This year, the University cel-ebrates the 150th anniversary of the act, which was initially proposed by Vermont Senator Justin Smith Morrill in 1857 and signed by President Abraham Lincoln in 1862. Through the act, the federal government gave 30,000 acres of land to every state, per state representative, for the purpose of building colleges that teach agriculture, military tactics and mechanical arts with a focus on classical studies — all with an underlying mission of giving a liberal education to the working and rural classes.

William Morrill, Class of 1972, is the great-great-grand-nephew of Senator Morrill, and he said Senator Morrill saw edu-cation as a foundation for future greatness. The senator’s inspira-tion for the act came from a de-sire for the people.

“[Sen. Morrill] saw that we have universities like Harvard and Yale, and that the country’s privileged class could get a col-lege education,” Morrill said. “But the sons of military people were not receiving an education.

He knew that for our country to move forward, it was nec-essary to provide education of the industrial, agricultural and military arts.”

The Morrill Land Grant Act created more than 75 land grant colleges throughout the U.S., some of which include the Uni-versity of Florida, Cornell Uni-versity, Oklahoma State Univer-sity, the University of Alabama and, of course, Texas A&M University.

Jason Cook, A&M vice presi-dent for marketing and commu-nications, said 10 of the 14 uni-versities within the Southeastern Conference are land grant col-leges, a common foundation that underlies the purpose and drive behind these universities.

“[These] SEC schools share in the land-grant heritage, which speaks to the league’s sense of solidarity and common pur-pose,” Cook said. “These insti-tutions are woven into the daily lives of their respective states, ranging from the food we eat to

● wednesday, september 12, 2012 ● serving texas a&m since 1893 ● first paper free – additional copies $1 ● © 2012 student media

thebattalion

Grant rooted

Jennifer KeithSpecial to The Battalion

Morrill Act paved way for the education of

‘the people’

Roger Zhang — THE BATTALION and Courtesy Photos

Texas A&M was the first public institution of higher education in Texas. Its west entrance is marked by the Administration Building, which was constructed in 1932.

insidecolumn | 3Cost of feesUniversity President R. Bowen Loftin discusses the reasons behind establishing the “University Advancement Fee.”

I

n 1862, Texas A&M’s roots were planted

through the passing of the Morrill Land

Grant Act, allowing for the establishment of

dozens of colleges nationwide.

In a matchup many writers, analysts and fans equaled as one of the program’s most colossal in its storied history, the Aggies, run by for-mer University of Houston head coach Kevin Sumlin, fell to the Florida Gators 20-17. The players and coaches rehashed Saturday’s events at a press conference Tuesday while looking ahead to the SMU Mustangs.

Following the Aggies’ reminiscent second-half offensive collapse, the team said they re-

mained optimistic in their new leader, redshirt freshman Johnny Manziel.

“I think he did a great job,” senior offensive tackle Luke Joeckel said. “He’s a very confi-dent guy. He’s a tough guy. He’s always trying to make plays and he’s going to do that for us this year.”

Manziel, who stepped onto the college stage for the first time against a powerful Flor-ida squad, was able to impress over the course of the game. He would rack up 78 rush yards

James Sullivan The Battalion

Students discuss post-9/11 social issues after ‘Mooz-Lum’ screening

Planes fell from the sky on Sept. 11, 2001, leaving a scar the U.S. sought to re-pair, sometimes under at the vilification of the Islamic community in America.

Since the terrorist attacks, many Mus-lims have had their reputation affected by a radical group that also claims the name of Islam. And eleven years later, the U.S. still remembers the attack.

A showing of the film, “Mooz-lum,” was presented by the MSC’s Carter G. Wood-son Black Awareness Committee, which highlighted the struggles of rectifying a Muslim identity with an American identity.

A discussion followed with Rebecca Hankins, associate professor, certified ar-chivist and A&M librarian, as well as Naf-isah Hankins, Class of 2010, who is work-ing on her thesis on identity constructions of African-American Muslims at the City University of New York. Members of the Muslim community were also interviewed

to explore aspects of the experiences of the Islamic community in a post-9/11 America.

