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PREVIEW:

- A 5 Years to Pay maturing at Retirement Age.

- Available up to 20 Units per person (for Voluntary)

-Acceptance age: 20 to 50 years old (for 60 Y/O Retirement Age)

20 to 55 years old (for 65 Y/O Retirement

Age)

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FEATURES:

• Supplemental Retirement Program Supplemental to:

SSS GSIS Other corporate retirement benefits

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DISTINCT FEATURES:

• Upgradeable

• Life & Premium Protection • Maturity on Retirement

• With Paid-up Whole Life Option

• With Loan Benefit

• Affordable rates

• Short term contribution period; Coverage of up to the Retirement Age.

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BENEFITS:

1. Life Protect: Payment of Benefits to the

Member or to the member’s beneficiary on the following Contingencies*:

Death

Total & Permanent Disability

Terminal Illness

* during the contribution or accumulation period and before reaching the retirement age.

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BENEFITS:

2. Premium Protect: Return of Contributions

Paid on the following Contingencies*: Death

Total & Permanent Disability

Terminal Illness

* during the contribution or accumulation period and before reaching the retirement age.

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BENEFITS:

3. Maturity Value:

Upon survival or retirement of the member:

Payment of the 50 Thousand maturity value*

* on the membership anniversary immediately after reaching the Retirement Age.

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BENEFITS:

4. Program Discontinuation:

Upon the member’s discontinuation of the program:

An amount will be paid to the Employer (if Corporate) or to the Member (If Voluntary)*

* Based on the Table of Program Discontinuation Values.

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BENEFITS:5. Paid-up Whole Life Benefit

Option: Member’s option* to use his Maturity

Value to buy Whole Life Insurance Cover.

* at maturity age

82,000.0019,68730,31365 Years

Old

94,000.0023,52126,47960 Years

Old

Attained Age

Insurance CoverMaximumAmount

Balance DueMember

50,000.00Single Premium

Amount:

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BENEFITS:

6. Loan Benefit*:

> Loan of up to 90% of the Membership Discontinuation Value.

> Available after the member’s 1st year membership.

* during the contribution or accumulation period and before reaching the retirement age.

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ANNUAL CONTRIBUTION PER ATTAINED AGE @ 1 UNIT

FOR VOLUNTARY

9,900.00-55

8,300.009,150.0050

5,370.005,920.0040

3,340.003,790.0030

2,230.002,560.0020

65 Years Old 60 Years Old

MATURITY DATEAttained Age

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ANNUAL CONTRIBUTION PER ATTAINED AGE @ 1 UNIT

FOR CORPORATE

9,000.00-55

7,400.008,200.0050

4,800.005,300.0040

3,000.003,400.0030

2,000.002,300.0020

65 Years Old 60 Years Old

MATURITY DATEAttained Age

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Sample Illustration of Benefits

Assumed Face Amount : Php 1,000,000.00Assumed Maturity Age : 65 Years OldNo. of Units at 50,000 per unit : 20 Units Member’s Age : 25 Years Old Member’s Annual Premium per unit : Php 2,400.00Member’s Annual Premium at 20 Units: Php 48,000.00

Given:

(For Corporate )

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. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .

PREMIUM PROTECT:LIFE PROTECT:

ATTAINED AGE:25 26 27 28 29 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 65

5 YEARSCONTRIBUTION

PERIOD

ACCUMULATION PERIOD

48K96K

144K

192K240K

1.240M

1 M

OR 1M at Retirement

Sample Illustration of Benefits(For Corporate )

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Sample Illustration of Benefits

Assumed Face Amount : Php 1,000,000.00Assumed Maturity Age : 65 Years OldNo. of Units at 50,000 per unit : 20 Units Member’s Age : 25 Years Old Member’s Annual Premium per unit : Php 2,670.00Member’s Annual Premium at 20 Units: Php 53,400.00

Given:

(For Voluntary )

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. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .

PREMIUM PROTECT:LIFE PROTECT:

ATTAINED AGE:25 26 27 28 29 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 65

5 YEARSCONTRIBUTION

PERIOD

ACCUMULATION PERIOD

53.4K106.8

K

160.2K

213.6K

267K

1.267M

1 M

OR 1M at Retirement

Sample Illustration of Benefits(For Voluntary )

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Benefits Payable to the Member:

Case 1: If the Member dies after the third (3rd) year of contribution period

Amount of Benefits:

Php 160,200.00 – Premium Protect benefits at 3rd year of premium contribution

1,000,000.00 - Life Protect benefits _____________________

Php 1,160,200.00 - Total Benefits under the Program, payable to the Member’s beneficiary

Sample Illustration of Benefits

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Condition

Applicant need only be in good health and actively at work at the time of program

effectivity

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Usual underwriting restrictions shall be applied.

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Reminders:

Applications with 1 to 10 units - Non-Medical Limit

Applications with 11 units & up - Submit evidence of insurability (Medical)

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05%3rd Year

05% 2nd Year

15% 1st Year

Corporate Annual Commission

Commission:(This slide is to be showed for Allies and Marketing Associates

only)

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Thank you!