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Errors: Advertisements should be checked for accuracy by the advertiser on the first day of publication. The newspaper will be responsible for ONLY the first incorrect insertion and only to the extent of the space that the ad requires. The publisher assumes no financial responsibility for errors nor for omission of copy. STYLE WEEKLY reserves the right to revise, reclassify or reject any advertisement.

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The hR DepaRTmenT by ed harrington

Dear Dream Zone,The tissue inside my mouth “grows” and chocks me. I have to peel it out of my mouth. Sometimes I even peel off the sides of my tongue. I throw bloody chunks of tissue on the ground. I have it often, but haven’t connected it to any specific event. – Kim 31, Toledo, OH

Lauri: Usually, any dream concerning the mouth can be connected to the way you communicate. The way the inside of your mouth grows and chokes you suggests that you get this dream when you are choking back words in real life, when there is something you want to say or need to say but aren’t. The tissue in your mouth grows because the need to say something is growing. Your dream is trying to show you that the longer you hold this in, the more you let the issue grow without speaking up about it, the more of a problem you are causing for yourself. The bloody chunks are a lovely element to this dream, aren’t they? Whenever you see blood in a dream, it is a warning sign that you are allowing something to drain you. In your case, it could be anxiety or worry over what you know you need to speak up about that is draining you. I’m also thinking that your dream is using the imagery of bloody chunks on the ground to represent your fear that if you speak up it will turn into a messy situation. The only way to get these dreams to stop is to say what needs to be said.

Kim replies: Over the last several months I’ve been holding back what I would usually say to a loved one. Sometimes I feel like the things they say don’t even deserve a response, but mainly I’m just tired of their overall attitude. It really does drain me! And I do feel if I speak up it will get messy. I can’t believe how much I can relate to this interpretation. Thank you!

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FULL TIMESenior Application Developer – Technical Lead – Capital One Services, LLC in Richmond, VA; Mult pos avail: Perform tech design, dvlpmnt, modification, & implementation of comp apps using existing & emerging tech platforms. Requires Bachelor’s or higher or foreign equiv in CS/Engineering/CIS/rel tech field, 5 yrs prog, post-bac app dvlpmnt exp; and following skills through formal edu or work exp:Coordinating work of others along multiple workstreams; presentation of complex IT concepts & project metrics to both tech and non-tech audiences; Oracle Siebel; XML; Oracle Database Server; Unix/Linux. Must pass company’s analytical assessment. To apply, visit www.capitalone.com/careers, then search keyword “Application Developer, Senior” or requisition ID 720984.

Senior Statistician – Capital One Services, LLC in Richmond, VA; Mult pos avail: Lead the application of math and stat methods to collect, organize, interpret, & summarize econometric data in order to assist in decision-making & support the dvlpmnt of bus strategy. Requires Master’s degree or foreign equiv in Stat/Math/ Econ/Finance/Engin/Sci/rel quant analytical field; & formal ed or exp in: qual & quant data analysis & reporting; stat modeling; multivariate linear & logistic regression; experimental design; SAS or SQL; advanced time-series modeling techniques; presentation of complex stat concepts & rsrch results to non-stat audience. Must pass company’s analytical assessment. To apply, visit www.capitalone.com/careers, then search keyword “Sr. Statistician” or requisition ID 720841.

Senior Data Analyst – Capital One, National Association in Richmond, VA; Mult pos avail: Perform quant & qual analysis of econometric data, relating constants & variables, restrictions, alternatives, conflicting objectives, & their numerical parameters. Requires Master’s degree or foreign equiv in Econ/Finance/ Engineering/Math/Sci/InfoTech/rel quant analyt field, & formal ed or work exp in: quant & qual data analysis; data modeling; dvlping reports; Teradata or sim relational database tool; SQL. Must pass company’s analytical assessment. To apply, visit www.capitalone.com/careers, then search keyword “Sr. Data Analyst” or requisition ID 717736.

Senior Application Developer – Technical Lead – Capital One Services, LLC in Richmond, VA; Mult pos avail: Responsible for the tech design, dvlpmnt, modification, & implementation of comp apps using existing & emerging tech platforms w/ responsibility for overall delivery of software apps. Requires Bachelor’s or higher or foreign equiv in CS/Engineering/CIS/rel tech field, 5 yrs prog, post-bac app dvlpmnt exp, OR Master’s or foreign equiv in CS/Engineering/CIS/rel tech field, 2 yrs, app dvlpmnt exp; AND 2 yrs IT project mgmt exp; and following skills through formal edu or work exp: Coordinating work of others along multiple workstreams; presentation of complex IT concepts & project metrics to both tech and non-tech audiences; Ab Initio; SQL; Unix/Linux. Must pass company’s analytical assessment. To apply, visit www.capitalone.com/careers, then search keyword “Application Developer, Senior” or requisition ID 720985.

Graphic/Web Designer Established downtown Richmond ad/web agency has great opportunity for professional with strong graphic/web design/ communication skills, good team-player w/sense of humor. Requires bachelors degree, 2 yrs. min. applied exp. Proficient in Adobe CS5, InDesign, Photoshop, Quark, Fireworks, Illustrator, Flash, creative development, print production. Strong production, multi-tasking skills. Programming: HTML, CSS, Javascript/Jquery, content management systems, able to work/troubleshoot all platforms & browsers. Social media, photography skills a plus. Competitive salary, benefits. All Mac work environment, fun, creative atmosphere, free parking, all the coffee you can drink. jobs@advanteadvertising.com

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Across 1. Blouse, e.g.4. Crazed9. Bollywood wraps14. Leave dumbstruck15. Tums target16. 2003 NBA Rookie of the Year Stoudemire17. Because it has key political allies here, you can’t spell this foreign city without spelling 66-Across19. Boarded20. Sorority letter21. Motion approval23. Because she’s one of its great-est historic figures, you can’t spell this woman’s name without spelling 66-Across27. ____ World Tour (sports circuit)28. Love29. Points31. Largest airport in OH32. Available36. Because he wrote many of its patriotic songs, you can’t spell this composer’s name without spelling 66-Across40. Golden, in Guadalajara

41. Where many Apr. checks are sent42. “Immediately!” in the ER43. “The Faerie Queene” character45. A trucker may have one: Abbr.46. Because it’s a Pulitzer Prize-winner about one of its presidents in the 1960s, you can’t spell this book title without spelling 66-Across52. If all goes wrong53. Switz. neighbor54. Answer to “Who’s there?”55. Because it’s one of its most beloved folk tunes, you can’t spell this song title without spelling 66-Across61. Bowling alley button62. A stripper takes it off63. Tibetan milk source64. Blog piece65. Like a river bottom66. This puzzle’s theme

Down 1. ____ Mahal2. Have bills3. ____ diem4. One of Chekhov’s “Three Sisters”5. From square one6. Zip

7. Suffix with Brooklyn or Manhattan8. Spanish road9. Pomona College athletes10. It merged with BP in 199811. Inform against12. It may be dramatic13. Ship18. Escalates22. Sharpens, as a razor23. Got off the bottom?24. ____ wazoo25. With 56-Down, song from “South Pacific”26. Legendary soprano ____ Patti27. Small, medium or large: Abbr.30. ____-Caps (movie snacks)31. Musical ensemble33. Talking-____ (scoldings)34. “Back in the Saddle Again” autobi-ographer35. Jrs. take them37. Greatest importance38. OPEC founding member39. Lunched, say44. Legally impedes46. When some TV news comes on47. Unexpected climax48. Gardener, at times

49. Intimidate50. Like attics, often51. Drunk ____ skunk52. Suffix for the wealthy56. See 25-Down57. Part of RSVP58. Greenwich Village sch.59. “If I Ruled the World” rapper60. Rap sheet initials

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TRUSTEE SALE 9034 Brigadier Rd,

Mechanicsville, VA 23116-0000Hanover County

In execution of a Deed of Trust in the original principal amount of $271,000.00, dated December 7, 2009 recorded in the Clerk’s Office of the Circuit Court of the County Of Hanover, Virginia, in Deed Book 2967, at page 646, default having occurred in the payment of the Note thereby secured and at the request of the holder of said Note, the under signed Substitute Trustee will offer for sale at public auction at the entrance to the Circuit Court Hanover County, Hanover, Virginia, on August 14, 2012 at 9:00 o’clock am the property described in said deed, located at the above address and briefly described as:Lot 6, Block A, Section I, The Bluffs at Bell Creek, with improvements thereon.TERMS OF SALE: CASH: A deposit of $20,000.00, or 10% of the sales price, whichever is lower, cash or certified check, will be required at the time of sale with settlement within fifteen (15) days from the date of sale. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest. Additional terms may be announced at the time of sale. Pursuant to the Federal Fair Debt Collection Practices Act, we advise you that this firm is a debt collector attempting to collect the indebtedness referred to herein and any information we obtain will be used for that purpose.SAMUEL I. WHITE, P.C., Substitute TrusteeThis is a communication from a debt collector.FOR INFORMATION CONTACT: SAMUEL I. WHITE, P.C. (01-017481-12/CONV) 5040 Corporate Woods Drive, Suite 120 Virginia Beach, Virginia 23462 757-457-1460 - Call Between 9:00 a.m. and 11:30 a.m. or visit our website at www.siwpc.net

TRUSTEE SALE 8124 Preakness Ct,

Midlothian, VA 23112Chesterfield County

In execution of a Deed of Trust in the original principal amount of $106,000.00, dated November 18, 2002 recorded in the Clerk’s Office of the Circuit Court of the County Of Chesterfield, Virginia, in Deed Book 4787, at page 663, default having occurred in the payment of the Note thereby secured and at the request of the holder of said Note, the under signed Substitute Trustee will offer for sale at public auction at the entrance to the Courthouse, 9500 Courthouse Road, corner of Iron Bridge Road and Courthouse Road, Chesterfield County, Virginia, on August 14, 2012 at 3:15 o’clock pm the property described in said deed, located at the above address and briefly described as:Lot 20, Section 9, Deer Run, with improvements thereon.TERMS OF SALE: CASH: A deposit of $10,000.00, or 10% of the sales price, whichever is lower, cash or certified check, will be required at the time of sale with settlement within fifteen (15) days from the date of sale. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest. Additional terms may be announced at the time of sale. Pursuant to the Federal Fair Debt Collection Practices Act, we advise you that this firm is a debt collector attempting to collect the indebtedness referred to herein and any information we obtain will be used for that purpose.SAMUEL I. WHITE, P.C., Substitute TrusteeThis is a communication from a debt collector.FOR INFORMATION CONTACT: SAMUEL I. WHITE, P.C. (01-022521-11/CONV) 5040 Corporate Woods Drive, Suite 120 Virginia Beach, Virginia 23462 757-457-1460 - Call Between 9:00 a.m. and 11:30 a.m. or visit our website at www.siwpc.net

TRUSTEE SALE 7364 McCaul Ct,

Mechanicsville, VA 23111-5921Hanover County

In execution of a Deed of Trust in the original principal amount of $253,000.00, dated June 29, 2007 recorded in the Clerk’s Office of the Circuit Court of the County Of Hanover, Virginia, in Deed Book 2884, at page 2086, default having occurred in the payment of the Note thereby secured and at the request of the holder of said Note, the under signed Substitute Trustee will offer for sale at public auction at the entrance to the Circuit Court Hanover County, Hanover, Virginia, on August 14, 2012 at 9:00 o’clock am the property described in said deed, located at the above address and briefly described as: Lot 16, Block C, Section A, Windsor Subdivision, with improvements thereon. TERMS OF SALE: CASH: A deposit of $20,000.00, or 10% of the sales price, whichever is lower, cash or certified check, will be required at the time of sale with settlement within fifteen (15) days from the date of sale. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest. Additional terms may be announced at the time of sale. Pursuant to the Federal Fair Debt Collection Practices Act, we advise you that this firm is a debt collector attempting to collect the indebtedness referred to herein and any information we obtain will be used for that purpose.SAMUEL I. WHITE, P.C., Substitute TrusteeThis is a communication from a debt collector.FOR INFORMATION CONTACT: SAMUEL I. WHITE, P.C. (01-006726-12/CONV) 5040 Corporate Woods Drive, Suite 120 Virginia Beach, Virginia 23462 757-457-1460 - Call Between 9:00 a.m. and 11:30 a.m. or visit our website at www.siwpc.net

Trustee’s Sale7310 Kitchawam Court,

Chesterfield, Virginia 23832(Tax ID No. 764688636700000)

Default having been made in the terms of a certain Deed of Trust dated January 18, 2007, in the original principal amount of $158,900.00 and recorded in the Clerk’s Office of the Circuit Court of the County of Chesterfield, Virginia in Deed Book 7589, page 122, the undersigned Substitute Trustees will sell at public auction on August 15, 2012, at 12:30 p.m., in front of the building housing the Chesterfield County Circuit Court, 9500 Courthouse Road, Chesterfield, VA, the property designated as LOT 5, BLOCK E, SECTION C, on subdivision PLAT OF CREEKWOOD, recorded in the aforesaid Clerk’s Office in Plat Book 28, pages 81 and 82. Sale is subject to all prior liens, easements, restrictions, covenants, and conditions, if any, of record, or other matters which would be disclosed by an accurate survey or inspection of the premises. TERMS: CASH. A deposit of $15,500.00 or 10% of the sale price, whichever is lower, will be required of the successful bidder at time of sale. Prior to the sale, interested bidders will be required to register with and must present a bid deposit which may be held during the sale by the trustee. The bid deposit must be certified funds and/or cash, but no more than $10,000.00 of cash will be accepted. The successful bidder’s deposit will be retained at the sale and applied to the sale price. If held by the trustee, all other bid deposits will be returned to the unsuccessful bidders. Settlement is to be made within 15 days. The successful bidder will be required to execute a Memorandum of Trustee’s Sale, available for review on the Foreclosure Sales page ofwww.glasserlaw.com, outlining additional terms of sale and settlement. A Trustee’s Deed will be prepared by Trustee’s attorney at high bidder’s expense. This is a communication from a debt collector. Atlantic Trustee Services, L.L.C. and/or Lisa Brook Law, PLC, Substitute Trustees, Crown Center Building, Suite 600, 580 East Main Street, Norfolk, VA 23510, File No. 84593, Tel: (757) 321-6465, Between 10:00 a.m. & 12:00 noon only.

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TRUSTEE SALE 13516 Baycraft Terrace,

Midlothian, VA 23112-2165Chesterfield County

In execution of a Deed of Trust in the original principal amount of $130,000.00, dated September 28, 2007 recorded in the Clerk’s Office of the Circuit Court of the County Of Chesterfield, Virginia, in Deed Book 8019, at page 0947, default having occurred in the payment of the Note thereby secured and at the request of the holder of said Note, the under signed Trustee will offer for sale at public auction at the entrance to the Courthouse, 9500 Courthouse Road, corner of Iron Bridge Road and Courthouse Road, Chesterfield County,Virginia, on August 14, 2012 at 3:15 o’clock pm the property described in said deed, located at the above address and briefly described as: Lot 36, Townhomes at Harbour Pointe, with improvements thereon. TERMS OF SALE: CASH: A deposit of $10,000.00, or 10% of the sales price, whichever is lower, cash or certified check, will be required at the time of sale with settlement within fifteen (15) days from the date of sale. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest. Additional terms may be announced at the time of sale. Pursuant to the Federal Fair Debt Collection Practices Act, we advise you that this firm is a debt collector attempting to collect the indebtedness referred to herein and any information we obtain will be used for that purpose.SAMUEL I. WHITE, P.C., TrusteeThis is a communication from a debt collector.FOR INFORMATION CONTACT: SAMUEL I. WHITE, P.C. (01-015160-12/CONV) 5040 Corporate Woods Drive, Suite 120 Virginia Beach, Virginia 23462 757-457-1460 - Call Between 9:00 a.m. and 11:30 a.m. or visit our website at www.siwpc.net

TRUSTEE’S SALE OF 12000 Duckbill Drive, Midlothian, VA 23113. In execution of a certain deed of trust dated October 20, 2009, in the original principal amount of $193,587.00 recorded in the Clerk’s Office, Circuit Court for Chesterfield County, Virginia, in Deed Book 8911 Page 0240, default having occurred in the payment of the Note thereby secured and at the request of the holder, the undersigned Substitute Trustee will offer for sale at public auction in the front of the Circuit Court building for Chesterfield County, 9500 Courthouse Road, Chesterfield, Virginia, on August 31, 2012, at 12:00 PM, the property described in said deed of trust, located at the above address, and more particularly described as follows: ALL THAT CERTAIN LOT, PIECE OR PARCEL OF LAND WITH THE IMPROVEMENTS THEREON AND APPURTENANCES THERETO BELONGING, LYING AND BEING IN THE COUNTY OF CHESTERFIELD, VIRGINIA, SHOWN AND DESIGNATED AS LOT 17, BLOCK B, SECTION C-1, ON SUBDIVISION PLAT OF OLDE COACH VILLAGE, RECORDED IN THE CLERK’S OFFICE, CIRUCIT COURT, CHESTERFIELD COUNTY, VIRGINIA, IN PLAT BOOK 21, PAGE 11, TO WHICH PLAT REFERENCE IS HEREBY MADE FOR A MORE PARTICULAR DESCRIPTION OF THE PROPERTY HEREBY CONVEYED..TERMS OF SALE: ALL CASH. A bidder’s deposit of ten percent (10%) of the sale price or ten percent (10%) of the original principal balance of the subject deed of trust, whichever is lower, in the form of cash or certified funds payable to the Substitute Trustee must be present at the time of the sale. The balance of the purchase price will be due within fifteen (15) days of sale, otherwise Purchaser’s deposit may be forfeited to Trustee. Time is of the essence. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest . Additional terms to be announced at the sale. A form copy of the Trustee’s memorandum of foreclosure sale and contract to purchase real property is available for viewing at www.bwwsales.com. This is a communication from a debt collector and any information obtained will be used for that purpose. The sale is subject to seller confirmation. Substitute Trustee: Equity Trustees, LLC, 8100 Three Chopt Rd., Suite 240, Richmond, VA 23229, (703)548-4600. For information contact: BWW Law Group, LLC, attorneys for Equity Trustees, LLC, 4520 East West Highway, Suite 200, Bethesda, MD 20814, (301) 961-6555, website: www.bwwsales.com. BWW# 131665 A-4276592 07/25/2012, 08/01/2012

NOTICE OF TRUSTEE’S SALE OFPROPERTY LOCATED AT

515 A&B NORTH 24th STREETRICHMOND, VIRGINIA 23223

In execution of a Deed of Trust in the original principal amount of $264,000.00 from HSSN St. Properties, LLC, dated December 13, 2007, recorded December 13, 2007 as Instrument #070040280 among the land records for the City of Richmond, Virginia, as modified by a Modification Of Deed Of Trust dated February 8, 2008, recorded February 8, 2008 as Instrument #080003614 among the land records for the City of Richmond, Virginia, default having occurred, the Substitute Trustee, who was appointed by the instrument recorded as Instrument #120010234 among the land records of the City of Richmond, Virginia, at the direction of the secured party, will offer for sale at public auction to the highest bidder, on August 16, 2012 at 11:00 A.M., local time, at the main entrance of the Circuit Court for the City of Richmond, 400 North 9th Street Richmond, VA 23219-15407, the realty and personalty described in the said Deed of Trust located at the above address and briefly described as: 515 A & B North 24th Street, including common area, Richmond, Virginia 23223; Real Property Tax Map Reference Nos. E0000336030, E0000336031, and E0000336025. TERMS OF SALE: Cash. The Property will be auctioned as an entirety; bidders deposit of not more than $50,000 in cash, certified or cashier’s check may be required with settlement within 15 days or deposit forfeit; the Substitute Trustee reserves the right to waive the bidders deposit, postpone the sale, review the qualifications of all bidders, and/or reject all bids; “AS IS” without representation or warranty of any kind (including but not limited to) any representations regarding zoning, subdivision compliance, access, physical condition, parties in possession, topography, soil type or content, environmental conditions affecting the property, availability of public utilities, freedom from structural defects, construction in a workmanlike manner, and fitness for habitation; any personalty sold WITHOUT ANY IMPLIED WARRANTY OF MERCHANTABILITY OR FITNESS FOR A PARTICULAR PURPOSE; sale subject to all other prior liens, conditions, restrictions, rights-of-way, easements, and reservations of record; Additional terms, including the execution of a Memorandum of Sale will be announced at the sale. Time shall be of the essence with respect to all terms. Pursuant to the Federal Fair Debt Collection Practices Act, we advise you that we are a debt collector and any information obtained will be used for that purpose. FOR INFORMATION CONTACT: James A. Yergin, Substitute Trustee, 5290 Old Alexandria Turnpike, Warrenton, Virginia 20187, (540)207-3292.

