The Michigan Banner January 16, 2014 Edition

Leading in Diversity “Empowering Communities and Changing Lives”

Volume11•Number2 TheMichiganBanner January16,2014 FirstGreatLakesBayRegionalNewspaper

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Justin Sutton, Founder and Managing Partner, Interstate Traveler Company, LLC

Michigan is hailed the world over for birthing life and sustain-ing the Life Blood to the Auto-motive Industry. Necessity has always been the inspiration be-hind most if not all great inven-tion. An unprecedented oppor-tunity exists now for someone to lead the world again in green transportation. Undeniably, the

need will never be greater. Fossil fuel is polluting our planet. The adverse effects of global warming and lin-gering carbon footprint can no longer be debated.

As citizens of this planet we are experiencing cli-mate changes that are real in our everyday lives, when was the last time you heard of a Polar Vortex, or Tor-nadoes and Tsunami’s in daily news feeds around the country and globe. These factors alone are a clarion call for smarter greener transportation. The shrinking sup-ply of fossil fuel and the increased usage of it in de-veloping countries, and the gluttonous usage of oil in the United States beg for intelligent discussion and bold solutions.

Our dependence on fossil fuel and the import of it from increasingly unstable countries requires an imme-diate investment from those who have been tasked with keeping us safe; namely, the various departments of government locally and nationally who purport to plan for our future, but oddly have placed our crumbling infrastructure(s) and outdated modes of travel seem-ingly on a low priority list. A novel idea is to call our local MDOT to discuss this article.

It cannot be said enough of our reliance on oil and

how it pollutes our planet, jeop-ardizes our exis-tence, and makes us study war in faraway places just to survive. It is our children’s future and our quality of life right now. The lack of available green transporta-tion options has created a vicious circle, in that we have an increased number of fos-sil fuel powered vehicles on our roads, highways and interstates. This is the age

of commuting whenever, wherever for work and play. Consequently, we have created longer stays in vehicles, created grid lock in major cities, more pollution and more accidents. The average commute time to work is 24.5 minutes, not including the mega-commuters who commute 90 minutes one way.

The lingering question remains will Michigan lead or follow in creating new Green Sustainable Technol-ogy for travel? We are at historic crossroads of epic

See P 2, The Next “Big Thing”...

TheNext“BigThing”couldcomefromtheMid-WestThroughaLocallyBasedcompany,TheinterstateTravelercompany Michigan Once Again Will be the Epicenter of the World’s Transportation Hub…“For of all sad words of tongue or pen, the saddest are these: It might have been!” -- John Greenleaf Whittier, 1802-1897…

By Elaine Gregory-McKenzie,Founder and President of 21st Century HouseholdsFreelance writer

Elaine Gregory-McKenzie

1400W.Geneseesaginaw,Michigan(989)753-3475www.themichiganbanner.com

Page2 TheMichiganBanner January16,2014 FirstGreatLakesBayRegionalNewspaper

FROM P 1, The Next “Big Thing”...proportions. No one really needs to be reminded that this state historically has led in being innovative and set the course for the world in the Automotive I n d u s t r y through the likes of Henry Ford, Walter Chrysler and Charles Stewart Mott of General Motors...

Who of you remembers the introduction of the company called Interstate Traveler and the Hydrogen Super Highway Maglev system at a “Pancakes and Transportation” Breakfast, spon-sored by The Michigan Banner some 8 or 9 years ago? At that time, Wilmer Ham was the Mayor of Saginaw. By Divine Appointment this publica-tion through its Ombudsman at the time invited Justin Sutton, founder of Interstate Traveler, to come and speak to the Saginaw community about a way forward in developing a better mode of transportation in connecting the state through its interstate highways.

What we discovered was so much more in transportation possibilities with the Genius be-hind the engineering of the Hydrogen Super Highway. Mr. Sutton gave a memorable presen-tation of what could be the greatest invention the world has ever seen. For those of you who were not in attendance at this event, let me introduce to you the Founder and Managing Partner of the Interstate Traveler Company, LLC, Justin Sutton. This article will be the beginning of many to come on the In-terstate Traveler, but for now, I would like to in-troduce to some, the business of Mr. Sutton, and lend support to a business model that will provide unprecedented manufacturing opportunities for the State of Michigan.

In part, the Interstate Traveler Company will build their first mile of millions, somewhere in Michigan for rail transportation of its Hydrogen Powered Train, and will then export millions of miles of rail in the decades to come. The Interstate Traveler will construct dozens of rail production facilities all around the world to make this hap-pen. All of this would be exported from Detroit

representing billions in exports and a complete reversal of America’s international trade deficit.

Strategically to move Michigan forward, and albeit the United States forward, requires the engagement and self-education of citizens and stakeholders on important issues like transpor-tation, infrastructure and fossil fuel, which are paramount to our economic and environmental growth as a State and Nation.We can no longer afford the luxury of politicians deciding and man-aging our future and the future of our children, without intelligent discourse and challenge to the direction they are taking us in. As Americans, we have ceremoniously and voluntarily created political and racial divides that has created stale thinking and abysmal solutions toward cutting edge research and development. This thinking in part, has caused a severe drought in the devel-opment of new and innovative manufacturing processes. Hence, we now have the highest un-employment rates since the industrial revolution and the slowest growth rate of the middle class.

In the years gone by to our detriment we relied on big corporate executives, bankers and politicians to tell us what was good for us. How-ever, the so called “one-percenters” comprised of bankers, politicians, and the corporate executives galvanized becoming richer and reportedly dou-bled their wealth in the last 25 years. This group of citizens is only one percent of the population in this country and yet they control 40% of the wealth. How is that for an eye opening statistic? So with this kind of imbalance in Michigan and in the United States as a whole, the 99 percent of us need jobs and a sustainable future for our children.

The Hydrogen Super Highway Maglev sys-tem, designed in 1995 by Mr. Sutton, a visionary who has been emboldened to think of a sustain-able green future will produce millions of good paying jobs for our country and the great State of Michigan through the development of a Hy-drogen Super Highway sustainable Maglev rail system. Mr. Sutton is quoted as saying the Hy-drogen Super Highway system “will become the largest tax payer in the state with just 100 miles of rail.” With this kind of proposed financial in-vestment in Michigan, why then do we not have politicians lock step with Mr. Sutton and his company, Interstate Traveler, fostering their sup-port for this business model that would benefit the entire State of Michigan and the United States economically and environmentally?

Could it be that the one-percenters are stand-ing in the way, quietly blocking this proposal up

in Lansing, whispering in the ear of the gover-nor telling him to hold off because they want to hold on to the old ways that serve only the greedy “one-percenters?” Could that be the reason why the success of such a worthy project of green in-frastructure is being ignored by MDOT and the governor’s office? We know it is not a matter of policy, we have seen the official letter from US DOT that states clearly the governor could launch the project at any moment. We certainly see this as the best possible way to reinvent Michigan and Detroit. Let’s help MDOT and the governor’s of-fice keep their promise to the people and get this project started in Michigan where it was born. It would be a shame if we have to say “it could have been.” To know more about the Hydrogen Super Highway Mag Lev rail system and the Interstate Traveler, go to www.HydrogenSuperHighway.com

Mr. Sutton is a Patented Inventor since Feb-ruary 1995. Justin started his work on rebuilding America’s public infrastructure system in March 1995 when he was inspired by news reports which asked the question: “Who will fix Amtrak?” At that time Justin jotted down his first twelve subcategories for the business plan which has since grown to include input from hundreds of people including an Executive MBA team from the University of Notre Dame. Starting with of-ficial recognition by the US Small Business Ad-ministration and several local bank executives in 2002, Justin and his team won the endorsements Multi-County Planning Organizations that led to the formal Resolutions from the Michigan House and Senate in 2003 which were both read in Con-gress. This was followed by official resolutionsby the Greater Detroit Building and Construc-tion Trades Council, the Michigan Chapter of

See P 3, The Next “Big Thing”...

L-R - Jerome Buckley, The Michigan Banner Publisher and Justin Sutton, Founder and Managing Partner of Interstrate Traveler Company

A photo of the Aerotropolis rail line. Courtesy of Justin Sutton

January16,2014 TheMichiganBanner Page3 FirstGreatLakesBayRegionalNewspaper

The Michigan Banner1400 W. GeneseeSaginaw, MI 48602

[email protected]

Office Hours:Monday – Friday9 a.m. – 5 p.m.

PublisherJerome BuckleySenior EditorR. L. Buckley

Circulation & Distribution:Staff

Marketing & SalesStaff

SalesStaff

Mission:The Michigan Banner operates and

serves as a print and online media venuecommitted to educating, informing andenlightening our readership regarding

events and news that directly and indirectlyaffect the communities regionally and globally.

Furthermore, to serve as a catalyst and a link for cultivating young adults as entrepreneurial and

business leaders for the future.Disclaimer:

The Michigan Banner and its staff are not responsible and will not be held liable for

any mistakes, error, misspellings and false advertisements in part or whole that may be

placed within its publication. Articles, information or comments printed in the newspaper are not

necessarily the views or beliefs of The Michigan Banner newspaper. The Michigan Banner

reserves the right to edit, change, or delete any information, or refuse to print any information, article or advertisement which is believed to be inconsistent with or conflicts with the mission of

the newspaper.Deadlines:

2 weeks before each publication date of the1st and 16th of each month

Submission Procedure:Mailed or e-mailed

Preferred format: Jpeg or PDF

www.themichiganbanner.com

Facebook.com/themichiganbanner

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Blog: www.themichiganbanner.wordpress.com

Michigan Banner ClassifiedCall 989-753-3475

or go online [email protected]


In This Issue Community .................................................................................................Page 4 The Latino Banner .....................................................................................LB 1 - LB 4 Business ....................................................................................................Page 9 Praise Connections ....................................................................................Page 28

FROM P 2, The Next “Big Thing”the AFL-CIO and District 2 of the United Steel Workers of America, and many others.

Today, Justin is extremely proud to lead a company that has grown up around his research and now has partner investors from all over North America and a few international partners. Work-ing with the US Department of Commerce, the first official trade delegation to China was com-pleted in 2004 at the US Embassy in Beijing. In 2007 the Traveler was chosen as one of only ten US companies to be represented by the US DOC in Egypt at their national environmental confer-

ence in Cairo, and in 2009 was invited by Sena-tor Stabenow to a green energy business leader’s round table at the US Capital which led to Justin being quoted in the New York Times. From the Global Border Security Conferences, to the US Air and Seaport Police Annual Security Confer-ences to the US Maritime Security Expositions and many other events, the Hydrogen Super Highway has captured the imagination of thou-sands and thousands of people from all over the world.”

Excerpted from the biography of Justin Sut-ton and Wikipedia

Through the Michigan Council for Arts and Cultural Affairs (MCACA) Minigrant Program the Saginaw Arts & Enrichment Commission is proud to announce that $37,375 has been awarded to twenty-two organizations in Arenac, Bay, Midland and Saginaw Counties. The Enrichment Commission serves as one of nineteen regional regranting agencies for the MCACA.

The Minigrant program funds both Arts Projects and Professional and Organizational Development grants. Arts Project Minigrants provide funding for locally-developed, high-quality arts and cultural projects that are free or low cost to area residents. They allow non-profit organizations to grow arts access and appreciation, encouraging all those in the Great Lakes Bay Region to think, work and live creatively. The Professional and Organizational Development Minigrants assist non-profit organizations, administrators and professional artists, supporting unique experiences such as attending conferences, workshops and seminars or hiring short-term consultants.

The Enrichment Commission received thirty-two grant applications, for a total of $88,861 in requests. After much deliberation, the Minigrant Panel came to a consensus on how to distribute the $37,375.

