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Volume 25, Number 26 - June 29, 2012Priceless
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The North Texas Journal
719 Scott St. , Ste. 620
Wichita Falls, TX 76301
Mailing Address:
P.O. Box 3741
Wichita Falls, TX 76301
940-237-4200
email: [email protected]
Website:
http://northtexasjournal.net
Publisher:
Reginald Blow
Assistant Publisher:
Damian Blow
Editor:
Patrick J. Smith
The North Texas Journal is published
Bi-Weekly in Wichita Falls, Texas.
Deadline for ads is 4:00 pm on the
tuesday preceding publishing day. The
North Texas Journal reserves the right
to edit and make appropriate modifica-
tions to ads. The opinions contained in
this publication do not reflect the views
of The North Texas Journal.
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How Do You Keep Cash Flowing? Small Companies Go Online For Answers
(ARA) - The Great Recession will probably be a subject of discussion and debate for decades to come, but one certain ideology has emerged from it: small businesses have had to reassess how they manage cash flow.
Lost and slow sales continue to be a top concern for nearly half of all small businesses, according to a recent Kauff-man Firm Survey.
“In light of the recent economic challenges, many small businesses find it more important than ever to preserve cash flow by scrutinizing potential and current relation-
ships with customers, vendors and other businesses,” says Adam Fingersh, senior vice president of Experian’s Busi-ness Information Services.
Large companies have always evaluated the viability and cash flow of potential and current customers, vendors and other business relationships. The economic challenges of the past few years now have many small-business owners doing the same thing.
“Maintaining a profitable business is a challenge that all business owners face,” Fingersh says. “Small-business owners especially feel this pressure because access to tools that enable them to effectively manage their business rela-tionships have been too costly, too complex or too difficult for a small business to use.”
The Internet is helping small businesses overcome those obstacles. Online tools like Experian’s BusinessIQ Ex-press, which launched in early May, help small businesses access, evaluate and monitor important financial informa-tion about current and potential customers, suppliers and other business partners. The idea is that the more informed small-business owners are about those they do business with, the better equipped they will be to make decisions that can help improve their company’s cash flow.
Knowledge of another company’s financial health can help small-business owners in scenarios such as these:
* A small company is approached by a potential customer whose business would represent a 50 percent increase in the small company’s revenue - and workload. The small company would need to hire employees and purchase sup-plies in order to meet the demand generated by the new customer. Knowing that potential customer’s payment his-tory could minimize the risk of not getting paid in a timely manner by helping the small company decide whether to ask for money up front, and if so, how much - or decline the business altogether.
* A small company is competing with others to secure a significant piece of business from a new customer. Check-ing into the new client’s financial background, the small business learns that this customer has a strong payment his-tory and no black marks on its financial records. Comfort-able that the new customer will be able to pay its bills, the small business offers the client favorable payment terms that help win the business away from its competitors.
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* A small business depends on suppliers to provide key ma-terials for its products. Checking the background of those suppliers, the small-business owner discovers the supplier has stopped paying its bills - a red flag that the supplier is having financial trouble that will affect its ability to contin-ue meeting the small company’s needs. The small-business owner begins to search for alternative sources of materials to ensure its ability to meet demand won’t be impacted if their current vendor goes out of business.
Online tools like BusinessIQ Express can help small busi-nesses evaluate other companies to determine how likely they are to pay bills or deliver products or services on time, provide alerts and notifications of key changes in the finan-cial condition of business relationships, and know when and how to collect outstanding debts and avoid future losses.
“Monitoring small-business relationships is essential,” Fingersh says. “Being able to evaluate, monitor and collect from business partners can help small businesses level the playing field as they compete in the marketplace with larger businesses that have historically had access to these types of tools and resources.”
Evaluating and monitoring each business relationship is a key component for small businesses to experience profit-able growth. The more informed small businesses are about their current and potential customers, suppliers and busi-ness partners’ financial information, the better equipped they will be to make better business decisions and improve cash flow.
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Learning To Connect In Today’s Society Keeps Relationships Strong(ARA) - Whether it’s at work, at home or among friends, building and maintaining relationships is one of the most important parts of life. As people get older, however, the ways in which connections are made and kept change due to life adjustments, new technology and health. Those changes often mean challenges. For instance, hearing loss is a common cause of diminishing connections. Those who suffer from it might be reluctant to say or do anything, but not being able to hear can lead to isolation and frustra-tion in all facets of life. Your professional life can suffer just as much as personal relationships, and hearing loss has even been linked to weakened earning power in the workplace. Putting off hearing loss testing is common, for any number of reasons, ranging from not wanting to admit the problem to worry about having to use a bulky hearing aid. But those who take that first step find that their lives take a dramat-
ic turn for the better, with strengthened relationships and greater ability to enjoy what they were previously missing out on. To keep your life connected to those around you, on a per-sonal and professional level, consider these ideas:* Remember the health connection. With age comes an in-creased awareness of the true value of health and how deep-ly it affects our lives. By paying attention to and making an honest assessment of health concerns like hearing, it’s easier to ensure that you can stay active and connected to your loved ones and friends over the long term. Get your hearing tested and learn about the wide array of new developments in hearing products that can help you live life to the fullest. Visit Starkey.com to find a hearing professional and learn more. * Find ways to maintain your lifestyle. When you’ve worked
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to create a life that you enjoy, it makes sense that you want to keep it up, in spite of life changes. Whether that means going out to dinner with friends every Thursday or opening your home as a gathering place to watch movies or sports with family, it’s important to keep those connections and habits going. With the help of state-of-the-art hearing aids and hearing aid accessories like SurfLink Mobile, you can maintain your lifestyle without any sacrifices. The SurfLink Mobile device from Starkey Hearing Technologies enables completely hands-free cell phone conversations. In addition, SurfLink Mobile can act as an assistive listening device and hearing aid remote control, as well as stream music and TV directly to a wearer’s wireless hearing aids. * Seek opportunities to learn. The constant flood of new gadgets and ways to use them can feel overwhelming, par-ticularly if you were born into a generation that knew a
world before personal computers. However, most of these technological developments have been designed for easy use, as long as you have a little background information. Look for community education classes, stop into a computer store that offers instruction, or even ask a friend to help you learn. You might find it easier to connect with loved ones and friends through texting, email and the Web, and that knowledge will also help in the workplace, where computer literacy is now essential.In today’s society, “connectedness” refers to technology us-age as much as human interaction. But interestingly, the two ideas intersect in ways that improve everyone’s lives, with technology driving human connections and vice versa. By taking advantage of the new ways to connect, you’ll make your relationships even stronger.