NOTICE OF TRUSTEE’S SALE OFPROPERTY LOCATED AT

507 A&B NORTH 32nd STREET, RICHMOND, VIRGINIA 23223

In execution of a Deed of Trust in the original principal amount of $258,370 from HSSN St. Properties, LLC, dated November 14, 2005, recorded November 14, 2005 as Instrument #050039809 among the land records for the City of Richmond, Virginia, as modified by a Modification Of Deed Of Trust dated June 9, 2006, recorded June 9, 2006 as Instrument #060019385 among the land records for the City of Richmond, Virginia, default having occurred, the Substitute Trustee, who was appointed by the instrument recorded as Instrument #120010235 among the land records of the City of Richmond, Virginia, at the direction of the secured party, will offer for sale at public auction to the highest bidder, on August 16, 2012 at 11:10 A.M., local time, at the main entrance of the Circuit Court for the City of Richmond, 400 North 9th Street Richmond, VA 23219-15407, the realty and personalty described in the said Deed of Trust located at the above address and briefly described as: 507 A & B North 32nd Street, including common area, Richmond, Virginia 23223; Real Property Tax Map Reference Nos. E0000809028, E0000809029, and E0000809018. TERMS OF SALE: Cash. The Property will be auctioned as an entirety; bidders deposit of not more than $50,000 in cash, certified or cashier’s check may be required with settlement within 15 days or deposit forfeit; the Substitute Trustee reserves the right to waive the bidders deposit, postpone the sale, review the qualifications of all bidders, and/or reject all bids; “AS IS” without representation or warranty of any kind (including but not limited to) any representations regarding zoning, subdivision compliance, access, physical condition, parties in possession, topography, soil type or content, environmental conditions affecting the property, availability of public utilities, freedom from structural defects, construction in a workmanlike manner, and fitness for habitation; any personalty sold WITHOUT ANY IMPLIED WARRANTY OF MERCHANTABILITY OR FITNESS FOR A PARTICULAR PURPOSE; sale subject to all other prior liens, conditions, restrictions, rights-of-way, easements, and reservations of record; Additional terms, including the execution of a Memorandum of Sale will be announced at the sale. Time shall be of the essence with respect to all terms. Pursuant to the Federal Fair Debt Collection Practices Act, we advise you that we are a debt collector and any information obtained will be used for that purpose. FOR INFORMATION CONTACT: James A. Yergin, Substitute Trustee, 5290 Old Alexandria Turnpike, Warrenton, Virginia 20187, (540)207-3292.

TRUSTEE SALE 10827 Good Oak Lane,

Glen Allen, VA 23060Henrico County

In execution of a Deed of Trust in the original principal amount of $135,000.00, dated October 10, 2002 recorded in the Clerk’s Office of the Circuit Court of the County Of Henrico, Virginia, in Deed Book 3324, at page 1370, default having occurred in the payment of the Note thereby secured and at the request of the holder of said Note, the under­signed Substitute Trustee will offer for sale at public auction at the entrance to the Circuit Court Building of the County of Henrico, corner of Parham Road and Hungary Spring Road, Henrico County, Virginia, on August 14, 2012 at 1:00 o’clock pm the property described in said deed, located at the above address and briefly described as:consisting of 1.212 Acres, 0.21 mile west of the western line of Mountain Road, all as shown on a plat of survey by Balzar and Associates, Inc., dated August 24, 1987 recorded in Deed Book 2108, at page 891, with improvements thereon.TOGETHER WITH a non-exclusive 15 foot right of way running along the northwest line of subject property for egress and ingress to the property from Mountain Road.TERMS OF SALE: CASH: A deposit of $10,000.00, or 10% of the sales price, whichever is lower, cash or certified check, will be required at the time of sale with settlement within fifteen (15) days from the date of sale. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post­sale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest. Additional terms may be announced at the time of sale. Pursuant to the Federal Fair Debt Collection Practices Act, we advise you that this firm is a debt collector attempting to collect the indebtedness referred to herein and any information we obtain will be used for that purpose.SAMUEL I. WHITE, P.C., Substitute TrusteeThis is a communication from a debt collector.FOR INFORMATION CONTACT: SAMUEL I. WHITE, P.C. (01-011690-12/CONV) 5040 Corporate Woods Drive, Suite 120 Virginia Beach, Virginia 23462 757­457­1460 ­ Call Between 9:00 a.m. and 11:30 a.m. or visit our website at www.siwpc.net

July 12, 2012 VIRGINIA: IN THE CIRCUIT COURT FOR THE COUNTY OF CHESTERFIELDVIRGINIA SNEAD Plaintiff,v.HAROLD DOUGLAS SNEAD, PATRICIA WOOSLEY and JOHN DOE AND JANE DOE PARTIES UNKNOWN, Defendants, et al.Case No. CL11-1836

ORDER OF PUBLICATIONThe object of this suit is for the Court to declare that Virginia Snead is the owner of certain real estate in Chesterfield County, Virginia, Tax Map Parcel 754-714-7787-00000 and 754-714-7969-00000, commonly known as 1813 and 1731 Chatsworth Avenue (collectively, the “Property”), respectively, or in the alternative for the Court to partition the Property or order the sale of the Property and distribute the net proceeds to the owners after reimbursing appropriate parties for taxes and other expenses paid in connection with the Property.It appearing that the Defendant Patricia Woosley resides outside of Virginia, and parties unknown may have an interest in the Property, it is ORDERED that the Defendants, Patricia Woosley, and any parties unknown who have an interest in the Property appear before this Court before the 5th day of September, 2012, at 9:00 a.m. and do what is necessary to protect their interest herein.William H. Shewmake, Esquire LeClairRyan Riverfront Plaza, East Tower 951 E. Byrd Street, 8th Floor Richmond, VA 23219 Copy Teste: Judy L. Worthington, Clerk

TRUSTEE’S SALE OF 4306 Overridge Drive, Chester, VA 23831. In execution of a certain deed of trust dated August 08, 2006, in the original principal amount of $230,550.00 recorded in the Clerk’s Office, Circuit Court for Chesterfield County, Virginia, in Deed Book 7287 Page 0514, default having occurred in the payment of the Note thereby secured and at the request of the holder, the undersigned Substitute Trustee will offer for sale at public auction in the front of the Circuit Court building for Chesterfield County, 9500 Courthouse Road, Chesterfield, Virginia, on August 17, 2012, at 12:03 PM, the property described in said deed of trust, located at the above address, and more particularly described as follows: ALL THOSE CERTAIN LOTS, PIECES OR PARCELS OF LAND AND APPURTENANCES THERETO, LYING AND BEING IN CHESTERFIELD COUNTY, VIRGINIA, DESIGNATED AS LOT 2, GREENBRIAR WOODS-SECTION 1, ON PLAT BY TIMMONS GROUP ENTITLED “GREENBRIAR WOODS- SECTION 1 “, DATED MAY 21, 2004, RECORDED JUNE 14, 2004, IN THE CLERK’S OFFICE, CIRCUIT COURT, CHESTERFIELD COUNTY, VIRGINIA, IN PLAT BOOK 144, PAGE 71.TERMS OF SALE: ALL CASH. A bidder’s deposit of ten percent (10%) of the sale price or ten percent (10%) of the original principal balance of the subject deed of trust, whichever is lower, in the form of cash or certified funds payable to the Substitute Trustee must be present at the time of the sale. The balance of the purchase price will be due within fifteen (15) days of sale, otherwise Purchaser’s deposit may be forfeited to Trustee. Time is of the essence. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest . Additional terms to be announced at the sale. A form copy of the Trustee’s memorandum of foreclosure sale and contract to purchase real property is available for viewing at www.bwwsales.com. This is a communication from a debt collector and any information obtained will be used for that purpose. The sale is subject to seller confirmation. Substitute Trustee: Equity Trustees, LLC, 8100 Three Chopt Rd., Suite 240, Richmond, VA 23229, (703)548-4600. For information contact: BWW Law Group, LLC, attorneys for Equity Trustees, LLC, 4520 East West Highway, Suite 200, Bethesda, MD 20814, (301) 961-6555, website: www.bwwsales.com. BWW# 143870 A-4279364 08/01/2012, 08/08/2012

TRUSTEE’S SALE OF 11720 Clear Ridge Drive,

Midlothian, VA 23112. In execution of a certain deed of trust dated April 21, 2005, in the original principal amount of $156,000.00 recorded in the Clerk’s Office, Circuit Court for Chesterfield County, Virginia, in Deed Book 6356 Page 485, default having occurred in the payment of the Note thereby secured and at the request of the holder, the undersigned Substitute Trustee will offer for sale at public auction in the front of the Circuit Court building for Chesterfield County, 9500 Courthouse Road, Chesterfield, Virginia, on August 17, 2012, at 12:02 PM, the property described in said deed of trust, located at the above address, and more particularly described as follows: ALL THAT CERTAIN LOT, PIECE OR PARCEL OF LAND WITH IMPROVEMENTS THEREON AND APPURTENANCES THERETO BELONGING, LYING AND BEING IN CHESTERFIELD COUNTY, VIRGINIA, AND DESIGNATED AS LOT 94, CLAY POINTE SECTION “A,” AS SHOWN ON PLAT OF SURVEY MADE BY BALZER AND ASSOCIATES, INC., ENTITLED “CLAY POINTE, SECTION “A,” DATED JANUARY 30, 1997, RECORDED APRIL 23, 1997, IN THE CLERK’S OFFICE, CIRCUIT COURT, CHESTERFIELD COUNTY, VIRGINIA, IN PLAT BOOK 93, PAGES 91-94, AND TO WHICH PLAT REFERENCE IS HEREBY MADE FOR A MORE PARTICULAR DESCRIPTION..TERMS OF SALE: ALL CASH. A bidder’s deposit of ten percent (10%) of the sale price or ten percent (10%) of the original principal balance of the subject deed of trust, whichever is lower, in the form of cash or certified funds payable to the Substitute Trustee must be present at the time of the sale. The balance of the purchase price will be due within fifteen (15) days of sale, otherwise Purchaser’s deposit may be forfeited to Trustee. Time is of the essence. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest . Additional terms to be announced at the sale. A form copy of the Trustee’s memorandum of foreclosure sale and contract to purchase real property is available for viewing at www.bwwsales.com. This is a communication from a debt collector and any information obtained will be used for that purpose. The sale is subject to seller confirmation. Substitute Trustee: Equity Trustees, LLC, 8100 Three Chopt Rd., Suite 240, Richmond, VA 23229, (703)548-4600. For information contact: BWW Law Group, LLC, attorneys for Equity Trustees, LLC, 4520 East West Highway, Suite 200, Bethesda, MD 20814, (301) 961-6555, website: www.bwwsales.com. BWW# 142663

Trustee’s Sale3154 Ellwood Avenue,

Richmond, Virginia 23221(Tax ID No. W0001407063)

Default having been made in the terms of a certain Deed of Trust dated May 28, 2009, in the original principal amount of $205,000.00 and recorded in the Clerk’s Office of the Circuit Court of the City of Richmond, Virginia as Instrument No. 09-11710, the undersigned Substitute Trustees will sell at public auction on August 15, 2012, at 11:15 a.m., in front of the building housing the Richmond Circuit Court, 400 North 9th Street, at the entrance facing Clay Street (8th and Clay Streets), Richmond, VA, the property designated as No. 3154 Ellwood Avenue, lying and being in the City of Richmond, Virginia, as shown on plat of survey made dated May 22, 2002, entitled “Improvements on Premises Known as #3154 Ellwood Avenue in Richmond, Va.”, a copy of which is attached to a deed recorded May 30, 2002, in the aforesaid Clerk’s Office as Instrument No. 02-016692. Sale is subject to all prior liens, easements, restrictions, covenants, and conditions, if any, of record, or other matters which would be disclosed by an accurate survey or inspection of the premises. TERMS: CASH. A deposit of $20,500.00 or 10% of the sale price, whichever is lower, will be required of the successful bidder at time of sale. Prior to the sale, interested bidders will be required to register with and must present a bid deposit which may be held during the sale by the trustee. The bid deposit must be certified funds and/or cash, but no more than $10,000.00 of cash will be accepted. The successful bidder’s deposit will be retained at the sale and applied to the sale price. If held by the trustee, all other bid deposits will be returned to the unsuccessful bidders. Settlement is to be made within 15 days. The successful bidder will be required to execute a Memorandum of Trustee’s Sale, available for review on the Foreclosure Sales page ofwww.glasserlaw.com, outlining additional terms of sale and settlement. A Trustee’s Deed will be prepared by Trustee’s attorney at high bidder’s expense. This is a communication from a debt collector. Atlantic Trustee Services, L.L.C., Substitute Trustee, Crown Center Building, Suite 600, 580 East Main Street, Norfolk, VA 23510, File No. 98252, Tel: (757) 321-6465, Between 10:00 a.m. & 12:00 noon only.

TRUSTEE’S SALE619 Village Gate Drive, Midlothian, VA 23114

Parcel ID 729706841500000

Pursuant to the terms of a deed of trust dated May 13, 2005, in the original principal amount of $173,950.00, recorded in the Clerk’s Office of the Circuit Court of Chesterfield County, Virginia, in Deed Book 6385, Page 686, the property briefly described below will be offered for sale at public auction:

Lot 24, Sycamore Village, Sec. B, as shown on a plat recorded in the aforesaid Clerk’s Office in Plat Book 101, Pages 54-55, and as more particularly described in the referenced deed of trust.

The sale will take place on august 15, 2012, at 4:00 p.m., at the front entrance to the building housing the Circuit Court of Chesterfield County, located at 9500 Courthouse Road, Chesterfield, VA.

The property and the improvements thereon will be sold “AS IS” and without representation or warranties of any kind. The sale is subject to all liens, encumbrances, conditions, easements and restrictions, if any, superior to the mentioned deed of trust and lawfully affecting the property.

Terms: A deposit in the form of CERtIFIED FuNDs in the amount of $17,000.00 or 10% of the successful bid, whichever is lower, is required of any bidder at the time of sale. Closing within fifteen (15) days of sale. Time is of the essence. Additional terms will be announced at sale. Purchaser to pay all closing costs. Sale subject to seller confirmation. Pursuant to the Federal Fair Debt Collection Practices Act, we advise you that this firm is a debt collector attempting to collect the indebtedness referred to herein, and any information we obtain will be used for that purpose.

Evans & Bryant, PLC, Substitute Trustee

FOR INFORMATION CONTACT: Jennifer, Assistant to Julian A. Bryant, Jr., at Evans & Bryant, PLC, Substitute Trustee, 2101 Parks Avenue, Suite 301, Virginia Beach, VA 23451. 1-757-437-9500 (1228275).

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TRUSTEE’S SALE OF 3913 Montclair Road, Richmond, VA 23223. In execution of a certain deed of trust dated April 24, 2006, in the original principal amount of $158,100.00 recorded in the Clerk’s Office, Circuit Court for Henrico County, Virginia, in Deed Book 4108 Page 1035, default having occurred in the payment of the Note thereby secured and at the request of the holder, the undersigned Substitute Trustee will offer for sale at public auction in the front of the Circuit Court building for Henrico County, 4301 E. Parham Road, Richmond, Virginia, on August 10, 2012, at 10:01 AM, the property described in said deed of trust, located at the above address, and more particularly described as follows: ALL THAT CERTAIN LOT OR PARCEL OF LAND, WITH IMPROVEMENTS THEREON AND APPURTENANCES THERETO BELONGING, LYING, AND BEING IN FAIRFIELD DISTRICT, HENRICO COUNTY, VIRGINIA, AND KNOWN AND DESIGNATED AS LOT 4, BLOCK F, SECTION III, MAPLEWOOD FARMS, AS SHOWN ON A PLAT MADE BY BALZER AND ASSOCIATES, INC., DATED APRIL 5, 1988, AND RECORDED JUNE 21, 1988, IN THE CLERK’S OFFICE, CIRCUIT COURT, HENRICO COUNTY, VIRGINIA, IN PLAT BOOK 87, PAGE 56, TO WHICH PLAT REFERENCE IS HEREBY MADE FOR A MORE PARTICULAR DESCRIPTION OF SAID PROPERTY.TERMS OF SALE: ALL CASH. A bidder’s deposit of ten percent (10%) of the sale price or ten percent (10%) of the original principal balance of the subject deed of trust, whichever is lower, in the form of cash or certified funds payable to the Substitute Trustee must be present at the time of the sale. The balance of the purchase price will be due within fifteen (15) days of sale, otherwise Purchaser’s deposit may be forfeited to Trustee. Time is of the essence. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest . Additional terms to be announced at the sale. A form copy of the Trustee’s memorandum of foreclosure sale and contract to purchase real property is available for viewing at www.bwwsales.com. This is a communication from a debt collector and any information obtained will be used for that purpose. The sale is subject to seller confirmation. Substitute Trustee: Equity Trustees, LLC, 8100 Three Chopt Rd., Suite 240, Richmond, VA 23229, (703)548-4600. For information contact: BWW Law Group, LLC, attorneys for Equity Trustees, LLC, 4520 East West Highway, Suite 200, Bethesda, MD 20814, (301) 961-6555, website: www.bwwsales.com. BWW# 133314 A-4276446 07/25/2012, 08/01/2012

TRUSTEE’S SALE OF 12607 Lancy Court, Midlothian, VA 23114. In execution of a certain deed of trust dated July 29, 2005, in the original principal amount of $203,960.00 recorded in the Clerk’s Office, Circuit Court for Chesterfield County, Virginia, in Deed Book 6548 Page 723, default having occurred in the payment of the Note thereby secured and at the request of the holder, the undersigned Substitute Trustee will offer for sale at public auction in the front of the Circuit Court building for Chesterfield County, 9500 Courthouse Road, Chesterfield, Virginia, on August 31, 2012, at 12:02 PM, the property described in said deed of trust, located at the above address, and more particularly described as follows: ALL THAT CERTAIN LOT, PIECE OR PARCEL OF LAND WITHIMPROVEMENTS THEREON AND APPURTENANCES THERETO, SITUATE, LYING AND BEING IN MIDLOTHIAN DISTRICT, CHESTERFIELD COUNTY, VIRGINIA AND KNOWN, NUMBERED AND DESIGNATED AS LOT 73, BLOCK H, SECTION N, WALTON PARK, AS SHOWN ON SUBDIVISION PLAT ENTITLED “WALTON PARK, SECTION N”, MADE BY J.K. TIMMONS AND ASSOCIATES, DATED NOVEMBER 1, 1985, RECORDED DECEMBER 9, 1985, IN THE CLERK’S OFFICE, CIRCUIT COURT, CHESTERFIELD COUNTY, VIRGINIA, IN PLAT BOOK 51, PAGE 78.TERMS OF SALE: ALL CASH. A bidder’s deposit of ten percent (10%) of the sale price or ten percent (10%) of the original principal balance of the subject deed of trust, whichever is lower, in the form of cash or certified funds payable to the Substitute Trustee must be present at the time of the sale. The balance of the purchase price will be due within fifteen (15) days of sale, otherwise Purchaser’s deposit may be forfeited to Trustee. Time is of the essence. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest . Additional terms to be announced at the sale. A form copy of the Trustee’s memorandum of foreclosure sale and contract to purchase real property is available for viewing at www.bwwsales.com. This is a communication from a debt collector and any information obtained will be used for that purpose. The sale is subject to seller confirmation. Substitute Trustee: Equity Trustees, LLC, 8100 Three Chopt Rd., Suite 240, Richmond, VA 23229, (703)548-4600. For information contact: BWW Law Group, LLC, attorneys for Equity Trustees, LLC, 4520 East West Highway, Suite 200, Bethesda, MD 20814, (301) 961-6555, website: www.bwwsales.com. BWW# 139933 A-4276593 07/25/2012, 08/01/2012

