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Errors: Advertisements should be checked for accuracy by the advertiser on the first day of publication. The newspaper will be responsible for ONLY the first incorrect insertion and only to the extent of the space that the ad requires. The publisher assumes no financial responsibility for errors nor for omission of copy. STYLE WEEKLY reserves the right to revise, reclassify or reject any advertisement.

www.styleweekly.com

The hR DepaRTmenT by ed harrington

Dear Dream Zone,Last night I dreamed I was singing for a group of people in a large building almost like a courthouse. I finished my show (I’m not a singer in the awake world) and was leaving the building, smiling at people that I walked by. All of a sudden I started floating toward to ceiling very slowly. I reached down for someone to help me and the guy who grabbed my hand started floating too. Everyone that tried to pull us down started floating up with us. We started floating toward the guy’s office because he said he had rope and plants in big heavy pots there so we could try to anchor ourselves, and then I woke up! - Katherine 45, Chicago, IL

Lauri: Finishing the show suggests you have completed a performance somewhere in your waking life. What part of your life is now over and that you feel you performed well in? Floating towards the ceiling may mean you now have high hopes for something new... but that your inner mind is worried you may be getting your hopes too high OR perhaps now that this one element of your life is over you aren’t feeling as certain or sure-footed in your next venture. The plants, I believe, are a good sign. They may represent the seeds you have planted as far as any new projects or ventures. I think your dream is showing you that they have what it takes to grow... so hang in there!

Katherine replies: I lost my job in April and I do feel like I did a great job when I was there. Prior to that I left Harpo where I accomplished so many goals. And yes, every day I wake up hopeful about several new things that I would like to start or have started but they aren’t taking off as fast as I would like them to so I worry if they ever will!

fyi

FOR YOUR INFORMATION

SMITH | STRONG, PLC Van Smith, AttorneyFamily Law & Divorce Matters

325-1245 - smithstrong.com

feedmore.org

Hunger Relief Starts HereCentral VA Food Bank and

Meals on Wheels 521-2500

beauty & fashion

TANNING

GET KISSED! Look Hot and Healthy with Caribbean Kissed Mobile Spray Tanning! Schedule your spray tan session today, remember I come to your preferred location. UV Free Tanning IS the safe alternative. To set your appointment, visit us at www.caribbeankissed.com or call 804-687-3487.

real estate

REAL ESTATE

98% of our business comes from referrals. Register NOW on website to win $75 giftcard!

Wanted: 4.5%, 15 year mortgage for $150k on $300k waterfront home. 516-9138

2015 W. Grace St. 3-family home for sale by owner. $325,000. Agents welcome -3% commission. Call Jim Forte 443-944-8690 (h) 410-422-8771 (c) [email protected]

AREA 10

The Reserve | 9 25th Street

2 Units Available under $270,000

ANDREA LEVINE | 804.647.2828

One South Realty Group

www.andrealevine.com

employment

FULL TIMEApplication Developer –Technical Lead – Capital One Services, LLC in Richmond, VA; Multiple positions avail: Support technical design, development, modification, & implementation of computer apps using existing & emerging technology platforms. Requires Master’s or foreign equivalent in Computer Science/ Engineering/CIS/rel technical field & 2 yrs app development exp OR Bachelor’s or foreign equivalent in Computer Science/Engineering/CIS/rel technical field & 5 yrs progressive post-baccalaureate app development experience; and following skills through formal education or work experience: Coordinating work of others along multiple workstreams; presentation of complex IT concepts & project metrics to both technical & non-technical audiences; J2EE; XML; EJB; web services; weblogic; Oracle; Unix/Linux; SAML assertions in a Single Sign on environment; server side apps in concert w/ customer based web apps. Must pass company’s analytical assessment. To apply, visit www.capitalone.com/careers, then search keyword “Application Developer ” or requisition ID 717082.

Graphic/Web DesignerEstablished downtown Richmond ad/web agency has great opportunity for professional with strong graphic/web design/ communication skills, good team-player w/sense of humor. Requires bachelors degree, 2 yrs. min. applied exp. Proficient in Adobe CS5, InDesign, Photoshop, Quark, Fireworks, Illustrator, Flash, creative development, print production. Strong production, multi-tasking skills. Programming: HTML, CSS, Javascript/Jquery, content management systems, able to work/troubleshoot all platforms & browsers. Social media, photography skills a plus. Competitive salary, benefits. All Mac work environment, fun, creative atmosphere, free parking, all the coffee you can drink.

[email protected]

mind body spirit

MASSAGEEnjoy a 1 hr Massage PLUS one half hr Reflexology for $70 (30% off!) 804-541-1619 www.cheryljohnsoncmt.com

WEIGHT LOSS

Tighten, Tone & Firm in 45 Minutes with Ultimate

Body Wrap – only $30

www.ultimate-healthy.com

804-517-7603

YOGA

Richmond’s Premiere Yoga Studio in Cary Court, 3122 W. Cary St. (804) 359-9642www.yogarichmond.com

Inlight Yoga Shop Yoga & meditation supplies Best selection, quality & price 598-0700 www.InlightYoga.com

home & garden

BUILDING/REMODELING

Over 40 years of Additions, Carpentry, Renovations, Remodeling, Disaster Repair. Bob Windsor Construction 672-1100 - bobwindsor.net

CARPENTRYSmall job specialist. Free estimates, references. Licensed/Insured. Hobbie Carpentry, 264-4910

PAINTING/PAPERINGDonahoe’s Details, wallpapering, interior painting. Trish Donahoe, 804-257-9183

Pet Care in your Home• Pets vacation in their own home.

• Bonded & insured adult pet sittersproviding TLC since 1985.

320-4395email: [email protected]

www.pet-pleasers.com

Pet Care in your Home• Pets vacation in their own home.

• Bonded & insured adult pet sitters providing TLC since 1985.

320-4395

email: [email protected]

All real estate advertising in this

magazine is subject to the Federal

Fair Housing Act of 1968 and

the Virginia Fair Housing Law,

which makes it illegal to advertise

“any preference, limitation or

discrimination because of race,

color, religion, sex, handicap,

elderliness, familial status, or

national origin, or intention to make

any such preference, limitation

o r d i s c r iminat ion .” V i r g in ia

Fair Housing Law also prohibits

discrimination advertising based on

elderliness. We will not knowingly

accept any advertising for real

estate which is in violation of the

law. All persons are hereby informed

that all dwellings advertised are

available on an equal opportunity

basis. Real estate sales, rentals and

roommate advertisers should make

sure their ads describe the property

being offered, not the person they

might want in the property. You may

express a preference for a male or

female roommates. ~The Publisher

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Across 1. Playground retort

8. “____ be an honor”

11. GI mess crews

14. Where Bob Hope often swung a

golf club

15. Of no matter

17. “King Lear” daughter

18. Island in the Mediterraneo

19. Phrase spoken with a shrug

21. Hotel worker

24. Crossword entry: Abbr.

25. Golden ____

26. “Fire away!”

27. Deep shockers

30. Suffix with profit

31. Classic movie line uttered by Harry

Callahan

37. Beauties

38. First of 13 popes

39. Sign in the window of a closing store

45. Fr. title

46. Food stamp?

47. Long lunch?

48. ____ no good

50. First two words of “Green Eggs

and Ham”

52. Department store department

53. Separate oneself from society ... or

a hint to 19-, 31- and 39-Across

58. “That rocks!”

59. Bigwigs

63. “All’s Well That Ends Well” count

64. Male witch

65. Trauma ctrs.

66. Prefix with function

67. “The soul of wit,” according to

Polonius

Down 1. Excavated

2. Bear: Sp.

3. Long stretch

4. Knight’s ride

5. ____ Bora (Afghan region)

6. Paris affirmatives

7. Paris airport

8. “I’ll see you in the parking lot!”

9. Quick barber jobs

10. Yahtzee quintet

11. Hawaiian erupter

12. Brad with the 2011 album “This Is

Country Music”

13. Offer?

16. Contender

20. Wine barrel

21. Goat’s call

22. Result of a fire

23. “South Park” sibling

27. Central German river

28. Small-screen award

29. Final

32. Census stat

33. Yale alumni

34. Darn

35. Ashram activity

36. Faint

39. Give authority to

40. Presidents, at times

41. Actor Cronyn

42. Exploit

43. One rising at dawn

44. “Conan” channel

45. Longtime Zimbabwean leader

49. “The Bells ____ Mary’s”

50. “To whom ____ concern ...”51. Throat clearers52. 1655, in old Rome54. People’s “Sexiest Man Alive” of 199855. Pres. who got the nickname Rubbers due to his interest in family planning56. Zoo sound57. About, on a memo60. ____ polloi61. Leaf-peeping mo.62. It’s what’s up

BRAIN CALISTHENICSClassifiedsby: David Levinson Wilk © 2012 David Levinson Wilk

“Off the Grid”

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TRUSTEE SALE 9034 Brigadier Rd,

Mechanicsville, VA 23116-0000Hanover County

In execution of a Deed of Trust in the original principal amount of $271,000.00, dated December 7, 2009 recorded in the Clerk’s Office of the Circuit Court of the County Of Hanover, Virginia, in Deed Book 2967, at page 646, default having occurred in the payment of the Note thereby secured and at the request of the holder of said Note, the under signed Substitute Trustee will offer for sale at public auction at the entrance to the Circuit Court Hanover County, Hanover, Virginia, on August 14, 2012 at 9:00 o’clock am the property described in said deed, located at the above address and briefly described as:Lot 6, Block A, Section I, The Bluffs at Bell Creek, with improvements thereon.TERMS OF SALE: CASH: A deposit of $20,000.00, or 10% of the sales price, whichever is lower, cash or certified check, will be required at the time of sale with settlement within fifteen (15) days from the date of sale. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest. Additional terms may be announced at the time of sale. Pursuant to the Federal Fair Debt Collection Practices Act, we advise you that this firm is a debt collector attempting to collect the indebtedness referred to herein and any information we obtain will be used for that purpose.SAMUEL I. WHITE, P.C., Substitute TrusteeThis is a communication from a debt collector.FOR INFORMATION CONTACT: SAMUEL I. WHITE, P.C. (01-017481-12/CONV) 5040 Corporate Woods Drive, Suite 120 Virginia Beach, Virginia 23462 757-457-1460 - Call Between 9:00 a.m. and 11:30 a.m. or visit our website at www.siwpc.net

TRUSTEE SALE 8124 Preakness Ct,

Midlothian, VA 23112Chesterfield County

In execution of a Deed of Trust in the original principal amount of $106,000.00, dated November 18, 2002 recorded in the Clerk’s Office of the Circuit Court of the County Of Chesterfield, Virginia, in Deed Book 4787, at page 663, default having occurred in the payment of the Note thereby secured and at the request of the holder of said Note, the under signed Substitute Trustee will offer for sale at public auction at the entrance to the Courthouse, 9500 Courthouse Road, corner of Iron Bridge Road and Courthouse Road, Chesterfield County, Virginia, on August 14, 2012 at 3:15 o’clock pm the property described in said deed, located at the above address and briefly described as:Lot 20, Section 9, Deer Run, with improvements thereon.TERMS OF SALE: CASH: A deposit of $10,000.00, or 10% of the sales price, whichever is lower, cash or certified check, will be required at the time of sale with settlement within fifteen (15) days from the date of sale. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest. Additional terms may be announced at the time of sale. Pursuant to the Federal Fair Debt Collection Practices Act, we advise you that this firm is a debt collector attempting to collect the indebtedness referred to herein and any information we obtain will be used for that purpose.SAMUEL I. WHITE, P.C., Substitute TrusteeThis is a communication from a debt collector.FOR INFORMATION CONTACT: SAMUEL I. WHITE, P.C. (01-022521-11/CONV) 5040 Corporate Woods Drive, Suite 120 Virginia Beach, Virginia 23462 757-457-1460 - Call Between 9:00 a.m. and 11:30 a.m. or visit our website at www.siwpc.net

TRUSTEE SALE 7364 McCaul Ct,


In execution of a Deed of Trust in the original principal amount of $253,000.00, dated June 29, 2007 recorded in the Clerk’s Office of the Circuit Court of the County Of Hanover, Virginia, in Deed Book 2884, at page 2086, default having occurred in the payment of the Note thereby secured and at the request of the holder of said Note, the under signed Substitute Trustee will offer for sale at public auction at the entrance to the Circuit Court Hanover County, Hanover, Virginia, on August 14, 2012 at 9:00 o’clock am the property described in said deed, located at the above address and briefly described as: Lot 16, Block C, Section A, Windsor Subdivision, with improvements thereon. TERMS OF SALE: CASH: A deposit of $20,000.00, or 10% of the sales price, whichever is lower, cash or certified check, will be required at the time of sale with settlement within fifteen (15) days from the date of sale. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest. Additional terms may be announced at the time of sale. Pursuant to the Federal Fair Debt Collection Practices Act, we advise you that this firm is a debt collector attempting to collect the indebtedness referred to herein and any information we obtain will be used for that purpose.SAMUEL I. WHITE, P.C., Substitute TrusteeThis is a communication from a debt collector.FOR INFORMATION CONTACT: SAMUEL I. WHITE, P.C. (01-006726-12/CONV) 5040 Corporate Woods Drive, Suite 120 Virginia Beach, Virginia 23462 757-457-1460 - Call Between 9:00 a.m. and 11:30 a.m. or visit our website at www.siwpc.net

Trustee’s Sale7310 Kitchawam Court,

Chesterfield, Virginia 23832(Tax ID No. 764688636700000)

Default having been made in the terms of a certain Deed of Trust dated January 18, 2007, in the original principal amount of $158,900.00 and recorded in the Clerk’s Office of the Circuit Court of the County of Chesterfield, Virginia in Deed Book 7589, page 122, the undersigned Substitute Trustees will sell at public auction on August 15, 2012, at 12:30 p.m., in front of the building housing the Chesterfield County Circuit Court, 9500 Courthouse Road, Chesterfield, VA, the property designated as LOT 5, BLOCK E, SECTION C, on subdivision PLAT OF CREEKWOOD, recorded in the aforesaid Clerk’s Office in Plat Book 28, pages 81 and 82. Sale is subject to all prior liens, easements, restrictions, covenants, and conditions, if any, of record, or other matters which would be disclosed by an accurate survey or inspection of the premises. TERMS: CASH. A deposit of $15,500.00 or 10% of the sale price, whichever is lower, will be required of the successful bidder at time of sale. Prior to the sale, interested bidders will be required to register with and must present a bid deposit which may be held during the sale by the trustee. The bid deposit must be certified funds and/or cash, but no more than $10,000.00 of cash will be accepted. The successful bidder’s deposit will be retained at the sale and applied to the sale price. If held by the trustee, all other bid deposits will be returned to the unsuccessful bidders. Settlement is to be made within 15 days. The successful bidder will be required to execute a Memorandum of Trustee’s Sale, available for review on the Foreclosure Sales page ofwww.glasserlaw.com, outlining additional terms of sale and settlement. A Trustee’s Deed will be prepared by Trustee’s attorney at high bidder’s expense. This is a communication from a debt collector. Atlantic Trustee Services, L.L.C. and/or Lisa Brook Law, PLC, Substitute Trustees, Crown Center Building, Suite 600, 580 East Main Street, Norfolk, VA 23510, File No. 84593, Tel: (757) 321-6465, Between 10:00 a.m. & 12:00 noon only.

TRUSTEE SALE 5916 Greenfinch Rd, Richmond, VA 23237

Chesterfield CountyIn execution of a Deed of Trust in the original principal amount of $153,000.00, dated December 21, 2006 recorded in the Clerk’s Office of the Circuit Court of the County Of Chesterfield, Virginia, in Deed Book 7550, at page 0629, default having occurred in the payment of the Note thereby secured and at the request of the holder of said Note, the under signed Trustee will offer for sale at public auction at the entrance to the Courthouse, 9500 Courthouse Road, corner of Iron Bridge Road and Courthouse Road, Chesterfield County,Virginia, on August 16, 2012 at 11:15 o’clock am the property described in said deed, located at the above address and briefly described as: Lot 6, Block A, HOLLYBERRY HILLS, Section A, with improvements thereon. TERMS OF SALE: CASH: A deposit of $15,000.00, or 10% of the sales price, whichever is lower, cash or certified check, will be required at the time of sale with settlement within fifteen (15) days from the date of sale. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest. Additional terms may be announced at the time of sale. Pursuant to the Federal Fair Debt Collection Practices Act, we advise you that this firm is a debt collector attempting to collect the indebtedness referred to herein and any information we obtain will be used for that purpose.SAMUEL I. WHITE, P.C., TrusteeThis is a communication from a debt collector.FOR INFORMATION CONTACT: SAMUEL I. WHITE, P.C. (01-012701-12/CONV) 5040 Corporate Woods Drive, Suite 120 Virginia Beach, Virginia 23462 757-457-1460 - Call Between 9:00 a.m. and 11:30 a.m. or visit our website at www.siwpc.net

Trustee’s Sale7519 Mayland Drive,

Richmond, Virginia 23294(Tax ID No. 760-752-7704)

Default having been made in the terms of a certain Deed of Trust dated May 20, 2004, in the original principal amount of $120,000.00 and recorded in the Clerk’s Office of the Circuit Court of the County of Henrico, Virginia in Deed Book 3672, at Page 1240, the undersigned Substitute Trustees will sell at public auction on August 15, 2012, at 10:00 a.m., in front of the building housing the Henrico County Circuit Court, 4301 E. Parham Road (E. Parham and Hungary Spring Roads), Richmond, VA, the property designated as Lot 5, BLOCK B, TUCKAHOE PARK, as shown on that certain plat, dated March 9, 1955 and recorded April 26, 1955 in Plat Book 26, Pages 65 and 66, of the aforesaid Clerk’s Office. Sale is subject to all prior liens, easements, restrictions, covenants, and conditions, if any, of record, or other matters which would be disclosed by an accurate survey or inspection of the premises. TERMS: CASH. A deposit of$12,000.00 or 10% of the sale price, whichever is lower, will be required of the successful bidder at time of sale. Prior to the sale, interested bidders will be required to register with and must present a bid deposit which may be held during the sale by the trustee. The bid deposit must be certified funds and/or cash, but no more than $10,000.00 of cash will be accepted. The successful bidder’s deposit will be retained at the sale and applied to the sale price. If held by the trustee, all other bid deposits will be returned to the unsuccessful bidders. Settlement is to be made within 15 days. The successful bidder will be required to execute a Memorandum of Trustee’s Sale, available for review on the Foreclosure Sales page of www.glasserlaw.com, outlining additional terms of sale and settlement. A Trustee’s Deed will be prepared by Trustee’s attorney at high bidder’s expense. This is a communication from a debt collector. Glasser and Glasser, P.L.C. and/or Atlantic Trustee Services, L.L.C., Substitute Trustee, Crown Center Building, Suite 600, 580 East Main Street, Norfolk, VA 23510, File No. 94420, Tel:(757) 321-6465, Between 10:00 a.m. & 12:00 noon only.

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NOTICE OF TRUSTEE’S SALE OFPROPERTY LOCATED AT

515 A&B NORTH 24th STREETRICHMOND, VIRGINIA 23223

In execution of a Deed of Trust in the original principal amount of $264,000.00 from HSSN St. Properties, LLC, dated December 13, 2007, recorded December 13, 2007 as Instrument #070040280 among the land records for the City of Richmond, Virginia, as modified by a Modification Of Deed Of Trust dated February 8, 2008, recorded February 8, 2008 as Instrument #080003614 among the land records for the City of Richmond, Virginia, default having occurred, the Substitute Trustee, who was appointed by the instrument recorded as Instrument #120010234 among the land records of the City of Richmond, Virginia, at the direction of the secured party, will offer for sale at public auction to the highest bidder, on August 16, 2012 at 11:00 A.M., local time, at the main entrance of the Circuit Court for the City of Richmond, 400 North 9th Street Richmond, VA 23219-15407, the realty and personalty described in the said Deed of Trust located at the above address and briefly described as: 515 A & B North 24th Street, including common area, Richmond, Virginia 23223; Real Property Tax Map Reference Nos. E0000336030, E0000336031, and E0000336025. TERMS OF SALE: Cash. The Property will be auctioned as an entirety; bidders deposit of not more than $50,000 in cash, certified or cashier’s check may be required with settlement within 15 days or deposit forfeit; the Substitute Trustee reserves the right to waive the bidders deposit, postpone the sale, review the qualifications of all bidders, and/or reject all bids; “AS IS” without representation or warranty of any kind (including but not limited to) any representations regarding zoning, subdivision compliance, access, physical condition, parties in possession, topography, soil type or content, environmental conditions affecting the property, availability of public utilities, freedom from structural defects, construction in a workmanlike manner, and fitness for habitation; any personalty sold WITHOUT ANY IMPLIED WARRANTY OF MERCHANTABILITY OR FITNESS FOR A PARTICULAR PURPOSE; sale subject to all other prior liens, conditions, restrictions, rights-of-way, easements, and reservations of record; Additional terms, including the execution of a Memorandum of Sale will be announced at the sale. Time shall be of the essence with respect to all terms. Pursuant to the Federal Fair Debt Collection Practices Act, we advise you that we are a debt collector and any information obtained will be used for that purpose. FOR INFORMATION CONTACT: James A. Yergin, Substitute Trustee, 5290 Old Alexandria Turnpike, Warrenton, Virginia 20187, (540)207-3292.

