Comerica Incorporated, Dallas, TX, has named EVP J. Patrick Faubion

head of the banking com-pany’s Busi-ness Bank. Faubion is a 31-year vet-eran of Com-erica and its Texas Market President. He succeeds Vice Chairman Lars C. Anderson,

who is resigning to pursue other op-portunities. Faubion will report to Curtis C. Farmer, president of Comer-ica Incorporated and Comerica Bank, and will become a member of the man-agement executive committee. In addition to his new responsibili-ties, Faubion will maintain his current responsibilities which include over-seeing the TX market with direct re-sponsibility for general middle market banking and energy business, as well as market activities in AZ and FL. Faubion joined Comerica in 1984 and has held various management positions in commercial lending and credit management. He has overseen the growth of the TX market since 2010. Comerica Bank, with total assets of $69.3 billion, is strategically aligned by three business segments: The Business Bank, The Retail Bank, and Wealth Management Q

First National Bank Rio Grande, Albu-querque, NM, has recently promoted Lynette Freel to senior vice president

and credit analyst manager for the NM market. She serves at the bank’s Albuquerque main office at 2011 Mountain Rd. Freel has over 35 years of bank-ing experience.She joined First

National in 2013 as vice president and NM special assets officer. Her bank-

Volume 147, No. 5August 3, 2015 www.bankersdigest.com

Published weekly on Mondays except fifth Mondays

Thompson, Fletcher, and Anderson to Lead Emerging Leaders Section in Arkansas

Faubion Promoted At Comerica Bank

FaubionThompson

Appeals Court Allows State National Bank Challenge to Dodd-Frank to ProceedLegal Phases.....................................3

In This Issue...

Fayetteville, AR, Centennial Bank Se-nior Vice President Kevin Thompson

was appoint-ed the 2015-16 Emerging Leaders Sec-tion council president at the Arkan-sas Bankers A s s o c i a t i o n L e a d e r s h i p Conference in Fayetteville on June 26.T h o m p s o n

serves as a commercial lender with Centennial Bank. “Kevin has been in-strumental in the growth and success of our bank throughout Northwest Arkansas,” said Scott Hancock, North-west Arkansas Division president of Centennial Bank. “Not only is he a leader and team player within our or-ganization, but his customer service

skills are second to none. I am hon-ored to work alongside Kevin each day, and proud of this accomplish-ment and recognition of his abilities by the ABA.” Thompson earned a BBA degree in finance-banking from the University of Arkansas in 2004. He is active in the Fayetteville community, serving as treasurer and board member for the Fayetteville Lions Club. He is a gradu-ate of the Fayetteville Chamber of Commerce Leadership Class XX and a United Way volunteer. Blake Fletcher was appointed the 2015-16 Emerging Leaders Section council vice president. The 15-year banker is a senior vice president and commercial lender at Arvest Bank in Little Rock. John Anderson was appointed the 2015-16 Emerging Leaders Section council secretary/treasurer. The 12-year banker serves at Relyance Bank as a commercial lender Q

Freel

Freel Promoted to SVP in Albuquerque, NMing background includes serving as a senior credit analyst with US Bank, market president for Wells Fargo Bank in western NM, and other executive positions with First Community Bank. First National Bank Rio Grande is a division of The First National Bank of Santa Fe, which is a $1.7 billion-asset bank with 14 NM branches in Albu-querque, Santa Fe, Las Cruces, and Los Alamos, and 11 branches in CO. First National Bank is owned by Strategic Growth Bank Inc., El Paso, TX. According to the FDIC, Strategic Growth is a two-bank holding compa-ny with $2 billion in assets Q

Page 2 BANKERS DIGEST August 3, 2015

where, during her seven year tenure, she served in the corporate account-

ing department. Rayburn is a Magna cum Laude graduate of West Texas A & M Uni-versity in Canyon, a graduate of Tex-as Tech School of Banking, and is a CPA with experi-ence in the areas

of trust, insurance, and public ac-counting. She and her family reside in the Whitehouse area Q

the Texas Society of Certified Public Accounts.

“Keith’s leader-ship, along with his prudent decisions, has made many significant and last-ing contributions to the bank’s solid and secure finan-cial foundation,” stated Vice Chair-man Jeff Austin III.