TRUSTEE’S SALE OF 1513 Hardwood Terrace, Midlothian, VA 23114. In execution of a certain deed of trust dated October 11, 2004, in the original principal amount of $210,000.00 recorded in the Clerk’s Office, Circuit Court for Chesterfield County, Virginia, in Deed Book 6006 Page 0769, default having occurred in the payment of the Note thereby secured and at the request of the holder, the undersigned Substitute Trustee will offer for sale at public auction in the front of the Circuit Court building for Chesterfield County, 9500 Courthouse Road, Chesterfield, Virginia, on August 17, 2012, at 12:02 PM, the property described in said deed of trust, located at the above address, and more particularly described as follows: ALL THAT CERTAIN LOT, PIECE OR PARCEL OF LAND, LYING AND BEING IN THE CHESTERFIELD COUNTY, VIRGINIA, KNOWN AND DESIGNATED AS LOT 5, SECTION E, ST. JAMES WOODS, ALL AS SHOWN ON PLAT OF SUBDIVISION PREPARED BY BALZER AND ASSOCIATES, INC., DATED OCTOBER 21, 1994, AND ENTITLED “ST. JAMES WOODS, SECTION E”, RECORDED DECEMBER 6, 1994, IN THE CLERK’S OFFICE, CIRCUIT COURT, COUNTY OF CHESTERFIELD, VIRGINIA, IN PLAT BOOK 86, PAGE 42, TO WHICH PLAT REFERENCE IS HEREBY MADE FOR A MORE PARTICULAR DESCRIPTION OF THE PROPERTY HEREBY CONVEYED.TERMS OF SALE: ALL CASH. A bidder’s deposit of ten percent (10%) of the sale price or ten percent (10%) of the original principal balance of the subject deed of trust, whichever is lower, in the form of cash or certified funds payable to the Substitute Trustee must be present at the time of the sale. The balance of the purchase price will be due within fifteen (15) days of sale, otherwise Purchaser’s deposit may be forfeited to Trustee. Time is of the essence. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest . Additional terms to be announced at the sale. A form copy of the Trustee’s memorandum of foreclosure sale and contract to purchase real property is available for viewing at www.bwwsales.com. This is a communication from a debt collector and any information obtained will be used for that purpose. The sale is subject to seller confirmation. Substitute Trustee: Equity Trustees, LLC, 8100 Three Chopt Rd., Suite 240, Richmond, VA 23229, (703)548-4600. For information contact: BWW Law Group, LLC, attorneys for Equity Trustees, LLC, 4520 East West Highway, Suite 200, Bethesda, MD 20814, (301) 961-6555, website: www.bwwsales.com. BWW# 139369 A-4276597 07/25/2012, 08/01/2012

TRUSTEE’S SALE OF 1721 Bellamy Place, Glen Allen, VA 23060. In execution of a certain deed of trust dated May 29, 2003, in the original principal amount of $219,933.00 recorded in the Clerk’s Office, Circuit Court for Henrico County, Virginia, in Deed Book 3463 Page 1585, default having occurred in the payment of the Note thereby secured and at the request of the holder, the undersigned Substitute Trustee will offer for sale at public auction in the front of the Circuit Court building for Henrico County, 4301 E. Parham Road, Richmond, Virginia, on August 17, 2012, at 10:03 AM, the property described in said deed of trust, located at the above address, and more particularly described as follows: ALL THAT CERTAIN LOT, PIECE OR PARCEL OF LAND, WITH THE IMPROVEMENTS THEREON AND THE APPURTENANCES THERETO BELONGING, LYING AND BEING IN HENRICO COUNTY, VIRGINIA, SHOWN AND DESIGNATED AS LOT 6, BLOCK B, SECTION 1, MAGNOLIA RIDGE ON SUBDIVISION PLAT OF “MAGNOLIA RIDGE, SECTION 1”, PREPARED BY JORDAN CONSULTING ENGINEERS, P.C., DATED JUNE 5, 1995, AND RECORDED IN THE CLERK’S OFFICE, CIRCUIT COURT, HENRICO COUNTY, VIRGINIA, IN PLAT BOOK 101, PAGES 81 THROUGH 92, TO WHICH PLAT REFERENCE IS MADE FOR A MORE PARTICULAR DESCRIPTION.TERMS OF SALE: ALL CASH. A bidder’s deposit of ten percent (10%) of the sale price or ten percent (10%) of the original principal balance of the subject deed of trust, whichever is lower, in the form of cash or certified funds payable to the Substitute Trustee must be present at the time of the sale. The balance of the purchase price will be due within fifteen (15) days of sale, otherwise Purchaser’s deposit may be forfeited to Trustee. Time is of the essence. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest . Additional terms to be announced at the sale. A form copy of the Trustee’s memorandum of foreclosure sale and contract to purchase real property is available for viewing at www.bwwsales.com. This is a communication from a debt collector and any information obtained will be used for that purpose. The sale is subject to seller confirmation. Substitute Trustee: Equity Trustees, LLC, 8100 Three Chopt Rd., Suite 240, Richmond, VA 23229, (703)548-4600. For information contact: BWW Law Group, LLC, attorneys for Equity Trustees, LLC, 4520 East West Highway, Suite 200, Bethesda, MD 20814, (301) 961-6555, website: www.bwwsales.com. BWW# 134188 A-4276445 07/25/2012, 08/01/2012

TRUSTEE’S SALE OF 4725 Verlinda Drive, Richmond, VA 23237. In execution of a certain deed of trust dated February 23, 2009, in the original principal amount of $220,376.00 recorded in the Clerk’s Office, Circuit Court for Chesterfield County, Virginia, in Deed Book 8608 Page 0018, default having occurred in the payment of the Note thereby secured and at the request of the holder, the undersigned Substitute Trustee will offer for sale at public auction in the front of the Circuit Court building for Chesterfield County, 9500 Courthouse Road, Chesterfield, Virginia, on September 07, 2012, at 12:00 PM, the property described in said deed of trust, located at the above address, and more particularly described as follows: ALL THAT CERTAIN LOT OR PARCEL OF LAND, WITH IMPROVEMENTS THEREON AND APPURTENANCES THERETO, BELONGING, LYING AND BEING IN CHESTERFIELD COUNTY, VIRGINIA, KNOWN AND DESIGNATED AS LOT 15, BLOCK D, SECTION 3, KENDALE ACRES, AS SHOWN ON A PLAT PREPARED BY M. F. FLOYD, CERTIFIED LAND SURVEYOR, DATED FEBRUARY 28, 1974, RECORDED MARCH 28, 1974, IN THE CLERK’S OFFICE, CIRCUIT COURT, CHESTERFIELD COUNTY, VIRGINIA, IN PLAT BOOK 22, PAGE 13, 14 AND 15, AND TO WHICH PLAT REFERENCE IS HEREBY MADE FOR A MORE PARTICULAR DESCRIPTION OF THE PROPERTY HEREBY CONVEYED..TERMS OF SALE: ALL CASH. A bidder’s deposit of ten percent (10%) of the sale price or ten percent (10%) of the original principal balance of the subject deed of trust, whichever is lower, in the form of cash or certified funds payable to the Substitute Trustee must be present at the time of the sale. The balance of the purchase price will be due within fifteen (15) days of sale, otherwise Purchaser’s deposit may be forfeited to Trustee. Time is of the essence. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest . Additional terms to be announced at the sale. A form copy of the Trustee’s memorandum of foreclosure sale and contract to purchase real property is available for viewing at www.bwwsales.com. This is a communication from a debt collector and any information obtained will be used for that purpose. The sale is subject to seller confirmation. Substitute Trustee: Equity Trustees, LLC, 8100 Three Chopt Rd., Suite 240, Richmond, VA 23229, (703)548-4600. For information contact: BWW Law Group, LLC, attorneys for Equity Trustees, LLC, 4520 East West Highway, Suite 200, Bethesda, MD 20814, (301) 961-6555, website: www.bwwsales.com. BWW# 120629 A-4279369 08/01/2012, 08/08/2012

TRUSTEE’S SALE814 Louisiana Street, Richmond, VA 23231

Parcel ID E0001570033

Pursuant to the terms of a deed of trust dated January 25, 2007, in the original principal amount of $176,852.00, recorded in the Clerk’s Office of the Circuit Court of the City of Richmond, Virginia, as Instrument No. 070003229, the property briefly described below will be offered for sale at public auction:

Lot 20, Fulton Addition, Sec. 1, Phase 2, as shown on a plat recorded in the aforesaid Clerk’s Office in Plat Book 6, Page 5725, and as more particularly described in the referenced deed of trust.

The sale will take place on august 15, 2012, at 11:30 a.m., at the front entrance to the building housing the Circuit Court of the City of Richmond, located at 400 N. Ninth Street, Richmond, VA.

The property and the improvements thereon will be sold “AS IS” and without representation or warranties of any kind. The sale is subject to all liens, encumbrances, conditions, easements and restrictions, if any, superior to the mentioned deed of trust and lawfully affecting the property.

Terms: A deposit in the form of CERtIFIED FuNDs in the amount of $10,000.00 or 10% of the successful bid, whichever is lower, is required of any bidder at the time of sale. Closing within fifteen (15) days of sale. Time is of the essence. Additional terms will be announced at sale. Purchaser to pay all closing costs. Sale subject to seller confirmation. Pursuant to the Federal Fair Debt Collection Practices Act, we advise you that this firm is a debt collector attempting to collect the indebtedness referred to herein, and any information we obtain will be used for that purpose.

Evans & Bryant, PLC, Substitute Trustee

FOR INFORMATION CONTACT: Jennifer, Assistant to Julian A. Bryant, Jr., at Evans & Bryant, PLC, Substitute Trustee, 2101 Parks Avenue, Suite 301, Virginia Beach, VA 23451. 1-757-437-9500 (1228267).

TRUSTEE’S SALE6108 Oakano Drive, Richmond, VA 23231

Parcel ID 804-706-2388

Pursuant to the terms of a deed of trust dated May 22, 2006, in the original principal amount of $135,200.00, recorded in the Clerk’s Office of the Circuit Court of Henrico County, Virginia, in Deed Book 4126, Page 993, the property briefly described below will be offered for sale at public auction:

Lot 3, Block B, Oakland Village, Sec. A, as shown on a plat recorded in the aforesaid Clerk’s Office in Plat Book 57, Pages 49-50, and as more particularly described in the referenced deed of trust.

The sale will take place on august 15, 2012, at 12:15 p.m., at the front entrance to the building housing the Circuit Court of Henrico County, located at 4301 East Parham Road, Henrico, VA.

The property and the improvements thereon will be sold “AS IS” and without representation or warranties of any kind. The sale is subject to all liens, encumbrances, conditions, easements and restrictions, if any, superior to the mentioned deed of trust and lawfully affecting the property.

Terms: a deposit in the form of CERtIFIED FuNDs in the amount of $10,000.00 or 10% of the successful bid, whichever is lower, is required of any bidder at the time of sale. Closing within fifteen (15) days of sale. Time is of the essence. Additional terms will be announced at sale. Purchaser to pay all closing costs. Sale subject to seller confirmation. Pursuant to the Federal Fair Debt Collection Practices Act, we advise you that this firm is a debt collector attempting to collect the indebtedness referred to herein, and any information we obtain will be used for that purpose.

Evans & Bryant, PLC, Substitute Trustee

FOR INFORMATION CONTACT: Jennifer, Assistant to Julian A. Bryant, Jr., at Evans & Bryant, PLC, Substitute Trustee, 2101 Parks Avenue, Suite 301, Virginia Beach, VA 23451. 1-757-437-9500 (1228265).

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TRUSTEE SALE5725 Hereld Green

Dr, Chesterfield, VA 23832-4048 In execution of a Deed of Trust in the original principal amount of $232,720.00, datedMarch 14, 2007 recorded in the Clerk’s Office of the Circuit Court of the County Of Chesterfield, Virginia, in Deed Book 7690, at page 0311, default having occurred in the payment of the Note thereby secured and at the request of the holder of said Note, the under signed Substitute Trustee will offer for sale at public auction at the entrance to theCourthouse, 9500 Courthouse Road, corner of Iron Bridge Road and Courthouse Road, Chesterfield County, Virginia, on August 7, 2012 at 3:15 o’clock pm the property described in said deed, located at the above address and briefly described as: Lot 74, Qualla Farms, Section G, with improvements thereon. TERMS OF SALE: CASH: A deposit of $20,000.00, or 10% of the sales price, whichever is lower, cash or certified check, will be required at the time of sale with settlement within fifteen (15) days from the date of sale. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest. Additional terms may be announced at the time of sale. Pursuant to the Federal Fair Debt Collection Practices Act, we advise you that this firm is a debt collector attempting to collect the indebtedness referred to herein and any information we obtain will be used for that purpose.SAMUEL I. WHITE, P.C., Substitute TrusteeThis is a communication from a debt collector.FOR INFORMATION CONTACT:SAMUEL I. WHITE, P.C. (40-016057-12/CONV)5040 Corporate Woods Drive, Suite 120Virginia Beach, Virginia 23462757-457-1460 - Call Between 9:00 a.m. and 11:30 a.m.or visit our website at www.siwpc.net

TRUSTEE SALE6905 Able Rd, Chesterfield, VA 23832-

8414

In execution of a Deed of Trust in the original principal amount of $140,900.00, datedJuly 31, 2006 recorded in the Clerk’s Office of the Circuit Court of the County Of Chesterfield, Virginia, in Deed Book 7273, at page 0419, default having occurred in the payment of the Note thereby secured and at the request of the holder of said Note, the under signed Trustee will offer for sale at public auction at the entrance to the Courthouse, 9500 Courthouse Road, corner of Iron Bridge Road and Courthouse Road, Chesterfield County, Virginia, on August 7, 2012 at 3:15 o’clock pm the property described in said deed, located at the above address and briefly described as: Lot 59, Block A, Section 2, Holly Ridge, with improvements thereon. TERMS OF SALE: CASH: A deposit of $10,000.00, or 10% of the sales price, whichever is lower, cash or certified check, will be required at the time of sale with settlement within fifteen (15) days from the date of sale. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest. Additional terms may be announced at the time of sale. Pursuant to the Federal Fair Debt Collection Practices Act, we advise you that this firm is a debt collector attempting to collect the indebtedness referred to herein and any information we obtain will be used for that purpose.SAMUEL I. WHITE, P.C., TrusteeThis is a communication from a debt collector.FOR INFORMATION CONTACT:SAMUEL I. WHITE, P.C. (44022-08/CONV)5040 Corporate Woods Drive, Suite 120Virginia Beach, Virginia 23462757-457-1460 - Call Between 9:00 a.m. and 11:30 a.m.or visit our website at www.siwpc.net

TRUSTEE’S SALE OF 12101 Timbernorth Court, Midlothian, VA 23112. In execution of a certain deed of trust dated December 18, 2008, in the original principal amount of $166,798.00 recorded in the Clerk’s Office, Circuit Court for Chesterfield County, Virginia, in Deed Book 8539 Page 0904, default having occurred in the payment of the Note thereby secured and at the request of the holder, the undersigned Substitute Trustee will offer for sale at public auction in the front of the Circuit Court building for Chesterfield County, 9500 Courthouse Road, Chesterfield, Virginia, on August 31, 2012, at 12:01 PM, the property described in said deed of trust, located at the above address, and more particularly described as follows: ALL THAT CERTAIN LOT, PIECE OR PARCEL OF LAND, WITH ALL IMPROVEMENTS THEREON AND APPURTENANCES THERETO BELONGING, LYING AND BEING IN MATOACA MAGISTERIAL DISTRICT, CHESTERFIELD COUNTY, VIRGINIA, KNOWN, NUMBERED AND DESIGNATED AS LOT 1 TIMBERMILL NORTH, AS SHOWN ON THAT CERTAIN PLAT OF SUBDIVISION ENTITLED “TIMBERMILL NORTH, MATOACAMAGISTERIAL DISTRICT, CHESTERFIELD COUNTY, VIRGINIA”, PREPARED BY JORDAN CONSULTING ENGINEERS, P.C., DATED JUNE 30, 1993, RECORDED MARCH 22, 1994, IN THE CLERK’S OFFICE, CIRCUIT COURT, COUNTY OF CHESTERFIELD, VIRGINIA IN PLAT BOOK 83 PAGES 85 AND 86, AND TO WHICH PLAT REFERENCE IS HEREBY MADE FOR A MORE PARTICULAR DESCRIPTION OF THE PROPERTY HEREBY CONVEYED..TERMS OF SALE: ALL CASH. A bidder’s deposit of ten percent (10%) of the sale price or ten percent (10%) of the original principal balance of the subject deed of trust, whichever is lower, in the form of cash or certified funds payable to the Substitute Trustee must be present at the time of the sale. The balance of the purchase price will be due within fifteen (15) days of sale, otherwise Purchaser’s deposit may be forfeited to Trustee. Time is of the essence. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest . Additional terms to be announced at the sale. A form copy of the Trustee’s memorandum of foreclosure sale and contract to purchase real property is available for viewing at www.bwwsales.com. This is a communication from a debt collector and any information obtained will be used for that purpose. The sale is subject to seller confirmation. Substitute Trustee: Equity Trustees, LLC, 8100 Three Chopt Rd., Suite 240, Richmond, VA 23229, (703)548-4600. For information contact: BWW Law Group, LLC, attorneys for Equity Trustees, LLC, 4520 East West Highway, Suite 200, Bethesda, MD 20814, (301) 961-6555, website: www.bwwsales.com. BWW# 139034 A-4276594 07/25/2012, 08/01/2012

Trustee’s Sale2212 Flat Branch Court,

Richmond a/k/a Henrico, Virginia 23233(Tax ID No. 738-751-4110)

Default having been made in the terms of a certain Deed of Trust dated February 9, 2005, in the original principal amount of $236,000.00 and recorded in the Clerk’s Office of the Circuit Court of the County of Henrico, Virginia in Deed Book 3839, Page 2392, the undersigned Substitute Trustees will sell at public auction on August 15, 2012, at 10:00 a.m., in front of the building housing the Henrico County Circuit Court, 4301 E. Parham Road, E. Parham and Hungary Spring Roads, Richmond, VA, the property designated as Lot 8, Block B, Section A of Ridgefield Green as described on Plat of Survey dated May 3, 1995, recorded May 22, 1995 in Plat Book 101, Page 51, known as “Ridgefield Green Section A”. Sale is subject to all prior liens, easements, restrictions, covenants, and conditions, if any, of record, or other matters which would be disclosed by an accurate survey or inspection of the premises. TERMS: CASH. A deposit of $23,500.00 or 10% of the sale price, whichever is lower, will be required of the successful bidder at time of sale. Prior to the sale, interested bidders will be required to register with and must present a bid deposit which may be held during the sale by the trustee. The bid deposit must be certified funds and/or cash, but no more than $10,000.00 of cash will be accepted. The successful bidder’s deposit will be retained at the sale and applied to the sale price. If held by the trustee, all other bid deposits will be returned to the unsuccessful bidders. Settlement is to be made within 15 days. The successful bidder will be required to execute a Memorandum of Trustee’s Sale, available for review on the Foreclosure Sales page ofwww.glasserlaw.com, outlining additional terms of sale and settlement. A Trustee’s Deed will be prepared by Trustee’s attorney at high bidder’s expense. This is a communication from a debt collector. Atlantic Trustee Services, L.L.C., Substitute Trustee, Crown Center Building, Suite 600, 580 East Main Street, Norfolk, VA 23510, File No. 99171, Tel: (757) 321-6465, Between 10:00 a.m. & 12:00 noon only.