“Most of the Muslim organizations, if not all of them, condemned it,” said An-wer Ahmed, a professor of accounting at the Mays Business School and the President of the Islamic Community of Bryan-College Station, when speaking of the tragedy of Sept. 11.

Sena Karasipahi, a professor with the De-partment of International Studies, spoke of the contradiction of the terroristic acts of 9/11 and the actual religion of Islam.

“The first meaning of Islam is submis-sion and peace — submission to the will of God. A parallel meaning of Islam is peace,” Karasipahi said. “And then after 9/11, Is-lam, which literally means peace, began to be associated with killing and terrorism.”

The attacks of 9/11 began to immediate-ly define the relations non-Muslim Ameri-cans had with Muslim Americans.

“Before 9/11, we never felt as strangers

Jessica SmarrSpecial to The Battalion

No. 10 A&M golf team swings to SEC

The men and coaches of the golf team savor the lingering taste of a 2011 Big 12 Confer-ence Championship, sweetened by a No. 10 preseason national ranking by Golfweek. The Big 12, however, is a thing of the past. The Aggies’ new home, the Southeastern Confer-ence, is a new animal: the national Top 25 features six SEC programs.

Head coach J.T. Higgins said the Aggies look forward to embracing the challenge.

“Five of the Top 12 teams in golf are from the SEC,” Higgins said. “We’re looking for-ward to that challenge. I think it’s going to be a lot of fun as well as super competitive. This league is full of great teams and great coaches and we’re excited to get in there and mix it up with them.”

Pre-season rankings hold no bearing once

Mark Dore The Battalion

the teams hit the fairways and flex their col-lective golf muscle, honed over the offseason. The Aggies debuted their new-look roster at the Carmel Cup in Pebble Beach, Califor-

See Golf on page 2

A&M football looks to SMUsports campus

sports

See SMU on page 2

See Mooz-Lum on page 5

David Cohen — THE BATTALION

Students watch a showing of “Mooz-Lum” on Tuesday evening at the MSC.

See Morrill on page 3

Courtesy

Junior Johannes Veerman drives a ball down the fairway at the Carmel Cup in California on Sept. 2.

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Tashlich ServicesCS Police Department Pond at 4:30 p.m.

Friday, September 21st

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TAKE A PIECEOF A&M HISTORY WITH YOUReserve your2013 AggielandThe 111th edition of Texas A&M University’s official yearbook will chronicle traditions, academics, the other education, sports, the Corps, Greeks, ResLife, campus organizations and seniors and graduate students. Distribution will be during Fall 2013.

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thebattalion 09.12.2012

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A somber observance

Joshua McKenna — THE BATTALION

On the morning of Sept. 11, 2012, a detail of cadets carried out a wreath-laying ceremony at the Freedom from Terror Memorial in memory of those lost during the 9/11 attacks and subsequent conflict.

-nia. The team wasted no time mak-ing an impression, teaming with fel-low SEC school Vanderbilt to dispatch Texas Tech and TCU on day one before downing Vanderbilt in medal match play on day three.

Vanderbilt isn’t the only new con-ference-mate the Aggies will have to contend with this season. Nationally top-ranked Alabama heads an imposing gauntlet of schools.

Higgins said Alabama, “is the cream of the crop right now.”

“Alabama finished second at nation-als last year,” Higgins said. “They’ve got the national player of the year in Justin Thomas. They’re loaded; I think they’ve

got three of their players in the top 25 in the world in the amateur rankings.”

Sixth-ranked Auburn, eighth-ranked Arkansas, 12th-ranked Florida, and 19th-ranked Georgia, among others, will have the new-kid-on-the-block A&M team in their sights as well. Hig-gins said the Aggies will round into the season in better straits than last season and, despite losing key contributors, will be more experienced as a whole.

“This team is every bit as deep as last year’s team,” Higgins said. “It’s a great group of kids and we’re much more ex-perienced going into the year. This time last year I felt like we had a lot of work to do and this year I feel much more pre-pared going into the season.”

Three-time All-American junior Cameron Peck said team resiliency in the face of poor play would play a role

in their finishes.“Even when you’re playing bad you

have to fight for every stroke you can get because that stroke can mean a lot to your team coming down,” Peck said. “Because some days you’re not playing well and you don’t even feel like playing but the team probably needs your score, so you just have to figure something and come in with the best score you can get. I want to go out there and I want our team to connect and I want to win some tournaments.”

