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Applicant's Scores
Applicant's Information
Employment Information
TENANT BACKGROUND REPORT1420 Dupont Street, Toronto, ON, Canada, M6H 0C2
Asking rent - $1200
Date generated13/09/2020
SingleKey ScoreSummary based on credit
& background check results
24/100
Credit ScoreEquifax credit score
493 /850
Rent to IncomeMonthly rent as a %of monthly income
36%Monthly debt payments
Total monthlyinterest payments
Note that the information shown on page 1 and 2, below this point, is based on self-reported data from the tenant application form.
First Name
John
Middle Name Last Name
Doe
Phone
(555)555-5555
Date of Birth
25/08/1990
SSN/SIN Drivers License Number
A0052-24368-20335
Based on applicant provided information
Present Organization
ACME Carpentry
Organization Website
www.acmecarpentry.com
Position Held
Carpenter
Supervisor Name
Steve Smith
Supervisor Phone
(416)666-6666
Supervisor Email
Length of Employment
3 yers
Gross Annual Income
$35000
Additional Income
5000
Other Employment Information
singlekey.com [email protected] 1-(877) 978-1404
$1475
385-069-172
Current Address
Previous Address
Miscellaneous Details
Date Generated13/09/2020
Current Residence
6021 Yonge Street, North York, ON, Canada, M2M 3W2
Length of Stay
01/2018 to Present
Landlord Name
Jennifer Cook
Landlord Email
Landlord Phone
(416)888-8888
Residential Status
Rent
Reason for Leaving
Moving closer to work
Previous Residence
1169 Danforth Avenue, Toronto, ON, Canada, M4J 4B3
Length of Stay
09/2014 to 01/2018
Landlord Name
Jeff Prillo
Landlord Email
Landlord Phone
(416)777-7777
Residential Status
Rent
Reason for Leaving
Needed a bigger space
Question Response
Do you own a car?Ford F-150 ✓
Do you have a pet?German Sheppard ✓
Do you smoke? ✓
Have you ever been convicted of a felony? ✓
Have you ever declared bankruptcy? ✖
Have you ever refused to pay rent? ✖
singlekey.com [email protected] 1-(877) 978-1404
Singlekey Rating Singlekey Score
Background Check
John Doe [email protected]
A0052-24368-20335
1990-08-25
493
Social DetailsSoftcheck is a real-time public information search that searches over 110,000 databases from over 240 countries looking for criminal records, court decisions, negative press, social profiles, public biographies, past employment and more. This is a general search with the tenant details, and we would suggest verifying the validity of the data with the tenant. Please note that the criminal scan here is not the same as RCMP criminal check or local court/police check.
Public Profile
John Doe
John Doe
http://www.facebook.com/john.doe
http://pinterest.com/jdoe
http://www.twitter.com/johnd66
http://www.facebook.com/people/john57680
45 John Street
56 Tecumseth Street
220 Briar Avenue
100 Queen Street
775 Kingston Avenue
56456
44342
34534
T6N 5K6
M1J 3P9
John Doe - Match Found
2019-01-12
2019-01-12
Salt Lake City UT
John Doe 2019-01-12
Financial Details Fail
Potential Positives • No potential positives
Credit Score: 493
GRADE: SCORE: DEFAULT%:
A+ +850-800
1%
A 799-750
2%
CREDIT CHECK ERRORS
No Records Found
UNIT STREET
1190 12 MAIN DR
1201 100 QUEEN ST
162 101 YONGE ST
OCCUPATION
CLEANER
CARPENTER
Debt Summary
REVOLVING CREDIT
TOTAL BALANCE: $14,966.00
MAX LIMIT: $28,000.00
% OF CREDIT USED: 53%
NUMBER OF CARDS: 2
PAST DUE AMOUNT: $5,154.00
LATE PAYMENTS 30/60/90: 2/1/6
MONTHLY PAYMENTS: $129.00
OTHER DEBTS
TOTAL BALANCE:
MAX LIMIT:
% OF CREDIT USED:
$7,346.00
$10,000.00
73%
NUMBER OF LOANS:
PAST DUE AMOUNT: $7,346.00
LATE PAYMENTS 30/60/90: 2/1/1
MONTHLY PAYMENTS:
B+
749-700
5%
CITY
Powered By
B
699-650
15%
Potential Negatives • Poor credit score.• Report shows bankruptcies.• Report shows legal items on file.• Report shows collections.