NOTICE OF TRUSTEE’S SALE OFPROPERTY LOCATED AT

507 A&B NORTH 32nd STREET, RICHMOND, VIRGINIA 23223

In execution of a Deed of Trust in the original principal amount of $258,370 from HSSN St. Properties, LLC, dated November 14, 2005, recorded November 14, 2005 as Instrument #050039809 among the land records for the City of Richmond, Virginia, as modified by a Modification Of Deed Of Trust dated June 9, 2006, recorded June 9, 2006 as Instrument #060019385 among the land records for the City of Richmond, Virginia, default having occurred, the Substitute Trustee, who was appointed by the instrument recorded as Instrument #120010235 among the land records of the City of Richmond, Virginia, at the direction of the secured party, will offer for sale at public auction to the highest bidder, on August 16, 2012 at 11:10 A.M., local time, at the main entrance of the Circuit Court for the City of Richmond, 400 North 9th Street Richmond, VA 23219-15407, the realty and personalty described in the said Deed of Trust located at the above address and briefly described as: 507 A & B North 32nd Street, including common area, Richmond, Virginia 23223; Real Property Tax Map Reference Nos. E0000809028, E0000809029, and E0000809018. TERMS OF SALE: Cash. The Property will be auctioned as an entirety; bidders deposit of not more than $50,000 in cash, certified or cashier’s check may be required with settlement within 15 days or deposit forfeit; the Substitute Trustee reserves the right to waive the bidders deposit, postpone the sale, review the qualifications of all bidders, and/or reject all bids; “AS IS” without representation or warranty of any kind (including but not limited to) any representations regarding zoning, subdivision compliance, access, physical condition, parties in possession, topography, soil type or content, environmental conditions affecting the property, availability of public utilities, freedom from structural defects, construction in a workmanlike manner, and fitness for habitation; any personalty sold WITHOUT ANY IMPLIED WARRANTY OF MERCHANTABILITY OR FITNESS FOR A PARTICULAR PURPOSE; sale subject to all other prior liens, conditions, restrictions, rights-of-way, easements, and reservations of record; Additional terms, including the execution of a Memorandum of Sale will be announced at the sale. Time shall be of the essence with respect to all terms. Pursuant to the Federal Fair Debt Collection Practices Act, we advise you that we are a debt collector and any information obtained will be used for that purpose. FOR INFORMATION CONTACT: James A. Yergin, Substitute Trustee, 5290 Old Alexandria Turnpike, Warrenton, Virginia 20187, (540)207-3292.

TRUSTEE SALE 10827 Good Oak Lane,

Glen Allen, VA 23060Henrico County

In execution of a Deed of Trust in the original principal amount of $135,000.00, dated October 10, 2002 recorded in the Clerk’s Office of the Circuit Court of the County Of Henrico, Virginia, in Deed Book 3324, at page 1370, default having occurred in the payment of the Note thereby secured and at the request of the holder of said Note, the undersigned Substitute Trustee will offer for sale at public auction at the entrance to the Circuit Court Building of the County of Henrico, corner of Parham Road and Hungary Spring Road, Henrico County, Virginia, on August 14, 2012 at 1:00 o’clock pm the property described in said deed, located at the above address and briefly described as:consisting of 1.212 Acres, 0.21 mile west of the western line of Mountain Road, all as shown on a plat of survey by Balzar and Associates, Inc., dated August 24, 1987 recorded in Deed Book 2108, at page 891, with improvements thereon.TOGETHER WITH a non-exclusive 15 foot right of way running along the northwest line of subject property for egress and ingress to the property from Mountain Road.TERMS OF SALE: CASH: A deposit of $10,000.00, or 10% of the sales price, whichever is lower, cash or certified check, will be required at the time of sale with settlement within fifteen (15) days from the date of sale. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to postsale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest. Additional terms may be announced at the time of sale. Pursuant to the Federal Fair Debt Collection Practices Act, we advise you that this firm is a debt collector attempting to collect the indebtedness referred to herein and any information we obtain will be used for that purpose.SAMUEL I. WHITE, P.C., Substitute TrusteeThis is a communication from a debt collector.FOR INFORMATION CONTACT: SAMUEL I. WHITE, P.C. (01-011690-12/CONV) 5040 Corporate Woods Drive, Suite 120 Virginia Beach, Virginia 23462 7574571460 Call Between 9:00 a.m. and 11:30 a.m. or visit our website at www.siwpc.net

July 12, 2012 VIRGINIA: IN THE CIRCUIT COURT FOR THE COUNTY OF CHESTERFIELDVIRGINIA SNEAD Plaintiff,v.HAROLD DOUGLAS SNEAD, PATRICIA WOOSLEY and JOHN DOE AND JANE DOE PARTIES UNKNOWN, Defendants, et al.Case No. CL11-1836

ORDER OF PUBLICATIONThe object of this suit is for the Court to declare that Virginia Snead is the owner of certain real estate in Chesterfield County, Virginia, Tax Map Parcel 754-714-7787-00000 and 754-714-7969-00000, commonly known as 1813 and 1731 Chatsworth Avenue (collectively, the “Property”), respectively, or in the alternative for the Court to partition the Property or order the sale of the Property and distribute the net proceeds to the owners after reimbursing appropriate parties for taxes and other expenses paid in connection with the Property.It appearing that the Defendant Patricia Woosley resides outside of Virginia, and parties unknown may have an interest in the Property, it is ORDERED that the Defendants, Patricia Woosley, and any parties unknown who have an interest in the Property appear before this Court before the 5th day of September, 2012, at 9:00 a.m. and do what is necessary to protect their interest herein.William H. Shewmake, Esquire LeClairRyan Riverfront Plaza, East Tower 951 E. Byrd Street, 8th Floor Richmond, VA 23219 Copy Teste: Judy L. Worthington, Clerk

TRUSTEE’S SALE OF 4306 Overridge Drive, Chester, VA 23831. In execution of a certain deed of trust dated August 08, 2006, in the original principal amount of $230,550.00 recorded in the Clerk’s Office, Circuit Court for Chesterfield County, Virginia, in Deed Book 7287 Page 0514, default having occurred in the payment of the Note thereby secured and at the request of the holder, the undersigned Substitute Trustee will offer for sale at public auction in the front of the Circuit Court building for Chesterfield County, 9500 Courthouse Road, Chesterfield, Virginia, on August 17, 2012, at 12:03 PM, the property described in said deed of trust, located at the above address, and more particularly described as follows: ALL THOSE CERTAIN LOTS, PIECES OR PARCELS OF LAND AND APPURTENANCES THERETO, LYING AND BEING IN CHESTERFIELD COUNTY, VIRGINIA, DESIGNATED AS LOT 2, GREENBRIAR WOODS-SECTION 1, ON PLAT BY TIMMONS GROUP ENTITLED “GREENBRIAR WOODS- SECTION 1 “, DATED MAY 21, 2004, RECORDED JUNE 14, 2004, IN THE CLERK’S OFFICE, CIRCUIT COURT, CHESTERFIELD COUNTY, VIRGINIA, IN PLAT BOOK 144, PAGE 71.TERMS OF SALE: ALL CASH. A bidder’s deposit of ten percent (10%) of the sale price or ten percent (10%) of the original principal balance of the subject deed of trust, whichever is lower, in the form of cash or certified funds payable to the Substitute Trustee must be present at the time of the sale. The balance of the purchase price will be due within fifteen (15) days of sale, otherwise Purchaser’s deposit may be forfeited to Trustee. Time is of the essence. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest . Additional terms to be announced at the sale. A form copy of the Trustee’s memorandum of foreclosure sale and contract to purchase real property is available for viewing at www.bwwsales.com. This is a communication from a debt collector and any information obtained will be used for that purpose. The sale is subject to seller confirmation. Substitute Trustee: Equity Trustees, LLC, 8100 Three Chopt Rd., Suite 240, Richmond, VA 23229, (703)548-4600. For information contact: BWW Law Group, LLC, attorneys for Equity Trustees, LLC, 4520 East West Highway, Suite 200, Bethesda, MD 20814, (301) 961-6555, website: www.bwwsales.com. BWW# 143870 A-4279364 08/01/2012, 08/08/2012

Trustee’s Sale3154 Ellwood Avenue,

Richmond, Virginia 23221(Tax ID No. W0001407063)

Default having been made in the terms of a certain Deed of Trust dated May 28, 2009, in the original principal amount of $205,000.00 and recorded in the Clerk’s Office of the Circuit Court of the City of Richmond, Virginia as Instrument No. 09-11710, the undersigned Substitute Trustees will sell at public auction on August 15, 2012, at 11:15 a.m., in front of the building housing the Richmond Circuit Court, 400 North 9th Street, at the entrance facing Clay Street (8th and Clay Streets), Richmond, VA, the property designated as No. 3154 Ellwood Avenue, lying and being in the City of Richmond, Virginia, as shown on plat of survey made dated May 22, 2002, entitled “Improvements on Premises Known as #3154 Ellwood Avenue in Richmond, Va.”, a copy of which is attached to a deed recorded May 30, 2002, in the aforesaid Clerk’s Office as Instrument No. 02-016692. Sale is subject to all prior liens, easements, restrictions, covenants, and conditions, if any, of record, or other matters which would be disclosed by an accurate survey or inspection of the premises. TERMS: CASH. A deposit of $20,500.00 or 10% of the sale price, whichever is lower, will be required of the successful bidder at time of sale. Prior to the sale, interested bidders will be required to register with and must present a bid deposit which may be held during the sale by the trustee. The bid deposit must be certified funds and/or cash, but no more than $10,000.00 of cash will be accepted. The successful bidder’s deposit will be retained at the sale and applied to the sale price. If held by the trustee, all other bid deposits will be returned to the unsuccessful bidders. Settlement is to be made within 15 days. The successful bidder will be required to execute a Memorandum of Trustee’s Sale, available for review on the Foreclosure Sales page ofwww.glasserlaw.com, outlining additional terms of sale and settlement. A Trustee’s Deed will be prepared by Trustee’s attorney at high bidder’s expense. This is a communication from a debt collector. Atlantic Trustee Services, L.L.C., Substitute Trustee, Crown Center Building, Suite 600, 580 East Main Street, Norfolk, VA 23510, File No. 98252, Tel: (757) 321-6465, Between 10:00 a.m. & 12:00 noon only.

TRUSTEE’S SALE619 Village Gate Drive, Midlothian, VA 23114

Parcel ID 729706841500000

Pursuant to the terms of a deed of trust dated May 13, 2005, in the original principal amount of $173,950.00, recorded in the Clerk’s Office of the Circuit Court of Chesterfield County, Virginia, in Deed Book 6385, Page 686, the property briefly described below will be offered for sale at public auction:

Lot 24, Sycamore Village, Sec. B, as shown on a plat recorded in the aforesaid Clerk’s Office in Plat Book 101, Pages 54-55, and as more particularly described in the referenced deed of trust.

The sale will take place on august 15, 2012, at 4:00 p.m., at the front entrance to the building housing the Circuit Court of Chesterfield County, located at 9500 Courthouse Road, Chesterfield, VA.

The property and the improvements thereon will be sold “AS IS” and without representation or warranties of any kind. The sale is subject to all liens, encumbrances, conditions, easements and restrictions, if any, superior to the mentioned deed of trust and lawfully affecting the property.

Terms: A deposit in the form of CERtIFIED FuNDs in the amount of $17,000.00 or 10% of the successful bid, whichever is lower, is required of any bidder at the time of sale. Closing within fifteen (15) days of sale. Time is of the essence. Additional terms will be announced at sale. Purchaser to pay all closing costs. Sale subject to seller confirmation. Pursuant to the Federal Fair Debt Collection Practices Act, we advise you that this firm is a debt collector attempting to collect the indebtedness referred to herein, and any information we obtain will be used for that purpose.

Evans & Bryant, PLC, Substitute Trustee

FOR INFORMATION CONTACT: Jennifer, Assistant to Julian A. Bryant, Jr., at Evans & Bryant, PLC, Substitute Trustee, 2101 Parks Avenue, Suite 301, Virginia Beach, VA 23451. 1-757-437-9500 (1228275).

TRUSTEE’S SALE814 Louisiana Street, Richmond, VA 23231

Parcel ID E0001570033

Pursuant to the terms of a deed of trust dated January 25, 2007, in the original principal amount of $176,852.00, recorded in the Clerk’s Office of the Circuit Court of the City of Richmond, Virginia, as Instrument No. 070003229, the property briefly described below will be offered for sale at public auction:

Lot 20, Fulton Addition, Sec. 1, Phase 2, as shown on a plat recorded in the aforesaid Clerk’s Office in Plat Book 6, Page 5725, and as more particularly described in the referenced deed of trust.

The sale will take place on august 15, 2012, at 11:30 a.m., at the front entrance to the building housing the Circuit Court of the City of Richmond, located at 400 N. Ninth Street, Richmond, VA.





TRUSTEE’S SALE6108 Oakano Drive, Richmond, VA 23231

Parcel ID 804-706-2388

Pursuant to the terms of a deed of trust dated May 22, 2006, in the original principal amount of $135,200.00, recorded in the Clerk’s Office of the Circuit Court of Henrico County, Virginia, in Deed Book 4126, Page 993, the property briefly described below will be offered for sale at public auction:

Lot 3, Block B, Oakland Village, Sec. A, as shown on a plat recorded in the aforesaid Clerk’s Office in Plat Book 57, Pages 49-50, and as more particularly described in the referenced deed of trust.

The sale will take place on august 15, 2012, at 12:15 p.m., at the front entrance to the building housing the Circuit Court of Henrico County, located at 4301 East Parham Road, Henrico, VA.


Terms: a deposit in the form of CERtIFIED FuNDs in the amount of $10,000.00 or 10% of the successful bid, whichever is lower, is required of any bidder at the time of sale. Closing within fifteen (15) days of sale. Time is of the essence. Additional terms will be announced at sale. Purchaser to pay all closing costs. Sale subject to seller confirmation. Pursuant to the Federal Fair Debt Collection Practices Act, we advise you that this firm is a debt collector attempting to collect the indebtedness referred to herein, and any information we obtain will be used for that purpose.



TRUSTEE SALE 9320 Ramsgate Lane,

Richmond, VA 23236-1553Chesterfield County

In execution of a Deed of Trust in the original principal amount of $275,000.00, dated May 2, 2008 recorded in the Clerk’s Office of the Circuit Court of the County Of Chesterfield, Virginia, in Deed Book 8312, at page 0082, default having occurred in the payment of the Note thereby secured and at the request of the holder of said Note, the under signed Substitute Trustee will offer for sale at public auction at the entrance to the Courthouse, 9500 Courthouse Road, corner of Iron Bridge Road and Courthouse Road, Chesterfield County, Virginia, on August 16, 2012 at 11:15 o’clock am the property described in said deed, located at the above address and briefly described as: Lot 2, Block A, Section 1, Bexley, with improvements thereon. TERMS OF SALE: CASH: A deposit of $20,000.00, or 10% of the sales price, whichever is lower, cash or certified check, will be required at the time of sale with settlement within fifteen (15) days from the date of sale. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest. Additional terms may be announced at the time of sale. Pursuant to the Federal Fair Debt Collection Practices Act, we advise you that this firm is a debt collector attempting to collect the indebtedness referred to herein and any information we obtain will be used for that purpose.SAMUEL I. WHITE, P.C., Substitute TrusteeThis is a communication from a debt collector.FOR INFORMATION CONTACT: SAMUEL I. WHITE, P.C. (40-004825-12/CONV) 5040 Corporate Woods Drive, Suite 120 Virginia Beach, Virginia 23462 757-457-1460 - Call Between 9:00 a.m. and 11:30 a.m. or visit our website at www.siwpc.net

TRUSTEE SALE7563 Sambar Rd, Chesterfield, VA 23832-

6628 In execution of a Deed of Trust in the original principal amount of $162,750.00, datedDecember 8, 2004 recorded in the Clerk’s Office of the Circuit Court of the County Of Chesterfield, Virginia, in Deed Book 6116, at page 346, default having occurred in the payment of the Note thereby secured and at the request of the holder of said Note, the under signed Substitute Trustee will offer for sale at public auction at the entrance to the Courthouse, 9500 Courthouse Road, corner of Iron Bridge Road and Courthouse Road, Chesterfield County, Virginia, on August 21, 2012 at 3:15 o’clock pm the property described in said deed, located at the above address and briefly described as: Lot 15, Block H, Section B, Deerfield Estates, with improvements thereon. TERMS OF SALE: CASH: A deposit of $15,000.00, or 10% of the sales price, whichever is lower, cash or certified check, will be required at the time of sale with settlement within fifteen (15) days from the date of sale. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest. Additional terms may be announced at the time of sale.Pursuant to the Federal Fair Debt Collection Practices Act, we advise you that this firm is a debt collector attempting to collect the indebtedness referred to herein and any information we obtain will be used for that purpose.SAMUEL I. WHITE, P.C., Substitute TrusteeThis is a communication from a debt collector. FOR INFORMATION CONTACT: SAMUEL I. WHITE, P.C. (01-019722-10/CONV)5040 Corporate Woods Drive, Suite 120Virginia Beach, Virginia 23462757-457-1460 - Call Between 9:00 a.m. and 11:30 a.m.or visit our website at www.siwpc.net

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TRUSTEE’S SALE OF 2527 Hawkesbury Court, Richmond, VA 23233. In execution of a certain deed of trust dated February 23, 2007, in the original principal amount of $256,000.00 recorded in the Clerk’s Office, Circuit Court for Henrico County, Virginia, in Instrument No. 200707010501, default having occurred in the payment of the Note thereby secured and at the request of the holder, the undersigned Substitute Trustee will offer for sale at public auction in the front of the Circuit Court building for Henrico County, 4301 E. Parham Road, Richmond, Virginia, on August 24, 2012, at 10:00 AM, the property described in said deed of trust, located at the above address, and more particularly described as follows: ALL THAT CERTAIN LOT, PIECE OR PARCEL OF LAND, WITH ALL IMPROVEMENTS THEREON AND APPURTENANCES THERETO BELONGING, LYING IN HENRICO COUNTY, VIRGINIA, DESIGNATED AS LOT 78, BLOCK B, SECTION 4 OF KESWICK, ON A SUBDIVISION PLAT RECORDED IN THE CLERK’S OFFICE, CIRCUIT COURT, HENRICO COUNTY, VIRGINIA, IN PLAT BOOK 105, PAGE 17, TO WHICH PLAT REFERENCE IS MADE FOR A MORE PARTICULAR DESCRIPTION OF THE PROPERTY..TERMS OF SALE: ALL CASH. A bidder’s deposit of ten percent (10%) of the sale price or ten percent (10%) of the original principal balance of the subject deed of trust, whichever is lower, in the form of cash or certified funds payable to the Substitute Trustee must be present at the time of the sale. The balance of the purchase price will be due within fifteen (15) days of sale, otherwise Purchaser’s deposit may be forfeited to Trustee. Time is of the essence. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest. Additional terms to be announced at the sale. A form copy of the Trustee’s memorandum of foreclosure sale and contract to purchase real property is available for viewing at www.bwwsales.com. This is a communication from a debt collector and any information obtained will be used for that purpose. The sale is subject to seller confirmation. Substitute Trustee: Equity Trustees, LLC, 8100 Three Chopt Rd., Suite 240, Richmond, VA 23229, (703)548-4600. For information contact: BWW Law Group, LLC, attorneys for Equity Trustees, LLC, 4520 East West Highway, Suite 200, Bethesda, MD 20814, (301) 961-6555, website: www.bwwsales.com. BWW# 118371

TRUSTEE’S SALE OF 4701 Hillbrook Avenue, Richmond, VA 23231. In execution of a certain deed of trust dated November 07, 2007, in the original principal amount of $147,050.00 recorded in the Clerk’s Office, Circuit Court for Henrico County, Virginia, in Deed Book 4435 Page 0745, default having occurred in the payment of the Note thereby secured and at the request of the holder, the undersigned Substitute Trustee will offer for sale at public auction in the front of the Circuit Court building for Henrico County, 4301 E. Parham Road, Richmond, Virginia, on August 24, 2012, at 10:00 AM, the property described in said deed of trust, located at the above address, and more particularly described as follows: ALL THAT CERTAIN LOT, PIECE OR PARCEL OF LAND WITH THE IMPROVEMENTS THEREON AND APPURTENANCES THEREUNTO BELONGING, LYING AND BEING IN HENRICO COUNTY, VIRGINIA, SHOWN AND DESIGNATED AS LOT 5, BLOCK B, SECTION B, VILLAGE GREEN SUBDIVISION, PLAT OF WHICH IS MADE BY BREMNER, YOUNGBLOOD, SHARP, INC. IS RECORDED IN THE CLERK’S OFFICE, CIRCUIT COURT, HENRICO COUNTY, VIRGINIA IN PLAT BOOK 65, PAGE 26, REFERENCE TO WHICH IS HEREBY MADE FOR A MORE PARTICULAR DESCRIPTION OF THE LAND..TERMS OF SALE: ALL CASH. A bidder’s deposit of ten percent (10%) of the sale price or ten percent (10%) of the original principal balance of the subject deed of trust, whichever is lower, in the form of cash or certified funds payable to the Substitute Trustee must be present at the time of the sale. The balance of the purchase price will be due within fifteen (15) days of sale, otherwise Purchaser’s deposit may be forfeited to Trustee. Time is of the essence. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest . Additional terms to be announced at the sale. A form copy of the Trustee’s memorandum of foreclosure sale and contract to purchase real property is available for viewing at www.bwwsales.com. This is a communication from a debt collector and any information obtained will be used for that purpose. The sale is subject to seller confirmation. Substitute Trustee: Equity Trustees, LLC, 8100 Three Chopt Rd., Suite 240, Richmond, VA 23229, (703)548-4600. For information contact: BWW Law Group, LLC, attorneys for Equity Trustees, LLC, 4520 East West Highway, Suite 200, Bethesda, MD 20814, (301) 961-6555, website: www.bwwsales.com. BWW# 142440

TRUSTEE’S SALE OF 4400 Warwick Road, Richmond, VA 23224.

