The Michigan Banner August 16 2012 Edition (2)

Volume9•Number16 TheMichiganBanner August16,2012 FirstGreatLakesBayRegionalNewspaper

Leading in Diversity “Empowering Communities and Changing Lives”

DisabilityNetworkMid-Michigan-Page2

PeterOheneKyei–Page3

JimMurray–Page7

HonorableM.T.Thompson–Page 9

Recently, the Saginaw County System of Care staff came together with attendees from all different points of the nation in Orlando, Florida, to pursue innovative and proven approaches for improving outcomes for youth; with severe emotional disorders and their families. Saginaw System of Care (SOC) expands the availability and access to individualized, culturally competent, and family-driven services and supports.

Top - L-R Kelly Blanck, Saginaw County System of Care Technical Assistance Coordinator, Wardene B. Talley, Saginaw System of Care Program Director

TakingtheBarriersDownThroughExcellence

1400W.GeneseeSaginaw,Michigan(989)753-3475www.themichiganbanner.com

Page2 TheMichiganBanner August16,2012 FirstGreatLakesBayRegionalNewspaper

ThisismyYEAR!Youth Employment and Recreation Program Formed in Saginaw

SAGINAW – Disability Network of Mid-Michigan has received a grant from the Michigan Department of Natural Resources and the Michigan Economic Development Corporation, to provide an at-risk youth employment and outdoor recreation program in the city of Saginaw.

Disability Network of Mid-Michigan, in partnership with several area agencies and non-profits, will employ young people, ages 16-19, who qualify for the free school lunch program in the city of Saginaw. During the summer, eligible youth will spend 20 hours per week participating in pre-employment training, career planning, leadership, skill building, work experiences, and outdoor recreational opportunities. After school starts, the youth will work 12 hours a week plus 8 hours on one Saturday per month.

Community Partners for this employment and recreation project include: Parishioners on Patrol, S.T.R.I.V.E, Victorious Believers Ministries, the Mexican-American Council, The Michigan Banner, and Bay City State Park.

“Disability Network became the lead partner in this program because of our commitment to helping young people prepare for career, for college, and for living independently,” said David Emmel, Executive Director at Disability Network of Mid-Michigan. “We know there is a well-established correlation between poverty and disability. With nearly four in ten people in the city of Saginaw living below the poverty level, this program offers an opportunity for us to empower youth with disabilities and to help them transition successfully into adulthood.”

“Summer jobs are an important component in the process of preparing today’s students

and young adults for tomorrow’s workforce,” said Terri Cady, Director of Community Outreach and Education at Disability Network. “Meaningful employment helps young people develop the work habits, attitudes, and skills needed for continued success in work and in life. “

“This is an exciting opportunity for the Saginaw community,” said Pastor Larry Camel of Parishioners on Patrol. “These experiences will teach young people about work ethic and about employer expectations. In addition, the program will provide participants with knowledge and skills that will enable them to make positive, life-long contributions to the Great Lakes Bay region and the economy.”

For more information about the program, contact Disability Network at 989-835-4041.

Dr. Fenobia I. Dallas, Saginaw Valley State University with youth of Disability Network of Mid-Michigan Youth of Disability Network of Mid-Michigan getting started

Youth of Disability Network of Mid-Michigan learn tackle crafting at Bay City State Park Youth of Disability Network of Mid-Michigan 9 –11 age group

In This Issue Guest Editorial .....................................................................................Page 9Business ..............................................................................................Page 13 Health...................................................................................................Page 17Praise Connections ..............................................................................Page 22

August16,2012 TheMichiganBanner Page3 FirstGreatLakesBayRegionalNewspaper

The Michigan Banner1400 W. GeneseeSaginaw, MI 48602

[email protected]

Office Hours:Monday – Friday9 a.m. – 5 p.m.

PublisherJerome BuckleySenior EditorR. L. Buckley

Circulation & Distribution:Staff

Marketing & SalesStaff

SalesStaff

Mission:The Michigan Banner operates and

serves as a print and online media venuecommitted to educating, informing andenlightening our readership regarding

events and news that directly and indirectlyaffect the communities regionally and globally.

Furthermore, to serve as a catalyst and a link for cultivating young adults as entrepreneurial and

business leaders for the future.Disclaimer:

The Michigan Banner and its staff are not responsible and will not be held liable for

any mistakes, error, misspellings and false advertisements in part or whole that may be

placed within its publication. Articles, information or comments printed in the newspaper are not

necessarily the views or beliefs of The Michigan Banner newspaper. The Michigan Banner

reserves the right to edit, change, or delete any information, or refuse to print any information, article or advertisement which is believed to be inconsistent with or conflicts with the mission of

the newspaper.Deadlines:

2 weeks before each publication date of the1st and 16th of each month

Submission Procedure:Mailed or e-mailed

Preferred format: Jpeg or PDF

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Michigan Banner ClassifiedCall 989-753-3475

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AfricanEducatortoAddressSVSU AugustGraduates

The leader of an African university will speak to Saginaw Valley State University graduates during Commencement exercises Monday, Aug. 20 at 7:30 p.m. in O’Neill Arena. Peter Ohene Kyei, rector of Pentecost University College in Ghana, will deliver the address.

The graduating class consists of 214 individuals expected to complete degree requirements who have indicated that they intend to don regalia and march in the ceremony. In all, 281 students are expected to graduate, including 195 who will receive bachelor’s degrees, and 86 who will receive master’s or education specialist degrees.

As is tradition, SVSU President Eric R. Gilbertson will congratulate each graduate in both ceremonies as he or she crosses the stage.

Kyei has served as rector, the highest ranking academic official, at PUC since 2008. The African university opened with 171 students in 2005. During his tenure, enrollment rapidly has grown to more than 3,800 students, resulting in a significant expansion of the college’s programs and facilities.

Under Kyei’s leadership, PUC has developed relationships with several universities in the U.S., including SVSU, as well as in Great Britain, Germany, India and Israel. PUC also has hosted guests from abroad, including SVSU’s President Eric Gilbertson, who delivered the Commencement address to PUC graduates in October 2011.

Prior to his position at PUC, Kyei spent 20 years as an academic and administrator at Kwame Nkrumah University of Science and Technology, one of Ghana’s premier universities, where he served as a senior lecturer and head of geography and rural development as well as holding a place on the academic board of the university. Kyei currently serves as a council member of Christian Service University College in Kumasi.

With a primary research interest is in decentralization and poverty alleviation in rural Ghana, Kyei also has undertaken field research in local government and development. In addition to publishing many academic papers and book chapters in peer-reviewed academic journals, Kyei has co-authored a book, “NGOs and the State in the 21st Century: Ghana and India,” and presented papers at local and international conferences. Currently, he is a member of the Development Studies Association of UK and the Ghana Geographical Association.

Kyei completed a bachelor’s degree in geography with economics at the University of Ghana, a master’s degree in regional planning at Kwama Nkrumah University of Science and Technology, and a Ph.D. at Durham University, the third oldest university in England.

Peter Ohene Kyei

Thank you to all of our readers, advertisers, and sponsors for sharing in the vision of “Empowering Communities and Changing Lives”

The Michigan Banner



The Michigan Banner

NewProductiontoMeetGrowingDemandforTechnologytoHarnessPoweroftheSun

Midland- The Dow Chemical Company (NYSE:DOW) announced recently that it has begun production in Thailand for ENLIGHT™ Polyolefin Encapsulant Films for use in photovoltaic solar panels.

“We’re thrilled to have this capacity come on stream,” said Jerry Pritchett, Global Business Director for the Performance Plastics’ Photovoltaic business. “Market demand for these innovative encapsulant films remains very strong, and this new production capacity will enable us to meet the needs of this fast-growing sector.”

The Map Ta Phut, Thailand site is a state-of-the-art manufacturing operation that allows Dow to double global production capacity immediately. Dow is also constructing a third manufacturing site for this film in Schkopau, Germany, which will also bring additional capacity. Dow has had a production facility in Findlay, Ohio, since December 2010.

“The Map Ta Phut operation has been built with the latest energy efficiency techniques and supports our strategy to further enhance and expand our presence in Thailand,” said Jirasak Singmaneechai, Thailand Country

Manager. The new production facility has created approximately 35 new jobs, which brings the total number of employees in Thailand to close to 1,000, nearly doubling the number of people working there in the past four years. Thailand is home to Dow’s largest manufacturing operations in the Asia-Pacific region. Dow has had a presence in Thailand for more than 45 years, and has operated manufacturing sites there since 1978.

Dow is dedicated to finding technologies that harness the power of the sun and bring energy to use in many different ways – through solar farms, through rigid and flexible photovoltaic solar modules, and more. In addition to ENLIGHT™ Encapsulant Films, Dow also makes ADCOTE™ Solvent-based Adhesives and MOR-FREE™ Solventless Laminating Adhesives for backsheet products, electronic materials used to make photoelectric cells, polyglycol heat transfer fluids, and DOW POWERHOUSE™ Solar Shingles for residential use.

AboutDowDow (NYSE: DOW) combines the

power of science and technology to passionately innovate what is essential to human progress. The Company connects chemistry and innovation with the principles of sustainability to help address many of the world’s most challenging problems such as the need for clean water, renewable energy generation and conservation, and increasing agricultural productivity. Dow’s diversified industry-leading portfolio of specialty chemical, advanced materials, agrosciences and plastics businesses delivers a broad range of technology-based products and solutions to customers in approximately 160 countries and in high growth sectors such as electronics, water, energy, coatings and agriculture. In 2011, Dow had annual sales of $60 billion and employed approximately 52,000 people worldwide. The Company’s more than 5,000 products are manufactured at 197 sites in 36 countries across the globe. References to “Dow” or the “Company” mean The Dow Chemical Company and its consolidated subsidiaries unless otherwise expressly noted. More information about Dow can be found at www.dow.com.

Solutionism StoriesInfrastructure&TransportationSo many factors impact our quality of life. That’s why Dow creates real and diverse solutions in transportation, infrastructure, construction and water for individuals, businesses and communities around the world. Whether it’s cleaner water, increased energy efficiency or safer, more comfortable transportation, Dow uses industry knowledge and advanced scientific capabilities to deliver solutions that help make your life better from the ground up.

DowOlympicStadiumWrapFirstofItsKindWhen London 2012 wrapped up, the iconic fabric “wrap” that surrounds the Olympic Stadium will live on. The Dow Chemical Company (NYSE: DOW), the Official Chemistry Company of the Olympic Games, announced a partnership with leading UK building and development charity Article 25 and recycling company Axion Recycling to repurpose the entire stadium wrap. Dow said its textile wrap panels are slated for recycling and reuse projects in the UK, and shelter solutions for at-risk children in Uganda and Rio.



