3.43 730 914 15 -72.3 -73.5 -50.5 842 5.0 22.0 920 0.22 937 64.36 11.27 naPune, India (03/31/06)

805 na Banco BMG 346 50.0 1,689 976 35.7 20.48 18.53 36 38 245 39.2 30.3 218.6 248 85.0 94.2 5 14.51 5 45.59 na 3.92Belo Horizonte, Brazil (12/31/05)

806 732 Frankfurter Volksbank 344 -19.3 7,153 658 1.6 4.81 6.05 753 562 122 -15.0 -16.5 241.9 758 31.6 38.6 151 1.70 294 52.58 na naFrankfurt am Main, Germany (12/31/06)

807 776 Bank Sepah 344 37.6 15,634 418 48.2 2.20 2.37 985 982 176 118.6 89.8 -9.4 69 59.4 42.4 14 1.13 516 66.60 5.40 4.30Tehran, Iran (03/20/05)

808 931 Amagerbanken 343 24.5 4,368 812 33.6 7.86 8.43 364 300 116 18.0 15.8 72.4 390 37.6 40.8 75 2.67 124 44.40 12.70 2.46Copenhagen, Denmark (12/31/06)

809 779 Istituto Centrale delle Banche di Credito Coop. 342 2.9 9,382 579 14.9 3.65 4.07 914 895 26 -15.6 -17.4 1.9 761 7.7 9.4 856 0.28 912 81.75 11.71 6.14Rome, Italy (12/31/04)

810 870 Rakbank 340 23.0 2,408 949 20.4 14.10 13.80 77 78 70 39.7 na na na 22.9 20.4 356 2.93 100 47.64 15.00 naRas Al-Khaimah, United Arab Emirates (12/31/06)

811 860 Taylor Capital Group 338 19.9 3,380 878 3.0 9.99 8.58 191 290 48 -6.0 -9.0 46.9 710 15.6 22.2 605 1.43 407 57.51 13.35 1.33Rosemont, IL, USA (12/31/06)

812 786 Bank of Overseas Chinese 337 -6.3 17,357 393 120.6 1.94 4.57 993 991 -30 na na na na -8.6 na 963 -0.17 975 90.72 9.33 naTaipei, Taiwan (12/31/05)

813 972 International Bank of Qatar 336 46.2 1,840 965 43.7 18.26 17.94 43 50 42 68.2 na 151.9 na 14.7 14.8 629 2.26 182 22.48 22.41 0.58Doha, Qatar (12/31/06)

814 867 Western Alliance Bancorporation 336 20.5 4,170 826 45.9 8.05 9.75 340 201 61 41.5 37.1 35.4 205 20.0 19.7 454 1.47 390 57.65 11.48 0.06Las Vegas, NV, USA (12/31/06)

815 828 Asahi Shinkin Bank 335 20.8 14,124 451 1.9 2.37 2.00 980 988 87 2.0 2.1 28.4 579 28.4 33.7 216 0.62 744 75.29 8.00 8.67Tokyo, Japan (03/31/06)

816 856 Sparkasse Osnabrück 335 4.5 6,855 676 1.7 4.88 4.75 742 748 29 -7.5 -9.1 22.3 712 8.9 10.0 823 0.42 849 na na naOsnabrück, Germany (12/31/06)

817 960 King’s Town Bank 334 na 6,033 717 na 5.53 na 639 689 5 na na na na na na na 0.08 961 82.95 11.22 7.14Tainan, Taiwan (12/31/06)

Page 30: TOP 1OOO WORLD BAN KS 2O O7 - Tinglebr's Weblog> Top 1000 World Bank Winners – -Tier One-Total Assets-Return on Capital > Best Profit on Capital % (Top 25) > Best Profit on Assets

JULY 2007 The Banker

TOP 1OOO WORLD BANKS

Ranking Strength Size Soundness Profits Performance BIS NPLTier One Capital assets ratio Real profits growth Profits on Av. capital Return Cost/Inc. Capital To total

Latest Capital Assets % % rank rank1 Pre-tax profit % % rank % % rank on assets ratio Ratio loansPrevious 1 $m %ch.2 $m rank %ch.2 latest prev. latest prev $m %ch.2 latest prev. latest latest prev. latest % rank % % %3

TOP 1000 WORLD BANKS 818-847

818 868 Cassa di Risparmio di Asti 333 7.4 5,234 766 24.9 6.36 7.40 530 401 53 27.6 25.0 12.7 287 16.4 13.5 575 1.01 569 63.85 9.18 5.36Asti, Italy (12/31/06)

819 792 Taiwan Shin Kong Commercial Bank 331 198.6 2,703 928 24.6 12.24 5.11 109 104 0 na na na na 0.1 na 956 0.01 972 68.87 na naTaipei City, Taiwan (12/31/04)

820 958 National Bank of Fujairah 329 40.6 1,710 972 48.4 19.26 20.32 40 35 48 40.1 na na na 17.0 15.4 551 2.80 112 32.00 27.66 naFujairah, United Arab Emirates (12/31/05)

821 970 Bank Gospodarstwa Krajowego 329 na 6,303 700 na 5.22 na 692 544 22 na na na na na na na 0.35 877 62.10 16.60 13.60Warsaw, Poland (12/31/06)

822 790 Sterling Bancshares 328 -1.4 4,120 833 10.0 7.96 8.88 349 259 68 29.9 25.8 46.5 282 20.5 15.8 432 1.65 316 64.59 10.72 0.43Houston, TX, USA (12/31/06)

823 879 TierOne Corporation 327 20.4 3,341 881 3.7 9.80 8.44 203 299 67 27.6 23.6 33.9 304 22.4 21.0 365 2.01 223 52.77 11.80 0.96Lincoln, NE, USA (12/31/06)

824 798 Export Development Bank of Iran 327 0.3 1,623 980 23.2 20.13 24.73 37 36 56 27.2 12.2 11.6 446 17.3 14.9 539 3.48 54 12.00 24.58 11.47Tehran, Iran (03/20/06)

825 799 China Banking Corp 326 15.8 2,024 959 9.0 16.12 15.17 55 57 54 5.5 -0.3 43.7 625 17.8 21.1 525 2.67 123 45.76 31.52 13.27Makati, Philippines (12/31/04)

826 902 Sparebanken Sør 326 14.9 4,190 823 22.1 7.77 8.26 373 309 49 3.4 1.0 12.6 607 16.0 17.7 587 1.17 502 61.00 13.00 naArendal, Norway (12/31/06)

827 840 Oman International Bank 326 9.6 2,391 950 12.0 13.62 13.92 84 74 77 18.6 15.0 54.5 405 24.7 22.8 306 3.22 70 38.88 22.05 12.67Muscat, Oman (12/31/06)

828 810 Bank of Kaohsiung 325 2.0 4,507 800 -4.2 7.22 6.78 443 481 16 1.4 na -8.3 na 5.0 5.0 921 0.35 876 85.37 11.23 1.81Kaohsiung, Taiwan (12/31/06)

829 na Bank Buana Indonesia 325 56.3 1,869 963 5.4 17.40 11.73 48 50 65 19.3 5.5 8.0 538 24.4 27.9 313 3.48 53 74.32 30.83 4.39Jakarta, Indonesia (12/31/06)

830 911 Texas Capital Bancshares 325 26.7 3,677 862 80.0 8.84 12.57 267 100 44 7.0 3.6 35.9 561 15.2 17.6 611 1.20 488 68.67 11.15 0.47Dallas, TX, USA (12/31/06)

831 na URSA Bank 324 204.1 4,239 820 288.6 7.64 9.76 392 394 73 198.1 171.8 na 30 33.8 na 120 1.72 292 48.39 15.10 5.65Novosibirsk, Russia (12/31/06)

832 803 Banco de Oro Universal Bank 323 -1.2 4,405 808 30.5 7.34 9.69 429 406 58 57.0 45.9 60.8 155 17.8 13.7 522 1.32 447 60.69 18.33 4.32Mandaluyong City, Philippines (12/31/05)

833 893 Aktia Savings Bank 323 9.0 7,231 654 20.6 4.47 4.94 810 742 74 14.4 12.6 36.1 441 23.9 23.4 326 1.02 564 60.81 13.80 0.40Helsinki, Finland (12/31/06)

834 887 Volkskreditbank 321 7.5 2,932 917 6.2 10.93 10.81 149 152 29 -1.0 -2.4 5.4 650 9.3 10.1 813 0.98 589 66.09 15.42 naLinz, Austria (12/31/06)

835 809 Sparkasse Saarbrücken 318 4.5 8,070 618 1.2 3.94 3.82 883 869 20 -41.0 -42.0 102.2 819 6.5 12.4 886 0.25 924 83.94 11.90 naSaarbrücken, Germany (12/31/04)

836 851 Sterling Financial Corporation 318 9.4 3,280 887 10.6 9.70 9.81 211 195 59 9.2 5.8 16.4 532 19.5 19.9 465 1.81 266 66.75 12.90 0.16Lancaster, PA, USA (12/31/06)

837 785 Tottori Bank 317 2.9 6,951 671 6.2 4.56 4.71 797 755 22 8.9 9.0 -29.3 485 7.1 6.8 874 0.32 898 77.04 na 3.91Tottori-shi, Japan (03/31/06)

838 871 Prominvestbank 316 14.7 3,490 871 20.6 9.06 9.52 253 214 64 1.9 -6.6 51.4 693 21.5 25.0 401 1.82 263 63.15 10.35 0.50Kiev, Ukraine (12/31/06)

839 866 Bank of Alexandria 315 12.4 5,764 735 -13.8 5.47 4.20 646 838 383 1,746.7 1,672.2 35.8 2 128.6 7.7 2 6.65 15 14.44 16.84 26.07Cairo, Egypt (06/30/06)

840 917 Prosperity Bancshares 315 23.9 4,596 797 27.9 6.85 7.08 480 438 94 31.4 27.3 22.4 272 33.0 34.5 133 2.04 215 45.03 14.57 0.04Houston, TX, USA (12/31/06)

841 805 Société Tunisienne de Banque 314 11.1 2,938 916 -6.5 10.69 8.99 158 251 14 259.7 252.4 -73.2 17 4.6 1.4 924 0.47 831 na na naTunis, Tunisia (12/31/05)

842 793 Kreissparkasse Böblingen 313 9.3 7,236 652 4.4 4.32 4.12 837 846 35 4.0 2.0 0.8 584 11.6 12.0 737 0.48 828 62.26 11.50 naBöblingen, Germany (12/31/05)

843 854 Monte de Piedad y Caja General de A. de Badajoz 312 25.2 3,854 853 15.6 8.10 7.48 336 390 39 15.1 11.4 5.0 459 13.8 14.1 657 1.00 572 66.78 15.37 6.89Badajoz, Spain (12/31/05)

844 1000 Nanjing City Commercial Bank 311 39.2 7,418 643 31.2 4.20 3.95 849 867 99 89.3 86.5 42.3 73 37.1 25.0 78 1.34 439 na 11.73 2.47Nanjing, People’s Republic of China (12/31/06)

845 953 Fionia Bank 311 17.2 5,172 768 20.9 6.01 6.20 578 501 74 30.9 28.5 54.1 263 25.7 23.0 280 1.43 403 52.89 11.40 naOdense, Denmark (12/31/06)

846 774 Sparkasse Rhein Neckar Nord 311 4.0 5,027 775 0.4 6.18 5.97 555 579 8 -45.6 -46.6 -10.8 826 2.8 5.2 941 0.17 950 76.04 17.50 naMannheim, Germany (12/31/05)

847 na Banca Transilvania 310 61.3 3,244 890 64.0 9.55 9.71 222 224 50 5.2 -1.3 43.8 636 20.0 33.5 455 1.55 365 77.84 14.60 0.58Cluj-Napoca, Romania (12/31/06)

Page 31: TOP 1OOO WORLD BAN KS 2O O7 - Tinglebr's Weblog> Top 1000 World Bank Winners – -Tier One-Total Assets-Return on Capital > Best Profit on Capital % (Top 25) > Best Profit on Assets

JULY 2007 The Banker TOP 1OOO WORLD BANKS Ranking Strength Size Soundness Profits Performance BIS NPL

Tier One Capital assets ratio Real profits growth Profits on Av. capital Return Cost/Inc. Capital To totalLatest Capital Assets % % rank rank1 Pre-tax profit % % rank % % rank on assets ratio Ratio loans

Previous 1 $m %ch.2 $m rank %ch.2 latest prev. latest prev $m %ch.2 latest prev. latest latest prev. latest % rank % % %3

TOP 1000 WORLD BANKS 848-878

848 827 Sparkasse Freiburg-Nördlicher Breisgau 310 0.5 6,718 683 -0.0 4.61 4.59 791 797 25 -0.1 -1.8 -26.0 639 8.0 8.2 851 0.37 871 62.90 10.50 naFreiburg, Germany (12/31/06)

849 823 Banco de la Nación 310 5.8 3,200 897 29.1 9.67 11.80 213 121 105 143.3 139.4 41.2 41 34.7 14.7 110 3.27 66 58.46 na naSan Isidro, Peru (12/31/05)

850 818 PrivatBank 309 38.8 4,618 796 47.1 6.69 7.09 502 491 76 58.3 39.5 183.0 190 28.5 24.5 212 1.64 321 59.69 10.28 naDnipropetrovsk, Ukraine (12/31/05)

851 863 IBTC Chartered Bank 308 5.3 895 1,000 10.5 34.42 36.12 12 14 37 60.6 na na na 12.2 na 710 4.11 36 43.11 na 15.86Lagos, Nigeria (12/31/06)

852 na Istituto Centrale delle Banche Popolari Italiane 308 na 5,937 725 na 5.19 na 697 698 78 na na na na na na na 1.31 449 na 18.20 1.80Milan, Italy (12/31/06)

853 820 M.M.Warburg & CO KGaA 307 na 3,859 851 9.2 7.95 8.68 350 342 34 80.2 76.8 22.8 91 11.1 6.1 750 0.88 640 70.73 na naHamburg, Germany (12/31/05)

854 795 Bank of Bahrain and Kuwait 306 -6.9 3,986 842 5.5 7.68 8.71 386 271 79 15.8 12.9 7.9 436 24.9 21.0 302 1.98 228 44.00 19.57 naManama, Bahrain (12/31/05)

855 822 Sparkasse Ulm 306 5.7 5,270 763 2.8 5.81 5.65 605 603 32 35.8 33.2 -9.2 228 10.7 8.3 762 0.60 751 55.46 na naUlm, Germany (12/31/05)

856 na Sparbank 306 9.9 2,632 933 22.5 11.63 12.96 127 128 43 -19.4 -20.9 na 771 14.7 na 628 1.64 323 34.95 12.20 naSkive, Denmark (12/31/06)

857 824 Kreissparkasse Südholstein 305 9.8 6,969 669 1.5 4.38 4.05 828 811 9 20.9 18.9 61.6 353 3.1 3.4 937 0.13 957 67.18 na naBad Segeberg, Germany (12/31/04)

858 935 Ringkjøbing Landbobank 305 12.2 3,051 909 29.3 9.99 11.51 190 132 101 58.6 55.7 22.0 128 35.1 26.9 99 3.32 61 29.30 12.30 0.16Ringkøbing, Denmark (12/31/06)

859 829 Banque Socredo 304 40.7 2,520 942 11.0 12.08 9.53 113 85 23 -49.7 na na na 8.8 21.1 825 0.91 619 57.00 na naPapeete, French Polynesia (12/31/06)

860 na Ecobank Transnational 304 84.4 2,199 954 15.1 13.82 8.63 81 82 74 22.2 14.5 24.0 415 31.5 40.4 158 3.35 59 62.50 21.70 12.20Lomé, Togo (12/31/05)

861 819 Bank Petrocommerce 304 2.6 3,147 902 46.6 9.65 13.79 215 80 156 178.7 147.4 na 34 51.9 na 19 4.95 22 36.88 13.10 2.66Moscow, Russia (12/31/05)

862 834 Harleysville National Corp 302 1.1 3,250 889 4.2 9.30 9.59 234 211 53 4.4 1.1 -3.1 605 17.8 18.3 524 1.65 315 54.86 12.58 0.86Harleysville, PA, USA (12/31/06)

863 899 Banner Corporation 301 14.5 3,496 869 15.0 8.61 8.64 279 283 48 182.1 173.2 -41.5 29 16.9 6.6 554 1.36 430 64.05 11.80 0.47Walla Walla, WA, USA (12/31/06)

864 831 Chinfon Commercial Bank 300 -0.5 4,747 790 0.9 6.32 6.41 534 533 2 -78.8 -79.2 na 845 0.6 2.9 953 0.04 966 77.00 12.03 13.63Taipei, Taiwan (12/31/04)

865 832 Macoto Bank 300 3.3 7,128 659 5.4 4.21 4.29 847 834 7 2.0 0.4 -8.0 616 2.5 2.5 944 0.10 960 55.00 9.94 naTaipei, Taiwan (12/31/04)

866 963 Chongqing Commercial Bank 300 24.6 4,176 825 7.1 7.18 6.17 445 551 26 19.0 17.3 40.2 378 9.7 9.3 794 0.63 742 39.42 11.81 1.53Chongqing, People’s Republic of China (12/31/06)

867 833 First Financial Bancorp 299 -0.2 3,302 886 -10.5 9.06 8.12 250 330 31 -29.3 -31.5 -30.4 804 10.3 13.0 779 0.93 613 79.63 12.87 0.66Hamilton, OH, USA (12/31/06)

868 842 Westamerica Bancorp 299 0.6 4,771 789 -7.4 6.26 5.76 543 608 134 -9.1 -12.0 8.1 729 45.2 47.4 39 2.82 106 43.28 11.10 0.18San Rafael, CA, USA (12/31/06)

869 922 British Arab Commercial Bank 298 4.3 4,854 784 12.9 6.15 6.66 557 498 40 -52.9 -54.4 213.8 832 13.7 30.4 660 0.82 662 42.24 16.00 naLondon, United Kingdom (12/31/06)

870 836 Banco de la Republica Oriental del Uruguay 298 10.4 4,779 787 -9.5 6.24 5.12 546 541 26 5.0 -3.8 na 666 9.2 na 818 0.55 784 94.17 na naMontevideo, Uruguay (12/31/04)

871 838 Industrial & Commercial Bank of Vietnam 298 19.1 5,747 738 12.2 5.18 4.88 698 685 16 13.4 5.2 21.7 544 5.8 6.4 899 0.28 911 45.04 6.30 0.75Hanoi, Vietnam (12/31/04)

872 na Home Credit and Finance Bank 297 205.4 1,367 989 52.4 21.74 10.85 32 34 16 -21.6 -30.4 na 801 8.2 29.7 844 1.18 496 36.18 32.20 13.92Moscow, Russia (12/31/05)

873 841 Stadtsparkasse Augsburg 297 6.7 6,114 710 -1.3 4.86 4.49 745 733 35 26.3 24.2 137.9 294 12.3 10.2 707 0.58 767 61.55 na naAugsburg, Germany (12/31/04)

874 995 Oceanic Bank 297 34.0 2,926 918 76.2 10.14 13.33 183 88 91 59.9 45.9 86.7 154 35.3 37.8 96 3.13 85 58.51 na 4.28Abuja, Nigeria (09/30/06)

875 na United Bank for Africa 296 93.4 6,962 670 252.6 4.25 7.75 844 844 101 96.5 79.3 -3.7 85 44.9 40.9 41 1.45 399 71.05 na 13.74Lagos, Nigeria (09/30/06)

876 928 Amboy Bancorporation 296 18.7 2,886 920 10.4 10.24 9.52 178 213 88 7.6 4.2 10.6 552 32.4 35.1 145 3.05 91 23.04 13.44 3.96Old Bridge, NJ, USA (12/31/06)

877 847 Canadian Western Bank 295 14.0 4,030 840 13.2 7.33 7.28 430 408 52 6.4 4.0 26.9 556 18.8 20.1 498 1.29 454 51.13 11.80 naEdmonton, Canada (10/31/04)

878 802 Tomato Bank 295 -0.5 7,018 664 0.9 4.21 4.27 848 825 12 -33.7 -33.6 52.9 807 4.2 6.3 930 0.18 947 77.71 na 6.46Okayama-shi, Japan (03/31/06)

Page 32: TOP 1OOO WORLD BAN KS 2O O7 - Tinglebr's Weblog> Top 1000 World Bank Winners – -Tier One-Total Assets-Return on Capital > Best Profit on Capital % (Top 25) > Best Profit on Assets

JULY 2007 The Banker

TOP 1OOO WORLD BANKS

Ranking Strength Size Soundness Profits Performance BIS NPLTier One Capital assets ratio Real profits growth Profits on Av. capital Return Cost/Inc. Capital To total

Latest Capital Assets % % rank rank1 Pre-tax profit % % rank % % rank on assets ratio Ratio loansPrevious 1 $m %ch.2 $m rank %ch.2 latest prev. latest prev $m %ch.2 latest prev. latest latest prev. latest % rank % % %3

TOP 1000 WORLD BANKS 879-908

879 907 W.T.B. Financial Corp 295 14.0 3,382 877 13.4 8.73 8.69 273 273 69 29.8 25.7 32.6 284 25.0 21.8 300 2.05 213 55.56 10.55 0.10Spokane, WA, USA (12/31/06)

880 760 Gruppo Bancario UNIBANCA 295 -5.5 4,473 804 9.6 6.58 7.64 507 370 32 -19.8 -21.4 -9.8 773 10.6 12.7 764 0.72 698 69.12 9.65 naCesena, Italy (12/31/05)

881 936 Sun Bancorp 294 21.1 3,326 882 7.0 8.85 7.83 266 353 26 -11.1 -13.9 10.6 742 9.5 12.5 801 0.77 682 75.18 11.89 0.62Vineland, NJ, USA (12/31/06)

882 883 ITLA Capital Corporation 291 8.1 3,425 875 11.9 8.49 8.79 294 264 45 9.2 5.8 -20.5 533 16.2 15.8 582 1.33 445 48.08 11.85 0.87La Jolla, CA, USA (12/31/06)

883 745 Caixa d’Estalvis Laietana 290 -10.0 7,431 642 35.4 3.90 5.87 889 589 39 -23.8 -26.3 16.7 784 12.7 16.3 697 0.52 801 57.25 10.10 naMataró, Spain (12/31/05)

884 872 Union Bank of the Philippines 288 6.0 1,809 968 30.1 15.94 19.57 57 39 44 16.0 9.6 35.5 479 15.8 14.9 595 2.45 157 44.44 na naMakati City, Philippines (12/31/04)

885 849 Banco de la Ciudad de Buenos Aires 288 13.8 2,982 912 20.0 9.67 10.20 214 127 105 213.0 185.5 na 24 38.9 13.2 67 3.53 50 35.23 na naBuenos Aires, Argentina (12/31/05)

886 853 Cassa dei Risparmi di Forli 288 2.3 3,761 859 7.3 7.67 8.05 388 367 47 -4.1 -6.2 2.4 691 16.6 17.8 563 1.26 460 55.50 8.68 5.68Forli, Italy (12/31/04)

887 812 Kreissparkasse Göppingen 288 5.2 5,726 741 0.2 5.03 4.79 720 743 27 21.2 18.9 -28.4 354 9.7 8.5 791 0.48 829 59.52 na naGöppingen, Germany (12/31/05)

888 955 Privatebancorp 288 22.3 4,271 817 22.2 6.74 6.74 493 485 55 11.8 8.3 25.3 495 20.9 23.3 418 1.28 456 56.05 10.27 0.16Chicago, IL, USA (12/31/06)

889 878 Julian Hodge Bank 286 -1.6 1,071 996 -15.9 26.70 22.81 21 27 31 11.0 7.9 5.5 508 10.6 9.8 765 2.86 103 37.39 na naCardiff, United Kingdom (10/31/06)

890 945 Amalgamated Bank 284 18.3 4,501 801 12.1 6.32 5.99 535 573 94 198.0 188.7 68.3 23 35.9 13.0 90 2.09 206 45.59 13.12 0.37New York, NY, USA (12/31/06)

891 919 City National Bancshares 283 12.2 2,759 925 -4.9 10.26 8.70 175 272 68 10.6 7.1 0.5 520 25.5 26.0 284 2.48 152 44.76 15.01 0.02Miami, FL, USA (12/31/06)

892 323 Allgemeine Hypothekenbank Rheinboden 283 -75.1 79,476 144 -12.6 0.36 1.25 1,000 999 -1,237 -3,779.4 -3,709.0 57.8 868 -174.3 3.0 977 -1.56 986 33.38 9.90 naFrankfurt am Main, Germany (12/31/05)

893 852 S & T Bancorp 282 -2.9 3,323 884 4.5 8.49 9.14 295 233 75 42.5 38.0 -34.3 199 26.1 18.5 268 2.25 183 46.55 11.93 0.74Indiana, PA, USA (12/31/06)

894 975 First Inland Bank 282 27.6 1,510 985 94.8 18.67 28.51 42 18 32 na na na na 12.7 na 695 2.11 201 55.45 33.09 16.53Lagos, Nigeria (04/30/07)

895 811 Sparbanken Finn 281 7.0 1,775 970 2.4 15.86 15.17 58 63 20 13.3 12.7 34.7 438 7.3 6.9 865 1.13 517 75.40 17.74 0.48Lund, Sweden (12/31/05)

896 909 Capital City Bank Group 281 9.0 2,589 938 -1.1 10.84 9.84 152 194 51 9.2 5.8 0.1 534 19.0 21.6 484 1.98 229 69.57 14.95 0.51Tallahassee, FL, USA (12/31/06)

897 861 Sparkasse Westmünsterland 280 0.1 5,609 745 2.1 5.00 5.10 725 713 16 4,945.2 4,848.7 -97.7 1 5.8 0.1 900 0.29 908 73.20 na naAhaus, Germany (12/31/05)

898 na Bank of Beirut 280 17.5 4,629 794 7.3 6.04 5.52 571 572 52 52.9 na 8.2 na 20.3 17.4 447 1.13 512 56.19 29.64 20.72Beirut, Lebanon (12/31/06)

899 na Security Bank Corp 280 24.4 2,484 946 16.2 11.25 10.51 140 141 47 17.0 10.1 147.0 471 18.5 18.3 507 1.88 253 57.32 24.61 4.16Makati City, Metro Manila, Philippines (12/31/06)

900 na Dongguan City Commercial Bank 279 50.7 6,452 695 26.6 4.33 3.64 834 834 48 60.5 58.2 na 123 20.6 na 426 0.74 688 na 9.61 5.87Dongguan, People’s Republic of China (12/31/06)

901 950 Stadtsparkasse Mönchengladbach 279 5.6 5,110 770 2.3 5.46 5.29 648 669 na na na na na na na na na na na na naMönchengladbach, Germany (12/31/06)

902 925 Community Banks 279 11.7 3,496 868 4.9 7.98 7.49 345 387 55 73.2 67.8 15.0 103 20.8 15.0 423 1.57 353 60.30 11.61 0.56Harrisburg, PA, USA (12/31/06)

903 na Federal Bank 278 73.5 4,620 795 22.7 6.03 4.26 575 576 63 141.8 131.8 -47.1 42 28.6 17.1 206 1.36 431 44.64 13.76 naAlwaye, India (03/31/06)

904 966 Banco del Desarrollo 277 10.0 3,893 849 25.9 7.12 8.15 451 324 45 -2.8 -5.7 28.1 686 17.0 19.3 548 1.16 507 56.03 12.20 naSantiago, Chile (12/31/05)

905 924 Community Trust Bancorp 277 10.6 2,970 913 4.2 9.32 8.79 233 263 56 11.6 8.1 9.8 497 21.1 20.7 410 1.87 255 57.30 13.42 0.65Pikeville, KY, USA (12/31/06)

906 na Tekstil Bankasi 276 97.1 2,009 960 39.9 13.73 9.75 82 83 18 38.2 26.2 28.8 278 8.8 11.5 824 0.92 617 66.93 15.04 0.88Istanbul, Turkey (12/31/06)

907 na Banque Internationale Arabe de Tunisie 276 35.5 3,186 900 12.7 8.65 7.19 277 278 20 8.1 3.5 -24.5 563 8.4 6.6 834 0.64 734 59.60 13.88 11.90Tunis, Tunisia (12/31/06)

908 826 Sparkasse Darmstadt 275 4.5 3,981 843 1.1 6.92 6.69 474 492 34 3.4 1.4 9.1 600 12.6 12.7 700 0.85 649 64.85 15.80 naDarmstadt, Germany (12/31/05)

Page 33: TOP 1OOO WORLD BAN KS 2O O7 - Tinglebr's Weblog> Top 1000 World Bank Winners – -Tier One-Total Assets-Return on Capital > Best Profit on Capital % (Top 25) > Best Profit on Assets

JULY 2007 The Banker TOP 1OOO WORLD BANKS Ranking Strength Size Soundness Profits Performance BIS NPL

Tier One Capital assets ratio Real profits growth Profits on Av. capital Return Cost/Inc. Capital To totalLatest Capital Assets % % rank rank1 Pre-tax profit % % rank % % rank on assets ratio Ratio loans

Previous 1 $m %ch.2 $m rank %ch.2 latest prev. latest prev $m %ch.2 latest prev. latest latest prev. latest % rank % % %3

TOP 1000 WORLD BANKS 909-939

909 988 Sparkasse Hildesheim 275 44.1 4,938 779 36.7 5.58 5.29 633 671 9 61.4 58.3 -50.3 122 4.1 3.1 931 0.19 944 70.41 9.90 naHildesheim, Germany (12/31/05)

910 na Jordan Ahli Bank 275 25.9 2,440 948 4.1 11.28 9.33 139 140 43 -11.3 na 355.8 na 17.3 28.2 540 1.75 286 56.97 17.83 15.77Amman, Jordan (12/31/06)

911 614 SNBNY Holdings 275 -46.1 4,214 821 -5.0 6.53 11.50 515 133 56 -9.2 -12.1 4.5 731 14.3 12.6 639 1.34 440 55.07 15.53 0.00New York, NY, USA (12/31/06)

912 873 Banca Popolare di Cremona 275 -3.5 2,255 953 -1.1 12.19 12.49 111 105 31 220.8 213.8 -57.3 20 10.9 3.4 757 1.36 432 70.65 12.05 2.20Cremona, Italy (12/31/04)

913 na First National Bank Holding Company 275 32.5 4,355 814 19.4 6.31 5.69 538 539 83 81.4 75.7 -27.0 94 34.2 24.6 113 1.90 244 70.12 10.62 1.04Scottsdale, AZ, USA (12/31/06)

914 na Iberiabank Corporation 275 34.2 3,203 896 12.4 8.58 7.18 283 284 50 68.7 63.4 -26.8 111 20.7 15.2 424 1.55 361 61.47 13.06 0.13New Iberia, LA, USA (12/31/06)

915 na Punjab & Sind Bank 274 177.5 4,262 819 21.2 6.42 2.80 525 526 24 na na na na 13.0 -15.7 684 0.57 772 61.80 na naNew Delhi, India (03/31/06)

916 962 Metropolitan Bank Group 273 17.2 2,877 921 12.7 9.50 9.14 225 234 57 8.5 5.1 5.8 545 22.6 24.6 359 1.99 226 60.65 13.17 1.49Chicago, IL, USA (12/31/06)

917 920 Mauritius Commercial Bank 273 13.9 3,215 894 16.6 8.48 8.69 297 274 81 13.4 7.9 10.2 506 31.7 30.1 150 2.53 145 46.12 15.24 7.70Port Louis, Mauritius (06/30/06)

918 844 KNBT Bancorp 271 -8.6 2,900 919 -6.0 9.35 9.61 232 208 34 15.1 11.5 27.2 458 11.9 9.1 724 1.16 505 69.52 14.83 0.37Bethlehem, PA, USA (12/31/06)

919 880 Biwako Bank 270 11.5 9,009 589 0.2 3.00 2.70 953 938 46 -81.1 -81.0 1,404.1 846 18.1 110.2 517 0.52 804 67.56 na 4.56Otsu-shi Shiga, Japan (03/31/06)

920 957 Parex Bank 270 32.0 3,107 904 29.3 8.68 8.50 275 295 63 101.4 88.6 9.4 71 26.7 16.7 251 2.04 217 61.09 11.10 naRiga, Latvia (12/31/05)

921 862 Banque Nationale Agricole 269 -1.0 3,463 872 2.8 7.78 8.08 372 200 na na na 65.7 na na 6.0 na na na 42.58 na naTunis, Tunisia (12/31/06)

922 895 Tajima Bank 269 2.0 6,928 672 5.5 3.89 4.02 891 859 14 -37.4 na 7.1 na 5.4 8.9 909 0.21 938 73.77 11.17 3.37Toyooka, Japan (03/31/07)

923 882 Banca di Piacenza 269 3.3 3,243 891 11.1 8.30 8.94 316 307 31 -0.0 -2.0 1.8 641 11.6 12.0 736 0.95 604 61.97 13.84 5.15Piacenza, Italy (12/31/05)

924 884 BKS Bank 268 3.9 5,567 750 6.4 4.82 4.93 751 737 40 43.8 40.5 12.4 183 15.0 10.9 618 0.71 704 61.57 10.19 naKlagenfurt, Austria (12/31/05)

925 912 Republic Bancorp 267 4.4 3,047 910 11.4 8.78 9.36 269 219 43 -19.4 -21.9 3.9 775 16.4 23.5 576 1.41 416 62.54 14.29 0.28Louisville, KY, USA (12/31/06)

926 910 First Financial Corp 267 3.8 2,171 957 1.5 12.30 12.02 108 110 31 -0.2 -3.4 -16.8 659 11.8 12.2 729 1.42 410 63.06 17.78 1.07Terre Haute, IN, USA (12/31/06)

927 888 Spring Bank 267 998.6 1,052 997 195.3 25.39 6.82 22 21 na na na -17.3 na na 16.0 na na na na na naLagos, Nigeria (12/31/05)

928 876 Midwest Banc Holdings 267 -2.8 2,942 914 27.5 9.07 11.89 249 119 19 na na na na 7.1 -3.3 873 0.65 727 65.14 12.97 2.20Melrose Park, IL, USA (12/31/06)

929 967 Banco Pactual 267 1.8 8,891 592 146.7 3.00 7.27 952 419 127 29.5 21.1 -23.3 330 47.9 39.3 31 1.43 408 33.43 12.42 naRio de Janeiro, Brazil (12/31/05)

930 na Komercijalna Banka a.d. Beograd 267 78.9 1,704 974 36.7 15.65 11.95 60 61 15 78.1 na 44.1 na 7.3 7.2 866 0.89 632 83.00 17.29 19.06Belgrade, Serbia and Montenegro, Republic of (12/31/06)

931 na Allied Bank 266 24.5 4,137 832 31.1 6.44 6.78 523 524 109 39.4 29.2 809.4 255 45.5 41.0 38 2.64 130 41.10 12.80 6.90Lahore, Pakistan (12/31/06)

932 897 Budapest Bank 266 19.6 2,639 932 24.3 10.09 10.49 186 168 45 -27.9 -30.3 15.6 800 18.3 30.8 513 1.70 298 87.30 na naBudapest, Hungary (12/31/05)

933 na Jeonbuk Bank 266 na 6,075 714 na 4.38 na 826 826 45 na na na na na na na 0.74 687 60.91 11.95 0.80North-Jeollabuk Bank Province, Korea (South) (12/31/06)

934 886 City Holding Co 265 -1.0 2,508 944 0.2 10.56 10.69 164 159 82 6.3 3.0 4.9 566 30.6 30.5 173 3.25 67 44.49 16.19 0.24Charleston, WV, USA (12/31/06)

935 943 Stadt-Sparkasse Gelsenkirchen 264 3.8 4,192 822 -1.2 6.31 6.00 539 532 22 -25.5 -26.8 3.9 786 8.5 11.9 832 0.52 799 62.30 na naGelsenkirchen, Germany (12/31/06)

936 890 Banco Continental de Panamá 264 -0.9 2,938 915 23.2 8.99 11.18 256 141 53 3.9 0.6 33.6 615 20.0 21.2 456 1.80 268 49.42 14.46 3.60Panamá, Panama (12/31/05)

937 938 Diamond Bank 263 91.1 1,710 973 73.5 15.37 13.95 63 64 41 54.9 35.6 147.7 213 20.4 28.2 439 2.39 169 68.88 16.56 5.29Lagos, Nigeria (04/30/06)

938 898 Bank Internasional Indonesia 263 -27.3 4,987 777 35.9 5.27 9.85 683 674 93 12.4 1.8 184.1 590 29.9 30.6 186 1.87 256 83.52 21.74 2.88Jakarta, Indonesia (12/31/05)

939 900 Sparkasse Rosenheim-Bad Aibling 263 7.7 3,214 895 0.7 8.17 7.64 326 318 18 -4.4 -6.0 52.4 687 7.3 8.2 869 0.57 768 65.39 na naRosenheim, Germany (12/31/04)

Page 34: TOP 1OOO WORLD BAN KS 2O O7 - Tinglebr's Weblog> Top 1000 World Bank Winners – -Tier One-Total Assets-Return on Capital > Best Profit on Capital % (Top 25) > Best Profit on Assets

JULY 2007 The Banker

TOP 1OOO WORLD BANKS

Ranking Strength Size Soundness Profits Performance BIS NPLTier One Capital assets ratio Real profits growth Profits on Av. capital Return Cost/Inc. Capital To total

Latest Capital Assets % % rank rank1 Pre-tax profit % % rank % % rank on assets ratio Ratio loansPrevious 1 $m %ch.2 $m rank %ch.2 latest prev. latest prev $m %ch.2 latest prev. latest latest prev. latest % rank % % %3

TOP 1000 WORLD BANKS 940-970

940 901 Evrofinance Mosnarbank 263 33.3 1,628 979 12.6 16.14 13.63 54 56 43 97.5 75.3 na 95 18.6 na 504 2.62 133 56.60 19.40 0.40Moscow, Russia (01/01/06)

941 855 Sparkasse Koblenz 260 4.4 4,514 798 1.0 5.76 5.58 608 631 24 8.1 6.0 -16.2 530 9.6 9.2 799 0.54 789 68.19 11.00 naKoblenz, Germany (12/31/05)

942 875 Hokuto Bank 260 3.4 10,168 551 5.2 2.55 2.60 969 963 28 -42.8 -42.7 na 821 11.0 na 755 0.28 913 74.22 na 8.79Akita-shi, Japan (03/31/06)

943 904 Union Bank of Israel 259 7.5 5,576 747 13.4 4.65 4.91 785 762 30 63.1 61.0 na 116 11.9 7.7 721 0.53 793 65.95 10.93 naTel Aviv, Israel (12/31/05)

944 905 Demir-Halk Bank (Nederland) 259 5.2 2,650 930 11.8 9.78 10.40 206 199 23 17.7 16.3 -9.7 388 9.1 8.2 819 0.87 642 61.03 30.70 naRotterdam, Netherlands (12/31/04)

945 906 Sparkasse Heidelberg 259 17.8 6,068 715 -0.5 4.27 3.61 842 824 -14 -1,376.0 -1,355.1 13.6 866 -6.0 0.5 960 -0.24 976 79.33 na naHeidelberg, Germany (12/31/04)

946 965 Banco Internacional de Comercio 259 11.7 2,308 952 113.9 11.21 21.47 141 33 65 71.7 na na na 26.4 20.1 261 2.80 110 10.26 21.81 0.30La Habana, Cuba (12/31/06)

947 na Harbin City Commercial Bank 259 126.6 5,597 746 41.9 4.62 2.89 790 790 26 21.4 19.7 na 349 14.0 na 649 0.47 832 na 8.09 6.19Harbin, People’s Republic of China (12/31/06)

948 na Arab African International Bank 258 24.0 4,918 781 48.4 5.25 6.28 687 688 77 51.1 40.3 70.7 184 33.0 26.3 131 1.57 356 59.00 11.87 6.19Cairo, Egypt (12/31/06)

949 921 Düsseldorfer Hypothekenbank 257 18.0 21,986 326 21.1 1.17 1.20 999 1,000 32 52.0 49.1 10.8 145 13.3 9.5 673 0.14 955 23.79 13.00 naDüsseldorf, Germany (12/31/05)

950 na Ahli Bank 257 30.4 2,625 934 54.6 9.78 11.59 205 207 57 45.3 na 51.1 na 24.9 20.1 301 2.15 193 36.62 13.15 2.55Doha, Qatar (12/31/06)

951 na Xi’an City Commercial Bank 257 40.9 4,910 782 25.1 5.22 4.64 691 692 26 37.4 35.4 na 214 11.8 na 728 0.53 798 na 6.03 14.58Xian, People’s Republic of China (12/31/06)

952 949 Riverside Banking Co 256 7.6 4,394 809 33.5 5.84 7.24 598 420 53 2.9 -0.3 -8.8 624 21.6 22.8 399 1.22 480 62.43 10.48 0.47Fort Pierce, FL, USA (12/31/06)

953 947 Independent Bank Corporation 256 6.8 3,432 874 2.2 7.47 7.15 412 430 45 -31.8 -33.9 21.9 809 18.1 28.9 516 1.31 448 63.44 10.75 1.57Ionia, MI, USA (12/31/06)

954 942 Kreissparkasse Tübingen 256 3.1 5,646 742 2.6 4.54 4.51 798 816 16 -25.9 -27.1 1.8 787 6.5 9.1 887 0.29 909 67.00 na naTübingen, Germany (12/31/06)

955 892 Banco Wiese Sudameris 254 -0.2 3,500 867 15.3 7.26 8.39 437 303 17 na na -683.5 na 6.8 -5.9 879 0.49 820 66.08 na naLima, Peru (12/31/05)

956 968 Sandy Spring Bancorp 254 9.8 2,610 936 6.1 9.72 9.39 209 218 46 1.0 -2.1 245.3 644 18.9 20.5 489 1.75 285 63.67 13.62 0.21Olney, MD, USA (12/31/06)

957 986 Banco Security 253 5.0 3,896 848 19.8 6.50 7.42 518 398 46 38.4 34.3 1.8 217 18.5 16.6 506 1.18 500 55.30 11.22 0.66Santiago, Chile (12/31/05)

958 929 Yardville National Bancorp 252 1.9 2,621 935 -11.4 9.61 8.36 218 304 3 -90.1 -90.4 11.9 851 1.2 13.3 949 0.12 959 77.13 12.27 1.47Hamilton, NJ, USA (12/31/06)

959 964 Gifu Bank 252 9.0 6,742 680 2.4 3.73 3.51 905 916 33 36.6 na 4.6 na 13.6 10.9 662 0.49 821 75.02 8.58 5.55Gifu-shi,, Japan (03/31/07)

960 624 Banca Popolare di Intra 250 -42.1 5,342 760 -4.1 4.67 7.74 778 360 -145 -520.6 -512.4 -21.5 863 -42.6 8.2 973 -2.71 991 59.97 7.64 naVerbania Intra, Italy (12/31/05)

961 982 Karnataka Bank 249 13.6 3,346 880 19.4 7.43 7.81 416 355 60 12.0 7.4 14.9 516 25.8 28.7 279 1.80 271 38.38 11.78 naMangalore, India (03/31/06)

962 954 First Merchants Corporation 248 5.2 3,555 866 9.8 6.97 7.28 470 417 42 -2.6 -5.7 -1.1 685 17.5 18.8 527 1.19 492 66.38 11.09 0.77Muncie, IN, USA (12/31/06)

963 843 Saikyo Bank 247 -9.0 6,285 702 4.6 3.93 4.52 886 784 25 7.8 7.9 12.4 507 9.5 8.5 803 0.39 862 60.61 na 6.78Tokuyama-shi, Japan (03/31/06)

964 932 Kreissparkasse Ostalb 247 2.9 5,625 744 1.6 4.38 4.33 825 808 13 187.8 183.1 -6.5 26 5.3 1.9 914 0.23 933 63.43 na naAalen, Germany (12/31/04)

965 903 Chikuho Bank 246 3.4 4,738 791 1.3 5.20 5.09 695 699 17 32.8 33.0 6.1 230 6.9 5.3 878 0.35 879 75.05 na 5.81Kurume-shi, Japan (03/31/06)

966 933 Banco Davivienda 245 na 3,220 893 na 7.62 na 394 374 145 na na na na na na na 4.52 26 53.81 16.50 3.28Bogotá, Colombia (12/31/05)

967 na Bank NISP 245 11.2 2,684 929 20.8 9.13 9.92 241 243 37 14.5 1.2 -33.4 603 15.9 18.5 593 1.38 426 64.23 17.07 2.49Jakarta, Indonesia (12/31/06)

968 996 Columbia Banking System 245 12.5 2,553 941 7.4 9.60 9.16 219 230 44 7.0 3.7 25.4 560 19.1 20.1 476 1.73 288 62.83 13.23 0.17Tacoma, WA, USA (12/31/06)

969 na Banco de Costa Rica 245 39.7 2,862 922 46.7 8.54 8.97 287 288 43 7.8 -5.3 80.6 679 20.4 24.1 443 1.49 387 72.85 na naSan José, Costa Rica (12/31/05)

970 934 Kreissparkasse Kaiserslautern 243 4.5 4,156 829 4.7 5.85 5.86 595 594 22 319.1 312.2 -76.4 13 9.2 2.3 817 0.53 795 47.97 na naKaiserslautern, Germany (12/31/04)

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JULY 2007 The Banker TOP 1OOO WORLD BANKS Ranking Strength Size Soundness Profits Performance BIS NPL

Tier One Capital assets ratio Real profits growth Profits on Av. capital Return Cost/Inc. Capital To totalLatest Capital Assets % % rank rank1 Pre-tax profit % % rank % % rank on assets ratio Ratio loans

Previous 1 $m %ch.2 $m rank %ch.2 latest prev. latest prev $m %ch.2 latest prev. latest latest prev. latest % rank % % %3

TOP 1000 WORLD BANKS 971-1000

971 859 Intrust Financial Corp 243 -13.7 3,324 883 7.7 7.32 9.13 433 235 67 33.3 29.1 5.6 257 25.5 18.6 285 2.01 222 60.41 11.66 0.23Wichita, KS, USA (12/31/06)

972 643 Towa Bank 243 -49.1 14,743 438 -2.4 1.65 3.16 997 932 182 220.6 na 53.5 na 50.6 12.1 26 1.24 473 105.30 5.71 9.00Maebashi-shi, Japan (03/31/07)

973 885 Nord-Ostsee Sparkasse 243 4.6 4,778 788 1.1 5.08 4.91 709 728 20 60.1 57.1 0.1 126 8.4 5.5 835 0.42 851 64.91 11.40 naSchleswig, Germany (12/31/05)

974 938 Bank Gospodarki Zywnosciowej 243 -25.5 5,540 751 0.0 4.38 5.88 827 809 42 na na na na 14.6 -12.2 630 0.75 686 85.57 16.60 naWarsaw, Poland (12/31/04)

975 939 Sekerbank 243 21.1 2,452 947 1.5 9.89 8.29 198 192 27 -63.0 -65.8 -100.0 838 12.2 0.0 712 1.10 530 59.72 20.23 17.01Instanbul, Turkey (12/31/05)

976 913 Okinawa Kaiho Bank 242 3.5 4,326 815 2.7 5.60 5.56 631 633 19 162.7 163.0 -62.4 31 8.0 3.1 850 0.44 842 72.36 na 7.03Kyushu, Japan (03/31/06)

977 na Europäisch-Iranische Handelsbank 242 4.2 2,176 955 24.0 11.13 13.24 144 145 31 -9.0 -10.5 55.8 720 13.1 17.5 680 1.43 404 na 12.26 naHamburg, Germany (12/31/06)

978 926 Nova Kreditna banka Maribor 242 11.4 4,143 831 17.0 5.85 6.14 596 554 54 71.3 67.1 -22.1 104 23.4 14.7 346 1.30 452 59.89 13.85 naMaribor, Slovenia (12/31/05)

979 941 Indover bank 242 -1.6 1,072 995 -1.5 22.57 22.59 29 28 5 -51.6 -52.2 -40.5 829 1.9 4.0 947 0.44 840 118.34 47.70 naAmsterdam, Netherlands (12/31/04)

980 na Wauwatosa Holdings 242 3.6 1,650 978 9.4 14.65 15.48 70 71 13 4.8 1.5 na 598 5.4 na 913 0.77 680 64.12 21.36 2.09Wauwatosa, WI, USA (12/31/06)

981 993 Southwest Bancorp 241 10.4 2,169 958 3.4 11.13 10.42 143 170 41 18.8 15.1 15.6 403 18.0 18.0 519 1.91 241 52.26 13.52 1.44Stillwater, OK, USA (12/31/06)

982 992 First Financial Bankshares 241 10.2 2,850 923 4.3 8.46 8.01 300 337 65 4.7 1.4 9.8 599 28.4 28.4 215 2.29 176 75.26 15.34 0.27Abilene, TX, USA (12/31/06)

983 952 BankThai Public Company 241 7.3 6,567 688 16.4 3.67 3.98 913 862 15 15.8 10.8 na 465 6.6 6.0 884 0.23 932 83.88 na naBangkok, Thailand (12/31/05)

984 na Rizal Commercial Banking Corp 241 46.8 3,257 888 -1.8 7.39 4.95 423 424 22 -18.0 -22.5 783.4 777 10.9 18.5 756 0.68 721 63.45 10.61 naMakati, Metro Manila, Philippines (12/31/04)

985 944 First Citizens Bank 240 8.0 1,847 964 37.7 13.02 16.60 95 93 55 8.1 1.6 30.9 596 23.6 23.3 341 2.96 96 45.09 38.89 1.24Port of Spain, Trinidad & Tobago (09/30/05)

986 915 Minami-Nippon Bank 240 2.8 5,567 749 0.2 4.31 4.20 839 837 19 -2.3 -2.2 53.1 648 7.9 8.3 853 0.34 891 68.73 na 6.00Kagoshima-shi, Japan (03/31/06)

987 999 Dena Bank 238 12.2 5,941 724 10.5 4.01 3.95 873 868 22 -24.1 -27.2 -65.3 788 9.6 13.5 800 0.36 874 47.50 10.62 naMumbai, India (03/31/06)

988 na Sparkasse Rhein-Nahe 238 2.3 4,037 838 6.8 5.90 6.17 588 589 na na na 24.4 na na 6.2 na na na 65.60 na naBad Kreuznach, Germany (12/31/06)

989 na Xiamen International Bank 238 14.6 3,918 846 31.2 6.06 6.94 568 569 49 53.2 51.0 40.5 138 22.1 16.1 381 1.25 464 40.91 12.77 0.96Xiamen, People’s Republic of China (12/31/06)

990 na Sparkasse Bodensee 237 0.9 5,403 758 -4.3 4.39 4.17 822 822 26 27.9 25.8 1,111.6 283 11.1 8.7 747 0.48 825 68.50 na naFriedrichshafen, Germany (12/31/04)

991 na Jinan City Commercial Bank 237 36.2 4,150 830 29.0 5.71 5.40 617 618 32 15.6 13.9 112.3 420 15.6 16.1 601 0.77 681 na 10.40 1.57Jinan, People’s Republic of China (12/31/06)

992 na BIN Bank 236 79.8 1,314 991 65.8 17.92 16.53 46 48 13 11.3 -1.2 294.5 634 7.0 9.0 876 0.97 592 74.99 na naMoscow, Russia (12/31/05)

993 956 Banque Libano-Française 235 4.3 3,491 870 -2.7 6.73 6.28 496 487 22 -1.5 -3.8 na 667 9.6 10.0 795 0.63 735 55.43 18.24 17.71Beirut, Lebanon (12/31/04)

994 959 Banca di Credito Cooperativo dell’Alta Padovana 234 7.4 1,811 967 23.8 12.91 14.88 101 95 30 7.6 5.2 100.7 543 13.1 12.7 679 1.64 320 50.97 15.17 4.31Campodarsego, Italy (12/31/04)

995 na Ukrsotsbank 233 85.8 3,438 873 62.7 6.78 5.93 488 489 64 55.8 42.8 35.1 172 35.4 37.1 94 1.85 260 62.37 16.00 naKiev, Ukraine (12/31/06)

996 916 Kanto Tsukuba Bank 233 -0.0 10,592 535 5.5 2.20 2.32 984 976 -31 na na -262.3 na -13.3 -13.5 966 -0.29 978 63.16 na 10.90Tsuchiura-shi, Japan (03/31/06)

997 na Heartland Financial USA 233 10.8 3,058 908 8.5 7.61 7.45 395 397 38 14.4 10.8 13.0 464 17.0 16.5 550 1.23 477 72.66 11.18 0.39Dubuque, IA, USA (12/31/06)

998 na Aspis Bank 232 58.3 3,309 885 13.4 7.01 5.03 464 465 24 20.9 17.2 191.4 380 12.8 13.4 693 0.73 692 76.67 13.16 naAthens, Greece (12/31/06)

999 na China Zheshang Bank 231 18.3 4,689 793 67.6 4.93 6.99 735 na 52 187.3 183.2 na 25 24.5 na 310 1.11 522 na 11.87 0.00Ningbo, People’s Republic of China (12/31/06)

1000 na Banque de Tunisie 231 8.5 1,395 988 5.5 16.57 16.12 51 na 36 13.7 8.8 6.9 486 16.4 15.6 573 2.61 135 48.62 18.46 6.38Tunis, Tunisia (12/31/06)

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TOP 1OOO WORLD BANKS

Ranking Strength Size Soundness Profits Performance BIS NPLTier One Capital assets ratio Real profits growth Profits on Av. capital Return Cost/Inc. Capital To total

Country Capital Assets % % rank rank1 Pre-tax profit % % rank % % rank on assets ratio Ratio loansWorld $m %ch.2 $m rank %ch.2 latest prev. latest prev $m %ch.2 latest prev. latest latest prev. latest % rank % % %3

TOP 1000 BY REGION - ASIA PACIFIC

JULY 2007 The Banker

AUSTRALIA1 38 National Australia Bank (09/06) 17,506 2.7 331,408 1 13.0 5.28 5.81 2 3 5,442 11.3 7.6 34.4 6 31.5 29.8 6 1.64 2 53.73 10.80 0.372 59 ANZ Banking Group (09/06) 12,235 7.9 241,107 3 15.2 5.07 5.42 3 4 3,900 22.5 18.5 4.0 2 33.1 29.6 5 1.62 3 44.63 11.00 0.273 60 Commonwealth Bank Group (06/06) 12,159 15.6 260,813 2 12.3 4.66 4.53 5 8 4,356 3.9 0.7 43.2 9 38.4 42.2 3 1.67 1 49.07 9.66 0.124 71 Westpac Banking Corporation (09/06) 9,962 8.9 224,084 4 17.5 4.45 4.80 6 6 3,401 9.6 5.9 15.8 8 35.6 35.9 4 1.52 5 54.95 9.60 0.435 204 St George Bank (09/06) 2,744 5.2 71,130 6 34.9 3.86 4.95 8 5 1,138 17.1 13.2 11.6 4 42.5 39.4 1 1.60 4 44.60 10.80 0.336 212 Macquarie Bank (03/06) 2,571 26.2 75,865 5 115.4 3.39 5.79 9 11 919 10.9 7.8 65.5 5 39.9 46.3 2 1.21 7 71.00 14.10 na7 261 Suncorp-Metway (06/06) 2,019 -2.0 25,404 7 6.7 7.95 8.65 1 1 376 10.5 7.1 20.5 7 18.5 18.7 10 1.48 6 46.14 12.31 0.608 639 Bendigo Bank (06/06) 530 16.4 11,298 10 14.6 4.70 4.62 4 7 123 26.1 22.2 11.2 1 25.0 22.2 8 1.09 8 66.59 10.70 0.739 659 Bank of Queensland (08/06) 504 1.5 12,049 9 42.8 4.19 5.89 7 2 94 -3.4 -6.6 31.3 10 18.8 21.8 9 0.78 9 64.70 12.50 0.6210 723 Adelaide Bank (06/06) 420 7.6 19,488 8 95.7 2.16 3.92 10 10 103 17.6 14.0 20.5 3 25.4 24.4 7 0.53 10 51.83 10.77 0.38

CHINA, PEOPLE’S REPUBLIC OF 1 7 ICBC (12/06) 59,166 80.8 961,576 1 16.3 6.15 3.96 5 10 9,229 21.4 19.7 1,892.0 22 20.1 28.1 18 0.96 12 36.30 14.05 3.792 9 Bank of China (12/06) 52,518 62.1 682,262 4 12.4 7.70 5.34 2 4 8,700 26.3 24.4 52.9 19 20.5 22.4 17 1.28 4 46.32 13.59 4.043 14 China Construction Bank Corporation (12/06) 42,286 16.2 697,740 2 18.8 6.06 6.20 7 1 8,416 18.7 17.0 8.3 25 21.4 23.1 15 1.21 6 na 12.11 3.294 65 Agricultural Bank of China (12/06) 11,425 12.1 684,349 3 12.0 1.67 1.67 31 25 1,561 54.7 52.5 -8.3 7 14.4 10.0 22 0.23 30 na -17.56 23.435 68 Bank of Communications (12/06) 10,647 15.1 220,198 5 20.8 4.84 5.07 17 7 2,229 35.5 33.6 62.8 14 22.4 21.5 13 1.01 10 47.66 10.83 2.536 101 China Merchants Bank (12/06) 6,803 123.3 119,622 6 27.3 5.69 3.24 11 16 1,291 52.0 49.8 30.0 9 26.2 30.2 9 1.08 9 38.28 11.40 2.127 159 China CITIC Bank (12/06) 3,984 45.8 90,503 7 15.5 4.40 3.49 22 14 897 30.5 28.7 470.4 15 26.7 26.2 8 0.99 11 39.67 2.84 2.508 190 Shanghai Pudong Development Bank (12/06) 3,002 58.6 88,277 9 20.2 3.40 2.58 26 21 773 39.1 37.1 10.2 12 31.6 30.7 5 0.88 13 na 9.30 1.809 229 China Minsheng Banking Corp. (12/06) 2,363 20.7 89,700 8 25.7 2.63 2.74 27 19 682 25.6 23.8 48.5 20 31.6 30.5 6 0.76 17 58.74 8.12 1.2310 259 Industrial Bank (12/06) 2,032 31.0 79,104 10 30.3 2.57 2.56 28 22 646 43.0 41.0 53.7 11 36.1 31.3 2 0.82 14 na 8.71 1.5311 313 Bank of Shanghai (12/06) 1,555 28.6 34,582 12 12.8 4.50 3.94 20 12 235 29.8 28.0 -23.5 18 17.0 17.2 19 0.68 20 na 11.62 3.4812 335 Huaxia Bank (12/06) 1,432 11.9 56,994 11 25.0 2.51 2.81 29 18 309 20.4 18.6 20.0 23 22.8 20.9 12 0.54 23 na 8.28 2.7313 388 Bank of Beijing (12/05) 1,090 23.5 28,817 14 11.4 3.78 3.41 25 13 127 44.6 42.0 -5.9 10 12.8 10.8 24 0.44 27 39.15 10.83 4.2214 457 Beijing Rural Commercial Bank (12/06) 873 6.3 19,816 15 20.7 4.41 5.00 21 na 107 13.7 12.1 na 29 12.6 na 25 0.54 24 54.34 8.72 na15 474 Shenzhen Development Bank (12/06) 817 26.5 33,370 13 13.7 2.45 2.20 30 23 255 212.2 207.7 10.7 2 34.9 15.2 3 0.77 16 na 3.71 7.9816 477 Shanghai Rural Commercial Bank (12/06) 812 81.7 17,435 16 6.9 4.65 2.74 18 20 61 30.1 28.3 na 17 9.7 na 28 0.35 29 na 7.32 2.9117 587 Tianjin City Commercial Bank (12/06) 620 36.3 10,394 18 17.4 5.96 5.14 8 6 66 18.6 16.9 na 26 12.3 na 26 0.64 21 na 11.70 3.8918 588 Shenzhen Commercial Bank (12/06) 616 100.2 10,466 17 13.6 5.88 3.34 9 15 39 -12.5 -13.8 55.8 30 8.3 24.1 30 0.37 28 na 10.68 6.5119 589 Bohai Bank (12/06) 610 na 1,964 31 na 31.07 na 1 na -31 na na na na na na na -1.57 31 na 62.62 0.0120 670 Dalian City Commercial Bank (12/06) 485 77.6 7,821 19 48.8 6.20 5.20 4 5 55 284.8 279.3 na 1 14.6 na 21 0.71 19 na 8.70 4.2021 733 Ningbo Commercial Bank (12/06) 409 63.0 7,241 22 34.2 5.65 4.65 12 8 104 88.4 85.7 -16.8 5 31.6 22.3 7 1.44 2 37.59 11.48 0.3322 764 Hangzhou City Commercial Bank (12/06) 378 19.2 7,280 21 22.8 5.19 5.35 15 3 111 30.5 28.6 na 16 31.9 na 4 1.52 1 na 9.54 1.4023 789 Shenzhen Rural Commercial Bank (12/06) 358 39.0 6,754 23 19.9 5.31 4.57 13 9 74 17.6 15.9 na 27 24.2 na 11 1.10 8 na 11.05 7.5124 844 Nanjing City Commercial Bank (12/06) 311 39.2 7,418 20 31.2 4.20 3.95 24 11 99 89.3 86.5 42.3 4 37.1 25.0 1 1.34 3 na 11.73 2.4725 866 Chongqing Commercial Bank (12/06) 300 24.6 4,176 28 7.1 7.18 6.17 3 2 26 19.0 17.3 40.2 24 9.7 9.3 29 0.63 22 39.42 11.81 1.5326 900 Dongguan City Commercial Bank (12/06) 279 50.7 6,452 24 26.6 4.33 3.64 23 na 48 60.5 58.2 na 6 20.6 na 16 0.74 18 na 9.61 5.8727 947 Harbin City Commercial Bank (12/06) 259 126.6 5,597 25 41.9 4.62 2.89 19 na 26 21.4 19.7 na 21 14.0 na 23 0.47 26 na 8.09 6.1928 951 Xi’an City Commercial Bank (12/06) 257 40.9 4,910 26 25.1 5.22 4.64 14 na 26 37.4 35.4 na 13 11.8 na 27 0.53 25 na 6.03 14.5829 989 Xiamen International Bank (12/06) 238 14.6 3,918 30 31.2 6.06 6.94 6 na 49 53.2 51.0 40.5 8 22.1 16.1 14 1.25 5 40.91 12.77 0.9630 991 Jinan City Commercial Bank (12/06) 237 36.2 4,150 29 29.0 5.71 5.40 10 na 32 15.6 13.9 112.3 28 15.6 16.1 20 0.77 15 na 10.40 1.57

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JULY 2007 The Banker TOP 1OOO WORLD BANKS TOP 1000 BY REGION - ASIA PACIFIC

31 999 China Zheshang Bank (12/06) 231 18.3 4,689 27 67.6 4.93 6.99 16 na 52 187.3 183.2 na 3 24.5 na 10 1.11 7 na 11.87 0.00

FRENCH POLYNESIA1 859 Banque Socredo (12/06) 304 40.7 2,520 1 11.0 12.08 9.53 1 1 23 -49.7 na na na 8.8 21.1 1 0.91 1 57.00 na na

HONG KONG1 fo The Hongkong and Shanghai Banking Corp (12/05) 18,696 8.2 344,709 1 8.7 5.42 5.45 13 13 5,836 0.6 -0.4 29.8 12 32.5 37.8 1 1.69 5 33.66 12.40 na2 fo Bank of China (Hong Kong) (12/06) 8,805 6.6 117,529 2 11.2 7.49 7.81 8 6 2,173 3.2 1.2 13.5 11 25.5 26.2 5 1.85 4 30.93 13.93 0.573 fo Standard Chartered Bank (Hong Kong) (12/06) 3,684 26.7 50,295 3 16.0 7.33 6.71 9 11 935 32.9 30.3 na 3 28.4 na 2 1.86 3 42.70 14.90 1.114 209 Bank of East Asia (12/06) 2,617 11.6 37,840 4 23.2 6.91 7.63 10 8 548 32.6 29.9 12.6 5 22.1 18.2 6 1.45 9 45.81 14.20 0.785 fo DBS Bank (Hong Kong) (12/04) 2,203 17.4 23,433 5 12.0 9.40 8.97 4 3 380 23.7 24.3 88.1 6 18.6 17.1 10 1.62 6 42.08 19.04 1.696 310 Shanghai Commercial Bank (12/06) 1,571 8.7 12,059 9 16.2 13.02 13.92 1 1 259 12.2 9.9 15.0 10 17.1 16.8 11 2.14 2 29.47 22.00 0.557 368 Dah Sing Financial Holdings (12/05) 1,193 63.1 12,059 8 25.9 9.90 7.64 3 7 184 -38.1 -38.8 105.8 13 19.1 42.6 8 1.52 8 34.67 16.60 0.708 fo ICBC (Asia) (12/06) 1,090 5.3 18,829 6 26.9 5.79 6.98 12 10 206 32.7 30.1 27.6 4 19.4 15.8 7 1.10 11 36.40 16.00 1.209 451 Wing Lung Bank (12/06) 890 0.3 10,930 10 13.7 8.15 9.24 5 4 247 47.3 44.3 5.3 2 27.8 18.9 3 2.26 1 28.10 16.00 0.4710 479 Wing Hang Bank (12/05) 808 9.5 13,456 7 9.3 6.01 6.00 11 12 208 14.4 13.3 40.1 8 27.0 26.1 4 1.55 7 37.23 14.90 1.0311 491 CITIC Ka Wah Bank (12/05) 797 5.0 10,548 11 1.8 7.55 7.33 7 9 148 18.9 17.7 28.2 7 19.1 18.0 9 1.40 10 55.24 16.40 na12 568 Liu Chong Hing Bank (12/05) 648 1.2 6,446 12 18.7 10.06 11.80 2 2 60 11.8 10.7 14.5 9 9.4 8.5 12 0.94 12 50.84 15.20 2.6513 fo Fubon Bank (Hong Kong) (12/04) 476 -2.2 5,886 13 20.8 8.09 9.99 6 5 44 126.0 127.0 -30.7 1 9.0 4.0 13 0.74 13 72.00 na na

INDIA1 70 State Bank of India (03/07) 9,981 16.9 186,988 1 17.0 5.34 5.34 15 16 2,414 18.3 11.2 3.6 14 26.1 28.1 7 1.29 10 58.15 12.36 2.612 146 ICICI Bank (03/06) 4,293 87.2 56,258 2 49.9 7.63 6.11 3 4 693 27.9 22.6 21.6 8 21.0 30.7 16 1.23 12 na 13.35 na3 254 Punjab National Bank (03/06) 2,098 14.9 32,509 5 15.1 6.45 6.46 9 7 455 6.7 2.3 -5.6 18 23.2 29.7 11 1.40 7 51.26 11.95 4.104 258 Bank of Baroda (03/07) 2,044 9.5 33,690 4 25.9 6.07 6.97 11 15 409 46.7 37.9 34.9 6 20.9 20.1 17 1.21 13 51.00 12.47 2.475 280 Canara Bank (03/07) 1,801 16.5 38,069 3 25.0 4.73 5.07 20 12 383 8.3 1.8 15.6 19 22.9 27.5 12 1.01 15 46.83 13.50 1.516 328 IDBI (03/06) 1,490 -9.6 20,209 8 11.0 7.37 9.06 5 2 130 67.0 60.1 na 4 8.3 na 26 0.64 21 53.20 14.80 na7 334 HDFC Bank (03/07) 1,451 22.8 20,945 7 24.1 6.93 7.00 6 6 377 30.4 22.6 23.6 9 28.7 27.7 3 1.80 1 46.30 13.08 1.328 377 Oriental Bank of Commerce (03/06) 1,157 97.3 13,190 14 9.0 8.77 4.85 1 13 186 -0.1 -4.2 -30.0 21 21.4 36.1 15 1.41 6 44.76 12.46 6.309 410 Bank of India (03/06) 1,024 21.8 25,126 6 18.2 4.08 3.96 23 18 205 98.6 90.4 -69.5 2 22.0 13.8 13 0.82 19 55.41 10.75 na10 413 Indian Overseas Bank (03/07) 998 33.7 18,868 10 38.6 5.29 5.48 17 8 238 5.2 -1.1 -2.8 20 27.3 38.7 5 1.26 11 47.07 13.27 2.3411 494 Union Bank of India (03/06) 792 -5.4 19,945 9 23.1 3.97 5.16 25 10 200 8.3 3.8 -3.0 17 24.6 26.4 9 1.00 16 46.76 11.41 3.8012 506 Corporation Bank (03/06) 773 9.8 9,079 20 17.7 8.51 9.12 2 1 150 26.7 21.5 -33.8 11 20.4 19.8 18 1.66 3 41.61 14.66 2.7413 532 Andhra Bank (03/07) 721 10.3 10,905 17 16.9 6.61 7.00 8 5 180 38.7 30.4 -27.1 7 26.2 24.3 6 1.65 4 50.05 11.33 1.4114 547 Allahabad Bank (03/06) 683 66.9 12,374 15 22.4 5.52 4.04 14 17 169 23.2 18.1 18.3 13 31.0 38.9 1 1.37 8 53.11 13.37 3.9415 560 Central Bank of India (03/06) 657 49.9 16,713 11 8.9 3.93 2.85 26 23 84 -40.1 -42.6 -30.9 23 15.4 33.0 21 0.50 24 58.55 11.03 6.8516 579 UTI Bank (03/06) 627 32.7 11,129 16 31.8 5.63 5.59 13 na 164 45.2 39.2 12.9 5 29.8 33.3 2 1.47 5 49.60 11.08 na17 600 Syndicate Bank (03/06) 590 31.9 13,668 13 17.2 4.32 3.84 22 20 123 27.3 22.0 -40.8 10 23.8 23.1 10 0.90 18 58.03 11.73 na18 622 Indian Bank (03/06) 558 18.3 10,660 18 8.6 5.23 4.80 18 14 113 23.5 18.4 -3.0 12 21.9 21.4 14 1.06 14 56.23 na na19 698 UCO Bank (03/06) 445 62.4 13,839 12 13.3 3.21 2.24 27 24 47 -43.6 -46.0 -23.2 24 13.1 31.7 23 0.34 26 58.01 11.12 na20 707 United Bank of India (03/07) 432 11.2 9,700 19 27.3 4.46 5.10 21 11 69 11.0 4.4 -35.4 16 16.9 15.5 19 0.72 20 51.98 12.02 3.6021 743 Jammu & Kashmir Bank (03/06) 403 37.8 5,919 24 8.0 6.80 5.33 7 9 58 92.1 84.2 -77.3 3 16.8 10.9 20 0.99 17 43.32 12.14 na22 771 Vijaya Bank (03/06) 374 71.7 7,057 21 7.5 5.29 3.31 16 22 40 -51.9 -53.9 -13.5 25 13.6 42.0 22 0.57 22 46.47 11.94 na23 804 Bank of Maharashtra (03/06) 347 37.2 6,989 22 -5.0 4.96 3.43 19 21 15 -72.3 -73.5 -50.5 26 5.0 22.0 27 0.22 27 64.36 11.27 na

Ranking Strength Size Soundness Profits Performance BIS NPLTier One Capital assets ratio Real profits growth Profits on Av. capital Return Cost/Inc. Capital To total

Country Capital Assets % % rank rank1 Pre-tax profit % % rank % % rank on assets ratio Ratio loansWorld $m %ch.2 $m rank %ch.2 latest prev. latest prev $m %ch.2 latest prev. latest latest prev. latest % rank % % %3

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TOP 1OOO WORLD BANKS

Ranking Strength Size Soundness Profits Performance BIS NPLTier One Capital assets ratio Real profits growth Profits on Av. capital Return Cost/Inc. Capital To total

Country Capital Assets % % rank rank1 Pre-tax profit % % rank % % rank on assets ratio Ratio loansWorld $m %ch.2 $m rank %ch.2 latest prev. latest prev $m %ch.2 latest prev. latest latest prev. latest % rank % % %3

TOP 1000 BY REGION - ASIA PACIFIC

24 903 Federal Bank (03/06) 278 73.5 4,620 25 22.7 6.03 4.26 12 na 63 141.8 131.8 -47.1 1 28.6 17.1 4 1.36 9 44.64 13.76 na25 915 Punjab & Sind Bank (03/06) 274 177.5 4,262 26 21.2 6.42 2.80 10 na 24 na na na na 13.0 -15.7 24 0.57 23 61.80 na na26 961 Karnataka Bank (03/06) 249 13.6 3,346 27 19.4 7.43 7.81 4 3 60 12.0 7.4 14.9 15 25.8 28.7 8 1.80 2 38.38 11.78 na27 987 Dena Bank (03/06) 238 12.2 5,941 23 10.5 4.01 3.95 24 19 22 -24.1 -27.2 -65.3 22 9.6 13.5 25 0.36 25 47.50 10.62 na

INDONESIA1 250 Bank Mandiri (12/05) 2,122 3.2 26,794 1 6.1 7.92 8.15 9 6 125 -83.6 -85.2 0.7 9 6.0 42.7 9 0.47 9 59.55 23.21 25.282 326 Bank BNI (12/06) 1,499 na 18,782 2 na 7.98 na 8 5 na na na na na na na na na na 61.18 17.08 10.473 348 Bank Central Asia (12/05) 1,304 15.9 15,278 3 0.7 8.53 7.42 6 4 521 13.1 2.4 35.8 2 42.9 43.8 2 3.41 4 43.41 21.53 1.714 398 Bank Rakyat Indonesia (12/05) 1,070 7.1 12,490 4 14.7 8.57 9.18 5 3 570 -2.2 -11.5 48.5 6 55.1 66.1 1 4.57 1 66.68 15.29 4.685 481 Bank Danamon Indonesia (12/05) 807 24.0 6,898 5 15.3 11.70 10.88 2 1 305 -11.3 -19.7 102.2 7 41.8 57.4 3 4.42 2 na 23.50 2.606 782 Panin Bank (12/05) 363 7.2 3,638 8 55.7 9.98 14.51 3 2 69 -42.9 -48.3 122.0 8 19.5 38.6 7 1.88 5 56.05 30.58 9.347 fo Bank Niaga (12/05) 358 106.4 4,230 7 35.0 8.46 5.53 7 na 76 -1.0 -10.4 52.0 5 28.6 50.0 5 1.79 7 56.54 17.24 5.238 829 Bank Buana Indonesia (12/06) 325 56.3 1,869 10 5.4 17.40 11.73 1 na 65 19.3 5.5 8.0 1 24.4 27.9 6 3.48 3 74.32 30.83 4.399 938 Bank Internasional Indonesia (12/05) 263 -27.3 4,987 6 35.9 5.27 9.85 10 7 93 12.4 1.8 184.1 3 29.9 30.6 4 1.87 6 83.52 21.74 2.8810 967 Bank NISP (12/06) 245 11.2 2,684 9 20.8 9.13 9.92 4 na 37 14.5 1.2 -33.4 4 15.9 18.5 8 1.38 8 64.23 17.07 2.49