TRUSTEE SALE 100 Swanage Rd, Richmond, VA 23236-3543

Chesterfield CountyIn execution of a Deed of Trust in the original principal amount of $160,000.00, dated August 2, 2007 recorded in the Clerk’s Office of the Circuit Court of theC ounty Of Chesterfield, Virginia, in Deed Book 7933, at page 609, default having occurred in the payment of the Note thereby secured and at the request of the holder of said Note, the under signed Trustee will offer for sale at public auction at the entrance to the Courthouse, 9500 Courthouse Road, corner of Iron Bridge Road and Courthouse Road, Chesterfield County, Virginia, on August 9, 2012 at 11:15 o’clock am the property described in said deed, located at the above address and briefly described as: Lot 9, Block F, Section B, Shenandoah, with improvements thereon.TERMS OF SALE: CASH: A deposit of $15,000.00, or 10% of the sales price, whichever is lower, cash or certified check, will be required at the time of sale with settlement within fifteen (15) days from the date of sale. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest. Additional terms may be announced at the time of sale. Pursuant to the Federal Fair Debt Collection Practices Act, we advise you that this firm is a debt collector attempting to collect the indebtedness referred to herein and any information we obtain will be used for that purpose.SAMUEL I. WHITE, P.C., TrusteeThis is a communication from a debt collector.FOR INFORMATION CONTACT: SAMUEL I. WHITE, P.C. (40-016176-12/CONV) 5040 Corporate Woods Drive, Suite 120 Virginia Beach, Virginia 23462 757-457-1460 - Call Between 9:00 a.m. and 11:30 a.m. or visit our website at www.siwpc.net

TRUSTEE SALE 2105 Dresden Rd, Richmond, VA 23229-3107

Henrico CountyIn execution of a Deed of Trust in the original principal amount of $175,000.00, dated March 28, 2006 recorded in the Clerk’s Office of the Circuit Court of the County Of Henrico, Virginia, in Deed Book 4091, at page 2382, default having occurred in the payment of the Note thereby secured and at the request of the holder of said Note, the under­signed Substitute Trustee will offer for sale at public auction at the entrance to the Circuit Court Building of the County of Henrico, corner of Parham Road and Hungary Spring Road, Henrico County, Virginia, on August 9, 2012 at 9:00 o’clock am the property described in said deed, located at the above address and briefly described as:Lot 4, Block A, Wedgewood Park, Section C, with improvements thereon.TERMS OF SALE: CASH: A deposit of $15,000.00, or 10% of the sales price, whichever is lower, cash or certified check, will be required at the time of sale with settlement within fifteen (15) days from the date of sale. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post­sale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest. Additional terms may be announced at the time of sale. Pursuant to the Federal Fair Debt Collection Practices Act, we advise you that this firm is a debt collector attempting to collect the indebtedness referred to herein and any information we obtain will be used for that purpose.SAMUEL I. WHITE, P.C., Substitute TrusteeThis is a communication from a debt collector.FOR INFORMATION CONTACT: SAMUEL I. WHITE, P.C. (01-004481-12/CONV) 5040 Corporate Woods Drive, Suite 120 Virginia Beach, Virginia 23462 757­457­1460 ­ Call Between 9:00 a.m. and 11:30 a.m. or visit our website at www.siwpc.net

TRUSTEE SALE 10277 Still Spring Court,

Mechanicsville, VA 23116-5109Hanover County

In execution of a Deed of Trust in the original principal amount of $232,000.00, dated July 7, 2005 recorded in the Clerk’s Office of the Circuit Court of the County Of Hanover, Virginia, in Deed Book 2541, at page 706, default having occurred in the payment of the Note thereby secured and at the request of the holder of said Note, the under­signed Substitute Trustee will offer for sale at public auction at the entrance to the Circuit Court Hanover County, Hanover, Virginia, on August 14, 2012 at 9:00 o’clock am the property described in said deed, located at the above address and briefly described as: Lot 44, Block B, Section II, on subdivision plat of Kings Charter, with improvements thereon. TERMS OF SALE: CASH: A deposit of $20,000.00, or 10% of the sales price, whichever is lower, cash or certified check, will be required at the time of sale with settlement within fifteen (15) days from the date of sale. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post­sale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest. Additional terms may be announced at the time of sale. Pursuant to the Federal Fair Debt Collection Practices Act, we advise you that this firm is a debt collector attempting to collect the indebtedness referred to herein and any information we obtain will be used for that purpose.SAMUEL I. WHITE, P.C., Substitute TrusteeThis is a communication from a debt collector.FOR INFORMATION CONTACT: SAMUEL I. WHITE, P.C. (40-001795-12/CONV) 5040 Corporate Woods Drive, Suite 120 Virginia Beach, Virginia 23462 757­457­1460 ­ Call Between 9:00 a.m. and 11:30 a.m. or visit our website at www.siwpc.net

TRUSTEE SALE 3014 Letcher Ave, Richmond, VA 23222-3147In execution of a Deed of Trust in the original principal amount of $90,400.00, dated December 15, 2006 recorded in the Clerk’s Office of the Circuit Court of the City Of Richmond, Virginia, in Instrument 060043331, at page 1108, default having occurred in the payment of the Note thereby secured and at the request of the holder of said Note, the under signed Substitute Trustee will offer for sale at public auction at the entrance to the John Marshall Courts Building, 400 North 9th Street, Richmond, Virginia, on August 16, 2012 at10:00 o’clock am the property described in said deed, located at the above address and briefly described as:Lots 357 and 371, Highland Terrace Annex, with improvements thereon.TERMS OF SALE: CASH: A deposit of $7,500.00, or 10% of the sales price, whichever is lower, cash or certified check, will be required at the time of sale with settlement within fifteen (15) days from the date of sale. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest. Additional terms may be announced at the time of sale.Pursuant to the Federal Fair Debt Collection Practices Act, we advise you that this firm is a debt collector attempting to collect the indebtedness referred to herein and any information we obtain will be used for that purpose.SAMUEL I. WHITE, P.C., Substitute TrusteeThis is a communication from a debt collector.FOR INFORMATION CONTACT: SAMUEL I. WHITE, P.C. (40-015278-11/CONV) 5040 Corporate Woods Drive, Suite 120 Virginia Beach, Virginia 23462 757-457-1460 - Call Between 9:00 a.m. and 11:30 a.m. or visit our website at www.siwpc.net

TRUSTEE SALE 1409 Chambers Street,

Richmond, VA 23224-7807In execution of a Deed of Trust in the original principal amount of $40,100.00, dated September 27, 2006 recorded in the Clerk’s Office of the Circuit Court of the City Of Richmond, Virginia, in Instrument 060033710, at page 1291, default having occurred in the payment of the Note thereby secured and at the request of the holder of said Note, the under signed Substitute Trustee will offer for sale at public auction at the entrance to the John Marshall Courts Building, 400 North 9th Street, Richmond, Virginia, on August 14, 2012 at2:00 o’clock pm the property described in said deed, located at the above address and briefly described as: Lot 21, Block C, Center Hill, with improvements thereon. TERMS OF SALE: CASH: A deposit of $2,500.00, or 10% of the sales price, whichever is lower, cash or certified check, will be required at the time of sale with settlement within fifteen (15) days from the date of sale. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest. Additional terms may be announced at the time of sale.Pursuant to the Federal Fair Debt Collection Practices Act, we advise you that this firm is a debt collector attempting to collect the indebtedness referred to herein and any information we obtain will be used for that purpose.SAMUEL I. WHITE, P.C., Substitute TrusteeThis is a communication from a debt collector.FOR INFORMATION CONTACT: SAMUEL I. WHITE, P.C. (40-019016-12/CONV) 5040 Corporate Woods Drive, Suite 120 Virginia Beach, Virginia 23462 757-457-1460 - Call Between 9:00 a.m. and 11:30 a.m. or visit our website at www.siwpc.net

TRUSTEE SALE 5916 Greenfinch Rd, Richmond, VA 23237

Chesterfield CountyIn execution of a Deed of Trust in the original principal amount of $153,000.00, dated December 21, 2006 recorded in the Clerk’s Office of the Circuit Court of the County Of Chesterfield, Virginia, in Deed Book 7550, at page 0629, default having occurred in the payment of the Note thereby secured and at the request of the holder of said Note, the under signed Trustee will offer for sale at public auction at the entrance to the Courthouse, 9500 Courthouse Road, corner of Iron Bridge Road and Courthouse Road, Chesterfield County,Virginia, on August 16, 2012 at 11:15 o’clock am the property described in said deed, located at the above address and briefly described as: Lot 6, Block A, HOLLYBERRY HILLS, Section A, with improvements thereon. TERMS OF SALE: CASH: A deposit of $15,000.00, or 10% of the sales price, whichever is lower, cash or certified check, will be required at the time of sale with settlement within fifteen (15) days from the date of sale. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest. Additional terms may be announced at the time of sale. Pursuant to the Federal Fair Debt Collection Practices Act, we advise you that this firm is a debt collector attempting to collect the indebtedness referred to herein and any information we obtain will be used for that purpose.SAMUEL I. WHITE, P.C., TrusteeThis is a communication from a debt collector.FOR INFORMATION CONTACT: SAMUEL I. WHITE, P.C. (01-012701-12/CONV) 5040 Corporate Woods Drive, Suite 120 Virginia Beach, Virginia 23462 757-457-1460 - Call Between 9:00 a.m. and 11:30 a.m. or visit our website at www.siwpc.net

Trustee’s Sale7519 Mayland Drive,

Richmond, Virginia 23294(Tax ID No. 760-752-7704)

Default having been made in the terms of a certain Deed of Trust dated May 20, 2004, in the original principal amount of $120,000.00 and recorded in the Clerk’s Office of the Circuit Court of the County of Henrico, Virginia in Deed Book 3672, at Page 1240, the undersigned Substitute Trustees will sell at public auction on August 15, 2012, at 10:00 a.m., in front of the building housing the Henrico County Circuit Court, 4301 E. Parham Road (E. Parham and Hungary Spring Roads), Richmond, VA, the property designated as Lot 5, BLOCK B, TUCKAHOE PARK, as shown on that certain plat, dated March 9, 1955 and recorded April 26, 1955 in Plat Book 26, Pages 65 and 66, of the aforesaid Clerk’s Office. Sale is subject to all prior liens, easements, restrictions, covenants, and conditions, if any, of record, or other matters which would be disclosed by an accurate survey or inspection of the premises. TERMS: CASH. A deposit of$12,000.00 or 10% of the sale price, whichever is lower, will be required of the successful bidder at time of sale. Prior to the sale, interested bidders will be required to register with and must present a bid deposit which may be held during the sale by the trustee. The bid deposit must be certified funds and/or cash, but no more than $10,000.00 of cash will be accepted. The successful bidder’s deposit will be retained at the sale and applied to the sale price. If held by the trustee, all other bid deposits will be returned to the unsuccessful bidders. Settlement is to be made within 15 days. The successful bidder will be required to execute a Memorandum of Trustee’s Sale, available for review on the Foreclosure Sales page of www.glasserlaw.com, outlining additional terms of sale and settlement. A Trustee’s Deed will be prepared by Trustee’s attorney at high bidder’s expense. This is a communication from a debt collector. Glasser and Glasser, P.L.C. and/or Atlantic Trustee Services, L.L.C., Substitute Trustee, Crown Center Building, Suite 600, 580 East Main Street, Norfolk, VA 23510, File No. 94420, Tel:(757) 321-6465, Between 10:00 a.m. & 12:00 noon only.

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TRUSTEE SALE 7628 Barkbridge Road,

Chesterfield, VA 23832-8288In execution of a Deed of Trust in the original principal amount of $215,000.00, dated July 24, 2007 recorded in the Clerk’s Office of the Circuit Court of the County Of Chesterfield, Virginia, in Deed Book 7916, at page 0118, default having occurred in the payment of the Note thereby secured and at the request of the holder of said Note, the under signed Substitute Trustee will offer for sale at public auction at the entrance to the Courthouse, 9500 Courthouse Road, corner of Iron Bridge Road and Courthouse Road, Chesterfield County, Virginia, on August 2, 2012 at 11:15 o’clock am the property described in said deed, located at the above address and briefly described as: Lot 30, Block F, Section 7, PENNWOOD, with improvements thereon. TERMS OF SALE: CASH: A deposit of $20,000.00, or 10% of the sales price, whichever is lower, cash or certified check, will be required at the time of sale with settlement within fifteen (15) days from the date of sale. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest. Additional terms may be announced at the time of sale. Pursuant to the Federal Fair Debt Collection Practices Act, we advise you that this firm is a debt collector attempting to collect the indebtedness referred to herein and any information we obtain will be used for that purpose.SAMUEL I. WHITE, P.C., Substitute TrusteeThis is a communication from a debt collector.FOR INFORMATION CONTACT: SAMUEL I. WHITE, P.C. (40-023688-11/CONV) 5040 Corporate Woods Drive, Suite 120 Virginia Beach, Virginia 23462 757-457-1460 - Call Between 9:00 a.m. and 11:30 a.m. or visit our website at www.siwpc.net

TRUSTEE SALE 907 Bradley Lane,

Richmond, VA 23225-4305In execution of a Deed of Trust in the original principal amount of $101,000.00, dated August 4, 2005 recorded in the Clerk’s Office of the Circuit Court of the City Of Richmond, Virginia, in Instrument 050026446, at page 1092, default having occurred in the payment of the Note thereby secured and at the request of the holder of said Note, the under signed Trustee will offer for sale at public auction at the entrance to the John Marshall Courts Building, 400 North 9th Street, Richmond, Virginia, on August 7, 2012 at 2:00 o’clock pm the property described in said deed, located at the above address and briefly described as:Lot 38, Norwood Park, recorded in the Clerk’s Office of the Circuit Court of Chesterfield County, Virginia in Plat Book 8, Page 90, with improvements thereon.TERMS OF SALE: CASH: A deposit of $10,000.00, or 10% of the sales price, whichever is lower, cash or certified check, will be required at the time of sale with settlement within fifteen (15) days from the date of sale. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest. Additional terms may be announced at the time of sale. Pursuant to the Federal Fair Debt Collection Practices Act, we advise you that this firm is a debt collector attempting to collect the indebtedness referred to herein and any information we obtain will be used for that purpose.SAMUEL I. WHITE, P.C., TrusteeThis is a communication from a debt collector.FOR INFORMATION CONTACT: SAMUEL I. WHITE, P.C. (01-000144-12/CONV) 5040 Corporate Woods Drive, Suite 120 Virginia Beach, Virginia 23462 757-457-1460 - Call Between 9:00 a.m. and 11:30 a.m. or visit our website at www.siwpc.net

Trustee’s Sale3012 Brookforest Road,

Midlothian, Virginia 23112(Tax ID No. 739688323200000)

Default having been made in the terms of a certain Deed of Trust dated October 16, 2003, in the original principal amount of $37,200.00 and recorded in the Clerk’s Office of the Circuit Court of the County of Chesterfield, Virginia in Deed Book 5468, Page 828, the undersigned Substitute Trustees will sell at public auction on August 22, 2012, at 12:30 p.m., in front of the building housing the Chesterfield County Circuit Court, 9500 Courthouse Road, Chesterfield, VA, the property designated as Lot 29, Block H, Section D, Clarendon, as shown on plat on survey, dated April 26, 1978, a copy of which is recorded in the aforesaid Clerk’s Office in plat Book 31, page 29, Sale is subject to all prior liens, (including the lien of a prior Deed of Trust) easements, restrictions, covenants, and conditions, if any, of record, or other matters which would be disclosed by an accurate survey or inspection of the premises. TERMS: CASH. A deposit of$3,500.00 or 10% of the sale price, whichever is lower, will be required of the successful bidder at time of sale. Prior to the sale, interested bidders will be required to register with and must present a bid deposit which may be held during the sale by the trustee. The bid deposit must be certified funds and/or cash, but no more than $10,000.00 of cash will be accepted. The successful bidder’s deposit will be retained at the sale and applied to the sale price. If held by the trustee, all other bid deposits will be returned to the unsuccessful bidders. Settlement is to be made within 15 days. The successful bidder will be required to execute a Memorandum of Trustee’s Sale, available for review on the Foreclosure Sales page of www.glasserlaw.com, outlining additional terms of sale and settlement. A Trustee’s Deed will be prepared by Trustee’s attorney at high bidder’s expense. This is a communication from a debt collector. Glasser and Glasser, P.L.C., and/or Atlantic Trustee Services, L.L.C., Substitute Trustees, Crown Center Building, Suite 600, 580 East Main Street, Norfolk, VA 23510, File No. 91763, Tel: (757) 321-6465, Between 10:00 a.m. & 12:00 noon only.

TRUSTEE SALE2418 E. Franklin Street Unit

109, Richmond, VA 23223-7874

In execution of a Deed of Trust in the original principal amount of $177,350.00, datedAugust 22, 2007 recorded in the Clerk’s Office of the Circuit Court of the City Of Richmond, Virginia, in Instrument 070028966, at page 300, default having occurred in the payment of the Note thereby secured and at the request of the holder of said Note, the under signed Substitute Trustee will offer for sale at public auction at the entrance to the John Marshall Courts Building, 400 North 9th Street, Richmond, Virginia, on August 7, 2012 at2:00 o’clock pm the property described in said deed, located at the above address and briefly described as:Unit 109, Church Hill Gables, together with an undivided interest in the common elements. Together with garage parking space designated as PS4. TERMS OF SALE: CASH: A deposit of $15,000.00, or 10% of the sales price, whichever is lower, cash or certified check, will be required at the time of sale with settlement within fifteen (15) days from the date of sale. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest. Additional terms may be announced at the time of sale. Pursuant to the Federal Fair Debt Collection Practices Act, we advise you that this firm is a debt collector attempting to collect the indebtedness referred to herein and any information we obtain will be used for that purpose.SAMUEL I. WHITE, P.C., Substitute TrusteeThis is a communication from a debt collector. FOR INFORMATION CONTACT: SAMUEL I. WHITE, P.C. (01-014903-12/CONV) 5040 Corporate Woods Drive, Suite 120, Virginia Beach, Virginia 23462757-457-1460 - Call Between 9:00 a.m. and 11:30 a.m.or visit our website at www.siwpc.net

TRUSTEE SALE 13476 Greenwood Church Rd,

Ashland, VA 23005-7106Hanover County

In execution of a Deed of Trust in the original principal amount of $190,062.00, dated May 30, 2002 recorded in the Clerk’s Office of the Circuit Court of the County Of Hanover, Virginia, in Deed Book 1847, at page 345, default having occurred in the payment of the Note thereby secured and at the request of the holder of said Note, the under­signed Substitute Trustee will offer for sale at public auction at the entrance to the Circuit Court Hanover County, Hanover, Virginia, on August 7, 2012 at 9:00 o’clock am the property described in said deed, located at the above address and briefly described as:containing 2.493 acres, more or less, as shown as Parcel A, on the plat, entitled “Plat 2 Parcels of Land located about 4.5 miles northwest of Ashland, South AnnaDistrict, Hanover County, Virginia,” recorded in Deed Book 658, page 433, with improvements thereon. “Subject to easements, restrictions, rights of way, covenants and reservations of record.”TERMS OF SALE: CASH: A deposit of $15,000.00, or 10% of the sales price, whichever is lower, cash or certified check, will be required at the time of sale with settlement within fifteen (15) days from the date of sale. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post­sale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest. Additional terms may be announced at the time of sale. Pursuant to the Federal Fair Debt Collection Practices Act, we advise you that this firm is a debt collector attempting to collect the indebtedness referred to herein and any information we obtain will be used for that purpose.SAMUEL I. WHITE, P.C., Substitute TrusteeThis is a communication from a debt collector.FOR INFORMATION CONTACT: SAMUEL I. WHITE, P.C. (40-014502-12/CONV) 5040 Corporate Woods Drive, Suite 120 Virginia Beach, Virginia 23462 757­457­1460 ­ Call Between 9:00 a.m. and 11:30 a.m. or visit our website at www.siwpc.net

Trustee’s Sale5902 Ridge Road, Richmond a/k/a Henrico, Virginia 23227

(Tax ID No. 788-753-5855)

Default having been made in the terms of a certain Deed of Trust dated March 20, 2007, in the original principal amount of $210,000.00 and recorded in the Clerk’s Office of the Circuit Court of the County of Henrico, Virginia in Deed Book 4330, Page 2590, the undersigned Substitute Trustees will sell at public auction on August 8, 2012, at 10:00 a.m., in front of the building housing the Henrico County Circuit Court, 4301 E. Parham Road (E. Parham and Hungary Spring Roads), Richmond, VA, the property designated as Lot 5, Block F, Section 5, Chamberlayne Farms on that certain plat entitled “Plat Showing Improvements on Lot 5 and a Portion of the Well Lot, Block F, Plat of Chamberlayne Farms, Section 5, in the Fairfield District of Henrico County, Virginia”, dated April 2, 1991, a copy of which is attached to and made a part of the deed recorded in Deed Book 2288, Page 2061. Sale is subject to all prior liens, easements, restrictions, covenants, and conditions, if any, of record, or other matters which would be disclosed by an accurate survey or inspection of the premises. TERMS: CASH. A deposit of $21,000.00 or 10% of the sale price, whichever is lower, will be required of the successful bidder at time of sale. Prior to the sale, interested bidders will be required to register with and must present a bid deposit which may be held during the sale by the trustee. The bid deposit must be certified funds and/or cash, but no more than $10,000.00 of cash will be accepted. The successful bidder’s deposit will be retained at the sale and applied to the sale price. If held by the trustee, all other bid deposits will be returned to the unsuccessful bidders. Settlement is to be made within 15 days. The successful bidder will be required to execute a Memorandum of Trustee’s Sale, available for review on the Foreclosure Sales page ofwww.glasserlaw.com, outlining additional terms of sale and settlement. A Trustee’s Deed will be prepared by Trustee’s attorney at high bidder’s expense. This is a communication from a debt collector. Glasser and Glasser, P.L.C., and/or Atlantic Trustee Services, L.L.C., Substitute Trustees, Crown Center Building, Suite 600, 580 East Main Street, Norfolk, VA 23510, File No. 93277, Tel: (757) 321-6465, Between 10:00 a.m. & 12:00 noon only.