Memories Memories

believe. do.At AT&T we believe in communities. That’s why we do what we do. Like striving to connect people with good jobs, donating our time and talent, supporting the underserved, and promoting innovative educational programs.

Because we believe the power of you creates limitless possibilities for us all.

That’s why we proudly support the Michigan Banner.

© 2011 AT&T Intellectual Property. All rights reserved.





Public Policy Update

Dear Friends:

This year’s Michigan summer is unfortunately soon coming to an end. I hope that you were able to enjoy Michigan and enjoy time with your family, friends and colleagues whether Up North, on a golf course or cheering on the Tigers.

Summer, of course, is the busy time in communities all across Michigan with festivals, events, fairs and vacationers. Like many of you, AT&T Michigan has made the most of what our communities have to offer by participating in great events all over our state.

I’ve taken a couple of minutes to outline just a few of the activities we’ve enjoyed working with this summer and included a quick update on enhancements made to our communications network this summer to better keep your friends, family and co-workers connected.

Thanks for taking a minute to read this and enjoy the rest of your summer.

Sincerely,

Jim MurrayPresident — AT&T Michigan

Jim MurrayPresident — AT&T

Michigan

___________________________________________________________________________

Drive to Collect Cell Phone for SoldiersDonated used cell phones help connect military families

As part of its sponsorship of this year’s Bay City Fireworks 50th Anniversary Festival and in line with its long-standing mission of connecting members of our nation’s military with their loved ones back home, AT&T conducted aCell Phones for Soldiers drive in July on the grounds of the festival.

Started in 2004, Cell Phones for Soldiers uses funds from recycled cell phones to buy prepaid phone cards for active duty military members, helping them connect them with their families. AT&T and its customers have supported Cell Phones for Soldiers since 2007. In the past six years, AT&T has donated more than $4 million and distributed more than 600,000 AT&T prepaid calling cards to servicemen and women overseas.

“We were absolutely thrilled to have AT&T’s participation in this year’s festival and even more so with this great effort to benefit veterans and their families,” said Doug Clark, president of the Bay City Fireworks Festival. “As families came out to enjoy the fireworks, they were able to celebrate the 4th of July by helping our troops, too.”

Public Policy Update

Dear Friends:

This year’s Michigan summer is unfortunately soon coming to an end. I hope that you were able to enjoy Michigan and enjoy time with your family, friends and colleagues whether Up North, on a golf course or cheering on the Tigers.

Summer, of course, is the busy time in communities all across Michigan with festivals, events, fairs and vacationers. Like many of you, AT&T Michigan has made the most of what our communities have to offer by participating in great events all over our state.

I’ve taken a couple of minutes to outline just a few of the activities we’ve enjoyed working with this summer and included a quick update on enhancements made to our communications network this summer to better keep your friends, family and co-workers connected.

Thanks for taking a minute to read this and enjoy the rest of your summer.

Sincerely,

Jim MurrayPresident — AT&T Michigan

Jim MurrayPresident — AT&T

Michigan

___________________________________________________________________________

Drive to Collect Cell Phone for SoldiersDonated used cell phones help connect military families

As part of its sponsorship of this year’s Bay City Fireworks 50th Anniversary Festival and in line with its long-standing mission of connecting members of our nation’s military with their loved ones back home, AT&T conducted aCell Phones for Soldiers drive in July on the grounds of the festival.

Started in 2004, Cell Phones for Soldiers uses funds from recycled cell phones to buy prepaid phone cards for active duty military members, helping them connect them with their families. AT&T and its customers have supported Cell Phones for Soldiers since 2007. In the past six years, AT&T has donated more than $4 million and distributed more than 600,000 AT&T prepaid calling cards to servicemen and women overseas.

“We were absolutely thrilled to have AT&T’s participation in this year’s festival and even more so with this great effort to benefit veterans and their families,” said Doug Clark, president of the Bay City Fireworks Festival. “As families came out to enjoy the fireworks, they were able to celebrate the 4th of July by helping our troops, too.”



2012-2013 EVENTS

CALENDAR

and solve

problems

OPPORTUNITY

VIEW THE WORLD

DIFFERENTLY.

Imagine all the solutions.

Diversity is the

to interact and work with people who

~Denise O’Neil Green,

Associate Vice President

for Institutional Diversity

W a r r i n e r H a l l 3 1 9 • ( 9 8 9 ) 7 7 4 - 3 7 0 0

Go to: www.cmich.edu/Institutional_diversity.htm to find out how you can help us in our efforts to create an environment of inclusiveness.

office of diversity education Bovee uc 110 (989) 774-7318

lesBian Gay Bisexual transGender queer services Bovee uc 110 (989) 774-3637

native aMerican proGraMs Bovee uc 110 (989) 774-2508

Multicultural acadeMic student services Bovee uc 112 (989) 774-3945

pre-colleGe proGraMs: Gear up and upward Bound Bovee uc 110 (989) 774-1585

Institutional Diversity

office forExcellence through inclusion, listen, understand, appreciate!

GET ACQUAINTED DAYJoin us on Warriner Mall to get to know resources on

campus! Registered Student Organizations, departments, offices and local businesses will all be there to share

information and free giveaways.

AUGUST29, 2012

COMING OUT WEEKComing Out Week is a time full of celebratory and

educational events celebrating the coming out experience of LGBTQ individuals and allies.

OCTOBER8-12, 2012

UNIFIED HOLIDAY CELEBRATIONWhat holidays do you celebrate? See some of the

traditional holidays that CMU students celebrate through songs, dances, and other performances at

this annual event.

NOVEMBER2012

BLACK HISTORY MONTHAfrican-Americans have contributed a lot to the

foundation of our country. Hear about contemporary issues in the African-American community from our

keynote speaker, or join us for a little soul food at our annual food taster.

FEBRUARY2013

PRIDE WEEKPride Week is a time for the students, faculty, and staff

of CMU to celebrate the LGBTQ community and the diversity within. The week includes guest speakers,

education, celebration, and the annual Drag Show.

APRIL8-12, 2013

SOUP & SUBSTANCEA semi-monthly presentation series that provides

members of the campus community and the greater Mt. Pleasant area an opportunity to hear a substantive

presentation on a diversity-related topic over a free lunch of soup and bread.

MONTHLY

HISPANIC HERITAGE MONTHCelebrate the contributions of Hispanic/Latinos in America. Come try delicious Latin cuisine or learn how to salsa dance. Make sure to check out the keynote speaker who will share a unique viewpoint on current events in the United States.

SEPT. 15 THRU OCT. 15, 2012

NATIVE AMERICAN HERITAGE MONTHNative American Heritage Month offers organized cultural events for the CMU campus and surrounding community which include, speakers, panels, classroom presentations, workshops, and a food taster. November was nationally proclaimed Native American Heritage Month in 1992.

NOVEMBER2012

MARTIN LUTHER KING JR. DAYHonor the legacy and work of Dr. Martin Luther King, Jr. at our annual peace brunch. Join us in the afternoon for our annual peace march through CMU’s campus where we end in downtown Mount Pleasant for a candlelight vigil.

JANUARY21, 2013

ASIAN PACIFIC AMERICAN HERITAGE MONTHMany unique and wonderful things come from Asian culture. You could try out a new food or learn a new exercise like yoga or tai chi. Don’t forget to see our keynote speaker who will share about current Asian-American issues.

MAR. 15 THRU APR. 15, 2013

CMU POW WOWThe Central Michigan “Celebrating Life” annual Pow wow is held in the spring of every year to celebrate the new beginning of life and to share Native American culture and traditions with the CMU campus and surrounding community through featured dancers, singers and craft vendors.

MAR. 23 THRU MAR.

24, 2013

DiversityTrainingat CentralMichiganUniversity

The Office of Diversity Education (ODE) assists in fulfilling the university’s goal of increasing respect and understanding for people of diverse backgrounds and cultures. Center staff members

coordinate and develop diversity training, assist faculty with curricular and pedagogical changes that promote diversity, facilitate discussion groups, and sponsor speakers, exhibits and other events.

ODE also coordinates two curricular programs: Intergroup dialogue is designed to help students develop an understanding of people whose backgrounds are different from their own and to develop skills to communicate across social differences. The Recognition of Cultural Competency encourages students to take more than the required courses on cultures either within or outside of the United States by providing a notation on their transcript signifying that they have achieved a higher than usual level of cross-cultural awareness and knowledge. All of these activities are designed to promote an understanding of and respect for the experiences and perspectives of others. Since diversity is part of CMU’s mission, these activities also help cultivate personal and academic integrity by examining ways in which all of us can take responsibility for achieving CMU’s goals and mission. For more information regarding the Office of Diversity Education, call 989-774-7318.

Dr. A. Ulana Klymyshyn, Immediate past Director Office of Diversity Education

Dr. Traci L. Guinn, Interim Associate Vice PresidentInstitutional Diversity

August16,2012 TheMichiganBanner Page 9 FirstGreatLakesBayRegionalNewspaper


SaginawMustInvestinDrugEducationandCrimePreventionProgramstoStoptheViolence

By Hon. M.T. Thompson, Jr.Saginaw County District Court Judge

First, a preliminary comment about Saginaw’s gang and youth crime problem. You save a community from the inside out not from the outside in. The African American Community must accept primary responsibility for stopping the violence in our community. We need help from our friends. But, our friends must stop trying to superimpose their analysis, plans and programs for saving us on us. They have little, if any, appreciation for the internal dynamics of the African American Community or the psychic damage suffered by many of our children and young adults who have given up on the American Dream and believe that gangs, drugs and violence are their only option. This problem requires leadership that understands not just what Saginaw looks like from the top down, but what it looks like from the bottom up.

I understand most of the sociological reasons as to why crimes are committed and we must continue our efforts to eradicate them. However, before we can proceed with our efforts to eliminate poverty, substandard housing, inadequate education, etc., we must stop the violence. Our first priority must be to make Saginaw a safe place to live, work and raise our children. We must get rid of the criminals who are committing the shootings, murders, and other assaults in our community.

We must face some harsh realities. The youth crime problem which has won Saginaw’s spot on the FBI’s list of the ten most violent cities in America is

essentially a problem of black criminals preying upon black victims. Look at the race and age of the shooters and victims in Saginaw so far this year. From January through July, 25th there were 17 homicides. (This includes those listed by the police as justifiable and accidental.) Fourteen of the victims were black males. Only four of them were 30 years old or older. During this same period, there were an additional 70 shootings in the City of Saginaw. Fifty-five of the 70 victims were black males and 8 were black females. In 2011, 10 of the 12 homicide victims were black males. Simply put, the victims of violent crimes in Saginaw are black. Tragically, our crime problem is aided and abetted by black people who say “It’s none of my business” or “I am not a snitch.” When the police come nobody will admit to seeing anything or serve as a witness. We cannot get rid of the criminals who are terrorizing our community unless we summon the courage to identify and testify against them. There is no other way. It’s time to “man up.”