With the Carmel Cup in the bag, Peck and the rest of the Aggie golfers look ahead to four tournaments before December semester break, including the U.S. Collegiate Championship Oct. 19-21 in Alpharetta, Ga.

GolfContinued from page 1

and a touchdown on 17 carries along with 173 yards on 23-for-30 passing.

Sumlin, a revolutionary in offensive prowess, said he felt positive about his quarterback’s play.

“I thought Johnny, for a first-start redshirt freshman, starting against a team like Florida, a defensive team like Florida, performed well,” Sumlin said. “There’s a lot of room for improve-ment. From that standpoint, though, I think our team sees, and knows, that ‘we can play better than that.’ That, to me, is exciting.”

Additionally, Manziel seemed to solve one of the Aggies’ long-time plagues: turnovers. In 2011, A&M effectively killed drives by coughing up the football 24 times, 15 of which were intercep-tions.

On Saturday, the redshirt freshman allowed zero turnovers, a fact not over-looked by offensive coordinator Kliff Kingsbury.

“For him to not turn the ball over in his first start against that defense, it gave us a chance to win the game,” Kingsbury said. “Until the bullets are flying like that, you can coach all you want. Until you can really show them how it’s going to happen, it doesn’t really sink in.”

As Texas A&M’s football team en-ters their second matchup of the season this weekend at SMU, the Aggies said they are confident that the experience garnered from the Florida loss will be invaluable for their future success.

“I think having a game under our belt will do [a lot] of good for us,” se-nior wide receiver Uzoma Nwachukwu said. “[As seniors], we try to share to the young guys our frustration and our sense of urgency. We want to go out the right way.”

SMUContinued from page 1

howtoapplyIf you are interested in writing or contributing content in The Battalion, apply at thebatt.com, or call 845-3313.

The Battalion welcomes any Texas A&M student interested in writing for the arts, campus, metro or sports staffs to try out. We particularly encourage freshmen and sophomores to apply, but students may try out regardless of semester standing or major. No previous journalism experience is necessary.

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thebattalion

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wednesday 9.12.2012

AGGIELAND 2013

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R. Bowen Loftin: Action important during tough

economic times

Fee dollars reallocated

T his year marks the 150th anniversary

of the Morrill Act, a federal law that

established the nation’s land-grant

college system as a means of providing

accessible and affordable higher educational

opportunities for all. As we considered the

needs of our students and how to maintain

a high value educational experience for

them in the next fiscal year, the issues

of accessibility and affordability were

paramount.

Ultimately, we made a decision to forgo a request for raising designated tuition for the 2012-13 academic year. We instead directed our focus on how to best utilize existing resources and provide maximum flexibility in managing the ap-plication of mandatory student fees. As we learned in respond-ing to the recent state budget reductions, it was extremely difficult to reallocate fee dollars under their current structure to assist in mitigating state-directed budget reductions in a man-ner that maintains the educational quality we have historically delivered to our students.

The Board of Regents recently approved the establishment of a mandatory “student success fee,” provided that it was only collected if we eliminated an equivalent amount of existing fees — or, in other words, was cost-neutral to students. For this fall, we have eliminated 13 current mandatory student fees and created this new fee, which we will call the “Univer-sity Advancement Fee.” The Student Health Center fee, the Student Center fee, and the Student Recreation Sports Center fee will remain as mandatory fees as in the past. This action is very important for Texas A&M, particularly during these tough economic times in which state appropriations are strained and tuition increases may impede access to higher education.

The establishment of the University Advancement Fee will not immediately affect divisions and units that receive funding from mandatory student fees in the current fiscal year. We will soon establish a Strategic Operations Council to evaluate our current resources, including state appropriations, tuition and fees, to recommend any necessary reallocations of fee revenues.

The representation on the Strategic Operations Council will be similar to the Reallocation Working Group of a couple of years ago, and its structure and operations will be similar to the Council on the Built Environment, which has been extremely successful in prioritizing our campus infrastructure needs for many years. Student representation and voice will be an important component of the council. I expect the Strategic Operations Council to be very active this fall, as I will charge the group to provide recommendations by early next year.