In execution of a certain deed of trust dated October 20, 1999, in the original principal amount of $40,000.00 recorded in the Clerk’s Office, Circuit Court for Richmond City, Virginia, in Instrument No. 990029195, default having occurred in the payment of the Note thereby secured and at the request of the holder, the undersigned Substitute Trustee will offer for sale at public auction in the front of the Circuit Court building for the City of Richmond, John Marshall Courts Building, 400 North 9th Street, Richmond, Virginia, on August 31, 2012, at 11:00 AM, the property described in said deed of trust, located at the above address, and more particularly described as follows: ALL THAT CERTAIN LOT, PIECE OR PARCEL OF LAND WITH IMPROVEMENTS THEREON LYING AND BEING IN THE CITY OF RICHMOND, (FORMERLY CHESTERFIELD COUNTY), VIRGINIA, NO. 4400 WARWICK ROAD (FORMERLY SHORT WARWICK ROAD) AND FURTHER KNOWN AND DESIGNATED AS LOT 6, BLOCK A, WENDELL FARMS, AS SHOWN ON PLAT OF SURVEY MADE BY HARVEY L. PARKS, DATED AUGUST 1, 1979, ENTITLED “IMPROVEMENTS ON LOT 6, BLOCK A, WENDELL FARMS, CITY OF RICHMOND VIRGINIA.” SAID PLAT WAS RECORDED APRIL 15, 1980..TERMS OF SALE: ALL CASH. A bidder’s deposit of ten percent (10%) of the sale price or ten percent (10%) of the original principal balance of the subject deed of trust, whichever is lower, in the form of cash or certified funds payable to the Substitute Trustee must be present at the time of the sale. The balance of the purchase price will be due within fifteen (15) days of sale, otherwise Purchaser’s deposit may be forfeited to Trustee. Time is of the essence. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest . Additional terms to be announced at the sale. A form copy of the Trustee’s memorandum of foreclosure sale and contract to purchase real property is available for viewing at www.bwwsales.com. This is a communication from a debt collector and any information obtained will be used for that purpose. The sale is subject to seller confirmation. Substitute Trustee: Equity Trustees, LLC, 8100 Three Chopt Rd., Suite 240, Richmond, VA 23229, (703)548-4600. For information contact: BWW Law Group, LLC, attorneys for Equity Trustees, LLC, 4520 East West Highway, Suite 200, Bethesda, MD 20814, (301) 961-6555, website: www.bwwsales.com. BWW# 23653

TRUSTEE’S SALE OF 3401 Julep Drive, Colonial Heights AKA South Chesterfield, VA 23834. In execution of a certain deed of trust dated June 29, 2001, in the original principal amount of $78,375.00 recorded in the Clerk’s Office, Circuit Court for Chesterfield County, Virginia, in Deed Book 4144 Page 531, default having occurred in the payment of the Note thereby secured and at the request of the holder, the undersigned Substitute Trustee will offer for sale at public auction in the front of the Circuit Court building for Chesterfield County, 9500 Courthouse Road, Chesterfield, Virginia, on September 14, 2012, at 12:00 PM, the property described in said deed of trust, located at the above address, and more particularly described as follows: ALL THAT CERTAIN LOT, PIECE OR PARCEL OF LAND, LYING AND BEING IN CHESTERFIELD COUNTY, VIRGINIA, KNOWN AND DESIGNATED AS LOT 6, BLOCK H, SECTION C, COLONIAL PINES ESTATES, ON PLAT OF SURVEY MADE BY VIRGINIA SURVEYS, DATED SEPTEMBER 20, 1980, RECORDED NOVEMBER 21, 1980, IN THE CLERK’S OFFICE OF THE CIRCUIT COURT OF CHESTERFIELD COUNTY, VIRGINIA IN PLAT BOOK 37, PAGES 78, 79 AND 80, REFERENCE TO WHICH PLAT IS HEREBY MADE FOR A MORE PARTICULAR DESCRIPTION.TERMS OF SALE: ALL CASH. A bidder’s deposit of ten percent (10%) of the sale price or ten percent (10%) of the original principal balance of the subject deed of trust, whichever is lower, in the form of cash or certified funds payable to the Substitute Trustee must be present at the time of the sale. The balance of the purchase price will be due within fifteen (15) days of sale, otherwise Purchaser’s deposit may be forfeited to Trustee. Time is of the essence. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest . Additional terms to be announced at the sale. A form copy of the Trustee’s memorandum of foreclosure sale and contract to purchase real property is available for viewing at www.bwwsales.com. This is a communication from a debt collector and any information obtained will be used for that purpose. The sale is subject to seller confirmation. Substitute Trustee: Equity Trustees, LLC, 8100 Three Chopt Rd., Suite 240, Richmond, VA 23229, (703)548-4600. For information contact: BWW Law Group, LLC, attorneys for Equity Trustees, LLC, 4520 East West Highway, Suite 200, Bethesda, MD 20814, (301) 961-6555, website: www.bwwsales.com. BWW# 60030

TRUSTEE SALE 821 Brassie Ln Apt A,

Glen Allen, VA 23059-7424Henrico County

In execution of a Deed of Trust in the original principal amount of $114,022.00, dated January 26, 2007 recorded in the Clerk’s Office of the Circuit Court of the County Of Henrico, Virginia, in Deed Book 4279, at page 0189, default having occurred in the payment of the Note thereby secured and at the request of the holder of said Note, the undersigned Substitute Trustee will offer for sale at public auction at the entrance to the Circuit Court Building of the County of Henrico, corner of Parham Road and Hungary Spring Road, Henrico County, Virginia, on August 21, 2012 at 1:00 o’clock pm the property described in said deed, located at the above address and briefly described as: Unit # 821-A Brassie Lane, Model B, Type 4 Building, The Links Condominium, together with the undivided interest in the common elements. TERMS OF SALE: CASH: A deposit of $10,000.00, or 10% of the sales price, whichever is lower, cash or certified check, will be required at the time of sale with settlement within fifteen (15) days from the date of sale. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to postsale confirmation of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest. Additional terms may be announced at the time of sale.Pursuant to the Federal Fair Debt Collection Practices Act, we advise you that this firm is a debt collector attempting to collect the indebtedness referred to herein and any information we obtain will be used for that purpose.SAMUEL I. WHITE, P.C., Substitute TrusteeThis is a communication from a debt collector.FOR INFORMATION CONTACT: SAMUEL I. WHITE, P.C. (40-008575-12/CONV) 5040 Corporate Woods Drive, Suite 120 Virginia Beach, Virginia 23462 7574571460 Call Between 9:00 a.m. and 11:30 a.m. or visit our website at www.siwpc.net

TRUSTEE SALE3463 Cooper Rd, Richmond, VA 23225-

1329

In execution of a Deed of Trust in the original principal amount of $182,535.00, datedDecember 6, 2010 recorded in the Clerk’s Office of the Circuit Court of the City Of Richmond, Virginia, in Instrument 100023934, at page 0347, default having occurred in the payment of the Note thereby secured and at the request of the holder of said Note, the under signed Trustee will offer for sale at public auction at the entrance to the John Marshall Courts Building, 400 North 9th Street, Richmond, Virginia, on August 21, 2012 at 2:00 o’clock pm the property described in said deed, located at the above address and briefly described as:Lot 7, Block F, East Grandview, recorded in the Clerk’s Office, Chesterfield County, Virginia,, in Plat Book 8, Page 255, with improvements thereon. TERMS OF SALE: CASH: A deposit of $15,000.00, or 10% of the sales price, whichever is lower, cash or certified check, will be required at the time of sale with settlement within fifteen (15) days from the date of sale. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest. Additional terms may be announced at the time of sale.Pursuant to the Federal Fair Debt Collection Practices Act, we advise you that this firm is a debt collector attempting to collect the indebtedness referred to herein and any information we obtain will be used for that purpose.SAMUEL I. WHITE, P.C., TrusteeThis is a communication from a debt collector. FOR INFORMATION CONTACT: SAMUEL I. WHITE, P.C. (01-000837-12/CONV) 5040 Corporate Woods Drive, Suite 120, Virginia Beach, Virginia 23462, 757-457-1460 - Call Between 9:00 a.m. and 11:30 a.m. or visit our website at www.siwpc.net

NOTICE OF TRUSTEE’S SALE OFPROPERTY LOCATED AT 217 NORTH BOULEVARD

RICHMOND, VIRGINIA In execution of a Deed of Trust in the original principal amount of $379,000.00 from 217 N. BLVD, LLC, dated April 28, 2008, recorded April 29, 2008 as Instrument #080011545 among the land records for the City of Richmond, Virginia, default having occurred, the Substitute Trustee, who was appointed by the instrument recorded as Instrument #120013844 among the land records of the City of Richmond, Virginia, at the direction of the secured party, will offer for sale at public auction to the highest bidder, on September 5, 2012, at 11:00 A.M., local time, at the main entrance of the Circuit Court for the City of Richmond, 400 North 9th Street, Richmond, VA 23219-15407, the realty and personalty described in the said Deed of Trust located at the above address and briefly described as: 217 North Boulevard, Richmond, Virginia; Tax Map #W000-1204/021. TERMS OF SALE: Cash. The Properties will be auctioned individually and as an entirety with the sale going to largest aggregate amount; bidders deposit of not more than $50,000 in cash, certified or cashier’s check may be required with settlement within 15 days or deposit forfeit; the Substitute Trustee reserves the right to waive the bidders deposit, postpone the sale, review the qualifications of all bidders, and/or reject all bids; “AS IS” without representation or warranty of any kind (including but not limited to) any representations regarding zoning, subdivision compliance, access, physical condition, parties in possession, topography, soil type or content, environmental conditions affecting the property, availability of public utilities, freedom from structural defects, construction in a workmanlike manner, and fitness for habitation; any personalty sold WITHOUT ANY IMPLIED WARRANTY OF MERCHANTABILITY OR FITNESS FOR A PARTICULAR PURPOSE; sale subject to all other prior liens, conditions, restrictions, rights-of-way, easements, and reservations of record; Additional terms, including the execution of a Memorandum of Sale will be announced at the sale. Time shall be of the essence with respect to all terms. Pursuant to the Federal Fair Debt Collection Practices Act, we advise you that we are a debt collector and any information obtained will be used for that purpose. FOR INFORMATION CONTACT: James A. Yergin, Substitute Trustee, 5290 Old Alexandria Turnpike, Warrenton, Virginia 20187, (540)207-3293.

TRUSTEE SALE7223 Pineleaf Dr, Richmond, VA 23234-

8226Chesterfield County

In execution of a Deed of Trust in the original principal amount of $118,750.00, datedMay 29, 2001 recorded in the Clerk’s Office of the Circuit Court of the County Of Chesterfield, Virginia, in Deed Book 4106, at page 851, default having occurred in the payment of the Note thereby secured and at the request of the holder of said Note, the under signed Substitute Trustee will offer for sale at public auction at the entrance to the Courthouse, 9500 Courthouse Road, corner of Iron Bridge Road and Courthouse Road, Chesterfield County, Virginia, on August 28, 2012 at 3:15 o’clock pm the property described in said deed, located at the above address and briefly described as: Lot 60, Section D, Hilmar, with improvements thereon. TERMS OF SALE: CASH: A deposit of $10,000.00, or 10% of the sales price, whichever is lower, cash or certified check, will be required at the time of sale with settlement within fifteen (15) days from the date of sale. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest. Additional terms may be announced at the time of sale.Pursuant to the Federal Fair Debt Collection Practices Act, we advise you that this firm is a debt collector attempting to collect the indebtedness referred to herein and any information we obtain will be used for that purpose.SAMUEL I. WHITE, P.C., Substitute TrusteeThis is a communication from a debt collector. FOR INFORMATION CONTACT: SAMUEL I. WHITE, P.C. (01-012008-10/CONV)5040 Corporate Woods Drive, Suite 120Virginia Beach, Virginia 23462757-457-1460 - Call Between 9:00 a.m. and 11:30 a.m.or visit our website at www.siwpc.net

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TRUSTEE’S SALE OF 5804 Kristenleaf Court, Richmond, VA 23225. In execution of a certain deed of trust dated March 27, 2007, in the original principal amount of $175,950.00 recorded in the Clerk’s Office, Circuit Court for Richmond City, Virginia, in Instrument No. 070013236, default having occurred in the payment of the Note thereby secured and at the request of the holder, the undersigned Substitute Trustee will offer for sale at public auction in the front of the Circuit Court building for the City of Richmond, John Marshall Courts Building, 400 North 9th Street, Richmond, Virginia, on August 31, 2012, at 11:02 AM, the property described in said deed of trust, located at the above address, and more particularly described as follows: ALL THAT CERTAIN LOT, PIECE OR PARCEL OF LAND, WITH ALL IMPROVEMENTS THEREON AND APPURTENANCES THERETO, BELONGING LYING AND BEING IN THE CITY OF RICHMOND (FORMERLY MANCHESTER DISTRICT, CHESTERFIELD COUNTY) AND KNOWN AS LOT 28, SWANSON WOODS SUBDIVISION, ALL AS SHOWN ON PLAT PREPARED BY EDWARDS, KRETZ, LOHR & ASSOCIATES, INC. DETED APRIL 1,1999 ENTITLED, “SWANSON WOODS, CITY OF RICHMOND, VIRGINIA”, A COPY OF WHICH PLAT IS RECORDED IN THE CLERKS OFFICE, CIRCUIT COURT, CITY OF RICHMOND, VIRGINIA IN PLAT BOOK 99, PAGES 77 AND 78..TERMS OF SALE: ALL CASH. A bidder’s deposit of ten percent (10%) of the sale price or ten percent (10%) of the original principal balance of the subject deed of trust, whichever is lower, in the form of cash or certified funds payable to the Substitute Trustee must be present at the time of the sale. The balance of the purchase price will be due within fifteen (15) days of sale, otherwise Purchaser’s deposit may be forfeited to Trustee. Time is of the essence. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest . Additional terms to be announced at the sale. A form copy of the Trustee’s memorandum of foreclosure sale and contract to purchase real property is available for viewing at www.bwwsales.com. This is a communication from a debt collector and any information obtained will be used for that purpose. The sale is subject to seller confirmation. Substitute Trustee: Equity Trustees, LLC, 8100 Three Chopt Rd., Suite 240, Richmond, VA 23229, (703)548-4600. For information contact: BWW Law Group, LLC, attorneys for Equity Trustees, LLC, 4520 East West Highway, Suite 200, Bethesda, MD 20814, (301) 961-6555, website: www.bwwsales.com. BWW# 152573 A-4283379 08/08/2012, 08/15/2012

TRUSTEE’S SALE OF 1414 West Marshall Street, Unit # 305, Richmond, VA 23220. In execution of a certain deed of trust dated November 19, 2007, in the original principal amount of $162,768.00 recorded in the Clerk’s Office, Circuit Court for Richmond City, Virginia, in Instrument No. 070038183, default having occurred in the payment of the Note thereby secured and at the request of the holder, the undersigned Substitute Trustee will offer for sale at public auction in the front of the Circuit Court building for the City of Richmond, John Marshall Courts Building, 400 North 9th Street, Richmond, Virginia, on August 31, 2012, at 11:01 AM, the property described in said deed of trust, located at the above address, and more particularly described as follows: ALL THAT CERTAIN CONDOMINIUM UNIT LOCATED IN THE CITY OF RICHMOND, VIRGINIA, KNOWN AND NUMBERED AND DESCRIBED AS UNIT 305, THE EAGLE MILL TOWERS, A CONDOMINIUM , AS ESTABLISHED BY DECLARATIONS ENTITLED “THE EAGLE MILL TOWERS, A CONDOMINIUM”, RECORDED AUGUST 24, 2007, IN THE CLERK’S OFFICE, CIRCUIT COURT, CITY OF RICHMOND, VIRGINIA, AS INSTRUMENT NO. 07-29005 AND AS IT MAY BE AMENDED AND SUPPLEMENTED FROM TIME TO TIME. TOGETHER WITH AN UNDIVIDED INTEREST IN CERTAIN COMMON ELEMENTS, ALL AS MORE PARTICULARLY DESCRIBED AND ALLOCATED IN THE DECLARATIONS OF CONDOMINIUM OF THE EAGLE MILL TOWERS, A CONDOMINIUM, RECORDED IN THE CLERK’S OFFICE CIRCUIT COURT, CITY OF RICHMOND, VIRGINIA, IN THE ABOVE REFERENCED INSTRUMENT NUMBER..TERMS OF SALE: ALL CASH. A bidder’s deposit of ten percent (10%) of the sale price or ten percent (10%) of the original principal balance of the subject deed of trust, whichever is lower, in the form of cash or certified funds payable to the Substitute Trustee must be present at the time of the sale. The balance of the purchase price will be due within fifteen (15) days of sale, otherwise Purchaser’s deposit may be forfeited to Trustee. Time is of the essence. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest . Additional terms to be announced at the sale. A form copy of the Trustee’s memorandum of foreclosure sale and contract to purchase real property is available for viewing at www.bwwsales.com. This is a communication from a debt collector and any information obtained will be used for that purpose. The sale is subject to seller confirmation. Substitute Trustee: Equity Trustees, LLC, 8100 Three Chopt Rd., Suite 240, Richmond, VA 23229, (703)548-4600. For information contact: BWW Law Group, LLC, attorneys for Equity Trustees, LLC, 4520 East West Highway, Suite 200, Bethesda, MD 20814, (301) 961-6555, website: www.bwwsales.com. BWW# 151283 A-4283383 08/08/2012, 08/15/2012

TRUSTEE’S SALE OF 2706 Nine Mile Road, Richmond, VA 23223. In execution of a certain deed of trust dated November 16, 2009, in the original principal amount of $75,318.00 recorded in the Clerk’s Office, Circuit Court for Richmond City, Virginia, in Instrument No. 090025730, default having occurred in the payment of the Note thereby secured and at the request of the holder, the undersigned Substitute Trustee will offer for sale at public auction in the front of the Circuit Court building for the City of Richmond, John Marshall Courts Building, 400 North 9th Street, Richmond, Virginia, on September 14, 2012, at 11:01 AM, the property described in said deed of trust, located at the above address, and more particularly described as follows: ALL THAT CERTAIN LOT OR PARCEL OF LAND WITH THE IMPROVEMENTS THEREON, KNOWN AS NO. 2706 NINE MILE ROAD, LYING AND BEING IN THE CITY OF RICHMOND, VIRGINIA, AND DESCRIBED AS FOLLOWS: BEGINNING AT A POINT ON THE NORTH LINE OF THE NINE MILE ROAD DISTANT NINETY-EIGHT AND TWO-TENTHS FEET (98.2) EAST OF THE SOUTHEAST LINE OF TWENTY-SEVENTH STREET, THENCE, RUNNING EASTWARDLY ALONG AND FRONTING ON THE NORTH LINE OF NINE MILE ROAD, TWENTY- FOUR (24) FEET, THENCE EXTENDING BACK NORTHWARDLY ALONG A FENCE, ONE HUNDRED AND TWELVE AND ONE- TENTH FEET (112.1) TO THE SOUTHEAST LINE OF TWENTY SEVENTH STREET, THIRTY-FOUR (34) FEET, THENCE EXTENDING SOUTHWARDLY ALONG A FENCE EIGHTY-EIGHT AN FIVE-TENTHS FEET (88.5) MORE OR LESS, TO A POINT OF BEGINNING ON THE NORTH LINE OF NINE MILE ROAD, BEING A PART OF LOT NO.1 IN BLOCK N. 3 ON THE PLAN OF THE LANDS OF VALENTINE HECHLER, RECORDED IN THE CLERK’S OFFICE OF THE CIRCUIT COURT OF HENRICO COUNTY, IN PLAT BOOK 8, PAGE 42, ALL AS ORE FULLY SHOWN ON A PLAT OF SURVEY MADE BY T. CRAWFORD REDD & BRO., INC., CIVIL ENGINEERS, DATED DECEMBER 4, 1935, RECORDED WITH A DEED FROM EARL E HUGHES AND WIFE TO L.M. GUNN, DATED DECEMBER 11, 1935, IN THE CLERK’S OFFICE OF THE RICHMOND CHANCERY COURT, IN DEED BOOK 399-0, PAGE 144..TERMS OF SALE: ALL CASH. A bidder’s deposit of ten percent (10%) of the sale price or ten percent (10%) of the original principal balance of the subject deed of trust, whichever is lower, in the form of cash or certified funds payable to the Substitute Trustee must be present at the time of the sale. The balance of the purchase price will be due within fifteen (15) days of sale, otherwise Purchaser’s deposit may be forfeited to Trustee. Time is of the essence. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest . Additional terms to be announced at the sale. A form copy of the Trustee’s memorandum of foreclosure sale and contract to purchase real property is available for viewing at www.bwwsales.com. This is a communication from a debt collector and any information obtained will be used for that purpose. The sale is subject to seller confirmation. Substitute Trustee: Equity Trustees, LLC, 8100 Three Chopt Rd., Suite 240, Richmond, VA 23229, (703)548-4600. For information contact: BWW Law Group, LLC, attorneys for Equity Trustees, LLC, 4520 East West Highway, Suite 200, Bethesda, MD 20814, (301) 961-6555, website: www.bwwsales.com. BWW# 134383 A-4283413 08/08/2012, 08/15/2012