Let me say a word about our police. I understand the lack of trust and confidence a lot of us have in the police and why we don’t cooperate with them. The Milton S. Hall shooting touched a raw nerve. It reminded us that historically the police have had black blood on their hands. I believe that the majority of our current police officers are good, decent and honest men and women who are committed to justice for all. However, they must

abandon their don’t snitch on blue code and help us identify and get rid of those who are not. We must also demand a professional police department which understands the different socio-cultural perspectives of the community it serves. A police department who’s command structure and composition reflects the community it serves. This is the only way to establish the type of relationship we need between the police department and the African American community.

We Must Restore Our Children’s Belief In The American DreamFinally, we cannot solve Saginaw’s

youth crime problem without understanding the frustration, hopelessness and desperation that fuels gang members, drug use and violence. In many cases it boils down to how young African American adults see their future and life options. Let me explain.

When I graduated from Saginaw High, a young African American male had four basic options: (1) General Motors; (2) the armed services; (3) college; or (4) prison. During my senior year at Saginaw High, we were summoned to the office to meet with a General Motors’ representative. We were told that we were being put on co-op and that we would be released from school early to go to work. For the rest of my senior year, I went to school in the morning and then to work for General Motors. At that time, you could make more working for General Motors than you could make teaching school.

SEE P 10, Saginaw Must…

Guest Editorial



The majority of my classmates retired from General Motors and everybody assumed that their sons and grandsons would too. As a result, many of us did not consider any other option or prepare our children for anything else. There was no need to worry about the quality of our local schools or their failure to educate our children, “Generous Motors” was waiting. It hired all of our school drop-outs and educational failures. Nobody anticipated plant closings, downsizing or outsourcing. Our number one employment option disappeared right in front of our eyes.

The armed services and college options have also been significantly reduced. For the last several years, the armed services have been downsizing. During the 1960’s, 70’s and 80’s, many colleges and universities were actively recruiting minority students and financial aid was available. College was a realistic option. Since that time, we have witnessed a growing hostility to affirmative action. Most colleges have discontinued their minority admissions and support programs.

As a result of these lost opportunities, Saginaw has witnessed a growing street force. It consists of those young adults who historically would have been employed by G.M., or went to the army or college. This street force spends most of its time just hanging out. Many of these young adults have tried so often and failed so many times that they have given up hope. They have rejected the American Dream of getting ahead by getting a good education and working hard. They see that the American Dream did not work for their relatives or other members of their community and they have no reason to believe it will work for them. They have adopted the defeatist mentality that some things are simply beyond their reach. They hang around

temptation all day long with nothing to do and eventually they get pulled into gangs, drugs and crime.

Most of these young adults are illiterate, have no job skills and can’t pass a drug test. Even if they wanted to go back to school, all the local school districts have discontinued their adult education programs and there is no place to go for a free GED. Those who have a high school degree can’t do college work. If you catch a criminal case it’s over. Most of the local employers will not hire anyone with a felony conviction. Approximately one-third of the African American men in this country have a felony conviction. If these men are permanently locked out of the legal job market, what options are left? They are not going to quietly starve to death on the street corner. We need a free GED program, employers to reconsider their employment practices and policies and a criminal record expulsion statute which will allow felons to earn their way back into the job market.

Saginaw Must Invest In Drug Education And Crime Prevention

ProgramsDrug education and crime prevention

programs are the only way to stop the flow of young adults into the street force. A few years ago, we developed a drug education and crime prevention program specifically for distressed communities with a youth crime problem. Communities like Saginaw, Flint, Pontiac and Detroit. It is designed to stop the violence and restore our children’s faith in the American Dream by providing:

(1) Character Training. It teaches children and young adults why and how to make the right choice every time they are confronted with the temptations of gangs, bullies, violent crimes, drugs, alcohol and other destructive behavior.

(2) Role Models. It exposes children and young adults to successful men and women who grew up in the same type of neighborhood and who successfully faced the same types of challenges and temptations that they face. Children and young adults need positive examples to emulate.

(3) Positive Influences. It exposes children and young adults to other stimuli and experiences that can enhance their growth.

Our published curriculum is set forth in Making Choices And Facing Consequences: Gangs, Bullies & Violent Crimes, Volume I and Making Choices And Facing Consequence: Drugs And Alcohol, Volume II. The program has been formally endorsed in writing by the Saginaw County Police Chiefs’ Association, the City of Saginaw’s Police Chief and three local Saginaw County school superintendents, to name but a few. No other local drug education and crime prevention program can make this claim.

Major pilot programs using this curriculum and involving hundreds of students were conducted in Saginaw and Pontiac in 2008, 2010 and 2012. The pilot programs were sponsored by the faith-based community and were called Project Future. Professional Psychological & Psychiatric Services, III, Delta College and Oakland University each conducted comprehensive studies of the students who participated in these pilot programs and issued written outcome reports. All three studies confirmed the effectiveness of the program and the fact that it reduced the likelihood of program participants engaging in gang related activities, bullying and violent crimes. It also reduced the use of drugs and alcohol. No other local drug education and crime

SEE P 11, Saginaw Must…

From P 9, Saginaw Must…



prevention program has been subjected to this type of scrutiny. The authors of the program received both the Saginaw Branch NAACP’s 2010 Community Service Award and the State Bar of Michigan’s prestigious Champion of Justice Award.

We believe that if you place a loving and caring adult volunteer in the life of a young adult and give that adult the right tools to work with you can change the direction of that young adults life. We believe that Making Choices And Facing Consequences is such a tool and can help stop the violence.

From P 10, Saginaw Must…

SaginawNAACPHonoreesAnnouncedThe Saginaw County Branch of the National

Association for the Advancement of Colored People (NAACP) will hold its 42nd Annual Freedom Fund Banquet on Sunday, September 23, 2012, 6 p.m. at the Horizons Conference Center, 6200 State Street in Saginaw. The theme this year is “NAACP: Your Power, Your Decision - VOTE”.

Four individuals will share in the honors during the 42nd Annual Freedom Fund Banquet; they are Eric R. Gilbertson, President, Saginaw Valley State University; Christina Jones, former President and Chairperson, Houghton Jones Neighborhood Task Force; Rev. Dr. Marvin T. Smith, Pastor, Mount Olive Institutional Missionary Baptist Church; and Ronald S. Spess, retired President/CEO, Saginaw County Youth Protection Council.

The Saginaw winners of the 34th Annual National Afro-Academic, Cultural, Technological, and Scientific Olympics (ACT-SO) Competition will also be recognized during the program.

The keynote speaker for the banquet will be Hilary O. Shelton, Director of the Washington Bureau & Senior Vice President of Advocacy, National Association for the Advancement of Colored People (NAACP). The Washington Bureau is the Federal legislative and national public policy division of the NAACP headquartered in Baltimore, Maryland. In this capacity, Hilary O. Shelton is responsible for advocating the federal public policy issue agenda for the 500,000- member, 2,200-membership unit civil rights organization.

His government affairs portfolio is expansive and includes having played an integral role in the crafting and final passage of such crucial federal legislation as the Civil Rights Act of 1991. He was also instrumental in ushering through to passage, The Civil Rights Restoration Act, The Violence Against Women Act, The National Voter Registration Act, The National Assault Weapons Ban, and the Reauthorization of the Voting Rights Act. Hilary O. Shelton holds degrees in political

science, communications, and legal studies from Howard University in Washington, D.C., the University of Missouri in St. Louis, and Northeastern University in Boston, Massachusetts, respectively.

The 5 p.m. opening business reception will recognize long time elected officials from the Saginaw area. Tickets to the 42nd Annual Freedom Fund Banquet are $60.00 for adults, $30.00 for youth 13 and under. Tickets may be obtained by calling the Saginaw County NAACP branch office 989.752-0614.

The President of the Saginaw Branch of the NAACP is Leola Wilson. The Freedom Fund Banquet is chaired by Odail Thorns.

The NAACP, founded in New York in 1909 and headquartered in Baltimore, Maryland is a 501(c) 3 entity comprised of seven regions representing 49 states, five countries and the District of Columbia. The NAACP ensures the political, educational, social and economic equality of minority group citizens through democratic processes.

A Drug Education And Crime Prevention Program, Volume I

MAKING CHOICES AND FACING CONSEQUENCES:

GANGS, BULLIES & VIOLENT CRIMES

By: Hon. M.T. Thompson, Jr.

Prof. Monica R. Nuckolls

MAKING CHOICES AND FACING CONSEQUENCES:

Drugs And Alcohol By: Hon. M.T. Thompson, Jr. Prof. Monica R. Nuckolls

A Drug Education And Crime Prevention Program, Volume II

“Never Quit. Never Give Up.” Gabby Douglas, Olympic Gold Medalist



Let’s talk about a common misunderstanding made by borrowers when researching and applying for a commercial mortgage loan is how they calculate Net Operating Income (NOI). Many borrowers do not realize that commercial lenders use actual

expenses plus anticipated holdbacks (i.e. vacancy rate, repairs and maintenance, management, etc.) Holdbacks can also be thought of as unexpected or anticipated future expenses.

What many commercial mortgage borrowers forget, and the commercial mortgage underwriter does not, is that the expenses and holdbacks are a necessary factor should the property go into default. These are expenses and possible costs that will affect not only how the loan is repaid; but, how the property will be managed should the property come back to the lender through default.

Let’s use a basic example of how a commercial mortgage lender is going to calculate DSCR using the holdbacks. The holdbacks in this example are in italics, while these are not direct expenses that are paid out, they are deducted from the Gross Income.Gross Rent 1,000,000Other income 0Annual Gross Income 1,000,000Less 5% Vacancy 50,000Effective Gross Income 950,000Property Taxes 10,000 Maintenance 2,000Insurance 2,000Utilities 2,000Janitorial Service 2,000Less 5% Mgt Reserve 50,000Total Operating Expenses 68,000Effective Gross Income 950,000Less Total Operating Expense 68,000Net Operation Income (NOI) 882,000

Now that you have the Net Operating Income (NOI), then you need to determine the Debt Service. Debt Service is simply the amount of the commercial mortgage



Business & FinancialHowtocalculateyourDebtCoverageServiceRatio

DSCR = NOI/Total Debt ServiceBy Gregory L. Davis, Sr., MBA

• Apartment (5-20 Units) • Apartment (21+ Units) • Auto Services • Bed & Breakfast • Campground / RV Park • Carwash • Church • Condo Conversion • Convenience Store with Gas • Day Care Center • Dry Cleaner • Educational Center • Equipment Financing • Funeral Home • Gas Station • Golf Course • Health Care / Assisted Living • Hospital • Hotel Condo • Hotel / Motel • Investment Condo • Laundromat • Light Industrial • Mixed Use • Mobile Home Park • Multi Family (2-4 Units) • Multi Family (5+ Units) • Office • Office Condo • Parking Garage • Restaurant • Retail • Rooming House • Self Storage • Single Family Residence • Townhome / Residential Condo • Warehouse

STANDARD LOAN GUIDELINES FOR ALL LOANS

lOAN to VAlUES:

65-75% LTV all Properties

80% LTV for Multi-Family Purchases in Tier I & Tier II areas Only

INTEREST RATES:

3.75 – 6% Interest Average

8.99 – 11% Bridge Loans/Hard Money

PREPAYMENT PENAlTY:

5% Declining; 5% 1st yr., 4% 2nd yr., 3% 3rd yr.,

2% 4th yr., 1% 5th yr.