We have many tough decisions ahead, and we need addi-tional flexibility to meet the demands of these difficult budget-ary times under our existing financial structures. My commit-ment is that we will move forward strategically and cautiously with the University Advancement Fee, as well as work creatively to identify new funding sources for the future. If we do not strategically invest for the future, Texas A&M runs a significant risk of losing our national trajectory and devaluing the high-quality education of our students.

As always, thank you for your dedication and service to Texas A&M University. I appreciate your sacrifices as we respond to these challenging budgetary times. I look forward to working with you during the upcoming academic year.

R. Bowen Loftin is the president of Texas A&M University.

GUESTCOLUMN

the highways we drive upon.”Morrill was a wildlife and fisher-

ies major at Texas A&M from 1968 to 1972. He said he witnessed the missions of the Morrill Act firsthand through the dedication of the Corps of Cadets and the unsurpassed qual-ity of engineering and agricultural studies.

Morrill recounted the story of Neil Keltner, friend and former A&M Corps Commandant, who recently died. He told of how Keltner was proof of the excellence that A&M in-stills in its students.

“I talked with people that had known [Keltner] when he was in Viet-nam, some of whom were 18-year-olds,” Morrill said. “It was unequivo-cal that his leadership saved lives. As I went through his life history, it be-came obvious to me that A&M helped him develop those qualities.”

Above all, there is one aspect of Sen. Justin Morrill’s act that his great-

great-grand-nephew said he still ad-mires most.

“One thing I really enjoyed about A&M is the application and practical aspects of the University,” Morrill said. “It was not a University where I learned how to comply with federal regulations. It was about how to learn what the land produces by looking at the soil and vegetation.”

Morrill said he desires every stu-dent at A&M to know where their University came from.

“I would want [students] to know that they are a product of one man’s vision of education and for our coun-try,” Morrill said. “I would want them to have a feeling of needing to contribute in order to respect those who came before us: exactly as we do with our military. The responsibility is to carry that vision forward.”

In July, Morrill and his family had the chance to visit Washington D.C. for Justin Smith Morrill Day, cel-ebrating the impact that the senator’s land grant act had on the country in honor of its 150th anniversary.

Mark Hussey, the dean and vice chancellor of the College of Agricul-

ture and Life Sciences, also had the chance to visit Justin Smith Morrill Day in Washington D.C. The Morrill Act directly applies to Hussey’s posi-tion in the College of Agriculture and Life Sciences, an area of study that the act sought to further.

Hussey also said the Morrill Act sought to further much more than simply agriculture and engineering.

“Sometimes people just think of [the Morrill Act] as related to only agriculture or engineering,” Hussey said. “But it really focuses on a liberal education, including classical studies. Those are part of what was intended in the original legislation. The mix of 10 colleges at Texas A&M is what was intended through the Morrill Act. “

Reflecting on the impact that his ancestor made on the nation’s histo-ry, Morrill sees his great-great-grand uncle’s dedication to the people as the example of a true statesman.

“It’s really quite humbling to see the work that has come from Morrill’s land grant acts in the United States,” Morrill said.

Courtesy

The land upon which A&M currently sits was to be sold at auction, and the proceeds were set aside in a perpetual fund. The Morrill Act directed that interest from this fund be used to support a college whose objective was to promote the liberal and practical education of the industrial classes.

MorrillContinued from page 1

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The opinions, beliefs and viewpoints expressed by the various authors and forum participants in this paper do not necessarily refl ect those of Texas A&M University, The Battalion or its staff.

voices09.12.2012thebattalion

EDITOR’SNOTE

page4

GUESTCOLUMN

Aja Holston: 9/11 revealed the weak side of American patriotism

Islamophobia

Sept. 11, 2001. Eleven years ago, Americans were brought

to our knees. At nine years old, I watched in horror as my

country was attacked in a way unseen since Pearl Harbor.

Never before knowing the fear that grips the entire body, tears

fell as I tried to make sense of what I was seeing. No adult could

explain it and there seemed to be no comfort.