The Saginaw Arts & Enrichment Commission believes in the fundamental value of the arts… how they foster creativity, originality and vitality… how they inspire us, involve us and connect us, and at the same time create jobs and contribute to the economy.

For more information call the Saginaw Arts & Enrichment Commission at 989.759.1363.

saginawarts&enrichmentcommissionannounces$37,375inMinigrants



Community

Three community leaders were honored with a new award during the fifth annual Great Lakes Bay Regional Martin Luther King Jr. Celebration at Saginaw Valley State University on January 15. The Honorable Terry L. Clark-Saginaw County’s first African American judge was the keynote speaker.

The first annual Martin Luther King Jr. Drum Major Award was presented to Mien Nguyen-ahrns of Midland, JeromeYantz of Bay City, and the late Marvin Morris of Saginaw. The award honors everyday people who perform daily acts of service and selflessness to make the community a better place. Morris’ family was presented his award.

The History of the community Awardees are: • MarvinMorris, who died in November,

served on the Bridgeport-Spaulding school board beginning in 2004. He was a regular volunteer in

the community over the course of 40 years, and also coached basketball. Morris once received an award for outstanding work as a supervisor from Delphi Corp. He served as director of the Midwest alumni chapter for North Carolina A&T State University.

• MienNguyen-ahrns is a volunteer at Midland’s Open Door, a local crisis shelter and soup kitchen. She is actively engaged with the Midland County Emergency Food Pantry

Network, a non-profit organization that provides food and supplies to needy families in Midland County. She also volunteers for church activities and helps tutor individuals.

• JeromeYantz has served as a leader in the region for decades. He helped implement the Great Lakes Bay College Resources Center and Bay Commitment First Generation Scholarship to support those seeking to further their education. He has served as a member of organizations including the SVSU Board of Control and Board of Fellows, Bay City Jaycees, United Way of Bay County, United Way of Michigan, Volunteer Action Center, Bay Area Community Foundation, Junior Achievement of Bay County, Bay Area Chamber of Commerce, Alliance of Bay County Public Schools, the Saginaw Valley International Torch Club, and Rotary International.

ThreeReceiveFirstannualMLKdrumMajorawardforcommunityservice

Jerome Yantz Mien Nguyen-Ahrns Marvin Morris

Midland - January is National Mentoring Month across the nation, and Big Brothers Big Sisters of the Great Lakes Bay Region is reaching out in an effort to attract attention and raise awareness about the importance of mentoring. In particular, the agency is focusing on a critical mentoring challenge facing the agency nationally and locally -- the need for more male mentors. As a result, Big Brothers Big Sisters of the Great Lakes Bay Region is hosting a “Man Drive” throughout the month of January.

The Man Drive encourages individuals, especially women, to donate a man to attend one of four information sessions about Big Brothers Big Sisters. Thanks to the support of Buffalo Wild Wings, information sessions will be held at Buffalo Wild Wings locations across the

Great Lakes Bay Region and will help to answer questions about mentoring. Both Big Brothers Big Sisters staff members and experienced Big Brothers will be present to talk to attendees and answer questions.

“We know that men often have different questions and concerns when it comes to mentoring,” says Susan Putnam, president and CEO of Big Brothers Big Sisters of the Great Lakes Bay Region. “As a result, men are often more hesitant to step forward to engage in a mentoring relationship which leaves a long list of boys waiting for a Big Brother. We also know that sometimes it takes the women in their lives to give men a little nudge to get them to step out. The Man Drive information sessions will aim to address the questions and concerns men may

have about mentoring and hopefully help Big Brothers Big Sisters to recruit a large number of much needed male volunteers.”

Anyone can donate a man to attend one of four information sessions hosted at Buffalo Wild Wings locations. The information sessions will be held at 6 p. m. on January 22, in Mount Pleasant, January 23, in Midland, January 29, in Saginaw and January 30, in Bay City. Donations of men can be made at one of the 30 donation locations across the Great Lakes Bay Region or online at www.mandrive.org. Both the person donating a man and the man are welcome to attend an information session and just for attending each will receive free wings.

For more information about the Man Drive visit www.mandrive.org or call (989) 631-5360.

BigBrothersBigsistersofGLBRisReachingout

An individual has not started living until he can rise above the narrow confines of his individualistic concerns to the broader concerns of all humanity. Martin Luther King

BANNERATINOL THE

Leading in Diversity Vamos Adelante

Volume2•Number2 TheLatinoBanner January16,2014 FirstGreatLakesBayRegionalLatinoNewspaper

1400W.Geneseesaginaw,Michigan(989)753-3475TheLatinoBanner–[email protected]


LB2 TheLatinoBanner January16,2014

Vamosadelante

Education ~ Educación

Disclaimer:The Latino Banner and its staff are not responsible and will not be held liable for any mistakes, errors, misspellings and false advertisements in part or whole that may be placed within its publication. Articles, information or comments printed in the Latino Banner are not necessarily the views or beliefs of The Latino Banner newspaper. The Latino Banner reserves the right to edit, change, or delete any information, or refuse to print any information, article or advertisement which is believed to be inconsistent with or conflicts with the mission of the newspaper.

We encourage readers to send letters, story ideas, comments and questions.

Deadlines: 2 weeks before each publication date of the 1st and 16th of each month Submission Procedure:Mailed or e-mailed to the Latino [email protected] Preferred format: Jpeg or PDF

HisPaRoleModelPrograminspiresstudentstoattendcollege

NJ - To better understand how the Hispanics Inspiring Students’ Performance and Achievement (HISPA) Role Model Program affects middle-school students, Educational Testing Service (ETS) has been working with HISPA to gather survey data from students who participated in the program. The program, a longstanding collaboration between the two organizations to improve educational opportunities for Latino students, was described at an event in Washington, D.C., recently.

Under the auspices of its Center for Advocacy and Philanthropy (CAAP), ETS has supported the program that aims to motivate Latino students to aspire to higher education by putting Hispanic professionals before middle school students in New York, New Jersey and Texas.

“Since research has shown that the middle-school years significantly affect whether children pursue higher education, it is vital for us to reach students during these highly impressionable years,” said Ivonne Díaz-Claisse, President, CEO and founder of HISPA.

HISPA works with a large number of major corporations, including AT&T, Accenture and Bristol- Myers Squibb, to recruit Hispanic professionals to become mentors to middle-school students. Once recruited, the mentors visit schools in order to talk with students about their life and work experiences.

ETS has conducted a survey to provide some data about participating students’ attitudes toward the program.

“By surveying students participating in the HISPA Role Model Program on their attitudes toward college and their impressions of the Role Model sessions, we can help HISPA further those goals,” said Fred Cline, ETS’s Lead Research Project Manager, who is in charge of the study. “The information will help HISPA refine and revise various aspects of its program by providing a better understanding of the participating students’ needs and enabling HISPA to provide schools and funding agencies with data on the impact and efficacy of the program.”

Survey results showed that after participating in the HISPA Role Model Program:

SEE LB 3, HISPA Role Model Program...

“Giving kids clothes and food is one thing but it’s much more important to teach them that other people besides themselves are important, and that the best thing they can do with their lives is to use them in the service of other people.” Dolores Huerta

We are Celebrating National Mentoring Month

January16,2014 TheLatinoBanner LB3 Vamosadelante


FROM LB 2, Hispa Role Model Program...-- 96 percent of students thought more seriously

about attending college -- 76 percent of students were more interested in

attending college -- 74 percent of students were more likely to

believe they could attend college -- 82 percent of students thought that attending

college would be fun Students consistently rated the Role Model

sessions as interesting and inspiring regardless of whether or not the career or job being discussed was something they would like to do. Additionally, the survey showed that students seemed to engage the most with role models who focused on their personal stories and seemed enthusiastic about college. The study also noted that students were just as likely to indicate that the cost of college and poor grades might keep them from attaining a higher education degree after participating in the program. This result suggests that future role models should discuss how they personally overcame financial barriers along with alternative paths to college.

“The results of the survey support our sense of the HISPA Role Model Program’s value and effectiveness,” said Lenora Green, Senior Director of ETS’s Center for Advocacy and Philanthropy. “We are delighted that we are continuing our work together, and that we are continuing to survey students in the 2013-14 school year.”

SOURCE Educational Testing Service

culinaryartsandFoodsciencesawardsopportunitiesareNowavailable

The GOYA Foods Culinary Arts and Food Sciences Scholarship Program is available on a competitive basis to students entering a four-year institution as freshmen who are Culinary Arts or Food Sciences majors. Awards are in the amount of $5,000 awarded per academic year starting in 2014-2015 and are renewable for up to three additional years (2015-2016 through 2017-2018) provided the student remains eligible to receive funding.

Eligibility Requirements• Have a minimum cumulative grade point average (GPA) of 3.00 on

a 4.00 scale• Be a U.S. Citizen or legal permanent resident with a permanent

resident card or passport stamped I-551 (not expired) or be granted Deferred Action for Childhood Arrivals (DACA)

• Plan to enroll full-time starting in 2014-2015 in a degree seeking program with the U.S. as a Freshman at a four-year U.S. accredited institution and obtaining their 1st undergraduate degree

• Must have completed 10 hours per month of community service. This activity will be tracked by GOYA.

• Must be majoring in Culinary Arts or Food Sciences (select Culinary Arts as major)

• Must apply for federal financial aid by completing the Free Application for Federal Student Aid (FAFSA). DACA applicants must submit household income information.

• Applicants are required to submit an essay response to the following prompt: “Please explain how GOYA has enriched your family traditions.”

LB4 TheLatinoBanner January16,2014 Vamosadelante




Intersection of Business & WealthWhatcanWeexpectin2014?By Charles Sims Jr., CFP

Although economic forecasts can change due to unforeseen cir-cumstances, the outlook for 2014 is generally positive, with a return to solid growth and the possibility of even stron-

ger economic performance, depending on several key factors that should become clearer over the next few months.

GdP,unemployment,andinflationAs of late December 2013, year-over-year

growth of real gross domestic product (GDP) was expected to range from 1.7 percent to 2.3 percent, higher than was expected earlier in the year but lower than the 2.8 percent rate in 2012. The econ-omy is projected to bounce back in 2014, with growth of around 2.7 percent to 3.2 percent, near the 50-year average of 3.06 percent.

Unemployment, a drag on the economy throughout the recovery, has begun to show im-provement, dropping to a five-year low of 7.0 percent in November 2013. This trend is expect-ed to continue, with unemployment averaging 6.3 percent to 6.7 percent in 2014 before dropping further in 2015 and 2016.5–6 More Americans with jobs could stimulate consumer spending, which represents almost 70 percent of GDP.

Annual inflation was projected to be a rela-tively low 1.1 percent to 1.2 percent in 2013. The Federal Reserve expects the rate to rise slightly to around 1.4 percent to 1.6 percent in 2014, still short of the Fed’s 2 percent target rate for optimal growth. Although consumers may prefer no infla-tion at all, a moderate increase may bode well for the economy.

FederalgovernmentissuesThe federal government caused some short-

term economic damage in 2013 by raising taxes

in January, allowing across-the-board sequestra-tion cuts in March, and shutting down the govern-ment in October. Although the economy seems to have weathered the tax increases and budget cuts, the shutdown may have reduced fourth-quarter GDP growth by as much as 0.6 percent.

The good news for 2014 is that the biparti-san budget bill (passed on Dec. 18) replaces some sequestration cuts with more targeted reductions, and approves spending limits for 2014 and 2015, thereby reducing the likelihood of another shut-down. A battle over the debt ceiling could still develop in February, but if that can be resolved without further damage, a more functional fed-eral government may help stimulate economic growth.

