Thrive! Feb. 2010 Newsletter

thrive!Volume 11, Issue 2 www.laceychamber.com February 2010

Happy New Year! A new decade—a chance for us in the business world to have a more optimistic outlook from the last two years of “hard economic times.”

We have a great program for the February 3 forum. Greg Cuoio, Lacey City Manager, will be giving the state of Lacey address. He will cover the latest in new road construction, what the city is planning for the future,

the current status of the fire department annexation, and he will take questions from the members. Please plan to attend and

remember to register in advance—it costs less and helps with the head count.

Have you signed up for a Web link from the Chamber Web site? It is $72 per year—only $6 per month. The Chamber Web site gets hundreds of hits per month. I have signed up and, as advertizing goes, this is an amazing deal. Remember that the Chamber is where all new employees, retirees, employers, and visitors go when they are looking for resources in the Lacey area. A link from the Chamber Web site to your business gives you a chance to share your goods or services with them.

I want to say thank you to the Chamber members that month after month donate to the Kidwiler Scholarship drawing—not only the members that buy tickets but the members that donate the prizes. Without you we would not be able to provide the number of scholarships that we have. This is a program for which all Lacey Chamber members should be proud. Last year I sat on the committee and was very impressed with the seniors that applied. They truly inspired me to believe in our youth and our future.

Volume 11, Issue 2 www.laceychamber.com February 2010Volume 11, Issue 2 www.laceychamber.com February 2010

The Lacey Chamber NewsletterThe Lacey Chamber Newsletter

Forum Sponsor Media Sponsor 5:01 Surge

Table of ContentsMessage from President 1Homebuyers Credit Extended and Expanded 2Recession Increases Unemployment Tax Rates 3February Forum 4Military Affairs Corner 4Forum Faux Pas 5Business is Booming! 9Roster 9Calendar 11

Message from the PresidentBy Je� Powell, President

Morningside809 Legion Way SE Olympia, WA 98507

(360)-596-3520morningsideservices.com

Edward Jones-Marv Kopp8205 Martin Way NE, Ste G

Lacey, WA 98516(360)-438-6637

edwardjones.com

Link Up! Get a link to your business on the Chamber web site. Until April 1 it is only $72 for the entire year—that’s only $6 per month!

Edward Jones-Pat Lenahan9333 Martin Way E, Suite 206

Lacey, WA 98516(360) 923-2045

edwardjones.comTuesday, February 23

5:01-7:00 p.m.Light appetizers and beverages!

Community Resource Guide Advertising

Opportunity2010 Lacey Community Resource Guide ad sales are now being sold. A minimum of 5,000 Directories will be printed and distributed throughout Lacey and Thurston County via relocation packets, hotels, banks, local realtors, and various businesses. Please contact Sceni Foster 491-4141 for more information and rates. Don’t miss out on this opportunity for prime advertising space!

2 Lacey Chamber of Commerce February 2010

Homebuyers Credit Extended and ExpandedSubmitted by Stewart Ridgeway of S. Stewart Ridgeway, CPA

12th Annual Lacey Chamber Golf Classic

WThe American Recovery and Reinvestment Act (ARRA) passed by Congress contained

many facets that will impact taxpayers. One piece of it that is getting a lot of press and may impact a number of taxpayers is the Homebuyer Credit. The initial provisions stated that a first-time homebuyer was allowed a refundable tax credit of $7,500 or 10% of the purchase price of a principal residence, whichever is less. This was for purchases made between April 9, 2008, and July 1, 2009. However, this credit was to be repaid over a 15-year period. In essence, it was a 15-year interest free loan.

Now, what has changed for 2009? The first major change is that

the credit limitation is increased from $7,500 to $8,000 or 10% of the purchase price, whichever is less. The credit is still refundable, which means that if the credit exceeds the taxpayer’s liability; the excess is remitted to the taxpayer. The time to take the credit has also broadened. It may now be taken on residences purchased as late as November 30, 2009. In addition, the recapture provision is waived in most cases for purchases occurring in 2009. So if you purchased a principal residence in 2008 or 2009 and were a first-time homebuyer, check with your tax advisor to see if your situation qualifies.