JAPAN1 6 Mitsubishi UFJ Financial Group (03/07) 68,464 7.4 1,579,390 1 4.9 4.33 4.24 59 63 12,824 0.5 na 129.3 na 19.4 25.5 9 0.81 13 66.18 12.58 1.462 15 Mizuho Financial Group (03/07) 41,934 8.3 1,235,443 2 0.9 3.39 3.16 89 88 8,286 -0.5 na 4.1 na 20.5 22.5 6 0.67 25 68.29 12.48 1.803 22 Sumitomo Mitsui Financial Group (03/07) 33,177 -16.0 826,599 3 -6.0 4.01 4.49 73 51 6,858 -22.7 na na na 18.9 26.4 11 0.83 12 45.78 11.28 1.824 33 Norinchukin Bank (03/06) 21,194 22.0 536,948 4 9.4 3.95 3.54 76 79 3,119 88.1 88.3 3.7 6 16.2 9.8 22 0.58 40 38.62 12.14 2.555 55 Resona Holdings (03/07) 13,189 8.8 330,639 5 -3.7 3.99 3.53 75 80 3,622 5.8 na 3.5 na 28.6 30.7 2 1.10 5 53.19 10.56 na6 83 Sumitomo Trust & Banking (03/07) 8,719 12.8 178,522 7 4.6 4.88 4.53 42 48 1,426 -2.1 na 8.7 na 17.3 19.3 18 0.80 14 50.84 11.40 1.287 96 Shinkin Central Bank (03/06) 7,589 5.3 227,752 6 0.3 3.33 3.17 90 87 566 -0.9 -0.8 29.3 52 7.6 8.1 82 0.25 90 52.83 14.34 0.368 107 Mitsui Trust Holdings (03/07) 6,491 2.1 113,699 8 4.7 5.71 5.85 17 9 1,527 28.4 na -6.7 na 23.8 20.2 5 1.34 3 51.17 12.12 na9 115 Shinsei Bank (03/06) 6,287 59.4 69,296 14 13.8 9.07 6.48 2 2 628 12.4 12.5 -4.8 40 12.3 11.1 47 0.91 8 78.97 15.53 2.1010 118 Aozora Bank (03/06) 6,116 18.8 50,854 21 25.5 12.03 12.71 1 1 929 21.1 21.3 189.2 35 16.5 16.0 20 1.83 1 40.26 19.47 0.8411 121 Shoko Chukin Bank (03/06) 5,590 1.9 97,226 9 -0.7 5.75 5.61 15 13 167 29.9 30.1 102.0 28 3.0 2.4 97 0.17 97 56.15 8.01 4.7012 126 Bank of Yokohama (03/07) 5,247 -1.3 93,168 10 5.3 5.63 6.01 20 25 953 4.6 na 7.5 na 18.0 18.6 15 1.02 6 42.83 11.19 2.5013 135 Shizuoka Bank (03/07) 4,913 3.5 73,412 13 0.9 6.69 6.52 3 3 612 25.4 na -7.0 na 12.7 10.5 41 0.83 11 na 14.48 3.0414 156 Chiba Bank (03/06) 4,023 24.4 82,291 11 12.5 4.89 4.42 41 55 734 28.7 28.9 39.1 30 20.2 18.4 7 0.89 10 60.00 11.19 3.6615 174 Bank of Fukuoka (03/07) 3,387 29.5 67,412 15 3.6 5.02 4.02 38 72 477 9.2 na 10.8 na 15.9 17.9 24 0.71 20 68.30 11.29 2.5316 180 Joyo Bank (03/06) 3,206 3.5 62,169 16 0.1 5.16 4.99 33 35 374 -3.6 -3.5 13.6 56 11.9 12.9 49 0.60 38 67.68 12.01 4.4317 187 Hachijuni Bank (03/07) 3,105 5.2 51,534 20 2.0 6.03 5.85 10 19 338 -19.0 na 5.7 na 11.2 14.9 56 0.66 27 65.56 13.55 4.9918 194 Hokuhoku Financial Group (03/06) 2,899 8.3 78,695 12 1.3 3.68 3.44 85 83 397 88.6 88.9 491.7 5 14.2 10.0 30 0.50 54 58.50 9.00 5.9819 198 Chugoku Bank (03/06) 2,795 3.5 48,826 23 1.4 5.72 5.61 16 12 227 -13.8 -13.6 13.6 61 8.3 10.0 75 0.47 60 67.18 12.40 4.0420 215 77 Bank (03/07) 2,521 2.8 47,281 25 1.9 5.33 5.29 27 21 155 3.5 na 6.5 na 6.2 6.2 87 0.33 81 77.18 13.14 4.8521 221 Sapporo Hokuyo Holdings (03/06) 2,462 9.9 60,770 17 6.3 4.05 3.92 71 73 443 59.8 60.0 90.1 12 18.8 13.4 12 0.73 18 71.38 10.18 3.6022 224 Gunma Bank (03/07) 2,388 6.7 49,603 22 0.2 4.81 4.52 45 49 323 9.1 na 250.1 na 14.0 13.6 31 0.65 28 na 12.13 na23 236 Yamaguchi Bank (03/07) 2,263 3.6 39,959 27 1.4 5.66 5.54 19 18 252 3.9 na 44.8 na 11.3 11.5 54 0.63 31 67.12 10.80 3.6324 244 The Iyo Bank (03/07) 2,174 6.3 40,964 26 2.5 5.31 5.12 29 24 244 -14.6 na 9.0 na 11.6 14.5 51 0.60 39 62.72 12.54 2.5225 248 Hiroshima Bank (03/07) 2,126 22.8 52,374 19 1.9 4.06 3.37 70 85 292 11.6 na 20.8 na 15.1 15.7 25 0.56 44 56.98 10.39 2.6726 255 Nishi-Nippon City Bank (03/06) 2,063 9.7 57,396 18 2.1 3.60 3.35 87 77 218 37.1 37.3 32.3 22 11.1 10.7 57 0.38 71 69.83 8.79 6.55

JULY 2007 The Banker

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JULY 2007 The Banker TOP 1OOO WORLD BANKS TOP 1000 BY REGION - ASIA PACIFIC

27 267 Bank of Kyoto (03/06) 1,939 17.4 47,570 24 5.1 4.08 3.65 69 66 339 8.2 8.4 94.4 46 18.9 20.0 10 0.71 19 69.56 14.88 2.9828 271 San-In Godo Bank (03/06) 1,875 5.6 30,620 35 2.2 6.12 5.92 5 8 156 -2.6 -2.5 28.7 54 8.6 9.3 73 0.51 51 69.21 13.27 3.9729 308 Juroku Bank Ltd (03/07) 1,586 7.2 35,233 30 2.9 4.50 4.32 54 60 214 -7.2 na 18.6 na 14.0 16.3 32 0.61 36 61.84 10.55 3.2030 309 Kagoshima Bank (03/06) 1,586 6.8 26,063 42 -0.1 6.08 5.69 6 11 151 27.1 27.3 -5.3 31 9.8 8.2 65 0.58 41 76.84 13.91 3.1231 311 Shiga Bank (03/06) 1,569 5.5 34,327 31 1.9 4.57 4.41 52 47 188 13.3 13.5 76.0 39 12.3 11.5 46 0.55 45 76.83 11.25 3.1432 315 Higo Bank (03/06) 1,549 5.9 29,701 37 0.9 5.22 4.97 31 32 170 37.9 38.1 10.3 21 11.3 8.5 55 0.57 42 71.45 na 2.0933 317 Daishi Bank (03/06) 1,544 5.4 35,395 29 5.1 4.36 4.35 58 58 156 -12.8 -12.7 55.6 59 10.4 12.6 61 0.44 62 68.80 10.79 4.3134 320 Hokkoku Bank (03/06) 1,523 1.3 25,318 43 1.4 6.01 6.02 11 7 109 20.4 20.6 -2.5 36 7.2 6.1 83 0.43 64 76.38 12.50 5.6535 325 Nanto Bank (03/06) 1,501 3.1 39,173 28 10.9 3.83 4.12 81 70 114 -12.7 -12.6 6.5 58 7.7 9.1 79 0.29 84 78.82 10.02 4.4536 327 Hyakujushi Bank (03/07) 1,498 8.8 30,712 34 2.6 4.88 4.60 43 59 214 -15.4 na 162.5 na 14.9 19.1 27 0.70 23 77.87 10.58 3.9637 338 Hyakugo Bank (03/06) 1,425 6.7 32,292 32 3.8 4.41 4.29 57 56 172 28.8 29.0 34.3 29 12.4 10.2 43 0.53 48 72.26 10.03 4.0738 346 Johnan Shinkin Bank (03/06) 1,335 -2.4 29,015 38 5.2 4.60 4.96 50 33 73 12.1 12.3 32.5 41 5.4 4.9 92 0.25 88 79.70 na na39 350 Okazaki Shinkin Bank (03/06) 1,288 -3.1 21,251 52 -0.1 6.06 6.25 8 4 108 54.8 55.0 33.1 13 8.3 5.6 74 0.51 52 68.14 na na40 351 Suruga Bank (03/06) 1,286 9.8 24,057 46 -4.0 5.35 4.68 25 43 215 33.2 33.4 11.7 24 17.5 14.3 17 0.89 9 63.22 10.73 5.1141 357 Keiyo Bank (03/07) 1,263 -11.4 25,094 44 1.9 5.04 5.79 37 53 199 7.1 na 11.8 na 14.8 14.9 28 0.79 15 65.54 na 3.3742 369 Bank of Nagoya (03/06) 1,191 7.4 26,562 41 10.4 4.48 4.61 55 45 149 0.6 0.7 149.3 51 12.9 13.8 40 0.56 43 77.55 na 2.8843 379 Musashino Bank (03/06) 1,153 29.0 26,690 40 3.9 4.32 3.48 60 82 164 24.0 24.2 26.3 33 16.0 15.2 23 0.61 35 70.04 na 3.4244 381 Ogaki Kyoritsu Bank (03/06) 1,147 16.8 30,555 36 2.2 3.75 3.28 83 86 196 51.7 51.9 -49.8 14 18.4 13.5 13 0.64 30 79.05 9.25 4.6045 390 Yamanashi Chuo Bank (03/06) 1,081 5.8 21,691 50 1.5 4.98 4.78 39 37 137 9.7 9.9 10.9 43 13.0 12.4 39 0.63 32 65.57 11.84 6.4646 393 Awa Bank (03/06) 1,079 7.3 20,461 55 0.1 5.27 4.92 30 36 149 44.7 44.9 -10.5 18 14.3 10.5 29 0.73 17 71.19 na 2.8647 405 Bank of Iwate (03/06) 1,052 6.0 19,755 56 -0.8 5.32 4.98 28 31 139 17.3 17.4 40.9 38 13.6 12.3 36 0.70 22 70.77 12.09 3.7548 408 Aichi Bank (03/06) 1,031 5.5 21,484 51 3.6 4.80 4.72 46 40 139 38.5 38.7 70.4 20 13.8 10.6 34 0.65 29 65.48 9.70 3.8249 418 Tochigi Bank (03/06) 971 4.2 18,848 60 0.9 5.15 4.99 34 29 64 96.2 96.4 -26.6 4 6.8 3.6 86 0.34 79 79.42 10.62 4.8550 423 Oita Bank (03/06) 965 7.2 21,826 49 2.5 4.42 4.23 56 64 115 -31.7 -31.6 106.2 64 12.3 19.7 45 0.53 49 76.72 10.64 3.8351 424 Toho Bank (03/06) 965 2.6 24,141 45 1.0 4.00 3.94 74 74 89 19.6 19.7 18.9 37 9.3 8.1 71 0.37 72 72.45 10.74 5.3752 433 Akita Bank (03/06) 944 3.4 17,605 62 -9.8 5.36 4.68 24 42 86 50.6 50.8 -26.4 15 9.3 6.3 72 0.49 58 75.80 na 6.8953 437 Chiba Kogyo Bank (03/06) 932 9.0 17,223 64 1.1 5.41 5.02 23 28 88 74.2 74.4 19.9 7 9.8 6.0 66 0.51 53 77.88 na 5.1954 439 Kiyo Holdings (03/06) 929 na 27,247 39 na 3.41 na 88 na 94 na na na na na na na 0.35 78 85.95 9.52 na55 442 Eighteenth Bank (03/06) 918 17.2 19,671 57 2.1 4.67 4.07 49 69 82 na na -600.9 na 9.6 -23.1 67 0.42 66 65.89 4.52 5.7556 448 Yamagata Bank (03/06) 892 5.8 15,636 69 2.5 5.71 5.53 18 15 94 6.8 7.0 42.7 48 10.9 10.7 60 0.60 37 74.68 na 2.6357 450 Momiji Bank (03/06) 890 63.7 22,575 47 1.1 3.94 2.44 77 98 88 244.2 244.7 -46.7 1 12.3 5.9 44 0.39 68 71.50 na 8.8258 463 Tokyo Star Bank (03/07) 854 14.8 14,300 73 11.7 5.97 5.81 12 10 228 -7.4 na 24.0 na 28.6 35.9 3 1.60 2 65.18 9.52 3.0359 468 Higashi-Nippon Bank (03/07) 843 7.4 15,391 71 1.6 5.48 5.18 22 23 109 11.5 na 11.9 na 13.4 12.9 37 0.71 21 65.54 10.68 na60 476 Yachiyo Bank (03/06) 813 8.5 16,808 66 -0.6 4.84 4.43 44 54 117 72.0 72.3 49.5 8 14.9 9.3 26 0.69 24 69.05 na 7.7761 478 Gifu Shinkin Bank (03/05) 810 12.4 19,601 58 0.9 4.13 3.71 66 na 59 31.8 31.9 na 27 7.7 6.4 81 0.30 83 87.13 9.25 8.8462 482 Bank of Ikeda (03/06) 806 43.6 31,309 33 47.6 2.57 2.65 97 96 71 35.6 35.8 -27.1 23 10.3 9.5 62 0.23 92 82.69 na 3.2663 490 Tokyo Tomin Bank (03/06) 797 3.6 20,926 54 5.6 3.81 3.89 82 75 104 5.4 5.6 -0.3 49 13.2 13.1 38 0.50 56 63.15 10.29 5.3664 504 Bank of the Ryukyus (03/06) 776 -0.3 12,779 79 -1.9 6.07 5.97 7 5 24 -72.9 -72.9 19.7 69 3.1 11.5 96 0.19 95 61.53 11.05 8.3965 514 Shikoku Bank (03/06) 754 4.3 20,933 53 1.0 3.60 3.49 86 81 57 -30.5 -30.5 6.8 63 7.7 11.9 80 0.27 86 60.48 na 5.9066 518 Bank of Okinawa (03/06) 751 23.5 11,294 81 1.4 6.65 5.46 4 17 113 32.8 32.9 209.9 26 16.6 14.4 19 1.00 7 76.86 11.95 4.0267 525 Fukui Bank (03/06) 738 11.5 17,732 61 -0.5 4.16 3.72 64 76 138 144.0 144.3 27.0 3 19.6 8.6 8 0.78 16 68.75 9.48 4.3168 528 Miyazaki Bank (03/07) 736 9.2 15,629 70 6.8 4.71 4.61 48 44 68 73.7 na 7.1 na 9.6 5.7 68 0.43 65 na na 2.9369 549 Shinwa Bank (03/06) 680 55.6 22,319 48 3.9 3.05 2.03 95 100 100 na na na na 17.9 -28.9 16 0.45 61 42.94 na 11.00

Ranking Strength Size Soundness Profits Performance BIS NPLTier One Capital assets ratio Real profits growth Profits on Av. capital Return Cost/Inc. Capital To total

Country Capital Assets % % rank rank1 Pre-tax profit % % rank % % rank on assets ratio Ratio loansWorld $m %ch.2 $m rank %ch.2 latest prev. latest prev $m %ch.2 latest prev. latest latest prev. latest % rank % % %3

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TOP 1OOO WORLD BANKS

Ranking Strength Size Soundness Profits Performance BIS NPLTier One Capital assets ratio Real profits growth Profits on Av. capital Return Cost/Inc. Capital To total

Country Capital Assets % % rank rank1 Pre-tax profit % % rank % % rank on assets ratio Ratio loansWorld $m %ch.2 $m rank %ch.2 latest prev. latest prev $m %ch.2 latest prev. latest latest prev. latest % rank % % %3

TOP 1000 BY REGION - ASIA PACIFIC

70 552 Aomori Bank (03/06) 676 3.9 17,348 63 -5.4 3.90 3.55 79 78 68 63.8 64.0 -41.0 10 10.2 6.4 63 0.39 70 77.94 9.98 5.6871 562 Mie Bank (03/07) 655 12.7 12,974 78 6.6 5.05 4.78 36 38 86 -0.7 na 56.0 na 13.9 16.0 33 0.66 26 69.96 10.06 2.5572 578 Michinoku Bank (03/07) 629 3.3 15,656 68 -2.1 4.02 3.81 72 57 32 na na na na 5.1 -25.6 93 0.20 94 87.03 12.67 6.9473 583 Kagawa Bank (03/06) 624 -1.4 10,355 84 -0.8 6.03 6.06 9 6 17 -61.5 -61.4 24.5 68 2.7 7.1 98 0.16 99 68.94 na 7.4774 605 Kyoto Shinkin Bank (03/05) 583 13.8 19,027 59 4.1 3.06 2.80 93 90 69 61.9 61.9 -23.7 11 12.6 8.4 42 0.36 73 81.68 na na75 609 Daisan Bank (03/06) 580 -13.1 14,163 74 0.4 4.10 4.73 68 39 35 11.5 11.7 27.6 42 5.6 5.2 90 0.25 89 75.45 na 4.9876 614 Chukyo Bank (03/06) 569 5.0 13,827 76 3.8 4.11 4.07 67 68 66 -3.5 -3.4 102.0 55 12.0 13.2 48 0.48 59 69.84 na 4.4677 618 Kumamoto Family Bank (03/06) 561 4.5 11,880 80 9.7 4.72 4.96 47 34 31 -26.5 -26.4 na 62 5.7 8.2 89 0.26 87 45.07 na 8.1978 625 Tokushima Bank (03/06) 555 13.1 9,597 88 -0.0 5.78 5.11 14 26 60 47.1 47.3 -11.6 17 11.5 8.6 52 0.63 33 73.21 na 6.6679 629 Shimizu Bank (03/06) 552 -8.5 10,824 82 -5.2 5.10 5.28 35 22 -45 -235.6 -235.8 23.6 71 -7.9 5.6 99 -0.42 101 80.92 9.74 6.4180 631 Hokuetsu Bank (03/06) 552 14.4 17,062 65 1.5 3.23 2.87 92 93 59 -7.9 -7.8 -4.7 57 11.5 13.7 53 0.35 77 77.14 na 4.2081 669 Bank of Saga (03/06) 486 2.2 15,929 67 -0.0 3.05 2.98 94 92 79 9.0 9.2 na 44 16.4 16.2 21 0.50 55 69.88 10.39 6.5282 671 First Bank of Toyama (03/06) 483 3.8 8,323 90 -1.8 5.81 5.49 13 16 45 24.5 24.7 35.0 32 9.4 7.8 70 0.54 46 67.87 na 3.8883 696 Ehime Bank (03/06) 448 15.7 13,686 77 1.5 3.27 2.87 91 94 49 48.0 48.2 13.8 16 11.7 8.6 50 0.36 74 71.91 8.62 3.3684 700 Taiko Bank (03/06) 442 2.6 10,313 85 1.7 4.29 4.25 62 62 26 -39.8 -39.7 30.9 66 5.9 10.1 88 0.25 91 76.97 na 4.2085 722 Kita-Nippon Bank (03/06) 421 6.6 10,182 86 4.8 4.14 4.07 65 67 42 44.4 44.6 14.4 19 10.2 7.4 64 0.41 67 79.01 na 6.3386 772 Shonai Bank (03/06) 373 21.5 6,982 94 4.2 5.34 4.58 26 46 37 66.2 66.4 8.1 9 11.0 7.4 58 0.53 47 71.18 na 3.2687 775 Nagano Bank (03/06) 371 0.8 7,485 92 1.3 4.96 4.99 40 30 12 21.6 21.8 -34.2 34 3.4 2.8 95 0.17 98 76.28 na 5.4488 776 Bank of Kochi (03/06) 369 5.2 8,063 91 3.0 4.57 4.48 51 52 28 -13.7 -13.5 36.9 60 7.9 9.6 78 0.35 75 77.24 8.78 9.7389 815 Asahi Shinkin Bank (03/06) 335 20.8 14,124 75 1.9 2.37 2.00 99 101 87 2.0 2.1 28.4 50 28.4 33.7 4 0.62 34 75.29 8.00 8.6790 837 Tottori Bank (03/06) 317 2.9 6,951 95 6.2 4.56 4.71 53 41 22 8.9 9.0 -29.3 45 7.1 6.8 84 0.32 82 77.04 na 3.9191 878 Tomato Bank (03/06) 295 -0.5 7,018 93 0.9 4.21 4.27 63 61 12 -33.7 -33.6 52.9 65 4.2 6.3 94 0.18 96 77.71 na 6.4692 919 Biwako Bank (03/06) 270 11.5 9,009 89 0.2 3.00 2.70 96 91 46 -81.1 -81.0 1,404.1 70 18.1 110.2 14 0.52 50 67.56 na 4.5693 922 Tajima Bank (03/07) 269 2.0 6,928 96 5.5 3.89 4.02 80 71 14 -37.4 na 7.1 na 5.4 8.9 91 0.21 93 73.77 11.17 3.3794 942 Hokuto Bank (03/06) 260 3.4 10,168 87 5.2 2.55 2.60 98 97 28 -42.8 -42.7 na 67 11.0 na 59 0.28 85 74.22 na 8.7995 959 Gifu Bank (03/07) 252 9.0 6,742 97 2.4 3.73 3.51 84 84 33 36.6 na 4.6 na 13.6 10.9 35 0.49 57 75.02 8.58 5.5596 963 Saikyo Bank (03/06) 247 -9.0 6,285 98 4.6 3.93 4.52 78 50 25 7.8 7.9 12.4 47 9.5 8.5 69 0.39 69 60.61 na 6.7897 965 Chikuho Bank (03/06) 246 3.4 4,738 100 1.3 5.20 5.09 32 27 17 32.8 33.0 6.1 25 6.9 5.3 85 0.35 76 75.05 na 5.8198 972 Towa Bank (03/07) 243 -49.1 14,743 72 -2.4 1.65 3.16 101 89 182 220.6 na 53.5 na 50.6 12.1 1 1.24 4 105.30 5.71 9.0099 976 Okinawa Kaiho Bank (03/06) 242 3.5 4,326 101 2.7 5.60 5.56 21 14 19 162.7 163.0 -62.4 2 8.0 3.1 76 0.44 63 72.36 na 7.03100 986 Minami-Nippon Bank (03/06) 240 2.8 5,567 99 0.2 4.31 4.20 61 65 19 -2.3 -2.2 53.1 53 7.9 8.3 77 0.34 80 68.73 na 6.00101 996 Kanto Tsukuba Bank (03/06) 233 -0.0 10,592 83 5.5 2.20 2.32 100 99 -31 na na -262.3 na -13.3 -13.5 100 -0.29 100 63.16 na 10.90

KAZAKHSTAN1 247 Kazkommertsbank (12/06) 2,129 163.9 19,246 1 104.6 11.06 8.57 2 2 326 80.7 66.4 10.1 3 22.2 27.9 3 1.69 3 19.30 15.10 4.302 294 Bank TuranAlem (12/06) 1,688 151.1 16,340 2 108.0 10.33 8.56 3 3 344 168.1 146.9 84.4 1 29.1 25.6 2 2.10 2 28.70 16.76 0.603 686 Halyk Savings Bank of Kazakhstan (12/05) 467 80.3 4,177 3 42.3 11.19 8.83 1 1 145 91.9 78.4 14.1 2 39.8 36.2 1 3.46 1 37.46 17.14 na

KOREA (SOUTH)1 62 Kookmin Bank (12/05) 11,573 45.0 180,805 3 0.1 6.40 4.42 4 3 3,222 265.4 255.7 na 1 32.9 11.2 2 1.78 2 48.16 12.95 1.702 67 Woori Bank (12/06) 10,708 37.3 228,003 1 63.8 4.70 5.60 10 6 2,354 32.8 29.9 0.1 6 25.4 25.0 4 1.03 6 43.90 11.56 1.103 76 Shinhan Bank (12/06) 9,539 22.4 190,336 2 10.0 5.01 4.50 6 11 2,090 -3.4 -5.5 46.8 11 24.1 32.4 6 1.10 5 49.73 12.01 0.624 91 Hana Financial Group (12/06) 8,216 22.6 124,864 5 21.1 6.58 6.50 3 2 1,567 17.1 14.5 17.3 9 21.0 23.8 8 1.25 3 47.80 12.52 0.695 109 National Agricultural Cooperative Federation (12/05) 6,421 21.6 131,004 4 9.7 4.90 4.42 8 8 1,020 -1.0 -3.6 72.0 10 17.4 20.8 10 0.78 11 49.25 11.81 0.86

JULY 2007 The Banker

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JULY 2007 The Banker TOP 1OOO WORLD BANKS TOP 1000 BY REGION - ASIA PACIFIC

6 145 Korea Exchange Bank (12/05) 4,325 88.9 64,206 7 5.9 6.74 3.78 2 1 1,616 213.2 204.9 na 2 48.9 24.4 1 2.52 1 44.20 13.68 0.907 147 Industrial Bank of Korea (12/05) 4,249 20.3 86,443 6 15.1 4.92 4.70 7 7 1,050 100.9 95.6 62.1 3 27.0 15.5 3 1.22 4 51.00 11.11 1.178 fo Citibank Korea (12/06) 3,561 6.0 52,242 8 -2.7 6.82 6.25 1 4 483 -29.6 -31.1 62.0 12 13.9 21.9 11 0.92 9 96.11 13.97 0.769 fo SC First Bank (12/04) 1,890 28.1 40,697 9 6.7 4.64 3.87 11 10 161 79.2 73.0 -5.6 4 9.6 6.4 12 0.40 13 64.63 11.91 1.4910 349 Pusan Bank (12/06) 1,301 11.7 23,350 10 14.0 5.57 5.69 5 5 0 -99.9 -99.9 28.0 13 0.0 24.4 13 0.00 14 43.06 11.06 na11 460 Daegu Bank (12/04) 861 12.0 17,955 11 9.9 4.79 4.71 9 9 167 50.1 44.9 -15.1 5 20.5 15.4 9 0.93 8 78.70 10.66 1.4612 553 Kwangju Bank (12/06) 675 25.3 14,978 12 19.2 4.50 4.29 12 13 133 25.9 23.1 -4.4 8 21.9 21.5 7 0.89 10 76.60 11.44 0.8213 593 Kyongnam Bank (12/05) 599 13.2 13,859 13 16.4 4.33 4.45 14 12 142 28.4 25.0 97.4 7 25.1 22.6 5 1.02 7 72.07 10.59 1.0614 933 Jeonbuk Bank (12/06) 266 na 6,075 14 na 4.38 na 13 na 45 na na na na na na na 0.74 12 60.91 11.95 0.80

MACAU1 fo Tai Fung Bank (12/06) 272 na 4,034 1 na 6.75 na 1 1 90 na na na na na na na 2.23 1 24.80 15.69 0.83

MALAYSIA1 152 Maybank (06/05) 4,102 28.1 50,499 1 8.5 8.12 6.88 2 3 920 4.0 1.7 26.9 10 25.2 28.8 5 1.82 3 39.42 14.15 4.902 226 Public Bank (PBB) (12/06) 2,382 8.3 41,849 2 32.4 5.69 6.96 10 6 684 17.9 13.8 7.6 7 29.9 26.2 4 1.64 4 34.78 15.80 1.873 291 Commerce Asset-Holding (12/04) 1,695 1.8 29,466 3 14.3 5.75 6.46 9 10 287 -12.1 -13.4 62.7 13 17.1 20.2 9 0.97 11 46.76 13.62 10.194 330 AMMB Holdings (03/06) 1,476 64.3 19,604 5 16.8 7.53 5.35 4 12 193 45.0 40.2 34.2 1 16.2 13.7 10 0.98 10 50.60 13.94 12.405 372 RHB Bank Berhad (12/05) 1,179 3.8 22,422 4 9.9 5.26 5.57 12 13 165 8.2 5.0 36.4 9 14.3 13.3 12 0.74 13 47.20 12.80 8.256 383 Hong Leong Bank (06/05) 1,128 14.4 15,164 6 17.5 7.44 7.63 5 4 190 36.6 33.5 -34.8 3 18.0 15.1 8 1.25 8 39.32 17.38 7.147 520 EON Bank (12/05) 749 3.8 9,470 7 6.9 7.91 8.14 3 2 107 -0.9 -3.9 -12.2 12 14.6 18.1 11 1.13 9 48.82 13.16 na8 542 Southern Bank Berhad (12/04) 697 39.6 8,281 11 5.6 8.42 6.37 1 1 128 -1.9 -3.3 16.8 11 21.4 27.2 7 1.55 6 39.82 16.68 9.009 604 Affin Bank Berhad (12/06) 583 12.9 8,332 10 17.7 7.00 7.30 6 5 77 18.7 14.6 27.4 6 14.0 15.1 13 0.93 12 46.82 13.55 11.7210 fo United Overseas Bank (Malaysia) (12/04) 491 20.6 7,597 12 14.5 6.46 6.13 7 8 138 8.3 6.8 11.8 8 30.9 31.4 3 1.82 2 37.00 13.66 na11 fo HSBC Bank Malaysia (12/04) 488 25.0 8,815 9 16.2 5.54 5.14 11 11 167 19.0 17.3 16.6 5 38.1 37.0 1 1.90 1 52.24 10.40 5.8012 fo OCBC Bank (Malaysia) (12/04) 423 -9.0 7,261 13 8.3 5.83 6.94 8 9 104 39.0 37.0 na 2 23.4 na 6 1.43 7 36.00 na na13 fo Standard Chartered Bank Malaysia (12/05) 411 9.9 9,235 8 17.3 4.45 4.75 13 14 149 22.9 19.2 3.6 4 37.9 35.4 2 1.61 5 43.79 13.05 3.75

MYANMAR1 637 Myanmar Oriental Bank (12/06) 537 38.1 3,600 1 120.4 14.92 23.81 1 1 1031,701.3 na -95.0 na 22.2 1.9 1 2.85 1 54.70 na 1.50

NEW ZEALAND1 fo ASB Bank (06/06) 5,533 15.2 94,987 1 14.9 5.82 5.81 2 2 1,351 12.6 9.0 10.4 2 26.2 29.4 3 1.42 2 43.10 10.60 0.252 fo ANZ National Bank (09/05) 3,225 16.9 58,840 2 14.9 5.48 5.39 3 3 786 9.8 6.7 na 3 26.3 na 2 1.34 3 54.43 10.60 0.423 fo Bank of New Zealand (09/05) 1,848 13.3 30,311 3 11.8 6.10 6.02 1 1 490 13.6 10.4 -18.5 1 28.2 27.3 1 1.62 1 49.42 10.42 0.42

PAKISTAN1 472 National Bank of Pakistan (12/06) 827 54.5 10,472 1 10.4 7.90 5.64 2 1 436 39.4 29.2 45.3 4 64.0 70.6 2 4.16 2 0.32 16.99 10.402 535 Habib Bank (12/06) 713 32.2 9,690 2 11.6 7.36 6.22 3 3 309 36.2 26.2 77.4 5 49.4 51.1 4 3.19 3 43.94 12.47 9.813 596 Muslim Commercial Bank (12/06) 597 99.5 5,633 4 14.5 10.60 6.08 1 na 311 41.9 31.5 187.3 2 69.3 96.4 1 5.52 1 25.06 19.13 4.144 791 United Bank (12/05) 357 30.4 5,985 3 26.9 5.96 5.80 5 2 162 93.8 77.7 3.1 1 51.5 35.6 3 2.71 4 44.04 na 7.725 931 Allied Bank (12/06) 266 24.5 4,137 5 31.1 6.44 6.78 4 na 109 39.4 29.2 809.4 3 45.5 41.0 5 2.64 5 41.10 12.80 6.90

PHILIPPINES1 417 Bank of the Philippine Islands (12/04) 975 3.3 8,365 2 12.3 11.65 12.68 3 4 159 21.3 14.6 8.1 4 16.6 14.1 5 1.90 3 53.53 na na2 539 Metropolitan Bank & Trust Company (12/05) 704 -5.6 11,033 1 9.9 6.39 7.43 10 9 118 17.4 9.1 5.7 7 16.2 14.2 7 1.07 8 63.73 17.11 9.64

Ranking Strength Size Soundness Profits Performance BIS NPLTier One Capital assets ratio Real profits growth Profits on Av. capital Return Cost/Inc. Capital To total

Country Capital Assets % % rank rank1 Pre-tax profit % % rank % % rank on assets ratio Ratio loansWorld $m %ch.2 $m rank %ch.2 latest prev. latest prev $m %ch.2 latest prev. latest latest prev. latest % rank % % %3

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TOP 1OOO WORLD BANKS

Ranking Strength Size Soundness Profits Performance BIS NPLTier One Capital assets ratio Real profits growth Profits on Av. capital Return Cost/Inc. Capital To total

Country Capital Assets % % rank rank1 Pre-tax profit % % rank % % rank on assets ratio Ratio loansWorld $m %ch.2 $m rank %ch.2 latest prev. latest prev $m %ch.2 latest prev. latest latest prev. latest % rank % % %3

TOP 1000 BY REGION - ASIA PACIFIC

3 689 Equitable PCI Bank (12/06) 464 5.0 7,025 3 9.1 6.61 6.86 9 8 102 0.6 -5.3 455.1 9 22.5 21.1 1 1.45 6 61.07 15.54 7.204 717 Development Bank of the Philippines (12/06) 424 na 4,787 5 na 8.86 na 6 3 79 na na na na na na na 1.65 5 49.03 28.00 2.065 766 Philippine National Bank (12/04) 377 39.3 3,847 7 8.9 9.80 7.66 5 5 17 56.5 47.8 na 1 5.3 3.3 10 0.45 11 80.95 15.90 51.636 781 Land Bank Philippines (12/05) 363 2.2 5,850 4 7.9 6.21 6.55 11 10 59 34.8 25.2 1.2 3 16.3 11.9 6 1.00 9 73.48 na na7 825 China Banking Corp (12/04) 326 15.8 2,024 10 9.0 16.12 15.17 1 2 54 5.5 -0.3 43.7 8 17.8 21.1 4 2.67 1 45.76 31.52 13.278 832 Banco de Oro Universal Bank (12/05) 323 -1.2 4,405 6 30.5 7.34 9.69 8 7 58 57.0 45.9 60.8 2 17.8 13.7 3 1.32 7 60.69 18.33 4.329 884 Union Bank of the Philippines (12/04) 288 6.0 1,809 11 30.1 15.94 19.57 2 1 44 16.0 9.6 35.5 6 15.8 14.9 8 2.45 2 44.44 na na10 899 Security Bank Corp (12/06) 280 24.4 2,484 9 16.2 11.25 10.51 4 na 47 17.0 10.1 147.0 5 18.5 18.3 2 1.88 4 57.32 24.61 4.1611 984 Rizal Commercial Banking Corp (12/04) 241 46.8 3,257 8 -1.8 7.39 4.95 7 na 22 -18.0 -22.5 783.4 10 10.9 18.5 9 0.68 10 63.45 10.61 na

SINGAPORE1 74 DBS Bank (12/06) 9,623 12.5 128,698 1 9.5 7.48 7.28 1 1 1,959 124.5 122.4 -47.0 1 21.6 10.8 2 1.52 1 43.56 14.50 na2 114 United Overseas Bank (12/05) 6,297 11.0 87,173 2 7.6 7.22 7.00 2 2 1,324 15.0 14.4 17.2 2 22.1 19.9 1 1.52 2 39.45 16.10 5.603 122 Oversea-Chinese Banking Corporation (12/05) 5,589 7.6 78,896 3 9.5 7.08 7.21 3 3 1,025 9.7 9.2 25.2 3 19.0 18.8 3 1.30 3 39.60 17.30 4.10

TAIWAN1 124 Bank of Taiwan (12/06) 5,448 2.9 82,932 1 4.7 6.57 6.68 11 13 344 -13.5 na -18.4 na 6.4 7.8 15 0.42 15 72.13 12.85 1.362 128 Fubon Financial Holding (12/06) 5,149 5.1 52,916 6 4.3 9.73 9.65 4 4 295 -19.7 na -40.6 na 5.9 7.5 16 0.56 12 45.00 11.94 1.943 144 Mega International Commercial Bank (12/06) 4,414 79.7 55,611 4 47.6 7.94 6.52 6 15 404 0.5 na 7.7 na 11.7 17.1 8 0.73 9 75.21 10.34 0.884 200 Hua Nan Financial Holdings (12/06) 2,782 1.3 51,383 7 0.2 5.41 5.36 20 24 287 -16.3 na 741.1 na 10.4 14.5 9 0.56 11 47.95 112.67 1.995 203 Taiwan Cooperative Bank (12/06) 2,750 na 72,826 2 na 3.78 na 31 36 319 na na na na na na na 0.44 14 28.25 11.71 2.166 211 Chinatrust Financial Holding (12/04) 2,600 12.8 44,772 9 17.8 5.81 6.06 14 19 628 120.4 116.9 -41.6 3 25.6 12.1 1 1.40 3 49.76 119.72 1.077 214 Land Bank of Taiwan (12/05) 2,522 4.5 54,530 5 0.5 4.63 4.45 26 29 186 54.1 50.6 21.3 4 7.5 5.0 14 0.34 19 53.30 12.06 3.128 216 Cathay United Bank (12/04) 2,518 17.2 32,095 11 16.1 7.84 7.77 7 7 554 574.3 563.6 na 1 23.7 4.7 2 1.72 2 39.25 13.72 0.769 233 First Commercial Bank (12/06) 2,308 6.4 48,298 8 4.9 4.78 4.71 22 28 420 0.7 na 10.8 na 18.8 20.0 5 0.87 7 42.43 11.00 1.5710 234 Taishin FHC (12/06) 2,298 63.1 71,547 3 173.9 3.21 5.39 33 23 -332 na na -145.3 na -17.9 -12.3 28 -0.46 30 60.53 98.32 2.1811 290 Shanghai Commercial & Savings Bank (12/06) 1,705 15.4 15,844 16 8.2 10.76 10.09 3 3 303 30.0 na 18.2 na 19.1 16.5 4 1.92 1 29.38 10.26 1.1512 365 Taiwan Business Bank (12/06) 1,204 41.1 32,533 10 1.4 3.70 2.66 32 35 25 na na na na 2.4 -45.0 20 0.08 23 52.31 10.66 2.5513 391 International Bank of Taipei (12/05) 1,081 0.3 13,231 18 5.5 8.17 8.59 5 6 93 -26.4 -28.1 34.7 11 8.6 12.2 11 0.70 10 47.84 12.51 1.9014 397 E. Sun Bank (12/05) 1,071 7.5 19,346 12 27.6 5.54 6.58 18 14 174 -4.6 -6.8 12.2 9 16.8 21.7 6 0.90 5 54.08 10.01 na15 469 Bank SinoPac (12/05) 841 -3.1 17,855 14 13.5 4.71 5.52 24 22 86 -45.4 -46.6 69.6 12 10.1 19.7 10 0.48 13 60.71 10.94 na16 483 Industrial Bank of Taiwan (12/06) 806 na 4,167 33 na 19.33 na 1 1 37 na na na na na na na 0.90 6 64.91 18.98 0.3317 543 Farmers Bank of China (12/05) 697 10.9 18,407 13 4.4 3.78 3.56 30 34 5 -88.4 -88.7 196.1 15 0.8 8.7 21 0.03 26 52.60 8.41 3.6518 567 Hsinchu International Bank (12/05) 649 13.2 12,240 19 2.3 5.30 4.79 21 27 102 10.9 8.5 17.2 6 16.7 17.4 7 0.83 8 48.89 11.98 na19 585 Far Eastern International Bank (12/04) 622 25.9 8,091 25 14.8 7.69 7.01 8 9 107 -7.6 -9.1 na 10 19.3 25.7 3 1.33 4 44.00 na na20 592 Ta Chong Bank (12/05) 600 33.3 10,565 20 21.3 5.68 5.16 15 20 43 530.2 516.2 -91.5 2 8.1 1.4 13 0.40 16 59.90 8.95 na21 617 EnTie Commercial Bank (12/05) 563 4.2 9,599 22 9.3 5.86 6.15 13 17 4 -87.3 -87.6 44.6 14 0.7 6.6 22 0.04 24 29.25 na na22 623 Central Trust of China (12/05) 556 4.2 13,339 17 6.9 4.17 4.27 29 31 46 -3.9 -6.1 30.0 8 8.5 9.3 12 0.35 18 na na na23 642 Fuhwa Commercial Bank (12/05) 530 13.9 9,416 23 13.4 5.63 5.61 17 26 2 -96.4 -96.5 103.4 16 0.5 15.4 24 0.02 27 56.12 8.14 2.0524 675 Union Bank of Taiwan (12/05) 474 -16.8 10,015 21 33.2 4.73 7.58 23 10 -148 -426.0 -418.8 -0.5 17 -28.3 8.4 29 -1.47 32 102.31 8.87 na25 678 Chinese Bank (12/04) 470 -7.1 6,847 29 3.0 6.87 7.62 10 11 -40 -994.0 -979.8 189.6 18 -8.2 0.9 26 -0.59 31 95.21 na na

JULY 2007 The Banker

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JULY 2007 The Banker TOP 1OOO WORLD BANKS TOP 1000 BY REGION - ASIA PACIFIC

26 706 Taichung Commercial Bank (12/04) 435 4.8 7,694 26 2.5 5.65 5.53 16 21 23 36.4 34.2 na 5 5.5 4.2 17 0.30 20 59.89 8.68 4.7027 753 Jih Sun International Bank (12/05) 392 4.1 8,657 24 24.3 4.52 5.40 27 30 -170-3,156.9 -3,089.0 na 19 -44.3 1.6 30 -1.97 33 158.30 na 2.7328 798 Cosmos Bank Taiwan (12/06) 352 -42.6 7,508 27 -4.3 4.69 7.81 25 8 -456-3,018.2 na -68.9 na -94.5 2.6 31 -6.08 34 63.79 9.91 5.9829 812 Bank of Overseas Chinese (12/05) 337 -6.3 17,357 15 120.6 1.94 4.57 34 37 -30 na na na na -8.6 na 27 -0.17 29 90.72 9.33 na30 817 King’s Town Bank (12/06) 334 na 6,033 30 na 5.53 na 19 25 5 na na na na na na na 0.08 22 82.95 11.22 7.1431 819 Taiwan Shin Kong Commercial Bank (12/04) 331 198.6 2,703 34 24.6 12.24 5.11 2 2 0 na na na na 0.1 na 25 0.01 28 68.87 na na32 828 Bank of Kaohsiung (12/06) 325 2.0 4,507 32 -4.2 7.22 6.78 9 12 16 1.4 na -8.3 na 5.0 5.0 18 0.35 17 85.37 11.23 1.8133 864 Chinfon Commercial Bank (12/04) 300 -0.5 4,747 31 0.9 6.32 6.41 12 16 2 -78.8 -79.2 na 13 0.6 2.9 23 0.04 25 77.00 12.03 13.6334 865 Macoto Bank (12/04) 300 3.3 7,128 28 5.4 4.21 4.29 28 32 7 2.0 0.4 -8.0 7 2.5 2.5 19 0.10 21 55.00 9.94 na

THAILAND1 183 Bangkok Bank (12/06) 3,178 15.2 41,437 1 6.8 7.67 7.11 3 4 643 2.4 -2.2 21.6 4 21.7 23.2 4 1.55 3 na 14.48 9.202 241 Siam Commercial Bank (12/06) 2,189 9.5 28,620 2 26.6 7.65 8.85 4 2 491 -10.9 -14.8 0.5 6 23.4 29.3 3 1.72 2 51.40 14.40 7.503 262 Kasikornbank (12/06) 1,996 15.5 25,954 4 11.7 7.69 7.44 2 3 494 -1.2 -5.5 11.0 5 26.5 32.4 1 1.90 1 52.42 14.74 6.844 276 Krung Thai Bank (12/05) 1,837 14.4 28,159 3 0.9 6.52 5.75 6 5 422 55.6 48.8 23.2 1 24.5 17.9 2 1.50 4 48.68 12.10 na5 466 Siam City Bank (12/06) 853 13.2 11,498 7 -8.8 7.42 5.98 5 6 156 -11.2 -15.2 -6.2 7 19.4 24.8 6 1.35 5 60.85 12.47 na6 488 Thai Military Bank (12/04) 802 43.8 17,156 5 77.1 4.68 5.76 8 8 26 na na na na 3.8 -62.9 8 0.15 9 56.41 8.79 13.377 507 Bank of Ayudhya (12/05) 771 16.3 15,739 6 12.5 4.90 4.74 7 7 149 27.6 22.1 48.4 2 20.8 15.0 5 0.95 6 51.09 11.01 na8 fo United Overseas Bank (Thai) (12/06) 616 3.0 5,222 9 -4.3 11.80 10.97 1 1 17 -36.9 -39.7 19.0 8 2.8 5.6 9 0.33 7 61.96 17.44 11.559 983 BankThai Public Company (12/05) 241 7.3 6,567 8 16.4 3.67 3.98 9 9 15 15.8 10.8 na 3 6.6 6.0 7 0.23 8 83.88 na na

UZBEKISTAN1 702 National Bank for FEA of Uzbekistan (12/05) 438 -9.7 2,512 1 -14.0 17.44 16.61 1 1 -51 -492.3 -424.2 na 1 -11.1 2.6 1 -2.03 1 89.71 18.00 3.73

VIETNAM1 541 Bank for Foreign Trade of Vietnam (12/06) 699 33.4 10,450 1 18.8 6.69 5.96 1 1 236 108.8 na 13.2 na 38.6 24.3 1 2.26 1 25.62 10.63 1.222 871 Industrial & Commercial Bank of Vietnam (12/04) 298 19.1 5,747 2 12.2 5.18 4.88 2 2 16 13.4 5.2 21.7 1 5.8 6.4 2 0.28 2 45.04 6.30 0.75

Ranking Strength Size Soundness Profits Performance BIS NPLTier One Capital assets ratio Real profits growth Profits on Av. capital Return Cost/Inc. Capital To total

Country Capital Assets % % rank rank1 Pre-tax profit % % rank % % rank on assets ratio Ratio loansWorld $m %ch.2 $m rank %ch.2 latest prev. latest prev $m %ch.2 latest prev. latest latest prev. latest % rank % % %3

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TOP 1OOO WORLD BANKS

Ranking Strength Size Soundness Profits Performance BIS NPLTier One Capital assets ratio Real profits growth Profits on Av. capital Return Cost/Inc. Capital To total

Country Capital Assets % % rank rank1 Pre-tax profit % % rank % % rank on assets ratio Ratio loansWorld $m %ch.2 $m rank %ch.2 latest prev. latest prev $m %ch.2 latest prev. latest latest prev. latest % rank % % %3

TOP 1000 BY REGION - EUROPE

JULY 2007 The Banker

ANDORRA1 651 Crèdit Andorrà (12/06) 514 -15.1 5,751 1 10.2 8.93 11.59 3 3 160 19.8 na na na 28.6 20.8 2 2.78 3 41.77 20.94 0.302 fo Banc Internacional d’Andorra - Banca Mora (12/05) 464 na 3,080 3 na 15.06 na 1 2 99 na na na na na na na 3.22 2 66.88 na na3 695 Andbanc (12/06) 448 1.8 3,147 2 14.9 14.25 16.08 2 1 131 17.0 na na na 29.4 25.8 1 4.16 1 40.64 na 0.40

AUSTRIA1 fo Bank Austria Creditanstalt (12/06) 11,196 36.3 203,154 2 -2.9 5.51 3.93 6 14 4,309 151.5 147.9 52.1 2 44.4 22.0 1 2.12 2 43.02 14.75 na2 93 Erste Bank (12/06) 8,146 21.0 239,304 1 19.0 3.40 3.35 17 17 2,005 25.3 23.5 11.9 8 26.9 25.6 4 0.84 7 60.00 10.30 4.883 97 Raiffeisen Zentralbank Österreich (12/06) 7,443 41.9 152,283 3 23.2 4.89 4.24 11 13 2,479 102.4 99.5 28.7 3 39.1 26.2 2 1.63 3 55.25 10.80 2.244 170 Österreichische Volksbanken (12/06) 3,508 35.1 88,805 4 23.0 3.95 3.60 15 16 408 40.7 38.7 43.7 6 13.3 12.9 9 0.46 14 59.30 12.14 0.395 173 Bank für Arbeit und Wirtschaft - PSK-Group(12/06) 3,390 15.6 66,912 5 -12.2 5.07 3.84 8 15 25 na na -105.1 na 0.8 -0.4 18 0.04 18 82.20 12.50 na6 303 Raiffeisenlandesbank Oberösterreich (12/06) 1,604 10.8 28,267 7 11.1 5.68 5.69 5 4 195 15.6 13.9 38.8 11 12.8 12.2 11 0.69 10 48.94 13.88 na7 395 Hypo Alpe-Adria-Bank (12/05) 1,078 15.6 28,583 6 36.2 3.77 4.45 16 12 256 26.5 23.6 28.1 7 25.5 27.1 5 0.90 6 54.48 8.50 na8 453 Oberbank (12/06) 882 16.2 17,413 8 7.9 5.06 4.70 9 9 123 18.0 16.3 35.8 9 15.0 14.3 8 0.71 9 56.41 12.74 1.659 473 Raiffeisenlandesbank Niederösterreich-Wien (12/05) 818 26.5 17,020 9 18.0 4.80 4.48 13 11 256 463.6 451.0 24.8 1 35.0 7.1 3 1.51 4 36.85 12.63 na10 489 Raiffeisen-Landesbank Steiermark (12/06) 802 7.9 15,388 11 4.4 5.21 5.04 7 7 50 -33.7 -34.6 -4.9 17 6.5 11.9 16 0.32 17 66.14 11.88 2.5011 582 Vorarlberger Landes-und Hypothekenbank (12/06) 624 4.3 13,232 12 17.0 4.72 5.29 14 10 67 16.8 15.1 8.2 10 11.0 11.0 13 0.51 13 48.29 12.26 na12 679 Hypo Tirol Bank (12/06) 470 7.0 15,490 10 17.5 3.04 3.33 18 18 59 -0.4 -1.9 11.3 14 13.0 14.0 10 0.38 15 64.80 11.41 na13 744 Bank für Tirol & Vorarlberg (12/05) 401 7.7 7,981 13 11.8 5.02 5.21 10 6 47 4.5 2.2 -9.1 13 12.2 12.3 12 0.59 12 56.64 11.63 na14 754 Raiffeisen-Landesbank Tirol (12/06) 391 3.5 6,267 14 -2.5 6.24 5.88 3 3 21 11.6 10.0 176.7 12 5.4 5.1 17 0.33 16 69.14 11.74 na15 fo Donau-Bank (12/05) 378 4.2 1,702 18 64.4 22.22 35.05 1 1 65 53.5 50.0 -36.5 4 17.6 12.5 6 3.83 1 27.45 29.00 na16 783 Raiffeisenverband Salzburg (12/06) 363 8.1 6,238 15 1.1 5.82 5.45 4 5 38 -2.1 -3.5 299.9 16 10.8 11.8 14 0.60 11 73.71 12.16 na17 834 Volkskreditbank (12/06) 321 7.5 2,932 17 6.2 10.93 10.81 2 2 29 -1.0 -2.4 5.4 15 9.3 10.1 15 0.98 5 66.09 15.42 na18 924 BKS Bank (12/05) 268 3.9 5,567 16 6.4 4.82 4.93 12 8 40 43.8 40.5 12.4 5 15.0 10.9 7 0.71 8 61.57 10.19 na

BELARUS1 599 Belarusbank (12/06) 591 34.5 5,536 1 50.3 10.68 11.94 2 2 66 -14.9 -20.5 50.9 2 12.7 22.9 2 1.18 2 69.85 12.97 na2 734 Belagroprombank (12/06) 408 20.4 2,172 2 73.6 18.78 27.07 1 1 54 202.5 182.7 -50.0 1 14.4 4.7 1 2.48 1 52.79 22.90 1.10

BELGIUM1 32 Fortis Bank (12/06) 22,255 7.7 888,570 1 5.6 2.50 2.46 6 6 7,153 70.8 67.8 16.2 1 33.3 21.2 2 0.81 4 61.20 11.10 2.002 40 Dexia (12/06) 17,158 9.5 746,402 2 11.4 2.30 2.34 7 7 4,487 26.4 24.2 18.9 4 27.3 23.5 3 0.60 6 49.60 10.30 0.613 50 KBC Group (12/06) 14,820 1.7 428,553 3 -0.1 3.46 3.40 4 4 6,052 36.4 34.0 35.4 2 41.2 32.3 1 1.41 2 62.01 11.74 na4 fo ING Belgium (12/06) 9,409 26.0 228,242 4 10.0 4.12 3.60 3 3 1,607 -17.7 -19.1 70.9 6 19.0 28.4 6 0.70 5 58.93 12.67 na5 305 Euroclear Bank (12/06) 1,602 17.1 16,524 6 27.4 9.70 10.55 1 1 404 17.3 15.2 10.8 5 27.2 23.7 4 2.44 1 39.25 na na6 627 Axa Bank Belgium (12/05) 553 -0.1 19,773 5 -2.1 2.80 2.74 5 5 36 -18.4 -20.6 -61.3 7 6.6 8.1 7 0.18 7 96.77 na na7 661 Groupe Crédit Agricole/Landbouwkrediet (12/06) 500 45.7 9,355 7 10.7 5.35 4.06 2 2 94 30.6 28.3 59.1 3 22.3 18.5 5 1.00 3 64.47 11.74 0.28

BULGARIA1 fo United Bulgarian Bank (12/06) 358 35.1 2,667 1 24.4 13.41 12.34 1 1 107 36.1 26.9 33.9 1 34.3 33.0 1 4.01 1 39.20 na 1.732 fo Bulbank (12/05) 242 1.8 2,096 2 -3.9 11.55 10.90 2 3 68 6.3 1.2 -17.8 2 28.5 27.8 2 3.26 2 39.28 22.05 1.60

CROATIA1 fo Privredna Banka Zagreb (12/06) 1,227 74.7 11,110 2 22.4 11.04 7.74 1 3 219 20.6 16.8 5.3 3 22.7 27.3 2 1.97 1 50.96 15.75 2.402 fo Zagrebacka Banka (12/05) 1,039 23.5 11,519 1 11.6 9.02 8.15 3 2 200 5.2 1.8 9.5 5 21.3 24.9 4 1.74 3 59.68 15.00 na

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JULY 2007 The Banker TOP 1OOO WORLD BANKS TOP 1000 BY REGION - EUROPE

3 fo Raiffeisenbank Austria d.d. Zagreb (12/06) 610 56.2 6,376 4 18.6 9.56 7.26 2 na 113 39.2 34.9 80.3 2 22.5 28.7 3 1.77 2 54.93 13.44 1.844 fo Erste & Steiermärkische Bank d.d.Rijeka (12/06) 470 84.0 6,398 3 17.7 7.34 4.70 5 4 92 17.9 14.3 15.6 4 25.4 30.9 1 1.44 4 52.13 13.34 4.405 fo Hypo Alpe-Adria-Bank (12/05) 266 34.1 3,106 5 13.4 8.56 7.24 4 1 44 51.8 46.9 5.2 1 18.9 18.7 5 1.41 5 52.62 na 10.58

CYPRUS1 260 Marfin Popular Bank (12/06) 2,027 104.3 29,756 2 83.5 6.81 6.12 1 1 241 72.7 68.5 80.3 2 15.9 15.7 2 0.81 2 51.89 14.39 7.502 282 Bank of Cyprus (12/06) 1,784 7.7 33,173 1 13.8 5.38 5.68 3 3 511 147.9 141.9 76.9 1 29.7 14.7 1 1.54 1 46.70 12.00 5.603 773 Hellenic Bank (12/05) 373 5.0 6,360 3 14.7 5.86 6.40 2 2 18 na na na na 5.0 -9.5 3 0.29 3 72.41 na 16.99

CZECH REPUBLIC1 fo Ceskoslovenská obchodní banka (12/06) 1,761 -1.0 36,516 1 3.4 4.82 5.04 6 6 596 -7.1 -9.4 37.4 3 33.7 38.9 3 1.63 4 56.06 9.11 1.692 fo Komercní banka (12/05) 1,405 17.7 20,942 3 11.9 6.71 6.38 4 5 470 -9.6 -11.2 -3.6 4 36.2 44.8 2 2.25 2 49.57 13.58 na3 fo Ceská Sporitelna (12/05) 1,391 12.1 26,601 2 12.7 5.23 5.26 5 3 501 -10.7 -12.3 22.5 5 38.0 48.1 1 1.88 3 56.36 12.40 6.104 fo HVB Bank Czech Republic (12/04) 505 6.3 7,393 4 10.0 6.83 7.07 3 4 113 1.0 -1.8 -4.9 2 23.0 25.5 5 1.53 5 50.51 10.34 0.385 683 GE Money Bank (12/04) 469 20.9 2,592 6 0.3 18.09 15.00 1 1 117 41.4 37.5 103.8 1 27.2 22.5 4 4.50 1 55.71 31.19 na6 fo Citibank (12/06) 346 14.8 4,930 5 32.3 7.01 8.08 2 2 27 -56.6 -57.6 98.8 6 8.5 20.2 6 0.56 6 na 9.87 na

DENMARK1 42 Danske Bank (12/06) 16,988 39.1 483,901 1 12.6 3.51 2.84 11 11 3,267 4.0 2.1 20.0 9 22.4 27.0 8 0.68 11 53.17 11.44 na2 95 Nykredit Realkredit Group (12/05) 7,697 9.4 140,736 2 -5.2 5.47 4.74 10 8 686 -1.2 -2.9 -1.8 11 9.3 10.6 12 0.49 12 38.62 12.40 na3 fo Nordea Bank Danmark (12/04) 3,473 -1.8 117,975 3 -2.1 2.94 2.93 12 10 823 1.3 0.1 17.9 10 23.5 23.6 6 0.70 10 62.89 9.30 na4 300 Jyske Bank (12/05) 1,649 18.6 22,348 4 13.0 7.38 7.03 6 5 348 9.9 7.9 9.5 7 22.9 24.2 7 1.56 5 72.34 11.40 na5 360 Sydbank Group (12/06) 1,246 32.4 20,272 5 16.0 6.15 5.38 8 9 362 56.2 53.3 28.3 2 33.1 26.9 3 1.79 3 na 11.80 na6 fo FIH Ehrvervsbank (12/04) 913 -17.5 12,054 6 -0.8 7.57 9.10 5 4 158 8.7 7.4 na 8 15.7 na 9 1.31 9 55.97 na na7 677 Spar Nord Bank (12/05) 473 37.6 7,268 7 25.4 6.51 5.93 7 7 97 53.8 51.1 25.8 3 23.7 19.0 5 1.33 8 64.00 10.50 0.158 768 Arbejdernes Landsbank (12/05) 375 28.3 3,190 10 14.3 11.75 10.47 1 1 45 23.9 21.7 -27.2 5 13.6 13.1 11 1.43 7 74.00 12.60 na9 808 Amagerbanken (12/06) 343 24.5 4,368 9 33.6 7.86 8.43 4 3 116 18.0 15.8 72.4 6 37.6 40.8 1 2.67 2 44.40 12.70 2.4610 845 Fionia Bank (12/06) 311 17.2 5,172 8 20.9 6.01 6.20 9 6 74 30.9 28.5 54.1 4 25.7 23.0 4 1.43 6 52.89 11.40 na11 856 Sparbank (12/06) 306 9.9 2,632 12 22.5 11.63 12.96 2 na 43 -19.4 -20.9 na 12 14.7 na 10 1.64 4 34.95 12.20 na12 858 Ringkjøbing Landbobank (12/06) 305 12.2 3,051 11 29.3 9.99 11.51 3 2 101 58.6 55.7 22.0 1 35.1 26.9 2 3.32 1 29.30 12.30 0.16

ESTONIA1 fo Hansabank Group (12/06) 1,820 29.7 25,536 1 52.2 7.13 8.36 2 2 465 37.4 31.6 24.0 2 28.9 28.2 1 1.82 2 46.00 10.54 0.402 fo SEB Eesti Ühispank (12/06) 477 32.2 5,971 2 42.4 7.98 8.60 1 1 117 49.5 43.1 25.6 1 27.9 24.3 2 1.96 1 38.50 11.78 0.32

FINLAND1 fo Nordea Bank Finland (12/05) 13,479 2.6 145,937 1 11.6 9.24 10.04 1 1 1,079 14.7 13.7 -46.9 2 8.1 7.7 4 0.74 4 48.44 20.20 0.202 103 OP Bank Group (12/06) 6,748 7.7 78,408 2 12.7 8.61 9.00 2 2 1,054 38.2 36.0 13.9 1 16.2 13.7 3 1.34 2 55.40 14.30 0.303 329 Sampo bank Group (12/05) 1,480 25.5 27,361 3 17.5 5.41 5.07 3 3 373 2.6 1.7 31.9 4 28.0 21.4 1 1.36 1 57.29 10.60 na

FRANCE1 4 Crédit Agricole Group (12/06) 84,937 25.5 1,818,341 2 18.0 4.67 4.39 5 6 14,060 21.6 19.7 12.6 5 18.4 17.9 6 0.77 7 61.10 10.00 2.602 11 BNP Paribas (12/06) 45,305 19.4 1,896,935 1 14.5 2.39 2.29 8 10 13,921 25.5 23.5 9.1 4 33.4 30.6 3 0.73 8 61.07 10.50 3.123 25 Crédit Mutuel (12/06) 29,792 15.4 635,685 5 10.3 4.69 4.48 4 5 5,638 35.8 33.7 18.0 3 20.3 16.7 5 0.89 4 58.50 12.00 2.904 26 Société Générale (12/06) 29,405 15.8 1,260,162 3 12.8 2.33 2.27 9 9 10,639 20.2 18.3 30.3 6 38.8 35.7 1 0.84 6 77.07 11.11 na5 30 Groupe Caisse d’Epargne (12/06) 24,159 -3.4 710,801 4 -9.2 3.40 3.20 6 8 6,891 82.7 79.8 16.7 1 28.0 15.3 4 0.97 2 76.82 10.40 na

Ranking Strength Size Soundness Profits Performance BIS NPLTier One Capital assets ratio Real profits growth Profits on Av. capital Return Cost/Inc. Capital To total

Country Capital Assets % % rank rank1 Pre-tax profit % % rank % % rank on assets ratio Ratio loansWorld $m %ch.2 $m rank %ch.2 latest prev. latest prev $m %ch.2 latest prev. latest latest prev. latest % rank % % %3

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TOP 1OOO WORLD BANKS

Ranking Strength Size Soundness Profits Performance BIS NPLTier One Capital assets ratio Real profits growth Profits on Av. capital Return Cost/Inc. Capital To total

Country Capital Assets % % rank rank1 Pre-tax profit % % rank % % rank on assets ratio Ratio loansWorld $m %ch.2 $m rank %ch.2 latest prev. latest prev $m %ch.2 latest prev. latest latest prev. latest % rank % % %3

TOP 1000 BY REGION - EUROPE

6 31 Groupe Banques Populaires (12/06) 22,257 15.5 402,090 6 5.7 5.54 5.07 3 4 3,414 1.6 -0.0 19.5 7 16.4 18.2 7 0.85 5 74.27 12.70 na7 fo HSBC France (12/05) 4,671 23.4 151,115 7 45.8 3.09 3.65 7 7 1,463 68.0 65.2 12.5 2 34.6 23.4 2 0.97 3 63.43 10.05 3.478 467 Electro Banque (12/05) 844 -8.1 950 9 -10.5 88.88 86.58 1 1 26 -57.0 -57.7 156.1 8 3.0 6.6 8 2.75 1 28.54 na na9 719 Union de Banques Arabes et Françaises (12/05) 423 2.9 2,647 8 1.4 15.96 15.72 2 2 -102-1,057.4 -1,041.2 -33.4 9 -24.5 2.6 9 -3.86 9 74.11 na na

GERMANY1 23 Deutsche Bank (12/06) 32,264 11.9 1,483,248 1 13.5 2.18 2.21 81 88 10,701 32.9 30.7 48.8 29 35.0 30.1 3 0.72 16 70.16 12.801,192.002 fo HypoVereinsbank (12/06) 24,120 13.2 669,081 3 2.9 3.60 3.28 67 73 2,131 56.0 53.4 na 22 9.4 6.5 47 0.32 53 62.08 12.20 na3 34 Commerzbank (12/06) 20,410 27.4 801,184 2 36.7 2.55 2.73 75 81 3,128 41.4 39.0 99.0 27 17.2 14.8 11 0.39 47 59.75 11.10 na4 44 Dresdner Bank (12/06) 16,422 12.1 654,928 4 7.7 2.51 2.41 78 86 1,586 -44.3 -45.3 na 79 10.2 24.0 37 0.24 65 79.79 15.60 0.905 51 Landesbank Baden-Württemberg (12/06) 14,181 2.4 564,010 6 5.8 2.51 2.60 77 83 1,440 12.1 10.2 -1.8 40 10.3 10.5 36 0.26 62 49.30 11.00 na6 52 Bayerische Landesbank (12/06) 14,085 10.3 455,389 7 3.8 3.09 2.91 70 77 1,279 0.5 -1.2 58.9 54 9.5 10.1 43 0.28 59 55.70 10.70 na7 61 DZ BANK (12/06) 11,721 1.3 574,750 5 8.7 2.04 2.19 83 89 1,850 13.2 11.3 7.5 39 15.9 14.4 13 0.32 52 72.87 12.60 na8 72 HSH Nordbank (12/06) 9,760 9.0 244,587 11 0.4 3.99 3.68 61 71 1,125 48.5 46.0 -19.8 25 12.0 8.9 22 0.46 38 37.43 9.90 na9 82 Norddeutsche Landesbank Girozentrale (12/06) 8,720 6.6 267,474 10 5.4 3.26 3.22 69 74 800 29.7 27.5 52.5 31 9.5 8.9 45 0.30 55 52.70 11.30 na10 84 Eurohypo (12/06) 8,628 -0.7 295,446 9 -4.3 2.92 2.82 72 79 860 3.8 2.1 1.0 48 9.9 10.1 38 0.29 56 36.27 na 3.1011 94 WestLB (12/05) 7,905 70.4 312,013 8 4.4 2.53 1.55 76 84 603 na na na na 9.6 -27.6 41 0.19 73 94.46 14.20 na12 112 Helaba (12/06) 6,364 6.6 217,010 12 1.1 2.93 2.78 71 80 451 60.2 57.5 42.6 19 7.3 5.2 62 0.21 71 68.10 11.10 na13 119 Deutsche Postbank (12/05) 6,092 22.1 165,483 15 9.4 3.68 3.30 65 70 848 15.2 13.0 23.5 37 15.3 15.5 15 0.51 33 70.03 10.70 3.4814 127 Hypo Real Estate Holding (12/05) 5,191 4.5 179,851 13 2.9 2.89 2.84 73 78 481 84.6 81.1 39.3 11 9.5 5.3 44 0.27 61 32.38 11.20 1.2215 148 Bankgesellschaft Berlin (12/05) 4,195 5.1 170,485 14 9.1 2.46 2.55 79 85 288 99.8 95.9 na 10 7.0 4.4 65 0.17 75 68.77 11.60 na16 169 Volkswagen Bank (12/06) 3,556 1.1 27,687 31 16.2 12.84 14.77 1 1 466 14.3 12.4 3.2 38 13.2 12.8 17 1.68 4 na na na17 fo SEB AG (12/06) 3,116 1.5 68,089 22 -7.3 4.58 4.18 44 60 223 51.2 48.7 -8.5 24 7.2 5.9 64 0.33 51 71.00 na na18 196 IKB Deutsche Industriebank (03/06) 2,888 0.7 54,209 23 16.9 5.33 6.19 26 13 281 15.4 13.1 9.9 36 9.8 9.1 39 0.52 30 32.80 13.30 8.2919 201 DekaBank Deutsche Girozentrale (12/06) 2,779 -0.5 138,191 16 -8.7 2.01 1.84 84 92 581 4.2 2.5 10.4 47 20.9 20.4 10 0.42 41 60.30 11.20 na20 205 WGZ Bank (12/06) 2,741 4.1 106,908 18 10.4 2.56 2.72 74 82 232 3.4 1.7 42.1 50 8.6 9.7 50 0.22 70 48.00 9.80 na21 227 Landwirtschaftliche Rentenbank (12/06) 2,369 7.3 108,516 17 7.2 2.18 2.18 80 90 54 1.1 -0.6 4.2 53 2.4 2.6 83 0.05 83 17.75 16.10 na22 266 Wüstenrot & Württemburgische (12/05) 1,959 2.8 43,936 25 -1.3 4.46 4.28 48 76 104 125.9 121.6 na 6 5.4 na 72 0.24 68 74.70 na na23 274 Aareal Bank (12/06) 1,852 3.2 50,414 24 -2.3 3.67 3.48 66 72 211 na na na na 11.6 -6.5 28 0.42 44 42.31 12.10 2.7524 286 Landesbank Sachsen Girozentrale (12/05) 1,746 26.8 80,712 19 13.0 2.16 1.93 82 91 21 -70.3 -70.8 -6.2 82 1.4 5.3 84 0.03 84 49.70 na na25 292 Hamburger Sparkasse (Haspa) (12/05) 1,693 2.1 37,492 28 1.6 4.52 4.49 46 47 432 78.0 74.6 12.4 15 25.8 14.8 6 1.15 9 59.71 9.80 na26 299 Sal Oppenheim Jr. & Cie. (12/05) 1,659 9.7 37,783 27 181.2 4.39 11.26 51 54 333 80.0 76.6 59.9 14 21.0 15.3 9 0.88 10 71.13 13.40 na27 302 Kreissparkasse Köln (12/06) 1,605 6.0 30,097 30 5.0 5.33 5.28 25 36 77 -38.0 -39.0 -1.5 77 4.9 8.4 75 0.25 63 62.80 12.63 na28 347 Sparkasse KölnBonn (12/05) 1,305 26.9 33,738 29 28.7 3.87 3.92 64 68 93 150.2 145.4 23.0 4 7.9 3.6 59 0.27 60 74.82 10.70 na29 fo ING DiBa (12/04) 1,217 43.3 70,686 21 30.7 1.72 1.57 86 93 76 66.2 63.4 36.3 16 7.3 7.5 61 0.11 81 74.94 na na30 412 Stadtsparkasse München (12/06) 1,001 11.0 18,969 34 8.0 5.28 5.14 27 34 112 9.2 7.4 32.5 41 11.8 11.8 24 0.59 21 67.40 na na31 456 Nassauische Sparkasse (12/06) 874 20.1 21,607 33 -3.2 4.05 3.26 60 75 28 -24.5 -25.8 na 72 3.5 5.1 79 0.13 80 72.56 na na32 461 Sparkasse Nürnberg (12/06) 857 3.7 11,149 43 1.7 7.69 7.54 7 6 45 6.5 4.7 -19.6 45 5.3 5.1 74 0.40 45 69.73 15.50 na33 503 Münchener Hypothekenbank (12/05) 777 30.0 40,126 26 3.4 1.94 1.54 85 94 29 46.2 43.4 -65.9 26 4.2 3.5 77 0.07 82 54.70 na na34 516 Stadtsparkasse Düsseldorf (12/05) 753 39.6 14,351 37 7.6 5.24 4.04 28 65 201 125.7 121.3 22.2 7 31.1 17.0 5 1.40 7 64.53 12.10 na35 538 Badische Beamtenbank (12/05) 706 4.5 7,276 55 4.4 9.70 9.69 4 3 111 109.5 105.5 -12.9 9 16.1 8.2 12 1.52 5 72.78 16.20 na36 550 Berliner Volksbank (12/06) 679 2.0 13,719 38 -9.9 4.95 4.37 34 49 19 -17.4 -18.8 2.6 69 2.8 3.4 82 0.14 78 76.62 10.00 na37 570 Sparkasse Aachen (12/05) 644 5.4 11,209 42 2.2 5.75 5.57 21 23 96 7.4 5.3 -5.4 44 15.3 15.3 14 0.86 12 na na na38 fo Santander Consumer CC-Bank (12/04) 637 19.1 16,274 36 21.6 3.91 3.99 63 69 371 79.7 76.7 10.5 13 63.3 43.0 1 2.28 1 39.21 na na

JULY 2007 The Banker

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JULY 2007 The Banker TOP 1OOO WORLD BANKS TOP 1000 BY REGION - EUROPE