TRUSTEE SALE2041 Airy Circle, Richmond, VA 23238

Henrico CountyIn execution of a Deed of Trust in the original principal amount of $144,031.00, datedSeptember 6, 2005 recorded in the Clerk’s Office of the Circuit Court of the County Of Henrico, Virginia, in Deed Book 3960, at page 1720, default having occurred in the payment of the Note thereby secured and at the request of the holder of said Note, the under signed Substitute Trustee will offer for sale at public auction at the entrance to the Circuit Court Building of the County of Henrico, corner of Parham Road and Hungary Spring Road, Henrico County, Virginia, on August 9, 2012 at 9:00 o’clock am the property described in said deed, located at the above address and briefly described as:Lot 2, Block M, Section C, Knollingwood, with improvements thereon. TERMS OF SALE: CASH: A deposit of $10,000.00, or 10% of the sales price, whichever is lower, cash or certified check, will be required at the time of sale with settlement within fifteen (15) days from the date of sale. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest. Additional terms may be announced at the time of sale. Pursuant to the Federal Fair Debt Collection Practices Act, we advise you that this firm is a debt collector attempting to collect the indebtedness referred to herein and any information we obtain will be used for that purpose.SAMUEL I. WHITE, P.C., Substitute TrusteeThis is a communication from a debt collector. FOR INFORMATION CONTACT: SAMUEL I. WHITE, P.C. (01-016082-10/VA) 5040 Corporate Woods Drive, Suite 120Virginia Beach, Virginia 23462757-457-1460 - Call Between 9:00 a.m. and 11:30 a.m.or visit our website at www.siwpc.net

TRUSTEE SALE2406 Alycia Avenue, Richmond, VA 23228-

3813Henrico County

In execution of a Deed of Trust in the original principal amount of $112,000.00, datedApril 4, 2006 recorded in the Clerk’s Office of the Circuit Court of the County Of Henrico, Virginia, in Deed Book 4097, at page 0260, default having occurred in the payment of the Note thereby secured and at the request of the holder of said Note, the under signed Substitute Trustee will offer for sale at public auction at the entrance to theCircuit Court Building of the County of Henrico, corner of Parham Road and Hungary Spring Road, Henrico County, Virginia, on August 7, 2012 at 1:00 o’clock pm the property described in said deed, located at the above address and briefly described as: Lot 47 in Section B of Woodland Hills,, with improvements thereon. TERMS OF SALE: CASH: A deposit of $10,000.00, or 10% of the sales price, whichever is lower, cash or certified check, will be required at the time of sale with settlement within fifteen (15) days from the date of sale. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest. Additional terms may be announced at the time of sale. Pursuant to the Federal Fair Debt Collection Practices Act, we advise you that this firm is a debt collector attempting to collect the indebtedness referred to herein and any information we obtain will be used for that purpose.SAMUEL I. WHITE, P.C., Substitute TrusteeThis is a communication from a debt collector.FOR INFORMATION CONTACT:SAMUEL I. WHITE, P.C. (01-005555-12/CONV) 5040 Corporate Woods Drive, Suite 120, Virginia Beach, Virginia 23462, 757-457-1460 - Call Between 9:00 a.m. and 11:30 a.m.or visit our website at www.siwpc.net

TRUSTEE SALE14033 Winston Estates

Lane, Ashland, VA 23005-7135Hanover County

In execution of a Deed of Trust in the original principal amount of $209,886.00, datedMarch 1, 2006 recorded in the Clerk’s Office of the Circuit Court of the County Of Hanover, Virginia, in Deed Book 2671, at page 328, default having occurred in the payment of the Note thereby secured and at the request of the holder of said Note, the under signed Substitute Trustee will offer for sale at public auction at the entrance to the Circuit Court Hanover County, Hanover, Virginia, on August 7, 2012 at 9:00 o’clock am the property described in said deed, located at the above address and briefly described as:Lot 3, consisting of 8.490 acres as shown on plat, recorded in Deed Book 482, Page 713, with improvements thereon.Together with an easement of 50’ wide, for the purposes of ingress and egress, recorded in Deed Book 482, Page 713.Together with a right of way 16’ wide, for the purposes of ingress and egress, recorded in Plat Book 13, Page 97. TERMS OF SALE: CASH: A deposit of $20,000.00, or 10% of the sales price, whichever is lower, cash or certified check, will be required at the time of sale with settlement within fifteen (15) days from the date of sale. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest. Additional terms may be announced at the time of sale. Pursuant to the Federal Fair Debt Collection Practices Act, we advise you that this firm is a debt collector attempting to collect the indebtedness referred to herein and any information we obtain will be used for that purpose.SAMUEL I. WHITE, P.C., Substitute TrusteeThis is a communication from a debt collector. FOR INFORMATION CONTACT: SAMUEL I. WHITE, P.C. (01-014001-12/CONV)5040 Corporate Woods Drive, Suite 120Virginia Beach, Virginia 23462757-457-1460 - Call Between 9:00 a.m. and 11:30 a.m.or visit our website at www.siwpc.net

Trustee’s Sale5203 Lochaven Avenue, Richmond

aka Henrico, Virginia 23231(Tax ID No. 804-712-8484)

Default having been made in the terms of a certain Deed of Trust dated July 14, 1989, in the original principal amount of $40,450.00 and recorded in the Clerk’s Office of the Circuit Court of the County of Henrico, Virginia in Deed Book 2197, at page 1831, the undersigned Substitute Trustees will sell at public auction on August 29, 2012, at 10:00 a.m., in front of the building housing the Henrico County Circuit Court, 4301 E. Parham Road (E. Parham and Hungary Spring Roads, Richmond), VA, the property designated as Parcel I: ALL those certain lots as shown on plat of Over Hill Park, recorded in the aforesaid Clerk’s Office in Plat Book 12, page 94 and being Lots 21 and 22, in Block B, on said plat. Parcel II: ALL those certain lots Numbered 23 and 24, Block B, in Plat of Over Hill Park, recorded in the aforesaid Clerk’s Office in Plat Book 12, Page 94. Sale is subject to all prior liens, easements, restrictions, covenants, and conditions, if any, of record, or other matters which would be disclosed by an accurate survey or inspection of the premises. TERMS: CASH. A deposit of $4,000.00 or 10% of the sale price, whichever is lower, will be required of the successful bidder at time of sale. Prior to the sale, interested bidders will be required to register with and must present a bid deposit which may be held during the sale by the trustee. The bid deposit must be certified funds and/or cash, but no more than $10,000.00 of cash will be accepted. The successful bidder’s deposit will be retained at the sale and applied to the sale price. If held by the trustee, all other bid deposits will be returned to the unsuccessful bidders. Settlement is to be made within 15 days. The successful bidder will be required to execute a Memorandum of Trustee’sSale, available for review on the Foreclosure Sales page of www.glasserlaw.com, outlining additional terms of sale and settlement. A Trustee’s Deed will be prepared by Trustee’s attorney at high bidder’s expense. This is a communication from a debt collector. Atlantic Trustee Services, L.L.C., Substitute Trustee, Crown Center Building, Suite 600, 580 East Main Street, Norfolk, VA 23510, File No. 99349, Tel: (757) 321-6465, Between 10:00 a.m. & 12:00 noon only.

Trustee’s Sale3405 1st Avenue,

Richmond, Virginia 23222(Tax ID No. N0001168016)

Default having been made in the terms of a certain Deed of Trust dated March 23, 2007, in the original principal amount of $140,000.00 and recorded in the Clerk’s Office of the Circuit Court of the City of Richmond, Virginia as Instrument No. 070010127, the undersigned Substitute Trustees will sell at public auction on August 15, 2012, at 11:15 a.m., in front of the building housing the Circuit Court of the City of Richmond, 400 North 9th Street, at the entrance facing Clay Street (8th and Clay Streets), Richmond, VA, the property designated as BEGINNING at a point in the eastern line of First Avenue 92.20 ft. north of the northern line of Milton St. thence from said point of beginning running northwardly along and fronting on the eastern line of First Avenue 47.80 ft., thence said front extending back eastwardly, between parallel line of 140 ft. to an alley in the rear 20 ft. wide. Sale is subject to all prior liens, easements, restrictions, covenants, and conditions, if any, of record, or other matters which would be disclosed by an accurate survey or inspection of the premises. TERMS: CASH. A deposit of $14,000.00 or 10% of the sale price, whichever is lower, will be required of the successful bidder at time of sale. Prior to the sale, interested bidders will be required to register with and must present a bid deposit which may be held during the sale by the trustee. The bid deposit must be certified funds and/or cash, but no more than $10,000.00 of cash will be accepted. The successful bidder’s deposit will be retained at the sale and applied to the sale price. If held by the trustee, all other bid deposits will be returned to the unsuccessful bidders. Settlement is to be made within 15 days. The successful bidder will be required to execute a Memorandum of Trustee’s Sale, available for review on the Foreclosure Sales page ofwww.glasserlaw.com, outlining additional terms of sale and settlement. A Trustee’s Deed will be prepared by Trustee’s attorney at high bidder’s expense. This is a communication from a debt collector. Atlantic Trustee Services, L.L.C., Substitute Trustee, Crown Center Building, Suite 600, 580 East Main Street, Norfolk, VA 23510, File No. 97959, Tel: (757) 321-6465, Between 10:00 a.m. & 12:00 noon only.

TRUSTEE SALE 116 N Daisy Avenue,

Highland Spring, VA 23075-1423Henrico County

In execution of a Deed of Trust in the original principal amount of $210,000.00, dated November 7, 2007 recorded in the Clerk’s Office of the Circuit Court of the County Of Henrico, Virginia, in Deed Book 4436, at page 0867, default having occurred in the payment of the Note thereby secured and at the request of the holder of said Note, the under signed Substitute Trustee will offer for sale at public auction at the entrance to the Circuit Court Building of the County of Henrico, corner of Parham Road and Hungary Spring Road, Henrico County, Virginia, on August 21, 2012 at 1:00 o’clock pm the property described in said deed, located at the above address and briefly described as: Lot 18, and the northern 40 feet of Lot 16, in Block D, Section 2, Highland Springs Building Lots recorded in Plat Book 6, Page 103 ½, with improvements thereon. TERMS OF SALE: CASH: A deposit of $20,000.00, or 10% of the sales price, whichever is lower, cash or certified check, will be required at the time of sale with settlement within fifteen (15) days from the date of sale. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest. Additional terms may be announced at the time of sale. Pursuant to the Federal Fair Debt Collection Practices Act, we advise you that this firm is a debt collector attempting to collect the indebtedness referred to herein and any information we obtain will be used for that purpose.SAMUEL I. WHITE, P.C., Substitute TrusteeThis is a communication from a debt collector.FOR INFORMATION CONTACT: SAMUEL I. WHITE, P.C. (01-001793-12/FHA) 5040 Corporate Woods Drive, Suite 120 Virginia Beach, Virginia 23462 757-457-1460 - Call Between 9:00 a.m. and 11:30 a.m. or visit our website at www.siwpc.net

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TRUSTEE SALE8200 Tatterton

Trail, Richmond, VA 23237-3880Chesterfield County

In execution of a Deed of Trust in the original principal amount of $291,700.00, datedJune 12, 2009 recorded in the Clerk’s Office of the Circuit Court of the County Of Chesterfield, Virginia, in Deed Book 8750, at page 0176, default having occurred in the payment of the Note thereby secured and at the request of the holder of said Note, the under signed Substitute Trustee will offer for sale at public auction at the entrance to theCourthouse, 9500 Courthouse Road, corner of Iron Bridge Road and Courthouse Road, Chesterfield County, Virginia, on August 7, 2012 at 3:15 o’clock pm the property described in said deed, located at the above address and briefly described as: Lot 18, Section B, Bendahl Valley, with improvements thereon. TERMS OF SALE: CASH: A deposit of $20,000.00, or 10% of the sales price, whichever is lower, cash or certified check, will be required at the time of sale with settlement within fifteen (15) days from the date of sale. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest. Additional terms may be announced at the time of sale. Pursuant to the Federal Fair Debt Collection Practices Act, we advise you that this firm is a debt collector attempting to collect the indebtedness referred to herein and any information we obtain will be used for that purpose.SAMUEL I. WHITE, P.C., Substitute TrusteeThis is a communication from a debt collector. FOR INFORMATION CONTACT: SAMUEL I. WHITE, P.C. (40-016675-12/CONV)5040 Corporate Woods Drive, Suite 120Virginia Beach, Virginia 23462757-457-1460 - Call Between 9:00 a.m. and 11:30 a.m.or visit our website at www.siwpc.net

TRUSTEE SALE6517 W. Franklin

Street, Richmond, VA 23226-3044Henrico County

In execution of a Deed of Trust in the original principal amount of $235,000.00, datedApril 20, 2006 recorded in the Clerk’s Office of the Circuit Court of the County Of Henrico, Virginia, in Deed Book 4107, at page 1319, default having occurred in the payment of the Note thereby secured and at the request of the holder of said Note, the under signed Substitute Trustee will offer for sale at public auction at the entrance to theCircuit Court Building of the County of Henrico, corner of Parham Road and Hungary Spring Road, Henrico County, Virginia, on August 7, 2012 at 1:00 o’clock pm the property described in said deed, located at the above address and briefly described as: Lot 4, Block C, Section A, Monument Hills, with improvements thereon. TERMS OF SALE: CASH: A deposit of $20,000.00, or 10% of the sales price, whichever is lower, cash or certified check, will be required at the time of sale with settlement within fifteen (15) days from the date of sale. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest. Additional terms may be announced at the time of sale. Pursuant to the Federal Fair Debt Collection Practices Act, we advise you that this firm is a debt collector attempting to collect the indebtedness referred to herein and any information we obtain will be used for that purpose.SAMUEL I. WHITE, P.C., Substitute TrusteeThis is a communication from a debt collector. FOR INFORMATION CONTACT: SAMUEL I. WHITE, P.C. (40-017629-12/CONV)5040 Corporate Woods Drive, Suite 120Virginia Beach, Virginia 23462757-457-1460 - Call Between 9:00 a.m. and 11:30 a.m.or visit our website at www.siwpc.net

TRUSTEE SALE 2919 Weymouth Drive,

Richmond, VA 23235-2259In execution of a Deed of Trust in the original principal amount of $188,000.00, dated June 20, 2007 recorded in the Clerk’s Office of the Circuit Court of the City Of Richmond, Virginia, in Instrument 070021631, at page 0772, default having occurred in the payment of the Note thereby secured and at the request of the holder of said Note, the under signed Trustee will offer for sale at public auction at the entrance to the John Marshall Courts Building, 400 North 9th Street, Richmond, Virginia, on August 9, 2012 at 10:00 o’clock am the property described in said deed, located at the above address and briefly described as: Lot 8, Block D, on plan of Wayland, with improvements thereon. TERMS OF SALE: CASH: A deposit of $15,000.00, or 10% of the sales price, whichever is lower, cash or certified check, will be required at the time of sale with settlement within fifteen (15) days from the date of sale. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest. Additional terms may be announced at the time of sale. Pursuant to the Federal Fair Debt Collection Practices Act, we advise you that this firm is a debt collector attempting to collect the indebtedness referred to herein and any information we obtain will be used for that purpose.SAMUEL I. WHITE, P.C., TrusteeThis is a communication from a debt collector.FOR INFORMATION CONTACT: SAMUEL I. WHITE, P.C. (40-019104-12/CONV) 5040 Corporate Woods Drive, Suite 120 Virginia Beach, Virginia 23462 757-457-1460 - Call Between 9:00 a.m. and 11:30 a.m. or visit our website at www.siwpc.net

TRUSTEE SALE 1013 Willow Lawn Dr,

Richmond, VA 23226-1528In execution of a Deed of Trust in the original principal amount of $115,000.00, dated August 27, 2007 recorded in the Clerk’s Office of the Circuit Court of the City Of Richmond, Virginia, in Instrument 070031156, at page 137, default having occurred in the payment of the Note thereby secured and at the request of the holder of said Note, the under signed Substitute Trustee will offer for sale at public auction at the entrance to the John Marshall Courts Building, 400 North 9th Street, Richmond, Virginia, on August 14, 2012 at2:00 o’clock pm the property described in said deed, located at the above address and briefly described as:Lot 12, Block “C”, Section 1, on the plan of Willow Lawn, with improvements thereon.TERMS OF SALE: CASH: A deposit of $10,000.00, or 10% of the sales price, whichever is lower, cash or certified check, will be required at the time of sale with settlement within fifteen (15) days from the date of sale. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest. Additional terms may be announced at the time of sale. Pursuant to the Federal Fair Debt Collection Practices Act, we advise you that this firm is a debt collector attempting to collect the indebtedness referred to herein and any information we obtain will be used for that purpose.SAMUEL I. WHITE, P.C., Substitute TrusteeThis is a communication from a debt collector.FOR INFORMATION CONTACT: SAMUEL I. WHITE, P.C. (40-004081-12/CONV) 5040 Corporate Woods Drive, Suite 120 Virginia Beach, Virginia 23462 757-457-1460 - Call Between 9:00 a.m. and 11:30 a.m. or visit our website at www.siwpc.net

TRUSTEE SALE 4810 Mason Hollow Dr,

Richmond, VA 23234-6046Chesterfield County

In execution of a Deed of Trust in the original principal amount of $167,200.00, dated March 24, 2006 recorded in the Clerk’s Office of the Circuit Court of the County Of Chesterfield, Virginia, in Deed Book 7023, at page 106, default having occurred in the payment of the Note thereby secured and at the request of the holder of said Note, the under signed Substitute Trustee will offer for sale at public auction at the entrance to the Courthouse, 9500 Courthouse Road, corner of Iron Bridge Road and Courthouse Road, Chesterfield County, Virginia, on August 2, 2012 at 11:15 o’clock am the property described in said deed, located at the above address and briefly described as: Lot 14, Block A, Section A, Mason Woods, with improvements thereon.TERMS OF SALE: CASH: A deposit of $15,000.00, or 10% of the sales price, whichever is lower, cash or certified check, will be required at the time of sale with settlement within fifteen (15) days from the date of sale. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest. Additional terms may be announced at the time of sale. Pursuant to the Federal Fair Debt Collection Practices Act, we advise you that this firm is a debt collector attempting to collect the indebtedness referred to herein and any information we obtain will be used for that purpose.SAMUEL I. WHITE, P.C., Substitute TrusteeThis is a communication from a debt collector.FOR INFORMATION CONTACT: SAMUEL I. WHITE, P.C. (40-012164-12/CONV) 5040 Corporate Woods Drive, Suite 120 Virginia Beach, Virginia 23462 757-457-1460 - Call Between 9:00 a.m. and 11:30 a.m. or visit our website at www.siwpc.net