TaperingtimeTo stimulate the economy, the Federal Re-

serve has held short-term interest rates near zero for the last five years and increased the monetary supply through bond-buying programs called quantitative easing (QE). In a Dec. 18 announce-ment, the Fed clarified its intention to maintain low short-term rates for the foreseeable future while beginning to taper its QE program in Janu-ary 2014, reducing bond buying from $85 billion per month to $75 billion. This was only a first step, but the Fed indicated that further tapering should be expected if the economy continues to improve.

Tapering had been widely anticipated by nervous investors, who feared negative conse-quences if the Fed turned off the financial faucet. However, the incremental approach – combined with clear communication and the assurance of low short-term rates – sent the stock market to new highs.

Some analysts believe that ending the stimu-lus may be good for the market in the long term by reducing dependence on easy money and al-

lowing share values to settle at more realistic lev-els.

Initial response from the bond market was muted, with a slight drop in prices and a corre-sponding increase in yields. However, continued tapering could lead to higher long-term interest rates. This might benefit investors (including re-tirees) looking for returns on fixed-income assets, but it may increase interest rates on credit cards, auto loans, mortgages, and private student loans.

PotentialbusinessexpansionA key issue for 2014 is whether U.S. busi-

nesses will increase investment. Corporate after-tax profits for the third quarter of 2013 rose to a record 11.1 percent of GDP, almost double the 6.1 percent average since 1929. However, businesses have been slow to expand due to reduced con-sumer demand and an uncertain economy. The improved unemployment picture suggests this may be changing. In a stronger economy, corpo-rations may have to invest or lose market share. If corporate America does loosen the purse strings, more jobs could be created that will drive eco-nomic growth.

Although it’s important to keep an eye on economic news, your investment strategy should be based on your overall objectives, time frame, and risk tolerance.

The principal value of all investments may fluctuate with market conditions. Stocks, when sold, and bonds redeemed prior to maturity may be worth more or less than their original cost. In-vestments seeking to achieve higher yields also involve a higher degree of risk.

Visit http://www.SimsFinancialGroup.com for additional information

Charles Sims Jr. is president/CEO of The Sims Financial Group

We may be very busy, we may be very ‘efficient’, but we will also be truly ‘effective’ only when we begin with the end in mind.” Steven Covey




January16,2014 TheMichiganBanner Page 11 FirstGreatLakesBayRegionalNewspaper

Saginaw Future 22ND ANNUAL AWARDS

LuncheonFriday, February 21, 2014

11am - 1pm @ The Dow Event Center

Unity HallCelebrating 29 Economic Development

Projects in 2013For additional information call

989-757-2104

1000 businesses strong: Are YOU a member?

Contact

[email protected] or 989 757-2112

for more information.

Saginaw County Chamber of Commerce Welcome to the Chamber!

Merrillinstitute520 Republic Ave. Alma, MI 48801 Teri Webster989. 462.0322 | fax: 989 462.0399

BsBcommunicationsinc.5708 W. Wackerly St., Ste. BMidland, MI 48642 Angela Lozano989. 492.7000 | fax: 989 492.7013

Big Strategies for Small Business is a four part series featuring topics and immediately usable information to increase business traffic, improve customer service, enhance administration and management practice, and help make sense of human resource and legal compliance regulations pre-sented by Saginaw County Chamber of Commerce.

Tuesday,January28,201411:30a.m.FourPointsbysheraton4960TownecentreRd.,saginaw,Mi speakers:servPro- Be Ready Before Disaster Strikes and What To Do If It DoesexpertHumanResources- Avoid Costly Fines and Litigation for HR Non-ComplianceYeo&Yeocomputerconsulting- Information Systems Backup and Di-saster Recovery For additional information and to register call 757-2115 or email [email protected] .

BigstrategiesforsmallBusiness

FinancialaidWorkshopHoyt Library505 Janes, Saginaw, MI January 21, 6:30 p.m. Students and Parents are invited

startingaBusinessseminarAlice & Jack Wirt Public Library500 Center Avenue, Bay City, MI January 29, 1-4 p.m.



7MythsabouttheFaFsaandapplyingforFinancialaidBy Mark Valdez

TipsforGrowingYourBusinesstheorganizedWayBy Maria Gracia

Growing a business is similar to tending a vegetable garden. Knowledge, careful planning, organized systems, use of proper tools, continuous care, and dedication give you the very best chance

of producing a beautiful and abundant garden that brings forth fresh veggies for years to come. The same is true when it comes to growing your busi-ness. By following a specific sequence of steps, just

like growing a garden, you can succeed. Neither can be accomplished with a haphazard approach.

To view additional tips on growing your busi-ness, view www.getorganizednow.com .

I’m currently a junior in college, which means the 2014-15 Free Application for Fed-eral Student Aid (FAFSASM) will be the last time I complete the FAFSA. However, my sister is going to be starting college in the fall and will be filling out the FAFSA for the first time. Luckily for her, she’ll have me to help her along the way.

Looking back to the first time I completed the FAFSA, I remember some misconceptions that I had about filling it out —and some of my friends had the same ones. Turns out these myths weren’t true. The FAFSA really is an easy-to-complete, online application that will help you plan for and finance your education.

I wanted to share some of these common myths about the FAFSA and applying for fi-nancial aid with you. You can also check out the Federal Student Aid’s video that addresses these common myths!

1. iwon’t qualify for financial aid be-cause my parents (or i) make too muchmoney.

Actually, there isn’t an income cutoff to qualify for financial aid. Your eligibility for financial aid is based on a number of factors and not just your or your parents’ income. Plus, many states and schools use your FAFSA data to determine your eligibility for their aid. Fill out the application and find out what you can

get!2.idon’thavegoodgrades,soiwon’t

beeligibleforfinancialaid.Completing the FAFSA isn’t the same as

applying to college. Most federal student aid programs don’t take your grades into consid-eration when you apply. Just remember, once you’re in college, you do need to maintain satisfactory academic progress in order to con-tinue receiving federal aid.

3.i’mtoooldtoqualifyforfinancialaid.Federal student aid programs don’t take

your age into consideration.4.Theapplicationistoohardtofillout!Since it’s available online, the FAFSA is

easier than ever to complete. The form uses “skip logic,” so you are only asked the ques-tions that are relevant to you. If you’ve filed your taxes, then you can transfer your tax re-turn data into your FAFSA automatically. And as you go through the application, there will be guided assistance in the margins to help you answer each question. Plus, the FAFSA web-site has a Help page that addresses most fre-quently asked questions.

5.ihavetowaituntili(myparents)filetaxes.

Since some colleges have FAFSA dead-lines that are before the tax filing deadline, it’s important to complete the FAFSA early. You

can use estimates on your FAFSA by basing them off of last year’s taxes. After you file your taxes, you can log back into the FAFSA and input your updated tax information.

6. i supportmyself, so i don’t have toincludeparentinfo.

This is not necessarily true. Even if you support yourself and file taxes on your own, you may still be considered a dependent stu-dent for federal student aid purposes. You can determine your dependency status by answer-ing these questions these questions. If you are independent, you don’t need to include your parents’ information on your FAFSA. If you are dependent, you need to provide your par-ents’ information.

7.icompletedtheFaFsamyfreshmanyear,soidon’thavetocompleteitagain.

As I said, this will be my fourth time com-pleting the FAFSA. You should complete the FAFSA each year you plan to attend college or career school.

What are you waiting for? Start your ap-plication now at www.fafsa.gov!

Mark Valdez is a student at Brown Univer-sity and an intern with the Department of Edu-cation’s office of Federal Student Aid.

Source: U.S. Department of Education

HowGreatentrepreneursGotstarted“No matter what you do for a living or aspire to become, none of those fads du jour will have a material impact on how things turn out for you or your business. But building real relationships with real people in the real world will. Not convinced? Here’s why relationships are the key to business success.” Steve Tobak

1400 W. Genesee Saginaw, Michigan (989) 753-3475 www.themichiganbanner.com 1400W.Geneseesaginaw,Michigan(989)753-3475www.themichiganbanner.com


Business DirectoryBeautyIllusions Beauty SalonValerie KingOwner/Operator1400 W. Genesee StreetSaginaw, MI 48602989.755.2666/989.755.3883

Reflection of U TooLouise McKinnie, Owner2103 Sheridan Ave.Saginaw, Michigan 48601989.753.4600

Sports Barbershop1400 W. GeneseeSaginaw, Michigan 48602989-992-2600

Unique Cuts & Massage1502 Court StreetSaginaw, MI 48602989-327-2338

Unique Cuts II3125 E. Holland Saginaw, MI 48601989-327-2338

Business SolutionsThe Growth CoachCal Talley, Owner293 Provincial Ct. #78 48602989-401-6229C.Talley@The GrowthCoach.comwww.The GrowthCoach.com

Cleaning ServicesExtreme Carpet & UpholsteryWilliam & Denise Murphy - OwnersCommercial & ResidentialJanitorial Services989-753-3335

Best Choice Floor Maintenance & Carpet Cleaning989-316-8327 [email protected]

Community Centers and ServicesFirst Ward Community Services1410 N. 12th StreetSaginaw, Michigan 48601989-753-0411

ConstructionKingdom BuildersJim Shafley, President2210 Annesley StreetSaginaw, MI 48601989. 948.8094www.kingdombuildersmi.org

ConsultantsEnviCare Consulting, Inc.Billy J. Strawter, Sr., President2809 Blairmont DriveMidland, MI 48622989.839.9177www.envicareinc.com

DentistsJack W. Nash, DDSCosmetic andRestorative Dentistry1320 S. Washington Ave.Saginaw, Michigan 48601989-752-1200

FashionWhere Did U Get That Hat? Specialize in Custom Designs“Sunday’s Best” Yvonne Ellison/MillinerPhone 989-529-4193E-mail: [email protected]

FinancialCity of Saginaw Block Grant & Rehab Program 1315 S. Washington Avenue, Room Saginaw, MI 48601 989-759-1530

Saginaw Economic Development Corporation Shontaye Bibbs 1315 S. Washington Avenue, Room 207 Saginaw, MI 48601 989-759-1395 [email protected]

Florists Erika’s Flowers214 Federal Ave.Saginaw, MI 48607989-755-9330www.erikasflowerssaginaw.com

Food & Dining Spencer’s Route 46Spence DambroProprietor5530 Gratiot989-793-3400Saginaw, MI 48638www.spencersfinefood.com

Funeral Homes Deisler Funeral Home2233 Hemmeter Rd.Saginaw, MI 48603989.799.1151

Graphics/DigitalTBF Graphics Digital803 S. Washington Ave.Saginaw, Michigan 48601989-752-5540TBFGRAPHICS.COMTBFDIGITAL.COM

Heating and CoolingHORIZONAzola Williams989-755-8650 Business989-233-3295 Cell

Home Health Care Services Comforcare Home Care320 S. Washington Ave. Ste. 202Saginaw, MI 48607989.752.5502www.mbsmichigan.comforcare.com

Painting Services Resurrection PaintingScott Severin989.792.2009Interior/ExteriorDrywall Repair/Power WashingDeck StainingFree EstimatesPhotography E.B. Studio212 Washington Ave.Saginaw, MI 48607989-397-4144 PublicationsDavid HallCrimiel Publications LLCPOB 20061Saginaw, Michigan 48602

RestaurantsBrother Arthur’s Fish & More2522 E. Genesee Saginaw, MI 48601 989-752-0200