39 fo HSBC Trinkhaus & Burkhardt (12/05) 617 -1.3 18,817 35 19.7 3.28 3.98 68 na 229 59.1 56.0 na 21 36.9 na 2 1.22 8 61.46 11.90 0.3140 635 Deutsche Schiffsbank (12/05) 540 10.3 13,283 39 14.0 4.07 4.20 59 64 111 -1.8 -3.6 5.8 57 21.6 23.7 8 0.84 15 14.10 9.30 na41 644 Sparkasse Bremen (12/05) 528 1.9 12,757 40 4.4 4.14 4.24 57 59 25 149.3 144.5 -81.7 5 4.7 1.9 76 0.19 72 64.43 9.50 na42 652 Sparkasse Dortmund (12/05) 512 8.3 7,829 52 4.0 6.54 6.28 12 12 41 -3.4 -5.3 -34.1 59 8.3 9.3 56 0.52 29 65.81 14.10 na43 662 Kreissparkasse Ludwigsburg (12/06) 500 4.5 10,900 44 1.5 4.58 4.45 43 50 41 -37.1 -38.2 50.5 76 8.4 13.5 54 0.38 48 na na na44 664 Sparkasse Essen (12/06) 491 12.1 10,606 45 1.7 4.63 4.20 41 48 25 -44.4 -45.4 -4.8 80 5.5 10.8 70 0.24 67 66.00 11.30 na45 666 Sparkasse Mainfranken Würzburg (12/05) 488 3.5 7,215 57 1.9 6.77 6.66 11 10 28 -5.5 -7.3 -33.1 62 5.9 6.4 68 0.39 46 70.54 na na46 668 Sparkasse Pforzheim Calw (12/05) 487 6.6 11,866 41 6.0 4.10 4.08 58 63 41 -27.1 -28.5 -19.4 75 8.6 12.6 51 0.34 50 62.34 na na47 672 GMAC Bank (12/05) 483 0.2 4,937 79 -26.5 9.78 7.18 3 2 111 2.8 0.8 -61.2 52 23.0 22.4 7 2.25 2 82.89 na na48 692 Sparkasse Bochum (12/05) 460 8.2 6,104 67 -1.3 7.53 6.87 8 8 52 -10.2 -11.9 14.1 67 11.7 14.1 25 0.85 14 54.13 17.80 na49 724 Sparkasse Krefeld (12/05) 420 2.9 8,230 49 1.5 5.11 5.03 29 35 34 66.2 63.0 -23.2 17 8.3 5.2 55 0.42 43 70.40 na na50 728 Landessparkasse zu Oldenburg (12/06) 416 1.6 9,364 47 0.7 4.44 4.41 49 53 48 30.3 28.1 -12.4 30 11.7 9.4 26 0.51 32 64.07 na na51 732 Sparkasse Neuss (12/04) 409 4.5 6,992 60 -1.1 5.85 5.54 16 17 32 -2.5 -4.1 36.8 58 8.0 8.6 57 0.46 37 67.09 na na52 742 Kreissparkasse Esslingen-Nürtingen (12/05) 404 3.2 9,747 46 3.0 4.14 4.13 56 61 29 -21.2 -22.7 291.1 70 7.4 9.7 60 0.30 54 na na na53 747 Sparkasse Münsterland Ost (12/05) 398 2.5 8,843 48 0.6 4.50 4.42 47 52 21 115.8 111.6 -52.6 8 5.4 2.6 71 0.24 66 67.23 11.00 na54 752 Kreissparkasse Heilbronn (12/05) 392 4.6 8,193 50 -0.8 4.78 4.53 38 46 42 7.5 5.4 -40.9 43 11.0 10.7 32 0.52 31 62.12 13.10 na55 785 Stadtsparkasse Wuppertal (12/04) 361 8.5 7,751 53 2.0 4.66 4.39 39 44 45 -4.5 -6.0 120.1 61 13.0 15.0 19 0.58 22 63.07 na na56 788 Sparkasse Bielefeld (12/05) 359 4.3 6,212 65 1.4 5.78 5.62 19 22 37 4.7 2.7 -42.6 46 10.5 10.5 35 0.59 20 na na na57 792 Kreissparkasse Biberach (12/04) 357 21.9 6,482 64 5.8 5.51 4.78 23 27 39 -21.9 -23.2 119.4 71 11.9 18.5 23 0.60 19 48.68 na na58 794 Kreissparkasse München Starnberg (12/05) 356 5.3 7,037 59 2.8 5.06 4.94 31 38 39 -0.2 -2.1 -21.5 56 11.3 11.9 29 0.55 25 69.46 na na59 799 Kreissparkasse Waiblingen (12/05) 352 3.8 7,563 54 3.4 4.65 4.63 40 45 33 -7.7 -9.5 -30.3 65 9.5 10.6 46 0.43 39 54.00 15.60 na60 800 Sparkasse im Kreis Herford (12/05) 350 7.4 5,079 76 0.1 6.89 6.43 10 7 36 -6.9 -8.7 -7.1 63 10.5 12.2 34 0.70 17 74.90 17.20 na61 806 Frankfurter Volksbank (12/06) 344 -19.3 7,153 58 1.6 4.81 6.05 37 14 122 -15.0 -16.5 241.9 68 31.6 38.6 4 1.70 3 52.58 na na62 816 Sparkasse Osnabrück (12/06) 335 4.5 6,855 62 1.7 4.88 4.75 35 43 29 -7.5 -9.1 22.3 64 8.9 10.0 49 0.42 40 na na na63 835 Sparkasse Saarbrücken (12/04) 318 4.5 8,070 51 1.2 3.94 3.82 62 67 20 -41.0 -42.0 102.2 78 6.5 12.4 66 0.25 64 83.94 11.90 na64 842 Kreissparkasse Böblingen (12/05) 313 9.3 7,236 56 4.4 4.32 4.12 54 62 35 4.0 2.0 0.8 49 11.6 12.0 27 0.48 35 62.26 11.50 na65 846 Sparkasse Rhein Neckar Nord (12/05) 311 4.0 5,027 77 0.4 6.18 5.97 14 16 8 -45.6 -46.6 -10.8 81 2.8 5.2 81 0.17 76 76.04 17.50 na66 848 Sparkasse Freiburg-Nördlicher Breisgau (12/06) 310 0.5 6,718 63 -0.0 4.61 4.59 42 51 25 -0.1 -1.8 -26.0 55 8.0 8.2 58 0.37 49 62.90 10.50 na67 853 M.M.Warburg & CO KGaA (12/05) 307 na 3,859 86 9.2 7.95 8.68 6 5 34 80.2 76.8 22.8 12 11.1 6.1 31 0.88 11 70.73 na na68 855 Sparkasse Ulm (12/05) 306 5.7 5,270 74 2.8 5.81 5.65 18 20 32 35.8 33.2 -9.2 28 10.7 8.3 33 0.60 18 55.46 na na69 857 Kreissparkasse Südholstein (12/04) 305 9.8 6,969 61 1.5 4.38 4.05 53 56 9 20.9 18.9 61.6 34 3.1 3.4 80 0.13 79 67.18 na na70 873 Stadtsparkasse Augsburg (12/04) 297 6.7 6,114 66 -1.3 4.86 4.49 36 40 35 26.3 24.2 137.9 33 12.3 10.2 21 0.58 23 61.55 na na71 887 Kreissparkasse Göppingen (12/05) 288 5.2 5,726 69 0.2 5.03 4.79 32 41 27 21.2 18.9 -28.4 35 9.7 8.5 40 0.48 36 59.52 na na72 892 Allgemeine Hypothekenbank Rheinboden (12/05) 283 -75.1 79,476 20 -12.6 0.36 1.25 88 95 -1,237-3,779.4 -3,709.0 57.8 84 -174.3 3.0 86 -1.56 86 33.38 9.90 na73 897 Sparkasse Westmünsterland (12/05) 280 0.1 5,609 72 2.1 5.00 5.10 33 37 164,945.2 4,848.7 -97.7 1 5.8 0.1 69 0.29 57 73.20 na na74 901 Stadtsparkasse Mönchengladbach (12/06) 279 5.6 5,110 75 2.3 5.46 5.29 24 30 na na na na na na na na na na na na na75 908 Sparkasse Darmstadt (12/05) 275 4.5 3,981 85 1.1 6.92 6.69 9 9 34 3.4 1.4 9.1 51 12.6 12.7 20 0.85 13 64.85 15.80 na76 909 Sparkasse Hildesheim (12/05) 275 44.1 4,938 78 36.7 5.58 5.29 22 31 9 61.4 58.3 -50.3 18 4.1 3.1 78 0.19 74 70.41 9.90 na77 935 Stadt-Sparkasse Gelsenkirchen (12/06) 264 3.8 4,192 82 -1.2 6.31 6.00 13 11 22 -25.5 -26.8 3.9 73 8.5 11.9 52 0.52 28 62.30 na na78 939 Sparkasse Rosenheim-Bad Aibling (12/04) 263 7.7 3,214 87 0.7 8.17 7.64 5 4 18 -4.4 -6.0 52.4 60 7.3 8.2 63 0.57 24 65.39 na na79 941 Sparkasse Koblenz (12/05) 260 4.4 4,514 81 1.0 5.76 5.58 20 26 24 8.1 6.0 -16.2 42 9.6 9.2 42 0.54 26 68.19 11.00 na80 945 Sparkasse Heidelberg (12/04) 259 17.8 6,068 68 -0.5 4.27 3.61 55 58 -14-1,376.0 -1,355.1 13.6 83 -6.0 0.5 85 -0.24 85 79.33 na na81 949 Düsseldorfer Hypothekenbank (12/05) 257 18.0 21,986 32 21.1 1.17 1.20 87 96 32 52.0 49.1 10.8 23 13.3 9.5 16 0.14 77 23.79 13.00 na

Ranking Strength Size Soundness Profits Performance BIS NPLTier One Capital assets ratio Real profits growth Profits on Av. capital Return Cost/Inc. Capital To total

Country Capital Assets % % rank rank1 Pre-tax profit % % rank % % rank on assets ratio Ratio loansWorld $m %ch.2 $m rank %ch.2 latest prev. latest prev $m %ch.2 latest prev. latest latest prev. latest % rank % % %3

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TOP 1OOO WORLD BANKS

Ranking Strength Size Soundness Profits Performance BIS NPLTier One Capital assets ratio Real profits growth Profits on Av. capital Return Cost/Inc. Capital To total

Country Capital Assets % % rank rank1 Pre-tax profit % % rank % % rank on assets ratio Ratio loansWorld $m %ch.2 $m rank %ch.2 latest prev. latest prev $m %ch.2 latest prev. latest latest prev. latest % rank % % %3

TOP 1000 BY REGION - EUROPE

82 954 Kreissparkasse Tübingen (12/06) 256 3.1 5,646 70 2.6 4.54 4.51 45 57 16 -25.9 -27.1 1.8 74 6.5 9.1 67 0.29 58 67.00 na na83 964 Kreissparkasse Ostalb (12/04) 247 2.9 5,625 71 1.6 4.38 4.33 52 55 13 187.8 183.1 -6.5 3 5.3 1.9 73 0.23 69 63.43 na na84 970 Kreissparkasse Kaiserslautern (12/04) 243 4.5 4,156 83 4.7 5.85 5.86 17 18 22 319.1 312.2 -76.4 2 9.2 2.3 48 0.53 27 47.97 na na85 973 Nord-Ostsee Sparkasse (12/05) 243 4.6 4,778 80 1.1 5.08 4.91 30 39 20 60.1 57.1 0.1 20 8.4 5.5 53 0.42 42 64.91 11.40 na86 977 Europäisch-Iranische Handelsbank (12/06) 242 4.2 2,176 88 24.0 11.13 13.24 2 na 31 -9.0 -10.5 55.8 66 13.1 17.5 18 1.43 6 na 12.26 na87 988 Sparkasse Rhein-Nahe (12/06) 238 2.3 4,037 84 6.8 5.90 6.17 15 na na na na 24.4 na na 6.2 na na na 65.60 na na88 990 Sparkasse Bodensee (12/04) 237 0.9 5,403 73 -4.3 4.39 4.17 50 na 26 27.9 25.8 1,111.6 32 11.1 8.7 30 0.48 34 68.50 na na

GREECE1 99 National Bank of Greece (12/06) 7,083 39.5 100,842 1 26.7 7.02 6.38 2 7 1,670 34.5 30.3 37.5 3 27.5 26.5 3 1.66 2 52.23 15.60 3.802 140 Alpha Bank (12/06) 4,494 15.8 65,586 3 13.2 6.85 6.70 4 6 1,055 24.7 20.8 7.8 4 25.2 24.2 5 1.61 3 45.68 12.90 na3 fo EFG Eurobank Ergasias (12/06) 3,861 -10.7 70,881 2 21.0 5.45 7.39 8 1 1,096 23.1 19.3 27.3 6 26.8 23.7 4 1.55 4 47.56 10.40 2.764 238 Piraeus Bank (12/06) 2,230 20.5 40,736 4 31.4 5.47 5.97 7 9 733 82.7 77.0 35.6 2 35.9 21.9 1 1.80 1 49.39 11.00 2.375 301 Agricultural Bank of Greece (12/06) 1,625 -9.7 28,203 6 6.0 5.76 6.76 6 5 381 99.8 93.6 56.2 1 22.3 13.3 6 1.35 6 60.65 12.03 10.766 386 Emporiki Bank (12/06) 1,115 -37.7 30,022 5 13.9 3.71 6.79 10 4 -300 -299.1 -293.0 na 9 -20.7 7.8 10 -1.00 1067,815.00 9.00 na7 455 Greek Postal Savings Bank (12/06) 874 6.4 16,247 7 6.7 5.38 5.39 9 na 244 23.7 19.9 -15.6 5 28.8 19.7 2 1.50 5 48.54 11.23 na8 fo Egnatia Bank (12/05) 275 -13.1 3,874 9 15.6 7.10 9.44 1 3 26 -3.0 -6.4 -20.6 8 8.8 8.6 8 0.67 8 69.63 14.36 5.109 fo Geniki Bank (12/05) 242 55.3 4,130 8 0.6 5.85 3.79 5 8 -19 na na -1,676.0 na -9.3 -90.7 9 -0.45 9 86.73 10.77 12.4810 998 Aspis Bank (12/06) 232 58.3 3,309 10 13.4 7.01 5.03 3 na 24 20.9 17.2 191.4 7 12.8 13.4 7 0.73 7 76.67 13.16 na

HUNGARY1 240 National Savings and Commercial Bank (12/05) 2,223 22.1 24,421 1 25.3 9.10 9.35 3 3 899 15.2 11.3 51.4 5 44.5 56.0 2 3.68 2 57.20 na 3.602 fo MKB (12/05) 530 21.1 7,733 2 12.7 6.85 6.38 6 8 99 20.8 16.7 -10.3 4 20.4 19.9 7 1.28 8 58.66 10.00 3.823 fo Central-European International Bank (12/05) 484 6.5 6,900 3 22.7 7.01 8.08 5 6 114 2.0 -1.5 82.7 7 24.4 27.3 6 1.66 7 53.76 10.31 2.504 690 General Banking and Trust Co (12/05) 461 10.7 1,141 8 -3.4 40.39 35.26 1 1 119 10.7 6.9 28.8 6 27.1 28.5 5 10.42 1 23.59 na 1.025 fo HVB Bank Hungary (12/04) 422 17.5 5,238 6 28.6 8.06 8.82 4 5 123 78.4 67.1 19.1 2 31.6 20.5 3 2.35 3 47.60 15.98 0.866 fo Raiffeisen Bank (12/05) 371 8.5 5,855 5 18.2 6.34 6.90 7 7 110 34.2 29.6 1.6 3 30.9 27.0 4 1.88 4 68.19 na na7 fo Erste Bank Hungary (12/05) 285 22.2 6,803 4 29.8 4.19 4.45 8 9 116 170.1 160.8 94.6 1 44.9 27.4 1 1.71 5 76.19 na na8 932 Budapest Bank (12/05) 266 19.6 2,639 7 24.3 10.09 10.49 2 2 45 -27.9 -30.3 15.6 8 18.3 30.8 8 1.70 6 87.30 na na

ICELAND1 141 Kaupthing Bank (12/06) 4,486 76.6 56,592 1 59.6 7.93 7.16 2 2 1,411 62.3 52.1 193.9 2 40.2 39.0 1 2.49 1 35.89 15.00 1.002 202 Landsbanki Islands (12/06) 2,756 55.9 30,323 3 54.6 9.09 9.01 1 1 624 45.2 36.1 100.5 3 27.6 35.9 3 2.06 3 43.15 14.80 na3 228 Glitnir (12/06) 2,366 81.3 31,347 2 52.6 7.55 6.35 3 3 645 98.0 85.6 63.9 1 35.2 32.5 2 2.06 2 34.86 15.00 na

IRELAND1 53 Allied Irish Banks (12/06) 13,323 39.1 208,779 2 19.0 6.38 5.46 2 2 3,444 53.3 47.5 17.5 1 30.1 25.3 1 1.65 1 53.50 11.10 0.902 80 Bank of Ireland (03/06) 8,877 27.8 196,507 3 37.7 4.52 4.87 4 4 1,935 20.0 17.6 11.3 4 24.5 25.9 2 0.98 3 37.81 11.40 na3 105 Merrill Lynch International Bank (12/06) 6,626 96.1 150,317 4 -15.5 4.41 1.90 5 na 549 -25.5 -28.3 na 7 11.0 na 6 0.37 5 58.73 11.30 na4 117 Anglo Irish Bank Corporation (09/06) 6,124 42.3 92,784 5 51.9 6.60 7.04 1 1 1,076 24.1 19.8 32.7 3 20.6 23.8 5 1.16 2 27.00 12.13 0.545 151 DEPFA Bank (12/06) 4,156 6.0 293,619 1 -2.5 1.42 1.30 7 6 851 8.2 4.1 -11.8 5 21.1 24.3 4 0.29 7 26.09 13.50 na6 239 Irish Life & Permanent (12/05) 2,224 -7.5 72,245 6 28.2 3.08 4.27 6 5 497 -13.3 -15.4 53.5 6 21.5 25.5 3 0.69 4 57.37 12.60 na7 fo WGZ-Bank Ireland plc (12/05) 245 15.6 4,924 7 13.8 4.97 4.89 3 3 16 33.5 30.3 199.0 2 7.1 5.9 7 0.33 6 19.77 12.50 na

ITALY1 17 UniCredit (12/06) 38,700 1.9 1,084,267 1 4.6 3.57 3.67 36 36 10,813 101.8 97.7 19.6 3 28.2 20.0 10 1.00 22 56.50 10.50 na

JULY 2007 The Banker

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JULY 2007 The Banker TOP 1OOO WORLD BANKS TOP 1000 BY REGION - EUROPE

2 43 Banca Intesa (12/06) 16,736 -15.8 384,276 2 6.7 4.36 5.52 29 17 5,498 -0.2 -2.2 55.8 29 30.0 27.3 7 1.43 11 na 9.50 2.603 46 SanPaolo IMI (12/06) 15,589 8.2 380,022 3 9.6 4.10 4.15 33 32 4,051 1.8 -0.3 41.1 27 27.0 27.7 13 1.07 19 53.80 9.20 na4 85 Banca Monte dei Paschi di Siena (12/06) 8,626 8.9 208,818 4 3.1 4.13 3.91 32 33 1,697 17.7 15.3 47.2 20 20.5 18.2 18 0.81 31 60.90 9.48 1.805 87 Unione di Banche Italiane (12/06) 8,346 72.0 153,968 6 69.8 5.42 5.35 19 19 2,236 51.3 48.2 99.1 10 33.9 31.3 4 1.45 10 56.25 10.00 1.586 89 Capitalia Gruppo Bancario (12/06) 8,251 11.2 180,602 5 2.3 4.57 4.20 28 31 2,401 22.1 19.6 68.6 15 30.6 24.9 6 1.33 13 61.40 9.20 na7 129 Gruppo Banco Popolare di Verona e Novara (12/06) 5,146 18.7 90,471 7 15.0 5.69 5.51 17 18 2,052 58.8 55.5 38.5 5 43.3 30.6 2 2.27 2 46.83 9.92 2.318 167 Banca Popolare dell’Emilia Romagna (12/06) 3,700 29.4 59,604 8 4.4 6.21 5.01 15 24 898 19.7 17.3 47.1 17 27.4 25.8 12 1.51 8 55.47 10.79 3.829 191 Banca Popolare di Milano (12/06) 2,991 14.3 52,919 11 6.0 5.65 5.24 18 21 839 53.3 50.1 130.1 8 29.9 21.8 8 1.59 6 60.60 10.44 3.3810 fo Banca Antoniana Popolare Veneta (12/05) 2,814 3.7 53,519 10 -0.1 5.26 5.06 22 20 309 -49.8 -50.7 na 34 11.2 23.8 30 0.58 34 61.82 8.62 7.4511 242 Banca Popolare Italiana (Gruppo Bipielle) (12/05) 2,185 -6.2 55,825 9 9.3 3.91 4.56 34 27 -1,040 -322.6 -318.3 148.8 35 -46.1 21.2 36 -1.86 36 84.24 9.63 na12 251 Banca Popolare di Vicenza (12/06) 2,118 6.3 31,328 15 12.6 6.76 7.16 10 14 319 18.0 15.6 69.4 19 15.5 16.3 25 1.02 20 61.86 10.34 2.6913 268 Banca Lombarda (12/05) 1,937 0.5 45,237 12 14.5 4.28 4.88 30 30 566 37.0 34.3 11.5 11 29.3 23.3 9 1.25 16 60.70 9.71 2.0914 275 Banca CR Firenze (12/06) 1,841 44.8 31,362 14 7.4 5.87 4.36 16 29 545 53.0 49.8 16.7 9 35.0 27.6 3 1.74 4 59.14 9.34 2.1515 285 Banca Carige (12/06) 1,761 54.1 33,303 13 9.6 5.29 3.76 21 35 315 10.3 8.1 40.4 23 21.7 24.3 16 0.95 24 56.59 10.67 3.7016 307 Banca Popolare di Sondrio (12/06) 1,588 5.6 21,128 18 12.5 7.52 8.01 9 7 264 28.6 26.0 18.5 13 17.1 14.0 20 1.25 17 53.77 9.59 3.9117 332 Veneto Banca (12/06) 1,458 72.3 14,324 20 22.1 10.18 7.21 3 13 162 30.0 27.4 16.7 12 14.1 16.2 27 1.13 18 58.20 13.79 na18 359 Credito Emiliano (12/05) 1,246 14.4 24,926 16 8.5 5.00 4.74 25 25 375 63.2 60.0 36.0 4 32.1 22.2 5 1.50 9 61.65 9.94 0.7719 421 Findomestic Banca (12/06) 966 10.7 12,473 21 14.7 7.74 8.03 7 11 259 4.3 2.2 9.2 26 28.1 31.9 11 2.07 3 48.30 na na20 446 Banca delle Marche (12/06) 898 3.5 21,472 17 14.1 4.18 4.61 31 26 206 17.3 14.9 103.4 21 23.4 19.9 14 0.96 23 36.93 8.25 4.2421 529 Credito Valtellinese (12/05) 734 20.3 15,314 19 13.7 4.79 4.53 26 28 138 53.7 50.7 16.8 7 20.6 16.0 17 0.90 28 68.09 9.13 8.6822 590 Cassa di Risparmio di Bolzano (12/05) 608 0.7 7,153 27 11.4 8.50 9.41 5 4 67 20.6 18.2 1.1 16 11.1 9.3 31 0.94 27 na na na23 685 Banco Desio (12/05) 468 29.6 7,501 26 36.5 6.24 6.57 14 15 187 105.9 101.9 16.8 2 45.1 26.8 1 2.49 1 56.00 11.51 na24 687 Cassa di Risparmio di Ferrara (12/06) 465 -1.3 8,788 24 17.1 5.30 6.29 20 16 79 4.9 2.7 37.9 25 16.8 15.4 22 0.89 30 59.09 9.63 3.5425 712 Cassa di Risparmio di Ravenna (12/05) 428 11.0 4,318 33 6.9 9.91 9.54 4 3 68 55.9 52.8 20.2 6 16.8 11.5 21 1.58 7 57.94 14.19 2.0726 746 Banca Etruria (12/04) 398 6.2 7,877 25 4.8 5.06 4.99 24 23 74 18.3 15.7 113.6 18 19.2 17.9 19 0.94 26 67.76 10.10 7.0927 750 Banca Sella (12/05) 395 1.9 12,301 22 19.6 3.21 3.77 37 34 86 12.3 10.1 53.9 22 22.0 21.0 15 0.70 33 70.69 9.35 na28 803 Cassa di Risparmio di Rimini - CARIM (12/06) 347 7.4 5,417 29 8.5 6.41 6.47 12 5 48 -26.0 -27.5 51.4 33 14.4 19.6 26 0.89 29 54.08 10.17 1.2029 809 Istituto Centrale delle B. di Credito Coop. (12/04) 342 2.9 9,382 23 14.9 3.65 4.07 35 37 26 -15.6 -17.4 1.9 31 7.7 9.4 34 0.28 35 81.75 11.71 6.1430 818 Cassa di Risparmio di Asti (12/06) 333 7.4 5,234 31 24.9 6.36 7.40 13 12 53 27.6 25.0 12.7 14 16.4 13.5 24 1.01 21 63.85 9.18 5.3631 852 Istituto Centrale delle B. Popolari Italiane (12/06) 308 na 5,937 28 na 5.19 na 23 na 78 na na na na na na na 1.31 14 na 18.20 1.8032 880 Gruppo Bancario UNIBANCA (12/05) 295 -5.5 4,473 32 9.6 6.58 7.64 11 10 32 -19.8 -21.4 -9.8 32 10.6 12.7 33 0.72 32 69.12 9.65 na33 886 Cassa dei Risparmi di Forli (12/04) 288 2.3 3,761 34 7.3 7.67 8.05 8 9 47 -4.1 -6.2 2.4 30 16.6 17.8 23 1.26 15 55.50 8.68 5.6834 912 Banca Popolare di Cremona (12/04) 275 -3.5 2,255 36 -1.1 12.19 12.49 2 2 31 220.8 213.8 -57.3 1 10.9 3.4 32 1.36 12 70.65 12.05 2.2035 923 Banca di Piacenza (12/05) 269 3.3 3,243 35 11.1 8.30 8.94 6 6 31 -0.0 -2.0 1.8 28 11.6 12.0 29 0.95 25 61.97 13.84 5.1536 960 Banca Popolare di Intra (12/05) 250 -42.1 5,342 30 -4.1 4.67 7.74 27 8 -145 -520.6 -512.4 -21.5 36 -42.6 8.2 35 -2.71 37 59.97 7.64 na37 994 Banca di Cred. Coop. dell’Alta Padovana (12/04) 234 7.4 1,811 37 23.8 12.91 14.88 1 1 30 7.6 5.2 100.7 24 13.1 12.7 28 1.64 5 50.97 15.17 4.31

LATVIA1 fo Hansabanka Group (12/06) 486 62.1 7,171 1 71.2 6.78 7.15 2 2 136 56.1 46.4 12.8 2 34.7 33.9 1 1.90 2 42.21 9.03 0.212 920 Parex Bank (12/05) 270 32.0 3,107 2 29.3 8.68 8.50 1 1 63 101.4 88.6 9.4 1 26.7 16.7 2 2.04 1 61.09 11.10 na

LIECHTENSTEIN1 331 LGT Bank in Liechtenstein (12/05) 1,462 9.1 10,736 1 17.4 13.62 14.65 1 1 152 19.0 17.6 68.4 3 10.9 9.5 3 1.42 3 50.54 15.50 na2 401 Liechtensteinische Landesbank (12/05) 1,064 -0.4 10,011 2 15.0 10.63 12.27 2 2 176 46.6 44.9 6.1 1 16.5 11.3 2 1.76 1 41.05 na na

Ranking Strength Size Soundness Profits Performance BIS NPLTier One Capital assets ratio Real profits growth Profits on Av. capital Return Cost/Inc. Capital To total

Country Capital Assets % % rank rank1 Pre-tax profit % % rank % % rank on assets ratio Ratio loansWorld $m %ch.2 $m rank %ch.2 latest prev. latest prev $m %ch.2 latest prev. latest latest prev. latest % rank % % %3

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TOP 1OOO WORLD BANKS

Ranking Strength Size Soundness Profits Performance BIS NPLTier One Capital assets ratio Real profits growth Profits on Av. capital Return Cost/Inc. Capital To total

Country Capital Assets % % rank rank1 Pre-tax profit % % rank % % rank on assets ratio Ratio loansWorld $m %ch.2 $m rank %ch.2 latest prev. latest prev $m %ch.2 latest prev. latest latest prev. latest % rank % % %3

TOP 1000 BY REGION - EUROPE

3 615 Verwaltungs & Privat-Bank (12/05) 567 9.4 6,268 3 4.4 9.05 8.63 3 3 103 33.2 31.6 1.8 2 19.0 15.6 1 1.65 2 45.29 na na

LITHUANIA1 fo SEB Vilniaus Bankas (12/05) 363 12.6 5,193 1 43.6 6.99 8.91 1 1 62 34.1 30.6 0.0 1 18.2 17.2 1 1.20 1 56.36 8.28 1.18

LUXEMBOURG1 fo Fortis Banque Luxembourg (12/06) 4,150 28.2 68,642 1 21.5 6.05 5.73 3 3 990 22.8 19.6 3.4 3 26.8 24.9 2 1.44 1 39.00 13.80 na2 fo HVB Luxembourg (12/05) 2,583 na 49,522 4 26.0 5.22 6.57 4 4 248 7.2 4.6 37.9 6 9.6 9.0 7 0.50 5 19.67 16.41 na3 fo Société Générale Bank & Trust (12/06) 2,039 -6.3 50,479 3 33.1 4.04 5.74 5 2 227 -1.1 -3.7 -1.4 7 10.8 10.9 6 0.45 6 44.88 na na4 270 B. et Caisse d’Epargne de l’Etat Luxembourg (12/06) 1,892 4.2 53,843 2 4.0 3.51 3.51 6 7 175 11.7 8.8 19.9 4 9.4 9.0 8 0.33 8 60.67 12.15 na5 fo HSH Nordbank (12/06) 1,458 4.2 23,633 7 -18.2 6.17 4.84 2 5 249 31.3 27.9 37.7 2 17.4 21.9 3 1.05 4 na na na6 fo ING Luxembourg (12/05) 1,433 5.6 12,635 8 21.3 11.34 13.03 1 1 180 8.4 5.8 na 5 12.9 na 5 1.42 2 43.41 na na7 fo Kredietbank SA Luxembourgeoise (12/04) 1,125 -20.2 43,370 5 -2.9 2.59 3.16 7 9 519 35.5 32.5 29.2 1 40.9 28.4 1 1.20 3 73.85 14.10 na8 fo Norddeutsche Landesbank Luxembourg (12/05) 658 4.6 26,871 6 -5.4 2.45 2.22 8 10 96 -16.0 -18.1 -9.5 8 15.0 18.7 4 0.36 7 27.00 12.49 na

MALTA1 fo Volksbank Malta (12/06) 540 1.0 2,815 4 7.6 19.18 20.42 1 na 22 40.0 na -9.8 na 4.2 3.0 4 0.79 3 24.09 na 0.262 fo Raiffeisen Bank Malta (12/06) 481 -5.7 6,193 2 113.1 7.77 17.55 2 na 39 -52.2 na 290.7 na 7.9 16.0 3 0.63 4 10.37 na na3 705 Bank of Valletta (09/06) 435 12.5 6,855 1 10.0 6.35 6.21 4 2 113 44.3 39.5 40.5 1 27.5 21.6 2 1.65 2 41.97 14.50 7.404 fo HSBC Bank Malta (12/05) 304 -0.3 4,551 3 3.3 6.68 6.92 3 1 101 11.1 7.9 22.8 2 33.3 28.6 1 2.22 1 46.72 12.93 5.90

NETHERLANDS1 19 Rabobank Group (12/06) 34,757 6.2 732,708 3 9.9 4.74 4.91 6 6 3,572 1.1 -0.0 -6.1 8 10.6 11.3 9 0.49 8 68.53 11.00 na2 20 ING Bank (12/06) 33,958 10.2 1,178,697 2 7.3 2.88 2.81 10 11 6,617 3.0 1.9 51.9 6 20.4 21.9 2 0.56 5 63.76 11.02 na3 24 ABN AMRO Bank (12/06) 31,239 -13.4 1,299,966 1 12.1 2.40 3.11 12 10 6,681 -10.7 -11.8 2.6 9 19.9 24.1 3 0.51 7 74.94 11.14 na4 166 Bank Nederlandse Gemeenten (12/05) 3,710 22.5 108,141 4 3.5 3.43 2.90 9 9 367 3.3 1.6 -2.2 7 10.9 12.1 8 0.34 11 14.30 33.00 na5 231 SNS Bank (12/04) 2,348 8.0 57,260 5 9.2 4.10 4.14 7 7 309 19.5 18.0 12.8 2 13.7 12.4 6 0.54 6 59.80 11.70 na6 263 NIB Capital Bank (12/05) 1,992 6.5 37,760 7 28.3 5.28 6.36 5 5 423 -32.5 -33.6 192.7 10 21.9 32.7 1 1.12 2 22.86 13.90 na7 289 F. van Lanschot Bankiers (12/06) 1,714 19.4 24,680 8 4.3 6.95 6.07 4 4 295 17.6 16.3 39.0 3 18.7 18.5 4 1.20 1 57.53 12.50 0.488 298 Nederlandse Waterschapsbank (12/06) 1,671 4.8 46,322 6 6.1 3.61 3.65 8 8 188 5.1 4.0 29.9 5 11.5 11.9 7 0.41 10 9.70 114.73 na9 462 Friesland Bank (12/05) 854 6.7 10,728 10 3.3 7.96 7.71 3 3 113 26.5 24.5 38.1 1 13.7 12.5 5 1.06 3 54.00 13.40 0.7010 561 Achmea Bank (12/04) 656 -7.1 23,575 9 -6.0 2.78 2.82 11 12 36 na na -1,602.0 na 5.3 -2.9 11 0.15 12 73.24 na na11 944 Demir-Halk Bank (Nederland) (12/04) 259 5.2 2,650 11 11.8 9.78 10.40 2 2 23 17.7 16.3 -9.7 4 9.1 8.2 10 0.87 4 61.03 30.70 na12 979 Indover bank (12/04) 242 -1.6 1,072 12 -1.5 22.57 22.59 1 1 5 -51.6 -52.2 -40.5 11 1.9 4.0 12 0.44 9 118.34 47.70 na

NORWAY1 77 DnB NOR Group (12/06) 9,434 12.4 210,901 1 22.1 4.47 4.86 11 12 2,346 310.5 301.2 -64.0 2 26.3 7.3 4 1.11 9 50.63 10.00 0.702 fo Nordea Bank Norge (12/04) 2,733 1.0 43,709 2 2.8 6.25 6.37 6 5 532 462.5 459.9 -67.2 1 19.6 3.5 6 1.22 5 55.14 9.60 1.693 fo Fokus Bank (12/04) 762 26.1 13,126 4 17.0 5.80 5.39 7 9 94 37.0 36.3 -27.2 3 13.8 12.1 10 0.72 11 74.42 9.51 0.884 545 SpareBank 1 SR-Bank (12/06) 696 7.5 13,584 3 26.6 5.12 6.03 10 6 185 5.9 3.5 37.0 9 27.6 29.2 3 1.37 4 52.43 10.56 0.145 619 SpareBank 1 Midt-Norge (12/06) 560 8.0 10,092 5 16.3 5.55 5.98 9 8 178 21.4 18.7 57.7 6 33.0 30.5 1 1.77 2 50.56 11.90 0.416 624 Sparebank 1 Nord Norge (12/06) 556 18.3 8,780 6 12.2 6.33 6.00 4 7 155 33.9 30.8 33.7 4 30.3 25.2 2 1.77 1 48.59 10.36 1.127 658 Sparebanken Vest (12/05) 506 16.1 8,077 7 18.2 6.26 6.37 5 4 95 31.5 29.5 23.2 5 20.2 18.6 5 1.18 7 60.63 11.36 0.328 676 Sparebanken Hedmark (12/05) 474 11.1 4,480 10 13.3 10.57 10.78 1 1 63 16.7 15.0 19.9 7 14.0 13.3 9 1.40 3 51.12 14.95 1.169 fo BNbank (Bolig- og Næringsbanken) (12/04) 380 15.8 6,573 8 3.7 5.78 5.18 8 10 48 7.4 6.9 -18.9 8 13.6 14.0 11 0.73 10 32.88 9.90 na

JULY 2007 The Banker

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JULY 2007 The Banker TOP 1OOO WORLD BANKS TOP 1000 BY REGION - EUROPE

10 786 Sparebanken Møre (12/06) 361 4.5 5,052 9 18.5 7.15 8.11 3 3 60 4.4 2.1 10.8 10 17.0 17.9 7 1.19 6 64.49 11.68 na11 826 Sparebanken Sør (12/06) 326 14.9 4,190 11 22.1 7.77 8.26 2 2 49 3.4 1.0 12.6 11 16.0 17.7 8 1.17 8 61.00 13.00 na

POLAND1 252 PKO Bank Polski (12/05) 2,112 23.5 28,091 1 4.2 7.52 6.34 6 6 664 20.2 17.7 6.6 8 34.8 34.5 2 2.37 3 75.74 13.90 na2 fo Bank Pekao (12/05) 1,878 5.7 19,002 2 4.4 9.88 9.77 2 3 574 23.9 21.3 14.5 6 31.4 25.8 3 3.02 1 53.17 19.47 16.203 fo Bank BPH (12/05) 1,521 4.3 17,760 3 7.5 8.56 8.83 4 4 397 26.8 24.2 63.4 5 26.6 21.6 6 2.23 5 49.86 12.76 6.504 fo Bank Handlowy w Warszawie (12/05) 1,063 -23.8 10,093 6 -3.0 10.53 13.40 1 1 243 58.9 55.6 5.1 4 19.8 11.1 8 2.41 2 67.80 14.63 na5 fo ING Bank Slaski (12/05) 833 9.9 12,917 5 20.5 6.45 7.07 7 7 216 69.2 65.7 312.6 3 27.2 17.0 5 1.68 6 67.73 18.60 8.236 fo Bank Zachodni WBK (12/05) 819 11.7 9,077 7 7.3 9.02 8.67 3 5 211 21.0 18.5 111.5 7 27.2 24.4 4 2.33 4 61.99 16.05 na7 fo Bank Millenium (12/06) 701 -13.6 8,484 8 11.5 8.27 10.67 5 2 127 -47.8 -48.3 97.5 9 16.8 34.0 9 1.50 8 67.70 13.60 5.708 fo BRE Bank (12/06) 582 22.7 14,544 4 29.0 4.00 4.21 11 11 198 70.5 68.7 na 2 37.5 20.8 1 1.36 9 63.70 10.40 5.509 fo Kredyt Bank (12/05) 388 -0.7 6,391 9 -4.4 6.07 5.85 8 9 99 165.0 159.5 na 1 25.3 12.8 7 1.54 7 74.89 16.42 na10 821 Bank Gospodarstwa Krajowego (12/06) 329 na 6,303 10 na 5.22 na 9 8 22 na na na na na na na 0.35 11 62.10 16.60 13.6011 974 Bank Gospodarki Zywnosciowej (12/04) 243 -25.5 5,540 11 0.0 4.38 5.88 10 10 42 na na na na 14.6 -12.2 10 0.75 10 85.57 16.60 na

PORTUGAL1 125 Millennium bcp (12/06) 5,365 1.6 104,384 2 3.1 5.14 5.22 7 9 1,296 4.9 2.1 38.7 8 24.3 22.7 3 1.24 3 57.10 11.90 1.102 131 Caixa Geral de Depositos (12/06) 5,108 10.6 126,756 1 11.3 4.03 4.06 9 8 1,299 46.4 42.5 39.9 5 26.7 20.9 2 1.03 5 54.60 10.50 2.153 134 Banco Espirito Santo Group (12/06) 4,940 61.1 77,886 3 17.8 6.34 4.64 3 7 753 60.6 56.3 -2.7 3 18.8 14.1 6 0.97 9 49.97 13.10 1.114 fo Banco Santander Totta (12/06) 2,688 13.8 44,459 4 -6.8 6.05 4.95 5 6 725 29.1 25.6 11.8 6 28.7 24.8 1 1.63 2 na na 0.595 314 Banco BPI (12/05) 1,553 8.8 35,577 5 25.6 4.37 5.04 8 5 350 20.1 17.5 22.2 7 23.5 20.2 4 0.98 8 58.57 11.50 na6 486 Crédito Agrícola (12/05) 804 16.6 11,047 6 7.7 7.27 6.72 2 2 129 -0.1 -2.4 1.1 9 17.3 19.7 7 1.17 4 54.43 na na7 649 BANIF-SPGS (12/05) 519 0.6 9,855 7 29.4 5.27 6.78 6 4 97 79.9 75.9 52.2 1 18.8 11.4 5 0.99 7 59.70 9.26 1.648 fo Banco Itaú Europa (12/04) 436 9.3 3,316 9 6.1 13.16 12.76 1 1 62 69.9 66.0 22.8 2 14.9 10.7 9 1.87 1 34.47 22.20 0.039 fo BNC- Banco Nacional de Crédito Imobiliáro (12/04) 377 8.8 6,129 8 10.3 6.16 6.24 4 3 62 48.0 44.6 -14.8 4 17.1 12.9 8 1.01 6 46.57 9.20 1.19

ROMANIA1 fo Banca Comerciala Romana (12/05) 1,178 2.3 11,009 1 35.4 10.70 14.17 1 1 246 -11.5 -18.8 na 4 21.1 na 2 2.23 2 63.00 17.94 na2 fo BRD-Groupe Societe Generale (12/05) 569 92.1 6,322 2 67.6 9.00 7.86 4 3 185 17.2 7.5 na 2 42.8 na 1 2.93 1 51.97 17.91 na3 fo Raiffeisen Bank (12/05) 343 45.2 3,583 3 35.7 9.59 8.96 2 2 58 65.7 52.0 na 1 19.9 na 4 1.61 3 74.22 20.16 na4 847 Banca Transilvania (12/06) 310 61.3 3,244 4 64.0 9.55 9.71 3 na 50 5.2 -1.3 43.8 3 20.0 33.5 3 1.55 4 77.84 14.60 0.58

RUSSIA1 66 Sberbank (12/06) 11,134 36.2 131,657 1 37.9 8.46 8.56 21 23 4,140 24.4 13.5 216.5 16 42.9 47.9 6 3.14 7 54.15 11.20 1.102 116 VTB Bank (12/06) 6,203 25.9 52,403 2 42.7 11.84 13.42 14 11 1,404 99.7 82.1 66.4 7 25.2 18.8 13 2.68 11 74.91 14.00 1.343 323 Bank Uralsib (12/06) 1,507 7.3 11,606 5 27.3 12.98 15.41 12 13 217 -60.4 -63.9 891.5 25 14.9 60.9 20 1.87 21 56.03 13.20 na4 344 International Industrial Bank (12/06) 1,350 12.5 3,752 17 29.8 35.98 41.49 3 2 160 23.5 12.7 -12.3 17 12.6 11.5 21 4.28 6 16.08 38.86 0.025 352 Alfa Bank (12/06) 1,284 50.7 15,210 3 54.6 8.44 8.66 22 21 272 -7.3 -15.4 40.8 21 25.4 37.7 12 1.79 22 57.80 11.40 1.176 370 Bank of Moscow (12/06) 1,187 na 14,517 4 na 8.18 na 24 14 290 na na na na na na na 2.00 19 49.20 13.30 0.607 425 MDM Bank (12/06) 964 10.3 9,233 8 51.4 10.44 14.33 18 18 173 -9.9 -17.8 2,101.2 22 18.9 42.7 17 1.88 20 51.42 13.70 1.268 441 Natsionalnyy Reservnyy Bank (12/05) 918 97.4 1,546 23 41.2 59.42 42.50 1 1 612 185.8 153.7 99.2 5 88.5 55.9 1 39.61 1 4.15 68.00 na9 449 Rosbank (12/06) 892 18.4 11,235 6 38.9 7.94 9.31 25 20 230 39.2 26.9 185.8 12 28.0 30.2 9 2.05 17 55.83 15.00 3.2210 470 Vnesheconombank (12/05) 838 46.2 6,373 10 19.9 13.15 10.78 11 16 337 461.7 398.5 -73.2 3 47.8 10.8 4 5.29 4 32.97 na na11 471 Rosselkhozbank (12/06) 833 98.8 7,010 9 223.6 11.88 19.34 13 6 45 707.1 636.1 0.4 2 7.1 1.8 24 0.64 26 58.99 na 0.75

Ranking Strength Size Soundness Profits Performance BIS NPLTier One Capital assets ratio Real profits growth Profits on Av. capital Return Cost/Inc. Capital To total

Country Capital Assets % % rank rank1 Pre-tax profit % % rank % % rank on assets ratio Ratio loansWorld $m %ch.2 $m rank %ch.2 latest prev. latest prev $m %ch.2 latest prev. latest latest prev. latest % rank % % %3

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TOP 1OOO WORLD BANKS

Ranking Strength Size Soundness Profits Performance BIS NPLTier One Capital assets ratio Real profits growth Profits on Av. capital Return Cost/Inc. Capital To total

Country Capital Assets % % rank rank1 Pre-tax profit % % rank % % rank on assets ratio Ratio loansWorld $m %ch.2 $m rank %ch.2 latest prev. latest prev $m %ch.2 latest prev. latest latest prev. latest % rank % % %3

TOP 1000 BY REGION - EUROPE

12 502 International Moscow Bank (12/06) 781 69.0 9,377 7 69.6 8.33 8.37 23 24 273 96.0 78.7 9.7 8 44.0 37.7 5 2.92 8 37.90 12.50 na13 602 Nomos-Bank (Novaya Moskva) (12/06) 584 15.6 4,159 13 28.1 14.04 15.55 9 8 116 46.9 34.0 4.8 11 21.2 18.2 16 2.78 9 41.10 20.38 0.7214 646 Banking Group Zenit-Devon-Kredit (12/06) 526 90.3 3,892 15 59.1 13.52 11.30 10 9 95 22.4 11.7 180.3 18 23.7 29.5 15 2.44 15 53.30 15.70 0.8015 fo ZAO Raiffeisenbank Austria (12/05) 510 99.9 4,695 11 59.4 10.87 8.66 16 22 107 30.4 15.7 19.4 14 28.0 39.8 10 2.28 16 40.35 11.90 0.8816 726 Russian Standard Bank (12/05) 420 58.8 3,917 14 173.4 10.72 18.46 17 17 269 33.8 18.7 133.1 13 78.7 103.3 2 6.87 3 24.63 16.60 3.5017 751 Rossiyskiy Kredit Bank (12/06) 393 33.4 958 26 27.9 41.06 39.37 2 3 107 15.5 5.3 na 19 31.1 36.9 8 11.18 2 42.80 58.70 2.8018 fo ZAO Citibank (12/05) 393 14.9 3,407 18 21.4 11.54 12.19 15 12 94 -19.1 -28.2 -5.8 23 25.5 35.0 11 2.76 10 66.53 16.70 na19 755 Globexbank (01/06) 388 5.3 1,784 21 36.7 21.74 28.22 5 5 46 52.8 35.6 163.9 10 12.1 8.2 22 2.57 13 54.47 na na20 758 Promsvyazbank (12/05) 383 43.9 3,854 16 90.7 9.94 13.18 19 19 79 28.9 14.4 41.3 15 24.2 26.3 14 2.04 18 52.93 16.54 0.3521 777 Ak Bars Bank (12/05) 368 17.6 2,561 20 86.5 14.38 22.82 8 4 631,410.1 1,240.1 154.5 1 18.6 2.1 19 2.47 14 34.97 na 1.0422 831 URSA Bank (12/06) 324 204.1 4,239 12 288.6 7.64 9.76 26 na 73 198.1 171.8 na 4 33.8 na 7 1.72 23 48.39 15.10 5.6523 861 Bank Petrocommerce (12/05) 304 2.6 3,147 19 46.6 9.65 13.79 20 10 156 178.7 147.4 na 6 51.9 na 3 4.95 5 36.88 13.10 2.6624 872 Home Credit and Finance Bank (12/05) 297 205.4 1,367 24 52.4 21.74 10.85 4 na 16 -21.6 -30.4 na 24 8.2 29.7 23 1.18 24 36.18 32.20 13.9225 940 Evrofinance Mosnarbank (01/06) 263 33.3 1,628 22 12.6 16.14 13.63 7 7 43 97.5 75.3 na 9 18.6 na 18 2.62 12 56.60 19.40 0.4026 992 BIN Bank (12/05) 236 79.8 1,314 25 65.8 17.92 16.53 6 na 13 11.3 -1.2 294.5 20 7.0 9.0 25 0.97 25 74.99 na na

SERBIA, REPUBLIC OF1 930 Komercijalna Banka a.d. Beograd (12/06) 267 78.9 1,704 1 36.7 15.65 11.95 1 na 15 78.1 na 44.1 na 7.3 7.2 1 0.89 1 83.00 17.29 19.06

SLOVAKIA1 fo Vseobecná úverová banka (12/05) 516 2.8 7,099 2 3.6 7.27 7.32 2 3 129 32.4 28.9 3.2 1 25.3 20.2 3 1.81 1 58.78 na 4.722 fo Slovenská sporitel’na (12/05) 459 -12.5 8,107 1 9.1 5.66 7.05 4 4 133 17.7 14.6 10.6 2 27.0 22.4 1 1.64 2 59.94 11.01 6.133 fo Tatra Banka (12/05) 352 8.7 5,770 3 9.9 6.11 6.17 3 5 91 2.0 -0.7 30.0 3 26.8 28.6 2 1.57 3 60.04 na na4 fo HVB Bank Slovakia (12/05) 248 30.2 2,376 4 23.1 10.43 9.86 1 2 25 1.1 -1.6 na 4 11.3 na 4 1.04 4 51.51 na na

SLOVENIA1 416 Nova Ljubljanska Banka (12/06) 979 11.1 18,979 1 16.4 5.16 5.41 4 2 203 46.3 na 11.8 na 21.8 15.8 3 1.07 4 63.10 12.70 2.522 756 Gorenjska Banka d.d. Kranj (12/06) 388 9.1 1,965 4 7.7 19.72 19.47 1 1 76 -13.2 na -15.2 na 20.5 27.2 4 3.87 1 29.57 46.09 3.053 978 Nova Kreditna banka Maribor (12/05) 242 11.4 4,143 2 17.0 5.85 6.14 3 3 54 71.3 67.1 -22.1 1 23.4 14.7 2 1.30 3 59.89 13.85 na4 fo Banka Koper d.d. (12/06) 239 20.1 2,470 3 3.1 9.68 8.31 2 na 58 95.8 na -21.2 na 26.5 15.5 1 2.35 2 48.55 15.52 8.46

SPAIN1 10 Santander (12/06) 46,805 9.2 1,098,213 1 3.1 4.26 4.02 41 42 11,558 14.6 10.7 67.0 28 25.8 26.9 7 1.05 16 49.57 12.49 0.782 28 Banco Bilbao Vizcaya Argentaria (12/06) 25,779 20.2 542,494 2 5.0 4.75 4.15 34 40 9,259 25.7 21.4 30.4 19 39.2 36.1 3 1.71 4 43.89 12.00 0.833 45 Caja de A. y Pen. de Barcelona - la Caixa (12/06) 15,797 69.2 275,416 3 16.0 5.74 3.93 19 43 5,285 124.0 116.4 50.9 1 42.1 23.0 2 1.92 2 47.20 11.50 0.334 75 Caja de A. y Monte de Piedad de Madrid (12/06) 9,563 11.6 180,367 4 23.1 5.30 5.85 24 30 1,901 27.4 23.0 22.8 16 21.0 19.2 12 1.05 15 45.32 12.81 na5 92 Banco Popular Español (12/06) 8,152 8.7 120,704 5 17.7 6.75 7.31 13 13 2,270 21.8 17.7 5.9 22 29.0 27.5 4 1.88 3 38.20 9.87 0.726 139 Banco Sabadell (12/06) 4,505 4.8 95,851 6 39.1 4.70 6.24 35 22 938 10.6 6.8 23.5 31 21.3 20.3 11 0.98 23 46.87 11.42 0.397 154 Caja Mediterráneo (12/06) 4,066 na 81,975 8 na 4.96 na 31 24 683 na na na na na na na 0.83 31 39.99 12.56 0.818 163 Grupo Bancaja (12/05) 3,804 19.9 73,451 9 43.5 5.18 6.20 26 36 639 28.3 24.1 6.2 15 18.3 16.8 22 0.87 28 52.06 12.85 na9 189 Bilbao Bizkaia Kutxa (12/06) 3,021 -17.0 32,891 14 24.6 9.18 13.78 3 2 339 26.6 22.3 -23.2 18 10.2 8.8 43 1.03 19 46.65 20.33 0.4410 195 Caixa Catalunya (12/06) 2,890 na 88,965 7 na 3.25 na 46 44 631 na na na na na na na 0.71 38 42.60 11.18 0.7811 220 Caja Gipuzkoa San Sebastian (Kutxa) (12/06) 2,482 3.2 24,974 15 21.9 9.94 11.74 2 3 251 -11.7 -14.8 9.0 42 10.3 12.9 42 1.00 20 48.44 16.96 0.5012 230 Unicaja (12/06) 2,351 15.2 37,229 12 25.3 6.32 6.87 15 15 525 35.6 31.0 7.4 10 23.9 20.1 8 1.41 6 46.38 13.03 0.4613 265 Caja Laboral (12/06) 1,979 21.5 23,406 16 24.3 8.46 8.64 5 6 233 14.5 10.6 7.5 30 12.9 13.1 37 1.00 22 45.81 12.02 0.67

JULY 2007 The Banker

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JULY 2007 The Banker TOP 1OOO WORLD BANKS TOP 1000 BY REGION - EUROPE

14 277 Bankinter (12/05) 1,806 21.5 48,114 10 38.7 3.75 4.28 43 39 313 -0.4 -3.7 21.0 38 19.0 22.5 18 0.65 40 52.56 10.25 na15 278 Banca March (12/06) 1,806 -24.9 13,927 28 16.2 12.97 20.07 1 1 1,232 87.4 81.0 51.4 2 58.5 31.5 1 8.85 1 15.57 18.55 0.3416 287 Ibercaja (Caja de Zaragoza, Aragon & Rioja) (12/05) 1,742 16.4 36,113 13 43.9 4.82 5.96 33 25 326 18.2 14.4 2.3 24 20.1 19.5 14 0.90 27 56.01 na 0.5417 322 Caixa Galicia (12/05) 1,520 0.9 43,055 11 32.6 3.53 4.64 44 45 297 16.7 12.9 -2.6 25 19.6 18.0 16 0.69 39 58.91 12.30 0.2718 341 Caja de Ahorros de Murcia (12/06) 1,391 19.7 22,020 18 26.6 6.32 6.68 16 17 285 24.4 20.1 19.0 21 22.3 21.2 9 1.30 9 44.45 13.05 0.5019 342 Banco Pastor (12/05) 1,371 22.7 23,031 17 42.4 5.95 6.91 17 14 217 47.3 42.5 35.6 6 17.5 16.8 25 0.94 24 52.29 13.28 na20 404 Caixanova (12/05) 1,055 16.4 21,077 20 22.0 5.01 5.25 29 35 175 9.3 5.7 -8.3 32 17.8 18.2 24 0.83 32 61.48 12.30 na21 407 Caja Duero (12/05) 1,036 11.0 18,317 23 18.7 5.66 6.05 20 32 115 -9.8 -12.7 25.8 40 11.7 14.4 41 0.63 43 59.02 11.84 na22 414 CajAstur (12/05) 995 27.0 10,948 34 23.0 9.09 8.80 4 4 178 -4.0 -7.1 7.2 39 20.1 25.0 15 1.63 5 52.78 16.16 na23 419 Caixa Penedès (12/05) 971 13.6 19,149 22 35.9 5.07 6.06 27 23 121 -25.4 -27.8 1.2 44 13.3 20.2 36 0.63 41 62.84 na na24 426 Caja Espana de Inversiones, C.A. & M.P. (12/05) 961 3.5 21,296 19 21.1 4.51 5.28 37 29 173 26.7 22.6 33.0 17 18.3 14.9 23 0.81 34 51.98 11.74 0.8325 431 Caja de Ahorros y M. de P. de Navarra (12/05) 946 10.7 13,078 30 18.7 7.23 7.75 11 10 156 31.6 27.3 22.7 11 17.4 14.5 26 1.20 10 56.06 na na26 432 Caja de Burgos (12/06) 945 11.5 12,900 31 22.8 7.32 8.07 10 7 171 29.4 25.0 4.7 13 19.1 16.5 17 1.32 8 38.77 13.03 0.6127 fo Barclays Bank (12/04) 871 8.0 20,367 21 1.7 4.28 4.03 40 41 64 -11.4 -14.0 -23.5 41 7.6 12.0 44 0.31 46 80.14 na na28 484 El Monte - Caja de A. de Huelva & Sevilla (12/05) 805 9.4 14,989 27 20.3 5.37 5.91 22 27 200 76.4 70.6 5.3 3 26.0 17.4 6 1.33 7 59.68 11.92 na29 493 Caja de Ahorros y M. de P. de Cordoba (12/05) 793 4.1 16,972 25 19.6 4.67 5.37 36 26 147 2.7 -0.7 13.6 37 18.9 18.6 20 0.86 29 57.12 na 2.5030 524 Caja General de Ahorros de Granada (12/06) 746 16.2 16,846 26 22.7 4.43 4.67 39 37 181 47.9 42.9 2.7 5 26.1 21.4 5 1.08 14 58.14 11.82 na31 534 Caja General de Ahorros de Canarias (12/05) 718 22.2 9,693 36 22.3 7.41 7.42 9 12 101 8.0 4.5 0.7 34 15.4 16.7 32 1.04 17 57.88 14.21 na32 540 Caja Inmaculada (12/05) 704 11.5 9,321 38 18.1 7.55 8.00 8 8 110 37.4 32.9 1.2 9 16.5 13.0 29 1.18 11 56.07 13.94 0.4333 544 Sa Nostra—Caixa de Baleares (12/06) 696 4.7 13,301 29 18.0 5.24 5.90 25 18 125 25.0 20.7 5.4 20 18.4 16.3 21 0.94 25 51.92 10.65 0.3834 571 Caja San Fernando de Sevilla y Jerez (12/05) 643 5.9 11,032 33 22.7 5.82 6.75 18 16 129 41.2 36.6 74.6 8 20.6 15.3 13 1.17 12 65.07 11.64 1.7335 572 Confederación Española de Caja de Ahorros (12/06) 637 11.7 18,309 24 11.5 3.48 3.47 45 46 102 28.6 24.2 39.6 14 16.9 14.5 27 0.56 44 66.73 30.49 0.1536 580 Caja de Ahorros de Vitoria & Alava (12/05) 626 12.1 7,593 41 18.5 8.24 8.71 6 5 83 8.8 5.3 5.7 33 14.1 14.2 34 1.10 13 54.12 na na37 598 Banco Guipuzcoano (12/06) 591 8.2 11,872 32 25.1 4.98 5.76 30 31 85 4.6 1.0 24.5 36 15.0 17.0 33 0.72 37 55.07 11.09 0.5338 633 Caixa de Sabadell (12/05) 547 10.5 10,235 35 36.1 5.34 6.58 23 19 81 14.4 10.6 14.5 29 15.6 16.5 31 0.79 35 58.84 11.29 na39 684 Caixa d’Estalvis de Tarragona (12/06) 468 11.4 9,305 39 24.8 5.03 5.64 28 33 84 31.4 26.9 4.9 12 19.0 16.2 19 0.91 26 57.99 12.20 0.9140 710 Caixa d’Estalvis de Terrassa (12/05) 429 28.1 9,670 37 51.6 4.44 5.25 38 38 83 19.0 15.1 8.9 23 21.7 22.4 10 0.86 30 57.98 11.70 na41 718 Caja de Ahorros y M.P. del C.C.O. de Burgos (12/06) 423 3.8 5,989 44 14.6 7.06 7.80 12 9 49 5.0 1.4 10.3 35 11.9 12.3 40 0.82 33 73.39 12.11 0.3642 740 Caja Cantabria (12/05) 405 9.2 8,205 40 17.1 4.94 5.29 32 34 62 47.1 42.3 8.2 7 16.1 11.6 30 0.76 36 66.97 na na43 765 Caja de Ahorros & M.P. de Extremadura (12/05) 377 8.9 5,782 45 6.8 6.53 6.40 14 21 60 16.6 12.8 -0.6 26 16.5 15.5 28 1.03 18 55.32 12.00 na44 774 Caja Insular de Ahorros de Canarias (12/05) 372 5.8 6,894 43 28.1 5.39 6.53 21 20 43 74.2 68.5 -35.9 4 12.0 7.2 39 0.63 42 63.07 11.07 na45 843 Monte de P. y C. General de A. de Badajoz (12/05) 312 25.2 3,854 46 15.6 8.10 7.48 7 11 39 15.1 11.4 5.0 27 13.8 14.1 35 1.00 21 66.78 15.37 6.8946 883 Caixa d’Estalvis Laietana (12/05) 290 -10.0 7,431 42 35.4 3.90 5.87 42 28 39 -23.8 -26.3 16.7 43 12.7 16.3 38 0.52 45 57.25 10.10 na

SWEDEN1 30 Nordea Group (12/06) 17,315 14.9 456,855 1 6.6 3.79 3.51 3 4 5,031 25.3 23.6 17.4 2 31.1 27.7 3 1.10 2 51.81 9.80 0.872 81 Skandinaviska Enskilda Banken (12/06) 8,837 14.3 281,808 2 2.4 3.14 2.81 5 6 2,267 38.7 36.8 20.5 1 27.4 23.1 4 0.80 5 58.16 11.47 0.903 100 Swedbank (12/06) 6,919 18.9 197,102 4 13.0 3.51 3.34 4 5 2,078 -5.0 -6.2 25.4 6 32.6 36.2 2 1.05 3 52.00 9.80 0.074 104 Svenska Handelsbanken (12/06) 6,722 -21.0 260,767 3 13.2 2.58 3.70 6 3 2,500 9.6 8.1 19.4 5 32.8 28.9 1 0.96 4 42.12 8.00 0.265 762 Länsförsäkringar Bank (12/05) 380 16.8 6,491 5 20.1 5.86 6.02 2 2 19 21.6 21.1 94.3 3 5.5 5.3 6 0.30 6 84.41 11.28 0.346 895 Sparbanken Finn (12/05) 281 7.0 1,775 6 2.4 15.86 15.17 1 1 20 13.3 12.7 34.7 4 7.3 6.9 5 1.13 1 75.40 17.74 0.48

SWITZERLAND1 21 UBS (12/06) 33,212 1.5 1,963,870 1 16.3 1.69 1.94 34 35 12,019 12.4 11.2 20.9 26 36.5 36.8 3 0.61 22 69.77 14.70 0.60

Ranking Strength Size Soundness Profits Performance BIS NPLTier One Capital assets ratio Real profits growth Profits on Av. capital Return Cost/Inc. Capital To total

Country Capital Assets % % rank rank1 Pre-tax profit % % rank % % rank on assets ratio Ratio loansWorld $m %ch.2 $m rank %ch.2 latest prev. latest prev $m %ch.2 latest prev. latest latest prev. latest % rank % % %3

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TOP 1OOO WORLD BANKS

Ranking Strength Size Soundness Profits Performance BIS NPLTier One Capital assets ratio Real profits growth Profits on Av. capital Return Cost/Inc. Capital To total

Country Capital Assets % % rank rank1 Pre-tax profit % % rank % % rank on assets ratio Ratio loansWorld $m %ch.2 $m rank %ch.2 latest prev. latest prev $m %ch.2 latest prev. latest latest prev. latest % rank % % %3

TOP 1000 BY REGION - EUROPE

2 27 Credit Suisse Group (12/06) 28,802 33.4 1,029,219 2 -6.2 2.80 1.97 33 34 11,718 54.6 53.0 10.1 4 46.5 36.3 2 1.14 11 63.24 18.40 1.023 111 EFG Bank European Financial Group (12/06) 6,393 7.5 83,453 3 26.8 7.66 9.04 18 10 1,269 40.2 38.7 118.0 6 20.6 19.6 7 1.52 7 49.64 12.64 na4 138 Schweizer Verband der Raiffeisenbanken (12/05) 4,530 23.3 82,315 4 2.0 5.50 4.55 30 30 591 17.8 16.5 10.4 17 14.4 14.4 12 0.72 20 62.43 15.50 0.395 155 Zürcher Kantonalbank (12/05) 4,054 10.4 65,369 5 6.9 6.20 6.00 28 27 617 16.7 15.4 14.8 19 16.0 14.5 9 0.94 17 49.89 11.90 na6 fo HSBC Private Bank Holdings (Suisse) (12/05) 3,861 na 61,139 6 na 6.32 na 26 na 782 na na na na na na na 1.28 9 56.06 na na7 225 Banque Cantonale Vaudoise (12/05) 2,385 21.4 26,535 8 8.0 8.99 8.00 10 11 288 39.0 37.4 55.3 8 13.2 10.9 16 1.09 13 62.00 18.50 na8 264 Basler Kantonalbank (12/06) 1,985 19.8 21,035 10 4.1 9.44 8.20 9 19 260 13.2 12.0 -6.6 24 14.3 14.6 13 1.23 10 41.95 na na9 272 EFG International (12/06) 1,870 33.6 13,020 16 46.8 14.36 15.79 2 2 213 88.3 86.3 136.4 2 13.0 11.5 17 1.64 6 55.60 33.30 na10 281 Julius Baer Group (12/06) 1,791 51.1 29,495 7 25.6 6.07 5.05 29 31 927 499.5 493.2 -31.9 1 62.3 12.7 1 3.14 1 59.50 na na11 293 Migrosbank (12/06) 1,688 11.0 23,674 9 3.2 7.13 6.63 24 24 131 -2.0 -3.0 20.1 32 8.2 8.7 24 0.55 30 47.19 12.70 na12 353 Berner Kantonalbank (12/06) 1,282 9.7 17,272 11 1.7 7.42 6.88 21 26 104 4.3 3.2 15.4 30 8.5 8.5 23 0.60 23 51.11 na 0.3013 358 Valiant Holding, Berne (12/06) 1,250 8.1 14,083 15 0.3 8.87 8.23 12 16 145 13.1 11.9 10.7 25 12.1 11.5 18 1.03 15 46.88 15.63 na14 367 Union Bancaire Privée (12/06) 1,199 2.8 14,350 14 10.1 8.36 8.95 14 12 384 21.1 19.8 12.1 15 32.4 27.5 5 2.67 2 50.60 17.20 0.9115 387 Graubünder Kantonalbank (12/05) 1,111 8.0 10,063 21 3.6 11.04 10.59 4 7 58 24.3 22.9 14.5 10 5.4 4.7 31 0.57 27 44.57 16.00 na16 396 Luzerner Kantonalbank (12/05) 1,076 7.0 14,365 13 2.5 7.49 7.17 20 20 138 14.0 12.7 21.9 22 13.2 12.4 15 0.96 16 53.81 14.00 na17 402 St. Galler Kantonalbank (12/05) 1,061 6.7 14,546 12 3.0 7.29 7.04 22 23 160 39.9 38.3 8.7 7 15.6 12.1 10 1.10 12 45.85 14.50 0.5018 420 Thurgauer Kantonalbank (12/06) 967 10.2 12,229 18 3.8 7.91 7.45 17 21 53 13.3 12.1 8.1 23 5.8 5.6 30 0.43 32 45.50 13.40 0.6019 438 Vontobel Holding (12/06) 930 10.9 12,253 17 39.2 7.59 9.53 19 4 247 41.0 39.5 79.5 5 27.9 21.4 6 2.02 3 60.27 na na20 440 Basellandschaftliche Kantonalbank (12/05) 922 13.5 11,411 20 4.1 8.08 7.41 16 22 68 11.4 10.1 9.6 27 7.8 7.9 25 0.60 24 47.99 na na21 465 Aargauische Kantonalbank (12/05) 854 8.8 11,828 19 3.8 7.22 6.89 23 25 70 21.6 20.2 10.0 13 8.6 7.8 22 0.60 25 45.32 na na22 522 Schwyzer Kantonalbank (12/06) 747 8.3 8,327 25 7.5 8.97 8.90 11 13 48 21.5 20.2 20.6 12 6.7 5.8 27 0.58 26 39.30 16.25 na23 531 Banque Cantonale de Fribourg (12/06) 724 13.5 7,618 26 3.6 9.50 8.68 7 14 na na na 13.7 na na 8.5 na na na 37.10 na na24 537 Zuger Kantonalbank (12/06) 708 3.6 7,500 27 0.3 9.44 9.15 8 9 42 16.9 15.7 9.9 18 6.0 5.3 29 0.56 28 41.65 na 0.1825 558 Bank Sarasin (12/05) 669 12.3 6,461 29 13.2 10.35 10.44 5 8 110 23.6 22.2 80.2 11 17.4 15.4 8 1.70 5 70.86 na na26 584 Banca del Gottardo (12/06) 624 -13.7 9,644 24 -22.8 6.47 5.79 25 29 101 16.4 15.2 21.5 20 15.0 11.9 11 1.05 14 72.69 13.07 5.8127 607 Habib Bank AG Zurich (12/06) 582 30.4 6,119 30 48.3 9.51 10.82 6 6 57 21.3 20.0 72.7 14 11.1 11.4 19 0.93 18 47.44 13.50 1.3028 608 Cornèr Bank (12/06) 580 13.6 4,006 33 17.1 14.48 14.92 1 3 75 19.7 18.5 -5.4 16 13.7 11.8 14 1.86 4 60.21 na 0.8029 663 BSI (12/06) 492 38.0 10,043 22 19.1 4.90 4.23 32 33 152 30.1 28.8 26.1 9 35.7 32.7 4 1.51 8 na na na30 673 Banque Cantonale de Genève (12/05) 480 1.3 9,726 23 -8.0 4.94 4.49 31 32 44 68.8 66.9 272.0 3 9.3 5.6 20 0.45 31 65.93 na na31 704 Banca dello Stato del Cantone Ticino (12/05) 435 1.3 5,304 31 1.4 8.21 8.23 15 17 18 9.4 8.2 4.6 29 4.2 3.8 32 0.34 33 66.34 na na32 720 Banque Cantonale du Valais (12/06) 422 7.0 6,739 28 3.5 6.26 6.06 27 28 37 11.2 10.1 8.7 28 9.1 8.8 21 0.55 29 52.58 14.59 na33 731 Schaffhauser Kantonalbank (12/06) 410 8.0 3,198 34 1.7 12.83 12.09 3 5 26 14.3 13.1 20.4 21 6.6 6.3 28 0.82 19 37.50 13.12 na34 801 Banque Cantonale Neuchâteloise (12/06) 348 4.8 4,052 32 2.9 8.59 8.43 13 15 25 1.2 0.1 12.9 31 7.3 7.7 26 0.62 21 59.73 na na

TURKEY1 102 Türkiye Is Bankasi (12/06) 6,756 13.5 58,926 1 19.1 11.46 12.02 7 3 1,423 0.7 -8.0 34.1 11 22.4 25.2 12 2.42 10 43.60 24.82 3.632 132 Akbank (12/06) 5,077 16.6 42,811 3 9.3 11.86 11.12 4 6 1,372 -9.8 -17.6 32.6 13 29.1 34.7 7 3.21 4 41.07 19.82 2.103 149 TC Ziraat Bankasi (12/05) 4,190 13.9 48,349 2 14.0 8.67 8.67 12 10 2,042 -9.7 -16.6 na 12 51.9 na 1 4.22 2 33.53 48.00 2.304 177 VakifBank (Türkiye Vakiflar Bankasi) (12/06) 3,288 13.5 27,622 6 14.5 11.90 12.00 3 11 733 4.5 -4.6 -17.6 10 23.7 31.9 11 2.65 7 66.44 21.16 na5 185 Türkiye Garanti Bankasi (12/06) 3,174 16.6 40,666 4 39.1 7.80 9.31 13 8 1,040 54.6 41.3 65.1 4 35.3 27.1 3 2.56 8 49.97 12.76 0.646 197 Yapi ve Kredi Bankasi (12/06) 2,853 164.2 37,986 5 104.6 7.51 5.82 14 15 642 na na na na 32.6 -83.6 6 1.69 12 68.30 13.30 na7 232 Türkiye Halk Bankasi (12/05) 2,329 4.1 20,112 7 5.2 11.58 11.70 5 4 565 7.3 -0.8 na 8 24.8 na 10 2.81 5 44.79 49.64 16.248 363 Finansbank (12/05) 1,218 36.5 13,175 8 33.6 9.24 9.05 10 9 539 54.6 42.9 na 3 51.1 na 2 4.09 3 47.00 14.84 2.429 428 Denizbank (12/06) 954 38.6 10,459 9 23.7 9.12 8.14 11 12 278 31.9 20.5 88.5 7 33.8 34.6 5 2.66 6 52.70 13.80 1.90

JULY 2007 The Banker

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JULY 2007 The Banker TOP 1OOO WORLD BANKS TOP 1000 BY REGION - EUROPE

10 fo HSBC Bank (12/05) 914 30.3 5,801 13 48.4 15.75 17.94 1 1 276 106.5 90.9 na 1 34.2 na 4 4.76 1 58.79 14.05 2.3211 fo Fortis Bank (12/06) 767 -2.3 6,782 11 24.8 11.31 14.45 8 2 118 39.7 27.6 na 5 15.2 11.6 13 1.74 11 73.27 15.28 3.0612 533 Oyak Bank (12/05) 721 68.1 6,269 12 35.8 11.49 9.28 6 5 152 54.8 43.1 na 2 26.5 na 9 2.43 9 56.34 17.50 0.7113 703 Türk Ekonomi Bankasi (12/06) 437 23.6 7,309 10 47.9 5.98 7.16 15 14 114 8.3 -1.1 71.4 9 28.9 32.6 8 1.56 13 na 13.00 0.9014 906 Tekstil Bankasi (12/06) 276 97.1 2,009 15 39.9 13.73 9.75 2 na 18 38.2 26.2 28.8 6 8.8 11.5 15 0.92 15 66.93 15.04 0.8815 975 Sekerbank (12/05) 243 21.1 2,452 14 1.5 9.89 8.29 9 7 27 -63.0 -65.8 -100.0 14 12.2 0.0 14 1.10 14 59.72 20.23 17.01

UKRAINE1 fo UkrSibbank (12/06) 394 104.9 4,360 2 101.5 9.03 8.88 3 na 16 4.9 -3.8 -40.0 3 5.6 9.1 4 0.38 4 71.90 12.20 1.462 838 Prominvestbank (12/06) 316 14.7 3,490 3 20.6 9.06 9.52 2 1 64 1.9 -6.6 51.4 4 21.5 25.0 3 1.82 2 63.15 10.35 0.503 850 PrivatBank (12/05) 309 38.8 4,618 1 47.1 6.69 7.09 5 2 76 58.3 39.5 183.0 2 28.5 24.5 2 1.64 3 59.69 10.28 na4 fo Bank Aval (12/04) 242 96.2 2,235 5 22.7 10.83 6.78 1 na 5 -80.3 -82.0 na 5 2.7 na 5 0.22 5 86.12 11.41 na5 995 Ukrsotsbank (12/06) 233 85.8 3,438 4 62.7 6.78 5.93 4 na 64 55.8 42.8 35.1 1 35.4 37.1 1 1.85 1 62.37 16.00 na

UNITED KINGDOM1 3 HSBC Holdings (12/06) 87,842 18.1 1,860,758 2 23.9 4.72 4.95 19 21 22,086 5.3 2.1 15.8 18 27.2 29.6 8 1.19 13 51.33 13.54 1.602 8 Royal Bank of Scotland (12/06) 58,973 6.5 1,710,703 3 12.2 3.45 3.63 24 27 18,033 15.8 12.2 11.6 13 31.5 31.2 4 1.05 15 53.01 11.73 1.353 12 Barclays Bank (12/06) 45,161 21.8 1,956,786 1 7.8 2.31 2.04 30 32 14,009 35.2 31.0 11.6 8 34.1 29.7 3 0.72 22 58.69 11.70 1.804 13 HBOS (12/06) 44,030 8.5 1,160,245 4 9.3 3.79 3.82 21 23 11,201 18.7 15.0 1.8 11 26.5 24.3 11 0.97 17 47.56 12.00 2.185 29 Lloyds TSB Group (12/06) 25,183 11.8 674,515 5 10.9 3.73 3.71 22 25 8,339 11.2 7.8 6.4 17 35.0 32.9 2 1.24 11 47.74 10.70 2.106 56 Standard Chartered (12/06) 12,833 32.0 266,047 7 23.7 4.82 4.52 18 22 3,178 18.5 14.9 20.8 12 28.2 30.3 7 1.19 12 55.64 14.30 1.937 fo Abbey National (12/06) 9,884 -10.0 376,531 6 -7.4 2.63 2.70 28 28 840 na na 52.5 na 8.1 7.5 24 0.22 28 65.99 na na8 130 Northern Rock (12/06) 5,123 28.4 198,293 8 22.1 2.58 2.46 29 31 1,230 26.8 22.9 11.5 10 27.0 24.4 10 0.62 25 30.38 11.64 0.429 133 Alliance & Leicester (12/06) 4,982 15.6 134,584 9 16.2 3.70 3.72 23 24 1,117 4.0 0.8 -12.5 19 24.0 25.6 13 0.83 20 na 10.20 na10 143 FCE Bank (12/06) 4,480 9.4 33,298 12 -3.1 13.45 11.92 7 10 646 -7.6 -10.4 7.2 22 15.1 18.3 16 1.94 6 63.43 na na11 fo Clydesdale Bank (09/06) 3,421 34.4 54,202 11 30.0 6.31 6.11 14 16 872 151.6 144.8 99.6 1 29.2 19.2 6 1.61 8 60.57 na 0.3012 188 Bradford & Bingley (12/06) 3,033 3.2 89,035 10 11.1 3.41 3.67 25 26 484 -6.4 -9.3 143.4 21 16.2 18.4 15 0.54 26 59.24 13.20 1.3013 235 Schroders (12/05) 2,270 18.3 5,753 20 30.7 39.45 43.59 2 2 432 31.3 27.6 25.3 9 20.6 15.5 14 7.50 2 65.89 na na14 321 The Co-operative Bank (01/07) 1,522 8.9 25,087 13 7.8 6.07 6.01 16 18 362 91.0 85.1 -28.9 3 24.8 13.6 12 1.44 9 65.18 15.30 1.4515 409 Close Brothers Group (07/06) 1,030 19.8 8,973 18 6.0 11.48 10.16 9 11 293 44.8 41.1 3.9 5 31.0 24.9 5 3.27 3 67.19 na 1.1016 fo Investec Bank (UK) (03/05) 910 2.9 13,767 16 30.7 6.61 8.40 13 15 133 42.2 37.9 976.8 7 14.8 10.9 17 0.97 18 66.48 17.70 0.9717 fo Singer & Friedlander Group (12/04) 686 3.1 5,336 21 25.3 12.85 15.63 8 8 60 -66.5 -67.5 118.6 26 8.9 28.4 22 1.13 14 73.52 17.00 na18 564 Egg (12/04) 654 -22.3 23,229 14 2.9 2.82 3.73 27 30 -206 na na na na -27.6 -7.7 29 -0.89 30 63.54 na na19 fo VTB Bank Europe (12/05) 548 12.0 2,543 27 42.3 21.54 27.37 5 3 26 -21.7 -23.9 -70.5 23 5.1 4.9 28 1.04 16 65.56 na na20 fo ABC International Bank (12/06) 546 8.0 3,486 26 -9.9 15.66 13.06 6 7 33 3.7 0.5 139.9 20 6.3 6.5 27 0.95 19 64.10 17.00 0.5121 fo Standard Bank (12/05) 533 2.3 16,495 15 28.8 3.23 4.07 26 29 47 -26.7 -28.7 850.8 24 8.9 16.8 21 0.29 27 88.98 na na22 655 N M Rothschild & Sons (03/06) 510 23.4 9,505 17 15.3 5.36 5.01 17 20 176 149.2 142.8 76.1 2 38.2 17.1 1 1.85 7 33.71 na 0.6023 fo National Bank of Kuwait (International) (12/06) 425 1.8 4,321 24 24.1 9.84 12.00 10 na 30 73.5 68.1 39.9 4 7.1 4.2 25 0.69 23 61.28 17.28 na24 fo Ahli United Bank (UK) (12/05) 382 5.3 4,510 23 -14.6 8.48 6.88 11 13 31 na na -146.1 na 8.3 -1.4 23 0.68 24 66.00 na na25 767 Nomura Bank International (03/06) 376 6.2 1,605 28 298.0 23.43 87.75 4 1 23 10.9 8.0 -5.8 15 6.3 5.9 26 1.43 10 11.18 na na26 869 British Arab Commercial Bank (12/06) 298 4.3 4,854 22 12.9 6.15 6.66 15 14 40 -52.9 -54.4 213.8 25 13.7 30.4 18 0.82 21 42.24 16.00 na27 fo Europe Arab Bank (12/06) 292 na 6,716 19 na 4.35 na 20 na -30 na na na na na na na -0.45 29 264.64 na 0.0528 889 Julian Hodge Bank (10/06) 286 -1.6 1,071 29 -15.9 26.70 22.81 3 4 31 11.0 7.9 5.5 16 10.6 9.8 20 2.86 4 37.39 na na29 fo Melli Bank (12/06) 251 -8.3 3,576 25 59.0 7.01 12.15 12 9 71 44.4 39.9 55.9 6 27.0 18.7 9 1.98 5 19.79 28.83 na30 fo Bank Saderat (12/06) 247 -2.5 358 30 -74.6 68.95 17.95 1 6 34 14.1 10.6 45.7 14 13.4 12.3 19 9.38 1 22.63 47.95 0.25