TRUSTEE SALE4333 Mylan Road, Henrico, VA 23223-2273

Henrico CountyIn execution of a Deed of Trust in the original principal amount of $320,512.00, datedDecember 15, 2008 recorded in the Clerk’s Office of the Circuit Court of the County Of Henrico, Virginia, in Deed Book 4587, at page 0996, default having occurred in the payment of the Note thereby secured and at the request of the holder of said Note, the under signed Substitute Trustee will offer for sale at public auction at the entrance to the Circuit Court Building of the County of Henrico, corner of Parham Road and Hungary Spring Road, Henrico County, Virginia, on August 7, 2012 at 1:00 o’clock pm the property described in said deed, located at the above address and briefly described as:Lot 30, Block D, Section 3, Clarendon Farms, with improvements thereon. TERMS OF SALE: CASH: A deposit of $20,000.00, or 10% of the sales price, whichever is lower, cash or certified check, will be required at the time of sale with settlement within fifteen (15) days from the date of sale. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest. Additional terms may be announced at the time of sale. Pursuant to the Federal Fair Debt Collection Practices Act, we advise you that this firm is a debt collector attempting to collect the indebtedness referred to herein and any information we obtain will be used for that purpose.SAMUEL I. WHITE, P.C., Substitute TrusteeThis is a communication from a debt collector. FOR INFORMATION CONTACT: SAMUEL I. WHITE, P.C. (01-010589-10/FHA) 5040 Corporate Woods Drive, Suite 120, Virginia Beach, Virginia 23462, 757-457-1460 - Call Between 9:00 a.m. and 11:30 a.m.or visit our website at www.siwpc.net

Trustee’s Sale1440 Olde Sage Court,

Glen Allen, Virginia 23059(Tax Map No. 744-773-8436)

Default having been made in the terms of a certain Deed of Trust dated December 21, 2007, in the original principal amount of $246,050.00 and recorded in the Clerk’s Office of the Circuit Court of the County of Henrico, Virginia in Deed Book 4453, Page 1347, the undersigned Substitute Trustees will sell at public auction on August 8, 2012, at 10:00 a.m., in front of the building housing the Henrico County Circuit Court, 4301 E. Parham Road (E. Parham and Hungary Spring Roads), Richmond, VA, the property designated as Lot 5, Block C, Section 2, Hickory Grove, as shown on plat entitled “Hickory Grove, Section 2, Three Chopt District, Henrico County, Virginia”, dated February 8, 2005, recorded March 4, 2005 in the aforesaid Clerk’s Office in Plat Book 121, Pages 39-43.Sale is subject to all prior liens, easements, restrictions, covenants, and conditions, if any, of record, or other matters which would be disclosed by an accurate survey or inspection of the premises. TERMS: CASH. A deposit of $24,500.00 or 10% of the sale price, whichever is lower, will be required of the successful bidder at time of sale. Prior to the sale, interested bidders will be required to register with and must present a bid deposit which may be held during the sale by the trustee. The bid deposit must be certified funds and/or cash, but no more than $10,000.00 of cash will be accepted. The successful bidder’s deposit will be retained at the sale and applied to the sale price. If held by the trustee, all other bid deposits will be returned to the unsuccessful bidders. Settlement is to be made within 15 days. The successful bidder will be required to execute a Memorandum of Trustee’s Sale, available for review on the Foreclosure Sales page of www.glasserlaw.com, outlining additional terms of sale and settlement. A Trustee’s Deed will be prepared by Trustee’s attorney at high bidder’s expense. This is a communication from a debt collector. Glasser and Glasser, P.L.C. and/or Atlantic Trustee Services, L.L.C., Substitute Trustees, Crown Center Building, Suite600, 580 East Main Street, Norfolk, VA 23510, File No. 95464, Tel: (757) 321-6465, Between 10:00 a.m. & 12:00 noon only.

Trustee’s Sale125 Post Cedar Court, Richmond

a/k/a Henrico, Virginia 23223(Tax ID No. 813-727-3806)

Default having been made in the terms of a certain Deed of Trust dated June 11, 2007, in the original principal amount of $140,000.00 and recorded in the Clerk’s Office of the Circuit Court of the County of Henrico, Virginia in Deed Book 4360, Pg 0355, the undersigned Substitute Trustees will sell at public auction on August 8, 2012, at 10:00 a.m., in front of the building housing the Henrico County Circuit Court, 4301 E. Parham Road, E. Parham and Hungary Spring Roads, Richmond, VA, the property designated as Lot 14, Block C, Section B, Cedar Fork Estates, as on plat of subdivision dated June 2, 1994, entitled “Cedar Fork Estates, Section B, Fairfield District, Henrico County, Virginia”, recorded February 22, 1995 in the aforesaid Clerk’s Office in Plat Book 101, pages 15 and 16. Sale is subject to all prior liens,easements, restrictions, covenants, and conditions, if any, of record, or other matters which would be disclosed by an accurate survey or inspection of the premises. TERMS: CASH. A deposit of $14,000.00 or 10% of the sale price, whichever is lower, will be required of the successful bidder at time of sale. Prior to the sale, interested bidders will be required to register with and must present a bid deposit which may be held during the sale by the trustee. The bid deposit must be certified funds and/or cash, but no more than $10,000.00 of cash will be accepted. The successful bidder’s deposit will be retained at the sale and applied to the sale price. If held by the trustee, all other bid deposits will be returned to the unsuccessful bidders. Settlement is to be made within 15 days. The successful bidder will be required to execute a Memorandum of Trustee’s Sale, available for review on the Foreclosure Sales page of www.glasserlaw.com, outlining additional terms of sale and settlement. A Trustee’s Deed will be prepared by Trustee’s attorney at high bidder’s expense. This is a communication from a debt collector. Atlantic Trustee Services, L.L.C., Substitute Trustee, Crown Center Building, Suite 600, 580 East Main Street, Norfolk, VA 23510, File No. 98922, Tel: (757) 321-6465, Between 10:00 a.m. & 12:00 noon only.

TRUSTEE SALE 221 S Cedar Ave,

Highland Springs, VA 23075-1312Henrico County

In execution of a Deed of Trust in the original principal amount of $108,000.00, dated December 16, 2005 recorded in the Clerk’s Office of the Circuit Court of the County Of Henrico, Virginia, in Deed Book 4032, at page 1702, default having occurred in the payment of the Note thereby secured and at the request of the holder of said Note, the under­signed Substitute Trustee will offer for sale at public auction at the entrance to the Circuit Court Building of the County of Henrico, corner of Parham Road and Hungary Spring Road, Henrico County, Virginia, on August 7, 2012 at 1:00 o’clock pm the property described in said deed, located at the above address and briefly described as: Lot 11, Block B, Highland Springs, Section 9, with improvements thereon.TERMS OF SALE: CASH: A deposit of $10,000.00, or 10% of the sales price, whichever is lower, cash or certified check, will be required at the time of sale with settlement within fifteen (15) days from the date of sale. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post­sale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest. Additional terms may be announced at the time of sale. Pursuant to the Federal Fair Debt Collection Practices Act, we advise you that this firm is a debt collector attempting to collect the indebtedness referred to herein and any information we obtain will be used for that purpose.SAMUEL I. WHITE, P.C., Substitute TrusteeThis is a communication from a debt collector.FOR INFORMATION CONTACT: SAMUEL I. WHITE, P.C. (01-003501-12/CONV) 5040 Corporate Woods Drive, Suite 120 Virginia Beach, Virginia 23462 757­457­1460 ­ Call Between 9:00 a.m. and 11:30 a.m. or visit our website at www.siwpc.net

Trustee’s Sale20025 Ivan Road, Petersburg

a/k/a South Chesterfield, Virginia 23803(Tax ID No. 761610320400000)

Default having been made in the terms of a certain Deed of Trust dated February 20, 2007, in the original principal amount of $200,000.00 and recorded in the Clerk’s Office of the Circuit Court of the County of Chesterfield, Virginia in Deed Book 7659, at Page 0568, the undersigned Substitute Trustees will sell at public auction on August 8, 2012, at 12:30 p.m., in front of the building housing the Chesterfield County Circuit Court, 9500 Courthouse Road, Chesterfield, VA, the property designated as Lot 46, Section 4, as shown on the certain plat entitled “EAGLE COVE, Section Four (erroneously state Section Nine in Deed Book 5191, Page 991), Matoaca District, Chesterfield County, Virginia”, dated September 2, 1987 and recorded in the aforesaid Clerk’s Office in Plat Book 59, Pages 86 and 87. Sale is subject to all prior liens, easements, restrictions, covenants, and conditions, if any, of record, or other matters which would be disclosed by an accurate survey or inspection of the premises. TERMS: CASH. A deposit of$20,000.00 or 10% of the sale price, whichever is lower, will be required of the successful bidder at time of sale. Prior to the sale, interested bidders will be required to register with and must present a bid deposit which may be held during the sale by the trustee. The bid deposit must be certified funds and/or cash, but no more than $10,000.00 of cash will be accepted. The successful bidder’s deposit will be retained at the sale and applied to the sale price. If held by the trustee, all other bid deposits will be returned to the unsuccessful bidders. Settlement is to be made within 15 days. The successful bidder will be required to execute a Memorandum of Trustee’s Sale, available for review on the Foreclosure Sales page of www.glasserlaw.com, outlining additional terms of sale and settlement. A Trustee’s Deed will be prepared by Trustee’s attorney at high bidder’s expense. This is a communication from a debt collector. Glasser and Glasser, P.L.C., and/or Atlantic Trustee Services, L.L.C., Substitute Trustees, Crown Center Building, Suite 600, 580 East Main Street, Norfolk, VA 23510, File No. 99630, Tel: (757) 321-6465, Between 10:00 a.m. & 12:00 noon only.

Trustee’s Sale257 Scotch Pine Drive,

Sandston, Virginia 23150(Tax ID No. 832-716-7788)

Default having been made in the terms of a certain Deed of Trust dated June 6, 2008, in the original principal amount of $288,463.00 and recorded in the Clerk’s Office of the Circuit Court of the County of Henrico, Virginia in Deed Book 4547, at page 1850, the undersigned Substitute Trustees will sell at public auction on August 22, 2012, at 10:00 a.m., in front of the building housing the Henrico County Circuit Court, 4301 E. Parham Road (E. Parham and Hungary Spring Roads), Richmond, VA, the property designated as Lot 11, Block C, on the plan of Pine Creek South, dated October 29, 2002, and recorded January 28, 2004, in Plat Book 119, at Pages 8-10, in the aforesaid Clerk’s Office. Sale is subject to all prior liens, easements, restrictions, covenants, and conditions, if any, of record, or other matters which would be disclosed by an accurate survey or inspection of the premises. TERMS: CASH. A deposit of $28,500.00 or 10% of the sale price, whichever is lower, will be required of the successful bidder at time of sale. Prior to the sale, interested bidders will be required to register with and must present a bid deposit which may be held during the sale by the trustee. The bid deposit must be certified funds and/or cash, but no more than $10,000.00 of cash will be accepted. The successful bidder’s deposit will be retained at the sale and applied to the sale price. If held by the trustee, all other bid deposits will be returned to the unsuccessful bidders. Settlement is to be made within 15 days. The successful bidder will be required to execute a Memorandum of Trustee’s Sale, available for review on the Foreclosure Sales page ofwww.glasserlaw.com, outlining additional terms of sale and settlement. A Trustee’s Deed will be prepared by Trustee’s attorney at high bidder’s expense. This is a communication from a debt collector. Atlantic Trustee Services, L.L.C., Substitute Trustees, Crown Center Building, Suite 600, 580 East Main Street, Norfolk, VA 23510, File No. 99257, Tel: (757) 321-6465, Between 10:00 a.m. & 12:00 noon only.

Trustee’s Sale3124 Kelrae Drive,

Richmond, Virginia 23234(Tax ID No. C0090713010)

Default having been made in the terms of a certain Deed of Trust dated July 24, 2006, in the original principal amount of $148,000.00 and recorded in the Clerk’s Office of the Circuit Court of the City of Richmond, Virginia as Instrument No. 060025469, the undersigned Substitute Trustees will sell at public auction on August 15, 2012, at 11:15 a.m., in front of the building housing the Richmond Circuit Court, 400 North 9th Street, at the entrance facing Clay Street (8th and Clay Streets), Richmond, VA, the property designated as Lot 10, Block H, Section D, Deerbourne; all as shown on a plat of survey dated April 5, 1979 and recorded April 12, 1979, in the Clerk’s Office, Circuit Court, Division II, City of Richmond, Virginia, in Deed Book 553, Page 600. Sale is subject to all prior liens, easements, restrictions, covenants, and conditions, if any, of record, or other matters which would be disclosed by an accurate survey or inspection of the premises. TERMS: CASH. A deposit of $14,500.00 or 10% of the sale price, whichever is lower, will be required of the successful bidder at time of sale. Prior to the sale, interested bidders will be required to register with and must present a bid deposit which may be held during the sale by the trustee. The bid deposit must be certified funds and/or cash, but no more than $10,000.00 of cash will be accepted. The successful bidder’s deposit will be retained at the sale and applied to the sale price. If held by the trustee, all other bid deposits will be returned to the unsuccessful bidders. Settlement is to be made within 15 days. The successful bidder will be required to execute a Memorandum of Trustee’s Sale, available for review on the Foreclosure Sales page ofwww.glasserlaw.com, outlining additional terms of sale and settlement. A Trustee’s Deed will be prepared by Trustee’s attorney at high bidder’s expense. This is a communication from a debt collector. Glasser and Glasser, P.L.C. and/or Atlantic Trustee Services, L.L.C., Substitute Trustees, Crown Center Building, Suite 600, 580 East Main Street, Norfolk, VA 23510, File No. 94704, Tel: (757) 321-6465, Between 10:00 a.m. & 12:00 noon only.

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TRUSTEE’S SALE OF6357 Foxrock Lane

Mechanicsville, Virginia 23111

In execution of a certain Deed of Trust (the “Deed of Trust”) dated January 29, 2007, recorded December 7, 2007 in the Clerk’s Office, Circuit Court of the County of Hanover, Virginia, in Deed Book 2899 at page 3185, securing a loan which was in an original sum of $44,000.00, default having been made under the Deed of Trust, the undersigned Substitute Trustee, appointed such by a Substitution of Trustee recorded in the Clerk’s Office of the Circuit Court of the County of Hanover, Virginia, on January 21, 2009, Book 2934, page 2028, pursuant to the request of the holder of the Note thereby secured, after giving not less than fourteen (14) days prior written notice thereof to the owners of the hereinafter described property, of the date, time, place and terms of the sale, will offer for sale at public auction, ALL that certain lot, piece or parcel of land with all improvements thereon and appurtenances thereto, lying and being in Hanover County, Virginia, numbered and designated as Lot 27, Block H, on the Plan of Cherrydale, all as shown on plat thereof made by LaPrade Bros., Civil Engineers, Richmond, Virginia, dated December 15, 1967, and recorded January 23, 1968, in the Clerk’s Office of the Circuit Court of Hanover County, Virginia, in Subdivision Plat Book 1, page C1-C3, to which plat reference is hereby made for a more particular description of the property. Tax ID #8725-23-8896. Said public auction is to be held at the front steps of the Circuit Court of the County of Hanover, Virginia, located at 7505 Library Drive, Hanover, Virginia, on Thursday, August 16, 2012, at 9:00 a.m. TERMS OF SALE: ALL CASH. A bidder’s deposit of $10,000.00 or 10% of the amount secured, may be required from the successful bidder, in the form of cash, certified or cashier’s check. The Substitute Trustee reserves the right to waive or modify the requirement with respect to bidder’s deposit. The successful bidder will be required to close within 15 days from the sale date. The property shall be sold “AS IS” and will be conveyed by Special Warranty Deed, with no representation or warranties of any kind whatsoever including, but not limited to, zoning, topography, soil type or content, environmental, or availability of public utilities, SUBJECT to all easements, rights-of-way, agreements, declarations, reservations, covenants, conditions and restrictions of record, and specifically subject to deeds of trust, as they may lawfully affect the Property, and any information a survey or inspection of the Property would disclose. The purchaser shall pay all costs of closing, recording (excluding Grantor’s Tax) and conveyance, which shall be by Special Warranty Deed. Real estate taxes for the calendar year 2012 will be prorated as of the date of sale. If the purchaser defaults, the Substitute Trustee reserves the right to retain the purchaser’s deposit, re-advertise and sell the Property at the risk and cost of the defaulting purchaser, and the Substitute Trustee may avail himself of any legal or equitable rights against the defaulting purchaser. Neither the Substitute Trustee nor the holder of the note secured by the deed of trust will deliver possession of the Property to the successful bidder. IRWIN A. HELLER, Substitute Trustee, 2201 Libbie Avenue, Suite 200, Richmond, Virginia 23230 (804) 673-6600.

VIRGINIA:IN THE CIRCUIT COURT FOR THE CITY OF RICHMONDKodjo Hottab, Plaintiff,

Case No: CL12-2968Aicha Sylla, Defendant,

ORDER OF PUBLICATIONThe object of this suit is to obtain a divorce a vinculo matrimonii from the defendant on the ground of more than one year of continuous separation.It appearing from Affidavit that due diligence has been used by the plaintiff to ascertain in what county or city the defendant is, without effect, it is ORDERED that the defendant appear before this Court on or before September 24, 2012 and do what is necessary to protect her interest herein.An Extract,Teste: Bevill M. Dean, Clerk

TRUSTEE’S SALE OF 3320 Delaware Avenue, Richmond, VA 23222. In execution of a certain deed of trust dated October 24, 2006, in the original principal amount of $122,400.00 recorded in the Clerk’s Office, Circuit Court for Richmond City, Virginia, in Instrument No. 060037651 and re-recorded as Instrument No. 070025124, default having occurred in the payment of the Note thereby secured and at the request of the holder, the undersigned Substitute Trustee will offer for sale at public auction in the front of the Circuit Court building for the City of Richmond, John Marshall Courts Building, 400 North 9th Street, Richmond, Virginia, on August 17, 2012, at 11:02 AM, the property described in said deed of trust, located at the above address, and more particularly described as follows: THAT CERTAIN LOT, PIECE OR PARCEL OF LAND, WITH ALL IMPORVEMENTS THEREON, NOW KNOWN AS NO. 3320 DELAWARE AVENUE, LYING AND BEING IN THE CITY OF RICHMOND, VIRGINIA, ON THE WEST LINE OF DELAWARE AVENUE, SOUTH OF MILTON STREET AND DESIGNATED AS LOT 17 AND THE NORTHERN HALF OF LOT 18, BLOCK 20, ON THE PLAN OF HIGHLAND PARK, ALL AS FURTHER SHOWN BY THEN SURVEY ATTACHED HERETO DATED JANUARY 9, 1981, MADE BY A.G. HAROCOPOS AND ASSOCIATES, P.C., REFERENCE TO WHICH SURVEY IS HEREBY MADE FOR A METES AND BOUNDS DESCRIPTION OF SAID PROPERTY.TERMS OF SALE: ALL CASH. A bidder’s deposit of ten percent (10%) of the sale price or ten percent (10%) of the original principal balance of the subject deed of trust, whichever is lower, in the form of cash or certified funds payable to the Substitute Trustee must be present at the time of the sale. The balance of the purchase price will be due within fifteen (15) days of sale, otherwise Purchaser’s deposit may be forfeited to Trustee. Time is of the essence. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest . Additional terms to be announced at the sale. A form copy of the Trustee’s memorandum of foreclosure sale and contract to purchase real property is available for viewing at www.bwwsales.com. This is a communication from a debt collector and any information obtained will be used for that purpose. The sale is subject to seller confirmation. Substitute Trustee: Equity Trustees, LLC, 8100 Three Chopt Rd., Suite 240, Richmond, VA 23229, (703)548-4600. For information contact: BWW Law Group, LLC, attorneys for Equity Trustees, LLC, 4520 East West Highway, Suite 200, Bethesda, MD 20814, (301) 961-6555, website: www.bwwsales.com. BWW# 114313