C+
649-600
31%
C
599-550
51%
D 549-500
71%
CREDIT CHECK WARNINGS
No Records Found
ADDRESSES
STATE/PROVINCE DETAILS
F
<499
87%
SALT LAKE CITY
EDMONTON
NEWMARKET
UT
AB
ON
Second Former Address
Former Address
Current Address
EMPLOYMENT
EMPLOYER
ACME CARPENTRY
TOTAL BALANCE:
MAX LIMIT:
% OF CREDIT USED:
NUMBER OF LOANS:
PAST DUE AMOUNT:
LATE PAYMENTS 30/60/90:
MONTHLY PAYMENTS:
TOTAL BALANCE:
MAX LIMIT:
% OF CREDIT USED:
NUMBER OF LOANS:
PAST DUE AMOUNT:
LATE PAYMENTS 30/60/90:
MONTHLY PAYMENTS:
OTHER CREDIT $0.00
$0.00
0%
0
$0.00
0/0/0
AUTOMOBILE LOANS
$22,118.00
$24,576.00
90%
$0.00
0/0/0
1
$378.00
UNITED AIRLINES
STUDENT
STUDENT LOANS MORTGAGE LOANS $22,883.00
$66,150.00
34%
$0.00
0 / 0 / 0
TOTAL BALANCE:
MAXLIMIT:
% OF CREDIT USED:
NUMBER OF LOANS: PAST
DUE AMOUNT: LATE
PAYMENTS 30/60/90:
MONTHLY PAYMENTS:
TOTAL BALANCE:
MAX LIMIT:
% OF CREDIT USED:
NUMBER OF MORTGAGES:
PAST DUE AMOUNT: LATE
PAYMENTS 30/60/90:
MONTHLY PAYMENTS:
TRADELINE BALANCES CREDIT GRANTOR PAYMENT STATUS DATE OPENED DATE REPORTED ACCOUNT TYPE HIGH CREDIT BALANCE LAST ACTIVITY OR
AMOUNT PAYMENT BELL Paid as agreed and 2014-08-01 2015-11-01 Open $416.00 $0.00 2015-09-01 MOBILITY upto date
Paid as agreed and 2015-12-01 2020-04-01 Revolving $13,000.00 $9,456.00 2020-03-01 CAPITAL ONE upto date COSTCO CARD
CIBC PERSONAL LOAN
2017-12-01 2020-07-01 Installment $10,000.00 $7,346.00 2020-07-01
TD BANKCARD SERVICES
2019-03-01 2020-08-01 Revolving $15,000.00 $5,510.00 2020-08-01
CDA Too new to rate or 2018-09-01 2020-09-01 Installment $66,150.00 $22,883.00 2020-08-01 STUDENT LOANS opened & not used
TOYOTA CREDIT CANADA
Paid as agreed and 2019-03-23 2020-08-01 Auto-loan $24,576.00 $22,118.00 2020-08-01 upto date
TD MORTGAGE At least 120 days 2017-06-01 2020-08-01 Mortgage $185,000.00 $153,460.00 2019-07-01 past due
Bad debt, collection account
Bad debt, collection account
TRADELINE PAYMENTS CREDIT GRANTOR RCODE CREDIT %
USED
BELL O-1 0% MOBILITY
R-1 82% CAPITAL ONECOSTCO CARD
CIBC PERSONAL LOAN
I-9 73%
TD BANK CARD SERVICES
R-9 37%
CDA I-0 34% STUDENT LOANS
MONTHS ACCOUNT NUMBER PAST DUE AMOUNT PAYMENT TERM NARRATIVES REVIEWED
15 *****5246
51 *****9800 $0.00
32 *****31996
18 *****3226 $5,154.00
24 *****5908 $0.00
AMOUNT
Monthly payments
TD MORTGAGE 93% 39 *****0570 $10,893.00 $628.00 M-5
90% TOYOTA CREDIT CANADA 16 *****2049 $0.00 $189.00 R-1
Closed by credit grantor