TERMS:

5, 7 and 10 year Terms

AMORTIZATION:

25-30 years

ASSET BASED:

No Personal Guarantee Must close in LLC.

Non-Credit Score Driven

E ACH lOAN MUST QUAlIFY ON ITS OWN MERIT

ACCEPTABLE PROPERTY TYPES

See P14, How to calculate



BeaLeader,NotaDoerBy Cal TalleyPresident/CEOThe Growth Coach Great Lakes Bay Region

Real leadership is rare; micro-management is all too common. Business owners, please stop trying to play every instrument yourself and start conducting the orchestra. If you don’t conduct your team, who will?

As a strategic business owner, your primary aim should be to develop a self-managing and systems-oriented business that still runs consistently, predictably, smoothly, and profitably while you are not there. You should shape and own the business system and employ competent and caring employees to operate the system. You should document the work of your business so that you can effectively train others to execute the work. You must make yourself replaceable in the technical trenches of your business. To repeat, define and document the specific work to be done and then train and delegate. Don’t suffocate the talents and growth of your employees.

Don’t be a super-worker, be a supervisor! Stop the “I’ll do it myself” and “No one does it as well as I do” attitudes. Learn to delegate. If someone else can do something 80-90% as well as you, give it up! Do not spend a dollar’s

worth of time on a dime task. Know your areas of brilliance and delegate most everything else. Do those things that

only you can do as the owner and delegate the rest. You need to free up time to do leadership activities that make the business vision a reality. However, be sure to delegate, not abdicate or dump. Stay in touch with the person and their progress.

To help with delegation, you must have the work to be done well defined. You cannot delegate non-specifics. Next, you must adopt the attitude that your time is valuable and learn to discriminate between various activities. Before doing a task, ask, “Does this task lead directly to increased profits, significantly reduced costs, improved customer satisfaction, or to me building a better business”? If it doesn’t, dismiss the task or delegate it. Or ask, “Is this task worth $100-$200 per hour?” If not, find someone else internally or externally to do this task at a cheaper rate. You must realize that your leadership thoughts and actions (building systems, leading, planning, holding people accountable, coaching other leaders, etc.) are worth at least $200 per hour. If not, you will

never learn to be effective at delegation.By all means, get out of the way of your

managers and workers. Don’t meddle. Instead of doing their jobs, help them to clarify their roles, responsibilities, goals, and tasks and then simply hold them accountable for getting things done. Be sure to monitor your employees’ performance; don’t try to control them. Coach more and play less in the actual game.

Once they demonstrate competency and character, give your employees the authority to make things happen. Let them do their jobs. Let them tackle stuff on their own and come to you only when they need further guidance. Instead of micro-managing the process, manage by results. If you set up your systems correctly and train properly, you will be able to manage by numbers and on an exception-only basis.

I imagine and hope that you are paying your employees and managers good money to do their jobs. If so, get out of their way and let them perform. If you aren’t paying adequate wages, beware! If you pay peanuts, then expect to attract monkeys.

Leadership is less about doing, more about thinking, planning, and overseeing what others do. You are to create jobs, not work a job.

FROM P 13, How to calculateloan payment in P&I (principle and interest) only. As you can see from the example above the taxes and insurance are included when determining the NOI.

Example of Debt ServiceCommercial Mortgage Loan: $5,000,000

First MortgageInterest Rate: 5.5%Term: 30 YearsMonthly P&I Payment: $28,389Debt Service (Annual Payments)

= $340,673Now we have all the parts of the puzzle,

let’s calculate the Debt Service Coverage Ratio (DSCR):

DSCR=NOI/DS

DSCR = $882,000 / 340,673DSCR = 2.58%So what does this all mean? In this case,

this shows a commercial mortgage underwriter and lender that the cash flow generated by the property covers the new commercial loan payment by 2.59x.

Now as you look at this example, if the DSCR is 1.0 then you can presume the property generates enough revenue to break even. If the number is negative (i.e. -1.2) then that will alert the commercial lender to a net operating loss. I hope this has given you an overview of :

1. What DSCR means and,2. .How to calculate your Debt Service

Coverage RatioContact Senior Commercial Capital to

discuss the commercial mortgage process and the available commercial lending packages available for purchases, refinance, construction and more.

Contact Gregory L. Davis, Sr. MBA CEO/President/FounderSenior Commercial Capital, [email protected] Call Mr. Edward Chapman, COO/

Exec VP. [email protected] Ext. 11www.seniorcommercialcapital.com



EntrepreneurialSeries: FundamentalsofStartingaBusiness

MIDLAND- The Michigan Small Business & Technology Development Center Great Lakes Bay will offer a free Fundamentals of Starting a Business seminar at Grace A Dow Memorial Library at 1710 W St Andrews in Midland on September 6, 2012, from 6 to 8:30 p.m.

The seminar is for those who would like to start a small business or for those who would like to become acquainted with community and business resources.

Topics include what it takes to start a business, where to go for information and assistance, the business plan and why you need one, licenses and permits, funding and the myth of “free money,” as well as resources available to help set up your business.

For more information about MI-SBTDC, resources, other seminars, or to register for this free seminar online, go to www.misbtdc.org/training or call 989.686.9597. Pre-registration is required. Find MI-SBTDC on Facebook at www.facebook.com/MI.SBTDC.Region.5.

It gives me great pleasure to write a note of congratulations regarding the continued success of the Michigan Banner during a struggling economy. It is an excellent resource to obtain information about a variety of social issues that affects our lives and ways we can get involved to make a difference in the life of our communities.

Billy J. Strawter, Sr.PresidentEnviCare Consulting, Inc.2809 Blairmont DriveMidland, Michigan 48642(989) 839-9177www.envicareinc.comwww.successtoparenting.netwww.michiganfoodconsultant.com

Saginaw Valley State University-Office of Continuing Education and Professional Development is pleased to offer on-line courses and certification programs accepting enrollment for September and October classes.

We will be offering the following certificate programs: Mobile Marketing, Business Coaching, Video Marketing, Business Research, On-line Teaching, eMarketing Essentials, Social Media for Business and Webinar Planner. New additions this fall include Customer Service, Teaching Adults and Managing Telework Certificates. Most of these programs are completed in three months with most of the classes available as individual classes.

In addition to the certificate programs, we offer individual classes to enhance your knowledge or develop skills to give you the edge needed in today’s business world. The following is a sample of classes offered for a detailed class list please see our website: Advanced Website Strategies, Cyber Security, Designing Successful Webinars, Management Boot Camp, Facebook for Business, Google Analytics, Recruiting and Retaining Gen X and Gen Y, Spanish for Medical Professional, Program Evaluation for Nonprofit professionals and Twitter. Plus, we offer LEED Green Associate Exam Preparation and LEED AP + Building Design and Construction for green skill enhancement. Consult our website for complete program and class listing at www.svsu.edu/ocepd.

All certification programs are eligible for certification of completion endorsed by Saginaw Valley State University and Learning Resource Network (LERN). The entire course offerings will start over the next two months and will be offered on an ongoing basis.

To register or obtain more information about these programs, contact 989.964.4048, email [email protected] or visit www.svsu.edu/ocepd.

MobileMarketingCertificationOn-LineandMoreatSVSU

HospiceofMichiganCraig Tucker3995 Fashion Square Blvd., Suite 1Saginaw, MI 48603P: 989.790.4165F: 989.790.4169W: www.hom.org

SaginawCountyChamberofCommerce WelcomesNewMember

1000businessesstrong: AreYOUamember?

Contact [email protected]

or989757-2112 formoreinformation.



Business DirectoryAuthorsW. James Richardson 1356 Woodside Street Saginaw, MI 988-753-0233 www.wjamesrichardson.comAuto2 Fresh DetailKenny Jackson 300 N. Niagara StreetSaginaw, MI 48602989-239-7012Labadie Olds 711 S. EuclidBay City, MI 48706Terry ReedSales Professional989-667-2000 Ext. 341Direct 989-460-0341Fax 989-667-0103E-mail [email protected] www.labadieauto.comMcDonald Pontiac-GMC, Inc. 5155 State Street Saginaw, MI 48603 Leon V. Washington Sales & Leasing Professional989-790-5155 [email protected] Bakery 285 S. Outer Drive Saginaw, MI 989-754-7088 Fax – 989-754-7099Banquet FacilitiesRowan - West Facility1400 W. Genesee Saginaw, Michigan989-753-3475BeautyIllusions Beauty SalonValerie King Owner/Operator1400 W. Genesee StreetSaginaw, Michigan989-755-2666/989-755-3883LocAccentsTonita LawsonSisterlocks Consultant6327 Laurentian Ct.Flint, MI 48532810-240-9665www.LocAccents.Blogspot.comwww.Sisterlocks.comReflection of U Too2103 Sheridan Ave.Saginaw, Michigan 989-753-4600

Sports Barbershop1400 W. GeneseeSaginaw, Michigan989-992-2600Unique Cuts & Massage1502 Court StreetSaginaw, MI 48602989-327-2338Unique Cuts II3125 E. Holland Saginaw, MI 48601989-327-2338Business SolutionsThe Growth CoachCal Talley, Owner293 Provincial Ct. #78989-401-6229C.Talley@The GrowthCoach.comwww.The GrowthCoach.com Carrollton Public SchoolsCraig C. DouglasSuperintendentP.O. Box 517 Carrollton, MI 48724(989) 754-1475Fax (989) 754-1470Direct Dial (989) [email protected] ServicesExtreme Carpet & UpholsteryWilliam & Denise Murphy - OwnersCommercial & ResidentialJanitorial Services989-753-3335Community Centers and ServicesFirst Ward Community ServicesSheilda BraddockPresident/CEOHuman Services1410 N. 12th StreetSaginaw, Michigan989-753-0411