Now for further changes. There is still time to take advantage of this credit. The Worker, Homeownership and Business Assistance (WHBA) Act of 2009 extends the deadline to purchases made before May 1, 2010, and also includes purchases closed before July 1, 2010, if the taxpayer has entered into a written and binding contract for the purchase of the principal residence before May 1, 2010. If the purchase was made after November 30, 2009, the taxpayer may elect to take

the credit in 2009 even if the purchase was closed in 2010. In order to claim the credit, the taxpayer must include a copy of a properly executed settlement statement with the tax return.

This credit has also been liberalized for “long-time residents”. This means that a taxpayer that has maintained a principal residence for five consecutive years during the eight-year period ending on the date of the purchase of a new principal residence can also qualify for a refundable credit. This credit is limited to a maximum of $6,500 and must meet

the same qualifying dates of May 1 and July 1 of 2010. What

makes this attractive is that the previous residence need

not be sold. It may be converted to a rental property or used for

some other purpose. Again a copy of the settlement statement must accompany the return and the taxpayer may elect to

apply the credit to 2009 even if closing is in 2010.

Taxpayers must consider a couple of things. Since a settlement statement must accompany the return, the return may not be electronically filed unless the IRS makes some changes to its process in the next couple of months. Thus, your refund may take longer to get to you. If you plan on taking advantage of the credit, you may want to consider filing an extension so that you can ensure you have all the appropriate documentation to include with your return. Everyone’s situation is diff erent and there are a number of changes in the tax laws for 2009, so consult with your tax advisor to see what works best for you. In addition, your realtor should have all the information on this credit and can help ensure you have everything correct.

Friday, June 4

The Golf Club at Hawks Prairie - The Woodlands

8:00 a.m. Shotgun Start

SPONSORSHIP OPPORTUNITIES AVAILABLE!

First Class Premium OKI Course!

Cash prizes, fun games, and tons of raffle prizes

See the “Best of the Best” of the Lacey business community!

Early registration discount!

$125 per player or $450 per team before April 15

$145 per player or $560 per team after April 15

This tournament sells out each year—you don’t want to miss out!

For more information, contact Amanda Graham, Event Coordinator

at

360-491-4141 or [email protected]

February 2010 Lacey Chamber of Commerce 3

Recession Increases Unemployment Tax Rates in Washington StateEmployment Security newsletter text – December 2009

In 2009, during the heart of the current recession, businesses in Washington paid the lowest unemployment-insurance tax rates in 40 years. That’s because of the

strong economy and low unemployment that existed in the years immediately before the recession.

But high unemployment and record benefit payouts in the past year mean that unemployment-insurance taxes will rise in 2010. The average tax rate in 2010 will be 2.38 percent, up from 1.55 percent in 2009—but still lower than rates during the last economic recovery in 2004 (2.81 percent) and 2005 (2.78 percent) and equal to the 2006 average rate.

Washington’s unemployment-insurance tax has two components: the experience-based tax and the social-cost tax. Both are calculated from formulas set in state law. The Employment Security Department doesn’t have independent authority to make adjustments.

The experience-based tax is based on a four-year rolling average that results in higher rates for companies with more layoff s. Unemployment costs that can’t be assigned to a specific employer (e.g., benefits paid to workers whose company went out of business) are shared by nearly all employers through the social-cost tax. The social-cost tax also rises somewhat during a deep recession, when benefits payouts far exceed taxes collected, to help slow the decline of the unemployment benefits fund so that employers aren’t hit by sharper, more-sudden tax increases in the future.

By having a healthy benefits fund, the average social-cost tax for 2010 actually will be about 25 percent less (approximately $200 million) than if the fund were in trouble. So, increasing the social-cost tax somewhat in 2010 helps to keep both the unemployment benefits fund and the tax system more stable in the future.