Ranking Strength Size Soundness Profits Performance BIS NPLTier One Capital assets ratio Real profits growth Profits on Av. capital Return Cost/Inc. Capital To total

Country Capital Assets % % rank rank1 Pre-tax profit % % rank % % rank on assets ratio Ratio loansWorld $m %ch.2 $m rank %ch.2 latest prev. latest prev $m %ch.2 latest prev. latest latest prev. latest % rank % % %3

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TOP 1OOO WORLD BANKS

Ranking Strength Size Soundness Profits Performance BIS NPLTier One Capital assets ratio Real profits growth Profits on Av. capital Return Cost/Inc. Capital To total

Country Capital Assets % % rank rank1 Pre-tax profit % % rank % % rank on assets ratio Ratio loansWorld $m %ch.2 $m rank %ch.2 latest prev. latest prev $m %ch.2 latest prev. latest latest prev. latest % rank % % %3

TOP 1000 BY REGION - MIDDLE EAST AND AFRICA

JULY 2007 The Banker

ALGERIA1 729 Crédit Populaire d’Algérie (12/05) 414 9.8 5,843 1 4.7 7.09 6.76 1 na 53 101.5 98.2 4.6 1 13.5 7.0 1 0.91 1 27.41 19.79 19.90

BAHRAIN1 179 Ahli United Bank (12/06) 3,224 48.1 55,316 1 49.9 5.83 5.90 9 8 694 33.5 na 87.3 na 25.7 21.4 1 1.26 6 39.82 14.83 1.212 269 Arab Banking Corporation (12/06) 1,901 3.2 22,402 3 27.4 8.49 10.47 6 6 222 43.2 na 30.2 na 11.9 9.9 7 0.99 8 54.13 15.80 2.033 284 Gulf International Bank (12/06) 1,767 9.5 24,787 2 8.4 7.13 7.06 8 7 264 27.3 na 36.2 na 15.6 13.6 5 1.06 7 35.52 11.60 0.234 371 International Banking Corporation (12/06) 1,179 101.6 3,075 7 28.0 38.34 24.34 1 2 -100 -120.2 na 189.4 na -11.3 109.4 8 -3.25 9 -5.46 26.97 na5 400 Awal Bank (12/06) 1,065 na 4,367 5 na 24.38 na 3 na 130 na na na na na na na 2.99 2 5.10 24.50 na6 694 National Bank of Bahrain (12/06) 459 8.4 4,458 4 11.9 10.29 10.62 5 4 98 20.7 na 5.4 na 22.2 19.9 3 2.20 4 35.95 28.70 1.247 721 United Gulf Bank (12/05) 422 35.4 1,687 8 21.5 24.99 22.43 2 1 81 87.0 82.3 16.8 1 22.1 14.2 4 4.80 1 27.00 25.80 na8 780 Shamil Bank of Bahrain (12/05) 365 15.5 1,526 9 -5.4 23.90 19.56 4 3 41 27.0 23.8 22.0 2 12.2 11.2 6 2.72 3 44.00 na na9 854 Bank of Bahrain and Kuwait (12/05) 306 -6.9 3,986 6 5.5 7.68 8.71 7 5 79 15.8 12.9 7.9 3 24.9 21.0 2 1.98 5 44.00 19.57 na

EGYPT1 373 National Bank of Egypt (06/06) 1,179 -1.3 34,107 1 15.6 3.46 4.05 7 4 89 29.1 23.9 65.0 4 7.5 5.8 4 0.26 6 33.00 13.32 na2 601 Banque Misr (06/05) 584 1.9 18,490 2 17.3 3.16 3.64 8 6 38 16.8 7.2 3.1 7 6.6 6.0 6 0.21 7 26.94 na na3 636 Commercial International Bank (Egypt) (12/06) 538 21.5 6,632 4 24.5 8.12 8.32 3 2 168 56.7 45.5 4.8 2 34.2 27.6 2 2.53 2 36.98 10.92 3.804 654 Banque du Caire (06/06) 510 0.3 7,943 3 0.8 6.42 6.46 4 3 22 20.2 15.3 -17.0 6 4.3 3.5 7 0.27 5 na 17.26 na5 693 Arab International Bank (06/05) 459 -4.0 3,652 7 -1.2 12.57 12.93 1 1 33 34.0 23.0 -51.1 5 6.9 5.2 5 0.89 4 na na na6 839 Bank of Alexandria (06/06) 315 12.4 5,764 5 -13.8 5.47 4.20 5 5 3831,746.7 1,672.2 35.8 1 128.6 7.7 1 6.65 1 14.44 16.84 26.077 948 Arab African International Bank (12/06) 258 24.0 4,918 6 48.4 5.25 6.28 6 na 77 51.1 40.3 70.7 3 33.0 26.3 3 1.57 3 59.00 11.87 6.198 fo Credit Agricole Egypt Bank (12/06) 247 na 2,763 8 na 8.93 na 2 na 4 na na na na na na na 0.15 8 na 24.68 na

IRAN1 176 Bank Saderat Iran (03/06) 3,328 na 27,887 2 na 11.93 na 3 6 528 na na na na na na na 1.89 5 59.23 na 16.402 380 Bank Melli Iran (03/06) 1,148 na 39,431 1 na 2.91 na 8 8 439 na na na na na na na 1.11 8 61.08 9.76 3.663 510 Bank of Industry and Mine (03/06) 761 -6.1 2,719 9 36.0 27.99 40.55 1 1 161 22.5 8.1 -4.8 5 20.5 21.8 6 5.91 1 39.44 25.00 6.034 527 Bank Tejarat (03/06) 737 75.0 22,490 4 22.3 3.28 2.29 7 7 278 52.5 34.6 76.4 3 48.0 49.1 3 1.24 6 48.20 na 7.305 575 Parsian Bank (03/06) 633 140.7 8,853 7 158.9 7.16 7.70 5 3 227 63.1 43.9 475.3 2 50.6 89.1 2 2.56 3 13.39 11.30 na6 591 Bank Keshavarzi (03/06) 607 -2.8 13,130 6 34.9 4.62 6.41 6 5 55 -73.5 -76.7 76.1 7 8.9 40.4 8 0.42 10 95.30 9.95 17.487 650 Bank Mellat (03/06) 518 24.2 25,985 3 13.7 1.99 1.83 10 10 134 -12.0 -22.3 105.5 6 28.7 40.8 5 0.52 9 54.10 7.06 na8 790 Bank Eghtesad Novin (EN Bank) (03/07) 358 190.5 4,420 8 177.7 8.10 7.74 4 na 100 174.9 na 5.2 na 41.6 39.0 4 2.26 4 79.00 9.50 na9 807 Bank Sepah (03/05) 344 37.6 15,634 5 48.2 2.20 2.37 9 9 176 118.6 89.8 -9.4 1 59.4 42.4 1 1.13 7 66.60 5.40 4.3010 824 Export Development Bank of Iran (03/06) 327 0.3 1,623 10 23.2 20.13 24.73 2 2 56 27.2 12.2 11.6 4 17.3 14.9 7 3.48 2 12.00 24.58 11.47

ISRAEL1 142 Bank Hapoalim (12/06) 4,485 11.2 66,950 2 3.5 6.70 6.23 1 2 1,025 9.9 7.6 23.9 2 24.1 23.4 1 1.53 1 58.90 10.53 2.622 158 Bank Leumi le-Israel (12/06) 3,991 3.6 68,483 1 6.1 5.83 5.97 2 3 616 -8.7 -10.6 1.9 4 15.7 18.1 4 0.90 3 73.60 11.56 1.353 257 Israel Discount Bank (12/06) 2,044 21.8 38,471 3 2.4 5.31 4.47 4 6 132 -18.2 -19.8 -15.3 6 7.1 10.0 6 0.34 6 81.64 10.50 na4 375 Mizrahi Tefahot Bank (12/06) 1,176 7.9 21,470 4 5.1 5.48 5.33 3 4 185 -12.1 -13.9 34.7 5 16.3 20.4 3 0.86 4 66.11 10.75 1.43

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JULY 2007 The Banker TOP 1OOO WORLD BANKS TOP 1000 BY REGION - MIDDLE EAST AND AFRICA

5 394 First International Bank of Israel - FIBI (12/06) 1,079 8.1 20,482 5 41.2 5.27 6.88 5 1 211 6.1 3.9 78.3 3 20.3 20.8 2 1.03 2 62.71 10.10 8.176 943 Union Bank of Israel (12/05) 259 7.5 5,576 6 13.4 4.65 4.91 6 5 30 63.1 61.0 na 1 11.9 7.7 5 0.53 5 65.95 10.93 na

JORDAN1 208 Arab Bank (12/05) 2,630 7.4 27,484 1 0.4 9.57 8.94 3 2 637 49.5 44.4 35.9 2 25.1 18.1 2 2.32 2 43.96 19.01 4.882 699 The Housing Bank for Trade and Finance (12/05) 442 23.2 4,508 2 28.1 9.82 10.21 2 1 148 135.3 127.3 36.4 1 37.0 17.0 1 3.29 1 34.20 17.31 4.303 910 Jordan Ahli Bank (12/06) 275 25.9 2,440 3 4.1 11.28 9.33 1 na 43 -11.3 na 355.8 na 17.3 28.2 3 1.75 3 56.97 17.83 15.77

KUWAIT1 186 National Bank of Kuwait (12/06) 3,108 45.9 27,320 1 27.4 11.37 9.93 4 5 918 23.6 19.9 31.0 6 35.1 37.2 3 3.36 2 25.02 19.20 1.202 210 Kuwait Finance House (12/06) 2,600 39.8 21,839 2 34.9 11.91 11.49 2 2 687 67.3 62.3 53.2 1 30.8 28.1 6 3.14 3 26.50 na 4.043 374 Commercial Bank of Kuwait (12/06) 1,177 45.0 10,091 4 24.5 11.67 10.02 3 4 359 23.4 19.7 25.0 7 36.1 39.6 2 3.56 1 18.48 19.96 6.984 389 Gulf Bank (12/06) 1,082 12.2 14,043 3 55.7 7.70 10.69 8 3 380 24.3 20.6 10.2 5 37.1 34.5 1 2.70 4 18.79 20.60 1.655 511 Al-Ahli Bank of Kuwait (12/06) 760 10.1 8,386 5 20.8 9.06 9.93 5 1 216 29.9 26.0 64.8 4 29.8 25.4 7 2.58 7 20.12 15.32 3.626 563 Burgan Bank (12/06) 654 3.8 7,645 6 17.0 8.56 9.65 6 6 200 31.8 27.8 37.5 3 31.1 24.1 5 2.61 6 27.08 16.48 3.577 fo Bank of Kuwait & the Middle East (12/06) 561 5.8 6,674 7 19.7 8.40 9.50 7 7 177 9.9 6.6 56.6 8 32.5 29.2 4 2.66 5 31.84 18.14 3.418 730 Boubyan Bank (12/06) 413 11.8 1,745 8 53.5 23.69 32.55 1 na 36 47.2 42.8 na 2 9.1 na 8 2.05 8 30.18 na na

LEBANON1 318 Audi Saradar Group (12/06) 1,536 108.0 14,156 2 23.3 10.85 6.43 1 2 198 55.8 na 48.1 na 17.4 20.4 3 1.40 2 45.18 26.65 5.802 376 BLOM Bank (12/06) 1,157 41.7 14,220 1 19.3 8.14 6.85 2 4 213 32.8 na 46.9 na 21.6 22.0 1 1.50 1 39.78 36.35 10.253 616 Byblos Bank (12/05) 565 23.4 7,526 3 10.9 7.51 6.75 4 5 84 32.5 32.6 13.8 2 16.5 14.2 5 1.12 5 49.45 25.04 10.524 715 BankMed (12/05) 425 -1.2 5,835 4 9.0 7.28 8.04 5 1 19 105.7 105.9 -71.9 1 4.5 2.0 7 0.33 7 65.72 26.70 na5 738 Fransabank (12/06) 407 13.5 5,246 5 5.9 7.75 7.24 3 3 65 16.9 na 11.8 na 16.9 16.5 4 1.23 3 51.68 26.24 24.716 898 Bank of Beirut (12/06) 280 17.5 4,629 6 7.3 6.04 5.52 7 na 52 52.9 na 8.2 na 20.3 17.4 2 1.13 4 56.19 29.64 20.727 993 Banque Libano-Française (12/04) 235 4.3 3,491 7 -2.7 6.73 6.28 6 6 22 -1.5 -3.8 na 3 9.6 10.0 6 0.63 6 55.43 18.24 17.71

LIBYA1 422 Libyan Arab Foreign Bank (12/04) 966 -0.4 11,242 1 18.1 8.59 10.19 1 1 168 42.7 na na na 17.4 na 1 1.50 1 na na na

MAURITIUS1 917 Mauritius Commercial Bank (06/06) 273 13.9 3,215 1 16.6 8.48 8.69 1 1 81 13.4 7.9 10.2 1 31.7 30.1 1 2.53 1 46.12 15.24 7.70

MOROCCO1 447 Attijariwafabank (12/05) 897 6.8 14,994 1 28.1 5.98 7.18 5 1 235 122.4 120.3 65.7 1 27.1 14.6 3 1.57 5 52.05 na na2 454 Crédit Populaire du Maroc (12/05) 881 15.1 12,966 2 12.7 6.80 6.66 4 4 291 33.5 32.2 54.1 3 35.4 28.3 1 2.25 1 52.96 22.00 na3 521 Banque Marocaine du Commerce Extérieur (12/06) 748 -2.9 10,060 3 12.5 7.43 8.62 2 2 158 16.7 13.0 53.4 5 20.9 18.9 5 1.57 4 58.94 na 7.044 fo B. Marocaine p. le Commerce et l’Industrie (12/04) 295 17.4 3,907 4 19.0 7.54 7.64 1 na 72 16.9 15.1 na 4 26.5 na 4 1.85 3 49.25 na 3.185 fo Société Générale Marocaine de Banques (12/05) 271 5.5 3,790 5 26.3 7.15 8.56 3 3 73 68.3 66.7 -18.0 2 27.7 17.6 2 1.93 2 49.98 na na

NIGERIA1 354 Intercontinental Bank (02/07) 1,277 188.0 5,735 3 90.9 22.26 14.75 3 5 184 120.6 na 9.8 na 21.4 22.6 6 3.21 4 59.54 35.86 4.652 501 Union Bank of Nigeria (03/06) 783 139.0 5,248 4 21.2 14.93 7.57 8 9 106 9.2 -4.5 -15.8 5 19.1 31.7 8 2.03 10 63.61 na 18.963 526 Zenith International Bank (06/06) 738 148.2 4,785 5 84.6 15.41 11.46 6 8 119 65.4 45.3 26.8 3 23.0 34.3 5 2.49 7 65.53 na 1.134 688 First Bank of Nigeria (03/07) 465 3.7 6,574 2 42.9 7.08 9.75 11 7 184 12.6 na 13.6 na 40.3 41.8 2 2.80 6 63.00 17.87 10.20

Ranking Strength Size Soundness Profits Performance BIS NPLTier One Capital assets ratio Real profits growth Profits on Av. capital Return Cost/Inc. Capital To total

Country Capital Assets % % rank rank1 Pre-tax profit % % rank % % rank on assets ratio Ratio loansWorld $m %ch.2 $m rank %ch.2 latest prev. latest prev $m %ch.2 latest prev. latest latest prev. latest % rank % % %3

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TOP 1OOO WORLD BANKS

Ranking Strength Size Soundness Profits Performance BIS NPLTier One Capital assets ratio Real profits growth Profits on Av. capital Return Cost/Inc. Capital To total

Country Capital Assets % % rank rank1 Pre-tax profit % % rank % % rank on assets ratio Ratio loansWorld $m %ch.2 $m rank %ch.2 latest prev. latest prev $m %ch.2 latest prev. latest latest prev. latest % rank % % %3

TOP 1000 BY REGION - MIDDLE EAST AND AFRICA

5 739 Guaranty Trust Bank (02/07) 406 36.6 3,959 6 57.7 10.25 11.83 9 4 128 89.2 na -0.2 na 36.4 23.7 3 3.23 3 55.90 na 2.026 851 IBTC Chartered Bank (12/06) 308 5.3 895 12 10.5 34.42 36.12 1 1 37 60.6 na na na 12.2 na 11 4.11 1 43.11 na 15.867 874 Oceanic Bank (09/06) 297 34.0 2,926 7 76.2 10.14 13.33 10 6 91 59.9 45.9 86.7 2 35.3 37.8 4 3.13 5 58.51 na 4.288 875 United Bank for Africa (09/06) 296 93.4 6,962 1 252.6 4.25 7.75 12 na 101 96.5 79.3 -3.7 1 44.9 40.9 1 1.45 11 71.05 na 13.749 894 First Inland Bank (04/07) 282 27.6 1,510 9 94.8 18.67 28.51 5 2 32 na na na na 12.7 na 10 2.11 9 55.45 33.09 16.5310 927 Spring Bank (12/05) 267 998.6 1,052 11 195.3 25.39 6.82 2 3 na na na -17.3 na na 16.0 na na na na na na11 937 Diamond Bank (04/06) 263 91.1 1,710 8 73.5 15.37 13.95 7 na 41 54.9 35.6 147.7 4 20.4 28.2 7 2.39 8 68.88 16.56 5.2912 fo Ecobank Nigeria (12/06) 238 13.8 1,070 10 95.3 22.20 38.08 4 na 41 121.3 na 51.5 na 18.2 15.0 9 3.79 2 63.72 na 3.09

OMAN1 559 BankMuscat (12/05) 668 38.2 5,185 1 7.6 12.87 10.03 3 3 137 33.2 31.6 28.5 2 23.9 24.3 2 2.65 3 43.00 17.82 na2 681 National Bank of Oman (12/06) 469 13.0 2,815 2 24.4 16.67 18.36 1 1 90 44.6 40.1 347.9 1 20.4 18.3 3 3.21 2 44.90 22.93 9.213 827 Oman International Bank (12/06) 326 9.6 2,391 3 12.0 13.62 13.92 2 2 77 18.6 15.0 54.5 3 24.7 22.8 1 3.22 1 38.88 22.05 12.67

QATAR1 279 Qatar National Bank (12/06) 1,803 22.0 19,688 1 43.2 9.16 10.75 6 5 553 30.4 na 72.0 na 33.7 31.3 3 2.81 4 26.80 16.70 1.202 361 Commercial Bank of Qatar (12/06) 1,229 -5.2 8,341 2 36.9 14.73 21.26 3 2 245 25.9 na 99.1 na 19.4 20.0 5 2.94 3 30.91 15.27 0.813 436 Qatar Islamic Bank (12/06) 933 92.3 4,090 4 55.9 22.81 18.49 1 1 278 98.0 na 62.8 na 39.2 32.9 1 6.80 1 29.08 21.11 4.004 548 Doha Bank (12/06) 681 32.0 5,961 3 42.5 11.43 12.33 4 4 205 -5.8 na 98.5 na 34.2 52.4 2 3.43 2 27.80 18.40 4.255 813 International Bank of Qatar (12/06) 336 46.2 1,840 6 43.7 18.26 17.94 2 3 42 68.2 na 151.9 na 14.7 14.8 6 2.26 5 22.48 22.41 0.586 950 Ahli Bank (12/06) 257 30.4 2,625 5 54.6 9.78 11.59 5 na 57 45.3 na 51.1 na 24.9 20.1 4 2.15 6 36.62 13.15 2.55

SAUDI ARABIA1 110 National Commercial Bank (12/06) 6,408 10.9 41,577 1 6.8 15.41 14.84 3 1 1,675 25.2 22.5 40.9 7 27.5 28.3 8 4.03 5 26.79 26.80 2.072 153 Samba Financial Group (12/06) 4,085 18.5 33,115 2 14.5 12.34 11.92 7 6 1,391 29.7 26.9 59.2 6 36.9 35.9 3 4.20 4 24.73 17.66 na3 168 Al Rajhi Banking & Investment Corporation (12/05) 3,597 57.8 25,377 3 22.1 14.17 10.96 5 2 1,504 91.9 90.5 43.5 2 51.2 37.2 1 5.93 2 22.72 19.50 2.004 181 Riyad Bank (12/06) 3,202 10.1 25,104 4 17.4 12.76 13.60 6 4 777 2.5 0.3 40.5 9 25.4 29.4 9 3.09 9 32.85 17.56 na5 217 Banque Saudi Fransi (12/06) 2,511 35.7 21,250 5 17.9 11.82 10.27 9 8 803 35.7 32.8 43.2 5 36.8 35.6 4 3.78 7 21.36 14.38 1.246 218 Saudi British Bank (12/06) 2,511 25.5 20,611 7 17.1 12.18 11.37 8 7 812 21.4 18.8 52.0 8 36.0 38.9 5 3.94 6 30.41 18.20 0.627 246 Arab National Bank (12/06) 2,131 25.9 20,837 6 15.6 10.23 9.39 10 10 669 37.0 34.1 55.5 4 35.0 32.8 7 3.21 8 32.88 17.10 0.738 304 Saudi Investment Bank (12/06) 1,602 13.1 10,906 9 3.2 14.69 13.41 4 5 536 88.5 84.4 80.0 3 35.5 23.9 6 4.91 3 17.74 24.71 1.019 382 Saudi Hollandi Bank (12/06) 1,137 16.0 12,481 8 17.0 9.11 9.19 11 9 254 -9.4 -11.4 40.6 10 24.0 32.1 10 2.04 10 33.14 15.00 2.9510 480 Bank Albilad (12/06) 807 4.3 3,012 11 58.7 26.80 40.78 1 na 48 na na na na 6.0 na 11 1.58 11 71.73 na na11 586 Bank Al-Jazira (12/05) 621 56.3 3,783 10 32.1 16.41 13.88 2 3 234 367.4 364.0 100.1 1 46.0 15.8 2 6.19 1 na na na

SOUTH AFRICA1 116 Standard Bank Group (Stanbank) (12/06) 6,516 35.4 139,023 1 28.2 4.69 4.44 6 6 2,634 27.6 22.0 36.1 2 46.5 43.9 3 1.90 3 53.50 14.60 1.202 fo ABSA Group (12/05) 3,788 3.0 64,263 2 17.0 5.89 6.69 4 4 1,112 -7.9 -10.9 20.3 6 29.8 36.0 4 1.73 5 58.00 11.36 1.703 175 Nedbank (12/05) 3,344 22.4 55,693 4 8.1 6.00 5.30 3 3 860 189.7 180.1 na 1 28.3 13.5 6 1.54 6 66.40 12.90 1.704 184 Investec (03/07) 3,175 18.0 46,813 5 39.6 6.78 8.03 2 2 835 6.4 2.6 168.1 5 28.5 35.6 5 1.78 4 59.00 14.70 1.205 192 FirstRand Banking Group (06/06) 2,928 24.6 61,700 3 27.2 4.75 4.84 5 5 1,522 13.3 9.2 31.6 4 57.7 58.3 2 2.47 2 58.11 12.50 1.416 714 African Bank (09/05) 425 3.0 1,142 6 -1.0 37.23 35.81 1 1 250 21.5 17.6 22.1 3 59.7 56.8 1 21.92 1 31.77 37.36 na

JULY 2007 The Banker

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JULY 2007 The Banker TOP 1OOO WORLD BANKS TOP 1000 BY REGION - MIDDLE EAST AND AFRICA

TOGO1 860 Ecobank Transnational (12/05) 304 84.4 2,199 1 15.1 13.82 8.63 1 na 74 22.2 14.5 24.0 1 31.5 40.4 1 3.35 1 62.50 21.70 12.20

TUNISIA1 841 Société Tunisienne de Banque (12/05) 314 11.1 2,938 3 -6.5 10.69 8.99 2 2 14 259.7 252.4 -73.2 1 4.6 1.4 3 0.47 3 na na na2 907 Banque Internationale Arabe de Tunisie (12/06) 276 35.5 3,186 2 12.7 8.65 7.19 3 na 20 8.1 3.5 -24.5 3 8.4 6.6 2 0.64 2 59.60 13.88 11.903 921 Banque Nationale Agricole (12/06) 269 -1.0 3,463 1 2.8 7.78 8.08 4 1 na na na 65.7 na na 6.0 na na na 42.58 na na4 1000 Banque de Tunisie (12/06) 231 8.5 1,395 4 5.5 16.57 16.12 1 na 36 13.7 8.8 6.9 2 16.4 15.6 1 2.61 1 48.62 18.46 6.38

UNITED ARAB EMIRATES1 193 Abu Dhabi Commercial Bank (12/06) 2,920 25.5 22,080 3 41.1 13.23 14.86 12 11 585 11.9 na na na 22.3 29.2 9 2.65 9 24.34 16.28 1.812 219 National Bank of Abu Dhabi (12/06) 2,509 31.0 27,492 1 20.7 9.13 8.41 15 14 587 -18.1 na na na 26.5 44.4 4 2.14 12 28.67 15.48 1.523 222 Emirates Bank International (12/06) 2,417 25.0 25,829 2 59.7 9.36 11.96 14 10 514 9.2 na na na 23.6 27.1 6 1.99 14 39.42 15.60 0.834 223 Dubai Islamic Bank (12/06) 2,403 175.9 17,545 5 49.9 13.69 7.44 11 13 431 49.0 na na na 26.4 36.1 5 2.46 11 41.10 na 2.205 243 First Gulf Bank (12/06) 2,183 4.7 13,005 7 81.7 16.79 29.14 7 3 418 45.5 na na na 19.6 22.5 11 3.22 5 19.35 21.86 1.436 253 Mashreqbank (12/06) 2,103 22.4 15,136 6 21.5 13.90 13.79 10 8 449 -18.3 na na na 23.5 37.1 7 2.97 6 36.48 17.52 1.257 324 National Bank of Dubai (12/06) 1,504 11.0 18,863 4 34.8 7.98 9.69 16 12 301 0.3 na na na 21.1 23.3 10 1.60 16 36.54 16.78 1.118 337 Union National Bank (12/05) 1,425 196.8 9,512 8 44.9 14.98 7.31 8 15 314 154.6 na na na 33.0 26.8 2 3.30 4 18.00 24.30 2.539 620 Sharjah Islamic Bank (12/05) 559 193.3 1,443 15 53.4 38.73 20.25 1 na 51 160.9 na na na 13.5 10.4 13 3.51 3 35.00 na na10 641 Commercial Bank of Dubai (12/05) 530 22.6 4,033 9 40.1 13.15 15.04 13 9 150 56.9 na na na 31.1 23.2 3 3.72 2 29.00 18.10 3.1811 682 Bank of Sharjah (12/05) 469 67.7 1,565 14 68.2 29.95 30.03 2 2 164 339.8 na na na 43.9 14.3 1 10.49 1 10.00 na na12 757 National Bank of Umm Al-Qaiwain (12/06) 385 2.0 1,343 16 30.8 28.68 36.77 3 1 24 -65.5 na na na 6.3 26.2 16 1.78 15 38.57 24.38 1.7313 759 Arab Bank for Investment & Foreign Trade (12/05) 382 5.7 1,694 13 18.7 22.52 25.30 4 4 36 77.5 na na na 9.7 5.7 15 2.13 13 29.85 35.00 na14 770 Invest bank (12/06) 374 9.1 1,815 11 8.4 20.62 20.49 5 5 48 -45.8 na na na 13.3 29.5 14 2.64 10 23.35 26.60 na15 810 Rakbank (12/06) 340 23.0 2,408 10 20.4 14.10 13.80 9 7 70 39.7 na na na 22.9 20.4 8 2.93 7 47.64 15.00 na16 820 National Bank of Fujairah (12/05) 329 40.6 1,710 12 48.4 19.26 20.32 6 6 48 40.1 na na na 17.0 15.4 12 2.80 8 32.00 27.66 na

Ranking Strength Size Soundness Profits Performance BIS NPLTier One Capital assets ratio Real profits growth Profits on Av. capital Return Cost/Inc. Capital To total

Country Capital Assets % % rank rank1 Pre-tax profit % % rank % % rank on assets ratio Ratio loansWorld $m %ch.2 $m rank %ch.2 latest prev. latest prev $m %ch.2 latest prev. latest latest prev. latest % rank % % %3

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TOP 1OOO WORLD BANKS

Ranking Strength Size Soundness Profits Performance BIS NPLTier One Capital assets ratio Real profits growth Profits on Av. capital Return Cost/Inc. Capital To total

Country Capital Assets % % rank rank1 Pre-tax profit % % rank % % rank on assets ratio Ratio loansWorld $m %ch.2 $m rank %ch.2 latest prev. latest prev $m %ch.2 latest prev. latest latest prev. latest % rank % % %3

TOP 1000 BY REGION - AMERICAS

JULY 2007 The Banker

ARGENTINA1 296 Banco de la Nación Argentina (12/05) 1,680 5.4 16,633 1 11.9 10.10 10.73 4 5 172 521.1 466.5 na 2 10.5 2.1 5 1.03 4 73.04 na na2 523 Banco Hipotecario (12/05) 747 13.0 2,709 7 -10.7 27.56 21.79 1 1 84 -11.8 -19.6 7.4 5 12.0 15.5 4 3.11 3 51.77 na na3 fo BBVA Banco Francés (12/05) 546 -8.2 5,307 3 0.1 10.28 11.21 3 4 45 621.7 558.2 na 1 7.9 1.1 6 0.85 6 46.73 na na4 735 Banco Macro Bansud (12/05) 407 -2.2 3,150 5 7.8 12.93 14.26 2 2 99 53.2 39.8 -2.9 4 23.9 15.7 2 3.13 2 65.59 31.53 5.345 745 Banco de Galicia y Buenos Aires (12/05) 401 -9.9 8,452 2 8.5 4.74 5.71 7 8 82 na na na na 19.5 -6.1 3 0.97 5 69.85 20.78 3.506 fo Banco Río de la Plata (12/05) 332 20.1 4,266 4 -13.7 7.79 5.60 6 6 -300-2,112.5 -1,935.6 na 6 -98.4 4.9 7 -7.02 7 64.36 na na7 885 Banco de la Ciudad de Buenos Aires (12/05) 288 13.8 2,982 6 20.0 9.67 10.20 5 3 105 213.0 185.5 na 3 38.9 13.2 1 3.53 1 35.23 na na

BAHAMAS1 fo FirstCaribbean International Bank (Bahamas) (10/06) 418 6.8 4,691 1 33.7 8.90 11.14 1 1 71 -28.4 -30.0 59.1 1 17.6 27.3 1 1.52 1 36.22 15.05 na

BARBADOS1 459 FirstCaribbean International Bank Group (10/06) 869 5.5 12,412 1 29.7 7.00 8.60 1 1 197 -29.0 -34.0 142.4 1 23.3 33.9 1 1.58 1 58.93 18.00 4.88

BERMUDA1 fo The Bank of Bermuda Limited (12/06) 1,259 na 10,298 2 na 12.22 na 1 na 309 na na na na na na na 3.00 1 54.05 24.07 0.702 667 Bank of N.T. Butterfield & Son (12/06) 488 21.2 11,133 1 21.0 4.38 4.38 2 1 138 24.2 na na na 31.0 30.6 1 1.24 2 67.30 13.50 0.77

BRAZIL1 54 Banco Itaú Holding Financeira (12/06) 13,200 72.0 98,124 3 38.6 13.45 10.84 2 5 3,023 -21.2 -24.4 4.1 16 29.0 50.9 10 3.08 5 60.83 18.10 na2 64 Banco Bradesco (12/06) 11,527 27.2 124,262 2 27.2 9.28 9.28 9 8 2,979 -17.8 -21.1 99.8 15 28.9 44.8 11 2.40 10 46.64 16.48 4.453 73 Banco do Brasil (12/06) 9,700 23.2 138,679 1 17.1 6.99 6.65 15 15 2,956 -12.8 -16.3 43.0 14 33.6 47.0 8 2.13 13 58.41 17.29 na4 157 Unibanco-União de Bancos Brasileiros (12/05) 3,994 15.7 39,244 5 15.7 10.18 10.18 7 6 1,252 46.6 37.1 -2.2 4 33.6 26.3 9 3.19 4 61.87 17.30 na5 fo Banco ABN AMRO Reál (12/05) 3,487 -8.4 32,336 7 22.8 10.78 14.46 4 1 875 7.0 0.1 215.8 12 24.0 22.1 15 2.71 8 61.70 15.20 na6 182 Caixa Economica Federal (12/05) 3,199 22.1 80,631 4 27.7 3.97 4.15 18 16 1,304 75.1 63.9 -27.2 3 44.8 30.3 5 1.62 14 79.23 na na7 fo Grupo Santander Banespa (12/05) 3,173 -10.1 38,006 6 27.8 8.35 11.86 12 4 912 19.4 11.7 na 8 27.2 na 14 2.40 9 67.08 14.13 na8 283 Banco Votorantim (12/05) 1,771 26.2 19,675 9 25.9 9.00 8.98 10 9 554 12.9 5.6 23.7 10 34.9 40.5 7 2.82 7 40.43 15.90 na9 312 Banco Safra (12/05) 1,565 8.3 18,094 10 7.5 8.65 8.59 11 10 419 8.2 1.2 -3.6 11 27.8 28.1 13 2.31 11 56.93 na na10 fo HSBC Banco Brasil (12/05) 1,466 28.5 20,309 8 38.3 7.22 7.76 14 12 461 45.7 36.3 227.6 5 35.4 32.5 6 2.27 12 64.09 na na11 402 Banco Citibank (12/05) 1,311 5.6 10,742 12 14.5 12.21 13.23 3 2 14928,231.5 26,405.3 na 1 11.7 na 17 1.39 16 85.62 na na12 492 Nossa Caixa (12/05) 958 5.3 14,274 11 6.9 6.71 6.81 16 14 99 -66.1 -68.3 -28.2 18 10.6 34.8 18 0.69 18 59.94 24.30 na13 fo BankBoston Brasil (12/05) 908 -19.5 9,659 13 6.7 9.40 12.46 8 3 -46 -171.9 -167.3 -78.8 19 -4.5 5.8 19 -0.48 19 97.33 na na14 621 Banco do Nordeste do Brasil (12/05) 559 0.7 5,381 16 -4.4 10.38 9.86 5 7 158 -2.0 -8.3 na 13 28.4 29.4 12 2.94 6 71.73 18.60 na15 665 Banco do Estado do Rio Grande do Sul (12/05) 489 11.4 6,021 15 16.2 8.12 8.47 13 11 237 15.0 7.6 -7.4 9 51.1 52.7 3 3.94 3 72.01 18.22 na16 805 Banco BMG (12/05) 346 50.0 1,689 19 35.7 20.48 18.53 1 na 245 39.2 30.3 218.6 6 85.0 94.2 1 14.51 1 45.59 na 3.9217 929 Banco Pactual (12/05) 267 1.8 8,891 14 146.7 3.00 7.27 19 13 127 29.5 21.1 -23.3 7 47.9 39.3 4 1.43 15 33.43 12.42 na18 fo Banco BNP Paribas Brasil (12/05) 253 10.0 2,462 18 -14.9 10.27 7.95 6 na 34 -38.1 -42.1 -63.0 17 14.0 24.6 16 1.37 17 46.37 na na19 fo Deutsche Bank SA Banco Alemao (12/05) 246 93.9 3,798 17 61.2 6.48 5.39 17 na 155 762.4 706.9 na 2 83.0 15.2 2 4.08 2 24.88 51.49 na

CANADA1 35 Royal Bank of Canada (10/06) 19,131 13.6 478,115 1 16.1 4.00 4.09 10 9 5,526 31.9 29.2 8.9 3 30.7 26.7 2 1.16 5 63.41 11.92 0.402 37 Scotiabank (10/06) 17,911 10.9 337,584 3 23.7 5.31 5.92 5 3 4,052 10.2 8.0 2.6 6 23.8 23.3 6 1.20 4 57.48 11.70 0.913 48 Toronto-Dominion Bank (10/06) 15,212 30.3 349,972 2 9.4 4.35 3.65 7 10 4,923 80.6 76.9 -6.6 2 36.6 23.8 1 1.41 2 66.60 13.10 0.254 49 Bank of Montreal (10/06) 14,822 15.1 278,574 4 5.1 5.32 4.86 4 6 3,078 3.7 1.6 -4.7 8 22.2 23.9 7 1.11 6 63.43 11.76 0.36

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JULY 2007 The Banker TOP 1OOO WORLD BANKS TOP 1000 BY REGION - AMERICAS

5 69 Canadian Imperial Bank of Commerce (10/06) 10,631 20.7 270,762 5 10.4 3.93 3.59 11 11 2,953 257.6 250.3 -69.8 1 30.4 8.4 3 1.09 7 65.91 14.45 0.436 98 Desjardins Group (12/06) 7,218 8.3 115,958 6 14.4 6.22 6.58 2 2 1,205 -7.1 -8.9 -1.9 10 17.4 20.4 9 1.04 9 83.58 14.33 0.397 150 National Bank of Canada (10/06) 4,163 5.9 100,793 7 8.4 4.13 4.23 9 7 1,051 0.8 -1.3 6.9 9 26.0 28.1 5 1.04 8 67.31 13.97 0.508 fo HSBC Bank Canada (12/05) 2,555 23.3 42,258 8 24.6 6.05 6.10 3 5 626 27.0 24.2 11.6 4 27.1 27.1 4 1.48 1 52.15 11.20 0.399 492 Laurentian Bank of Canada (10/06) 795 3.1 15,406 9 5.7 5.16 5.29 6 4 79 11.0 8.7 21.9 5 10.1 9.4 11 0.51 11 75.09 12.40 1.0610 713 VanCity (12/05) 427 13.1 10,096 10 12.4 4.23 4.21 8 8 54 -14.7 -16.6 16.8 11 13.5 18.0 10 0.54 10 75.27 13.80 0.1711 877 Canadian Western Bank (10/04) 295 14.0 4,030 11 13.2 7.33 7.28 1 1 52 6.4 4.0 26.9 7 18.8 20.1 8 1.29 3 51.13 11.80 na

CHILE1 fo Banco Santander Santiago (12/05) 1,638 1.1 25,470 1 8.5 6.43 6.90 5 4 563 18.3 14.8 1.3 3 34.6 29.8 2 2.21 1 44.60 12.89 na2 378 Banco de Chile (12/05) 1,156 13.9 20,795 2 10.8 5.56 5.41 7 6 393 18.2 14.7 17.1 4 36.2 31.5 1 1.89 2 55.05 11.23 0.873 495 Banco del Estado de Chile (12/05) 791 9.9 20,558 3 22.5 3.85 4.29 9 8 193 18.0 14.5 23.5 5 25.5 23.4 4 0.94 7 64.74 10.66 0.714 509 Banco de Crédito & Inversiones (12/05) 769 17.2 15,240 4 14.2 5.04 4.91 8 7 243 16.8 13.4 19.8 6 34.1 34.2 3 1.59 4 51.98 10.33 na5 551 Corp Banca (12/05) 678 -6.3 6,721 6 10.8 10.08 11.93 1 1 123 10.6 7.3 8.6 7 17.6 17.3 6 1.83 3 37.24 13.47 0.896 fo BBVA Chile (12/05) 504 2.7 8,283 5 6.4 6.08 6.30 6 5 66 103.1 97.1 -53.4 1 13.3 6.8 8 0.80 8 70.15 10.82 na7 904 Banco del Desarrollo (12/05) 277 10.0 3,893 8 25.9 7.12 8.15 3 2 45 -2.8 -5.7 28.1 8 17.0 19.3 7 1.16 6 56.03 12.20 na8 fo Scotiabank Sud Americano (12/05) 266 13.8 3,009 9 -8.8 8.83 7.08 2 na 13 -53.3 -54.6 22.3 9 5.0 12.2 9 0.42 9 75.84 13.81 1.899 957 Banco Security (12/05) 253 5.0 3,896 7 19.8 6.50 7.42 4 3 46 38.4 34.3 1.8 2 18.5 16.6 5 1.18 5 55.30 11.22 0.66

COLOMBIA1 430 Bancolombia (12/05) 951 92.1 13,496 1 76.2 7.04 6.46 2 2 536 49.8 42.6 45.1 1 74.2 82.2 2 3.97 3 54.94 10.93 1.222 793 Banco de Bogotá (12/05) 356 12.9 6,091 2 28.0 5.85 6.63 3 3 262 29.5 23.3 12.1 2 78.0 63.0 1 4.30 2 55.07 na na3 966 Banco Davivienda (12/05) 245 na 3,220 3 na 7.62 na 1 1 145 na na na na na na na 4.52 1 53.81 16.50 3.28

COSTA RICA1 969 Banco de Costa Rica (12/05) 245 39.7 2,862 1 46.7 8.54 8.97 1 na 43 7.8 -5.3 80.6 1 20.4 24.1 1 1.49 1 72.85 na na

CUBA1 946 Banco Internacional de Comercio (12/06) 259 11.7 2,308 1 113.9 11.21 21.47 1 1 65 71.7 na na na 26.4 20.1 1 2.80 1 10.26 21.81 0.30

PANAMA1 603 Banco Latinoamericano de Exportaciones(12/06) 584 8.9 3,978 2 30.5 14.68 17.58 1 1 58 -25.3 na -47.0 na 10.3 14.8 6 1.46 6 39.21 25.70 na2 632 Corporación UBC Internacional (12/05) 550 13.6 5,129 1 15.6 10.73 10.92 5 6 81 -1.1 -4.2 132.2 4 15.6 19.4 5 1.57 5 61.45 na na3 638 Banco Nacional de Panama (12/06) 533 1.5 3,823 3 4.9 13.95 14.40 2 2 117 26.9 na 700.7 na 22.2 18.1 2 3.07 2 33.78 na na4 737 Banco General (12/05) 407 11.1 3,095 5 17.8 13.15 13.95 3 3 79 3.9 0.6 25.3 1 20.3 21.5 3 2.54 3 41.06 na na5 748 BAC International Bank (12/05) 396 21.6 3,356 4 26.2 11.80 12.25 4 4 118 3.5 0.2 25.2 3 32.6 37.7 1 3.50 1 63.73 na na6 936 Banco Continental de Panamá (12/05) 264 -0.9 2,938 6 23.2 8.99 11.18 6 5 53 3.9 0.6 33.6 2 20.0 21.2 4 1.80 4 49.42 14.46 3.60

PERU1 475 Banco de Crédito del Perú (12/05) 814 15.4 9,181 1 34.4 8.86 10.32 2 2 307 129.2 125.5 43.9 2 40.4 19.8 2 3.34 1 50.30 8.10 na2 fo BBVA Banco Continental (12/05) 321 2.2 5,329 2 32.7 6.03 7.83 4 4 176 47.8 45.5 62.0 3 55.3 39.0 1 3.30 2 36.46 11.97 na3 849 Banco de la Nación (12/05) 310 5.8 3,200 4 29.1 9.67 11.80 1 1 105 143.3 139.4 41.2 1 34.7 14.7 3 3.27 3 58.46 na na4 955 Banco Wiese Sudameris (12/05) 254 -0.2 3,500 3 15.3 7.26 8.39 3 3 17 na na -683.5 na 6.8 -5.9 4 0.49 4 66.08 na na

TRINIDAD & TOBAGO1 573 RBTT Financial Holdings (03/06) 636 -6.9 6,489 1 4.1 9.80 10.96 3 3 181 0.6 na 10.9 na 27.5 30.7 2 2.79 3 57.98 na 2.70

Ranking Strength Size Soundness Profits Performance BIS NPLTier One Capital assets ratio Real profits growth Profits on Av. capital Return Cost/Inc. Capital To total

Country Capital Assets % % rank rank1 Pre-tax profit % % rank % % rank on assets ratio Ratio loansWorld $m %ch.2 $m rank %ch.2 latest prev. latest prev $m %ch.2 latest prev. latest latest prev. latest % rank % % %3

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TOP 1OOO WORLD BANKS

Ranking Strength Size Soundness Profits Performance BIS NPLTier One Capital assets ratio Real profits growth Profits on Av. capital Return Cost/Inc. Capital To total

Country Capital Assets % % rank rank1 Pre-tax profit % % rank % % rank on assets ratio Ratio loansWorld $m %ch.2 $m rank %ch.2 latest prev. latest prev $m %ch.2 latest prev. latest latest prev. latest % rank % % %3

TOP 1000 BY REGION - AMERICAS

2 610 Republic Bank (09/05) 580 22.0 5,053 2 10.6 11.48 10.40 2 2 163 14.5 7.6 25.7 1 30.8 29.2 1 3.22 1 56.07 26.10 3.403 985 First Citizens Bank (09/05) 240 8.0 1,847 3 37.7 13.02 16.60 1 1 55 8.1 1.6 30.9 2 23.6 23.3 3 2.96 2 45.09 38.89 1.24

USA1 1 Bank of America Corp (12/06) 91,065 23.0 1,459,737 2 13.0 6.24 5.73 182 201 31,973 27.1 23.1 14.7 38 38.7 36.4 13 2.19 42 48.75 11.88 0.692 2 Citigroup (12/06) 90,899 14.5 1,882,556 1 26.0 4.83 5.32 197 208 29,639 0.7 -2.5 17.7 119 34.8 38.3 18 1.57 114 58.05 11.65 1.203 5 JP Morgan Chase & Co (12/06) 81,055 11.8 1,351,520 3 12.7 6.00 6.04 190 196 19,886 62.8 57.7 89.9 16 25.9 17.3 63 1.47 126 62.31 12.32 0.994 16 Wachovia Corporation (12/06) 39,428 37.6 707,121 4 35.8 5.58 5.50 195 206 11,470 21.2 17.4 19.9 47 33.7 33.1 22 1.62 103 58.66 11.40 0.435 18 Wells Fargo & Co (12/06) 36,808 23.2 481,996 5 0.1 7.64 6.20 128 191 12,745 10.4 6.9 3.7 80 38.2 39.2 15 2.64 21 58.12 12.50 1.906 fo HSBC North America Holdings (12/06) 27,985 11.1 478,159 6 19.3 5.85 6.28 192 188 4,317 -15.0 -17.6 15.2 166 16.2 22.9 142 0.90 176 49.50 11.14 2.357 36 Washington Mutual (12/06) 17,919 -8.9 346,288 7 0.7 5.17 5.72 196 202 4,770 -12.3 -15.0 13.6 161 25.4 30.2 67 1.38 135 60.75 11.77 1.248 41 U.S. Bancorp (12/06) 17,036 12.5 219,232 9 4.7 7.77 7.23 123 149 6,921 5.3 2.0 2.9 100 43.0 44.0 10 3.16 12 45.48 12.60 0.579 47 Countrywide Financial Corporation (12/06) 15,363 22.3 199,946 10 14.2 7.68 7.18 127 151 4,375 4.9 1.6 11.7 103 31.3 36.4 34 2.19 43 61.99 12.80 2.6010 57 SunTrust Banks (12/06) 12,515 13.0 182,162 11 917.6 6.87 61.90 162 1 2,986 4.2 0.9 22.8 108 25.3 27.5 68 1.64 100 59.66 11.11 0.6411 58 Capital One Financial Corporation (12/06) 12,238 22.7 149,739 14 68.8 8.17 11.24 102 23 3,653 29.1 25.1 15.9 35 32.9 31.2 26 2.44 30 57.28 13.27 0.6212 63 National City Corp (12/06) 11,535 21.2 140,203 16 -1.5 8.23 6.68 98 173 3,432 15.2 11.6 -29.6 62 32.6 30.8 29 2.45 29 54.53 12.16 1.5513 fo Citizens Financial Group (12/06) 10,826 22.3 160,901 12 3.5 6.73 5.69 169 203 2,569 14.6 11.0 38.0 64 26.1 28.0 60 1.60 109 52.58 11.80 0.3314 78 Regions Financial Corp (12/06) 9,375 58.3 143,370 15 69.1 6.54 6.99 172 163 1,985 37.5 33.2 17.4 27 26.0 24.5 61 1.38 133 59.68 11.54 0.6215 79 PNC Financial Service Group (12/06) 8,924 40.2 101,854 20 10.7 8.76 6.92 72 165 4,005 102.5 96.2 9.6 7 52.4 32.5 5 3.93 7 50.87 13.51 0.4116 86 Fifth Third Bancorp (12/06) 8,625 5.1 100,669 21 -4.3 8.57 7.80 78 124 1,627 -26.4 -28.7 -4.5 175 19.3 26.4 116 1.62 106 56.87 11.07 0.7617 88 KeyCorp (12/06) 8,338 8.5 92,061 22 -0.8 9.06 8.28 63 96 1,743 8.3 4.9 10.4 87 21.8 22.0 97 1.89 75 61.68 12.43 0.5018 90 BB & T Corp (12/06) 8,226 10.4 121,351 17 11.2 6.78 6.83 165 168 2,478 0.3 -2.9 2.9 121 31.6 34.9 33 2.04 58 55.64 14.31 0.4319 fo Utrecht-America Holdings (12/06) 7,072 221.9 75,246 24 47.5 9.40 4.31 54 212 167 -6.1 -9.0 -19.5 142 3.6 7.4 194 0.22 196 71.86 15.23 0.3820 108 State Street Corp (12/06) 6,473 17.5 107,385 18 9.6 6.03 5.62 188 205 1,771 23.6 19.8 16.2 41 29.5 26.7 43 1.65 96 72.12 15.90 0.0421 113 Bank of New York (12/06) 6,351 -4.4 103,455 19 1.5 6.14 6.52 185 181 2,183 -7.9 -10.8 4.0 148 33.6 37.2 23 2.11 50 61.11 12.49 0.1422 fo ABN AMRO North America (12/06) 5,984 17.2 156,581 13 8.7 3.82 3.55 200 213 581 -50.5 -52.1 86.7 188 10.5 24.0 176 0.37 194 82.60 9.13 0.9623 120 Comerica (12/06) 5,650 4.4 58,723 29 9.5 9.62 10.09 46 37 1,127 -12.1 -14.9 11.7 160 20.4 24.0 108 1.92 71 59.00 11.63 0.4824 123 Merrill Lynch Bank USA (12/06) 5,524 -3.6 67,212 26 11.6 8.22 9.52 99 53 2,448 50.2 45.5 26.6 18 43.5 29.9 9 3.64 8 22.88 10.25 0.4025 136 Franklin Resources (09/06) 4,708 27.2 9,500 88 6.8 49.56 41.60 2 3 1,836 29.2 24.6 38.4 36 43.7 41.5 8 19.32 2 49.18 92.00 0.1326 137 Hudson City Bancorp (12/06) 4,601 11.4 35,507 39 26.5 12.96 14.71 13 10 461 4.1 0.9 11.9 109 10.6 16.3 174 1.30 143 25.66 30.99 0.1627 fo UnionBanCal Corp (12/06) 4,334 3.7 52,620 32 6.6 8.24 8.47 97 89 1,035 -4.8 -7.8 -8.2 135 24.3 27.2 75 1.97 65 62.45 11.71 0.1428 fo Harris Financial Corp (12/06) 4,330 8.3 60,025 28 20.0 7.21 7.99 148 115 411 22.5 18.7 -17.6 44 9.9 9.3 179 0.68 186 75.86 12.17 0.7629 160 Marshall & Ilsley Corp (12/06) 3,873 27.1 56,269 31 30.0 6.88 7.04 161 159 1,196 9.7 6.2 11.6 82 34.6 39.2 19 2.12 49 63.45 11.17 1.1630 161 M&T Bank Corporation (12/06) 3,844 6.8 57,065 30 3.5 6.74 6.53 168 179 1,232 5.2 1.9 6.2 102 33.1 33.7 24 2.16 45 53.39 11.78 0.7531 162 Northern Trust Corporation (12/06) 3,829 14.7 60,712 27 13.7 6.31 6.25 179 189 1,024 15.4 11.8 13.8 61 28.6 26.6 48 1.69 92 65.34 11.92 0.2732 164 Sovereign Bancorp (12/06) 3,796 -7.2 89,642 23 40.8 4.23 6.42 199 182 19 -97.9 -97.9 48.5 194 0.5 22.9 198 0.02 199 76.10 10.08 0.3533 165 Popular (12/06) 3,728 5.3 47,404 33 -2.5 7.86 7.28 117 145 465 -32.3 -34.4 4.5 183 12.8 20.0 166 0.98 170 66.38 11.86 2.5034 171 Mellon Financial Corp (12/06) 3,485 17.6 41,585 36 7.3 8.38 7.64 93 127 1,246 -7.4 -10.3 13.1 146 38.6 48.2 14 3.00 15 77.29 18.54 0.1235 1172 Zions Bancorporation (12/06) 3,437 21.4 46,970 34 9.9 7.32 6.62 142 175 913 23.1 19.2 14.9 42 29.1 27.5 46 1.94 67 57.56 12.29 0.3236 fo Barclays Group US (12/06) 3,338 87.3 261,112 8 26.3 1.28 0.86 202 215 83 na na na na 3.2 -3.4 195 0.03 198 89.75 11.46 0.2437 178 Synovus Financial Corp (12/06) 3,255 22.3 31,885 42 15.4 10.21 9.63 36 46 1,022 18.6 14.9 16.0 53 34.5 34.3 20 3.20 11 66.39 14.43 0.5338 199 Huntington Bancshares (12/06) 2,784 3.0 35,331 40 7.9 7.88 8.25 116 98 518 -5.6 -8.6 -4.5 138 18.9 20.4 123 1.47 128 60.43 12.79 0.7939 206 Commerce Bancorp (12/06) 2,725 20.5 45,307 35 17.7 6.01 5.87 189 199 476 10.5 7.1 0.5 78 19.1 21.0 120 1.05 167 72.76 12.44 0.33

JULY 2007 The Banker

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JULY 2007 The Banker TOP 1OOO WORLD BANKS TOP 1000 BY REGION - AMERICAS

40 207 First Horizon National Corp (12/06) 2,696 8.3 37,920 38 3.7 7.11 6.81 150 170 338 -47.6 -49.2 -6.4 187 13.0 28.2 165 0.89 178 77.97 13.21 1.0541 213 Compass Bancshares (12/06) 2,543 9.9 34,249 41 11.0 7.43 7.50 136 133 687 13.1 9.5 5.9 67 28.3 27.6 51 2.01 61 56.72 1.73 0.2942 fo TD Banknorth Group (12/06) 2,395 24.9 40,020 37 24.6 5.98 5.97 191 198 498 24.6 20.7 -17.3 40 23.1 20.1 85 1.24 147 67.94 11.64 0.5643 237 American Express Centurion Bank (12/06) 2,262 36.7 21,097 48 32.2 10.72 10.37 25 34 2,129 37.6 33.3 -9.4 26 108.8 101.0 2 10.09 4 42.95 10.95 1.4344 fo BancWest Corporation (12/06) 2,217 47.0 67,313 25 1.5 3.29 2.27 201 214 1,004 7.1 3.7 17.4 92 53.9 61.9 4 1.49 123 57.16 5.23 0.6345 245 New York Community Bancorp (12/06) 2,147 10.5 28,514 44 8.5 7.53 7.39 132 140 349 -21.6 -24.0 -19.1 172 17.1 23.9 135 1.22 151 46.58 12.31 0.1146 256 American Express Bank FSB (12/06) 2,046 23.7 19,817 50 27.5 10.33 10.64 32 30 1,266 64.9 59.7 16.8 14 68.4 51.2 3 6.39 5 62.37 12.20 2.8347 fo RBC Centura Banks (12/06) 2,001 10.1 23,157 45 13.7 8.64 8.93 75 74 143 -1.8 -4.9 na 127 7.5 8.2 188 0.62 189 75.79 2.89 0.6548 273 IndyMac Bancorp (12/06) 1,852 61.7 29,495 43 37.5 6.28 5.34 180 207 557 11.6 8.1 71.0 74 37.1 46.2 16 1.89 76 57.81 11.72 1.6049 288 Colonial BancGroup (12/06) 1,724 8.3 22,788 46 6.3 7.57 7.43 131 139 403 17.5 13.8 24.9 54 24.3 23.7 76 1.77 85 55.09 11.77 0.1350 297 Mercantile Bankshares Corp (12/06) 1,676 10.4 17,716 53 7.9 9.46 9.25 53 58 453 3.5 0.3 17.5 110 28.4 30.3 50 2.56 25 50.25 15.31 0.2451 306 FBOP Corporation (12/06) 1,593 12.7 13,954 68 1.7 11.42 10.30 18 35 228 -13.7 -16.4 -0.2 164 15.1 21.9 151 1.63 102 65.53 12.94 0.3252 316 Associated Banc Corp (12/06) 1,546 -3.2 20,862 49 -5.7 7.41 7.22 137 150 450 -4.3 -7.3 22.7 134 28.6 31.1 47 2.16 46 51.67 11.92 1.0353 319 BOK Financial Corporation (12/06) 1,533 15.2 18,103 51 11.5 8.47 8.20 85 100 328 -75.1 -75.9 370.2 191 22.9 106.4 87 1.81 81 59.32 11.65 0.3054 333 First Citizens BancShares (12/06) 1,457 10.4 15,730 59 7.4 9.26 9.02 59 72 196 9.7 6.2 39.1 81 14.1 14.1 161 1.25 146 71.06 15.37 0.2055 336 Sky Financial Group (12/06) 1,430 21.1 17,726 52 13.0 8.07 7.53 105 132 286 4.4 1.2 1.6 106 21.9 24.0 95 1.61 107 56.10 12.07 1.2556 339 Downey Financial Corp. (12/06) 1,422 9.3 16,209 58 -5.2 8.77 7.61 71 128 342 -7.7 -10.6 102.6 147 25.1 30.8 69 2.11 51 39.75 17.89 0.4557 340 Astoria Financial Corp (12/06) 1,415 21.5 21,555 47 -3.7 6.57 5.21 171 210 260 -26.2 -28.5 4.6 174 20.1 27.7 109 1.21 154 46.04 12.25 0.4058 343 First BanCorp (12/06) 1,357 0.1 17,437 54 -12.3 7.78 6.82 122 169 126 -36.5 -38.5 -13.3 185 9.3 14.7 182 0.72 183 57.91 12.40 2.4559 345 Commerce Bancshares (12/06) 1,345 3.8 15,241 61 9.7 8.83 9.32 69 57 327 2.6 -0.6 -1.0 113 24.7 24.1 71 2.14 47 60.19 12.56 0.3760 355 Webster Financial Corp (12/06) 1,267 7.4 17,104 57 -4.1 7.41 6.61 138 176 193 -29.3 -31.5 18.7 181 15.8 24.4 145 1.13 161 65.52 11.45 0.4561 356 City National Corporation (12/06) 1,266 1.2 14,893 63 2.1 8.50 8.58 80 87 373 -2.5 -5.5 10.4 130 29.6 32.8 42 2.50 26 55.83 13.60 0.2062 362 W Holding Company (12/06) 1,225 2.9 17,162 56 6.3 7.14 7.37 149 141 166 -20.1 -22.6 3.8 171 13.8 18.4 163 0.97 172 34.43 12.50 1.8963 364 Washington Federal (09/06) 1,208 7.6 9,069 90 10.1 13.32 13.64 11 13 219 -1.6 -5.1 5.7 129 18.8 20.6 126 2.41 34 19.65 24.87 1.2264 366 People’s Mutual Holdings (12/05) 1,201 8.9 10,954 77 2.0 10.97 10.26 21 26 189 na na -117.7 na 16.4 -1.5 140 1.72 89 63.49 16.40 0.2565 384 South Financial Group (12/06) 1,123 12.1 14,208 65 -0.8 7.91 7.00 114 162 161 66.2 61.0 -47.0 13 15.1 9.8 152 1.13 160 64.24 11.33 0.4166 385 Cullen/Frost Bankers (12/06) 1,117 7.0 13,319 70 12.6 8.38 8.82 92 77 285 16.8 13.1 13.1 56 26.4 24.9 55 2.14 48 57.66 13.43 0.8767 392 Fulton Financial Corp (12/06) 1,080 18.7 14,919 62 20.2 7.24 7.33 146 142 266 12.0 8.5 5.3 71 26.7 26.4 54 1.78 84 58.28 11.70 0.5868 399 New York Private Bank & Trust Corporation (12/06) 1,066 18.1 17,379 55 18.7 6.13 6.16 186 192 138 19.2 15.5 -64.4 50 14.0 13.1 162 0.79 179 63.43 12.56 1.9769 403 First National of Nebraska (12/06) 1,056 12.3 13,717 69 9.0 7.70 7.47 126 137 186 100.8 94.5 -42.7 8 18.6 10.0 127 1.36 138 78.22 10.89 0.9770 406 Corus Bankshares (12/06) 1,047 22.5 10,058 85 18.9 10.41 10.11 30 36 288 36.8 32.5 38.7 29 30.3 26.8 38 2.86 17 18.53 16.33 2.5871 411 BancorpSouth (12/06) 1,022 6.1 12,056 73 2.3 8.48 8.18 84 101 190 13.5 10.0 3.1 66 19.2 17.8 118 1.58 112 66.43 13.55 0.2972 415 Valley National Bancorp (12/06) 982 2.9 12,395 72 -0.2 7.92 7.68 113 126 204 -11.6 -14.3 -2.6 158 21.0 25.1 103 1.64 99 53.42 12.44 0.3873 429 Citizens Banking Corp (12/06) 952 55.1 14,018 66 80.8 6.79 7.92 164 118 82 -26.6 -28.9 13.5 176 10.5 18.6 175 0.59 190 72.13 11.90 0.8774 434 Merrill Lynch Bank & Trust (12/06) 941 23.2 14,004 67 33.6 6.72 7.29 170 144 233 -56.4 -57.8 6.9 189 27.4 67.7 53 1.67 95 48.57 11.74 0.5375 443 TCF Financial Corp (12/06) 914 5.8 14,769 64 9.5 6.19 6.41 184 183 357 -6.1 -9.1 -4.3 143 40.2 45.6 11 2.42 33 63.39 11.10 0.4876 444 Investors Bancorp MHC (12/06) 902 0.8 5,445 134 6.1 16.57 17.44 6 9 28 na na -165.0 na 3.1 -4.7 196 0.52 192 67.99 34.84 0.3677 445 Investors Financial Services Corporation (12/06) 900 23.0 11,558 75 -4.5 7.79 6.05 120 195 224 -4.9 -7.9 6.2 137 27.5 34.5 52 1.94 68 72.32 19.04 0.0078 452 NewAlliance Bancshares (12/06) 885 2.1 7,248 108 10.3 12.21 13.19 15 15 73 -9.2 -12.1 1,584.5 151 8.3 8.8 183 1.00 169 66.65 23.67 0.3379 458 East West Bancorp (12/06) 869 33.8 10,824 79 30.9 8.03 7.85 108 120 234 37.2 32.9 35.8 28 30.8 29.2 35 2.16 44 40.90 11.22 0.2180 464 Whitney Holding Corp (12/06) 854 11.5 10,189 83 0.8 8.38 7.58 94 130 214 47.1 42.5 0.2 21 26.4 19.0 56 2.10 52 61.11 11.17 0.9081 485 FirstMerit Corporation (12/06) 805 -6.3 10,259 82 0.9 7.85 8.45 118 91 131 -27.9 -30.2 26.5 178 15.8 21.1 146 1.28 145 61.27 12.44 1.0482 487 R&G Financial Corporation (12/06) 803 -23.6 12,405 71 5.9 6.47 8.97 176 73 -31 -133.8 -132.8 -57.8 196 -3.4 8.3 200 -0.25 201 107.80 11.88 2.81

Ranking Strength Size Soundness Profits Performance BIS NPLTier One Capital assets ratio Real profits growth Profits on Av. capital Return Cost/Inc. Capital To total

Country Capital Assets % % rank rank1 Pre-tax profit % % rank % % rank on assets ratio Ratio loansWorld $m %ch.2 $m rank %ch.2 latest prev. latest prev $m %ch.2 latest prev. latest latest prev. latest % rank % % %3

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TOP 1OOO WORLD BANKS

Ranking Strength Size Soundness Profits Performance BIS NPLTier One Capital assets ratio Real profits growth Profits on Av. capital Return Cost/Inc. Capital To total

Country Capital Assets % % rank rank1 Pre-tax profit % % rank % % rank on assets ratio Ratio loansWorld $m %ch.2 $m rank %ch.2 latest prev. latest prev $m %ch.2 latest prev. latest latest prev. latest % rank % % %3

TOP 1000 BY REGION - AMERICAS

83 496 First Banks (12/06) 790 9.0 10,146 84 10.7 7.79 7.91 121 119 166 12.2 8.7 11.7 69 21.9 22.0 94 1.64 101 64.32 10.25 0.7184 497 Wilmington Trust Corp (12/06) 790 20.9 11,321 76 10.2 6.98 6.36 157 186 216 -19.0 -21.5 16.6 168 30.0 45.1 40 1.91 72 66.52 12.10 0.4985 498 Sterling Financial Corporation (12/06) 788 na 9,842 86 na 8.00 na 109 na 108 na na na na na na na 1.10 164 62.23 11.09 0.1086 499 UCBH Holdings (12/06) 785 21.2 10,346 81 30.3 7.59 8.16 130 104 152 5.3 2.0 2.4 101 21.2 24.1 101 1.47 127 51.09 10.72 0.2687 500 Capitol Federal Financial (09/06) 784 2.4 8,199 98 -2.5 9.56 9.09 49 71 79 -25.3 -28.0 na 173 10.2 13.9 178 0.96 173 47.96 22.50 0.1688 505 International Bancshares Corp (12/06) 776 4.5 10,917 78 5.1 7.11 7.14 151 153 174 -18.0 -20.6 16.0 167 22.9 30.7 86 1.59 110 61.87 13.61 0.5489 508 Doral Financial Corp (12/06) 770 -27.9 11,855 74 -32.7 6.49 6.06 175 194 -146 -429.7 -419.4 -91.5 197 -15.9 3.2 201 -1.23 202 157.84 15.82 7.1490 512 Central Bancompany (12/06) 759 11.8 7,232 109 4.4 10.49 9.80 29 43 142 6.2 2.9 2.4 98 19.7 20.3 111 1.96 66 58.68 16.61 0.6691 513 Greater Bay Bancorp (12/06) 756 6.7 7,377 106 3.5 10.25 9.94 34 40 139 -11.0 -13.8 -0.8 154 19.0 21.8 122 1.89 77 72.87 13.47 0.8092 515 UMB Financial Corp (12/06) 753 -4.8 8,916 91 8.1 8.44 9.59 87 49 82 7.5 4.1 42.7 90 10.6 9.8 173 0.92 175 80.87 14.65 0.2893 517 United National Corporation (12/06) 751 39.7 1,445 201 25.3 52.00 46.64 1 2 312 15.4 11.8 41.4 60 48.5 54.7 6 21.62 1 44.62 77.16 2.1894 519 Wintrust Financial Corp (12/06) 750 14.9 9,572 87 17.1 7.84 7.98 119 116 1,104 934.3 902.0 27.7 1 157.4 18.3 1 11.54 3 67.28 11.34 0.5695 530 Bank of Hawaii Corporation (12/06) 731 2.0 10,572 80 3.8 6.92 7.04 159 158 287 1.0 -2.2 1.3 118 39.6 37.3 12 2.72 20 67.19 11.92 0.1396 536 Irwin Financial Corporation (12/06) 712 5.5 6,238 119 -6.3 11.42 10.15 17 204 56 98.2 92.0 -76.7 9 8.1 4.3 185 0.90 177 69.78 11.39 0.7397 546 American Express Bank (12/06) 684 -3.1 15,273 60 10.4 4.48 5.10 198 211 110 -28.6 -30.8 41.9 179 15.8 21.1 144 0.72 184 88.44 11.30 0.9598 554 Susquehanna Bancshares (12/06) 674 19.4 8,225 97 10.5 8.19 7.58 101 129 122 8.1 4.7 9.2 88 19.6 20.6 113 1.48 124 66.80 12.48 0.7199 555 Cathay General Bancorp (12/06) 674 15.3 8,031 100 25.9 8.39 9.16 90 62 185 11.0 7.5 14.7 76 29.4 30.6 45 2.30 37 38.07 11.00 0.53100 556 Umpqua Holdings Corporation (12/06) 672 37.6 7,350 107 36.9 9.14 9.10 60 70 131 21.9 18.1 30.9 45 22.6 23.4 89 1.78 83 57.73 11.63 0.17101 557 SVB Financial Group (12/06) 670 11.8 5,887 125 8.9 11.38 11.08 19 25 155 1.1 -2.1 41.1 116 24.4 26.9 73 2.63 22 66.96 13.95 0.31102 565 Farmers & Merchants Bank of Long Beach (12/06) 650 9.7 3,073 179 -0.4 21.15 19.21 4 6 90 -2.0 -5.1 6.9 128 14.5 15.8 156 2.94 16 39.29 39.22 1.43103 566 Trustmark Corporation (12/06) 650 12.1 8,841 92 5.4 7.35 6.91 140 166 181 15.6 12.0 -14.5 59 29.5 27.1 44 2.05 55 60.04 11.40 0.72104 569 Eastern Bank Corporation (12/06) 648 13.5 6,583 113 5.1 9.84 9.12 40 68 107 53.6 48.8 3.1 17 17.5 14.4 133 1.62 104 67.32 14.73 0.23105 574 Ocean Bankshares (12/06) 634 18.0 5,912 124 4.2 10.73 9.47 24 54 154 3.2 -0.0 10.8 111 26.3 30.4 57 2.61 23 43.66 16.45 0.64106 576 Old National Bancorp (12/06) 633 -0.3 8,150 99 -4.0 7.77 7.48 124 136 95 1.2 -2.0 21.6 115 15.0 14.3 154 1.16 158 72.48 14.45 0.93107 577 MB Financial (12/06) 631 26.2 7,978 101 39.6 7.90 8.74 115 81 97 0.5 -2.6 0.1 120 17.1 20.7 134 1.21 153 64.64 11.80 0.45108 581 Firstbank Holding Company (12/06) 625 3.4 7,843 103 8.3 7.97 8.35 111 94 134 -13.2 -15.9 -1.4 163 21.7 26.9 99 1.70 90 56.49 18.30 0.14109 fo Discount Bancorp (12/06) 610 4.8 8,822 93 -3.0 6.91 6.40 160 184 36 -32.4 -34.5 -32.2 184 6.0 9.4 191 0.40 193 77.65 11.93 0.11110 594 First Midwest Bancorp (12/06) 599 3.0 8,446 96 100.5 7.09 13.80 153 11 152 12.1 8.6 -0.5 70 25.8 24.0 64 1.80 82 54.81 12.16 0.58111 595 Provident Financial Services (12/06) 597 -11.7 5,746 129 -5.1 10.39 11.17 31 24 77 -10.5 -13.3 21.2 153 12.1 12.3 169 1.34 139 60.53 15.79 0.20112 597 Arvest Bank Group (12/06) 595 13.6 8,817 94 7.7 6.75 6.40 166 185 147 21.4 17.6 26.6 46 26.3 24.8 58 1.67 94 72.14 10.69 0.98113 606 Chittenden Corp (12/06) 583 2.8 6,545 114 -0.3 8.91 8.64 65 84 126 -1.2 -4.3 7.0 123 21.9 23.8 96 1.92 70 58.39 12.77 0.57114 611 Alabama National Bancorporation (12/06) 576 21.2 7,671 104 29.4 7.51 8.02 133 112 122 20.0 16.3 18.5 49 23.2 22.5 84 1.59 111 59.06 10.98 0.20115 612 Bremer Financial Corp (12/06) 575 7.4 6,752 111 3.0 8.52 8.17 79 103 109 -1.6 -4.7 8.8 125 19.6 21.6 114 1.61 108 62.60 11.76 0.57116 613 First Niagara Financial Group (12/06) 574 0.6 7,946 102 -1.5 7.23 7.08 147 155 139 -4.0 -7.0 78.6 133 24.3 25.9 74 1.75 86 59.23 12.44 0.29117 628 Central Pacific Financial Corp (12/06) 553 15.8 5,487 131 4.7 10.08 9.12 38 67 122 10.4 7.0 93.6 79 23.7 26.6 80 2.22 41 50.68 13.57 0.03118 630 United Bankshares (12/06) 552 0.6 6,718 112 -0.2 8.21 8.16 100 105 130 -11.4 -14.1 2.9 157 23.6 27.2 81 1.94 69 51.86 11.15 0.29119 634 First Community Bancorp (12/06) 542 75.1 5,572 130 72.6 9.72 9.58 42 51 127 49.0 44.4 36.3 19 29.9 30.8 41 2.29 39 47.16 12.18 0.51120 fo Bank Leumi le-Israel Corp (12/06) 537 5.2 5,773 127 -5.7 9.30 8.34 57 95 42 -1.2 -4.3 -23.7 124 8.0 8.5 187 0.72 182 69.48 12.37 0.70121 640 Pacific Capital Bancorp (12/06) 530 22.4 7,489 105 8.9 7.08 6.30 155 187 147 -6.9 -9.8 9.0 145 30.6 39.4 37 1.97 64 58.99 11.75 0.30122 643 Park National Corp. (12/06) 528 5.9 5,471 132 0.6 9.65 9.17 45 60 133 -1.7 -4.8 1.3 126 25.9 26.9 62 2.43 31 50.74 15.98 0.68123 645 Capitol Bancorp (12/06) 527 20.3 4,066 157 17.0 12.97 12.61 12 16 45 -8.7 -11.6 13.1 149 9.4 12.9 181 1.12 163 71.83 15.75 0.97124 647 Provident Bankshares Corp (12/06) 521 2.2 6,297 118 -0.9 8.27 8.02 95 113 99 -6.0 -9.0 14.4 140 19.2 20.7 117 1.57 115 66.59 11.85 0.64125 fo Santander Bancorp (12/06) 521 -3.4 9,180 89 11.1 5.67 6.53 194 180 66 -39.3 -41.2 13.1 186 12.4 20.8 167 0.72 185 68.45 10.93 1.30