TRUSTEE’S SALE OF 8333 Summer Walk Parkway, Mechanicsville, VA 23116. In execution of a certain deed of trust dated July 12, 2007, in the original principal amount of $179,655.00 recorded in the Clerk’s Office, Circuit Court for Hanover County, Virginia, in Instrument No. 20070717000061220, default having occurred in the payment of the Note thereby secured and at the request of the holder, the undersigned Substitute Trustee will offer for sale at public auction in the front of the Circuit Court building for Hanover County, 7501 Library Drive, Hanover, Virginia, on August 24, 2012, at 9:00 AM, the property described in said deed of trust, located at the above address, and more particularly described as follows: ALL THAT CERTAIN LOT, PIECE OR PARCEL OF LAND WITH IMPROVEMENTS THEREON AND APPURTENANCES THERETO BELONGING, LYING AND BEING SITUATED IN CHICKAHOMINY MAGISTERIAL DISTRICT, HANOVER COUNTY, VIRGINIA, KNOWN AS LOT 8, BLOCK D, SECTION 1, SUMMER WALK SUBDIVISION, ALL AS MORE PARTICULARLY SHOWN ON THAT CERTAIN PLAT OF SURVEY MADE BY GOODFELLOW, JALBERT, BEARD AND ASSOCIATES, INC., DATED SEPTEMBER 1987, REVISED DECEMBER 29, 1987 AND FEBRUARY 9, 1988, ENTITLED “SUMMER WALK SUBDIVISION, SECTION 1, CHICKAHOMINY MAGISTERIAL DISTRICT, HANOVER COUNTY, VIRGINIA”, AND RECORDED FEBRUARY 9, 1988 IN THE CLERK’S OFFICE, CIRCUIT COURT OF HANOVER COUNTY, VIRGINIA, IN SUBDIVISION PLAT BOOK 6, PAGE 92, AND TO WHICH REFERENCE IS HEREBY MADE FOR A MORE PARTICULAR DESCRIPTION OF THE PROPERTY..TERMS OF SALE: ALL CASH. A bidder’s deposit of ten percent (10%) of the sale price or ten percent (10%) of the original principal balance of the subject deed of trust, whichever is lower, in the form of cash or certified funds payable to the Substitute Trustee must be present at the time of the sale. The balance of the purchase price will be due within fifteen (15) days of sale, otherwise Purchaser’s deposit may be forfeited to Trustee. Time is of the essence. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest . Additional terms to be announced at the sale. A form copy of the Trustee’s memorandum of foreclosure sale and contract to purchase real property is available for viewing at www.bwwsales.com. This is a communication from a debt collector and any information obtained will be used for that purpose. The sale is subject to seller confirmation. Substitute Trustee: Equity Trustees, LLC, 8100 Three Chopt Rd., Suite 240, Richmond, VA 23229, (703)548-4600. For information contact: BWW Law Group, LLC, attorneys for Equity Trustees, LLC, 4520 East West Highway, Suite 200, Bethesda, MD 20814, (301) 961-6555, website: www.bwwsales.com. BWW# 93840

TRUSTEE’S SALE OF 2100 Hilliard Road, Richmond, VA 23228. In execution of a certain deed of trust dated September 28, 2007, in the original principal amount of $111,548.00 recorded in the Clerk’s Office, Circuit Court for Henrico County, Virginia, in Deed Book 4417 Page 1058, default having occurred in the payment of the Note thereby secured and at the request of the holder, the undersigned Substitute Trustee will offer for sale at public auction in the front of the Circuit Court building for Henrico County, 4301 E. Parham Road, Richmond, Virginia, on September 14, 2012, at 10:01 AM, the property described in said deed of trust, located at the above address, and more particularly described as follows: ALL THAT CERTAIN LOT, PIECE OR PARCEL OF LAND, WITH ALL IMPROVEMENTS NOW OR HEREAFTER THEREON AND ALL RIGHTS, PRIVILEGES AND APPURTENANCES THERETO BELONGING, NO. 2100 HILLIARD ROAD, LYING AND BEING IN HENRICO COUNTY, VIRGINIA, KNOWN AND DESIGNATED AS LOT 3, BLOCK ‘C’, ON THE PLAN OF GINTER GARDENS, MADE BY J. TEMPLE WADDILL, CERTIFIED CIVIL ENGINEER, DATED APRIL 1, 1938 AND RECORDED IN THE CLERK’S OFFICE OF THE CIRCUIT COURT OF HENRICO COUNTY, VIRGINIA, IN PLAT BOOK 17, PAGE 12. REFERENCE IS HEREBY MADE TO SAID PLAT FOR A MORE PARTICULAR DESCRIPTION IN SAID LOT..TERMS OF SALE: ALL CASH. A bidder’s deposit of ten percent (10%) of the sale price or ten percent (10%) of the original principal balance of the subject deed of trust, whichever is lower, in the form of cash or certified funds payable to the Substitute Trustee must be present at the time of the sale. The balance of the purchase price will be due within fifteen (15) days of sale, otherwise Purchaser’s deposit may be forfeited to Trustee. Time is of the essence. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest . Additional terms to be announced at the sale. A form copy of the Trustee’s memorandum of foreclosure sale and contract to purchase real property is available for viewing at www.bwwsales.com. This is a communication from a debt collector and any information obtained will be used for that purpose. The sale is subject to seller confirmation. Substitute Trustee: Equity Trustees, LLC, 8100 Three Chopt Rd., Suite 240, Richmond, VA 23229, (703)548-4600. For information contact: BWW Law Group, LLC, attorneys for Equity Trustees, LLC, 4520 East West Highway, Suite 200, Bethesda, MD 20814, (301) 961-6555, website: www.bwwsales.com. BWW# 96139

TRUSTEE SALE 805 Admiral Gravely Blvd, Richmond, VA 23231-1201

In execution of a Deed of Trust in the original principal amount of $190,950.00, dated December 18, 2007 recorded in the Clerk’s Office of the Circuit Court of the City Of Richmond, Virginia, in Instrument 070041318, at page 1368, default having occurred in the payment of the Note thereby secured and at the request of the holder of said Note, the under signed Trustee will offer for sale at public auction at the entrance to the John Marshall Courts Building, 400 North 9th Street, Richmond, Virginia, on August 16, 2012 at 10:00 o’clock am the property described in said deed, located at the above address and briefly described as:Lot 3, Block A, Fulton Addition, Section 1, with improvements thereon. TERMS OF SALE: CASH: A deposit of $15,000.00, or 10% of the sales price, whichever is lower, cash or certified check, will be required at the time of sale with settlement within fifteen (15) days from the date of sale. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest. Additional terms may be announced at the time of sale. Pursuant to the Federal Fair Debt Collection Practices Act, we advise you that this firm is a debt collector attempting to collect the indebtedness referred to herein and any information we obtain will be used for that purpose.SAMUEL I. WHITE, P.C., TrusteeThis is a communication from a debt collector.FOR INFORMATION CONTACT: SAMUEL I. WHITE, P.C. (01-000226-09/CONV) 5040 Corporate Woods Drive, Suite 120 Virginia Beach, Virginia 23462 757-457-1460 - Call Between 9:00 a.m. and 11:30 a.m. or visit our website at www.siwpc.net

TRUSTEE SALE 8731 Andrews Ridge Drive,

North Chestefield, VA 23236-4752In execution of a Deed of Trust in the original principal amount of $188,100.00, dated May 25, 2005 recorded in the Clerk’s Office of the Circuit Court of the County Of Chesterfield, Virginia, in Deed Book 6411, at page 509, default having occurred in the payment of the Note thereby secured and at the request of the holder of said Note, the under signed Trustee will offer for sale at public auction at the entrance to the Courthouse, 9500 Courthouse Road, corner of Iron Bridge Road and Courthouse Road, Chesterfield County,Virginia, on August 21, 2012 at 3:15 o’clock pm the property described in said deed, located at the above address and briefly described as:Lot 11, Section D, Jacobs Glenn, with improvements thereon.TERMS OF SALE: CASH: A deposit of $15,000.00, or 10% of the sales price, whichever is lower, cash or certified check, will be required at the time of sale with settlement within fifteen (15) days from the date of sale. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest. Additional terms may be announced at the time of sale.Pursuant to the Federal Fair Debt Collection Practices Act, we advise you that this firm is a debt collector attempting to collect the indebtedness referred to herein and any information we obtain will be used for that purpose.SAMUEL I. WHITE, P.C., TrusteeThis is a communication from a debt collector.FOR INFORMATION CONTACT: SAMUEL I. WHITE, P.C. (40-019488-12/CONV) 5040 Corporate Woods Drive, Suite 120 Virginia Beach, Virginia 23462 757-457-1460 - Call Between 9:00 a.m. and 11:30 a.m. or visit our website at www.siwpc.net

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Trustee’s Sale3012 Brookforest Road,

Midlothian, Virginia 23112(Tax ID No. 739688323200000)

Default having been made in the terms of a certain Deed of Trust dated October 16, 2003, in the original principal amount of $37,200.00 and recorded in the Clerk’s Office of the Circuit Court of the County of Chesterfield, Virginia in Deed Book 5468, Page 828, the undersigned Substitute Trustees will sell at public auction on August 22, 2012, at 12:30 p.m., in front of the building housing the Chesterfield County Circuit Court, 9500 Courthouse Road, Chesterfield, VA, the property designated as Lot 29, Block H, Section D, Clarendon, as shown on plat on survey, dated April 26, 1978, a copy of which is recorded in the aforesaid Clerk’s Office in plat Book 31, page 29, Sale is subject to all prior liens, (including the lien of a prior Deed of Trust) easements, restrictions, covenants, and conditions, if any, of record, or other matters which would be disclosed by an accurate survey or inspection of the premises. TERMS: CASH. A deposit of$3,500.00 or 10% of the sale price, whichever is lower, will be required of the successful bidder at time of sale. Prior to the sale, interested bidders will be required to register with and must present a bid deposit which may be held during the sale by the trustee. The bid deposit must be certified funds and/or cash, but no more than $10,000.00 of cash will be accepted. The successful bidder’s deposit will be retained at the sale and applied to the sale price. If held by the trustee, all other bid deposits will be returned to the unsuccessful bidders. Settlement is to be made within 15 days. The successful bidder will be required to execute a Memorandum of Trustee’s Sale, available for review on the Foreclosure Sales page of www.glasserlaw.com, outlining additional terms of sale and settlement. A Trustee’s Deed will be prepared by Trustee’s attorney at high bidder’s expense. This is a communication from a debt collector. Glasser and Glasser, P.L.C., and/or Atlantic Trustee Services, L.L.C., Substitute Trustees, Crown Center Building, Suite 600, 580 East Main Street, Norfolk, VA 23510, File No. 91763, Tel: (757) 321-6465, Between 10:00 a.m. & 12:00 noon only.

Trustee’s Sale5203 Lochaven Avenue, Richmond

aka Henrico, Virginia 23231(Tax ID No. 804-712-8484)

Default having been made in the terms of a certain Deed of Trust dated July 14, 1989, in the original principal amount of $40,450.00 and recorded in the Clerk’s Office of the Circuit Court of the County of Henrico, Virginia in Deed Book 2197, at page 1831, the undersigned Substitute Trustees will sell at public auction on August 29, 2012, at 10:00 a.m., in front of the building housing the Henrico County Circuit Court, 4301 E. Parham Road (E. Parham and Hungary Spring Roads, Richmond), VA, the property designated as Parcel I: ALL those certain lots as shown on plat of Over Hill Park, recorded in the aforesaid Clerk’s Office in Plat Book 12, page 94 and being Lots 21 and 22, in Block B, on said plat. Parcel II: ALL those certain lots Numbered 23 and 24, Block B, in Plat of Over Hill Park, recorded in the aforesaid Clerk’s Office in Plat Book 12, Page 94. Sale is subject to all prior liens, easements, restrictions, covenants, and conditions, if any, of record, or other matters which would be disclosed by an accurate survey or inspection of the premises. TERMS: CASH. A deposit of $4,000.00 or 10% of the sale price, whichever is lower, will be required of the successful bidder at time of sale. Prior to the sale, interested bidders will be required to register with and must present a bid deposit which may be held during the sale by the trustee. The bid deposit must be certified funds and/or cash, but no more than $10,000.00 of cash will be accepted. The successful bidder’s deposit will be retained at the sale and applied to the sale price. If held by the trustee, all other bid deposits will be returned to the unsuccessful bidders. Settlement is to be made within 15 days. The successful bidder will be required to execute a Memorandum of Trustee’sSale, available for review on the Foreclosure Sales page of www.glasserlaw.com, outlining additional terms of sale and settlement. A Trustee’s Deed will be prepared by Trustee’s attorney at high bidder’s expense. This is a communication from a debt collector. Atlantic Trustee Services, L.L.C., Substitute Trustee, Crown Center Building, Suite 600, 580 East Main Street, Norfolk, VA 23510, File No. 99349, Tel: (757) 321-6465, Between 10:00 a.m. & 12:00 noon only.

Trustee’s Sale3405 1st Avenue,

Richmond, Virginia 23222(Tax ID No. N0001168016)

Default having been made in the terms of a certain Deed of Trust dated March 23, 2007, in the original principal amount of $140,000.00 and recorded in the Clerk’s Office of the Circuit Court of the City of Richmond, Virginia as Instrument No. 070010127, the undersigned Substitute Trustees will sell at public auction on August 15, 2012, at 11:15 a.m., in front of the building housing the Circuit Court of the City of Richmond, 400 North 9th Street, at the entrance facing Clay Street (8th and Clay Streets), Richmond, VA, the property designated as BEGINNING at a point in the eastern line of First Avenue 92.20 ft. north of the northern line of Milton St. thence from said point of beginning running northwardly along and fronting on the eastern line of First Avenue 47.80 ft., thence said front extending back eastwardly, between parallel line of 140 ft. to an alley in the rear 20 ft. wide. Sale is subject to all prior liens, easements, restrictions, covenants, and conditions, if any, of record, or other matters which would be disclosed by an accurate survey or inspection of the premises. TERMS: CASH. A deposit of $14,000.00 or 10% of the sale price, whichever is lower, will be required of the successful bidder at time of sale. Prior to the sale, interested bidders will be required to register with and must present a bid deposit which may be held during the sale by the trustee. The bid deposit must be certified funds and/or cash, but no more than $10,000.00 of cash will be accepted. The successful bidder’s deposit will be retained at the sale and applied to the sale price. If held by the trustee, all other bid deposits will be returned to the unsuccessful bidders. Settlement is to be made within 15 days. The successful bidder will be required to execute a Memorandum of Trustee’s Sale, available for review on the Foreclosure Sales page ofwww.glasserlaw.com, outlining additional terms of sale and settlement. A Trustee’s Deed will be prepared by Trustee’s attorney at high bidder’s expense. This is a communication from a debt collector. Atlantic Trustee Services, L.L.C., Substitute Trustee, Crown Center Building, Suite 600, 580 East Main Street, Norfolk, VA 23510, File No. 97959, Tel: (757) 321-6465, Between 10:00 a.m. & 12:00 noon only.

TRUSTEE SALE 116 N Daisy Avenue,

Highland Spring, VA 23075-1423Henrico County

In execution of a Deed of Trust in the original principal amount of $210,000.00, dated November 7, 2007 recorded in the Clerk’s Office of the Circuit Court of the County Of Henrico, Virginia, in Deed Book 4436, at page 0867, default having occurred in the payment of the Note thereby secured and at the request of the holder of said Note, the under signed Substitute Trustee will offer for sale at public auction at the entrance to the Circuit Court Building of the County of Henrico, corner of Parham Road and Hungary Spring Road, Henrico County, Virginia, on August 21, 2012 at 1:00 o’clock pm the property described in said deed, located at the above address and briefly described as: Lot 18, and the northern 40 feet of Lot 16, in Block D, Section 2, Highland Springs Building Lots recorded in Plat Book 6, Page 103 ½, with improvements thereon. TERMS OF SALE: CASH: A deposit of $20,000.00, or 10% of the sales price, whichever is lower, cash or certified check, will be required at the time of sale with settlement within fifteen (15) days from the date of sale. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest. Additional terms may be announced at the time of sale. Pursuant to the Federal Fair Debt Collection Practices Act, we advise you that this firm is a debt collector attempting to collect the indebtedness referred to herein and any information we obtain will be used for that purpose.SAMUEL I. WHITE, P.C., Substitute TrusteeThis is a communication from a debt collector.FOR INFORMATION CONTACT: SAMUEL I. WHITE, P.C. (01-001793-12/FHA) 5040 Corporate Woods Drive, Suite 120 Virginia Beach, Virginia 23462 757-457-1460 - Call Between 9:00 a.m. and 11:30 a.m. or visit our website at www.siwpc.net

Trustee’s Sale257 Scotch Pine Drive,

Sandston, Virginia 23150(Tax ID No. 832-716-7788)

Default having been made in the terms of a certain Deed of Trust dated June 6, 2008, in the original principal amount of $288,463.00 and recorded in the Clerk’s Office of the Circuit Court of the County of Henrico, Virginia in Deed Book 4547, at page 1850, the undersigned Substitute Trustees will sell at public auction on August 22, 2012, at 10:00 a.m., in front of the building housing the Henrico County Circuit Court, 4301 E. Parham Road (E. Parham and Hungary Spring Roads), Richmond, VA, the property designated as Lot 11, Block C, on the plan of Pine Creek South, dated October 29, 2002, and recorded January 28, 2004, in Plat Book 119, at Pages 8-10, in the aforesaid Clerk’s Office. Sale is subject to all prior liens, easements, restrictions, covenants, and conditions, if any, of record, or other matters which would be disclosed by an accurate survey or inspection of the premises. TERMS: CASH. A deposit of $28,500.00 or 10% of the sale price, whichever is lower, will be required of the successful bidder at time of sale. Prior to the sale, interested bidders will be required to register with and must present a bid deposit which may be held during the sale by the trustee. The bid deposit must be certified funds and/or cash, but no more than $10,000.00 of cash will be accepted. The successful bidder’s deposit will be retained at the sale and applied to the sale price. If held by the trustee, all other bid deposits will be returned to the unsuccessful bidders. Settlement is to be made within 15 days. The successful bidder will be required to execute a Memorandum of Trustee’s Sale, available for review on the Foreclosure Sales page ofwww.glasserlaw.com, outlining additional terms of sale and settlement. A Trustee’s Deed will be prepared by Trustee’s attorney at high bidder’s expense. This is a communication from a debt collector. Atlantic Trustee Services, L.L.C., Substitute Trustees, Crown Center Building, Suite 600, 580 East Main Street, Norfolk, VA 23510, File No. 99257, Tel: (757) 321-6465, Between 10:00 a.m. & 12:00 noon only.

Trustee’s Sale3124 Kelrae Drive,

Richmond, Virginia 23234(Tax ID No. C0090713010)

Default having been made in the terms of a certain Deed of Trust dated July 24, 2006, in the original principal amount of $148,000.00 and recorded in the Clerk’s Office of the Circuit Court of the City of Richmond, Virginia as Instrument No. 060025469, the undersigned Substitute Trustees will sell at public auction on August 15, 2012, at 11:15 a.m., in front of the building housing the Richmond Circuit Court, 400 North 9th Street, at the entrance facing Clay Street (8th and Clay Streets), Richmond, VA, the property designated as Lot 10, Block H, Section D, Deerbourne; all as shown on a plat of survey dated April 5, 1979 and recorded April 12, 1979, in the Clerk’s Office, Circuit Court, Division II, City of Richmond, Virginia, in Deed Book 553, Page 600. Sale is subject to all prior liens, easements, restrictions, covenants, and conditions, if any, of record, or other matters which would be disclosed by an accurate survey or inspection of the premises. TERMS: CASH. A deposit of $14,500.00 or 10% of the sale price, whichever is lower, will be required of the successful bidder at time of sale. Prior to the sale, interested bidders will be required to register with and must present a bid deposit which may be held during the sale by the trustee. The bid deposit must be certified funds and/or cash, but no more than $10,000.00 of cash will be accepted. The successful bidder’s deposit will be retained at the sale and applied to the sale price. If held by the trustee, all other bid deposits will be returned to the unsuccessful bidders. Settlement is to be made within 15 days. The successful bidder will be required to execute a Memorandum of Trustee’s Sale, available for review on the Foreclosure Sales page ofwww.glasserlaw.com, outlining additional terms of sale and settlement. A Trustee’s Deed will be prepared by Trustee’s attorney at high bidder’s expense. This is a communication from a debt collector. Glasser and Glasser, P.L.C. and/or Atlantic Trustee Services, L.L.C., Substitute Trustees, Crown Center Building, Suite 600, 580 East Main Street, Norfolk, VA 23510, File No. 94704, Tel: (757) 321-6465, Between 10:00 a.m. & 12:00 noon only.