ComputersCreative ComputersLathan Wilson (Buddy)817 East GeneseeSaginaw, MI 48607989-755-9290DentistsJack W. Nash, DDSCosmetic andRestorative Dentistry1320 S. Washington Ave.Saginaw, Michigan 48601989-752-1200

FashionWhere Did U Get That Hat? Specialize in Custom Designs“Sunday’s Best” Yvonne Ellison/MillinerPhone 989-529-4193E-mail: [email protected] Odail Thorns, Director of DevelopmentSaginaw Economic Development Corporation1315 S. Washington Ave., Rm 207Saginaw, MI 48601989-759-1395Food & Dining Spencer’s Route 46Spence DambroProprietor5530 Gratiot989-793-3400Saginaw, MI 48638www.spencersfinefood.comGraphics/DigitalTBF Graphics Digital803 S. Washington Ave.Saginaw, Michigan989-752-5540TBFGRAPHICS.COMTBFDIGITAL.COMHeating and CoolingHORIZONAzola Williams989-755-8650 Business989-233-3295 CellPhotography Quality Photo124 N. Michigan Saginaw, MI 48602989-790-8130 PublicationsDavid HallCrimiel Publications LLCPOB 20061Saginaw, Michigan 48602REAlTORS®Century 21Rose Chandler, Realtor5580 State Street, Suite 4Saginaw, Michigan 48603989.921.7000 office989.921.7001 fax989.753.5796 home [email protected] cell

RestaurantsBrother Arthur’s Fish & More2522 E. Genesee Saginaw, MI 989-752-0200Rite Spot 1205 Lapeer Saginaw, MI 48601 989-754-6001Savoy Bar & Grill127 S. Franklin StreetSaginaw, MI 48607RetailersGREEKS “R” US 2203 E. Genesee Saginaw, MI 48601 989-755-4925 [email protected]’s Clothes 310 Johnson St. Saginaw, MI 989-753-4552 Cell 989-239-2732 [email protected] RepairMorgans Shoe Repair 308 Federal Ave. Saginaw, MI 48607 989-754-6155 TailorsExecutive Tailoring Christopher E. EddingtonMaster Tailor418 Court StreetSaginaw, MI [email protected] hour service Tax ServicesRobert McDuffy Tax & Accounting Service/ERO e-file2127 LedyardSaginaw, MI 48601Business - 989-443-0115 Fax [email protected] Charter Service, LLCHoward McFadden1200 E. Moore Rd.Saginaw, Michigan989-777-7038 / 989-751-1461Howard [email protected]

Advertise your business with us!


Mobile Medical Response, Inc., (MMR) provides emergency and non-emergency services to 11 Counties throughout the State of Michigan.

Services include; ambulance and wheelchair transportation, emergency medical management contracts, state-of-the-art medical dispatch capabilities through the MMR MEDCOM Dispatch Center, and two high-tech maintenance centers staffed with master mechanics and technicians that successfully keep MMR vehicles in premium condition 24/7.

The MMR Education Department is an integral part of our success. MMR Education offers excellent initial EMT and Paramedic Programs, Specialty Courses and Refreshers, and Continuing Education Credits (CEs) monthly. MMR Education is proud to be one of three education centers to host testing for the National Registry of Emergency Medical Technicians.

At MMR, we’re committed to professionalism, respect, integrity, dedication and excellence—we call it PRIDE. And to that end, it is our mission “to provide our communities with unrivaled access to medical care” by embodying all of these foundational principles.

MMR not only provides non-profit transport and education services, our profit-arm Mercy Sales & Services (MSS) is the exclusive dealer of Marque and Osage Ambulances, as well as Accubuilt Wheelchair Vans. MSS operates out of a contemporary 11,000-square-foot facility in Mt. Pleasant dedicated to providing remount and rechassis services specific to each and every client’s needs.

Wilbert J. Smith and Alois B. Smith

Owner/Operators

Contact us today to learn more about our Quality Care Guarantee!

320 S. Washington Avenue Suite 202 • Saginaw, MI 48607

989-752-5501 • 989-752-5503 FAX

Email: [email protected]

Website: www.mbsmichigan.comforcare.com

C O M F O R C A R E H O M E C A R E ®

Independence. Dignity. Quality of Life.

A D e d i c a t e d N o n - M e d i c a l H o m e C a r e A g e n c y

The ComForcare MissionTo improve the quality of life and

level of independence for every client and family receiving our services.

We focus on four initiatives that are critical to the well-being of seniors: • Fall Prevention

• Medication Adherence

• Chronic Disease Management

• Transition of Care

Now Accepting New Patients Most Insurances Accepted including Medicard

Providing health care and wellness for your entirefamily with eight convenient locations. Call for the

center nearest you by calling 989-759-6400.

We’ve Got You Covered!

1857

631-

01

Now Accepting New Patients Most Insurances Accepted including Medicard

Providing health care and wellness for your entirefamily with eight convenient locations. Call for the

center nearest you by calling 989-759-6400.

We’ve Got You Covered!

Now Accepting New PatientsEveryone Accepted Regardless of Insurance Coverage



‘Better Choices, Better Medicine, Better Healing’Dr.Nash’sDentalCorner

Dr. Jack Nashhas been practicingdentistry for over 35years.Heisagraduateof the University ofMichigan Dental School. He has alsobeen an adjunctfaculty member atDelta College and

is currently a Fellow of the AmericanAcademy of General Dentistry and agraduate of the prestigious Council onInnovativeDentistry.

To ask Dr. Nash dental questionswrite tohimat: Dr.JackW.Nash,POB1442, Saginaw,MI 48607, or email himat [email protected]. All opinionsdiscussed in these articles are those ofDr. Nash; treatment options should bediscussed with an individual’s personaldentist.

DearDr.Nash: Well “Father Time” is creeping up on me

and I am feeling my age. However, I am an active senior citizen and I want to be able to keep the teeth I have for the rest of my life. My body has gone through many changes and I am wondering if I will have similar signs of aging in my mouth. What is the best way to take care of my teeth as I age? Maurice.

DearMaurice:You have asked a great question. Just

as you can see physical changes with your body, you will also have changes in your mouth. The biggest problem I see in my

dental patients as they age is xerostomia (dry mouth). Xerostomia is a reduction or total loss of saliva flow in the mouth. It can be caused by aging, medications, oral cancer treatment, radiation treatments and certain diseases. Dry mouth will make it harder to break down food, taste may change, speech could be harder, dentures may not fit as well and the gums may be more sensitive. To combat dry mouth you should drink lots of water, avoid sweets, tobacco, alcohol and anything that has a lot of caffeine in it. There are many over-the-counter remedies for dry mouth, but if it is really out of control your dentist can prescribe medications that will help.

With the many medications that are prescribed to seniors, it is imperative that you see your dentist on a routine basis (twice a year at least) because some changes in your oral health could get out of control quicker due to medications. I have seen patients with perfectly healthy mouths actually lose their teeth due to medications and cancer treatments. In cases of oral cancer, it is sometimes suggested to just have teeth removed because the saliva flow will be totally lost. So please talk to your MD about any oral changes that may result from either a medication or a medical procedure.

If you are having any problems with gripping a tooth brush or using a tooth brush properly you should try using an electric tooth brush to get to the areas you can’t reach or just to do a better job on your teeth. I would not buy a really expensive electric tooth brush; I would get one that will last 2 or 3

months then buy a new one. But please don’t skip the flossing, that is just as important as brushing! You can’t remove the 40% of bacteria that forms between your teeth with a toothbrush, so flossing is a must. When you do get that electric toothbrush, also pickup a good fluoride toothpaste, this will also help to cut down on decay around the roots or gums.

There are always concerns with aging or illness, and yes, there is also oral cancer. Alert your dentist if you see any white or reddish patches newly formed in your mouth. Have your dentist do an oral cancer exam that includes the mouth, neck and lymph nodes. With early diagnosis, oral cancer can be treated successfully. I have many patients in my practice for whom detection of oral cancer allowed them to have it treated in the early stages, and they have gone on to live very long lives. So be good to yourself and get that oral cancer exam.

Studies have shown that maintaining a healthy mouth may keep your body healthier and help you avoid diabetes, heart disease and stroke. Again, the best way to achieve good oral health is to visit your dentist at least twice a year.

So my friend, take care of yourself, and until next time, stay safe and healthy. --Dr. Nash

Dr. NashDr. Jack W. Nash, 1320 S. Washington

Ave., Saginaw, Michigan 48601-2591 – Office – 989.752.1200 – Fax – 989.752.2481

MichiganCardioVascularInstitutePresentsAnnualCardiovascularSymposiumThe 22nd Annual Cardiovascular

Symposium, presented by Michigan CardioVascular Institute (MCVI), the Michigan CardioVascular Institute Foundation (MCVI Foundation) and Synergy Medical Education

Alliance will take place on Saturday, September 22, at Apple Mountain Resort located at 4519 N. River Road, in Freeland beginning at 7 a.m.

A golf outing follows the conference. To register, visit www.mcvifoundation.org or call

Jenny Ross at 989.754.3222. The cost for the conference is $40 or $50 for the conference and golf. To participate in golf only, the cost is $75. A maximum of 4 AMA PRA Category 1 Credit(s) ™ are offered.


Contact Wardene Talley

989-754-2288

Children with Severe Emotional Disturbance need a lot of support. From families, teachers, social service and healthcare providers … and often more. We maximize those resources — to make sure those children get all the support they need.

ResourcesMaximize



Tips to Promote Social-Emotional Health Among Young Children

What Parents of Young Children Can Do:

Catch your child being good! Praise your child often for even small accomplishments like playing nicely with brothers or sisters, helping to pick up toys, waiting her turn, or being a good sport.

Find ways to play with your child that you both enjoy every day. Talk with your child, tell stories, sing, and make rhymes together. It is especially important to try and reconnect for a few minutes after separations. Include some type of regular physical activity such as a walk or bike ride around the neigh-borhood.

Seek ways for your child to play with other children of the same age. Make sure they are watched by a trusted adult.

Read with your child every day as part of a special family routine. Turn off the TV before the evening meal, have conversations with your children during the meal, get baths/showers after the meal, and read books with your children in preparation for bedtime. This will help children to settle down and sleep well at the end of the day.

Limit screen time to no more than 2 hours daily for children 2 and older. The AAP does not recommend any screen time for children younger than 2 years of age. Never put a TV in a child’s bedroom. Parents should watch along with older children and try to put the right spin on what their children are seeing. Young children should not be exposed to violence on TV, including on the news. TV should not become a babysitter.

Make time for a routine that includes regular family meals when parents and children can sit and talk about their day together. Play the “high-low” game by taking turns sharing the best and not-so-good parts of the day.

Provide regular bedtime routines to promote healthy sleep. This time of day can become an oasis of calm and togetherness in the day for parents and children.