Mortgage, Monthly payments
Monthly payments
Lease account, Bi-weekly payments
Written-off, Credit counseling
Mortgage, Monthly payments
$129.00
$7,346.00
$0.00
$322.00
$185,000.00
$153,460.00
93%
$10,893.00
2/2/11
$628.00
1
$322.00
INQUIRY DATE
2018-06-21
2018-07-04
2018-08-07
2018-09-07
2018-09-17
2019-02-07
2019-03-10
2019-05-19
2019-06-20
2020-08-31
INQUIRY DATE
2019-05-30
ACCOUNT TYPE LIABILITY AMOUNT
Individual $86,000.00
LOCAL INQUIRIES
CUSTOMER NAME
CAPONE BANK
IA AUTO FINANCE INC
CARFINCO INC
TD AUTO FINANCE CAN
NORTHBATTLEFORD HYUNDAI
TDCT BANK
TD AUTO FINANCE
NORTHBATTLEFORD HYUNDAI
ADT CANADA INC.
TDCT BANK
FOREIGN INQUIRIES
CUSTOMER NAME OR INQUIRY NUMBER INQUIRY PROVINCE
ASSET AMOUNT CUSTOMER
BANKRUPTCIES
CASE NUMBER FILER AND TRUSTEE
*****00181 OFF 232238201 SUP BKRPT ECKERT
ASSOCIATES
COLLECTIONS
JUDGMENTS
None Found
BANK ACCOUNTS
None Found
DEPOSIT ALERTS
None Found
CONSUMER STATEMENTS
None Found
LEGAL NARRATIVE
DATE FILED
2018-02-01
INTENT OR DISPOSITION
Discharged
Public Records
OTHER INCOMES
None Found
NON SUFFICIENT FUNDS
None Found
FRAUD WARNINGS
None Found
SECURED LOANS
None Found
LIENS
None Found
LEGAL ITEMS DATE FILED COURT ENTITY DATE SATISFIED AMOUNT DEFENDANT PLAINTIFF LAWYER NAME
ADDRESS LEGAL ITEM DESCRIPTION
2015-12-01
FILE SINCE DATE
1979-10-01
057VS45033 BC REIGNA
DATE OF LAST DATE OF ACTIVITY REQUEST
2020-08-31 2020-09-22
TOTAL NUMBER OF INQUIRIES
$75,618.00 s
CREDIT FILE METADATAS FILE BUREAU FILE BUREAU
CONTACT
CIBC
HIT
HIT
DATA WARNING MESSAGES
CARD ALERT MESSAGES
Judgment
ALERT INDICATORS
Descriptions CURRENTHOURS
CURRENTAMOUNT
YEAR-TO-DATEHOURS
YEAR-TO-DATEAMOUNT
Regular Pay 80.00 1791.67 86.66 1791.67
Earnings Totals 80.00 1791.67 86.66 1791.67
Descriptions EmployerAmount
EmployeeAmount
EmployerYTD Amt
EmployeeYTD Amt
Federal Employee EI 29.20 29.20Federal Employee CPP/QPP 81.47 81.47Federal Withholding 172.07 172.07ON Withholding 83.61 83.61
Withholdings Totals 366.35 366.35
NET PAY 1425.32 1425.32
Account Amount
**-617845 $1,425.32
Employer Name/Address:ACME Carpentry Inc.10 Dundas St. E, Toronto, ON, M5V0A9
Employee Name/Address:Doe, John78 Tecumseth St, Etobicoke, ON, M5C 0A9
Payroll ID: 1027 Pay Rate: $35,000.00/yr Cycle: 07/01/2017 - 07/15/2017Pay Date: 07/14/2017
DEPOSIT INFORMATIONBank
TD Bank
Applicant Pay Stub
Applicant ID
Pet Weight: 45lbs
Pet Information
ID Type: Driver's License