TRUSTEE’S SALE OF 702 Savannah Avenue, Richmond, VA 23222. In execution of a certain deed of trust dated February 05, 2004, in the original principal amount of $104,950.00 recorded in the Clerk’s Office, Circuit Court for Henrico County, Virginia, in Deed Book 3613 Page 2551, default having occurred in the payment of the Note thereby secured and at the request of the holder, the undersigned Substitute Trustee will offer for sale at public auction in the front of the Circuit Court building for Henrico County, 4301 E. Parham Road, Richmond, Virginia, on August 10, 2012, at 10:00 AM, the property described in said deed of trust, located at the above address, and more particularly described as follows: ALL THAT CERTAIN LOT, PIECE OR PARCEL OF LAND, LYING AND BEING IN FAIRFIELD MAGISTERIAL DISTRICT, COUNTY OF HENRICO, VIRGINIA, BEING LOT 9, AND THE EASTERN 20 FEET OF LOT 8, BLOCK C, PLAN OF HIGHLAND GARDENS, SECTION A, WHICH PLAN IS OF RECORD IN THE CLERK’S OFFICE, CIRCUIT COURT OF HENRICO COUNTY, VIRGINIA, IN PLAT BOOK 18, PAGE 24, REFERENCE TO WHICH IS HEREBY MADE FOR A MORE PARTICULAR DESCRIPTION OF SAID PROPERTY..TERMS OF SALE: ALL CASH. A bidder’s deposit of ten percent (10%) of the sale price or ten percent (10%) of the original principal balance of the subject deed of trust, whichever is lower, in the form of cash or certified funds payable to the Substitute Trustee must be present at the time of the sale. The balance of the purchase price will be due within fifteen (15) days of sale, otherwise Purchaser’s deposit may be forfeited to Trustee. Time is of the essence. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest . Additional terms to be announced at the sale. A form copy of the Trustee’s memorandum of foreclosure sale and contract to purchase real property is available for viewing at www.bwwsales.com. This is a communication from a debt collector and any information obtained will be used for that purpose. The sale is subject to seller confirmation. Substitute Trustee: Equity Trustees, LLC, 8100 Three Chopt Rd., Suite 240, Richmond, VA 23229, (703)548-4600. For information contact: BWW Law Group, LLC, attorneys for Equity Trustees, LLC, 4520 East West Highway, Suite 200, Bethesda, MD 20814, (301) 961-6555, website: www.bwwsales.com. BWW# 142270

TRUSTEE’S SALE OF 8206 Babbler Lane, North Chesterfield, VA 23235. In execution of a certain deed of trust dated August 19, 2003, in the original principal amount of $114,198.00 recorded in the Clerk’s Office, Circuit Court for Chesterfield County, Virginia, in Deed Book 5330 Page 451, default having occurred in the payment of the Note thereby secured and at the request of the holder, the undersigned Substitute Trustee will offer for sale at public auction in the front of the Circuit Court building for Chesterfield County, 9500 Courthouse Road, Chesterfield, Virginia, on August 17, 2012, at 12:00 PM, the property described in said deed of trust, located at the above address, and more particularly described as follows: ALL THAT CERTAIN LOT, PIECE OR PARCEL OF LAND, WITH IMPROVEMENTS THEREON BELONGING, LYING AND BEING IN CHESTERFIELD COUNTY, VIRGINIA, DESIGNATED AS LOT 32, BLOCK F, SECTION 1, FOXBERRY, ALL AS MORE PARTICULARLY SHOWN ON PLAT OF SURVEY BY LEWIS & OWENS, INC., DATED FEBRUARY 27, 1984, RECORDED IN THE CLERK’S OFFICE, CIRCUIT COURT, CHESTERFIELD COUNTY, VIRGINIA, IN PLAT BOOK 45, PAGES 47 THROUGH 49, AND TO WHICH PLAT REFERENCE IS HEREBY MADE FOR A MORE PARTICULAR DESCRIPTION OF THE LOT HEREBY CONVEYED. BEING THE SAME REAL ESTATE TO JOHN P. WARD, JR. BY DEED FROM THOMAS M. PARIS, DATED MARCH 20, 2001, RECORDED APRIL 2, 2001, IN THE CLERK’S OFFICE, CIRCUIT COURT, CHESTERFIELD COUNTY, VIRGINIA, IN DEED BOOK 4044, PAGE 567..TERMS OF SALE: ALL CASH. A bidder’s deposit of ten percent (10%) of the sale price or ten percent (10%) of the original principal balance of the subject deed of trust, whichever is lower, in the form of cash or certified funds payable to the Substitute Trustee must be present at the time of the sale. The balance of the purchase price will be due within fifteen (15) days of sale, otherwise Purchaser’s deposit may be forfeited to Trustee. Time is of the essence. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest . Additional terms to be announced at the sale. A form copy of the Trustee’s memorandum of foreclosure sale and contract to purchase real property is available for viewing at www.bwwsales.com. This is a communication from a debt collector and any information obtained will be used for that purpose. The sale is subject to seller confirmation. Substitute Trustee: Equity Trustees, LLC, 8100 Three Chopt Rd., Suite 240, Richmond, VA 23229, (703)548-4600. For information contact: BWW Law Group, LLC, attorneys for Equity Trustees, LLC, 4520 East West Highway, Suite 200, Bethesda, MD 20814, (301) 961-6555, website: www.bwwsales.com. BWW# 147425

TRUSTEE’S SALE OF 2900 West Strathmore Road, Richmond, VA 23237. In execution of a certain deed of trust dated January 15, 2009, in the original principal amount of $133,190.00 recorded in the Clerk’s Office, Circuit Court for Chesterfield County, Virginia, in Deed Book 8566 Page 0025, default having occurred in the payment of the Note thereby secured and at the request of the holder, the undersigned Substitute Trustee will offer for sale at public auction in the front of the Circuit Court building for Chesterfield County, 9500 Courthouse Road, Chesterfield, Virginia, on August 31, 2012, at 12:03 PM, the property described in said deed of trust, located at the above address, and more particularly described as follows: ALL THAT CERTAIN LOT, PIECE OR PARCEL OF LAND, WITH IMPROVEMENTS THEREON AND APPURTENANCES THEREUNTO BELONGING, LYING AND BEING IN BERMUDA DISTRICT, CHESTERFIELD COUNTY, VIRGINIA, KNOWN AND DESIGNATED AS LOT 24 IN BLOCK B ON THE REVISED PLAN OF SHERBURNE HEIGHTS, PLAT OF WHICH IS RECORDED IN THE CLERK’S OFFICE, CIRCUIT COURT OF CHESTERFIELD, VIRGINIA IN PLAT BOOK 8, PAGE 38, REFERENCE TO WHICH PLAT IS HEREBY MADE FOR A MORE PARTICULAR DESCRIPTION OF THE SAID PROPERTY BEING CONVEYED HEREIN.TERMS OF SALE: ALL CASH. A bidder’s deposit of ten percent (10%) of the sale price or ten percent (10%) of the original principal balance of the subject deed of trust, whichever is lower, in the form of cash or certified funds payable to the Substitute Trustee must be present at the time of the sale. The balance of the purchase price will be due within fifteen (15) days of sale, otherwise Purchaser’s deposit may be forfeited to Trustee. Time is of the essence. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest . Additional terms to be announced at the sale. A form copy of the Trustee’s memorandum of foreclosure sale and contract to purchase real property is available for viewing at www.bwwsales.com. This is a communication from a debt collector and any information obtained will be used for that purpose. The sale is subject to seller confirmation. Substitute Trustee: Equity Trustees, LLC, 8100 Three Chopt Rd., Suite 240, Richmond, VA 23229, (703)548-4600. For information contact: BWW Law Group, LLC, attorneys for Equity Trustees, LLC, 4520 East West Highway, Suite 200, Bethesda, MD 20814, (301) 961-6555, website: www.bwwsales.com. BWW# 150258

TRUSTEE SALE 2410 Cedar St,

Richmond, VA 23223-6426In execution of a Deed of Trust in the original principal amount of $128,250.00, dated November 26, 2008 recorded in the Clerk’s Office of the Circuit Court of the City Of Richmond, Virginia, in Instrument 080030153, at page 0489, default having occurred in the payment of the Note thereby secured and at the request of the holder of said Note, the under signed Trustee will offer for sale at public auction at the entrance to the John Marshall Courts Building, 400 North 9th Street, Richmond, Virginia, on August 16, 2012 at 10:00 o’clock am the property described in said deed, located at the above address and briefly described as:BEGINNING at a point on the north line of “N” Street 62 feet west of the intersection with the west line of the 25th Street, thence running westwardly along and fronting on the north line of “N” Street 37.42 feet to a point opposite the center of the party wall between this property and property No. 2408 adjoining on the West, thence back northwardly between lines nearly parallel, 33 feet, the eastern line being parallel with the west line of 25th Street and the western line running through the center of said party wall, with the width in the rear of 37 feet, plat of survey made by C. H. Fleet, Certified Civil Engineer, dated April 28, 1947, attached to and made a part of deed from W. P Schaffer, Executor and Trustee under the last will and testament of D. G. Partin, deceased, dated July 10, 1947, and recorded in the Clerk’s Office of the Chancery Court of the City, of Richmond, Virginia, on July, 17, 1947, with improvements thereon.TERMS OF SALE: CASH: A deposit of $10,000.00, or 10% of the sales price, whichever is lower, cash or certified check, will be required at the time of sale with settlement within fifteen (15) days from the date of sale. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest. Additional terms may be announced at the time of sale. Pursuant to the Federal Fair Debt Collection Practices Act, we advise you that this firm is a debt collector attempting to collect the indebtedness referred to herein and any information we obtain will be used for that purpose.SAMUEL I. WHITE, P.C., TrusteeThis is a communication from a debt collector.FOR INFORMATION CONTACT: SAMUEL I. WHITE, P.C. (40-018438-11/CONV) 5040 Corporate Woods Drive, Suite 120 Virginia Beach, Virginia 23462 757-457-1460 - Call Between 9:00 a.m. and 11:30 a.m. or visit our website at www.siwpc.net

SOLE ACTING TRUSTEE’S SALE 1904 CHELSEA STREET,

RICHMOND

In execution of a Deed of Trust recorded in Clerk’s Office there having been a default under the Deed of Trust, Sole Acting Trustee will offer for sale at public auction on August 16, 2012, at 11:30 a.m., front entrance of Circuit Court, City of Richmond, John Marshall Courts Building, 400 North 9th Street, Richmond, Virginia, the property known as 1904 Chelsea Street, Richmond, Virginia. For full description of property, see Deed of Trust. Sale made subject to all existing easements, restrictive covenants, liens and/or deeds of trust. TERMS: Cash at settlement within 10 days of sale. Bidder’s deposit 10% cash or certified check. THIS IS A COMMUNICATION FROM A DEBT COLLECTOR.

FOR INFORMATION CONTACT: Nancy Ann Rogers, Sole Acting Trustee, Post Office Box 167, Manakin Sabot, Virginia 23103 (804)784-7182.

VIRGINIA:IN THE CIRCUIT COURT OF THE

COUNTY OF CHESTERFIELDIn Re: ESTATE OF WILLIAM B. STRAUB, DECEASEDCase No. 10-608SHOW CAUSE AGAINST DISTRIBUTIONIT IS ORDERED that the creditors of, and all others interested in, the above Estate show cause, if any they can, at 9:00 o’clock a.m., on the 5th day of September, 2012, before this Court in its courtroom against the payment and delivery of the estate to the beneficiaries without requiring refunding bonds.It appearing that the report of the accounts of Paula L. Peaden, Administrator c.t.a. of the Estate of William B. Straub, deceased, and of the debts and demands against his estate has been filed in the Clerk’s Office and that six months have elapsed since the qualification, on the motion of the Administrator, c.t.a.ENTER: 7/12/2012 An extract teste: JUDY WORTHINGTON, CLERKBy: Katherine K. Salmon, Deputy Clerk/Probate

State Water Control Board Public NoticeAn enforcement action has been proposed for Carter Oaks, LLC for alleged violations at Carter Oaks Subdivision, Section C, Henrico County, VA. The State Water Control Board proposes to issue a consent special order to Carter Oaks, LLC to address noncompliance with State Water Control Board law. A description of the proposed action is available at the DEQ office named below or online at www.deq.virginia.gov. Gina Pisoni will accept comments by e-mail (gina.pisoni@deq.virginia.gov), fax (804-527-5106) or postal mail (DEQ, Piedmont Regional Office, 4949-A Cox Road, Glen Allen, Virginia, 23060) from July 30, 2012 to August 31, 2012.

UNITED STATES CUSTOMS AND BORDER PROTECTION- Notice is hereby given as required by 19 USC 1607, and in accordance with 19 CFR 162.45, of the seizure and intent to forfeit and dispose of according to law, the property listed below, seized in Virginia. Any person desiring to claim the property must appear at the Office of the Fines, Penalties and Forfeiture Officer, U.S. Customs and Border Protection, 101 East Main Street, Norfolk, Virginia, and file within twenty (20) days from the date of the first publication of the notice, a claim to such property, in default of which the property will be disposed of in accordance with the law.

CASE #2012140400001501; Seized 01/12/2012: DESCRIPTION: $2,750; LAWS VIOLATED; title 18, United States Code, §981 in violation of title 18 United States Code, §1956 for money laundering.

VIRGINIA:IN THE CIRCUIT COURT OF THE

COUNTY OF HENRICOIn re: Odette D. Cauthorne, deceasedCase No: CM12-1256

SHOW CAUSE AGAINST DISTRIBUTION

It is hereby Ordered that the creditors of, and all others interested in, the above estate show cause if any they can, on the 27th day of August, 2012, at 9a.m., before this Court at its courthouse at Parham and Hungary Springs Road, Henrico County, Virginia, against the payment and delivery of the estate without requiring refunding bonds.

Entered: 7/23/2012An Extract Teste:Yvonne G. Smith, Clerk

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TRUSTEE’S SALE OF 6808 Kilchurn Court, Richmond, VA 23231. In execution of a certain deed of trust dated November 14, 2008, in the original principal amount of $435,884.00 recorded in the Clerk’s Office, Circuit Court for Henrico County, Virginia, in Deed Book 4580 Page 1196, default having occurred in the payment of the Note thereby secured and at the request of the holder, the undersigned Substitute Trustee will offer for sale at public auction in the front of the Circuit Court building for Henrico County, 4301 E. Parham Road, Richmond, Virginia, on August 10, 2012, at 10:02 AM, the property described in said deed of trust, located at the above address, and more particularly described as follows: LOT 5, BLOCK A, SECTION ONE, CASTLETON AS SHOWN ON A SUBDIVISION PLAT ENTITLED, “CASTLETON SECTION 1” BY TOWNES, SITE ENGINEERING A COPY OF WHICH WAS RECORDED IN PLAT BOOK 123 PAGES 181 THROUGH 189 IN THE CLERK’S OFFICE CIRCUIT COURT, HENRICO COUNTY, VIRGINIA, TO WHICH PLAT REFERENCE IS EHREBY MADE FOR A MORE PARTICULAR DESCIRPTION OF THE PROPERTY HEREBY CONVEYED..TERMS OF SALE: ALL CASH. A bidder’s deposit of ten percent (10%) of the sale price or ten percent (10%) of the original principal balance of the subject deed of trust, whichever is lower, in the form of cash or certified funds payable to the Substitute Trustee must be present at the time of the sale. The balance of the purchase price will be due within fifteen (15) days of sale, otherwise Purchaser’s deposit may be forfeited to Trustee. Time is of the essence. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest . Additional terms to be announced at the sale. A form copy of the Trustee’s memorandum of foreclosure sale and contract to purchase real property is available for viewing at www.bwwsales.com. This is a communication from a debt collector and any information obtained will be used for that purpose. The sale is subject to seller confirmation. Substitute Trustee: Equity Trustees, LLC, 8100 Three Chopt Rd., Suite 240, Richmond, VA 23229, (703)548-4600. For information contact: BWW Law Group, LLC, attorneys for Equity Trustees, LLC, 4520 East West Highway, Suite 200, Bethesda, MD 20814, (301) 961-6555, website: www.bwwsales.com. BWW# 144035 A-4276448 07/25/2012, 08/01/2012

TRUSTEE’S SALE OF 755 Colony Oak Lane, Midlothian, VA 23114. In execution of a certain deed of trust dated June 11, 2008, in the original principal amount of $397,700.00 recorded in the Clerk’s Office, Circuit Court for Chesterfield County, Virginia, in Deed Book 8359 Page 0251, default having occurred in the payment of the Note thereby secured and at the request of the holder, the undersigned Substitute Trustee will offer for sale at public auction in the front of the Circuit Court building for Chesterfield County, 9500 Courthouse Road, Chesterfield, Virginia, on September 07, 2012, at 12:02 PM, the property described in said deed of trust, located at the above address, and more particularly described as follows: ALL THE CERTAIN LOT, PIECE OR PARCEL OF LAND WITH IMPROVEMENTS THEREON AND APPURTENANCES THERETO BELONGING, LYING AND BEING IN MIDLOTHIAN DISTRICT, CHESTERFIELD COUNTY, KNOWN, NUMBERED AND DESIGNATED AS LOT 43, SECTION A, AS SHOWN ON THAT CERTAIN PLAT OF SUBDIVISION PREPARED BY YOUNGBLOOD, TYLER & ASSOCIATES, P.C., ENTITLED “STEWART VILLAGE, AT CHARTER COLONY, SECTION A” DATED SEPTEMBER 9, 2005, RECORDED APRIL 4, 2006, IN THE CLERK’S OFFICE, CIRCUIT COURT, CHESTERFIELD COUNTY, VIRGINIA, IN PLAT BOOK 165, PAGES 39-43, TO WHICH PLAT REFERENCE IS HEREBY MADE FOR A MORE APRTICULAR DESCRIPTION OF THE PROPERTYY HEREBY CONVEYED..TERMS OF SALE: ALL CASH. A bidder’s deposit of ten percent (10%) of the sale price or ten percent (10%) of the original principal balance of the subject deed of trust, whichever is lower, in the form of cash or certified funds payable to the Substitute Trustee must be present at the time of the sale. The balance of the purchase price will be due within fifteen (15) days of sale, otherwise Purchaser’s deposit may be forfeited to Trustee. Time is of the essence. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest . Additional terms to be announced at the sale. A form copy of the Trustee’s memorandum of foreclosure sale and contract to purchase real property is available for viewing at www.bwwsales.com. This is a communication from a debt collector and any information obtained will be used for that purpose. The sale is subject to seller confirmation. Substitute Trustee: Equity Trustees, LLC, 8100 Three Chopt Rd., Suite 240, Richmond, VA 23229, (703)548-4600. For information contact: BWW Law Group, LLC, attorneys for Equity Trustees, LLC, 4520 East West Highway, Suite 200, Bethesda, MD 20814, (301) 961-6555, website: www.bwwsales.com. BWW# 142550 A-4279362 08/01/2012, 08/08/2012

TRUSTEE’S SALE OF 8816 Providence Ridge Court, Richmond, VA 23236. In execution of a certain deed of trust dated August 21, 2009, in the original principal amount of $223,231.00 recorded in the Clerk’s Office, Circuit Court for Chesterfield County, Virginia, in Deed Book 8839 Page 0747, default having occurred in the payment of the Note thereby secured and at the request of the holder, the undersigned Substitute Trustee will offer for sale at public auction in the front of the Circuit Court building for Chesterfield County, 9500 Courthouse Road, Chesterfield, Virginia, on September 07, 2012, at 12:01 PM, the property described in said deed of trust, located at the above address, and more particularly described as follows: ALL THAT CERTAIN LOT, PIECE OR PARCEL OF LAND, WITH ALL IMPROVEMENTS THEREON AND APPURTENANCES THERETO BELONGING, LYING AND BEING IN CLOVER HILL DISTRICT, CHESTERFIELD COUNTY, VIRGINIA AND KNOWN, NUMBERED AND DESIGNATED AS LOT 18, ON THAT CERTAIN PLAT ENTITLED “PROVIDENCE SECTION ONE, CLOVER HILL DISTRICT, CHESTERFIELD COUNTY, VIRGINIA”, DATED JUNE 2, 2003, DRAWN BY BALZER & ASSOCIATES, INC. WHICH SAID IS DULY RECORDED IN THE CLERK’S OFFICE, CIRCUIT COURT, CHESTERFIELD COUNTY, VIRGINIA IN PLAT BOOK 135, PAGE 36, REFERENCE TO WHICH PLAT IS MADE FOR A MORE PARTICULAR DESCRIPTION OF THE PROPERTY..TERMS OF SALE: ALL CASH. A bidder’s deposit of ten percent (10%) of the sale price or ten percent (10%) of the original principal balance of the subject deed of trust, whichever is lower, in the form of cash or certified funds payable to the Substitute Trustee must be present at the time of the sale. The balance of the purchase price will be due within fifteen (15) days of sale, otherwise Purchaser’s deposit may be forfeited to Trustee. Time is of the essence. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest . Additional terms to be announced at the sale. A form copy of the Trustee’s memorandum of foreclosure sale and contract to purchase real property is available for viewing at www.bwwsales.com. This is a communication from a debt collector and any information obtained will be used for that purpose. The sale is subject to seller confirmation. Substitute Trustee: Equity Trustees, LLC, 8100 Three Chopt Rd., Suite 240, Richmond, VA 23229, (703)548-4600. For information contact: BWW Law Group, LLC, attorneys for Equity Trustees, LLC, 4520 East West Highway, Suite 200, Bethesda, MD 20814, (301) 961-6555, website: www.bwwsales.com. BWW# 142271 A-4279361 08/01/2012, 08/08/2012