TRUSTEE SALE 2105 Dresden Rd, Richmond, VA 23229-3107

Henrico CountyIn execution of a Deed of Trust in the original principal amount of $175,000.00, dated March 28, 2006 recorded in the Clerk’s Office of the Circuit Court of the County Of Henrico, Virginia, in Deed Book 4091, at page 2382, default having occurred in the payment of the Note thereby secured and at the request of the holder of said Note, the undersigned Substitute Trustee will offer for sale at public auction at the entrance to the Circuit Court Building of the County of Henrico, corner of Parham Road and Hungary Spring Road, Henrico County, Virginia, on August 9, 2012 at 9:00 o’clock am the property described in said deed, located at the above address and briefly described as:Lot 4, Block A, Wedgewood Park, Section C, with improvements thereon.TERMS OF SALE: CASH: A deposit of $15,000.00, or 10% of the sales price, whichever is lower, cash or certified check, will be required at the time of sale with settlement within fifteen (15) days from the date of sale.Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to postsale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest. Additional terms may be announced at the time of sale. Pursuant to the Federal Fair Debt Collection Practices Act, we advise you that this firm is a debt collector attempting to collect the indebtedness referred to herein and any information we obtain will be used for that purpose.SAMUEL I. WHITE, P.C., Substitute TrusteeThis is a communication from a debt collector.FOR INFORMATION CONTACT: SAMUEL I. WHITE, P.C. (01-004481-12/CONV) 5040 Corporate Woods Drive, Suite 120 Virginia Beach, Virginia 23462 7574571460 Call Between 9:00 a.m. and 11:30 a.m. or visit our website at www.siwpc.net

TRUSTEE SALE 10277 Still Spring Court,


In execution of a Deed of Trust in the original principal amount of $232,000.00, dated July 7, 2005 recorded in the Clerk’s Office of the Circuit Court of the County Of Hanover, Virginia, in Deed Book 2541, at page 706, default having occurred in the payment of the Note thereby secured and at the request of the holder of said Note, the undersigned Substitute Trustee will offer for sale at public auction at the entrance to the Circuit Court Hanover County, Hanover, Virginia, on August 14, 2012 at 9:00 o’clock am the property described in said deed, located at the above address and briefly described as: Lot 44, Block B, Section II, on subdivision plat of Kings Charter, with improvements thereon. TERMS OF SALE: CASH: A deposit of $20,000.00, or 10% of the sales price, whichever is lower, cash or certified check, will be required at the time of sale with settlement within fifteen (15) days from the date of sale. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to postsale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest. Additional terms may be announced at the time of sale. Pursuant to the Federal Fair Debt Collection Practices Act, we advise you that this firm is a debt collector attempting to collect the indebtedness referred to herein and any information we obtain will be used for that purpose.SAMUEL I. WHITE, P.C., Substitute TrusteeThis is a communication from a debt collector.FOR INFORMATION CONTACT: SAMUEL I. WHITE, P.C. (40-001795-12/CONV) 5040 Corporate Woods Drive, Suite 120 Virginia Beach, Virginia 23462 7574571460 Call Between 9:00 a.m. and 11:30 a.m. or visit our website at www.siwpc.net

TRUSTEE SALE 3014 Letcher Ave, Richmond, VA 23222-3147In execution of a Deed of Trust in the original principal amount of $90,400.00, dated December 15, 2006 recorded in the Clerk’s Office of the Circuit Court of the City Of Richmond, Virginia, in Instrument 060043331, at page 1108, default having occurred in the payment of the Note thereby secured and at the request of the holder of said Note, the under signed Substitute Trustee will offer for sale at public auction at the entrance to the John Marshall Courts Building, 400 North 9th Street, Richmond, Virginia, on August 16, 2012 at10:00 o’clock am the property described in said deed, located at the above address and briefly described as:Lots 357 and 371, Highland Terrace Annex, with improvements thereon.TERMS OF SALE: CASH: A deposit of $7,500.00, or 10% of the sales price, whichever is lower, cash or certified check, will be required at the time of sale with settlement within fifteen (15) days from the date of sale. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest. Additional terms may be announced at the time of sale.Pursuant to the Federal Fair Debt Collection Practices Act, we advise you that this firm is a debt collector attempting to collect the indebtedness referred to herein and any information we obtain will be used for that purpose.SAMUEL I. WHITE, P.C., Substitute TrusteeThis is a communication from a debt collector.FOR INFORMATION CONTACT: SAMUEL I. WHITE, P.C. (40-015278-11/CONV) 5040 Corporate Woods Drive, Suite 120 Virginia Beach, Virginia 23462 757-457-1460 - Call Between 9:00 a.m. and 11:30 a.m. or visit our website at www.siwpc.net

TRUSTEE’S SALE OF 8816 Providence Ridge Court, Richmond, VA 23236. In execution of a certain deed of trust dated August 21, 2009, in the original principal amount of $223,231.00 recorded in the Clerk’s Office, Circuit Court for Chesterfield County, Virginia, in Deed Book 8839 Page 0747, default having occurred in the payment of the Note thereby secured and at the request of the holder, the undersigned Substitute Trustee will offer for sale at public auction in the front of the Circuit Court building for Chesterfield County, 9500 Courthouse Road, Chesterfield, Virginia, on September 07, 2012, at 12:01 PM, the property described in said deed of trust, located at the above address, and more particularly described as follows: ALL THAT CERTAIN LOT, PIECE OR PARCEL OF LAND, WITH ALL IMPROVEMENTS THEREON AND APPURTENANCES THERETO BELONGING, LYING AND BEING IN CLOVER HILL DISTRICT, CHESTERFIELD COUNTY, VIRGINIA AND KNOWN, NUMBERED AND DESIGNATED AS LOT 18, ON THAT CERTAIN PLAT ENTITLED “PROVIDENCE SECTION ONE, CLOVER HILL DISTRICT, CHESTERFIELD COUNTY, VIRGINIA”, DATED JUNE 2, 2003, DRAWN BY BALZER & ASSOCIATES, INC. WHICH SAID IS DULY RECORDED IN THE CLERK’S OFFICE, CIRCUIT COURT, CHESTERFIELD COUNTY, VIRGINIA IN PLAT BOOK 135, PAGE 36, REFERENCE TO WHICH PLAT IS MADE FOR A MORE PARTICULAR DESCRIPTION OF THE PROPERTY..TERMS OF SALE: ALL CASH. A bidder’s deposit of ten percent (10%) of the sale price or ten percent (10%) of the original principal balance of the subject deed of trust, whichever is lower, in the form of cash or certified funds payable to the Substitute Trustee must be present at the time of the sale. The balance of the purchase price will be due within fifteen (15) days of sale, otherwise Purchaser’s deposit may be forfeited to Trustee. Time is of the essence. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest . Additional terms to be announced at the sale. A form copy of the Trustee’s memorandum of foreclosure sale and contract to purchase real property is available for viewing at www.bwwsales.com. This is a communication from a debt collector and any information obtained will be used for that purpose. The sale is subject to seller confirmation. Substitute Trustee: Equity Trustees, LLC, 8100 Three Chopt Rd., Suite 240, Richmond, VA 23229, (703)548-4600. For information contact: BWW Law Group, LLC, attorneys for Equity Trustees, LLC, 4520 East West Highway, Suite 200, Bethesda, MD 20814, (301) 961-6555, website: www.bwwsales.com. BWW# 142271 A-4279361 08/01/2012, 08/08/2012

TRUSTEE SALE6019 Hudswell Ln, Richmond, VA 23234-


In execution of a Deed of Trust in the original principal amount of $163,000.00, datedMay 31, 2007 recorded in the Clerk’s Office of the Circuit Court of the County Of Chesterfield, Virginia, in Deed Book 7820, at page 0545, default having occurred in the payment of the Note thereby secured and at the request of the holder of said Note, the under signed Substitute Trustee will offer for sale at public auction at the entrance to the Courthouse, 9500 Courthouse Road, corner of Iron Bridge Road and Courthouse Road, Chesterfield County, Virginia, on August 21, 2012 at 3:15 o’clock pm the property described in said deed, located at the above address and briefly described as: Lot 44, Block F, Falling Creek Hills, with improvements thereon. TERMS OF SALE: CASH: A deposit of $15,000.00, or 10% of the sales price, whichever is lower, cash or certified check, will be required at the time of sale with settlement within fifteen (15) days from the date of sale. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest. Additional terms may be announced at the time of sale.Pursuant to the Federal Fair Debt Collection Practices Act, we advise you that this firm is a debt collector attempting to collect the indebtedness referred to herein and any information we obtain will be used for that purpose.SAMUEL I. WHITE, P.C., Substitute TrusteeThis is a communication from a debt collector. FOR INFORMATION CONTACT:SAMUEL I. WHITE, P.C. (40-003435-12/CONV)5040 Corporate Woods Drive, Suite 120Virginia Beach, Virginia 23462757-457-1460 - Call Between 9:00 a.m. and 11:30 a.m.or visit our website at www.siwpc.net


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TRUSTEE’S SALE OF 4725 Verlinda Drive, Richmond, VA 23237. In execution of a certain deed of trust dated February 23, 2009, in the original principal amount of $220,376.00 recorded in the Clerk’s Office, Circuit Court for Chesterfield County, Virginia, in Deed Book 8608 Page 0018, default having occurred in the payment of the Note thereby secured and at the request of the holder, the undersigned Substitute Trustee will offer for sale at public auction in the front of the Circuit Court building for Chesterfield County, 9500 Courthouse Road, Chesterfield, Virginia, on September 07, 2012, at 12:00 PM, the property described in said deed of trust, located at the above address, and more particularly described as follows: ALL THAT CERTAIN LOT OR PARCEL OF LAND, WITH IMPROVEMENTS THEREON AND APPURTENANCES THERETO, BELONGING, LYING AND BEING IN CHESTERFIELD COUNTY, VIRGINIA, KNOWN AND DESIGNATED AS LOT 15, BLOCK D, SECTION 3, KENDALE ACRES, AS SHOWN ON A PLAT PREPARED BY M. F. FLOYD, CERTIFIED LAND SURVEYOR, DATED FEBRUARY 28, 1974, RECORDED MARCH 28, 1974, IN THE CLERK’S OFFICE, CIRCUIT COURT, CHESTERFIELD COUNTY, VIRGINIA, IN PLAT BOOK 22, PAGE 13, 14 AND 15, AND TO WHICH PLAT REFERENCE IS HEREBY MADE FOR A MORE PARTICULAR DESCRIPTION OF THE PROPERTY HEREBY CONVEYED..TERMS OF SALE: ALL CASH. A bidder’s deposit of ten percent (10%) of the sale price or ten percent (10%) of the original principal balance of the subject deed of trust, whichever is lower, in the form of cash or certified funds payable to the Substitute Trustee must be present at the time of the sale. The balance of the purchase price will be due within fifteen (15) days of sale, otherwise Purchaser’s deposit may be forfeited to Trustee. Time is of the essence. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest . Additional terms to be announced at the sale. A form copy of the Trustee’s memorandum of foreclosure sale and contract to purchase real property is available for viewing at www.bwwsales.com. This is a communication from a debt collector and any information obtained will be used for that purpose. The sale is subject to seller confirmation. Substitute Trustee: Equity Trustees, LLC, 8100 Three Chopt Rd., Suite 240, Richmond, VA 23229, (703)548-4600. For information contact: BWW Law Group, LLC, attorneys for Equity Trustees, LLC, 4520 East West Highway, Suite 200, Bethesda, MD 20814, (301) 961-6555, website: www.bwwsales.com. BWW# 120629 A-4279369 08/01/2012, 08/08/2012

TRUSTEE’S SALE OF 8522 Chippenham Road, Richmond, VA 23235. In execution of a certain deed of trust dated May 31, 2007, in the original principal amount of $247,503.00 recorded in the Clerk’s Office, Circuit Court for Richmond City, Virginia, in Instrument No. 070018617, default having occurred in the payment of the Note thereby secured and at the request of the holder, the undersigned Substitute Trustee will offer for sale at public auction in the front of the Circuit Court building for the City of Richmond, John Marshall Courts Building, 400 North 9th Street, Richmond, Virginia, on September 14, 2012, at 11:00 AM, the property described in said deed of trust, located at the above address, and more particularly described as follows: ALL THA CERTAIN LOT, PIECE OR PARCEL OF LAND, WITH IMPROVEMENTS THEREON AND APPURTENANCES THERUNTO BELONGING, LYING AND BEING IN THE CITY OF RICHMOND (FORMERLY MIDLOTHIAN DISTRICT, CHESTERFIELD COUNTY), VIRGINIA, SHOWN AND DESIGNATED ON A CERTAIN PLAT OF SURVEY MADE BY ROBERT K. THOMAS AND ASSOCIATES, CERTIFIED LAND SURVEYOR, DATED MAY 17, 1989, AND ENTITLED ‘SURVEY & MAP OF LOT 3, BLOCK A, PLAN OF STAFFORD PLACE & AN ADDITIONAL PARCEL OF LAND IN RICHMOND, VA”, A COPY OF WHICH IS RECORDED IN THE CLERK’S OFFICE, CIRCUIT COURT, CITY OF RICHMOND, VIRGINIA, WITH THE DEED IN DEED BOOK 203, PAGE 153, TO WHICH REFERENCE IS HEREBY MADE FOR A MORE PARTICULAR DESCRIPTION OF THE PROPERTY HEREIN CONVEYED..TERMS OF SALE: ALL CASH. A bidder’s deposit of ten percent (10%) of the sale price or ten percent (10%) of the original principal balance of the subject deed of trust, whichever is lower, in the form of cash or certified funds payable to the Substitute Trustee must be present at the time of the sale. The balance of the purchase price will be due within fifteen (15) days of sale, otherwise Purchaser’s deposit may be forfeited to Trustee. Time is of the essence. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest . Additional terms to be announced at the sale. A form copy of the Trustee’s memorandum of foreclosure sale and contract to purchase real property is available for viewing at www.bwwsales.com. This is a communication from a debt collector and any information obtained will be used for that purpose. The sale is subject to seller confirmation. Substitute Trustee: Equity Trustees, LLC, 8100 Three Chopt Rd., Suite 240, Richmond, VA 23229, (703)548-4600. For information contact: BWW Law Group, LLC, attorneys for Equity Trustees, LLC, 4520 East West Highway, Suite 200, Bethesda, MD 20814, (301) 961-6555, website: www.bwwsales.com. BWW# 122948 A-4283415 08/08/2012, 08/15/2012

TRUSTEE’S SALE OF 9101 Mission Hill Lane, Chesterfield, VA 23832. In execution of a certain deed of trust dated December 13, 2004, in the original principal amount of $251,350.00 recorded in the Clerk’s Office, Circuit Court for Chesterfield County, Virginia, in Deed Book 6114 Page 105, default having occurred in the payment of the Note thereby secured and at the request of the holder, the undersigned Substitute Trustee will offer for sale at public auction in the front of the Circuit Court building for Chesterfield County, 9500 Courthouse Road, Chesterfield, Virginia, on August 31, 2012, at 12:00 PM, the property described in said deed of trust, located at the above address, and more particularly described as follows: ALL THAT CERTAIN LOT, PIECE OR PARCEL OF LAND, WITH ALL IMPROVEMENTS THEREON AND APPURTENANCES THEREUNTO BELONGING, SITUATE, LYING AND BEING IN MATOACA DISTRICT, CHESTERFIELD COUNTY, VIRGINIA, KNOWN AND DESIGNATED AS LOT 1 SECTION 17 BIRKDALE, AS MORE PARTICULARLY SHOWN ON THAT CERTAIN SUBDIVISION PLAT DATED APRIL 22, 2003, PREPARED BY TIMMONS, ENTITLED “BIRKDALE SECTION 17, MATOACA DISTRICT, CHESTERFIELD COUNTY, VIRGINIA”, A COPY OF WHICH WAS RECORDED AUGUST 13, 2003, IN THE CLERK’S OFFICE, CIRCUIT COURT, CHESTERFIELD COUNTY, VIRGINIA, IN PLAT BOOK 135, AT PAGES 92 AND 93, REFERENCE TO WHICH PLAT IS MADE FOR A MORE PARTICULAR DESCRIPTION OF THE PROPERTY. BEING A PART OF THE SAME REAL ESTATE CONVEYED TO PROSPECT HOMES, INC., A VIRGINIA CORPORATION BY DEED FROM MILHAUS CORPORATION, A VIRGINIA CORPORATION DATED SEPTEMBER 16, 2003 RECORDED SEPTEMBER 23, 2003 IN THE CLERK’S OFFICE, CIRCUIT COURT, CHESTERFIELD COUNTY, VIRGINIA IN DEED BOOK 5387 PAGE 422, DEED OF CORRECTION WAS RECORDED OCTOBER 14, 2004 TO AMEND THE NAME TO PROSPECT HOMES OF RICHMOND, INC., A VIRGINIA CORPORATION..TERMS OF SALE: ALL CASH. A bidder’s deposit of ten percent (10%) of the sale price or ten percent (10%) of the original principal balance of the subject deed of trust, whichever is lower, in the form of cash or certified funds payable to the Substitute Trustee must be present at the time of the sale. The balance of the purchase price will be due within fifteen (15) days of sale, otherwise Purchaser’s deposit may be forfeited to Trustee. Time is of the essence. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest . Additional terms to be announced at the sale. A form copy of the Trustee’s memorandum of foreclosure sale and contract to purchase real property is available for viewing at www.bwwsales.com. This is a communication from a debt collector and any information obtained will be used for that purpose. The sale is subject to seller confirmation. Substitute Trustee: Equity Trustees, LLC, 8100 Three Chopt Rd., Suite 240, Richmond, VA 23229, (703)548-4600. For information contact: BWW Law Group, LLC, attorneys for Equity Trustees, LLC, 4520 East West Highway, Suite 200, Bethesda, MD 20814, (301) 961-6555, website: www.bwwsales.com. BWW# 150719 A-4283443 08/08/2012, 08/15/2012

TRUSTEE’S SALE OF 5125 Carters Pond Court, Richmond, VA 23231. In execution of a certain deed of trust dated August 10, 2009, in the original principal amount of $149,715.00 recorded in the Clerk’s Office, Circuit Court for Henrico County, Virginia, in Deed Book 4686 Page 0666, default having occurred in the payment of the Note thereby secured and at the request of the holder, the undersigned Substitute Trustee will offer for sale at public auction in the front of the Circuit Court building for Henrico County, 4301 E. Parham Road, Richmond, Virginia, on September 14, 2012, at 10:00 AM, the property described in said deed of trust, located at the above address, and more particularly described as follows: ALL THAT CERTAIN LOT OR PARCEL OF LAND WITH IMPORVEMENTS THEREON BELONGING, LYING AND BEING IN THE VARINA DISTRICT OF HENRICO COUNTY, VIRGINIA, DESIGNATED AS LOT 6, SECTION A, MYERS ESTATES, ALL AS MORE PARTICULARLY SHOWN ON A PLAT MADE BY ENGINEERING DESIGN ASSOCIATES, CONSULTING ENGINEERS AND SURVEYORS, DATED MAY 26, 1998, RECORDED AUGUST 31, 1999 IN THE CLERK’S OFFICE, CIRCUIT COURT, HENRICO COUNTY, VIRGINIA IN PLAT BOOK 109, PAGE 77, AND TO WHICH PLATE REFERENCE IS HEREBY MADE FOR A MORE PARTICULAR DESCRIPTION OF THE PROPERTY. BEING THE SAME PROPERTY CONVEYED TO TANIKA C. SELLARS, BY DEED DATED JULY 13, 2005 OF RECORD IN DEED BOOK 3921, PAGE 2460, IN THE HENRICO COUNTY CLERK’S OFFICE..TERMS OF SALE: ALL CASH. A bidder’s deposit of ten percent (10%) of the sale price or ten percent (10%) of the original principal balance of the subject deed of trust, whichever is lower, in the form of cash or certified funds payable to the Substitute Trustee must be present at the time of the sale. The balance of the purchase price will be due within fifteen (15) days of sale, otherwise Purchaser’s deposit may be forfeited to Trustee. Time is of the essence. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest . Additional terms to be announced at the sale. A form copy of the Trustee’s memorandum of foreclosure sale and contract to purchase real property is available for viewing at www.bwwsales.com. This is a communication from a debt collector and any information obtained will be used for that purpose. The sale is subject to seller confirmation. Substitute Trustee: Equity Trustees, LLC, 8100 Three Chopt Rd., Suite 240, Richmond, VA 23229, (703)548-4600. For information contact: BWW Law Group, LLC, attorneys for Equity Trustees, LLC, 4520 East West Highway, Suite 200, Bethesda, MD 20814, (301) 961-6555, website: www.bwwsales.com. BWW# 136161 A-4283444 08/08/2012, 08/15/2012

TRUSTEE’S SALE OF 6417 Fitzhugh Avenue, Richmond, VA 23226. In execution of a certain deed of trust dated February 08, 2007, in the original principal amount of $101,500.00 recorded in the Clerk’s Office, Circuit Court for Henrico County, Virginia, in Deed Book 4288 Page 2406, default having occurred in the payment of the Note thereby secured and at the request of the holder, the undersigned Substitute Trustee will offer for sale at public auction in the front of the Circuit Court building for Henrico County, 4301 E. Parham Road, Richmond, Virginia, on August 24, 2012, at 10:00 AM, the property described in said deed of trust, located at the above address, and more particularly described as follows: ALL THAT CERTAIN LOT, PIECE OR PARCEL OF LAND WITH ALL IMPROVEMENTS NOW OR HEREAFTER THEREON AND ALL RIGHTS, PRIVILEGES, AND APPURTENANCE THERETO BELONGING, LYING AND BEING IN THE COUNTY OF HENRICO, VIRGINIA, KNOWN AND DESIGNATED AS LOT 128, AS SHOWN ON PLAT OF ‘WESTHAVEN, SECTION B, HENRICO COUNTY, VIRGINIA,” MADE BY W. W. LAPRADE & BROS., CIVIL ENGINEERS, RICHMOND, VIRGINIA, DATED JANUARY 2, 1948, RECORDED IN PLAT BOOK 22, PAGES 27 AND 28, IN THE CLERK’S OFFICE, CIRCUIT COURT, HENRICO COUNTY, VIRGINIA..TERMS OF SALE: ALL CASH. A bidder’s deposit of ten percent (10%) of the sale price or ten percent (10%) of the original principal balance of the subject deed of trust, whichever is lower, in the form of cash or certified funds payable to the Substitute Trustee must be present at the time of the sale. The balance of the purchase price will be due within fifteen (15) days of sale, otherwise Purchaser’s deposit may be forfeited to Trustee. Time is of the essence. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post- sale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest . Additional terms to be announced at the sale. A form copy of the Trustee’s memorandum of foreclosure sale and contract to purchase real property is available for viewing at www.bwwsales.com. This is a communication from a debt collector and any information obtained will be used for that purpose. The sale is subject to seller confirmation. Substitute Trustee: Equity Trustees, LLC, 8100 Three Chopt Rd., Suite 240, Richmond, VA 23229, (703)548-4600. For information contact: BWW Law Group, LLC, attorneys for Equity Trustees, LLC, 4520 East West Highway, Suite 200, Bethesda, MD 20814, (301) 961-6555, website: www.bwwsales.com. BWW# 119816 A-4283446 08/08/2012, 08/15/2012