Burton began his service with Aus-tin Bank in 1983 when looking for a summer job after graduation from Jacksonville High School. During his 32-year tenure, he has served in sev-eral positions, including bookkeep-ing, computer programming, and note teller. In 1999, he was promoted to SVP and controller, in 2005 to EVP and controller, and in 2006 was appointed advisory member to the bank’s board of directors. Elected deputy CFO in April 2015, he was promoted to senior EVP and CFO and named executive committee member in July 2015. A graduate of Lon Morris College, Burton earned a BS degree from The University of Texas at Tyler. A long-time resident of Jacksonville, he is a member of the Jacksonville Chamber of Commerce and a graduate of the Jacksonville Leadership Institute. In previous years, he played the piano for many of the Cherokee Civic The-atre productions. Rayburn, who joined Austin Bank in April 2015, succeeds Burton as con-troller. She holds the title of senior vice president. She joined the bank from Happy State Bank in Amarillo,

Jeff Austin Jr., chairman of the board, Austin Bank, Texas N. A., Jackson-

ville, recently an-nounced that Keith Chambers, senior EVP and chief financial of-ficer, retired effec-tive July 17. Todd Burton, Austin Bank’s deputy CFO, succeeded Chambers. In ad-

dition, Sandy Rayburn has been named controller. Chambers joined Austin Bank in September 1997 as the bank’s first CFO and remained in that position throughout his 18 years with the bank.He began his 40-year banking career in 1975 as the CFO with Texarkana National Bank in Texarkana, TX. He holds a BSBA degree from the Univer-sity of Nebraska, is a Disney Univer-sity 1993 graduate, and a member of

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Chambers

CFO Chambers Retires, Burton Named CFO, Rayburn Controller

Burton

In This Issue...Appeals Court Allows State National Bank of Big Spring, TX, Challenge to Dodd-Frank to Proceed.............................................3

SWSGB 2015 Graduates................4

Newswatch......................................8

Charter Activity..............................9

Classified.......................................10

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Veritex Holdings Inc., the holding company of Veritex Community Bank, both of Dallas, closed the ac-quisition of IBT Bancorp Inc, the hold-ing company of Independent Bank of Texas, Irving, on July 1. Bankers Digest incorrectly reported in the July 20, 2015, issue the name as Veritex Com-munity Bank, N. A.

CORRECTION

August 3, 2015 BANKERS DIGEST Page 3

CEI general counsel Sam Kazman issued a statement on the ruling on July 24: “The D.C. Circuit’s ruling today opens the door to a court test of the Con-sumer Financial Protection Bureau’s constitutionality. Since Dodd-Frank’s enactment five years ago this month, the CFPB has inflicted damage on huge segments of our economy. Its powers are so free-roaming that they are unprecedented in our history. The fact that our standing to challenge the CFPB has been upheld is great news

L I T I G A T I O NAppeals Court Allows State National Bank of Big Spring, TX,

Challenge to Dodd-Frank To Proceed

L E G A L

PHASES

(continued on Page 12)

In a win for the American public, the D.C. Circuit Court of Ap-peals on July 24 granted

standing to challenge the constitu-tionality of major provisions of the 2010 Dodd-Frank Wall Street Reform and Consumer Protection Act. The Competitive Enterprise Institute is a co-plaintiff in the lawsuit, State Na-tional Bank of Big Spring, Texas et al. v. Lew et al. For background on the lawsuit, visit www.cei.org/doddfrank. Below is a statement by Jim Purcell, chairman of the board and CEO of the State National Bank of Big Spring, TX, which is the lead plaintiff in the case. “As a small community bank out in West Texas, we’ve always felt pretty vulnerable to the regulatory burdens imposed on us by Washington, DC. In recent years, that threat was epito-mized for us by the Consumer Finan-cial Protection Bureau, an agency which was alarmingly free of tradi-tional checks and balances. We never quite understood why the Bureau ob-jected to having its constitutionality tested in court. On behalf of the bank, its customers, and the American pub-lic, we’re extremely gratified that we’ll now have the chance to put this agen-cy to that test.”

“...the CFPB has inflicted damage on huge seg-ments of our economy. Its powers are so free-roaming that they are unprecedented in our history.”

suntrustrh.comDebt & Equity Capital Raising Mergers & Acquisitions Financial Risk Management Treasury & Payment SolutionsSunTrust Robinson Humphrey is the trade name for the corporate and investment banking services of SunTrust Banks, Inc. and its subsidiaries. Securities underwriting and M&A advisory services are provided by SunTrust Robinson Humphrey, Inc., member FINRA and SIPC. | Lending, fi nancial risk management, and treasury and payment solutions are o� ered by SunTrust Bank. | Deposit products are o� ered by SunTrust Bank, Member FDIC. © SunTrust Banks, Inc. All rights reserved.

Committed to Community Banks in TexasContact Craig Berry, Director, Correspondent Banking at 214-999-1710, craig.berry@suntrust.com or Peter Faser, Group Head, Correspondent Banking at 404-439-7356, peter.faser@suntrust.com to learn more about our investment and correspondent banking products and services that can help your bank achieve its goals.