In 2010, even employers who had no layoff s in the past year will pay higher taxes due to the social-cost factor. The 2010 tax rates will range from 0.95 percent to 6 percent, up from 0.35 percent to 6 percent in 2009.

Rates would have risen even higher in 2010, but the 2009 state legislature lowered taxes in nearly all of the 40 experience-based rate classes. Under this change, Washington businesses will pay about $60 million less than they would have under the old law.

It’s important to note that more than half of all states already have insolvent trust funds and have borrowed billions of dollars to pay benefits. An estimated 40 states will bankrupt

their funds before the recession is over. But in Washington, the benefits fund is healthy as a result of a fiscally responsible system.

In the coming years, employers in other states will be doubly taxed, both to replenish their benefits fund and to pay off loans they’re using to pay benefits now. That won’t happen in Washington state—which means our businesses and our state will have a competitive advantage as we emerge from this recession.

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Kidwiler Scholarship Fund Thank Yous

The Lacey Chamber would like to thank those member busi-nesses who donated raffle prizes to benefit the Kidwiler Scholarship at the January 2010 Forum! We raised $292 for the scholarship fund!

Thank You for Your Continued Support!

New Member

New Member


Media Sponsorship of the monthly Lacey Chamber Forum luncheon provides members with a terrific opportunity for advertising the Who, What, and Where of their business. Cost for the sponsorship is $350 and includes the following bene�its:

• Thank you MEDIA FORUM Sponsor advertising two times per week for one month on TCTV (channel 22).

• Two minutes of airtime at the podium to showcase your business.

• “Thank you MEDIA Forum Sponsor” advertising on the front page and the monthly calendar in the Thrive!, our Chamber newsletter, and on our website at www.laceychamber.com.

• Opportunity for marketing materials placed on the luncheon tables (small items, samples, business cards, brochures, etc.)—17 tables of eight.

• One free admission to the Forum.

• A display table placed near the entrance of luncheon room for guests to view additional information about the business.

Don’t miss this opportunity, these fill up fast! For more information, please call Amanda Graham, Event Coordinator at 360-491-4141 or [email protected].

Monthly Forum Media Sponsorships Available! Beginning March 2010!

Greg Cuoio-Lacey City Manager

Greg Cuoio, Lacey City Manager, will be joining us again and sharing some key issues and challenges facing Lacey.

The February Forum will be held on February 3 at Saint Martin’s University in the Worthington Center. Registration begins at 11:30 a.m. and the program starts promptly at noon. Cost is $18 for members, $25 for guests.

We strongly encourage participants to RSVP by emailing [email protected] or calling 360-491-4141.

Get there early, this fills up fast!

February Forum

O ne of the largest employer groups in this area is Joint Base Lewis-McChord. Today,

approximately 19,000 local service members are deployed to support Operations Enduring Freedom or Iraqi Freedom, and many of you probably noticed a decline in your business since their departure. The good news is that most of these

deployed service members will come home during the summer months ready to spend their stockpiled savings, which accumulated since their departure. All of us are also so extremely happy to see them all come home safe and sound.

If you are interested in taking advantage of military spending in the community, consider an aff ordable public relations plan through the Fort Lewis Ranger or The Northwest Airlifter. Both newspapers are compiled by Swarner Communications, a Lacey Chamber of Commerce member. Also, check out their website at www.northwestmilitary.com to find the latest information about events or top stories involving military families. To obtain information about a public relations plan, advertising, or other activities involving the military, you can contact Ken Swarner directly at [email protected].

You can also benefit from increased military spending by simply being involved with activities on Joint Base Lewis-McChord (McChord AFB and Fort Lewis) or Camp Murray. Your success depends on your involvement, and your involvement leads to referrals. MWR off ers commercial sponsorship opportunities for events on the local installations. In addition, the Association of the United States Army and the Air Force Association have strong chapters in the local area. Both organizations have an aff ordable annual fee and off er periodic newsletters that are distributed to their members. Members can place ads or information in these newsletters at any time. If you’re interested in learning more about MWR, the Air Force Association, or the Association of the United States Army, simply send me an email at: [email protected].