TRUSTEE’S SALE OF 755 Colony Oak Lane, Midlothian, VA 23114. In execution of a certain deed of trust dated June 11, 2008, in the original principal amount of $397,700.00 recorded in the Clerk’s Office, Circuit Court for Chesterfield County, Virginia, in Deed Book 8359 Page 0251, default having occurred in the payment of the Note thereby secured and at the request of the holder, the undersigned Substitute Trustee will offer for sale at public auction in the front of the Circuit Court building for Chesterfield County, 9500 Courthouse Road, Chesterfield, Virginia, on September 07, 2012, at 12:02 PM, the property described in said deed of trust, located at the above address, and more particularly described as follows: ALL THE CERTAIN LOT, PIECE OR PARCEL OF LAND WITH IMPROVEMENTS THEREON AND APPURTENANCES THERETO BELONGING, LYING AND BEING IN MIDLOTHIAN DISTRICT, CHESTERFIELD COUNTY, KNOWN, NUMBERED AND DESIGNATED AS LOT 43, SECTION A, AS SHOWN ON THAT CERTAIN PLAT OF SUBDIVISION PREPARED BY YOUNGBLOOD, TYLER & ASSOCIATES, P.C., ENTITLED “STEWART VILLAGE, AT CHARTER COLONY, SECTION A” DATED SEPTEMBER 9, 2005, RECORDED APRIL 4, 2006, IN THE CLERK’S OFFICE, CIRCUIT COURT, CHESTERFIELD COUNTY, VIRGINIA, IN PLAT BOOK 165, PAGES 39-43, TO WHICH PLAT REFERENCE IS HEREBY MADE FOR A MORE APRTICULAR DESCRIPTION OF THE PROPERTYY HEREBY CONVEYED..TERMS OF SALE: ALL CASH. A bidder’s deposit of ten percent (10%) of the sale price or ten percent (10%) of the original principal balance of the subject deed of trust, whichever is lower, in the form of cash or certified funds payable to the Substitute Trustee must be present at the time of the sale. The balance of the purchase price will be due within fifteen (15) days of sale, otherwise Purchaser’s deposit may be forfeited to Trustee. Time is of the essence. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest . Additional terms to be announced at the sale. A form copy of the Trustee’s memorandum of foreclosure sale and contract to purchase real property is available for viewing at www.bwwsales.com. This is a communication from a debt collector and any information obtained will be used for that purpose. The sale is subject to seller confirmation. Substitute Trustee: Equity Trustees, LLC, 8100 Three Chopt Rd., Suite 240, Richmond, VA 23229, (703)548-4600. For information contact: BWW Law Group, LLC, attorneys for Equity Trustees, LLC, 4520 East West Highway, Suite 200, Bethesda, MD 20814, (301) 961-6555, website: www.bwwsales.com. BWW# 142550 A-4279362 08/01/2012, 08/08/2012

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TRUSTEE’S SALE OF6357 Foxrock Lane

Mechanicsville, Virginia 23111

In execution of a certain Deed of Trust (the “Deed of Trust”) dated January 29, 2007, recorded December 7, 2007 in the Clerk’s Office, Circuit Court of the County of Hanover, Virginia, in Deed Book 2899 at page 3185, securing a loan which was in an original sum of $44,000.00, default having been made under the Deed of Trust, the undersigned Substitute Trustee, appointed such by a Substitution of Trustee recorded in the Clerk’s Office of the Circuit Court of the County of Hanover, Virginia, on January 21, 2009, Book 2934, page 2028, pursuant to the request of the holder of the Note thereby secured, after giving not less than fourteen (14) days prior written notice thereof to the owners of the hereinafter described property, of the date, time, place and terms of the sale, will offer for sale at public auction, ALL that certain lot, piece or parcel of land with all improvements thereon and appurtenances thereto, lying and being in Hanover County, Virginia, numbered and designated as Lot 27, Block H, on the Plan of Cherrydale, all as shown on plat thereof made by LaPrade Bros., Civil Engineers, Richmond, Virginia, dated December 15, 1967, and recorded January 23, 1968, in the Clerk’s Office of the Circuit Court of Hanover County, Virginia, in Subdivision Plat Book 1, page C1-C3, to which plat reference is hereby made for a more particular description of the property. Tax ID #8725-23-8896. Said public auction is to be held at the front steps of the Circuit Court of the County of Hanover, Virginia, located at 7505 Library Drive, Hanover, Virginia, on Thursday, August 16, 2012, at 9:00 a.m. TERMS OF SALE: ALL CASH. A bidder’s deposit of $10,000.00 or 10% of the amount secured, may be required from the successful bidder, in the form of cash, certified or cashier’s check. The Substitute Trustee reserves the right to waive or modify the requirement with respect to bidder’s deposit. The successful bidder will be required to close within 15 days from the sale date. The property shall be sold “AS IS” and will be conveyed by Special Warranty Deed, with no representation or warranties of any kind whatsoever including, but not limited to, zoning, topography, soil type or content, environmental, or availability of public utilities, SUBJECT to all easements, rights-of-way, agreements, declarations, reservations, covenants, conditions and restrictions of record, and specifically subject to deeds of trust, as they may lawfully affect the Property, and any information a survey or inspection of the Property would disclose. The purchaser shall pay all costs of closing, recording (excluding Grantor’s Tax) and conveyance, which shall be by Special Warranty Deed. Real estate taxes for the calendar year 2012 will be prorated as of the date of sale. If the purchaser defaults, the Substitute Trustee reserves the right to retain the purchaser’s deposit, re-advertise and sell the Property at the risk and cost of the defaulting purchaser, and the Substitute Trustee may avail himself of any legal or equitable rights against the defaulting purchaser. Neither the Substitute Trustee nor the holder of the note secured by the deed of trust will deliver possession of the Property to the successful bidder. IRWIN A. HELLER, Substitute Trustee, 2201 Libbie Avenue, Suite 200, Richmond, Virginia 23230 (804) 673-6600.

VIRGINIA:IN THE CIRCUIT COURT FOR THE CITY OF RICHMONDKodjo Hottab, Plaintiff,

Case No: CL12-2968Aicha Sylla, Defendant,

ORDER OF PUBLICATIONThe object of this suit is to obtain a divorce a vinculo matrimonii from the defendant on the ground of more than one year of continuous separation.It appearing from Affidavit that due diligence has been used by the plaintiff to ascertain in what county or city the defendant is, without effect, it is ORDERED that the defendant appear before this Court on or before September 24, 2012 and do what is necessary to protect her interest herein.An Extract,Teste: Bevill M. Dean, Clerk

TRUSTEE SALE 2410 Cedar St,

Richmond, VA 23223-6426In execution of a Deed of Trust in the original principal amount of $128,250.00, dated November 26, 2008 recorded in the Clerk’s Office of the Circuit Court of the City Of Richmond, Virginia, in Instrument 080030153, at page 0489, default having occurred in the payment of the Note thereby secured and at the request of the holder of said Note, the under signed Trustee will offer for sale at public auction at the entrance to the John Marshall Courts Building, 400 North 9th Street, Richmond, Virginia, on August 16, 2012 at 10:00 o’clock am the property described in said deed, located at the above address and briefly described as:BEGINNING at a point on the north line of “N” Street 62 feet west of the intersection with the west line of the 25th Street, thence running westwardly along and fronting on the north line of “N” Street 37.42 feet to a point opposite the center of the party wall between this property and property No. 2408 adjoining on the West, thence back northwardly between lines nearly parallel, 33 feet, the eastern line being parallel with the west line of 25th Street and the western line running through the center of said party wall, with the width in the rear of 37 feet, plat of survey made by C. H. Fleet, Certified Civil Engineer, dated April 28, 1947, attached to and made a part of deed from W. P Schaffer, Executor and Trustee under the last will and testament of D. G. Partin, deceased, dated July 10, 1947, and recorded in the Clerk’s Office of the Chancery Court of the City, of Richmond, Virginia, on July, 17, 1947, with improvements thereon.TERMS OF SALE: CASH: A deposit of $10,000.00, or 10% of the sales price, whichever is lower, cash or certified check, will be required at the time of sale with settlement within fifteen (15) days from the date of sale. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest. Additional terms may be announced at the time of sale. Pursuant to the Federal Fair Debt Collection Practices Act, we advise you that this firm is a debt collector attempting to collect the indebtedness referred to herein and any information we obtain will be used for that purpose.SAMUEL I. WHITE, P.C., TrusteeThis is a communication from a debt collector.FOR INFORMATION CONTACT: SAMUEL I. WHITE, P.C. (40-018438-11/CONV) 5040 Corporate Woods Drive, Suite 120 Virginia Beach, Virginia 23462 757-457-1460 - Call Between 9:00 a.m. and 11:30 a.m. or visit our website at www.siwpc.net

SOLE ACTING TRUSTEE’S SALE 1904 CHELSEA STREET,

RICHMOND

In execution of a Deed of Trust recorded in Clerk’s Office there having been a default under the Deed of Trust, Sole Acting Trustee will offer for sale at public auction on August 16, 2012, at 11:30 a.m., front entrance of Circuit Court, City of Richmond, John Marshall Courts Building, 400 North 9th Street, Richmond, Virginia, the property known as 1904 Chelsea Street, Richmond, Virginia. For full description of property, see Deed of Trust. Sale made subject to all existing easements, restrictive covenants, liens and/or deeds of trust. TERMS: Cash at settlement within 10 days of sale. Bidder’s deposit 10% cash or certified check. THIS IS A COMMUNICATION FROM A DEBT COLLECTOR.

FOR INFORMATION CONTACT: Nancy Ann Rogers, Sole Acting Trustee, Post Office Box 167, Manakin Sabot, Virginia 23103 (804)784-7182.

VIRGINIA:IN THE CIRCUIT COURT OF THE

COUNTY OF CHESTERFIELDIn Re: ESTATE OF WILLIAM B. STRAUB, DECEASEDCase No. 10-608SHOW CAUSE AGAINST DISTRIBUTIONIT IS ORDERED that the creditors of, and all others interested in, the above Estate show cause, if any they can, at 9:00 o’clock a.m., on the 5th day of September, 2012, before this Court in its courtroom against the payment and delivery of the estate to the beneficiaries without requiring refunding bonds.It appearing that the report of the accounts of Paula L. Peaden, Administrator c.t.a. of the Estate of William B. Straub, deceased, and of the debts and demands against his estate has been filed in the Clerk’s Office and that six months have elapsed since the qualification, on the motion of the Administrator, c.t.a.ENTER: 7/12/2012 An extract teste: JUDY WORTHINGTON, CLERKBy: Katherine K. Salmon, Deputy Clerk/Probate

UNITED STATES CUSTOMS AND BORDER PROTECTION- Notice is hereby given as required by 19 USC 1607, and in accordance with 19 CFR 162.45, of the seizure and intent to forfeit and dispose of according to law, the property listed below, seized in Virginia. Any person desiring to claim the property must appear at the Office of the Fines, Penalties and Forfeiture Officer, U.S. Customs and Border Protection, 101 East Main Street, Norfolk, Virginia, and file within twenty (20) days from the date of the first publication of the notice, a claim to such property, in default of which the property will be disposed of in accordance with the law.

CASE #2012140400001501; Seized 01/12/2012: DESCRIPTION: $2,750; LAWS VIOLATED; title 18, United States Code, §981 in violation of title 18 United States Code, §1956 for money laundering.

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SUBSTITUTE TRUSTEE’S SALE 6311 ARBOR BANKS TERRACE

CHESTER, VIRGINIA 23831 COUNTY OF CHESTERFIELD

TAX MAP NO.: 778656060400000

In execution of a certain Deed of Trust in the original principal amount of $190,000.00 from Barry Americus Delozier and Deborah Anne Delozier, to Roger B. Ball, Trustee, dated June 30, 2000, recorded July 13, 2000, in the Clerk’s Office, County of Chesterfield, Virginia, in Book 3864, page 84 (Edward S. Whitlock, III, having been appointed as Substitute Trustee by instrument duly recorded in the aforesaid Clerk’s Office), default having been made in the payment of the indebtedness secured thereby, and being required so to do by the Noteholder, the undersigned, in accordance with the provisions of the aforesaid Deed of Trust, and after having given at least fourteen (14) days prior written notice to the owner of the real estate of the date, time, place and terms of the sale, will offer for sale to the highest bidder at public auction on:

August 21, 2012 at 10:00 a.m.

at the front steps of the building housing the Circuit Court of the County of Chesterfield, 9500 Courthouse Road, Chesterfield, Virginia 23832, all of the property with any improvements thereon located in County of Chesterfield, having a Tax Map Designation of 778656060400000, together with any interest the Substitute Trustee may have in the Personal Property located on or used in the operation of the Real Property. The Real Property and the Personal Property being hereinafter referred to as the Property.

TERMS OF SALE: All cash at settlement. A deposit of Three Thousand and 00/100 Dollars ($3,000.00) in cash or certified check shall be required at time of sale from all bidders except the holder of the Note secured by the Deed of Trust. The balance shall be paid at settlement, to be held within thirty (30) days from the date of sale in the offices of the Substitute Trustee. The Substitute Trustee reserves the right to: (i) waive the deposit requirement; (ii) approve the creditworthiness of any bidder and final purchaser; (iii) withdraw the Property from sale at any time prior to the termination of the bidding; (iv) keep the bidding open for any length of time; and (v) reject any and all bids.

In the event that the purchaser fails to go to settlement as required, the aforementioned deposit shall be forfeited and the Property shall be resold at the purchaser’s risk and expense.

All closing costs, other than the preparation of the deed and the grantor’s tax, shall be borne by the successful bidder. Real estate taxes shall be prorated to the date of sale. Rents and other expenses of the Property shall not be prorated.

The Real Property shall be conveyed by special warranty deed and the Personal Property, if any, shall be conveyed by Bill of Sale. All of the Property shall be sold “AS IS” without representation or warranty of any kind, and SUBJECT TO conditions, restrictions, rights-of-way, easements, and reservations, if any, contained in the deeds forming chain of title thereto, and all other matters of record taking priority over the Deed of Trust, if any.

Delivery of possession of the Property will not be performed by the Substitute Trustee but will be the responsibility of the Purchaser. The Purchaser will be required to execute a Memorandum of Sale concerning the purchase of the Property, a copy of which will be available immediately before announcing the sale.

EDWARD S. WHITLOCK, III Lafayette, Ayers & Whitlock, PLC 10160 Staples Mill Road, Suite 105 Glen Allen, Virginia 23060 (804) 545-6250

FOR INFORMATION CONTACT: EDWARD S. WHITLOCK, III Lafayette, Ayers & Whitlock, PLC (804) 545-6250

NOTICE OF TRUSTEES’ SALE OF 19210, 19150, ANd

19170 ChURCh ROAdChESTERFIELd COUNTy, vIRgINIA

In execution of a Deed of Trust in the original principal amount of $30,000.00, dated March 20, 2008, executed April 30, 2009, recorded in the Clerk’s Office of the Circuit Court of Chesterfield County, Virginia on May 1, 2009 in Deed Book 8689, page 154, the undersigned Substitute Trustees duly substituted by appointment dated March 14, 2012, recorded in Deed Book 9685, page 763, said Clerk’s Office, will offer for sale at public auction three (3) of the properties described in said deed of trust, with all improvements thereon, designated in said deed of trust as Parcel I containing 22.996 acres, TM# 771618645400000, westerly side of Church Road (Route #669) (aka South Church Road), address may n/f be 19210 Church Road; Parcel III containing 11 acres, more or less, TM# 772618353500000, westerly side of Church Road, address may n/f be 19150 Church Road; and Parcel Iv containing one (1) acre, TM # 77161845450000, lying north of Church Road, address may n/f be 19170 Church Road, located near Little Road (Route #601) and Union Grove Baptist Church, Matoaca District, Chesterfield County, Virginia. Sale subject to all restrictions, easements, agreements and all conditions or matters of record.Sale to be held at the front door of the building which houses the Circuit Court of the County of Chesterfield, 9500 Courthouse Road, Chesterfield, virginia 23832, on August 27, 2012 at 3:00 p.m.TERMS: Cash. Deposit of $3,000 shall be required in the form of cash, certified or cashier’s check at the time of sale. Settlement in full within fifteen (15) days of sale date. Additional terms to be announced at time of sale. Time is of the essence. Property is being sold “AS IS”, without representation or warranty of any sort or nature concerning its condition. The Substitute Trustees reserve the right to: reject any bid(s), sell the Property as a whole or in parts, withdraw all or parts of the Property from the sale at any time before the termination of the bidding, keep the bidding open for any length of time, postpone or adjourn the sale, review the deposit and qualifications of all bidders, and amend and/or supplement the terms of sale by verbal announcements prior to and/or during the sale.Robert E. Kane, Jr. Patrick D. Carollo, Substitute TrusteesAny Trustee may actFOR INFORMATION CONTACT: Robert E. Kane, Jr., Substitute Trustee 1700 Bayberry Court, Suite 103 Henrico, VA 23226 (804) 288-1672, ext 306 or 302

TRUSTEE’S SALE OF 2582 Barnesway Lane, Richmond, VA 23231. In execution of a certain deed of trust dated December 14, 2005, in the original principal amount of $116,800.00 recorded in the Clerk’s Office, Circuit Court for Henrico County, Virginia, in Deed Book 4035 Page 2497, default having occurred in the payment of the Note thereby secured and at the request of the holder, the undersigned Substitute Trustee will offer for sale at public auction in the front of the Circuit Court building for Henrico County, 4301 E. Parham Road, Richmond, Virginia, on August 24, 2012, at 10:01 AM, the property described in said deed of trust, located at the above address, and more particularly described as follows: ALL THAT CERTAIN LOT, PIECE OR PARCEL OF LAND, WITH THE IMPROVEMENTS THEREON AND THE APPURTENANCES THERETO BELONGING, LYING AND BEING IN HENRICO COUNTY, VIRGINIA, SHOWN AND DESIGNATED AS LOT 4, BLOCK B, WILLIAMSON FARMS ON SUBDIVISION PLAT OF WILLIAMSON FARMS, PREPARED BY BENGSTON, DEBELL & ELLEIN, INC., CONSULTING ENGINEERS AND SURVEYORS, DATED JANUARY 30, 1979, AND REVISED APRIL 13, 1979 AND RECORDED JULY 19, 1979, IN THE CLERK’S OFFICE OF THE CIRCUIT COURT OF HENRICO COUNTY, VIRGINIA, IN PLAT BOOK 70, PAGES 14 AND 15, TO WHICH PLAT REFERENCE IS MADE FOR A MORE PARTICULAR DESCRIPTION..TERMS OF SALE: ALL CASH. A bidder’s deposit of ten percent (10%) of the sale price or ten percent (10%) of the original principal balance of the subject deed of trust, whichever is lower, in the form of cash or certified funds payable to the Substitute Trustee must be present at the time of the sale. The balance of the purchase price will be due within fifteen (15) days of sale, otherwise Purchaser’s deposit may be forfeited to Trustee. Time is of the essence. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest . Additional terms to be announced at the sale. A form copy of the Trustee’s memorandum of foreclosure sale and contract to purchase real property is available for viewing at www.bwwsales.com. This is a communication from a debt collector and any information obtained will be used for that purpose. The sale is subject to seller confirmation. Substitute Trustee: Equity Trustees, LLC, 8100 Three Chopt Rd., Suite 240, Richmond, VA 23229, (703)548-4600. For information contact: BWW Law Group, LLC, attorneys for Equity Trustees, LLC, 4520 East West Highway, Suite 200, Bethesda, MD 20814, (301) 961-6555, website: www.bwwsales.com. BWW# 123390

TRUSTEE’S SALE OF 10178 Williamsville Road, Mechanicville, VA 23116. In execution of a certain deed of trust dated September 10, 2007, in the original principal amount of $533,600.00 recorded in the Clerk’s Office, Circuit Court for Hanover County, Virginia, in Instrument No. 20071012000115490, default having occurred in the payment of the Note thereby secured and at the request of the holder, the undersigned Substitute Trustee will offer for sale at public auction in the front of the Circuit Court building for Hanover County, 7501 Library Drive, Hanover, Virginia, on September 07, 2012, at 9:00 AM, the property described in said deed of trust, located at the above address, and more particularly described as follows: ALL THAT CERTAIN LOT, PIECE OR PARCEL OF LAND LYING AND BEING IN THE HENRY DISTRICT, HANOVER COUNTY, VIRGINIA SHOWN AND DESIGNATED AS PARCEL A, CONTAINING 16.35 ACRES, ALL AS SHOWN ON THE FOLLOWING PLAT, A COPY OF WHICH IS ATTACHED HERETO AND MADE A PART HEREOF, TO WHICH PLAT REFERENCE IS HEREBY MADE FOR A MORE PARTICULAR DESCRIPTION OF THE PROPERTY HEREBY MADE FOR A MORE PARTICULAR DESCRIPTION OF THE PROPERTY HEREBY CONVEYED: SURVEY MADE BY : TOM HARDYMAN INC., DATED: FEBRUARY 11, 2003, ENTITLED: SURVEY AND PLAT OF 2 PARCELS OF LAND CONTAINING 16.42 AC. LOCATED ON STATE ROUTE 615, NORTH OF STATE ROUTE 606, HENRY DISTRICT, HANOVER COUNTY, VIRGINIA. SAVING AND EXCEPTING THERE FROM 3.02 ACRES CONVEYED IN DEED BOOK 2401, FOLIO 759..TERMS OF SALE: ALL CASH. A bidder’s deposit of ten percent (10%) of the sale price or ten percent (10%) of the original principal balance of the subject deed of trust, whichever is lower, in the form of cash or certified funds payable to the Substitute Trustee must be present at the time of the sale. The balance of the purchase price will be due within fifteen (15) days of sale, otherwise Purchaser’s deposit may be forfeited to Trustee. Time is of the essence. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest . Additional terms to be announced at the sale. A form copy of the Trustee’s memorandum of foreclosure sale and contract to purchase real property is available for viewing at www.bwwsales.com. This is a communication from a debt collector and any information obtained will be used for that purpose. The sale is subject to seller confirmation. Substitute Trustee: Equity Trustees, LLC, 8100 Three Chopt Rd., Suite 240, Richmond, VA 23229, (703)548-4600. For information contact: BWW Law Group, LLC, attorneys for Equity Trustees, LLC, 4520 East West Highway, Suite 200, Bethesda, MD 20814, (301) 961-6555, website: www.bwwsales.com. BWW# 143025