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for us, the plaintiffs, and even greater news for the American public.” The federal appeals court in Wash-ington, D.C., ruled the plantiffs could challenge the constitutionality of the Consumer Financial Protection Bu-reau (CFPB) (Dodd-Frank Act Title X – Bureau of Consumer Financial Protection) even though the State National Bank’s conduct has not been subject to any enforcement action. The appeals court sent the case back to the lower court

L E G A L P H A S E S

Source: American Bankers Association

www.aba.com

Page 4 BANKERS DIGEST August 3, 2015

P E O P L E BANKING SCHOOL GRADUATES

SW Graduate School of Banking at SMU Announces 2015 Graduates, Class 56The SW Graduate School of Banking at Southern Methodist University held its 2015 com-mencement on June 5 for the Class 56, the 56th class to fulfill the requirements of this gradu-ate program. In mak-ing the an-n o u n c e -m e n t , President/CEO of the SWGSB Founda-tion Dr. S. Scott MacDonald said the 2015 graduates represent more than 51 financial institutions in 10 states.The graduate school’s sponsoring partners include the Arkansas, New Mexico, Oklahoma, and Texas bankers associations, the Independent Bank-ers Association of Texas, and SMU. The the list of 2015 graduates from the Bankers Digest coverage area are:

Arizona: Deven Mohnsam, Mutual of Omaha Bank, Scottsdale.

Arkansas:

Paul Lowe, First Federal Bank, Little Rock; Robert McDonald, Centen-

nial Bank, Jacksonville; and Charles Wi lk inson , F a r m e r s Bank, Green-wood.

New Mexico:D u s t i n Walker, The Carlsbad Na-tional Bank,

Carlsbad.

Oklahoma:Brent Case, The Bank, N.A., McAles-ter; Lucas Clark, First United Bank and Trust, Ada; Guylene Dooman, Prosperity Bank, Tulsa; Charles Eny-art (recognition for leadership), Okla-homa State Bank, Vinita; Jimmy Fer-nandez, First United Bank & Trust, Colbert; Timothy Garrett, Bank of Commerce, Duncan; Micco Haney, First United Bank, Durant; Sally Hawkins (graduated with distinction), Bank of the Panhandle, Guymon; Ka-tie Horne, Vision Bank, N. A., Ada; Je-rold Phillips (recognition for leader-

ship), Citizens Bank & Trust Company, Ardmore; Chay Shockey, AmeriState Bank, Antlers; Anthony Thompson (recognition for leadership), First United Bank & Trust Co., Durant; and Scott Uhlenhake, First United Bank and Trust, Madill.

Texas:John David Baker (graduated with distinction), Llano National Bank, Burnet; Angela Bedard (recognition for leadership), FDIC, Dallas; Kyle Berry (graduated with distinction), American National Bank of Texas, Forney; Christina Cornel, TrustTexas Bank, Cuero; Nicholas Davis (gradu-ated with distinction), West Texas National Bank, Midland; Brandon Farmer, MidSouth Bank, N. A., Dallas; Amy Feagin (graduated with distinc-tion), Independent Bank, McKinney; Taylor Felan, Plains Capital Bank, Austin; Mike Fernandez (recognition for leadership), Texas National Bank, Sweetwater; Andrew Friederichs, (graduated with distinction), Plains Capital Bank, Arlington; Ryan Friend, Prosperity Bank, Dallas; Michael Gar-land (graduated with distinction), Cit-izens State Bank Luling, San Antonio; Gabriel Guerra, Kleberg Bank, Cor-pus Christi; Justin Hammack, Cen-tennial Bank, Kerrville; Kolby Kim-broug, AimBank, Lubbock; Jeffrey King (graduated with distinction), Austin Bank, Texas N. A., Frankston; Angela Krieger, Landmark Bank, Sherman; Amber Krisher, American Bank, N. A., Dallas; Grant Lankford, POINTWEST Bank, West; Patrick Lan-mon, Commercial Bank of Texas, N. A., Nacogdoches; Mark Leach, Farmers State Bank, Center; George Lewis, The First National Bank of Hughes Springs, Jefferson; Victoria Lucas (graduated with distinction), Ameri-can National Bank of Texas, Terrell; Joe Mahan, Citizens National Bank, Rockdale; Stuart Meisenheimer, Citi-zens National Bank, Tyler; Elizabeth Meyers (graduated with distinction), TIB-The Independent BankersBank, Farmers Branch; Gary E. Mobbs, Lone Star Bank, Gonzales; Tomas Moreno, The Bank of San Antonio, San Anto-nio; Lee Murray, City National Bank,

2015 SWGSB Graduates

(continued on Page 5)