News reporters quickly spread one word, terrorist. This was a foreign concept that my young mind couldn’t understand. I looked to our political leaders, news stations and adults (who could do no wrong in my eyes) to lead the way. Looking back, I realize that I am indebted to those who made a deliber-ate effort to keep me away from the wildfire that burned across the nation. Blame quickly evolved into an unwarranted hate towards the Islamic faith that has persisted through the years.

“We all have our heavy, red wagon.” This older saying speaks to the pain that we each carry because of the prejudices or oppression by others. Being a black woman has given me a distinctive red wagon, facing both gender and racial biases. Because of this, I’ve felt a unique sense of empathy toward the Muslim community since Sept. 11. How-ever, what must be stressed is that empathy has its limits and I cannot begin to express the affect that Post-9/11 treatment had on this innocent community. Oppression cannot be compared or solved with a few, simple apologies. My hope is that I can examine what we, as a nation, did to our fellow Americans. But as I sit to write this column, my most important priority is to ensure that I show respect and love to a community of peace and beauty.

Following the attack on the twin towers, questions were stuck in America’s throat. Was there another attack coming? How could we protect our nation? In retrospect, “Islamophobia” was like a gust of wind that swept Americans off their feet. We needed answers and revenge. Who were we to hold responsible?

“Not all Muslims are terrorists, but all terrorists are Muslims,” I was told over and over as I grew out of my childhood. Irratio-nal blame was quickly placed on those who were most similar to our attackers. Distrust is an understatement for immediate feelings towards the Muslim community. Spot-

ting a turban or hijab became synonymous with American Airlines hijackers. Men and women across the nation were kicked off air-planes, questioned and searched everywhere they went and so much more.

Very soon, attitudinal prejudice became active hate as Muslim men and women were targeted with violence and discriminatory policies. Politicians were openly hateful. News reporters were blatantly condition-ing with word and reported story choice. As time passed, as troops entered and withdrew from Afghanistan, the irrationality seemed to subside. However, a more careful look will reveal that this nation simply threw a rug over the stain of “Islamophobia” without scrubbing it clean.

Sept. 11 revealed much about our nation. We are strong. We are loyal to our flag. We are imperfect. As we reflect and honor those fallen during the attacks, it is important to examine our nation’s response.

Watch the news. Pay attention to the airline policies that sprang up. Listen to the fears of your politicians. Educate yourself, embrace the beauty of the Islamic faith and be able to separate it from the ugly sect that spread terror throughout your home and heart. It is only then that we will be able to truly love our Muslim friends, our fellow Americans.

In the words of Colin Powell, “Is there something wrong with being Muslim? Absolutely not.” To my Muslim brothers and sisters, I say that you are beautiful. You are resilient. Your pain will not overshadow your joy and faith. But, most importantly, you are hope. As-Salamu Alaykum.

Aja Holston is a junior politi-cal science major and chair for the MSC Woodson Black Awareness Committee.

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thebattalion

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wednesday 9.12.2012

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Cozy 2bdrm/2bth condo 3-blocksfrom campus, yard, w/d connec-tions, over 1000sqft., no HUD, up-dated, $595/mo total, 506-B Col-lege Main. Available.254-289-0585, 254-289-8200.

DUPLEXES! 3520 Paloma Ridge,3/3, $1100, Alpha-Omega Prop.,Broker, 774-7820www.alphaomegaproperties.com

FOURPLEXES! Oakdale, 2/1, w/d &water incl, $600, 4 units left, onShuttle route! Alpha-OmegaProp., Broker, 774-7820www.alphaomegaproperties.com

FREE IPAD OR LCD TV if you signa lease today! Recentlyremodeled 3/2 on the bus route;W/D, some bills included. $825or $925 w/yard +lawncare. Petfriendly. Available immediately.979-703-8925. worthres.com

HOUSES! 1309 Timm, 3/2,$1200/mo, lawn care included,close to campus. 601 Maryem, 3/1,$850, close to campus. 2615 West-wood Main, 3/2, $1250, newflooring, paint. 4111 McFarland,4/4, $1325. 4130 McFarland, 4/4,$1500. 4137 McFarland, 4/4,$1500. 11106 N. Dowling, 3/3,$1200, country setting. 123 MileDr., 4/2,$1500, huge yard!Alpha-Omega Prop., Broker,774-7820www.alphaomegaproperties.com

Just available! Close to campus,College Main and Eastgate areas.2bd/1ba., some w/dishwasher,1-fenced, some bills paid.$325-$450/mo. 979-219-3217.