Call 358-2100 to place an ad


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TRUSTEE’S SALE OF 3248 Creek Meadow Circle,

Richmond, VA 23234. In execution of a certain deed of trust dated June 15, 2005, in the original principal amount of $144,000.00 recorded in the Clerk’s Office, Circuit Court for Chesterfield County, Virginia, in Deed Book 6450 Page 221, default having occurred in the payment of the Note thereby secured and at the request of the holder, the undersigned Substitute Trustee will offer for sale at public auction in the front of the Circuit Court building for Chesterfield County, 9500 Courthouse Road, Chesterfield, Virginia, on August 17, 2012, at 12:01 PM, the property described in said deed of trust, located at the above address, and more particularly described as follows: ALL THAT CERTAIN LOT, PIECE OR PARCEL OF LAND, WITH ALL IMPROVEMENTS THEREON AND APPURTENANCES THERETO BELONGING, LYING AND BEING IN THE DALE DISTRICT, CHESTERFIELD COUNTY, VIRGINIA, DESIGNATED AS LOT 2, SECTION A, AS SHOWN ON PLAT MADE BY YOUNGBLOOD, TYLER & ASSOCIATES, P.C., ENTITLED, “MEADOW CREEK, SECTION A, DALE DISTRICT, CHESTERFIELD COUNTY, VIRGINIA”, DATED AUGUST 12, 1993, RECORDED JANUARY 5, 1994, IN THE CLERK’S OFFICE, CIRCUIT COURT, CHESTERFIELD COUNTY, VIRGINIA, IN PLAT BOOK 83, PAGE 10..TERMS OF SALE: ALL CASH. A bidder’s deposit of ten percent (10%) of the sale price or ten percent (10%) of the original principal balance of the subject deed of trust, whichever is lower, in the form of cash or certified funds payable to the Substitute Trustee must be present at the time of the sale. The balance of the purchase price will be due within fifteen (15) days of sale, otherwise Purchaser’s deposit may be forfeited to Trustee. Time is of the essence. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest . Additional terms to be announced at the sale. A form copy of the Trustee’s memorandum of foreclosure sale and contract to purchase real property is available for viewing at www.bwwsales.com. This is a communication from a debt collector and any information obtained will be used for that purpose. The sale is subject to seller confirmation. Substitute Trustee: Equity Trustees, LLC, 8100 Three Chopt Rd., Suite 240, Richmond, VA 23229, (703)548-4600. For information contact: BWW Law Group, LLC, attorneys for Equity Trustees, LLC, 4520 East West Highway, Suite 200, Bethesda, MD 20814, (301) 961-6555, website: www.bwwsales.com. BWW# 123452

TRUSTEE’S SALE OF REAL ESTATE located at 1048 Robmont Road, Richmond, Virginia In execution of the Deed of Trust from SHANNON D. ANDREWS dated July 8, 1999, in the Original Principal Amount of $83,742.00, and recorded in Deed Book 3618, Page 91, in the Clerk’s Office of the Circuit Court for the County of Chesterfield, Virginia, default having occurred in the payment of the indebtedness thereby secured and at the request of the holder of the Note, the undersigned, as Substitute Trustees, any one of whom may act, will sell at public auction at the Front Entrance of the Circuit Court for the County of Chesterfield on August 16, 2012, at 2:15 p.m., the property described as Lot 18, Block R, Section 2, The Meadows, County of Chesterfield, Virginia, known as 1048 Robmont Road, Richmond, Virginia. TERMS: CASH. PROPERTY SOLD AS IS AND WITHOUT WARRANTY OF TITLE. ADDITIONAL TERMS MAY BE ANNOUNCED AT TIME OF SALE. TIME IS OF THE ESSENCE. A deposit of $ 6,700.00 or 10% of the successful bid amount (whichever is lower) will be required immediately of the successful bidder, IN CASH, CASHIER’S CHECK OR CERTIFIED FUNDS ONLY PAYABLE TO “CECIL G. MOORE, TRUSTEE”, balance to be paid within fifteen days from the date of sale. ABSOLUTELY NO PERSONAL CHECKS ACCEPTED AS BIDDER’S DEPOSIT. Real estate taxes will be adjusted to the date of sale. All cost of conveyance, deed, examination of title, recording charges and the grantor’s tax will be at the cost of the purchaser. All risks of casualty pass to the successful bidder. THIS IS A COMMUNICATION FROM A DEBT COLLECTOR AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.DATED: July 18, 2012 CECIL G. MOORE, and JO ANN HUTCHINSON, Substitute Trustee(s)10‑016BF (97.75)For Information Contact Trustees At: 710 Denbigh Boulevard, Ste. 6C, Newport News, Virginia 23608(757) 877‑0255 between 9:00 ‑ 10:30 a.m. only

TRUSTEE’S SALE628 Hallwood Farms Lane, Richmond,

VA 23223Parcel ID 807-726-3528

Pursuant to the terms of a deed of trust dated August 30, 2006, in the original principal amount of $208,304.00, recorded in the Clerk’s Office of the Circuit Court of Henrico County, Virginia, in Deed Book 4191, Page 1606, and corrected and recorded in Deed Book 4434, Page 414, the property briefly described below will be offered for sale at public auction:

Lot 12, Block A, Hallwood Farms, as shown on a plat recorded in the aforesaid Clerk’s Office in Plat Book 113, Pages 11 & 12, and as more particularly described in the referenced deed of trust.

The sale will take place on august 15, 2012, at 12:15 p.m., at the front entrance to the building housing the Circuit Court of Henrico County, located at 4301 East Parham Road, Henrico, VA.





TRUSTEE’S SALE8324 Foxberry Drive, Richmond, VA 23235

Parcel ID 758694088700000

Pursuant to the terms of a deed of trust dated May 28, 2008, in the original principal amount of $177,750.00, recorded in the Clerk’s Office of the Circuit Court of Chesterfield County, Virginia, in Deed Book 8339, Page 841, the property briefly described below will be offered for sale at public auction:

Lot 46, Block E, Foxberry, Sec. 2, as shown on a plat recorded in the aforesaid Clerk’s Office in Plat Book 47, Pages 92-94, and as more particularly described in the referenced deed of trust.

The sale will take place on august 15, 2012, at 4:00 p.m., at the front entrance to the building housing the Circuit Court of Chesterfield County, located at 9500 Courthouse Road, Chesterfield, VA.





TRUSTEE’S SALE OF 7949 Bear Grass Lane, Mechanicsville, VA 23111. In execution of a certain deed of trust dated February 28, 2007, in the original principal amount of $289,500.00 recorded in the Clerk’s Office, Circuit Court for Hanover County, Virginia, in Deed Book 2848 Page 0683, default having occurred in the payment of the Note thereby secured and at the request of the holder, the undersigned Substitute Trustee will offer for sale at public auction in the front of the Circuit Court building for Hanover County, 7501 Library Drive, Hanover, Virginia, on August 24, 2012, at 9:00 AM, the property described in said deed of trust, located at the above address, and more particularly described as follows: ALL THAT CERTAIN LOT, PIECE OR PARCEL OF LAND, LYING AND BEING IN HENRY DISTRICT, HANOVER COUNTY, VIRGINIA, KNOWN AND DESIGNATED AS LOT 39, SECTION 7, PEBBLE CREEK, ALL AS MORE PARTICULARLY SHOWN ON THAT PLAT ENTITLED “PEBBLE CREEK, SECTION 7, HENRY DISTRICT, HANOVER COUNTY, VIRGINIA”, MADE BY WINGATE & KESTNER, P.L.C., DATED OCTOBER 1, 1999, RECORDED MAY 9, 2000, IN THE CLERK’S OFFICE, CIRCUIT COURT, HANOVER COUNTY, VIRGINIA, IN SUBDIVISION PLAT BOOK 8, PAGE 421, REFERENCE TO WHICH IS HERBY MADE FOR A MORE PARTICULAR DESCRIPTION OF THE PROPERTY.TERMS OF SALE: ALL CASH. A bidder’s deposit of ten percent (10%) of the sale price or ten percent (10%) of the original principal balance of the subject deed of trust, whichever is lower, in the form of cash or certified funds payable to the Substitute Trustee must be present at the time of the sale. The balance of the purchase price will be due within fifteen (15) days of sale, otherwise Purchaser’s deposit may be forfeited to Trustee. Time is of the essence. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest . Additional terms to be announced at the sale. A form copy of the Trustee’s memorandum of foreclosure sale and contract to purchase real property is available for viewing at www.bwwsales.com. This is a communication from a debt collector and any information obtained will be used for that purpose. The sale is subject to seller confirmation. Substitute Trustee: Equity Trustees, LLC, 8100 Three Chopt Rd., Suite 240, Richmond, VA 23229, (703)548-4600. For information contact: BWW Law Group, LLC, attorneys for Equity Trustees, LLC, 4520 East West Highway, Suite 200, Bethesda, MD 20814, (301) 961-6555, website: www.bwwsales.com. BWW# 132909 A-4278122 08/01/2012, 08/08/2012

VIRGINIA:IN THE CIRCUIT COURT OF THE

COUNTY OF HENRICOIn re: Odette D. Cauthorne, deceasedCase No: CM12-1256

SHOW CAUSE AGAINST DISTRIBUTION

It is hereby Ordered that the creditors of, and all others interested in, the above estate show cause if any they can, on the 27th day of August, 2012, at 9a.m., before this Court at its courthouse at Parham and Hungary Springs Road, Henrico County, Virginia, against the payment and delivery of the estate without requiring refunding bonds.

Entered: 7/23/2012An Extract Teste:Yvonne G. Smith, Clerk

Full name of owner: The Bank Bar, LLCTrading as: BLISS 1005 E. Main Street Richmond, Virginia 23219-3503The above establishment is applying to the VIRGINIA DEPARTMENT OF ALCOHOLIC BEVERAGE CONTROL for a Wine and Beer on Premises and Mixed Beverage on Premises license to sell or manufacture alcoholic beverages.LaTonya Taylor, Manager Charles Tarrer, ManagerNOTE: Objections to the issuance of this license must be submitted to ABC no later than 30 days from the publishing date of the first of two required newspaper legal notices. Objections should be registered at www.abc.virginia.gov or 800-552-3200.

NOTICE OF TRUSTEE’S SALE OFPROPERTY LOCATED AT 2516 HANOVER AVENUERICHMOND, VIRGINIA

In execution of a Deed of Trust in the original principal amount of $560,500.00 from Patrick D. Kjellberg, dated April 28, 2008, recorded April 29, 2008 as Instrument #080011542 among the land records for the City of Richmond, Virginia, default having occurred, the Substitute Trustee, who was appointed by the instrument recorded as Instrument #120013845 among the land records of the City of Richmond, Virginia, at the direction of the secured party, will offer for sale at public auction to the highest bidder, on September 5, 2012, at 11:10 A.M., local time, at the main entrance of the Circuit Court for the City of Richmond, 400 North 9th Street, Richmond, VA 23219-15407, the realty and personalty described in the said Deed of Trust located at the above address and briefly described as: 2516 Hanover Avenue, Richmond, Virginia; Tax Map #W000-1124/027. TERMS OF SALE: Cash. The Properties will be auctioned individually and as an entirety with the sale going to largest aggregate amount; bidders deposit of not more than $50,000 in cash, certified or cashier’s check may be required with settlement within 15 days or deposit forfeit; the Substitute Trustee reserves the right to waive the bidders deposit, postpone the sale, review the qualifications of all bidders, and/or reject all bids; “AS IS” without representation or warranty of any kind (including but not limited to) any representations regarding zoning, subdivision compliance, access, physical condition, parties in possession, topography, soil type or content, environmental conditions affecting the property, availability of public utilities, freedom from structural defects, construction in a workmanlike manner, and fitness for habitation; any personalty sold WITHOUT ANY IMPLIED WARRANTY OF MERCHANTABILITY OR FITNESS FOR A PARTICULAR PURPOSE; sale subject to all other prior liens, conditions, restrictions, rights-of-way, easements, and reservations of record; Additional terms, including the execution of a Memorandum of Sale will be announced at the sale. Time shall be of the essence with respect to all terms. Pursuant to the Federal Fair Debt Collection Practices Act, we advise you that we are a debt collector and any information obtained will be used for that purpose. FOR INFORMATION CONTACT: James A. Yergin, Substitute Trustee, 5290 Old Alexandria Turnpike, Warrenton, Virginia 20187, (540)207-3293.

TRUSTEE SALE6501 Horsepen Road, Richmond, VA 23226-

2907Henrico County

In execution of a Deed of Trust in the original principal amount of $252,000.00, datedOctober 7, 2008 recorded in the Clerk’s Office of the Circuit Court of the County Of Henrico, Virginia, in Deed Book 4569, at page 1902, default having occurred in the payment of the Note thereby secured and at the request of the holder of said Note, the under signed Substitute Trustee will offer for sale at public auction at the entrance to the Circuit Court Building of the County of Henrico, corner of Parham Road and Hungary Spring Road, Henrico County, Virginia, on August 28, 2012 at 1:00 o’clock pm the property described in said deed, located at the above address and briefly described as:Parcel 1:Lot 1, Section A, WesthavenParcel 2:Containing 0.0226 acre, Plat recorded in Deed Book 1650, Page 909, with improvements thereon. TERMS OF SALE: CASH: A deposit of $20,000.00, or 10% of the sales price, whichever is lower, cash or certified check, will be required at the time of sale with settlement within fifteen (15) days from the date of sale. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest. Additional terms may be announced at the time of sale.Pursuant to the Federal Fair Debt Collection Practices Act, we advise you that this firm is a debt collector attempting to collect the indebtedness referred to herein and any information we obtain will be used for that purpose.SAMUEL I. WHITE, P.C., Substitute Trustee This is a communication from a debt collector. FOR INFORMATION CONTACT: SAMUEL I. WHITE, P.C. (01-007579-12/FHA) 5040 Corporate Woods Drive, Suite 120, Virginia Beach, Virginia 23462, 757-457-1460 - Call Between 9:00 a.m. and 11:30 a.m. or visit our website at www.siwpc.net

TRUSTEE’S SALE6208 Lamar Drive, Richmond, VA 23225

Parcel ID C0050992070

Pursuant to the terms of a deed of trust dated August 28, 2008, in the original principal amount of $168,591.00, recorded in the Clerk’s Office of the Circuit Court of the City of Richmond, Virginia, as Instrument No. 080023593, the property briefly described below will be offered for sale at public auction:

Lot 30, Block F, Beaufont Grove, Sec. 4, as shown on a plat recorded in the aforesaid Clerk’s Office in Plat Book 1, Pages 38 & 39, and as more particularly described in the referenced deed of trust.

The sale will take place on SEPTEMBER 13, 2012, AT 11:00 A.M., at the front entrance to the building housing the Circuit Court of the City of Richmond, located at 400 N. Ninth Street, Richmond, VA.


Terms: A deposit in the form of CERTIFIED FUNDS in the amount of $16,000.00 or 10% of the successful bid, whichever is lower, is required of any bidder at the time of sale. Closing within fifteen (15) days of sale. Time is of the essence. Additional terms will be announced at sale. Purchaser to pay all closing costs. Sale subject to seller confirmation. Pursuant to the Federal Fair Debt Collection Practices Act, we advise you that this firm is a debt collector attempting to collect the indebtedness referred to herein, and any information we obtain will be used for that purpose.


FOR INFORMATION CONTACT: Jennifer, Assistant to Julian A. Bryant, Jr., at Evans & Bryant, PLC, Substitute Trustee, 2101 Parks Avenue, Suite 301, Virginia Beach, VA 23451. 1‑757‑437‑9500 (1228374).

VIRGINIA:

IN THE CIRCUIT COURT OF THE COUNTY OF HENRICO

RE: ESTATE OF MARIE V. SPARDLIN, DECEASED

CM 12-1292

SHOW CAUSE AGAINST DISTRIBUTION

IT IS ORDERED that the creditors of, and all others interested in, the above Estate show cause, if any they can, at 9:00 o’clock a.m., on the 27th day of August, 2012, before this Court in its courtroom against the payment and delivery of the estate to the beneficiaries without requiring refunding bonds.

Entered: 7/25/2012

An Extract Teste:

Yvonne G. Smith, Clerk

TRUSTEE SALE3709 Mitcheltree

Blvd, Richmond, VA 23223-2211Henrico County

In execution of a Deed of Trust in the original principal amount of $75,500.00, dated May 15, 2003 recorded in the Clerk’s Office of the Circuit Court of the County Of Henrico,Virginia, in Deed Book 3457, at page 0214, default having occurred in the payment of the Note thereby secured and at the request of the holder of said Note, the under signed Substitute Trustee will offer for sale at public auction at the entrance to the Circuit Court Building of the County of Henrico, corner of Parham Road and Hungary Spring Road, Henrico County, Virginia, on August 21, 2012 at 1:00 o’clock pm the property described in said deed, located at the above address and briefly described as:Lot 47, Block D, Section A, Mitcheltree Subdivision, with improvements thereon. TERMS OF SALE: CASH: A deposit of $7,500.00, or 10% of the sales price, whichever is lower, cash or certified check, will be required at the time of sale with settlement within fifteen (15) days from the date of sale. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest. Additional terms may be announced at the time of sale. Pursuant to the Federal Fair Debt Collection Practices Act, we advise you that this firm is a debt collector attempting to collect the indebtedness referred to herein and any information we obtain will be used for that purpose.SAMUEL I. WHITE, P.C., Substitute TrusteeThis is a communication from a debt collector. FOR INFORMATION CONTACT: SAMUEL I. WHITE, P.C. (40-015306-11/CONV) 5040 Corporate Woods Drive, Suite 120, Virginia Beach, Virginia 23462, 757-457-1460 - Call Between 9:00 a.m. and 11:30 a.m. or visit our website at www.siwpc.net

State Water Control Board Public Notice An enforcement action has been proposed for Mr. Douglas R. Sowers for alleged violations at Rountrey Residential Subdivision, Phases III & IV, Chesterfield County, VA. The State Water Control Board proposes to issue a consent special order to Mr. Douglas R. Sowers to address noncompliance with State Water Control Board law. A description of the proposed action is available at the DEQ office named below or online at www.deq.virginia.gov. Gina Pisoni will accept comments by e-mail ([email protected]), fax (804-527-5106) or postal mail (DEQ, Piedmont Regional Office, 4949-A Cox Road, Glen Allen, Virginia, 23060) from August 8, 2012 to September 12, 2012.

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Trustee’s Sale 3755 Darbytown Place, Richmond

a/k/a Henrico, Virginia 23231(Tax ID No. 827-693-4928)

Default having been made in the terms of a certain Deed of Trust dated May 24, 2007, in the original principal amount of $129,950.00 and recorded in the Clerk’s Office of the Circuit Court of the County of Henrico, Virginia in Deed Book 4347, at page 1590, the undersigned Substitute Trustees will sell at public auction on August 22, 2012, at 10:00 a.m., in front of the building housing the Henrico County Circuit Court, 4301 E. Parham Road (E. Parham and Hungary Spring Roads), Richmond, VA, the property designated as containing 1.100 acres of land, more or less, off the western line of Darbytown Place, all as is more particularly shown on a plat of survey dated November 2, 2001, entitled, “Improvements on 1.100 Acres of Land Located West of Darbytown Place, Varina District, Henrico County, Virginia”, a copy of which is recorded with deed in Deed Book 3181, Page 1862. TOGETHER WITH the right to use the private road for ingress or egress to Darbytown Road.Sale is subject to all prior liens, easements, restrictions, covenants, and conditions, if any, of record, or other matters which would be disclosed by an accurate survey or inspection of the premises. TERMS: CASH. A deposit of $12,500.00 or 10% of the sale price, whichever is lower, will be required of the successful bidder at time of sale. Prior to the sale, interested bidders will be required to register with and must present a bid deposit which may be held during the sale by the trustee. The bid deposit must be certified funds and/or cash, but no more than $10,000.00 of cash will be accepted. The successful bidder’s deposit will be retained at the sale and applied to the sale price. If held by the trustee, all other bid deposits will be returned to the unsuccessful bidders. Settlement is to be made within 15 days. The successful bidder will be required to execute a Memorandum of Trustee’s Sale, available for review on the Foreclosure Sales page of www.glasserlaw.com, outlining additional terms of sale and settlement. A Trustee’s Deed will be prepared by Trustee’s attorney at high bidder’s expense. This is a communication from a debt collector. Glasser and Glasser, P.L.C. and/or Atlantic Trustee Services, L.L.C., Substitute Trustees, Crown Center Building, Suite600, 580 East Main Street, Norfolk, VA 23510, File No. 97375, Tel: (757) 321-6465, Between 10:00 a.m. & 12:00 noon only.