August 3, 2015 BANKERS DIGEST Page 5

P E O P L E TEXAS

John Carl Scurlock, age 82, died on Friday, July 17, af-ter a courageous battle with cancer. Scurlock was a legendary Austin banker and com-munity leader. Scurlock grew up in Dallas, at-tended Highland Park schools, and graduated from SMU. Upon graduation, he married Jan Lowry Simpson, the love of his life for the past 61 years. He proudly served in the U. S. Air Force as a pilot until he received his honorable dis-charge. After his military service, he joined The First National Bank in Dallas, where his father, H. Y. Scurlock, had served his career, and there John met numerous TX bankers in his capac-ity as a correspondent banker, many of whom became lifelong friends. In 1963, he took advantage of an oppor-tunity with a small downtown Austin bank, City National Bank, where he spent the next 30 years, ultimately be-coming chairman and CEO. The bank subsequently became First City Na-tional Bank of Austin. Scurlock was known for his com-mitment to the Austin community. He was active in a variety of volunteer and civic activities throughout his career and into retirement. He served on nu-merous boards and committees. Among the numerous awards and honors he received were: the Willie Kocurek Vital Aging Award, the Aus-tin Business Journal Community Service Award, and, the first John C. Scurlock Volunteer of the Year Award honoring him for his involvement and commit-ment to Drive a Senior – West Austin. He was a man of faith and a member of Covenant Presbyterian Church. He enjoyed his dogs, motorcycles, hunt-ing, fishing and the occasional golf game. Scurlock is survived by his wife Jan, three sons, and numerous grandchil-dren and great grandchildren Q

Scurlock

C

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CM

MY

CY

CMY

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David Kinard Integrity May 14 4C.pdf 1 10/30/14 12:47 PM

Retired Austin Banker/Civic Leader John Carl Scurlock Dies

San Saba; Craig Parker (graduated with distinction), First Bank, NA Con-roe; Clint Patrick (graduated with distinction), Mills County State Bank, Early; Eric Peltier, LegacyTexas Bank, Richardson; Will Pinner, Citizens State Bank, Whitney; Aaron Quar-les, Landmark Bank, Denison; Rich-ard Reynolds, Meridian Bank Texas, Denton; Zane Rhyne, Brave National Bank, Iraan; Scott C. Rogers (recog-nition for leadership), Alliance Bank

Central Texas, Waco; Brady Rountree, Mills County State Bank, Goldthwaite; Derek Stahlman (recognition for leadership), BKD, LLP, San Antonio; Alfred Vega, Vintage Bank, Waxa-hachie; Ron Westervelt, Ameristate Bank, Sherman; and Jared Whitson (graduated with distinction), Texas Department of Banking, Austin. For more information, contact SW Graduate School of Banking (www.swgsb.org, SWGSB, SMU, Box 214, Dallas, TX, 75275; 214.768.2991; info@swgsb.org Q

SWSGB-2015 (continued from Page 4)

Page 6 BANKERS DIGEST August 3, 2015

Southwest Capital Bank, Las Vegas, announced the promotion of Adam

Durant to senior vice president, loan officer. Du-rant has servd with the bank eight years. He was part of the original team who moved to Albu-querque to open the Huning Castle

Branch and has been instrumental in helping grow loan volume 25% in the past year. He holds BA and master’s degrees and Pacific Coast Bankers School accreditation. Emilio Vallejos has been promot-ed to senior vice president, opera-tions and technology. He joined the bank five years ago after working with Target Corporation and serving in the

US Marine Corp. Vallejos will be responsible for leading the efforts to centralize back-room operations and technology in Albuquerque and leading all day to day efforts of op-erations.

Katja Fitz has been promoted to assistant vice president, loan officer. Fitz earned an associates degree from CNM. Stephanie Fischer has joined the bank as vice president, branch opera-tions. Fischer has 21 years of branch banking and backroom operations ex-perience. Maureen Santillanes has been promoted to assistant vice president, Douglas Ave. branch manager. She joined the bank eight years ago. Taylor Trodden has been named banking officer. He joined the bank in 2014 as a part-time teller. He recently earned an MBA degree from UNM and will begin his new role as a banking officer working with numerous depart-ments within the bank Q

Curt Trindle has joined F&M Bank as an executive vice president-Oklahoma

City, according to Barry Anderson, F&M chief opera-tions officer. Trindle is a 22-year banker who has served 14 years in a man-agement capac-ity. He is return-ing to F&M Bank

after three-plus years of service as a lender at Bank7 in Nichols Hill. Previ-ously, he served more than four years at F&M in Edmond and earlier as a lender at Bank2. Tindle is experienced in financial analysis, credit quality, marketing, sales, and operations. He complet-ed the Oklahoma Bankers Associa-tion’s Commercial Lending School in 1998, Analyzing Financial Statements Courses I and II in 1995, Installment Lending School in 1995, and the Inter-mediate School of Banking in 1995. A native of Kingfisher, Trindle is a graduate of Oklahoma State Univer-sity, where he earned a BS degree in agricultural economics, and is an hon-

