The North Texas Journal v24n33

8/4/2019 The North Texas Journal v24n33

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BI-WEEKLY Volume 24, Number 33 - September 9, 20


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Dean SandersLawyer

2113 Kell Blvd

Wichita Falls, Texas 76308-1245

940-766-0266

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What Women Need To Know About Preventing And Treating Breast Canc

ARA) - Compared to other forms of can-

er, breast cancer gets a lot of attention.

But that attention is well-deserved, be-

ause the chances of a woman develop-

ng breast cancer are greater than nearly

ny other form of cancer. In fact, one in

ight women will experience breast can-

er during her lifetime, according to theAmerican Cancer Society.

The good news is advances are being

made every day to catch breast cancer

arlier and treat it effectively once its

aught. Being diagnosed with breast can-

er is far from a death sentence - ve-year

urvival rates are 93 percent for those who

atch it in its earliest stage. Due partially

o its prevalence and improved treatment,pproximately 2.5 million breast cancer

urvivors are living in the United States

oday.

n addition to the sheer number of peo-

ple affected by the disease, breast cancer

presents patients with many difcult, and

often scary, decisions. People forget that

one of the unique aspects of breast can-

er is the fact that most women do have

choice, says Dr. Elisa Port, co-directorof the Dubin Breast Center of The Tisch

Cancer Institute at The Mount Sinai

Medical Center in New York. They have

choice between lumpectomy and mas-

ectomy, and oftentimes those choices are

very equal - and thats just one example.

Finding the information necessary to

make these decisions and the support to

get through cancer treatment procedures

nd beyond can be difcult. Dr. Eva An-

dersson-Dubin, a breast cancer survivor,

doctor and former Miss Sweden, helped

und and develop the recently opened

Dubin Breast Center, along with co-di-

ectors Dr. Port and Dr. George Raptis,

n hopes of providing a facility where pa-

ients could nd these services and infor-

mation under one roof. If youre dealing

with breast cancer, or are a survivor, Du-

bin recommends looking for the follow-

ing type of care:

* Finding a care center where all services

are located under one roof can greatly

ease much of the stress that comes along

with your ght against cancer. Choosing

a facility that allows you to have one elec-tronic medical record, while also offering

screening, treatment and counseling ser-

vices, can streamline your experience and

allow you to devote all of your attention

to getting better. Through her own expe-

riences and from talking to other women

who have dealt with breast cancer, Dubin

found that lugging scans and paperwork

from appointment to appointment is one

of the largest sources of frustration for pa-tients.

* Beating cancer means more than just

winning the physical battle. Much of the

ght against cancer and the life changes it

brings is psychological. Look for a treat-

ment facility that cares for the whole pa-

tient by offering services like oncofertility

(reproductive health for cancer patients),

nutrition and psychological counseling,

and possibly even massage therapy. Atreatment center that involves the whole

family in your treatment and offers coun-

seling services to them as well as you can

play a huge role in helping you beat the

disease.

* Ask if your care center has radiologists

who specialize in mammography, breast

ultrasound, breast MRI and breast biopsy.

You might also ask if the center has digital

mammography and any new technology

such as 3D mammography - an advanced

version of a conventional mammogram.

3D mammography, called tomosynthe-

sis, helps radiologists see through layers

of breast tissue facilitating the early diag-

nosis of breast cancer and reducing call-

backs for additional screening, which can

cause stress and anxiety.

* Look for a care center that offers

options well after your treatment has

ished. Because a brush with cancer

life-altering experience, having some

there to provide counseling service

answer questions as you go forward

invaluable resource.

Experts in the eld of breast cancer t

ment agree that a comprehensive, life

approach to treatment is best. Those

breast cancer benet enormously fro

comprehensive approach to their care

also focuses on their needs as indiv

als, says Nancy G. Brinker, founder

CEO of Susan G. Komen for the Cur

Our goal for the Dubin Breast Centto provide patients with seamless c

says Dubin. From breast cancer scr

ing to diagnosis to treatment and su

vorship, patients will receive perso

ized, comprehensive care in a welcom

private and reassuring setting. The

ter provides all-in-one facility that o

a soothing atmosphere for breast ca

patients and survivors.

Since early detection is key when batbreast cancer, The Mount Sinai Med

Center urges anyone experiencing

following symptoms of breast cance

visit a physician:

* A lump or thickening near the breas

your underarm area or in your neck

* A change in the size or shape of a b

* Nipple discharge or tenderness, or

nipple becoming pulled back or inve

into the breast

* The skin of your breast becoming rid

or pitted, similar to the skin of an ora

* Any change in the way your b

looks or feels

For more information on breast ca

and treatment visit www.dubinbreast

ter.org.