Rite Spot 1205 Lapeer Saginaw, MI 48601 989-754-6001

Savoy Bar & Grill127 S. Franklin StreetSaginaw, MI 48607989.754.9660

RetailersGREEKS “R” US 2203 E. Genesee Saginaw, MI 48601 989-755-4925 [email protected]

Shoe RepairMorgans Shoe Repair 308 Federal Ave. Saginaw, MI 48607 989-754-6155

Tax ServicesRobert McDuffy Tax & Accounting Service/ERO e-file2127 LedyardSaginaw, MI 48601Business - 989-443-0115 Fax [email protected]

AttorneysThe Law Offices of Alan A. Crawford PLLCAlan A. Crawford, Attorney At Law615 Griswold Ste. 1215, Detroit, MI 48226803 Court Street, Saginaw, MI 48602313.559.7881313.556.2487 (Fax)www.acrawfordlaw.com

AuthorsW. James Richardson 1356 Woodside Street Saginaw, MI 48601 988-753-0233 www.wjamesrichardson.com

AutoLabadie Olds 711 S. EuclidBay City, MI 48706Terry ReedSales Professional989-667-2000 Ext. 341Direct 989-460-0341Fax 989-667-0103E-mail [email protected] www.labadieauto.com

McDonald Pontiac-GMC, Inc. 5155 State Street Saginaw, MI 48603 Leon V. Washington Sales & Leasing Professional989-790-5155 [email protected]

Saginaw Valley Ford Lincoln4201 Bay Road Saginaw, MI 48603Parys LiddellSales Consultant-Lincoln Certified Representative989.792.2453

Auto DetailMorningstar Auto Detail Shop306 East Remington Street Saginaw, MI 48601 989-482-6505www.MorningStarDetail.com

BakeriesLighthouse Bakery 285 S. Outer Drive Saginaw, MI 48601 989-754-7088 Fax – 989-754-7099

Sweet Creations Owner Anesha Stanley Address: 116 N. Michigan Avenue Phone: 989-797-6727 www.sweetcreationsmi.com

Banquet FacilitiesRowan - West Facility1400 W. Genesee Saginaw, Michigan 48602989-753-3475

Advertisers Are Talking 24/7 Around The Great Lakes Bay Region And Beyond @ www.themichiganbanner.com! To Join The Conversation Contact The Sales Staff at 989.753.3475, or [email protected].



EducationafricanamericansandThecriminalJusticesystem

BuenaVistastudentsNoweligibleforthePromisescholarshipThe State of Michi-

gan has approved the Saginaw Promise Zone Authority’s request to add those students liv-ing in the geographic

boundaries of Buena Vista Township that has been designated to the Saginaw Public School District. The change is a result of redrawn bound-aries following the desolution of the Buena Vista School District which was to send an estimated 261 students to the Saginaw Public Schools. As

a result of the new boundaries, eligible students living in Buena Vista Township, starting with the class of 2014, can now apply for the Saginaw Promise Scholarship. To learn more visit www.saginawpromise.org/

applyNowfordeltacollegescholarshipsDelta College is currently accepting online

scholarship applications for the Fall 2014 and Winter 2015 semesters. The deadline to apply is February 7, 2014. To begin the process, visit the Delta College’s home page at: www.delta.edu. Scholarships are made possible by generous sup-porters in our community. All those considering Delta College are encouraged to apply.

Scholarships are awarded based on how well the student answers two essay questions.

The scholarship software determines which scholarship a student receives based on criteria, such as chosen curriculum, grade point average achieved, financial need, or community services activities. Some scholarships require a student to complete the Free Application for Federal Stu-dent Aid (FAFSA), but others do not; however, it is in the best interest of each student to complete FAFSA. FAFSA may be found online at www.fafsa.ed.gov.

During the 2013-2014 academic year, 429 students received privately funded scholarships totaling $443,284.Community organizations and associations provided scholarships to 508 stu-dents totaling an additional $633,858.

If you have any questions about scholar-ships or the application process, please contact the Delta College Foundation Office at 989-686-9224.

sVsu’sMilitarystudentResourcecentertoopeninJanuaryThe Saginaw Valley State University military

student resource center will serve as a “one-stop shop” service for military-affiliated students, from their recruitment to beyond graduation.

The new office will house services for SVSU students associated with the military. Retired

Major Denise M. Berry this summer was ap-pointed the university’s first director of Military Student Affairs to assist students with current or past military service. Berry, who worked as the director of leadership development at the United States Military Academy at West Point, has held

a number of leadership positions, both domesti-cally and overseas, in the military.

“I can’t overestimate the value that our mil-itary-affiliated students and their nontraditional experiences bring to SVSU, both inside and

SEE P 16, SVSU Military Center

The Hon. M.T. Thompson, Jr., Saginaw County District Court Judge and The Michigan Banner are pleased to announce an unprecedented workshop focusing on African Americans and the criminal justice system at the SVRC Building (old OIC

Building) located at 1000 Tuscola, in Saginaw, on Saturday, February 15, 2014, at 10 a.m. to noon. The workshop will focus on:

1. The six courts in Michigan’s court sys-tem and what kinds of matters are handled in each court;

2. The different steps in a criminal case and

what happens at each step; and3. Your guaranteed rights if you are ac-

cused of a crime and how to exert those rights at each step of a criminal case.

It will also discuss such controversial sub-jects as racial profiling, what to do if you are stopped by the police, and much more.

Every African American is directly or indi-rectly affected by the criminal justice system. If it is not you or someone in your household, it is your brother, sister, child cousin or best friend. To continue to go to court without the basic in-formation this workshop will provide, is like go-ing to a basketball game without knowing in ad-vance what a basketball court looks like or what

a foul, double dribble or three point shot is. It’s like going to a football game without knowing in advance what a football field looks like or what a touchdown, field goal, off-side or pass inter-ference is. To win the game, you need to know its basic rules, its language and how the game is played. As a matter of survival every one of us needs to know how the criminal justice system works.

Admission is free, but you must register in advance. You can confirm your plans to attend by e-mailing [email protected] or call 989.790.8033

Hon. M. T. Thompson, Jr.





sVsudecemberGraduatetoattendivyLeaguePhysician’sassistantProgramOne of Saginaw Valley State University’s

533 December graduates will become one of 32 students to begin classes in March at Cornell University’s Weill Cornell Graduate School of Medical Sciences in New York City.

Hannah Allison, a health science major from Saginaw County’s Thomas Township, plans to attend the Ivy League school’s physician’s assis-tant program. “I’ve always known I wanted to join the medical field,” the 2009 Hemlock High School graduate said. “My mom’s a nurse and I love science more than any other subject.”

Allison, who works as a nursing assistant at McLaren Bay Region in Bay City, applied at sev-eral institutions. Knowing the tough standards at Ivy League schools, she considered it a long shot to make the final cut at Cornell’s Weill Cornell Graduate School of Medical Sciences, which ad-mits just 32 students yearly.

Two weeks after an October interview on Manhattan’s Upper East Side, though, she re-ceived the good news via a phone call. “That’s

unheard of,” she said of the quick turnaround. “I couldn’t believe it.”

Those exposed to Allison’s academic where-withal - her SVSU GPA was 3.94 - and profes-sional drive were less surprised by Cornell’s quick decision. “I’m so proud of her,” said Rene Hernandez, SVSU’s assistant professor of health sciences and a trained physician’s assistant. “She deserves it. That’s a pretty substantial setting.”

Allison said she’s excited her SVSU oppor-tunities led her to Cornell, where she expects both the 26-month physician’s assistant program and the sizeable city setting will widen the view of a student born and raised in a small town. “In a way, it might be good that I’m not going to be close to home,” she said of the approaching ad-venture. “That would be easier. This way, it will be an intense two years.”

FROM P 14, Military Centeroutside the classroom,” Berry said. “Because of this uniqueness, it is imperative that SVSU offer the support necessary to help them successfully transition from military service to higher edu-cation. My office serves to bridge that gap and assist these stu-dents in navigating the road from the admission process through graduation.” Berry’s office currently is housed in Curtiss Hall 114; the move will shift those services to Curtiss 121.

SVSU currently has more than 330 military-affiliated stu-dents enrolled, including active duty and reserve service mem-bers, veterans, and dependents of service members and veterans. That represents a 6 percent increase from 2012-2013.

The university’s continued services to military-affiliated students recently earned - for the third consecutive year - a des-ignation as a Military Friendly School by Victory Media, an or-ganization that helps military personnel transition into civilian life. The honor is given to the top 20 percent of higher education institutions that embrace services for those associated with the military.

NationalsororityofPhideltaKappa10thannualdr.MartinLutherKingcelebrationThe National Sorority of Phi Delta Kappa,

Inc. presents the 10th Annual Dr. Martin Luther King Prayer Breakfast, Saturday, January 25,

2014, 9:30 a.m. at the Horizons Conference Cen-ter, 6200 State Street, in Saginaw. Several Great Lakes Bay Region speakers will be featured. For

ticket purchase, and additional information, call 989.793.6083. The theme this year is “Men of Faith Answering the Call.”

PhiBetasigmaFraternity,inc.Turns100

Hannah Allison



Women of Colors, Inc. (WOC) mission strives to promote multi-cultural diversity and enhancing community relations in Saginaw County. This year, WOC will be celebrating 21 years of uninterrupted service. Join WOC in hosting the first Annual WOC 2014 Leadership Awards Banquet to recognize outstanding indi-viduals who have made extraordinary contribu-tions to enrich the lives of others. The event will be held at Saginaw Valley State University (Curtiss Hall) on March 29, 2014. The doors will open at 5:30 p.m. and dinner will be served at 6 p.m. Ticket cost for one person is $40 and the cost for two is $75.

You can nominate yourself, one or more individuals, a business, or an organization in Saginaw County. The awarded nominees will be recognized individually for their leadership skills to improve the quality of life for others. The organization will recognize one individual in five (5) categories to include Achievement Award; Distinguish Gentleman Award; Volun-teer Award; Woman of the Year Award; Woman of the Future Award (ages 18-25), and Commu-nity Service Award to one business or organiza-tion.

WOC has formed Great Empowering Mo-tivational Sessions (GEMS) comprised of Girl Pride, Sugar & Spice, and Young Men Who Dare for youth (ages 5-18). WOC has a mentor-ship program for youth at the Saginaw County Juvenile Detention Center and the Saginaw Intermediate School District, provides Tues-day Tutoring, and distributes an Annual WOC Scholarship for a deserving student, has an in-volved GEMS Parent Committee, and more.

For over fifteen (15) years, WOC has men-tored youth with committed and great volun-teers! Without the community’s support the organization could not sustain and provide quality services for youth, women, and fami-lies. WOC takes pride in womanhood and the advancement of the Saginaw community.

To learn more about WOC and GEMS or to join in the celebration and awards ceremony call 989. 737.9286 / 989. 399.9275 or email [email protected].



cMu’sonlineundergraduateProgramsRankedNo.1incountryU.S. News & World Report also gives graduate education and business programs high marks

Central Michigan University’s online undergraduate programs are No. 1 in the nation, according to U.S. News & World Report. CMU’s

graduate education programs, for teachers and administrators, placed No. 3 and its online graduate business program ranked 17.

“CMU continues to be an innovator in online learning,” CMU Provost Michael Gealt said. “Much credit can be given to the CMU faculty for our ongoing success. Students continually tell us that the accessibility of faculty is tremendous and that requests for information or help are responded to within 24 hours in virtually every case. U.S. News rankings affirm our faculty expertise and recognizes their work in creating an environment that engages our students.”

CMU’s Global Campus, which oversees the university’s online programs, has been a pioneer in distance learning since 1971, when it was one of the first universities to take education directly to students and adults where they live and work.