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ors graduate of Oklahoma City Univer-sity, where he earned an MBA degree in finance. The bank has also reported that Maribeth Wayne has recently joined as internal control/compliance officer. Wayne served at the U.S. Depart-ment of the Treasury in bank regula-tion under the Clinton and George W. Bush administrations and worked in regulatory compliance as a certified regulatory compliance manager at Washington Mutual and Downey Sav-ings. She is a graduate of Gwynedd-Mercy University in Gwynedd Valley, PA, where she earned a BS degree in accounting. She is a certified risk pro-fessional. F&M Bank was founded in 1902 as Farmers and Merchants Bank and has grown to eight locations in Oklahoma City, Edmond, Guthrie, Piedmont, Crescent, and Kingfisher. With assets of over $350 million, F&M provides complete banking services for central OK. It also owns and operates F&M Mortgage, which serves customers throughout OK with mortgage ser-vices Q

NEW MEXICO

Durant

Vallejos

Five Upped and One Hired, Southwest Capital Bank

August 3, 2015 BANKERS DIGEST Page 7

multimillion-dollar benefits and hu-man resources budget while leading almost 100 employees in six coun-tries. She acted as the company representative in all compensation committee meet-ings and regularly made presenta-tions to the Acxi-om board. Compton re-ceived a bach-elor’s degree in psychology from the University of Arkansas at Fayetteville in 1995, graduating summa cum laude. She received a law degree from the University of Arkansas Law School with high honors in 1997. Simmons First National has more than $7.6 billion in total assets and operations in four states – Arkansas, Kansas, Missouri, and Tennessee Q

P E O P L E

Jena Compton will join Simmons First National Corp., Pine Bluff, in September as executive vice president and chief people officer and assistant general counsel, reported Simmons chairman/CEO George Makris. Compton has served since November 2012 as the senior vice president for human resources at Acxiom Corp. in Little Rock. She joined Acxiom in 2000 as a staff attorney. Compton will be involved in all areas of human resources. These will include organizational effectiveness, talent acquisition, talent manage-ment, benefits, compensation, leader-ship development, and employment compliance. She will be charged with implementing a reorganization plan for the human resources and training departments while providing advice and counsel on employment law mat-ters. At Acxiom, Compton managed a

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UMB Bank, n.a., has recently hired Tom Goetzinger as vice president, portfolio manager and Sean Sci-bienski as vice president, business banking relationship officer for its AZ team, said Jim Patterson, CEO of UMB Bank Arizona. Goetzinger has more than 15 years of experience in the financial services industry. In his role, he is respon-sible for all aspects of portfolio con-struction including asset allocation, security selection, and mutual fund analysis for high-net-worth individu-als and families. Prior to joining UMB, he was vice president and investment specialist at JPMorgan Chase in Scott-sdale. Scibienski has more than 12 years of experience in the financial services industry. Prior to joining UMB, Sci-bienski was vice president, commer-cial relationship manager at Arizona Bank & Trust Q

Page 8 BANKERS DIGEST August 3, 2015

N E W S W A T C H

Independent Bank Group to Acquire Grand Bank, Dallas, In $80 Million Cash and Stock Transaction

Judge Orders Liquidation of Allied Bank’s Parent Acme

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McKinney-based Independent Bank Group Inc. ($4.26 billion as of March 31, 2015), the holding company for Independent Bank, agreed to acquire Dallas-based Grand Bank ($608.6 mil-lion as of June 30, 2015), according to a July 23 news release. Grand Bank operates two full-ser-vice banking locations in North Dallas and the Park Cities areas of Dallas. As of June 30, it reported total deposits of $507.1 million and total equity capital of $41.6 million. With the acquisition, Independent Bank Group would have total assets of approximately $4.9 billion. Under the terms of the definitive agreement, Independent Bank Group will pay aggregate merger consid-eration valued at $80.1 million. The merger consideration will consist of $24.1 million cash and 1,279,532 shares of Independent Bank Group common stock determined by the av-erage of the company’s daily 10-day volume weighted average stock price of $43.77 as of July 20. The merger is expected to close during the fourth quarter, subject to certain conditions, including the ap-proval by Grand Bank shareholders

and customary regulatory approvals. According to Daniel T. Bass, CFA, managing director - investment bank-ing, Performance Trust Capital Part-ners LLC in Houston, the deal pricing ratios are as follows:Price / Book (%) 201.1Price / Tangible Book (%) 201.1Price / Earnings (x) 38.6Price / Deposits (%) 17.47Tang. Book Premium / Core Deposits (%) 9.03. Grand Bank “has a strong track re-cord of providing exceptional service to its private banking and entrepre-neurial owner managed business cli-entele,” according to the news release. The bank was established as a de novo in June 2002 as state bank char-ter with an initial capitalization of $13.750 million. The home office is at 16660 North Dallas Parkway. The original organizing group in-cluded Roy Gene Evans, chairman of the board of directors, David Michael Redden, vice chairman, and Lee Din-kel, president/CEO, among others. In the 1980s, Evans and Redden operat-ed the former Grand Banks in Dallas, which were acquired by Comerica Inc. and are now part of Comerica Bank’s TX operations Q