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Tips To Kick-Start Your CareeARA) - Facing a struggling economy and record levels of

unemployment, millions of young people will head back to

housands of U.S. colleges and universities this fall, anx-

ous about their job prospects over the next few years.

Kick-starting a new career in this challenging economy

wont be easy as graduates from the classes of 2011, 2010

nd 2009 have learned the hard way. But, with a little de-

ermination and preparation, college students can increase

heir odds of landing a job right out of school and laying a

oundation for future success.

One of the most important areas of concern for college stu-

dents who plan on entering the workforce soon is the Inter-

net. While it can be extremely helpful in nding internships

nd jobs, it can also cripple your career prospects, accord-

ng to FindLaw.com, a leading online destination for le-gal information. College students must pay extra attention

o their use of the Internet. Embarrassing or inappropriate

photos, messages, opinions and documents can live on the

Internet for years, and can negatively impact a young

sons search for gainful employment.

Here are some additional tips from FindLaw.com on w

college students should do now to prepare to land the jo

their dreams right out of school:

Dont embellish your resume. Compiling a resume is

rst step to nding a job - or even an internship w

youre attending college. Go to the job placement ce

at your college or university to get tips on how to w

an effective resume. But take heed: Exaggerating acc

plishments on your resume will more often end up hur

you than helping you. Companies have become more

phisticated in conducting background and reference ch

through job application forms and resumes. Instead, fo

on using keywords and gures to highlight your strenand to demonstrate increasing levels of responsibility.

Watch what you post online. Savvy employers use the


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ernet, including social networking sites such as LinkedIn,

Facebook, MySpace, Bebo and Twitter, to not only scout

new talent, but to determine if youll be a good t for their

organization. When posting online, avoid foul language,

nappropriate pictures, lewd jokes, and references to drug

abuse and excessive alcohol consumption. Avoid posting

offensive statuses, and limit the number of posts on Face-

book and other online forums. Too many postings on Face-

book or Twitter says youre spending too much time on

ocial networking sites rather than on your studies.

Build a work history. Most employers want to see job can-

didates who are building a track record of successful em-

ployment - taking on roles that increase in responsibility

from one job to the next. Employers want to see results and

accomplishments, especially as it relates to your eld of in-

erest. To get the experience needed to land the job of your

dreams, college students and those just out of college may

need to take jobs or internships that may not pay as much

as they would like. You should also consider volunteering

with non-prot organizations in order to gain critical skills.

f youre entering your junior year in college, it is not too

oon to be seeking internships in the profession or industry

that youre interested in working in.

Good references. If you left your previous job in g

standing, your old boss is more likely to give you a g

reference. The better the reference, the more likely yo

get that job youre applying for. Former coworkers can

ten make for good references as well. Its important to

in touch with previous employers and co-workers who

serve as references for future employment. In additio

on-the-job references, professors and coaches at your lege can serve as references.

Build your networks. It is not too soon to begin buildin

professional network of contacts while you are in coll

Create a LinkedIn page to begin promoting your exp

ence, accomplishments and skills, as well as to main

your contacts with professors, mentors and fellow stude

Maintain a blog to showcase your career and volunteer

complishments. Join professional associations to netw

with others in your chosen eld.

Establish mentor relationships. Identify two to three w

ing professionals in your profession from whom you

obtain career advice and wisdom. Invite them for coffe

learn about what you can do to enhance your career di

tion.

Study the job market. While youre in school, not after

graduate, is the time to study the job market and nd

what industries are hiring and how much you can ex

to be paid upon graduating from college. For exampl2009 Labor Department study of college graduates un

25 showed that those who majored in engineering w

more likely to nd jobs just out of college than those w

majored in the humanities. You may be passionate for w

youre studying, but its just as important to be real

about your job prospects.

Assess your student debt. According to the John J. Held

Center for Workforce Development, the average 2010 f

year college graduate earned a median starting salar

$27,000. As a student, you should analyze the amounstudent debt you are taking on to achieve your degre

light of the amount of money youll make in your cho

eld. Graduating with a mountain of student debt can m

it more difcult to establish a good credit history and

the risks that are necessary in building a solid career.


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The Importance Of Teaching Kids About FinanceARA) - Its never too soon to start teaching your children

bout nancial literacy. With changes in the global econo-

my and an ever-evolving workforce, todays children need

o be prepared to meet the nancial challenges they will

ace in the future.

Today, children are seeing their family and friends strugglewith nances and credit card debt due to a poor economy,

ays Dr. Julie Ducharme, chair of the College of Business

t Argosy University, San Diego.