Again, increasing your sales in the military market depends on you. I have provided you with some ideas, but the next step is yours. A significant number of military personnel and their families reside in the Lacey area, so why not show them what you have to off er? And remember, approximately 19,000 service members will be returning home during the summer months, with money in the bank, so now is a good time to establish plans to become their “top-of-mind” retailer.

Military Affairs CornerWritten by Carlene Joseph, Harbor Stone Credit UnionChair, Military A� airs Meeting Committee


Forum Faux PasSubmitted by Bonnie VandverBonnie is a humor writer who owns Nutshell Write to the Point. If you have need of a hired pen, she assures you that her writing skills are better than her table manners.

Ah, the lovely lunches at Saint Martin’s. Tables laid out with fresh, clean linen, sparkling place settings, cold pitchers of water and iced tea, and here and there, delightful freebies scattered about. But of course, you’re in a public setting, so you help yourself to one freebie and secretly hope your tablemates will ignore the others. Just that many more pens, scratchpads, and candy for you! Yet despite every eff ort your parents may have expended to teach you table manners, sometimes situations occur that could confound Miss Manners.

You’re seated there, chatting, and you’ve only taken about four bites and already Jeff Powell’s making his way to the podium, ready to speak. So you look up attentively, all the while chewing like a baseball player with a large wad of tobacco. You decide to be polite and place your fork gently on the edge of the plate as you pay attention, but all the while you know your food is getting progressively colder. What once looked like a savory delight has now congealed and lost its original appeal. What to do?

Then there’s the butter situation. That is, if you’re honest enough to help yourself to a little butter ball without aff ecting the pompous disdain of those who simply won’t be seen enjoying a South Beach Diet no-no. When that little ball is soft, it’s pure heaven to spread on a fresh, yeasty roll. But sometimes it’s as hard as cement. There you are, attempting to stab at it with your knife, which then slips and catapults the greasy little orb across the table, where it inevitably makes a landing strip out of someone’s suit lapel.

Salad can be slippery, too. What is it with kitchens not ensuring that leafy greens are bite-size? You find yourself engaged in a struggle with a large leaf

of lettuce you’re trying desperately to stow into your mouth, fold by fold. Of course, that’s the time someone with a microphone arrives at your table to introduce a tablemate to the entire room. Here you are, chewing your cud like Elsie Borden, haplessly in their field of vision. By the time Mic Person has moved on, you find to your dismay that there’s a spot of salad dressing you splashed on your chest, so hasty were you to pack it all in

Why is it that when the mashed potato falls off your fork as you’re aiming it toward your mouth, you notice someone at the next table happened to be looking at you? Or that the only knife you’re ever furnished with is a butterknife? It can barely slice through chicken skin or beef fat, and you wind up playing taff y pull separating it off the lean portion. Your fork slides, and you’ve just sent a greasy zucchini slice onto the spotless tablecloth.

To address these faux pas (and many others), I find that aff ecting a sheepish

smile and shrugging your shoulders often helps. If not, try playing the oblivious card. No one can fault you if you act like you’re totally unaware of what just occurred. Just make sure that when you apologize or explain yourself that there isn’t any spinach or poppyseed in your teeth. Or that the extra scratchpad you swiped doesn’t fall out of your swag bag. Miss Manners wouldn’t approve.

Spotlight YourBusiness

It’s no secret that when people, military personnel, and businesses relocate one of the first places they visit are Chamber of Commerce websites!

With the upcoming launch of our new website approaching in early October, we would like to spotlight your business!

As a value to our members, we randomly select members to feature on the home page of our website. If your business would like to be considered, please send us the following information via email:

1-3 paragraphs that explains • your business Business address• Contact & phone number• Business hours• Year established • Web address• Company logo• Photograph of you and/or your • business (.jpg format)

The Chamber is excited to help you further promote your business. Please contact Sceni Foster at 360-491-4141 or [email protected] for more information.