CMU junior Samantha Jones is enrolled as a student in CMU’s online psychology program. Jones, who lives in Dayton, Ohio, says marrying someone in the U.S. Air Force has made it difficult for her to predict where she will live given her husband’s station assignments. She says CMU’s online program has ensured she can continue her education wherever she may move.

“For a person who doesn’t have the time or

access to a traditional college experience, this program is an amazing alternative,” Jones said. “My education is incredibly important to me, and CMU’s online program has been fantastic in helping me stay active in my studies. I often talk to people who are in a similar situation as me, and I always recommend they look into this program.”

Today, more than 10,000 students are enrolled in online classes each year, some as full-time online students and others supplementing their face-to-face classes at the university’s main campus in Mount Pleasant, Mich.

CMU senior Justin Gawronski of Macomb, an on-campus student who works as a residence hall assistant and is former president of the Student Government Association, says taking one online course a semester offers the flexibility his schedule needs.

“The eight-week courses give me the opportunity to be six credits ahead in one semester,” Gawronski said. “Our online classes are absolutely on par with our on-campus classes, and the ease and flexibility of the combination is unmatched.”

The ranking report evaluates programs on student engagement, faculty credentials and training, and student services, technology, and this year, peer review.

“The peer rankings are a testament to CMU’s academic excellence and leadership,”

President George E. Ross said. “As an institution with more than 120 years of transforming lives through education, the U.S. News rankings speak to our leadership in evolving, strengthening and providing access to higher education across the nation.”

Ross, the only Michigan appointee to the national Commission of Regulation of Postsecondary Distance Education, was chosen for being a national thought leader in online teaching. The commission, whose final report was issued to the U.S. Secretary of Education in 2013, was tasked with developing and providing recommendations regarding the appropriate government oversight and consumer protection for distance education.

CMU also has been named to Military Advanced Education’s list of “Military-Friendly Colleges and Universities” for the past six years. CMU’s Global Campus has more than 50 locations in the U.S. and Canada, including more than 20 military bases.

“Central’s commitment to establishing and implementing best practices for online learning is one of our greatest success stories. We are committed to making access to quality higher education available to all students – adult, military, civilian and traditional college students,” said Ray Christie, interim vice president of CMU’s Global Campus.

saturday,February8•2:30p.m.•HoytLibraryauditoriumSince its inception 35 years ago, this dance theatre company continues to inspire audiences

nation-wide with high-impact-artistic quality African dance performances. The members of Bichini Bia Congo are trained in both the technical and aesthetic elements of Congolese dancing, singing, instrumentation, and drumming. They have sponsored workshops, performed at festivals, weddings and other cultural events, leaving their audiences mesmerized as they experience the preservation and practice of Congolese dance and African Culture.

Come and be a part of this FREE celebration that will encompass the energy and chemistry of this African cultural performing art. The Bichini Bia Congo Dance Theatre Company will find a way to get you up and moving, clapping and dancing along with them to create a “village” experience.

celebrateafrican-americanHistoryMonthwiththeBichiniBiacongodanceTheatrecompanyofannarbor saturday,January25•9:30a.m.

HoytLibraryStudents in the 4th to 8th grade with an adult are invited to this informative and fun workshop. Students and their parents will learn about the requirements of participating in a science fair, and get tips to help them survive the preparation process. This informative and fun workshop will be lead by Canika Pugh Owen-Robinson, a local chemist, who has prepared students for national science competitions for a number of years. This event is free, but registration is limited. To register, call 989-755-9826.

HowTosurviveascienceFair



Culture & LifestyleCelebrating Hot Heads Chili Days in Januaryingredients2 pounds ground beef2 large onions chopped 1/2 cup chopped green or red sweet pepper1 tablespoon bottled minced garlic (6 cloves)3 1/2 cups water1 15 ounce can dark red kidney beans, rinsed and drained1 15 ounce can Great Northern beans, rinsed and drained1 10 ounce can diced tomatoes and green chile peppers, undrained1 12 ounce can tomato paste1 tablespoon yellow mustard1 teaspoon salt1 teaspoon chili powder1 teaspoon ground black pepper1/2 teaspoon cayenne pepper1/2 teaspoon ground cumin Green sweet pepper strips (optional)

directions1. In a 5- to 6-quart Dutch oven, cook ground beef, onions, the 1/2 cup sweet pepper, and the garlic until meat is brown and onion is

tender. Drain off fat.2. Stir in the water, the beans, undrained tomatoes and green chile peppers, tomato paste, mustard, salt, chili powder, black pepper, cayenne pepper, and cumin. Bring to boiling; reduce heat. Cover and simmer for 30 minutes, stirring occasionally. If desired, garnish individual servings with sweet pepper strips.NutritionFacts• 373 kcal cal.;• 15 g Fat, total;• 71 mg chol.;• 6 g sat. fat;• 31 g carb.;• 8 g fiber;• 31 g pro.;• 802 mg sodiumPercent Daily Values are based on a 2,000 calorie dietSource: www.bhg.com

Kickin Hot Chili!

CA – Gather your girlfriends, your book club, your church group, your sorority sis-ters, and claim the living room for aGirls’Nightin! Fourteen time

Grammy Award-winning artist and HIV advo-cate, Alicia Keys, is joining with Greater Than AIDS to host a NationalWatchPartyandTwit-terchat about women and HIV/AIDS in Amer-ica Sunday, January 19, at 8 p.m. to 9 p.m. EST, 5 p.m. to 6 p.m. PST, Streaming on VH1.com, and GreaterThanAIDS.orgLiveChat #WeAreEm-powered.

“We Are Empowered” features five HIV pos-itive women from different parts of the country in conversation with Ms. Keys: Cristina, a gradu-

ate student from the San Francisco Bay Area who was born with HIV; Eva, a home health care worker living in Atlanta with her family; Kym, a young professional living in Texas who learned she was positive after her new husband became sick and died as a result of HIV; Jen, a wife and mother in Portland (OR) who has being living with HIV for over 20 years; and Stephanie, a re-cent college graduate from North Carolina who appeared in an MTV special on youth and HIV. They share their stories in the hopes of reaching other women and showing how, whether positive or negative, we are all empowered in this fight.

Clear Channel Radio will make available an audio version of the program for broadcast across its stations nationwide (check local stations for airtime). And Walgreens is helping to amplify the message through social media efforts by engag-ing popular bloggers to encourage their followers to take part and host their own watch parties.

Of the more than 1.1 million people living with HIV in the United States today, one in four is a woman. Women of color have been especially hard hit, accounting for the majority of new infec-tions occurring among women in this country. If current trends continue, it is estimated that one in 32 Black women will contract HIV in her lifetime.

The event is presented as part of Empow-ered, a national public information campaign Ms. Keys launched with Greater Than AIDS last year to reach women in the U.S. about HIV/AIDS. Through targeted media messages, community outreach and special promotions, the campaign promotes specific ways women are empowered in the face of HIV/AIDS.

For more information about Greater Than AIDS and the Empowered campaign, visit: www.greaterthan.org/empowered.

GiRLs’NiGHTiN!Join Alicia Keys For A Watch Party & Twitter Conversation: “We Are Empowered,” An Intimate Conversation with Five Women Living with HIV in the U.S.

Teen RefResh Page20 TheMichiganBanner January16,2014

FirstGreatLakesBayRegionalNewspaper


essenceMagazineofferssummerinternshipProgram

The deadline is fast approaching for students to apply for the Essence Magazine Summer Internship program. Every year, Essence Communications Inc. hosts summer interns through the Time Inc. Summer Internship Program. The program is a 9-week paid learning experience where students will receive on-the-job training that will enhance their education and prepare them for a future career in the media industry.

Applicants must have an interest in media and issues related to African-American women to intern at ESSENCE magazine. They are looking for students who are diligent, self-motivated and extremely detail-oriented to take on various opportunities throughout

departments in both the Publishing and Editorial divisions.

Interns will receive a bi-weekly stipend, will be assigned to one department but will be exposed to other areas of the company, and are expected to find their own housing. It is suggested that they contact their school’s career center for information on temporary housing in the New York City area. They can contact New York City area colleges and universities to ask about renting a dormitory room for the summer.

The deadline to apply is January 31, 2014, and only one application per person will be considered.

Former intern at ESSENCE Communications Photo Credit: Essence Communications

Youth at Ames United Methodist Church, located at 801 State Street, in Saginaw, readies a donated computer to be given away. A milestone was reached earlier this month when the 250th computer was donated.

dr.MartinLutherKingcelebrationatNorthwooduniversity

Northwood University will celebrate the life of Dr. Martin Luther King (1929-1968), the famous leader of the American civil rights movement, a po-litical activist, a Baptist minister, and a Nobel Laure-ate, on Monday, January 20, beginning at noon at the NADA Hotel & Conference Center on Northwood’s Midland Campus located at 4000 Whiting Drive.

The celebration will involve several Northwood University students. Attendees will be welcomed to the luncheon at noon. The national anthem, the black national anthem and a prayer given by a member of Victorious Student Outreach will follow the wel-come. Dr. King’s “I Have a Dream” speech will be read, poetry will be recited and comments will be offered answering the question—“If Dr. King was alive today, would he say we are living his dream?” The closing remarks will be given by the vice presi-dent of Minority Business Leaders.

For more information on any of the activities honoring Dr. King, contact Teresa Sullivan, director of student life, at 989.837.4227.

“Live as if you were to die tomorrow. Learn as if you were to live forever.” Mahatma Gandhi

Health‘Better Choices, Better Medicine, Better Healing’



dr. Jack Nash hasbeen practicing den-tistryforover35years.He is a graduate of theuniversity of Michigandental school. To askdr. Nash dental ques-tions write to him at:dr.JackW.Nash,PoB1442, saginaw, Mi48607, or email him at

[email protected]. all opinions discussedin thesearticles are thoseofdr.Nash; treat-mentoptionsshouldbediscussedwithanindi-vidual’spersonaldentist.

deardr.Nash,I recently took my 4-year-old son to the den-

tist and was told that my son would need some stainless steel crowns and some spacers. I talked this situation over with my wife and she said they are just baby teeth and they are going to fall out anyway so why should we spend the money on trying to fix teeth that will be gone in a few years. She suggested that we should just have all of his

bad teeth extracted and be done with it. I am torn between my wife’s thoughts and what I was told by the dentist. I need your advice on making the best decision for my child. When I was younger my parents neglected my teeth and I have paid for it as an adult, so I really want the best for my children’s health.

Thanking you in advance, JazzJazz,It is a dilemma to sort out what is best for

your child’s health now and for the future as well. And yes, your wife is correct, the baby teeth will be lost by the time your son is 12 years old. But the baby teeth are very, very important for many reasons. If the baby teeth (also called decidu-ous teeth) are lost too early, there can be a seri-ous affect on your son’s eating, on the position-ing of his permanent teeth as they do come in, and on his speech. My advice to you is to go along with the den-tist’s treatment plan

for you son. I have seen hundreds of adults that have had multiple baby teeth (or permanent teeth) extracted at a young age and the results can be di-sastrous. Many times, as adults, people who have had too many teeth taken out become “Dentally Disabled” because they cannot eat normally or even hold their mouth in the right position. Their teeth no longer function naturally. Work with your dentist to get your son the dental corrections he needs so he can enjoy a lifetime of good dental health.

Until next time my friend, good health and good promise.

Dr. NashGoodhealthandgoodpromise,Dr. Jack W. Nash, DDS FAGD, 1320 S. Wash-

ington Ave., Saginaw, Michigan 48601-2591 - Office - 989.752.1200 – Fax- 989.752.2481

BabyTeeth

Glaucoma risk factors can include:• Age: Those that are 40 and older are more likely to develop

glaucoma. The older you are, the greater your risk.• Race: People of African or Afro-Caribbean heritage are more

likely to get glaucoma than the rest of the population. They are also more likely to develop glaucoma at a younger age.