As parents, it is our responsibility to teach our children

bout the world. It is important we teach them about nanc-

s as well, she says. Curriculum in schools starts as early

s second grade in teaching children the basics of money

nd the credit/debit system, but parents play the greatest

ole in teaching children about nances. Children need to

understand what money is, how it works and that it is aimited resource.

Whether it is helping compare prices and brands at the

grocery store or conserving electricity to lower the energy

bill and help the family budget, everyday life is full of im-

portant ways to teach your kids the basics of money, says

Dr. Roberto Castaneda, an adjunct professor in the College

of Business at Argosy University, Chicago.

A savings or checking account in your childs name is a

great way to introduce them to the idea of savings, says

Castaneda. Giving your child a set of chores around the

house and compensating them for those chores builds re-

ponsibility and self-condence in your children, as well

s helping them learn the value of earning money. Once

hey have earned money, have them deposit a portion of

hat amount into a savings account, which shows them the

mportance of preserving and growing it.

This is an excellent way to set goals to help your chil-

dren become nancially literate, says Ducharme. It ismportant to discuss with your children the ways that they

an save money, not just spend it. While its important for

hildren to have money to make their own purchases and

buying decisions, parents should set up a regiment to divide

he money that they receive into savings and spending to

tress the importance of each.

According to the Federal Reserve Bank, Americans hold

nearly 610 million credit cards and the average credit card

debt per household in the United States in $14,743. W

it comes to credit cards as a nancial tool, parents nee

be cautious.

Require your child to talk with you before signing

nancial contracts - particularly for credit cards, adv

USAA, a leading provider of banking, insurance and invment services to the military community. A recent st

by Sallie Mae, the countrys largest student loan provi

reveals that the average college student carries $3,17

credit-card debt. And nearly one-third of students now

their tuition on plastic, according to the group.

Avoid credit cards wherever possible and speak with y

children to help them understand how they work and

interest charges can add up, says Castaneda.

The idea of debt and paying interest is especially imtant for children to learn, says Ducharme, who encour

parents to loan their children money to help them un

stand how debt and interest work. The cost of having y

new video game taken away because you didnt repay

loan your mom gave you to buy it is a far less expen

lesson to learn than having your car repossessed at 26.

The best way parents can teach their children about n

es, according to Ducharme and Castaneda, is to teach

example. If you want your children to be nancially

sponsible, you need to demonstrate that responsibilit

them through your own nances, says Ducharme. S

our children are our future leaders, teaching nancia

sponsibility is of the utmost importance to our future s

ety.


12/24Page 12

Insider Tips To Bolster Your Small Business NoARA) - Tis the season to be produc-

ive. Summers over, the kids are back

n school, and before you know it, the

holiday shopping season will be upon

us.

So, theres no time like now to take aloser look at your small business. Are

you maximizing efciencies, or spend-

ng too much time on the small things?

Are you doing the right things to grow

your business? Are you putting off

sking yourself the hard questions that

may turn around sluggish sales?

There are more than 27 million small

businesses in the country, employing

about half of U.S. workers, according

to the U.S. Small Business Adminis-

tration. In fact, between 60 and 80

percent of all new jobs created in our

country can be attributed to small busi-nesses. For small businesses to thrive

in todays economy, they have to nd

ways to boost efciency with limited

funding and resources.

Rags-to-riches entrepreneur Barbara

Corcoran has built a thriving business

from scratch and become a leading ex-

pert and author on strategies for b

ness protability and growth.

Small business owners wear m

hats - from CEO to ofce manag

and they cant afford to get bog

down in the time-draining detasays Corcoran. Now is the ideal t

for small business owners to stre

line their operations and start think

about how they can best move t

business forward.

Here is some of Corcorans best

vice for anyone looking to take a sm


13/24Page 13

usiness to the next level:

Make a not-to-do list: It can actually

e tremendously helpful to sit down

nd make a long list of all the things

ou do that amount to nothing. Then,

arefully write the not-to-do list on a

iece of paper and post it on your re-

rigerator or desk where youre bound

o see it. It will force you to ll in yourime with more productive activities

hat might yield a better return.

Make a system for everything. A

ystem can be developed for any-

hing - you just have to take the time

o set it up once, and it will save you

enormous time and boring repetition.

For example, small businesses need a

simple order fulllment system. Elec-

tronic postage solutions like those

from DYMO Endicia integrate with

your online e-commerce platform and

provide one location to store all your

customer information, keeping you or-

ganized and making shipment process-

ing and mailing fast and simple.

* Stay away from complainers:

Whether youre at home or at work,

complainers rob you of your energy.