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New MembersSunrise Fitness for Women, LLC1010 Homann Dr. SE Lacey, WA 98503Contact: Jeremiah RoselliniCategory: Health & FitnessPhone: (360) 456-6077Web: www.sunrisefitnessforwomen.com

Tammy RedmondContact: Tammy RedmondCategory: SpeakerPhone: (360) 790-4098Web: www.tammyredmon.com

Joint Base Lewis McChord MWR20138 Pendleton AvenueBox 339500 MS 20Ft. Lewis, WA 98433Contact: Carly Michael Category: Government-Military Phone: (253) 966-2256Web: www.jblmmwr.com

American Family Insurance-Lisa Seavey Agency8825 Tallon Lane NE Suite D Lacey, WA 98516Contact: Lisa SeaveyCategory: Insurance AgencyPhone: (360) 705-0200Web: www.lisaseavey.com

Bradburn Associates, LLC 7828 13th Way NEOlympia, WA 98516Contact: John BradburnCategory: Business Consulting ServicesPhone: (360) 250-3548Web: www.bradburn.com

Renewals–Thank You!First Year: Cattail Enterprises, LLCCabinets by TriovonnaExpress Employment ProfessionalsJBK Communications, Inc.

2-4 Years:Re/Max Four Seasons-Karin ZeiglerChapman UniversityProfessional Temp Staffing AgencyWard Lending Group360 ChiropracticColumbia BankBill McGregor Port of Olympia CommissonerPanera Bread

2009 Board of Directors & Group RosterExecutive Board

Jeff Powell, President, Prime Development Group, 528-2550Jerry Farmer, President Elect, 94.5 ROXY, 236-1010Felix Peguero, Vice President, Edward Jones Investments, 438-0341Mike Harris, Treasurer & Board Member, Columbia Bank, 459-3344Carlene Joseph, Secretary, Harborstone Credit Union, 253-983-8636

Board of DirectorsAndrew Barkis, Hometown Property Management, 456-7368Tom Carroll, Networks Communications International, 701-1532Al Eckroth, Virgil Adams Real Estate, 701-3307Lowell Gordon, The Creative Office, 754-1732Chris Lester, Chris Lester Insurance Services, 866-0610Tony Salas, Anchor Bank, 491-2250Renée Sunde, Thurston EDC, 754-6320Angelique Wilson, Professional Temp Staffing Agency, 786-8443Patrick Davidson, Past President, Loan Network LLC, 412-1000 *Recently elected, serving a two year term.

GroupsAmbassadors:

Jenny Thorsell, Lacey Chamber Exec. Director, 491-4141

Auction: Jenny Thorsell, Lacey Chamber Exec. Director, 491-4141

Business & Economic Development Roundtable: Reneé Sunde, Thurston EDC, 754-6320

Education: Courtney Schrieve, NTPS, 412-4418

Goal Cultivator Workshop: Linda Jensen, Asset Care & Preservation Svcs., 357-6328

Government Affairs: Daniela Anderson, Hometown Prop. Mgmt, 456-7368

Golf: Joanna West, Washington Business Bank, 754-1954

Kidwiler Scholarship Foundation: Stewart Ridgeway, CPA, 459-4404

Military Affairs: Carlene Joseph, Harborstone Credit Union, (253) 983-8636

5-9 Years:Strader, Hallett & Co., P.S.Loan Networks, LLC Emperor’s PalaceRegal Cinemas- Martin Village 16Lacey Community EventsThe Village at Union MillsState Farm Insurance

10-14 Years: Sandra E. Flammini, ODHarborstone Credit UnionPuget Sound EnergySenior Services for South SoundVirgil Clarkson-Lacey City Council

Over 15 Years! Ken BalsleyMorningsideJon Halvorson


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©2009 Morgan Stanley Smith Barney LLC. Member SIPC.


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The Lacey Chamber of Commerce8300 Quinault Dr NE, Suite ALacey, WA 98516

Phone: (360) 491-4141Fax: (360) 491-9403Email: [email protected]: www.laceychamber.com

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Thrive! Feb. 2010 Newsletter