TRUSTEE’S SALE OF 3248 Creek Meadow Circle,

Richmond, VA 23234. In execution of a certain deed of trust dated June 15, 2005, in the original principal amount of $144,000.00 recorded in the Clerk’s Office, Circuit Court for Chesterfield County, Virginia, in Deed Book 6450 Page 221, default having occurred in the payment of the Note thereby secured and at the request of the holder, the undersigned Substitute Trustee will offer for sale at public auction in the front of the Circuit Court building for Chesterfield County, 9500 Courthouse Road, Chesterfield, Virginia, on August 17, 2012, at 12:01 PM, the property described in said deed of trust, located at the above address, and more particularly described as follows: ALL THAT CERTAIN LOT, PIECE OR PARCEL OF LAND, WITH ALL IMPROVEMENTS THEREON AND APPURTENANCES THERETO BELONGING, LYING AND BEING IN THE DALE DISTRICT, CHESTERFIELD COUNTY, VIRGINIA, DESIGNATED AS LOT 2, SECTION A, AS SHOWN ON PLAT MADE BY YOUNGBLOOD, TYLER & ASSOCIATES, P.C., ENTITLED, “MEADOW CREEK, SECTION A, DALE DISTRICT, CHESTERFIELD COUNTY, VIRGINIA”, DATED AUGUST 12, 1993, RECORDED JANUARY 5, 1994, IN THE CLERK’S OFFICE, CIRCUIT COURT, CHESTERFIELD COUNTY, VIRGINIA, IN PLAT BOOK 83, PAGE 10..TERMS OF SALE: ALL CASH. A bidder’s deposit of ten percent (10%) of the sale price or ten percent (10%) of the original principal balance of the subject deed of trust, whichever is lower, in the form of cash or certified funds payable to the Substitute Trustee must be present at the time of the sale. The balance of the purchase price will be due within fifteen (15) days of sale, otherwise Purchaser’s deposit may be forfeited to Trustee. Time is of the essence. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest . Additional terms to be announced at the sale. A form copy of the Trustee’s memorandum of foreclosure sale and contract to purchase real property is available for viewing at www.bwwsales.com. This is a communication from a debt collector and any information obtained will be used for that purpose. The sale is subject to seller confirmation. Substitute Trustee: Equity Trustees, LLC, 8100 Three Chopt Rd., Suite 240, Richmond, VA 23229, (703)548-4600. For information contact: BWW Law Group, LLC, attorneys for Equity Trustees, LLC, 4520 East West Highway, Suite 200, Bethesda, MD 20814, (301) 961-6555, website: www.bwwsales.com. BWW# 123452

TRUSTEE’S SALE OF REAL ESTATE located at 1048 Robmont Road, Richmond, Virginia In execution of the Deed of Trust from SHANNON D. ANDREWS dated July 8, 1999, in the Original Principal Amount of $83,742.00, and recorded in Deed Book 3618, Page 91, in the Clerk’s Office of the Circuit Court for the County of Chesterfield, Virginia, default having occurred in the payment of the indebtedness thereby secured and at the request of the holder of the Note, the undersigned, as Substitute Trustees, any one of whom may act, will sell at public auction at the Front Entrance of the Circuit Court for the County of Chesterfield on August 16, 2012, at 2:15 p.m., the property described as Lot 18, Block R, Section 2, The Meadows, County of Chesterfield, Virginia, known as 1048 Robmont Road, Richmond, Virginia. TERMS: CASH. PROPERTY SOLD AS IS AND WITHOUT WARRANTY OF TITLE. ADDITIONAL TERMS MAY BE ANNOUNCED AT TIME OF SALE. TIME IS OF THE ESSENCE. A deposit of $ 6,700.00 or 10% of the successful bid amount (whichever is lower) will be required immediately of the successful bidder, IN CASH, CASHIER’S CHECK OR CERTIFIED FUNDS ONLY PAYABLE TO “CECIL G. MOORE, TRUSTEE”, balance to be paid within fifteen days from the date of sale. ABSOLUTELY NO PERSONAL CHECKS ACCEPTED AS BIDDER’S DEPOSIT. Real estate taxes will be adjusted to the date of sale. All cost of conveyance, deed, examination of title, recording charges and the grantor’s tax will be at the cost of the purchaser. All risks of casualty pass to the successful bidder. THIS IS A COMMUNICATION FROM A DEBT COLLECTOR AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.DATED: July 18, 2012 CECIL G. MOORE, and JO ANN HUTCHINSON, Substitute Trustee(s)10‑016BF (97.75)For Information Contact Trustees At: 710 Denbigh Boulevard, Ste. 6C, Newport News, Virginia 23608(757) 877‑0255 between 9:00 ‑ 10:30 a.m. only

TRUSTEE’S SALE628 Hallwood Farms Lane, Richmond,

VA 23223Parcel ID 807-726-3528

Pursuant to the terms of a deed of trust dated August 30, 2006, in the original principal amount of $208,304.00, recorded in the Clerk’s Office of the Circuit Court of Henrico County, Virginia, in Deed Book 4191, Page 1606, and corrected and recorded in Deed Book 4434, Page 414, the property briefly described below will be offered for sale at public auction:

Lot 12, Block A, Hallwood Farms, as shown on a plat recorded in the aforesaid Clerk’s Office in Plat Book 113, Pages 11 & 12, and as more particularly described in the referenced deed of trust.

The sale will take place on august 15, 2012, at 12:15 p.m., at the front entrance to the building housing the Circuit Court of Henrico County, located at 4301 East Parham Road, Henrico, VA.

The property and the improvements thereon will be sold “AS IS” and without representation or warranties of any kind. The sale is subject to all liens, encumbrances, conditions, easements and restrictions, if any, superior to the mentioned deed of trust and lawfully affecting the property.

Terms: A deposit in the form of CERtIFIED FuNDs in the amount of $19,000.00 or 10% of the successful bid, whichever is lower, is required of any bidder at the time of sale. Closing within fifteen (15) days of sale. Time is of the essence. Additional terms will be announced at sale. Purchaser to pay all closing costs. Sale subject to seller confirmation. Pursuant to the Federal Fair Debt Collection Practices Act, we advise you that this firm is a debt collector attempting to collect the indebtedness referred to herein, and any information we obtain will be used for that purpose.

Evans & Bryant, PLC, Substitute Trustee

FOR INFORMATION CONTACT: Jennifer, Assistant to Julian A. Bryant, Jr., at Evans & Bryant, PLC, Substitute Trustee, 2101 Parks Avenue, Suite 301, Virginia Beach, VA 23451. 1-757-437-9500 (1228274).

TRUSTEE’S SALE8324 Foxberry Drive, Richmond, VA 23235

Parcel ID 758694088700000

Pursuant to the terms of a deed of trust dated May 28, 2008, in the original principal amount of $177,750.00, recorded in the Clerk’s Office of the Circuit Court of Chesterfield County, Virginia, in Deed Book 8339, Page 841, the property briefly described below will be offered for sale at public auction:

Lot 46, Block E, Foxberry, Sec. 2, as shown on a plat recorded in the aforesaid Clerk’s Office in Plat Book 47, Pages 92-94, and as more particularly described in the referenced deed of trust.

The sale will take place on august 15, 2012, at 4:00 p.m., at the front entrance to the building housing the Circuit Court of Chesterfield County, located at 9500 Courthouse Road, Chesterfield, VA.

The property and the improvements thereon will be sold “AS IS” and without representation or warranties of any kind. The sale is subject to all liens, encumbrances, conditions, easements and restrictions, if any, superior to the mentioned deed of trust and lawfully affecting the property.

Terms: A deposit in the form of CERtIFIED FuNDs in the amount of $16,000.00 or 10% of the successful bid, whichever is lower, is required of any bidder at the time of sale. Closing within fifteen (15) days of sale. Time is of the essence. Additional terms will be announced at sale. Purchaser to pay all closing costs. Sale subject to seller confirmation. Pursuant to the Federal Fair Debt Collection Practices Act, we advise you that this firm is a debt collector attempting to collect the indebtedness referred to herein, and any information we obtain will be used for that purpose.

Evans & Bryant, PLC, Substitute Trustee

FOR INFORMATION CONTACT: Jennifer, Assistant to Julian A. Bryant, Jr., at Evans & Bryant, PLC, Substitute Trustee, 2101 Parks Avenue, Suite 301, Virginia Beach, VA 23451. 1-757-437-9500 (1228266).

TRUSTEE’S SALE OF 7949 Bear Grass Lane, Mechanicsville, VA 23111. In execution of a certain deed of trust dated February 28, 2007, in the original principal amount of $289,500.00 recorded in the Clerk’s Office, Circuit Court for Hanover County, Virginia, in Deed Book 2848 Page 0683, default having occurred in the payment of the Note thereby secured and at the request of the holder, the undersigned Substitute Trustee will offer for sale at public auction in the front of the Circuit Court building for Hanover County, 7501 Library Drive, Hanover, Virginia, on August 24, 2012, at 9:00 AM, the property described in said deed of trust, located at the above address, and more particularly described as follows: ALL THAT CERTAIN LOT, PIECE OR PARCEL OF LAND, LYING AND BEING IN HENRY DISTRICT, HANOVER COUNTY, VIRGINIA, KNOWN AND DESIGNATED AS LOT 39, SECTION 7, PEBBLE CREEK, ALL AS MORE PARTICULARLY SHOWN ON THAT PLAT ENTITLED “PEBBLE CREEK, SECTION 7, HENRY DISTRICT, HANOVER COUNTY, VIRGINIA”, MADE BY WINGATE & KESTNER, P.L.C., DATED OCTOBER 1, 1999, RECORDED MAY 9, 2000, IN THE CLERK’S OFFICE, CIRCUIT COURT, HANOVER COUNTY, VIRGINIA, IN SUBDIVISION PLAT BOOK 8, PAGE 421, REFERENCE TO WHICH IS HERBY MADE FOR A MORE PARTICULAR DESCRIPTION OF THE PROPERTY.TERMS OF SALE: ALL CASH. A bidder’s deposit of ten percent (10%) of the sale price or ten percent (10%) of the original principal balance of the subject deed of trust, whichever is lower, in the form of cash or certified funds payable to the Substitute Trustee must be present at the time of the sale. The balance of the purchase price will be due within fifteen (15) days of sale, otherwise Purchaser’s deposit may be forfeited to Trustee. Time is of the essence. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest . Additional terms to be announced at the sale. A form copy of the Trustee’s memorandum of foreclosure sale and contract to purchase real property is available for viewing at www.bwwsales.com. This is a communication from a debt collector and any information obtained will be used for that purpose. The sale is subject to seller confirmation. Substitute Trustee: Equity Trustees, LLC, 8100 Three Chopt Rd., Suite 240, Richmond, VA 23229, (703)548-4600. For information contact: BWW Law Group, LLC, attorneys for Equity Trustees, LLC, 4520 East West Highway, Suite 200, Bethesda, MD 20814, (301) 961-6555, website: www.bwwsales.com. BWW# 132909 A-4278122 08/01/2012, 08/08/2012

Full name of owner: The Bank Bar, LLCTrading as: BLISS 1005 E. Main Street Richmond, Virginia 23219-3503The above establishment is applying to the VIRGINIA DEPARTMENT OF ALCOHOLIC BEVERAGE CONTROL for a Wine and Beer on Premises and Mixed Beverage on Premises license to sell or manufacture alcoholic beverages.LaTonya Taylor, Manager Charles Tarrer, ManagerNOTE: Objections to the issuance of this license must be submitted to ABC no later than 30 days from the publishing date of the first of two required newspaper legal notices. Objections should be registered at www.abc.virginia.gov or 800-552-3200.

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TRUSTEE’S SALE OF 4603 Hillbrook Avenue, Richmond, VA 23231.

In execution of a certain deed of trust dated August 10, 2006, in the original principal amount of $104,500.00 recorded in the Clerk’s Office, Circuit Court for Henrico County, Virginia, in Deed Book 4180 Page 2149, and modified on August 01, 2009, to increase the principal balance to $123,154.47. This modification agreement was recorded in Deed Book 4714, Page 1662, default having occurred in the payment of the Note thereby secured and at the request of the holder, the undersigned Substitute Trustee will offer for sale at public auction in the front of the Circuit Court building for Henrico County, 4301 E. Parham Road, Richmond, Virginia, on August 17, 2012, at 10:02 AM, the property described in said deed of trust, located at the above address, and more particularly described as follows: ALL THAT CERTAIN PARCEL OF LAND, TOGETHER WITH IMPROVEMENTS THEREON AND APPURTENANCES THERETO, BELONGING, LYING AND BEING IN HENRICO COUNTY, VIRGINIA, KNOWN AND DESIGNATED AS LOT 14, BLOCK B, SECTION A, VILLAGE GREEN SUBDIVISION, PLAT OF WHICH IS MADE BY BREMNER, YOUNGBLOOD, SHARP, INC. DATED APRIL 20, 1976, RECORDED AUGUST 16, 1976, IN THE CLERK’S OFFICE, CIRCUIT COURT, HENRICO COUNTY, VIRGINIA, IN PLAT BOOK 62, PAGE 55. BEING THE SAME REAL ESTATE CONVEYED TO DONALD E. BROWN AND ROSA P. BROWN, HUSBAND AND WIFE, AS TENANTS BY THE ENTIRETIES WITH THE RIGHT OF SURVIVORSHIP AS AT COMMON LAW, BY DEED FROM BARTHOLOMEW MOSS AND ROBIN L. POPE-MOSS, DATED MARCH 4, 1992, IN THE CLERK’S OFFICE, CIRCUIT COUR, HENRICO COUNTY, VIRGINIA, IN DEED BOOK 2340, PAGE 1699..TERMS OF SALE: ALL CASH. A bidder’s deposit of ten percent (10%) of the sale price or ten percent (10%) of the original principal balance of the subject deed of trust, whichever is lower, in the form of cash or certified funds payable to the Substitute Trustee must be present at the time of the sale. The balance of the purchase price will be due within fifteen (15) days of sale, otherwise Purchaser’s deposit may be forfeited to Trustee. Time is of the essence. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest . Additional terms to be announced at the sale. A form copy of the Trustee’s memorandum of foreclosure sale and contract to purchase real property is available for viewing at www.bwwsales.com. This is a communication from a debt collector and any information obtained will be used for that purpose. The sale is subject to seller confirmation. Substitute Trustee: Equity Trustees, LLC, 8100 Three Chopt Rd., Suite 240, Richmond, VA 23229, (703)548-4600. For information contact: BWW Law Group, LLC, attorneys for Equity Trustees, LLC, 4520 East West Highway, Suite 200, Bethesda, MD 20814, (301) 961-6555, website: www.bwwsales.com. BWW# 132755

TRUSTEE’S SALE OF 9715 Ransom Hills Turn, Richmond, VA 23237. In execution of a certain deed of trust dated June 15, 2004, in the original principal amount of $119,000.00 recorded in the Clerk’s Office, Circuit Court for Chesterfield County, Virginia, in Deed Book 5812 Page 437, default having occurred in the payment of the Note thereby secured and at the request of the holder, the undersigned Substitute Trustee will offer for sale at public auction in the front of the Circuit Court building for Chesterfield County, 9500 Courthouse Road, Chesterfield, Virginia, on August 10, 2012, at 12:04 PM, the property described in said deed of trust, located at the above address, and more particularly described as follows: ALL THAT CERTAIN LOT PIECE OR PARCEL OF LAND, WITH THE IMPROVEMENTS THEREON AND THE APPURTENANCES THERETO BELONGING, LYING AND BEING IN CHESTERFIELD COUNTY, VIRGINIA, SHOWN AND DESIGNATED AS LOT 15, SECTION A, PROCTORS POINT, ON SUBDIVISION PLAT OF PROCTORS POINT, PREPARED BY BODIE, TAYLOR AND PURYEAR, INC., ENGINEERS & SURVEYORS, DATED OCTOBER 16, 1991 AND RECORDED JANUARY 11, 1993, IN THE CLERK’S OFFICE OF THE CIRCUIT COURT OF CHESTERFIELD COUNTY, VIRGINIA, IN PLAT BOOK 80, PAGE 1, TO WHICH PLAT REFERENCE IS MADE FOR A MORE PARTICULAR DESCRIPTION..TERMS OF SALE: ALL CASH. A bidder’s deposit of ten percent (10%) of the sale price or ten percent (10%) of the original principal balance of the subject deed of trust, whichever is lower, in the form of cash or certified funds payable to the Substitute Trustee must be present at the time of the sale. The balance of the purchase price will be due within fifteen (15) days of sale, otherwise Purchaser’s deposit may be forfeited to Trustee. Time is of the essence. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest . Additional terms to be announced at the sale. A form copy of the Trustee’s memorandum of foreclosure sale and contract to purchase real property is available for viewing at www.bwwsales.com. This is a communication from a debt collector and any information obtained will be used for that purpose. The sale is subject to seller confirmation. Substitute Trustee: Equity Trustees, LLC, 8100 Three Chopt Rd., Suite 240, Richmond, VA 23229, (703)548-4600. For information contact: BWW Law Group, LLC, attorneys for Equity Trustees, LLC, 4520 East West Highway, Suite 200, Bethesda, MD 20814, (301) 961-6555, website: www.bwwsales.com. BWW# 67343

TRUSTEE SALE 1727 W. Leigh St,

Richmond, VA 23220-1620In execution of a Deed of Trust in the original principal amount of $176,000.00, dated July 7, 2008 recorded in the Clerk’s Office of the Circuit Court of the City Of Richmond, Virginia, in Instrument 080018843, at page 0178, default having occurred in the payment of the Note thereby secured and at the request of the holder of said Note, the under signed Substitute Trustee will offer for sale at public auction at the entrance to the John Marshall Courts Building, 400 North 9th Street, Richmond, Virginia, on August 9, 2012 at10:00 o’clock am the property described in said deed, located at the above address and briefly described as:BEGINNING at a point on the southern line of West Leigh Street distant thereon 325.33 feet west of its intersection with the western line of Mozelle Street; thence running westwardly along the southern line of West Leigh Street and fronting thereon 39.71 feet to a point; thence extending back southwardly 150.00 feet to an alley 7.5 feet wide; thence extending eastwardly along the alley 35.54 feet to a point; thence extending northwardly 150.03 feet to the beginning point of the southern line of West Leigh Street; all as shown on a plat entitled “Boundary Survey & Map Showing Premises Known as No. 1727 & Part of No. 1729 W. Leigh Street in the City of Richmond, Virginia”, prepared by Bodie, Taylor, Puryear, Incorporated, Engineers & Surveyors, dated January 6, 1999, a copy of which is attached to that certain Deed of Consolidation dated July 6, 1999 and recorded July 19, 1999 in the Clerk’s Office, Circuit Court, City of Richmond, Virginia, as Instrument No. 99-20071, with improvements thereon.TERMS OF SALE: CASH: A deposit of $15,000.00, or 10% of the sales price, whichever is lower, cash or certified check, will be required at the time of sale with settlement within fifteen (15) days from the date of sale. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest. Additional terms may be announced at the time of sale. Pursuant to the Federal Fair Debt Collection Practices Act, we advise you that this firm is a debt collector attempting to collect the indebtedness referred to herein and any information we obtain will be used for that purpose.SAMUEL I. WHITE, P.C., Substitute TrusteeThis is a communication from a debt collector.FOR INFORMATION CONTACT: SAMUEL I. WHITE, P.C. (40-014011-12/CONV) 5040 Corporate Woods Drive, Suite 120 Virginia Beach, Virginia 23462 757-457-1460 - Call Between 9:00 a.m. and 11:30 a.m. or visit our website at www.siwpc.net

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