JULY 2007 The Banker

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JULY 2007 The Banker TOP 1OOO WORLD BANKS TOP 1000 BY REGION - AMERICAS

126 648 Texas Regional Bancshares (12/06) 520 1.8 8,574 95 30.1 6.07 7.76 187 125 22 -83.9 -84.4 13.0 192 4.2 27.7 193 0.25 195 50.71 11.43 0.70127 653 Hancock Holding Co (12/06) 511 21.4 6,006 123 0.7 8.50 7.05 81 157 148 103.5 97.1 -20.1 6 31.9 17.8 32 2.47 28 60.19 13.60 0.19128 656 Northwest Bancorp (06/05) 509 19.9 6,330 117 9.6 8.03 7.34 107 111 79 11.2 8.0 18.6 75 16.8 19.3 138 1.24 148 59.15 15.53 0.75129 657 First Commonwealth Financial Corp (12/06) 507 1.9 6,045 121 0.3 8.39 8.26 91 97 62 -12.8 -15.5 62.3 162 12.3 14.5 168 1.03 168 65.66 12.48 0.66130 660 United Community Banks (12/06) 504 22.8 7,101 110 21.1 7.10 7.00 152 161 108 22.7 18.8 19.6 43 23.7 24.2 79 1.53 121 56.62 11.34 0.23131 674 Dickinson Financial Corporation II (12/06) 477 12.5 4,712 141 16.9 10.13 10.52 37 31 144 43.8 39.3 19.2 22 32.0 25.2 31 3.06 13 51.47 12.67 0.45132 680 CVB Financial Corp (12/06) 470 19.1 6,094 120 12.4 7.71 7.28 125 147 104 -3.1 -6.1 15.8 132 24.0 28.2 78 1.70 91 50.03 13.05 0.00133 691 BankAtlantic Bancorp (12/06) 460 3.1 6,496 115 0.4 7.09 6.90 154 167 34 -63.3 -64.5 -19.0 190 7.5 21.8 189 0.52 191 87.59 12.08 0.55134 697 Amcore Financial (12/06) 445 3.4 5,294 135 -1.0 8.40 8.05 88 110 65 -4.8 -7.8 3.0 136 14.8 16.6 155 1.23 150 68.90 11.62 0.82135 701 Chemical Financial Corp (12/06) 440 0.4 3,789 159 1.1 11.61 11.69 16 20 69 -11.9 -14.6 -10.5 159 15.7 18.4 147 1.82 79 56.58 17.49 0.96136 708 First Charter Corporation (12/06) 432 15.7 4,859 139 14.8 8.88 8.81 66 78 73 112.8 106.1 -48.2 5 18.3 10.3 128 1.51 122 60.25 11.47 0.23137 709 Boston Private Financial Holdings (12/06) 429 21.0 5,767 128 12.7 7.45 6.94 135 164 88 15.9 12.3 38.0 58 22.5 25.5 90 1.53 120 72.62 12.24 0.23138 711 Brookline Bancorp (12/06) 429 2.7 2,373 197 7.1 18.08 18.87 5 7 35 -6.2 -9.1 16.6 144 8.2 8.7 184 1.46 129 49.56 24.90 0.11139 716 Glacier Bancorp (12/06) 424 28.9 4,468 146 20.5 9.50 8.88 52 75 92 18.9 15.2 14.5 51 24.5 24.7 72 2.07 54 54.77 13.35 0.27140 725 F.N.B. Corp (12/06) 420 10.7 6,008 122 7.5 7.00 6.79 156 171 97 26.0 22.1 -16.5 39 24.3 21.9 77 1.62 105 60.27 11.35 0.71141 727 First Interstate Bancsystem (12/06) 417 16.9 4,971 138 9.0 8.40 7.83 89 122 117 39.4 35.0 17.2 25 30.2 25.2 39 2.36 35 55.78 11.93 0.50142 736 1st Source Corporation (12/06) 407 5.8 3,807 158 8.4 10.69 10.96 26 27 60 20.6 16.8 40.0 48 15.0 13.3 153 1.56 117 69.08 14.23 0.51143 741 Marquette Financial Companies (12/06) 404 17.5 2,576 192 35.6 15.70 18.13 7 8 63 64.2 59.0 2.9 15 16.7 11.3 139 2.43 32 72.99 18.32 1.19144 749 National Penn Bancshares (12/06) 395 9.6 5,457 133 18.6 7.25 7.84 145 121 84 6.3 3.0 22.3 97 22.3 23.1 92 1.55 119 60.78 11.08 0.24145 fo BBVA PR Holding Corporation (12/06) 392 7.1 6,335 116 -9.6 6.19 5.23 183 209 41 -19.5 -22.0 -14.1 170 10.8 14.2 172 0.65 188 57.18 12.78 1.95146 760 Oriental Financial Group (12/06) 381 -12.5 4,374 149 -3.8 8.72 9.59 74 48 -7 -120.1 -119.5 -56.3 195 -1.6 7.7 199 -0.15 200 83.01 22.93 3.13147 761 First Citizens Bancorporation (12/06) 381 6.3 5,826 126 7.3 6.53 6.59 173 177 80 1.7 -1.5 30.3 114 21.8 20.9 98 1.38 134 66.83 13.72 0.36148 763 Lauritzen Corporation (12/06) 378 11.5 1,228 202 0.7 30.76 27.79 3 4 52 47.2 42.6 -14.5 20 14.5 10.7 157 4.23 6 54.33 35.14 0.41149 769 NBT Bancorp (12/06) 374 20.4 5,088 136 14.9 7.36 7.03 139 160 80 5.5 2.2 2.0 99 23.4 25.0 83 1.57 113 57.64 11.67 0.42150 778 Community Bank System (12/06) 367 24.0 4,498 144 8.3 8.16 7.13 103 154 50 -26.6 -28.9 -0.8 177 15.2 23.6 150 1.12 162 68.49 15.56 0.47151 779 Wesbanco (12/06) 366 1.5 4,098 156 -7.3 8.92 8.15 64 106 48 -11.3 -14.1 11.7 156 13.3 15.2 164 1.18 157 62.10 13.44 0.78152 fo Commercebank Holding Corporation (12/06) 365 9.0 5,019 137 18.9 7.27 7.93 144 117 69 16.2 12.5 41.7 57 19.6 20.0 112 1.37 136 59.44 14.53 0.89153 784 Pinnacle Bancorp (12/06) 363 22.8 4,391 148 10.6 8.26 7.44 96 138 73 -5.7 -8.7 7.6 139 22.3 24.4 93 1.67 93 59.93 12.01 0.71154 787 BancFirst Corp (12/06) 360 12.0 3,419 167 6.1 10.52 9.97 28 38 80 17.1 13.4 7.1 55 23.6 22.3 82 2.35 36 60.64 14.83 0.48155 795 Hanmi Financial Corporation (12/06) 355 21.3 3,725 160 9.4 9.53 8.60 50 86 106 12.2 8.7 53.5 68 32.8 34.4 27 2.85 18 40.05 12.38 0.49156 796 Frontier Financial Corporation (12/06) 353 23.8 3,238 177 22.7 10.89 10.79 22 28 104 33.8 29.7 15.9 30 32.7 29.5 28 3.22 10 37.64 12.85 0.30157 797 Valley View Bancshares (12/06) 353 7.3 2,486 196 0.8 14.18 13.32 9 14 64 6.4 3.1 7.6 95 18.9 19.2 125 2.58 24 46.26 19.69 1.17158 802 Johnson Financial Group (12/06) 348 17.3 4,270 152 17.1 8.14 8.13 104 107 46 7.1 3.7 17.1 91 14.2 15.3 160 1.07 165 76.54 11.85 0.56159 fo China Trust Capital Corporation (12/06) 339 23.3 2,502 195 25.0 13.54 13.73 10 12 25 -15.0 -17.6 -12.3 165 8.0 11.5 186 0.98 171 72.58 17.00 0.51160 811 Taylor Capital Group (12/06) 338 19.9 3,380 169 3.0 9.99 8.58 39 88 48 -6.0 -9.0 46.9 141 15.6 22.2 148 1.43 130 57.51 13.35 1.33161 814 Western Alliance Bancorporation (12/06) 336 20.5 4,170 154 45.9 8.05 9.75 106 44 61 41.5 37.1 35.4 24 20.0 19.7 110 1.47 125 57.65 11.48 0.06162 822 Sterling Bancshares (12/06) 328 -1.4 4,120 155 10.0 7.96 8.88 112 76 68 29.9 25.8 46.5 33 20.5 15.8 107 1.65 98 64.59 10.72 0.43163 fo BBVA USA Bancshares (12/06) 328 -2.5 4,477 145 8.0 7.32 8.11 141 109 48 733.2 707.1 -92.9 2 14.4 1.7 158 1.07 166 69.70 15.90 0.75164 823 TierOne Corporation (12/06) 327 20.4 3,341 170 3.7 9.80 8.44 41 92 67 27.6 23.6 33.9 37 22.4 21.0 91 2.01 60 52.77 11.80 0.96165 830 Texas Capital Bancshares (12/06) 325 26.7 3,677 161 80.0 8.84 12.57 68 17 44 7.0 3.6 35.9 94 15.2 17.6 149 1.20 155 68.67 11.15 0.47166 836 Sterling Financial Corporation (12/06) 318 9.4 3,280 175 10.6 9.70 9.81 44 42 59 9.2 5.8 16.4 83 19.5 19.9 115 1.81 80 66.75 12.90 0.16167 840 Prosperity Bancshares (12/06) 315 23.9 4,596 142 27.9 6.85 7.08 163 156 94 31.4 27.3 22.4 32 33.0 34.5 25 2.04 57 45.03 14.57 0.04168 862 Harleysville National Corp (12/06) 302 1.1 3,250 176 4.2 9.30 9.59 58 50 53 4.4 1.1 -3.1 107 17.8 18.3 131 1.65 97 54.86 12.58 0.86

Ranking Strength Size Soundness Profits Performance BIS NPLTier One Capital assets ratio Real profits growth Profits on Av. capital Return Cost/Inc. Capital To total

Country Capital Assets % % rank rank1 Pre-tax profit % % rank % % rank on assets ratio Ratio loansWorld $m %ch.2 $m rank %ch.2 latest prev. latest prev $m %ch.2 latest prev. latest latest prev. latest % rank % % %3

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TOP 1OOO WORLD BANKS

Ranking Strength Size Soundness Profits Performance BIS NPLTier One Capital assets ratio Real profits growth Profits on Av. capital Return Cost/Inc. Capital To total

Country Capital Assets % % rank rank1 Pre-tax profit % % rank % % rank on assets ratio Ratio loansWorld $m %ch.2 $m rank %ch.2 latest prev. latest prev $m %ch.2 latest prev. latest latest prev. latest % rank % % %3

TOP 1000 BY REGION - AMERICAS

169 863 Banner Corporation (12/06) 301 14.5 3,496 164 15.0 8.61 8.64 76 85 48 182.1 173.2 -41.5 4 16.9 6.6 137 1.36 137 64.05 11.80 0.47170 867 First Financial Bancorp (12/06) 299 -0.2 3,302 174 -10.5 9.06 8.12 62 108 31 -29.3 -31.5 -30.4 180 10.3 13.0 177 0.93 174 79.63 12.87 0.66171 868 Westamerica Bancorp (12/06) 299 0.6 4,771 140 -7.4 6.26 5.76 181 200 134 -9.1 -12.0 8.1 150 45.2 47.4 7 2.82 19 43.28 11.10 0.18172 876 Amboy Bancorporation (12/06) 296 18.7 2,886 185 10.4 10.24 9.52 35 52 88 7.6 4.2 10.6 89 32.4 35.1 30 3.05 14 23.04 13.44 3.96173 879 W.T.B. Financial Corp (12/06) 295 14.0 3,382 168 13.4 8.73 8.69 73 83 69 29.8 25.7 32.6 34 25.0 21.8 70 2.05 56 55.56 10.55 0.10174 881 Sun Bancorp (12/06) 294 21.1 3,326 171 7.0 8.85 7.83 67 123 26 -11.1 -13.9 10.6 155 9.5 12.5 180 0.77 181 75.18 11.89 0.62175 882 ITLA Capital Corporation (12/06) 291 8.1 3,425 166 11.9 8.49 8.79 82 80 45 9.2 5.8 -20.5 84 16.2 15.8 143 1.33 141 48.08 11.85 0.87176 888 Privatebancorp (12/06) 288 22.3 4,271 151 22.2 6.74 6.74 167 172 55 11.8 8.3 25.3 72 20.9 23.3 104 1.28 144 56.05 10.27 0.16177 890 Amalgamated Bank (12/06) 284 18.3 4,501 143 12.1 6.32 5.99 177 197 94 198.0 188.7 68.3 3 35.9 13.0 17 2.09 53 45.59 13.12 0.37178 891 City National Bancshares (12/06) 283 12.2 2,759 188 -4.9 10.26 8.70 33 82 68 10.6 7.1 0.5 77 25.5 26.0 65 2.48 27 44.76 15.01 0.02179 893 S & T Bancorp (12/06) 282 -2.9 3,323 173 4.5 8.49 9.14 83 64 75 42.5 38.0 -34.3 23 26.1 18.5 59 2.25 40 46.55 11.93 0.74180 896 Capital City Bank Group (12/06) 281 9.0 2,589 191 -1.1 10.84 9.84 23 41 51 9.2 5.8 0.1 85 19.0 21.6 121 1.98 63 69.57 14.95 0.51181 902 Community Banks (12/06) 279 11.7 3,496 163 4.9 7.98 7.49 110 135 55 73.2 67.8 15.0 11 20.8 15.0 105 1.57 116 60.30 11.61 0.56182 905 Community Trust Bancorp (12/06) 277 10.6 2,970 182 4.2 9.32 8.79 56 79 56 11.6 8.1 9.8 73 21.1 20.7 102 1.87 78 57.30 13.42 0.65183 911 SNBNY Holdings (12/06) 275 -46.1 4,214 153 -5.0 6.53 11.50 174 22 56 -9.2 -12.1 4.5 152 14.3 12.6 159 1.34 140 55.07 15.53 0.00184 913 First National Bank Holding Company (12/06) 275 32.5 4,355 150 19.4 6.31 5.69 178 na 83 81.4 75.7 -27.0 10 34.2 24.6 21 1.90 74 70.12 10.62 1.04185 914 Iberiabank Corporation (12/06) 275 34.2 3,203 178 12.4 8.58 7.18 77 na 50 68.7 63.4 -26.8 12 20.7 15.2 106 1.55 118 61.47 13.06 0.13186 916 Metropolitan Bank Group (12/06) 273 17.2 2,877 186 12.7 9.50 9.14 51 65 57 8.5 5.1 5.8 86 22.6 24.6 88 1.99 62 60.65 13.17 1.49187 918 KNBT Bancorp (12/06) 271 -8.6 2,900 184 -6.0 9.35 9.61 55 47 34 15.1 11.5 27.2 63 11.9 9.1 170 1.16 159 69.52 14.83 0.37188 925 Republic Bancorp (12/06) 267 4.4 3,047 181 11.4 8.78 9.36 70 56 43 -19.4 -21.9 3.9 169 16.4 23.5 141 1.41 132 62.54 14.29 0.28189 926 First Financial Corp (12/06) 267 3.8 2,171 198 1.5 12.30 12.02 14 18 31 -0.2 -3.4 -16.8 122 11.8 12.2 171 1.42 131 63.06 17.78 1.07190 928 Midwest Banc Holdings (12/06) 267 -2.8 2,942 183 27.5 9.07 11.89 61 19 19 na na na na 7.1 -3.3 190 0.65 187 65.14 12.97 2.20191 934 City Holding Co (12/06) 265 -1.0 2,508 194 0.2 10.56 10.69 27 29 82 6.3 3.0 4.9 96 30.6 30.5 36 3.25 9 44.49 16.19 0.24192 952 Riverside Banking Co (12/06) 256 7.6 4,394 147 33.5 5.84 7.24 193 148 53 2.9 -0.3 -8.8 112 21.6 22.8 100 1.22 152 62.43 10.48 0.47193 953 Independent Bank Corporation (12/06) 256 6.8 3,432 165 2.2 7.47 7.15 134 152 45 -31.8 -33.9 21.9 182 18.1 28.9 129 1.31 142 63.44 10.75 1.57194 956 Sandy Spring Bancorp (12/06) 254 9.8 2,610 190 6.1 9.72 9.39 43 55 46 1.0 -2.1 245.3 117 18.9 20.5 124 1.75 87 63.67 13.62 0.21195 958 Yardville National Bancorp (12/06) 252 1.9 2,621 189 -11.4 9.61 8.36 47 93 3 -90.1 -90.4 11.9 193 1.2 13.3 197 0.12 197 77.13 12.27 1.47196 962 First Merchants Corporation (12/06) 248 5.2 3,555 162 9.8 6.97 7.28 158 146 42 -2.6 -5.7 -1.1 131 17.5 18.8 132 1.19 156 66.38 11.09 0.77197 968 Columbia Banking System (12/06) 245 12.5 2,553 193 7.4 9.60 9.16 48 61 44 7.0 3.7 25.4 93 19.1 20.1 119 1.73 88 62.83 13.23 0.17198 971 Intrust Financial Corp (12/06) 243 -13.7 3,324 172 7.7 7.32 9.13 143 66 67 33.3 29.1 5.6 31 25.5 18.6 66 2.01 59 60.41 11.66 0.23199 980 Wauwatosa Holdings (12/06) 242 3.6 1,650 200 9.4 14.65 15.48 8 na 13 4.8 1.5 na 104 5.4 na 192 0.77 180 64.12 21.36 2.09200 981 Southwest Bancorp (12/06) 241 10.4 2,169 199 3.4 11.13 10.42 20 33 41 18.8 15.1 15.6 52 18.0 18.0 130 1.91 73 52.26 13.52 1.44201 982 First Financial Bankshares (12/06) 241 10.2 2,850 187 4.3 8.46 8.01 86 114 65 4.7 1.4 9.8 105 28.4 28.4 49 2.29 38 75.26 15.34 0.27202 997 Heartland Financial USA (12/06) 233 10.8 3,058 180 8.5 7.61 7.45 129 na 38 14.4 10.8 13.0 65 17.0 16.5 136 1.23 149 72.66 11.18 0.39

URUGUAY1 870 Banco de la Republica Oriental del Uruguay (12/04) 298 10.4 4,779 1 -9.5 6.24 5.12 1 1 26 5.0 -3.8 na 1 9.2 na 1 0.55 1 94.17 na na

VENEZUELA1 435 Mercantil Servicios Financieros (12/05) 940 49.4 11,302 1 41.9 8.32 7.90 4 5 372 91.7 65.4 18.9 1 47.4 34.9 1 3.29 1 58.02 17.16 0.582 626 Banesco Banco Universal (12/05) 554 25.9 5,023 3 36.0 11.04 11.93 1 1 149 -27.7 -37.6 47.7 4 30.0 56.1 3 2.97 3 66.17 na 0.433 fo Banco de Venezuela (12/05) 495 21.6 5,124 2 29.4 9.65 10.27 3 4 167 -7.6 -20.3 20.9 2 37.0 49.6 2 3.25 2 62.51 na na4 fo BBVA Banco Provincial - Banco Universal (12/05) 493 28.2 4,690 4 27.9 10.52 10.49 2 3 129 -23.7 -34.2 -4.1 3 29.3 57.8 4 2.74 4 70.21 na na

JULY 2007 The Banker

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JULY 2007 The Banker

258 TOP 1OOO WORLD BANKS TOP 1000 BY COUNTRYRanking Strength Size Soundness Profits Performance BIS NPL

Tier One Capital assets ratio Real profits growth Profits on Av. capital Return Cost/Inc. Capital To totalCountry Capital Assets % % rank rank1 Pre-tax profit % % rank % % rank on assets ratio Ratio loans

World $m %ch.2 $m rank %ch.2 latest prev. latest prev $m %ch.2 latest prev. latest latest prev. latest % rank % % %3

Ranking Strength Size Soundness Profits Performance BIS NPLTier One Capital assets ratio Real profits growth Profits on Av. capital Return Cost/Inc. Capital To total

Latest Capital Assets % % rank rank1 Pre-tax profit % % rank % % rank on assets ratio Ratio loansPrevious 1 $m %ch.2 $m rank %ch.2 latest prev. latest prev $m %ch.2 latest prev. latest latest prev. latest % rank % % %3

TOP 1000 BY COUNTRY

ALGERIA1 729 Crédit Populaire d’Algérie (12/05) 414 9.8 5,843 1 4.7 7.09 6.76 1 na 53 101.5 98.2 4.6 1 13.5 7.0 1 0.91 1 27.41 19.79 19.90

ANDORRA1 651 Crèdit Andorrà (12/06) 514 -15.1 5,751 1 10.2 8.93 11.59 3 3 160 19.8 na na na 28.6 20.8 2 2.78 3 41.77 20.94 0.302 fo Banc Internacional d’Andorra - Banca Mora (12/05) 464 na 3,080 3 na 15.06 na 1 2 99 na na na na na na na 3.22 2 66.88 na na3 695 Andbanc (12/06) 448 1.8 3,147 2 14.9 14.25 16.08 2 1 131 17.0 na na na 29.4 25.8 1 4.16 1 40.64 na 0.40

ARGENTINA1 296 Banco de la Nación Argentina (12/05) 1,680 5.4 16,633 1 11.9 10.10 10.73 4 5 172 521.1 466.5 na 2 10.5 2.1 5 1.03 4 73.04 na na2 523 Banco Hipotecario (12/05) 747 13.0 2,709 7 -10.7 27.56 21.79 1 1 84 -11.8 -19.6 7.4 5 12.0 15.5 4 3.11 3 51.77 na na3 fo BBVA Banco Francés (12/05) 546 -8.2 5,307 3 0.1 10.28 11.21 3 4 45 621.7 558.2 na 1 7.9 1.1 6 0.85 6 46.73 na na4 735 Banco Macro Bansud (12/05) 407 -2.2 3,150 5 7.8 12.93 14.26 2 2 99 53.2 39.8 -2.9 4 23.9 15.7 2 3.13 2 65.59 31.53 5.345 745 Banco de Galicia y Buenos Aires (12/05) 401 -9.9 8,452 2 8.5 4.74 5.71 7 8 82 na na na na 19.5 -6.1 3 0.97 5 69.85 20.78 3.506 fo Banco Río de la Plata (12/05) 332 20.1 4,266 4 -13.7 7.79 5.60 6 6 -300-2,112.5 -1,935.6 na 6 -98.4 4.9 7 -7.02 7 64.36 na na7 885 Banco de la Ciudad de Buenos Aires (12/05) 288 13.8 2,982 6 20.0 9.67 10.20 5 3 105 213.0 185.5 na 3 38.9 13.2 1 3.53 1 35.23 na na

AUSTRALIA1 38 National Australia Bank (09/06) 17,506 2.7 331,408 1 13.0 5.28 5.81 2 3 5,442 11.3 7.6 34.4 6 31.5 29.8 6 1.64 2 53.73 10.80 0.372 59 ANZ Banking Group (09/06) 12,235 7.9 241,107 3 15.2 5.07 5.42 3 4 3,900 22.5 18.5 4.0 2 33.1 29.6 5 1.62 3 44.63 11.00 0.273 60 Commonwealth Bank Group (06/06) 12,159 15.6 260,813 2 12.3 4.66 4.53 5 8 4,356 3.9 0.7 43.2 9 38.4 42.2 3 1.67 1 49.07 9.66 0.124 71 Westpac Banking Corporation (09/06) 9,962 8.9 224,084 4 17.5 4.45 4.80 6 6 3,401 9.6 5.9 15.8 8 35.6 35.9 4 1.52 5 54.95 9.60 0.435 204 St George Bank (09/06) 2,744 5.2 71,130 6 34.9 3.86 4.95 8 5 1,138 17.1 13.2 11.6 4 42.5 39.4 1 1.60 4 44.60 10.80 0.336 212 Macquarie Bank (03/06) 2,571 26.2 75,865 5 115.4 3.39 5.79 9 11 919 10.9 7.8 65.5 5 39.9 46.3 2 1.21 7 71.00 14.10 na7 261 Suncorp-Metway (06/06) 2,019 -2.0 25,404 7 6.7 7.95 8.65 1 1 376 10.5 7.1 20.5 7 18.5 18.7 10 1.48 6 46.14 12.31 0.608 639 Bendigo Bank (06/06) 530 16.4 11,298 10 14.6 4.70 4.62 4 7 123 26.1 22.2 11.2 1 25.0 22.2 8 1.09 8 66.59 10.70 0.739 659 Bank of Queensland (08/06) 504 1.5 12,049 9 42.8 4.19 5.89 7 2 94 -3.4 -6.6 31.3 10 18.8 21.8 9 0.78 9 64.70 12.50 0.6210 723 Adelaide Bank (06/06) 420 7.6 19,488 8 95.7 2.16 3.92 10 10 103 17.6 14.0 20.5 3 25.4 24.4 7 0.53 10 51.83 10.77 0.38

AUSTRIA1 fo Bank Austria Creditanstalt (12/06) 11,196 36.3 203,154 2 -2.9 5.51 3.93 6 14 4,309 151.5 147.9 52.1 2 44.4 22.0 1 2.12 2 43.02 14.75 na2 93 Erste Bank (12/06) 8,146 21.0 239,304 1 19.0 3.40 3.35 17 17 2,005 25.3 23.5 11.9 8 26.9 25.6 4 0.84 7 60.00 10.30 4.883 97 Raiffeisen Zentralbank Österreich (12/06) 7,443 41.9 152,283 3 23.2 4.89 4.24 11 13 2,479 102.4 99.5 28.7 3 39.1 26.2 2 1.63 3 55.25 10.80 2.244 170 Österreichische Volksbanken (12/06) 3,508 35.1 88,805 4 23.0 3.95 3.60 15 16 408 40.7 38.7 43.7 6 13.3 12.9 9 0.46 14 59.30 12.14 0.395 173 Bank für Arbeit und Wirtschaft - PSK-Group(12/06) 3,390 15.6 66,912 5 -12.2 5.07 3.84 8 15 25 na na -105.1 na 0.8 -0.4 18 0.04 18 82.20 12.50 na6 303 Raiffeisenlandesbank Oberösterreich (12/06) 1,604 10.8 28,267 7 11.1 5.68 5.69 5 4 195 15.6 13.9 38.8 11 12.8 12.2 11 0.69 10 48.94 13.88 na7 395 Hypo Alpe-Adria-Bank (12/05) 1,078 15.6 28,583 6 36.2 3.77 4.45 16 12 256 26.5 23.6 28.1 7 25.5 27.1 5 0.90 6 54.48 8.50 na8 453 Oberbank (12/06) 882 16.2 17,413 8 7.9 5.06 4.70 9 9 123 18.0 16.3 35.8 9 15.0 14.3 8 0.71 9 56.41 12.74 1.659 473 Raiffeisenlandesbank Niederösterreich-Wien (12/05) 818 26.5 17,020 9 18.0 4.80 4.48 13 11 256 463.6 451.0 24.8 1 35.0 7.1 3 1.51 4 36.85 12.63 na10 489 Raiffeisen-Landesbank Steiermark (12/06) 802 7.9 15,388 11 4.4 5.21 5.04 7 7 50 -33.7 -34.6 -4.9 17 6.5 11.9 16 0.32 17 66.14 11.88 2.5011 582 Vorarlberger Landes-und Hypothekenbank (12/06) 624 4.3 13,232 12 17.0 4.72 5.29 14 10 67 16.8 15.1 8.2 10 11.0 11.0 13 0.51 13 48.29 12.26 na12 679 Hypo Tirol Bank (12/06) 470 7.0 15,490 10 17.5 3.04 3.33 18 18 59 -0.4 -1.9 11.3 14 13.0 14.0 10 0.38 15 64.80 11.41 na13 744 Bank für Tirol & Vorarlberg (12/05) 401 7.7 7,981 13 11.8 5.02 5.21 10 6 47 4.5 2.2 -9.1 13 12.2 12.3 12 0.59 12 56.64 11.63 na14 754 Raiffeisen-Landesbank Tirol (12/06) 391 3.5 6,267 14 -2.5 6.24 5.88 3 3 21 11.6 10.0 176.7 12 5.4 5.1 17 0.33 16 69.14 11.74 na15 fo Donau-Bank (12/05) 378 4.2 1,702 18 64.4 22.22 35.05 1 1 65 53.5 50.0 -36.5 4 17.6 12.5 6 3.83 1 27.45 29.00 na

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TOP 1OOO WORLD BANKS

Ranking Strength Size Soundness Profits Performance BIS NPLTier One Capital assets ratio Real profits growth Profits on Av. capital Return Cost/Inc. Capital To total

Country Capital Assets % % rank rank1 Pre-tax profit % % rank % % rank on assets ratio Ratio loansWorld $m %ch.2 $m rank %ch.2 latest prev. latest prev $m %ch.2 latest prev. latest latest prev. latest % rank % % %3

TOP 1000 BY COUNTRY

JULY 2007 The Banker

23

1

16 783 Raiffeisenverband Salzburg (12/06) 363 8.1 6,238 15 1.1 5.82 5.45 4 5 38 -2.1 -3.5 299.9 16 10.8 11.8 14 0.60 11 73.71 12.16 na17 834 Volkskreditbank (12/06) 321 7.5 2,932 17 6.2 10.93 10.81 2 2 29 -1.0 -2.4 5.4 15 9.3 10.1 15 0.98 5 66.09 15.42 na18 924 BKS Bank (12/05) 268 3.9 5,567 16 6.4 4.82 4.93 12 8 40 43.8 40.5 12.4 5 15.0 10.9 7 0.71 8 61.57 10.19 na

BAHAMAS1 fo FirstCaribbean International Bank (Bahamas) (10/06) 418 6.8 4,691 1 33.7 8.90 11.14 1 1 71 -28.4 -30.0 59.1 1 17.6 27.3 1 1.52 1 36.22 15.05 na

BAHRAIN1 179 Ahli United Bank (12/06) 3,224 48.1 55,316 1 49.9 5.83 5.90 9 8 694 33.5 na 87.3 na 25.7 21.4 1 1.26 6 39.82 14.83 1.212 269 Arab Banking Corporation (12/06) 1,901 3.2 22,402 3 27.4 8.49 10.47 6 6 222 43.2 na 30.2 na 11.9 9.9 7 0.99 8 54.13 15.80 2.033 284 Gulf International Bank (12/06) 1,767 9.5 24,787 2 8.4 7.13 7.06 8 7 264 27.3 na 36.2 na 15.6 13.6 5 1.06 7 35.52 11.60 0.234 371 International Banking Corporation (12/06) 1,179 101.6 3,075 7 28.0 38.34 24.34 1 2 -100 -120.2 na 189.4 na -11.3 109.4 8 -3.25 9 -5.46 26.97 na5 400 Awal Bank (12/06) 1,065 na 4,367 5 na 24.38 na 3 na 130 na na na na na na na 2.99 2 5.10 24.50 na6 694 National Bank of Bahrain (12/06) 459 8.4 4,458 4 11.9 10.29 10.62 5 4 98 20.7 na 5.4 na 22.2 19.9 3 2.20 4 35.95 28.70 1.247 721 United Gulf Bank (12/05) 422 35.4 1,687 8 21.5 24.99 22.43 2 1 81 87.0 82.3 16.8 1 22.1 14.2 4 4.80 1 27.00 25.80 na8 780 Shamil Bank of Bahrain (12/05) 365 15.5 1,526 9 -5.4 23.90 19.56 4 3 41 27.0 23.8 22.0 2 12.2 11.2 6 2.72 3 44.00 na na9 854 Bank of Bahrain and Kuwait (12/05) 306 -6.9 3,986 6 5.5 7.68 8.71 7 5 79 15.8 12.9 7.9 3 24.9 21.0 2 1.98 5 44.00 19.57 na

BARBADOS1 459 FirstCaribbean International Bank Group (10/06) 869 5.5 12,412 1 29.7 7.00 8.60 1 1 197 -29.0 -34.0 142.4 1 23.3 33.9 1 1.58 1 58.93 18.00 4.88

BELARUS1 599 Belarusbank (12/06) 591 34.5 5,536 1 50.3 10.68 11.94 2 2 66 -14.9 -20.5 50.9 2 12.7 22.9 2 1.18 2 69.85 12.97 na2 734 Belagroprombank (12/06) 408 20.4 2,172 2 73.6 18.78 27.07 1 1 54 202.5 182.7 -50.0 1 14.4 4.7 1 2.48 1 52.79 22.90 1.10

BELGIUM1 32 Fortis Bank (12/06) 22,255 7.7 888,570 1 5.6 2.50 2.46 6 6 7,153 70.8 67.8 16.2 1 33.3 21.2 2 0.81 4 61.20 11.10 2.002 40 Dexia (12/06) 17,158 9.5 746,402 2 11.4 2.30 2.34 7 7 4,487 26.4 24.2 18.9 4 27.3 23.5 3 0.60 6 49.60 10.30 0.613 50 KBC Group (12/06) 14,820 1.7 428,553 3 -0.1 3.46 3.40 4 4 6,052 36.4 34.0 35.4 2 41.2 32.3 1 1.41 2 62.01 11.74 na4 fo ING Belgium (12/06) 9,409 26.0 228,242 4 10.0 4.12 3.60 3 3 1,607 -17.7 -19.1 70.9 6 19.0 28.4 6 0.70 5 58.93 12.67 na5 305 Euroclear Bank (12/06) 1,602 17.1 16,524 6 27.4 9.70 10.55 1 1 404 17.3 15.2 10.8 5 27.2 23.7 4 2.44 1 39.25 na na6 627 Axa Bank Belgium (12/05) 553 -0.1 19,773 5 -2.1 2.80 2.74 5 5 36 -18.4 -20.6 -61.3 7 6.6 8.1 7 0.18 7 96.77 na na7 661 Groupe Crédit Agricole/Landbouwkrediet (12/06) 500 45.7 9,355 7 10.7 5.35 4.06 2 2 94 30.6 28.3 59.1 3 22.3 18.5 5 1.00 3 64.47 11.74 0.28

BERMUDA1 fo The Bank of Bermuda Limited (12/06) 1,259 na 10,298 2 na 12.22 na 1 na 309 na na na na na na na 3.00 1 54.05 24.07 0.702 667 Bank of N.T. Butterfield & Son (12/06) 488 21.2 11,133 1 21.0 4.38 4.38 2 1 138 24.2 na na na 31.0 30.6 1 1.24 2 67.30 13.50 0.77

BRAZIL1 54 Banco Itaú Holding Financeira (12/06) 13,200 72.0 98,124 3 38.6 13.45 10.84 2 5 3,023 -21.2 -24.4 4.1 16 29.0 50.9 10 3.08 5 60.83 18.10 na2 64 Banco Bradesco (12/06) 11,527 27.2 124,262 2 27.2 9.28 9.28 9 8 2,979 -17.8 -21.1 99.8 15 28.9 44.8 11 2.40 10 46.64 16.48 4.453 73 Banco do Brasil (12/06) 9,700 23.2 138,679 1 17.1 6.99 6.65 15 15 2,956 -12.8 -16.3 43.0 14 33.6 47.0 8 2.13 13 58.41 17.29 na4 157 Unibanco-União de Bancos Brasileiros (12/05) 3,994 15.7 39,244 5 15.7 10.18 10.18 7 6 1,252 46.6 37.1 -2.2 4 33.6 26.3 9 3.19 4 61.87 17.30 na5 fo Banco ABN AMRO Reál (12/05) 3,487 -8.4 32,336 7 22.8 10.78 14.46 4 1 875 7.0 0.1 215.8 12 24.0 22.1 15 2.71 8 61.70 15.20 na6 182 Caixa Economica Federal (12/05) 3,199 22.1 80,631 4 27.7 3.97 4.15 18 16 1,304 75.1 63.9 -27.2 3 44.8 30.3 5 1.62 14 79.23 na na7 fo Grupo Santander Banespa (12/05) 3,173 -10.1 38,006 6 27.8 8.35 11.86 12 4 912 19.4 11.7 na 8 27.2 na 14 2.40 9 67.08 14.13 na

Page 69: TOP 1OOO WORLD BAN KS 2O O7 - Tinglebr's Weblog> Top 1000 World Bank Winners – -Tier One-Total Assets-Return on Capital > Best Profit on Capital % (Top 25) > Best Profit on Assets

JULY 2007 The Banker

232 TOP 1OOO WORLD BANKS TOP 1000 BY COUNTRYRanking Strength Size Soundness Profits Performance BIS NPL

Tier One Capital assets ratio Real profits growth Profits on Av. capital Return Cost/Inc. Capital To totalCountry Capital Assets % % rank rank1 Pre-tax profit % % rank % % rank on assets ratio Ratio loans

World $m %ch.2 $m rank %ch.2 latest prev. latest prev $m %ch.2 latest prev. latest latest prev. latest % rank % % %3

8 283 Banco Votorantim (12/05) 1,771 26.2 19,675 9 25.9 9.00 8.98 10 9 554 12.9 5.6 23.7 10 34.9 40.5 7 2.82 7 40.43 15.90 na9 312 Banco Safra (12/05) 1,565 8.3 18,094 10 7.5 8.65 8.59 11 10 419 8.2 1.2 -3.6 11 27.8 28.1 13 2.31 11 56.93 na na10 fo HSBC Banco Brasil (12/05) 1,466 28.5 20,309 8 38.3 7.22 7.76 14 12 461 45.7 36.3 227.6 5 35.4 32.5 6 2.27 12 64.09 na na11 402 Banco Citibank (12/05) 1,311 5.6 10,742 12 14.5 12.21 13.23 3 2 14928,231.5 26,405.3 na 1 11.7 na 17 1.39 16 85.62 na na12 492 Nossa Caixa (12/05) 958 5.3 14,274 11 6.9 6.71 6.81 16 14 99 -66.1 -68.3 -28.2 18 10.6 34.8 18 0.69 18 59.94 24.30 na13 fo BankBoston Brasil (12/05) 908 -19.5 9,659 13 6.7 9.40 12.46 8 3 -46 -171.9 -167.3 -78.8 19 -4.5 5.8 19 -0.48 19 97.33 na na14 621 Banco do Nordeste do Brasil (12/05) 559 0.7 5,381 16 -4.4 10.38 9.86 5 7 158 -2.0 -8.3 na 13 28.4 29.4 12 2.94 6 71.73 18.60 na15 665 Banco do Estado do Rio Grande do Sul (12/05) 489 11.4 6,021 15 16.2 8.12 8.47 13 11 237 15.0 7.6 -7.4 9 51.1 52.7 3 3.94 3 72.01 18.22 na16 805 Banco BMG (12/05) 346 50.0 1,689 19 35.7 20.48 18.53 1 na 245 39.2 30.3 218.6 6 85.0 94.2 1 14.51 1 45.59 na 3.9217 929 Banco Pactual (12/05) 267 1.8 8,891 14 146.7 3.00 7.27 19 13 127 29.5 21.1 -23.3 7 47.9 39.3 4 1.43 15 33.43 12.42 na18 fo Banco BNP Paribas Brasil (12/05) 253 10.0 2,462 18 -14.9 10.27 7.95 6 na 34 -38.1 -42.1 -63.0 17 14.0 24.6 16 1.37 17 46.37 na na19 fo Deutsche Bank SA Banco Alemao (12/05) 246 93.9 3,798 17 61.2 6.48 5.39 17 na 155 762.4 706.9 na 2 83.0 15.2 2 4.08 2 24.88 51.49 na

BULGARIA1 fo United Bulgarian Bank (12/06) 358 35.1 2,667 1 24.4 13.41 12.34 1 1 107 36.1 26.9 33.9 1 34.3 33.0 1 4.01 1 39.20 na 1.732 fo Bulbank (12/05) 242 1.8 2,096 2 -3.9 11.55 10.90 2 3 68 6.3 1.2 -17.8 2 28.5 27.8 2 3.26 2 39.28 22.05 1.60

CANADA1 35 Royal Bank of Canada (10/06) 19,131 13.6 478,115 1 16.1 4.00 4.09 10 9 5,526 31.9 29.2 8.9 3 30.7 26.7 2 1.16 5 63.41 11.92 0.402 37 Scotiabank (10/06) 17,911 10.9 337,584 3 23.7 5.31 5.92 5 3 4,052 10.2 8.0 2.6 6 23.8 23.3 6 1.20 4 57.48 11.70 0.913 48 Toronto-Dominion Bank (10/06) 15,212 30.3 349,972 2 9.4 4.35 3.65 7 10 4,923 80.6 76.9 -6.6 2 36.6 23.8 1 1.41 2 66.60 13.10 0.254 49 Bank of Montreal (10/06) 14,822 15.1 278,574 4 5.1 5.32 4.86 4 6 3,078 3.7 1.6 -4.7 8 22.2 23.9 7 1.11 6 63.43 11.76 0.365 69 Canadian Imperial Bank of Commerce (10/06) 10,631 20.7 270,762 5 10.4 3.93 3.59 11 11 2,953 257.6 250.3 -69.8 1 30.4 8.4 3 1.09 7 65.91 14.45 0.436 98 Desjardins Group (12/06) 7,218 8.3 115,958 6 14.4 6.22 6.58 2 2 1,205 -7.1 -8.9 -1.9 10 17.4 20.4 9 1.04 9 83.58 14.33 0.397 150 National Bank of Canada (10/06) 4,163 5.9 100,793 7 8.4 4.13 4.23 9 7 1,051 0.8 -1.3 6.9 9 26.0 28.1 5 1.04 8 67.31 13.97 0.508 fo HSBC Bank Canada (12/05) 2,555 23.3 42,258 8 24.6 6.05 6.10 3 5 626 27.0 24.2 11.6 4 27.1 27.1 4 1.48 1 52.15 11.20 0.399 492 Laurentian Bank of Canada (10/06) 795 3.1 15,406 9 5.7 5.16 5.29 6 4 79 11.0 8.7 21.9 5 10.1 9.4 11 0.51 11 75.09 12.40 1.0610 713 VanCity (12/05) 427 13.1 10,096 10 12.4 4.23 4.21 8 8 54 -14.7 -16.6 16.8 11 13.5 18.0 10 0.54 10 75.27 13.80 0.1711 877 Canadian Western Bank (10/04) 295 14.0 4,030 11 13.2 7.33 7.28 1 1 52 6.4 4.0 26.9 7 18.8 20.1 8 1.29 3 51.13 11.80 na

CHILE1 fo Banco Santander Santiago (12/05) 1,638 1.1 25,470 1 8.5 6.43 6.90 5 4 563 18.3 14.8 1.3 3 34.6 29.8 2 2.21 1 44.60 12.89 na2 378 Banco de Chile (12/05) 1,156 13.9 20,795 2 10.8 5.56 5.41 7 6 393 18.2 14.7 17.1 4 36.2 31.5 1 1.89 2 55.05 11.23 0.873 495 Banco del Estado de Chile (12/05) 791 9.9 20,558 3 22.5 3.85 4.29 9 8 193 18.0 14.5 23.5 5 25.5 23.4 4 0.94 7 64.74 10.66 0.714 509 Banco de Crédito & Inversiones (12/05) 769 17.2 15,240 4 14.2 5.04 4.91 8 7 243 16.8 13.4 19.8 6 34.1 34.2 3 1.59 4 51.98 10.33 na5 551 Corp Banca (12/05) 678 -6.3 6,721 6 10.8 10.08 11.93 1 1 123 10.6 7.3 8.6 7 17.6 17.3 6 1.83 3 37.24 13.47 0.896 fo BBVA Chile (12/05) 504 2.7 8,283 5 6.4 6.08 6.30 6 5 66 103.1 97.1 -53.4 1 13.3 6.8 8 0.80 8 70.15 10.82 na7 904 Banco del Desarrollo (12/05) 277 10.0 3,893 8 25.9 7.12 8.15 3 2 45 -2.8 -5.7 28.1 8 17.0 19.3 7 1.16 6 56.03 12.20 na8 fo Scotiabank Sud Americano (12/05) 266 13.8 3,009 9 -8.8 8.83 7.08 2 na 13 -53.3 -54.6 22.3 9 5.0 12.2 9 0.42 9 75.84 13.81 1.899 957 Banco Security (12/05) 253 5.0 3,896 7 19.8 6.50 7.42 4 3 46 38.4 34.3 1.8 2 18.5 16.6 5 1.18 5 55.30 11.22 0.66

CHINA, PEOPLE’S REPUBLIC OF 1 7 ICBC (12/06) 59,166 80.8 961,576 1 16.3 6.15 3.96 5 10 9,229 21.4 19.7 1,892.0 22 20.1 28.1 18 0.96 12 36.30 14.05 3.792 9 Bank of China (12/06) 52,518 62.1 682,262 4 12.4 7.70 5.34 2 4 8,700 26.3 24.4 52.9 19 20.5 22.4 17 1.28 4 46.32 13.59 4.043 14 China Construction Bank Corporation (12/06) 42,286 16.2 697,740 2 18.8 6.06 6.20 7 1 8,416 18.7 17.0 8.3 25 21.4 23.1 15 1.21 6 na 12.11 3.29

Page 70: TOP 1OOO WORLD BAN KS 2O O7 - Tinglebr's Weblog> Top 1000 World Bank Winners – -Tier One-Total Assets-Return on Capital > Best Profit on Capital % (Top 25) > Best Profit on Assets

JULY 2007 The Banker

234 TOP 1OOO WORLD BANKS TOP 1000 BY COUNTRYRanking Strength Size Soundness Profits Performance BIS NPL

Tier One Capital assets ratio Real profits growth Profits on Av. capital Return Cost/Inc. Capital To totalCountry Capital Assets % % rank rank1 Pre-tax profit % % rank % % rank on assets ratio Ratio loans

World $m %ch.2 $m rank %ch.2 latest prev. latest prev $m %ch.2 latest prev. latest latest prev. latest % rank % % %3

4 65 Agricultural Bank of China (12/06) 11,425 12.1 684,349 3 12.0 1.67 1.67 31 25 1,561 54.7 52.5 -8.3 7 14.4 10.0 22 0.23 30 na -17.56 23.435 68 Bank of Communications (12/06) 10,647 15.1 220,198 5 20.8 4.84 5.07 17 7 2,229 35.5 33.6 62.8 14 22.4 21.5 13 1.01 10 47.66 10.83 2.536 101 China Merchants Bank (12/06) 6,803 123.3 119,622 6 27.3 5.69 3.24 11 16 1,291 52.0 49.8 30.0 9 26.2 30.2 9 1.08 9 38.28 11.40 2.127 159 China CITIC Bank (12/06) 3,984 45.8 90,503 7 15.5 4.40 3.49 22 14 897 30.5 28.7 470.4 15 26.7 26.2 8 0.99 11 39.67 2.84 2.508 190 Shanghai Pudong Development Bank (12/06) 3,002 58.6 88,277 9 20.2 3.40 2.58 26 21 773 39.1 37.1 10.2 12 31.6 30.7 5 0.88 13 na 9.30 1.809 229 China Minsheng Banking Corp. (12/06) 2,363 20.7 89,700 8 25.7 2.63 2.74 27 19 682 25.6 23.8 48.5 20 31.6 30.5 6 0.76 17 58.74 8.12 1.2310 259 Industrial Bank (12/06) 2,032 31.0 79,104 10 30.3 2.57 2.56 28 22 646 43.0 41.0 53.7 11 36.1 31.3 2 0.82 14 na 8.71 1.5311 313 Bank of Shanghai (12/06) 1,555 28.6 34,582 12 12.8 4.50 3.94 20 12 235 29.8 28.0 -23.5 18 17.0 17.2 19 0.68 20 na 11.62 3.4812 335 Huaxia Bank (12/06) 1,432 11.9 56,994 11 25.0 2.51 2.81 29 18 309 20.4 18.6 20.0 23 22.8 20.9 12 0.54 23 na 8.28 2.7313 388 Bank of Beijing (12/05) 1,090 23.5 28,817 14 11.4 3.78 3.41 25 13 127 44.6 42.0 -5.9 10 12.8 10.8 24 0.44 27 39.15 10.83 4.2214 457 Beijing Rural Commercial Bank (12/06) 873 6.3 19,816 15 20.7 4.41 5.00 21 na 107 13.7 12.1 na 29 12.6 na 25 0.54 24 54.34 8.72 na15 474 Shenzhen Development Bank (12/06) 817 26.5 33,370 13 13.7 2.45 2.20 30 23 255 212.2 207.7 10.7 2 34.9 15.2 3 0.77 16 na 3.71 7.9816 477 Shanghai Rural Commercial Bank (12/06) 812 81.7 17,435 16 6.9 4.65 2.74 18 20 61 30.1 28.3 na 17 9.7 na 28 0.35 29 na 7.32 2.9117 587 Tianjin City Commercial Bank (12/06) 620 36.3 10,394 18 17.4 5.96 5.14 8 6 66 18.6 16.9 na 26 12.3 na 26 0.64 21 na 11.70 3.8918 588 Shenzhen Commercial Bank (12/06) 616 100.2 10,466 17 13.6 5.88 3.34 9 15 39 -12.5 -13.8 55.8 30 8.3 24.1 30 0.37 28 na 10.68 6.5119 589 Bohai Bank (12/06) 610 na 1,964 31 na 31.07 na 1 na -31 na na na na na na na -1.57 31 na 62.62 0.0120 670 Dalian City Commercial Bank (12/06) 485 77.6 7,821 19 48.8 6.20 5.20 4 5 55 284.8 279.3 na 1 14.6 na 21 0.71 19 na 8.70 4.2021 733 Ningbo Commercial Bank (12/06) 409 63.0 7,241 22 34.2 5.65 4.65 12 8 104 88.4 85.7 -16.8 5 31.6 22.3 7 1.44 2 37.59 11.48 0.3322 764 Hangzhou City Commercial Bank (12/06) 378 19.2 7,280 21 22.8 5.19 5.35 15 3 111 30.5 28.6 na 16 31.9 na 4 1.52 1 na 9.54 1.4023 789 Shenzhen Rural Commercial Bank (12/06) 358 39.0 6,754 23 19.9 5.31 4.57 13 9 74 17.6 15.9 na 27 24.2 na 11 1.10 8 na 11.05 7.5124 844 Nanjing City Commercial Bank (12/06) 311 39.2 7,418 20 31.2 4.20 3.95 24 11 99 89.3 86.5 42.3 4 37.1 25.0 1 1.34 3 na 11.73 2.4725 866 Chongqing Commercial Bank (12/06) 300 24.6 4,176 28 7.1 7.18 6.17 3 2 26 19.0 17.3 40.2 24 9.7 9.3 29 0.63 22 39.42 11.81 1.5326 900 Dongguan City Commercial Bank (12/06) 279 50.7 6,452 24 26.6 4.33 3.64 23 na 48 60.5 58.2 na 6 20.6 na 16 0.74 18 na 9.61 5.8727 947 Harbin City Commercial Bank (12/06) 259 126.6 5,597 25 41.9 4.62 2.89 19 na 26 21.4 19.7 na 21 14.0 na 23 0.47 26 na 8.09 6.1928 951 Xi’an City Commercial Bank (12/06) 257 40.9 4,910 26 25.1 5.22 4.64 14 na 26 37.4 35.4 na 13 11.8 na 27 0.53 25 na 6.03 14.5829 989 Xiamen International Bank (12/06) 238 14.6 3,918 30 31.2 6.06 6.94 6 na 49 53.2 51.0 40.5 8 22.1 16.1 14 1.25 5 40.91 12.77 0.9630 991 Jinan City Commercial Bank (12/06) 237 36.2 4,150 29 29.0 5.71 5.40 10 na 32 15.6 13.9 112.3 28 15.6 16.1 20 0.77 15 na 10.40 1.5731 999 China Zheshang Bank (12/06) 231 18.3 4,689 27 67.6 4.93 6.99 16 na 52 187.3 183.2 na 3 24.5 na 10 1.11 7 na 11.87 0.00

COLOMBIA1 430 Bancolombia (12/05) 951 92.1 13,496 1 76.2 7.04 6.46 2 2 536 49.8 42.6 45.1 1 74.2 82.2 2 3.97 3 54.94 10.93 1.222 793 Banco de Bogotá (12/05) 356 12.9 6,091 2 28.0 5.85 6.63 3 3 262 29.5 23.3 12.1 2 78.0 63.0 1 4.30 2 55.07 na na3 966 Banco Davivienda (12/05) 245 na 3,220 3 na 7.62 na 1 1 145 na na na na na na na 4.52 1 53.81 16.50 3.28

COSTA RICA1 969 Banco de Costa Rica (12/05) 245 39.7 2,862 1 46.7 8.54 8.97 1 na 43 7.8 -5.3 80.6 1 20.4 24.1 1 1.49 1 72.85 na na

CROATIA1 fo Privredna Banka Zagreb (12/06) 1,227 74.7 11,110 2 22.4 11.04 7.74 1 3 219 20.6 16.8 5.3 3 22.7 27.3 2 1.97 1 50.96 15.75 2.402 fo Zagrebacka Banka (12/05) 1,039 23.5 11,519 1 11.6 9.02 8.15 3 2 200 5.2 1.8 9.5 5 21.3 24.9 4 1.74 3 59.68 15.00 na3 fo Raiffeisenbank Austria d.d. Zagreb (12/06) 610 56.2 6,376 4 18.6 9.56 7.26 2 na 113 39.2 34.9 80.3 2 22.5 28.7 3 1.77 2 54.93 13.44 1.844 fo Erste & Steiermärkische Bank d.d.Rijeka (12/06) 470 84.0 6,398 3 17.7 7.34 4.70 5 4 92 17.9 14.3 15.6 4 25.4 30.9 1 1.44 4 52.13 13.34 4.405 fo Hypo Alpe-Adria-Bank (12/05) 266 34.1 3,106 5 13.4 8.56 7.24 4 1 44 51.8 46.9 5.2 1 18.9 18.7 5 1.41 5 52.62 na 10.58

CUBA1 946 Banco Internacional de Comercio (12/06) 259 11.7 2,308 1 113.9 11.21 21.47 1 1 65 71.7 na na na 26.4 20.1 1 2.80 1 10.26 21.81 0.30

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Ranking Strength Size Soundness Profits Performance BIS NPL

TOP 1OOO WORLD BANKS

Ranking Strength Size Soundness Profits Performance BIS NPLTier One Capital assets ratio Real profits growth Profits on Av. capital Return Cost/Inc. Capital To total

Country Capital Assets % % rank rank1 Pre-tax profit % % rank % % rank on assets ratio Ratio loansWorld $m %ch.2 $m rank %ch.2 latest prev. latest prev $m %ch.2 latest prev. latest latest prev. latest % rank % % %3

TOP 1000 BY COUNTRY

CYPRUS1 260 Marfin Popular Bank (12/06) 2,027 104.3 29,756 2 83.5 6.81 6.12 1 1 241 72.7 68.5 80.3 2 15.9 15.7 2 0.81 2 51.89 14.39 7.502 282 Bank of Cyprus (12/06) 1,784 7.7 33,173 1 13.8 5.38 5.68 3 3 511 147.9 141.9 76.9 1 29.7 14.7 1 1.54 1 46.70 12.00 5.603 773 Hellenic Bank (12/05) 373 5.0 6,360 3 14.7 5.86 6.40 2 2 18 na na na na 5.0 -9.5 3 0.29 3 72.41 na 16.99

CZECH REPUBLIC1 fo Ceskoslovenská obchodní banka (12/06) 1,761 -1.0 36,516 1 3.4 4.82 5.04 6 6 596 -7.1 -9.4 37.4 3 33.7 38.9 3 1.63 4 56.06 9.11 1.692 fo Komercní banka (12/05) 1,405 17.7 20,942 3 11.9 6.71 6.38 4 5 470 -9.6 -11.2 -3.6 4 36.2 44.8 2 2.25 2 49.57 13.58 na3 fo Ceská Sporitelna (12/05) 1,391 12.1 26,601 2 12.7 5.23 5.26 5 3 501 -10.7 -12.3 22.5 5 38.0 48.1 1 1.88 3 56.36 12.40 6.104 fo HVB Bank Czech Republic (12/04) 505 6.3 7,393 4 10.0 6.83 7.07 3 4 113 1.0 -1.8 -4.9 2 23.0 25.5 5 1.53 5 50.51 10.34 0.385 683 GE Money Bank (12/04) 469 20.9 2,592 6 0.3 18.09 15.00 1 1 117 41.4 37.5 103.8 1 27.2 22.5 4 4.50 1 55.71 31.19 na6 fo Citibank (12/06) 346 14.8 4,930 5 32.3 7.01 8.08 2 2 27 -56.6 -57.6 98.8 6 8.5 20.2 6 0.56 6 na 9.87 na

DENMARK1 42 Danske Bank (12/06) 16,988 39.1 483,901 1 12.6 3.51 2.84 11 11 3,267 4.0 2.1 20.0 9 22.4 27.0 8 0.68 11 53.17 11.44 na2 95 Nykredit Realkredit Group (12/05) 7,697 9.4 140,736 2 -5.2 5.47 4.74 10 8 686 -1.2 -2.9 -1.8 11 9.3 10.6 12 0.49 12 38.62 12.40 na3 fo Nordea Bank Danmark (12/04) 3,473 -1.8 117,975 3 -2.1 2.94 2.93 12 10 823 1.3 0.1 17.9 10 23.5 23.6 6 0.70 10 62.89 9.30 na4 300 Jyske Bank (12/05) 1,649 18.6 22,348 4 13.0 7.38 7.03 6 5 348 9.9 7.9 9.5 7 22.9 24.2 7 1.56 5 72.34 11.40 na5 360 Sydbank Group (12/06) 1,246 32.4 20,272 5 16.0 6.15 5.38 8 9 362 56.2 53.3 28.3 2 33.1 26.9 3 1.79 3 na 11.80 na6 fo FIH Ehrvervsbank (12/04) 913 -17.5 12,054 6 -0.8 7.57 9.10 5 4 158 8.7 7.4 na 8 15.7 na 9 1.31 9 55.97 na na7 677 Spar Nord Bank (12/05) 473 37.6 7,268 7 25.4 6.51 5.93 7 7 97 53.8 51.1 25.8 3 23.7 19.0 5 1.33 8 64.00 10.50 0.158 768 Arbejdernes Landsbank (12/05) 375 28.3 3,190 10 14.3 11.75 10.47 1 1 45 23.9 21.7 -27.2 5 13.6 13.1 11 1.43 7 74.00 12.60 na9 808 Amagerbanken (12/06) 343 24.5 4,368 9 33.6 7.86 8.43 4 3 116 18.0 15.8 72.4 6 37.6 40.8 1 2.67 2 44.40 12.70 2.4610 845 Fionia Bank (12/06) 311 17.2 5,172 8 20.9 6.01 6.20 9 6 74 30.9 28.5 54.1 4 25.7 23.0 4 1.43 6 52.89 11.40 na11 856 Sparbank (12/06) 306 9.9 2,632 12 22.5 11.63 12.96 2 na 43 -19.4 -20.9 na 12 14.7 na 10 1.64 4 34.95 12.20 na12 858 Ringkjøbing Landbobank (12/06) 305 12.2 3,051 11 29.3 9.99 11.51 3 2 101 58.6 55.7 22.0 1 35.1 26.9 2 3.32 1 29.30 12.30 0.16

EGYPT1 373 National Bank of Egypt (06/06) 1,179 -1.3 34,107 1 15.6 3.46 4.05 7 4 89 29.1 23.9 65.0 4 7.5 5.8 4 0.26 6 33.00 13.32 na2 601 Banque Misr (06/05) 584 1.9 18,490 2 17.3 3.16 3.64 8 6 38 16.8 7.2 3.1 7 6.6 6.0 6 0.21 7 26.94 na na3 636 Commercial International Bank (Egypt) (12/06) 538 21.5 6,632 4 24.5 8.12 8.32 3 2 168 56.7 45.5 4.8 2 34.2 27.6 2 2.53 2 36.98 10.92 3.804 654 Banque du Caire (06/06) 510 0.3 7,943 3 0.8 6.42 6.46 4 3 22 20.2 15.3 -17.0 6 4.3 3.5 7 0.27 5 na 17.26 na5 693 Arab International Bank (06/05) 459 -4.0 3,652 7 -1.2 12.57 12.93 1 1 33 34.0 23.0 -51.1 5 6.9 5.2 5 0.89 4 na na na6 839 Bank of Alexandria (06/06) 315 12.4 5,764 5 -13.8 5.47 4.20 5 5 3831,746.7 1,672.2 35.8 1 128.6 7.7 1 6.65 1 14.44 16.84 26.077 948 Arab African International Bank (12/06) 258 24.0 4,918 6 48.4 5.25 6.28 6 na 77 51.1 40.3 70.7 3 33.0 26.3 3 1.57 3 59.00 11.87 6.198 fo Credit Agricole Egypt Bank (12/06) 247 na 2,763 8 na 8.93 na 2 na 4 na na na na na na na 0.15 8 na 24.68 na

ESTONIA1 fo Hansabank Group (12/06) 1,820 29.7 25,536 1 52.2 7.13 8.36 2 2 465 37.4 31.6 24.0 2 28.9 28.2 1 1.82 2 46.00 10.54 0.402 fo SEB Eesti Ühispank (12/06) 477 32.2 5,971 2 42.4 7.98 8.60 1 1 117 49.5 43.1 25.6 1 27.9 24.3 2 1.96 1 38.50 11.78 0.32

FINLAND1 fo Nordea Bank Finland (12/05) 13,479 2.6 145,937 1 11.6 9.24 10.04 1 1 1,079 14.7 13.7 -46.9 2 8.1 7.7 4 0.74 4 48.44 20.20 0.202 103 OP Bank Group (12/06) 6,748 7.7 78,408 2 12.7 8.61 9.00 2 2 1,054 38.2 36.0 13.9 1 16.2 13.7 3 1.34 2 55.40 14.30 0.303 329 Sampo bank Group (12/05) 1,480 25.5 27,361 3 17.5 5.41 5.07 3 3 373 2.6 1.7 31.9 4 28.0 21.4 1 1.36 1 57.29 10.60 na

JULY 2007 The Banker

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Page 72: TOP 1OOO WORLD BAN KS 2O O7 - Tinglebr's Weblog> Top 1000 World Bank Winners – -Tier One-Total Assets-Return on Capital > Best Profit on Capital % (Top 25) > Best Profit on Assets

JULY 2007 The Banker

236 TOP 1OOO WORLD BANKS TOP 1000 BY COUNTRYRanking Strength Size Soundness Profits Performance BIS NPL

Tier One Capital assets ratio Real profits growth Profits on Av. capital Return Cost/Inc. Capital To totalCountry Capital Assets % % rank rank1 Pre-tax profit % % rank % % rank on assets ratio Ratio loans

World $m %ch.2 $m rank %ch.2 latest prev. latest prev $m %ch.2 latest prev. latest latest prev. latest % rank % % %3

4 833 Aktia Savings Bank (12/06) 323 9.0 7,231 4 20.6 4.47 4.94 4 4 74 14.4 12.6 36.1 3 23.9 23.4 2 1.02 3 60.81 13.80 0.40

FRANCE1 4 Crédit Agricole Group (12/06) 84,937 25.5 1,818,341 2 18.0 4.67 4.39 5 6 14,060 21.6 19.7 12.6 5 18.4 17.9 6 0.77 7 61.10 10.00 2.602 11 BNP Paribas (12/06) 45,305 19.4 1,896,935 1 14.5 2.39 2.29 8 10 13,921 25.5 23.5 9.1 4 33.4 30.6 3 0.73 8 61.07 10.50 3.123 25 Crédit Mutuel (12/06) 29,792 15.4 635,685 5 10.3 4.69 4.48 4 5 5,638 35.8 33.7 18.0 3 20.3 16.7 5 0.89 4 58.50 12.00 2.904 26 Société Générale (12/06) 29,405 15.8 1,260,162 3 12.8 2.33 2.27 9 9 10,639 20.2 18.3 30.3 6 38.8 35.7 1 0.84 6 77.07 11.11 na5 30 Groupe Caisse d’Epargne (12/06) 24,159 -3.4 710,801 4 -9.2 3.40 3.20 6 8 6,891 82.7 79.8 16.7 1 28.0 15.3 4 0.97 2 76.82 10.40 na6 31 Groupe Banques Populaires (12/06) 22,257 15.5 402,090 6 5.7 5.54 5.07 3 4 3,414 1.6 -0.0 19.5 7 16.4 18.2 7 0.85 5 74.27 12.70 na7 fo HSBC France (12/05) 4,671 23.4 151,115 7 45.8 3.09 3.65 7 7 1,463 68.0 65.2 12.5 2 34.6 23.4 2 0.97 3 63.43 10.05 3.478 467 Electro Banque (12/05) 844 -8.1 950 9 -10.5 88.88 86.58 1 1 26 -57.0 -57.7 156.1 8 3.0 6.6 8 2.75 1 28.54 na na9 719 Union de Banques Arabes et Françaises (12/05) 423 2.9 2,647 8 1.4 15.96 15.72 2 2 -102-1,057.4 -1,041.2 -33.4 9 -24.5 2.6 9 -3.86 9 74.11 na na

FRENCH POLYNESIA1 859 Banque Socredo (12/06) 304 40.7 2,520 1 11.0 12.08 9.53 1 1 23 -49.7 na na na 8.8 21.1 1 0.91 1 57.00 na na

GERMANY1 23 Deutsche Bank (12/06) 32,264 11.9 1,483,248 1 13.5 2.18 2.21 81 88 10,701 32.9 30.7 48.8 29 35.0 30.1 3 0.72 16 70.16 12.801,192.002 fo HypoVereinsbank (12/06) 24,120 13.2 669,081 3 2.9 3.60 3.28 67 73 2,131 56.0 53.4 na 22 9.4 6.5 47 0.32 53 62.08 12.20 na3 34 Commerzbank (12/06) 20,410 27.4 801,184 2 36.7 2.55 2.73 75 81 3,128 41.4 39.0 99.0 27 17.2 14.8 11 0.39 47 59.75 11.10 na4 44 Dresdner Bank (12/06) 16,422 12.1 654,928 4 7.7 2.51 2.41 78 86 1,586 -44.3 -45.3 na 79 10.2 24.0 37 0.24 65 79.79 15.60 0.905 51 Landesbank Baden-Württemberg (12/06) 14,181 2.4 564,010 6 5.8 2.51 2.60 77 83 1,440 12.1 10.2 -1.8 40 10.3 10.5 36 0.26 62 49.30 11.00 na6 52 Bayerische Landesbank (12/06) 14,085 10.3 455,389 7 3.8 3.09 2.91 70 77 1,279 0.5 -1.2 58.9 54 9.5 10.1 43 0.28 59 55.70 10.70 na7 61 DZ BANK (12/06) 11,721 1.3 574,750 5 8.7 2.04 2.19 83 89 1,850 13.2 11.3 7.5 39 15.9 14.4 13 0.32 52 72.87 12.60 na8 72 HSH Nordbank (12/06) 9,760 9.0 244,587 11 0.4 3.99 3.68 61 71 1,125 48.5 46.0 -19.8 25 12.0 8.9 22 0.46 38 37.43 9.90 na9 82 Norddeutsche Landesbank Girozentrale (12/06) 8,720 6.6 267,474 10 5.4 3.26 3.22 69 74 800 29.7 27.5 52.5 31 9.5 8.9 45 0.30 55 52.70 11.30 na10 84 Eurohypo (12/06) 8,628 -0.7 295,446 9 -4.3 2.92 2.82 72 79 860 3.8 2.1 1.0 48 9.9 10.1 38 0.29 56 36.27 na 3.1011 94 WestLB (12/05) 7,905 70.4 312,013 8 4.4 2.53 1.55 76 84 603 na na na na 9.6 -27.6 41 0.19 73 94.46 14.20 na12 112 Helaba (12/06) 6,364 6.6 217,010 12 1.1 2.93 2.78 71 80 451 60.2 57.5 42.6 19 7.3 5.2 62 0.21 71 68.10 11.10 na13 119 Deutsche Postbank (12/05) 6,092 22.1 165,483 15 9.4 3.68 3.30 65 70 848 15.2 13.0 23.5 37 15.3 15.5 15 0.51 33 70.03 10.70 3.4814 127 Hypo Real Estate Holding (12/05) 5,191 4.5 179,851 13 2.9 2.89 2.84 73 78 481 84.6 81.1 39.3 11 9.5 5.3 44 0.27 61 32.38 11.20 1.2215 148 Bankgesellschaft Berlin (12/05) 4,195 5.1 170,485 14 9.1 2.46 2.55 79 85 288 99.8 95.9 na 10 7.0 4.4 65 0.17 75 68.77 11.60 na16 169 Volkswagen Bank (12/06) 3,556 1.1 27,687 31 16.2 12.84 14.77 1 1 466 14.3 12.4 3.2 38 13.2 12.8 17 1.68 4 na na na17 fo SEB AG (12/06) 3,116 1.5 68,089 22 -7.3 4.58 4.18 44 60 223 51.2 48.7 -8.5 24 7.2 5.9 64 0.33 51 71.00 na na18 196 IKB Deutsche Industriebank (03/06) 2,888 0.7 54,209 23 16.9 5.33 6.19 26 13 281 15.4 13.1 9.9 36 9.8 9.1 39 0.52 30 32.80 13.30 8.2919 201 DekaBank Deutsche Girozentrale (12/06) 2,779 -0.5 138,191 16 -8.7 2.01 1.84 84 92 581 4.2 2.5 10.4 47 20.9 20.4 10 0.42 41 60.30 11.20 na20 205 WGZ Bank (12/06) 2,741 4.1 106,908 18 10.4 2.56 2.72 74 82 232 3.4 1.7 42.1 50 8.6 9.7 50 0.22 70 48.00 9.80 na21 227 Landwirtschaftliche Rentenbank (12/06) 2,369 7.3 108,516 17 7.2 2.18 2.18 80 90 54 1.1 -0.6 4.2 53 2.4 2.6 83 0.05 83 17.75 16.10 na22 266 Wüstenrot & Württemburgische (12/05) 1,959 2.8 43,936 25 -1.3 4.46 4.28 48 76 104 125.9 121.6 na 6 5.4 na 72 0.24 68 74.70 na na23 274 Aareal Bank (12/06) 1,852 3.2 50,414 24 -2.3 3.67 3.48 66 72 211 na na na na 11.6 -6.5 28 0.42 44 42.31 12.10 2.7524 286 Landesbank Sachsen Girozentrale (12/05) 1,746 26.8 80,712 19 13.0 2.16 1.93 82 91 21 -70.3 -70.8 -6.2 82 1.4 5.3 84 0.03 84 49.70 na na25 292 Hamburger Sparkasse (Haspa) (12/05) 1,693 2.1 37,492 28 1.6 4.52 4.49 46 47 432 78.0 74.6 12.4 15 25.8 14.8 6 1.15 9 59.71 9.80 na26 299 Sal Oppenheim Jr. & Cie. (12/05) 1,659 9.7 37,783 27 181.2 4.39 11.26 51 54 333 80.0 76.6 59.9 14 21.0 15.3 9 0.88 10 71.13 13.40 na27 302 Kreissparkasse Köln (12/06) 1,605 6.0 30,097 30 5.0 5.33 5.28 25 36 77 -38.0 -39.0 -1.5 77 4.9 8.4 75 0.25 63 62.80 12.63 na28 347 Sparkasse KölnBonn (12/05) 1,305 26.9 33,738 29 28.7 3.87 3.92 64 68 93 150.2 145.4 23.0 4 7.9 3.6 59 0.27 60 74.82 10.70 na

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JULY 2007 The Banker

238 TOP 1OOO WORLD BANKS TOP 1000 BY COUNTRYRanking Strength Size Soundness Profits Performance BIS NPL

Tier One Capital assets ratio Real profits growth Profits on Av. capital Return Cost/Inc. Capital To totalCountry Capital Assets % % rank rank1 Pre-tax profit % % rank % % rank on assets ratio Ratio loans

World $m %ch.2 $m rank %ch.2 latest prev. latest prev $m %ch.2 latest prev. latest latest prev. latest % rank % % %3