Model behaviors that you want to see in your child. Parents are their child’s first and most important teachers, and what they do can be much more important than what they say. Be especially careful of criticizing teachers or other trusted adults in front of the child.

Set limits for your child around safety, regard for others, and household rules and routines that are important to you. Ask others to use these with your child.

Be consistent with limits for your child and encourage all caretaking adults to use the same rules. If you must enforce a rule, do this with supportive understanding. Don’t give in, but do quickly forgive. Do not hold a grudge for past mistakes. Encourage learning from mistakes so that they do not happen again.



Source: www.samhsa.gov/children



Project LAUNCH Michigan is making a difference in the lives of the children in our state and community. A federally-funded program, Project LAUNCH has numerous services to enable the child to reach their potential in every way: physical, social, emotional, behavioral, and cognitive. The focused 5 goals of Project LAUNCH to make this happen are:• Givingyoubetteraccesstoscreeningteststotrackyourchild’sdevelopment,assessments,andservices• Providingservicesthathaveproventobehelpful(called“evidence-basedpractices”).• Teaching people who work with young children about healthy physical, social, emotional, and behavioral

development.• Improvingtheservicesystembyworkingwithareapediatricians,educators,childcareproviders,etc.• Helpingmorechildrengetreadytodowellinschool.

If you want to learn more about Project LAUNCH contact Pamela at 989.992.6353, or [email protected].

ParentsCanHelpStartaSuccessfulSchoolYearwithHealthyVisionforKidsChicago - As many kids are gearing up to

begin a new school year, Prevent Blindness America wants to encourage parents to add “get my child’s eyes checked” to their list of things to do. Having a child’s vision tested by an eye care professional can help them towards greater success in the classroom since much of a child’s learning is done visually. Some students who have been diagnosed with learning disabilities may simply have a vision problem.

Prevent Blindness America, the nation’s oldest volunteer eye health and safety organization, has declared August as Children’s Eye Health and Safety Awareness month in an effort to encourage parents to learn about ways they can help protect their child’s vision.

Many children may not know that they have

a problem because they think how they see is how everyone else sees. An eye exam is the ideal way for parents to know if their child has a vision problem. Parents should also watch for the following signs:

What do your child’s eyes look like?• Eyes don’t line up, one eye appears

crossed or looks outward• Eyelids are red-rimmed, crusted or

swollen• Eyesarewateryorred(inflamed)How does your child act?• rubseyesalot• closesorcoversoneeye• tiltsheadorthrustsheadforward• has trouble reading or doing other

close-up work, or holds objects close to

eyes to see• blinksmorethanusualorseemscranky

when doing close-up work• squintseyesorfrownsWhat does your child say?• “My eyes are itchy,” “my eyes are

burning” or “my eyes feel scratchy,” “I can’t see very well.”

• Afterdoingclose-upwork,yourchild says “I feel dizzy,” “I have a headache” or “I feel sick/nauseous.”

• “Everything looks blurry,” or “I see double.”

For more information on children’s eye health and safety, contact your eye care specialist or call Prevent Blindness America at (800) 331-2020.

IDon’tLikeSchoolThe next time you find yourself disliking

school, try this:• First,writedowneverythingyoudon’t

like about school.• Thenmakealistofthegoodthingsyou

enjoy (even if it’s only recess and lunch, that’s a start!).

Now, what can you change on the “don’t like” list? Would remembering to do your

homework help you feel more confident if you’re called on in class? Can you get help with schoolwork that’s hard? Who can you talk to about a worry or problem you’re dealing with? Could you find a way to show off your special interests and talents? If you made just one new friend, would you feel less alone? If you helped someone else feel less alone, would you feel even better? Which activities could you try that

would help you meet new friends?Of course, you might not be able to change

everything on your “don’t like” list. A bully may not simply disappear. Reading may always be a challenge. But that’s OK. Focus on what you can change and you might be able to put the cool back in school!

Source: http://kidshealth.org/

ProjectLAUNCHFocusGoals



SaginawValleyCommunityChurch3660HermansauDr.Saginaw,MI48603

Sunday10 a.m. ~ Morning Worship6 p.m. ~ Celebrate Recovery6:30 p. m. ~ Young Adult’s Life Group Bible Study/WorshipMonday 7 p. m ~ Women’s Life Group Tuesday (2nd & 4th) – 10 a.m. – 3 p.m. ~ Heaven’s Manna Food Distribution 7 a.m. ~ Men’s Life Group 6:30 p.m ~ Prayer Night 10 a.m. & 7 p.m ~ Healing RoomsWednesday 6:30 p.m ~ Equipping Classes, all agesThursday 1 p. m & 6:30 p .m ~ Healing Rooms Saturday 6 p.m. ~ Youth Worship

To Jerome, Rae Lynn and the Michigan Banner staff:We appreciate all of you very much and the positive attitude and bent of this newspaper. You center on important information we need to hear in order that we be better prepared for Godly community activity, local and national voting issues and wisdom in selecting those who represent what the Lord would have for us. You champion righteousness and as you approach your 10th anniversary of publishing, we applaud you and join with you in advancing the Kingdom of God throughout this area and beyond.Congratulations on wonderful accomplishments,Pastor Dick and Pat SayadSaginaw Valley Community Church

Sick of being sick?Visit the Healing Room Ministry located at 3660 Hermansau Dr., in Saginaw, Michigan

No appointment is needed; however, it is helpful to make one to avoid waiting. Appointments can be made by calling 989-752-4769.

Tuesday 10 a.m. – 12 p.m.7 a.m. – 9 p.m.

Thursday1 – 3 p.m.6:30 - 8:30 pm

Christian Education – 9:30 a.m.Sunday Morning Worship – 11:30 a.m.Wednesday Bible Study – 6 p.m. Men’s Meeting held every second Saturday of the month

ChristDiscipleBaptistChurch3317LapeerStreet,Saginaw,Michigan

989-754-2444

Pastor Dempsey Allen

Jacob’s Ladder Ministries1926 Fairfield StreetSaginaw, MI 48602

989.799.6601www.jacobsladdersaginaw.org

SundayMorningWorship-11:15a.m.



1418S.WarrenAvenueSaginaw,MI48601

989-755-6604Sunday

9:30a.m.–SundaySchool11:00–WorshipService

PastorLarryD.Camel and1stLadyShirleyCamel

ThereisaPositiveSolutionBy Marcus Beemon Media Intern

To have a positive outlook about Saginaw and the great potential for change that Saginaw has is within itself a daring dream. I see the potential the city has and the people I currently work with see it also. However, the mindset of the people in Saginaw is at an all time low, and unless we start with ourselves and the people around us we will never change things. So, how do we influence everyone else to see what we see?

The city currently has youth centers that are doing well with youth and getting positive feedback. But I want to create centers that offer specific treatment for S.E.D., or serious emotional disturbance. The centers would be like a home away from home to the kids where they could be themselves without having to worry about being judged by one another or ridiculed by anyone. At the center they would not have a problem with opening up to others and we would all be like family.

I believe the hardest task would be to get the kids to come off of the streets, and leave the drugs and alcohol alone while trying to break out of the gang life they know so well. We would also in the centers provide a positive outlook for youth while giving them a voice in their everyday situations. I think this is a positive solution that would create a more together community.

NewBirthMissionary BaptistChurch



NON PROFIT DIRECTORYA.Philip Randolph InstitutePOB 1107Saginaw, MI 48606American Red Cross1232 N. MichiganSaginaw, MI 48602989-754-8181Antique Toy & Firehouse Museum3456 Patterson Rd. Bay City, MI 487061-888-888-1270 Boys & Girls Club of Bay County300 Lafayette Ave.Bay City, MI 48706989-892-6723Castle Museum of Saginaw County History500 Federal Ave.Saginaw, MI 48607 Circle of Love 1809 Durand Ave.Saginaw, MI 48602989-754-2377Emmaus House of Saginaw733 S. 15th StreetSaginaw, MI 48601989-755-7538Family & Children Services2806 DavenportSaginaw, MI 48602989-790-7500

CAN Council Saginaw County1311 N. Michigan AvenueSaginaw, MI 48602(989) 752-7226 / fax (989) 752-2777www.cancouncil.orgFirst Ward Community Center1410 N. 12th StreetSaginaw, MI 48601989-753-0411Girl Scouts Heart of Michigan5470 Davis Rd.Saginaw, MI 48604989-799-9565Good Neighbors Mission1318 Cherry StreetSaginaw, MI 48601989-399-9918Houghton-Jones Task Force1708 Johnson StreetSaginaw, MI989-752-1660Michigan Banner Outreach 1400 W. GeneseeSaginaw, MI 48602989-714-2240Nathan Weidner Children’s Advocacy Ctr.715 N. EuclidBay City, MI989-671-1345

Operation Reach 119 S. Jefferson Avenue Saginaw, MI 989-754-4444Restoration Community Outreach1205 Norman Saginaw, MI 48601(989) 753-1886 / fax (989) 753-2880Email: [email protected] Salvation Army2030 N. CarolinaSaginaw, MI 48602989-793-8371The Saginaw Community Foundation100 S. Jefferson Ste. 201Saginaw, MI 48607989-755-0545Women of ColorsPOB 5525Saginaw, MI 48603989-399-9275 or 989-737-9286YMCA of Saginaw1915 Fordney Street Saginaw Michigan989-753-7721

CURRENT VOLUNTEER OPPORTUNITIES IN SAGINAW COUNTYADMITTING WAITING ROOM GREETER volunteers are needed to assist patients with signing in and directing patients to treatment area. Hours vary. JOIN US IN KEEPING OUR PARK CLEAN. General CLEAN-UP volunteers needed mornings or evenings to help with clean up of park. NURSE volunteers needed work in an outpatient clinic. Work as little as 2 hours per month or more if you’d like. Training or orientation provided. Come be a MENTOR to girls and boys ages 5-18, teach life skills, social skills, help build self-esteem and teach self-respect to help develop responsible young adults. EVENT BAG STUFFER volunteers are needed at a local agency. Come Help Us Clean Up Your Neighborhoods! THRIFT SHOP volunteers are needed at a local agency to assist with sorting donated items, making sales and maintain the sales floor. MEN volunteers needed to mentor males. Be a FRIEND and role model to a child on a one-to one basis. LITERACY TUTOR volunteers needed to work one-on-one with students who need to learn to read better. Training provided. ARTS & CRAFTS volunteers needed to do activities with club member’s ages 6 – 18 years old and provide supervision when needed in other areas at the Club. POPCORN volunteers are needed to pop and sell popcorn in the front lobby. Work in pairs or alone. Flexible schedule.HELP support our Military Troops! Individuals, groups, schools, churches are being recruited to collect coupons. The coupons are cut, totaled for amount and sent to our military troops to assist them in stretching their budget.DRIVER volunteers are needed to deliver meals to homebound seniors from 10 am to 12 pm. Mileage reimbursement will be provided. WAYFINDING & RECEPTION volunteers are needed to discharge patients after outpatient surgery, inpatient stay, escort patients, and their guests around the medical center, CANCER RESOURCE CENTER volunteers are needed to provide support to cancer patients, their family members and caregivers. Training provided. CLERICAL volunteers needed for an agency to assist with general office duties: filing, preparing mailings, data entry and packet assemble. Training is provided. WORKSHOP volunteers needed to knit, sew and crochet a variety of items for patients at a local agency. ARTS AND CRAFT volunteers for a local agency are needed to do activities with club members’ ages 6 – 18 years and provide supervision as needed. To volunteer your services or to donate goods, call Henrietta Watson at the United Way of Saginaw County at 755-0505, Ext. 216, [email protected]. Or check out our web-based volunteer program at www.GOvolunteerNOW.org.