Live in Northgate! High risebuilding, 1/1’s with W/D,cable/internet, water included.Covered parking available.2-blocks from campus. Move intoday! $875 +up.secondstreetapts.com979-703-8925.

MOBILE HOME! 5005 Collette,2/2, 1 fenced acre, $800Alpha-Omega Prop., Broker,774-7820www.alphaomegaproperties.com

NEWLY BUILT! Granite, stainless,cable, internet, water included.On the bus-route, bike to campus,fenced patios, gated w/pool.$1190 for 2/2. ONLY 1 LEFT!Move in today! dwellsierra.com979-703-8925.

FOR RENT

Northgate. Brand new 1bd/1ba.Also available 2bd/ba, 3bd/2ba.Washer/dryer. Walk to campus.aggievillas.net. Call 979-255-5648.

Sublet available! Brand new, spa-cious 1/1, near campus, includesW/D, $735/mo, call 979-324-4093.

Super cute! Recently built 4/2,less than 5-minutes from campus.$1450 lawn +W/D included.979-703-8925. worthres.com

FOR SALE

2004 Suzuki Volusia 805,elder-owned, garaged and inmeant condition, 3500miles, sad-dlebags, windshield, rack, floor-boards, and cover. $4500,979-7647456.

House for sale- Must sell! Reduce4-2, 1,923sqft. Southwood Valley,recently upgraded, $129,999,979-450-0098.

HELP WANTED

Athletic men for calendars,books, etc. $100-$200/hr, upto $1000/day. No experience.aggieresponse@gmail.com

Be a Ninfamaniac! Ninfa’sMexican Restaurant hasimmediate openings for Serversand Hosts. Apply at 1007 EarlRudder Freeway South. EOE.

Child Care FT & PT shifts available.Some nights & Saturdays re-quired. Apply in person at 3609 E.29th St., Bryan.

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HELP WANTED

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Hallmark Cleaners hiring deliverydriver. Apply in person 3611S.College Ave.

J.Cody’s hiring meat cutters andcashiers, apply within 3610 SouthCollege. No experience necessary,just common sense!

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or aliens. After 9/11 is the first time it sort of struck us, that ‘hey, perhaps we are not really Americans,’” Ahmed said. “Essentially, there used to be an assumption of innocence until proven guilty, and now that is reversed for Muslims. You are presumed guilty until proven innocent.”

After 9/11, the Muslim community became framed as a community of vio-lence.

“Their image is destroyed as being Muslims. They began to be associated with aggression, suicide bombings, terrorism, all kinds of terroristic activi-ties,” Karasipahi said.

Ahmed said he’s personally experi-enced the prejudices against the Mus-lim community when he was travel-ling, and the majority of his family had been put in handcuffs, while the younger children were forced to sit and watch.

“Just imagine for an eight-year old, your parents are being handcuffed, you don’t know what’s going on,” Ahmed said. “What sort of impression did it leave on him? That’s the reality as an

Mooz-LumContinued from page 1

Roger Zhang— THE BATTALION

Nafisah Hankins, Class of 2010, left, and associate professor and Africana resources librarian and curator Rebecca Hankins, right, recount incidences where racism affected their lives as a result of their heritage.

American Muslim.” Senior economics major Ibi Tayyab

recalled that after 9/11, a bomb was put in the mailbox of her mosque. This vio-lent posture is still maintained today.

“Our mosque gets threats all the time. It’s sad because it doesn’t scare me, it doesn’t shock me because it’s so com-mon,” Tayyab said. “That’s the saddest part that it’s just an everyday thing to you.”

As the film “Mooz-Lum” highlighted, these prejudices often find agency not only through adults, but also through the mouths of children and adolescents. Tayyab recalled stereotypes that she has experienced.

“People will literally ask me if I’m a ter-rorist. They’ll be like, ‘Is your dad Osama bin Laden?’” Tayyab said. “They’ll ask me if my husband hits me, if I’m married and if I’m one of three wives. Or like, if I’m being taught to pursue Holy War on the West.”