• Family History: If you have a parent or sibling who has glaucoma, you are more likely to develop the disease.

• Diabetes: People with diabetes have a higher risk (40 percent) of developing glaucoma.

Visit www.preventblindness.org/glaucoma-learning-center, or call (800) 331-2020, for free information on risk factors, symptoms and treatment options.

GlaucomacostsReach$5.8Billionannually



strokeWarningsignsastrokeisamedicalemergency.Learntorecognizeastroke,becausetimelostisbrainlost.

call9-1-1iMMediaTeLYifoneormoreofthefollowingsymptomssuddenlyoccur:

NumbnessorWeaknessOf the face, arm or leg, especially on one side of the body

confusionOr trouble speaking or understanding

VisiondisturbancesOr trouble seeing in one or both eyes

LossofBalanceorcoordinationDizziness or trouble walking

severeHeadacheWith no known cause Source: powertoendstroke.org

covenantHealthcareunveilscenterforautismFacilityBay City - Covenant HealthCare took a major

step in providing treatment of autism to families in the Great Lakes Bay Region when it officially opened its doors last month.

The facility located at 2919 E. Wilder Road in Bay City, offers a diagnostic section (suite 220) to confirm a diagnosis of Autism Spectrum Disorder and provide treatment recommendations. The adjacent suite (suite 240) hosts “Gabe’s Place” the treatment center.

Gabe’s Place provides intensive behavior intervention and speech therapy services 20-40 hours a week. It is a five day a week program that is similar to a school in structure. All patients

have a one-on-one therapist present at all times (Classroom Behavior Therapists or CBTs). During the course of the day, they are working on social, play, preschool readiness, adaptive living, and preschool readiness skills, as well as the reduction of maladaptive behaviors. Each patient has an individualized treatment plan that is monitored and modified by the Board Certified Behavior Analyst (BCBA).

The center was recently designated as an Approved Autism Evaluation Center (AAEC) by Blue Cross and Blue Shield.

“Early behavior interventions are key to successful treatment of autism, “said Christine

Clayton, director of Physical Medicine & Rehabilitation. “That is why Covenant HealthCare felt it important to support the development of the Covenant Center for Autism. Treatment options have been limited for our community and parents with children found themselves traveling many miles and hours to receive such treatment. Now, treatment is more readily available and practically at their back door.”

For more information about the Covenant Center for Autism, call 989.671.5738, or email [email protected].

GospelartistsRaiseVoices,strokeawarenessinNationalsingingcompetition

The American Heart Association/American Stroke Association’s Most Powerful Voices gospel singing competition returns in search of dynamic gospel performers who will raise stroke awareness through the power of music.

The online competition is open to independent artists, groups and choirs who sing gospel, praise, worship and holy hip-hop. This is the fifth year of Most Powerful Voices and the fifth year the contest has been presented by UP.

Participants can visit most powerfulvoices.org and upload a video or MP3 file of their performance between now and March 2, 2014. Voting is already underway so artists are encouraged to enter as soon as possible. Fans have until April 28, 2014 to vote for their favorite artist.

Public votes will determine the top 10 artists. Industry experts such as RCA Inspiration Artist Latice Crawford, A&R executives and a Roland Corporation musicality expert will review the top 10 and select the winner.

More than 100,000 African-Americans will suffer a new or reoccurring stroke this year, which is why those who register to compete or vote will receive potentially lifesaving stroke information.

“Stroke is a leading cause of severe, long-term disability and death for all Americans, and African-Americans are at increased risk due to higher prevalence of risk factors such as high blood pressure, diabetes and previous heart

attack and/or stroke,” said Dr. Rani Whitfield, a family practitioner in Baton Rouge, La., and an American Stroke Association spokesperson. “We need to reach as many people as possible to help them to reduce their risk and to know what to do in a stroke emergency to help improve stroke outcomes.”

The winner will be announced May 23, 2014 and will receive:

• A performance opportunity at a 2015 Stellar Awards Weekend Showcase (travel and hotel provided by RCA Inspiration)

• $1,500 cash prize • $3,500 of vocal performance equipment

from Roland Corporation • Personal coaching session with renowned

RCA Inspiration Artist Deon Kipping • A Digital Download of the Week from UP • National recognition on UPtv.com Most Powerful Voices is an initiative of the

American Heart Association/American Stroke Association’s Power To End Stroke cause campaign aimed at African-Americans, who are disproportionately affected by stroke. Power To End Stroke strives to close the stroke gap through culturally relevant events, tools and educational resources.

Contest participants must be 18 or older. For more information and to register, visit mostpowerfulvoices.org.

Are you or someone you know having child behavior problems?

The CAN Council, through Project LAUNCH funding, offers FREE parenting classes. The program is called Incredible Years and is an evidence based curricula targeting parents with 3 to 6 year old children. The parent training program is designed to work jointly to promote emotional and social competence and to prevent, reduce, and treat behavioral and emotional problems in young children. There have been 40 parents and caregivers who participated in 3 series of 20 sessions each.

Is IY helpful?

National studies have shown promising results:

Increased positive and nurturing parenting

Decreased harsh coercive negative parenting

Reduction in children’s home and school behavior problems

Increased positive behaviors at home and school

Increased parent-child bonding

For more information about Incredible Years, please contact Vera, CAN Council Great Lakes Bay Region CAPE Director and Incredible Years Group Leader, at [email protected] or 989-752-7226.

Project LAUNCH stands for Linking Actions for Unmet Needs for Children’s Health. The Michigan Department of Community Health was awarded a grant from the federal government and they chose Saginaw as the area to provide services. If you want to learn more about Project LAUNCH contact Pamela at (989) 202-1485 extension 102 or [email protected].

S A G I N A W

I N C R E D I B L E Y E A R S Incredible Years We began our third Incredible Years class series in October 2012. On the first day of classes we do paperwork and introductions. During the first class, my co-group leader and I began introductions by saying what our jobs are and what our background is. Then it was the parents’ turns to share. This group went way above and beyond the typical name and brief background (number of children, gender and ages) that most parents give when they first meet each other. These parents voluntarily opened up and shared difficulties they were having with each child including the troubles and barriers their families were facing. Several of the parents cried when they shared. Each parent spent a good ten minutes or more telling their story and what had led them to be in the class. They chose not to hold back! We believe this story shows just how vital the Project Launch-funded Incredible Years is to the community. The parents in our current session had these feelings and concerns bottled up just waiting for someone to listen to them. Just waiting for someone who had support to offer them. When adults who have never met are willing to open up to strengthen their families, you know the services being provided are exactly what they were hoping for! ~ Danelle Elliott Incredible Years Group Leader CAN Council Great Lakes Bay

“We believe this story shows just

how vital the Incredible Years

and Project Launch are to

our community.”



The recently released 2013 Kids Count in Michigan report shows an increase in the rate of Saginaw’s children living in families investigated for abuse and neglect from 2011 (107.5/1,000) to 2012 (116.1/1,000). Yet, Saginaw County’s rate of confirmed child abuse victims

significantly decreased from 2011 (22/1,000) to 2012 (16.2/1,000).

Saginaw County ranked no. 43 of 83 counties with 116.1 children per 1,000 living in homes investigated for abuse and neglect compared to the statewide average of 90 children per 1,000.

The rate of confirmed victims (16.2/1,000) also exceeded the state average (14.6/1,000).

Suzanne Greenberg, President/CEO of CAN Council Great Lakes Bay Region, explains, “Saginaw’s response to child abuse and neglect seems to be working. We’re making an impact on all fronts: supporting parents to prevent abuse and intervening to protect children in abusive situations. But our work as children’s advocates is far from done. We need to continue our efforts and encourage our policy makers to strengthen our local economy and ease the burdens of our families.”

Full report data is available at http://www.mlpp.org/kids-count/michigan-2/mi-data-book-2013. Contact Emily Yeager, CAN Public Awareness Specialist, at 989.752.7226

with questions about our local data. For more information on how CAN is impacting child abuse in our community, contact Suzanne Greenberg at 989.752.7226 or visit cancouncil.org. To report suspected child abuse, call 855.444.3911.

The CAN Council is a local 501(c)(3) nonprofit organization in the Great Lakes Bay Region dedicated to the prevention of child abuse and neglect through its nationally-accredited and award-winning education, awareness, intervention and advocacy programs. It is the only nonprofit organization in the Great Lakes Bay Region devoted to this cause. Founded in 1979, the CAN Council has consistently grown over the past 33 years to meet the needs of the community’s children and families.



saginaw’sResponsetochildabuseResultsindecreaseinconfirmedchildabuseVictims

Suzanne Greenberg, President/CEO of CAN Council

WinterstormandFrigidTemperaturescausingBlooddonationstoFall

Historically low temperatures and heavy snowfall are increasing the need for donors at Michigan Blood,

a nonprofit blood bank that provides blood and blood products to more than 40 hospitals throughout Michigan, including those in the Great Lakes Bay Region.

“On a normal day we receive up to 400 donations throughout the state,” said Jim Childress, vice president of Community Relations at Michigan Blood, while explaining the importance of maintaining donors during rough weather periods. “However, this unprecedented weather has caused our donations to fall sharply.

Anyone interested in donating blood can visit www.miblood.org for more information or contact a local blood center (listed below) in the Great Lakes Bay Region.

saginawdonorcenter1771 Tittabawassee, Saginaw (989) 755-5387 Noon to 7 p.m. – Monday, Wednesday, Thursday 8 a.m. to 3:30 p.m. – Tuesday, Friday 8 a.m. to 2 p.m. – Saturday

Baycitydonorcenter1017 N. Johnson, Bay City (989) 892-2551 8 a.m. to 3:30 p.m. – Monday Noon to 7 p.m. – Wednesday

Wilbert J. Smith and Alois B. Smith

Owner/Operators

Contact us today to learn more about our Quality Care Guarantee!

320 S. Washington Avenue Suite 202 • Saginaw, MI 48607

989-752-5501 • 989-752-5503 FAX

Email: [email protected]

Website: www.mbsmichigan.comforcare.com

C O M F O R C A R E H O M E C A R E ®

Independence. Dignity. Quality of Life.

A D e d i c a t e d N o n - M e d i c a l H o m e C a r e A g e n c y

The ComForcare MissionTo improve the quality of life and

level of independence for every client and family receiving our services.

We focus on four initiatives that are critical to the well-being of seniors: • Fall Prevention

• Medication Adherence

• Chronic Disease Management

• Transition of Care

Laughing lowers levels of stress hormones and strengthens the immune system.

Contact Wardene Talley

989-754-2288

A child with Severe Emotional Disturbance gets support from many places. But that support only helps that child if each provider works as part of a well coordinated team. We maximize teamwork — by making sure every step the team takes is focused on the betterment of that child.

TeamworkMaximize





FUNdraising Good Times

Three Tips for Fundraising SuccessProper planning can set you up for fundrais-

ing success. Visualize your success, feel it in your heart, and then make sure the prerequisites for fundraising success are in place before you start soliciting. Here are three tips to launch your 2014 fundraising in the right direction.