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Find Hot Flash Relief The Natural Way(ARA) - As women enter their 40s and 50s, it’s in-evitable. Menopause will begin. And so will the hot flashes.
At the onset of “the change,” many women turn to their moms, sisters and friends for advice on how to beat the heat during unpleasant and uninvited hot flashes. While each woman can offer her advice on relief, you might find that different treatments work for different women.
According to Rebecca Hulem, certified menopause cli-nician and affectionately known as “The Menopause Expert,” that is OK.
“There’s no one method of treatment that is appropriate for all menopausal women,” says Hulem. “The choices you make might be quite different from the ones your best friend makes. And the way a specific treatment method affects your body might also be quite differ-ent.”
But one common ground many women find in their treatment plans is that they are looking for natural so-lutions. Natural remedies typically involve plants or habitual lifestyle changes that help alleviate hot flash-es.For women seeking natural hot flash relief, below are a few of the most effective options:
Focus on nutritionWith many changes taking place inside your body, it’s essential to maintain the right kind of diet. What’s the right kind, you ask? One that’s full of fruits, veg-etables and plant-based proteins such as beans, lentils, legumes and soy. Certain soy supplements, specifi-cally, have been scientifically proven to decrease the frequency and severity of hot flashes.
For some women, certain foods trigger hot flashes. Common triggers include coffee, spicy foods or al-cohol. Many experts recommend avoiding caffeine or alcohol within three hours of bedtime to decrease the likelihood of night sweats interrupting your sleep.
Exercise regularlyExercise has been shown to improve hot flashes as well as a host of other menopause-related issues women face, including sleep disturbances. However, to reap the full benefits, it’s important to incorporate a variety of training techniques including aerobic, weight-bearing, strength training and relaxation exer-cises like yoga.
Take a natural supplementSupplements containing soy isoflavones rich in genis-tein, or naturally-occurring compounds with a chemi-cal structure similar to estrogen, have been scientifi-cally proven to reduce the frequency and severity of menopausal hot flashes.
The results of the most comprehensive study to-date, which were published in Menopause: The Journal of The North American Menopause Society this year, found clear and consistent evidence that soy isofla-
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vones decrease hot flash frequency and severity by ap-proximately 50 to 60 percent.
However, it’s important to carefully examine supple-ment dosage to make sure you are getting an effective amount. Supplements that contain a dose of at least 19 milligrams of the soy isoflavone genistein are most effective.
Some companies are making it especially easy to find
supplements that contain the right amount of soy iso-flavones - just look for the green NovaSoy brand leaf on the labels of over-the-counter supplements widely found in drug, grocery and health and nutrition stores. To find a list of products featuring the leaf logo, visit www.NovaSoy.com.
Deflate stress with therapyIt’s been proven that lowering stress levels helps de-crease menopausal hot flashes. There are many ways
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to alleviate stress, such as deep breathing, meditation and yoga exercises. But some women are turning to more creative therapies such as hypnotherapy, herbal therapy and aromatherapy. Regardless of the approach you choose, bringing your body to a state of calmness and relaxation should help minimize hot flashes.
It’s important to remember though, that you should still consult your health care provider even if you are
using natural options for hot flash relief. Discuss your symptoms, treatment plan and how it may impact your overall health.
It’s also critical for women to remember that treatment doesn’t work overnight, emphasizes Hulem.
“You may need to try several different approaches be-fore you find the one that works best for you,” she says.
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We Bought Alot So You Can Save Alot
by Breegle
Serving The Area Since 1947
Truckload sale!
Gra
nt
Ave. M
Kem
p
Kell
Woodstarting at
$1.99 sq. ft.
Laminate
99¢
sq. ft.
6x9 Vinyl Rem
39¢sq. ft.
Tilestarting at
89¢sq. ft.
Closeout
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2301 Grant • Wichita Falls, Texas(940) 322-3129 • 1-800-234-1404
www.breegle.com
Abbey
Floors To Go Braums
Handford 5”
25 YEAR RES. WARRANTY
Wilson Art LS37Stratford OakReg. $3.79 sq ft
Sale $3.09 sq ft
Armstrong ExoticsIroko Ls52 Reg. $2.59 sq ft
Sale $1.79 sq ft
White Oak WS39 Reg. $4.49 sq ft
Sale $3.89 sq ft
Visit our website at www.northtexasjournal.net
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