Theyre a lot like the Death Eaters rob-

bing the life from Harry Potter and his

good friends. Always distance your-

self from the person who whines. Y

outlook on life will improve and y

energy will soar.

* Get creative: The big guy always

the corner on money but the little

usually has the corner on creativ

Take some time to sit down and

lyze how your rivals are adverti

their brand and plan something smer. One way you can do this is thro

(free) social media. If you take

time to creatively post and write w

honesty and a touch of humor, you

soon build a large following of

willing to try out your product

brag to their friends.


14/24


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We Bought Alot So You Can Save Alot

by Breegle

Serving The Area Since 1947

Truckload sale!

Grant

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Laminate

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39sq. ft.

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2301 Grant Wichita Falls, Texas

(940) 322-3129 1-800-234-1404

www.breegle.com

Abbey

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Handford 5

25 YEAR RES.WARRANTY

Wilson Art LS37Stratford OakReg. $3.79 sq ft

Sale $3.09 sq ft

Armstrong ExoticsIroko Ls52Reg. $2.59 sq ft

Sale $1.79 sq ft

White Oak WS39Reg. $4.49 sq ft

Sale $3.89 sq ft

Visit our website at www.northtexasjournal.ne


18/24Page 18

*Customer Cash oer good on select 2010 (and prior year) models between 12/29/10-6/30/11.**Finance oer subject to credit approval, applies to purchases o new Yamaha MotATVs & Scooters made on a Yamaha Installment Financing loan account rom 12/29/10-6/30/11. Minimum contract length is 24 months and maximum length is 36 months. Mamount fnanced is $5,000. Fixed APR o 3.99% or 12.99% will be assigned based on credit approval criteria. Monthly payments per $1,000 fnanced based on 36 month term are $23.99% and $33.69 at 12.99%.Offer good only in the U.S., excluding the state of Hawaii . Dress properly or your ride with a helmet, eye protection, gloves and boots. Do not drink It is illegal and dangerous. Yamaha and the Motorcycle Saety Foundation encourage you to ride saely and respect the environment. For urther inormation regarding the MSF coursecall 1-800-446-9227. ATVs with engine sizes over 90cc are recommended or use only by riders age 16 years and older. Yamaha recommends that all ATV riders take an approvedcourse. For saety and training inormation, see your dealer or call the ATV Saety Institute at 1-800-887- 2887. ATVs can be hazardous to operate. For your saety: Always avoid paved sNever ride on public roads. Always wear a helmet, eye protection and protective clothing; never carry passengers; never engage in stunt riding; riding and alcohol/drugs dont miexcessive speed; and be particularly careful on difcult terrain. Professional riders depicted on closed courses. 2011 Yamaha Motor Corp. U.S.A. All rights reserved. yamaha-mot

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FOR QUALIFIED BUYERS**APR FOR 36 MONTHS

3.99% $1,000UP TO

CUSTOMER CASHON SELECT MODELS*


19/24Page 19

in minutes!CA$H LOANS

126904


Call for FREE

LOAN QUOTE!767-5626

Its as easy as 1, 2, 3!Bring in your merchandise in good working order.



CASH N MORE Pawn & Jewelry

LOAN?LOAN?

HOW DO IHOW DO IGET AGET A

1

If you need more time,just pay

the interest to renew the loan.We accept jewelry, tools, guns,


and much more!

23

CHECKS LAYAWAY

Visit our website at www.northtexasjournal.ne


20/24Page 20


21/24Page 21


22/24Page 22

in minutCA$H LOANS

126904


Call for FREE

LOAN QUOTE!767-5626

Its as easy as 1, 2, 3Bring in your merchandise in good working o



CASH N MORE Pawn & Jewel

LOAN?LOAN?HOW DO IHOW DO IGET AGET A

1

If you need more time,just pay

the interest to renew the loan.

We accept jewelry, tools, guns,


and much more!

23

CHECKS LAYAWAY


23/24Page 23

Experience counts. And, whenit comes to making a businessdecision that impacts yourcompanys perormance, you

want an experienced banker byyour side. Matching the rightfnancial product with your mostimmediate business need in the

timeliest manner possible is whatFidelity bankers do best. Putourexperience to work or you!Contact a Fidelity Banker today.

Tommy McCullochPresident & CEO

Danny CremeensSr. Vice President

Wichita Falls-Kell

2525 Kell Blvd, Ste 100940.763.2100

Wichita Falls-Downtown

909 8th Street, Ste 101940.322.5600

Burkburnett

301 South Ave D940.569.9000


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The North Texas Journal v24n33