First, create a clear, concise, and compelling case for financial support that ties back to the organization’s strategic plan. Your case should be a short, and easy-to-read, forward-looking document that communicates what you are rais-ing money for and how the funds will be used. It should communicate the projected impact of your organization and how a donor’s or funder’s sup-port will make a difference in the lives of those you serve or advocate for. The “case” is used as the basis for verbal and written introductions and solicitations of time, services, goods, and money. It should drive the content of your marketing cam-paigns. Fundraising is a competitive endeavor — if you are not raising funds for your organization, someone else is raising money for theirs. It is im-portant that your nonprofit can make the case for

its impact, value and what makes it unique.Second, complete a fundraising feasibility

study or survey. You know the value of your non-profit, but do your current and potential donors feel the same way? Are you sure that the fundrais-ing priorities you set match the priorities of the giving community you seek to engage? Can you count on your donors for continuing – and increas-ing – support, or are they in the process of revising their giving priorities? A fundraising feasibility study or survey will provide you with information from those who have the finances and influence to impact your fundraising in a positive or negative way. This should be conducted by an outside firm for confidentiality. There are many reasons why people can’t or won’t personally share with you their true assessment of your nonprofit and their willingness or capacity to give. An outside firm can talk with current and potential donors and pro-vide a confidential report. Such a report typically includes an assessment of how much your non-profit could expect to raise, how your nonprofit is perceived by the giving community (including

strengths and challenges), what would influence increased giving, and who could provide volun-teer leadership and funding.

Third, develop a time-phased fundraising plan. This should be more than a spreadsheet. While spreadsheets can track activities your plan should be more robust. It should include roles and responsibilities for staff, board members and volunteers; the fundraising methods you will use and expected revenue (and costs!) for each; a gift chart; and milestones that hold all parties account-able for consistent progress.

Next Edition: How to recruit fundraising vol-unteers. In the meantime, we invite you to assess your fundraising readiness for free at www.saa-dandshaw.com

Mel and Pearl Shaw are the authors of “Pre-requisites for Fundraising Success.” They position nonprofits for fundraising success. Visit them at www.saadandshaw.com.

Copyright 2014 – Mel and Pearl Shaw

A.Philip Randolph InstitutePOB 1107Saginaw, MI 48606American Red Cross1232 N. MichiganSaginaw, MI 48602989-754-8181Boys & Girls Club of Bay County300 Lafayette Ave.Bay City, MI 48706989-892-6723CAN Council Saginaw County1311 N. Michigan AvenueSaginaw, MI 48602(989) 752-7226 / fax (989) 752-2777www.cancouncil.orgCastle Museum of Saginaw County History500 Federal Ave.Saginaw, MI 48607 Circle of Love 1809 Durand Ave.Saginaw, MI 48602989-754-2377

Emmaus House of Saginaw733 S. 15th StreetSaginaw, MI 48601989-755-7538

THE EZEKIEL [email protected]. Box 3470Saginaw, MI. 48605-3470Phone: 989.755.1620 Fax: 989.755.4038First Ward Community Center1410 N. 12th StreetSaginaw, MI 48601989-753-0411Girl Scouts Heart of Michigan5470 Davis Rd.Saginaw, MI 48604989-799-9565Good Neighbors Mission1318 Cherry StreetSaginaw, MI 48601989-399-9918Health Delivery, Inc. 501 Lapeer Ave.Saginaw, MI 48607989.759.6400Houghton-Jones Task Force1708 Johnson StreetSaginaw, MI989-752-1660Michigan Banner Outreach 1400 W. GeneseeSaginaw, MI 48602989-714-2240

Nathan Weidner Children’s Advocacy Ctr.715 N. EuclidBay City, MI989-671-1345Operation Reach 119 S. Jefferson Avenue Saginaw, MI 989-754-4444Pit and Balcony Theatre805 N. HamiltonSaginaw, MI 48602www.pitandbalconytheatre.com989. [email protected] Libraries of SaginawButman-Fish, Claytor, Hoyt, Wickes & Zauel Libraries505 Janes AvenueSaginaw, MI 48607989-755-0904www.saginawlibrary.org

Restoration Community Outreach1205 Norman Saginaw, MI 48601(989) 753-1886 / fax (989) 753-2880Email: [email protected] Saginaw County Community Action Agency, Inc. (CAC)2824 Perkins StreetSaginaw, MI 48601989.753.7741The Saginaw Community Foundation1 Tuscola, Suite 100 Saginaw, MI 48607989-755-0545Women of Colors POB 5525Saginaw, MI 48603989.399.9275 or 989.737.9286

NON PROFIT DIRECTORY



NHSA’s Annual National Head Start Conference is the nation’s largest gathering of Head Start and Early Head Start professionals. More than 2,500 directors, administrators, managers, teachers, supervisors, parents and policy council members, from hundreds of programs and from every state are “Driven to Make a Difference” and will attend in 2014, in Long Beach, CA.

TheNHsaVision All children should reach their full potential, • Every child can succeed, • We can impact the success of at-risk

children, and • Quality early education fundamentally

transforms children and families Tolead-To be the untiring voice that will

not be quiet until every vulnerable child is served with the Head Start model of support for the whole child, the family and the community.

To advocate - To work diligently for policy and institutional changes that ensure all vulnerable children and families have what they need to succeed.

NHsaMissionOur mission is to coalesce, inspire, and

support the Head Start field as a leader in early childhood development and education.

The National Head Start Association is a non-partisan, not-for-profit organization committed to the belief that every child, regardless of circumstances at birth, has the ability to succeed in life. The opportunities offered by Head Start lead to healthier, empowered children and families, and stronger, more vibrant communities. NHSA is the voice for more than 1 million children,

200,000 staff and 1,600 Head Start grantees in the United States.

Since 1974, NHSA has worked diligently for policy changes that ensure all at-risk children have access to the Head Start model of support for the whole child, the family and the community.

NHSA offers an impressive portfolio of professional development services and programs for the entire early childhood community. These include the annual National Head Start Conference, the largest national event devoted to the Early Head Start and Head Start community, and the National Parent Conference, the only national event devoted to parents and families.

NHsahasseveraldonationopportunitiesforsupportingNHsa.

dollarPerchildDonate $1 per child enrolled in your program

to help fund NHSA advocacy efforts.

scholarshipsandawardsThe National Head Start Association’s

Scholarships & Awards Program is open to individual, program and affiliate members of NHSA in good standing.

RonHerndonscholarshipThe Ron Herndon Scholarship celebrates

Head Start parents who, through their own efforts to mobilize other parents and community members, have affected real change in their Head Start programs and communities.

disasterReliefThe Disaster Relief Fund is used to assist

NHSA member Head Start and Early Head Start programs and their staff and families who become victims of natural disasters.

GeneralFundDonations to the General Fund are used to

support the programs and services of NHSA.Source: www.nhsa.org

Sabrina Beeman-JacksonSaginaw ISD Head Start/Early Head Start Program Director

“It is easier to build strong children than to repair broken men.”Frederick Douglass



Praise Connections and Life

Have you ever thought of something you would like to do, but you couldn’t figure out how it would work or how it would succeed? So, you dropped the idea “until later.” What about the book or booklet you were going

to write, but never got around to it? What about the art classes you wanted to take? What about the place you promised yourself to go? Or the person or ministry you really wanted to hang out with?

You know, we only have one life to live down here. You may as well have some adventures. I tell the older people, the grandpas and grandmas – this is the best opportunity you’ve ever had to get up and do something adventurous. How do you know if it is going to work? Well, sometimes you don’t know; you have to “give it a go,” as they say in New Zealand, or, as Janice’s husband, David, says to her, “Put your sail up and see if the wind will catch it.”

You have to take opportunities – doors can open and close, and windows of opportunity can open and close. If you don’t have your spiritual antenna up, you can miss those doors, because you are “busy.” Did you know you can be so busy working for Jesus you can totally miss a God opportunity? Jesus doesn’t require you to work for Him; He wants you to yield to Him so that He can work THROUGH you. Much easier that way. Some opportunities mean that you are in the boat. But you have to push off from the shore. You have to leave familiar territory – your com-fort zone – and launch out, not exactly knowing all the details on the map either.

Where Is Your Comfort Zone?Sometimes you have to get OUT of the boat

if the boat has become your comfort zone. Re-

member Peter? He got out of his comfort zone, didn’t he? A boat...that’s his territory – he was comfortable there. He was a fisherman, and guess what? Fishermen practically live in boats. A very familiar place for him. He had probably managed to keep safe in all kinds of weather be-fore now. But suddenly, Peter saw Jesus walking on the water. Do you know, just like you, Peter had never actually seen anyone do that before?

I’m sure he had eyes like saucers. “Whaaaat?” But before he knew it, he realized this was an op-portunity, and he leapt into an unknown sphere of faith. He couldn’t wait for Jesus to get in the boat, because that particular opportunity would pass. He leapt into action, didn’t he?

Next thing you know – there he is walking on the water. Whoooa, amazing! Of course we all know he got His eyes off Jesus and had to get back in the boat, but at least he had a go...at least he knew in the future that’s a possibil-ity. You know, sometimes there aren’t six months for you to debate about how to respond to an open door. You have an idea of something. But that’s not enough – you have to push out from the shore, you, have to raise the sail. You have to let the wind catch the sail. Now Is Not The Time To Stay In Your Comfort Zone

Do you know that in Ireland in the fifth and sixth centuries there were many preachers in the monasteries? During that Celtic revival the mon-asteries would have about 4,000 young men and women. They were like our Bible colleges. They healed the sick, preached the Gospel, and raised the dead. Some of them, called the Peregrini, would get into a boat off the shores of Ireland; the boat had no engine, no oars, and no rudder. They hoisted the sail and trusted God to send the winds to take them where they were meant to go. Brendan the Navigator had many miraculous

adventures that way. He even sailed to America (“the Land of Promise,” he called it.)

So, what about you? You can stay in your comfort zone – in your familiar boat, or you can raise the sail and let the winds take you out and into the purposes of God. It’s so easy to get set-tled, isn’t it? Now is not that time. We all have heard and seen the prophecies about the move of God and about the CHANGES. Peter was prob-ably quite successful as a fisherman. He was comfortable there – it’s what he knew. But He met Jesus, and Jesus really turned his boat upside down. There he was in his comfort-zone life, and suddenly he met a Man unlike any other man he had ever met. One day Jesus said, “Hey Peter, leave all that fishing, get out of your boat. I have some other fish to fry” (Kathie’s interpretation, but it’s good – and Scriptural).

Peter had to make a decision, didn’t he? Jesus didn’t say, “I will give you six months to think it over, and if you feel so inclined, well you can come with me.” He just said to Peter, “Fol-low Me,” and probably carried on walking.

Are you ready to hoist the sail? Are you go-ing to push away from the shore? If you want things to change, you have to do something dif-ferent. I don’t believe it’s the will of God that you are in a job that you hate, or a ministry or church you can hardly stand. That’s immoral, really, as you will never give it your best. He puts His de-sires in your heart, so that when you serve Him, it’s delightful, because it’s in your heart. What’s really is in your heart? Keep your antenna up. Hoist the sail, let the wind come and take you where He wants you to go.

Kathie Walters of Good News Ministries is an international speaker, visit kathiewaltersmin-istry.com, or email [email protected]

GettinginandoutoftheBoat(YourBoat)“Put Up Your Sail And See If the Wind Will Catch It”By Kathie Walters

“Keep doing the right. God is building character in you, and you are passing that test. Remember, the greater the struggle, the greater the reward.” Pastor Joel Osteen



LIGHTHOUSE BAKERY & DELI

285 S. OUTER DRIVETEL: 754-7088FAX: 754-7099

Stop in today and try one of our homemade specialities

Obituary

Mother Mary Frances Camel, a woman that loved the Lord, has made her transition from this life of labor to reward to a place in Heaven that God has prepared for her. Mother Mary Camel went with the Lord at Saginaw Geriatric Nursing Home on Wednesday, January 8, 2014 in the year of our Lord. She was born February 6, 1922 in Ruleville, Mississippi, the only daughter born to Tommie and Minnie Glenn.