U.S. Bankruptcy Court Judge Ben Barry on July 23 ordered the liquidation of Acme Holding Co., the parent compa-ny of Allied Bank of Mulberry, accord-ing to George Waldon at arkansasbusi-ness.com The judge’s ruling converts Acme’s 15-month Chapter 11 reorganization to Chapter 7 liquidation, which will entail the appointment of a trustee. The order sets the stage for an auc-tion of Acme’s prime asset, its Allied Bank stock. The Lex Golden family of Little Rock, which controls Acme and Allied, pledged all the bank’s stock in 2010 as collateral for $5 million in two loans from Chambers Bank of Danville. According to arkansasbusiness.com, the Goldens put Acme into bankruptcy in April 2014 to prevent Chambers Bank from foreclosing on the delinquent loans, which now total more than $4.5 million. Also supporting the conversion to Chapter 7 was C Holdings LLC, an affili-ate of Chambers that holds a $1.4 million delinquent loan claim against Acme. The third creditor favoring liquida-tion, Hildene Asset Management, rep-resents the holders of trust-preferred securities with a claim of more than $3 million plus more than $236,000 in unpaid interest. Acme initially listed total assets of $12.2 million and liabilities of $11.4 million in its Chapter 11 petition. To-tal assets have since fallen to nearly $8.3 million, according to its June 30 monthly report to the court. The Goldens guided Allied Bank on an ascent to $189 million in assets in 2010 and its subsequent five-year plunge, amid $11 million in losses, to total assets of $107 million, total de-posits of $99 million, and total bank equity capital of $8.1 million as of March 31, 2015, according to the FDIC. Meanwhile, Blackmon Auctions continues working to sell off parts of Allied’s more than $11.1 million portfo-lio of “Other Real Estate Owned.” Also on the auction block are two bank branch facilities in Little Rock and one facilitity in Van Buren Q

August 3, 2015 BANKERS DIGEST Page 9

R E G U L A T O R S

C h a r t e r

a c t i v i t yArkansasMERGERS AND ACQUISITIONS The FEDERAL RESERVE BANK OF ST. LOUIS has received an applica-

tion by Bear State Financial Inc., Little

Rock, to acquire 100% of Metropolitan

National Bank, Springfield, MO.

OklahomaBRANCHES The OFFICE OF THE COMPTROL-LER OF THE CURRENCY has ap-

proved an application by JPMorgan

Chase Bank, N. A., Columbus, OH,

for a branch at 320 N. Broadway Ave.,

Oklahoma City.

TexasBRANCHES The OCC has approved an appli-

cation by The First National Bank of

Sonora, Sonora, for a branch at the

NWC of Harmony Hills and Hwy. 281,

Bulverde.

The OCC has received an applica-

tion by Austin Bank, Texas N. A., Jack-

sonville, for a branch relocation: from

305 S. Broadway, Ste. 100, to 328 S.

Broadway, Tyler.

The TEXAS DEPARTMENT BANK-ING has approved an application by Frost Bank, San Antonio, for a branch relocation: from 100 E. Anderson Ln., to 111 E. Anderson Ln., Austin.MERGERS AND ACQUISITIONS The FEDERAL RESERVE BANK OF DALLAS has received an application by Kimble County Bancshares Inc., Junction, to become a bank holding company by acquiring 100% of First State Bank, Junction. The OCC has issued an intent not to disapprove action for an applica-tion by purchasers Carolyn Stone and Gordon C. Stone involving The First National Bank of Stanton, Stanton. The OCC has reported a business combination-non-affiliate merger in-volving Memorial City Bank, Hous-ton, merging into Communitybank of Texas, N. A., Beaumont, the resultant bank, was effective July 17. The OCC has approved a business combination-affiliate merger applica-tion involving Texas Leadership Bank, Royce City, merging into Guaranty Bank & Trust, N. A., Mt. Pleasant, the resultant bank. The OCC has received a business combination-non-affiliate merger application involving Patriot Bank, Houston, merging into Green Bank, N. A., Houston, the resultant bank Q