29 fo ING DiBa (12/04) 1,217 43.3 70,686 21 30.7 1.72 1.57 86 93 76 66.2 63.4 36.3 16 7.3 7.5 61 0.11 81 74.94 na na30 412 Stadtsparkasse München (12/06) 1,001 11.0 18,969 34 8.0 5.28 5.14 27 34 112 9.2 7.4 32.5 41 11.8 11.8 24 0.59 21 67.40 na na31 456 Nassauische Sparkasse (12/06) 874 20.1 21,607 33 -3.2 4.05 3.26 60 75 28 -24.5 -25.8 na 72 3.5 5.1 79 0.13 80 72.56 na na32 461 Sparkasse Nürnberg (12/06) 857 3.7 11,149 43 1.7 7.69 7.54 7 6 45 6.5 4.7 -19.6 45 5.3 5.1 74 0.40 45 69.73 15.50 na33 503 Münchener Hypothekenbank (12/05) 777 30.0 40,126 26 3.4 1.94 1.54 85 94 29 46.2 43.4 -65.9 26 4.2 3.5 77 0.07 82 54.70 na na34 516 Stadtsparkasse Düsseldorf (12/05) 753 39.6 14,351 37 7.6 5.24 4.04 28 65 201 125.7 121.3 22.2 7 31.1 17.0 5 1.40 7 64.53 12.10 na35 538 Badische Beamtenbank (12/05) 706 4.5 7,276 55 4.4 9.70 9.69 4 3 111 109.5 105.5 -12.9 9 16.1 8.2 12 1.52 5 72.78 16.20 na36 550 Berliner Volksbank (12/06) 679 2.0 13,719 38 -9.9 4.95 4.37 34 49 19 -17.4 -18.8 2.6 69 2.8 3.4 82 0.14 78 76.62 10.00 na37 570 Sparkasse Aachen (12/05) 644 5.4 11,209 42 2.2 5.75 5.57 21 23 96 7.4 5.3 -5.4 44 15.3 15.3 14 0.86 12 na na na38 fo Santander Consumer CC-Bank (12/04) 637 19.1 16,274 36 21.6 3.91 3.99 63 69 371 79.7 76.7 10.5 13 63.3 43.0 1 2.28 1 39.21 na na39 fo HSBC Trinkhaus & Burkhardt (12/05) 617 -1.3 18,817 35 19.7 3.28 3.98 68 na 229 59.1 56.0 na 21 36.9 na 2 1.22 8 61.46 11.90 0.3140 635 Deutsche Schiffsbank (12/05) 540 10.3 13,283 39 14.0 4.07 4.20 59 64 111 -1.8 -3.6 5.8 57 21.6 23.7 8 0.84 15 14.10 9.30 na41 644 Sparkasse Bremen (12/05) 528 1.9 12,757 40 4.4 4.14 4.24 57 59 25 149.3 144.5 -81.7 5 4.7 1.9 76 0.19 72 64.43 9.50 na42 652 Sparkasse Dortmund (12/05) 512 8.3 7,829 52 4.0 6.54 6.28 12 12 41 -3.4 -5.3 -34.1 59 8.3 9.3 56 0.52 29 65.81 14.10 na43 662 Kreissparkasse Ludwigsburg (12/06) 500 4.5 10,900 44 1.5 4.58 4.45 43 50 41 -37.1 -38.2 50.5 76 8.4 13.5 54 0.38 48 na na na44 664 Sparkasse Essen (12/06) 491 12.1 10,606 45 1.7 4.63 4.20 41 48 25 -44.4 -45.4 -4.8 80 5.5 10.8 70 0.24 67 66.00 11.30 na45 666 Sparkasse Mainfranken Würzburg (12/05) 488 3.5 7,215 57 1.9 6.77 6.66 11 10 28 -5.5 -7.3 -33.1 62 5.9 6.4 68 0.39 46 70.54 na na46 668 Sparkasse Pforzheim Calw (12/05) 487 6.6 11,866 41 6.0 4.10 4.08 58 63 41 -27.1 -28.5 -19.4 75 8.6 12.6 51 0.34 50 62.34 na na47 672 GMAC Bank (12/05) 483 0.2 4,937 79 -26.5 9.78 7.18 3 2 111 2.8 0.8 -61.2 52 23.0 22.4 7 2.25 2 82.89 na na48 692 Sparkasse Bochum (12/05) 460 8.2 6,104 67 -1.3 7.53 6.87 8 8 52 -10.2 -11.9 14.1 67 11.7 14.1 25 0.85 14 54.13 17.80 na49 724 Sparkasse Krefeld (12/05) 420 2.9 8,230 49 1.5 5.11 5.03 29 35 34 66.2 63.0 -23.2 17 8.3 5.2 55 0.42 43 70.40 na na50 728 Landessparkasse zu Oldenburg (12/06) 416 1.6 9,364 47 0.7 4.44 4.41 49 53 48 30.3 28.1 -12.4 30 11.7 9.4 26 0.51 32 64.07 na na51 732 Sparkasse Neuss (12/04) 409 4.5 6,992 60 -1.1 5.85 5.54 16 17 32 -2.5 -4.1 36.8 58 8.0 8.6 57 0.46 37 67.09 na na52 742 Kreissparkasse Esslingen-Nürtingen (12/05) 404 3.2 9,747 46 3.0 4.14 4.13 56 61 29 -21.2 -22.7 291.1 70 7.4 9.7 60 0.30 54 na na na53 747 Sparkasse Münsterland Ost (12/05) 398 2.5 8,843 48 0.6 4.50 4.42 47 52 21 115.8 111.6 -52.6 8 5.4 2.6 71 0.24 66 67.23 11.00 na54 752 Kreissparkasse Heilbronn (12/05) 392 4.6 8,193 50 -0.8 4.78 4.53 38 46 42 7.5 5.4 -40.9 43 11.0 10.7 32 0.52 31 62.12 13.10 na55 785 Stadtsparkasse Wuppertal (12/04) 361 8.5 7,751 53 2.0 4.66 4.39 39 44 45 -4.5 -6.0 120.1 61 13.0 15.0 19 0.58 22 63.07 na na56 788 Sparkasse Bielefeld (12/05) 359 4.3 6,212 65 1.4 5.78 5.62 19 22 37 4.7 2.7 -42.6 46 10.5 10.5 35 0.59 20 na na na57 792 Kreissparkasse Biberach (12/04) 357 21.9 6,482 64 5.8 5.51 4.78 23 27 39 -21.9 -23.2 119.4 71 11.9 18.5 23 0.60 19 48.68 na na58 794 Kreissparkasse München Starnberg (12/05) 356 5.3 7,037 59 2.8 5.06 4.94 31 38 39 -0.2 -2.1 -21.5 56 11.3 11.9 29 0.55 25 69.46 na na59 799 Kreissparkasse Waiblingen (12/05) 352 3.8 7,563 54 3.4 4.65 4.63 40 45 33 -7.7 -9.5 -30.3 65 9.5 10.6 46 0.43 39 54.00 15.60 na60 800 Sparkasse im Kreis Herford (12/05) 350 7.4 5,079 76 0.1 6.89 6.43 10 7 36 -6.9 -8.7 -7.1 63 10.5 12.2 34 0.70 17 74.90 17.20 na61 806 Frankfurter Volksbank (12/06) 344 -19.3 7,153 58 1.6 4.81 6.05 37 14 122 -15.0 -16.5 241.9 68 31.6 38.6 4 1.70 3 52.58 na na62 816 Sparkasse Osnabrück (12/06) 335 4.5 6,855 62 1.7 4.88 4.75 35 43 29 -7.5 -9.1 22.3 64 8.9 10.0 49 0.42 40 na na na63 835 Sparkasse Saarbrücken (12/04) 318 4.5 8,070 51 1.2 3.94 3.82 62 67 20 -41.0 -42.0 102.2 78 6.5 12.4 66 0.25 64 83.94 11.90 na64 842 Kreissparkasse Böblingen (12/05) 313 9.3 7,236 56 4.4 4.32 4.12 54 62 35 4.0 2.0 0.8 49 11.6 12.0 27 0.48 35 62.26 11.50 na65 846 Sparkasse Rhein Neckar Nord (12/05) 311 4.0 5,027 77 0.4 6.18 5.97 14 16 8 -45.6 -46.6 -10.8 81 2.8 5.2 81 0.17 76 76.04 17.50 na66 848 Sparkasse Freiburg-Nördlicher Breisgau (12/06) 310 0.5 6,718 63 -0.0 4.61 4.59 42 51 25 -0.1 -1.8 -26.0 55 8.0 8.2 58 0.37 49 62.90 10.50 na67 853 M.M.Warburg & CO KGaA (12/05) 307 na 3,859 86 9.2 7.95 8.68 6 5 34 80.2 76.8 22.8 12 11.1 6.1 31 0.88 11 70.73 na na68 855 Sparkasse Ulm (12/05) 306 5.7 5,270 74 2.8 5.81 5.65 18 20 32 35.8 33.2 -9.2 28 10.7 8.3 33 0.60 18 55.46 na na69 857 Kreissparkasse Südholstein (12/04) 305 9.8 6,969 61 1.5 4.38 4.05 53 56 9 20.9 18.9 61.6 34 3.1 3.4 80 0.13 79 67.18 na na70 873 Stadtsparkasse Augsburg (12/04) 297 6.7 6,114 66 -1.3 4.86 4.49 36 40 35 26.3 24.2 137.9 33 12.3 10.2 21 0.58 23 61.55 na na71 887 Kreissparkasse Göppingen (12/05) 288 5.2 5,726 69 0.2 5.03 4.79 32 41 27 21.2 18.9 -28.4 35 9.7 8.5 40 0.48 36 59.52 na na

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TOP 1OOO WORLD BANKS

Ranking Strength Size Soundness Profits Performance BIS NPLTier One Capital assets ratio Real profits growth Profits on Av. capital Return Cost/Inc. Capital To total

Country Capital Assets % % rank rank1 Pre-tax profit % % rank % % rank on assets ratio Ratio loansWorld $m %ch.2 $m rank %ch.2 latest prev. latest prev $m %ch.2 latest prev. latest latest prev. latest % rank % % %3

TOP 1000 BY COUNTRY

JULY 2007 The Banker

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72 892 Allgemeine Hypothekenbank Rheinboden (12/05) 283 -75.1 79,476 20 -12.6 0.36 1.25 88 95 -1,237-3,779.4 -3,709.0 57.8 84 -174.3 3.0 86 -1.56 86 33.38 9.90 na73 897 Sparkasse Westmünsterland (12/05) 280 0.1 5,609 72 2.1 5.00 5.10 33 37 164,945.2 4,848.7 -97.7 1 5.8 0.1 69 0.29 57 73.20 na na74 901 Stadtsparkasse Mönchengladbach (12/06) 279 5.6 5,110 75 2.3 5.46 5.29 24 30 na na na na na na na na na na na na na75 908 Sparkasse Darmstadt (12/05) 275 4.5 3,981 85 1.1 6.92 6.69 9 9 34 3.4 1.4 9.1 51 12.6 12.7 20 0.85 13 64.85 15.80 na76 909 Sparkasse Hildesheim (12/05) 275 44.1 4,938 78 36.7 5.58 5.29 22 31 9 61.4 58.3 -50.3 18 4.1 3.1 78 0.19 74 70.41 9.90 na77 935 Stadt-Sparkasse Gelsenkirchen (12/06) 264 3.8 4,192 82 -1.2 6.31 6.00 13 11 22 -25.5 -26.8 3.9 73 8.5 11.9 52 0.52 28 62.30 na na78 939 Sparkasse Rosenheim-Bad Aibling (12/04) 263 7.7 3,214 87 0.7 8.17 7.64 5 4 18 -4.4 -6.0 52.4 60 7.3 8.2 63 0.57 24 65.39 na na79 941 Sparkasse Koblenz (12/05) 260 4.4 4,514 81 1.0 5.76 5.58 20 26 24 8.1 6.0 -16.2 42 9.6 9.2 42 0.54 26 68.19 11.00 na80 945 Sparkasse Heidelberg (12/04) 259 17.8 6,068 68 -0.5 4.27 3.61 55 58 -14-1,376.0 -1,355.1 13.6 83 -6.0 0.5 85 -0.24 85 79.33 na na81 949 Düsseldorfer Hypothekenbank (12/05) 257 18.0 21,986 32 21.1 1.17 1.20 87 96 32 52.0 49.1 10.8 23 13.3 9.5 16 0.14 77 23.79 13.00 na82 954 Kreissparkasse Tübingen (12/06) 256 3.1 5,646 70 2.6 4.54 4.51 45 57 16 -25.9 -27.1 1.8 74 6.5 9.1 67 0.29 58 67.00 na na83 964 Kreissparkasse Ostalb (12/04) 247 2.9 5,625 71 1.6 4.38 4.33 52 55 13 187.8 183.1 -6.5 3 5.3 1.9 73 0.23 69 63.43 na na84 970 Kreissparkasse Kaiserslautern (12/04) 243 4.5 4,156 83 4.7 5.85 5.86 17 18 22 319.1 312.2 -76.4 2 9.2 2.3 48 0.53 27 47.97 na na85 973 Nord-Ostsee Sparkasse (12/05) 243 4.6 4,778 80 1.1 5.08 4.91 30 39 20 60.1 57.1 0.1 20 8.4 5.5 53 0.42 42 64.91 11.40 na86 977 Europäisch-Iranische Handelsbank (12/06) 242 4.2 2,176 88 24.0 11.13 13.24 2 na 31 -9.0 -10.5 55.8 66 13.1 17.5 18 1.43 6 na 12.26 na87 988 Sparkasse Rhein-Nahe (12/06) 238 2.3 4,037 84 6.8 5.90 6.17 15 na na na na 24.4 na na 6.2 na na na 65.60 na na88 990 Sparkasse Bodensee (12/04) 237 0.9 5,403 73 -4.3 4.39 4.17 50 na 26 27.9 25.8 1,111.6 32 11.1 8.7 30 0.48 34 68.50 na na

GREECE1 99 National Bank of Greece (12/06) 7,083 39.5 100,842 1 26.7 7.02 6.38 2 7 1,670 34.5 30.3 37.5 3 27.5 26.5 3 1.66 2 52.23 15.60 3.802 140 Alpha Bank (12/06) 4,494 15.8 65,586 3 13.2 6.85 6.70 4 6 1,055 24.7 20.8 7.8 4 25.2 24.2 5 1.61 3 45.68 12.90 na3 fo EFG Eurobank Ergasias (12/06) 3,861 -10.7 70,881 2 21.0 5.45 7.39 8 1 1,096 23.1 19.3 27.3 6 26.8 23.7 4 1.55 4 47.56 10.40 2.764 238 Piraeus Bank (12/06) 2,230 20.5 40,736 4 31.4 5.47 5.97 7 9 733 82.7 77.0 35.6 2 35.9 21.9 1 1.80 1 49.39 11.00 2.375 301 Agricultural Bank of Greece (12/06) 1,625 -9.7 28,203 6 6.0 5.76 6.76 6 5 381 99.8 93.6 56.2 1 22.3 13.3 6 1.35 6 60.65 12.03 10.766 386 Emporiki Bank (12/06) 1,115 -37.7 30,022 5 13.9 3.71 6.79 10 4 -300 -299.1 -293.0 na 9 -20.7 7.8 10 -1.00 1067,815.00 9.00 na7 455 Greek Postal Savings Bank (12/06) 874 6.4 16,247 7 6.7 5.38 5.39 9 na 244 23.7 19.9 -15.6 5 28.8 19.7 2 1.50 5 48.54 11.23 na8 fo Egnatia Bank (12/05) 275 -13.1 3,874 9 15.6 7.10 9.44 1 3 26 -3.0 -6.4 -20.6 8 8.8 8.6 8 0.67 8 69.63 14.36 5.109 fo Geniki Bank (12/05) 242 55.3 4,130 8 0.6 5.85 3.79 5 8 -19 na na -1,676.0 na -9.3 -90.7 9 -0.45 9 86.73 10.77 12.4810 998 Aspis Bank (12/06) 232 58.3 3,309 10 13.4 7.01 5.03 3 na 24 20.9 17.2 191.4 7 12.8 13.4 7 0.73 7 76.67 13.16 na

HONG KONG1 fo The Hongkong and Shanghai Banking Corp (12/05) 18,696 8.2 344,709 1 8.7 5.42 5.45 13 13 5,836 0.6 -0.4 29.8 12 32.5 37.8 1 1.69 5 33.66 12.40 na2 fo Bank of China (Hong Kong) (12/06) 8,805 6.6 117,529 2 11.2 7.49 7.81 8 6 2,173 3.2 1.2 13.5 11 25.5 26.2 5 1.85 4 30.93 13.93 0.573 fo Standard Chartered Bank (Hong Kong) (12/06) 3,684 26.7 50,295 3 16.0 7.33 6.71 9 11 935 32.9 30.3 na 3 28.4 na 2 1.86 3 42.70 14.90 1.114 209 Bank of East Asia (12/06) 2,617 11.6 37,840 4 23.2 6.91 7.63 10 8 548 32.6 29.9 12.6 5 22.1 18.2 6 1.45 9 45.81 14.20 0.785 fo DBS Bank (Hong Kong) (12/04) 2,203 17.4 23,433 5 12.0 9.40 8.97 4 3 380 23.7 24.3 88.1 6 18.6 17.1 10 1.62 6 42.08 19.04 1.696 310 Shanghai Commercial Bank (12/06) 1,571 8.7 12,059 9 16.2 13.02 13.92 1 1 259 12.2 9.9 15.0 10 17.1 16.8 11 2.14 2 29.47 22.00 0.557 368 Dah Sing Financial Holdings (12/05) 1,193 63.1 12,059 8 25.9 9.90 7.64 3 7 184 -38.1 -38.8 105.8 13 19.1 42.6 8 1.52 8 34.67 16.60 0.708 fo ICBC (Asia) (12/06) 1,090 5.3 18,829 6 26.9 5.79 6.98 12 10 206 32.7 30.1 27.6 4 19.4 15.8 7 1.10 11 36.40 16.00 1.209 451 Wing Lung Bank (12/06) 890 0.3 10,930 10 13.7 8.15 9.24 5 4 247 47.3 44.3 5.3 2 27.8 18.9 3 2.26 1 28.10 16.00 0.4710 479 Wing Hang Bank (12/05) 808 9.5 13,456 7 9.3 6.01 6.00 11 12 208 14.4 13.3 40.1 8 27.0 26.1 4 1.55 7 37.23 14.90 1.0311 491 CITIC Ka Wah Bank (12/05) 797 5.0 10,548 11 1.8 7.55 7.33 7 9 148 18.9 17.7 28.2 7 19.1 18.0 9 1.40 10 55.24 16.40 na12 568 Liu Chong Hing Bank (12/05) 648 1.2 6,446 12 18.7 10.06 11.80 2 2 60 11.8 10.7 14.5 9 9.4 8.5 12 0.94 12 50.84 15.20 2.6513 fo Fubon Bank (Hong Kong) (12/04) 476 -2.2 5,886 13 20.8 8.09 9.99 6 5 44 126.0 127.0 -30.7 1 9.0 4.0 13 0.74 13 72.00 na na

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TOP 1OOO WORLD BANKS

Ranking Strength Size Soundness Profits Performance BIS NPLTier One Capital assets ratio Real profits growth Profits on Av. capital Return Cost/Inc. Capital To total

Country Capital Assets % % rank rank1 Pre-tax profit % % rank % % rank on assets ratio Ratio loansWorld $m %ch.2 $m rank %ch.2 latest prev. latest prev $m %ch.2 latest prev. latest latest prev. latest % rank % % %3

TOP 1000 BY COUNTRY

JULY 2007 The Banker

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HUNGARY1 240 National Savings and Commercial Bank (12/05) 2,223 22.1 24,421 1 25.3 9.10 9.35 3 3 899 15.2 11.3 51.4 5 44.5 56.0 2 3.68 2 57.20 na 3.602 fo MKB (12/05) 530 21.1 7,733 2 12.7 6.85 6.38 6 8 99 20.8 16.7 -10.3 4 20.4 19.9 7 1.28 8 58.66 10.00 3.823 fo Central-European International Bank (12/05) 484 6.5 6,900 3 22.7 7.01 8.08 5 6 114 2.0 -1.5 82.7 7 24.4 27.3 6 1.66 7 53.76 10.31 2.504 690 General Banking and Trust Co (12/05) 461 10.7 1,141 8 -3.4 40.39 35.26 1 1 119 10.7 6.9 28.8 6 27.1 28.5 5 10.42 1 23.59 na 1.025 fo HVB Bank Hungary (12/04) 422 17.5 5,238 6 28.6 8.06 8.82 4 5 123 78.4 67.1 19.1 2 31.6 20.5 3 2.35 3 47.60 15.98 0.866 fo Raiffeisen Bank (12/05) 371 8.5 5,855 5 18.2 6.34 6.90 7 7 110 34.2 29.6 1.6 3 30.9 27.0 4 1.88 4 68.19 na na7 fo Erste Bank Hungary (12/05) 285 22.2 6,803 4 29.8 4.19 4.45 8 9 116 170.1 160.8 94.6 1 44.9 27.4 1 1.71 5 76.19 na na8 932 Budapest Bank (12/05) 266 19.6 2,639 7 24.3 10.09 10.49 2 2 45 -27.9 -30.3 15.6 8 18.3 30.8 8 1.70 6 87.30 na na

ICELAND1 141 Kaupthing Bank (12/06) 4,486 76.6 56,592 1 59.6 7.93 7.16 2 2 1,411 62.3 52.1 193.9 2 40.2 39.0 1 2.49 1 35.89 15.00 1.002 202 Landsbanki Islands (12/06) 2,756 55.9 30,323 3 54.6 9.09 9.01 1 1 624 45.2 36.1 100.5 3 27.6 35.9 3 2.06 3 43.15 14.80 na3 228 Glitnir (12/06) 2,366 81.3 31,347 2 52.6 7.55 6.35 3 3 645 98.0 85.6 63.9 1 35.2 32.5 2 2.06 2 34.86 15.00 na

INDIA1 70 State Bank of India (03/07) 9,981 16.9 186,988 1 17.0 5.34 5.34 15 16 2,414 18.3 11.2 3.6 14 26.1 28.1 7 1.29 10 58.15 12.36 2.612 146 ICICI Bank (03/06) 4,293 87.2 56,258 2 49.9 7.63 6.11 3 4 693 27.9 22.6 21.6 8 21.0 30.7 16 1.23 12 na 13.35 na3 254 Punjab National Bank (03/06) 2,098 14.9 32,509 5 15.1 6.45 6.46 9 7 455 6.7 2.3 -5.6 18 23.2 29.7 11 1.40 7 51.26 11.95 4.104 258 Bank of Baroda (03/07) 2,044 9.5 33,690 4 25.9 6.07 6.97 11 15 409 46.7 37.9 34.9 6 20.9 20.1 17 1.21 13 51.00 12.47 2.475 280 Canara Bank (03/07) 1,801 16.5 38,069 3 25.0 4.73 5.07 20 12 383 8.3 1.8 15.6 19 22.9 27.5 12 1.01 15 46.83 13.50 1.516 328 IDBI (03/06) 1,490 -9.6 20,209 8 11.0 7.37 9.06 5 2 130 67.0 60.1 na 4 8.3 na 26 0.64 21 53.20 14.80 na7 334 HDFC Bank (03/07) 1,451 22.8 20,945 7 24.1 6.93 7.00 6 6 377 30.4 22.6 23.6 9 28.7 27.7 3 1.80 1 46.30 13.08 1.328 377 Oriental Bank of Commerce (03/06) 1,157 97.3 13,190 14 9.0 8.77 4.85 1 13 186 -0.1 -4.2 -30.0 21 21.4 36.1 15 1.41 6 44.76 12.46 6.309 410 Bank of India (03/06) 1,024 21.8 25,126 6 18.2 4.08 3.96 23 18 205 98.6 90.4 -69.5 2 22.0 13.8 13 0.82 19 55.41 10.75 na10 413 Indian Overseas Bank (03/07) 998 33.7 18,868 10 38.6 5.29 5.48 17 8 238 5.2 -1.1 -2.8 20 27.3 38.7 5 1.26 11 47.07 13.27 2.3411 494 Union Bank of India (03/06) 792 -5.4 19,945 9 23.1 3.97 5.16 25 10 200 8.3 3.8 -3.0 17 24.6 26.4 9 1.00 16 46.76 11.41 3.8012 506 Corporation Bank (03/06) 773 9.8 9,079 20 17.7 8.51 9.12 2 1 150 26.7 21.5 -33.8 11 20.4 19.8 18 1.66 3 41.61 14.66 2.7413 532 Andhra Bank (03/07) 721 10.3 10,905 17 16.9 6.61 7.00 8 5 180 38.7 30.4 -27.1 7 26.2 24.3 6 1.65 4 50.05 11.33 1.4114 547 Allahabad Bank (03/06) 683 66.9 12,374 15 22.4 5.52 4.04 14 17 169 23.2 18.1 18.3 13 31.0 38.9 1 1.37 8 53.11 13.37 3.9415 560 Central Bank of India (03/06) 657 49.9 16,713 11 8.9 3.93 2.85 26 23 84 -40.1 -42.6 -30.9 23 15.4 33.0 21 0.50 24 58.55 11.03 6.8516 579 UTI Bank (03/06) 627 32.7 11,129 16 31.8 5.63 5.59 13 na 164 45.2 39.2 12.9 5 29.8 33.3 2 1.47 5 49.60 11.08 na17 600 Syndicate Bank (03/06) 590 31.9 13,668 13 17.2 4.32 3.84 22 20 123 27.3 22.0 -40.8 10 23.8 23.1 10 0.90 18 58.03 11.73 na18 622 Indian Bank (03/06) 558 18.3 10,660 18 8.6 5.23 4.80 18 14 113 23.5 18.4 -3.0 12 21.9 21.4 14 1.06 14 56.23 na na19 698 UCO Bank (03/06) 445 62.4 13,839 12 13.3 3.21 2.24 27 24 47 -43.6 -46.0 -23.2 24 13.1 31.7 23 0.34 26 58.01 11.12 na20 707 United Bank of India (03/07) 432 11.2 9,700 19 27.3 4.46 5.10 21 11 69 11.0 4.4 -35.4 16 16.9 15.5 19 0.72 20 51.98 12.02 3.6021 743 Jammu & Kashmir Bank (03/06) 403 37.8 5,919 24 8.0 6.80 5.33 7 9 58 92.1 84.2 -77.3 3 16.8 10.9 20 0.99 17 43.32 12.14 na22 771 Vijaya Bank (03/06) 374 71.7 7,057 21 7.5 5.29 3.31 16 22 40 -51.9 -53.9 -13.5 25 13.6 42.0 22 0.57 22 46.47 11.94 na23 804 Bank of Maharashtra (03/06) 347 37.2 6,989 22 -5.0 4.96 3.43 19 21 15 -72.3 -73.5 -50.5 26 5.0 22.0 27 0.22 27 64.36 11.27 na24 903 Federal Bank (03/06) 278 73.5 4,620 25 22.7 6.03 4.26 12 na 63 141.8 131.8 -47.1 1 28.6 17.1 4 1.36 9 44.64 13.76 na25 915 Punjab & Sind Bank (03/06) 274 177.5 4,262 26 21.2 6.42 2.80 10 na 24 na na na na 13.0 -15.7 24 0.57 23 61.80 na na26 961 Karnataka Bank (03/06) 249 13.6 3,346 27 19.4 7.43 7.81 4 3 60 12.0 7.4 14.9 15 25.8 28.7 8 1.80 2 38.38 11.78 na27 987 Dena Bank (03/06) 238 12.2 5,941 23 10.5 4.01 3.95 24 19 22 -24.1 -27.2 -65.3 22 9.6 13.5 25 0.36 25 47.50 10.62 na

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JULY 2007 The Banker

242 TOP 1OOO WORLD BANKS TOP 1000 BY COUNTRYRanking Strength Size Soundness Profits Performance BIS NPL

Tier One Capital assets ratio Real profits growth Profits on Av. capital Return Cost/Inc. Capital To totalCountry Capital Assets % % rank rank1 Pre-tax profit % % rank % % rank on assets ratio Ratio loans

World $m %ch.2 $m rank %ch.2 latest prev. latest prev $m %ch.2 latest prev. latest latest prev. latest % rank % % %3

INDONESIA1 250 Bank Mandiri (12/05) 2,122 3.2 26,794 1 6.1 7.92 8.15 9 6 125 -83.6 -85.2 0.7 9 6.0 42.7 9 0.47 9 59.55 23.21 25.282 326 Bank BNI (12/06) 1,499 na 18,782 2 na 7.98 na 8 5 na na na na na na na na na na 61.18 17.08 10.473 348 Bank Central Asia (12/05) 1,304 15.9 15,278 3 0.7 8.53 7.42 6 4 521 13.1 2.4 35.8 2 42.9 43.8 2 3.41 4 43.41 21.53 1.714 398 Bank Rakyat Indonesia (12/05) 1,070 7.1 12,490 4 14.7 8.57 9.18 5 3 570 -2.2 -11.5 48.5 6 55.1 66.1 1 4.57 1 66.68 15.29 4.685 481 Bank Danamon Indonesia (12/05) 807 24.0 6,898 5 15.3 11.70 10.88 2 1 305 -11.3 -19.7 102.2 7 41.8 57.4 3 4.42 2 na 23.50 2.606 782 Panin Bank (12/05) 363 7.2 3,638 8 55.7 9.98 14.51 3 2 69 -42.9 -48.3 122.0 8 19.5 38.6 7 1.88 5 56.05 30.58 9.347 fo Bank Niaga (12/05) 358 106.4 4,230 7 35.0 8.46 5.53 7 na 76 -1.0 -10.4 52.0 5 28.6 50.0 5 1.79 7 56.54 17.24 5.238 829 Bank Buana Indonesia (12/06) 325 56.3 1,869 10 5.4 17.40 11.73 1 na 65 19.3 5.5 8.0 1 24.4 27.9 6 3.48 3 74.32 30.83 4.399 938 Bank Internasional Indonesia (12/05) 263 -27.3 4,987 6 35.9 5.27 9.85 10 7 93 12.4 1.8 184.1 3 29.9 30.6 4 1.87 6 83.52 21.74 2.8810 967 Bank NISP (12/06) 245 11.2 2,684 9 20.8 9.13 9.92 4 na 37 14.5 1.2 -33.4 4 15.9 18.5 8 1.38 8 64.23 17.07 2.49

IRAN1 176 Bank Saderat Iran (03/06) 3,328 na 27,887 2 na 11.93 na 3 6 528 na na na na na na na 1.89 5 59.23 na 16.402 380 Bank Melli Iran (03/06) 1,148 na 39,431 1 na 2.91 na 8 8 439 na na na na na na na 1.11 8 61.08 9.76 3.663 510 Bank of Industry and Mine (03/06) 761 -6.1 2,719 9 36.0 27.99 40.55 1 1 161 22.5 8.1 -4.8 5 20.5 21.8 6 5.91 1 39.44 25.00 6.034 527 Bank Tejarat (03/06) 737 75.0 22,490 4 22.3 3.28 2.29 7 7 278 52.5 34.6 76.4 3 48.0 49.1 3 1.24 6 48.20 na 7.305 575 Parsian Bank (03/06) 633 140.7 8,853 7 158.9 7.16 7.70 5 3 227 63.1 43.9 475.3 2 50.6 89.1 2 2.56 3 13.39 11.30 na6 591 Bank Keshavarzi (03/06) 607 -2.8 13,130 6 34.9 4.62 6.41 6 5 55 -73.5 -76.7 76.1 7 8.9 40.4 8 0.42 10 95.30 9.95 17.487 650 Bank Mellat (03/06) 518 24.2 25,985 3 13.7 1.99 1.83 10 10 134 -12.0 -22.3 105.5 6 28.7 40.8 5 0.52 9 54.10 7.06 na8 790 Bank Eghtesad Novin (EN Bank) (03/07) 358 190.5 4,420 8 177.7 8.10 7.74 4 na 100 174.9 na 5.2 na 41.6 39.0 4 2.26 4 79.00 9.50 na9 807 Bank Sepah (03/05) 344 37.6 15,634 5 48.2 2.20 2.37 9 9 176 118.6 89.8 -9.4 1 59.4 42.4 1 1.13 7 66.60 5.40 4.3010 824 Export Development Bank of Iran (03/06) 327 0.3 1,623 10 23.2 20.13 24.73 2 2 56 27.2 12.2 11.6 4 17.3 14.9 7 3.48 2 12.00 24.58 11.47

IRELAND1 53 Allied Irish Banks (12/06) 13,323 39.1 208,779 2 19.0 6.38 5.46 2 2 3,444 53.3 47.5 17.5 1 30.1 25.3 1 1.65 1 53.50 11.10 0.902 80 Bank of Ireland (03/06) 8,877 27.8 196,507 3 37.7 4.52 4.87 4 4 1,935 20.0 17.6 11.3 4 24.5 25.9 2 0.98 3 37.81 11.40 na3 105 Merrill Lynch International Bank (12/06) 6,626 96.1 150,317 4 -15.5 4.41 1.90 5 na 549 -25.5 -28.3 na 7 11.0 na 6 0.37 5 58.73 11.30 na4 117 Anglo Irish Bank Corporation (09/06) 6,124 42.3 92,784 5 51.9 6.60 7.04 1 1 1,076 24.1 19.8 32.7 3 20.6 23.8 5 1.16 2 27.00 12.13 0.545 151 DEPFA Bank (12/06) 4,156 6.0 293,619 1 -2.5 1.42 1.30 7 6 851 8.2 4.1 -11.8 5 21.1 24.3 4 0.29 7 26.09 13.50 na6 239 Irish Life & Permanent (12/05) 2,224 -7.5 72,245 6 28.2 3.08 4.27 6 5 497 -13.3 -15.4 53.5 6 21.5 25.5 3 0.69 4 57.37 12.60 na7 fo WGZ-Bank Ireland plc (12/05) 245 15.6 4,924 7 13.8 4.97 4.89 3 3 16 33.5 30.3 199.0 2 7.1 5.9 7 0.33 6 19.77 12.50 na

ISRAEL1 142 Bank Hapoalim (12/06) 4,485 11.2 66,950 2 3.5 6.70 6.23 1 2 1,025 9.9 7.6 23.9 2 24.1 23.4 1 1.53 1 58.90 10.53 2.622 158 Bank Leumi le-Israel (12/06) 3,991 3.6 68,483 1 6.1 5.83 5.97 2 3 616 -8.7 -10.6 1.9 4 15.7 18.1 4 0.90 3 73.60 11.56 1.353 257 Israel Discount Bank (12/06) 2,044 21.8 38,471 3 2.4 5.31 4.47 4 6 132 -18.2 -19.8 -15.3 6 7.1 10.0 6 0.34 6 81.64 10.50 na4 375 Mizrahi Tefahot Bank (12/06) 1,176 7.9 21,470 4 5.1 5.48 5.33 3 4 185 -12.1 -13.9 34.7 5 16.3 20.4 3 0.86 4 66.11 10.75 1.435 394 First International Bank of Israel - FIBI (12/06) 1,079 8.1 20,482 5 41.2 5.27 6.88 5 1 211 6.1 3.9 78.3 3 20.3 20.8 2 1.03 2 62.71 10.10 8.176 943 Union Bank of Israel (12/05) 259 7.5 5,576 6 13.4 4.65 4.91 6 5 30 63.1 61.0 na 1 11.9 7.7 5 0.53 5 65.95 10.93 na

ITALY1 17 UniCredit (12/06) 38,700 1.9 1,084,267 1 4.6 3.57 3.67 36 36 10,813 101.8 97.7 19.6 3 28.2 20.0 10 1.00 22 56.50 10.50 na2 43 Banca Intesa (12/06) 16,736 -15.8 384,276 2 6.7 4.36 5.52 29 17 5,498 -0.2 -2.2 55.8 29 30.0 27.3 7 1.43 11 na 9.50 2.603 46 SanPaolo IMI (12/06) 15,589 8.2 380,022 3 9.6 4.10 4.15 33 32 4,051 1.8 -0.3 41.1 27 27.0 27.7 13 1.07 19 53.80 9.20 na

Page 77: TOP 1OOO WORLD BAN KS 2O O7 - Tinglebr's Weblog> Top 1000 World Bank Winners – -Tier One-Total Assets-Return on Capital > Best Profit on Capital % (Top 25) > Best Profit on Assets

TOP 1OOO WORLD BANKS

Ranking Strength Size Soundness Profits Performance BIS NPLTier One Capital assets ratio Real profits growth Profits on Av. capital Return Cost/Inc. Capital To total

Country Capital Assets % % rank rank1 Pre-tax profit % % rank % % rank on assets ratio Ratio loansWorld $m %ch.2 $m rank %ch.2 latest prev. latest prev $m %ch.2 latest prev. latest latest prev. latest % rank % % %3

TOP 1000 BY COUNTRY

JULY 2007 The Banker

24

5

4 85 Banca Monte dei Paschi di Siena (12/06) 8,626 8.9 208,818 4 3.1 4.13 3.91 32 33 1,697 17.7 15.3 47.2 20 20.5 18.2 18 0.81 31 60.90 9.48 1.805 87 Unione di Banche Italiane (12/06) 8,346 72.0 153,968 6 69.8 5.42 5.35 19 19 2,236 51.3 48.2 99.1 10 33.9 31.3 4 1.45 10 56.25 10.00 1.586 89 Capitalia Gruppo Bancario (12/06) 8,251 11.2 180,602 5 2.3 4.57 4.20 28 31 2,401 22.1 19.6 68.6 15 30.6 24.9 6 1.33 13 61.40 9.20 na7 129 Gruppo Banco Popolare di Verona e Novara (12/06) 5,146 18.7 90,471 7 15.0 5.69 5.51 17 18 2,052 58.8 55.5 38.5 5 43.3 30.6 2 2.27 2 46.83 9.92 2.318 167 Banca Popolare dell’Emilia Romagna (12/06) 3,700 29.4 59,604 8 4.4 6.21 5.01 15 24 898 19.7 17.3 47.1 17 27.4 25.8 12 1.51 8 55.47 10.79 3.829 191 Banca Popolare di Milano (12/06) 2,991 14.3 52,919 11 6.0 5.65 5.24 18 21 839 53.3 50.1 130.1 8 29.9 21.8 8 1.59 6 60.60 10.44 3.3810 fo Banca Antoniana Popolare Veneta (12/05) 2,814 3.7 53,519 10 -0.1 5.26 5.06 22 20 309 -49.8 -50.7 na 34 11.2 23.8 30 0.58 34 61.82 8.62 7.4511 242 Banca Popolare Italiana (Gruppo Bipielle) (12/05) 2,185 -6.2 55,825 9 9.3 3.91 4.56 34 27 -1,040 -322.6 -318.3 148.8 35 -46.1 21.2 36 -1.86 36 84.24 9.63 na12 251 Banca Popolare di Vicenza (12/06) 2,118 6.3 31,328 15 12.6 6.76 7.16 10 14 319 18.0 15.6 69.4 19 15.5 16.3 25 1.02 20 61.86 10.34 2.6913 268 Banca Lombarda (12/05) 1,937 0.5 45,237 12 14.5 4.28 4.88 30 30 566 37.0 34.3 11.5 11 29.3 23.3 9 1.25 16 60.70 9.71 2.0914 275 Banca CR Firenze (12/06) 1,841 44.8 31,362 14 7.4 5.87 4.36 16 29 545 53.0 49.8 16.7 9 35.0 27.6 3 1.74 4 59.14 9.34 2.1515 285 Banca Carige (12/06) 1,761 54.1 33,303 13 9.6 5.29 3.76 21 35 315 10.3 8.1 40.4 23 21.7 24.3 16 0.95 24 56.59 10.67 3.7016 307 Banca Popolare di Sondrio (12/06) 1,588 5.6 21,128 18 12.5 7.52 8.01 9 7 264 28.6 26.0 18.5 13 17.1 14.0 20 1.25 17 53.77 9.59 3.9117 332 Veneto Banca (12/06) 1,458 72.3 14,324 20 22.1 10.18 7.21 3 13 162 30.0 27.4 16.7 12 14.1 16.2 27 1.13 18 58.20 13.79 na18 359 Credito Emiliano (12/05) 1,246 14.4 24,926 16 8.5 5.00 4.74 25 25 375 63.2 60.0 36.0 4 32.1 22.2 5 1.50 9 61.65 9.94 0.7719 421 Findomestic Banca (12/06) 966 10.7 12,473 21 14.7 7.74 8.03 7 11 259 4.3 2.2 9.2 26 28.1 31.9 11 2.07 3 48.30 na na20 446 Banca delle Marche (12/06) 898 3.5 21,472 17 14.1 4.18 4.61 31 26 206 17.3 14.9 103.4 21 23.4 19.9 14 0.96 23 36.93 8.25 4.2421 529 Credito Valtellinese (12/05) 734 20.3 15,314 19 13.7 4.79 4.53 26 28 138 53.7 50.7 16.8 7 20.6 16.0 17 0.90 28 68.09 9.13 8.6822 590 Cassa di Risparmio di Bolzano (12/05) 608 0.7 7,153 27 11.4 8.50 9.41 5 4 67 20.6 18.2 1.1 16 11.1 9.3 31 0.94 27 na na na23 685 Banco Desio (12/05) 468 29.6 7,501 26 36.5 6.24 6.57 14 15 187 105.9 101.9 16.8 2 45.1 26.8 1 2.49 1 56.00 11.51 na24 687 Cassa di Risparmio di Ferrara (12/06) 465 -1.3 8,788 24 17.1 5.30 6.29 20 16 79 4.9 2.7 37.9 25 16.8 15.4 22 0.89 30 59.09 9.63 3.5425 712 Cassa di Risparmio di Ravenna (12/05) 428 11.0 4,318 33 6.9 9.91 9.54 4 3 68 55.9 52.8 20.2 6 16.8 11.5 21 1.58 7 57.94 14.19 2.0726 746 Banca Etruria (12/04) 398 6.2 7,877 25 4.8 5.06 4.99 24 23 74 18.3 15.7 113.6 18 19.2 17.9 19 0.94 26 67.76 10.10 7.0927 750 Banca Sella (12/05) 395 1.9 12,301 22 19.6 3.21 3.77 37 34 86 12.3 10.1 53.9 22 22.0 21.0 15 0.70 33 70.69 9.35 na28 803 Cassa di Risparmio di Rimini - CARIM (12/06) 347 7.4 5,417 29 8.5 6.41 6.47 12 5 48 -26.0 -27.5 51.4 33 14.4 19.6 26 0.89 29 54.08 10.17 1.2029 809 Istituto Centrale delle B. di Credito Coop. (12/04) 342 2.9 9,382 23 14.9 3.65 4.07 35 37 26 -15.6 -17.4 1.9 31 7.7 9.4 34 0.28 35 81.75 11.71 6.1430 818 Cassa di Risparmio di Asti (12/06) 333 7.4 5,234 31 24.9 6.36 7.40 13 12 53 27.6 25.0 12.7 14 16.4 13.5 24 1.01 21 63.85 9.18 5.3631 852 Istituto Centrale delle B. Popolari Italiane (12/06) 308 na 5,937 28 na 5.19 na 23 na 78 na na na na na na na 1.31 14 na 18.20 1.8032 880 Gruppo Bancario UNIBANCA (12/05) 295 -5.5 4,473 32 9.6 6.58 7.64 11 10 32 -19.8 -21.4 -9.8 32 10.6 12.7 33 0.72 32 69.12 9.65 na33 886 Cassa dei Risparmi di Forli (12/04) 288 2.3 3,761 34 7.3 7.67 8.05 8 9 47 -4.1 -6.2 2.4 30 16.6 17.8 23 1.26 15 55.50 8.68 5.6834 912 Banca Popolare di Cremona (12/04) 275 -3.5 2,255 36 -1.1 12.19 12.49 2 2 31 220.8 213.8 -57.3 1 10.9 3.4 32 1.36 12 70.65 12.05 2.2035 923 Banca di Piacenza (12/05) 269 3.3 3,243 35 11.1 8.30 8.94 6 6 31 -0.0 -2.0 1.8 28 11.6 12.0 29 0.95 25 61.97 13.84 5.1536 960 Banca Popolare di Intra (12/05) 250 -42.1 5,342 30 -4.1 4.67 7.74 27 8 -145 -520.6 -512.4 -21.5 36 -42.6 8.2 35 -2.71 37 59.97 7.64 na37 994 Banca di Cred. Coop. dell’Alta Padovana (12/04) 234 7.4 1,811 37 23.8 12.91 14.88 1 1 30 7.6 5.2 100.7 24 13.1 12.7 28 1.64 5 50.97 15.17 4.31

JAPAN1 6 Mitsubishi UFJ Financial Group (03/07) 68,464 7.4 1,579,390 1 4.9 4.33 4.24 59 63 12,824 0.5 na 129.3 na 19.4 25.5 9 0.81 13 66.18 12.58 1.462 15 Mizuho Financial Group (03/07) 41,934 8.3 1,235,443 2 0.9 3.39 3.16 89 88 8,286 -0.5 na 4.1 na 20.5 22.5 6 0.67 25 68.29 12.48 1.803 22 Sumitomo Mitsui Financial Group (03/07) 33,177 -16.0 826,599 3 -6.0 4.01 4.49 73 51 6,858 -22.7 na na na 18.9 26.4 11 0.83 12 45.78 11.28 1.824 33 Norinchukin Bank (03/06) 21,194 22.0 536,948 4 9.4 3.95 3.54 76 79 3,119 88.1 88.3 3.7 6 16.2 9.8 22 0.58 40 38.62 12.14 2.555 55 Resona Holdings (03/07) 13,189 8.8 330,639 5 -3.7 3.99 3.53 75 80 3,622 5.8 na 3.5 na 28.6 30.7 2 1.10 5 53.19 10.56 na6 83 Sumitomo Trust & Banking (03/07) 8,719 12.8 178,522 7 4.6 4.88 4.53 42 48 1,426 -2.1 na 8.7 na 17.3 19.3 18 0.80 14 50.84 11.40 1.287 96 Shinkin Central Bank (03/06) 7,589 5.3 227,752 6 0.3 3.33 3.17 90 87 566 -0.9 -0.8 29.3 52 7.6 8.1 82 0.25 90 52.83 14.34 0.368 107 Mitsui Trust Holdings (03/07) 6,491 2.1 113,699 8 4.7 5.71 5.85 17 9 1,527 28.4 na -6.7 na 23.8 20.2 5 1.34 3 51.17 12.12 na

Page 78: TOP 1OOO WORLD BAN KS 2O O7 - Tinglebr's Weblog> Top 1000 World Bank Winners – -Tier One-Total Assets-Return on Capital > Best Profit on Capital % (Top 25) > Best Profit on Assets

JULY 2007 The Banker

246 TOP 1OOO WORLD BANKS TOP 1000 BY COUNTRYRanking Strength Size Soundness Profits Performance BIS NPL

Tier One Capital assets ratio Real profits growth Profits on Av. capital Return Cost/Inc. Capital To totalCountry Capital Assets % % rank rank1 Pre-tax profit % % rank % % rank on assets ratio Ratio loans

World $m %ch.2 $m rank %ch.2 latest prev. latest prev $m %ch.2 latest prev. latest latest prev. latest % rank % % %3

9 115 Shinsei Bank (03/06) 6,287 59.4 69,296 14 13.8 9.07 6.48 2 2 628 12.4 12.5 -4.8 40 12.3 11.1 47 0.91 8 78.97 15.53 2.1010 118 Aozora Bank (03/06) 6,116 18.8 50,854 21 25.5 12.03 12.71 1 1 929 21.1 21.3 189.2 35 16.5 16.0 20 1.83 1 40.26 19.47 0.8411 121 Shoko Chukin Bank (03/06) 5,590 1.9 97,226 9 -0.7 5.75 5.61 15 13 167 29.9 30.1 102.0 28 3.0 2.4 97 0.17 97 56.15 8.01 4.7012 126 Bank of Yokohama (03/07) 5,247 -1.3 93,168 10 5.3 5.63 6.01 20 25 953 4.6 na 7.5 na 18.0 18.6 15 1.02 6 42.83 11.19 2.5013 135 Shizuoka Bank (03/07) 4,913 3.5 73,412 13 0.9 6.69 6.52 3 3 612 25.4 na -7.0 na 12.7 10.5 41 0.83 11 na 14.48 3.0414 156 Chiba Bank (03/06) 4,023 24.4 82,291 11 12.5 4.89 4.42 41 55 734 28.7 28.9 39.1 30 20.2 18.4 7 0.89 10 60.00 11.19 3.6615 174 Bank of Fukuoka (03/07) 3,387 29.5 67,412 15 3.6 5.02 4.02 38 72 477 9.2 na 10.8 na 15.9 17.9 24 0.71 20 68.30 11.29 2.5316 180 Joyo Bank (03/06) 3,206 3.5 62,169 16 0.1 5.16 4.99 33 35 374 -3.6 -3.5 13.6 56 11.9 12.9 49 0.60 38 67.68 12.01 4.4317 187 Hachijuni Bank (03/07) 3,105 5.2 51,534 20 2.0 6.03 5.85 10 19 338 -19.0 na 5.7 na 11.2 14.9 56 0.66 27 65.56 13.55 4.9918 194 Hokuhoku Financial Group (03/06) 2,899 8.3 78,695 12 1.3 3.68 3.44 85 83 397 88.6 88.9 491.7 5 14.2 10.0 30 0.50 54 58.50 9.00 5.9819 198 Chugoku Bank (03/06) 2,795 3.5 48,826 23 1.4 5.72 5.61 16 12 227 -13.8 -13.6 13.6 61 8.3 10.0 75 0.47 60 67.18 12.40 4.0420 215 77 Bank (03/07) 2,521 2.8 47,281 25 1.9 5.33 5.29 27 21 155 3.5 na 6.5 na 6.2 6.2 87 0.33 81 77.18 13.14 4.8521 221 Sapporo Hokuyo Holdings (03/06) 2,462 9.9 60,770 17 6.3 4.05 3.92 71 73 443 59.8 60.0 90.1 12 18.8 13.4 12 0.73 18 71.38 10.18 3.6022 224 Gunma Bank (03/07) 2,388 6.7 49,603 22 0.2 4.81 4.52 45 49 323 9.1 na 250.1 na 14.0 13.6 31 0.65 28 na 12.13 na23 236 Yamaguchi Bank (03/07) 2,263 3.6 39,959 27 1.4 5.66 5.54 19 18 252 3.9 na 44.8 na 11.3 11.5 54 0.63 31 67.12 10.80 3.6324 244 The Iyo Bank (03/07) 2,174 6.3 40,964 26 2.5 5.31 5.12 29 24 244 -14.6 na 9.0 na 11.6 14.5 51 0.60 39 62.72 12.54 2.5225 248 Hiroshima Bank (03/07) 2,126 22.8 52,374 19 1.9 4.06 3.37 70 85 292 11.6 na 20.8 na 15.1 15.7 25 0.56 44 56.98 10.39 2.6726 255 Nishi-Nippon City Bank (03/06) 2,063 9.7 57,396 18 2.1 3.60 3.35 87 77 218 37.1 37.3 32.3 22 11.1 10.7 57 0.38 71 69.83 8.79 6.5527 267 Bank of Kyoto (03/06) 1,939 17.4 47,570 24 5.1 4.08 3.65 69 66 339 8.2 8.4 94.4 46 18.9 20.0 10 0.71 19 69.56 14.88 2.9828 271 San-In Godo Bank (03/06) 1,875 5.6 30,620 35 2.2 6.12 5.92 5 8 156 -2.6 -2.5 28.7 54 8.6 9.3 73 0.51 51 69.21 13.27 3.9729 308 Juroku Bank Ltd (03/07) 1,586 7.2 35,233 30 2.9 4.50 4.32 54 60 214 -7.2 na 18.6 na 14.0 16.3 32 0.61 36 61.84 10.55 3.2030 309 Kagoshima Bank (03/06) 1,586 6.8 26,063 42 -0.1 6.08 5.69 6 11 151 27.1 27.3 -5.3 31 9.8 8.2 65 0.58 41 76.84 13.91 3.1231 311 Shiga Bank (03/06) 1,569 5.5 34,327 31 1.9 4.57 4.41 52 47 188 13.3 13.5 76.0 39 12.3 11.5 46 0.55 45 76.83 11.25 3.1432 315 Higo Bank (03/06) 1,549 5.9 29,701 37 0.9 5.22 4.97 31 32 170 37.9 38.1 10.3 21 11.3 8.5 55 0.57 42 71.45 na 2.0933 317 Daishi Bank (03/06) 1,544 5.4 35,395 29 5.1 4.36 4.35 58 58 156 -12.8 -12.7 55.6 59 10.4 12.6 61 0.44 62 68.80 10.79 4.3134 320 Hokkoku Bank (03/06) 1,523 1.3 25,318 43 1.4 6.01 6.02 11 7 109 20.4 20.6 -2.5 36 7.2 6.1 83 0.43 64 76.38 12.50 5.6535 325 Nanto Bank (03/06) 1,501 3.1 39,173 28 10.9 3.83 4.12 81 70 114 -12.7 -12.6 6.5 58 7.7 9.1 79 0.29 84 78.82 10.02 4.4536 327 Hyakujushi Bank (03/07) 1,498 8.8 30,712 34 2.6 4.88 4.60 43 59 214 -15.4 na 162.5 na 14.9 19.1 27 0.70 23 77.87 10.58 3.9637 338 Hyakugo Bank (03/06) 1,425 6.7 32,292 32 3.8 4.41 4.29 57 56 172 28.8 29.0 34.3 29 12.4 10.2 43 0.53 48 72.26 10.03 4.0738 346 Johnan Shinkin Bank (03/06) 1,335 -2.4 29,015 38 5.2 4.60 4.96 50 33 73 12.1 12.3 32.5 41 5.4 4.9 92 0.25 88 79.70 na na39 350 Okazaki Shinkin Bank (03/06) 1,288 -3.1 21,251 52 -0.1 6.06 6.25 8 4 108 54.8 55.0 33.1 13 8.3 5.6 74 0.51 52 68.14 na na40 351 Suruga Bank (03/06) 1,286 9.8 24,057 46 -4.0 5.35 4.68 25 43 215 33.2 33.4 11.7 24 17.5 14.3 17 0.89 9 63.22 10.73 5.1141 357 Keiyo Bank (03/07) 1,263 -11.4 25,094 44 1.9 5.04 5.79 37 53 199 7.1 na 11.8 na 14.8 14.9 28 0.79 15 65.54 na 3.3742 369 Bank of Nagoya (03/06) 1,191 7.4 26,562 41 10.4 4.48 4.61 55 45 149 0.6 0.7 149.3 51 12.9 13.8 40 0.56 43 77.55 na 2.8843 379 Musashino Bank (03/06) 1,153 29.0 26,690 40 3.9 4.32 3.48 60 82 164 24.0 24.2 26.3 33 16.0 15.2 23 0.61 35 70.04 na 3.4244 381 Ogaki Kyoritsu Bank (03/06) 1,147 16.8 30,555 36 2.2 3.75 3.28 83 86 196 51.7 51.9 -49.8 14 18.4 13.5 13 0.64 30 79.05 9.25 4.6045 390 Yamanashi Chuo Bank (03/06) 1,081 5.8 21,691 50 1.5 4.98 4.78 39 37 137 9.7 9.9 10.9 43 13.0 12.4 39 0.63 32 65.57 11.84 6.4646 393 Awa Bank (03/06) 1,079 7.3 20,461 55 0.1 5.27 4.92 30 36 149 44.7 44.9 -10.5 18 14.3 10.5 29 0.73 17 71.19 na 2.8647 405 Bank of Iwate (03/06) 1,052 6.0 19,755 56 -0.8 5.32 4.98 28 31 139 17.3 17.4 40.9 38 13.6 12.3 36 0.70 22 70.77 12.09 3.7548 408 Aichi Bank (03/06) 1,031 5.5 21,484 51 3.6 4.80 4.72 46 40 139 38.5 38.7 70.4 20 13.8 10.6 34 0.65 29 65.48 9.70 3.8249 418 Tochigi Bank (03/06) 971 4.2 18,848 60 0.9 5.15 4.99 34 29 64 96.2 96.4 -26.6 4 6.8 3.6 86 0.34 79 79.42 10.62 4.8550 423 Oita Bank (03/06) 965 7.2 21,826 49 2.5 4.42 4.23 56 64 115 -31.7 -31.6 106.2 64 12.3 19.7 45 0.53 49 76.72 10.64 3.8351 424 Toho Bank (03/06) 965 2.6 24,141 45 1.0 4.00 3.94 74 74 89 19.6 19.7 18.9 37 9.3 8.1 71 0.37 72 72.45 10.74 5.37

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TOP 1OOO WORLD BANKS

Ranking Strength Size Soundness Profits Performance BIS NPLTier One Capital assets ratio Real profits growth Profits on Av. capital Return Cost/Inc. Capital To total

Country Capital Assets % % rank rank1 Pre-tax profit % % rank % % rank on assets ratio Ratio loansWorld $m %ch.2 $m rank %ch.2 latest prev. latest prev $m %ch.2 latest prev. latest latest prev. latest % rank % % %3

TOP 1000 BY COUNTRY

JULY 2007 The Banker

24

7

52 433 Akita Bank (03/06) 944 3.4 17,605 62 -9.8 5.36 4.68 24 42 86 50.6 50.8 -26.4 15 9.3 6.3 72 0.49 58 75.80 na 6.8953 437 Chiba Kogyo Bank (03/06) 932 9.0 17,223 64 1.1 5.41 5.02 23 28 88 74.2 74.4 19.9 7 9.8 6.0 66 0.51 53 77.88 na 5.1954 439 Kiyo Holdings (03/06) 929 na 27,247 39 na 3.41 na 88 na 94 na na na na na na na 0.35 78 85.95 9.52 na55 442 Eighteenth Bank (03/06) 918 17.2 19,671 57 2.1 4.67 4.07 49 69 82 na na -600.9 na 9.6 -23.1 67 0.42 66 65.89 4.52 5.7556 448 Yamagata Bank (03/06) 892 5.8 15,636 69 2.5 5.71 5.53 18 15 94 6.8 7.0 42.7 48 10.9 10.7 60 0.60 37 74.68 na 2.6357 450 Momiji Bank (03/06) 890 63.7 22,575 47 1.1 3.94 2.44 77 98 88 244.2 244.7 -46.7 1 12.3 5.9 44 0.39 68 71.50 na 8.8258 463 Tokyo Star Bank (03/07) 854 14.8 14,300 73 11.7 5.97 5.81 12 10 228 -7.4 na 24.0 na 28.6 35.9 3 1.60 2 65.18 9.52 3.0359 468 Higashi-Nippon Bank (03/07) 843 7.4 15,391 71 1.6 5.48 5.18 22 23 109 11.5 na 11.9 na 13.4 12.9 37 0.71 21 65.54 10.68 na60 476 Yachiyo Bank (03/06) 813 8.5 16,808 66 -0.6 4.84 4.43 44 54 117 72.0 72.3 49.5 8 14.9 9.3 26 0.69 24 69.05 na 7.7761 478 Gifu Shinkin Bank (03/05) 810 12.4 19,601 58 0.9 4.13 3.71 66 na 59 31.8 31.9 na 27 7.7 6.4 81 0.30 83 87.13 9.25 8.8462 482 Bank of Ikeda (03/06) 806 43.6 31,309 33 47.6 2.57 2.65 97 96 71 35.6 35.8 -27.1 23 10.3 9.5 62 0.23 92 82.69 na 3.2663 490 Tokyo Tomin Bank (03/06) 797 3.6 20,926 54 5.6 3.81 3.89 82 75 104 5.4 5.6 -0.3 49 13.2 13.1 38 0.50 56 63.15 10.29 5.3664 504 Bank of the Ryukyus (03/06) 776 -0.3 12,779 79 -1.9 6.07 5.97 7 5 24 -72.9 -72.9 19.7 69 3.1 11.5 96 0.19 95 61.53 11.05 8.3965 514 Shikoku Bank (03/06) 754 4.3 20,933 53 1.0 3.60 3.49 86 81 57 -30.5 -30.5 6.8 63 7.7 11.9 80 0.27 86 60.48 na 5.9066 518 Bank of Okinawa (03/06) 751 23.5 11,294 81 1.4 6.65 5.46 4 17 113 32.8 32.9 209.9 26 16.6 14.4 19 1.00 7 76.86 11.95 4.0267 525 Fukui Bank (03/06) 738 11.5 17,732 61 -0.5 4.16 3.72 64 76 138 144.0 144.3 27.0 3 19.6 8.6 8 0.78 16 68.75 9.48 4.3168 528 Miyazaki Bank (03/07) 736 9.2 15,629 70 6.8 4.71 4.61 48 44 68 73.7 na 7.1 na 9.6 5.7 68 0.43 65 na na 2.9369 549 Shinwa Bank (03/06) 680 55.6 22,319 48 3.9 3.05 2.03 95 100 100 na na na na 17.9 -28.9 16 0.45 61 42.94 na 11.0070 552 Aomori Bank (03/06) 676 3.9 17,348 63 -5.4 3.90 3.55 79 78 68 63.8 64.0 -41.0 10 10.2 6.4 63 0.39 70 77.94 9.98 5.6871 562 Mie Bank (03/07) 655 12.7 12,974 78 6.6 5.05 4.78 36 38 86 -0.7 na 56.0 na 13.9 16.0 33 0.66 26 69.96 10.06 2.5572 578 Michinoku Bank (03/07) 629 3.3 15,656 68 -2.1 4.02 3.81 72 57 32 na na na na 5.1 -25.6 93 0.20 94 87.03 12.67 6.9473 583 Kagawa Bank (03/06) 624 -1.4 10,355 84 -0.8 6.03 6.06 9 6 17 -61.5 -61.4 24.5 68 2.7 7.1 98 0.16 99 68.94 na 7.4774 605 Kyoto Shinkin Bank (03/05) 583 13.8 19,027 59 4.1 3.06 2.80 93 90 69 61.9 61.9 -23.7 11 12.6 8.4 42 0.36 73 81.68 na na75 609 Daisan Bank (03/06) 580 -13.1 14,163 74 0.4 4.10 4.73 68 39 35 11.5 11.7 27.6 42 5.6 5.2 90 0.25 89 75.45 na 4.9876 614 Chukyo Bank (03/06) 569 5.0 13,827 76 3.8 4.11 4.07 67 68 66 -3.5 -3.4 102.0 55 12.0 13.2 48 0.48 59 69.84 na 4.4677 618 Kumamoto Family Bank (03/06) 561 4.5 11,880 80 9.7 4.72 4.96 47 34 31 -26.5 -26.4 na 62 5.7 8.2 89 0.26 87 45.07 na 8.1978 625 Tokushima Bank (03/06) 555 13.1 9,597 88 -0.0 5.78 5.11 14 26 60 47.1 47.3 -11.6 17 11.5 8.6 52 0.63 33 73.21 na 6.6679 629 Shimizu Bank (03/06) 552 -8.5 10,824 82 -5.2 5.10 5.28 35 22 -45 -235.6 -235.8 23.6 71 -7.9 5.6 99 -0.42 101 80.92 9.74 6.4180 631 Hokuetsu Bank (03/06) 552 14.4 17,062 65 1.5 3.23 2.87 92 93 59 -7.9 -7.8 -4.7 57 11.5 13.7 53 0.35 77 77.14 na 4.2081 669 Bank of Saga (03/06) 486 2.2 15,929 67 -0.0 3.05 2.98 94 92 79 9.0 9.2 na 44 16.4 16.2 21 0.50 55 69.88 10.39 6.5282 671 First Bank of Toyama (03/06) 483 3.8 8,323 90 -1.8 5.81 5.49 13 16 45 24.5 24.7 35.0 32 9.4 7.8 70 0.54 46 67.87 na 3.8883 696 Ehime Bank (03/06) 448 15.7 13,686 77 1.5 3.27 2.87 91 94 49 48.0 48.2 13.8 16 11.7 8.6 50 0.36 74 71.91 8.62 3.3684 700 Taiko Bank (03/06) 442 2.6 10,313 85 1.7 4.29 4.25 62 62 26 -39.8 -39.7 30.9 66 5.9 10.1 88 0.25 91 76.97 na 4.2085 722 Kita-Nippon Bank (03/06) 421 6.6 10,182 86 4.8 4.14 4.07 65 67 42 44.4 44.6 14.4 19 10.2 7.4 64 0.41 67 79.01 na 6.3386 772 Shonai Bank (03/06) 373 21.5 6,982 94 4.2 5.34 4.58 26 46 37 66.2 66.4 8.1 9 11.0 7.4 58 0.53 47 71.18 na 3.2687 775 Nagano Bank (03/06) 371 0.8 7,485 92 1.3 4.96 4.99 40 30 12 21.6 21.8 -34.2 34 3.4 2.8 95 0.17 98 76.28 na 5.4488 776 Bank of Kochi (03/06) 369 5.2 8,063 91 3.0 4.57 4.48 51 52 28 -13.7 -13.5 36.9 60 7.9 9.6 78 0.35 75 77.24 8.78 9.7389 815 Asahi Shinkin Bank (03/06) 335 20.8 14,124 75 1.9 2.37 2.00 99 101 87 2.0 2.1 28.4 50 28.4 33.7 4 0.62 34 75.29 8.00 8.6790 837 Tottori Bank (03/06) 317 2.9 6,951 95 6.2 4.56 4.71 53 41 22 8.9 9.0 -29.3 45 7.1 6.8 84 0.32 82 77.04 na 3.9191 878 Tomato Bank (03/06) 295 -0.5 7,018 93 0.9 4.21 4.27 63 61 12 -33.7 -33.6 52.9 65 4.2 6.3 94 0.18 96 77.71 na 6.4692 919 Biwako Bank (03/06) 270 11.5 9,009 89 0.2 3.00 2.70 96 91 46 -81.1 -81.0 1,404.1 70 18.1 110.2 14 0.52 50 67.56 na 4.5693 922 Tajima Bank (03/07) 269 2.0 6,928 96 5.5 3.89 4.02 80 71 14 -37.4 na 7.1 na 5.4 8.9 91 0.21 93 73.77 11.17 3.3794 942 Hokuto Bank (03/06) 260 3.4 10,168 87 5.2 2.55 2.60 98 97 28 -42.8 -42.7 na 67 11.0 na 59 0.28 85 74.22 na 8.79

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JULY 2007 The Banker

248 TOP 1OOO WORLD BANKS TOP 1000 BY COUNTRY

95 959 Gifu Bank (03/07) 252 9.0 6,742 97 2.4 3.73 3.51 84 84 33 36.6 na 4.6 na 13.6 10.9 35 0.49 57 75.02 8.58 5.5596 963 Saikyo Bank (03/06) 247 -9.0 6,285 98 4.6 3.93 4.52 78 50 25 7.8 7.9 12.4 47 9.5 8.5 69 0.39 69 60.61 na 6.7897 965 Chikuho Bank (03/06) 246 3.4 4,738 100 1.3 5.20 5.09 32 27 17 32.8 33.0 6.1 25 6.9 5.3 85 0.35 76 75.05 na 5.8198 972 Towa Bank (03/07) 243 -49.1 14,743 72 -2.4 1.65 3.16 101 89 182 220.6 na 53.5 na 50.6 12.1 1 1.24 4 105.30 5.71 9.0099 976 Okinawa Kaiho Bank (03/06) 242 3.5 4,326 101 2.7 5.60 5.56 21 14 19 162.7 163.0 -62.4 2 8.0 3.1 76 0.44 63 72.36 na 7.03100 986 Minami-Nippon Bank (03/06) 240 2.8 5,567 99 0.2 4.31 4.20 61 65 19 -2.3 -2.2 53.1 53 7.9 8.3 77 0.34 80 68.73 na 6.00101 996 Kanto Tsukuba Bank (03/06) 233 -0.0 10,592 83 5.5 2.20 2.32 100 99 -31 na na -262.3 na -13.3 -13.5 100 -0.29 100 63.16 na 10.90

JORDAN1 208 Arab Bank (12/05) 2,630 7.4 27,484 1 0.4 9.57 8.94 3 2 637 49.5 44.4 35.9 2 25.1 18.1 2 2.32 2 43.96 19.01 4.882 699 The Housing Bank for Trade and Finance (12/05) 442 23.2 4,508 2 28.1 9.82 10.21 2 1 148 135.3 127.3 36.4 1 37.0 17.0 1 3.29 1 34.20 17.31 4.303 910 Jordan Ahli Bank (12/06) 275 25.9 2,440 3 4.1 11.28 9.33 1 na 43 -11.3 na 355.8 na 17.3 28.2 3 1.75 3 56.97 17.83 15.77

KAZAKHSTAN1 247 Kazkommertsbank (12/06) 2,129 163.9 19,246 1 104.6 11.06 8.57 2 2 326 80.7 66.4 10.1 3 22.2 27.9 3 1.69 3 19.30 15.10 4.302 294 Bank TuranAlem (12/06) 1,688 151.1 16,340 2 108.0 10.33 8.56 3 3 344 168.1 146.9 84.4 1 29.1 25.6 2 2.10 2 28.70 16.76 0.603 686 Halyk Savings Bank of Kazakhstan (12/05) 467 80.3 4,177 3 42.3 11.19 8.83 1 1 145 91.9 78.4 14.1 2 39.8 36.2 1 3.46 1 37.46 17.14 na

KOREA (SOUTH)1 62 Kookmin Bank (12/05) 11,573 45.0 180,805 3 0.1 6.40 4.42 4 3 3,222 265.4 255.7 na 1 32.9 11.2 2 1.78 2 48.16 12.95 1.702 67 Woori Bank (12/06) 10,708 37.3 228,003 1 63.8 4.70 5.60 10 6 2,354 32.8 29.9 0.1 6 25.4 25.0 4 1.03 6 43.90 11.56 1.103 76 Shinhan Bank (12/06) 9,539 22.4 190,336 2 10.0 5.01 4.50 6 11 2,090 -3.4 -5.5 46.8 11 24.1 32.4 6 1.10 5 49.73 12.01 0.624 91 Hana Financial Group (12/06) 8,216 22.6 124,864 5 21.1 6.58 6.50 3 2 1,567 17.1 14.5 17.3 9 21.0 23.8 8 1.25 3 47.80 12.52 0.695 109 National Agricultural Cooperative Federation (12/05) 6,421 21.6 131,004 4 9.7 4.90 4.42 8 8 1,020 -1.0 -3.6 72.0 10 17.4 20.8 10 0.78 11 49.25 11.81 0.866 145 Korea Exchange Bank (12/05) 4,325 88.9 64,206 7 5.9 6.74 3.78 2 1 1,616 213.2 204.9 na 2 48.9 24.4 1 2.52 1 44.20 13.68 0.907 147 Industrial Bank of Korea (12/05) 4,249 20.3 86,443 6 15.1 4.92 4.70 7 7 1,050 100.9 95.6 62.1 3 27.0 15.5 3 1.22 4 51.00 11.11 1.178 fo Citibank Korea (12/06) 3,561 6.0 52,242 8 -2.7 6.82 6.25 1 4 483 -29.6 -31.1 62.0 12 13.9 21.9 11 0.92 9 96.11 13.97 0.769 fo SC First Bank (12/04) 1,890 28.1 40,697 9 6.7 4.64 3.87 11 10 161 79.2 73.0 -5.6 4 9.6 6.4 12 0.40 13 64.63 11.91 1.4910 349 Pusan Bank (12/06) 1,301 11.7 23,350 10 14.0 5.57 5.69 5 5 0 -99.9 -99.9 28.0 13 0.0 24.4 13 0.00 14 43.06 11.06 na11 460 Daegu Bank (12/04) 861 12.0 17,955 11 9.9 4.79 4.71 9 9 167 50.1 44.9 -15.1 5 20.5 15.4 9 0.93 8 78.70 10.66 1.4612 553 Kwangju Bank (12/06) 675 25.3 14,978 12 19.2 4.50 4.29 12 13 133 25.9 23.1 -4.4 8 21.9 21.5 7 0.89 10 76.60 11.44 0.8213 593 Kyongnam Bank (12/05) 599 13.2 13,859 13 16.4 4.33 4.45 14 12 142 28.4 25.0 97.4 7 25.1 22.6 5 1.02 7 72.07 10.59 1.0614 933 Jeonbuk Bank (12/06) 266 na 6,075 14 na 4.38 na 13 na 45 na na na na na na na 0.74 12 60.91 11.95 0.80

KUWAIT1 186 National Bank of Kuwait (12/06) 3,108 45.9 27,320 1 27.4 11.37 9.93 4 5 918 23.6 19.9 31.0 6 35.1 37.2 3 3.36 2 25.02 19.20 1.202 210 Kuwait Finance House (12/06) 2,600 39.8 21,839 2 34.9 11.91 11.49 2 2 687 67.3 62.3 53.2 1 30.8 28.1 6 3.14 3 26.50 na 4.043 374 Commercial Bank of Kuwait (12/06) 1,177 45.0 10,091 4 24.5 11.67 10.02 3 4 359 23.4 19.7 25.0 7 36.1 39.6 2 3.56 1 18.48 19.96 6.984 389 Gulf Bank (12/06) 1,082 12.2 14,043 3 55.7 7.70 10.69 8 3 380 24.3 20.6 10.2 5 37.1 34.5 1 2.70 4 18.79 20.60 1.655 511 Al-Ahli Bank of Kuwait (12/06) 760 10.1 8,386 5 20.8 9.06 9.93 5 1 216 29.9 26.0 64.8 4 29.8 25.4 7 2.58 7 20.12 15.32 3.626 563 Burgan Bank (12/06) 654 3.8 7,645 6 17.0 8.56 9.65 6 6 200 31.8 27.8 37.5 3 31.1 24.1 5 2.61 6 27.08 16.48 3.577 fo Bank of Kuwait & the Middle East (12/06) 561 5.8 6,674 7 19.7 8.40 9.50 7 7 177 9.9 6.6 56.6 8 32.5 29.2 4 2.66 5 31.84 18.14 3.418 730 Boubyan Bank (12/06) 413 11.8 1,745 8 53.5 23.69 32.55 1 na 36 47.2 42.8 na 2 9.1 na 8 2.05 8 30.18 na na

LATVIA1 fo Hansabanka Group (12/06) 486 62.1 7,171 1 71.2 6.78 7.15 2 2 136 56.1 46.4 12.8 2 34.7 33.9 1 1.90 2 42.21 9.03 0.21

Ranking Strength Size Soundness Profits Performance BIS NPLTier One Capital assets ratio Real profits growth Profits on Av. capital Return Cost/Inc. Capital To total

Country Capital Assets % % rank rank1 Pre-tax profit % % rank % % rank on assets ratio Ratio loansWorld $m %ch.2 $m rank %ch.2 latest prev. latest prev $m %ch.2 latest prev. latest latest prev. latest % rank % % %3

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JULY 2007 The Banker

252 TOP 1OOO WORLD BANKS TOP 1000 BY COUNTRY

2 920 Parex Bank (12/05) 270 32.0 3,107 2 29.3 8.68 8.50 1 1 63 101.4 88.6 9.4 1 26.7 16.7 2 2.04 1 61.09 11.10 na

LEBANON1 318 Audi Saradar Group (12/06) 1,536 108.0 14,156 2 23.3 10.85 6.43 1 2 198 55.8 na 48.1 na 17.4 20.4 3 1.40 2 45.18 26.65 5.802 376 BLOM Bank (12/06) 1,157 41.7 14,220 1 19.3 8.14 6.85 2 4 213 32.8 na 46.9 na 21.6 22.0 1 1.50 1 39.78 36.35 10.253 616 Byblos Bank (12/05) 565 23.4 7,526 3 10.9 7.51 6.75 4 5 84 32.5 32.6 13.8 2 16.5 14.2 5 1.12 5 49.45 25.04 10.524 715 BankMed (12/05) 425 -1.2 5,835 4 9.0 7.28 8.04 5 1 19 105.7 105.9 -71.9 1 4.5 2.0 7 0.33 7 65.72 26.70 na5 738 Fransabank (12/06) 407 13.5 5,246 5 5.9 7.75 7.24 3 3 65 16.9 na 11.8 na 16.9 16.5 4 1.23 3 51.68 26.24 24.716 898 Bank of Beirut (12/06) 280 17.5 4,629 6 7.3 6.04 5.52 7 na 52 52.9 na 8.2 na 20.3 17.4 2 1.13 4 56.19 29.64 20.727 993 Banque Libano-Française (12/04) 235 4.3 3,491 7 -2.7 6.73 6.28 6 6 22 -1.5 -3.8 na 3 9.6 10.0 6 0.63 6 55.43 18.24 17.71

LIBYA1 422 Libyan Arab Foreign Bank (12/04) 966 -0.4 11,242 1 18.1 8.59 10.19 1 1 168 42.7 na na na 17.4 na 1 1.50 1 na na na

LIECHTENSTEIN1 331 LGT Bank in Liechtenstein (12/05) 1,462 9.1 10,736 1 17.4 13.62 14.65 1 1 152 19.0 17.6 68.4 3 10.9 9.5 3 1.42 3 50.54 15.50 na2 401 Liechtensteinische Landesbank (12/05) 1,064 -0.4 10,011 2 15.0 10.63 12.27 2 2 176 46.6 44.9 6.1 1 16.5 11.3 2 1.76 1 41.05 na na3 615 Verwaltungs & Privat-Bank (12/05) 567 9.4 6,268 3 4.4 9.05 8.63 3 3 103 33.2 31.6 1.8 2 19.0 15.6 1 1.65 2 45.29 na na

LITHUANIA1 fo SEB Vilniaus Bankas (12/05) 363 12.6 5,193 1 43.6 6.99 8.91 1 1 62 34.1 30.6 0.0 1 18.2 17.2 1 1.20 1 56.36 8.28 1.18

LUXEMBOURG1 fo Fortis Banque Luxembourg (12/06) 4,150 28.2 68,642 1 21.5 6.05 5.73 3 3 990 22.8 19.6 3.4 3 26.8 24.9 2 1.44 1 39.00 13.80 na2 fo HVB Luxembourg (12/05) 2,583 na 49,522 4 26.0 5.22 6.57 4 4 248 7.2 4.6 37.9 6 9.6 9.0 7 0.50 5 19.67 16.41 na3 fo Société Générale Bank & Trust (12/06) 2,039 -6.3 50,479 3 33.1 4.04 5.74 5 2 227 -1.1 -3.7 -1.4 7 10.8 10.9 6 0.45 6 44.88 na na4 270 B. et Caisse d’Epargne de l’Etat Luxembourg (12/06) 1,892 4.2 53,843 2 4.0 3.51 3.51 6 7 175 11.7 8.8 19.9 4 9.4 9.0 8 0.33 8 60.67 12.15 na5 fo HSH Nordbank (12/06) 1,458 4.2 23,633 7 -18.2 6.17 4.84 2 5 249 31.3 27.9 37.7 2 17.4 21.9 3 1.05 4 na na na6 fo ING Luxembourg (12/05) 1,433 5.6 12,635 8 21.3 11.34 13.03 1 1 180 8.4 5.8 na 5 12.9 na 5 1.42 2 43.41 na na7 fo Kredietbank SA Luxembourgeoise (12/04) 1,125 -20.2 43,370 5 -2.9 2.59 3.16 7 9 519 35.5 32.5 29.2 1 40.9 28.4 1 1.20 3 73.85 14.10 na8 fo Norddeutsche Landesbank Luxembourg (12/05) 658 4.6 26,871 6 -5.4 2.45 2.22 8 10 96 -16.0 -18.1 -9.5 8 15.0 18.7 4 0.36 7 27.00 12.49 na