Saginaw

BayCity

Lansing

SecondBaptistChurchPastor Seth Doyle 1770 W. Youngs Ditch Rd.Bay City, MI (989) 893-3937

St.StephensCommunityChurchReverend Herman Haller1007 Kimberly DriveLansing, MI 48912(517) 484-2180

BethelAMEChurchPastor P. David Saunders535 Cathay St.Saginaw, MI 48601(989) 755-7011

BethlehemBaptistChurchPastor Ernest W. Bothuel3309 Bundy StreetSaginaw, MI 48601989-752-5866

BreadofLifeHarvestCenterSenior Pastor Rodney J. McTaggart 3726 Fortune Blvd. Saginaw, MI 48603(989) 790-7933

ChristDisciplesBaptistPastor Eddie Benson3317 Lapeer StreetSaginaw, MI 48601(989) 754-2444

ChurchofChristMinister James Sanderson1325 N. Center RoadSaginaw, MI 48638(989) 790-2707

WorldOutreachCampusof GreaterColemanTempleMinistriesSupt. H.J. Coleman Jr.2405 Bay Rd. Saginaw, MI 48602(989) 752-7957

CorinthianBaptistChurchPastor Roy L. Manning104 S. 10th St.Saginaw, MI 48601(989) 754-1820

FaithHarvestChurchBishop Ronald E. ChippFaith Harvest Church 1734 N. MasonSaginaw, MI 48602(989) 799-4200Website: www.faithharvestministry.orgE-mail: [email protected]

GreaterFreewillMissionaryBaptistChurchPastor James E. Speed615 Irving Park Ave.Saginaw, Michigan 48601(989) 753-1713(989) 755-3133Email: [email protected]

GreaterWilliamsTempleBishop H.J. Williams608 Remington Saginaw, MI 48601(989) 755-5291

Jacob’sLadderPastor Dempsey Allen1926 Fairfield StreetSaginaw, MI 48602989-799-6601

LifeInChristMinistriesPastor Dennis Cotton, Sr.2915 S. Washington Ave.Saginaw, MI [email protected]

MessiahMissionaryBaptistChurch2615 Williamson RoadSaginaw, MI 48601Pastor Otis Washington Phone: 989-777-2636Fax: 989-777-2640Email: [email protected]: www.Messiahsag.org

Mt.OliveBaptistChurchPastor Marvin T. Smith1114 N. 6th StreetSaginaw, MI 48601(989) 752-8064

NewBeginningsLifeChanging MinistriesPastor Otis Dickens2312 S. Washington Ave.Saginaw, MI 48601(989) 755-3650

NewBirthMissionaryBaptistPastor Larry D. Camel1418 S. WarrenSaginaw, MI 48601(989) 755-6604

NewCovenantChristianCenterPastor Ron Frierson 523 Hayden Saginaw, MI 752-8485

NewFaithTempleCOGICElder Charles H. Coleman 2118 Burt Street Saginaw, MI 48601 (989) 752-3880

NewHopeMissionaryBaptistChurchPastor Floyd A. Logan1721 Tuscola StreetSaginaw, MI 48601(989) 753-7600Email: [email protected]

NewLifeBaptistChurchPastor Rufus Bradley1401 Janes St. Saginaw, MI 48601(989) 753-1151

NewMt.CalvaryBaptistPastor Robert Donald3610 Russell StreetSaginaw, MI 48601(989) 754-0801

NinthStreetCommunityChurch Pastor William L. Scott, Jr. Assistant Pastor Rex Jones 1118 N. 9th Street Saginaw, MI 48601 989-752-7366

St.PaulBaptistPastor Vincent D. McMillon120 N. 15th St. Saginaw, MI 48601(989) 752-5023

SaginawValleyCommunityPastor Richard Sayad3660 HermansauSaginaw, MI 48603(989) 752-4769

St.JohnMissionaryBaptistChurchPastor James E. Hodge1309 North 6th StreetSaginaw, MI 48601(989) 753-2188(989)714-7678

St.LukesCMEPastor Charles Braddock1121 Tuscola Saginaw, MI 48607(989) 755-0351

TransformingLifeMinistriesPastor William Brown3024 South Washington AvenueSaginaw, MI 48601-4353(989) 754-9573

TruevineBaptistChurchPastor Paul E. Broaddus 2930 Janes StreetSaginaw, MI 48601989-752-0751

VictoriousBelievers MinistriesChurchRev. Christopher V. Pryor624 S. Outer Dr. Saginaw, MI (989) 755-7692

ZionMissionaryBaptistChurchPastor Rodrick Smith721 JohnsonSaginaw, MI 48607(989) 754-9621





BUENAVISTACHARTERTOWNSHIPORDINANCEORDINANCENO.OAKESESTATES

An Ordinance to amend Ordinance No. 259 of Buena Vista Charter Township; to provide for a service charge in lieu of taxes for a proposed dwelling project for persons of low income, with concentration on serving veterans who require supportive services, to be financed or assisted pursuant to provisions of the State Housing Development Authority Act of 1966 (1966 PA 346, as amended, MCLA Section 125.1404 et. seq. MSA Section 116.114 (1) et. seq. the “Act”),BUENA VISTA CHARTER TOWNSHIP HEREBY ORDAINS: Ordinance No. 259, which was adopted by the Township on October 10, 2011, is hereby amended in its entirety as follows:

SECTION1: This Ordinance shall hereafter be known and cited as the “Oakes Estates Tax Exemption Ordinance”.

SECTION2:PREAMBLE It is acknowledged that it is a proper public purpose of the State of Michigan and its political subdivisions to provide housing for its citizens of low income and to encourage the development of such housing by providing for a service charge in lieu of property taxes in accordance with the State Housing Development Authority Act of 1966 (1966 PA 346, as amended. MCLA Section 125.1401 et. seq. MSA Section 116.114 (1) et. seq. the “Act”). The Township is authorized by this Act to establish or charge the service charge to be paid in lieu of taxes by any or all classes of housing exempt from taxation under this Act. It is further acknowledged that such housing for persons of low income is a public necessity, and as the Township will be benefited and improved by such housing, the encouragement of the same by providing certain real estate tax exemption for such housing is a valid public purpose; further, that the continuance of the provisions of this Ordinance for tax exemption and the service charge in lieu of taxes during the period contemplated in the Ordinance are essential to the determination of the economic feasibility of housing developments which are constructed and financed in reliance on such tax exemption. The Township acknowledges that Erwin Companies, LLC of 3241Carter St. Saginaw, MI 48601 (the “Sponsor”) has offered, subject to receipt of an allocation under the Low Income Housing Tax Credit (LIHTC) program, to erect, own, and operate a housing development identified as Oakes Estates on certain property located at 2293 Farmer St. in Section 32 in the Township to serve persons of low income with a concentration on serving veterans who require supportive services, and that the Sponsor has offered to pay the Township on account of this housing development an annual service charge for public services in lieu of all taxes.

SECTION3:DEFINITIONS(a)Act means the State Housing Development Authority Act, being Public Act 346 of 1966, of the State of Michigan, as amended.(b)AnnualShelterRentmeans the total collections during an agreed annual period from all occupants of a housing development representing

rent or occupancy charges, exclusive of charges for gas, electric, heat, or other utilities furnished to the occupants.(c)Authoritymeans the Michigan State Housing Development Authority.(d)ConcentrationonServingVeteranswhorequiresupportiveservices means affirmative marketing to veterans who require supportive

services and providing services according to a service plan approved by the Authority(e)Contractrentsare as defined by the U.S. Department of Housing and Urban Development in regulated promulgated to the U.S. Housing

Act of 1947, as amended by the Housing and Community Developments Act of 1947. It is understood that such rents are meant to be the tenants’ rental contribution plus any federal subsidies.

(f)Housingdevelopmentmeans a development which contains a significant element of housing for low income persons and such elements of other housing, commercial, recreational, industrial, communal, and educational facilities as the Authority determines to improve the quality of the development as it relates to the housing for low income persons.

(g)Lowincomepersonsmeans persons and families eligible to move into a housing development financed by the Authority.(h)MortgageLoanmeans a loan made or to be made by the Authority to sponsors for the construction and/or permanent financing of the

housing development.(i)Sponsor means persons or entities which have applied to the Authority for, or previously received from the Authority, a mortgage loan to

finance a housing development. (j)Utilitiesmean fuel, water, sanitary sewer, and/or electrical service, which are paid by the development.

SECTION4:CLASSOFHOUSINGDEVELOPMENTS It is determined that the class of housing developments to which the tax exemption shall apply and for which a service charge shall be paid in lieu of such taxes shall be a development which is for low-income persons, which has a concentration on serving veterans who require supportive services and which is financed or assisted pursuant to the Act. It is further determined that Oakes Estates is of this class.

SECTION5:ESTABLISHMENTOFANNUALSERVICECHARGE The Housing Development identified as Oakes Estates and the property on which it shall be constructed, shall be exempt from all property taxes from and after the commencement of construction. The Township, acknowledging that the Sponsor and the Authority have established the economic



Source: www.samhsa.gov/children

feasibility of the Housing Development in reliance upon the enactment and continuing effect of the Ordinance and the qualification of the Housing Development for exemption from all property taxes and a payment in lieu of taxes as established in this Ordinance, and in consideration of the Sponsor’s offer, subject to receipt of an allocation under the LITHC program from the Authority, to construct, own and operate the Housing Development, agrees to accept payment of an annual service charge for public services in lieu of all property taxes. The annual service charge shall be equal to 4% of the difference between the Annual Shelter Rents actually collected and Utilities.

SECTION6:LIMITATIONONTHEPAYMENTOFANNUALSERVICECHARGE Notwithstanding Section 5, the service charge to be paid each year in lieu of taxes for the part of the Housing Development which is tax exempt and which is occupied by other than Low Income Persons or Families shall be equal to the full amount of the taxes which would be paid on that portion of the Housing Development if the Housing Development were not tax exempt. The term “Low Income Person or Families” as used herein shall be the same meaning as found in Section 15(a) (7) of the Act.