TRUSTEE’S SALE OF 2808 Darton Drive, Richmond, VA 23223. In execution of a certain deed of trust dated April 28, 1998, in the original principal amount of $84,000.00 recorded in the Clerk’s Office, Circuit Court for Henrico County, Virginia, in Deed Book 2804 Page 828, default having occurred in the payment of the Note thereby secured and at the request of the holder, the undersigned Substitute Trustee will offer for sale at public auction in the front of the Circuit Court building for Henrico County, 4301 E. Parham Road, Richmond, Virginia, on August 24, 2012, at 10:01 AM, the property described in said deed of trust, located at the above address, and more particularly described as follows: ALL THAT CERTAIN LOT OR PARCEL OF LAND, WITH IMPROVEMENTS THEREON AND APPURTENANCES THERETO BELONGING, LYING AND BEING IN FAIRFIELD DISTRICT, HENRICO COUNTY, VIRGINIA, AND KNOWN AND DESIGNATED AS LOT 3, BLOCK D, SECTION II, MAPLEWOOD FARMS, AS SHOWN ON A PLAT MADE BY BALZER & ASSOCIATES, INC., DATED FEBRUARY 16, 1987, RECORDED MAY 18, 1987, IN CLERK’S OFFICE, CIRCUIT COURT, HENRICO COUNTY, VIRGINIA, IN PLAT BOOK 85, PAGE 50, TO WHICH PLAT REFERENCE IS HEREBY MADE FOR A MORE PARTICULAR DESCRIPTION OF SAID PROPERTY. AND BEING THE SAME PROPERTY CONVEYED TO MARSHALL D. HENDERSON AND CARRIE V. HENDERSON, HIS WIFE, BY DEED FROM RYAN HOMES, INC. A PENNSYLVANIA CORPORATION, AND RYAN OPERATION G.P., A VIRGINIA GENERAL PARTNERSHIP, DATED OCTOBER 15, 1987 IN DEED BOOK 85 AT PAGE 50 AMONG THE LAND THE LAND RECORDS OF HENRICO COUNTY, VIRGINIA..TERMS OF SALE: ALL CASH. A bidder’s deposit of ten percent (10%) of the sale price or ten percent (10%) of the original principal balance of the subject deed of trust, whichever is lower, in the form of cash or certified funds payable to the Substitute Trustee must be present at the time of the sale. The balance of the purchase price will be due within fifteen (15) days of sale, otherwise Purchaser’s deposit may be forfeited to Trustee. Time is of the essence. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest . Additional terms to be announced at the sale. A form copy of the Trustee’s memorandum of foreclosure sale and contract to purchase real property is available for viewing at www.bwwsales.com. This is a communication from a debt collector and any information obtained will be used for that purpose. The sale is subject to seller confirmation. Substitute Trustee: Equity Trustees, LLC, 8100 Three Chopt Rd., Suite 240, Richmond, VA 23229, (703)548-4600. For information contact: BWW Law Group, LLC, attorneys for Equity Trustees, LLC, 4520 East West Highway, Suite 200, Bethesda, MD 20814, (301) 961-6555, website: www.bwwsales.com. BWW# 151277 A-4283445 08/08/2012, 08/15/2012

Full name of owner: PSP LLCTrading as: Dutch & Co.400 N 27th StRichmond, Virginia 23223The above establishment is applying to the VIRGINIA DEPARTMENT OF ALCOHOLIC BEVERAGE CONTROL for a Wine and Beer on and off Premises and Mixed Beverage Restaurant license to sell or manufacure alcoholic beverages.Phillip Perrow, member LLC Michelle Peake, member LLCNOTE: Objections to the issuance of this license must be submitted to ABC no later than 30 days from the publishing date of the first of two required newspaper legal notices. Objections should be registered at www.abc.virginia.gov or 800-552-3200.

TRUSTEE SALE 2800 Edgewood Avenue,

Richmond, VA 23222-3518 In execution of a Deed of Trust in the original principal amount of $129,350.00, dated February 9, 2007 recorded in the Clerk’s Office of the Circuit Court of the City Of Richmond, Virginia, in Instrument 070005361, at page 370, default having occurred in the payment of the Note thereby secured and at the request of the holder of said Note, the under signed Trustee will offer for sale at public auction at the entrance to the John Marshall Courts Building, 400 North 9th Street, Richmond, Virginia, on August 21, 2012 at 2:00 o’clock pm the property described in said deed, located at the above address and briefly described as: Lot 10, Block E, Parkland, with improvements thereon.TERMS OF SALE: CASH: A deposit of $10,000.00, or 10% of the sales price, whichever is lower, cash or certified check, will be required at the time of sale with settlement within fifteen (15) days from the date of sale. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest. Additional terms may be announced at the time of sale. Pursuant to the Federal Fair Debt Collection Practices Act, we advise you that this firm is a debt collector attempting to collect the indebtedness referred to herein and any information we obtain will be used for that purpose.SAMUEL I. WHITE, P.C., TrusteeThis is a communication from a debt collector.FOR INFORMATION CONTACT: SAMUEL I. WHITE, P.C. (8541-08/CONV) 5040 Corporate Woods Drive, Suite 120 Virginia Beach, Virginia 23462 757-457-1460 - Call Between 9:00 a.m. and 11:30 a.m. or visit our website at www.siwpc.net

Trustee’s Sale232 Fairwood Drive, Richmond

aka North Chesterfield, Virginia 23235(Tax ID No. 757707820800000)

Default having been made in the terms of a certain Deed of Trust dated February 29, 2008, in the original principal amount of $186,950.00 and recorded in the Clerk’s Office of the Circuit Court of the County of Chesterfield, Virginia in Deed Book 8216, at page 0093, the undersigned Substitute Trustees will sell at public auction on August 22, 2012, at 12:30 p.m., in front of the building housing the Chesterfield County Circuit Court, 9500 Courthouse Road, Chesterfield, VA, the property designated as Lot 19, Block E, Bon Air Hills, as shown on plat dated May 14, 1956, and recorded in the aforesaid Clerk’s Office in Plat Book 9, Pages 134, 135 and 136. Sale is subject to all prior liens, easements, restrictions, covenants, and conditions, if any, of record, or other matters which would be disclosed by an accurate survey or inspection of the premises. TERMS: CASH. A deposit of $18,500.00 or 10% of the sale price, whichever is lower, will be required of the successful bidder at time of sale. Prior to the sale, interested bidders will be required to register with and must present a bid deposit which may be held during the sale by the trustee. The bid deposit must be certified funds and/or cash, but no more than $10,000.00 of cash will be accepted. The successful bidder’s deposit will be retained at the sale and applied to the sale price. If held by the trustee, all other bid deposits will be returned to the unsuccessful bidders. Settlement is to be made within 15 days. The successful bidder will be required to execute a Memorandum of Trustee’s Sale, available for review on theForeclosure Sales page of www.glasserlaw.com, outlining additional terms of sale and settlement. A Trustee’s Deed will be prepared by Trustee’s attorney at high bidder’s expense. This is a communication from a debt collector. Atlantic Trustee Services, L.L.C., Substitute Trustee, Crown Center Building, Suite 600, 580 East Main Street, Norfolk, VA 23510, File No. 98612, Tel: (757) 321-6465, Between 10:00 a.m. & 12:00 noon only.

TRUSTEE’S SALE 3923 Peyton Avenue,

Richmond, VA 23224

Parcel ID S0043279098

Pursuant to the terms of a deed of trust dated June 8, 2006, in the original principal amount of $100,700.00, recorded in the Clerk’s Office of the Circuit Court of the City of Richmond, Virginia, as Instrument No. 060019321, the property briefly described below will be offered for sale at public auction:

Lot 98, Woodside Court, as shown on a plat recorded in the aforesaid Clerk’s Office in Plat Book 4, Page 125, and as more particularly described in the referenced deed of trust.

The sale will take place on AUGUST 28, 2012, AT 10:00 A.m., at the front entrance to the building housing the Circuit Court of the City of Richmond, located at 400 N. Ninth Street, Richmond, VA.


Terms: A deposit in the form of CERTIFIED FUNDS in the amount of $9,000.00 or 10% of the successful bid, whichever is lower, is required of any bidder at the time of sale. Closing within fifteen (15) days of sale. Time is of the essence. Additional terms will be announced at sale. Purchaser to pay all closing costs. Sale subject to seller confirmation. Pursuant to the Federal Fair Debt Collection Practices Act, we advise you that this firm is a debt collector attempting to collect the indebtedness referred to herein, and any information we obtain will be used for that purpose.


FOR INFORMATION CONTACT: Jennifer, Assistant to Julian A. Bryant, Jr., at Evans & Bryant, PLC, Substitute Trustee, 2101 Parks Avenue, Suite 301, Virginia Beach, VA 23451. 1‑757‑437‑9500 (1228287).

TRUSTEE SALE8732 Springwater

Drive, Richmond, VA 23228-1622Henrico County

In execution of a Deed of Trust in the original principal amount of $231,021.00, datedOctober 28, 2005 recorded in the Clerk’s Office of the Circuit Court of the County Of Henrico, Virginia, in Deed Book 4000, at page 0299, default having occurred in the payment of the Note thereby secured and at the request of the holder of said Note, the under signed Substitute Trustee will offer for sale at public auction at the entrance to theCircuit Court Building of the County of Henrico, corner of Parham Road and Hungary Spring Road, Henrico County, Virginia, on August 21, 2012 at 1:00 o’clock pm the property described in said deed, located at the above address and briefly described as: Lot 5, Block H, Section 3, Millspring Townes, with improvements thereon. TERMS OF SALE: CASH: A deposit of $20,000.00, or 10% of the sales price, whichever is lower, cash or certified check, will be required at the time of sale with settlement within fifteen (15) days from the date of sale. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest. Additional terms may be announced at the time of sale.Pursuant to the Federal Fair Debt Collection Practices Act, we advise you that this firm is a debt collector attempting to collect the indebtedness referred to herein and any information we obtain will be used for that purpose.SAMUEL I. WHITE, P.C., Substitute TrusteeThis is a communication from a debt collector. FOR INFORMATION CONTACT: SAMUEL I. WHITE, P.C. (01-001286-09/CONV) 5040 Corporate Woods Drive, Suite 120, Virginia Beach, Virginia 23462, 757-457-1460 - Call Between 9:00 a.m. and 11:30 a.m. or visit our website at www.siwpc.net

Department of Environmental Quality Public Notice

An enforcement action has been proposed for GEI Stratford, LLC and Stratford-Bethany, LLC for alleged violations at the Stratford Hills Apartments on 2517 W. Tremont Court, Richmond, VA. The action requires corrective action and payment of a civil charge. A description of the proposed action is available at the DEQ office named below or online at www.deq.virginia.gov. Frank Lupini will accept comments by e-mail at [email protected], fax 804-527-5093, or postal mail DEQ piedmont regional office, 4949-A Cox Road, Glen Allen, VA, 23060 from August 13, 2012 to September 13, 2012.

TRUSTEE SALE 1453 Sycamore Mews Cir,

Midlothian, VA 23113Chesterfield County

In execution of a Deed of Trust in the original principal amount of $169,745.00, dated September 8, 2008 recorded in the Clerk’s Office of the Circuit Court of the County Of Chesterfield, Virginia, in Deed Book 8459, at page 0001, default having occurred in the payment of the Note thereby secured and at the request of the holder of said Note, the under signed Substitute Trustee will offer for sale at public auction at the entrance to the Courthouse, 9500 Courthouse Road, corner of Iron Bridge Road and Courthouse Road, Chesterfield County, Virginia, onAugust 23, 2012 at 11:15 o’clock am the property described in said deed, located at the above address and briefly described as: Unit No. 43, Sycamore Mews Condominium, Phase IV, together with an undivided interest in the common elements. TERMS OF SALE: CASH: A deposit of $15,000.00, or 10% of the sales price, whichever is lower, cash or certified check, will be required at the time of sale with settlement within fifteen (15) days from the date of sale. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation and audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest. Additional terms may be announced at the time of sale. Pursuant to the Federal Fair Debt Collection Practices Act, we advise you that this firm is a debt collector attempting to collect the indebtedness referred to herein and any information we obtain will be used for that purpose.SAMUEL I. WHITE, P.C., Substitute TrusteeThis is a communication from a debt collector.FOR INFORMATION CONTACT: SAMUEL I. WHITE, P.C. (01-017379-12/FHA) 5040 Corporate Woods Drive, Suite 120 Virginia Beach, Virginia 23462 757-457-1460 - Call Between 9:00 a.m. and 11:30 a.m. or visit our website at www.siwpc.net

VIRGINIA: Case No: 11-1053

IN THE CIRCUIT COURT OF THE CITY OF RICHMOND

In Re: Estate of Virgil A. Frazier, Deceased

SHOW CAUSE ORDER

It appearing that a report of the accounts of Paul G. Izzo, Administrator CTA of the estate of Virgil A. Frazier, deceased, and the debts and demands against such estate has been filed with the Clerk’s Office, and that six months have elapsed since qualification, on motion of the personal representative, it is

ORDERED that the creditors of, and all others interested in, the estate, show cause, if any they can, at 9:00am on the 6th day of September, 2012, before this Court at its courtroom against the payment and delivery of the estate to the persons thereunto entitled, without refunding bonds

AN EXTRACT, TESTE: BEVILL M. DEAN, CLERK

Trustee’s Sale 4311 Welford Avenue,

Richmond, Virginia 23234(Tax ID No. C0080591018)

Default having been made in the terms of a certain Deed of Trust dated August 31, 2005, in the modified principal amount of $84,000.00 and recorded in the Clerk’s Office of the Circuit Court of the City of Richmond, Virginia as Instrument No. 05-33927 as amended by a Modification of Deed of Trust recorded as Instrument No. 080014767, the undersigned Substitute Trustees will sell at public auction on September 6, 2012, at 11:15 a.m., in front of the building housing the Circuit Court of the City of Richmond, 400 North 9th Street, at the entrance facing Clay Street (8th and Clay Streets), Richmond, VA, the property designated as Lot No. 9 on a Map of Block A, Chesterfield Court, Section 3, said map being dated December 15, 1950, recorded December 19, 1950, in the Clerk’s Office of the Circuit Court of Chesterfield County, Virginia, in Plat Book 9, Page 9, and being more particularly shown on plat of survey dated January 17, 1975, attached to Deed recorded in Deed Book 463, page 363 in the Clerk’s Office Circuit Court, City of Richmond, Virginia, Division II. Sale is subject to all prior liens, easements, restrictions, covenants, and conditions, if any, of record, or other matters which would be disclosed by an accurate survey or inspection of the premises. TERMS: CASH. A deposit of $8,000.00 or 10% of the sale price, whichever is lower, will be required of the successful bidder at time of sale. Prior to the sale, interested bidders will be required to register with and must present a bid deposit which may be held during the sale by the trustee. The bid deposit must be certified funds and/or cash, but no more than $10,000.00 of cash will be accepted. The successful bidder’s deposit will be retained at the sale and applied to the sale price. If held by the trustee, all other bid deposits will be returned to the unsuccessful bidders. Settlement is to be made within 15 days. The successful bidder will be required to execute a Memorandum of Trustee’s Sale, available for review on the Foreclosure Sales page of www.glasserlaw.com, outlining additional terms of sale and settlement. A Trustee’s Deed will be prepared by Trustee’s attorney at high bidder’s expense. This is a communication from a debt collector. Atlantic Trustee Services, L.L.C., Substitute Trustee, Crown Center Building, Suite 600, 580 East Main Street, Norfolk, VA 23510, File No. 98969, Tel: (757) 321-6465, Between 10:00 a.m. & 12:00 noon only

Trustee’s Sale3117 Woodcliff Avenue,

Richmond, Virginia 23222(Tax ID No. N0001057025)

Default having been made in the terms of a certain Deed of Trust dated December 21, 1984, in the original principal amount of $47,125.00 and recorded in the Clerk’s Office of the Circuit Court of the City of Richmond, Virginia in Deed Book 27, at page 67, and re-recorded on February 20, 1985, in Deed Book 31, at page 1450, the undersigned Substitute Trustees, will sell at public auction on September 6, 2012, at 11:15 a.m., in front of the building housing the Richmond Circuit Court, 400 North 9th Street, at the entrance facing Clay Street (8th and Clay Streets), Richmond, VA, the property shown on a certain plat entitled “3117 Woodcliffe Avenue, Lots 59, 64 & Southern 1/2 of Lots 60 & 63 Highland Terrace Richmond, Virginia”, recorded in the aforesaid Clerk’s Office in Deed Book 682A, page 314, and further shown on a certain survey entitled “Map Showing Property With Improvements Thereon, No. 3117, Situated On The Eastern Side Of Woodcliff Avenue, Between Craigie And Giles Avenue, Being Lots 59 & 64 & The Southern One Half Of Lots 60 & 63, Plan Of “Highland Terrace”, In The City Of Richmond, Virginia”, and recorded in the aforesaid Clerk’s Office in Deed Book 27, at page 72.Sale is subject to all prior liens, easements, restrictions, covenants, and conditions, if any, of record, or other matters which would be disclosed by an accurate survey or inspection of the premises. TERMS: CASH. A deposit of $4,500.00 or 10% of the sale price, whichever is lower, will be required of the successful bidder at time of sale. Prior to the sale, interested bidders will be required to register with and must present a bid deposit which may be held during the sale by the trustee. The bid deposit must be certified funds and/or cash, but no more than $10,000.00 of cash will be accepted. The successful bidder’s deposit will be retained at the sale and applied to the sale price. If held by the trustee, all other bid deposits will be returned to the unsuccessful bidders. Settlement is to be made within 15 days. The successful bidder will be required to execute a Memorandum of Trustee’s Sale, available for review on the Foreclosure Sales page ofwww.glasserlaw.com, outlining additional terms of sale and settlement. A Trustee’s Deed will be prepared by Trustee’s attorney at high bidder’s expense. This is a communication from a debt collector. Glasser and Glasser, P.L.C. and/or Atlantic Trustee Services, L.L.C., Substitute Trustees, Crown Center Building, Suite 600, 580 East Main Street, Norfolk, VA 23510, File No. 91023, Tel: (757) 321-6465, Between 10:00 a.m. & 12:00 noon only.


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TRUSTEE SALE 13807 Woods Edge Rd,

Colonial Heights, VA 23834-6011Chesterfield County

In execution of a Deed of Trust in the original principal amount of $123,250.00, dated March 20, 2007 recorded in the Clerk’s Office of the Circuit Court of the County Of Chesterfield, Virginia, in Deed Book 7689, at page 0917, default having occurred in the payment of the Note thereby secured and at the request of the holder of said Note, the under signed Substitute Trustee will offer for sale at public auction at the entrance to the Courthouse, 9500 Courthouse Road, corner of Iron Bridge Road and Courthouse Road, Chesterfield County, Virginia, on August 21, 2012 at 3:15 o’clock pm the property described in said deed, located at the above address and briefly described as: Containing 0.45 acre, shown on a survey dated August 2, 2000, recorded in Deed Book 3893, Page 367, with improvements thereon. TERMS OF SALE: CASH: A deposit of $10,000.00, or 10% of the sales price, whichever is lower, cash or certified check, will be required at the time of sale with settlement within fifteen (15) days from the date of sale. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest. Additional terms may be announced at the time of sale.Pursuant to the Federal Fair Debt Collection Practices Act, we advise you that this firm is a debt collector attempting to collect the indebtedness referred to herein and any information we obtain will be used for that purpose.SAMUEL I. WHITE, P.C., Substitute TrusteeThis is a communication from a debt collector.FOR INFORMATION CONTACT: SAMUEL I. WHITE, P.C. (40-006863-12/CONV) 5040 Corporate Woods Drive, Suite 120 Virginia Beach, Virginia 23462 757-457-1460 - Call Between 9:00 a.m. and 11:30 a.m. or visit our website at www.siwpc.net

TRUSTEE SALE1000 Yucca Ct, Richmond, VA 23236-2582

Chesterfield CountyIn execution of a Deed of Trust in the original principal amount of $115,000.00, datedAugust 3, 2007 recorded in the Clerk’s Office of the Circuit Court of the County Of Chesterfield, Virginia, in Deed Book 7939, at page 0600, default having occurred in the payment of the Note thereby secured and at the request of the holder of said Note, the under signed Substitute Trustee will offer for sale at public auction at the entrance to theCourthouse, 9500 Courthouse Road, corner of Iron Bridge Road and Courthouse Road, Chesterfield County, Virginia, on August 21, 2012 at 3:15 o’clock pm the property described in said deed, located at the above address and briefly described as: Lot 1, Block T, Section F, Smoketree, with improvements thereon. TERMS OF SALE: CASH: A deposit of $10,000.00, or 10% of the sales price, whichever is lower, cash or certified check, will be required at the time of sale with settlement within fifteen (15) days from the date of sale. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest. Additional terms may be announced at the time of sale.Pursuant to the Federal Fair Debt Collection Practices Act, we advise you that this firm is a debt collector attempting to collect the indebtedness referred to herein and any information we obtain will be used for that purpose.SAMUEL I. WHITE, P.C., Substitute TrusteeThis is a communication from a debt collector.FOR INFORMATION CONTACT:SAMUEL I. WHITE, P.C. (01-007084-12/CONV)5040 Corporate Woods Drive, Suite 120Virginia Beach, Virginia 23462757-457-1460 - Call Between 9:00 a.m. and 11:30 a.m.or visit our website at www.siwpc.net

TRUSTEE SALE2900 Kellynn Dr, Midlothian, VA 23112-


In execution of a Deed of Trust in the original principal amount of $65,600.00, dated April 26, 2000 recorded in the Clerk’s Office of the Circuit Court of the County Of Chesterfield, Virginia, in Deed Book 3810, at page 54, default having occurred in the payment of the Note thereby secured and at the request of the holder of said Note, the under signed Substitute Trustee will offer for sale at public auction at the entrance to theCourthouse, 9500 Courthouse Road, corner of Iron Bridge Road and Courthouse Road, Chesterfield County, Virginia, on August 21, 2012 at 3:15 o’clock pm the property described in said deed, located at the above address and briefly described as: Lot 18, Block L, Section D, Lake Genito, with improvements thereon. TERMS OF SALE: CASH: A deposit of $5,000.00, or 10% of the sales price, whichever is lower, cash or certified check, will be required at the time of sale with settlement within fifteen (15) days from the date of sale. Sale is subject to post sale confirmation that the borrower did not file for protection under the U.S. Bankruptcy Code prior to the sale, as well as to post-sale confirmation of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, the sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of his deposit without interest. Additional terms may be announced at the time of sale. Pursuant to the Federal Fair Debt Collection Practices Act, we advise you that this firm is a debt collector attempting to collect the indebtedness referred to herein and any information we obtain will be used for that purpose.SAMUEL I. WHITE, P.C., Substitute TrusteeThis is a communication from a debt collector. FOR INFORMATION CONTACT: SAMUEL I. WHITE, P.C. (01-017305-12/CONV)5040 Corporate Woods Drive, Suite 120Virginia Beach, Virginia 23462757-457-1460 - Call Between 9:00 a.m. and 11:30 a.m.or visit our website at www.siwpc.net

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