Rebecca and Nafisah spoke to the hardships of rectifying the religious iden-tity of a Muslim and the cultural identity of an American. Nafisah said her sister struggled with these two identities.

“It took her a long time to get to the point where she felt like she can prac-tice Islam in America, be American and

not have to adapt an ideology, or even just the wardrobe of someone from the Middle East,” Nafisah said.

Before Sept. 11, Karasipahi said there was a prevailing ignorance of the Islamic religion.

“Before 9/11, there was a certain de-gree of neutrality because people don’t know how [Muslims] are living or what the religion is about,” Karasipahi said. “They didn’t feel the need to know much about the other societies, other perspectives, other religions.”

The solution that Dr. Ahmed offered was a proactive perspective from people who care about America and its values and freedoms.

“I think it’s going to take a lot of edu-cation, it’s going to take a resolve on the part of good people,” Ahmed said.

“Mooz-Lum” concludes with the idea — one shared by the Muslim commu-nity — of acceptance: “I beg you not to let a few people shape your view on an entire faith.”

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At the start of every se-mester, students must deal with financial burdens in the form of tuition, textbooks, food, rent, gas and other expenses. Paying for all of the above can be a challenge for anyone. Credit cards may seem like a reasonable and easy way for

students to afford their expenses, but they may come with unbearable consequences.

The credit card is a payment system in which the cardholder is able to use their assigned plastic card to pay for goods and services with the knowledge that he or she must pay the holder back for the purchase by a certain date. If the cardholder misses a payment, in-terest is charged to the card.

“You get a credit limit,” said Mark Miel-ke, financial aid advisor with scholarships & fi-nancial aid. “Think of it

as the amount you can borrow from them.” One missed payment does not lead to much

interest, but missing a handful of payments can lead to substantial debt. The potential debt can be a huge problem for college students who already have enough on their plates to deal with financially.

“If you can’t control yourself and you buy more than you can pay off, it’s going to cause you a great deal of stress and money paying off late fees,” Mielke said.

This has not stopped college students from using credit cards at increasing rates.

“It has been increasing,” Mielke said. “But

now I think it’s leveling off.” There are many types of cards, ranging from

low interest cards to cards with reward systems — the latter of which are reserved generally for people who have stable flows of income.

“For college kids just starting off, I’d rec-ommend low interest cards just due to the fact that most college kids aren’t the most respon-sible with their disposable income,” said Jose Torres, senior international studies major and a teller at Chase Bank.

Because of the potential problems credit cards can bring for college students, many tend to avoid them. Students, some of whom are warned by parents about potential dangers of credit card debt, use debit cards or cash most of the time, especially if they don’t fully un-derstand how credit cards work.

“[A credit card] seems like a good way to get a bunch of people in on their stuff who don’t know what they’re doing,” said Jake Jernigan, senior psychology major. “It was one thing my parents kind of warned me about.”

Another potential problem with credit card use is identity theft. More and more people are becoming victims because of stolen credit card information, usually hacked when cards are used on the Internet.

“The biggest problems we have as students are phishing scams,” said Mary Kate Wilson, junior technology management major. “Vi-ruses that pretend to be an antivirus and will prompt for your credit card information ei-ther immediately or a few days later, after it has supposedly ‘done its job or service’ and requires you to pay for it.”

It is ultimately up to the user to decide if he or she is ready to bear the responsibility of using a credit card.

“I don’t feel I earn enough to pay off any-thing I would use [a credit card for], so I like keeping within my means,” Wilson said.

We major in flavor.

Scan for a FREE offer from McDonald’s.

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thebattalion

b!page 6

wednesday 9.12.2012

John Tee The Battalion

very se-ust dealdens in now I think it’s leveling off.”

thebattalion

b!2012

Credit card debt traps students

Plastic currency◗ Try to pay the entire balance due each month, but always pay at least the minimum payment due. ◗ Try to obtain a card with a low APR and no annual fee. ◗ Don’t use credit cards for ongoing, large expenses such as tuition or rent.

Moneywise Aggie

Elyse Wudeck — THE BATTALION

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