SECTION7:CONTRACTUALEFFECTOFORDINANCE Notwithstanding the provisions of Section 15 (a) (5) of the Act, to the contrary, a contract between the Township and the Sponsor with the Authority as third party beneficiary under the contract, to provide tax exemption and accept payments in lieu of taxes, as previously described, is effectuated by enactment of this Ordinance.

SECTION8:PAYMENTOFSERVICECHARGE The annual Service Charge in lieu of taxes as determined under this Ordinance shall be payable in the same manner as general property taxes are payable to the Township except that the annual payment shall be paid on or before July 1 of each year.

SECTION9:DURATION The ordinance shall remain in effect and shall not terminate so long as Housing Development remains subject to income and rent restrictions pursuant to Section 42 of the Internal Revenue Code of 1986, as amended, provided that construction of the Housing Development commences within two years from the effective date of this Ordinance.

SECTION10:SEVERABILITY The various sections and provision of this Ordinance shall be deemed to be severable, and should any section or provision of this Ordinance be declared by any court of competent jurisdiction to be unconstitutional or invalid the same shall not affect the validity of the Ordinance as a whole or any section or provision of this Ordinance other than the section or provision so declared to unconstitutional or invalid.

SECTION11:EFFECTIVEDATE This Ordinance shall become effective immediately, or as otherwise provided in the Charter. All ordinances or parts of ordinances in conflict with this Ordinance are repealed to the extent of such conflict. ________________________ __________________________Dwayne Parker, Supervisor Gregory K. Carter, ClerkBuena Vista Charter Township Buena Vista Charter Township

CERTIFICATION

STATE OF MICHIGAN ) ) SSCOUNTY OF SAGINAW )I. GREGORY K. CARTER, do hereby certify that I am the duly appointed Township Clerk of the Charter Township of Buena Vista and that the foregoing ordinance was introduced to the Township of Buena Vista and that thereafter said ordinance was adopted by a majority of the Township board by a roll call vote at a _________ meeting of the Township Board of the Charter Township of Buena Vista held on the ______ day of _______________, 2012______________________________________GREGORY K. CARTER, Township Clerk

Subscribed and sworn before me, a notary public, this _____ day of ________________, 2012____________________________________ , Notary PublicSaginaw County, MichiganMy Commission expires: _____________Acting in the County of Saginaw



CelebratingIdlewildMichigan’sCentennialYearandSaginaw’sownArthur“Daddy”Braggs’

Saginaw native Nichole Braggs is paying tribute to her father Arthur Braggs during this Centennial Year Celebration of Idlewild, Michigan. Saginaw businessman Arthur Braggs was instrumental in bringing world class productions to the Paradise Club in

Idlewild, Michigan during the 1950’s and 1960’s. Prior to Motown and desegregation, Idlewild was a vital entertainment and vacation destination spot for African Americans. Many came from our local community Saginaw. Not only was Arthur Braggs instrumental in bringing acts to Idlewild during” the season” but during the winter months when Idlewild was no longer a destination, he took the “Arthur Braggs Idlewild Revue” on the road to places like New York City, Montreal, Kansas City, Chicago, and Mexico. A creative marketer, he knew that taking the show on the road was essential in promoting and attracting more people to Idlewild during the summer months.

The Paradise club featured top chefs, wait staff, and production staff. At that time African Americans were excluded from traveling freely to enjoy such entertainment in the US. Some of the performers that flourished under his watch were Jackie Wilson, Arthur Prysock, Della Reese, Etta James, and The Four Tops. Choreographers and dancers such as Julian Swain, Ziggy Johnson, Lon Fontaine, and Bryan Flucker provided dance numbers for the Braggettes while the Fiesta Dolls were able to enhance their careers through the opportunities Arthur Braggs and the “IDLEWILD REVUE” provided.

“The reason it is important to honor him is

because without his promotion of Idlewild, Michigan and his providing world-class entertainment Idlewild would not be as well-known and some of the entertainers today may not be known. Also, the economic impact of taking the show on the road and promoting Idlewild was very important to the economic contribution and viability of Idlewild,” says Nichole.

On August 24-26 Idlewild’s former patrons, performers, and supporters will celebrate its Centennial Year, the world renowned Paradise Club and its iconic producer and promoter, Arthur “Daddy” Braggs with a 3-day event. Idlewild has been called the “Historic Entertainment Mecca” of the 1950’s and 1960’s. The reunion will kick-off Friday, August 24, 6 p.m.– 8 p.m. with a meet and greet at the Greektown Casino Hotel in downtown Detroit, MI. Saturday, August 25, guests will board the Detroit Princess at 5:30 p.m. for the Motown dinner cruise and on Sunday, August 26, from 4 p. m.-8 p. m, reunion guests will gather for a dinner program celebrating this milestone, with a special tribute to Arthur “Daddy” Braggs. The evening will feature Arthur Braggs’ Idlewild Revue’s original performers - The Braggettes, The Fiesta Dolls, and The Paradise Club choreographers and entertainers. Tickets cost $ 75 for the boat ride and $ 50 for the Reunion Tribute Dinner.

“THE ARTHUR BRAGGS ARTIST FUND” is being established to acknowledge his legacy of assisting up and coming young artists. Funds will be used toward the pursuit of their artistic goals and endeavors. A panel of former Arthur Braggs Paradise Club (Idelwild Review) performers and entertainers will select the young artists based on pre-determined

criteria. Our priority will be in the area of training and promotion. The goal is to light the creative flicker of young minds and encourage them to change the world the way Braggs did.

Post desegregation, Idlewild’s appeal dwindled as blacks could travel freely to other destination locations in the US. Braggs returned to Saginaw where he ran the Hickory House Restaurant, raced and bred thoroughbred horses, and spent time with his family. Arthur “Daddy” Braggs passed away in 1982 but left a lasting legacy for all to celebrate.

For More information contact Vanessa Adams at PLAN IT AZ, LLC. at [email protected] or 480- 247-7460. PLAN IT AZ ,LLC is an A to Z destination planning and tour company specializing in reunions and milestone celebrations, www.planitaz.com . Or visit us on facebook at www.facebook.com/2012arthurbraggsidlewildreunion. To purchase commemorative T-shirts or tickets to any or all of the weekend’s events go to http://idlewildparadiseclubreunion.eventbrite.com/ To contribute to the scholarship fund visit: https://fundrazr.com/campaigns/cKCj0



BeatTheHeatMovieFeaturesBeat the Heat at Zauel Library, 3100 N. Center and join us for food and a movie. On Wednesday, August 29, at 6 p.m., we will be showing “Monte Carlo.” An assortment of ice cream treats will be provided. The show is free. Registration is required for a accurate count for food. To register, call Zauel Library at 799-2771. Movies are open to anyone in grades 6-12.

Dear Buena Vista Residents:

I would like to take this opportunity to say Thank You! Thank you for your vote of confidence in me and my ability to serve this great community. I am grateful to be able to continue to serve you and I look forward to us

working together to make Buena Vista a community where people want to live, work and play.

Sincerely,

Dwayne A. ParkerTownship Supervisor

The past few months were an exciting mix of energy and hard work. During the course of my campaign to become the Treasurer of Buena Vista Charter Township, I enjoyed making many new friends and visiting with hundreds of residents all over our community. I thank everyone for their support — giving time, offering encouragement, making campaign contributions, and voting for me.

It is humbling to have so many people believe in me and trust that I can make a difference. As treasurer, I will bring new ideas and a fresh approach to local governmentwith creativity, innovation, and an open mind.Your expectations of honesty and integrity will be upheld.

Again, thank you for your vote and for your support. Tomorrow is looking brighter for BV!

This Pain InsideBy Van ‘Quesha Hughes

Media InternDon’t ever let my laugh fool you- there’s a lot of pain behind these

troubled eyes They’ve shed tears for people have

given me painAnd when I’m alone, they begin

to rain.These ears have heard screaming,

lying, “I’m sorry” whispers, and denying

I want to believe them, I’m really trying.

My smile has been my acting prizeIt’s been faked through heartaches,

depression, and terrifying goodbyes. My heart, that’s one thing that will

never be fixed It’s been destroyed and I’m just

trying to live with it. There is a lot I’m hiding, but it’s

nothing new People only see what’s on the

outside, but I see right through you.© 2012

WordThought-Mellifluous– Sweetlyflowing



Phone (989) 667-2000 Ext 341Direct (989) 460-0341Fax (989) 667-0103

E-Mail [email protected] www.labadieauto.com

labadie Buick Cadillac GMC711 S. Euclid Ave.Bay City, MI 48706

Terry ReedSales Professional

Used Cars

SportsTaketheChallengePSU!

By James Falls

Every college football team is gearing up and getting ready for the upcoming season with hopes of winning champions and bowl games to build onto their programs. It may not be the same story for Penn State University.

After the Jerry Sandusky scandal under the Joe Paterno regime, PSU has been chastised for the unacceptable behavior not only from Sandusky, but from Paterno and the rest of the administration as well.

The Nittany Lions lost several scholarships, must pay a $60 million fine and are restricted

from the post season for four years. As a player, it would be tough to find a way to get excited for the season with nothing to play for besides a sense of pride and the ability to play collegiate football. But who can you count on to lead the team when your leading runningback Silas Redd transfers to USC and quarterback Rob Bolden goes to LSU?

Members of the PSU football team will have to dig much deeper than any other team this year to find the drive to win this season. The nation has shunned the program and PSU already has to deal with building the legendary program from scratch. However, they do have something to play for—each other. That’s the motive with any football team; the players hold each other accountable for their success

or failures. The bandwagon fans show praise when teams are doing well, but will vanish in a flash once turmoil approaches.

Though championships aren’t imminent for the next four years, the seniors have the responsibility to raise the program so PSU can become contenders when the freshmen have become seniors. Saturday afternoons will not change; fans will pile into Beaver Stadium cheering on their fellow athletes and creating the atmosphere that has been around University Park, Penn., for decades.

Take the challenge PSU! Though the misrepresentation of your school was not of the faults of many, doesn’t mean that the masses can’t restore the football program’s prominence back into the eyes of football fans everywhere.

• Hall Rental• Storage Space• Office Space Leasing

Helen Pierrie Building1400 W. Genesee • Saginaw

For more information call:

(989) 753-3475

Space Available



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Stop in today and try one of our homemade specialties

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Hungry?We bake from scratch!

285 S. Outer Drive • Tel: 754-7088 • Fax: 754-7099

• Donuts • Cookies• Cakes • Pies

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The Michigan Banner August 16 2012 Edition (2)