MACAU1 fo Tai Fung Bank (12/06) 272 na 4,034 1 na 6.75 na 1 1 90 na na na na na na na 2.23 1 24.80 15.69 0.83

MALAYSIA1 152 Maybank (06/05) 4,102 28.1 50,499 1 8.5 8.12 6.88 2 3 920 4.0 1.7 26.9 10 25.2 28.8 5 1.82 3 39.42 14.15 4.902 226 Public Bank (PBB) (12/06) 2,382 8.3 41,849 2 32.4 5.69 6.96 10 6 684 17.9 13.8 7.6 7 29.9 26.2 4 1.64 4 34.78 15.80 1.873 291 Commerce Asset-Holding (12/04) 1,695 1.8 29,466 3 14.3 5.75 6.46 9 10 287 -12.1 -13.4 62.7 13 17.1 20.2 9 0.97 11 46.76 13.62 10.194 330 AMMB Holdings (03/06) 1,476 64.3 19,604 5 16.8 7.53 5.35 4 12 193 45.0 40.2 34.2 1 16.2 13.7 10 0.98 10 50.60 13.94 12.405 372 RHB Bank Berhad (12/05) 1,179 3.8 22,422 4 9.9 5.26 5.57 12 13 165 8.2 5.0 36.4 9 14.3 13.3 12 0.74 13 47.20 12.80 8.256 383 Hong Leong Bank (06/05) 1,128 14.4 15,164 6 17.5 7.44 7.63 5 4 190 36.6 33.5 -34.8 3 18.0 15.1 8 1.25 8 39.32 17.38 7.147 520 EON Bank (12/05) 749 3.8 9,470 7 6.9 7.91 8.14 3 2 107 -0.9 -3.9 -12.2 12 14.6 18.1 11 1.13 9 48.82 13.16 na8 542 Southern Bank Berhad (12/04) 697 39.6 8,281 11 5.6 8.42 6.37 1 1 128 -1.9 -3.3 16.8 11 21.4 27.2 7 1.55 6 39.82 16.68 9.009 604 Affin Bank Berhad (12/06) 583 12.9 8,332 10 17.7 7.00 7.30 6 5 77 18.7 14.6 27.4 6 14.0 15.1 13 0.93 12 46.82 13.55 11.7210 fo United Overseas Bank (Malaysia) (12/04) 491 20.6 7,597 12 14.5 6.46 6.13 7 8 138 8.3 6.8 11.8 8 30.9 31.4 3 1.82 2 37.00 13.66 na11 fo HSBC Bank Malaysia (12/04) 488 25.0 8,815 9 16.2 5.54 5.14 11 11 167 19.0 17.3 16.6 5 38.1 37.0 1 1.90 1 52.24 10.40 5.80

Ranking Strength Size Soundness Profits Performance BIS NPLTier One Capital assets ratio Real profits growth Profits on Av. capital Return Cost/Inc. Capital To total

Country Capital Assets % % rank rank1 Pre-tax profit % % rank % % rank on assets ratio Ratio loansWorld $m %ch.2 $m rank %ch.2 latest prev. latest prev $m %ch.2 latest prev. latest latest prev. latest % rank % % %3

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TOP 1OOO WORLD BANKS

Ranking Strength Size Soundness Profits Performance BIS NPLTier One Capital assets ratio Real profits growth Profits on Av. capital Return Cost/Inc. Capital To total

Country Capital Assets % % rank rank1 Pre-tax profit % % rank % % rank on assets ratio Ratio loansWorld $m %ch.2 $m rank %ch.2 latest prev. latest prev $m %ch.2 latest prev. latest latest prev. latest % rank % % %3

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12 fo OCBC Bank (Malaysia) (12/04) 423 -9.0 7,261 13 8.3 5.83 6.94 8 9 104 39.0 37.0 na 2 23.4 na 6 1.43 7 36.00 na na13 fo Standard Chartered Bank Malaysia (12/05) 411 9.9 9,235 8 17.3 4.45 4.75 13 14 149 22.9 19.2 3.6 4 37.9 35.4 2 1.61 5 43.79 13.05 3.75

MALTA1 fo Volksbank Malta (12/06) 540 1.0 2,815 4 7.6 19.18 20.42 1 na 22 40.0 na -9.8 na 4.2 3.0 4 0.79 3 24.09 na 0.262 fo Raiffeisen Bank Malta (12/06) 481 -5.7 6,193 2 113.1 7.77 17.55 2 na 39 -52.2 na 290.7 na 7.9 16.0 3 0.63 4 10.37 na na3 705 Bank of Valletta (09/06) 435 12.5 6,855 1 10.0 6.35 6.21 4 2 113 44.3 39.5 40.5 1 27.5 21.6 2 1.65 2 41.97 14.50 7.404 fo HSBC Bank Malta (12/05) 304 -0.3 4,551 3 3.3 6.68 6.92 3 1 101 11.1 7.9 22.8 2 33.3 28.6 1 2.22 1 46.72 12.93 5.90

MAURITIUS1 917 Mauritius Commercial Bank (06/06) 273 13.9 3,215 1 16.6 8.48 8.69 1 1 81 13.4 7.9 10.2 1 31.7 30.1 1 2.53 1 46.12 15.24 7.70

MEXICO1 fo Grupo Financiero BBVA Bancomer (12/05) 5,582 54.2 53,161 1 1.2 10.50 6.89 4 6 2,157 54.5 48.6 31.3 4 46.9 40.1 3 4.06 2 50.90 15.49 3.992 fo Grupo Financiero Banamex (12/05) 4,525 13.1 44,555 2 -4.5 10.16 8.58 5 5 2,452 78.9 72.0 -6.0 2 57.5 36.0 1 5.50 1 87.29 12.00 4.183 fo Grupo Financiero Santander Serfin (12/05) 3,737 36.1 34,721 3 19.7 10.76 9.46 3 3 775 12.1 7.8 3.4 6 23.9 29.1 6 2.23 6 57.26 33.20 0.904 249 Banco Inbursa (12/05) 2,124 5.4 7,185 7 -11.2 29.56 24.91 1 1 71 -51.5 -53.3 255.9 7 3.4 7.5 7 0.98 7 48.59 23.30 na5 295 Grupo Financiero Banorte (12/05) 1,683 36.6 16,943 5 7.5 9.93 7.81 6 2 675 163.2 153.1 39.1 1 46.3 22.1 4 3.98 3 56.02 16.10 1.586 fo Grupo Financiero HSBC México (12/05) 1,682 53.3 25,527 4 35.9 6.59 5.84 7 7 670 31.6 26.6 123.0 5 48.2 51.0 2 2.62 5 65.75 14.32 2.547 fo GF Scotiabank Inverlat (12/05) 1,269 37.8 11,126 6 13.4 11.41 9.40 2 4 354 64.0 57.7 2.6 3 32.3 26.6 5 3.18 4 69.00 14.60 1.89

MOROCCO1 447 Attijariwafabank (12/05) 897 6.8 14,994 1 28.1 5.98 7.18 5 1 235 122.4 120.3 65.7 1 27.1 14.6 3 1.57 5 52.05 na na2 454 Crédit Populaire du Maroc (12/05) 881 15.1 12,966 2 12.7 6.80 6.66 4 4 291 33.5 32.2 54.1 3 35.4 28.3 1 2.25 1 52.96 22.00 na3 521 Banque Marocaine du Commerce Extérieur (12/06) 748 -2.9 10,060 3 12.5 7.43 8.62 2 2 158 16.7 13.0 53.4 5 20.9 18.9 5 1.57 4 58.94 na 7.044 fo B. Marocaine p. le Commerce et l’Industrie (12/04) 295 17.4 3,907 4 19.0 7.54 7.64 1 na 72 16.9 15.1 na 4 26.5 na 4 1.85 3 49.25 na 3.185 fo Société Générale Marocaine de Banques (12/05) 271 5.5 3,790 5 26.3 7.15 8.56 3 3 73 68.3 66.7 -18.0 2 27.7 17.6 2 1.93 2 49.98 na na

MYANMAR1 637 Myanmar Oriental Bank (12/06) 537 38.1 3,600 1 120.4 14.92 23.81 1 1 1031,701.3 na -95.0 na 22.2 1.9 1 2.85 1 54.70 na 1.50

NETHERLANDS1 19 Rabobank Group (12/06) 34,757 6.2 732,708 3 9.9 4.74 4.91 6 6 3,572 1.1 -0.0 -6.1 8 10.6 11.3 9 0.49 8 68.53 11.00 na2 20 ING Bank (12/06) 33,958 10.2 1,178,697 2 7.3 2.88 2.81 10 11 6,617 3.0 1.9 51.9 6 20.4 21.9 2 0.56 5 63.76 11.02 na3 24 ABN AMRO Bank (12/06) 31,239 -13.4 1,299,966 1 12.1 2.40 3.11 12 10 6,681 -10.7 -11.8 2.6 9 19.9 24.1 3 0.51 7 74.94 11.14 na4 166 Bank Nederlandse Gemeenten (12/05) 3,710 22.5 108,141 4 3.5 3.43 2.90 9 9 367 3.3 1.6 -2.2 7 10.9 12.1 8 0.34 11 14.30 33.00 na5 231 SNS Bank (12/04) 2,348 8.0 57,260 5 9.2 4.10 4.14 7 7 309 19.5 18.0 12.8 2 13.7 12.4 6 0.54 6 59.80 11.70 na6 263 NIB Capital Bank (12/05) 1,992 6.5 37,760 7 28.3 5.28 6.36 5 5 423 -32.5 -33.6 192.7 10 21.9 32.7 1 1.12 2 22.86 13.90 na7 289 F. van Lanschot Bankiers (12/06) 1,714 19.4 24,680 8 4.3 6.95 6.07 4 4 295 17.6 16.3 39.0 3 18.7 18.5 4 1.20 1 57.53 12.50 0.488 298 Nederlandse Waterschapsbank (12/06) 1,671 4.8 46,322 6 6.1 3.61 3.65 8 8 188 5.1 4.0 29.9 5 11.5 11.9 7 0.41 10 9.70 114.73 na9 462 Friesland Bank (12/05) 854 6.7 10,728 10 3.3 7.96 7.71 3 3 113 26.5 24.5 38.1 1 13.7 12.5 5 1.06 3 54.00 13.40 0.7010 561 Achmea Bank (12/04) 656 -7.1 23,575 9 -6.0 2.78 2.82 11 12 36 na na -1,602.0 na 5.3 -2.9 11 0.15 12 73.24 na na11 944 Demir-Halk Bank (Nederland) (12/04) 259 5.2 2,650 11 11.8 9.78 10.40 2 2 23 17.7 16.3 -9.7 4 9.1 8.2 10 0.87 4 61.03 30.70 na12 979 Indover bank (12/04) 242 -1.6 1,072 12 -1.5 22.57 22.59 1 1 5 -51.6 -52.2 -40.5 11 1.9 4.0 12 0.44 9 118.34 47.70 na

NEW ZEALAND1 fo ASB Bank (06/06) 5,533 15.2 94,987 1 14.9 5.82 5.81 2 2 1,351 12.6 9.0 10.4 2 26.2 29.4 3 1.42 2 43.10 10.60 0.252 fo ANZ National Bank (09/05) 3,225 16.9 58,840 2 14.9 5.48 5.39 3 3 786 9.8 6.7 na 3 26.3 na 2 1.34 3 54.43 10.60 0.42

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254 TOP 1OOO WORLD BANKS TOP 1000 BY COUNTRYRanking Strength Size Soundness Profits Performance BIS NPL

Tier One Capital assets ratio Real profits growth Profits on Av. capital Return Cost/Inc. Capital To totalCountry Capital Assets % % rank rank1 Pre-tax profit % % rank % % rank on assets ratio Ratio loans

World $m %ch.2 $m rank %ch.2 latest prev. latest prev $m %ch.2 latest prev. latest latest prev. latest % rank % % %3

3 fo Bank of New Zealand (09/05) 1,848 13.3 30,311 3 11.8 6.10 6.02 1 1 490 13.6 10.4 -18.5 1 28.2 27.3 1 1.62 1 49.42 10.42 0.42

NIGERIA1 354 Intercontinental Bank (02/07) 1,277 188.0 5,735 3 90.9 22.26 14.75 3 5 184 120.6 na 9.8 na 21.4 22.6 6 3.21 4 59.54 35.86 4.652 501 Union Bank of Nigeria (03/06) 783 139.0 5,248 4 21.2 14.93 7.57 8 9 106 9.2 -4.5 -15.8 5 19.1 31.7 8 2.03 10 63.61 na 18.963 526 Zenith International Bank (06/06) 738 148.2 4,785 5 84.6 15.41 11.46 6 8 119 65.4 45.3 26.8 3 23.0 34.3 5 2.49 7 65.53 na 1.134 688 First Bank of Nigeria (03/07) 465 3.7 6,574 2 42.9 7.08 9.75 11 7 184 12.6 na 13.6 na 40.3 41.8 2 2.80 6 63.00 17.87 10.205 739 Guaranty Trust Bank (02/07) 406 36.6 3,959 6 57.7 10.25 11.83 9 4 128 89.2 na -0.2 na 36.4 23.7 3 3.23 3 55.90 na 2.026 851 IBTC Chartered Bank (12/06) 308 5.3 895 12 10.5 34.42 36.12 1 1 37 60.6 na na na 12.2 na 11 4.11 1 43.11 na 15.867 874 Oceanic Bank (09/06) 297 34.0 2,926 7 76.2 10.14 13.33 10 6 91 59.9 45.9 86.7 2 35.3 37.8 4 3.13 5 58.51 na 4.288 875 United Bank for Africa (09/06) 296 93.4 6,962 1 252.6 4.25 7.75 12 na 101 96.5 79.3 -3.7 1 44.9 40.9 1 1.45 11 71.05 na 13.749 894 First Inland Bank (04/07) 282 27.6 1,510 9 94.8 18.67 28.51 5 2 32 na na na na 12.7 na 10 2.11 9 55.45 33.09 16.5310 927 Spring Bank (12/05) 267 998.6 1,052 11 195.3 25.39 6.82 2 3 na na na -17.3 na na 16.0 na na na na na na11 937 Diamond Bank (04/06) 263 91.1 1,710 8 73.5 15.37 13.95 7 na 41 54.9 35.6 147.7 4 20.4 28.2 7 2.39 8 68.88 16.56 5.2912 fo Ecobank Nigeria (12/06) 238 13.8 1,070 10 95.3 22.20 38.08 4 na 41 121.3 na 51.5 na 18.2 15.0 9 3.79 2 63.72 na 3.09

NORWAY1 77 DnB NOR Group (12/06) 9,434 12.4 210,901 1 22.1 4.47 4.86 11 12 2,346 310.5 301.2 -64.0 2 26.3 7.3 4 1.11 9 50.63 10.00 0.702 fo Nordea Bank Norge (12/04) 2,733 1.0 43,709 2 2.8 6.25 6.37 6 5 532 462.5 459.9 -67.2 1 19.6 3.5 6 1.22 5 55.14 9.60 1.693 fo Fokus Bank (12/04) 762 26.1 13,126 4 17.0 5.80 5.39 7 9 94 37.0 36.3 -27.2 3 13.8 12.1 10 0.72 11 74.42 9.51 0.884 545 SpareBank 1 SR-Bank (12/06) 696 7.5 13,584 3 26.6 5.12 6.03 10 6 185 5.9 3.5 37.0 9 27.6 29.2 3 1.37 4 52.43 10.56 0.145 619 SpareBank 1 Midt-Norge (12/06) 560 8.0 10,092 5 16.3 5.55 5.98 9 8 178 21.4 18.7 57.7 6 33.0 30.5 1 1.77 2 50.56 11.90 0.416 624 Sparebank 1 Nord Norge (12/06) 556 18.3 8,780 6 12.2 6.33 6.00 4 7 155 33.9 30.8 33.7 4 30.3 25.2 2 1.77 1 48.59 10.36 1.127 658 Sparebanken Vest (12/05) 506 16.1 8,077 7 18.2 6.26 6.37 5 4 95 31.5 29.5 23.2 5 20.2 18.6 5 1.18 7 60.63 11.36 0.328 676 Sparebanken Hedmark (12/05) 474 11.1 4,480 10 13.3 10.57 10.78 1 1 63 16.7 15.0 19.9 7 14.0 13.3 9 1.40 3 51.12 14.95 1.169 fo BNbank (Bolig- og Næringsbanken) (12/04) 380 15.8 6,573 8 3.7 5.78 5.18 8 10 48 7.4 6.9 -18.9 8 13.6 14.0 11 0.73 10 32.88 9.90 na10 786 Sparebanken Møre (12/06) 361 4.5 5,052 9 18.5 7.15 8.11 3 3 60 4.4 2.1 10.8 10 17.0 17.9 7 1.19 6 64.49 11.68 na11 826 Sparebanken Sør (12/06) 326 14.9 4,190 11 22.1 7.77 8.26 2 2 49 3.4 1.0 12.6 11 16.0 17.7 8 1.17 8 61.00 13.00 na

OMAN1 559 BankMuscat (12/05) 668 38.2 5,185 1 7.6 12.87 10.03 3 3 137 33.2 31.6 28.5 2 23.9 24.3 2 2.65 3 43.00 17.82 na2 681 National Bank of Oman (12/06) 469 13.0 2,815 2 24.4 16.67 18.36 1 1 90 44.6 40.1 347.9 1 20.4 18.3 3 3.21 2 44.90 22.93 9.213 827 Oman International Bank (12/06) 326 9.6 2,391 3 12.0 13.62 13.92 2 2 77 18.6 15.0 54.5 3 24.7 22.8 1 3.22 1 38.88 22.05 12.67

PAKISTAN1 472 National Bank of Pakistan (12/06) 827 54.5 10,472 1 10.4 7.90 5.64 2 1 436 39.4 29.2 45.3 4 64.0 70.6 2 4.16 2 0.32 16.99 10.402 535 Habib Bank (12/06) 713 32.2 9,690 2 11.6 7.36 6.22 3 3 309 36.2 26.2 77.4 5 49.4 51.1 4 3.19 3 43.94 12.47 9.813 596 Muslim Commercial Bank (12/06) 597 99.5 5,633 4 14.5 10.60 6.08 1 na 311 41.9 31.5 187.3 2 69.3 96.4 1 5.52 1 25.06 19.13 4.144 791 United Bank (12/05) 357 30.4 5,985 3 26.9 5.96 5.80 5 2 162 93.8 77.7 3.1 1 51.5 35.6 3 2.71 4 44.04 na 7.725 931 Allied Bank (12/06) 266 24.5 4,137 5 31.1 6.44 6.78 4 na 109 39.4 29.2 809.4 3 45.5 41.0 5 2.64 5 41.10 12.80 6.90

PANAMA1 603 Banco Latinoamericano de Exportaciones(12/06) 584 8.9 3,978 2 30.5 14.68 17.58 1 1 58 -25.3 na -47.0 na 10.3 14.8 6 1.46 6 39.21 25.70 na2 632 Corporación UBC Internacional (12/05) 550 13.6 5,129 1 15.6 10.73 10.92 5 6 81 -1.1 -4.2 132.2 4 15.6 19.4 5 1.57 5 61.45 na na3 638 Banco Nacional de Panama (12/06) 533 1.5 3,823 3 4.9 13.95 14.40 2 2 117 26.9 na 700.7 na 22.2 18.1 2 3.07 2 33.78 na na4 737 Banco General (12/05) 407 11.1 3,095 5 17.8 13.15 13.95 3 3 79 3.9 0.6 25.3 1 20.3 21.5 3 2.54 3 41.06 na na

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TOP 1OOO WORLD BANKS

Ranking Strength Size Soundness Profits Performance BIS NPLTier One Capital assets ratio Real profits growth Profits on Av. capital Return Cost/Inc. Capital To total

Country Capital Assets % % rank rank1 Pre-tax profit % % rank % % rank on assets ratio Ratio loansWorld $m %ch.2 $m rank %ch.2 latest prev. latest prev $m %ch.2 latest prev. latest latest prev. latest % rank % % %3

TOP 1000 BY COUNTRY

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5 748 BAC International Bank (12/05) 396 21.6 3,356 4 26.2 11.80 12.25 4 4 118 3.5 0.2 25.2 3 32.6 37.7 1 3.50 1 63.73 na na6 936 Banco Continental de Panamá (12/05) 264 -0.9 2,938 6 23.2 8.99 11.18 6 5 53 3.9 0.6 33.6 2 20.0 21.2 4 1.80 4 49.42 14.46 3.60

PERU1 475 Banco de Crédito del Perú (12/05) 814 15.4 9,181 1 34.4 8.86 10.32 2 2 307 129.2 125.5 43.9 2 40.4 19.8 2 3.34 1 50.30 8.10 na2 fo BBVA Banco Continental (12/05) 321 2.2 5,329 2 32.7 6.03 7.83 4 4 176 47.8 45.5 62.0 3 55.3 39.0 1 3.30 2 36.46 11.97 na3 849 Banco de la Nación (12/05) 310 5.8 3,200 4 29.1 9.67 11.80 1 1 105 143.3 139.4 41.2 1 34.7 14.7 3 3.27 3 58.46 na na4 955 Banco Wiese Sudameris (12/05) 254 -0.2 3,500 3 15.3 7.26 8.39 3 3 17 na na -683.5 na 6.8 -5.9 4 0.49 4 66.08 na na

PHILIPPINES1 417 Bank of the Philippine Islands (12/04) 975 3.3 8,365 2 12.3 11.65 12.68 3 4 159 21.3 14.6 8.1 4 16.6 14.1 5 1.90 3 53.53 na na2 539 Metropolitan Bank & Trust Company (12/05) 704 -5.6 11,033 1 9.9 6.39 7.43 10 9 118 17.4 9.1 5.7 7 16.2 14.2 7 1.07 8 63.73 17.11 9.643 689 Equitable PCI Bank (12/06) 464 5.0 7,025 3 9.1 6.61 6.86 9 8 102 0.6 -5.3 455.1 9 22.5 21.1 1 1.45 6 61.07 15.54 7.204 717 Development Bank of the Philippines (12/06) 424 na 4,787 5 na 8.86 na 6 3 79 na na na na na na na 1.65 5 49.03 28.00 2.065 766 Philippine National Bank (12/04) 377 39.3 3,847 7 8.9 9.80 7.66 5 5 17 56.5 47.8 na 1 5.3 3.3 10 0.45 11 80.95 15.90 51.636 781 Land Bank Philippines (12/05) 363 2.2 5,850 4 7.9 6.21 6.55 11 10 59 34.8 25.2 1.2 3 16.3 11.9 6 1.00 9 73.48 na na7 825 China Banking Corp (12/04) 326 15.8 2,024 10 9.0 16.12 15.17 1 2 54 5.5 -0.3 43.7 8 17.8 21.1 4 2.67 1 45.76 31.52 13.278 832 Banco de Oro Universal Bank (12/05) 323 -1.2 4,405 6 30.5 7.34 9.69 8 7 58 57.0 45.9 60.8 2 17.8 13.7 3 1.32 7 60.69 18.33 4.329 884 Union Bank of the Philippines (12/04) 288 6.0 1,809 11 30.1 15.94 19.57 2 1 44 16.0 9.6 35.5 6 15.8 14.9 8 2.45 2 44.44 na na10 899 Security Bank Corp (12/06) 280 24.4 2,484 9 16.2 11.25 10.51 4 na 47 17.0 10.1 147.0 5 18.5 18.3 2 1.88 4 57.32 24.61 4.1611 984 Rizal Commercial Banking Corp (12/04) 241 46.8 3,257 8 -1.8 7.39 4.95 7 na 22 -18.0 -22.5 783.4 10 10.9 18.5 9 0.68 10 63.45 10.61 na

POLAND1 252 PKO Bank Polski (12/05) 2,112 23.5 28,091 1 4.2 7.52 6.34 6 6 664 20.2 17.7 6.6 8 34.8 34.5 2 2.37 3 75.74 13.90 na2 fo Bank Pekao (12/05) 1,878 5.7 19,002 2 4.4 9.88 9.77 2 3 574 23.9 21.3 14.5 6 31.4 25.8 3 3.02 1 53.17 19.47 16.203 fo Bank BPH (12/05) 1,521 4.3 17,760 3 7.5 8.56 8.83 4 4 397 26.8 24.2 63.4 5 26.6 21.6 6 2.23 5 49.86 12.76 6.504 fo Bank Handlowy w Warszawie (12/05) 1,063 -23.8 10,093 6 -3.0 10.53 13.40 1 1 243 58.9 55.6 5.1 4 19.8 11.1 8 2.41 2 67.80 14.63 na5 fo ING Bank Slaski (12/05) 833 9.9 12,917 5 20.5 6.45 7.07 7 7 216 69.2 65.7 312.6 3 27.2 17.0 5 1.68 6 67.73 18.60 8.236 fo Bank Zachodni WBK (12/05) 819 11.7 9,077 7 7.3 9.02 8.67 3 5 211 21.0 18.5 111.5 7 27.2 24.4 4 2.33 4 61.99 16.05 na7 fo Bank Millenium (12/06) 701 -13.6 8,484 8 11.5 8.27 10.67 5 2 127 -47.8 -48.3 97.5 9 16.8 34.0 9 1.50 8 67.70 13.60 5.708 fo BRE Bank (12/06) 582 22.7 14,544 4 29.0 4.00 4.21 11 11 198 70.5 68.7 na 2 37.5 20.8 1 1.36 9 63.70 10.40 5.509 fo Kredyt Bank (12/05) 388 -0.7 6,391 9 -4.4 6.07 5.85 8 9 99 165.0 159.5 na 1 25.3 12.8 7 1.54 7 74.89 16.42 na10 821 Bank Gospodarstwa Krajowego (12/06) 329 na 6,303 10 na 5.22 na 9 8 22 na na na na na na na 0.35 11 62.10 16.60 13.6011 974 Bank Gospodarki Zywnosciowej (12/04) 243 -25.5 5,540 11 0.0 4.38 5.88 10 10 42 na na na na 14.6 -12.2 10 0.75 10 85.57 16.60 na

PORTUGAL1 125 Millennium bcp (12/06) 5,365 1.6 104,384 2 3.1 5.14 5.22 7 9 1,296 4.9 2.1 38.7 8 24.3 22.7 3 1.24 3 57.10 11.90 1.102 131 Caixa Geral de Depositos (12/06) 5,108 10.6 126,756 1 11.3 4.03 4.06 9 8 1,299 46.4 42.5 39.9 5 26.7 20.9 2 1.03 5 54.60 10.50 2.153 134 Banco Espirito Santo Group (12/06) 4,940 61.1 77,886 3 17.8 6.34 4.64 3 7 753 60.6 56.3 -2.7 3 18.8 14.1 6 0.97 9 49.97 13.10 1.114 fo Banco Santander Totta (12/06) 2,688 13.8 44,459 4 -6.8 6.05 4.95 5 6 725 29.1 25.6 11.8 6 28.7 24.8 1 1.63 2 na na 0.595 314 Banco BPI (12/05) 1,553 8.8 35,577 5 25.6 4.37 5.04 8 5 350 20.1 17.5 22.2 7 23.5 20.2 4 0.98 8 58.57 11.50 na6 486 Crédito Agrícola (12/05) 804 16.6 11,047 6 7.7 7.27 6.72 2 2 129 -0.1 -2.4 1.1 9 17.3 19.7 7 1.17 4 54.43 na na7 649 BANIF-SPGS (12/05) 519 0.6 9,855 7 29.4 5.27 6.78 6 4 97 79.9 75.9 52.2 1 18.8 11.4 5 0.99 7 59.70 9.26 1.648 fo Banco Itaú Europa (12/04) 436 9.3 3,316 9 6.1 13.16 12.76 1 1 62 69.9 66.0 22.8 2 14.9 10.7 9 1.87 1 34.47 22.20 0.039 fo BNC- Banco Nacional de Crédito Imobiliáro (12/04) 377 8.8 6,129 8 10.3 6.16 6.24 4 3 62 48.0 44.6 -14.8 4 17.1 12.9 8 1.01 6 46.57 9.20 1.19

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258 TOP 1OOO WORLD BANKS TOP 1000 BY COUNTRY

QATAR1 279 Qatar National Bank (12/06) 1,803 22.0 19,688 1 43.2 9.16 10.75 6 5 553 30.4 na 72.0 na 33.7 31.3 3 2.81 4 26.80 16.70 1.202 361 Commercial Bank of Qatar (12/06) 1,229 -5.2 8,341 2 36.9 14.73 21.26 3 2 245 25.9 na 99.1 na 19.4 20.0 5 2.94 3 30.91 15.27 0.813 436 Qatar Islamic Bank (12/06) 933 92.3 4,090 4 55.9 22.81 18.49 1 1 278 98.0 na 62.8 na 39.2 32.9 1 6.80 1 29.08 21.11 4.004 548 Doha Bank (12/06) 681 32.0 5,961 3 42.5 11.43 12.33 4 4 205 -5.8 na 98.5 na 34.2 52.4 2 3.43 2 27.80 18.40 4.255 813 International Bank of Qatar (12/06) 336 46.2 1,840 6 43.7 18.26 17.94 2 3 42 68.2 na 151.9 na 14.7 14.8 6 2.26 5 22.48 22.41 0.586 950 Ahli Bank (12/06) 257 30.4 2,625 5 54.6 9.78 11.59 5 na 57 45.3 na 51.1 na 24.9 20.1 4 2.15 6 36.62 13.15 2.55

ROMANIA1 fo Banca Comerciala Romana (12/05) 1,178 2.3 11,009 1 35.4 10.70 14.17 1 1 246 -11.5 -18.8 na 4 21.1 na 2 2.23 2 63.00 17.94 na2 fo BRD-Groupe Societe Generale (12/05) 569 92.1 6,322 2 67.6 9.00 7.86 4 3 185 17.2 7.5 na 2 42.8 na 1 2.93 1 51.97 17.91 na3 fo Raiffeisen Bank (12/05) 343 45.2 3,583 3 35.7 9.59 8.96 2 2 58 65.7 52.0 na 1 19.9 na 4 1.61 3 74.22 20.16 na4 847 Banca Transilvania (12/06) 310 61.3 3,244 4 64.0 9.55 9.71 3 na 50 5.2 -1.3 43.8 3 20.0 33.5 3 1.55 4 77.84 14.60 0.58

RUSSIA1 66 Sberbank (12/06) 11,134 36.2 131,657 1 37.9 8.46 8.56 21 23 4,140 24.4 13.5 216.5 16 42.9 47.9 6 3.14 7 54.15 11.20 1.102 116 VTB Bank (12/06) 6,203 25.9 52,403 2 42.7 11.84 13.42 14 11 1,404 99.7 82.1 66.4 7 25.2 18.8 13 2.68 11 74.91 14.00 1.343 323 Bank Uralsib (12/06) 1,507 7.3 11,606 5 27.3 12.98 15.41 12 13 217 -60.4 -63.9 891.5 25 14.9 60.9 20 1.87 21 56.03 13.20 na4 344 International Industrial Bank (12/06) 1,350 12.5 3,752 17 29.8 35.98 41.49 3 2 160 23.5 12.7 -12.3 17 12.6 11.5 21 4.28 6 16.08 38.86 0.025 352 Alfa Bank (12/06) 1,284 50.7 15,210 3 54.6 8.44 8.66 22 21 272 -7.3 -15.4 40.8 21 25.4 37.7 12 1.79 22 57.80 11.40 1.176 370 Bank of Moscow (12/06) 1,187 na 14,517 4 na 8.18 na 24 14 290 na na na na na na na 2.00 19 49.20 13.30 0.607 425 MDM Bank (12/06) 964 10.3 9,233 8 51.4 10.44 14.33 18 18 173 -9.9 -17.8 2,101.2 22 18.9 42.7 17 1.88 20 51.42 13.70 1.268 441 Natsionalnyy Reservnyy Bank (12/05) 918 97.4 1,546 23 41.2 59.42 42.50 1 1 612 185.8 153.7 99.2 5 88.5 55.9 1 39.61 1 4.15 68.00 na9 449 Rosbank (12/06) 892 18.4 11,235 6 38.9 7.94 9.31 25 20 230 39.2 26.9 185.8 12 28.0 30.2 9 2.05 17 55.83 15.00 3.2210 470 Vnesheconombank (12/05) 838 46.2 6,373 10 19.9 13.15 10.78 11 16 337 461.7 398.5 -73.2 3 47.8 10.8 4 5.29 4 32.97 na na11 471 Rosselkhozbank (12/06) 833 98.8 7,010 9 223.6 11.88 19.34 13 6 45 707.1 636.1 0.4 2 7.1 1.8 24 0.64 26 58.99 na 0.7512 502 International Moscow Bank (12/06) 781 69.0 9,377 7 69.6 8.33 8.37 23 24 273 96.0 78.7 9.7 8 44.0 37.7 5 2.92 8 37.90 12.50 na13 602 Nomos-Bank (Novaya Moskva) (12/06) 584 15.6 4,159 13 28.1 14.04 15.55 9 8 116 46.9 34.0 4.8 11 21.2 18.2 16 2.78 9 41.10 20.38 0.7214 646 Banking Group Zenit-Devon-Kredit (12/06) 526 90.3 3,892 15 59.1 13.52 11.30 10 9 95 22.4 11.7 180.3 18 23.7 29.5 15 2.44 15 53.30 15.70 0.8015 fo ZAO Raiffeisenbank Austria (12/05) 510 99.9 4,695 11 59.4 10.87 8.66 16 22 107 30.4 15.7 19.4 14 28.0 39.8 10 2.28 16 40.35 11.90 0.8816 726 Russian Standard Bank (12/05) 420 58.8 3,917 14 173.4 10.72 18.46 17 17 269 33.8 18.7 133.1 13 78.7 103.3 2 6.87 3 24.63 16.60 3.5017 751 Rossiyskiy Kredit Bank (12/06) 393 33.4 958 26 27.9 41.06 39.37 2 3 107 15.5 5.3 na 19 31.1 36.9 8 11.18 2 42.80 58.70 2.8018 fo ZAO Citibank (12/05) 393 14.9 3,407 18 21.4 11.54 12.19 15 12 94 -19.1 -28.2 -5.8 23 25.5 35.0 11 2.76 10 66.53 16.70 na19 755 Globexbank (01/06) 388 5.3 1,784 21 36.7 21.74 28.22 5 5 46 52.8 35.6 163.9 10 12.1 8.2 22 2.57 13 54.47 na na20 758 Promsvyazbank (12/05) 383 43.9 3,854 16 90.7 9.94 13.18 19 19 79 28.9 14.4 41.3 15 24.2 26.3 14 2.04 18 52.93 16.54 0.3521 777 Ak Bars Bank (12/05) 368 17.6 2,561 20 86.5 14.38 22.82 8 4 631,410.1 1,240.1 154.5 1 18.6 2.1 19 2.47 14 34.97 na 1.0422 831 URSA Bank (12/06) 324 204.1 4,239 12 288.6 7.64 9.76 26 na 73 198.1 171.8 na 4 33.8 na 7 1.72 23 48.39 15.10 5.6523 861 Bank Petrocommerce (12/05) 304 2.6 3,147 19 46.6 9.65 13.79 20 10 156 178.7 147.4 na 6 51.9 na 3 4.95 5 36.88 13.10 2.6624 872 Home Credit and Finance Bank (12/05) 297 205.4 1,367 24 52.4 21.74 10.85 4 na 16 -21.6 -30.4 na 24 8.2 29.7 23 1.18 24 36.18 32.20 13.9225 940 Evrofinance Mosnarbank (01/06) 263 33.3 1,628 22 12.6 16.14 13.63 7 7 43 97.5 75.3 na 9 18.6 na 18 2.62 12 56.60 19.40 0.4026 992 BIN Bank (12/05) 236 79.8 1,314 25 65.8 17.92 16.53 6 na 13 11.3 -1.2 294.5 20 7.0 9.0 25 0.97 25 74.99 na na

SAUDI ARABIA1 110 National Commercial Bank (12/06) 6,408 10.9 41,577 1 6.8 15.41 14.84 3 1 1,675 25.2 22.5 40.9 7 27.5 28.3 8 4.03 5 26.79 26.80 2.072 153 Samba Financial Group (12/06) 4,085 18.5 33,115 2 14.5 12.34 11.92 7 6 1,391 29.7 26.9 59.2 6 36.9 35.9 3 4.20 4 24.73 17.66 na

Ranking Strength Size Soundness Profits Performance BIS NPLTier One Capital assets ratio Real profits growth Profits on Av. capital Return Cost/Inc. Capital To total

Country Capital Assets % % rank rank1 Pre-tax profit % % rank % % rank on assets ratio Ratio loansWorld $m %ch.2 $m rank %ch.2 latest prev. latest prev $m %ch.2 latest prev. latest latest prev. latest % rank % % %3

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260 TOP 1OOO WORLD BANKS TOP 1000 BY COUNTRY

3 168 Al Rajhi Banking & Investment Corporation (12/05) 3,597 57.8 25,377 3 22.1 14.17 10.96 5 2 1,504 91.9 90.5 43.5 2 51.2 37.2 1 5.93 2 22.72 19.50 2.004 181 Riyad Bank (12/06) 3,202 10.1 25,104 4 17.4 12.76 13.60 6 4 777 2.5 0.3 40.5 9 25.4 29.4 9 3.09 9 32.85 17.56 na5 217 Banque Saudi Fransi (12/06) 2,511 35.7 21,250 5 17.9 11.82 10.27 9 8 803 35.7 32.8 43.2 5 36.8 35.6 4 3.78 7 21.36 14.38 1.246 218 Saudi British Bank (12/06) 2,511 25.5 20,611 7 17.1 12.18 11.37 8 7 812 21.4 18.8 52.0 8 36.0 38.9 5 3.94 6 30.41 18.20 0.627 246 Arab National Bank (12/06) 2,131 25.9 20,837 6 15.6 10.23 9.39 10 10 669 37.0 34.1 55.5 4 35.0 32.8 7 3.21 8 32.88 17.10 0.738 304 Saudi Investment Bank (12/06) 1,602 13.1 10,906 9 3.2 14.69 13.41 4 5 536 88.5 84.4 80.0 3 35.5 23.9 6 4.91 3 17.74 24.71 1.019 382 Saudi Hollandi Bank (12/06) 1,137 16.0 12,481 8 17.0 9.11 9.19 11 9 254 -9.4 -11.4 40.6 10 24.0 32.1 10 2.04 10 33.14 15.00 2.9510 480 Bank Albilad (12/06) 807 4.3 3,012 11 58.7 26.80 40.78 1 na 48 na na na na 6.0 na 11 1.58 11 71.73 na na11 586 Bank Al-Jazira (12/05) 621 56.3 3,783 10 32.1 16.41 13.88 2 3 234 367.4 364.0 100.1 1 46.0 15.8 2 6.19 1 na na na

SERBIA, REPUBLIC OF1 930 Komercijalna Banka a.d. Beograd (12/06) 267 78.9 1,704 1 36.7 15.65 11.95 1 na 15 78.1 na 44.1 na 7.3 7.2 1 0.89 1 83.00 17.29 19.06

SINGAPORE1 74 DBS Bank (12/06) 9,623 12.5 128,698 1 9.5 7.48 7.28 1 1 1,959 124.5 122.4 -47.0 1 21.6 10.8 2 1.52 1 43.56 14.50 na2 114 United Overseas Bank (12/05) 6,297 11.0 87,173 2 7.6 7.22 7.00 2 2 1,324 15.0 14.4 17.2 2 22.1 19.9 1 1.52 2 39.45 16.10 5.603 122 Oversea-Chinese Banking Corporation (12/05) 5,589 7.6 78,896 3 9.5 7.08 7.21 3 3 1,025 9.7 9.2 25.2 3 19.0 18.8 3 1.30 3 39.60 17.30 4.10

SLOVAKIA1 fo Vseobecná úverová banka (12/05) 516 2.8 7,099 2 3.6 7.27 7.32 2 3 129 32.4 28.9 3.2 1 25.3 20.2 3 1.81 1 58.78 na 4.722 fo Slovenská sporitel’na (12/05) 459 -12.5 8,107 1 9.1 5.66 7.05 4 4 133 17.7 14.6 10.6 2 27.0 22.4 1 1.64 2 59.94 11.01 6.133 fo Tatra Banka (12/05) 352 8.7 5,770 3 9.9 6.11 6.17 3 5 91 2.0 -0.7 30.0 3 26.8 28.6 2 1.57 3 60.04 na na4 fo HVB Bank Slovakia (12/05) 248 30.2 2,376 4 23.1 10.43 9.86 1 2 25 1.1 -1.6 na 4 11.3 na 4 1.04 4 51.51 na na

SLOVENIA1 416 Nova Ljubljanska Banka (12/06) 979 11.1 18,979 1 16.4 5.16 5.41 4 2 203 46.3 na 11.8 na 21.8 15.8 3 1.07 4 63.10 12.70 2.522 756 Gorenjska Banka d.d. Kranj (12/06) 388 9.1 1,965 4 7.7 19.72 19.47 1 1 76 -13.2 na -15.2 na 20.5 27.2 4 3.87 1 29.57 46.09 3.053 978 Nova Kreditna banka Maribor (12/05) 242 11.4 4,143 2 17.0 5.85 6.14 3 3 54 71.3 67.1 -22.1 1 23.4 14.7 2 1.30 3 59.89 13.85 na4 fo Banka Koper d.d. (12/06) 239 20.1 2,470 3 3.1 9.68 8.31 2 na 58 95.8 na -21.2 na 26.5 15.5 1 2.35 2 48.55 15.52 8.46

SOUTH AFRICA1 116 Standard Bank Group (Stanbank) (12/06) 6,516 35.4 139,023 1 28.2 4.69 4.44 6 6 2,634 27.6 22.0 36.1 2 46.5 43.9 3 1.90 3 53.50 14.60 1.202 fo ABSA Group (12/05) 3,788 3.0 64,263 2 17.0 5.89 6.69 4 4 1,112 -7.9 -10.9 20.3 6 29.8 36.0 4 1.73 5 58.00 11.36 1.703 175 Nedbank (12/05) 3,344 22.4 55,693 4 8.1 6.00 5.30 3 3 860 189.7 180.1 na 1 28.3 13.5 6 1.54 6 66.40 12.90 1.704 184 Investec (03/07) 3,175 18.0 46,813 5 39.6 6.78 8.03 2 2 835 6.4 2.6 168.1 5 28.5 35.6 5 1.78 4 59.00 14.70 1.205 192 FirstRand Banking Group (06/06) 2,928 24.6 61,700 3 27.2 4.75 4.84 5 5 1,522 13.3 9.2 31.6 4 57.7 58.3 2 2.47 2 58.11 12.50 1.416 714 African Bank (09/05) 425 3.0 1,142 6 -1.0 37.23 35.81 1 1 250 21.5 17.6 22.1 3 59.7 56.8 1 21.92 1 31.77 37.36 na

SPAIN1 10 Santander (12/06) 46,805 9.2 1,098,213 1 3.1 4.26 4.02 41 42 11,558 14.6 10.7 67.0 28 25.8 26.9 7 1.05 16 49.57 12.49 0.782 28 Banco Bilbao Vizcaya Argentaria (12/06) 25,779 20.2 542,494 2 5.0 4.75 4.15 34 40 9,259 25.7 21.4 30.4 19 39.2 36.1 3 1.71 4 43.89 12.00 0.833 45 Caja de A. y Pen. de Barcelona - la Caixa (12/06) 15,797 69.2 275,416 3 16.0 5.74 3.93 19 43 5,285 124.0 116.4 50.9 1 42.1 23.0 2 1.92 2 47.20 11.50 0.334 75 Caja de A. y Monte de Piedad de Madrid (12/06) 9,563 11.6 180,367 4 23.1 5.30 5.85 24 30 1,901 27.4 23.0 22.8 16 21.0 19.2 12 1.05 15 45.32 12.81 na5 92 Banco Popular Español (12/06) 8,152 8.7 120,704 5 17.7 6.75 7.31 13 13 2,270 21.8 17.7 5.9 22 29.0 27.5 4 1.88 3 38.20 9.87 0.726 139 Banco Sabadell (12/06) 4,505 4.8 95,851 6 39.1 4.70 6.24 35 22 938 10.6 6.8 23.5 31 21.3 20.3 11 0.98 23 46.87 11.42 0.397 154 Caja Mediterráneo (12/06) 4,066 na 81,975 8 na 4.96 na 31 24 683 na na na na na na na 0.83 31 39.99 12.56 0.818 163 Grupo Bancaja (12/05) 3,804 19.9 73,451 9 43.5 5.18 6.20 26 36 639 28.3 24.1 6.2 15 18.3 16.8 22 0.87 28 52.06 12.85 na

Ranking Strength Size Soundness Profits Performance BIS NPLTier One Capital assets ratio Real profits growth Profits on Av. capital Return Cost/Inc. Capital To total

Country Capital Assets % % rank rank1 Pre-tax profit % % rank % % rank on assets ratio Ratio loansWorld $m %ch.2 $m rank %ch.2 latest prev. latest prev $m %ch.2 latest prev. latest latest prev. latest % rank % % %3

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TOP 1OOO WORLD BANKS

Ranking Strength Size Soundness Profits Performance BIS NPLTier One Capital assets ratio Real profits growth Profits on Av. capital Return Cost/Inc. Capital To total

Country Capital Assets % % rank rank1 Pre-tax profit % % rank % % rank on assets ratio Ratio loansWorld $m %ch.2 $m rank %ch.2 latest prev. latest prev $m %ch.2 latest prev. latest latest prev. latest % rank % % %3

TOP 1000 BY COUNTRY

JULY 2007 The Banker

26

1

9 189 Bilbao Bizkaia Kutxa (12/06) 3,021 -17.0 32,891 14 24.6 9.18 13.78 3 2 339 26.6 22.3 -23.2 18 10.2 8.8 43 1.03 19 46.65 20.33 0.4410 195 Caixa Catalunya (12/06) 2,890 na 88,965 7 na 3.25 na 46 44 631 na na na na na na na 0.71 38 42.60 11.18 0.7811 220 Caja Gipuzkoa San Sebastian (Kutxa) (12/06) 2,482 3.2 24,974 15 21.9 9.94 11.74 2 3 251 -11.7 -14.8 9.0 42 10.3 12.9 42 1.00 20 48.44 16.96 0.5012 230 Unicaja (12/06) 2,351 15.2 37,229 12 25.3 6.32 6.87 15 15 525 35.6 31.0 7.4 10 23.9 20.1 8 1.41 6 46.38 13.03 0.4613 265 Caja Laboral (12/06) 1,979 21.5 23,406 16 24.3 8.46 8.64 5 6 233 14.5 10.6 7.5 30 12.9 13.1 37 1.00 22 45.81 12.02 0.6714 277 Bankinter (12/05) 1,806 21.5 48,114 10 38.7 3.75 4.28 43 39 313 -0.4 -3.7 21.0 38 19.0 22.5 18 0.65 40 52.56 10.25 na15 278 Banca March (12/06) 1,806 -24.9 13,927 28 16.2 12.97 20.07 1 1 1,232 87.4 81.0 51.4 2 58.5 31.5 1 8.85 1 15.57 18.55 0.3416 287 Ibercaja (Caja de Zaragoza, Aragon & Rioja) (12/05) 1,742 16.4 36,113 13 43.9 4.82 5.96 33 25 326 18.2 14.4 2.3 24 20.1 19.5 14 0.90 27 56.01 na 0.5417 322 Caixa Galicia (12/05) 1,520 0.9 43,055 11 32.6 3.53 4.64 44 45 297 16.7 12.9 -2.6 25 19.6 18.0 16 0.69 39 58.91 12.30 0.2718 341 Caja de Ahorros de Murcia (12/06) 1,391 19.7 22,020 18 26.6 6.32 6.68 16 17 285 24.4 20.1 19.0 21 22.3 21.2 9 1.30 9 44.45 13.05 0.5019 342 Banco Pastor (12/05) 1,371 22.7 23,031 17 42.4 5.95 6.91 17 14 217 47.3 42.5 35.6 6 17.5 16.8 25 0.94 24 52.29 13.28 na20 404 Caixanova (12/05) 1,055 16.4 21,077 20 22.0 5.01 5.25 29 35 175 9.3 5.7 -8.3 32 17.8 18.2 24 0.83 32 61.48 12.30 na21 407 Caja Duero (12/05) 1,036 11.0 18,317 23 18.7 5.66 6.05 20 32 115 -9.8 -12.7 25.8 40 11.7 14.4 41 0.63 43 59.02 11.84 na22 414 CajAstur (12/05) 995 27.0 10,948 34 23.0 9.09 8.80 4 4 178 -4.0 -7.1 7.2 39 20.1 25.0 15 1.63 5 52.78 16.16 na23 419 Caixa Penedès (12/05) 971 13.6 19,149 22 35.9 5.07 6.06 27 23 121 -25.4 -27.8 1.2 44 13.3 20.2 36 0.63 41 62.84 na na24 426 Caja Espana de Inversiones, C.A. & M.P. (12/05) 961 3.5 21,296 19 21.1 4.51 5.28 37 29 173 26.7 22.6 33.0 17 18.3 14.9 23 0.81 34 51.98 11.74 0.8325 431 Caja de Ahorros y M. de P. de Navarra (12/05) 946 10.7 13,078 30 18.7 7.23 7.75 11 10 156 31.6 27.3 22.7 11 17.4 14.5 26 1.20 10 56.06 na na26 432 Caja de Burgos (12/06) 945 11.5 12,900 31 22.8 7.32 8.07 10 7 171 29.4 25.0 4.7 13 19.1 16.5 17 1.32 8 38.77 13.03 0.6127 fo Barclays Bank (12/04) 871 8.0 20,367 21 1.7 4.28 4.03 40 41 64 -11.4 -14.0 -23.5 41 7.6 12.0 44 0.31 46 80.14 na na28 484 El Monte - Caja de A. de Huelva & Sevilla (12/05) 805 9.4 14,989 27 20.3 5.37 5.91 22 27 200 76.4 70.6 5.3 3 26.0 17.4 6 1.33 7 59.68 11.92 na29 493 Caja de Ahorros y M. de P. de Cordoba (12/05) 793 4.1 16,972 25 19.6 4.67 5.37 36 26 147 2.7 -0.7 13.6 37 18.9 18.6 20 0.86 29 57.12 na 2.5030 524 Caja General de Ahorros de Granada (12/06) 746 16.2 16,846 26 22.7 4.43 4.67 39 37 181 47.9 42.9 2.7 5 26.1 21.4 5 1.08 14 58.14 11.82 na31 534 Caja General de Ahorros de Canarias (12/05) 718 22.2 9,693 36 22.3 7.41 7.42 9 12 101 8.0 4.5 0.7 34 15.4 16.7 32 1.04 17 57.88 14.21 na32 540 Caja Inmaculada (12/05) 704 11.5 9,321 38 18.1 7.55 8.00 8 8 110 37.4 32.9 1.2 9 16.5 13.0 29 1.18 11 56.07 13.94 0.4333 544 Sa Nostra—Caixa de Baleares (12/06) 696 4.7 13,301 29 18.0 5.24 5.90 25 18 125 25.0 20.7 5.4 20 18.4 16.3 21 0.94 25 51.92 10.65 0.3834 571 Caja San Fernando de Sevilla y Jerez (12/05) 643 5.9 11,032 33 22.7 5.82 6.75 18 16 129 41.2 36.6 74.6 8 20.6 15.3 13 1.17 12 65.07 11.64 1.7335 572 Confederación Española de Caja de Ahorros (12/06) 637 11.7 18,309 24 11.5 3.48 3.47 45 46 102 28.6 24.2 39.6 14 16.9 14.5 27 0.56 44 66.73 30.49 0.1536 580 Caja de Ahorros de Vitoria & Alava (12/05) 626 12.1 7,593 41 18.5 8.24 8.71 6 5 83 8.8 5.3 5.7 33 14.1 14.2 34 1.10 13 54.12 na na37 598 Banco Guipuzcoano (12/06) 591 8.2 11,872 32 25.1 4.98 5.76 30 31 85 4.6 1.0 24.5 36 15.0 17.0 33 0.72 37 55.07 11.09 0.5338 633 Caixa de Sabadell (12/05) 547 10.5 10,235 35 36.1 5.34 6.58 23 19 81 14.4 10.6 14.5 29 15.6 16.5 31 0.79 35 58.84 11.29 na39 684 Caixa d’Estalvis de Tarragona (12/06) 468 11.4 9,305 39 24.8 5.03 5.64 28 33 84 31.4 26.9 4.9 12 19.0 16.2 19 0.91 26 57.99 12.20 0.9140 710 Caixa d’Estalvis de Terrassa (12/05) 429 28.1 9,670 37 51.6 4.44 5.25 38 38 83 19.0 15.1 8.9 23 21.7 22.4 10 0.86 30 57.98 11.70 na41 718 Caja de Ahorros y M.P. del C.C.O. de Burgos (12/06) 423 3.8 5,989 44 14.6 7.06 7.80 12 9 49 5.0 1.4 10.3 35 11.9 12.3 40 0.82 33 73.39 12.11 0.3642 740 Caja Cantabria (12/05) 405 9.2 8,205 40 17.1 4.94 5.29 32 34 62 47.1 42.3 8.2 7 16.1 11.6 30 0.76 36 66.97 na na43 765 Caja de Ahorros & M.P. de Extremadura (12/05) 377 8.9 5,782 45 6.8 6.53 6.40 14 21 60 16.6 12.8 -0.6 26 16.5 15.5 28 1.03 18 55.32 12.00 na44 774 Caja Insular de Ahorros de Canarias (12/05) 372 5.8 6,894 43 28.1 5.39 6.53 21 20 43 74.2 68.5 -35.9 4 12.0 7.2 39 0.63 42 63.07 11.07 na45 843 Monte de P. y C. General de A. de Badajoz (12/05) 312 25.2 3,854 46 15.6 8.10 7.48 7 11 39 15.1 11.4 5.0 27 13.8 14.1 35 1.00 21 66.78 15.37 6.8946 883 Caixa d’Estalvis Laietana (12/05) 290 -10.0 7,431 42 35.4 3.90 5.87 42 28 39 -23.8 -26.3 16.7 43 12.7 16.3 38 0.52 45 57.25 10.10 na

SWEDEN1 30 Nordea Group (12/06) 17,315 14.9 456,855 1 6.6 3.79 3.51 3 4 5,031 25.3 23.6 17.4 2 31.1 27.7 3 1.10 2 51.81 9.80 0.872 81 Skandinaviska Enskilda Banken (12/06) 8,837 14.3 281,808 2 2.4 3.14 2.81 5 6 2,267 38.7 36.8 20.5 1 27.4 23.1 4 0.80 5 58.16 11.47 0.903 100 Swedbank (12/06) 6,919 18.9 197,102 4 13.0 3.51 3.34 4 5 2,078 -5.0 -6.2 25.4 6 32.6 36.2 2 1.05 3 52.00 9.80 0.074 104 Svenska Handelsbanken (12/06) 6,722 -21.0 260,767 3 13.2 2.58 3.70 6 3 2,500 9.6 8.1 19.4 5 32.8 28.9 1 0.96 4 42.12 8.00 0.26

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JULY 2007 The Banker

262 TOP 1OOO WORLD BANKS TOP 1000 BY COUNTRY

5 762 Länsförsäkringar Bank (12/05) 380 16.8 6,491 5 20.1 5.86 6.02 2 2 19 21.6 21.1 94.3 3 5.5 5.3 6 0.30 6 84.41 11.28 0.346 895 Sparbanken Finn (12/05) 281 7.0 1,775 6 2.4 15.86 15.17 1 1 20 13.3 12.7 34.7 4 7.3 6.9 5 1.13 1 75.40 17.74 0.48

SWITZERLAND1 21 UBS (12/06) 33,212 1.5 1,963,870 1 16.3 1.69 1.94 34 35 12,019 12.4 11.2 20.9 26 36.5 36.8 3 0.61 22 69.77 14.70 0.602 27 Credit Suisse Group (12/06) 28,802 33.4 1,029,219 2 -6.2 2.80 1.97 33 34 11,718 54.6 53.0 10.1 4 46.5 36.3 2 1.14 11 63.24 18.40 1.023 111 EFG Bank European Financial Group (12/06) 6,393 7.5 83,453 3 26.8 7.66 9.04 18 10 1,269 40.2 38.7 118.0 6 20.6 19.6 7 1.52 7 49.64 12.64 na4 138 Schweizer Verband der Raiffeisenbanken (12/05) 4,530 23.3 82,315 4 2.0 5.50 4.55 30 30 591 17.8 16.5 10.4 17 14.4 14.4 12 0.72 20 62.43 15.50 0.395 155 Zürcher Kantonalbank (12/05) 4,054 10.4 65,369 5 6.9 6.20 6.00 28 27 617 16.7 15.4 14.8 19 16.0 14.5 9 0.94 17 49.89 11.90 na6 fo HSBC Private Bank Holdings (Suisse) (12/05) 3,861 na 61,139 6 na 6.32 na 26 na 782 na na na na na na na 1.28 9 56.06 na na7 225 Banque Cantonale Vaudoise (12/05) 2,385 21.4 26,535 8 8.0 8.99 8.00 10 11 288 39.0 37.4 55.3 8 13.2 10.9 16 1.09 13 62.00 18.50 na8 264 Basler Kantonalbank (12/06) 1,985 19.8 21,035 10 4.1 9.44 8.20 9 19 260 13.2 12.0 -6.6 24 14.3 14.6 13 1.23 10 41.95 na na9 272 EFG International (12/06) 1,870 33.6 13,020 16 46.8 14.36 15.79 2 2 213 88.3 86.3 136.4 2 13.0 11.5 17 1.64 6 55.60 33.30 na10 281 Julius Baer Group (12/06) 1,791 51.1 29,495 7 25.6 6.07 5.05 29 31 927 499.5 493.2 -31.9 1 62.3 12.7 1 3.14 1 59.50 na na11 293 Migrosbank (12/06) 1,688 11.0 23,674 9 3.2 7.13 6.63 24 24 131 -2.0 -3.0 20.1 32 8.2 8.7 24 0.55 30 47.19 12.70 na12 353 Berner Kantonalbank (12/06) 1,282 9.7 17,272 11 1.7 7.42 6.88 21 26 104 4.3 3.2 15.4 30 8.5 8.5 23 0.60 23 51.11 na 0.3013 358 Valiant Holding, Berne (12/06) 1,250 8.1 14,083 15 0.3 8.87 8.23 12 16 145 13.1 11.9 10.7 25 12.1 11.5 18 1.03 15 46.88 15.63 na14 367 Union Bancaire Privée (12/06) 1,199 2.8 14,350 14 10.1 8.36 8.95 14 12 384 21.1 19.8 12.1 15 32.4 27.5 5 2.67 2 50.60 17.20 0.9115 387 Graubünder Kantonalbank (12/05) 1,111 8.0 10,063 21 3.6 11.04 10.59 4 7 58 24.3 22.9 14.5 10 5.4 4.7 31 0.57 27 44.57 16.00 na16 396 Luzerner Kantonalbank (12/05) 1,076 7.0 14,365 13 2.5 7.49 7.17 20 20 138 14.0 12.7 21.9 22 13.2 12.4 15 0.96 16 53.81 14.00 na17 402 St. Galler Kantonalbank (12/05) 1,061 6.7 14,546 12 3.0 7.29 7.04 22 23 160 39.9 38.3 8.7 7 15.6 12.1 10 1.10 12 45.85 14.50 0.5018 420 Thurgauer Kantonalbank (12/06) 967 10.2 12,229 18 3.8 7.91 7.45 17 21 53 13.3 12.1 8.1 23 5.8 5.6 30 0.43 32 45.50 13.40 0.6019 438 Vontobel Holding (12/06) 930 10.9 12,253 17 39.2 7.59 9.53 19 4 247 41.0 39.5 79.5 5 27.9 21.4 6 2.02 3 60.27 na na20 440 Basellandschaftliche Kantonalbank (12/05) 922 13.5 11,411 20 4.1 8.08 7.41 16 22 68 11.4 10.1 9.6 27 7.8 7.9 25 0.60 24 47.99 na na21 465 Aargauische Kantonalbank (12/05) 854 8.8 11,828 19 3.8 7.22 6.89 23 25 70 21.6 20.2 10.0 13 8.6 7.8 22 0.60 25 45.32 na na22 522 Schwyzer Kantonalbank (12/06) 747 8.3 8,327 25 7.5 8.97 8.90 11 13 48 21.5 20.2 20.6 12 6.7 5.8 27 0.58 26 39.30 16.25 na23 531 Banque Cantonale de Fribourg (12/06) 724 13.5 7,618 26 3.6 9.50 8.68 7 14 na na na 13.7 na na 8.5 na na na 37.10 na na24 537 Zuger Kantonalbank (12/06) 708 3.6 7,500 27 0.3 9.44 9.15 8 9 42 16.9 15.7 9.9 18 6.0 5.3 29 0.56 28 41.65 na 0.1825 558 Bank Sarasin (12/05) 669 12.3 6,461 29 13.2 10.35 10.44 5 8 110 23.6 22.2 80.2 11 17.4 15.4 8 1.70 5 70.86 na na26 584 Banca del Gottardo (12/06) 624 -13.7 9,644 24 -22.8 6.47 5.79 25 29 101 16.4 15.2 21.5 20 15.0 11.9 11 1.05 14 72.69 13.07 5.8127 607 Habib Bank AG Zurich (12/06) 582 30.4 6,119 30 48.3 9.51 10.82 6 6 57 21.3 20.0 72.7 14 11.1 11.4 19 0.93 18 47.44 13.50 1.3028 608 Cornèr Bank (12/06) 580 13.6 4,006 33 17.1 14.48 14.92 1 3 75 19.7 18.5 -5.4 16 13.7 11.8 14 1.86 4 60.21 na 0.8029 663 BSI (12/06) 492 38.0 10,043 22 19.1 4.90 4.23 32 33 152 30.1 28.8 26.1 9 35.7 32.7 4 1.51 8 na na na30 673 Banque Cantonale de Genève (12/05) 480 1.3 9,726 23 -8.0 4.94 4.49 31 32 44 68.8 66.9 272.0 3 9.3 5.6 20 0.45 31 65.93 na na31 704 Banca dello Stato del Cantone Ticino (12/05) 435 1.3 5,304 31 1.4 8.21 8.23 15 17 18 9.4 8.2 4.6 29 4.2 3.8 32 0.34 33 66.34 na na32 720 Banque Cantonale du Valais (12/06) 422 7.0 6,739 28 3.5 6.26 6.06 27 28 37 11.2 10.1 8.7 28 9.1 8.8 21 0.55 29 52.58 14.59 na33 731 Schaffhauser Kantonalbank (12/06) 410 8.0 3,198 34 1.7 12.83 12.09 3 5 26 14.3 13.1 20.4 21 6.6 6.3 28 0.82 19 37.50 13.12 na34 801 Banque Cantonale Neuchâteloise (12/06) 348 4.8 4,052 32 2.9 8.59 8.43 13 15 25 1.2 0.1 12.9 31 7.3 7.7 26 0.62 21 59.73 na na

TAIWAN1 124 Bank of Taiwan (12/06) 5,448 2.9 82,932 1 4.7 6.57 6.68 11 13 344 -13.5 na -18.4 na 6.4 7.8 15 0.42 15 72.13 12.85 1.362 128 Fubon Financial Holding (12/06) 5,149 5.1 52,916 6 4.3 9.73 9.65 4 4 295 -19.7 na -40.6 na 5.9 7.5 16 0.56 12 45.00 11.94 1.943 144 Mega International Commercial Bank (12/06) 4,414 79.7 55,611 4 47.6 7.94 6.52 6 15 404 0.5 na 7.7 na 11.7 17.1 8 0.73 9 75.21 10.34 0.884 200 Hua Nan Financial Holdings (12/06) 2,782 1.3 51,383 7 0.2 5.41 5.36 20 24 287 -16.3 na 741.1 na 10.4 14.5 9 0.56 11 47.95 112.67 1.99

Ranking Strength Size Soundness Profits Performance BIS NPLTier One Capital assets ratio Real profits growth Profits on Av. capital Return Cost/Inc. Capital To total

Country Capital Assets % % rank rank1 Pre-tax profit % % rank % % rank on assets ratio Ratio loansWorld $m %ch.2 $m rank %ch.2 latest prev. latest prev $m %ch.2 latest prev. latest latest prev. latest % rank % % %3

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TOP 1OOO WORLD BANKS

Ranking Strength Size Soundness Profits Performance BIS NPLTier One Capital assets ratio Real profits growth Profits on Av. capital Return Cost/Inc. Capital To total

Country Capital Assets % % rank rank1 Pre-tax profit % % rank % % rank on assets ratio Ratio loansWorld $m %ch.2 $m rank %ch.2 latest prev. latest prev $m %ch.2 latest prev. latest latest prev. latest % rank % % %3

TOP 1000 BY COUNTRY

5 203 Taiwan Cooperative Bank (12/06) 2,750 na 72,826 2 na 3.78 na 31 36 319 na na na na na na na 0.44 14 28.25 11.71 2.166 211 Chinatrust Financial Holding (12/04) 2,600 12.8 44,772 9 17.8 5.81 6.06 14 19 628 120.4 116.9 -41.6 3 25.6 12.1 1 1.40 3 49.76 119.72 1.077 214 Land Bank of Taiwan (12/05) 2,522 4.5 54,530 5 0.5 4.63 4.45 26 29 186 54.1 50.6 21.3 4 7.5 5.0 14 0.34 19 53.30 12.06 3.128 216 Cathay United Bank (12/04) 2,518 17.2 32,095 11 16.1 7.84 7.77 7 7 554 574.3 563.6 na 1 23.7 4.7 2 1.72 2 39.25 13.72 0.769 233 First Commercial Bank (12/06) 2,308 6.4 48,298 8 4.9 4.78 4.71 22 28 420 0.7 na 10.8 na 18.8 20.0 5 0.87 7 42.43 11.00 1.5710 234 Taishin FHC (12/06) 2,298 63.1 71,547 3 173.9 3.21 5.39 33 23 -332 na na -145.3 na -17.9 -12.3 28 -0.46 30 60.53 98.32 2.1811 290 Shanghai Commercial & Savings Bank (12/06) 1,705 15.4 15,844 16 8.2 10.76 10.09 3 3 303 30.0 na 18.2 na 19.1 16.5 4 1.92 1 29.38 10.26 1.1512 365 Taiwan Business Bank (12/06) 1,204 41.1 32,533 10 1.4 3.70 2.66 32 35 25 na na na na 2.4 -45.0 20 0.08 23 52.31 10.66 2.5513 391 International Bank of Taipei (12/05) 1,081 0.3 13,231 18 5.5 8.17 8.59 5 6 93 -26.4 -28.1 34.7 11 8.6 12.2 11 0.70 10 47.84 12.51 1.9014 397 E. Sun Bank (12/05) 1,071 7.5 19,346 12 27.6 5.54 6.58 18 14 174 -4.6 -6.8 12.2 9 16.8 21.7 6 0.90 5 54.08 10.01 na15 469 Bank SinoPac (12/05) 841 -3.1 17,855 14 13.5 4.71 5.52 24 22 86 -45.4 -46.6 69.6 12 10.1 19.7 10 0.48 13 60.71 10.94 na16 483 Industrial Bank of Taiwan (12/06) 806 na 4,167 33 na 19.33 na 1 1 37 na na na na na na na 0.90 6 64.91 18.98 0.3317 543 Farmers Bank of China (12/05) 697 10.9 18,407 13 4.4 3.78 3.56 30 34 5 -88.4 -88.7 196.1 15 0.8 8.7 21 0.03 26 52.60 8.41 3.6518 567 Hsinchu International Bank (12/05) 649 13.2 12,240 19 2.3 5.30 4.79 21 27 102 10.9 8.5 17.2 6 16.7 17.4 7 0.83 8 48.89 11.98 na19 585 Far Eastern International Bank (12/04) 622 25.9 8,091 25 14.8 7.69 7.01 8 9 107 -7.6 -9.1 na 10 19.3 25.7 3 1.33 4 44.00 na na20 592 Ta Chong Bank (12/05) 600 33.3 10,565 20 21.3 5.68 5.16 15 20 43 530.2 516.2 -91.5 2 8.1 1.4 13 0.40 16 59.90 8.95 na21 617 EnTie Commercial Bank (12/05) 563 4.2 9,599 22 9.3 5.86 6.15 13 17 4 -87.3 -87.6 44.6 14 0.7 6.6 22 0.04 24 29.25 na na22 623 Central Trust of China (12/05) 556 4.2 13,339 17 6.9 4.17 4.27 29 31 46 -3.9 -6.1 30.0 8 8.5 9.3 12 0.35 18 na na na23 642 Fuhwa Commercial Bank (12/05) 530 13.9 9,416 23 13.4 5.63 5.61 17 26 2 -96.4 -96.5 103.4 16 0.5 15.4 24 0.02 27 56.12 8.14 2.0524 675 Union Bank of Taiwan (12/05) 474 -16.8 10,015 21 33.2 4.73 7.58 23 10 -148 -426.0 -418.8 -0.5 17 -28.3 8.4 29 -1.47 32 102.31 8.87 na25 678 Chinese Bank (12/04) 470 -7.1 6,847 29 3.0 6.87 7.62 10 11 -40 -994.0 -979.8 189.6 18 -8.2 0.9 26 -0.59 31 95.21 na na26 706 Taichung Commercial Bank (12/04) 435 4.8 7,694 26 2.5 5.65 5.53 16 21 23 36.4 34.2 na 5 5.5 4.2 17 0.30 20 59.89 8.68 4.7027 753 Jih Sun International Bank (12/05) 392 4.1 8,657 24 24.3 4.52 5.40 27 30 -170-3,156.9 -3,089.0 na 19 -44.3 1.6 30 -1.97 33 158.30 na 2.7328 798 Cosmos Bank Taiwan (12/06) 352 -42.6 7,508 27 -4.3 4.69 7.81 25 8 -456-3,018.2 na -68.9 na -94.5 2.6 31 -6.08 34 63.79 9.91 5.9829 812 Bank of Overseas Chinese (12/05) 337 -6.3 17,357 15 120.6 1.94 4.57 34 37 -30 na na na na -8.6 na 27 -0.17 29 90.72 9.33 na30 817 King’s Town Bank (12/06) 334 na 6,033 30 na 5.53 na 19 25 5 na na na na na na na 0.08 22 82.95 11.22 7.1431 819 Taiwan Shin Kong Commercial Bank (12/04) 331 198.6 2,703 34 24.6 12.24 5.11 2 2 0 na na na na 0.1 na 25 0.01 28 68.87 na na32 828 Bank of Kaohsiung (12/06) 325 2.0 4,507 32 -4.2 7.22 6.78 9 12 16 1.4 na -8.3 na 5.0 5.0 18 0.35 17 85.37 11.23 1.8133 864 Chinfon Commercial Bank (12/04) 300 -0.5 4,747 31 0.9 6.32 6.41 12 16 2 -78.8 -79.2 na 13 0.6 2.9 23 0.04 25 77.00 12.03 13.6334 865 Macoto Bank (12/04) 300 3.3 7,128 28 5.4 4.21 4.29 28 32 7 2.0 0.4 -8.0 7 2.5 2.5 19 0.10 21 55.00 9.94 na

THAILAND1 183 Bangkok Bank (12/06) 3,178 15.2 41,437 1 6.8 7.67 7.11 3 4 643 2.4 -2.2 21.6 4 21.7 23.2 4 1.55 3 na 14.48 9.202 241 Siam Commercial Bank (12/06) 2,189 9.5 28,620 2 26.6 7.65 8.85 4 2 491 -10.9 -14.8 0.5 6 23.4 29.3 3 1.72 2 51.40 14.40 7.503 262 Kasikornbank (12/06) 1,996 15.5 25,954 4 11.7 7.69 7.44 2 3 494 -1.2 -5.5 11.0 5 26.5 32.4 1 1.90 1 52.42 14.74 6.844 276 Krung Thai Bank (12/05) 1,837 14.4 28,159 3 0.9 6.52 5.75 6 5 422 55.6 48.8 23.2 1 24.5 17.9 2 1.50 4 48.68 12.10 na5 466 Siam City Bank (12/06) 853 13.2 11,498 7 -8.8 7.42 5.98 5 6 156 -11.2 -15.2 -6.2 7 19.4 24.8 6 1.35 5 60.85 12.47 na6 488 Thai Military Bank (12/04) 802 43.8 17,156 5 77.1 4.68 5.76 8 8 26 na na na na 3.8 -62.9 8 0.15 9 56.41 8.79 13.377 507 Bank of Ayudhya (12/05) 771 16.3 15,739 6 12.5 4.90 4.74 7 7 149 27.6 22.1 48.4 2 20.8 15.0 5 0.95 6 51.09 11.01 na8 fo United Overseas Bank (Thai) (12/06) 616 3.0 5,222 9 -4.3 11.80 10.97 1 1 17 -36.9 -39.7 19.0 8 2.8 5.6 9 0.33 7 61.96 17.44 11.559 983 BankThai Public Company (12/05) 241 7.3 6,567 8 16.4 3.67 3.98 9 9 15 15.8 10.8 na 3 6.6 6.0 7 0.23 8 83.88 na na

TOGO1 860 Ecobank Transnational (12/05) 304 84.4 2,199 1 15.1 13.82 8.63 1 na 74 22.2 14.5 24.0 1 31.5 40.4 1 3.35 1 62.50 21.70 12.20

JULY 2007 The Banker

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266 TOP 1OOO WORLD BANKS TOP 1000 BY COUNTRY

TRINIDAD & TOBAGO1 573 RBTT Financial Holdings (03/06) 636 -6.9 6,489 1 4.1 9.80 10.96 3 3 181 0.6 na 10.9 na 27.5 30.7 2 2.79 3 57.98 na 2.702 610 Republic Bank (09/05) 580 22.0 5,053 2 10.6 11.48 10.40 2 2 163 14.5 7.6 25.7 1 30.8 29.2 1 3.22 1 56.07 26.10 3.403 985 First Citizens Bank (09/05) 240 8.0 1,847 3 37.7 13.02 16.60 1 1 55 8.1 1.6 30.9 2 23.6 23.3 3 2.96 2 45.09 38.89 1.24

TUNISIA1 841 Société Tunisienne de Banque (12/05) 314 11.1 2,938 3 -6.5 10.69 8.99 2 2 14 259.7 252.4 -73.2 1 4.6 1.4 3 0.47 3 na na na2 907 Banque Internationale Arabe de Tunisie (12/06) 276 35.5 3,186 2 12.7 8.65 7.19 3 na 20 8.1 3.5 -24.5 3 8.4 6.6 2 0.64 2 59.60 13.88 11.903 921 Banque Nationale Agricole (12/06) 269 -1.0 3,463 1 2.8 7.78 8.08 4 1 na na na 65.7 na na 6.0 na na na 42.58 na na4 1000 Banque de Tunisie (12/06) 231 8.5 1,395 4 5.5 16.57 16.12 1 na 36 13.7 8.8 6.9 2 16.4 15.6 1 2.61 1 48.62 18.46 6.38