Mary Camel was a dedicated wife to the love of her life, Tom Camel who preceded her in death in 1977. Tom and Mary shared over 40 years of marriage, truly brought together by the Lord. From this union of marriage four sons were born, Dennis, Rudolph, Charles and Larry. She was employed by Maccabee Nursing Home until her retirement. Mother Camel was a mother of New Birth Missionary Baptist Church under the leadership of her son, Pastor Larry Camel and spiritual family.

Our beloved mother, mother-in-law, grandmother, great-grandmother, spiritual mother and friend will be dearly missed but never forgotten. She left her mark on many lives, encouraged the discouraged and strongly believed in family unity. Mother Mary took every opportunity to ensure that everyone she came in contact with had a church home.

She leaves to cherish her precious memory two sons, Charles (Denise) Camel of Jackson, Michigan and Pastor Larry (Shirley) Camel of Saginaw, Michigan; ten grandchildren; twenty great-grandchildren; one great-great-grandchild; several nieces, nephews and an abundance of other close relatives and friends too numerous to name.

Mother Camel was preceded in death by her husband, Tom Camel, two sons, Dennis and Rudolph Camel, parents, Tommie and Minnie Glenn, one grandson, Kenyon Hartfield, one brother, Reverend Joe Glenn, one sister-in-law, Rosie Lee Glenn.

The family wishes to extend special thanks to Ivan E. Phillips and the staff of Paradise Funeral Chapel and the staff of Saginaw Geriatric Nursing Home. You are greatly appreciated.

Funeral service will take place at 11 a.m. on January 16, 2014 at Paradise Funeral Chapel, 3100 South Washington Ave., in Saginaw. Pastor Theodore Watson will deliver the eulogy.

Mother Mary Camel

We remember everything about you, your voice, your smile, your touch, the way you walked, the way you talked, the way you looked at us, meant so much.

We remember all the words you said to us, some funny, some kind, some wise, all of the things you did for us, we see now with different eyes.

We remember every moment we shared, seems like only yesterday, or maybe it was eons ago, it’s really hard to say.

You are gone from us 14 years now, but your memory resides inside our hearts, and lights up our darkest days…

Jerome, Rae Lynn, Gary D, and FamilyMarie Tinsley

Memories “Toliveinheartsweleavebehindisnottodie.”Thomascampbell

Bethel AME ChurchPastor P. David Saunders535 Cathay St.Saginaw, MI 48601(989) 755-7011

Bethlehem Baptist ChurchPastor Ernest W. Bothuel3309 Bundy StreetSaginaw, MI 48601989-752-5866

Bread of Life Harvest CenterSenior Pastor Rodney J. McTaggart 3726 Fortune Blvd. Saginaw, MI 48603(989) 790-7933

Christ Disciples BaptistPastor Eddie Benson3317 Lapeer StreetSaginaw, MI 48601(989) 754-2444

Christ Fellowship MBCPastor Robert Davis818 N. Washington Ave. Saginaw, MI 48601(989) 754-4435

Corinthian Baptist ChurchPastor Roy L. Manning104 S. 10th St.Saginaw, MI 48601(989) 754-1820

Faith Harvest ChurchBishop Ronald E. ChippFaith Harvest Church 1734 N. MasonSaginaw, MI 48602(989) 799-4200Website: www.faithharvestministry.orgE-mail: [email protected] Freewill Missionary

Greater Williams TempleBishop H.J. Williams608 Remington Saginaw, MI 48601(989) 755-5291

Saginaw

Jacob’s LadderPastor Dempsey Allen1926 Fairfield StreetSaginaw, MI 48602989-799-6601

Life In Christ MinistriesPastor Dennis Cotton, Sr.2915 S. Washington Ave.Saginaw, MI [email protected]

Messiah Missionary Baptist Church2615 Williamson RoadSaginaw, MI 48601Pastor Otis Washington Phone: 989-777-2636Fax: 989-777-2640Email: [email protected]: www.Messiahsag.org

Mt. Olive Baptist ChurchPastor Marvin T. Smith1114 N. 6th StreetSaginaw, MI 48601(989) 752-8064

New Beginning Christian ChurchReverend Dr. Willie F. Casey1016 Sherman Road Saginaw, MI 48604 989-754-2963

New Beginnings Life Changing MinistriesPastor Otis Dickens2312 S. Washington Ave.Saginaw, MI 48601(989) 755-3650

New Birth Missionary BaptistPastor Larry D. Camel1418 S. WarrenSaginaw, MI 48601(989) 755-6604

New Covenant Christian CenterPastor Ron Frierson 523 Hayden Saginaw, MI 752-8485

New Hope Missionary Baptist ChurchPastor Floyd A. Logan1721 Tuscola StreetSaginaw, MI 48601(989) 753-7600Email: [email protected]

New Life Baptist ChurchPastor Rufus Bradley1401 Janes St. Saginaw, MI 48601(989) 753-1151

New Mt. Calvary BaptistPastor Robert Donald3610 Russell StreetSaginaw, MI 48601(989) 754-0801

Ninth Street Community Church Pastor William L. Scott, Jr. Assistant Pastor Rex Jones 1118 N. 9th Street Saginaw, MI 48601 989-752-7366

Prince of Peace Baptist Church 825 North 24th StreetSaginaw, MI 48601989.754.2841Pastor Robert B. Corley, Jr.

Resurrection Life Ministries ChurchPastor Carolyn L. Wilkins 2320 Sheridan Avenue Saginaw, MI 48601989.754.9466

St. Paul Baptist Pastor Vincent D. McMillon120 N. 15th St. Saginaw, MI 48601(989) 752-5023

Saginaw Valley Community Pastor Richard Sayad3660 HermansauSaginaw, MI 48603(989) 752-4769

St. Lukes CME Church1121 Tuscola Saginaw, MI 48607(989) 755-0351

Transforming Life Ministries Pastor William Brown3024 South Washington AvenueSaginaw, MI 48601-4353(989) 754-9573

Truevine Baptist Church Pastor Paul E. Broaddus 2930 Janes StreetSaginaw, MI 48601989-752-0751

Victorious Believers Ministries Church Rev. Christopher V. Pryor624 S. Outer Dr. Saginaw, MI (989) 755-7692

Wolverine Baptist State Convention615 S. Jefferson Ave.Saginaw, MI 48607

World Outreach Campus of Greater Coleman Temple MinistriesSupt. H.J. Coleman Jr.2405 Bay Rd. Saginaw, MI 48602(989) 752-7957

Zion Missionary Baptist ChurchPastor Rodrick Smith721 JohnsonSaginaw, MI 48607(989) 754-9621

Page30 TheMichiganBanner January16,2014





The Societ y Page

New Pittsburgh Courier @ www.newpittsburgcourier.com

At the Stratigos Banquet Center in North Huntington, Pa., the Ivy Charitable Endowment of Alpha Kappa Alpha Sorority Inc. (the Alpha Alpha Omega Chapter) hosted its Biennial “Precious to Cultured Pearls” Presentation Ball on December 7. The beautiful event marked the fourth cotillion sponsored by the ICE Foundation.

The ICE Cotillion sponsors young ladies from the Pittsburgh region and prior to the cotillion the young ladies are guided on etiquette, higher education life skills development, social responsibility, service learning and career development. To date, approximately 41 young

ladies have participated in this prestigious event.The 11 young ladies who were presented

to society were: Malika Fields, Diamen Green, Cory Glover, Alexis Hal Sekai-Steave-Oyundo, Dalese Stallworth, Gwendolyn Tinsley, Jourdan

Washington, NaKesha West, Sierra Wilson and Tarah Wright. The young ladies and their escorts participated in a waltz that was choreographed by Tony Dixon. This year’s cotillion also featured 14 elementary school young ladies called “Miss

Pearl Essense.” These young ladies are pre-debutantes who also received training similar to the older debutantes.

Jackie Blakey Tate and Paula Davis served as event chairs, while Bob Allen and Lynne Hayes Freeland, both of KDKA-TV, served as Master and Mistress of Ceremonies.

2013PrecioustoculturedPearlsPresentationBallBy Debbie Norrell

PRECIOUS TO CULTURED PEARLS—Malika Fields, Cory Glover, Diamen Green, Alexis Hall, Dalese Stallworth, Sekai Steave-Onyundo, Gwendolyn Tinsley, Jourdan Washington, NaKesha West, Sierra Wilson and Tarah Wright. (Photo Debbie Norrell)

THE WALTZ (Photo Debbie Norrell)

AFTER THE WALTZ ( Photo Debbie Norrell)

EVENT CHAIRS—Paula Davis and Jackie Blakey Tate (Photo Debbie Norrell)

MISS PEARL ESSENSE—Danielle Blakey, Angelina J. Chambers, Kennedy Fitzgerald, Rachel Gitelman, Dominique Gordon, MacKenzi Harris, Indira Ismaeli Robinson, Jaidyn Jiles, Kylah Knight, Nyiah Danielle Lance, Samaree Perkins, Mya RaShae Robinson, Robbyn Robinson and Starr Morella Wasler (Photo Debbie Norrell)

THE CHOREOGRAPHERS—Michael Forrest Johnson, Kontara Morphis and Tony Dixon (Photo Debbie Norrell)

HANDSOME ESCORTS—Joel Akrie, Tyelre Davis, Quincy Harding, Derrick Hodge, Arthur King, Joel Macklin, Brandon McClung, Malcolm Mitchell, Jonathan Powell, Abner Roberts and Emmanuel Walker (Photo Debbie Norrell)

Arts and Entertainment Page32 TheMichiganBanner January16,2014



spencer’s Restaurant 5530 Gratiot Road,

between M-47 & Center Rd. in Saginaw

989.793.4500M-F Open for Lunch 11:30 a.m.

Sat Open at 5 p.m. CLOSED Sun

Spencer Dambro, Owner



Sports Page34 TheMichiganBanner January16,2014



www.almanac.com

Long-RangeWeatherForecastJanuary2014:Jan.17-20:snowshowers,cold;Jan21-24;Rainy,mild;Jan25-31:snowyperiods,cold.

Phone (989) 667-2000 Ext 341Direct (989) 460-0341Fax (989) 667-0103

E-Mail [email protected] www.labadieauto.com

Labadie Buick Cadillac GMC711 S. Euclid Ave.Bay City, MI 48706

Terry ReedSales Professional

Used Cars

A special thanks to all of my customers. I appreciate each one of you.

saginaw spirits

Saginaw Spirit vs. Belleville BullsDow Event Center, Saginaw, MI Fri, Jan 31, 2014 7:11 PM

Saginaw Spirit vs. Sudbury WolvesDow Event Center, Saginaw, MI Sat, Jan 18, 2014 7:11 PM

Guelph Storm vs. Saginaw SpiritSleeman Centre, Guelph, ON Sun, Jan 26, 2014 6:30 PM

The NFL Super Bowl 2014, Sunday, February 2nd 2014, 6:20 P.M. ET, NY/NJ Met Life Stadium



“2014 Hair Wars Salute To The

Troops”ARMY ~ MARINES ~ NAVY ~ COAST GUARD ~ AIR FORCE

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(formerly the Hyatt Regency),

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oronlineat:www.adobadearborn.com *enterHairWarsGroupcode:1154 Suits, Shirt, Tie Starting at: $149

Come see Sal for more Deals and Discounts.

Saginaw Suits and Alterations402 N. Michigan, Saginaw, MI 48602

Tel: (989) 752-5169

Business Wedding Church



Documents

The Michigan Banner January 16, 2014 Edition