ARIZONAN E W S W A T C H

FirstBank Reports Significant Growth in Arizona in 2015FirstBank Holding Company, the Lakewood-based holding company for the largest locally owned banking organization in CO, First Bank, on July 20 reported its 2015 second quarter fi-nancial results: “FirstBank has experi-enced strong year-over-year growth in the first half of 2015 across Colorado, Arizona and California.” According to Business Wire, First-Bank, with 16 banking locations in Phoenix, East and West Valley market, announced: “Our success generat-ing double-digit lending and deposit growth has allowed us to open more locations to better serve Phoenix-area residents with a number of banking products and services.” As of June 30, the FirstBank branch-es in AZ increased deposits by 32.8% from $228.4 million in 2014 to $303.4 million in 2015. The bank also saw sig-nificant growth in total loans, growing from $440.2 million to $587.9 million year-over-year, an increase of 33.6%. Additionally, FirstBank opened one new branch in Scottsdale on N. Scott-sdale and E. Pinnacle Peak. “We’ve enjoyed tremendous suc-cess over the last several years in Ari-zona and look forward to building on this momentum in the second half of 2015,” said Kevin Classen, FirstBank market president of the West Valley. “Our success generating double-digit lending and deposit growth has al-lowed us to open more locations to better serve Phoenix-area residents with a number of banking products and services.” As of June 30, FirstBank Holding Company’s bankwide net income for the first half of 2015 increased 3.7% to $85,774,000 compared to $82,694,000 in 2014. Total assets were $15.17 bil-lion, an increase of 8.8%, and total deposits were $13.58 billion, up 8.4% year-over-year. Investment securi-ties were $5.93 billion and net loans totaled $8.37 billion, up 14.2% and 10.4% compared to 2014, respectively. First Bank operates 120 total lo-cations across its CO, AZ, and CA footprint. The bank serves more than 650,000 customers Q

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Page 10 BANKERS DIGEST August 3, 2015

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ARE YOUR I.T. COSTS OUT OF CONTROL? We have saved our cli-

ent banks 30%. Let’s talk about how we can do the same for you. Call Da-vid Long at 972-724-2618 or email us at dlong@hoganfin.com.

POSITIONS AVAILABLE

DALLAS REGIONAL BANK SEEKS C & I LENDER at current bank. Great opportunity for the right per-son. Send resume to Sharon@bab-ich.com or call 469-223-9885 or 972-802-7638 for additional infor-mation.

MARKET PRESIDENT Dallas for growing regional bank. Lead and grow a team of commercial lend-ers. Will be a producing manager. Please call Kevin 214-515-7606 at BABICH & ASSOC. Kevin@babich.com

BANK MANAGER needed in Georgetown, TX. 3 years of banking management required. Email your resume to elizabeth@babich.com or call me at 214-515-7609.

MANAGEMENT SUCCESSION: New Mexico Community Bank seeks gen-eralist lender to eventually become President. Candidates with small-town backgrounds from NM or West Texas preferred. Mark Mitchell, Lone Star Search, 972-335-9009, lonestarsearch.net.

COMMERCIAL LENDER Texas Hill Country: Independent bank has opportunity to inherit portfolio and live and work in picturesque, fam-ily-friendly community without big city hassles. Mark Mitchell, Lone Star Search, 972-335-9009, lone-starsearch.net.

Citizens Bank of Edmond is seeking COMMERCIAL LENDER with at least three-five years lending experience; bachelor’s degree in Finance/Ac-counting or related field preferred. Individual will be responsible for developing a loan portfolio while ef-fectively managing commercial re-lationships. For more information or if interested provide your resume to kmerry@citizensedmond.com

EXPERIENCED COMMERCIAL LENDER & SENIOR RELATIONSHIP MANAGER is needed for a growing independent bank in North Central Texas for the Decatur market and the Wichita Falls market. The can-didates should have a minimum of 5-7 years of progressively respon-sible commercial and commercial real estate lending experience. The

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August 3, 2015 BANKERS DIGEST Page 11

successful candidates should have a proven track record in credit analy-sis and loan underwriting, and pos-sess strong business development skills. Please send resume and salary requirements to bankersdi-gest@bankersdigest.com, subject line Box Y-1.