TURKEY1 102 Türkiye Is Bankasi (12/06) 6,756 13.5 58,926 1 19.1 11.46 12.02 7 3 1,423 0.7 -8.0 34.1 11 22.4 25.2 12 2.42 10 43.60 24.82 3.632 132 Akbank (12/06) 5,077 16.6 42,811 3 9.3 11.86 11.12 4 6 1,372 -9.8 -17.6 32.6 13 29.1 34.7 7 3.21 4 41.07 19.82 2.103 149 TC Ziraat Bankasi (12/05) 4,190 13.9 48,349 2 14.0 8.67 8.67 12 10 2,042 -9.7 -16.6 na 12 51.9 na 1 4.22 2 33.53 48.00 2.304 177 VakifBank (Türkiye Vakiflar Bankasi) (12/06) 3,288 13.5 27,622 6 14.5 11.90 12.00 3 11 733 4.5 -4.6 -17.6 10 23.7 31.9 11 2.65 7 66.44 21.16 na5 185 Türkiye Garanti Bankasi (12/06) 3,174 16.6 40,666 4 39.1 7.80 9.31 13 8 1,040 54.6 41.3 65.1 4 35.3 27.1 3 2.56 8 49.97 12.76 0.646 197 Yapi ve Kredi Bankasi (12/06) 2,853 164.2 37,986 5 104.6 7.51 5.82 14 15 642 na na na na 32.6 -83.6 6 1.69 12 68.30 13.30 na7 232 Türkiye Halk Bankasi (12/05) 2,329 4.1 20,112 7 5.2 11.58 11.70 5 4 565 7.3 -0.8 na 8 24.8 na 10 2.81 5 44.79 49.64 16.248 363 Finansbank (12/05) 1,218 36.5 13,175 8 33.6 9.24 9.05 10 9 539 54.6 42.9 na 3 51.1 na 2 4.09 3 47.00 14.84 2.429 428 Denizbank (12/06) 954 38.6 10,459 9 23.7 9.12 8.14 11 12 278 31.9 20.5 88.5 7 33.8 34.6 5 2.66 6 52.70 13.80 1.9010 fo HSBC Bank (12/05) 914 30.3 5,801 13 48.4 15.75 17.94 1 1 276 106.5 90.9 na 1 34.2 na 4 4.76 1 58.79 14.05 2.3211 fo Fortis Bank (12/06) 767 -2.3 6,782 11 24.8 11.31 14.45 8 2 118 39.7 27.6 na 5 15.2 11.6 13 1.74 11 73.27 15.28 3.0612 533 Oyak Bank (12/05) 721 68.1 6,269 12 35.8 11.49 9.28 6 5 152 54.8 43.1 na 2 26.5 na 9 2.43 9 56.34 17.50 0.7113 703 Türk Ekonomi Bankasi (12/06) 437 23.6 7,309 10 47.9 5.98 7.16 15 14 114 8.3 -1.1 71.4 9 28.9 32.6 8 1.56 13 na 13.00 0.9014 906 Tekstil Bankasi (12/06) 276 97.1 2,009 15 39.9 13.73 9.75 2 na 18 38.2 26.2 28.8 6 8.8 11.5 15 0.92 15 66.93 15.04 0.8815 975 Sekerbank (12/05) 243 21.1 2,452 14 1.5 9.89 8.29 9 7 27 -63.0 -65.8 -100.0 14 12.2 0.0 14 1.10 14 59.72 20.23 17.01

UKRAINE1 fo UkrSibbank (12/06) 394 104.9 4,360 2 101.5 9.03 8.88 3 na 16 4.9 -3.8 -40.0 3 5.6 9.1 4 0.38 4 71.90 12.20 1.462 838 Prominvestbank (12/06) 316 14.7 3,490 3 20.6 9.06 9.52 2 1 64 1.9 -6.6 51.4 4 21.5 25.0 3 1.82 2 63.15 10.35 0.503 850 PrivatBank (12/05) 309 38.8 4,618 1 47.1 6.69 7.09 5 2 76 58.3 39.5 183.0 2 28.5 24.5 2 1.64 3 59.69 10.28 na4 fo Bank Aval (12/04) 242 96.2 2,235 5 22.7 10.83 6.78 1 na 5 -80.3 -82.0 na 5 2.7 na 5 0.22 5 86.12 11.41 na5 995 Ukrsotsbank (12/06) 233 85.8 3,438 4 62.7 6.78 5.93 4 na 64 55.8 42.8 35.1 1 35.4 37.1 1 1.85 1 62.37 16.00 na

UNITED ARAB EMIRATES1 193 Abu Dhabi Commercial Bank (12/06) 2,920 25.5 22,080 3 41.1 13.23 14.86 12 11 585 11.9 na na na 22.3 29.2 9 2.65 9 24.34 16.28 1.812 219 National Bank of Abu Dhabi (12/06) 2,509 31.0 27,492 1 20.7 9.13 8.41 15 14 587 -18.1 na na na 26.5 44.4 4 2.14 12 28.67 15.48 1.523 222 Emirates Bank International (12/06) 2,417 25.0 25,829 2 59.7 9.36 11.96 14 10 514 9.2 na na na 23.6 27.1 6 1.99 14 39.42 15.60 0.834 223 Dubai Islamic Bank (12/06) 2,403 175.9 17,545 5 49.9 13.69 7.44 11 13 431 49.0 na na na 26.4 36.1 5 2.46 11 41.10 na 2.205 243 First Gulf Bank (12/06) 2,183 4.7 13,005 7 81.7 16.79 29.14 7 3 418 45.5 na na na 19.6 22.5 11 3.22 5 19.35 21.86 1.436 253 Mashreqbank (12/06) 2,103 22.4 15,136 6 21.5 13.90 13.79 10 8 449 -18.3 na na na 23.5 37.1 7 2.97 6 36.48 17.52 1.257 324 National Bank of Dubai (12/06) 1,504 11.0 18,863 4 34.8 7.98 9.69 16 12 301 0.3 na na na 21.1 23.3 10 1.60 16 36.54 16.78 1.118 337 Union National Bank (12/05) 1,425 196.8 9,512 8 44.9 14.98 7.31 8 15 314 154.6 na na na 33.0 26.8 2 3.30 4 18.00 24.30 2.53

Ranking Strength Size Soundness Profits Performance BIS NPLTier One Capital assets ratio Real profits growth Profits on Av. capital Return Cost/Inc. Capital To total

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JULY 2007 The Banker

268 TOP 1OOO WORLD BANKS TOP 1000 BY COUNTRY

9 620 Sharjah Islamic Bank (12/05) 559 193.3 1,443 15 53.4 38.73 20.25 1 na 51 160.9 na na na 13.5 10.4 13 3.51 3 35.00 na na10 641 Commercial Bank of Dubai (12/05) 530 22.6 4,033 9 40.1 13.15 15.04 13 9 150 56.9 na na na 31.1 23.2 3 3.72 2 29.00 18.10 3.1811 682 Bank of Sharjah (12/05) 469 67.7 1,565 14 68.2 29.95 30.03 2 2 164 339.8 na na na 43.9 14.3 1 10.49 1 10.00 na na12 757 National Bank of Umm Al-Qaiwain (12/06) 385 2.0 1,343 16 30.8 28.68 36.77 3 1 24 -65.5 na na na 6.3 26.2 16 1.78 15 38.57 24.38 1.7313 759 Arab Bank for Investment & Foreign Trade (12/05) 382 5.7 1,694 13 18.7 22.52 25.30 4 4 36 77.5 na na na 9.7 5.7 15 2.13 13 29.85 35.00 na14 770 Invest bank (12/06) 374 9.1 1,815 11 8.4 20.62 20.49 5 5 48 -45.8 na na na 13.3 29.5 14 2.64 10 23.35 26.60 na15 810 Rakbank (12/06) 340 23.0 2,408 10 20.4 14.10 13.80 9 7 70 39.7 na na na 22.9 20.4 8 2.93 7 47.64 15.00 na16 820 National Bank of Fujairah (12/05) 329 40.6 1,710 12 48.4 19.26 20.32 6 6 48 40.1 na na na 17.0 15.4 12 2.80 8 32.00 27.66 na

UNITED KINGDOM1 3 HSBC Holdings (12/06) 87,842 18.1 1,860,758 2 23.9 4.72 4.95 19 21 22,086 5.3 2.1 15.8 18 27.2 29.6 8 1.19 13 51.33 13.54 1.602 8 Royal Bank of Scotland (12/06) 58,973 6.5 1,710,703 3 12.2 3.45 3.63 24 27 18,033 15.8 12.2 11.6 13 31.5 31.2 4 1.05 15 53.01 11.73 1.353 12 Barclays Bank (12/06) 45,161 21.8 1,956,786 1 7.8 2.31 2.04 30 32 14,009 35.2 31.0 11.6 8 34.1 29.7 3 0.72 22 58.69 11.70 1.804 13 HBOS (12/06) 44,030 8.5 1,160,245 4 9.3 3.79 3.82 21 23 11,201 18.7 15.0 1.8 11 26.5 24.3 11 0.97 17 47.56 12.00 2.185 29 Lloyds TSB Group (12/06) 25,183 11.8 674,515 5 10.9 3.73 3.71 22 25 8,339 11.2 7.8 6.4 17 35.0 32.9 2 1.24 11 47.74 10.70 2.106 56 Standard Chartered (12/06) 12,833 32.0 266,047 7 23.7 4.82 4.52 18 22 3,178 18.5 14.9 20.8 12 28.2 30.3 7 1.19 12 55.64 14.30 1.937 fo Abbey National (12/06) 9,884 -10.0 376,531 6 -7.4 2.63 2.70 28 28 840 na na 52.5 na 8.1 7.5 24 0.22 28 65.99 na na8 130 Northern Rock (12/06) 5,123 28.4 198,293 8 22.1 2.58 2.46 29 31 1,230 26.8 22.9 11.5 10 27.0 24.4 10 0.62 25 30.38 11.64 0.429 133 Alliance & Leicester (12/06) 4,982 15.6 134,584 9 16.2 3.70 3.72 23 24 1,117 4.0 0.8 -12.5 19 24.0 25.6 13 0.83 20 na 10.20 na10 143 FCE Bank (12/06) 4,480 9.4 33,298 12 -3.1 13.45 11.92 7 10 646 -7.6 -10.4 7.2 22 15.1 18.3 16 1.94 6 63.43 na na11 fo Clydesdale Bank (09/06) 3,421 34.4 54,202 11 30.0 6.31 6.11 14 16 872 151.6 144.8 99.6 1 29.2 19.2 6 1.61 8 60.57 na 0.3012 188 Bradford & Bingley (12/06) 3,033 3.2 89,035 10 11.1 3.41 3.67 25 26 484 -6.4 -9.3 143.4 21 16.2 18.4 15 0.54 26 59.24 13.20 1.3013 235 Schroders (12/05) 2,270 18.3 5,753 20 30.7 39.45 43.59 2 2 432 31.3 27.6 25.3 9 20.6 15.5 14 7.50 2 65.89 na na14 321 The Co-operative Bank (01/07) 1,522 8.9 25,087 13 7.8 6.07 6.01 16 18 362 91.0 85.1 -28.9 3 24.8 13.6 12 1.44 9 65.18 15.30 1.4515 409 Close Brothers Group (07/06) 1,030 19.8 8,973 18 6.0 11.48 10.16 9 11 293 44.8 41.1 3.9 5 31.0 24.9 5 3.27 3 67.19 na 1.1016 fo Investec Bank (UK) (03/05) 910 2.9 13,767 16 30.7 6.61 8.40 13 15 133 42.2 37.9 976.8 7 14.8 10.9 17 0.97 18 66.48 17.70 0.9717 fo Singer & Friedlander Group (12/04) 686 3.1 5,336 21 25.3 12.85 15.63 8 8 60 -66.5 -67.5 118.6 26 8.9 28.4 22 1.13 14 73.52 17.00 na18 564 Egg (12/04) 654 -22.3 23,229 14 2.9 2.82 3.73 27 30 -206 na na na na -27.6 -7.7 29 -0.89 30 63.54 na na19 fo VTB Bank Europe (12/05) 548 12.0 2,543 27 42.3 21.54 27.37 5 3 26 -21.7 -23.9 -70.5 23 5.1 4.9 28 1.04 16 65.56 na na20 fo ABC International Bank (12/06) 546 8.0 3,486 26 -9.9 15.66 13.06 6 7 33 3.7 0.5 139.9 20 6.3 6.5 27 0.95 19 64.10 17.00 0.5121 fo Standard Bank (12/05) 533 2.3 16,495 15 28.8 3.23 4.07 26 29 47 -26.7 -28.7 850.8 24 8.9 16.8 21 0.29 27 88.98 na na22 655 N M Rothschild & Sons (03/06) 510 23.4 9,505 17 15.3 5.36 5.01 17 20 176 149.2 142.8 76.1 2 38.2 17.1 1 1.85 7 33.71 na 0.6023 fo National Bank of Kuwait (International) (12/06) 425 1.8 4,321 24 24.1 9.84 12.00 10 na 30 73.5 68.1 39.9 4 7.1 4.2 25 0.69 23 61.28 17.28 na24 fo Ahli United Bank (UK) (12/05) 382 5.3 4,510 23 -14.6 8.48 6.88 11 13 31 na na -146.1 na 8.3 -1.4 23 0.68 24 66.00 na na25 767 Nomura Bank International (03/06) 376 6.2 1,605 28 298.0 23.43 87.75 4 1 23 10.9 8.0 -5.8 15 6.3 5.9 26 1.43 10 11.18 na na26 869 British Arab Commercial Bank (12/06) 298 4.3 4,854 22 12.9 6.15 6.66 15 14 40 -52.9 -54.4 213.8 25 13.7 30.4 18 0.82 21 42.24 16.00 na27 fo Europe Arab Bank (12/06) 292 na 6,716 19 na 4.35 na 20 na -30 na na na na na na na -0.45 29 264.64 na 0.0528 889 Julian Hodge Bank (10/06) 286 -1.6 1,071 29 -15.9 26.70 22.81 3 4 31 11.0 7.9 5.5 16 10.6 9.8 20 2.86 4 37.39 na na29 fo Melli Bank (12/06) 251 -8.3 3,576 25 59.0 7.01 12.15 12 9 71 44.4 39.9 55.9 6 27.0 18.7 9 1.98 5 19.79 28.83 na30 fo Bank Saderat (12/06) 247 -2.5 358 30 -74.6 68.95 17.95 1 6 34 14.1 10.6 45.7 14 13.4 12.3 19 9.38 1 22.63 47.95 0.25

USA1 1 Bank of America Corp (12/06) 91,065 23.0 1,459,737 2 13.0 6.24 5.73 182 201 31,973 27.1 23.1 14.7 38 38.7 36.4 13 2.19 42 48.75 11.88 0.692 2 Citigroup (12/06) 90,899 14.5 1,882,556 1 26.0 4.83 5.32 197 208 29,639 0.7 -2.5 17.7 119 34.8 38.3 18 1.57 114 58.05 11.65 1.20

Ranking Strength Size Soundness Profits Performance BIS NPLTier One Capital assets ratio Real profits growth Profits on Av. capital Return Cost/Inc. Capital To total

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TOP 1OOO WORLD BANKS

Ranking Strength Size Soundness Profits Performance BIS NPLTier One Capital assets ratio Real profits growth Profits on Av. capital Return Cost/Inc. Capital To total

Country Capital Assets % % rank rank1 Pre-tax profit % % rank % % rank on assets ratio Ratio loansWorld $m %ch.2 $m rank %ch.2 latest prev. latest prev $m %ch.2 latest prev. latest latest prev. latest % rank % % %3

TOP 1000 BY COUNTRY

JULY 2007 The Banker

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3 5 JP Morgan Chase & Co (12/06) 81,055 11.8 1,351,520 3 12.7 6.00 6.04 190 196 19,886 62.8 57.7 89.9 16 25.9 17.3 63 1.47 126 62.31 12.32 0.994 16 Wachovia Corporation (12/06) 39,428 37.6 707,121 4 35.8 5.58 5.50 195 206 11,470 21.2 17.4 19.9 47 33.7 33.1 22 1.62 103 58.66 11.40 0.435 18 Wells Fargo & Co (12/06) 36,808 23.2 481,996 5 0.1 7.64 6.20 128 191 12,745 10.4 6.9 3.7 80 38.2 39.2 15 2.64 21 58.12 12.50 1.906 fo HSBC North America Holdings (12/06) 27,985 11.1 478,159 6 19.3 5.85 6.28 192 188 4,317 -15.0 -17.6 15.2 166 16.2 22.9 142 0.90 176 49.50 11.14 2.357 36 Washington Mutual (12/06) 17,919 -8.9 346,288 7 0.7 5.17 5.72 196 202 4,770 -12.3 -15.0 13.6 161 25.4 30.2 67 1.38 135 60.75 11.77 1.248 41 U.S. Bancorp (12/06) 17,036 12.5 219,232 9 4.7 7.77 7.23 123 149 6,921 5.3 2.0 2.9 100 43.0 44.0 10 3.16 12 45.48 12.60 0.579 47 Countrywide Financial Corporation (12/06) 15,363 22.3 199,946 10 14.2 7.68 7.18 127 151 4,375 4.9 1.6 11.7 103 31.3 36.4 34 2.19 43 61.99 12.80 2.6010 57 SunTrust Banks (12/06) 12,515 13.0 182,162 11 917.6 6.87 61.90 162 1 2,986 4.2 0.9 22.8 108 25.3 27.5 68 1.64 100 59.66 11.11 0.6411 58 Capital One Financial Corporation (12/06) 12,238 22.7 149,739 14 68.8 8.17 11.24 102 23 3,653 29.1 25.1 15.9 35 32.9 31.2 26 2.44 30 57.28 13.27 0.6212 63 National City Corp (12/06) 11,535 21.2 140,203 16 -1.5 8.23 6.68 98 173 3,432 15.2 11.6 -29.6 62 32.6 30.8 29 2.45 29 54.53 12.16 1.5513 fo Citizens Financial Group (12/06) 10,826 22.3 160,901 12 3.5 6.73 5.69 169 203 2,569 14.6 11.0 38.0 64 26.1 28.0 60 1.60 109 52.58 11.80 0.3314 78 Regions Financial Corp (12/06) 9,375 58.3 143,370 15 69.1 6.54 6.99 172 163 1,985 37.5 33.2 17.4 27 26.0 24.5 61 1.38 133 59.68 11.54 0.6215 79 PNC Financial Service Group (12/06) 8,924 40.2 101,854 20 10.7 8.76 6.92 72 165 4,005 102.5 96.2 9.6 7 52.4 32.5 5 3.93 7 50.87 13.51 0.4116 86 Fifth Third Bancorp (12/06) 8,625 5.1 100,669 21 -4.3 8.57 7.80 78 124 1,627 -26.4 -28.7 -4.5 175 19.3 26.4 116 1.62 106 56.87 11.07 0.7617 88 KeyCorp (12/06) 8,338 8.5 92,061 22 -0.8 9.06 8.28 63 96 1,743 8.3 4.9 10.4 87 21.8 22.0 97 1.89 75 61.68 12.43 0.5018 90 BB & T Corp (12/06) 8,226 10.4 121,351 17 11.2 6.78 6.83 165 168 2,478 0.3 -2.9 2.9 121 31.6 34.9 33 2.04 58 55.64 14.31 0.4319 fo Utrecht-America Holdings (12/06) 7,072 221.9 75,246 24 47.5 9.40 4.31 54 212 167 -6.1 -9.0 -19.5 142 3.6 7.4 194 0.22 196 71.86 15.23 0.3820 108 State Street Corp (12/06) 6,473 17.5 107,385 18 9.6 6.03 5.62 188 205 1,771 23.6 19.8 16.2 41 29.5 26.7 43 1.65 96 72.12 15.90 0.0421 113 Bank of New York (12/06) 6,351 -4.4 103,455 19 1.5 6.14 6.52 185 181 2,183 -7.9 -10.8 4.0 148 33.6 37.2 23 2.11 50 61.11 12.49 0.1422 fo ABN AMRO North America (12/06) 5,984 17.2 156,581 13 8.7 3.82 3.55 200 213 581 -50.5 -52.1 86.7 188 10.5 24.0 176 0.37 194 82.60 9.13 0.9623 120 Comerica (12/06) 5,650 4.4 58,723 29 9.5 9.62 10.09 46 37 1,127 -12.1 -14.9 11.7 160 20.4 24.0 108 1.92 71 59.00 11.63 0.4824 123 Merrill Lynch Bank USA (12/06) 5,524 -3.6 67,212 26 11.6 8.22 9.52 99 53 2,448 50.2 45.5 26.6 18 43.5 29.9 9 3.64 8 22.88 10.25 0.4025 136 Franklin Resources (09/06) 4,708 27.2 9,500 88 6.8 49.56 41.60 2 3 1,836 29.2 24.6 38.4 36 43.7 41.5 8 19.32 2 49.18 92.00 0.1326 137 Hudson City Bancorp (12/06) 4,601 11.4 35,507 39 26.5 12.96 14.71 13 10 461 4.1 0.9 11.9 109 10.6 16.3 174 1.30 143 25.66 30.99 0.1627 fo UnionBanCal Corp (12/06) 4,334 3.7 52,620 32 6.6 8.24 8.47 97 89 1,035 -4.8 -7.8 -8.2 135 24.3 27.2 75 1.97 65 62.45 11.71 0.1428 fo Harris Financial Corp (12/06) 4,330 8.3 60,025 28 20.0 7.21 7.99 148 115 411 22.5 18.7 -17.6 44 9.9 9.3 179 0.68 186 75.86 12.17 0.7629 160 Marshall & Ilsley Corp (12/06) 3,873 27.1 56,269 31 30.0 6.88 7.04 161 159 1,196 9.7 6.2 11.6 82 34.6 39.2 19 2.12 49 63.45 11.17 1.1630 161 M&T Bank Corporation (12/06) 3,844 6.8 57,065 30 3.5 6.74 6.53 168 179 1,232 5.2 1.9 6.2 102 33.1 33.7 24 2.16 45 53.39 11.78 0.7531 162 Northern Trust Corporation (12/06) 3,829 14.7 60,712 27 13.7 6.31 6.25 179 189 1,024 15.4 11.8 13.8 61 28.6 26.6 48 1.69 92 65.34 11.92 0.2732 164 Sovereign Bancorp (12/06) 3,796 -7.2 89,642 23 40.8 4.23 6.42 199 182 19 -97.9 -97.9 48.5 194 0.5 22.9 198 0.02 199 76.10 10.08 0.3533 165 Popular (12/06) 3,728 5.3 47,404 33 -2.5 7.86 7.28 117 145 465 -32.3 -34.4 4.5 183 12.8 20.0 166 0.98 170 66.38 11.86 2.5034 171 Mellon Financial Corp (12/06) 3,485 17.6 41,585 36 7.3 8.38 7.64 93 127 1,246 -7.4 -10.3 13.1 146 38.6 48.2 14 3.00 15 77.29 18.54 0.1235 1172 Zions Bancorporation (12/06) 3,437 21.4 46,970 34 9.9 7.32 6.62 142 175 913 23.1 19.2 14.9 42 29.1 27.5 46 1.94 67 57.56 12.29 0.3236 fo Barclays Group US (12/06) 3,338 87.3 261,112 8 26.3 1.28 0.86 202 215 83 na na na na 3.2 -3.4 195 0.03 198 89.75 11.46 0.2437 178 Synovus Financial Corp (12/06) 3,255 22.3 31,885 42 15.4 10.21 9.63 36 46 1,022 18.6 14.9 16.0 53 34.5 34.3 20 3.20 11 66.39 14.43 0.5338 199 Huntington Bancshares (12/06) 2,784 3.0 35,331 40 7.9 7.88 8.25 116 98 518 -5.6 -8.6 -4.5 138 18.9 20.4 123 1.47 128 60.43 12.79 0.7939 206 Commerce Bancorp (12/06) 2,725 20.5 45,307 35 17.7 6.01 5.87 189 199 476 10.5 7.1 0.5 78 19.1 21.0 120 1.05 167 72.76 12.44 0.3340 207 First Horizon National Corp (12/06) 2,696 8.3 37,920 38 3.7 7.11 6.81 150 170 338 -47.6 -49.2 -6.4 187 13.0 28.2 165 0.89 178 77.97 13.21 1.0541 213 Compass Bancshares (12/06) 2,543 9.9 34,249 41 11.0 7.43 7.50 136 133 687 13.1 9.5 5.9 67 28.3 27.6 51 2.01 61 56.72 1.73 0.2942 fo TD Banknorth Group (12/06) 2,395 24.9 40,020 37 24.6 5.98 5.97 191 198 498 24.6 20.7 -17.3 40 23.1 20.1 85 1.24 147 67.94 11.64 0.5643 237 American Express Centurion Bank (12/06) 2,262 36.7 21,097 48 32.2 10.72 10.37 25 34 2,129 37.6 33.3 -9.4 26 108.8 101.0 2 10.09 4 42.95 10.95 1.4344 fo BancWest Corporation (12/06) 2,217 47.0 67,313 25 1.5 3.29 2.27 201 214 1,004 7.1 3.7 17.4 92 53.9 61.9 4 1.49 123 57.16 5.23 0.6345 245 New York Community Bancorp (12/06) 2,147 10.5 28,514 44 8.5 7.53 7.39 132 140 349 -21.6 -24.0 -19.1 172 17.1 23.9 135 1.22 151 46.58 12.31 0.11

Ranking Strength Size Soundness Profits Performance BIS NPLTier One Capital assets ratio Real profits growth Profits on Av. capital Return Cost/Inc. Capital To total

Country Capital Assets % % rank rank1 Pre-tax profit % % rank % % rank on assets ratio Ratio loansWorld $m %ch.2 $m rank %ch.2 latest prev. latest prev $m %ch.2 latest prev. latest latest prev. latest % rank % % %3

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JULY 2007 The Banker

270 TOP 1OOO WORLD BANKS TOP 1000 BY COUNTRYRanking Strength Size Soundness Profits Performance BIS NPL

Tier One Capital assets ratio Real profits growth Profits on Av. capital Return Cost/Inc. Capital To totalCountry Capital Assets % % rank rank1 Pre-tax profit % % rank % % rank on assets ratio Ratio loans

World $m %ch.2 $m rank %ch.2 latest prev. latest prev $m %ch.2 latest prev. latest latest prev. latest % rank % % %3

46 256 American Express Bank FSB (12/06) 2,046 23.7 19,817 50 27.5 10.33 10.64 32 30 1,266 64.9 59.7 16.8 14 68.4 51.2 3 6.39 5 62.37 12.20 2.8347 fo RBC Centura Banks (12/06) 2,001 10.1 23,157 45 13.7 8.64 8.93 75 74 143 -1.8 -4.9 na 127 7.5 8.2 188 0.62 189 75.79 2.89 0.6548 273 IndyMac Bancorp (12/06) 1,852 61.7 29,495 43 37.5 6.28 5.34 180 207 557 11.6 8.1 71.0 74 37.1 46.2 16 1.89 76 57.81 11.72 1.6049 288 Colonial BancGroup (12/06) 1,724 8.3 22,788 46 6.3 7.57 7.43 131 139 403 17.5 13.8 24.9 54 24.3 23.7 76 1.77 85 55.09 11.77 0.1350 297 Mercantile Bankshares Corp (12/06) 1,676 10.4 17,716 53 7.9 9.46 9.25 53 58 453 3.5 0.3 17.5 110 28.4 30.3 50 2.56 25 50.25 15.31 0.2451 306 FBOP Corporation (12/06) 1,593 12.7 13,954 68 1.7 11.42 10.30 18 35 228 -13.7 -16.4 -0.2 164 15.1 21.9 151 1.63 102 65.53 12.94 0.3252 316 Associated Banc Corp (12/06) 1,546 -3.2 20,862 49 -5.7 7.41 7.22 137 150 450 -4.3 -7.3 22.7 134 28.6 31.1 47 2.16 46 51.67 11.92 1.0353 319 BOK Financial Corporation (12/06) 1,533 15.2 18,103 51 11.5 8.47 8.20 85 100 328 -75.1 -75.9 370.2 191 22.9 106.4 87 1.81 81 59.32 11.65 0.3054 333 First Citizens BancShares (12/06) 1,457 10.4 15,730 59 7.4 9.26 9.02 59 72 196 9.7 6.2 39.1 81 14.1 14.1 161 1.25 146 71.06 15.37 0.2055 336 Sky Financial Group (12/06) 1,430 21.1 17,726 52 13.0 8.07 7.53 105 132 286 4.4 1.2 1.6 106 21.9 24.0 95 1.61 107 56.10 12.07 1.2556 339 Downey Financial Corp. (12/06) 1,422 9.3 16,209 58 -5.2 8.77 7.61 71 128 342 -7.7 -10.6 102.6 147 25.1 30.8 69 2.11 51 39.75 17.89 0.4557 340 Astoria Financial Corp (12/06) 1,415 21.5 21,555 47 -3.7 6.57 5.21 171 210 260 -26.2 -28.5 4.6 174 20.1 27.7 109 1.21 154 46.04 12.25 0.4058 343 First BanCorp (12/06) 1,357 0.1 17,437 54 -12.3 7.78 6.82 122 169 126 -36.5 -38.5 -13.3 185 9.3 14.7 182 0.72 183 57.91 12.40 2.4559 345 Commerce Bancshares (12/06) 1,345 3.8 15,241 61 9.7 8.83 9.32 69 57 327 2.6 -0.6 -1.0 113 24.7 24.1 71 2.14 47 60.19 12.56 0.3760 355 Webster Financial Corp (12/06) 1,267 7.4 17,104 57 -4.1 7.41 6.61 138 176 193 -29.3 -31.5 18.7 181 15.8 24.4 145 1.13 161 65.52 11.45 0.4561 356 City National Corporation (12/06) 1,266 1.2 14,893 63 2.1 8.50 8.58 80 87 373 -2.5 -5.5 10.4 130 29.6 32.8 42 2.50 26 55.83 13.60 0.2062 362 W Holding Company (12/06) 1,225 2.9 17,162 56 6.3 7.14 7.37 149 141 166 -20.1 -22.6 3.8 171 13.8 18.4 163 0.97 172 34.43 12.50 1.8963 364 Washington Federal (09/06) 1,208 7.6 9,069 90 10.1 13.32 13.64 11 13 219 -1.6 -5.1 5.7 129 18.8 20.6 126 2.41 34 19.65 24.87 1.2264 366 People’s Mutual Holdings (12/05) 1,201 8.9 10,954 77 2.0 10.97 10.26 21 26 189 na na -117.7 na 16.4 -1.5 140 1.72 89 63.49 16.40 0.2565 384 South Financial Group (12/06) 1,123 12.1 14,208 65 -0.8 7.91 7.00 114 162 161 66.2 61.0 -47.0 13 15.1 9.8 152 1.13 160 64.24 11.33 0.4166 385 Cullen/Frost Bankers (12/06) 1,117 7.0 13,319 70 12.6 8.38 8.82 92 77 285 16.8 13.1 13.1 56 26.4 24.9 55 2.14 48 57.66 13.43 0.8767 392 Fulton Financial Corp (12/06) 1,080 18.7 14,919 62 20.2 7.24 7.33 146 142 266 12.0 8.5 5.3 71 26.7 26.4 54 1.78 84 58.28 11.70 0.5868 399 New York Private Bank & Trust Corporation (12/06) 1,066 18.1 17,379 55 18.7 6.13 6.16 186 192 138 19.2 15.5 -64.4 50 14.0 13.1 162 0.79 179 63.43 12.56 1.9769 403 First National of Nebraska (12/06) 1,056 12.3 13,717 69 9.0 7.70 7.47 126 137 186 100.8 94.5 -42.7 8 18.6 10.0 127 1.36 138 78.22 10.89 0.9770 406 Corus Bankshares (12/06) 1,047 22.5 10,058 85 18.9 10.41 10.11 30 36 288 36.8 32.5 38.7 29 30.3 26.8 38 2.86 17 18.53 16.33 2.5871 411 BancorpSouth (12/06) 1,022 6.1 12,056 73 2.3 8.48 8.18 84 101 190 13.5 10.0 3.1 66 19.2 17.8 118 1.58 112 66.43 13.55 0.2972 415 Valley National Bancorp (12/06) 982 2.9 12,395 72 -0.2 7.92 7.68 113 126 204 -11.6 -14.3 -2.6 158 21.0 25.1 103 1.64 99 53.42 12.44 0.3873 429 Citizens Banking Corp (12/06) 952 55.1 14,018 66 80.8 6.79 7.92 164 118 82 -26.6 -28.9 13.5 176 10.5 18.6 175 0.59 190 72.13 11.90 0.8774 434 Merrill Lynch Bank & Trust (12/06) 941 23.2 14,004 67 33.6 6.72 7.29 170 144 233 -56.4 -57.8 6.9 189 27.4 67.7 53 1.67 95 48.57 11.74 0.5375 443 TCF Financial Corp (12/06) 914 5.8 14,769 64 9.5 6.19 6.41 184 183 357 -6.1 -9.1 -4.3 143 40.2 45.6 11 2.42 33 63.39 11.10 0.4876 444 Investors Bancorp MHC (12/06) 902 0.8 5,445 134 6.1 16.57 17.44 6 9 28 na na -165.0 na 3.1 -4.7 196 0.52 192 67.99 34.84 0.3677 445 Investors Financial Services Corporation (12/06) 900 23.0 11,558 75 -4.5 7.79 6.05 120 195 224 -4.9 -7.9 6.2 137 27.5 34.5 52 1.94 68 72.32 19.04 0.0078 452 NewAlliance Bancshares (12/06) 885 2.1 7,248 108 10.3 12.21 13.19 15 15 73 -9.2 -12.1 1,584.5 151 8.3 8.8 183 1.00 169 66.65 23.67 0.3379 458 East West Bancorp (12/06) 869 33.8 10,824 79 30.9 8.03 7.85 108 120 234 37.2 32.9 35.8 28 30.8 29.2 35 2.16 44 40.90 11.22 0.2180 464 Whitney Holding Corp (12/06) 854 11.5 10,189 83 0.8 8.38 7.58 94 130 214 47.1 42.5 0.2 21 26.4 19.0 56 2.10 52 61.11 11.17 0.9081 485 FirstMerit Corporation (12/06) 805 -6.3 10,259 82 0.9 7.85 8.45 118 91 131 -27.9 -30.2 26.5 178 15.8 21.1 146 1.28 145 61.27 12.44 1.0482 487 R&G Financial Corporation (12/06) 803 -23.6 12,405 71 5.9 6.47 8.97 176 73 -31 -133.8 -132.8 -57.8 196 -3.4 8.3 200 -0.25 201 107.80 11.88 2.8183 496 First Banks (12/06) 790 9.0 10,146 84 10.7 7.79 7.91 121 119 166 12.2 8.7 11.7 69 21.9 22.0 94 1.64 101 64.32 10.25 0.7184 497 Wilmington Trust Corp (12/06) 790 20.9 11,321 76 10.2 6.98 6.36 157 186 216 -19.0 -21.5 16.6 168 30.0 45.1 40 1.91 72 66.52 12.10 0.4985 498 Sterling Financial Corporation (12/06) 788 na 9,842 86 na 8.00 na 109 na 108 na na na na na na na 1.10 164 62.23 11.09 0.1086 499 UCBH Holdings (12/06) 785 21.2 10,346 81 30.3 7.59 8.16 130 104 152 5.3 2.0 2.4 101 21.2 24.1 101 1.47 127 51.09 10.72 0.2687 500 Capitol Federal Financial (09/06) 784 2.4 8,199 98 -2.5 9.56 9.09 49 71 79 -25.3 -28.0 na 173 10.2 13.9 178 0.96 173 47.96 22.50 0.1688 505 International Bancshares Corp (12/06) 776 4.5 10,917 78 5.1 7.11 7.14 151 153 174 -18.0 -20.6 16.0 167 22.9 30.7 86 1.59 110 61.87 13.61 0.54

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TOP 1OOO WORLD BANKS

Ranking Strength Size Soundness Profits Performance BIS NPLTier One Capital assets ratio Real profits growth Profits on Av. capital Return Cost/Inc. Capital To total

Country Capital Assets % % rank rank1 Pre-tax profit % % rank % % rank on assets ratio Ratio loansWorld $m %ch.2 $m rank %ch.2 latest prev. latest prev $m %ch.2 latest prev. latest latest prev. latest % rank % % %3

TOP 1000 BY COUNTRY

JULY 2007 The Banker

27

3

89 508 Doral Financial Corp (12/06) 770 -27.9 11,855 74 -32.7 6.49 6.06 175 194 -146 -429.7 -419.4 -91.5 197 -15.9 3.2 201 -1.23 202 157.84 15.82 7.1490 512 Central Bancompany (12/06) 759 11.8 7,232 109 4.4 10.49 9.80 29 43 142 6.2 2.9 2.4 98 19.7 20.3 111 1.96 66 58.68 16.61 0.6691 513 Greater Bay Bancorp (12/06) 756 6.7 7,377 106 3.5 10.25 9.94 34 40 139 -11.0 -13.8 -0.8 154 19.0 21.8 122 1.89 77 72.87 13.47 0.8092 515 UMB Financial Corp (12/06) 753 -4.8 8,916 91 8.1 8.44 9.59 87 49 82 7.5 4.1 42.7 90 10.6 9.8 173 0.92 175 80.87 14.65 0.2893 517 United National Corporation (12/06) 751 39.7 1,445 201 25.3 52.00 46.64 1 2 312 15.4 11.8 41.4 60 48.5 54.7 6 21.62 1 44.62 77.16 2.1894 519 Wintrust Financial Corp (12/06) 750 14.9 9,572 87 17.1 7.84 7.98 119 116 1,104 934.3 902.0 27.7 1 157.4 18.3 1 11.54 3 67.28 11.34 0.5695 530 Bank of Hawaii Corporation (12/06) 731 2.0 10,572 80 3.8 6.92 7.04 159 158 287 1.0 -2.2 1.3 118 39.6 37.3 12 2.72 20 67.19 11.92 0.1396 536 Irwin Financial Corporation (12/06) 712 5.5 6,238 119 -6.3 11.42 10.15 17 204 56 98.2 92.0 -76.7 9 8.1 4.3 185 0.90 177 69.78 11.39 0.7397 546 American Express Bank (12/06) 684 -3.1 15,273 60 10.4 4.48 5.10 198 211 110 -28.6 -30.8 41.9 179 15.8 21.1 144 0.72 184 88.44 11.30 0.9598 554 Susquehanna Bancshares (12/06) 674 19.4 8,225 97 10.5 8.19 7.58 101 129 122 8.1 4.7 9.2 88 19.6 20.6 113 1.48 124 66.80 12.48 0.7199 555 Cathay General Bancorp (12/06) 674 15.3 8,031 100 25.9 8.39 9.16 90 62 185 11.0 7.5 14.7 76 29.4 30.6 45 2.30 37 38.07 11.00 0.53100 556 Umpqua Holdings Corporation (12/06) 672 37.6 7,350 107 36.9 9.14 9.10 60 70 131 21.9 18.1 30.9 45 22.6 23.4 89 1.78 83 57.73 11.63 0.17101 557 SVB Financial Group (12/06) 670 11.8 5,887 125 8.9 11.38 11.08 19 25 155 1.1 -2.1 41.1 116 24.4 26.9 73 2.63 22 66.96 13.95 0.31102 565 Farmers & Merchants Bank of Long Beach (12/06) 650 9.7 3,073 179 -0.4 21.15 19.21 4 6 90 -2.0 -5.1 6.9 128 14.5 15.8 156 2.94 16 39.29 39.22 1.43103 566 Trustmark Corporation (12/06) 650 12.1 8,841 92 5.4 7.35 6.91 140 166 181 15.6 12.0 -14.5 59 29.5 27.1 44 2.05 55 60.04 11.40 0.72104 569 Eastern Bank Corporation (12/06) 648 13.5 6,583 113 5.1 9.84 9.12 40 68 107 53.6 48.8 3.1 17 17.5 14.4 133 1.62 104 67.32 14.73 0.23105 574 Ocean Bankshares (12/06) 634 18.0 5,912 124 4.2 10.73 9.47 24 54 154 3.2 -0.0 10.8 111 26.3 30.4 57 2.61 23 43.66 16.45 0.64106 576 Old National Bancorp (12/06) 633 -0.3 8,150 99 -4.0 7.77 7.48 124 136 95 1.2 -2.0 21.6 115 15.0 14.3 154 1.16 158 72.48 14.45 0.93107 577 MB Financial (12/06) 631 26.2 7,978 101 39.6 7.90 8.74 115 81 97 0.5 -2.6 0.1 120 17.1 20.7 134 1.21 153 64.64 11.80 0.45108 581 Firstbank Holding Company (12/06) 625 3.4 7,843 103 8.3 7.97 8.35 111 94 134 -13.2 -15.9 -1.4 163 21.7 26.9 99 1.70 90 56.49 18.30 0.14109 fo Discount Bancorp (12/06) 610 4.8 8,822 93 -3.0 6.91 6.40 160 184 36 -32.4 -34.5 -32.2 184 6.0 9.4 191 0.40 193 77.65 11.93 0.11110 594 First Midwest Bancorp (12/06) 599 3.0 8,446 96 100.5 7.09 13.80 153 11 152 12.1 8.6 -0.5 70 25.8 24.0 64 1.80 82 54.81 12.16 0.58111 595 Provident Financial Services (12/06) 597 -11.7 5,746 129 -5.1 10.39 11.17 31 24 77 -10.5 -13.3 21.2 153 12.1 12.3 169 1.34 139 60.53 15.79 0.20112 597 Arvest Bank Group (12/06) 595 13.6 8,817 94 7.7 6.75 6.40 166 185 147 21.4 17.6 26.6 46 26.3 24.8 58 1.67 94 72.14 10.69 0.98113 606 Chittenden Corp (12/06) 583 2.8 6,545 114 -0.3 8.91 8.64 65 84 126 -1.2 -4.3 7.0 123 21.9 23.8 96 1.92 70 58.39 12.77 0.57114 611 Alabama National Bancorporation (12/06) 576 21.2 7,671 104 29.4 7.51 8.02 133 112 122 20.0 16.3 18.5 49 23.2 22.5 84 1.59 111 59.06 10.98 0.20115 612 Bremer Financial Corp (12/06) 575 7.4 6,752 111 3.0 8.52 8.17 79 103 109 -1.6 -4.7 8.8 125 19.6 21.6 114 1.61 108 62.60 11.76 0.57116 613 First Niagara Financial Group (12/06) 574 0.6 7,946 102 -1.5 7.23 7.08 147 155 139 -4.0 -7.0 78.6 133 24.3 25.9 74 1.75 86 59.23 12.44 0.29117 628 Central Pacific Financial Corp (12/06) 553 15.8 5,487 131 4.7 10.08 9.12 38 67 122 10.4 7.0 93.6 79 23.7 26.6 80 2.22 41 50.68 13.57 0.03118 630 United Bankshares (12/06) 552 0.6 6,718 112 -0.2 8.21 8.16 100 105 130 -11.4 -14.1 2.9 157 23.6 27.2 81 1.94 69 51.86 11.15 0.29119 634 First Community Bancorp (12/06) 542 75.1 5,572 130 72.6 9.72 9.58 42 51 127 49.0 44.4 36.3 19 29.9 30.8 41 2.29 39 47.16 12.18 0.51120 fo Bank Leumi le-Israel Corp (12/06) 537 5.2 5,773 127 -5.7 9.30 8.34 57 95 42 -1.2 -4.3 -23.7 124 8.0 8.5 187 0.72 182 69.48 12.37 0.70121 640 Pacific Capital Bancorp (12/06) 530 22.4 7,489 105 8.9 7.08 6.30 155 187 147 -6.9 -9.8 9.0 145 30.6 39.4 37 1.97 64 58.99 11.75 0.30122 643 Park National Corp. (12/06) 528 5.9 5,471 132 0.6 9.65 9.17 45 60 133 -1.7 -4.8 1.3 126 25.9 26.9 62 2.43 31 50.74 15.98 0.68123 645 Capitol Bancorp (12/06) 527 20.3 4,066 157 17.0 12.97 12.61 12 16 45 -8.7 -11.6 13.1 149 9.4 12.9 181 1.12 163 71.83 15.75 0.97124 647 Provident Bankshares Corp (12/06) 521 2.2 6,297 118 -0.9 8.27 8.02 95 113 99 -6.0 -9.0 14.4 140 19.2 20.7 117 1.57 115 66.59 11.85 0.64125 fo Santander Bancorp (12/06) 521 -3.4 9,180 89 11.1 5.67 6.53 194 180 66 -39.3 -41.2 13.1 186 12.4 20.8 167 0.72 185 68.45 10.93 1.30126 648 Texas Regional Bancshares (12/06) 520 1.8 8,574 95 30.1 6.07 7.76 187 125 22 -83.9 -84.4 13.0 192 4.2 27.7 193 0.25 195 50.71 11.43 0.70127 653 Hancock Holding Co (12/06) 511 21.4 6,006 123 0.7 8.50 7.05 81 157 148 103.5 97.1 -20.1 6 31.9 17.8 32 2.47 28 60.19 13.60 0.19128 656 Northwest Bancorp (06/05) 509 19.9 6,330 117 9.6 8.03 7.34 107 111 79 11.2 8.0 18.6 75 16.8 19.3 138 1.24 148 59.15 15.53 0.75129 657 First Commonwealth Financial Corp (12/06) 507 1.9 6,045 121 0.3 8.39 8.26 91 97 62 -12.8 -15.5 62.3 162 12.3 14.5 168 1.03 168 65.66 12.48 0.66130 660 United Community Banks (12/06) 504 22.8 7,101 110 21.1 7.10 7.00 152 161 108 22.7 18.8 19.6 43 23.7 24.2 79 1.53 121 56.62 11.34 0.23131 674 Dickinson Financial Corporation II (12/06) 477 12.5 4,712 141 16.9 10.13 10.52 37 31 144 43.8 39.3 19.2 22 32.0 25.2 31 3.06 13 51.47 12.67 0.45

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JULY 2007 The Banker

274 TOP 1OOO WORLD BANKS TOP 1000 BY COUNTRY

132 680 CVB Financial Corp (12/06) 470 19.1 6,094 120 12.4 7.71 7.28 125 147 104 -3.1 -6.1 15.8 132 24.0 28.2 78 1.70 91 50.03 13.05 0.00133 691 BankAtlantic Bancorp (12/06) 460 3.1 6,496 115 0.4 7.09 6.90 154 167 34 -63.3 -64.5 -19.0 190 7.5 21.8 189 0.52 191 87.59 12.08 0.55134 697 Amcore Financial (12/06) 445 3.4 5,294 135 -1.0 8.40 8.05 88 110 65 -4.8 -7.8 3.0 136 14.8 16.6 155 1.23 150 68.90 11.62 0.82135 701 Chemical Financial Corp (12/06) 440 0.4 3,789 159 1.1 11.61 11.69 16 20 69 -11.9 -14.6 -10.5 159 15.7 18.4 147 1.82 79 56.58 17.49 0.96136 708 First Charter Corporation (12/06) 432 15.7 4,859 139 14.8 8.88 8.81 66 78 73 112.8 106.1 -48.2 5 18.3 10.3 128 1.51 122 60.25 11.47 0.23137 709 Boston Private Financial Holdings (12/06) 429 21.0 5,767 128 12.7 7.45 6.94 135 164 88 15.9 12.3 38.0 58 22.5 25.5 90 1.53 120 72.62 12.24 0.23138 711 Brookline Bancorp (12/06) 429 2.7 2,373 197 7.1 18.08 18.87 5 7 35 -6.2 -9.1 16.6 144 8.2 8.7 184 1.46 129 49.56 24.90 0.11139 716 Glacier Bancorp (12/06) 424 28.9 4,468 146 20.5 9.50 8.88 52 75 92 18.9 15.2 14.5 51 24.5 24.7 72 2.07 54 54.77 13.35 0.27140 725 F.N.B. Corp (12/06) 420 10.7 6,008 122 7.5 7.00 6.79 156 171 97 26.0 22.1 -16.5 39 24.3 21.9 77 1.62 105 60.27 11.35 0.71141 727 First Interstate Bancsystem (12/06) 417 16.9 4,971 138 9.0 8.40 7.83 89 122 117 39.4 35.0 17.2 25 30.2 25.2 39 2.36 35 55.78 11.93 0.50142 736 1st Source Corporation (12/06) 407 5.8 3,807 158 8.4 10.69 10.96 26 27 60 20.6 16.8 40.0 48 15.0 13.3 153 1.56 117 69.08 14.23 0.51143 741 Marquette Financial Companies (12/06) 404 17.5 2,576 192 35.6 15.70 18.13 7 8 63 64.2 59.0 2.9 15 16.7 11.3 139 2.43 32 72.99 18.32 1.19144 749 National Penn Bancshares (12/06) 395 9.6 5,457 133 18.6 7.25 7.84 145 121 84 6.3 3.0 22.3 97 22.3 23.1 92 1.55 119 60.78 11.08 0.24145 fo BBVA PR Holding Corporation (12/06) 392 7.1 6,335 116 -9.6 6.19 5.23 183 209 41 -19.5 -22.0 -14.1 170 10.8 14.2 172 0.65 188 57.18 12.78 1.95146 760 Oriental Financial Group (12/06) 381 -12.5 4,374 149 -3.8 8.72 9.59 74 48 -7 -120.1 -119.5 -56.3 195 -1.6 7.7 199 -0.15 200 83.01 22.93 3.13147 761 First Citizens Bancorporation (12/06) 381 6.3 5,826 126 7.3 6.53 6.59 173 177 80 1.7 -1.5 30.3 114 21.8 20.9 98 1.38 134 66.83 13.72 0.36148 763 Lauritzen Corporation (12/06) 378 11.5 1,228 202 0.7 30.76 27.79 3 4 52 47.2 42.6 -14.5 20 14.5 10.7 157 4.23 6 54.33 35.14 0.41149 769 NBT Bancorp (12/06) 374 20.4 5,088 136 14.9 7.36 7.03 139 160 80 5.5 2.2 2.0 99 23.4 25.0 83 1.57 113 57.64 11.67 0.42150 778 Community Bank System (12/06) 367 24.0 4,498 144 8.3 8.16 7.13 103 154 50 -26.6 -28.9 -0.8 177 15.2 23.6 150 1.12 162 68.49 15.56 0.47151 779 Wesbanco (12/06) 366 1.5 4,098 156 -7.3 8.92 8.15 64 106 48 -11.3 -14.1 11.7 156 13.3 15.2 164 1.18 157 62.10 13.44 0.78152 fo Commercebank Holding Corporation (12/06) 365 9.0 5,019 137 18.9 7.27 7.93 144 117 69 16.2 12.5 41.7 57 19.6 20.0 112 1.37 136 59.44 14.53 0.89153 784 Pinnacle Bancorp (12/06) 363 22.8 4,391 148 10.6 8.26 7.44 96 138 73 -5.7 -8.7 7.6 139 22.3 24.4 93 1.67 93 59.93 12.01 0.71154 787 BancFirst Corp (12/06) 360 12.0 3,419 167 6.1 10.52 9.97 28 38 80 17.1 13.4 7.1 55 23.6 22.3 82 2.35 36 60.64 14.83 0.48155 795 Hanmi Financial Corporation (12/06) 355 21.3 3,725 160 9.4 9.53 8.60 50 86 106 12.2 8.7 53.5 68 32.8 34.4 27 2.85 18 40.05 12.38 0.49156 796 Frontier Financial Corporation (12/06) 353 23.8 3,238 177 22.7 10.89 10.79 22 28 104 33.8 29.7 15.9 30 32.7 29.5 28 3.22 10 37.64 12.85 0.30157 797 Valley View Bancshares (12/06) 353 7.3 2,486 196 0.8 14.18 13.32 9 14 64 6.4 3.1 7.6 95 18.9 19.2 125 2.58 24 46.26 19.69 1.17158 802 Johnson Financial Group (12/06) 348 17.3 4,270 152 17.1 8.14 8.13 104 107 46 7.1 3.7 17.1 91 14.2 15.3 160 1.07 165 76.54 11.85 0.56159 fo China Trust Capital Corporation (12/06) 339 23.3 2,502 195 25.0 13.54 13.73 10 12 25 -15.0 -17.6 -12.3 165 8.0 11.5 186 0.98 171 72.58 17.00 0.51160 811 Taylor Capital Group (12/06) 338 19.9 3,380 169 3.0 9.99 8.58 39 88 48 -6.0 -9.0 46.9 141 15.6 22.2 148 1.43 130 57.51 13.35 1.33161 814 Western Alliance Bancorporation (12/06) 336 20.5 4,170 154 45.9 8.05 9.75 106 44 61 41.5 37.1 35.4 24 20.0 19.7 110 1.47 125 57.65 11.48 0.06162 822 Sterling Bancshares (12/06) 328 -1.4 4,120 155 10.0 7.96 8.88 112 76 68 29.9 25.8 46.5 33 20.5 15.8 107 1.65 98 64.59 10.72 0.43163 fo BBVA USA Bancshares (12/06) 328 -2.5 4,477 145 8.0 7.32 8.11 141 109 48 733.2 707.1 -92.9 2 14.4 1.7 158 1.07 166 69.70 15.90 0.75164 823 TierOne Corporation (12/06) 327 20.4 3,341 170 3.7 9.80 8.44 41 92 67 27.6 23.6 33.9 37 22.4 21.0 91 2.01 60 52.77 11.80 0.96165 830 Texas Capital Bancshares (12/06) 325 26.7 3,677 161 80.0 8.84 12.57 68 17 44 7.0 3.6 35.9 94 15.2 17.6 149 1.20 155 68.67 11.15 0.47166 836 Sterling Financial Corporation (12/06) 318 9.4 3,280 175 10.6 9.70 9.81 44 42 59 9.2 5.8 16.4 83 19.5 19.9 115 1.81 80 66.75 12.90 0.16167 840 Prosperity Bancshares (12/06) 315 23.9 4,596 142 27.9 6.85 7.08 163 156 94 31.4 27.3 22.4 32 33.0 34.5 25 2.04 57 45.03 14.57 0.04168 862 Harleysville National Corp (12/06) 302 1.1 3,250 176 4.2 9.30 9.59 58 50 53 4.4 1.1 -3.1 107 17.8 18.3 131 1.65 97 54.86 12.58 0.86169 863 Banner Corporation (12/06) 301 14.5 3,496 164 15.0 8.61 8.64 76 85 48 182.1 173.2 -41.5 4 16.9 6.6 137 1.36 137 64.05 11.80 0.47170 867 First Financial Bancorp (12/06) 299 -0.2 3,302 174 -10.5 9.06 8.12 62 108 31 -29.3 -31.5 -30.4 180 10.3 13.0 177 0.93 174 79.63 12.87 0.66171 868 Westamerica Bancorp (12/06) 299 0.6 4,771 140 -7.4 6.26 5.76 181 200 134 -9.1 -12.0 8.1 150 45.2 47.4 7 2.82 19 43.28 11.10 0.18172 876 Amboy Bancorporation (12/06) 296 18.7 2,886 185 10.4 10.24 9.52 35 52 88 7.6 4.2 10.6 89 32.4 35.1 30 3.05 14 23.04 13.44 3.96173 879 W.T.B. Financial Corp (12/06) 295 14.0 3,382 168 13.4 8.73 8.69 73 83 69 29.8 25.7 32.6 34 25.0 21.8 70 2.05 56 55.56 10.55 0.10174 881 Sun Bancorp (12/06) 294 21.1 3,326 171 7.0 8.85 7.83 67 123 26 -11.1 -13.9 10.6 155 9.5 12.5 180 0.77 181 75.18 11.89 0.62

Ranking Strength Size Soundness Profits Performance BIS NPLTier One Capital assets ratio Real profits growth Profits on Av. capital Return Cost/Inc. Capital To total

Country Capital Assets % % rank rank1 Pre-tax profit % % rank % % rank on assets ratio Ratio loansWorld $m %ch.2 $m rank %ch.2 latest prev. latest prev $m %ch.2 latest prev. latest latest prev. latest % rank % % %3

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JULY 2007 The Banker

276 TOP 1OOO WORLD BANKS TOP 1000 BY COUNTRY

175 882 ITLA Capital Corporation (12/06) 291 8.1 3,425 166 11.9 8.49 8.79 82 80 45 9.2 5.8 -20.5 84 16.2 15.8 143 1.33 141 48.08 11.85 0.87176 888 Privatebancorp (12/06) 288 22.3 4,271 151 22.2 6.74 6.74 167 172 55 11.8 8.3 25.3 72 20.9 23.3 104 1.28 144 56.05 10.27 0.16177 890 Amalgamated Bank (12/06) 284 18.3 4,501 143 12.1 6.32 5.99 177 197 94 198.0 188.7 68.3 3 35.9 13.0 17 2.09 53 45.59 13.12 0.37178 891 City National Bancshares (12/06) 283 12.2 2,759 188 -4.9 10.26 8.70 33 82 68 10.6 7.1 0.5 77 25.5 26.0 65 2.48 27 44.76 15.01 0.02179 893 S & T Bancorp (12/06) 282 -2.9 3,323 173 4.5 8.49 9.14 83 64 75 42.5 38.0 -34.3 23 26.1 18.5 59 2.25 40 46.55 11.93 0.74180 896 Capital City Bank Group (12/06) 281 9.0 2,589 191 -1.1 10.84 9.84 23 41 51 9.2 5.8 0.1 85 19.0 21.6 121 1.98 63 69.57 14.95 0.51181 902 Community Banks (12/06) 279 11.7 3,496 163 4.9 7.98 7.49 110 135 55 73.2 67.8 15.0 11 20.8 15.0 105 1.57 116 60.30 11.61 0.56182 905 Community Trust Bancorp (12/06) 277 10.6 2,970 182 4.2 9.32 8.79 56 79 56 11.6 8.1 9.8 73 21.1 20.7 102 1.87 78 57.30 13.42 0.65183 911 SNBNY Holdings (12/06) 275 -46.1 4,214 153 -5.0 6.53 11.50 174 22 56 -9.2 -12.1 4.5 152 14.3 12.6 159 1.34 140 55.07 15.53 0.00184 913 First National Bank Holding Company (12/06) 275 32.5 4,355 150 19.4 6.31 5.69 178 na 83 81.4 75.7 -27.0 10 34.2 24.6 21 1.90 74 70.12 10.62 1.04185 914 Iberiabank Corporation (12/06) 275 34.2 3,203 178 12.4 8.58 7.18 77 na 50 68.7 63.4 -26.8 12 20.7 15.2 106 1.55 118 61.47 13.06 0.13186 916 Metropolitan Bank Group (12/06) 273 17.2 2,877 186 12.7 9.50 9.14 51 65 57 8.5 5.1 5.8 86 22.6 24.6 88 1.99 62 60.65 13.17 1.49187 918 KNBT Bancorp (12/06) 271 -8.6 2,900 184 -6.0 9.35 9.61 55 47 34 15.1 11.5 27.2 63 11.9 9.1 170 1.16 159 69.52 14.83 0.37188 925 Republic Bancorp (12/06) 267 4.4 3,047 181 11.4 8.78 9.36 70 56 43 -19.4 -21.9 3.9 169 16.4 23.5 141 1.41 132 62.54 14.29 0.28189 926 First Financial Corp (12/06) 267 3.8 2,171 198 1.5 12.30 12.02 14 18 31 -0.2 -3.4 -16.8 122 11.8 12.2 171 1.42 131 63.06 17.78 1.07190 928 Midwest Banc Holdings (12/06) 267 -2.8 2,942 183 27.5 9.07 11.89 61 19 19 na na na na 7.1 -3.3 190 0.65 187 65.14 12.97 2.20191 934 City Holding Co (12/06) 265 -1.0 2,508 194 0.2 10.56 10.69 27 29 82 6.3 3.0 4.9 96 30.6 30.5 36 3.25 9 44.49 16.19 0.24192 952 Riverside Banking Co (12/06) 256 7.6 4,394 147 33.5 5.84 7.24 193 148 53 2.9 -0.3 -8.8 112 21.6 22.8 100 1.22 152 62.43 10.48 0.47193 953 Independent Bank Corporation (12/06) 256 6.8 3,432 165 2.2 7.47 7.15 134 152 45 -31.8 -33.9 21.9 182 18.1 28.9 129 1.31 142 63.44 10.75 1.57194 956 Sandy Spring Bancorp (12/06) 254 9.8 2,610 190 6.1 9.72 9.39 43 55 46 1.0 -2.1 245.3 117 18.9 20.5 124 1.75 87 63.67 13.62 0.21195 958 Yardville National Bancorp (12/06) 252 1.9 2,621 189 -11.4 9.61 8.36 47 93 3 -90.1 -90.4 11.9 193 1.2 13.3 197 0.12 197 77.13 12.27 1.47196 962 First Merchants Corporation (12/06) 248 5.2 3,555 162 9.8 6.97 7.28 158 146 42 -2.6 -5.7 -1.1 131 17.5 18.8 132 1.19 156 66.38 11.09 0.77197 968 Columbia Banking System (12/06) 245 12.5 2,553 193 7.4 9.60 9.16 48 61 44 7.0 3.7 25.4 93 19.1 20.1 119 1.73 88 62.83 13.23 0.17198 971 Intrust Financial Corp (12/06) 243 -13.7 3,324 172 7.7 7.32 9.13 143 66 67 33.3 29.1 5.6 31 25.5 18.6 66 2.01 59 60.41 11.66 0.23199 980 Wauwatosa Holdings (12/06) 242 3.6 1,650 200 9.4 14.65 15.48 8 na 13 4.8 1.5 na 104 5.4 na 192 0.77 180 64.12 21.36 2.09200 981 Southwest Bancorp (12/06) 241 10.4 2,169 199 3.4 11.13 10.42 20 33 41 18.8 15.1 15.6 52 18.0 18.0 130 1.91 73 52.26 13.52 1.44201 982 First Financial Bankshares (12/06) 241 10.2 2,850 187 4.3 8.46 8.01 86 114 65 4.7 1.4 9.8 105 28.4 28.4 49 2.29 38 75.26 15.34 0.27202 997 Heartland Financial USA (12/06) 233 10.8 3,058 180 8.5 7.61 7.45 129 na 38 14.4 10.8 13.0 65 17.0 16.5 136 1.23 149 72.66 11.18 0.39

URUGUAY1 870 Banco de la Republica Oriental del Uruguay (12/04) 298 10.4 4,779 1 -9.5 6.24 5.12 1 1 26 5.0 -3.8 na 1 9.2 na 1 0.55 1 94.17 na na

UZBEKISTAN1 702 National Bank for FEA of Uzbekistan (12/05) 438 -9.7 2,512 1 -14.0 17.44 16.61 1 1 -51 -492.3 -424.2 na 1 -11.1 2.6 1 -2.03 1 89.71 18.00 3.73

VENEZUELA1 435 Mercantil Servicios Financieros (12/05) 940 49.4 11,302 1 41.9 8.32 7.90 4 5 372 91.7 65.4 18.9 1 47.4 34.9 1 3.29 1 58.02 17.16 0.582 626 Banesco Banco Universal (12/05) 554 25.9 5,023 3 36.0 11.04 11.93 1 1 149 -27.7 -37.6 47.7 4 30.0 56.1 3 2.97 3 66.17 na 0.433 fo Banco de Venezuela (12/05) 495 21.6 5,124 2 29.4 9.65 10.27 3 4 167 -7.6 -20.3 20.9 2 37.0 49.6 2 3.25 2 62.51 na na4 fo BBVA Banco Provincial - Banco Universal (12/05) 493 28.2 4,690 4 27.9 10.52 10.49 2 3 129 -23.7 -34.2 -4.1 3 29.3 57.8 4 2.74 4 70.21 na na

VIETNAM1 541 Bank for Foreign Trade of Vietnam (12/06) 699 33.4 10,450 1 18.8 6.69 5.96 1 1 236 108.8 na 13.2 na 38.6 24.3 1 2.26 1 25.62 10.63 1.222 871 Industrial & Commercial Bank of Vietnam (12/04) 298 19.1 5,747 2 12.2 5.18 4.88 2 2 16 13.4 5.2 21.7 1 5.8 6.4 2 0.28 2 45.04 6.30 0.75

Ranking Strength Size Soundness Profits Performance BIS NPLTier One Capital assets ratio Real profits growth Profits on Av. capital Return Cost/Inc. Capital To total

Country Capital Assets % % rank rank1 Pre-tax profit % % rank % % rank on assets ratio Ratio loansWorld $m %ch.2 $m rank %ch.2 latest prev. latest prev $m %ch.2 latest prev. latest latest prev. latest % rank % % %3

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CONTINUED>

TOP 1OOO WORLD BANKS HIGHEST MOVERS 2005-2006World Places Bank Tier 1 Countryrank moved capital $m

422 529 Libyan Arab Foreign Bank 966 Libya

354 523 Intercontinental Bank Plc 1,277 Nigeria

294 510 Bank TuranAlem 1,688 Kazakhstan

323 421 Bank Uralsib 1,507 Russia

247 405 Kazkommertsbank 2,129 Kazakhstan

502 367 International Moscow Bank 781 Russia

526 331 Zenith International Bank 738 Nigeria

337 304 Union National Bank 1,425 UAE

176 298 Bank Saderat Iran 3,328 Iran

501 296 Union Bank of Nigeria 783 Nigeria

646 277 Banking Group Zenit-Devon-Kredit 526 Russia

179 267 Ahli United Bank 3,224 Bahrain

471 258 Rosselkhozbank 833 Russia

223 256 Dubai Islamic Bank 2,403 UAE

588 251 Shenzhen Commercial Bank 616 China

575 250 Parsian Bank 633 Iran

527 246 Bank Tejarat 737 Iran

670 226 Dalian City Commercial Bank 485 China

535 224 Habib Bank 713 Pakistan

771 213 Vijaya Bank 374 India

681 210 National Bank of Oman 469 Oman

477 206 Shanghai Rural Commercial Bank 812 China

733 204 Ningbo Commercial Bank 409 China

536 204 Irwin Financial Corporation 712 USA

371 202 International Banking Corporation 1,179 Bahrain

441 197 Natsionalnyy Reservnyy Bank 918 Russia

436 197 Qatar Islamic Bank 933 Qatar

377 185 Oriental Bank of Commerce 1,157 India

682 183 Bank of Sharjah 469 UAE

634 183 First Community Bancorp 542 USA

791 182 United Bank 357 Pakistan

636 180 Commercial International Bank (Egypt) 538 Egypt

739 179 Guaranty Trust Bank 406 Nigeria

361 176 Commercial Bank of Qatar 1,229 Qatar

698 166 UCO Bank 445 India

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TOP 1OOO WORLD BANKS HIGHEST MOVERS 2005-2006 CONTINUEDWorld Places Bank Tier 1 Countryrank moved capital $m

197 165 Yapi ve Kredi Bankasi 2,853 Turkey

813 159 International Bank of Qatar 336 Qatar

260 159 Marfin Popular Bank 2,027 Cyprus

258 158 Bank of Baroda 2,044 India

844 156 Nanjing City Commercial Bank 311 China

547 156 Allahabad Bank 683 India

821 149 Bank Gospodarstwa Krajowego 329 Poland

642 146 Fuhwa Commercial Bank 530 Taiwan

370 146 Bank of Moscow 1,187 Russia

380 145 Bank Melli Iran 1,148 Iran

817 143 King's Town Bank 334 Taiwan

193 142 Abu Dhabi Commercial Bank 2,920 UAE

820 138 National Bank of Fujairah 329 UAE

789 138 Shenzhen Rural Commercial Bank 358 China

332 138 Veneto Banca 1,458 Italy

637 134 Myanmar Oriental Bank 537 Myanmar

586 132 Bank Al-Jazira 621 Saudi Arabia

751 130 Rossiyskiy Kredit Bank 393 Russia

663 128 BSI 492 Switzerland

429 124 Citizens Banking Corp 952 USA

808 123 Amagerbanken 343 Denmark

472 122 National Bank of Pakistan 827 Pakistan

874 121 Oceanic Bank 297 Nigeria

450 115 Momiji Bank 890 Japan

368 114 Dah Sing Financial Holdings 1,193 Hong Kong

177 113 VakifBank 3,288 Turkey

470 111 Vnesheconombank 838 Russia

560 110 Central Bank of India 657 India

845 108 Fionia Bank 311 Denmark

318 107 Audi Saradar Group 1,536 Lebanon

285 107 Banca Carige 1,761 Italy

804 104 Bank of Maharashtra 347 India

125 102 Millennium bcp 5,365 Portugal

Source: The Banker

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TOP 1OOO WORLD BANKS NEW ARRIVALS FOR 2007World Bank Country Tier 1 rank capital $m400 Awal Bank Bahrain 1,065

480 Bank Albilad Saudi Arabia 807

589 Bohai Bank People's Republic of China 610

829 PT Bank UOB Buana Tbk Indonesia 325

847 Banca Transilvania Romania 310

852 Istituto Centrale delle Banche Popolari Italiane Italy 308

856 Sparbank Denmark 306

860 Ecobank Transnational Togo 304

872 Home Credit and Finance Bank Russia 297

875 United Bank for Africa Nigeria 296

898 Bank of Beirut Lebanon 280

899 Security Bank Corp Philippines 280

900 Dongguan City Commercial Bank People's Republic of China 279

903 Federal Bank India 278

906 Tekstil Bankasi Turkey 276

907 Banque Internationale Arabe de Tunisie Tunisia 276

910 Jordan Ahli Bank Jordan 275

913 First National Bank Holding Company USA 275

914 Iberiabank Corporation USA 275

915 Punjab & Sind Bank India 274

930 Komercijalna Banka a.d. Beograd Serbia 267

931 Allied Bank Pakistan 266

933 Jeonbuk Bank Korea (South) 266

947 Harbin City Commercial Bank People's Republic of China 259

948 Arab African International Bank Egypt 258

950 Ahli Bank Qatar 257

951 Xi'an City Commercial Bank People's Republic of China 257

967 Bank NISP Indonesia 245

969 Banco de Costa Rica Costa Rica 245

980 Wauwatosa Holdings USA 242

984 Rizal Commercial Banking Corp Philippines 241

988 Sparkasse Rhein-Nahe Germany 238

989 Xiamen International Bank People's Republic of China 238

990 Sparkasse Bodensee Germany 237

991 Jinan City Commercial Bank People's Republic of China 237

992 BIN Bank Russia 236

995 Ukrsotsbank Ukraine 233

997 Heartland Financial USA USA 233

998 Aspis Bank Greece 232

999 China Zheshang Bank People's Republic of China 231

1000 Banque de Tunisie Tunisia 231

Source: The Banker

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TOP 1OOO WORLD BANKS TOP 1000 WORLD BANK WINNERSTIER 1

Top 1000 Bank of America Corp

North America Bank of America Corp

Western Europe HSBC Holdings

Asia ICBC

Japan Mitsubishi UFJ Financial Group

Latin America Banco Itaù Holding Financiera

Middle East National Commercial Bank

Africa Standard Bank Group

Central & Eastern Europe Sberbank

TOTAL ASSETS

Top 1000 UBS

North America Citigroup

Western Europe UBS

Asia ICBC

Japan Mitsubishi UFJ Financial Group

Latin America Banco do Brasil

Middle East Bank Leumi le-Israel

Africa Standard Bank Group

Central & Eastern Europe Sberbank

RETURN ON CAPITAL

Top 1000 Wintrust Financial Corporation

North America Wintrust Financial Corporation

Western Europe Banca March

Asia National Bank of Pakistan

Japan Towa Bank

Latin America Banco de Bogotá

Middle East Bank of Alexandria

Africa African Bank

Central & Eastern Europe Natsionalnyy Reservnyy Bank

Source: The Banker

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TOP 1OOO WORLD BANKS BEST PROFIT ON CAPITAL % (TOP 25)1 Wintrust Financial Corp USA 147.23

2 Bank of Alexandria Egypt 121.51

3 American Express Centurion Bank USA 94.14

4 Towa Bank Japan 74.94

5 Banco de Bogotá Colombia 73.50

6 Banco BMG Brazil 70.85

7 Banca March Spain 68.23

8 Natsionalnyy Reservnyy Bank Russia 66.66

9 Russian Standard Bank Russia 64.11

10 American Express Bank FSB USA 61.87

11 Banco Davivienda Colombia 59.27

12 African Bank South Africa 58.88

13 Bancolombia Colombia 56.44

14 Bank Rakyat Indonesia Indonesia 53.31

15 National Bank of Pakistan Pakistan 52.73

16 Muslim Commercial Bank Pakistan 52.05

17 FirstRand Banking Group South Africa 51.97

18 Julius Baer Group Switzerland 51.77

19 Bank Petrocommerce Russia 51.29

20 Bank Sepah Iran 51.25

21 TC Ziraat Bankasi Turkey 48.74

22 Banco do Estado do Rio Grande do Sul Brazil 48.47

23 Banco Pactual Brazil 47.51

24 United Bank Pakistan 45.47

25 Westamerica Bancorp USA 45.02

Source: The Banker

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TOP 1OOO WORLD BANKS BEST PROFIT ON ASSETS % (TOP 25)1 Natsionalnyy Reservnyy Bank Russia 39.61

2 African Bank South Africa 21.92

3 United National Corporation USA 21.62

4 Franklin Resources USA 19.32

5 Banco BMG Brazil 14.51

6 Wintrust Financial Corp USA 11.54

7 Rossiyskiy Kredit Bank Russia 11.18

8 Bank of Sharjah UAE 10.49

9 General Banking and Trust Co Hungary 10.42

10 American Express Centurion Bank USA 10.09

11 Banca March Spain 8.85

12 Schroders UK 7.50

13 Russian Standard Bank Russia 6.87

14 Qatar Islamic Bank Qatar 6.80

15 Bank of Alexandria Egypt 6.65

16 American Express Bank FSB USA 6.39

17 Bank Al-Jazira Saudi Arabia 6.19

18 Al Rajhi Banking & Investment Corporation Saudi Arabia 5.93

19 Bank of Industry and Mine Iran 5.91

20 Muslim Commercial Bank Pakistan 5.52

21 Vnesheconombank Russia 5.29

22 Bank Petrocommerce Russia 4.95

23 Saudi Investment Bank Saudi Arabia 4.91

24 United Gulf Bank Bahrain 4.80

25 Bank Rakyat Indonesia Indonesia 4.57

Source: The Banker

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TOP 1OOO WORLD BANKS SOUNDEST CAPITAL ASSETS RATIO % (TOP 25)1 Electro Banque France 88.88

2 Natsionalnyy Reservnyy Bank Russia 59.42

3 United National Corporation USA 52.00

4 Franklin Resources USA 49.56

5 Rossiyskiy Kredit Bank Russia 41.06

6 General Banking and Trust Co Hungary 40.39

7 Schroders UK 39.45

8 Sharjah Islamic Bank UAE 38.73

9 International Banking Corporation Bahrain 38.34

10 African Bank South Africa 37.23

11 International Industrial Bank Russia 35.98

12 IBTC Chartered Bank Nigeria 34.42

13 Bohai Bank People's Republic of China 31.07

14 Lauritzen Corporation USA 30.76

15 Bank of Sharjah UAE 29.95

16 Banco Inbursa Mexico 29.56

17 National Bank of Umm Al-Qaiwain UAE 28.68

18 Bank of Industry and Mine Iran 27.99

19 Banco Hipotecario Argentina 27.56

20 Bank Albilad Saudi Arabia 26.80

21 Julian Hodge Bank UK 26.70

22 Spring Bank Nigeria 25.39

23 United Gulf Bank Bahrain 24.99

24 Awal Bank Bahrain 24.38

25 Shamil Bank of Bahrain Bahrain 23.90

Source: The Banker