CREDIT ANALYST – responsible for analyzing business and personal fi-nancial statements and tax returns, completing analytical underwrit-ing summaries for new and existing borrowing relationships, computing global cash flow analysis, perform-ing loan and portfolio stress test-ing, performing profitability analy-sis, managing appraisal ordering process, and participating in loan committee meetings. Requirements include excellent writing and good verbal communication skills, Bach-elor’s degree in finance, accounting or related field, and minimum 1 year of credit analyst experience with a bank. Complete job description can be viewed at www.worthingtonbank.com. Please send resume to ca-reers@worthingtonbank.com

Texas Republic Bank, a successful and fast growing community bank, voted “Best Places to Work” and “Top 100 Community Banks in the U.S” for two consecutive years is looking for experienced and suc-cessful LOAN OFFICERS. Candi-dates will be expected to be com-munity focused, self-motivated, and capable of independent work gen-erating business in lines of credit, commercial loans, and owner-occu-pied and investor real estate loans. Successful candidates will work as part of a team to generate deposits, build customer relationships, and achieve institutional objectives. 5 to 10 years of applicable experience and college degree is preferred. A proven track record of strong credit discipline, successful business and relationship growth, community in-volvement, and portfolio manage-ment is required. Send your résumé and compensation requirements to Kathy Selvidge at Kathy.selvidge@TexasRepublicBank.com.

C L A S S I F I E DFIELD EXAMINER: Are you a retired or retiring C&I Lender in the Hous-ton area who wants to work 2-3 days per week? Join The WFA Group as a Field Examiner. Flexible schedul-ing; some overnight travel; will train, Contact Tony Frels at afrels@wfa-group.com.

NETWORK ADMINISTRATOR need-ed for a community bank in Waco, TX. Competitive salary and ben-efits package. Banking experience preferred. Please send resumes to bankersdigest@bankersdigest.com, subject line Box A-1.

Bank of the Panhandle, Guymon, OK, has an opportunity for a LOAN OFFICER with a minimum of three years of lending experience and a bachelor’s degree in finance or business related field. Candidate will be responsible for originating commercial, agricultural, mortgage and consumer loans and growing the portfolio of the bank. Member FDIC. Interested applicant can sub-mit resume to: sbaggerly@bopguy-mon.com

First Security State Bank, Cranfills Gap, TX, is seeking a LENDER for our Whitney, TX, location with at least three to five years lending ex-perience; bachelor’s degree in Fi-nance/Accounting or related field preferred. Individual will be respon-sible for developing a loan portfolio while effectively managing existing loan relationships. For more infor-mation or if interested provide your resume to resume@fssbtexas.com.

EQUIPMENT

For Sale or Lease: Modular Bank Buildings. Immediately available, 14’x66’ or 24’x66’. Texas coded fa-cilities. Banking equipment Includ-ed along with drive thru. Contact Clint Werts at 888-800-8866, info@nabsinc.com.

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“60 data elements” regarding overdraft checking programs, but that Fiserv would be billing its client banks for the cost of producing this informa-tion. “TBA objects to this third-party data search on both legal and customer privacy grounds,” explained TBA Pres-ident/CEO Eric Sandberg. “We are also concerned about the breadth of this data sweep and why the CFPB’s information requirements could not be satisfied with a representative cross-sampling rather than a demand request apparently sent to every ma-jor processor in the banking industry.”In addition to requesting copies of all factual and analytical surveys and in-vestigations conducted by the CFPB, or on its behalf by third parties, the TBA request also calls for access to any legal analysis relied upon by way of supporting the CFPB’s legal author-ity for the issuance of the information orders Q

TBA (continued from Page 12)

Page 12 BANKERS DIGEST August 3, 2015

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Haltner Half Page Ad 8414.pdf 1 8/4/14 9:23 AM

to consider the challenge. Here is a brief overview: On June 21, 2012, the Competitive Enterprise Institute and the 60 Plus Associa-tion joined the State National Bank of Big Spring, Texas, in challenging the constitutionality of several ma-jor provisions of the Dodd-Frank Wall Street Reform and Consumer Protection Act. The plantiffs’ argument was based on the unprecedented, unchecked power Dodd-Frank gives to agencies like the Consumer Financial Protection Bu-

TBA Requests CFPB Info

The Texas Bankers Association (TBA) on July 24 filed a Freedom of Informa-tion Act Request with the Consumer Financial Protection Bureau (CFPB) to obtain all documentation the agency requested from bank software proces-sors on the overdraft activity of their bank customers. The TBA was informed by its mem-bers that one of the processors, Fiserv, was complying with an Order to File Information from the CFPB to provide

(continued on Page 11)

LEGAL PHASES (continued from Page 3) reau (CFPB), the Financial Stability Oversight Council (FSOC), and the Or-derly Liquidation Authority. By February 2013, 11 states had joined the case, now referred to as State National Bank of Big Spring, Texas et al. v. Lew et al. However, in August 2013, a federal judge dismissed the lawsuit on standing and ripeness grounds. Subsequently, the plaintiffs appealed this decision and a hearing was held in November 2014 before a panel of the U.S. Court of Appeals for the Dis-trict of Columbia Circuit Q